DuBois Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Dubois averaged 6.37% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 6.09% and one month ago for the week of 2023-04-20, the average rate was 6.29%.

    Dubois's average rate one year ago was 4.95%.

    For refis of the same type during the week of 2023-05-25, the average rate was 5.12%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Dubois 30 Year Fixed Rate 2023-05-25 6.37%
    Dubois 30 Year Fixed Rate Refi 2023-05-25 5.12%
    Dubois 15 Year Fixed Rate 2023-05-25 5.77%
    Dubois 15 Year Fixed Rate Refi 2023-05-25 5.82%
    Dubois 30 Year FHA 2023-05-25 6.03%
    Dubois 30 Year FHA Refi 2023-05-25 6.71%
    Dubois 30 Year USDA 2023-05-25 6.73%
    Dubois 30 Year USDA Refi 2023-05-25 6.83%
    Dubois 30 Year VA 2023-05-25 6.51%
    Dubois 30 Year VA Refi 2023-05-25 6.51%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DuBois, PA.

    DuBois Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DuBois, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    CNB Bank 67 4.84% $3,716
    QUICKEN LOANS, LLC 56 5.46% $5,954
    S&T Bank 25 5.59% $3,839
    First National Bank of Pennsylvania 19 5.59% $4,126
    First Commonwealth Bank 19 5.32% $4,294
    Northwest Bank 16 5.08% $3,696
    PENNSYLVANIA STATE EMPLOYEES Credit Union 11 4.99% $2,424
    DRAPER AND KRAMER MORTGAGE CORP. 10 4.49% $5,039
    Wells Fargo Bank 10 5.26% $4,655
    Mid Penn Bank 7 4.86% $4,118
    Northpointe Bank 7 4.55% $6,283
    PNC Bank 6 5.77% $3,643
    NEXTIER BANK, NATIONAL ASSOCIATION 6 5.21% $3,149
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 5.70% $4,050
    The Farmers National Bank of Emlenton 5 4.95% $2,860
    Citizens Bank 4 4.06% $5,118
    InFirst Bank 4 4.37% $3,150
    LOANDEPOT.COM, LLC 4 4.96% $4,717
    UNITED WHOLESALE MORTGAGE, LLC 4 5.08% $4,228
    CALIBER HOME LOANS, INC. 4 4.59% $3,560
    Century Mortgage Company DBA Century Lending Company 4 6.65% $4,268
    CARDINAL FINANCIAL 3 6.08% $5,906
    GUARANTEED RATE, INC. 3 6.44% $4,614
    ROYAL UNITED MORTGAGE LLC 3 6.25% $7,533
    Jersey Shore State Bank 3 4.71% $3,007
    Kish Bank 3 4.13% $7,997
    M&T Bank 3 4.71% $4,415
    USAA Federal Savings Bank 3 5.54% $4,423
    Mr. Cooper ( Nationstar Mortgage ) 3 6.33% $6,730
    EQUITY RESOURCES, INC. 2 4.94% $3,529
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 5.25% $4,170
    MICHIGAN MUTUAL, INC. 2 4.13% $4,875
    HOME POINT FINANCIAL CORPORATION 2 4.19% $3,916
    FREEDOM MORTGAGE CORPORATION 2 4.94% $6,395
    U.S. Bank 2 4.75% $4,349
    NORWICH COMMERCIAL GROUP, INC. 2 4.25% $8,962
    LAKEVIEW LOAN SERVICING, LLC 2 4.44% $5,314
    BROKER SOLUTIONS, INC. 2 6.56% $6,133
    The Huntington National Bank 1 3.88% $3,905
    TIDEWATER MORTGAGE SERVICES, INC. 1 3.88% $5,284
    UNION HOME MORTGAGE CORP. 1 4.75% $3,721
    Victorian Finance, LLC 1 5.25% $5,112
    1st Colonial Community Bank 1 5.38% $3,939
    ZILLOW HOME LOANS, LLC 1 6.38% $3,811
    AFFINITY 1 4.63% $9,726
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.63% $4,231
    Ameris Bank 1 3.63% $7,296
    AmeriServ Financial Bank 1 6.38% $2,165
    BETTER MORTGAGE CORPORATION 1 5.50% $6,444
    Carrington Mortgage Services, LLC 1 3.88% $5,589
    CHARTER WEST BANK 1 6.25% $3,527
    Clearview Federal Credit Union 1 4.69% $3,482
    Colonial Savings, F.A. 1 7.25% $6,590
    CROSSCOUNTRY MORTGAGE, LLC 1 6.50% $3,689
    ENVOY MORTGAGE, LTD 1 6.38% $3,552
    FEDERATED MORTGAGE CORP. 1 2.50% $2,955
    FINANCE OF AMERICA MORTGAGE LLC 1 7.00% $7,025
    First Federal Bank 1 4.25% $4,796
    Flagstar Bank, FSB 1 3.50% $2,956
    HOMESIDE FINANCIAL, LLC 1 3.38% $4,171
    Integrity Home Mortgage Corp 1 6.00% $4,398
    JPMorgan Chase Bank 1 3.75% $5,198
    Magnolia Bank 1 4.88% $5,988
    MEMBERS 1ST FEDERAL CREDIT UNION 1 5.00% $3,273
    MidAtlantic Farm Credit, ACA 1 3.93% $10,308
    Mortgage Research Center, LLC 1 4.63% $3,651
    NAVY FEDERAL CREDIT UNION 1 4.13% $2,465
    NBKC BANK 1 3.88% $3,109
    NEWREZ LLC 1 3.50% $5,495
    North American Savings Bank, F.S.B. 1 3.25% $2,545
    Paramount Bank 1 5.63% $6,504
    PENNYMAC LOAN SERVICES, LLC 1 3.13% $3,756
    PHH Mortgage Corporation 1 4.50% $5,736
    PLAZA HOME MORTGAGE, INC. 1 3.25% $5,940
    Princeton Mortgage Corporation 1 3.88% $5,408
    Reliance Savings Bank 1 5.63% $2,791
    Servion, Inc. 1 5.50% $5,324
    Simmons Bank 1 4.00% $4,573
    SIRVA MORTGAGE, INC. 1 5.88% $0
    STOCKTON MORTGAGE CORPORATION 1 6.50% $3,410
    The Farmers National Bank of Canfield 1 3.25% $3,305

