Home Bank Mortgage Rates, Fees & Info

Lafayette, LA

LEI: 549300II7Y8V2KY9TM28

Tax ID: 72-0214660

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Home Bank is a smaller bank specializing in Home Purchase and Refi loans. Home Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New Orleans, Lafayette, Baton Rouge, Opelousas, and Lake Charles among others. We have data for 19 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Home Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Home Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.44% 12/16/24
    30 Year Conventional Refi 6.37% 12/16/24
    30 Year Cash-out Refi 6.58% 12/16/24
    30 Year FHA Purchase 6.27% 12/16/24
    30 Year VA Purchase 6.27% 12/16/24
    30 Year USDA Purchase 6.61% 12/16/24
    15 Year Conventional Purchase 6.54% 12/16/24
    15 Year Conventional Refi 6.92% 12/16/24
    15 Year Cash-out Refi 6.92% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Home Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Home Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    693

    Origination Dollar Volume (All Markets)

    $161,115,000

    Employee count

    449 Show all (6) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 290 $81,250,000 $280,172 $4,295 5.05%
    LAFAYETTE, LA (FHA|USDA|VA) 258 $54,220,000 $210,155 $4,071 5.37%
    BATON ROUGE, LA (FHA|USDA|VA) 51 $10,985,000 $215,392 $4,263 5.33%
    Opelousas, LA (FHA|USDA|VA) 20 $3,030,000 $151,500 $3,845 5.61%
    Outside of Metro Areas 7 $2,065,000 $295,000 $5,960 5.11%
    LAKE CHARLES, LA (FHA|USDA|VA) 8 $1,870,000 $233,750 $4,639 4.83%
    Jennings, LA (FHA|USDA|VA) 16 $1,530,000 $95,625 $3,329 6.22%
    Natchez, MS-LA (FHA|USDA|VA) 16 $1,380,000 $86,250 $3,691 5.37%
    HAMMOND, LA (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,781 6.38%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $980,000 $490,000 $5,983 5.19%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $775,000 $258,333 $5,145 4.88%
    JACKSON, MS (FHA|USDA|VA) 4 $660,000 $165,000 $2,510 5.38%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $315,000 $315,000 $3,442 3.25%
    Vicksburg, MS (FHA|USDA|VA) 6 $270,000 $45,000 $789 6.04%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.25%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $195,000 $65,000 $1,773 6.33%
    MONROE, LA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.50%
    Athens, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,748 4.75%
    Morgan City, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.25%
    Home Bank's top markets include New Orleans, Lafayette, Baton Rouge, Opelousas, and Lake Charles among others.

    Their top states include:
  • Louisiana (FHA|USDA|VA)
  • Mississippi (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Alabama (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Home Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MERITUS Federal Credit Union
    Similarity Rank: 80
    Baton Rouge Telco Federal Credit Union
    Similarity Rank: 110
    Neighbors Federal Credit Union
    Similarity Rank: 136
    First Castle Federal Credit Union
    Similarity Rank: 180
    Eureka Homestead
    Similarity Rank: 201
    JEFFERSON FINANCIAL
    Similarity Rank: 400
    GREATER NEW ORLEANS
    Similarity Rank: 516
    Campus Federal Credit Union
    Similarity Rank: 544
    America's Mortgage Resource, Inc.
    Similarity Rank: 612
    Red River Bank
    Similarity Rank: 760

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 661 $156,645,000 $236,982 $4,068 5.33%
    FHA 18 $2,780,000 $154,444 $5,880 3.91%
    USDA 14 $1,690,000 $120,714 $4,428 3.84%

    For 2019, Home Bank's most frequently originated type of loan was Conventional, with 661 originations. Their 2nd most popular type was FHA, with 18 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 372 $98,720,000 $265,376 $4,894 4.89%
    Refi 208 $37,350,000 $179,567 $2,397 6.03%
    Cash Out Refi 88 $21,670,000 $246,250 $3,336 4.98%
    Other 13 $1,955,000 $150,385 $3,102 4.57%
    Home Improvement 12 $1,420,000 $118,333 $1,963 6.38%

