Pittsburg Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pittsburg averaged 6.71% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 7% and one month ago for the week of 2024-11-07, the average rate was 7.1%.

Pittsburg's average rate one year ago was 7.14%.

For refis of the same type during the week of 2024-12-12, the average rate was 7%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Pittsburg 30 Year Fixed Rate 2024-12-12 6.71%
Pittsburg 30 Year Fixed Rate Refi 2024-12-12 7%
Pittsburg 15 Year Fixed Rate 2024-12-12 5.94%
Pittsburg 15 Year Fixed Rate Refi 2024-12-12 6.24%
Pittsburg 30 Year FHA 2024-12-12 6.08%
Pittsburg 30 Year FHA Refi 2024-12-12 6.18%
Pittsburg 30 Year USDA 2024-12-12 6.5%
Pittsburg 30 Year USDA Refi 2024-12-12 6.2%
Pittsburg 30 Year VA 2024-12-12 6.18%
Pittsburg 30 Year VA Refi 2024-12-12 6.18%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Pittsburg, KS.

Pittsburg Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pittsburg, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
FLAT BRANCH MORTGAGE, INC. 32 6.76% $3,520
Arvest Bank 16 6.93% $3,527
Community National Bank & Trust 15 7.18% $2,297
Gateway First Bank 10 7.29% $3,244
QUICKEN LOANS, LLC 10 6.95% $6,394
Commerce Bank 7 6.75% $2,882
Equity Bank 7 6.66% $3,647
U.S. Bank 5 6.97% $2,936
Mortgage Investment Services Corporation 4 7.22% $3,633
DAS Acquisition Company, LLC 3 6.29% $3,701
JPMorgan Chase Bank 3 7.75% $4,254
GOLDEN PLAINS 2 6.31% $1,982
First Community Bank 2 6.69% $11,339
NBKC BANK 2 6.19% $2,330
Bankers' Bank 2 6.75% $4,600
ROYAL UNITED MORTGAGE LLC 2 7.13% $5,040
DELMAR FINANCIAL COMPANY 2 6.88% $3,500
OPEN MORTGAGE, LLC 1 7.25% $3,499
PENNYMAC LOAN SERVICES, LLC 1 6.99% $6,725
Pinnacle Bank 1 7.00% $3,065
UNITED WHOLESALE MORTGAGE, LLC 1 7.00% $2,870
AMERISAVE MORTGAGE CORPORATION 1 6.63% $10,364
ZILLOW HOME LOANS, LLC 1 6.75% $4,570
BMO Harris Bank 1 6.38% $3,295
Capitol Federal Savings Bank 1 6.38% $3,773
COMMUNITYAMERICA 1 6.25% $2,678
Deere Employees Credit Union 1 6.88% $3,141
DRAPER AND KRAMER MORTGAGE CORP. 1 7.13% $4,604
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.49% $9,860
First Bank 1 6.38% $3,830
First National Bank of Omaha 1 6.88% $5,379
First State Bank of St. Charles, Missouri 1 6.63% $3,523
GERSHMAN INVESTMENT CORP. 1 7.13% $2,939
HALLMARK HOME MORTGAGE, LLC 1 7.63% $7,139
HOMESIDE FINANCIAL, LLC 1 5.88% $3,080
Landmark National Bank 1 6.00% $2,337
LEADERONE FINANCIAL CORPORATION 1 6.38% $3,444
LOANDEPOT.COM, LLC 1 7.50% $5,862
Mr. Cooper ( Nationstar Mortgage ) 1 6.50% $6,505

Pittsburg Average Closing Costs & Other Stats

Pittsburg, KS's 39 lenders originated 587 loans during 2023. The total origination value was $79,775,000, with an average loan value of $135,903.

Pittsburg's average closing costs are $3,893.

The top Pittsburg lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 32 loans originated. Their average total fees are $3,520, which is $7 lower than the next largest lender, Arvest Bank.

The lowest fee Pittsburg lenders (with over 10 loans originated) are Community National Bank & Trust ($2,297), Gateway First Bank ($3,244), FLAT BRANCH MORTGAGE, INC. ($3,520), Arvest Bank ($3,527) and QUICKEN LOANS, LLC ($6,394).

