Pittsburg Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Pittsburg averaged
6.71%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
7% and
one month ago for the week of 2024-11-07, the
average rate was 7.1%.
Pittsburg's average rate one year ago was 7.14%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Pittsburg 30 Year Fixed Rate | 2024-12-12 | 6.71% |
Pittsburg 30 Year Fixed Rate Refi | 2024-12-12 | 7% |
Pittsburg 15 Year Fixed Rate | 2024-12-12 | 5.94% |
Pittsburg 15 Year Fixed Rate Refi | 2024-12-12 | 6.24% |
Pittsburg 30 Year FHA | 2024-12-12 | 6.08% |
Pittsburg 30 Year FHA Refi | 2024-12-12 | 6.18% |
Pittsburg 30 Year USDA | 2024-12-12 | 6.5% |
Pittsburg 30 Year USDA Refi | 2024-12-12 | 6.2% |
Pittsburg 30 Year VA | 2024-12-12 | 6.18% |
Pittsburg 30 Year VA Refi | 2024-12-12 | 6.18% |
Pittsburg Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Pittsburg, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Pittsburg Average Closing Costs & Other Stats
Pittsburg, KS's 39 lenders originated 587
loans during 2023. The total origination value was $79,775,000, with an average loan value of
$135,903.
Pittsburg's average closing costs are $3,893.
The top Pittsburg lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
32 loans originated. Their average total fees are
$3,520, which is $7
lower than the next largest lender,
Arvest Bank.
The lowest fee Pittsburg lenders (with over 10 loans originated) are
Community National Bank & Trust ($2,297), Gateway First Bank ($3,244), FLAT BRANCH MORTGAGE, INC. ($3,520), Arvest Bank ($3,527) and QUICKEN LOANS, LLC ($6,394).
The lowest rate Pittsburg lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. (6.76%), Arvest Bank (6.93%), QUICKEN LOANS, LLC (6.95%), Community National Bank & Trust (7.18%) and Gateway First Bank (7.29%).
Pittsburg, KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
FLAT BRANCH MORTGAGE, INC. | $14,930,000 | $13,635,000 | -8.7% | 17.1% |
GNBank | $11,055,000 | $10,100,000 | -8.6% | 12.7% |
Community National Bank & Trust | $15,660,000 | $7,270,000 | -53.6% | 9.1% |
Arvest Bank | $8,680,000 | $6,430,000 | -25.9% | 8.1% |
QUICKEN LOANS, LLC | $3,280,000 | $3,300,000 | 0.6% | 4.1% |
Commerce Bank | $3,760,000 | $2,915,000 | -22.5% | 3.7% |
Equity Bank | $6,355,000 | $2,815,000 | -55.7% | 3.5% |
Stockgrowers State Bank | $2,615,000 | n/a | 3.3% | |
U.S. Bank | $2,715,000 | $2,315,000 | -14.7% | 2.9% |
Gateway First Bank | $2,860,000 | $2,220,000 | -22.4% | 2.8% |
Labette Bank | $5,245,000 | $1,955,000 | -62.7% | 2.5% |
Mortgage Research Center, LLC | $2,405,000 | $1,490,000 | -38.0% | 1.9% |
First Community Bank | $1,715,000 | $1,315,000 | -23.3% | 1.6% |
Pinnacle Bank | $165,000 | $1,155,000 | 600.0% | 1.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $220,000 | $1,075,000 | 388.6% | 1.3% |
Mortgage Investment Services Corporation | $720,000 | $1,070,000 | 48.6% | 1.3% |
AMERISAVE MORTGAGE CORPORATION | $195,000 | $810,000 | 315.4% | 1.0% |
People's Bank of Seneca | $1,205,000 | $775,000 | -35.7% | 1.0% |
OPEN MORTGAGE, LLC | $55,000 | $765,000 | 1,290.9% | 1.0% |
NBKC BANK | $715,000 | n/a | 0.9% | |
DAS Acquisition Company, LLC | $95,000 | $670,000 | 605.3% | 0.8% |
BMO Harris Bank | $645,000 | $640,000 | -0.8% | 0.8% |
JPMorgan Chase Bank | $165,000 | $605,000 | 266.7% | 0.8% |
DELMAR FINANCIAL COMPANY | $500,000 | n/a | 0.6% | |
HALLMARK HOME MORTGAGE, LLC | $470,000 | n/a | 0.6% | |
COMMUNITYAMERICA | $435,000 | $460,000 | 5.7% | 0.6% |
Landmark National Bank | $1,325,000 | $450,000 | -66.0% | 0.6% |
UMB Bank | $385,000 | $440,000 | 14.3% | 0.6% |
