Bradford Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bradford averaged 6.94% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.96% and one month ago for the week of 2025-03-06, the average rate was 6.65%.

    Bradford's average rate one year ago was 7.14%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.52%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Bradford 30 Year Fixed Rate 2025-04-10 6.94%
    Bradford 30 Year Fixed Rate Refi 2025-04-10 6.52%
    Bradford 15 Year Fixed Rate 2025-04-10 6.02%
    Bradford 15 Year Fixed Rate Refi 2025-04-10 6.32%
    Bradford 30 Year FHA 2025-04-10 6.43%
    Bradford 30 Year FHA Refi 2025-04-10 6.63%
    Bradford 30 Year USDA 2025-04-10 6.65%
    Bradford 30 Year USDA Refi 2025-04-10 6.65%
    Bradford 30 Year VA 2025-04-10 6.39%
    Bradford 30 Year VA Refi 2025-04-10 6.19%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bradford, PA.

    Bradford Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bradford, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 27 6.87% $5,645
    Northwest Bank 17 6.49% $4,208
    Community Bank 9 7.54% $51
    CNB Bank 7 6.11% $3,966
    PNC Bank 6 6.73% $4,920
    PENNSYLVANIA STATE EMPLOYEES Credit Union 3 6.25% $3,391
    NBKC BANK 2 6.56% $3,379
    MOVEMENT MORTGAGE, LLC 2 6.53% $3,787
    BROKER SOLUTIONS, INC. 2 7.63% $6,451
    Citizens Bank 2 6.88% $5,317
    UNION HOME MORTGAGE CORP. 2 7.00% $8,337
    Citizens & Northern Bank 2 7.06% $4,020
    Univest Bank and Trust Co. 2 7.25% $3,734
    Wells Fargo Bank 2 6.50% $5,634
    Mortgage Research Center, LLC 2 7.13% $2,782
    PENNYMAC LOAN SERVICES, LLC 2 6.88% $5,906
    UNITED WHOLESALE MORTGAGE, LLC 1 7.00% $6,191
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.13% $4,380
    ZILLOW HOME LOANS, LLC 1 7.00% $3,617
    Ally Bank 1 7.63% $4,983
    ANDREWS FEDERAL CREDIT UNION 1 6.00% $4,289
    Carrington Mortgage Services, LLC 1 7.25% $4,597
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.13% $4,712
    First Commonwealth Bank 1 8.13% $4,327
    First National Bank of Pennsylvania 1 7.00% $4,066
    Fulton Bank 1 7.13% $3,563
    HOMESIDE FINANCIAL, LLC 1 6.50% $3,395
    Ixonia Bank 1 7.00% $3,948
    LEBANON 1 6.50% $4,414
    LOANDEPOT.COM, LLC 1 7.13% $10,194
    MEMBERS 1ST FEDERAL CREDIT UNION 1 8.13% $4,980
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.38% $6,229
    The Huntington National Bank 1 6.50% $6,075
    Truist 1 5.49% $4,400

    Bradford Average Closing Costs & Other Stats

    Bradford, PA's 34 lenders originated 369 loans during 2024. The total origination value was $40,015,000, with an average loan value of $108,442.

    Bradford's average closing costs are $4,743.

    The top Bradford lender as defined by loan originations is QUICKEN LOANS, LLC, with 27 loans originated. Their average total fees are $5,645, which is $1,437 higher than the next largest lender, Northwest Bank.

    The lowest fee Bradford lenders (with over 10 loans originated) are Northwest Bank ($4,208), QUICKEN LOANS, LLC ($5,645), .

    The lowest rate Bradford lenders (with over 10 loans originated) are Northwest Bank (6.49%), QUICKEN LOANS, LLC (6.87%), .

