DuBois Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Dubois averaged 6.81% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.52% and one month ago for the week of 2025-02-27, the average rate was 6.73%.

    Dubois's average rate one year ago was 6.66%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.64%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Dubois 30 Year Fixed Rate 2025-04-03 6.81%
    Dubois 30 Year Fixed Rate Refi 2025-04-03 6.64%
    Dubois 15 Year Fixed Rate 2025-04-03 6.02%
    Dubois 15 Year Fixed Rate Refi 2025-04-03 5.82%
    Dubois 30 Year FHA 2025-04-03 6.43%
    Dubois 30 Year FHA Refi 2025-04-03 6.36%
    Dubois 30 Year USDA 2025-04-03 6.32%
    Dubois 30 Year USDA Refi 2025-04-03 6.42%
    Dubois 30 Year VA 2025-04-03 5.86%
    Dubois 30 Year VA Refi 2025-04-03 6.06%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DuBois, PA.

    DuBois Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DuBois, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 43 6.70% $6,258
    CNB Bank 33 6.58% $3,608
    S&T Bank 29 6.75% $3,888
    The Huntington National Bank 16 7.02% $6,274
    PENNSYLVANIA STATE EMPLOYEES Credit Union 12 6.41% $2,677
    First National Bank of Pennsylvania 12 6.91% $3,813
    First Commonwealth Bank 10 6.71% $4,574
    UNITED WHOLESALE MORTGAGE, LLC 8 6.45% $7,401
    NEWREZ LLC 7 6.84% $4,674
    PNC Bank 7 6.55% $5,097
    The Farmers National Bank of Canfield 5 7.43% $4,380
    InFirst Bank 5 6.61% $3,558
    Jersey Shore State Bank 4 6.66% $4,485
    EQUITY RESOURCES, INC. 4 7.06% $4,082
    Flagstar Bank, FSB 4 7.19% $4,793
    Citizens Bank 3 6.17% $4,447
    USAA Federal Savings Bank 3 6.71% $8,421
    PENNYMAC LOAN SERVICES, LLC 3 6.42% $7,145
    Wells Fargo Bank 3 7.21% $7,738
    NAVY FEDERAL CREDIT UNION 3 6.21% $6,001
    Northwest Bank 3 6.46% $2,953
    OWNERSCHOICE FUNDING, INCORPORATED 3 6.92% $3,494
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.67% $4,762
    ZILLOW HOME LOANS, LLC 2 7.25% $5,181
    BROKER SOLUTIONS, INC. 2 6.50% $4,354
    CARDINAL FINANCIAL 2 6.50% $6,897
    Century Mortgage Company DBA Century Lending Company 2 6.50% $2,867
    Mid Penn Bank 2 6.63% $4,585
    M&T Bank 2 6.94% $3,673
    ROYAL UNITED MORTGAGE LLC 2 7.00% $8,857
    TIDEWATER MORTGAGE SERVICES, INC. 2 7.06% $4,617
    UNION HOME MORTGAGE CORP. 2 6.93% $5,198
    U.S. Bank 2 7.38% $3,101
    MidAtlantic Farm Credit, ACA 1 6.47% $8,248
    LOANDEPOT.COM, LLC 1 7.13% $7,474
    NFM, INC. 1 7.38% $6,838
    JUSTICE Federal Credit Union 1 7.00% $3,439
    Fulton Bank 1 7.25% $4,491
    FIRST HERITAGE FINANCIAL, LLC 1 7.88% $5,127
    FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $6,038
    PHH Mortgage Corporation 1 6.13% $5,585
    PLANET HOME LENDING, LLC 1 7.13% $3,789
    FIRST ALLIANCE HOME MORTGAGE, LLC 1 6.50% $4,469
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.50% $4,410
    Princeton Mortgage Corporation 1 6.50% $5,682
    Prosperity Home Mortgage, LLC 1 7.00% $6,737
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $7,469
    Ally Bank 1 6.38% $7,467
    SIRVA MORTGAGE, INC. 1 6.88% $0
    Carrington Mortgage Services, LLC 1 6.63% $6,050
    BMO Harris Bank 1 7.25% $4,997
    The Federal Savings Bank 1 6.50% $4,637
    BETTER MORTGAGE CORPORATION 1 6.63% $2,234
    21ST MORTGAGE CORPORATION 1 8.55% $7,396
    Truist 1 5.99% $4,069
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 6.75% $4,177
    Mortgage Research Center, LLC 1 7.50% $9,386
    MOVEMENT MORTGAGE, LLC 1 6.63% $7,210
    Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $4,309
    AMERISAVE MORTGAGE CORPORATION 1 5.75% $29,301
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.25% $6,993