T2 FINANCIAL LLC | $435,000 | n/a | 0.5% | |
DRAPER AND KRAMER MORTGAGE CORP. | $415,000 | n/a | 0.5% | |
Bankers' Bank | $380,000 | n/a | 0.5% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $370,000 | n/a | 0.5% | |
FREEDOM MORTGAGE CORPORATION | $175,000 | $360,000 | 105.7% | 0.5% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $360,000 | n/a | 0.5% | |
PENNYMAC LOAN SERVICES, LLC | $460,000 | $350,000 | -23.9% | 0.4% |
First Bank | $545,000 | $345,000 | -36.7% | 0.4% |
MUTUAL OF OMAHA MORTGAGE, INC. | $75,000 | $335,000 | 346.7% | 0.4% |
NAVY FEDERAL CREDIT UNION | $260,000 | $330,000 | 26.9% | 0.4% |
GOLDEN PLAINS | $130,000 | $325,000 | 150.0% | 0.4% |
RCB Bank | $325,000 | n/a | 0.4% | |
Oakstar Bank | $320,000 | n/a | 0.4% | |
Nations Lending Corporation | $300,000 | n/a | 0.4% | |
CORNERSTONE HOME LENDING, INC. | $275,000 | n/a | 0.3% | |
Truist | $275,000 | n/a | 0.3% | |
First State Bank of St. Charles, Missouri | $250,000 | $270,000 | 8.0% | 0.3% |
LOANDEPOT.COM, LLC | $1,150,000 | $270,000 | -76.5% | 0.3% |
The Central Trust Bank | $255,000 | n/a | 0.3% | |
The Federal Savings Bank | $255,000 | n/a | 0.3% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $135,000 | $245,000 | 81.5% | 0.3% |
First National Bank of Omaha | $165,000 | $235,000 | 42.4% | 0.3% |
TOP FLITE FINANCIAL, INC. | $225,000 | n/a | 0.3% | |
FLINT HILLS BANK | $210,000 | n/a | 0.3% | |
NEW DAY FINANCIAL, LLC | $105,000 | $210,000 | 100.0% | 0.3% |
Capitol Federal Savings Bank | $205,000 | n/a | 0.3% | |
Bank of America | $180,000 | $200,000 | 11.1% | 0.3% |
Flagstar Bank, FSB | $310,000 | $195,000 | -37.1% | 0.2% |
LEADERONE FINANCIAL CORPORATION | $585,000 | $195,000 | -66.7% | 0.2% |
Adrian Bank | $175,000 | n/a | 0.2% | |
Deere Employees Credit Union | $15,000 | $150,000 | 900.0% | 0.2% |
Stone Bank | $145,000 | n/a | 0.2% | |
SOUTHWEST STAGE FUNDING, LLC | $75,000 | $135,000 | 80.0% | 0.2% |
Mid-America Bank | $85,000 | $125,000 | 47.1% | 0.2% |
BROKER SOLUTIONS, INC. | $115,000 | $115,000 | 0.0% | 0.1% |
Fifth Third Bank | $115,000 | n/a | 0.1% | |
Mr. Cooper ( Nationstar Mortgage ) | $535,000 | $115,000 | -78.5% | 0.1% |
USAA Federal Savings Bank | $165,000 | $105,000 | -36.4% | 0.1% |
ZILLOW HOME LOANS, LLC | $105,000 | n/a | 0.1% | |
Discover Bank | $205,000 | $90,000 | -56.1% | 0.1% |
GERSHMAN INVESTMENT CORP. | $230,000 | $85,000 | -63.0% | 0.1% |
HOMESIDE FINANCIAL, LLC | $85,000 | n/a | 0.1% | |
SIRVA MORTGAGE, INC. | $85,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $325,000 | $80,000 | -75.4% | 0.1% |
Plains Commerce Bank | $75,000 | n/a | 0.1% | |
UNITED WHOLESALE MORTGAGE, LLC | $75,000 | n/a | 0.1% | |
Citizens Bank of Amsterdam | $35,000 | $65,000 | 85.7% | 0.1% |
Springfield First Community Bank | $65,000 | n/a | 0.1% | |
Wells Fargo Bank | $465,000 | $65,000 | -86.0% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $55,000 | n/a | 0.1% | |
Goodfield State Bank | $95,000 | $55,000 | -42.1% | 0.1% |
Figure Lending LLC | $60,000 | $50,000 | -16.7% | 0.1% |
PEOPLES STATE BANK | $45,000 | n/a | 0.1% | |
BOKF | $35,000 | n/a | 0.0% | |
CREDIT UNION OF AMERICA | $250,000 | $35,000 | -86.0% | 0.0% |
Pittsburg's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 17.1% market share. In second place, with 12.7%, is GNBank, having originated $10,100,000 in loans. In third place, with 9.1%, is Community National Bank & Trust, having originated $7,270,000 in loans. In fourth place, with 8.1%, is Arvest Bank, having originated $6,430,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $3,300,000 in loans.
