Home Bank Mortgage Rates, Fees & Info

Lafayette, LA

LEI: 549300II7Y8V2KY9TM28

Tax ID: 72-0214660

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Home Bank is a smaller bank specializing in Refi, Home Purchase, and Cash Out Refi loans. Home Bank has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New Orleans, Lafayette, Baton Rouge, Opelousas, and Hammond among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Home Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Home Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.44% 4/18/24
    30 Year Conventional Refi 6.37% 4/18/24
    30 Year Cash-out Refi 6.58% 4/18/24
    30 Year FHA Purchase 6.27% 4/18/24
    30 Year VA Purchase 6.27% 4/18/24
    30 Year USDA Purchase 6.61% 4/18/24
    15 Year Conventional Purchase 6.54% 4/18/24
    15 Year Conventional Refi 6.92% 4/18/24
    15 Year Cash-out Refi 6.92% 4/18/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Home Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Home Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    897

    Origination Dollar Volume (All Markets)

    $236,535,000

    Employee count

    453

    Awards

    Home Bank 30 Year Conventional Loans bronze Home Bank 30 Year Conventional Loans silver Home Bank 30 Year Conventional Loans bronze Home Bank 30 Year Conventional Loans bronze
    Show all (4) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 338 $114,210,000 $337,899 $3,881 3.71%
    LAFAYETTE, LA (FHA|USDA|VA) 357 $78,455,000 $219,762 $3,408 3.69%
    BATON ROUGE, LA (FHA|USDA|VA) 98 $21,480,000 $219,184 $3,352 3.92%
    Opelousas, LA (FHA|USDA|VA) 18 $3,810,000 $211,667 $4,497 4.34%
    HAMMOND, LA (FHA|USDA|VA) 10 $2,850,000 $285,000 $3,140 4.40%
    LAKE CHARLES, LA (FHA|USDA|VA) 15 $2,165,000 $144,333 $3,974 4.66%
    Jennings, LA (FHA|USDA|VA) 16 $2,090,000 $130,625 $3,150 4.99%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $1,990,000 $995,000 $0 4.38%
    Outside of Metro Areas 11 $1,955,000 $177,727 $3,398 3.91%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $1,760,000 $440,000 $4,954 3.69%
    BEND, OR (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $5,308 3.75%
    Natchez, MS-LA (FHA|USDA|VA) 9 $1,115,000 $123,889 $3,578 4.11%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $825,000 $275,000 $4,226 3.21%
    Picayune, MS (FHA|USDA|VA) 4 $620,000 $155,000 $3,404 3.63%
    JACKSON, MS (FHA|USDA|VA) 3 $395,000 $131,667 $2,956 4.09%
    MADISON, WI (FHA|USDA|VA) 2 $390,000 $195,000 $2,241 2.88%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $365,000 $365,000 $0 4.25%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $315,000 $315,000 $0 4.13%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,361 3.50%
    Vicksburg, MS (FHA|USDA|VA) 2 $220,000 $110,000 $3,082 3.81%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.88%
    Home Bank's top markets include New Orleans, Lafayette, Baton Rouge, Opelousas, and Hammond among others.

    Their top states include:
  • Louisiana (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Home Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Jefferson Parish Employees FCU
    Similarity Rank: 77
    Eureka Homestead
    Similarity Rank: 112
    Bank of Abbeville & Trust Company
    Similarity Rank: 162
    Neighbors Federal Credit Union
    Similarity Rank: 285
    America's Mortgage Resource, Inc.
    Similarity Rank: 640
    GREATER NEW ORLEANS
    Similarity Rank: 680
    Pelican State Credit Union
    Similarity Rank: 1400
    Origin Bank
    Similarity Rank: 1404
    BNC National Bank
    Similarity Rank: 2230
    Campus Federal Credit Union
    Similarity Rank: 2508

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 877 $233,105,000 $265,798 $3,521 3.80%
    USDA 11 $1,665,000 $151,364 $4,828 3.32%
    FHA 9 $1,765,000 $196,111 $7,065 3.28%