    DuBois Average Closing Costs & Other Stats

    DuBois, PA's 61 lenders originated 1,318 loans during 2024. The total origination value was $158,390,000, with an average loan value of $120,175.

    DuBois's average closing costs are $4,964.

    The top DuBois lender as defined by loan originations is QUICKEN LOANS, LLC, with 43 loans originated. Their average total fees are $6,258, which is $2,650 higher than the next largest lender, CNB Bank.

    The lowest fee DuBois lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,677), CNB Bank ($3,608), First National Bank of Pennsylvania ($3,813), S&T Bank ($3,888) and First Commonwealth Bank ($4,574).

    The lowest rate DuBois lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union (6.41%), CNB Bank (6.58%), QUICKEN LOANS, LLC (6.70%), First Commonwealth Bank (6.71%) and S&T Bank (6.75%).

    DuBois, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    CNB Bank $32,005,000 $31,005,000 -3.1% 19.6%
    S&T Bank $14,580,000 $16,325,000 12.0% 10.3%
    QUICKEN LOANS, LLC $11,290,000 $12,635,000 11.9% 8.0%
    First Commonwealth Bank $10,690,000 $8,120,000 -24.0% 5.1%
    Jersey Shore State Bank $7,655,000 $6,560,000 -14.3% 4.1%
    Mortgage Research Center, LLC $4,000,000 $5,845,000 46.1% 3.7%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $4,830,000 $5,255,000 8.8% 3.3%
    NEWREZ LLC $3,020,000 $3,920,000 29.8% 2.5%
    UNITED WHOLESALE MORTGAGE, LLC $3,725,000 $3,845,000 3.2% 2.4%
    InFirst Bank $2,305,000 $3,250,000 41.0% 2.1%
    First National Bank of Pennsylvania $4,255,000 $3,020,000 -29.0% 1.9%
    Mid Penn Bank $2,800,000 $2,695,000 -3.8% 1.7%
    Marion Center Bank $2,655,000 $2,605,000 -1.9% 1.6%
    The Huntington National Bank $1,735,000 $2,600,000 49.9% 1.6%
    PNC Bank $1,815,000 $2,400,000 32.2% 1.5%
    PENNYMAC LOAN SERVICES, LLC $2,080,000 $2,030,000 -2.4% 1.3%
    Northwest Bank $3,010,000 $1,935,000 -35.7% 1.2%
    The Farmers National Bank of Canfield $665,000 $1,600,000 140.6% 1.0%
    Equity Prime Mortgage LLC $1,485,000 n/a 0.9%
    Flagstar Bank, FSB $1,610,000 $1,460,000 -9.3% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,290,000 $1,390,000 7.8% 0.9%
    AmeriServ Financial Bank $410,000 $1,385,000 237.8% 0.9%
    FREEDOM MORTGAGE CORPORATION $420,000 $1,265,000 201.2% 0.8%
    Citizens Bank $1,795,000 $1,210,000 -32.6% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $1,090,000 $1,175,000 7.8% 0.7%
    M&T Bank $1,525,000 $1,030,000 -32.5% 0.7%
    BROKER SOLUTIONS, INC. $570,000 $1,025,000 79.8% 0.6%
    Elderton State Bank $185,000 $1,010,000 445.9% 0.6%
    AMERISAVE MORTGAGE CORPORATION $780,000 $965,000 23.7% 0.6%
    NAVY FEDERAL CREDIT UNION $1,050,000 $965,000 -8.1% 0.6%
    The Juniata Valley Bank $950,000 n/a 0.6%
    NEW DAY FINANCIAL, LLC $85,000 $915,000 976.5% 0.6%
    Century Mortgage Company DBA Century Lending Company $405,000 $910,000 124.7% 0.6%
    USAA Federal Savings Bank $650,000 $870,000 33.8% 0.5%
    CARDINAL FINANCIAL $295,000 $855,000 189.8% 0.5%
    21ST MORTGAGE CORPORATION $220,000 $800,000 263.6% 0.5%
    LOANDEPOT.COM, LLC $220,000 $800,000 263.6% 0.5%
    Reliance Savings Bank $2,385,000 $735,000 -69.2% 0.5%
    Wells Fargo Bank $580,000 $710,000 22.4% 0.4%
    PLAZA HOME MORTGAGE, INC. $310,000 $685,000 121.0% 0.4%
    OWNERSCHOICE FUNDING, INCORPORATED $595,000 n/a 0.4%
    EQUITY RESOURCES, INC. $595,000 $580,000 -2.5% 0.4%
    Kish Bank $495,000 $565,000 14.1% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $775,000 $550,000 -29.0% 0.3%
    Meridian Bank Corporation $530,000 n/a 0.3%
    MidAtlantic Farm Credit, ACA $390,000 $530,000 35.9% 0.3%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $1,080,000 $525,000 -51.4% 0.3%