Pittsburg Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Pittsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $75,060 (-1.6%) | $119,822 (-1.4%) | 0.00 | 192 |
2018-02-01 | $79,125 (5.2%) | $125,272 (2.3%) | 0.00 | 206 |
2018-03-01 | $86,000 (13.5%) | $130,397 (8.5%) | 0.00 | 207 |
2018-04-01 | $89,125 (18.1%) | $142,948 (22.9%) | 0.00 | 211 |
2018-05-01 | $89,700 (16.5%) | $143,973 (20.7%) | 0.00 | 205 |
2018-06-01 | $99,900 (25.0%) | $140,074 (16.5%) | 0.00 | 214 |
2018-07-01 | $93,100 (6.6%) | $140,086 (7.9%) | 0.00 | 211 |
2018-08-01 | $88,625 (4.4%) | $136,128 (4.6%) | 0.00 | 210 |
2018-09-01 | $88,250 (11.0%) | $134,441 (5.2%) | 0.00 | 209 |
2018-10-01 | $89,900 (13.6%) | $138,462 (7.9%) | 0.00 | 211 |
2018-11-01 | $89,975 (12.8%) | $139,055 (11.1%) | 0.00 | 203 |
2018-12-01 | $84,975 (6.7%) | $132,657 (7.4%) | 0.00 | 194 |
2019-01-01 | $79,950 (6.5%) | $127,303 (6.2%) | 0.00 | 182 |
2019-02-01 | $69,500 (-12.2%) | $118,308 (-5.6%) | 0.00 | 226 |
2019-03-01 | $76,571 (-11.0%) | $124,135 (-4.8%) | 0.00 | 204 |
2019-04-01 | $86,000 (-3.5%) | $133,338 (-6.7%) | 0.00 | 179 |
2019-05-01 | $86,178 (-3.9%) | $136,511 (-5.2%) | 0.00 | 164 |
2019-06-01 | $87,000 (-12.9%) | $131,273 (-6.3%) | 0.00 | 163 |
2019-07-01 | $79,163 (-15.0%) | $122,727 (-12.4%) | 0.00 | 160 |
2019-08-01 | $82,636 (-6.8%) | $119,525 (-12.2%) | 0.00 | 161 |
2019-09-01 | $78,341 (-11.2%) | $115,806 (-13.9%) | 0.00 | 166 |
2019-10-01 | $75,477 (-16.0%) | $113,327 (-18.2%) | 0.00 | 173 |
2019-11-01 | $76,200 (-15.3%) | $113,387 (-18.5%) | 0.00 | 169 |
2019-12-01 | $74,875 (-11.9%) | $108,394 (-18.3%) | 0.00 | 162 |
2020-01-01 | $74,500 (-6.8%) | $113,058 (-11.2%) | 0.00 | 141 |
2020-02-01 | $75,000 (7.9%) | $123,412 (4.3%) | 0.00 | 134 |
2020-03-01 | $93,475 (22.1%) | $133,376 (7.4%) | 0.00 | 122 |
2020-04-01 | $107,450 (24.9%) | $135,018 (1.3%) | 0.00 | 123 |
2020-05-01 | $114,640 (33.0%) | $135,417 (-0.8%) | 0.00 | 109 |
2020-06-01 | $115,960 (33.3%) | $136,380 (3.9%) | 0.00 | 90 |
2020-07-01 | $115,640 (46.1%) | $138,262 (12.7%) | 0.00 | 79 |
2020-08-01 | $116,280 (40.7%) | $141,371 (18.3%) | 0.00 | 89 |
2020-09-01 | $115,960 (48.0%) | $143,357 (23.8%) | 0.00 | 96 |
2020-10-01 | $116,280 (54.1%) | $149,069 (31.5%) | 0.00 | 102 |
2020-11-01 | $115,640 (51.8%) | $144,269 (27.2%) | 0.00 | 82 |
2020-12-01 | $115,960 (54.9%) | $140,526 (29.6%) | 0.00 | 75 |
2021-01-01 | $115,640 (55.2%) | $161,918 (43.2%) | 0.00 | 68 |
2021-02-01 | $99,875 (33.2%) | $162,881 (32.0%) | 0.00 | 60 |
2021-03-01 | $116,890 (25.1%) | $148,650 (11.5%) | 0.00 | 60 |
2021-04-01 | $114,390 (6.5%) | $138,372 (2.5%) | 0.00 | 58 |
