DuBois Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Dubois averaged 6.67% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-10-31) was 6.5% and one month ago for the week of 2024-10-03, the average rate was 6%.

    Dubois's average rate one year ago was 7.84%.

    For refis of the same type during the week of 2024-11-07, the average rate was 7.29%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-07 6.79%
    Dubois 30 Year Fixed Rate 2024-11-07 6.67%
    Dubois 30 Year Fixed Rate Refi 2024-11-07 7.29%
    Dubois 15 Year Fixed Rate 2024-11-07 6.1%
    Dubois 15 Year Fixed Rate Refi 2024-11-07 6.2%
    Dubois 30 Year FHA 2024-11-07 6.16%
    Dubois 30 Year FHA Refi 2024-11-07 6.43%
    Dubois 30 Year USDA 2024-11-07 6.28%
    Dubois 30 Year USDA Refi 2024-11-07 6.48%
    Dubois 30 Year VA 2024-11-07 6.24%
    Dubois 30 Year VA Refi 2024-11-07 6.14%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DuBois, PA.

    DuBois Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DuBois, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    CNB Bank 32 6.54% $4,138
    QUICKEN LOANS, LLC 29 6.77% $6,952
    S&T Bank 27 6.43% $3,756
    First National Bank of Pennsylvania 22 6.85% $3,893
    First Commonwealth Bank 17 6.87% $5,048
    PENNSYLVANIA STATE EMPLOYEES Credit Union 14 6.23% $2,318
    DRAPER AND KRAMER MORTGAGE CORP. 9 6.78% $5,062
    PENNYMAC LOAN SERVICES, LLC 9 6.56% $5,517
    NEWREZ LLC 9 7.14% $5,110
    UNITED WHOLESALE MORTGAGE, LLC 9 6.94% $7,918
    The Huntington National Bank 7 6.80% $5,883
    Jersey Shore State Bank 5 6.60% $3,767
    Mid Penn Bank 5 6.45% $5,001
    Flagstar Bank, FSB 5 6.90% $3,625
    ZILLOW HOME LOANS, LLC 4 6.84% $7,389
    FIRST HERITAGE FINANCIAL, LLC 4 6.85% $3,957
    UNION HOME MORTGAGE CORP. 4 7.09% $8,813
    M&T Bank 4 6.69% $4,034
    PNC Bank 4 7.28% $5,935
    InFirst Bank 3 6.39% $3,390
    NAVY FEDERAL CREDIT UNION 3 6.92% $4,812
    Northwest Bank 3 6.88% $5,613
    NORWICH COMMERCIAL GROUP, INC. 3 6.79% $4,880
    The Farmers National Bank of Canfield 3 7.13% $4,368
    Truist 3 6.86% $9,523
    NEXTIER BANK, NATIONAL ASSOCIATION 3 6.58% $2,265
    Northpointe Bank 2 6.31% $13,509
    Citizens Bank 2 6.31% $6,615
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.43% $6,124
    Mr. Cooper ( Nationstar Mortgage ) 2 6.24% $9,928
    21ST MORTGAGE CORPORATION 2 9.70% $4,967
    Reliance Savings Bank 2 6.88% $2,964
    ROYAL UNITED MORTGAGE LLC 2 6.69% $6,351
    TD Bank 2 6.31% $3,869
    The Loan Store, Inc. 2 7.63% $6,076
    TIDEWATER MORTGAGE SERVICES, INC. 2 6.19% $3,633
    NASA Federal Credit Union 1 7.50% $11,184
    NATIONS DIRECT MORTGAGE, LLC 1 8.13% $4,067
    JPMorgan Chase Bank 1 8.13% $5,657
    HOMEXPRESS MORTGAGE CORP. 1 9.38% $8,657
    NEW WAVE LENDING GROUP INC 1 8.25% $9,307
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.25% $6,827
    AMERISAVE MORTGAGE CORPORATION 1 6.99% $10,817
    GUARANTEED RATE AFFINITY, LLC 1 6.13% $3,825
    EQUITY RESOURCES, INC. 1 6.25% $3,652
    Parke Bank 1 6.50% $6,914
    EQUITY NOW INC. 1 7.50% $3,610
    Discover Bank 1 8.24% $0
    Plains Commerce Bank 1 6.63% $10,799
    PLAZA HOME MORTGAGE, INC. 1 6.38% $7,285
    CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $8,262
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.38% $5,893
    Community Bank 1 7.25% $4,537
    AmeriHome Mortgage Company, LLC 1 6.88% $5,508
    Ally Bank 1 6.13% $2,773
    Clearview Federal Credit Union 1 5.59% $3,737
    STOCKTON MORTGAGE CORPORATION 1 6.75% $5,136
    USAA Federal Savings Bank 1 7.00% $3,727
    BROKER SOLUTIONS, INC. 1 6.63% $3,556
    AmeriServ Financial Bank 1 6.25% $2,559
    Wells Fargo Bank 1 6.50% $6,016
    MICHIGAN MUTUAL, INC. 1 5.88% $5,357
    MidAtlantic Farm Credit, ACA 1 7.33% $3,877
    MEMBERS 1ST FEDERAL CREDIT UNION 1 7.75% $3,141
    Mortgage Research Center, LLC 1 6.99% $3,850
    AFFORDABLE MORTGAGE ADVISORS, LLC. 1 7.50% $10,196
    LEADERONE FINANCIAL CORPORATION 1 7.75% $5,108
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.50% $5,895

