DuBois Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Dubois averaged
6.37%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.09% and
one month ago for the week of 2023-04-20, the
average rate was 6.29%.
Dubois's average rate one year ago was 4.95%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.12%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
Dubois 30 Year Fixed Rate | 2023-05-25 | 6.37% |
Dubois 30 Year Fixed Rate Refi | 2023-05-25 | 5.12% |
Dubois 15 Year Fixed Rate | 2023-05-25 | 5.77% |
Dubois 15 Year Fixed Rate Refi | 2023-05-25 | 5.82% |
Dubois 30 Year FHA | 2023-05-25 | 6.03% |
Dubois 30 Year FHA Refi | 2023-05-25 | 6.71% |
Dubois 30 Year USDA | 2023-05-25 | 6.73% |
Dubois 30 Year USDA Refi | 2023-05-25 | 6.83% |
Dubois 30 Year VA | 2023-05-25 | 6.51% |
Dubois 30 Year VA Refi | 2023-05-25 | 6.51% |
DuBois Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DuBois, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DuBois Average Closing Costs & Other Stats
DuBois, PA's 81 lenders originated 1,816
loans during 2022. The total origination value was $218,570,000, with an average loan value of
$120,358.
DuBois's average closing costs are $4,620.
The top DuBois lender as defined by loan originations is CNB Bank, with
67 loans originated. Their average total fees are
$3,716, which is $2,238
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee DuBois lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,424), Northwest Bank ($3,696), CNB Bank ($3,716), S&T Bank ($3,839) and First National Bank of Pennsylvania ($4,126).
The lowest rate DuBois lenders (with over 10 loans originated) are
DRAPER AND KRAMER MORTGAGE CORP. (4.49%), CNB Bank (4.84%), PENNSYLVANIA STATE EMPLOYEES Credit Union (4.99%), Northwest Bank (5.08%) and Wells Fargo Bank (5.26%).
DuBois, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
CNB Bank | $55,740,000 | $51,615,000 | -7.4% | 23.6% |
First Commonwealth Bank | $17,315,000 | $16,315,000 | -5.8% | 7.5% |
QUICKEN LOANS, LLC | $27,535,000 | $15,360,000 | -44.2% | 7.0% |
S&T Bank | $24,275,000 | $13,910,000 | -42.7% | 6.4% |
M&T Realty Capital Corporation | $10,855,000 | n/a | 5.0% | |
Northwest Bank | $10,350,000 | $7,040,000 | -32.0% | 3.2% |
Jersey Shore State Bank | $7,070,000 | $6,625,000 | -6.3% | 3.0% |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $5,955,000 | $5,435,000 | -8.7% | 2.5% |
Mortgage Research Center, LLC | $4,915,000 | $5,350,000 | 8.9% | 2.4% |
Mid Penn Bank | $1,005,000 | $4,915,000 | 389.1% | 2.2% |
First National Bank of Pennsylvania | $4,610,000 | $4,745,000 | 2.9% | 2.2% |
Marion Center Bank | $5,175,000 | $4,480,000 | -13.4% | 2.0% |
The Farmers National Bank of Emlenton | $3,705,000 | $3,135,000 | -15.4% | 1.4% |
