Miami Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Miami averaged 6.5% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.16% and one month ago for the week of 2024-08-29, the average rate was 6.73%.

Miami's average rate one year ago was 7.69%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.42%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Miami 30 Year Fixed Rate 2024-10-03 6.5%
Miami 30 Year Fixed Rate Refi 2024-10-03 6.42%
Miami 15 Year Fixed Rate 2024-10-03 5.05%
Miami 15 Year Fixed Rate Refi 2024-10-03 5.55%
Miami 30 Year FHA 2024-10-03 5.89%
Miami 30 Year FHA Refi 2024-10-03 5.69%
Miami 30 Year USDA 2024-10-03 5.97%
Miami 30 Year USDA Refi 2024-10-03 5.97%
Miami 30 Year VA 2024-10-03 5.5%
Miami 30 Year VA Refi 2024-10-03 5.8%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Miami, OK.

Miami Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Miami, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Arvest Bank 35 6.88% $4,068
FLAT BRANCH MORTGAGE, INC. 15 6.77% $3,627
QUICKEN LOANS, LLC 5 6.29% $5,370
Flagstar Bank, FSB 4 7.31% $4,562
TTCU Federal Credit Union 3 6.88% $4,053
Waterstone Mortgage Corporation 2 7.06% $8,012
Mortgage Investment Services Corporation 2 7.13% $3,660
BOKF 2 6.06% $6,052
BROKER SOLUTIONS, INC. 2 6.81% $7,373
Southwest Missouri Bank 2 8.85% $2,539
Farm Credit Mid-America, ACA 2 7.25% $5,690
FirstTrust Home Loans, Inc. 1 6.38% $4,647
First United Bank and Trust Company 1 7.88% $5,112
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.75% $4,677
International Bank of Commerce 1 6.13% $3,413
JPMorgan Chase Bank 1 6.13% $5,083
Mabrey Bank 1 10.18% $2,087
NAVY FEDERAL CREDIT UNION 1 9.00% $2,900
NEWREZ LLC 1 7.25% $3,304
OPEN MORTGAGE, LLC 1 6.88% $4,672
Pinnacle Bank 1 7.50% $3,691
The Central Trust Bank 1 7.50% $3,861
U.S. Bank 1 7.88% $3,308
AMERICAN FINANCIAL NETWORK, INC. 1 7.63% $4,559
ZILLOW HOME LOANS, LLC 1 7.13% $3,918
AmeriHome Mortgage Company, LLC 1 7.38% $4,931
Armstrong Bank 1 6.49% $6,001
ASSOCIATED MORTGAGE CORPORATION 1 7.63% $4,522
BancFirst 1 7.38% $3,599
CoreFirst Bank & Trust 1 6.38% $2,382
Eagle Bank and Trust Company 1 6.50% $2,759
ENDEAVOR CAPITAL, LLC. 1 7.63% $11,650
EVERETT FINANCIAL, INC. 1 6.50% $6,492
First Bank 1 6.00% $4,273
First Community Bank 1 5.88% $3,645

Miami Average Closing Costs & Other Stats

Miami, OK's 35 lenders originated 307 loans during 2023. The total origination value was $47,135,000, with an average loan value of $153,534.

Miami's average closing costs are $4,639.

The top Miami lender as defined by loan originations is Arvest Bank, with 35 loans originated. Their average total fees are $4,068, which is $441 higher than the next largest lender, FLAT BRANCH MORTGAGE, INC..

The lowest fee Miami lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. ($3,627), Arvest Bank ($4,068), .

The lowest rate Miami lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.77%), Arvest Bank (6.88%), .