    For 2019, Home Bank's most frequently cited loan purpose was Home Purchase, with 372 originations. The 2nd most popular reason was Refi, with 208 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 232 $50,700,000 $218,534 $3,795 4.27%
    5 Year 137 $27,415,000 $200,109 $648 6.03%
    30+ year 124 $46,340,000 $373,710 $6,462 5.10%
    Other 57 $10,765,000 $188,860 $3,244 6.65%
    15 Year 56 $10,370,000 $185,179 $2,588 4.86%
    10 Year 50 $5,300,000 $106,000 $906 6.65%
    1 Year 20 $5,360,000 $268,000 $0 5.94%
    20 Year 12 $2,740,000 $228,333 $3,915 5.41%
    3 Year 5 $2,125,000 $425,000 $514 6.06%

    For 2019, Home Bank's most frequently cited loan duration was 30 Year, with 232 originations. The 2nd most popular length was 5 Year, with 137 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 283 $62,305,000 $220,159
    $1k-2k 86 $31,800,000 $369,767
    $2k-3k 2 $480,000 $240,000
    $4k-5k 2 $700,000 $350,000
    $5k+ 1 $295,000 $295,000

    Home Bank's average total fees were $3,795, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 283 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 273 $65,685,000 $240,604
    4-5% 196 $60,810,000 $310,255
    3-4% 118 $24,150,000 $204,661
    6-7% 62 $8,360,000 $134,839
    Over 8% 29 $905,000 $31,207
    7-8% 13 $695,000 $53,462
    2.5-3% 2 $510,000 $255,000

    During 2019, Home Bank's average interest rate for loans was 4.27%, while their most frequently originated rate bucket for loans was 5-6%, with 273 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 208 $12,190,000 $58,606 $2,182 6.22%
    $200k-400k 191 $54,195,000 $283,743 $4,567 4.80%
    $100k-200k 189 $27,935,000 $147,804 $3,880 4.84%
    $400k-600k 76 $35,640,000 $468,947 $5,639 4.93%
    $600k-1MM 20 $14,180,000 $709,000 $6,422 5.19%
    $1MM+ 9 $16,975,000 $1,886,111 $11,608 5.03%

    2019 saw Home Bank place emphasis on $100,000 or less loans with 208 originations, totaling $12,190,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 108 $26,140,000 $242,037 $4,403 5.11%
    $50k or less 93 $9,095,000 $97,796 $3,273 5.22%
    $75k-100k 79 $14,515,000 $183,734 $4,275 4.84%
    $50k-75k 78 $10,880,000 $139,487 $3,724 5.20%
    $150k-250k 70 $23,000,000 $328,571 $5,103 4.82%
    $250k+ 59 $28,305,000 $479,746 $5,205 4.92%

    Home Bank lent most frequently to those with incomes in the $100k-150k range, with 108 originations. The second most popular income band? $50k or less, with 93 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 117 $28,745,000 $245,684 $4,039 4.79%
    30-36% 73 $16,215,000 $222,123 $4,082 4.84%
    <20% 49 $12,405,000 $253,163 $3,844 4.78%
    42% 29 $9,055,000 $312,241 $4,733 4.72%
    40% 18 $4,780,000 $265,556 $4,634 4.46%
    37% 17 $3,695,000 $217,353 $4,254 4.68%
    44% 16 $3,960,000 $247,500 $4,287 4.56%
    41% 16 $4,200,000 $262,500 $4,881 5.38%
    39% 15 $3,825,000 $255,000 $4,806 4.42%
    45% 14 $4,130,000 $295,000 $4,961 4.51%
    49% 14 $3,290,000 $235,000 $4,726 4.81%
    47% 13 $3,745,000 $288,077 $3,820 4.60%
    >60% 11 $485,000 $44,091 $492 9.20%
    48% 10 $2,400,000 $240,000 $5,000 5.10%
    36% 10 $3,060,000 $306,000 $5,030 4.60%
    46% 7 $1,845,000 $263,571 $6,073 5.70%
    38% 6 $1,420,000 $236,667 $3,481 5.48%
    50-60% 6 $670,000 $111,667 $1,946 6.52%
    43% 4 $1,010,000 $252,500 $5,191 4.53%