PNC Bank | $4,230,000 | $3,110,000 | -26.5% | 1.4% |
Citizens Bank | $2,615,000 | $2,720,000 | 4.0% | 1.2% |
DRAPER AND KRAMER MORTGAGE CORP. | $2,870,000 | $2,680,000 | -6.6% | 1.2% |
Century Mortgage Company DBA Century Lending Company | $260,000 | $2,530,000 | 873.1% | 1.2% |
UNITED WHOLESALE MORTGAGE, LLC | $1,845,000 | $2,355,000 | 27.6% | 1.1% |
Northpointe Bank | $5,145,000 | $2,030,000 | -60.5% | 0.9% |
NEXTIER BANK, NATIONAL ASSOCIATION | $3,110,000 | $2,000,000 | -35.7% | 0.9% |
Reliance Savings Bank | $4,870,000 | $1,885,000 | -61.3% | 0.9% |
CALIBER HOME LOANS, INC. | $4,105,000 | $1,755,000 | -57.2% | 0.8% |
Wells Fargo Bank | $3,150,000 | $1,725,000 | -45.2% | 0.8% |
Kish Bank | $1,935,000 | $1,700,000 | -12.1% | 0.8% |
InFirst Bank | $3,350,000 | $1,665,000 | -50.3% | 0.8% |
M&T Bank | $2,815,000 | $1,590,000 | -43.5% | 0.7% |
AMERISAVE MORTGAGE CORPORATION | $2,180,000 | $1,480,000 | -32.1% | 0.7% |
Elderton State Bank | $60,000 | $1,380,000 | 2,200.0% | 0.6% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,100,000 | $1,375,000 | 25.0% | 0.6% |
The Juniata Valley Bank | $35,000 | $1,275,000 | 3,542.9% | 0.6% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,630,000 | $1,265,000 | -22.4% | 0.6% |
USAA Federal Savings Bank | $1,885,000 | $1,255,000 | -33.4% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $1,110,000 | $1,195,000 | 7.7% | 0.5% |
BROKER SOLUTIONS, INC. | $1,125,000 | $1,170,000 | 4.0% | 0.5% |
Bank of America | $885,000 | $1,080,000 | 22.0% | 0.5% |
PENNYMAC LOAN SERVICES, LLC | $2,010,000 | $1,075,000 | -46.5% | 0.5% |
NORWICH COMMERCIAL GROUP, INC. | $365,000 | $1,070,000 | 193.2% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $290,000 | $1,000,000 | 244.8% | 0.5% |
Flagstar Bank, FSB | $1,225,000 | $995,000 | -18.8% | 0.5% |
LOANDEPOT.COM, LLC | $1,280,000 | $930,000 | -27.3% | 0.4% |
MidAtlantic Farm Credit, ACA | $890,000 | n/a | 0.4% | |
NEWREZ LLC | $965,000 | $825,000 | -14.5% | 0.4% |
U.S. Bank | $1,055,000 | $745,000 | -29.4% | 0.3% |
AmeriServ Financial Bank | $470,000 | $730,000 | 55.3% | 0.3% |
GUARANTEED RATE, INC. | $1,170,000 | $715,000 | -38.9% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $4,075,000 | $700,000 | -82.8% | 0.3% |
NEW DAY FINANCIAL, LLC | $790,000 | $695,000 | -12.0% | 0.3% |
ROYAL UNITED MORTGAGE LLC | $720,000 | $630,000 | -12.5% | 0.3% |
HOME POINT FINANCIAL CORPORATION | $2,300,000 | $545,000 | -76.3% | 0.2% |
A&D Mortgage LLC | $515,000 | n/a | 0.2% | |
CHURCHILL MORTGAGE CORPORATION | $55,000 | $475,000 | 763.6% | 0.2% |
Wayne Bank | $475,000 | n/a | 0.2% | |
NAVY FEDERAL CREDIT UNION | $1,535,000 | $470,000 | -69.4% | 0.2% |
1st Summit Bank | $120,000 | $450,000 | 275.0% | 0.2% |
Community Bank | $435,000 | n/a | 0.2% | |
AFFINITY | $425,000 | n/a | 0.2% | |