    Bradford, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    QUICKEN LOANS, LLC $5,935,000 $6,650,000 12.0% 16.6%
    Northwest Bank $16,280,000 $6,040,000 -62.9% 15.1%
    CNB Bank $7,310,000 $5,900,000 -19.3% 14.7%
    Mortgage Research Center, LLC $1,400,000 $3,025,000 116.1% 7.6%
    PNC Bank $1,440,000 $2,260,000 56.9% 5.6%
    Community Bank $740,000 $1,130,000 52.7% 2.8%
    UNITED WHOLESALE MORTGAGE, LLC $340,000 $1,100,000 223.5% 2.7%
    Citizens & Northern Bank $2,370,000 $1,075,000 -54.6% 2.7%
    FREEDOM MORTGAGE CORPORATION $770,000 n/a 1.9%
    LOANDEPOT.COM, LLC $270,000 $660,000 144.4% 1.6%
    MOVEMENT MORTGAGE, LLC $540,000 $595,000 10.2% 1.5%
    GUARANTEED RATE, INC. $1,890,000 $580,000 -69.3% 1.4%
    InFirst Bank $570,000 n/a 1.4%
    UNION HOME MORTGAGE CORP. $565,000 n/a 1.4%
    The Juniata Valley Bank $650,000 $485,000 -25.4% 1.2%
    PENNYMAC LOAN SERVICES, LLC $240,000 $455,000 89.6% 1.1%
    NBKC BANK $445,000 n/a 1.1%
    The Federal Savings Bank $415,000 n/a 1.0%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $330,000 $410,000 24.2% 1.0%
    Univest Bank and Trust Co. $175,000 $385,000 120.0% 1.0%
    Citizens Bank $160,000 $365,000 128.1% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $320,000 n/a 0.8%
    The Huntington National Bank $320,000 n/a 0.8%
    AMERISAVE MORTGAGE CORPORATION $75,000 $310,000 313.3% 0.8%
    21ST MORTGAGE CORPORATION $345,000 $290,000 -15.9% 0.7%
    Wells Fargo Bank $290,000 n/a 0.7%
    ZILLOW HOME LOANS, LLC $125,000 $230,000 84.0% 0.6%
    BROKER SOLUTIONS, INC. $365,000 $220,000 -39.7% 0.5%
    First National Bank of Pennsylvania $210,000 n/a 0.5%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $205,000 n/a 0.5%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $475,000 $185,000 -61.1% 0.5%
    USAA Federal Savings Bank $565,000 $175,000 -69.0% 0.4%
    CORNING $165,000 n/a 0.4%
    Bank of America $155,000 n/a 0.4%
    HOMESIDE FINANCIAL, LLC $155,000 n/a 0.4%
    RELIANCE FIRST CAPITAL, LLC $210,000 $155,000 -26.2% 0.4%
    MidAtlantic Farm Credit, ACA $150,000 n/a 0.4%
    LEBANON $145,000 n/a 0.4%
    ANDREWS FEDERAL CREDIT UNION $135,000 n/a 0.3%
    CLEARPATH LENDING $135,000 n/a 0.3%
    Discover Bank $130,000 n/a 0.3%
    CARDINAL FINANCIAL $125,000 n/a 0.3%
    Valley National Bank $125,000 n/a 0.3%
    Carrington Mortgage Services, LLC $115,000 n/a 0.3%
    Elderton State Bank $185,000 $105,000 -43.2% 0.3%
    MEMBERS 1ST FEDERAL CREDIT UNION $105,000 n/a 0.3%
    SPRING EQ, LLC $105,000 n/a 0.3%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $95,000 n/a 0.2%
    First Commonwealth Bank $330,000 $90,000 -72.7% 0.2%
    Ally Bank $325,000 $85,000 -73.8% 0.2%
    Dollar Bank, Federal Savings Bank $85,000 n/a 0.2%
    PLANET HOME LENDING, LLC $85,000 n/a 0.2%
    Susquehanna Community Bank $85,000 n/a 0.2%
    Truist $85,000 n/a 0.2%
    Fulton Bank $65,000 n/a 0.2%
    Coastal Community Bank $70,000 $60,000 -14.3% 0.1%
    Ixonia Bank $55,000 n/a 0.1%
    Bethpage Federal Credit Union $45,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $35,000 n/a 0.1%
    Jersey Shore State Bank $60,000 $35,000 -41.7% 0.1%
    ROYAL UNITED MORTGAGE LLC $35,000 n/a 0.1%
    S&T Bank $25,000 n/a 0.1%
    Figure Lending LLC $15,000 n/a 0.0%