Miami, OK Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Arvest Bank $8,515,000 $10,825,000 27.1% 23.0%
FLAT BRANCH MORTGAGE, INC. $4,675,000 $5,745,000 22.9% 12.2%
Mortgage Research Center, LLC $2,600,000 $2,045,000 -21.3% 4.3%
QUICKEN LOANS, LLC $5,180,000 $1,790,000 -65.4% 3.8%
The First National Bank and Trust Company of Broken Arrow $1,675,000 n/a 3.6%
BancFirst $965,000 $1,140,000 18.1% 2.4%
Grand Savings Bank $835,000 $1,110,000 32.9% 2.4%
LOANDEPOT.COM, LLC $640,000 $1,060,000 65.6% 2.2%
AMERICAN FINANCIAL NETWORK, INC. $1,030,000 n/a 2.2%
People's Bank of Seneca $495,000 $980,000 98.0% 2.1%
Chickasaw Community Bank $3,545,000 $910,000 -74.3% 1.9%
TOWNE MORTGAGE COMPANY $870,000 $865,000 -0.6% 1.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $435,000 $810,000 86.2% 1.7%
Flagstar Bank, FSB $375,000 $740,000 97.3% 1.6%
PENNYMAC LOAN SERVICES, LLC $715,000 $700,000 -2.1% 1.5%
BROKER SOLUTIONS, INC. $525,000 $625,000 19.0% 1.3%
United Fidelity Funding Corp. $3,060,000 $570,000 -81.4% 1.2%
Farm Credit Mid-America, ACA $530,000 n/a 1.1%
TTCU Federal Credit Union $270,000 $515,000 90.7% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $685,000 $505,000 -26.3% 1.1%
Mortgage Investment Services Corporation $2,875,000 $490,000 -83.0% 1.0%
The Central Trust Bank $205,000 $465,000 126.8% 1.0%
21ST MORTGAGE CORPORATION $505,000 $460,000 -8.9% 1.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $460,000 n/a 1.0%
BOKF $135,000 $460,000 240.7% 1.0%
CORNERSTONE HOME LENDING, INC. $175,000 $405,000 131.4% 0.9%
First Community Bank $440,000 $390,000 -11.4% 0.8%
First Bank $385,000 n/a 0.8%
AMERISAVE MORTGAGE CORPORATION $975,000 $380,000 -61.0% 0.8%
RCB Bank $240,000 $380,000 58.3% 0.8%
Southwest Missouri Bank $25,000 $370,000 1,380.0% 0.8%
Waterstone Mortgage Corporation $125,000 $365,000 192.0% 0.8%
GENEVA FINANCIAL, LLC $350,000 n/a 0.7%
ENDEAVOR CAPITAL, LLC. $335,000 n/a 0.7%
MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 $330,000 144.4% 0.7%
POLARIS HOME FUNDING CORP. $325,000 n/a 0.7%
LOANPAL, LLC $265,000 $320,000 20.8% 0.7%
JPMorgan Chase Bank $305,000 n/a 0.6%
International Bank of Commerce $555,000 $300,000 -45.9% 0.6%
Pinnacle Bank $1,190,000 $245,000 -79.4% 0.5%
Armstrong Bank $35,000 $235,000 571.4% 0.5%
CMG MORTGAGE, INC. $225,000 n/a 0.5%
NEW DAY FINANCIAL, LLC $325,000 $225,000 -30.8% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $215,000 n/a 0.5%
EVERETT FINANCIAL, INC. $135,000 $200,000 48.1% 0.4%
NEWREZ LLC $85,000 $190,000 123.5% 0.4%
Bank of America $250,000 $185,000 -26.0% 0.4%
FirstTrust Home Loans, Inc. $475,000 $185,000 -61.1% 0.4%
MICHIGAN MUTUAL, INC. $185,000 n/a 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $185,000 n/a 0.4%
PNC Bank $175,000 n/a 0.4%
Springfield First Community Bank $335,000 $175,000 -47.8% 0.4%
US MORTGAGE CORPORATION $165,000 n/a 0.4%
CREDIT HUMAN FEDERAL CREDIT UNION $145,000 n/a 0.3%
MID AMERICA MORTGAGE, INC. $810,000 $145,000 -82.1% 0.3%
NAVY FEDERAL CREDIT UNION $800,000 $140,000 -82.5% 0.3%
First United Bank and Trust Company $330,000 $135,000 -59.1% 0.3%
SpiritBank $135,000 n/a 0.3%
ZILLOW HOME LOANS, LLC $125,000 $135,000 8.0% 0.3%
UNION HOME MORTGAGE CORP. $125,000 n/a 0.3%
Community Bank and Trust $55,000 $120,000 118.2% 0.3%
CSL Financial, LLC $115,000 n/a 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $105,000 n/a 0.2%
TIB The Independent Bankersbank $105,000 n/a 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $95,000 n/a 0.2%
OPEN MORTGAGE, LLC $155,000 $90,000 -41.9% 0.2%
AmeriHome Mortgage Company, LLC $85,000 n/a 0.2%
FIDELITY BANK $85,000 n/a 0.2%
Eagle Bank and Trust Company $75,000 n/a 0.2%
Great Southern Bank $65,000 $75,000 15.4% 0.2%
Coastal Community Bank $70,000 n/a 0.1%
ASSOCIATED MORTGAGE CORPORATION $65,000 n/a 0.1%
PLANET HOME LENDING, LLC $85,000 $65,000 -23.5% 0.1%
U.S. Bank $390,000 $65,000 -83.3% 0.1%
Mabrey Bank $55,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $45,000 n/a 0.1%
CoreFirst Bank & Trust $25,000 n/a 0.1%
Figure Lending LLC $25,000 $25,000 0.0% 0.1%
Tinker Federal Credit Union $25,000 n/a 0.1%