FINANCE OF AMERICA MORTGAGE LLC | $535,000 | $390,000 | -27.1% | 0.2% |
MOVEMENT MORTGAGE, LLC | $390,000 | n/a | 0.2% | |
Dollar Bank, Federal Savings Bank | $685,000 | $380,000 | -44.5% | 0.2% |
ARC HOME LLC | $1,825,000 | $360,000 | -80.3% | 0.2% |
UNION HOME MORTGAGE CORP. | $405,000 | $360,000 | -11.1% | 0.2% |
Equity Prime Mortgage LLC | $690,000 | $355,000 | -48.6% | 0.2% |
MICHIGAN MUTUAL, INC. | $135,000 | $355,000 | 163.0% | 0.2% |
EQUITY RESOURCES, INC. | $900,000 | $340,000 | -62.2% | 0.2% |
TIDEWATER MORTGAGE SERVICES, INC. | $290,000 | $340,000 | 17.2% | 0.2% |
SIRVA MORTGAGE, INC. | $335,000 | n/a | 0.2% | |
Clearview Federal Credit Union | $325,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $525,000 | $310,000 | -41.0% | 0.1% |
NBKC BANK | $310,000 | n/a | 0.1% | |
The Huntington National Bank | $820,000 | $310,000 | -62.2% | 0.1% |
Wyndham Capital Mortgage, Inc. | $235,000 | $295,000 | 25.5% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $290,000 | n/a | 0.1% | |
TOWNE MORTGAGE COMPANY | $275,000 | n/a | 0.1% | |
First Federal Community Bank of Bucyrus | $265,000 | n/a | 0.1% | |
Integrity Home Mortgage Corp | $265,000 | n/a | 0.1% | |
MEMBERS 1ST FEDERAL CREDIT UNION | $435,000 | $265,000 | -39.1% | 0.1% |
Ameris Bank | $255,000 | n/a | 0.1% | |
T2 FINANCIAL LLC | $105,000 | $255,000 | 142.9% | 0.1% |
Colonial Savings, F.A. | $65,000 | $245,000 | 276.9% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $260,000 | $245,000 | -5.8% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $645,000 | $240,000 | -62.8% | 0.1% |
UTILITIES EMPLOYEES CREDIT UNION | $115,000 | $240,000 | 108.7% | 0.1% |
First Federal Bank | $155,000 | $235,000 | 51.6% | 0.1% |
Paramount Bank | $235,000 | n/a | 0.1% | |
Strong Home Mortgage, LLC | $235,000 | n/a | 0.1% | |
PLAZA HOME MORTGAGE, INC. | $595,000 | $230,000 | -61.3% | 0.1% |
Truist | $140,000 | $230,000 | 64.3% | 0.1% |
Carrington Mortgage Services, LLC | $590,000 | $225,000 | -61.9% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $25,000 | $205,000 | 720.0% | 0.1% |
Peoples Bank | $205,000 | n/a | 0.1% | |
AFFORDABLE MORTGAGE ADVISORS, LLC. | $290,000 | $185,000 | -36.2% | 0.1% |
North American Savings Bank, F.S.B. | $560,000 | $185,000 | -67.0% | 0.1% |
FEDERATED MORTGAGE CORP. | $305,000 | $175,000 | -42.6% | 0.1% |
HOMESIDE FINANCIAL, LLC | $375,000 | $175,000 | -53.3% | 0.1% |
Magnolia Bank | $175,000 | n/a | 0.1% | |
JPMorgan Chase Bank | $490,000 | $160,000 | -67.3% | 0.1% |
BETTER MORTGAGE CORPORATION | $815,000 | $155,000 | -81.0% | 0.1% |
Victorian Finance, LLC | $365,000 | $155,000 | -57.5% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $145,000 | n/a | 0.1% | |
CHARTER WEST BANK | $145,000 | n/a | 0.1% | |
