People's Bank Of Seneca Mortgage Rates, Fees & Info
Seneca, MOLEI: 549300Q8R70WLHGFLX73
Tax ID: 43-1730907
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
People's Bank Of Seneca is a smaller bank specializing in Home Purchase and Refi loans. People's Bank Of Seneca has a high proportion of conventional loans. Their top markets by origination volume include: Joplin, Pittsburg, Coffeyville, Fayetteville, and Miami among others. We have data for 10 markets. (Some data included below & more in-depth data is available with an active subscription.)People's Bank Of Seneca has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
284Origination Dollar Volume (All Markets)
$52,500,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| JOPLIN, MO (FHA|USDA|VA) | 230 | $43,170,000 | $187,696 | $0 | 0.00% |
| Outside of Metro Areas | 34 | $5,060,000 | $148,824 | $0 | 0.00% |
| Pittsburg, KS (FHA|USDA|VA) | 9 | $1,205,000 | $133,889 | $0 | 0.00% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $965,000 | $965,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $0 | 0.00% |
| Miami, OK (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $0 | 0.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 284 | $52,500,000 | $184,859 | $0 | 0.00% |
For 2022, People's Bank Of Seneca's most frequently originated type of loan was Conventional, with 284 originations.
Loan Reason
For 2022, People's Bank Of Seneca's most frequently cited loan purpose was Home Purchase, with 191 originations. The 2nd most popular reason was Refi, with 53 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 284 | $52,500,000 | $184,859 | $0 | 0.00% |
For 2022, People's Bank Of Seneca's most frequently cited loan duration was Other, with 284 originations.
Loan Sizing
2022 saw People's Bank Of Seneca place emphasis on $100,000 or less loans with 105 originations, totaling $5,815,000 in origination value.
Applicant Income
People's Bank Of Seneca lent most frequently to those with incomes in the $50k-75k range, with 38 originations. The second most popular income band? $100k-150k, with 29 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 284 | $52,500,000 | $184,859 | $0 | 0.00% |
People's Bank Of Seneca lent most frequently to those with DTI ratios of Exempt%, with 284 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.93%
People's Bank Of Seneca has an average approval rate.
Pick Rate
Approvals leading to origination79.58%
People's Bank Of Seneca has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 284 | $52,500,000 | $184,859 |