DuBois Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dubois averaged 6.86% for the week of 2024-04-11, compared to the national average of 6.88% for the same period.

The average rate for the prior week (2024-04-04) was 6.8% and one month ago for the week of 2024-03-07, the average rate was 6.96%.

Dubois's average rate one year ago was 6.06%.

For refis of the same type during the week of 2024-04-11, the average rate was 6.98%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-04-11 6.88%
Dubois 30 Year Fixed Rate 2024-04-11 6.86%
Dubois 30 Year Fixed Rate Refi 2024-04-11 6.98%
Dubois 15 Year Fixed Rate 2024-04-11 6.16%
Dubois 15 Year Fixed Rate Refi 2024-04-11 6.56%
Dubois 30 Year FHA 2024-04-11 6.57%
Dubois 30 Year FHA Refi 2024-04-11 6.94%
Dubois 30 Year USDA 2024-04-11 6.61%
Dubois 30 Year USDA Refi 2024-04-11 6.61%
Dubois 30 Year VA 2024-04-11 6.67%
Dubois 30 Year VA Refi 2024-04-11 6.77%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DuBois, PA.

DuBois Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DuBois, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
CNB Bank 32 6.54% $4,138
QUICKEN LOANS, LLC 29 6.77% $6,952
S&T Bank 27 6.43% $3,756
First National Bank of Pennsylvania 22 6.85% $3,893
First Commonwealth Bank 17 6.87% $5,048
PENNSYLVANIA STATE EMPLOYEES Credit Union 14 6.23% $2,318
DRAPER AND KRAMER MORTGAGE CORP. 9 6.78% $5,062
PENNYMAC LOAN SERVICES, LLC 9 6.56% $5,517
NEWREZ LLC 9 7.14% $5,110
UNITED WHOLESALE MORTGAGE, LLC 9 6.94% $7,918
The Huntington National Bank 7 6.80% $5,883
Jersey Shore State Bank 5 6.60% $3,767
Mid Penn Bank 5 6.45% $5,001
Flagstar Bank, FSB 5 6.90% $3,625
ZILLOW HOME LOANS, LLC 4 6.84% $7,389
FIRST HERITAGE FINANCIAL, LLC 4 6.85% $3,957
UNION HOME MORTGAGE CORP. 4 7.09% $8,813
M&T Bank 4 6.69% $4,034
PNC Bank 4 7.28% $5,935
InFirst Bank 3 6.39% $3,390
NAVY FEDERAL CREDIT UNION 3 6.92% $4,812
Northwest Bank 3 6.88% $5,613
NORWICH COMMERCIAL GROUP, INC. 3 6.79% $4,880
The Farmers National Bank of Canfield 3 7.13% $4,368
Truist 3 6.86% $9,523
NEXTIER BANK, NATIONAL ASSOCIATION 3 6.58% $2,265
Northpointe Bank 2 6.31% $13,509
Citizens Bank 2 6.31% $6,615
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.43% $6,124
Mr. Cooper ( Nationstar Mortgage ) 2 6.24% $9,928
21ST MORTGAGE CORPORATION 2 9.70% $4,967
Reliance Savings Bank 2 6.88% $2,964
ROYAL UNITED MORTGAGE LLC 2 6.69% $6,351
TD Bank 2 6.31% $3,869
The Loan Store, Inc. 2 7.63% $6,076
TIDEWATER MORTGAGE SERVICES, INC. 2 6.19% $3,633
NASA Federal Credit Union 1 7.50% $11,184
NATIONS DIRECT MORTGAGE, LLC 1 8.13% $4,067
JPMorgan Chase Bank 1 8.13% $5,657
HOMEXPRESS MORTGAGE CORP. 1 9.38% $8,657
NEW WAVE LENDING GROUP INC 1 8.25% $9,307
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.25% $6,827
AMERISAVE MORTGAGE CORPORATION 1 6.99% $10,817
GUARANTEED RATE AFFINITY, LLC 1 6.13% $3,825
EQUITY RESOURCES, INC. 1 6.25% $3,652
Parke Bank 1 6.50% $6,914
EQUITY NOW INC. 1 7.50% $3,610
Discover Bank 1 8.24% $0
Plains Commerce Bank 1 6.63% $10,799
PLAZA HOME MORTGAGE, INC. 1 6.38% $7,285
CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $8,262
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.38% $5,893
Community Bank 1 7.25% $4,537
AmeriHome Mortgage Company, LLC 1 6.88% $5,508
Ally Bank 1 6.13% $2,773
Clearview Federal Credit Union 1 5.59% $3,737
STOCKTON MORTGAGE CORPORATION 1 6.75% $5,136
USAA Federal Savings Bank 1 7.00% $3,727
BROKER SOLUTIONS, INC. 1 6.63% $3,556
AmeriServ Financial Bank 1 6.25% $2,559
Wells Fargo Bank 1 6.50% $6,016
MICHIGAN MUTUAL, INC. 1 5.88% $5,357
MidAtlantic Farm Credit, ACA 1 7.33% $3,877
MEMBERS 1ST FEDERAL CREDIT UNION 1 7.75% $3,141
Mortgage Research Center, LLC 1 6.99% $3,850
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 7.50% $10,196
LEADERONE FINANCIAL CORPORATION 1 7.75% $5,108
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.50% $5,895

