The Juniata Valley Bank Mortgage Rates, Fees & Info
Mifflintown, PALEI: 549300R20AB76CQEH402
Tax ID: 23-0741266
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Juniata Valley Bank is a smaller bank specializing in Home Purchase and Refi loans. The Juniata Valley Bank has a high proportion of conventional loans. Their top markets by origination volume include: Harrisburg, Lewistown, State College, Bradford, and Olean among others. We have data for 18 markets. (Some data included below & more in-depth data is available with an active subscription.)The Juniata Valley Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
360Origination Dollar Volume (All Markets)
$52,750,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 108 | $14,290,000 | $132,315 | $0 | 0.00% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 63 | $12,735,000 | $202,143 | $0 | 0.00% |
| Lewistown, PA (FHA|USDA|VA) | 121 | $11,095,000 | $91,694 | $0 | 0.00% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 14 | $3,410,000 | $243,571 | $0 | 0.00% |
| Bradford, PA (FHA|USDA|VA) | 16 | $2,450,000 | $153,125 | $0 | 0.00% |
| Olean, NY (FHA|USDA|VA) | 1 | $1,575,000 | $1,575,000 | $0 | 0.00% |
| DuBois, PA (FHA|USDA|VA) | 5 | $1,275,000 | $255,000 | $0 | 0.00% |
| Selinsgrove, PA (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $0 | 0.00% |
| Huntingdon, PA (FHA|USDA|VA) | 7 | $1,075,000 | $153,571 | $0 | 0.00% |
| READING, PA (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $0 | 0.00% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $0 | 0.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $0 | 0.00% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 0.00% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 0.00% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 360 | $52,750,000 | $146,528 | $0 | 0.00% |
For 2022, The Juniata Valley Bank's most frequently originated type of loan was Conventional, with 360 originations.
Loan Reason
For 2022, The Juniata Valley Bank's most frequently cited loan purpose was Home Purchase, with 142 originations. The 2nd most popular reason was Refi, with 116 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 360 | $52,750,000 | $146,528 | $0 | 0.00% |
For 2022, The Juniata Valley Bank's most frequently cited loan duration was Other, with 360 originations.
Loan Sizing
2022 saw The Juniata Valley Bank place emphasis on $100,000 or less loans with 203 originations, totaling $10,005,000 in origination value.
Applicant Income
The Juniata Valley Bank lent most frequently to those with incomes in the $100k-150k range, with 81 originations. The second most popular income band? $50k-75k, with 80 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 360 | $52,750,000 | $146,528 | $0 | 0.00% |
The Juniata Valley Bank lent most frequently to those with DTI ratios of Exempt%, with 360 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.63%
The Juniata Valley Bank has an average approval rate.
Pick Rate
Approvals leading to origination85.83%
The Juniata Valley Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 360 | $52,750,000 | $146,528 |