2021-05-01 | $100,000 (-12.8%) | $144,364 (6.6%) | 0.00 | 51 |
2021-06-01 | $101,000 (-12.9%) | $140,782 (3.2%) | 0.00 | 81 |
2021-07-01 | $100,000 (-13.5%) | $140,927 (1.9%) | 0.00 | 75 |
2021-08-01 | $101,750 (-12.5%) | $142,950 (1.1%) | 0.00 | 59 |
2021-09-01 | $102,125 (-11.9%) | $144,133 (0.5%) | 0.00 | 64 |
2021-10-01 | $96,500 (-17.0%) | $165,057 (10.7%) | 0.00 | 58 |
2021-11-01 | $102,000 (-11.8%) | $166,817 (15.6%) | 0.00 | 60 |
2021-12-01 | $94,250 (-18.7%) | $165,963 (18.1%) | 0.00 | 70 |
2022-01-01 | $98,500 (-14.8%) | $164,018 (1.3%) | 0.00 | 77 |
2022-02-01 | $128,225 (28.4%) | $209,816 (28.8%) | 0.00 | 46 |
2022-03-01 | $116,900 (0.0%) | $213,076 (43.3%) | 0.00 | 39 |
2022-04-01 | $143,000 (25.0%) | $197,833 (43.0%) | 0.00 | 65 |
2022-05-01 | $175,000 (75.0%) | $219,417 (52.0%) | 0.00 | 66 |
2022-06-01 | $143,725 (42.3%) | $196,338 (39.5%) | 0.00 | 71 |
2022-07-01 | $145,000 (45.0%) | $206,521 (46.5%) | 0.00 | 80 |
2022-08-01 | $135,000 (32.7%) | $200,554 (40.3%) | 0.00 | 79 |
2022-09-01 | $128,000 (25.3%) | $195,955 (36.0%) | 0.00 | 76 |
2022-10-01 | $159,000 (64.8%) | $221,171 (34.0%) | 0.00 | 73 |
2022-11-01 | $160,750 (57.6%) | $241,501 (44.8%) | 0.00 | 74 |
2022-12-01 | $135,000 (43.2%) | $220,266 (32.7%) | 0.00 | 79 |
2023-01-01 | $157,000 (59.4%) | $243,084 (48.2%) | 0.00 | 68 |
2023-02-01 | $158,250 (23.4%) | $231,061 (10.1%) | 0.00 | 64 |
2023-03-01 | $147,475 (26.2%) | $226,211 (6.2%) | 0.00 | 46 |
2023-04-01 | $140,000 (-2.1%) | $236,815 (19.7%) | 0.00 | 49 |
2023-05-01 | $137,925 (-21.2%) | $191,492 (-12.7%) | 0.00 | 54 |
2023-06-01 | $175,500 (22.1%) | $245,474 (25.0%) | 0.00 | 64 |
2023-07-01 | $175,900 (21.3%) | $253,099 (22.6%) | 0.00 | 65 |
2023-08-01 | $192,000 (42.2%) | $251,106 (25.2%) | 0.00 | 63 |
2023-09-01 | $169,000 (32.0%) | $227,629 (16.2%) | 0.00 | 77 |
2023-10-01 | $146,000 (-8.2%) | $195,400 (-11.7%) | 0.00 | 78 |
2023-11-01 | $158,700 (-1.3%) | $185,305 (-23.3%) | 0.00 | 78 |
2023-12-01 | $181,000 (34.1%) | $210,235 (-4.6%) | 0.00 | 75 |
2024-01-01 | $180,950 (15.3%) | $222,399 (-8.5%) | 0.00 | 65 |
2024-02-01 | $194,500 (22.9%) | $242,471 (4.9%) | 0.00 | 66 |
2024-03-01 | $200,000 (35.6%) | $246,456 (9.0%) | 0.00 | 55 |
2024-04-01 | $233,625 (66.9%) | $265,456 (12.1%) | 0.00 | 56 |
2024-05-01 | $237,500 (72.2%) | $263,354 (37.5%) | 0.00 | 54 |
2024-06-01 | $219,000 (24.8%) | $239,859 (-2.3%) | 0.00 | 61 |
2024-07-01 | $168,500 (-4.2%) | $216,895 (-14.3%) | 0.00 | 78 |
2024-08-01 | $161,950 (-15.7%) | $201,215 (-19.9%) | 0.00 | 91 |
2024-09-01 | $160,999 (-4.7%) | $203,298 (-10.7%) | 0.00 | 104 |