    For 2020, Home Bank's most frequently originated type of loan was Conventional, with 877 originations. Their 2nd most popular type was USDA, with 11 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 388 $86,340,000 $222,526 $2,943 3.71%
    Home Purchase 326 $90,710,000 $278,252 $4,491 4.05%
    Cash Out Refi 163 $53,395,000 $327,577 $3,465 3.48%
    Other 15 $4,745,000 $316,333 $3,181 3.64%
    Home Improvement 5 $1,345,000 $269,000 $3,926 4.32%

    For 2020, Home Bank's most frequently cited loan purpose was Refi, with 388 originations. The 2nd most popular reason was Home Purchase, with 326 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 350 $93,290,000 $266,543 $3,665 3.30%
    15 Year 197 $43,495,000 $220,787 $3,090 2.94%
    5 Year 122 $28,860,000 $236,557 $409 4.99%
    30+ year 72 $24,410,000 $339,028 $6,332 4.73%
    Other 51 $20,485,000 $401,667 $2,350 5.50%
    10 Year 47 $7,125,000 $151,596 $2,316 4.68%
    20 Year 43 $11,055,000 $257,093 $3,211 3.29%
    1 Year 12 $3,640,000 $303,333 $0 5.04%
    3 Year 3 $4,175,000 $1,391,667 $0 4.58%

    For 2020, Home Bank's most frequently cited loan duration was 30 Year, with 350 originations. The 2nd most popular length was 15 Year, with 197 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 516 $125,160,000 $242,558
    $1k-2k 77 $23,215,000 $301,494
    $2k-3k 12 $4,500,000 $375,000
    $3k-4k 6 $2,360,000 $393,333
    $4k-5k 3 $795,000 $265,000
    $5k+ 3 $1,225,000 $408,333

    Home Bank's average total fees were $3,665, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 516 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 219 $61,515,000 $280,890
    4-5% 218 $75,840,000 $347,890
    2.5-3% 204 $51,650,000 $253,186
    <2.5% 127 $27,375,000 $215,551
    5-6% 92 $17,430,000 $189,457
    6-7% 17 $1,835,000 $107,941
    7-8% 12 $460,000 $38,333
    Over 8% 8 $430,000 $53,750

    During 2020, Home Bank's average interest rate for loans was 3.30%, while their most frequently originated rate bucket for loans was 3-4%, with 219 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 301 $82,755,000 $274,934 $3,813 3.47%
    $100k-200k 290 $44,390,000 $153,069 $3,207 3.53%
    $100,000 or less 158 $8,990,000 $56,899 $2,113 4.91%
    $400k-600k 108 $51,650,000 $478,241 $4,646 3.47%
    $600k-1MM 22 $17,140,000 $779,091 $6,165 4.77%
    $1MM+ 18 $31,610,000 $1,756,111 $7,052 4.31%

    2020 saw Home Bank place emphasis on $200k-400k loans with 301 originations, totaling $82,755,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 165 $36,915,000 $223,727 $3,632 3.56%
    $150k-250k 129 $40,415,000 $313,295 $3,899 3.50%
    $50k-75k 114 $20,490,000 $179,737 $3,453 3.33%
    $250k+ 108 $45,060,000 $417,222 $4,059 3.62%
    $75k-100k 101 $21,505,000 $212,921 $3,647 3.50%
    $50k or less 93 $10,555,000 $113,495 $2,973 3.87%

    Home Bank lent most frequently to those with incomes in the $100k-150k range, with 165 originations. The second most popular income band? $150k-250k, with 129 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 200 $46,330,000 $231,650 $3,504 3.34%
    30-36% 132 $33,330,000 $252,500 $3,567 3.46%
    <20% 125 $31,095,000 $248,760 $3,191 3.24%
    41% 25 $8,015,000 $320,600 $4,462 4.00%
    37% 25 $6,075,000 $243,000 $4,031 3.50%
    38% 24 $5,990,000 $249,583 $3,928 3.75%
    39% 23 $7,205,000 $313,261 $3,991 3.55%
    36% 20 $5,680,000 $284,000 $3,846 3.22%
    43% 18 $6,110,000 $339,444 $3,927 3.24%
    42% 17 $4,405,000 $259,118 $4,430 3.85%
    40% 15 $4,405,000 $293,667 $3,861 3.56%
    45% 12 $3,160,000 $263,333 $3,909 3.04%
    44% 11 $2,335,000 $212,273 $3,233 3.66%
    48% 11 $2,735,000 $248,636 $3,420 2.95%
    47% 8 $2,750,000 $343,750 $4,103 3.44%
    49% 8 $2,430,000 $303,750 $3,107 2.88%
    50-60% 6 $950,000 $158,333 $5,923 4.04%
    >60% 5 $545,000 $109,000 $1,356 7.98%
    46% 5 $695,000 $139,000 $3,052 3.63%