The lowest rate Pittsburg lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.76%), Arvest Bank (6.93%), QUICKEN LOANS, LLC (6.95%), Community National Bank & Trust (7.18%) and Gateway First Bank (7.29%).

Pittsburg, KS Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
FLAT BRANCH MORTGAGE, INC. $14,930,000 $13,635,000 -8.7% 17.1%
GNBank $11,055,000 $10,100,000 -8.6% 12.7%
Community National Bank & Trust $15,660,000 $7,270,000 -53.6% 9.1%
Arvest Bank $8,680,000 $6,430,000 -25.9% 8.1%
QUICKEN LOANS, LLC $3,280,000 $3,300,000 0.6% 4.1%
Commerce Bank $3,760,000 $2,915,000 -22.5% 3.7%
Equity Bank $6,355,000 $2,815,000 -55.7% 3.5%
Stockgrowers State Bank $2,615,000 n/a 3.3%
U.S. Bank $2,715,000 $2,315,000 -14.7% 2.9%
Gateway First Bank $2,860,000 $2,220,000 -22.4% 2.8%
Labette Bank $5,245,000 $1,955,000 -62.7% 2.5%
Mortgage Research Center, LLC $2,405,000 $1,490,000 -38.0% 1.9%
First Community Bank $1,715,000 $1,315,000 -23.3% 1.6%
Pinnacle Bank $165,000 $1,155,000 600.0% 1.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $220,000 $1,075,000 388.6% 1.3%
Mortgage Investment Services Corporation $720,000 $1,070,000 48.6% 1.3%
AMERISAVE MORTGAGE CORPORATION $195,000 $810,000 315.4% 1.0%
People's Bank of Seneca $1,205,000 $775,000 -35.7% 1.0%
OPEN MORTGAGE, LLC $55,000 $765,000 1,290.9% 1.0%
NBKC BANK $715,000 n/a 0.9%
DAS Acquisition Company, LLC $95,000 $670,000 605.3% 0.8%
BMO Harris Bank $645,000 $640,000 -0.8% 0.8%
JPMorgan Chase Bank $165,000 $605,000 266.7% 0.8%
DELMAR FINANCIAL COMPANY $500,000 n/a 0.6%
HALLMARK HOME MORTGAGE, LLC $470,000 n/a 0.6%
COMMUNITYAMERICA $435,000 $460,000 5.7% 0.6%
Landmark National Bank $1,325,000 $450,000 -66.0% 0.6%
UMB Bank $385,000 $440,000 14.3% 0.6%
T2 FINANCIAL LLC $435,000 n/a 0.5%
DRAPER AND KRAMER MORTGAGE CORP. $415,000 n/a 0.5%
Bankers' Bank $380,000 n/a 0.5%
MORTGAGE SOLUTIONS OF COLORADO, LLC $370,000 n/a 0.5%
FREEDOM MORTGAGE CORPORATION $175,000 $360,000 105.7% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $360,000 n/a 0.5%
PENNYMAC LOAN SERVICES, LLC $460,000 $350,000 -23.9% 0.4%
First Bank $545,000 $345,000 -36.7% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $75,000 $335,000 346.7% 0.4%