GREENTREE MORTGAGE COMPANY, L.P. | $145,000 | n/a | 0.1% | |
MYCUMORTGAGE, LLC | $420,000 | $145,000 | -65.5% | 0.1% |
1st Colonial Community Bank | $135,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $285,000 | $135,000 | -52.6% | 0.1% |
AMERICAN HERITAGE FCU | $125,000 | n/a | 0.1% | |
LAND HOME FINANCIAL SERVICES, INC. | $125,000 | n/a | 0.1% | |
LEADERONE FINANCIAL CORPORATION | $125,000 | n/a | 0.1% | |
Princeton Mortgage Corporation | $125,000 | n/a | 0.1% | |
Servion, Inc. | $125,000 | n/a | 0.1% | |
HORIZON Federal Credit Union | $120,000 | n/a | 0.1% | |
ALLIED MORTGAGE GROUP, INC. | $105,000 | $115,000 | 9.5% | 0.1% |
SERVICE 1ST | $115,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $115,000 | n/a | 0.1% | |
PennCrest Bank | $250,000 | $110,000 | -56.0% | 0.1% |
Orrstown Bank | $105,000 | n/a | 0.0% | |
ENVOY MORTGAGE, LTD | $95,000 | n/a | 0.0% | |
GUARANTEED RATE AFFINITY, LLC | $95,000 | n/a | 0.0% | |
ARC Federal Credit Union | $90,000 | n/a | 0.0% | |
Hometown Bank of Pennsylvania | $45,000 | $80,000 | 77.8% | 0.0% |
AMERICAN FINANCING CORPORATION | $110,000 | $75,000 | -31.8% | 0.0% |
PHH Mortgage Corporation | $320,000 | $75,000 | -76.6% | 0.0% |
Simmons Bank | $65,000 | n/a | 0.0% | |
VILLAGE CAPITAL MORTGAGE | $1,000,000 | $65,000 | -93.5% | 0.0% |
AMERICAN FINANCIAL RESOURCES, INC. | $55,000 | n/a | 0.0% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $55,000 | n/a | 0.0% | |
Nations Lending Corporation | $210,000 | $55,000 | -73.8% | 0.0% |
NFM, INC. | $155,000 | $55,000 | -64.5% | 0.0% |
STOCKTON MORTGAGE CORPORATION | $55,000 | n/a | 0.0% | |
The Farmers National Bank of Canfield | $55,000 | n/a | 0.0% | |
Barrington Bank & Trust Company, N.A. | $190,000 | $45,000 | -76.3% | 0.0% |
Bethpage Federal Credit Union | $45,000 | n/a | 0.0% | |
Community State Bank of Orbisonia | $450,000 | $35,000 | -92.2% | 0.0% |
CORNING | $345,000 | $35,000 | -89.9% | 0.0% |
FREEDOM CREDIT UNION | $35,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $25,000 | n/a | 0.0% | |
JUSTICE Federal Credit Union | $25,000 | n/a | 0.0% |
DuBois's top lender by overall market share is CNB Bank, with 23.6% market share. In second place, with 7.5%, is First Commonwealth Bank, having originated $16,315,000 in loans. In third place, with 7.0%, is QUICKEN LOANS, LLC, having originated $15,360,000 in loans. In fourth place, with 6.4%, is S&T Bank, having originated $13,910,000 in loans. In fifth place, with 5.0%, is M&T Realty Capital Corporation, having originated $10,855,000 in loans.
DuBois Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $119,675 (6.9%) | $142,664 (-4.7%) | 0.00 | 273 |
2018-02-01 | $119,900 (9.4%) | $145,866 (-5.9%) | 0.00 | 259 |
2018-03-01 | $125,000 (11.2%) | $153,926 (-1.8%) | 0.00 | 252 |
