DuBois Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Dubois averaged
6.2%
for the week of 2024-10-10, compared to the national average of
6.32% for the same period.
The average rate for the prior week (2024-10-03) was
6.3% and
one month ago for the week of 2024-09-05, the
average rate was 6.23%.
Dubois's average rate one year ago was 7.47%.
For refis of the same type during the week of 2024-10-10, the average rate
was 6.92%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-10 | 6.32% |
Dubois 30 Year Fixed Rate | 2024-10-10 | 6.2% |
Dubois 30 Year Fixed Rate Refi | 2024-10-10 | 6.92% |
Dubois 15 Year Fixed Rate | 2024-10-10 | 5.41% |
Dubois 15 Year Fixed Rate Refi | 2024-10-10 | 5.61% |
Dubois 30 Year FHA | 2024-10-10 | 5.93% |
Dubois 30 Year FHA Refi | 2024-10-10 | 6.2% |
Dubois 30 Year USDA | 2024-10-10 | 6.28% |
Dubois 30 Year USDA Refi | 2024-10-10 | 6.28% |
Dubois 30 Year VA | 2024-10-10 | 6.05% |
Dubois 30 Year VA Refi | 2024-10-10 | 5.95% |
DuBois Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DuBois, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DuBois Average Closing Costs & Other Stats
DuBois, PA's 68 lenders originated 1,326
loans during 2023. The total origination value was $155,510,000, with an average loan value of
$117,278.
DuBois's average closing costs are $4,816.
The top DuBois lender as defined by loan originations is CNB Bank, with
32 loans originated. Their average total fees are
$4,138, which is $2,813
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee DuBois lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,318), S&T Bank ($3,756), First National Bank of Pennsylvania ($3,893), CNB Bank ($4,138) and First Commonwealth Bank ($5,048).
The lowest rate DuBois lenders (with over 10 loans originated) are
PENNSYLVANIA STATE EMPLOYEES Credit Union (6.23%), S&T Bank (6.43%), CNB Bank (6.54%), QUICKEN LOANS, LLC (6.77%) and First National Bank of Pennsylvania (6.85%).
DuBois, PA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
CNB Bank | $51,615,000 | $32,005,000 | -38.0% | 20.6% |
S&T Bank | $13,910,000 | $14,580,000 | 4.8% | 9.4% |
QUICKEN LOANS, LLC | $15,360,000 | $11,290,000 | -26.5% | 7.3% |
First Commonwealth Bank | $16,315,000 | $10,690,000 | -34.5% | 6.9% |
Jersey Shore State Bank | $6,625,000 | $7,655,000 | 15.5% | 4.9% |
PENNSYLVANIA STATE EMPLOYEES Credit Union | $5,435,000 | $4,830,000 | -11.1% | 3.1% |
First National Bank of Pennsylvania | $4,745,000 | $4,255,000 | -10.3% | 2.7% |
Mortgage Research Center, LLC | $5,350,000 | $4,000,000 | -25.2% | 2.6% |
UNITED WHOLESALE MORTGAGE, LLC | $2,355,000 | $3,725,000 | 58.2% | 2.4% |
NEWREZ LLC | $825,000 | $3,020,000 | 266.1% | 1.9% |
Northwest Bank | $7,040,000 | $3,010,000 | -57.2% | 1.9% |
Mid Penn Bank | $4,915,000 | $2,800,000 | -43.0% | 1.8% |
Marion Center Bank | $4,480,000 | $2,655,000 | -40.7% | 1.7% |
Reliance Savings Bank | $1,885,000 | $2,385,000 | 26.5% | 1.5% |
InFirst Bank | $1,665,000 | $2,305,000 | 38.4% | 1.5% |
PENNYMAC LOAN SERVICES, LLC | $1,075,000 | $2,080,000 | 93.5% | 1.3% |
PNC Bank | $3,110,000 | $1,815,000 | -41.6% | 1.2% |
Citizens Bank | $2,720,000 | $1,795,000 | -34.0% | 1.2% |
The Huntington National Bank | $310,000 | $1,735,000 | 459.7% | 1.1% |
UNION HOME MORTGAGE CORP. | $360,000 | $1,690,000 | 369.4% | 1.1% |
Flagstar Bank, FSB | $995,000 | $1,610,000 | 61.8% | 1.0% |
M&T Bank | $1,590,000 | $1,525,000 | -4.1% | 1.0% |
DRAPER AND KRAMER MORTGAGE CORP. | $2,680,000 | $1,510,000 | -43.7% | 1.0% |
Wayne Bank | $475,000 | $1,325,000 | 178.9% | 0.9% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,375,000 | $1,290,000 | -6.2% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $1,195,000 | $1,090,000 | -8.8% | 0.7% |
AFFORDABLE MORTGAGE ADVISORS, LLC. | $185,000 | $1,080,000 | 483.8% | 0.7% |