    DuBois Average Closing Costs & Other Stats

    DuBois, PA's 68 lenders originated 1,326 loans during 2023. The total origination value was $155,510,000, with an average loan value of $117,278.

    DuBois's average closing costs are $4,816.

    The top DuBois lender as defined by loan originations is CNB Bank, with 32 loans originated. Their average total fees are $4,138, which is $2,813 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee DuBois lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,318), S&T Bank ($3,756), First National Bank of Pennsylvania ($3,893), CNB Bank ($4,138) and First Commonwealth Bank ($5,048).

    The lowest rate DuBois lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union (6.23%), S&T Bank (6.43%), CNB Bank (6.54%), QUICKEN LOANS, LLC (6.77%) and First National Bank of Pennsylvania (6.85%).

    DuBois, PA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    CNB Bank $51,615,000 $32,005,000 -38.0% 20.6%
    S&T Bank $13,910,000 $14,580,000 4.8% 9.4%
    QUICKEN LOANS, LLC $15,360,000 $11,290,000 -26.5% 7.3%
    First Commonwealth Bank $16,315,000 $10,690,000 -34.5% 6.9%
    Jersey Shore State Bank $6,625,000 $7,655,000 15.5% 4.9%
    PENNSYLVANIA STATE EMPLOYEES Credit Union $5,435,000 $4,830,000 -11.1% 3.1%
    First National Bank of Pennsylvania $4,745,000 $4,255,000 -10.3% 2.7%
    Mortgage Research Center, LLC $5,350,000 $4,000,000 -25.2% 2.6%
    UNITED WHOLESALE MORTGAGE, LLC $2,355,000 $3,725,000 58.2% 2.4%
    NEWREZ LLC $825,000 $3,020,000 266.1% 1.9%
    Northwest Bank $7,040,000 $3,010,000 -57.2% 1.9%
    Mid Penn Bank $4,915,000 $2,800,000 -43.0% 1.8%
    Marion Center Bank $4,480,000 $2,655,000 -40.7% 1.7%
    Reliance Savings Bank $1,885,000 $2,385,000 26.5% 1.5%
    InFirst Bank $1,665,000 $2,305,000 38.4% 1.5%
    PENNYMAC LOAN SERVICES, LLC $1,075,000 $2,080,000 93.5% 1.3%
    PNC Bank $3,110,000 $1,815,000 -41.6% 1.2%
    Citizens Bank $2,720,000 $1,795,000 -34.0% 1.2%
    The Huntington National Bank $310,000 $1,735,000 459.7% 1.1%
    UNION HOME MORTGAGE CORP. $360,000 $1,690,000 369.4% 1.1%
    Flagstar Bank, FSB $995,000 $1,610,000 61.8% 1.0%
    M&T Bank $1,590,000 $1,525,000 -4.1% 1.0%
    DRAPER AND KRAMER MORTGAGE CORP. $2,680,000 $1,510,000 -43.7% 1.0%
    Wayne Bank $475,000 $1,325,000 178.9% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,375,000 $1,290,000 -6.2% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $1,195,000 $1,090,000 -8.8% 0.7%
    AFFORDABLE MORTGAGE ADVISORS, LLC. $185,000 $1,080,000 483.8% 0.7%
    NORWICH COMMERCIAL GROUP, INC. $1,070,000 $1,055,000 -1.4% 0.7%
    NAVY FEDERAL CREDIT UNION $470,000 $1,050,000 123.4% 0.7%
    FIRST HERITAGE FINANCIAL, LLC $970,000 n/a 0.6%
    Truist $230,000 $965,000 319.6% 0.6%
    Northpointe Bank $2,030,000 $850,000 -58.1% 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,480,000 $780,000 -47.3% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $1,000,000 $775,000 -22.5% 0.5%
    The Ephrata National Bank $760,000 n/a 0.5%
    NEXTIER BANK, NATIONAL ASSOCIATION $2,000,000 $670,000 -66.5% 0.4%
    The Farmers National Bank of Canfield $55,000 $665,000 1,109.1% 0.4%
    USAA Federal Savings Bank $1,255,000 $650,000 -48.2% 0.4%
    TD Bank $630,000 n/a 0.4%
    EQUITY RESOURCES, INC. $340,000 $595,000 75.0% 0.4%
    Wells Fargo Bank $1,725,000 $580,000 -66.4% 0.4%
    BROKER SOLUTIONS, INC. $1,170,000 $570,000 -51.3% 0.4%
    MOVEMENT MORTGAGE, LLC $390,000 $540,000 38.5% 0.3%
    ZILLOW HOME LOANS, LLC $115,000 $540,000 369.6% 0.3%
    Kish Bank $1,700,000 $495,000 -70.9% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $245,000 $440,000 79.6% 0.3%
    FREEDOM MORTGAGE CORPORATION $700,000 $420,000 -40.0% 0.3%
    AmeriServ Financial Bank $730,000 $410,000 -43.8% 0.3%
    JPMorgan Chase Bank $160,000 $410,000 156.3% 0.3%