    Home Bank lent most frequently to those with DTI ratios of 20-30%, with 200 originations. The next most common DTI ratio? 30-36%, with 132 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 645 $162,215,000 $251,496 $3,558 3.50%
    Not applicable 156 $54,660,000 $350,385 $0 4.91%
    Black 59 $9,955,000 $168,729 $4,103 4.14%
    Asian 16 $4,940,000 $308,750 $4,071 3.52%
    Not provided 16 $3,360,000 $210,000 $3,294 4.05%
    Asian Indian 2 $750,000 $375,000 $3,533 2.50%
    Chinese 1 $295,000 $295,000 $0 4.88%
    American Indian 1 $215,000 $215,000 $2,537 2.13%
    Native Hawaiian or Islander 1 $145,000 $145,000 $3,069 3.13%

    Approval Rates

    Total approvals of all applications
    94.15%

    Home Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    77.26%

    Home Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    250.0 2 $40,000 $20,000
    NA 895 $236,495,000 $264,240

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $980,000 $490,000
    Multifamily:Site-Built 47 $36,285,000 $772,021
    Single Family (1-4 Units):Manufactured 20 $850,000 $42,500
    Single Family (1-4 Units):Site-Built 828 $198,420,000 $239,638

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 92 $14,380,000 $156,304 $2,562 4.27%
    40-60% 197 $46,925,000 $238,198 $3,415 3.55%
    60-80% 407 $122,895,000 $301,953 $3,702 3.69%
    80-100% 173 $49,565,000 $286,503 $4,270 3.77%
    Over 100% 2 $280,000 $140,000 $0 5.19%
    Under 20% 25 $2,175,000 $87,000 $1,063 5.53%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    HOME BANCSHARES, INC. Conventional home mortgage Closing on a mortgage 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Home Bank, National Association 100 Albertson Parkway Broussard, LA 70518 Full Service B&M $41,970
    Home Bank, National Association 1001 Johnston Street Lafayette, LA 70501 Full Service B&M $64,090
    Home Bank, National Association 102 South Adams Street Welsh, LA 70591 Full Service B&M $29,930
    Home Bank, National Association 1020 Coolidge Lafayette, LA 70501 Full Service B&M $35,516
    Home Bank, National Association 1021 Bridge Street Parks, LA 70582 Limited, Drive-thru $0
    Home Bank, National Association 10563 South Glenstone Place Baton Rouge, LA 70810 Full Service B&M $17,444
    Home Bank, National Association 1105 S Clearview Pkwy Jefferson, LA 70121 Full Service B&M $34,907
    Home Bank, National Association 114 N Main St Church Point, LA 70525 Full Service B&M $57,114
    Home Bank, National Association 1219 Albertson Parkway Broussard, LA 70518 Full Service B&M $42,388
    Home Bank, National Association 1245 Camellia Boulevard Lafayette, LA 70508 Full Service B&M $48,460
    Home Bank, National Association 128 East Academy Avenue Jennings, LA 70546 Full Service B&M $69,419
    Home Bank, National Association 1305 North Causeway Boulevard Mandeville, LA 70471 Full Service B&M $68,204
    Home Bank, National Association 1600 Veterans Memorial Boulevard Metairie, LA 70005 Full Service B&M $123,178
    Home Bank, National Association 1750 North Columbia Street Covington, LA 70433 Full Service B&M $26,711
    Home Bank, National Association 1800 Manhattan Blvd Harvey, LA 70058 Full Service B&M $23,079
    Home Bank, National Association 2037 Gause Blvd East Slidell, LA 70461 Full Service B&M $22,578
    Home Bank, National Association 2150 South Frontage Road Vicksburg, MS 39180 Full Service B&M $14,565
    Home Bank, National Association 2810 Johnston Street Lafayette, LA 70503 Full Service B&M $36,304