DuBois Average Closing Costs & Other Stats

DuBois, PA's 68 lenders originated 1,326 loans during 2023. The total origination value was $155,510,000, with an average loan value of $117,278.

DuBois's average closing costs are $4,816.

The top DuBois lender as defined by loan originations is CNB Bank, with 32 loans originated. Their average total fees are $4,138, which is $2,813 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee DuBois lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,318), S&T Bank ($3,756), First National Bank of Pennsylvania ($3,893), CNB Bank ($4,138) and First Commonwealth Bank ($5,048).

The lowest rate DuBois lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union (6.23%), S&T Bank (6.43%), CNB Bank (6.54%), QUICKEN LOANS, LLC (6.77%) and First National Bank of Pennsylvania (6.85%).

DuBois, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
CNB Bank $51,615,000 $32,005,000 -38.0% 20.6%
S&T Bank $13,910,000 $14,580,000 4.8% 9.4%
QUICKEN LOANS, LLC $15,360,000 $11,290,000 -26.5% 7.3%
First Commonwealth Bank $16,315,000 $10,690,000 -34.5% 6.9%
Jersey Shore State Bank $6,625,000 $7,655,000 15.5% 4.9%
PENNSYLVANIA STATE EMPLOYEES Credit Union $5,435,000 $4,830,000 -11.1% 3.1%
First National Bank of Pennsylvania $4,745,000 $4,255,000 -10.3% 2.7%
Mortgage Research Center, LLC $5,350,000 $4,000,000 -25.2% 2.6%
UNITED WHOLESALE MORTGAGE, LLC $2,355,000 $3,725,000 58.2% 2.4%
NEWREZ LLC $825,000 $3,020,000 266.1% 1.9%
Northwest Bank $7,040,000 $3,010,000 -57.2% 1.9%
Mid Penn Bank $4,915,000 $2,800,000 -43.0% 1.8%
Marion Center Bank $4,480,000 $2,655,000 -40.7% 1.7%
Reliance Savings Bank $1,885,000 $2,385,000 26.5% 1.5%
InFirst Bank $1,665,000 $2,305,000 38.4% 1.5%
PENNYMAC LOAN SERVICES, LLC $1,075,000 $2,080,000 93.5% 1.3%
PNC Bank $3,110,000 $1,815,000 -41.6% 1.2%
Citizens Bank $2,720,000 $1,795,000 -34.0% 1.2%
The Huntington National Bank $310,000 $1,735,000 459.7% 1.1%
UNION HOME MORTGAGE CORP. $360,000 $1,690,000 369.4% 1.1%
Flagstar Bank, FSB $995,000 $1,610,000 61.8% 1.0%
M&T Bank $1,590,000 $1,525,000 -4.1% 1.0%
DRAPER AND KRAMER MORTGAGE CORP. $2,680,000 $1,510,000 -43.7% 1.0%
Wayne Bank $475,000 $1,325,000 178.9% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,375,000 $1,290,000 -6.2% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $1,195,000 $1,090,000 -8.8% 0.7%
AFFORDABLE MORTGAGE ADVISORS, LLC. $185,000 $1,080,000 483.8% 0.7%
NORWICH COMMERCIAL GROUP, INC. $1,070,000 $1,055,000 -1.4% 0.7%
NAVY FEDERAL CREDIT UNION $470,000 $1,050,000 123.4% 0.7%
FIRST HERITAGE FINANCIAL, LLC $970,000 n/a 0.6%
Truist $230,000 $965,000 319.6% 0.6%
Northpointe Bank $2,030,000 $850,000 -58.1% 0.5%
AMERISAVE MORTGAGE CORPORATION $1,480,000 $780,000 -47.3% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $1,000,000 $775,000 -22.5% 0.5%
The Ephrata National Bank $760,000 n/a 0.5%
NEXTIER BANK, NATIONAL ASSOCIATION $2,000,000 $670,000 -66.5% 0.4%
The Farmers National Bank of Canfield $55,000 $665,000 1,109.1% 0.4%
USAA Federal Savings Bank $1,255,000 $650,000 -48.2% 0.4%
TD Bank $630,000 n/a 0.4%
EQUITY RESOURCES, INC. $340,000 $595,000 75.0% 0.4%
Wells Fargo Bank $1,725,000 $580,000 -66.4% 0.4%
BROKER SOLUTIONS, INC. $1,170,000 $570,000 -51.3% 0.4%
MOVEMENT MORTGAGE, LLC $390,000 $540,000 38.5% 0.3%
ZILLOW HOME LOANS, LLC $115,000 $540,000 369.6% 0.3%
Kish Bank $1,700,000 $495,000 -70.9% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $245,000 $440,000 79.6% 0.3%
FREEDOM MORTGAGE CORPORATION $700,000 $420,000 -40.0% 0.3%
AmeriServ Financial Bank $730,000 $410,000 -43.8% 0.3%
JPMorgan Chase Bank $160,000 $410,000 156.3% 0.3%