    DuBois Average Closing Costs & Other Stats

    DuBois, PA's 81 lenders originated 1,816 loans during 2022. The total origination value was $218,570,000, with an average loan value of $120,358.

    DuBois's average closing costs are $4,620.

    The top DuBois lender as defined by loan originations is CNB Bank, with 67 loans originated. Their average total fees are $3,716, which is $2,238 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee DuBois lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,424), Northwest Bank ($3,696), CNB Bank ($3,716), S&T Bank ($3,839) and First National Bank of Pennsylvania ($4,126).

    The lowest rate DuBois lenders (with over 10 loans originated) are DRAPER AND KRAMER MORTGAGE CORP. (4.49%), CNB Bank (4.84%), PENNSYLVANIA STATE EMPLOYEES Credit Union (4.99%), Northwest Bank (5.08%) and Wells Fargo Bank (5.26%).

    DuBois, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    CNB Bank $55,740,000 $51,615,000 -7.4% 23.6%
    First Commonwealth Bank $17,315,000 $16,315,000 -5.8% 7.5%
    QUICKEN LOANS, LLC $27,535,000 $15,360,000 -44.2% 7.0%
    S&T Bank $24,275,000 $13,910,000 -42.7% 6.4%
    M&T Realty Capital Corporation $10,855,000 n/a 5.0%
    Northwest Bank $10,350,000 $7,040,000 -32.0% 3.2%
    Jersey Shore State Bank $7,070,000 $6,625,000 -6.3% 3.0%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $5,955,000 $5,435,000 -8.7% 2.5%
    Mortgage Research Center, LLC $4,915,000 $5,350,000 8.9% 2.4%
    Mid Penn Bank $1,005,000 $4,915,000 389.1% 2.2%
    First National Bank of Pennsylvania $4,610,000 $4,745,000 2.9% 2.2%
    Marion Center Bank $5,175,000 $4,480,000 -13.4% 2.0%
    The Farmers National Bank of Emlenton $3,705,000 $3,135,000 -15.4% 1.4%
    PNC Bank $4,230,000 $3,110,000 -26.5% 1.4%
    Citizens Bank $2,615,000 $2,720,000 4.0% 1.2%
    DRAPER AND KRAMER MORTGAGE CORP. $2,870,000 $2,680,000 -6.6% 1.2%
    Century Mortgage Company DBA Century Lending Company $260,000 $2,530,000 873.1% 1.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,845,000 $2,355,000 27.6% 1.1%
    Northpointe Bank $5,145,000 $2,030,000 -60.5% 0.9%
    NEXTIER BANK, NATIONAL ASSOCIATION $3,110,000 $2,000,000 -35.7% 0.9%
    Reliance Savings Bank $4,870,000 $1,885,000 -61.3% 0.9%
    CALIBER HOME LOANS, INC. $4,105,000 $1,755,000 -57.2% 0.8%
    Wells Fargo Bank $3,150,000 $1,725,000 -45.2% 0.8%
    Kish Bank $1,935,000 $1,700,000 -12.1% 0.8%
    InFirst Bank $3,350,000 $1,665,000 -50.3% 0.8%
    M&T Bank $2,815,000 $1,590,000 -43.5% 0.7%
    AMERISAVE MORTGAGE CORPORATION $2,180,000 $1,480,000 -32.1% 0.7%
    Elderton State Bank $60,000 $1,380,000 2,200.0% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,100,000 $1,375,000 25.0% 0.6%
    The Juniata Valley Bank $35,000 $1,275,000 3,542.9% 0.6%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,630,000 $1,265,000 -22.4% 0.6%