NAVY FEDERAL CREDIT UNION $260,000 $330,000 26.9% 0.4%
GOLDEN PLAINS $130,000 $325,000 150.0% 0.4%
RCB Bank $325,000 n/a 0.4%
Oakstar Bank $320,000 n/a 0.4%
Nations Lending Corporation $300,000 n/a 0.4%
CORNERSTONE HOME LENDING, INC. $275,000 n/a 0.3%
Truist $275,000 n/a 0.3%
First State Bank of St. Charles, Missouri $250,000 $270,000 8.0% 0.3%
LOANDEPOT.COM, LLC $1,150,000 $270,000 -76.5% 0.3%
The Central Trust Bank $255,000 n/a 0.3%
The Federal Savings Bank $255,000 n/a 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $135,000 $245,000 81.5% 0.3%
First National Bank of Omaha $165,000 $235,000 42.4% 0.3%
TOP FLITE FINANCIAL, INC. $225,000 n/a 0.3%
FLINT HILLS BANK $210,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $105,000 $210,000 100.0% 0.3%
Capitol Federal Savings Bank $205,000 n/a 0.3%
Bank of America $180,000 $200,000 11.1% 0.3%
Flagstar Bank, FSB $310,000 $195,000 -37.1% 0.2%
LEADERONE FINANCIAL CORPORATION $585,000 $195,000 -66.7% 0.2%
Adrian Bank $175,000 n/a 0.2%
Deere Employees Credit Union $15,000 $150,000 900.0% 0.2%
Stone Bank $145,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $75,000 $135,000 80.0% 0.2%
Mid-America Bank $85,000 $125,000 47.1% 0.2%
BROKER SOLUTIONS, INC. $115,000 $115,000 0.0% 0.1%
Fifth Third Bank $115,000 n/a 0.1%
Mr. Cooper ( Nationstar Mortgage ) $535,000 $115,000 -78.5% 0.1%
USAA Federal Savings Bank $165,000 $105,000 -36.4% 0.1%
ZILLOW HOME LOANS, LLC $105,000 n/a 0.1%
Discover Bank $205,000 $90,000 -56.1% 0.1%
GERSHMAN INVESTMENT CORP. $230,000 $85,000 -63.0% 0.1%
HOMESIDE FINANCIAL, LLC $85,000 n/a 0.1%
SIRVA MORTGAGE, INC. $85,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $325,000 $80,000 -75.4% 0.1%
Plains Commerce Bank $75,000 n/a 0.1%
UNITED WHOLESALE MORTGAGE, LLC $75,000 n/a 0.1%
Citizens Bank of Amsterdam $35,000 $65,000 85.7% 0.1%
Springfield First Community Bank $65,000 n/a 0.1%
Wells Fargo Bank $465,000 $65,000 -86.0% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $55,000 n/a 0.1%
Goodfield State Bank $95,000 $55,000 -42.1% 0.1%
Figure Lending LLC $60,000 $50,000 -16.7% 0.1%
PEOPLES STATE BANK $45,000 n/a 0.1%
BOKF $35,000 n/a 0.0%
CREDIT UNION OF AMERICA $250,000 $35,000 -86.0% 0.0%