    Bradford's top lender by overall market share is QUICKEN LOANS, LLC, with 16.6% market share. In second place, with 15.1%, is Northwest Bank, having originated $6,040,000 in loans. In third place, with 14.7%, is CNB Bank, having originated $5,900,000 in loans. In fourth place, with 7.6%, is Mortgage Research Center, LLC, having originated $3,025,000 in loans. In fifth place, with 5.6%, is PNC Bank, having originated $2,260,000 in loans.

    Bradford Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bradford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $79,900 (-11.0%) $112,702 (-13.5%) 0.00 175
    2018-02-01 $79,900 (-11.1%) $119,515 (0.2%) 0.00 178
    2018-03-01 $79,700 (-11.4%) $117,671 (-4.0%) 0.00 175
    2018-04-01 $81,050 (-14.6%) $118,985 (-6.1%) 0.00 187
    2018-05-01 $79,911 (-11.2%) $121,845 (-2.7%) 0.00 201
    2018-06-01 $88,000 (-1.9%) $130,016 (5.6%) 0.00 186
    2018-07-01 $94,900 (10.1%) $133,179 (10.7%) 0.00 194
    2018-08-01 $94,450 (11.2%) $133,663 (10.4%) 0.00 196
    2018-09-01 $88,750 (4.5%) $132,401 (6.7%) 0.00 201
    2018-10-01 $84,900 (0.0%) $129,332 (4.3%) 0.00 215
    2018-11-01 $84,100 (-0.4%) $126,947 (5.9%) 0.00 198
    2018-12-01 $80,000 (0.0%) $123,104 (5.1%) 0.00 192
    2019-01-01 $79,900 (0.0%) $120,403 (6.8%) 0.00 182
    2019-02-01 $79,825 (-0.1%) $118,598 (-0.8%) 0.00 175
    2019-03-01 $79,843 (0.2%) $115,500 (-1.8%) 0.00 179
    2019-04-01 $79,900 (-1.4%) $111,237 (-6.5%) 0.00 179
    2019-05-01 $84,900 (6.2%) $113,346 (-7.0%) 0.00 194
    2019-06-01 $79,900 (-9.2%) $109,843 (-15.5%) 0.00 189
    2019-07-01 $82,850 (-12.7%) $113,650 (-14.7%) 0.00 194
    2019-08-01 $84,118 (-10.9%) $113,204 (-15.3%) 0.00 198
    2019-09-01 $81,745 (-7.9%) $112,523 (-15.0%) 0.00 201
    2019-10-01 $79,425 (-6.5%) $111,803 (-13.6%) 0.00 199
    2019-11-01 $77,900 (-7.4%) $107,780 (-15.1%) 0.00 194
    2019-12-01 $82,250 (2.8%) $106,977 (-13.1%) 0.00 180
    2020-01-01 $81,250 (1.7%) $104,920 (-12.9%) 0.00 171
    2020-02-01 $79,750 (-0.1%) $104,810 (-11.6%) 0.00 173
    2020-03-01 $85,925 (7.6%) $107,045 (-7.3%) 0.00 177
    2020-04-01 $84,900 (6.3%) $105,783 (-4.9%) 0.00 167
    2020-05-01 $82,450 (-2.9%) $105,032 (-7.3%) 0.00 163
    2020-06-01 $83,700 (4.8%) $106,262 (-3.3%) 0.00 157
    2020-07-01 $85,175 (2.8%) $109,735 (-3.5%) 0.00 149
    2020-08-01 $84,900 (0.9%) $115,404 (1.9%) 0.00 123
    2020-09-01 $84,225 (3.0%) $116,503 (3.5%) 0.00 113
    2020-10-01 $80,000 (0.7%) $120,357 (7.7%) 0.00 105
    2020-11-01 $81,200 (4.2%) $118,535 (10.0%) 0.00 95
    2020-12-01 $75,925 (-7.7%) $116,390 (8.8%) 0.00 82
    2021-01-01 $79,450 (-2.2%) $118,448 (12.9%) 0.00 71
    2021-02-01 $72,650 (-8.9%) $112,705 (7.5%) 0.00 59
    2021-03-01 $73,400 (-14.6%) $115,767 (8.2%) 0.00 48
    2021-04-01 $79,050 (-6.9%) $120,190 (13.6%) 0.00 46