    Century Mortgage Company DBA Century Lending Company $2,530,000 $405,000 -84.0% 0.3%
    JMAC LENDING, INC. $395,000 n/a 0.3%
    MidAtlantic Farm Credit, ACA $890,000 $390,000 -56.2% 0.3%
    ROYAL UNITED MORTGAGE LLC $630,000 $390,000 -38.1% 0.3%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $55,000 $375,000 581.8% 0.2%
    GUILD MORTGAGE COMPANY $355,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $230,000 $310,000 34.8% 0.2%
    CARDINAL FINANCIAL $1,265,000 $295,000 -76.7% 0.2%
    NASA Federal Credit Union $275,000 n/a 0.2%
    UTILITIES EMPLOYEES CREDIT UNION $240,000 $270,000 12.5% 0.2%
    Plains Commerce Bank $265,000 n/a 0.2%
    LEADERONE FINANCIAL CORPORATION $125,000 $260,000 108.0% 0.2%
    AmeriHome Mortgage Company, LLC $235,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $235,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $225,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $225,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $310,000 $220,000 -29.0% 0.1%
    LOANDEPOT.COM, LLC $930,000 $220,000 -76.3% 0.1%
    FIRST ALLIANCE HOME MORTGAGE, LLC $215,000 n/a 0.1%
    TIDEWATER MORTGAGE SERVICES, INC. $340,000 $210,000 -38.2% 0.1%
    STOCKTON MORTGAGE CORPORATION $55,000 $205,000 272.7% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $240,000 $200,000 -16.7% 0.1%
    First Savings Bank $195,000 n/a 0.1%
    Altoona First Savings Bank $185,000 n/a 0.1%
    Elderton State Bank $1,380,000 $185,000 -86.6% 0.1%
    First Columbia Bank & Trust Co. $180,000 n/a 0.1%
    The Loan Store, Inc. $170,000 n/a 0.1%
    U.S. Bank $745,000 $170,000 -77.2% 0.1%
    Ally Bank $165,000 n/a 0.1%
    Community State Bank of Orbisonia $35,000 $165,000 371.4% 0.1%
    NEW WAVE LENDING GROUP INC $165,000 n/a 0.1%
    Clearview Federal Credit Union $325,000 $155,000 -52.3% 0.1%
    Fulton Bank $155,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $145,000 n/a 0.1%
    Parke Bank $145,000 n/a 0.1%
    Fifth Third Bank $135,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $125,000 n/a 0.1%
    MEMBER FIRST MORTGAGE, LLC $125,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $75,000 $115,000 53.3% 0.1%
    Community Bank $435,000 $115,000 -73.6% 0.1%
    LOANPAL, LLC $115,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $355,000 $115,000 -67.6% 0.1%
    NATIONS DIRECT MORTGAGE, LLC $115,000 n/a 0.1%
    WEST PENN FINANCIAL SERVICE CENTER, INC. $115,000 n/a 0.1%
    CONTOUR MORTGAGE CORPORATION $105,000 n/a 0.1%
    EQUITY NOW INC. $105,000 n/a 0.1%
    FLAT BRANCH MORTGAGE, INC. $105,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $105,000 n/a 0.1%
    Citadel Servicing Corporation $95,000 n/a 0.1%
    GUARANTEED RATE, INC. $715,000 $95,000 -86.7% 0.1%
    Mars Bank $95,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $695,000 $85,000 -87.8% 0.1%
    ARC Federal Credit Union $90,000 $80,000 -11.1% 0.1%
    HORIZON Federal Credit Union $120,000 $80,000 -33.3% 0.1%
    1st Summit Bank $450,000 $75,000 -83.3% 0.0%
    Bank of England $75,000 n/a 0.0%
    Union Savings Bank $75,000 n/a 0.0%
    AMERICAN FINANCIAL RESOURCES, INC. $55,000 $65,000 18.2% 0.0%
    SOUTHPOINT FINANCIAL SERVICES, INC. $65,000 n/a 0.0%
    TOP FLITE FINANCIAL, INC. $65,000 n/a 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $65,000 n/a 0.0%
    HOMESIDE FINANCIAL, LLC $175,000 $60,000 -65.7% 0.0%
    ALL REVERSE MORTGAGE, INC. $55,000 n/a 0.0%
    Discover Bank $55,000 n/a 0.0%
    GUARANTEED RATE AFFINITY, LLC $95,000 $55,000 -42.1% 0.0%
    MEMBERS 1ST FEDERAL CREDIT UNION $265,000 $50,000 -81.1% 0.0%
    Bethpage Federal Credit Union $45,000 $45,000 0.0% 0.0%
    PALCO FEDERAL CREDIT UNION $45,000 n/a 0.0%
    Coastal Community Bank $40,000 n/a 0.0%
    PLANET HOME LENDING, LLC $35,000 n/a 0.0%
    POLICE & FIRE $25,000 n/a 0.0%
    CORNING $35,000 $15,000 -57.1% 0.0%