Pittsburg's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 17.1% market share. In second place, with 12.7%, is GNBank, having originated $10,100,000 in loans. In third place, with 9.1%, is Community National Bank & Trust, having originated $7,270,000 in loans. In fourth place, with 8.1%, is Arvest Bank, having originated $6,430,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $3,300,000 in loans.


Pittsburg Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Pittsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $75,060 (-1.6%) $119,822 (-1.4%) 0.00 192
2018-02-01 $79,125 (5.2%) $125,272 (2.3%) 0.00 206
2018-03-01 $86,000 (13.5%) $130,397 (8.5%) 0.00 207
2018-04-01 $89,125 (18.1%) $142,948 (22.9%) 0.00 211
2018-05-01 $89,700 (16.5%) $143,973 (20.7%) 0.00 205
2018-06-01 $99,900 (25.0%) $140,074 (16.5%) 0.00 214
2018-07-01 $93,100 (6.6%) $140,086 (7.9%) 0.00 211
2018-08-01 $88,625 (4.4%) $136,128 (4.6%) 0.00 210
2018-09-01 $88,250 (11.0%) $134,441 (5.2%) 0.00 209
2018-10-01 $89,900 (13.6%) $138,462 (7.9%) 0.00 211
2018-11-01 $89,975 (12.8%) $139,055 (11.1%) 0.00 203
2018-12-01 $84,975 (6.7%) $132,657 (7.4%) 0.00 194
2019-01-01 $79,950 (6.5%) $127,303 (6.2%) 0.00 182
2019-02-01 $69,500 (-12.2%) $118,308 (-5.6%) 0.00 226
2019-03-01 $76,571 (-11.0%) $124,135 (-4.8%) 0.00 204
2019-04-01 $86,000 (-3.5%) $133,338 (-6.7%) 0.00 179
2019-05-01 $86,178 (-3.9%) $136,511 (-5.2%) 0.00 164
2019-06-01 $87,000 (-12.9%) $131,273 (-6.3%) 0.00 163
2019-07-01 $79,163 (-15.0%) $122,727 (-12.4%) 0.00 160
2019-08-01 $82,636 (-6.8%) $119,525 (-12.2%) 0.00 161
2019-09-01 $78,341 (-11.2%) $115,806 (-13.9%) 0.00 166
2019-10-01 $75,477 (-16.0%) $113,327 (-18.2%) 0.00 173
2019-11-01 $76,200 (-15.3%) $113,387 (-18.5%) 0.00 169
2019-12-01 $74,875 (-11.9%) $108,394 (-18.3%) 0.00 162
2020-01-01 $74,500 (-6.8%) $113,058 (-11.2%) 0.00 141
2020-02-01 $75,000 (7.9%) $123,412 (4.3%) 0.00 134
2020-03-01 $93,475 (22.1%) $133,376 (7.4%) 0.00 122
2020-04-01 $107,450 (24.9%) $135,018 (1.3%) 0.00 123
2020-05-01 $114,640 (33.0%) $135,417 (-0.8%) 0.00 109
2020-06-01 $115,960 (33.3%) $136,380 (3.9%) 0.00 90
2020-07-01 $115,640 (46.1%) $138,262 (12.7%) 0.00 79
2020-08-01 $116,280 (40.7%) $141,371 (18.3%) 0.00 89
2020-09-01 $115,960 (48.0%) $143,357 (23.8%) 0.00 96
2020-10-01 $116,280 (54.1%) $149,069 (31.5%) 0.00 102
2020-11-01 $115,640 (51.8%) $144,269 (27.2%) 0.00 82
2020-12-01 $115,960 (54.9%) $140,526 (29.6%) 0.00 75
2021-01-01 $115,640 (55.2%) $161,918 (43.2%) 0.00 68
2021-02-01 $99,875 (33.2%) $162,881 (32.0%) 0.00 60