    USAA Federal Savings Bank $1,885,000 $1,255,000 -33.4% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,110,000 $1,195,000 7.7% 0.5%
    BROKER SOLUTIONS, INC. $1,125,000 $1,170,000 4.0% 0.5%
    Bank of America $885,000 $1,080,000 22.0% 0.5%
    PENNYMAC LOAN SERVICES, LLC $2,010,000 $1,075,000 -46.5% 0.5%
    NORWICH COMMERCIAL GROUP, INC. $365,000 $1,070,000 193.2% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $290,000 $1,000,000 244.8% 0.5%
    Flagstar Bank, FSB $1,225,000 $995,000 -18.8% 0.5%
    LOANDEPOT.COM, LLC $1,280,000 $930,000 -27.3% 0.4%
    MidAtlantic Farm Credit, ACA $890,000 n/a 0.4%
    NEWREZ LLC $965,000 $825,000 -14.5% 0.4%
    U.S. Bank $1,055,000 $745,000 -29.4% 0.3%
    AmeriServ Financial Bank $470,000 $730,000 55.3% 0.3%
    GUARANTEED RATE, INC. $1,170,000 $715,000 -38.9% 0.3%
    FREEDOM MORTGAGE CORPORATION $4,075,000 $700,000 -82.8% 0.3%
    NEW DAY FINANCIAL, LLC $790,000 $695,000 -12.0% 0.3%
    ROYAL UNITED MORTGAGE LLC $720,000 $630,000 -12.5% 0.3%
    HOME POINT FINANCIAL CORPORATION $2,300,000 $545,000 -76.3% 0.2%
    A&D Mortgage LLC $515,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $55,000 $475,000 763.6% 0.2%
    Wayne Bank $475,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $1,535,000 $470,000 -69.4% 0.2%
    1st Summit Bank $120,000 $450,000 275.0% 0.2%
    Community Bank $435,000 n/a 0.2%
    AFFINITY $425,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $535,000 $390,000 -27.1% 0.2%
    MOVEMENT MORTGAGE, LLC $390,000 n/a 0.2%
    Dollar Bank, Federal Savings Bank $685,000 $380,000 -44.5% 0.2%
    ARC HOME LLC $1,825,000 $360,000 -80.3% 0.2%
    UNION HOME MORTGAGE CORP. $405,000 $360,000 -11.1% 0.2%
    Equity Prime Mortgage LLC $690,000 $355,000 -48.6% 0.2%
    MICHIGAN MUTUAL, INC. $135,000 $355,000 163.0% 0.2%
    EQUITY RESOURCES, INC. $900,000 $340,000 -62.2% 0.2%
    TIDEWATER MORTGAGE SERVICES, INC. $290,000 $340,000 17.2% 0.2%
    SIRVA MORTGAGE, INC. $335,000 n/a 0.2%
    Clearview Federal Credit Union $325,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $525,000 $310,000 -41.0% 0.1%
    NBKC BANK $310,000 n/a 0.1%
    The Huntington National Bank $820,000 $310,000 -62.2% 0.1%
    Wyndham Capital Mortgage, Inc. $235,000 $295,000 25.5% 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $290,000 n/a 0.1%
    TOWNE MORTGAGE COMPANY $275,000 n/a 0.1%
    First Federal Community Bank of Bucyrus $265,000 n/a 0.1%
    Integrity Home Mortgage Corp $265,000 n/a 0.1%
    MEMBERS 1ST FEDERAL CREDIT UNION $435,000 $265,000 -39.1% 0.1%
    Ameris Bank $255,000 n/a 0.1%
    T2 FINANCIAL LLC $105,000 $255,000 142.9% 0.1%
    Colonial Savings, F.A. $65,000 $245,000 276.9% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $260,000 $245,000 -5.8% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $645,000 $240,000 -62.8% 0.1%
    UTILITIES EMPLOYEES CREDIT UNION $115,000 $240,000 108.7% 0.1%
