Pittsburg Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Pittsburg averaged 7.22% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 7.21% and one month ago for the week of 2023-08-17, the average rate was 7.02%.

    Pittsburg's average rate one year ago was 5.85%.

    For refis of the same type during the week of 2023-09-21, the average rate was 7.29%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Pittsburg 30 Year Fixed Rate 2023-09-21 7.22%
    Pittsburg 30 Year Fixed Rate Refi 2023-09-21 7.29%
    Pittsburg 15 Year Fixed Rate 2023-09-21 6.54%
    Pittsburg 15 Year Fixed Rate Refi 2023-09-21 7.04%
    Pittsburg 30 Year FHA 2023-09-21 6.84%
    Pittsburg 30 Year FHA Refi 2023-09-21 6.94%
    Pittsburg 30 Year USDA 2023-09-21 6.82%
    Pittsburg 30 Year USDA Refi 2023-09-21 6.82%
    Pittsburg 30 Year VA 2023-09-21 6.72%
    Pittsburg 30 Year VA Refi 2023-09-21 6.62%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pittsburg, KS.

    Pittsburg Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pittsburg, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 51 5.24% $3,131
    Community National Bank & Trust 21 4.81% $2,891
    Arvest Bank 20 4.28% $3,613
    U.S. Bank 9 5.23% $2,943
    Gateway First Bank 9 6.21% $3,519
    QUICKEN LOANS, LLC 8 5.36% $6,008
    Landmark National Bank 7 4.68% $2,275
    Commerce Bank 7 5.16% $2,820
    Equity Bank 6 4.38% $3,068
    LOANDEPOT.COM, LLC 4 4.03% $4,610
    PENNYMAC LOAN SERVICES, LLC 3 5.83% $6,260
    ROYAL UNITED MORTGAGE LLC 3 6.63% $6,862
    Southwest Missouri Bank 2 3.98% $2,114
    BMO Harris Bank 2 5.06% $4,081
    Mortgage Investment Services Corporation 2 6.25% $5,060
    Academy Bank 2 4.81% $3,329
    KELLER MORTGAGE, LLC 1 4.00% $3,899
    LEADERONE FINANCIAL CORPORATION 1 5.50% $4,474
    Mr. Cooper ( Nationstar Mortgage ) 1 5.63% $4,163
    The First National Bank of Fort Smith 1 5.88% $2,990
    USAA Federal Savings Bank 1 7.38% $5,304
    Wells Fargo Bank 1 3.50% $3,805
    Ally Bank 1 2.75% $2,701
    BAY EQUITY LLC 1 6.50% $4,353
    BETTER MORTGAGE CORPORATION 1 3.50% $5,875
    CARDINAL FINANCIAL 1 3.75% $6,024
    COMMUNITYAMERICA 1 6.38% $6,520
    CREDIT UNION OF AMERICA 1 5.88% $2,290
    DAS Acquisition Company, LLC 1 4.25% $4,418
    Fidelity Bank 1 5.75% $2,870
    First Bank 1 4.38% $3,268
    First Community Bank 1 6.78% $3,039
    First National Bank of Omaha 1 6.63% $2,123
    FREEDOM MORTGAGE CORPORATION 1 3.38% $5,338
    GUARANTEED RATE, INC. 1 6.00% $3,481
    HOME POINT FINANCIAL CORPORATION 1 5.49% $2,765
    JPMorgan Chase Bank 1 3.13% $4,556

    Pittsburg Average Closing Costs & Other Stats

    Pittsburg, KS's 37 lenders originated 655 loans during 2022. The total origination value was $98,965,000, with an average loan value of $151,092.

    Pittsburg's average closing costs are $3,687.

    The top Pittsburg lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 51 loans originated. Their average total fees are $3,131, which is $240 higher than the next largest lender, Community National Bank & Trust.

    The lowest fee Pittsburg lenders (with over 10 loans originated) are Community National Bank & Trust ($2,891), FLAT BRANCH MORTGAGE, INC. ($3,131), Arvest Bank ($3,613), .