Miami's top lender by overall market share is Arvest Bank, with 23.0% market share. In second place, with 12.2%, is FLAT BRANCH MORTGAGE, INC., having originated $5,745,000 in loans. In third place, with 4.3%, is Mortgage Research Center, LLC, having originated $2,045,000 in loans. In fourth place, with 3.8%, is QUICKEN LOANS, LLC, having originated $1,790,000 in loans. In fifth place, with 3.6%, is The First National Bank and Trust Company of Broken Arrow, having originated $1,675,000 in loans.


Miami Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Miami (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $84,250 (6.0%) $109,558 (-9.8%) 0.00 168
2018-02-01 $83,750 (4.8%) $110,865 (-8.0%) 0.00 171
2018-03-01 $88,750 (11.0%) $113,289 (-2.9%) 0.00 171
2018-04-01 $86,875 (8.6%) $109,927 (-7.2%) 0.00 179
2018-05-01 $85,850 (7.5%) $111,399 (-8.2%) 0.00 185
2018-06-01 $80,450 (-2.5%) $108,179 (-13.5%) 0.00 188
2018-07-01 $81,700 (-1.6%) $112,716 (-10.4%) 0.00 179
2018-08-01 $82,675 (-7.1%) $113,175 (-12.7%) 0.00 166
2018-09-01 $80,000 (-5.6%) $116,587 (-5.3%) 0.00 170
2018-10-01 $82,900 (-0.1%) $114,493 (-5.9%) 0.00 172
2018-11-01 $84,550 (-2.0%) $114,805 (2.2%) 0.00 169
2018-12-01 $84,900 (-0.1%) $113,983 (3.2%) 0.00 160
2019-01-01 $82,475 (-2.1%) $114,172 (4.2%) 0.00 141
2019-02-01 $84,900 (1.4%) $114,907 (3.7%) 0.00 134
2019-03-01 $86,421 (-2.6%) $116,888 (3.2%) 0.00 126
2019-04-01 $88,725 (2.1%) $118,681 (8.0%) 0.00 117
2019-05-01 $88,300 (2.9%) $130,139 (16.8%) 0.00 116
2019-06-01 $87,900 (9.3%) $126,243 (16.7%) 0.00 114
2019-07-01 $89,800 (9.9%) $130,043 (15.4%) 0.00 117
2019-08-01 $88,673 (7.3%) $126,234 (11.5%) 0.00 125
2019-09-01 $86,832 (8.5%) $121,229 (4.0%) 0.00 130
2019-10-01 $85,755 (3.4%) $118,593 (3.6%) 0.00 134
2019-11-01 $83,500 (-1.2%) $114,666 (-0.1%) 0.00 126
2019-12-01 $79,950 (-5.8%) $114,448 (0.4%) 0.00 122
2020-01-01 $79,900 (-3.1%) $117,721 (3.1%) 0.00 116
2020-02-01 $79,700 (-6.1%) $110,485 (-3.9%) 0.00 116
2020-03-01 $72,363 (-16.3%) $108,304 (-7.3%) 0.00 113
2020-04-01 $74,875 (-15.6%) $111,503 (-6.1%) 0.00 106
2020-05-01 $75,000 (-15.1%) $117,583 (-9.7%) 0.00 107
2020-06-01 $77,550 (-11.8%) $129,465 (2.6%) 0.00 95
2020-07-01 $82,850 (-7.7%) $119,626 (-8.0%) 0.00 86
2020-08-01 $87,339 (-1.5%) $121,112 (-4.1%) 0.00 95
2020-09-01 $105,000 (20.9%) $132,880 (9.6%) 0.00 85
2020-10-01 $102,500 (19.5%) $136,355 (15.0%) 0.00 73
2020-11-01 $104,875 (25.6%) $132,942 (15.9%) 0.00 76
2020-12-01 $107,500 (34.5%) $137,489 (20.1%) 0.00 62