    First Federal Bank $155,000 $235,000 51.6% 0.1%
    Paramount Bank $235,000 n/a 0.1%
    Strong Home Mortgage, LLC $235,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $595,000 $230,000 -61.3% 0.1%
    Truist $140,000 $230,000 64.3% 0.1%
    Carrington Mortgage Services, LLC $590,000 $225,000 -61.9% 0.1%
    PENTAGON FEDERAL CREDIT UNION $25,000 $205,000 720.0% 0.1%
    Peoples Bank $205,000 n/a 0.1%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $290,000 $185,000 -36.2% 0.1%
    North American Savings Bank, F.S.B. $560,000 $185,000 -67.0% 0.1%
    FEDERATED MORTGAGE CORP. $305,000 $175,000 -42.6% 0.1%
    HOMESIDE FINANCIAL, LLC $375,000 $175,000 -53.3% 0.1%
    Magnolia Bank $175,000 n/a 0.1%
    JPMorgan Chase Bank $490,000 $160,000 -67.3% 0.1%
    BETTER MORTGAGE CORPORATION $815,000 $155,000 -81.0% 0.1%
    Victorian Finance, LLC $365,000 $155,000 -57.5% 0.1%
    AMERICAN HERITAGE LENDING, INC. $145,000 n/a 0.1%
    CHARTER WEST BANK $145,000 n/a 0.1%
    GREENTREE MORTGAGE COMPANY, L.P. $145,000 n/a 0.1%
    MYCUMORTGAGE, LLC $420,000 $145,000 -65.5% 0.1%
    1st Colonial Community Bank $135,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $285,000 $135,000 -52.6% 0.1%
    AMERICAN HERITAGE FCU $125,000 n/a 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $125,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $125,000 n/a 0.1%
    Princeton Mortgage Corporation $125,000 n/a 0.1%
    Servion, Inc. $125,000 n/a 0.1%
    HORIZON Federal Credit Union $120,000 n/a 0.1%
    ALLIED MORTGAGE GROUP, INC. $105,000 $115,000 9.5% 0.1%
    SERVICE 1ST $115,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $115,000 n/a 0.1%
    PennCrest Bank $250,000 $110,000 -56.0% 0.1%
    Orrstown Bank $105,000 n/a 0.0%
    ENVOY MORTGAGE, LTD $95,000 n/a 0.0%
    GUARANTEED RATE AFFINITY, LLC $95,000 n/a 0.0%
    ARC Federal Credit Union $90,000 n/a 0.0%
    Hometown Bank of Pennsylvania $45,000 $80,000 77.8% 0.0%
    AMERICAN FINANCING CORPORATION $110,000 $75,000 -31.8% 0.0%
    PHH Mortgage Corporation $320,000 $75,000 -76.6% 0.0%
    Simmons Bank $65,000 n/a 0.0%
    VILLAGE CAPITAL MORTGAGE $1,000,000 $65,000 -93.5% 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $55,000 n/a 0.0%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $55,000 n/a 0.0%
    Nations Lending Corporation $210,000 $55,000 -73.8% 0.0%
    NFM, INC. $155,000 $55,000 -64.5% 0.0%
    STOCKTON MORTGAGE CORPORATION $55,000 n/a 0.0%
    The Farmers National Bank of Canfield $55,000 n/a 0.0%
    Barrington Bank & Trust Company, N.A. $190,000 $45,000 -76.3% 0.0%
    Bethpage Federal Credit Union $45,000 n/a 0.0%
    Community State Bank of Orbisonia $450,000 $35,000 -92.2% 0.0%
    CORNING $345,000 $35,000 -89.9% 0.0%
    FREEDOM CREDIT UNION $35,000 n/a 0.0%
    ALLIANT CREDIT UNION $25,000 n/a 0.0%
    JUSTICE Federal Credit Union $25,000 n/a 0.0%