    The lowest rate Pittsburg lenders (with over 10 loans originated) are Arvest Bank (4.28%), Community National Bank & Trust (4.81%), FLAT BRANCH MORTGAGE, INC. (5.24%), .

    Pittsburg, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Community National Bank & Trust $11,740,000 $15,660,000 33.4% 15.8%
    FLAT BRANCH MORTGAGE, INC. $21,110,000 $14,930,000 -29.3% 15.1%
    GNBank $12,660,000 $11,055,000 -12.7% 11.2%
    Arvest Bank $6,810,000 $8,680,000 27.5% 8.8%
    Equity Bank $5,745,000 $6,355,000 10.6% 6.4%
    Labette Bank $6,935,000 $5,245,000 -24.4% 5.3%
    Commerce Bank $4,670,000 $3,760,000 -19.5% 3.8%
    QUICKEN LOANS, LLC $9,255,000 $3,280,000 -64.6% 3.3%
    Gateway First Bank $2,395,000 $2,860,000 19.4% 2.9%
    U.S. Bank $3,155,000 $2,715,000 -13.9% 2.7%
    Mortgage Research Center, LLC $1,580,000 $2,405,000 52.2% 2.4%
    First Community Bank $360,000 $1,715,000 376.4% 1.7%
    Landmark National Bank $1,625,000 $1,325,000 -18.5% 1.3%
    People's Bank of Seneca $1,745,000 $1,205,000 -30.9% 1.2%
    LOANDEPOT.COM, LLC $1,390,000 $1,150,000 -17.3% 1.2%
    Mortgage Investment Services Corporation $2,205,000 $720,000 -67.3% 0.7%
    BMO Harris Bank $280,000 $645,000 130.4% 0.7%
    LEADERONE FINANCIAL CORPORATION $150,000 $585,000 290.0% 0.6%
    First Bank $185,000 $545,000 194.6% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $815,000 $535,000 -34.4% 0.5%
    JAMES B. NUTTER & COMPANY $470,000 n/a 0.5%
    Wells Fargo Bank $1,370,000 $465,000 -66.1% 0.5%
    PENNYMAC LOAN SERVICES, LLC $765,000 $460,000 -39.9% 0.5%
    COMMUNITYAMERICA $475,000 $435,000 -8.4% 0.4%
    Southwest Missouri Bank $320,000 $430,000 34.4% 0.4%
    UMB Bank $615,000 $385,000 -37.4% 0.4%
    Ally Bank $250,000 $325,000 30.0% 0.3%
    ROYAL UNITED MORTGAGE LLC $305,000 $325,000 6.6% 0.3%
    Flagstar Bank, FSB $760,000 $310,000 -59.2% 0.3%
    KELLER MORTGAGE, LLC $285,000 n/a 0.3%
    Hawthorn Bank $275,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $270,000 n/a 0.3%
    NAVY FEDERAL CREDIT UNION $165,000 $260,000 57.6% 0.3%
    JLB CORPORATION $255,000 n/a 0.3%
    CREDIT UNION OF AMERICA $145,000 $250,000 72.4% 0.3%
    First State Bank of St. Charles, Missouri $250,000 n/a 0.3%
    FirstTrust Home Loans, Inc. $140,000 $240,000 71.4% 0.2%
    GERSHMAN INVESTMENT CORP. $230,000 n/a 0.2%
    Farm Credit Mid-America, ACA $535,000 $225,000 -57.9% 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,290,000 $220,000 -82.9% 0.2%
    Community Bank and Trust $215,000 n/a 0.2%
    NEWREZ LLC $975,000 $210,000 -78.5% 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $205,000 n/a 0.2%
    Discover Bank $350,000 $205,000 -41.4% 0.2%
    RUOFF MORTGAGE COMPANY, INC. $35,000 $205,000 485.7% 0.2%
    AMERISAVE MORTGAGE CORPORATION $860,000 $195,000 -77.3% 0.2%