Century Mortgage Company DBA Century Lending Company $2,530,000 $405,000 -84.0% 0.3%
JMAC LENDING, INC. $395,000 n/a 0.3%
MidAtlantic Farm Credit, ACA $890,000 $390,000 -56.2% 0.3%
ROYAL UNITED MORTGAGE LLC $630,000 $390,000 -38.1% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $55,000 $375,000 581.8% 0.2%
GUILD MORTGAGE COMPANY $355,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $230,000 $310,000 34.8% 0.2%
CARDINAL FINANCIAL $1,265,000 $295,000 -76.7% 0.2%
NASA Federal Credit Union $275,000 n/a 0.2%
UTILITIES EMPLOYEES CREDIT UNION $240,000 $270,000 12.5% 0.2%
Plains Commerce Bank $265,000 n/a 0.2%
LEADERONE FINANCIAL CORPORATION $125,000 $260,000 108.0% 0.2%
AmeriHome Mortgage Company, LLC $235,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $235,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $225,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $225,000 n/a 0.1%
21ST MORTGAGE CORPORATION $310,000 $220,000 -29.0% 0.1%
LOANDEPOT.COM, LLC $930,000 $220,000 -76.3% 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $215,000 n/a 0.1%
TIDEWATER MORTGAGE SERVICES, INC. $340,000 $210,000 -38.2% 0.1%
STOCKTON MORTGAGE CORPORATION $55,000 $205,000 272.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $240,000 $200,000 -16.7% 0.1%
First Savings Bank $195,000 n/a 0.1%
Altoona First Savings Bank $185,000 n/a 0.1%
Elderton State Bank $1,380,000 $185,000 -86.6% 0.1%
First Columbia Bank & Trust Co. $180,000 n/a 0.1%
The Loan Store, Inc. $170,000 n/a 0.1%
U.S. Bank $745,000 $170,000 -77.2% 0.1%
Ally Bank $165,000 n/a 0.1%
Community State Bank of Orbisonia $35,000 $165,000 371.4% 0.1%
NEW WAVE LENDING GROUP INC $165,000 n/a 0.1%
Clearview Federal Credit Union $325,000 $155,000 -52.3% 0.1%
Fulton Bank $155,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $145,000 n/a 0.1%
Parke Bank $145,000 n/a 0.1%
Fifth Third Bank $135,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $125,000 n/a 0.1%
MEMBER FIRST MORTGAGE, LLC $125,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $75,000 $115,000 53.3% 0.1%
Community Bank $435,000 $115,000 -73.6% 0.1%
LOANPAL, LLC $115,000 n/a 0.1%
MICHIGAN MUTUAL, INC. $355,000 $115,000 -67.6% 0.1%
NATIONS DIRECT MORTGAGE, LLC $115,000 n/a 0.1%
WEST PENN FINANCIAL SERVICE CENTER, INC. $115,000 n/a 0.1%
CONTOUR MORTGAGE CORPORATION $105,000 n/a 0.1%
EQUITY NOW INC. $105,000 n/a 0.1%
FLAT BRANCH MORTGAGE, INC. $105,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $105,000 n/a 0.1%
Citadel Servicing Corporation $95,000 n/a 0.1%
GUARANTEED RATE, INC. $715,000 $95,000 -86.7% 0.1%
Mars Bank $95,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $695,000 $85,000 -87.8% 0.1%
ARC Federal Credit Union $90,000 $80,000 -11.1% 0.1%
HORIZON Federal Credit Union $120,000 $80,000 -33.3% 0.1%
1st Summit Bank $450,000 $75,000 -83.3% 0.0%
Bank of England $75,000 n/a 0.0%
Union Savings Bank $75,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $55,000 $65,000 18.2% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $65,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $65,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $65,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $175,000 $60,000 -65.7% 0.0%
ALL REVERSE MORTGAGE, INC. $55,000 n/a 0.0%
Discover Bank $55,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $95,000 $55,000 -42.1% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $265,000 $50,000 -81.1% 0.0%
Bethpage Federal Credit Union $45,000 $45,000 0.0% 0.0%
PALCO FEDERAL CREDIT UNION $45,000 n/a 0.0%
Coastal Community Bank $40,000 n/a 0.0%
PLANET HOME LENDING, LLC $35,000 n/a 0.0%
POLICE & FIRE $25,000 n/a 0.0%
CORNING $35,000 $15,000 -57.1% 0.0%