    LIBERTY HOME MORTGAGE CORPORATION $455,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $1,690,000 $450,000 -73.4% 0.3%
    ROYAL UNITED MORTGAGE LLC $390,000 $435,000 11.5% 0.3%
    The Loan Store, Inc. $170,000 $385,000 126.5% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $235,000 $370,000 57.4% 0.2%
    TOP FLITE FINANCIAL, INC. $65,000 $370,000 469.2% 0.2%
    Ixonia Bank $355,000 n/a 0.2%
    Blue Ridge Bank $340,000 n/a 0.2%
    U.S. Bank $170,000 $335,000 97.1% 0.2%
    Ally Bank $165,000 $325,000 97.0% 0.2%
    FIRST ALLIANCE HOME MORTGAGE, LLC $215,000 $315,000 46.5% 0.2%
    FIRST HERITAGE FINANCIAL, LLC $970,000 $295,000 -69.6% 0.2%
    Princeton Mortgage Corporation $270,000 n/a 0.2%
    Carrington Mortgage Services, LLC $265,000 n/a 0.2%
    Fulton Bank $155,000 $265,000 71.0% 0.2%
    SIRVA MORTGAGE, INC. $265,000 n/a 0.2%
    TIDEWATER MORTGAGE SERVICES, INC. $210,000 $260,000 23.8% 0.2%
    Prosperity Home Mortgage, LLC $245,000 n/a 0.2%
    BETTER MORTGAGE CORPORATION $240,000 n/a 0.2%
    Homesale Mortgage, LLC $225,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $540,000 $225,000 -58.3% 0.1%
    PHH Mortgage Corporation $225,000 n/a 0.1%
    RESIDENTIAL HOME MORTGAGE CORPORATION $225,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $540,000 $220,000 -59.3% 0.1%
    Bank of America $215,000 n/a 0.1%
    NFM, INC. $215,000 n/a 0.1%
    ALLIED MORTGAGE GROUP, INC. $205,000 n/a 0.1%
    BMO Harris Bank $205,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $205,000 n/a 0.1%
    Presidential Bank, FSB $205,000 n/a 0.1%
    Citizens & Northern Bank $200,000 n/a 0.1%
    EVERENCE FEDERAL CREDIT UNION $195,000 n/a 0.1%
    GUARANTEED RATE, INC. $95,000 $195,000 105.3% 0.1%
    Barrington Bank & Trust Company, N.A. $180,000 n/a 0.1%
    INVESTMENT SAVINGS BANK $180,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $175,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $65,000 $170,000 161.5% 0.1%
    Figure Lending LLC $170,000 n/a 0.1%
    NEXTIER BANK, NATIONAL ASSOCIATION $670,000 $170,000 -74.6% 0.1%
    PHILADELPHIA $165,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $225,000 $155,000 -31.1% 0.1%
    The Federal Savings Bank $145,000 n/a 0.1%
    EMM LOANS LLC $135,000 n/a 0.1%
    JUSTICE Federal Credit Union $125,000 n/a 0.1%
    Peoples Security Bank and Trust Company $125,000 n/a 0.1%
    Valley National Bank $125,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $125,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $440,000 $120,000 -72.7% 0.1%
    WesBanco $115,000 n/a 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $105,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $60,000 $105,000 75.0% 0.1%
    Northpointe Bank $850,000 $105,000 -87.6% 0.1%
    PALCO FEDERAL CREDIT UNION $45,000 $105,000 133.3% 0.1%
    Truist $965,000 $95,000 -90.2% 0.1%
    1st Summit Bank $75,000 $80,000 6.7% 0.1%
    Arvest Bank $75,000 n/a 0.0%
    JPMorgan Chase Bank $410,000 $75,000 -81.7% 0.0%
    PLANET HOME LENDING, LLC $35,000 $75,000 114.3% 0.0%
    PENTAGON FEDERAL CREDIT UNION $70,000 n/a 0.0%
    Coastal Community Bank $40,000 $65,000 62.5% 0.0%
    Paramount Residential Mortgage Group, Inc. $65,000 n/a 0.0%
    SOUTHPOINT FINANCIAL SERVICES, INC. $65,000 $65,000 0.0% 0.0%
    ARC Federal Credit Union $80,000 $60,000 -25.0% 0.0%
    MEMBERS 1ST FEDERAL CREDIT UNION $50,000 $55,000 10.0% 0.0%
    PennCrest Bank $55,000 n/a 0.0%
    Titan FCU $30,000 n/a 0.0%
    Hometown Bank of Pennsylvania $25,000 n/a 0.0%
    THRIVENT Federal Credit Union $25,000 n/a 0.0%
    Univest Bank and Trust Co. $15,000 n/a 0.0%