    Fidelity Bank $355,000 $190,000 -46.5% 0.2%
    CHURCHILL MORTGAGE CORPORATION $155,000 $185,000 19.4% 0.2%
    21ST MORTGAGE CORPORATION $220,000 $180,000 -18.2% 0.2%
    Bank of America $670,000 $180,000 -73.1% 0.2%
    Barrington Bank & Trust Company, N.A. $65,000 $175,000 169.2% 0.2%
    BETTER MORTGAGE CORPORATION $175,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $1,480,000 $175,000 -88.2% 0.2%
    Mid-Missouri Bank $530,000 $175,000 -67.0% 0.2%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $175,000 n/a 0.2%
    First Federal Bank of Kansas City $205,000 $165,000 -19.5% 0.2%
    First National Bank of Omaha $165,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $115,000 $165,000 43.5% 0.2%
    JPMorgan Chase Bank $250,000 $165,000 -34.0% 0.2%
    Pinnacle Bank $3,285,000 $165,000 -95.0% 0.2%
    USAA Federal Savings Bank $590,000 $165,000 -72.0% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $240,000 $155,000 -35.4% 0.2%
    The First National Bank of Fort Smith $155,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $145,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $135,000 n/a 0.1%
    ENDEAVOR CAPITAL, LLC. $135,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $335,000 $135,000 -59.7% 0.1%
    Academy Bank $130,000 n/a 0.1%
    GOLDEN PLAINS $180,000 $130,000 -27.8% 0.1%
    Bank of England $505,000 $115,000 -77.2% 0.1%
    BROKER SOLUTIONS, INC. $185,000 $115,000 -37.8% 0.1%
    First Option Bank $115,000 n/a 0.1%
    GUARANTEED RATE, INC. $510,000 $115,000 -77.5% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $115,000 n/a 0.1%
    Midwest Mortgage Associates Corporation $115,000 n/a 0.1%
    The Union State Bank of Everest $115,000 n/a 0.1%
    BAY EQUITY LLC $105,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $285,000 $105,000 -63.2% 0.1%
    DAS Acquisition Company, LLC $1,795,000 $95,000 -94.7% 0.1%
    Goodfield State Bank $95,000 n/a 0.1%
    Grand Savings Bank $95,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $330,000 $95,000 -71.2% 0.1%
    Mid-America Bank $85,000 n/a 0.1%
    North American Savings Bank, F.S.B. $85,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $530,000 $75,000 -85.8% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $75,000 n/a 0.1%
    Envista Credit Union $65,000 n/a 0.1%
    SPRING EQ, LLC $65,000 n/a 0.1%
    Figure Lending LLC $60,000 n/a 0.1%
    NBH Bank $55,000 n/a 0.1%
    OPEN MORTGAGE, LLC $55,000 n/a 0.1%
    Silver Lake Bank $55,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $50,000 n/a 0.1%
    Citibank $45,000 n/a 0.0%
    Bell Bank $115,000 $35,000 -69.6% 0.0%
    Citizens Bank of Amsterdam $90,000 $35,000 -61.1% 0.0%
    Simmons Bank $25,000 n/a 0.0%
    Deere Employees Credit Union $15,000 n/a 0.0%