    2021-05-01 $99,750 (21.0%) $136,801 (30.3%) 0.00 49
    2021-06-01 $97,300 (16.3%) $140,846 (32.6%) 0.00 61
    2021-07-01 $111,325 (30.7%) $151,836 (38.4%) 0.00 63
    2021-08-01 $122,463 (44.2%) $173,112 (50.0%) 0.00 63
    2021-09-01 $126,425 (50.1%) $175,199 (50.4%) 0.00 63
    2021-10-01 $122,950 (53.7%) $163,660 (36.0%) 0.00 70
    2021-11-01 $130,700 (61.0%) $175,964 (48.5%) 0.00 59
    2021-12-01 $126,950 (67.2%) $169,089 (45.3%) 0.00 61
    2022-01-01 $129,000 (62.4%) $177,114 (49.5%) 0.00 51
    2022-02-01 $139,450 (92.0%) $188,837 (67.6%) 0.00 46
    2022-03-01 $139,475 (90.0%) $176,995 (52.9%) 0.00 47
    2022-04-01 $127,400 (61.2%) $175,535 (46.1%) 0.00 47
    2022-05-01 $133,725 (34.1%) $172,846 (26.4%) 0.00 50
    2022-06-01 $131,175 (34.8%) $183,125 (30.0%) 0.00 54
    2022-07-01 $129,900 (16.7%) $193,838 (27.7%) 0.00 69
    2022-08-01 $135,650 (10.8%) $190,332 (10.0%) 0.00 73
    2022-09-01 $131,175 (3.8%) $181,452 (3.6%) 0.00 69
    2022-10-01 $132,450 (7.7%) $170,455 (4.2%) 0.00 77
    2022-11-01 $133,725 (2.3%) $165,913 (-5.7%) 0.00 71
    2022-12-01 $129,900 (2.3%) $158,892 (-6.0%) 0.00 64
    2023-01-01 $131,150 (1.7%) $151,105 (-14.7%) 0.00 62
    2023-02-01 $124,675 (-10.6%) $149,541 (-20.8%) 0.00 59
    2023-03-01 $130,000 (-6.8%) $154,148 (-12.9%) 0.00 58
    2023-04-01 $154,500 (21.3%) $185,641 (5.8%) 0.00 54
    2023-05-01 $164,750 (23.2%) $178,284 (3.2%) 0.00 63
    2023-06-01 $161,250 (22.9%) $173,817 (-5.1%) 0.00 65
    2023-07-01 $149,450 (15.1%) $190,927 (-1.5%) 0.00 56
    2023-08-01 $144,950 (6.9%) $192,441 (1.1%) 0.00 59
    2023-09-01 $142,400 (8.6%) $183,228 (1.0%) 0.00 58
    2023-10-01 $147,250 (11.2%) $187,889 (10.2%) 0.00 65
    2023-11-01 $154,250 (15.4%) $189,525 (14.2%) 0.00 65
    2023-12-01 $159,000 (22.4%) $187,586 (18.1%) 0.00 68
    2024-01-01 $175,000 (33.4%) $202,333 (33.9%) 0.00 58
    2024-02-01 $181,000 (45.2%) $196,443 (31.4%) 0.00 50
    2024-03-01 $169,000 (30.0%) $187,270 (21.5%) 0.00 48
    2024-04-01 $166,475 (7.8%) $192,879 (3.9%) 0.00 43
    2024-05-01 $164,900 (0.1%) $182,521 (2.4%) 0.00 45
    2024-06-01 $160,000 (-0.8%) $187,241 (7.7%) 0.00 52
    2024-07-01 $157,425 (5.3%) $186,819 (-2.2%) 0.00 65
    2024-08-01 $159,900 (10.3%) $182,813 (-5.0%) 0.00 64
    2024-09-01 $165,925 (16.5%) $187,280 (2.2%) 0.00 74
    2024-10-01 $167,400 (13.7%) $207,499 (10.4%) 0.00 80
    2024-11-01 $172,400 (11.8%) $208,666 (10.1%) 0.00 86
    2024-12-01 $159,900 (0.6%) $191,403 (2.0%) 0.00 85
    2025-01-01 $159,900 (-8.6%) $185,542 (-8.3%) 0.00 79
    2025-02-01 $161,150 (-11.0%) $191,589 (-2.5%) 0.00 73
    2025-03-01 $154,400 (-8.6%) $192,042 (2.6%) 0.00 62
    Bradford's median listing price for 2025-03-01 was $154,400, a difference of $-14,600 (-8.6%) versus the prior year and $-6,750 versus the prior month.