    DuBois's top lender by overall market share is CNB Bank, with 19.6% market share. In second place, with 10.3%, is S&T Bank, having originated $16,325,000 in loans. In third place, with 8.0%, is QUICKEN LOANS, LLC, having originated $12,635,000 in loans. In fourth place, with 5.1%, is First Commonwealth Bank, having originated $8,120,000 in loans. In fifth place, with 4.1%, is Jersey Shore State Bank, having originated $6,560,000 in loans.

    DuBois Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,450 (6.7%) $142,452 (-4.9%) 0.00 274
    2018-02-01 $119,900 (9.4%) $145,635 (-6.1%) 0.00 260
    2018-03-01 $125,000 (13.6%) $153,657 (-0.9%) 0.00 253
    2018-04-01 $130,000 (16.6%) $158,734 (4.3%) 0.00 265
    2018-05-01 $127,950 (11.3%) $164,396 (8.3%) 0.00 280
    2018-06-01 $125,000 (4.3%) $157,385 (0.8%) 0.00 293
    2018-07-01 $119,925 (0.0%) $156,493 (1.5%) 0.00 294
    2018-08-01 $119,900 (0.4%) $153,631 (5.0%) 0.00 285
    2018-09-01 $118,500 (-5.1%) $154,718 (3.6%) 0.00 287
    2018-10-01 $117,500 (-4.0%) $152,770 (2.8%) 0.00 288
    2018-11-01 $119,000 (-3.7%) $155,345 (6.2%) 0.00 295
    2018-12-01 $108,500 (-9.6%) $150,988 (3.7%) 0.00 271
    2019-01-01 $100,550 (-15.8%) $148,147 (4.0%) 0.00 242
    2019-02-01 $102,450 (-14.6%) $146,765 (0.8%) 0.00 224
    2019-03-01 $107,143 (-14.3%) $153,416 (-0.2%) 0.00 230
    2019-04-01 $109,643 (-15.7%) $159,222 (0.3%) 0.00 238
    2019-05-01 $108,950 (-14.9%) $158,325 (-3.7%) 0.00 238
    2019-06-01 $114,900 (-8.1%) $161,370 (2.5%) 0.00 238
    2019-07-01 $120,000 (0.1%) $168,481 (7.7%) 0.00 255
    2019-08-01 $119,850 (0.0%) $171,578 (11.7%) 0.00 263
    2019-09-01 $119,625 (1.0%) $176,531 (14.1%) 0.00 261
    2019-10-01 $119,700 (1.9%) $179,700 (17.6%) 0.00 258
    2019-11-01 $119,900 (0.8%) $175,493 (13.0%) 0.00 250
    2019-12-01 $118,100 (8.9%) $173,572 (15.0%) 0.00 237
    2020-01-01 $119,900 (19.2%) $178,958 (20.8%) 0.00 222
    2020-02-01 $113,000 (10.3%) $177,583 (21.0%) 0.00 217
    2020-03-01 $119,450 (11.5%) $165,949 (8.2%) 0.00 209
    2020-04-01 $119,425 (8.9%) $159,813 (0.4%) 0.00 190
    2020-05-01 $119,950 (10.1%) $159,459 (0.7%) 0.00 188
    2020-06-01 $119,900 (4.4%) $152,410 (-5.6%) 0.00 186
    2020-07-01 $129,900 (8.3%) $169,929 (0.9%) 0.00 172
    2020-08-01 $120,000 (0.1%) $167,696 (-2.3%) 0.00 154
    2020-09-01 $129,900 (8.6%) $183,106 (3.7%) 0.00 149
    2020-10-01 $139,900 (16.9%) $200,067 (11.3%) 0.00 148
    2020-11-01 $125,000 (4.3%) $196,780 (12.1%) 0.00 142
    2020-12-01 $127,225 (7.7%) $190,865 (10.0%) 0.00 142
    2021-01-01 $120,000 (0.1%) $183,270 (2.4%) 0.00 138
    2021-02-01 $124,950 (10.6%) $193,452 (8.9%) 0.00 124
    2021-03-01 $122,475 (2.5%) $193,645 (16.7%) 0.00 111
    2021-04-01 $126,225 (5.7%) $192,910 (20.7%) 0.00 105
    2021-05-01 $109,000 (-9.1%) $199,779 (25.3%) 0.00 106