    DuBois's top lender by overall market share is CNB Bank, with 20.6% market share. In second place, with 9.4%, is S&T Bank, having originated $14,580,000 in loans. In third place, with 7.3%, is QUICKEN LOANS, LLC, having originated $11,290,000 in loans. In fourth place, with 6.9%, is First Commonwealth Bank, having originated $10,690,000 in loans. In fifth place, with 4.9%, is Jersey Shore State Bank, having originated $7,655,000 in loans.

    DuBois Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $119,675 (6.9%) $142,664 (-4.7%) 0.00 273
    2018-02-01 $119,900 (9.4%) $145,866 (-5.9%) 0.00 259
    2018-03-01 $125,000 (13.6%) $153,715 (-0.9%) 0.00 252
    2018-04-01 $130,000 (16.6%) $158,829 (4.4%) 0.00 263
    2018-05-01 $127,950 (10.8%) $164,521 (8.2%) 0.00 278
    2018-06-01 $125,000 (4.3%) $157,459 (0.8%) 0.00 291
    2018-07-01 $119,925 (0.0%) $156,586 (1.6%) 0.00 292
    2018-08-01 $119,900 (-0.7%) $153,710 (4.9%) 0.00 283
    2018-09-01 $118,500 (-5.1%) $154,802 (3.5%) 0.00 285
    2018-10-01 $117,500 (-4.7%) $152,599 (2.5%) 0.00 287
    2018-11-01 $118,500 (-4.5%) $155,182 (6.0%) 0.00 294
    2018-12-01 $105,000 (-12.5%) $150,811 (3.5%) 0.00 271
    2019-01-01 $100,550 (-16.0%) $148,147 (3.8%) 0.00 242
    2019-02-01 $102,450 (-14.6%) $146,765 (0.6%) 0.00 224
    2019-03-01 $107,143 (-14.3%) $153,416 (-0.2%) 0.00 230
    2019-04-01 $109,643 (-15.7%) $159,222 (0.3%) 0.00 238
    2019-05-01 $108,950 (-14.9%) $158,325 (-3.8%) 0.00 238
    2019-06-01 $114,900 (-8.1%) $161,370 (2.5%) 0.00 238
    2019-07-01 $120,000 (0.1%) $168,481 (7.6%) 0.00 255
    2019-08-01 $119,850 (0.0%) $171,578 (11.6%) 0.00 263
    2019-09-01 $119,625 (1.0%) $176,531 (14.0%) 0.00 261
    2019-10-01 $119,700 (1.9%) $179,700 (17.8%) 0.00 258
    2019-11-01 $119,900 (1.2%) $175,493 (13.1%) 0.00 250
    2019-12-01 $118,100 (12.5%) $173,572 (15.1%) 0.00 237
    2020-01-01 $119,900 (19.2%) $178,958 (20.8%) 0.00 222
    2020-02-01 $113,000 (10.3%) $177,583 (21.0%) 0.00 217
    2020-03-01 $119,450 (11.5%) $165,949 (8.2%) 0.00 209
    2020-04-01 $119,425 (8.9%) $159,813 (0.4%) 0.00 190
    2020-05-01 $119,950 (10.1%) $159,459 (0.7%) 0.00 188
    2020-06-01 $119,900 (4.4%) $152,410 (-5.6%) 0.00 186
    2020-07-01 $129,900 (8.3%) $169,929 (0.9%) 0.00 172
    2020-08-01 $120,000 (0.1%) $167,696 (-2.3%) 0.00 154
    2020-09-01 $129,900 (8.6%) $183,106 (3.7%) 0.00 149
    2020-10-01 $139,900 (16.9%) $200,067 (11.3%) 0.00 148
    2020-11-01 $125,000 (4.3%) $196,780 (12.1%) 0.00 142
    2020-12-01 $127,225 (7.7%) $190,865 (10.0%) 0.00 142
    2021-01-01 $120,000 (0.1%) $183,270 (2.4%) 0.00 138
    2021-02-01 $124,950 (10.6%) $193,452 (8.9%) 0.00 124