2024-10-01 | $152,000 (4.1%) | $188,999 (-3.3%) | 0.00 | 111 |
2024-11-01 | $150,000 (-5.5%) | $198,821 (7.3%) | 0.00 | 108 |
Pittsburg's median listing price comes in at 0% of the national average.
Pittsburg's average listing price for 2024-11-01 was $198,821, a difference of $13,516 (7.3%) versus the prior year and $9,822 versus the prior month.
For the 2024-11-01 period, Pittsburg had 108 MLS listings, a difference of -3 listings (-3%) versus the prior month and 30 listings (38%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Pittsburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,359 sqft |
2018-02-01 | 0 days | 1,404 sqft |
2018-03-01 | 0 days | 1,450 sqft |
2018-04-01 | 0 days | 1,485 sqft |
2018-05-01 | 0 days | 1,521 sqft |
2018-06-01 | 0 days | 1,556 sqft |
2018-07-01 | 0 days | 1,559 sqft |
2018-08-01 | 0 days | 1,513 sqft |
2018-09-01 | 0 days | 1,508 sqft |
2018-10-01 | 0 days | 1,567 sqft |
2018-11-01 | 0 days | 1,564 sqft |
2018-12-01 | 0 days | 1,484 sqft |
2019-01-01 | 0 days | 1,427 sqft |
2019-02-01 | 0 days | 1,416 sqft |
2019-03-01 | 0 days | 1,400 sqft |
2019-04-01 | 0 days | 1,401 sqft |
2019-05-01 | 0 days | 1,440 sqft |
2019-06-01 | 0 days | 1,440 sqft |
2019-07-01 | 0 days | 1,432 sqft |
2019-08-01 | 0 days | 1,417 sqft |
2019-09-01 | 0 days | 1,381 sqft |
2019-10-01 | 0 days | 1,350 sqft |
2019-11-01 | 0 days | 1,344 sqft |
2019-12-01 | 0 days | 1,329 sqft |
2020-01-01 | 0 days | 1,337 sqft |
2020-02-01 | 0 days | 1,420 sqft |
2020-03-01 | 0 days | 1,444 sqft |
2020-04-01 | 0 days | 1,582 sqft |
2020-05-01 | 0 days | 1,554 sqft |
2020-06-01 | 0 days | 1,554 sqft |
2020-07-01 | 0 days | 1,673 sqft |
2020-08-01 | 0 days | 1,674 sqft |
2020-09-01 | 0 days | 1,540 sqft |
2020-10-01 | 0 days | 1,605 sqft |
2020-11-01 | 0 days | 1,494 sqft |
2020-12-01 | 0 days | 1,488 sqft |
2021-01-01 | 0 days | 1,450 sqft |
2021-02-01 | 0 days | 1,453 sqft |
2021-03-01 | 0 days | 1,506 sqft |
2021-04-01 | 0 days | 1,452 sqft |
2021-05-01 | 0 days | 1,456 sqft |
2021-06-01 | 0 days | 1,451 sqft |
2021-07-01 | 0 days | 1,388 sqft |
2021-08-01 | 0 days | 1,418 sqft |
2021-09-01 | 0 days | 1,448 sqft |
2021-10-01 | 0 days | 1,505 sqft |
2021-11-01 | 0 days | 1,448 sqft |
2021-12-01 | 0 days | 1,361 sqft |
2022-01-01 | 0 days | 1,305 sqft |
2022-02-01 | 0 days | 1,448 sqft |
2022-03-01 | 0 days | 1,448 sqft |
2022-04-01 | 0 days | 1,412 sqft |
2022-05-01 | 0 days | 1,452 sqft |
2022-06-01 | 0 days | 1,442 sqft |
2022-07-01 | 0 days | 1,459 sqft |
2022-08-01 | 0 days | 1,442 sqft |
2022-09-01 | 0 days | 1,442 sqft |
2022-10-01 | 0 days | 1,442 sqft |
2022-11-01 | 0 days | 1,442 sqft |