    Pittsburg's top lender by overall market share is Community National Bank & Trust, with 15.8% market share. In second place, with 15.1%, is FLAT BRANCH MORTGAGE, INC., having originated $14,930,000 in loans. In third place, with 11.2%, is GNBank, having originated $11,055,000 in loans. In fourth place, with 8.8%, is Arvest Bank, having originated $8,680,000 in loans. In fifth place, with 6.4%, is Equity Bank, having originated $6,355,000 in loans.

    Pittsburg Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Pittsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $75,060 (-1.6%) $119,822 (-1.4%) 0.00 192
    2018-02-01 $79,125 (5.2%) $125,272 (2.3%) 0.00 206
    2018-03-01 $86,000 (13.5%) $130,397 (8.5%) 0.00 207
    2018-04-01 $89,125 (18.1%) $142,948 (22.9%) 0.00 211
    2018-05-01 $89,700 (16.5%) $143,973 (20.7%) 0.00 205
    2018-06-01 $99,900 (25.0%) $140,074 (16.5%) 0.00 214
    2018-07-01 $93,100 (6.6%) $140,086 (7.9%) 0.00 211
    2018-08-01 $88,625 (4.4%) $136,128 (4.6%) 0.00 210
    2018-09-01 $88,250 (11.0%) $134,441 (5.2%) 0.00 209
    2018-10-01 $89,900 (13.6%) $138,462 (7.9%) 0.00 211
    2018-11-01 $89,975 (12.8%) $139,055 (11.1%) 0.00 203
    2018-12-01 $84,975 (6.7%) $132,657 (7.4%) 0.00 194
    2019-01-01 $79,950 (6.5%) $127,303 (6.2%) 0.00 182
    2019-02-01 $69,500 (-12.2%) $118,751 (-5.2%) 0.00 225
    2019-03-01 $76,686 (-10.8%) $124,387 (-4.6%) 0.00 203
    2019-04-01 $85,875 (-3.7%) $132,817 (-7.1%) 0.00 179
    2019-05-01 $86,178 (-3.9%) $136,511 (-5.2%) 0.00 164
    2019-06-01 $86,250 (-13.7%) $130,708 (-6.7%) 0.00 164
    2019-07-01 $78,625 (-15.6%) $122,181 (-12.8%) 0.00 161
    2019-08-01 $82,441 (-7.0%) $118,999 (-12.6%) 0.00 162
    2019-09-01 $78,227 (-11.4%) $115,304 (-14.2%) 0.00 167
    2019-10-01 $75,418 (-16.1%) $112,842 (-18.5%) 0.00 174
    2019-11-01 $74,900 (-16.8%) $112,884 (-18.8%) 0.00 170
    2019-12-01 $74,750 (-12.0%) $107,909 (-18.7%) 0.00 163
    2020-01-01 $74,000 (-7.4%) $112,506 (-11.6%) 0.00 142
    2020-02-01 $75,000 (7.9%) $122,749 (3.4%) 0.00 135
    2020-03-01 $91,750 (19.6%) $132,544 (6.6%) 0.00 123
    2020-04-01 $107,450 (25.1%) $135,018 (1.7%) 0.00 123
    2020-05-01 $114,640 (33.0%) $135,417 (-0.8%) 0.00 109
    2020-06-01 $115,960 (34.5%) $136,380 (4.3%) 0.00 90