    Bradford's median listing price comes in at 0% of the national average.

    Bradford's average listing price for 2025-03-01 was $192,042, a difference of $4,772 (2.6%) versus the prior year and $453 versus the prior month.

    For the 2025-03-01 period, Bradford had 62 MLS listings, a difference of -11 listings (-15%) versus the prior month and 14 listings (29%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bradford (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,600 sqft
    2018-02-01 0 days 1,599 sqft
    2018-03-01 0 days 1,598 sqft
    2018-04-01 0 days 1,617 sqft
    2018-05-01 0 days 1,624 sqft
    2018-06-01 0 days 1,652 sqft
    2018-07-01 0 days 1,651 sqft
    2018-08-01 0 days 1,613 sqft
    2018-09-01 0 days 1,572 sqft
    2018-10-01 0 days 1,552 sqft
    2018-11-01 0 days 1,524 sqft
    2018-12-01 0 days 1,508 sqft
    2019-01-01 0 days 1,504 sqft
    2019-02-01 0 days 1,504 sqft
    2019-03-01 0 days 1,507 sqft
    2019-04-01 0 days 1,507 sqft
    2019-05-01 0 days 1,526 sqft
    2019-06-01 0 days 1,535 sqft
    2019-07-01 0 days 1,600 sqft
    2019-08-01 0 days 1,615 sqft
    2019-09-01 0 days 1,606 sqft
    2019-10-01 0 days 1,601 sqft
    2019-11-01 0 days 1,568 sqft
    2019-12-01 0 days 1,567 sqft
    2020-01-01 0 days 1,544 sqft
    2020-02-01 0 days 1,524 sqft
    2020-03-01 0 days 1,555 sqft
    2020-04-01 0 days 1,562 sqft
    2020-05-01 0 days 1,564 sqft
    2020-06-01 0 days 1,552 sqft
    2020-07-01 0 days 1,558 sqft
    2020-08-01 0 days 1,564 sqft
    2020-09-01 0 days 1,547 sqft
    2020-10-01 0 days 1,556 sqft
    2020-11-01 0 days 1,520 sqft
    2020-12-01 0 days 1,548 sqft
    2021-01-01 0 days 1,544 sqft
    2021-02-01 0 days 1,538 sqft
    2021-03-01 0 days 1,540 sqft
    2021-04-01 0 days 1,672 sqft
    2021-05-01 0 days 1,756 sqft
    2021-06-01 0 days 1,557 sqft
    2021-07-01 0 days 1,702 sqft
    2021-08-01 0 days 1,737 sqft
    2021-09-01 0 days 1,792 sqft
    2021-10-01 0 days 1,776 sqft
    2021-11-01 0 days 1,817 sqft
    2021-12-01 0 days 1,697 sqft
    2022-01-01 0 days 1,698 sqft
    2022-02-01 0 days 1,792 sqft
    2022-03-01 0 days 1,790 sqft
    2022-04-01 0 days 1,798 sqft
    2022-05-01 0 days 1,726 sqft
    2022-06-01 0 days 1,654 sqft
    2022-07-01 0 days 1,695 sqft
    2022-08-01 0 days 1,695 sqft
    2022-09-01 0 days 1,565 sqft
    2022-10-01 0 days 1,561 sqft
    2022-11-01 0 days 1,553 sqft
    2022-12-01 0 days 1,567 sqft
    2023-01-01 0 days 1,565 sqft
    2023-02-01 0 days 1,570 sqft