    2021-03-01 $122,475 (2.5%) $193,645 (16.7%) 0.00 111
    2021-04-01 $126,225 (5.7%) $192,910 (20.7%) 0.00 105
    2021-05-01 $109,000 (-9.1%) $199,779 (25.3%) 0.00 106
    2021-06-01 $125,950 (5.1%) $214,864 (41.0%) 0.00 105
    2021-07-01 $131,450 (1.2%) $221,062 (30.1%) 0.00 107
    2021-08-01 $132,800 (10.7%) $238,275 (42.1%) 0.00 121
    2021-09-01 $125,550 (-3.4%) $233,278 (27.4%) 0.00 133
    2021-10-01 $133,000 (-4.9%) $254,101 (27.0%) 0.00 130
    2021-11-01 $140,450 (12.4%) $261,707 (33.0%) 0.00 128
    2021-12-01 $128,375 (0.9%) $255,618 (33.9%) 0.00 116
    2022-01-01 $124,900 (4.1%) $239,560 (30.7%) 0.00 108
    2022-02-01 $120,850 (-3.3%) $241,799 (25.0%) 0.00 96
    2022-03-01 $139,500 (13.9%) $272,316 (40.6%) 0.00 90
    2022-04-01 $155,950 (23.6%) $243,372 (26.2%) 0.00 89
    2022-05-01 $146,200 (34.1%) $232,046 (16.2%) 0.00 92
    2022-06-01 $148,725 (18.1%) $228,750 (6.5%) 0.00 106
    2022-07-01 $158,900 (20.9%) $235,808 (6.7%) 0.00 114
    2022-08-01 $159,150 (19.8%) $230,786 (-3.1%) 0.00 122
    2022-09-01 $149,200 (18.8%) $237,671 (1.9%) 0.00 124
    2022-10-01 $141,000 (6.0%) $229,730 (-9.6%) 0.00 126
    2022-11-01 $146,250 (4.1%) $244,292 (-6.7%) 0.00 128
    2022-12-01 $144,000 (12.2%) $252,870 (-1.1%) 0.00 114
    2023-01-01 $147,725 (18.3%) $253,930 (6.0%) 0.00 105
    2023-02-01 $143,200 (18.5%) $257,508 (6.5%) 0.00 105
    2023-03-01 $158,750 (13.8%) $270,143 (-0.8%) 0.00 101
    2023-04-01 $152,000 (-2.5%) $267,613 (10.0%) 0.00 94
    2023-05-01 $152,475 (4.3%) $258,990 (11.6%) 0.00 84
    2023-06-01 $153,175 (3.0%) $247,033 (8.0%) 0.00 87
    2023-07-01 $167,400 (5.4%) $266,753 (13.1%) 0.00 103
    2023-08-01 $149,950 (-5.8%) $247,687 (7.3%) 0.00 108
    2023-09-01 $152,450 (2.2%) $255,257 (7.4%) 0.00 112
    2023-10-01 $158,650 (12.5%) $254,272 (10.7%) 0.00 116
    2023-11-01 $146,575 (0.2%) $230,632 (-5.6%) 0.00 116
    2023-12-01 $140,500 (-2.4%) $239,684 (-5.2%) 0.00 107
    2024-01-01 $141,850 (-4.0%) $241,520 (-4.9%) 0.00 98
    2024-02-01 $147,175 (2.8%) $250,055 (-2.9%) 0.00 90
    2024-03-01 $162,500 (2.4%) $275,887 (2.1%) 0.00 95
    2024-04-01 $177,950 (17.1%) $296,778 (10.9%) 0.00 92
    2024-05-01 $176,000 (15.4%) $291,567 (12.6%) 0.00 95
    2024-06-01 $194,250 (26.8%) $287,720 (16.5%) 0.00 107
    2024-07-01 $199,950 (19.4%) $286,382 (7.4%) 0.00 123
    2024-08-01 $180,000 (20.0%) $273,930 (10.6%) 0.00 140
    2024-09-01 $184,900 (21.3%) $268,967 (5.4%) 0.00 140
    2024-10-01 $170,975 (7.8%) $241,594 (-5.0%) 0.00 142
    DuBois's median listing price for 2024-10-01 was $170,975, a difference of $12,325 (7.8%) versus the prior year and $-13,925 versus the prior month.