2021-01-01 $99,950 (25.1%) $135,378 (15.0%) 0.00 59
2021-02-01 $84,950 (6.6%) $125,946 (14.0%) 0.00 57
2021-03-01 $84,700 (17.1%) $132,968 (22.8%) 0.00 56
2021-04-01 $81,350 (8.7%) $154,044 (38.2%) 0.00 60
2021-05-01 $84,750 (13.0%) $129,717 (10.3%) 0.00 59
2021-06-01 $79,600 (2.6%) $130,550 (0.8%) 0.00 67
2021-07-01 $82,450 (-0.5%) $137,103 (14.6%) 0.00 67
2021-08-01 $92,000 (5.3%) $145,555 (20.2%) 0.00 64
2021-09-01 $83,475 (-20.5%) $143,555 (8.0%) 0.00 67
2021-10-01 $84,900 (-17.2%) $151,787 (11.3%) 0.00 64
2021-11-01 $88,725 (-15.4%) $166,114 (25.0%) 0.00 66
2021-12-01 $79,225 (-26.3%) $146,196 (6.3%) 0.00 72
2022-01-01 $89,000 (-11.0%) $153,578 (13.4%) 0.00 72
2022-02-01 $85,925 (1.2%) $162,036 (28.7%) 0.00 54
2022-03-01 $79,900 (-5.7%) $149,586 (12.5%) 0.00 61
2022-04-01 $79,900 (-1.8%) $132,404 (-14.1%) 0.00 60
2022-05-01 $86,250 (1.8%) $122,167 (-5.8%) 0.00 59
2022-06-01 $109,925 (38.1%) $196,275 (50.3%) 0.00 53
2022-07-01 $119,900 (45.4%) $212,087 (54.7%) 0.00 57
2022-08-01 $119,950 (30.4%) $205,857 (41.4%) 0.00 58
2022-09-01 $129,950 (55.7%) $195,988 (36.5%) 0.00 63
2022-10-01 $141,200 (66.3%) $200,323 (32.0%) 0.00 59
2022-11-01 $131,500 (48.2%) $194,113 (16.9%) 0.00 54
2022-12-01 $126,450 (59.6%) $195,048 (33.4%) 0.00 53
2023-01-01 $130,900 (47.1%) $179,462 (16.9%) 0.00 54
2023-02-01 $126,200 (46.9%) $177,787 (9.7%) 0.00 50
2023-03-01 $146,675 (83.6%) $201,159 (34.5%) 0.00 46
2023-04-01 $147,000 (84.0%) $215,531 (62.8%) 0.00 48
2023-05-01 $131,150 (52.1%) $192,266 (57.4%) 0.00 58
2023-06-01 $124,725 (13.5%) $159,296 (-18.8%) 0.00 62
2023-07-01 $121,450 (1.3%) $161,587 (-23.8%) 0.00 53
2023-08-01 $136,500 (13.8%) $160,755 (-21.9%) 0.00 44
2023-09-01 $135,000 (3.9%) $174,733 (-10.8%) 0.00 54
2023-10-01 $150,725 (6.8%) $277,164 (38.4%) 0.00 67
2023-11-01 $152,000 (15.6%) $277,285 (42.9%) 0.00 62
2023-12-01 $145,000 (14.7%) $278,889 (43.0%) 0.00 63
2024-01-01 $149,825 (14.5%) $272,698 (52.0%) 0.00 61
2024-02-01 $154,175 (22.2%) $301,369 (69.5%) 0.00 58
2024-03-01 $155,000 (5.7%) $319,853 (59.0%) 0.00 52
2024-04-01 $149,950 (2.0%) $331,751 (53.9%) 0.00 52
2024-05-01 $185,000 (41.1%) $350,441 (82.3%) 0.00 60
2024-06-01 $209,500 (68.0%) $373,790 (134.7%) 0.00 62
2024-07-01 $187,000 (54.0%) $357,533 (121.3%) 0.00 72
2024-08-01 $159,900 (17.1%) $314,573 (95.7%) 0.00 82
2024-09-01 $169,700 (25.7%) $290,730 (66.4%) 0.00 87
Miami's median listing price for 2024-09-01 was $169,700, a difference of $34,700 (25.7%) versus the prior year and $9,800 versus the prior month.