DuBois's top lender by overall market share is CNB Bank, with 20.6% market share. In second place, with 9.4%, is S&T Bank, having originated $14,580,000 in loans. In third place, with 7.3%, is QUICKEN LOANS, LLC, having originated $11,290,000 in loans. In fourth place, with 6.9%, is First Commonwealth Bank, having originated $10,690,000 in loans. In fifth place, with 4.9%, is Jersey Shore State Bank, having originated $7,655,000 in loans.


DuBois Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $119,675 (6.9%) $142,664 (-4.7%) 0.00 273
2018-02-01 $119,900 (9.4%) $145,866 (-5.9%) 0.00 259
2018-03-01 $125,000 (13.6%) $153,715 (-0.9%) 0.00 252
2018-04-01 $130,000 (16.6%) $158,829 (4.4%) 0.00 263
2018-05-01 $127,950 (10.8%) $164,521 (8.2%) 0.00 278
2018-06-01 $125,000 (4.3%) $157,459 (0.8%) 0.00 291
2018-07-01 $119,925 (0.0%) $156,586 (1.6%) 0.00 292
2018-08-01 $119,900 (-0.7%) $153,710 (4.9%) 0.00 283
2018-09-01 $118,500 (-5.1%) $154,802 (3.5%) 0.00 285
2018-10-01 $117,500 (-4.7%) $152,599 (2.5%) 0.00 287
2018-11-01 $118,500 (-4.5%) $155,182 (6.0%) 0.00 294
2018-12-01 $105,000 (-12.5%) $150,811 (3.5%) 0.00 271
2019-01-01 $100,550 (-16.0%) $148,147 (3.8%) 0.00 242
2019-02-01 $102,450 (-14.6%) $146,765 (0.6%) 0.00 224
2019-03-01 $107,143 (-14.3%) $153,416 (-0.2%) 0.00 230
2019-04-01 $109,643 (-15.7%) $159,222 (0.3%) 0.00 238
2019-05-01 $108,950 (-14.9%) $158,325 (-3.8%) 0.00 238
2019-06-01 $114,900 (-8.1%) $161,370 (2.5%) 0.00 238
2019-07-01 $120,000 (0.1%) $168,481 (7.6%) 0.00 255
2019-08-01 $119,850 (0.0%) $171,578 (11.6%) 0.00 263
2019-09-01 $119,625 (1.0%) $176,531 (14.0%) 0.00 261
2019-10-01 $119,700 (1.9%) $179,700 (17.8%) 0.00 258
2019-11-01 $119,900 (1.2%) $175,493 (13.1%) 0.00 250
2019-12-01 $118,100 (12.5%) $173,572 (15.1%) 0.00 237
2020-01-01 $119,900 (19.2%) $178,958 (20.8%) 0.00 222
2020-02-01 $113,000 (10.3%) $177,583 (21.0%) 0.00 217
2020-03-01 $119,450 (11.5%) $165,949 (8.2%) 0.00 209
2020-04-01 $119,425 (8.9%) $159,813 (0.4%) 0.00 190
2020-05-01 $119,950 (10.1%) $159,459 (0.7%) 0.00 188
2020-06-01 $119,900 (4.4%) $152,410 (-5.6%) 0.00 186
2020-07-01 $129,900 (8.3%) $169,929 (0.9%) 0.00 172
2020-08-01 $120,000 (0.1%) $167,696 (-2.3%) 0.00 154
2020-09-01 $129,900 (8.6%) $183,106 (3.7%) 0.00 149
2020-10-01 $139,900 (16.9%) $200,067 (11.3%) 0.00 148