    2023-03-01 0 days 1,640 sqft
    2023-04-01 0 days 1,794 sqft
    2023-05-01 0 days 1,778 sqft
    2023-06-01 0 days 1,794 sqft
    2023-07-01 0 days 1,800 sqft
    2023-08-01 0 days 1,728 sqft
    2023-09-01 0 days 1,581 sqft
    2023-10-01 0 days 1,648 sqft
    2023-11-01 0 days 1,688 sqft
    2023-12-01 0 days 1,832 sqft
    2024-01-01 0 days 1,965 sqft
    2024-02-01 0 days 1,936 sqft
    2024-03-01 0 days 1,898 sqft
    2024-04-01 0 days 1,548 sqft
    2024-05-01 0 days 1,535 sqft
    2024-06-01 0 days 1,576 sqft
    2024-07-01 0 days 1,546 sqft
    2024-08-01 0 days 1,548 sqft
    2024-09-01 0 days 1,544 sqft
    2024-10-01 0 days 1,549 sqft
    2024-11-01 0 days 1,561 sqft
    2024-12-01 0 days 1,564 sqft
    2025-01-01 0 days 1,568 sqft
    2025-02-01 0 days 1,573 sqft
    2025-03-01 0 days 1,550 sqft
    Bradford's median listing age (time on market) for 2025-03-01 was 0 days.

    Bradford's median square footage for active listings during the 2025-03-01 period was 1,550 sqft. One year prior, the average listing was 1,898 sqft.

    Bradford, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 177 $23,775,000 $134,322
    Home Improvement 68 $3,780,000 $55,588
    Other 48 $3,630,000 $75,625
    Cash Out Refi 43 $4,835,000 $112,442
    Refi 33 $3,995,000 $121,061

    Bradford's most frequently cited loan purpose was Home Purchase, with 177 originations. The 2nd most popular reason was Home Improvement, with 68 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 162 $19,470,000 $120,185
    7-8% 102 $10,500,000 $102,941
    Over 8% 58 $3,880,000 $66,897
    5-6% 35 $5,375,000 $153,571
    4-5% 1 $115,000 $115,000

    During 2024, Bradford's most frequently originated rate bucket was 6-7%, with 162 originations.

    Loan Sizing (Bradford, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 203 $11,765,000 $57,956
    $100k-200k 127 $17,345,000 $136,575
    $200k-400k 36 $9,390,000 $260,833
    $400k-600k 2 $850,000 $425,000
    $600k-1000k 1 $665,000 $665,000

    Bradford's loan sizing saw the bucket of loans from $100,000 or less with 203 originations, totaling $11,765,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 158 $22,080,000 $139,747
    60-80% 71 $9,125,000 $128,521
    20-40% 68 $3,900,000 $57,353
    40-60% 31 $2,645,000 $85,323
    Under 20% 23 $555,000 $24,130
    Over 100% 2 $420,000 $210,000

    Bradford's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 158 originations, totaling $22,080,000 in origination value.