Miami's median listing price comes in at 0% of the national average.

Miami's average listing price for 2024-09-01 was $290,730, a difference of $115,997 (66.4%) versus the prior year and $-23,843 versus the prior month.

For the 2024-09-01 period, Miami had 87 MLS listings, a difference of 5 listings (6%) versus the prior month and 33 listings (61%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Miami (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,421 sqft
2018-02-01 0 days 1,416 sqft
2018-03-01 0 days 1,434 sqft
2018-04-01 0 days 1,404 sqft
2018-05-01 0 days 1,426 sqft
2018-06-01 0 days 1,450 sqft
2018-07-01 0 days 1,475 sqft
2018-08-01 0 days 1,479 sqft
2018-09-01 0 days 1,492 sqft
2018-10-01 0 days 1,477 sqft
2018-11-01 0 days 1,484 sqft
2018-12-01 0 days 1,468 sqft
2019-01-01 0 days 1,443 sqft
2019-02-01 0 days 1,484 sqft
2019-03-01 0 days 1,561 sqft
2019-04-01 0 days 1,544 sqft
2019-05-01 0 days 1,599 sqft
2019-06-01 0 days 1,600 sqft
2019-07-01 0 days 1,600 sqft
2019-08-01 0 days 1,565 sqft
2019-09-01 0 days 1,513 sqft
2019-10-01 0 days 1,478 sqft
2019-11-01 0 days 1,465 sqft
2019-12-01 0 days 1,459 sqft
2020-01-01 0 days 1,433 sqft
2020-02-01 0 days 1,381 sqft
2020-03-01 0 days 1,366 sqft
2020-04-01 0 days 1,398 sqft
2020-05-01 0 days 1,422 sqft
2020-06-01 0 days 1,437 sqft
2020-07-01 0 days 1,410 sqft
2020-08-01 0 days 1,521 sqft
2020-09-01 0 days 1,588 sqft
2020-10-01 0 days 1,498 sqft
2020-11-01 0 days 1,598 sqft
2020-12-01 0 days 1,595 sqft
2021-01-01 0 days 1,483 sqft
2021-02-01 0 days 1,413 sqft
2021-03-01 0 days 1,448 sqft
2021-04-01 0 days 1,390 sqft
2021-05-01 0 days 1,299 sqft
2021-06-01 0 days 1,232 sqft
2021-07-01 0 days 1,344 sqft
2021-08-01 0 days 1,423 sqft
2021-09-01 0 days 1,349 sqft
2021-10-01 0 days 1,350 sqft
2021-11-01 0 days 1,435 sqft
2021-12-01 0 days 1,389 sqft
2022-01-01 0 days 1,430 sqft
2022-02-01 0 days 1,440 sqft
2022-03-01 0 days 1,350 sqft
2022-04-01 0 days 1,346 sqft
2022-05-01 0 days 1,344 sqft
2022-06-01 0 days 1,544 sqft
2022-07-01 0 days 1,620 sqft
2022-08-01 0 days 1,623 sqft
2022-09-01 0 days 1,606 sqft
2022-10-01 0 days 1,682 sqft
2022-11-01 0 days 1,627 sqft
2022-12-01 0 days 1,591 sqft