    DuBois's median listing price comes in at 0% of the national average.

    DuBois's average listing price for 2024-10-01 was $241,594, a difference of $-12,678 (-5.0%) versus the prior year and $-27,373 versus the prior month.

    For the 2024-10-01 period, DuBois had 142 MLS listings, a difference of 2 listings (1%) versus the prior month and 26 listings (22%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,746 sqft
    2018-02-01 0 days 1,735 sqft
    2018-03-01 0 days 1,816 sqft
    2018-04-01 0 days 1,843 sqft
    2018-05-01 0 days 1,825 sqft
    2018-06-01 0 days 1,800 sqft
    2018-07-01 0 days 1,819 sqft
    2018-08-01 0 days 1,821 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,778 sqft
    2018-11-01 0 days 1,727 sqft
    2018-12-01 0 days 1,696 sqft
    2019-01-01 0 days 1,658 sqft
    2019-02-01 0 days 1,658 sqft
    2019-03-01 0 days 1,706 sqft
    2019-04-01 0 days 1,746 sqft
    2019-05-01 0 days 1,680 sqft
    2019-06-01 0 days 1,705 sqft
    2019-07-01 0 days 1,720 sqft
    2019-08-01 0 days 1,733 sqft
    2019-09-01 0 days 1,731 sqft
    2019-10-01 0 days 1,723 sqft
    2019-11-01 0 days 1,664 sqft
    2019-12-01 0 days 1,655 sqft
    2020-01-01 0 days 1,657 sqft
    2020-02-01 0 days 1,662 sqft
    2020-03-01 0 days 1,656 sqft
    2020-04-01 0 days 1,663 sqft
    2020-05-01 0 days 1,688 sqft
    2020-06-01 0 days 1,714 sqft
    2020-07-01 0 days 1,752 sqft
    2020-08-01 0 days 1,664 sqft
    2020-09-01 0 days 1,676 sqft
    2020-10-01 0 days 1,696 sqft
    2020-11-01 0 days 1,605 sqft
    2020-12-01 0 days 1,576 sqft
    2021-01-01 0 days 1,536 sqft
    2021-02-01 0 days 1,581 sqft
    2021-03-01 0 days 1,558 sqft
    2021-04-01 0 days 1,572 sqft
    2021-05-01 0 days 1,506 sqft
    2021-06-01 0 days 1,643 sqft
    2021-07-01 0 days 1,650 sqft
    2021-08-01 0 days 1,680 sqft
    2021-09-01 0 days 1,669 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,842 sqft
    2021-12-01 0 days 1,725 sqft
    2022-01-01 0 days 1,613 sqft
    2022-02-01 0 days 1,602 sqft
    2022-03-01 0 days 1,650 sqft
    2022-04-01 0 days 1,755 sqft
    2022-05-01 0 days 1,551 sqft
    2022-06-01 0 days 1,539 sqft
    2022-07-01 0 days 1,721 sqft
    2022-08-01 0 days 1,684 sqft
    2022-09-01 0 days 1,661 sqft
    2022-10-01 0 days 1,578 sqft
    2022-11-01 0 days 1,679 sqft
    2022-12-01 0 days 1,732 sqft
    2023-01-01 0 days 1,659 sqft
    2023-02-01 0 days 1,668 sqft
    2023-03-01 0 days 1,686 sqft