2021-03-01 $116,890 (25.1%) $148,650 (11.5%) 0.00 60
2021-04-01 $114,390 (6.5%) $138,372 (2.5%) 0.00 58
2021-05-01 $100,000 (-12.8%) $144,364 (6.6%) 0.00 51
2021-06-01 $101,000 (-12.9%) $140,782 (3.2%) 0.00 81
2021-07-01 $100,000 (-13.5%) $140,927 (1.9%) 0.00 75
2021-08-01 $101,750 (-12.5%) $142,950 (1.1%) 0.00 59
2021-09-01 $102,125 (-11.9%) $144,133 (0.5%) 0.00 64
2021-10-01 $96,500 (-17.0%) $165,057 (10.7%) 0.00 58
2021-11-01 $102,000 (-11.8%) $166,817 (15.6%) 0.00 60
2021-12-01 $94,250 (-18.7%) $165,963 (18.1%) 0.00 70
2022-01-01 $98,500 (-14.8%) $164,018 (1.3%) 0.00 77
2022-02-01 $128,225 (28.4%) $209,816 (28.8%) 0.00 46
2022-03-01 $116,900 (0.0%) $213,076 (43.3%) 0.00 39
2022-04-01 $143,000 (25.0%) $197,833 (43.0%) 0.00 65
2022-05-01 $175,000 (75.0%) $219,417 (52.0%) 0.00 66
2022-06-01 $143,725 (42.3%) $196,338 (39.5%) 0.00 71
2022-07-01 $145,000 (45.0%) $206,521 (46.5%) 0.00 80
2022-08-01 $135,000 (32.7%) $200,554 (40.3%) 0.00 79
2022-09-01 $128,000 (25.3%) $195,955 (36.0%) 0.00 76
2022-10-01 $159,000 (64.8%) $221,171 (34.0%) 0.00 73
2022-11-01 $160,750 (57.6%) $241,501 (44.8%) 0.00 74
2022-12-01 $135,000 (43.2%) $220,266 (32.7%) 0.00 79
2023-01-01 $157,000 (59.4%) $243,084 (48.2%) 0.00 68
2023-02-01 $158,250 (23.4%) $231,061 (10.1%) 0.00 64
2023-03-01 $147,475 (26.2%) $226,211 (6.2%) 0.00 46
2023-04-01 $140,000 (-2.1%) $236,815 (19.7%) 0.00 49
2023-05-01 $137,925 (-21.2%) $191,492 (-12.7%) 0.00 54
2023-06-01 $175,500 (22.1%) $245,474 (25.0%) 0.00 64
2023-07-01 $175,900 (21.3%) $253,099 (22.6%) 0.00 65
2023-08-01 $192,000 (42.2%) $251,106 (25.2%) 0.00 63
2023-09-01 $169,000 (32.0%) $227,629 (16.2%) 0.00 77
2023-10-01 $146,000 (-8.2%) $195,400 (-11.7%) 0.00 78
2023-11-01 $158,700 (-1.3%) $185,305 (-23.3%) 0.00 78
2023-12-01 $181,000 (34.1%) $210,235 (-4.6%) 0.00 75
2024-01-01 $180,950 (15.3%) $222,399 (-8.5%) 0.00 65
2024-02-01 $194,500 (22.9%) $242,471 (4.9%) 0.00 66
2024-03-01 $200,000 (35.6%) $246,456 (9.0%) 0.00 55
2024-04-01 $233,625 (66.9%) $265,456 (12.1%) 0.00 56
2024-05-01 $237,500 (72.2%) $263,354 (37.5%) 0.00 54
2024-06-01 $219,000 (24.8%) $239,859 (-2.3%) 0.00 61
2024-07-01 $168,500 (-4.2%) $216,895 (-14.3%) 0.00 78
2024-08-01 $161,950 (-15.7%) $201,215 (-19.9%) 0.00 91
2024-09-01 $160,999 (-4.7%) $203,298 (-10.7%) 0.00 104
2024-10-01 $152,000 (4.1%) $188,999 (-3.3%) 0.00 111
2024-11-01 $150,000 (-5.5%) $198,821 (7.3%) 0.00 108
Pittsburg's median listing price for 2024-11-01 was $150,000, a difference of $-8,700 (-5.5%) versus the prior year and $-2,000 versus the prior month.