2022-12-01 | 0 days | 1,408 sqft |
2023-01-01 | 0 days | 1,442 sqft |
2023-02-01 | 0 days | 1,442 sqft |
2023-03-01 | 0 days | 1,420 sqft |
2023-04-01 | 0 days | 1,428 sqft |
2023-05-01 | 0 days | 1,414 sqft |
2023-06-01 | 0 days | 1,683 sqft |
2023-07-01 | 0 days | 1,731 sqft |
2023-08-01 | 0 days | 1,604 sqft |
2023-09-01 | 0 days | 1,439 sqft |
2023-10-01 | 0 days | 1,404 sqft |
2023-11-01 | 0 days | 1,413 sqft |
2023-12-01 | 0 days | 1,464 sqft |
2024-01-01 | 0 days | 1,461 sqft |
2024-02-01 | 0 days | 1,537 sqft |
2024-03-01 | 0 days | 1,616 sqft |
2024-04-01 | 0 days | 1,744 sqft |
2024-05-01 | 0 days | 1,741 sqft |
2024-06-01 | 0 days | 1,731 sqft |
2024-07-01 | 0 days | 1,680 sqft |
2024-08-01 | 0 days | 1,538 sqft |
2024-09-01 | 0 days | 1,536 sqft |
2024-10-01 | 0 days | 1,433 sqft |
2024-11-01 | 0 days | 1,444 sqft |
Pittsburg's median square footage for active listings during the 2024-11-01 period was 1,444 sqft. One year prior, the average listing was 1,413 sqft.
Pittsburg, KS Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 354 | $53,990,000 | $152,514 |
Refi | 88 | $12,690,000 | $144,205 |
Cash Out Refi | 58 | $7,190,000 | $123,966 |
Home Improvement | 53 | $3,295,000 | $62,170 |
Other | 34 | $2,610,000 | $76,765 |
Pittsburg's most frequently cited loan purpose was Home Purchase, with 354 originations. The 2nd most popular reason was Refi, with 88 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 172 | $27,240,000 | $158,372 |
7-8% | 152 | $23,270,000 | $153,092 |
Over 8% | 94 | $8,050,000 | $85,638 |
5-6% | 31 | $4,805,000 | $155,000 |
2.5-3% | 3 | $105,000 | $35,000 |
<2.5% | 2 | $60,000 | $30,000 |
4-5% | 1 | $105,000 | $105,000 |
During 2023, Pittsburg's most frequently originated rate bucket was 6-7%, with 172 originations.
Loan Sizing (Pittsburg, KS MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 265 | $15,445,000 | $58,283 |
$100k-200k | 215 | $29,595,000 | $137,651 |
$200k-400k | 92 | $24,780,000 | $269,348 |
$400k-600k | 12 | $5,510,000 | $459,167 |
$600k-1000k | 2 | $1,730,000 | $865,000 |
$Over $1MM | 1 | $2,715,000 | $2,715,000 |
Pittsburg's loan sizing saw the bucket of loans from $100,000 or less with 265 originations, totaling $15,445,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 230 | $36,250,000 | $157,609 |
60-80% | 92 | $14,440,000 | $156,957 |
20-40% | 45 | $3,565,000 | $79,222 |
40-60% | 42 | $5,110,000 | $121,667 |
Under 20% | 32 | $1,290,000 | $40,313 |
Over 100% | 13 | $2,955,000 | $227,308 |
Pittsburg's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 230 originations, totaling $36,250,000 in origination value.