2020-11-01 $125,000 (4.3%) $196,780 (12.1%) 0.00 142
2020-12-01 $127,225 (7.7%) $190,865 (10.0%) 0.00 142
2021-01-01 $120,000 (0.1%) $183,270 (2.4%) 0.00 138
2021-02-01 $124,950 (10.6%) $193,452 (8.9%) 0.00 124
2021-03-01 $122,475 (2.5%) $193,645 (16.7%) 0.00 111
2021-04-01 $126,225 (5.7%) $192,910 (20.7%) 0.00 105
2021-05-01 $109,000 (-9.1%) $199,779 (25.3%) 0.00 106
2021-06-01 $125,950 (5.1%) $214,864 (41.0%) 0.00 105
2021-07-01 $131,450 (1.2%) $221,062 (30.1%) 0.00 107
2021-08-01 $132,800 (10.7%) $238,275 (42.1%) 0.00 121
2021-09-01 $125,550 (-3.4%) $233,278 (27.4%) 0.00 133
2021-10-01 $133,000 (-4.9%) $254,101 (27.0%) 0.00 130
2021-11-01 $140,450 (12.4%) $261,707 (33.0%) 0.00 128
2021-12-01 $128,375 (0.9%) $255,618 (33.9%) 0.00 116
2022-01-01 $124,900 (4.1%) $239,560 (30.7%) 0.00 108
2022-02-01 $120,850 (-3.3%) $241,799 (25.0%) 0.00 96
2022-03-01 $139,500 (13.9%) $272,316 (40.6%) 0.00 90
2022-04-01 $155,950 (23.6%) $243,372 (26.2%) 0.00 89
2022-05-01 $146,200 (34.1%) $232,046 (16.2%) 0.00 92
2022-06-01 $148,725 (18.1%) $228,750 (6.5%) 0.00 106
2022-07-01 $158,900 (20.9%) $235,808 (6.7%) 0.00 114
2022-08-01 $159,150 (19.8%) $230,786 (-3.1%) 0.00 122
2022-09-01 $149,200 (18.8%) $237,671 (1.9%) 0.00 124
2022-10-01 $141,000 (6.0%) $229,730 (-9.6%) 0.00 126
2022-11-01 $146,250 (4.1%) $244,292 (-6.7%) 0.00 128
2022-12-01 $144,000 (12.2%) $252,870 (-1.1%) 0.00 114
2023-01-01 $147,725 (18.3%) $253,930 (6.0%) 0.00 105
2023-02-01 $143,200 (18.5%) $257,508 (6.5%) 0.00 105
2023-03-01 $158,750 (13.8%) $270,143 (-0.8%) 0.00 101
2023-04-01 $152,000 (-2.5%) $267,613 (10.0%) 0.00 94
2023-05-01 $152,475 (4.3%) $258,990 (11.6%) 0.00 84
2023-06-01 $153,175 (3.0%) $247,033 (8.0%) 0.00 87
2023-07-01 $167,400 (5.4%) $266,753 (13.1%) 0.00 103
2023-08-01 $149,950 (-5.8%) $247,687 (7.3%) 0.00 108
2023-09-01 $152,450 (2.2%) $255,257 (7.4%) 0.00 112
2023-10-01 $158,650 (12.5%) $254,272 (10.7%) 0.00 116
2023-11-01 $146,575 (0.2%) $230,632 (-5.6%) 0.00 116
2023-12-01 $140,500 (-2.4%) $239,684 (-5.2%) 0.00 107
2024-01-01 $141,850 (-4.0%) $241,520 (-4.9%) 0.00 98
2024-02-01 $147,175 (2.8%) $250,055 (-2.9%) 0.00 90
2024-03-01 $162,500 (2.4%) $275,887 (2.1%) 0.00 95
DuBois's median listing price for 2024-03-01 was $162,500, a difference of $3,750 (2.4%) versus the prior year and $15,325 versus the prior month.