2018-04-01 | $130,625 (17.2%) | $159,014 (4.5%) | 0.00 | 264 |
2018-05-01 | $128,700 (12.0%) | $164,672 (8.4%) | 0.00 | 279 |
2018-06-01 | $125,000 (4.3%) | $157,626 (0.9%) | 0.00 | 292 |
2018-07-01 | $119,950 (0.0%) | $156,737 (1.7%) | 0.00 | 293 |
2018-08-01 | $119,900 (-0.7%) | $153,878 (5.0%) | 0.00 | 284 |
2018-09-01 | $119,000 (-4.7%) | $154,964 (3.6%) | 0.00 | 286 |
2018-10-01 | $118,000 (-4.3%) | $152,770 (2.6%) | 0.00 | 288 |
2018-11-01 | $119,000 (-4.1%) | $155,345 (6.1%) | 0.00 | 295 |
2018-12-01 | $108,500 (-9.6%) | $150,988 (3.6%) | 0.00 | 271 |
2019-01-01 | $100,550 (-16.0%) | $148,147 (3.8%) | 0.00 | 242 |
2019-02-01 | $102,450 (-14.6%) | $146,765 (0.6%) | 0.00 | 224 |
2019-03-01 | $104,000 (-14.3%) | $154,563 (0.4%) | 0.00 | 220 |
2019-04-01 | $110,000 (-16.1%) | $159,222 (0.1%) | 0.00 | 239 |
2019-05-01 | $108,950 (-15.4%) | $158,325 (-3.9%) | 0.00 | 238 |
2019-06-01 | $114,900 (-8.1%) | $161,370 (2.4%) | 0.00 | 238 |
2019-07-01 | $120,000 (0.0%) | $168,481 (7.5%) | 0.00 | 255 |
2019-08-01 | $124,900 (0.0%) | $181,786 (18.1%) | 0.00 | 257 |
2019-09-01 | $128,625 (0.5%) | $189,717 (22.4%) | 0.00 | 243 |
2019-10-01 | $119,925 (1.4%) | $180,250 (18.0%) | 0.00 | 255 |
2019-11-01 | $119,900 (0.8%) | $175,493 (13.0%) | 0.00 | 251 |
2019-12-01 | $119,300 (10.0%) | $173,430 (14.9%) | 0.00 | 238 |
2020-01-01 | $119,900 (19.2%) | $178,784 (20.7%) | 0.00 | 223 |
2020-02-01 | $114,000 (11.3%) | $177,416 (20.9%) | 0.00 | 218 |
2020-03-01 | $119,700 (11.7%) | $166,135 (7.5%) | 0.00 | 210 |
2020-04-01 | $119,900 (9.4%) | $159,704 (0.3%) | 0.00 | 191 |
2020-05-01 | $119,950 (10.1%) | $159,459 (0.7%) | 0.00 | 188 |
2020-06-01 | $119,900 (4.4%) | $152,410 (-5.6%) | 0.00 | 186 |
2020-07-01 | $129,900 (8.3%) | $169,929 (0.9%) | 0.00 | 172 |
2020-08-01 | $120,000 (0.1%) | $167,696 (-7.8%) | 0.00 | 154 |
2020-09-01 | $129,900 (8.6%) | $183,106 (-3.5%) | 0.00 | 149 |
2020-10-01 | $139,900 (16.9%) | $200,067 (11.0%) | 0.00 | 149 |
2020-11-01 | $125,000 (4.3%) | $196,780 (12.1%) | 0.00 | 142 |
2020-12-01 | $127,225 (6.6%) | $190,865 (10.1%) | 0.00 | 142 |
2021-01-01 | $120,000 (0.1%) | $183,270 (2.5%) | 0.00 | 138 |
2021-02-01 | $124,950 (9.6%) | $193,452 (9.0%) | 0.00 | 124 |
2021-03-01 | $122,475 (2.3%) | $193,645 (16.6%) | 0.00 | 111 |
2021-04-01 | $126,225 (5.3%) | $192,910 (20.8%) | 0.00 | 105 |
2021-05-01 | $109,000 (-9.1%) | $199,779 (25.3%) | 0.00 | 106 |
2021-06-01 | $125,950 (5.1%) | $214,864 (41.0%) | 0.00 | 105 |
2021-07-01 | $131,450 (1.2%) | $221,062 (30.1%) | 0.00 | 107 |
2021-08-01 | $132,800 (10.7%) | $238,275 (42.1%) | 0.00 | 121 |
2021-09-01 | $125,550 (-3.4%) | $233,278 (27.4%) | 0.00 | 133 |
2021-10-01 | $133,000 (-4.9%) | $254,101 (27.0%) | 0.00 | 130 |
2021-11-01 | $140,450 (12.4%) | $261,707 (33.0%) | 0.00 | 128 |