    Home Bank, National Association 301 S Main St Saint Martinville, LA 70582 Full Service B&M $142,102
    Home Bank, National Association 3524 Sherwood Forest Blvd Baton Rouge, LA 70816 Full Service B&M $9,450
    Home Bank, National Association 357 Odd Fellows Road Crowley, LA 70527 Full Service B&M $89,320
    Home Bank, National Association 3915 Canal Street New Orleans, LA 70114 Full Service B&M $22,437
    Home Bank, National Association 4202 Johnston Street Lafayette, LA 70503 Full Service B&M $52,287
    Home Bank, National Association 4401 Transcontinental Drive Metairie, LA 70002 Full Service B&M $58,288
    Home Bank, National Association 4421 Catahoula Highway St. Martinville, LA 70582 Limited, Drive-thru $0
    Home Bank, National Association 500 Main Street Natchez, MS 39120 Full Service B&M $106,764
    Home Bank, National Association 5028 Ambassador Caffery Parkway Lafayette, LA 70508 Full Service B&M $61,694
    Home Bank, National Association 503 Kaliste Saloom Lafayette, LA 70508 Full Service B&M $566,145
    Home Bank, National Association 5302 Corporate Boulevard Baton Rouge, LA 70808 Full Service B&M $40,072
    Home Bank, National Association 5435 Magazine Street New Orleans, LA 70115 Full Service B&M $32,732
    Home Bank, National Association 5543 Cameron Street Scott, LA 70583 Limited, Drive-thru $0
    Home Bank, National Association 69291 Highway 21 Covington, LA 70433 Full Service B&M $31,269
    Home Bank, National Association 70591 Highway 59 Abita Springs, LA 70420 Full Service B&M $19,321
    Home Bank, National Association 806 Bernard Road Carencro, LA 70520 Full Service B&M $67,364
    Home Bank, National Association 82255 Hwy. 25 Folsom, LA 70437 Full Service B&M $43,724
    Home Bank, National Association 9659 Antioch Road, Suite 101 Baton Rouge, LA 70817 Full Service B&M $14,107
    Home Bank, National Association Broadway And Highway 190 East Elton, LA 70532 Full Service B&M $19,051
    Home Bank, National Association Highway 61 North Natchez, MS 39120 Full Service B&M $24,382
    Home Bank, National Association Highway 61 South Natchez, MS 39120 Full Service B&M $42,385
    Home Bank, National Association Interstate 10, 800 I-10 South Frontage Road Scott, LA 70583 Full Service B&M $78,096

    For 2020, Home Bank had 40 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $104,129
    Net interest income $92,211
    Total noninterest income $14,193
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $3,902
    Trading account gains and fees $0
    Additional Noninterest Income $10,291
    Pre-tax net operating income $31,041
    Securities gains (or losses, -) $0
    Income before extraordinary items $24,950
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $24,950
    Minority interest net income $0
    Net income $24,950
    Sale, conversion, retirement of capital stock, net $789
    Net operating income $24,950

    Home Bank's gross interest income from loans was $104,129,000.
    Home Bank's net interest income from loans was $92,211,000.
    Home Bank's fee based income from loans was $3,902,000.
    Home Bank's net income from loans was $24,950,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $11,918
    Provision for credit losses $12,728
    Total noninterest expense $62,635
    Salaries and employee benefits $37,350
    Premises and equipment expense $9,026
    Additional noninterest expense $16,259
    Applicable income taxes $6,091
    Net charge-offs $2,266
    Cash dividends $18,200