DuBois's median listing price comes in at 0% of the national average.

DuBois's average listing price for 2024-03-01 was $275,887, a difference of $5,744 (2.1%) versus the prior year and $25,832 versus the prior month.

For the 2024-03-01 period, DuBois had 95 MLS listings, a difference of 5 listings (6%) versus the prior month and -6 listings (-6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,746 sqft
2018-02-01 0 days 1,735 sqft
2018-03-01 0 days 1,816 sqft
2018-04-01 0 days 1,843 sqft
2018-05-01 0 days 1,825 sqft
2018-06-01 0 days 1,800 sqft
2018-07-01 0 days 1,819 sqft
2018-08-01 0 days 1,821 sqft
2018-09-01 0 days 1,800 sqft
2018-10-01 0 days 1,778 sqft
2018-11-01 0 days 1,727 sqft
2018-12-01 0 days 1,696 sqft
2019-01-01 0 days 1,658 sqft
2019-02-01 0 days 1,658 sqft
2019-03-01 0 days 1,706 sqft
2019-04-01 0 days 1,746 sqft
2019-05-01 0 days 1,680 sqft
2019-06-01 0 days 1,705 sqft
2019-07-01 0 days 1,720 sqft
2019-08-01 0 days 1,733 sqft
2019-09-01 0 days 1,731 sqft
2019-10-01 0 days 1,723 sqft
2019-11-01 0 days 1,664 sqft
2019-12-01 0 days 1,655 sqft
2020-01-01 0 days 1,657 sqft
2020-02-01 0 days 1,662 sqft
2020-03-01 0 days 1,656 sqft
2020-04-01 0 days 1,663 sqft
2020-05-01 0 days 1,688 sqft
2020-06-01 0 days 1,714 sqft
2020-07-01 0 days 1,752 sqft
2020-08-01 0 days 1,664 sqft
2020-09-01 0 days 1,676 sqft
2020-10-01 0 days 1,696 sqft
2020-11-01 0 days 1,605 sqft
2020-12-01 0 days 1,576 sqft
2021-01-01 0 days 1,536 sqft
2021-02-01 0 days 1,581 sqft
2021-03-01 0 days 1,558 sqft
2021-04-01 0 days 1,572 sqft
2021-05-01 0 days 1,506 sqft
2021-06-01 0 days 1,643 sqft
2021-07-01 0 days 1,650 sqft
2021-08-01 0 days 1,680 sqft
2021-09-01 0 days 1,669 sqft
2021-10-01 0 days 1,800 sqft
2021-11-01 0 days 1,842 sqft
2021-12-01 0 days 1,725 sqft
2022-01-01 0 days 1,613 sqft
2022-02-01 0 days 1,602 sqft
2022-03-01 0 days 1,650 sqft
2022-04-01 0 days 1,755 sqft
2022-05-01 0 days 1,551 sqft
2022-06-01 0 days 1,539 sqft
2022-07-01 0 days 1,721 sqft
2022-08-01 0 days 1,684 sqft
2022-09-01 0 days 1,661 sqft
2022-10-01 0 days 1,578 sqft
2022-11-01 0 days 1,679 sqft
2022-12-01 0 days 1,732 sqft