    2021-06-01 $125,950 (5.1%) $214,864 (41.0%) 0.00 105
    2021-07-01 $131,450 (1.2%) $221,062 (30.1%) 0.00 107
    2021-08-01 $132,800 (10.7%) $238,275 (42.1%) 0.00 121
    2021-09-01 $125,550 (-3.4%) $233,278 (27.4%) 0.00 133
    2021-10-01 $133,000 (-4.9%) $254,101 (27.0%) 0.00 130
    2021-11-01 $140,450 (12.4%) $261,707 (33.0%) 0.00 128
    2021-12-01 $128,375 (0.9%) $255,618 (33.9%) 0.00 116
    2022-01-01 $124,950 (4.1%) $240,848 (31.4%) 0.00 107
    2022-02-01 $122,200 (-2.2%) $242,584 (25.4%) 0.00 95
    2022-03-01 $139,500 (13.9%) $272,316 (40.6%) 0.00 90
    2022-04-01 $155,950 (23.6%) $243,372 (26.2%) 0.00 89
    2022-05-01 $146,200 (34.1%) $232,046 (16.2%) 0.00 92
    2022-06-01 $148,725 (18.1%) $228,750 (6.5%) 0.00 106
    2022-07-01 $158,900 (20.9%) $235,808 (6.7%) 0.00 114
    2022-08-01 $159,150 (19.8%) $230,786 (-3.1%) 0.00 122
    2022-09-01 $149,200 (18.8%) $237,671 (1.9%) 0.00 124
    2022-10-01 $141,000 (6.0%) $229,730 (-9.6%) 0.00 126
    2022-11-01 $146,250 (4.1%) $244,292 (-6.7%) 0.00 128
    2022-12-01 $144,000 (12.2%) $252,870 (-1.1%) 0.00 114
    2023-01-01 $147,450 (18.0%) $253,246 (5.2%) 0.00 105
    2023-02-01 $143,200 (17.2%) $257,508 (6.2%) 0.00 105
    2023-03-01 $158,750 (13.8%) $270,143 (-0.8%) 0.00 101
    2023-04-01 $152,000 (-2.5%) $267,613 (10.0%) 0.00 94
    2023-05-01 $152,475 (4.3%) $258,990 (11.6%) 0.00 84
    2023-06-01 $153,175 (3.0%) $247,033 (8.0%) 0.00 87
    2023-07-01 $167,400 (5.4%) $266,753 (13.1%) 0.00 103
    2023-08-01 $149,950 (-5.8%) $247,687 (7.3%) 0.00 108
    2023-09-01 $152,450 (2.2%) $255,257 (7.4%) 0.00 112
    2023-10-01 $158,650 (12.5%) $254,272 (10.7%) 0.00 116
    2023-11-01 $146,575 (0.2%) $230,632 (-5.6%) 0.00 116
    2023-12-01 $140,500 (-2.4%) $239,684 (-5.2%) 0.00 107
    2024-01-01 $141,850 (-3.8%) $241,520 (-4.6%) 0.00 98
    2024-02-01 $147,175 (2.8%) $250,055 (-2.9%) 0.00 90
    2024-03-01 $162,500 (2.4%) $275,887 (2.1%) 0.00 95
    2024-04-01 $177,950 (17.1%) $296,778 (10.9%) 0.00 92
    2024-05-01 $175,750 (15.3%) $291,567 (12.6%) 0.00 95
    2024-06-01 $199,000 (29.9%) $290,115 (17.4%) 0.00 107
    2024-07-01 $199,950 (19.4%) $286,382 (7.4%) 0.00 123
    2024-08-01 $180,000 (20.0%) $273,930 (10.6%) 0.00 140
    2024-09-01 $184,900 (21.3%) $268,967 (5.4%) 0.00 140
    2024-10-01 $170,975 (7.8%) $241,594 (-5.0%) 0.00 142
    2024-11-01 $171,400 (16.9%) $240,507 (4.3%) 0.00 137
    2024-12-01 $168,750 (20.1%) $234,236 (-2.3%) 0.00 131
    2025-01-01 $154,375 (8.8%) $234,305 (-3.0%) 0.00 100
    2025-02-01 $167,125 (13.6%) $242,244 (-3.1%) 0.00 95
    2025-03-01 $192,500 (18.5%) $260,858 (-5.5%) 0.00 94
    DuBois's median listing price for 2025-03-01 was $192,500, a difference of $30,000 (18.5%) versus the prior year and $25,375 versus the prior month.