Pittsburg's median listing price comes in at 0% of the national average.

Pittsburg's average listing price for 2024-11-01 was $198,821, a difference of $13,516 (7.3%) versus the prior year and $9,822 versus the prior month.

For the 2024-11-01 period, Pittsburg had 108 MLS listings, a difference of -3 listings (-3%) versus the prior month and 30 listings (38%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Pittsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,359 sqft
2018-02-01 0 days 1,404 sqft
2018-03-01 0 days 1,450 sqft
2018-04-01 0 days 1,485 sqft
2018-05-01 0 days 1,521 sqft
2018-06-01 0 days 1,556 sqft
2018-07-01 0 days 1,559 sqft
2018-08-01 0 days 1,513 sqft
2018-09-01 0 days 1,508 sqft
2018-10-01 0 days 1,567 sqft
2018-11-01 0 days 1,564 sqft
2018-12-01 0 days 1,484 sqft
2019-01-01 0 days 1,427 sqft
2019-02-01 0 days 1,416 sqft
2019-03-01 0 days 1,400 sqft
2019-04-01 0 days 1,401 sqft
2019-05-01 0 days 1,440 sqft
2019-06-01 0 days 1,440 sqft
2019-07-01 0 days 1,432 sqft
2019-08-01 0 days 1,417 sqft
2019-09-01 0 days 1,381 sqft
2019-10-01 0 days 1,350 sqft
2019-11-01 0 days 1,344 sqft
2019-12-01 0 days 1,329 sqft
2020-01-01 0 days 1,337 sqft
2020-02-01 0 days 1,420 sqft
2020-03-01 0 days 1,444 sqft
2020-04-01 0 days 1,582 sqft
2020-05-01 0 days 1,554 sqft
2020-06-01 0 days 1,554 sqft
2020-07-01 0 days 1,673 sqft
2020-08-01 0 days 1,674 sqft
2020-09-01 0 days 1,540 sqft
2020-10-01 0 days 1,605 sqft
2020-11-01 0 days 1,494 sqft
2020-12-01 0 days 1,488 sqft
2021-01-01 0 days 1,450 sqft
2021-02-01 0 days 1,453 sqft
2021-03-01 0 days 1,506 sqft
2021-04-01 0 days 1,452 sqft
2021-05-01 0 days 1,456 sqft
2021-06-01 0 days 1,451 sqft
2021-07-01 0 days 1,388 sqft
2021-08-01 0 days 1,418 sqft
2021-09-01 0 days 1,448 sqft
2021-10-01 0 days 1,505 sqft
2021-11-01 0 days 1,448 sqft
2021-12-01 0 days 1,361 sqft
2022-01-01 0 days 1,305 sqft
2022-02-01 0 days 1,448 sqft
2022-03-01 0 days 1,448 sqft
2022-04-01 0 days 1,412 sqft
2022-05-01 0 days 1,452 sqft
2022-06-01 0 days 1,442 sqft
2022-07-01 0 days 1,459 sqft
2022-08-01 0 days 1,442 sqft
2022-09-01 0 days 1,442 sqft
2022-10-01 0 days 1,442 sqft
2022-11-01 0 days 1,442 sqft
2022-12-01 0 days 1,408 sqft
2023-01-01 0 days 1,442 sqft
2023-02-01 0 days 1,442 sqft
2023-03-01 0 days 1,420 sqft
2023-04-01 0 days 1,428 sqft
2023-05-01 0 days 1,414 sqft
2023-06-01 0 days 1,683 sqft
2023-07-01 0 days 1,731 sqft
2023-08-01 0 days 1,604 sqft
2023-09-01 0 days 1,439 sqft
2023-10-01 0 days 1,404 sqft
2023-11-01 0 days 1,413 sqft
2023-12-01 0 days 1,464 sqft
2024-01-01 0 days 1,461 sqft
2024-02-01 0 days 1,537 sqft
2024-03-01 0 days 1,616 sqft
2024-04-01 0 days 1,744 sqft
2024-05-01 0 days 1,741 sqft
2024-06-01 0 days 1,731 sqft
2024-07-01 0 days 1,680 sqft
2024-08-01 0 days 1,538 sqft
2024-09-01 0 days 1,536 sqft
2024-10-01 0 days 1,433 sqft
2024-11-01 0 days 1,444 sqft
Pittsburg's median listing age (time on market) for 2024-11-01 was 0 days.

Pittsburg's median square footage for active listings during the 2024-11-01 period was 1,444 sqft. One year prior, the average listing was 1,413 sqft.

Pittsburg, KS Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 354 $53,990,000 $152,514
Refi 88 $12,690,000 $144,205
Cash Out Refi 58 $7,190,000 $123,966
Home Improvement 53 $3,295,000 $62,170
Other 34 $2,610,000 $76,765

Pittsburg's most frequently cited loan purpose was Home Purchase, with 354 originations. The 2nd most popular reason was Refi, with 88 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 172 $27,240,000 $158,372
7-8% 152 $23,270,000 $153,092
Over 8% 94 $8,050,000 $85,638
5-6% 31 $4,805,000 $155,000
2.5-3% 3 $105,000 $35,000
<2.5% 2 $60,000 $30,000
4-5% 1 $105,000 $105,000

During 2023, Pittsburg's most frequently originated rate bucket was 6-7%, with 172 originations.

Loan Sizing (Pittsburg, KS MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 265 $15,445,000 $58,283
$100k-200k 215 $29,595,000 $137,651
$200k-400k 92 $24,780,000 $269,348
$400k-600k 12 $5,510,000 $459,167
$600k-1000k 2 $1,730,000 $865,000
$Over $1MM 1 $2,715,000 $2,715,000

Pittsburg's loan sizing saw the bucket of loans from $100,000 or less with 265 originations, totaling $15,445,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 230 $36,250,000 $157,609
60-80% 92 $14,440,000 $156,957
20-40% 45 $3,565,000 $79,222
40-60% 42 $5,110,000 $121,667
Under 20% 32 $1,290,000 $40,313
Over 100% 13 $2,955,000 $227,308

Pittsburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 230 originations, totaling $36,250,000 in origination value.