2023-01-01 0 days 1,659 sqft
2023-02-01 0 days 1,668 sqft
2023-03-01 0 days 1,686 sqft
2023-04-01 0 days 1,645 sqft
2023-05-01 0 days 1,624 sqft
2023-06-01 0 days 1,668 sqft
2023-07-01 0 days 1,754 sqft
2023-08-01 0 days 1,619 sqft
2023-09-01 0 days 1,636 sqft
2023-10-01 0 days 1,754 sqft
2023-11-01 0 days 1,534 sqft
2023-12-01 0 days 1,581 sqft
2024-01-01 0 days 1,565 sqft
2024-02-01 0 days 1,760 sqft
2024-03-01 0 days 1,800 sqft
DuBois's median listing age (time on market) for 2024-03-01 was 0 days.

DuBois's median square footage for active listings during the 2024-03-01 period was 1,800 sqft. One year prior, the average listing was 1,686 sqft.

DuBois, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 655 $101,055,000 $154,282
Home Improvement 276 $17,900,000 $64,855
Refi 163 $17,475,000 $107,209
Other 151 $8,895,000 $58,907
Cash Out Refi 81 $10,185,000 $125,741

Dubois's most frequently cited loan purpose was Home Purchase, with 655 originations. The 2nd most popular reason was Home Improvement, with 276 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 476 $68,100,000 $143,067
7-8% 349 $42,455,000 $121,648
5-6% 230 $26,390,000 $114,739
Over 8% 179 $11,995,000 $67,011
<2.5% 17 $125,000 $7,353
4-5% 16 $1,290,000 $80,625
3-4% 13 $665,000 $51,154
2.5-3% 6 $500,000 $83,333

During 2023, Dubois's most frequently originated rate bucket was 6-7%, with 476 originations.

Loan Sizing (DuBois, PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 741 $39,285,000 $53,016
$100k-200k 396 $55,210,000 $139,419
$200k-400k 159 $42,395,000 $266,635
$400k-600k 21 $10,285,000 $489,762
$600k-1000k 6 $3,960,000 $660,000
$Over $1MM 3 $4,375,000 $1,458,333

DuBois's loan sizing saw the bucket of loans from $100,000 or less with 741 originations, totaling $39,285,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 487 $79,725,000 $163,706
60-80% 269 $38,615,000 $143,550
20-40% 221 $12,355,000 $55,905
Under 20% 166 $5,150,000 $31,024
40-60% 135 $12,815,000 $94,926
Over 100% 7 $2,465,000 $352,143

DuBois's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 487 originations, totaling $79,725,000 in origination value.