    DuBois's median listing price comes in at 0% of the national average.

    DuBois's average listing price for 2025-03-01 was $260,858, a difference of $-15,029 (-5.5%) versus the prior year and $18,614 versus the prior month.

    For the 2025-03-01 period, DuBois had 94 MLS listings, a difference of -1 listings (-1%) versus the prior month and -1 listings (-1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,736 sqft
    2018-02-01 0 days 1,724 sqft
    2018-03-01 0 days 1,815 sqft
    2018-04-01 0 days 1,843 sqft
    2018-05-01 0 days 1,825 sqft
    2018-06-01 0 days 1,800 sqft
    2018-07-01 0 days 1,819 sqft
    2018-08-01 0 days 1,821 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,781 sqft
    2018-11-01 0 days 1,730 sqft
    2018-12-01 0 days 1,696 sqft
    2019-01-01 0 days 1,658 sqft
    2019-02-01 0 days 1,658 sqft
    2019-03-01 0 days 1,706 sqft
    2019-04-01 0 days 1,746 sqft
    2019-05-01 0 days 1,680 sqft
    2019-06-01 0 days 1,705 sqft
    2019-07-01 0 days 1,720 sqft
    2019-08-01 0 days 1,733 sqft
    2019-09-01 0 days 1,731 sqft
    2019-10-01 0 days 1,723 sqft
    2019-11-01 0 days 1,663 sqft
    2019-12-01 0 days 1,655 sqft
    2020-01-01 0 days 1,656 sqft
    2020-02-01 0 days 1,662 sqft
    2020-03-01 0 days 1,656 sqft
    2020-04-01 0 days 1,663 sqft
    2020-05-01 0 days 1,688 sqft
    2020-06-01 0 days 1,714 sqft
    2020-07-01 0 days 1,752 sqft
    2020-08-01 0 days 1,664 sqft
    2020-09-01 0 days 1,676 sqft
    2020-10-01 0 days 1,696 sqft
    2020-11-01 0 days 1,605 sqft
    2020-12-01 0 days 1,576 sqft
    2021-01-01 0 days 1,536 sqft
    2021-02-01 0 days 1,581 sqft
    2021-03-01 0 days 1,558 sqft
    2021-04-01 0 days 1,572 sqft
    2021-05-01 0 days 1,506 sqft
    2021-06-01 0 days 1,643 sqft
    2021-07-01 0 days 1,650 sqft
    2021-08-01 0 days 1,680 sqft
    2021-09-01 0 days 1,669 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,842 sqft
    2021-12-01 0 days 1,725 sqft
    2022-01-01 0 days 1,620 sqft
    2022-02-01 0 days 1,607 sqft
    2022-03-01 0 days 1,650 sqft
    2022-04-01 0 days 1,755 sqft
    2022-05-01 0 days 1,551 sqft
    2022-06-01 0 days 1,539 sqft
    2022-07-01 0 days 1,721 sqft
    2022-08-01 0 days 1,684 sqft
    2022-09-01 0 days 1,661 sqft
    2022-10-01 0 days 1,578 sqft
    2022-11-01 0 days 1,679 sqft
    2022-12-01 0 days 1,732 sqft
    2023-01-01 0 days 1,658 sqft
    2023-02-01 0 days 1,668 sqft
    2023-03-01 0 days 1,686 sqft
    2023-04-01 0 days 1,624 sqft
    2023-05-01 0 days 1,603 sqft