    2020-07-01 $115,640 (47.1%) $138,262 (13.2%) 0.00 79
    2020-08-01 $116,280 (41.1%) $141,371 (18.8%) 0.00 89
    2020-09-01 $115,960 (48.2%) $143,357 (24.3%) 0.00 96
    2020-10-01 $116,280 (54.2%) $146,709 (30.0%) 0.00 101
    2020-11-01 $115,640 (54.4%) $144,269 (27.8%) 0.00 82
    2020-12-01 $115,640 (54.7%) $137,333 (27.3%) 0.00 75
    2021-01-01 $115,640 (56.3%) $161,918 (43.9%) 0.00 68
    2021-02-01 $99,875 (33.2%) $162,881 (32.7%) 0.00 60
    2021-03-01 $116,890 (27.4%) $148,650 (12.2%) 0.00 60
    2021-04-01 $114,390 (6.5%) $138,372 (2.5%) 0.00 58
    2021-05-01 $100,000 (-12.8%) $144,364 (6.6%) 0.00 51
    2021-06-01 $101,000 (-12.9%) $140,782 (3.2%) 0.00 81
    2021-07-01 $100,000 (-13.5%) $140,927 (1.9%) 0.00 75
    2021-08-01 $101,750 (-12.5%) $142,950 (1.1%) 0.00 59
    2021-09-01 $102,125 (-11.9%) $144,133 (0.5%) 0.00 64
    2021-10-01 $96,500 (-17.0%) $165,057 (12.5%) 0.00 58
    2021-11-01 $102,000 (-11.8%) $166,817 (15.6%) 0.00 60
    2021-12-01 $94,250 (-18.5%) $165,963 (20.9%) 0.00 70
    2022-01-01 $98,500 (-14.8%) $164,018 (1.3%) 0.00 77
    2022-02-01 $128,225 (28.4%) $208,577 (28.1%) 0.00 46
    2022-03-01 $116,900 (0.0%) $213,076 (43.3%) 0.00 39
    2022-04-01 $143,000 (25.0%) $197,833 (43.0%) 0.00 65
    2022-05-01 $175,000 (75.0%) $219,417 (52.0%) 0.00 66
    2022-06-01 $146,450 (45.0%) $196,332 (39.5%) 0.00 71
    2022-07-01 $152,000 (52.0%) $206,521 (46.5%) 0.00 80
    2022-08-01 $135,000 (32.7%) $200,554 (40.3%) 0.00 79
    2022-09-01 $128,000 (25.3%) $195,955 (36.0%) 0.00 76
    2022-10-01 $159,000 (64.8%) $221,171 (34.0%) 0.00 73
    2022-11-01 $160,750 (57.6%) $241,501 (44.8%) 0.00 74
    2022-12-01 $135,000 (43.2%) $220,266 (32.7%) 0.00 79
    2023-01-01 $157,000 (59.4%) $243,084 (48.2%) 0.00 68
    2023-02-01 $158,250 (23.4%) $231,061 (10.8%) 0.00 64
    2023-03-01 $147,475 (26.2%) $226,211 (6.2%) 0.00 46
    2023-04-01 $140,000 (-2.1%) $236,815 (19.7%) 0.00 49
    2023-05-01 $137,925 (-21.2%) $191,492 (-12.7%) 0.00 54
    2023-06-01 $175,500 (19.8%) $245,474 (25.0%) 0.00 64
    2023-07-01 $175,900 (15.7%) $253,099 (22.6%) 0.00 65
    2023-08-01 $192,000 (42.2%) $251,106 (25.2%) 0.00 63
    Pittsburg's median listing price for 2023-08-01 was $192,000, a difference of $57,000 (42.2%) versus the prior year and $16,100 versus the prior month.