    Home Bank lent most frequently to those with DTI ratios of 20-30%, with 117 originations. The next most common DTI ratio? 30-36%, with 73 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 400 $94,770,000 $236,925 $4,106 5.09%
    Not applicable 178 $44,890,000 $252,191 $0 5.79%
    Black 72 $12,170,000 $169,028 $4,508 5.20%
    Asian 24 $5,770,000 $240,417 $4,461 4.44%
    Not provided 14 $2,090,000 $149,286 $3,781 5.44%
    Other Asian 2 $700,000 $350,000 $6,130 4.44%
    Vietnamese 2 $510,000 $255,000 $4,364 5.19%
    American Indian 1 $215,000 $215,000 $3,292 4.38%

    Approval Rates

    Total approvals of all applications
    93.11%

    Home Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    81.96%

    Home Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    250.0 11 $245,000 $22,273
    NA 682 $160,870,000 $235,880

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 4 $620,000 $155,000
    Multifamily:Site-Built 31 $19,335,000 $623,710
    Single Family (1-4 Units):Manufactured 37 $1,765,000 $47,703
    Single Family (1-4 Units):Site-Built 621 $139,395,000 $224,469

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 71 $9,035,000 $127,254 $2,891 5.92%
    40-60% 98 $23,380,000 $238,571 $3,620 5.31%
    60-80% 313 $86,135,000 $275,192 $4,606 5.18%
    80-100% 172 $40,460,000 $235,233 $4,564 4.71%
    Over 100% 3 $95,000 $31,667 $714 10.92%
    Under 20% 36 $2,010,000 $55,833 $954 6.77%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    HOME BANCSHARES, INC. Other type of mortgage Trouble during payment process 1 100.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Home Bank, National Association Highway 61 South Natchez, MS 39120 Full Service B&M $41,107
    Home Bank, National Association 100 Albertson Parkway Broussard, LA 70518 Full Service B&M $27,987
    Home Bank, National Association 1001 Johnston Street Lafayette, LA 70501 Full Service B&M $57,557
    Home Bank, National Association 102 South Adams Street Welsh, LA 70591 Full Service B&M $26,858
    Home Bank, National Association 1020 Coolidge Lafayette, LA 70501 Full Service B&M $40,195
    Home Bank, National Association 1021 Bridge Street Parks, LA 70582 Limited, Drive-thru $0
    Home Bank, National Association 10563 South Glenstone Place Baton Rouge, LA 70810 Full Service B&M $13,311
    Home Bank, National Association 114 N Main St Church Point, LA 70525 Full Service B&M $46,616
    Home Bank, National Association 1219 Albertson Parkway Broussard, LA 70518 Full Service B&M $23,440
    Home Bank, National Association 1245 Camellia Boulevard Lafayette, LA 70508 Full Service B&M $52,018
    Home Bank, National Association 128 East Academy Avenue Jennings, LA 70546 Full Service B&M $40,043
    Home Bank, National Association 1305 North Causeway Boulevard Mandeville, LA 70471 Full Service B&M $53,957
    Home Bank, National Association 1600 Veterans Memorial Boulevard Metairie, LA 70005 Full Service B&M $138,948
    Home Bank, National Association 1750 North Columbia Street Covington, LA 70433 Full Service B&M $18,861
    Home Bank, National Association 1800 Manhattan Blvd Harvey, LA 70058 Full Service B&M $14,976
    Home Bank, National Association 2037 Gause Blvd East Slidell, LA 70461 Full Service B&M $13,854
    Home Bank, National Association 2150 South Frontage Road Vicksburg, MS 39180 Full Service B&M $12,241
    Home Bank, National Association 2810 Johnston Street Lafayette, LA 70503 Full Service B&M $44,796