    DuBois's top lender by overall market share is CNB Bank, with 23.6% market share. In second place, with 7.5%, is First Commonwealth Bank, having originated $16,315,000 in loans. In third place, with 7.0%, is QUICKEN LOANS, LLC, having originated $15,360,000 in loans. In fourth place, with 6.4%, is S&T Bank, having originated $13,910,000 in loans. In fifth place, with 5.0%, is M&T Realty Capital Corporation, having originated $10,855,000 in loans.

    DuBois Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,675 (6.9%) $142,664 (-4.7%) 0.00 273
    2018-02-01 $119,900 (9.4%) $145,866 (-5.9%) 0.00 259
    2018-03-01 $125,000 (11.2%) $153,926 (-1.8%) 0.00 252
    2018-04-01 $130,625 (17.2%) $159,014 (4.5%) 0.00 264
    2018-05-01 $128,700 (12.0%) $164,672 (8.4%) 0.00 279
    2018-06-01 $125,000 (4.3%) $157,626 (0.9%) 0.00 292
    2018-07-01 $119,950 (0.0%) $156,737 (1.7%) 0.00 293
    2018-08-01 $119,900 (-0.7%) $153,878 (5.0%) 0.00 284
    2018-09-01 $119,000 (-4.7%) $154,964 (3.6%) 0.00 286
    2018-10-01 $118,000 (-4.3%) $152,770 (2.6%) 0.00 288
    2018-11-01 $119,000 (-4.1%) $155,345 (6.1%) 0.00 295
    2018-12-01 $108,500 (-9.6%) $150,988 (3.6%) 0.00 271
    2019-01-01 $100,550 (-16.0%) $148,147 (3.8%) 0.00 242
    2019-02-01 $102,450 (-14.6%) $146,765 (0.6%) 0.00 224
    2019-03-01 $104,000 (-14.3%) $154,563 (0.4%) 0.00 220
    2019-04-01 $110,000 (-16.1%) $159,222 (0.1%) 0.00 239
    2019-05-01 $108,950 (-15.4%) $158,325 (-3.9%) 0.00 238
    2019-06-01 $114,900 (-8.1%) $161,370 (2.4%) 0.00 238
    2019-07-01 $120,000 (0.0%) $168,481 (7.5%) 0.00 255
    2019-08-01 $124,900 (0.0%) $181,786 (18.1%) 0.00 257
    2019-09-01 $128,625 (0.5%) $189,717 (22.4%) 0.00 243
    2019-10-01 $119,925 (1.4%) $180,250 (18.0%) 0.00 255
    2019-11-01 $119,900 (0.8%) $175,493 (13.0%) 0.00 251
    2019-12-01 $119,300 (10.0%) $173,430 (14.9%) 0.00 238
    2020-01-01 $119,900 (19.2%) $178,784 (20.7%) 0.00 223
    2020-02-01 $114,000 (11.3%) $177,416 (20.9%) 0.00 218
    2020-03-01 $119,700 (11.7%) $166,135 (7.5%) 0.00 210
    2020-04-01 $119,900 (9.4%) $159,704 (0.3%) 0.00 191
    2020-05-01 $119,950 (10.1%) $159,459 (0.7%) 0.00 188