2023-01-01 0 days 1,583 sqft
2023-02-01 0 days 1,573 sqft
2023-03-01 0 days 1,558 sqft
2023-04-01 0 days 1,422 sqft
2023-05-01 0 days 1,355 sqft
2023-06-01 0 days 1,308 sqft
2023-07-01 0 days 1,338 sqft
2023-08-01 0 days 1,389 sqft
2023-09-01 0 days 1,402 sqft
2023-10-01 0 days 1,476 sqft
2023-11-01 0 days 1,495 sqft
2023-12-01 0 days 1,510 sqft
2024-01-01 0 days 1,511 sqft
2024-02-01 0 days 1,497 sqft
2024-03-01 0 days 1,650 sqft
2024-04-01 0 days 1,657 sqft
2024-05-01 0 days 1,682 sqft
2024-06-01 0 days 1,764 sqft
2024-07-01 0 days 1,715 sqft
2024-08-01 0 days 1,632 sqft
2024-09-01 0 days 1,600 sqft
Miami's median listing age (time on market) for 2024-09-01 was 0 days.

Miami's median square footage for active listings during the 2024-09-01 period was 1,600 sqft. One year prior, the average listing was 1,402 sqft.

Miami, OK Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 218 $32,880,000 $150,826
Cash Out Refi 35 $4,645,000 $132,714
Other 19 $1,285,000 $67,632
Refi 18 $2,870,000 $159,444
Home Improvement 17 $5,455,000 $320,882

Miami's most frequently cited loan purpose was Home Purchase, with 218 originations. The 2nd most popular reason was Cash Out Refi, with 35 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 117 $15,625,000 $133,547
7-8% 101 $18,375,000 $181,931
Over 8% 39 $3,995,000 $102,436
5-6% 28 $4,590,000 $163,929
4-5% 4 $530,000 $132,500

During 2023, Miami's most frequently originated rate bucket was 6-7%, with 117 originations.

Loan Sizing (Miami, OK MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 128 $8,260,000 $64,531
$100k-200k 124 $17,730,000 $142,984
$200k-400k 49 $12,895,000 $263,163
$400k-600k 3 $1,315,000 $438,333
$Over $1MM 2 $6,180,000 $3,090,000
$600k-1000k 1 $755,000 $755,000

Miami's loan sizing saw the bucket of loans from $100,000 or less with 128 originations, totaling $8,260,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 169 $25,525,000 $151,036
60-80% 56 $7,780,000 $138,929
40-60% 23 $2,265,000 $98,478
20-40% 22 $1,200,000 $54,545
Over 100% 8 $1,360,000 $170,000
Under 20% 8 $360,000 $45,000

Miami's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 169 originations, totaling $25,525,000 in origination value.