    Pittsburg's median listing price comes in at 0% of the national average.

    Pittsburg's average listing price for 2023-08-01 was $251,106, a difference of $50,552 (25.2%) versus the prior year and $-1,993 versus the prior month.

    For the 2023-08-01 period, Pittsburg had 63 MLS listings, a difference of -2 listings (-3%) versus the prior month and -16 listings (-20%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Pittsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,359 sqft
    2018-02-01 0 days 1,404 sqft
    2018-03-01 0 days 1,450 sqft
    2018-04-01 0 days 1,485 sqft
    2018-05-01 0 days 1,521 sqft
    2018-06-01 0 days 1,556 sqft
    2018-07-01 0 days 1,559 sqft
    2018-08-01 0 days 1,513 sqft
    2018-09-01 0 days 1,508 sqft
    2018-10-01 0 days 1,567 sqft
    2018-11-01 0 days 1,564 sqft
    2018-12-01 0 days 1,484 sqft
    2019-01-01 0 days 1,428 sqft
    2019-02-01 0 days 1,417 sqft
    2019-03-01 0 days 1,400 sqft
    2019-04-01 0 days 1,401 sqft
    2019-05-01 0 days 1,440 sqft
    2019-06-01 0 days 1,440 sqft
    2019-07-01 0 days 1,434 sqft
    2019-08-01 0 days 1,424 sqft
    2019-09-01 0 days 1,392 sqft
    2019-10-01 0 days 1,359 sqft
    2019-11-01 0 days 1,348 sqft
    2019-12-01 0 days 1,326 sqft
    2020-01-01 0 days 1,337 sqft
    2020-02-01 0 days 1,420 sqft
    2020-03-01 0 days 1,444 sqft
    2020-04-01 0 days 1,582 sqft
    2020-05-01 0 days 1,554 sqft
    2020-06-01 0 days 1,554 sqft
    2020-07-01 0 days 1,673 sqft
    2020-08-01 0 days 1,674 sqft
    2020-09-01 0 days 1,540 sqft
    2020-10-01 0 days 1,605 sqft
    2020-11-01 0 days 1,494 sqft
    2020-12-01 0 days 1,486 sqft
    2021-01-01 0 days 1,450 sqft
    2021-02-01 0 days 1,453 sqft
    2021-03-01 0 days 1,506 sqft
    2021-04-01 0 days 1,452 sqft
    2021-05-01 0 days 1,456 sqft
    2021-06-01 0 days 1,451 sqft
    2021-07-01 0 days 1,388 sqft
    2021-08-01 0 days 1,418 sqft
    2021-09-01 0 days 1,448 sqft
    2021-10-01 0 days 1,505 sqft
    2021-11-01 0 days 1,448 sqft
    2021-12-01 0 days 1,361 sqft
    2022-01-01 0 days 1,305 sqft
    2022-02-01 0 days 1,448 sqft
    2022-03-01 0 days 1,448 sqft
    2022-04-01 0 days 1,412 sqft
    2022-05-01 0 days 1,452 sqft
    2022-06-01 0 days 1,442 sqft
    2022-07-01 0 days 1,459 sqft
    2022-08-01 0 days 1,442 sqft
    2022-09-01 0 days 1,442 sqft
    2022-10-01 0 days 1,442 sqft
    2022-11-01 0 days 1,442 sqft
    2022-12-01 0 days 1,408 sqft
    2023-01-01 0 days 1,442 sqft
    2023-02-01 0 days 1,442 sqft
    2023-03-01 0 days 1,420 sqft
    2023-04-01 0 days 1,428 sqft
    2023-05-01 0 days 1,414 sqft
    2023-06-01 0 days 1,683 sqft
    2023-07-01 0 days 1,731 sqft
    2023-08-01 0 days 1,604 sqft
    Pittsburg's median listing age (time on market) for 2023-08-01 was 0 days.

    Pittsburg's median square footage for active listings during the 2023-08-01 period was 1,604 sqft. One year prior, the average listing was 1,442 sqft.

    Pittsburg, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 405 $69,415,000 $171,395
    Refi 120 $18,020,000 $150,167
    Cash Out Refi 63 $7,675,000 $121,825
    Home Improvement 48 $2,870,000 $59,792
    Other 19 $985,000 $51,842

    Pittsburg's most frequently cited loan purpose was Home Purchase, with 405 originations. The 2nd most popular reason was Refi, with 120 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 142 $25,750,000 $181,338
    4-5% 115 $17,345,000 $150,826
    3-4% 108 $17,980,000 $166,481
    6-7% 86 $13,260,000 $154,186
    2.5-3% 21 $3,025,000 $144,048
    7-8% 17 $2,055,000 $120,882
    <2.5% 14 $1,040,000 $74,286
    Over 8% 4 $200,000 $50,000

    During 2022, Pittsburg's most frequently originated rate bucket was 5-6%, with 142 originations.

    Loan Sizing (Pittsburg, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 315 $19,225,000 $61,032
    $100k-200k 213 $30,005,000 $140,869
    $200k-400k 104 $27,960,000 $268,846
    $400k-600k 11 $5,125,000 $465,909
    $Over $1MM 7 $12,735,000 $1,819,286
    $600k-1000k 5 $3,915,000 $783,000

    Pittsburg's loan sizing saw the bucket of loans from $100,000 or less with 315 originations, totaling $19,225,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 255 $41,195,000 $161,549
    60-80% 147 $29,035,000 $197,517
    40-60% 39 $5,205,000 $133,462
    20-40% 36 $2,460,000 $68,333
    Under 20% 22 $870,000 $39,545
    Over 100% 8 $1,890,000 $236,250

    Pittsburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 255 originations, totaling $41,195,000 in origination value.