    2023-06-01 0 days 1,673 sqft
    2023-07-01 0 days 1,754 sqft
    2023-08-01 0 days 1,620 sqft
    2023-09-01 0 days 1,640 sqft
    2023-10-01 0 days 1,770 sqft
    2023-11-01 0 days 1,545 sqft
    2023-12-01 0 days 1,584 sqft
    2024-01-01 0 days 1,573 sqft
    2024-02-01 0 days 1,773 sqft
    2024-03-01 0 days 1,812 sqft
    2024-04-01 0 days 1,832 sqft
    2024-05-01 0 days 1,824 sqft
    2024-06-01 0 days 1,858 sqft
    2024-07-01 0 days 1,718 sqft
    2024-08-01 0 days 1,742 sqft
    2024-09-01 0 days 1,751 sqft
    2024-10-01 0 days 1,715 sqft
    2024-11-01 0 days 1,728 sqft
    2024-12-01 0 days 1,641 sqft
    2025-01-01 0 days 1,581 sqft
    2025-02-01 0 days 1,623 sqft
    2025-03-01 0 days 1,885 sqft
    DuBois's median listing age (time on market) for 2025-03-01 was 0 days.

    DuBois's median square footage for active listings during the 2025-03-01 period was 1,885 sqft. One year prior, the average listing was 1,812 sqft.

    DuBois, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 629 $95,995,000 $152,615
    Home Improvement 229 $14,595,000 $63,734
    Refi 188 $24,160,000 $128,511
    Other 175 $11,705,000 $66,886
    Cash Out Refi 97 $11,935,000 $123,041

    Dubois's most frequently cited loan purpose was Home Purchase, with 629 originations. The 2nd most popular reason was Home Improvement, with 229 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 520 $66,080,000 $127,077
    7-8% 305 $38,985,000 $127,820
    Over 8% 213 $16,765,000 $78,709
    5-6% 154 $22,430,000 $145,649
    3-4% 19 $2,185,000 $115,000
    <2.5% 17 $265,000 $15,588
    4-5% 17 $2,475,000 $145,588

    During 2024, Dubois's most frequently originated rate bucket was 6-7%, with 520 originations.

    Loan Sizing (DuBois, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 668 $35,520,000 $53,174
    $100k-200k 450 $63,500,000 $141,111
    $200k-400k 176 $45,690,000 $259,602
    $400k-600k 18 $8,790,000 $488,333
    $600k-1000k 5 $3,585,000 $717,000
    $Over $1MM 1 $1,305,000 $1,305,000

    DuBois's loan sizing saw the bucket of loans from $100,000 or less with 668 originations, totaling $35,520,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 486 $76,700,000 $157,819
    60-80% 239 $35,605,000 $148,975
    20-40% 226 $15,830,000 $70,044
    Under 20% 166 $4,870,000 $29,337
    40-60% 114 $11,650,000 $102,193
    Over 100% 11 $3,465,000 $315,000

    DuBois's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 486 originations, totaling $76,700,000 in origination value.