    2023-04-01 0 days 1,645 sqft
    2023-05-01 0 days 1,624 sqft
    2023-06-01 0 days 1,668 sqft
    2023-07-01 0 days 1,754 sqft
    2023-08-01 0 days 1,619 sqft
    2023-09-01 0 days 1,636 sqft
    2023-10-01 0 days 1,754 sqft
    2023-11-01 0 days 1,534 sqft
    2023-12-01 0 days 1,581 sqft
    2024-01-01 0 days 1,568 sqft
    2024-02-01 0 days 1,740 sqft
    2024-03-01 0 days 1,800 sqft
    2024-04-01 0 days 1,832 sqft
    2024-05-01 0 days 1,832 sqft
    2024-06-01 0 days 1,848 sqft
    2024-07-01 0 days 1,718 sqft
    2024-08-01 0 days 1,742 sqft
    2024-09-01 0 days 1,751 sqft
    2024-10-01 0 days 1,715 sqft
    DuBois's median listing age (time on market) for 2024-10-01 was 0 days.

    DuBois's median square footage for active listings during the 2024-10-01 period was 1,715 sqft. One year prior, the average listing was 1,754 sqft.

    DuBois, PA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 655 $101,055,000 $154,282
    Home Improvement 276 $17,900,000 $64,855
    Refi 163 $17,475,000 $107,209
    Other 151 $8,895,000 $58,907
    Cash Out Refi 81 $10,185,000 $125,741

    Dubois's most frequently cited loan purpose was Home Purchase, with 655 originations. The 2nd most popular reason was Home Improvement, with 276 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 476 $68,100,000 $143,067
    7-8% 349 $42,455,000 $121,648
    5-6% 230 $26,390,000 $114,739
    Over 8% 179 $11,995,000 $67,011
    <2.5% 17 $125,000 $7,353
    4-5% 16 $1,290,000 $80,625
    3-4% 13 $665,000 $51,154
    2.5-3% 6 $500,000 $83,333

    During 2023, Dubois's most frequently originated rate bucket was 6-7%, with 476 originations.

    Loan Sizing (DuBois, PA MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 741 $39,285,000 $53,016
    $100k-200k 396 $55,210,000 $139,419
    $200k-400k 159 $42,395,000 $266,635
    $400k-600k 21 $10,285,000 $489,762
    $600k-1000k 6 $3,960,000 $660,000
    $Over $1MM 3 $4,375,000 $1,458,333

    DuBois's loan sizing saw the bucket of loans from $100,000 or less with 741 originations, totaling $39,285,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 487 $79,725,000 $163,706
    60-80% 269 $38,615,000 $143,550
    20-40% 221 $12,355,000 $55,905
    Under 20% 166 $5,150,000 $31,024
    40-60% 135 $12,815,000 $94,926
    Over 100% 7 $2,465,000 $352,143

    DuBois's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 487 originations, totaling $79,725,000 in origination value.