    Home Bank, National Association 301 S Main St Saint Martinville, LA 70582 Full Service B&M $160,421
    Home Bank, National Association 3524 Sherwood Forest Blvd Baton Rouge, LA 70816 Full Service B&M $5,943
    Home Bank, National Association 357 Odd Fellows Road Crowley, LA 70527 Full Service B&M $70,980
    Home Bank, National Association 3915 Canal Street New Orleans, LA 70114 Full Service B&M $9,911
    Home Bank, National Association 4202 Johnston Street Lafayette, LA 70503 Full Service B&M $44,284
    Home Bank, National Association 4401 Transcontinental Drive Metairie, LA 70002 Full Service B&M $43,671
    Home Bank, National Association 4421 Catahoula Highway St. Martinville, LA 70582 Limited, Drive-thru $0
    Home Bank, National Association 500 Main Street Natchez, MS 39120 Full Service B&M $79,263
    Home Bank, National Association 5028 Ambassador Caffery Parkway Lafayette, LA 70508 Full Service B&M $24,259
    Home Bank, National Association 503 Kaliste Saloom Lafayette, LA 70508 Full Service B&M $440,609
    Home Bank, National Association 5302 Corporate Boulevard Baton Rouge, LA 70808 Full Service B&M $28,424
    Home Bank, National Association 5435 Magazine Street New Orleans, LA 70115 Full Service B&M $30,903
    Home Bank, National Association 5543 Cameron Street Scott, LA 70583 Limited, Drive-thru $0
    Home Bank, National Association 5700 Citrus Boulevard, Suite K New Orleans, LA 70123 Full Service B&M $17,063
    Home Bank, National Association 69291 Highway 21 Covington, LA 70433 Full Service B&M $26,143
    Home Bank, National Association 70591 Highway 59 Abita Springs, LA 70420 Full Service B&M $17,373
    Home Bank, National Association 806 Bernard Road Carencro, LA 70520 Full Service B&M $39,439
    Home Bank, National Association 82255 Hwy. 25 Folsom, LA 70437 Full Service B&M $32,082
    Home Bank, National Association 9659 Antioch Road, Suite 101 Baton Rouge, LA 70817 Full Service B&M $10,154
    Home Bank, National Association Broadway And Highway 190 East Elton, LA 70532 Full Service B&M $17,104
    Home Bank, National Association Highway 61 North Natchez, MS 39120 Full Service B&M $22,604
    Home Bank, National Association Interstate 10, 800 I-10 South Frontage Road Scott, LA 70583 Full Service B&M $51,736

    For 2019, Home Bank had 40 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $102,208
    Net interest income $85,996
    Total noninterest income $14,461
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $5,114
    Trading account gains and fees $0
    Additional Noninterest Income $9,347
    Pre-tax net operating income $33,984
    Securities gains (or losses, -) $0
    Income before extraordinary items $28,084
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $28,084
    Minority interest net income $0
    Net income $28,084
    Sale, conversion, retirement of capital stock, net $801
    Net operating income $28,084

    Home Bank's gross interest income from loans was $102,208,000.
    Home Bank's net interest income from loans was $85,996,000.
    Home Bank's fee based income from loans was $5,114,000.
    Home Bank's net income from loans was $28,084,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $16,212
    Provision for credit losses $3,014
    Total noninterest expense $63,459
    Salaries and employee benefits $37,425
    Premises and equipment expense $9,057
    Additional noninterest expense $16,977
    Applicable income taxes $5,900
    Net charge-offs $1,494
    Cash dividends $21,000