2021-12-01 | $128,375 (0.9%) | $255,618 (33.9%) | 0.00 | 116 |
2022-01-01 | $124,950 (4.1%) | $240,848 (31.4%) | 0.00 | 107 |
2022-02-01 | $122,200 (-2.2%) | $242,584 (25.4%) | 0.00 | 95 |
2022-03-01 | $139,500 (13.9%) | $272,316 (40.6%) | 0.00 | 90 |
2022-04-01 | $155,950 (23.6%) | $243,372 (26.2%) | 0.00 | 89 |
2022-05-01 | $146,200 (34.1%) | $232,046 (16.2%) | 0.00 | 92 |
2022-06-01 | $148,725 (18.1%) | $228,750 (6.5%) | 0.00 | 106 |
2022-07-01 | $158,900 (20.9%) | $235,808 (6.7%) | 0.00 | 114 |
2022-08-01 | $159,150 (19.8%) | $230,786 (-3.1%) | 0.00 | 122 |
2022-09-01 | $149,200 (18.8%) | $237,671 (1.9%) | 0.00 | 124 |
2022-10-01 | $141,000 (6.0%) | $229,730 (-9.6%) | 0.00 | 126 |
2022-11-01 | $146,250 (4.1%) | $244,292 (-6.7%) | 0.00 | 128 |
2022-12-01 | $144,000 (12.2%) | $252,870 (-1.1%) | 0.00 | 114 |
2023-01-01 | $147,450 (18.0%) | $253,246 (5.2%) | 0.00 | 105 |
2023-02-01 | $141,950 (16.2%) | $257,120 (6.0%) | 0.00 | 105 |
2023-03-01 | $158,750 (13.8%) | $270,143 (-0.8%) | 0.00 | 101 |
2023-04-01 | $152,000 (0.0%) | $267,613 (10.0%) | 0.00 | 94 |
DuBois's median listing price comes in at 0% of the national average.
DuBois's average listing price for 2023-04-01 was $267,613, a difference of $24,241 (10.0%) versus the prior year and $-2,530 versus the prior month.
For the 2023-04-01 period, DuBois had 94 MLS listings, a difference of -7 listings (-7%) versus the prior month and 5 listings (6%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,746 sqft |
2018-02-01 | 0 days | 1,735 sqft |
2018-03-01 | 0 days | 1,816 sqft |
2018-04-01 | 0 days | 1,857 sqft |
2018-05-01 | 0 days | 1,828 sqft |
2018-06-01 | 0 days | 1,802 sqft |
2018-07-01 | 0 days | 1,831 sqft |
2018-08-01 | 0 days | 1,830 sqft |
2018-09-01 | 0 days | 1,800 sqft |
2018-10-01 | 0 days | 1,785 sqft |
2018-11-01 | 0 days | 1,736 sqft |
2018-12-01 | 0 days | 1,696 sqft |
2019-01-01 | 0 days | 1,658 sqft |
2019-02-01 | 0 days | 1,658 sqft |
2019-03-01 | 0 days | 1,719 sqft |
2019-04-01 | 0 days | 1,741 sqft |
2019-05-01 | 0 days | 1,680 sqft |
2019-06-01 | 0 days | 1,705 sqft |
2019-07-01 | 0 days | 1,720 sqft |
2019-08-01 | 0 days | 1,757 sqft |
2019-09-01 | 0 days | 1,772 sqft |
2019-10-01 | 0 days | 1,723 sqft |
2019-11-01 | 0 days | 1,663 sqft |
2019-12-01 | 0 days | 1,655 sqft |
2020-01-01 | 0 days | 1,656 sqft |
2020-02-01 | 0 days | 1,662 sqft |
2020-03-01 | 0 days | 1,656 sqft |
2020-04-01 | 0 days | 1,663 sqft |
2020-05-01 | 0 days | 1,688 sqft |
2020-06-01 | 0 days | 1,725 sqft |
2020-07-01 | 0 days | 1,756 sqft |
2020-08-01 | 0 days | 1,668 sqft |
2020-09-01 | 0 days | 1,682 sqft |
2020-10-01 | 0 days | 1,696 sqft |
2020-11-01 | 0 days | 1,620 sqft |
2020-12-01 | 0 days | 1,588 sqft |
2021-01-01 | 0 days | 1,568 sqft |