    2020-06-01 $119,900 (4.4%) $152,410 (-5.6%) 0.00 186
    2020-07-01 $129,900 (8.3%) $169,929 (0.9%) 0.00 172
    2020-08-01 $120,000 (0.1%) $167,696 (-7.8%) 0.00 154
    2020-09-01 $129,900 (8.6%) $183,106 (-3.5%) 0.00 149
    2020-10-01 $139,900 (16.9%) $200,067 (11.0%) 0.00 149
    2020-11-01 $125,000 (4.3%) $196,780 (12.1%) 0.00 142
    2020-12-01 $127,225 (6.6%) $190,865 (10.1%) 0.00 142
    2021-01-01 $120,000 (0.1%) $183,270 (2.5%) 0.00 138
    2021-02-01 $124,950 (9.6%) $193,452 (9.0%) 0.00 124
    2021-03-01 $122,475 (2.3%) $193,645 (16.6%) 0.00 111
    2021-04-01 $126,225 (5.3%) $192,910 (20.8%) 0.00 105
    2021-05-01 $109,000 (-9.1%) $199,779 (25.3%) 0.00 106
    2021-06-01 $125,950 (5.1%) $214,864 (41.0%) 0.00 105
    2021-07-01 $131,450 (1.2%) $221,062 (30.1%) 0.00 107
    2021-08-01 $132,800 (10.7%) $238,275 (42.1%) 0.00 121
    2021-09-01 $125,550 (-3.4%) $233,278 (27.4%) 0.00 133
    2021-10-01 $133,000 (-4.9%) $254,101 (27.0%) 0.00 130
    2021-11-01 $140,450 (12.4%) $261,707 (33.0%) 0.00 128
    2021-12-01 $128,375 (0.9%) $255,618 (33.9%) 0.00 116
    2022-01-01 $124,950 (4.1%) $240,848 (31.4%) 0.00 107
    2022-02-01 $122,200 (-2.2%) $242,584 (25.4%) 0.00 95
    2022-03-01 $139,500 (13.9%) $272,316 (40.6%) 0.00 90
    2022-04-01 $155,950 (23.6%) $243,372 (26.2%) 0.00 89
    2022-05-01 $146,200 (34.1%) $232,046 (16.2%) 0.00 92
    2022-06-01 $148,725 (18.1%) $228,750 (6.5%) 0.00 106
    2022-07-01 $158,900 (20.9%) $235,808 (6.7%) 0.00 114
    2022-08-01 $159,150 (19.8%) $230,786 (-3.1%) 0.00 122
    2022-09-01 $149,200 (18.8%) $237,671 (1.9%) 0.00 124
    2022-10-01 $141,000 (6.0%) $229,730 (-9.6%) 0.00 126
    2022-11-01 $146,250 (4.1%) $244,292 (-6.7%) 0.00 128
    2022-12-01 $144,000 (12.2%) $252,870 (-1.1%) 0.00 114
    2023-01-01 $147,450 (18.0%) $253,246 (5.2%) 0.00 105
    2023-02-01 $141,950 (16.2%) $257,120 (6.0%) 0.00 105
    2023-03-01 $158,750 (13.8%) $270,143 (-0.8%) 0.00 101
    2023-04-01 $152,000 (0.0%) $267,613 (10.0%) 0.00 94
    DuBois's median listing price for 2023-04-01 was $152,000, a difference of $-3,950 (0.0%) versus the prior year and $-6,750 versus the prior month.