    Home Bank's interest expense for loans was $16,212,000.
    Home Bank's payroll and benefits expense were $37,425,000.
    Home Bank's property, plant and equipment expenses $9,057,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 1.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 2.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 0.0%
    All other family 1.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 1.4%
    Other individual loans 0.0%
    Auto loans 1.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,830,354
    Deposits held in domestic offices $1,830,354
    Deposits by Individuals, partnerships, and corporations $1,623,599
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $206,496
    Deposits by Commercial banks and other depository institutions in U.S. $259
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $279,725
    Demand deposits $129,104
    Nontransaction accounts $1,550,629
    Money market deposit accounts (MMDAs) $273,741
    Other savings deposits (excluding MMDAs) $881,422
    Total time deposits $395,465
    Total time and savings deposits $1,701,250
    Noninterest-bearing deposits $447,207
    Interest-bearing deposits $1,383,147
    Retail deposits $1,759,796
    IRAs and Keogh plan accounts $49,216
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,195,856
    Cash & Balances due from depository institutions $40,341
    Interest-bearing balances $13,718
    Total securities $264,470
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,703,483
    Loan and leases loss allowance $17,868
    Trading account assets $0
    Bank premises and fixed assets $46,425
    Other real estate owned $4,121
    Goodwill and other intangibles $64,633
    All other assets $72,383

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,195,856
    Total Liabilities $1,890,515
    Total deposits $1,830,354
    Interest-bearing deposits $1,383,147
    Deposits held in domestic offices $1,830,354
    % insured (estimated) $75
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $46,159
    Subordinated debt $0
    All other liabilities $14,002

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,703,483
    Loan and leases loss allowance $17,868
    Total loans and leases (domestic) $1,721,351
    All real estate loans $1,492,782
    Real estate loans in domestic offices $1,492,782
    Construction and development loans $183,220
    Residential 1-4 family construction $52,377
    Other construction, all land development and other land $130,843
    Loans secured by nonfarm nonresidential properties $723,259
    Nonfarm nonresidential secured by owner-occupied properties $396,639
    Commercial real estate & other non-farm, non-residential $326,620
    Multifamily residential real estate $54,977
    1-4 family residential loans $517,954
    Farmland loans $13,372
    Loans held in foreign offices $0
    Farm loans $18,193
    Commercial and industrial loans $163,303
    To non-U.S. addressees $0
    Loans to individuals $45,795
    Credit card loans $4,137
    Related Plans $2,831
    Consumer Auto Loans $2,631
    Other loans to individuals $36,196
    All other loans & leases $4,392
    Loans to foreign governments and official institutions $0
    Other loans $0
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $2,243
    Non 1-4 family restructured loans & leases $972
    Total loans and leases (foreign) $0

    Home Bank had $1,703,483,000 of loans outstanding in 2019. $1,492,782,000 of loans were in real estate loans. $183,220,000 of loans were in development loans. $54,977,000 of loans were in multifamily mortgage loans. $517,954,000 of loans were in 1-4 family mortgage loans. $18,193,000 of loans were in farm loans. $4,137,000 of loans were in credit card loans. $2,631,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,200 $292,095 $243,413
    Nonfarm, nonresidential loans - <$100k 267 $16,282 $60,981
    Nonfarm, nonresidential loans - $100-250k 404 $55,044 $136,248
    Nonfarm, nonresidential loans - $250k-1MM 529 $220,769 $417,333
    Commercial & Industrial, US addressed loans - <$1MM 1,743 $112,659 $64,635
    Commercial & Industrial, US addressed loans - <$100k 1,347 $29,836 $22,150
    Commercial & Industrial, US addressed loans - $100-250k 254 $28,694 $112,969
    Commercial & Industrial, US addressed loans - $250k-1MM 142 $54,129 $381,190
    Farmland loans - <$1MM 48 $5,194 $108,208
    Farmland loans - <$100k 23 $629 $27,348
    Farmland loans - $100-250k 19 $2,426 $127,684
    Farmland loans - $250k-1MM 6 $2,139 $356,500
    Agriculture operations loans - <$1MM 92 $10,569 $114,880
    Agriculture operations loans - <$100k 36 $1,168 $32,444
    Agriculture operations loans - $100-250k 27 $2,851 $105,593
    Agriculture operations loans - $250k-1MM 29 $6,550 $225,862