    Home Bank's interest expense for loans was $11,918,000.
    Home Bank's payroll and benefits expense were $37,350,000.
    Home Bank's property, plant and equipment expenses $9,026,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $2,218,712
    Deposits held in domestic offices $2,218,712
    Deposits by Individuals, partnerships, and corporations $1,960,632
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $254,287
    Deposits by Commercial banks and other depository institutions in U.S. $3,793
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $397,903
    Demand deposits $181,583
    Nontransaction accounts $1,820,809
    Money market deposit accounts (MMDAs) $333,078
    Other savings deposits (excluding MMDAs) $1,118,938
    Total time deposits $368,793
    Total time and savings deposits $2,037,129
    Noninterest-bearing deposits $620,591
    Interest-bearing deposits $1,598,121
    Retail deposits $2,114,966
    IRAs and Keogh plan accounts $45,496
    Brokered deposits $41,007
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,586,485
    Cash & Balances due from depository institutions $188,396
    Interest-bearing balances $161,190
    Total securities $257,686
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,956,550
    Loan and leases loss allowance $32,963
    Trading account assets $0
    Bank premises and fixed assets $45,497
    Other real estate owned $1,300
    Goodwill and other intangibles $63,112
    All other assets $73,944

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,586,485
    Total Liabilities $2,273,009
    Total deposits $2,218,712
    Interest-bearing deposits $1,598,121
    Deposits held in domestic offices $2,218,712
    % insured (estimated) $73
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $34,363
    Subordinated debt $0
    All other liabilities $19,934

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,956,550
    Loan and leases loss allowance $32,963
    Total loans and leases (domestic) $1,989,513
    All real estate loans $1,535,201
    Real estate loans in domestic offices $1,535,201
    Construction and development loans $209,974
    Residential 1-4 family construction $57,995
    Other construction, all land development and other land $151,979
    Loans secured by nonfarm nonresidential properties $751,732
    Nonfarm nonresidential secured by owner-occupied properties $377,503
    Commercial real estate & other non-farm, non-residential $374,229
    Multifamily residential real estate $87,502
    1-4 family residential loans $473,274
    Farmland loans $12,719
    Loans held in foreign offices $0
    Farm loans $12,749
    Commercial and industrial loans $403,525
    To non-U.S. addressees $0
    Loans to individuals $39,070
    Credit card loans $4,012
    Related Plans $2,604
    Consumer Auto Loans $1,466
    Other loans to individuals $30,988
    All other loans & leases $7,695
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,828
    Non 1-4 family restructured loans & leases $1,062
    Total loans and leases (foreign) $0

    Home Bank had $1,956,550,000 of loans outstanding in 2020. $1,535,201,000 of loans were in real estate loans. $209,974,000 of loans were in development loans. $87,502,000 of loans were in multifamily mortgage loans. $473,274,000 of loans were in 1-4 family mortgage loans. $12,749,000 of loans were in farm loans. $4,012,000 of loans were in credit card loans. $1,466,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,012 $258,266 $255,204
    Nonfarm, nonresidential loans - <$100k 181 $11,409 $63,033
    Nonfarm, nonresidential loans - $100-250k 322 $41,492 $128,857
    Nonfarm, nonresidential loans - $250k-1MM 509 $205,365 $403,468
    Commercial & Industrial, US addressed loans - <$1MM 4,335 $268,477 $61,932
    Commercial & Industrial, US addressed loans - <$100k 3,585 $84,826 $23,661
    Commercial & Industrial, US addressed loans - $100-250k 468 $66,239 $141,536
    Commercial & Industrial, US addressed loans - $250k-1MM 282 $117,412 $416,355
    Farmland loans - <$1MM 42 $5,702 $135,762
    Farmland loans - <$100k 15 $358 $23,867
    Farmland loans - $100-250k 18 $2,326 $129,222
    Farmland loans - $250k-1MM 9 $3,018 $335,333
    Agriculture operations loans - <$1MM 63 $7,050 $111,905
    Agriculture operations loans - <$100k 27 $732 $27,111
    Agriculture operations loans - $100-250k 17 $1,797 $105,706
    Agriculture operations loans - $250k-1MM 19 $4,521 $237,947