    DuBois's median listing price comes in at 0% of the national average.

    DuBois's average listing price for 2023-04-01 was $267,613, a difference of $24,241 (10.0%) versus the prior year and $-2,530 versus the prior month.

    For the 2023-04-01 period, DuBois had 94 MLS listings, a difference of -7 listings (-7%) versus the prior month and 5 listings (6%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,746 sqft
    2018-02-01 0 days 1,735 sqft
    2018-03-01 0 days 1,816 sqft
    2018-04-01 0 days 1,857 sqft
    2018-05-01 0 days 1,828 sqft
    2018-06-01 0 days 1,802 sqft
    2018-07-01 0 days 1,831 sqft
    2018-08-01 0 days 1,830 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,785 sqft
    2018-11-01 0 days 1,736 sqft
    2018-12-01 0 days 1,696 sqft
    2019-01-01 0 days 1,658 sqft
    2019-02-01 0 days 1,658 sqft
    2019-03-01 0 days 1,719 sqft
    2019-04-01 0 days 1,741 sqft
    2019-05-01 0 days 1,680 sqft
    2019-06-01 0 days 1,705 sqft
    2019-07-01 0 days 1,720 sqft
    2019-08-01 0 days 1,757 sqft
    2019-09-01 0 days 1,772 sqft
    2019-10-01 0 days 1,723 sqft
    2019-11-01 0 days 1,663 sqft
    2019-12-01 0 days 1,655 sqft
    2020-01-01 0 days 1,656 sqft
    2020-02-01 0 days 1,662 sqft
    2020-03-01 0 days 1,656 sqft
    2020-04-01 0 days 1,663 sqft
    2020-05-01 0 days 1,688 sqft
    2020-06-01 0 days 1,725 sqft
    2020-07-01 0 days 1,756 sqft
    2020-08-01 0 days 1,668 sqft
    2020-09-01 0 days 1,682 sqft
    2020-10-01 0 days 1,696 sqft
    2020-11-01 0 days 1,620 sqft
    2020-12-01 0 days 1,588 sqft
    2021-01-01 0 days 1,568 sqft
    2021-02-01 0 days 1,582 sqft
    2021-03-01 0 days 1,570 sqft
    2021-04-01 0 days 1,572 sqft
    2021-05-01 0 days 1,506 sqft
    2021-06-01 0 days 1,648 sqft
    2021-07-01 0 days 1,650 sqft
    2021-08-01 0 days 1,680 sqft
    2021-09-01 0 days 1,662 sqft
    2021-10-01 0 days 1,780 sqft
    2021-11-01 0 days 1,824 sqft
    2021-12-01 0 days 1,718 sqft
    2022-01-01 0 days 1,620 sqft
    2022-02-01 0 days 1,607 sqft
    2022-03-01 0 days 1,650 sqft
    2022-04-01 0 days 1,755 sqft
    2022-05-01 0 days 1,551 sqft
    2022-06-01 0 days 1,539 sqft
    2022-07-01 0 days 1,721 sqft
    2022-08-01 0 days 1,684 sqft
    2022-09-01 0 days 1,661 sqft
    2022-10-01 0 days 1,578 sqft
    2022-11-01 0 days 1,679 sqft
    2022-12-01 0 days 1,732 sqft
    2023-01-01 0 days 1,658 sqft
    2023-02-01 0 days 1,672 sqft
    2023-03-01 0 days 1,718 sqft
    2023-04-01 0 days 1,645 sqft
    DuBois's median listing age (time on market) for 2023-04-01 was 0 days.

    DuBois's median square footage for active listings during the 2023-04-01 period was 1,645 sqft. One year prior, the average listing was 1,755 sqft.

    DuBois, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 828 $123,030,000 $148,587
    Refi 378 $50,260,000 $132,963
    Home Improvement 308 $17,210,000 $55,877
    Other 164 $10,030,000 $61,159
    Cash Out Refi 138 $18,040,000 $130,725

    Dubois's most frequently cited loan purpose was Home Purchase, with 828 originations. The 2nd most popular reason was Refi, with 378 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 420 $53,010,000 $126,214
    3-4% 416 $46,880,000 $112,692
    4-5% 392 $43,050,000 $109,821
    6-7% 193 $21,275,000 $110,233
    <2.5% 165 $13,475,000 $81,667
    2.5-3% 120 $16,760,000 $139,667
    7-8% 46 $4,030,000 $87,609
    Over 8% 18 $950,000 $52,778

    During 2022, Dubois's most frequently originated rate bucket was 5-6%, with 420 originations.

    Loan Sizing (DuBois, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 968 $52,850,000 $54,597
    $100k-200k 631 $87,395,000 $138,502
    $200k-400k 178 $46,640,000 $262,022
    $400k-600k 29 $13,575,000 $468,103
    $600k-1000k 6 $3,900,000 $650,000
    $Over $1MM 4 $14,210,000 $3,552,500

    DuBois's loan sizing saw the bucket of loans from $100,000 or less with 968 originations, totaling $52,850,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 689 $101,965,000 $147,990
    60-80% 397 $52,585,000 $132,456
    20-40% 260 $15,380,000 $59,154
    40-60% 220 $21,360,000 $97,091
    Under 20% 195 $5,465,000 $28,026
    Over 100% 9 $2,555,000 $283,889

    DuBois's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 689 originations, totaling $101,965,000 in origination value.