2021-02-01 | 0 days | 1,582 sqft |
2021-03-01 | 0 days | 1,570 sqft |
2021-04-01 | 0 days | 1,572 sqft |
2021-05-01 | 0 days | 1,506 sqft |
2021-06-01 | 0 days | 1,648 sqft |
2021-07-01 | 0 days | 1,650 sqft |
2021-08-01 | 0 days | 1,680 sqft |
2021-09-01 | 0 days | 1,662 sqft |
2021-10-01 | 0 days | 1,780 sqft |
2021-11-01 | 0 days | 1,824 sqft |
2021-12-01 | 0 days | 1,718 sqft |
2022-01-01 | 0 days | 1,620 sqft |
2022-02-01 | 0 days | 1,607 sqft |
2022-03-01 | 0 days | 1,650 sqft |
2022-04-01 | 0 days | 1,755 sqft |
2022-05-01 | 0 days | 1,551 sqft |
2022-06-01 | 0 days | 1,539 sqft |
2022-07-01 | 0 days | 1,721 sqft |
2022-08-01 | 0 days | 1,684 sqft |
2022-09-01 | 0 days | 1,661 sqft |
2022-10-01 | 0 days | 1,578 sqft |
2022-11-01 | 0 days | 1,679 sqft |
2022-12-01 | 0 days | 1,732 sqft |
2023-01-01 | 0 days | 1,658 sqft |
2023-02-01 | 0 days | 1,672 sqft |
2023-03-01 | 0 days | 1,718 sqft |
2023-04-01 | 0 days | 1,645 sqft |
DuBois's median square footage for active listings during the 2023-04-01 period was 1,645 sqft. One year prior, the average listing was 1,755 sqft.
DuBois, PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 828 | $123,030,000 | $148,587 |
Refi | 378 | $50,260,000 | $132,963 |
Home Improvement | 308 | $17,210,000 | $55,877 |
Other | 164 | $10,030,000 | $61,159 |
Cash Out Refi | 138 | $18,040,000 | $130,725 |
Dubois's most frequently cited loan purpose was Home Purchase, with 828 originations. The 2nd most popular reason was Refi, with 378 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 420 | $53,010,000 | $126,214 |
3-4% | 416 | $46,880,000 | $112,692 |
4-5% | 392 | $43,050,000 | $109,821 |
6-7% | 193 | $21,275,000 | $110,233 |
<2.5% | 165 | $13,475,000 | $81,667 |
2.5-3% | 120 | $16,760,000 | $139,667 |
7-8% | 46 | $4,030,000 | $87,609 |
Over 8% | 18 | $950,000 | $52,778 |
During 2022, Dubois's most frequently originated rate bucket was 5-6%, with 420 originations.
Loan Sizing (DuBois, PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 968 | $52,850,000 | $54,597 |
$100k-200k | 631 | $87,395,000 | $138,502 |
$200k-400k | 178 | $46,640,000 | $262,022 |
$400k-600k | 29 | $13,575,000 | $468,103 |
$600k-1000k | 6 | $3,900,000 | $650,000 |
$Over $1MM | 4 | $14,210,000 | $3,552,500 |
DuBois's loan sizing saw the bucket of loans from $100,000 or less with 968 originations, totaling $52,850,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 689 | $101,965,000 | $147,990 |
60-80% | 397 | $52,585,000 | $132,456 |
20-40% | 260 | $15,380,000 | $59,154 |
40-60% | 220 | $21,360,000 | $97,091 |
Under 20% | 195 | $5,465,000 | $28,026 |
Over 100% | 9 | $2,555,000 | $283,889 |
DuBois's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 689 originations, totaling $101,965,000 in origination value.