NORWICH COMMERCIAL GROUP, INC. | $1,070,000 | $1,055,000 | -1.4% | 0.7% |
NAVY FEDERAL CREDIT UNION | $470,000 | $1,050,000 | 123.4% | 0.7% |
FIRST HERITAGE FINANCIAL, LLC | $970,000 | n/a | 0.6% | |
Truist | $230,000 | $965,000 | 319.6% | 0.6% |
Northpointe Bank | $2,030,000 | $850,000 | -58.1% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $1,480,000 | $780,000 | -47.3% | 0.5% |
CROSSCOUNTRY MORTGAGE, LLC | $1,000,000 | $775,000 | -22.5% | 0.5% |
The Ephrata National Bank | $760,000 | n/a | 0.5% | |
NEXTIER BANK, NATIONAL ASSOCIATION | $2,000,000 | $670,000 | -66.5% | 0.4% |
The Farmers National Bank of Canfield | $55,000 | $665,000 | 1,109.1% | 0.4% |
USAA Federal Savings Bank | $1,255,000 | $650,000 | -48.2% | 0.4% |
TD Bank | $630,000 | n/a | 0.4% | |
EQUITY RESOURCES, INC. | $340,000 | $595,000 | 75.0% | 0.4% |
Wells Fargo Bank | $1,725,000 | $580,000 | -66.4% | 0.4% |
BROKER SOLUTIONS, INC. | $1,170,000 | $570,000 | -51.3% | 0.4% |
MOVEMENT MORTGAGE, LLC | $390,000 | $540,000 | 38.5% | 0.3% |
ZILLOW HOME LOANS, LLC | $115,000 | $540,000 | 369.6% | 0.3% |
Kish Bank | $1,700,000 | $495,000 | -70.9% | 0.3% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $245,000 | $440,000 | 79.6% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $700,000 | $420,000 | -40.0% | 0.3% |
AmeriServ Financial Bank | $730,000 | $410,000 | -43.8% | 0.3% |
JPMorgan Chase Bank | $160,000 | $410,000 | 156.3% | 0.3% |
Century Mortgage Company DBA Century Lending Company | $2,530,000 | $405,000 | -84.0% | 0.3% |
JMAC LENDING, INC. | $395,000 | n/a | 0.3% | |
MidAtlantic Farm Credit, ACA | $890,000 | $390,000 | -56.2% | 0.3% |
ROYAL UNITED MORTGAGE LLC | $630,000 | $390,000 | -38.1% | 0.3% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $55,000 | $375,000 | 581.8% | 0.2% |
GUILD MORTGAGE COMPANY | $355,000 | n/a | 0.2% | |
PLAZA HOME MORTGAGE, INC. | $230,000 | $310,000 | 34.8% | 0.2% |
CARDINAL FINANCIAL | $1,265,000 | $295,000 | -76.7% | 0.2% |
NASA Federal Credit Union | $275,000 | n/a | 0.2% | |
UTILITIES EMPLOYEES CREDIT UNION | $240,000 | $270,000 | 12.5% | 0.2% |
Plains Commerce Bank | $265,000 | n/a | 0.2% | |
LEADERONE FINANCIAL CORPORATION | $125,000 | $260,000 | 108.0% | 0.2% |
AmeriHome Mortgage Company, LLC | $235,000 | n/a | 0.2% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $235,000 | n/a | 0.2% | |
FINANCE OF AMERICA REVERSE LLC | $225,000 | n/a | 0.1% | |
FIRST COLONY MORTGAGE CORPORATION | $225,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $310,000 | $220,000 | -29.0% | 0.1% |
LOANDEPOT.COM, LLC | $930,000 | $220,000 | -76.3% | 0.1% |
FIRST ALLIANCE HOME MORTGAGE, LLC | $215,000 | n/a | 0.1% | |
TIDEWATER MORTGAGE SERVICES, INC. | $340,000 | $210,000 | -38.2% | 0.1% |
STOCKTON MORTGAGE CORPORATION | $55,000 | $205,000 | 272.7% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $240,000 | $200,000 | -16.7% | 0.1% |
First Savings Bank | $195,000 | n/a | 0.1% | |
Altoona First Savings Bank | $185,000 | n/a | 0.1% | |
Elderton State Bank | $1,380,000 | $185,000 | -86.6% | 0.1% |
First Columbia Bank & Trust Co. | $180,000 | n/a | 0.1% | |
The Loan Store, Inc. | $170,000 | n/a | 0.1% | |
U.S. Bank | $745,000 | $170,000 | -77.2% | 0.1% |
Ally Bank | $165,000 | n/a | 0.1% | |
Community State Bank of Orbisonia | $35,000 | $165,000 | 371.4% | 0.1% |
NEW WAVE LENDING GROUP INC | $165,000 | n/a | 0.1% | |
Clearview Federal Credit Union | $325,000 | $155,000 | -52.3% | 0.1% |
Fulton Bank | $155,000 | n/a | 0.1% | |
HOMEXPRESS MORTGAGE CORP. | $145,000 | n/a | 0.1% | |
Parke Bank | $145,000 | n/a | 0.1% | |
Fifth Third Bank | $135,000 | n/a | 0.1% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $125,000 | n/a | 0.1% | |
MEMBER FIRST MORTGAGE, LLC | $125,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $75,000 | $115,000 | 53.3% | 0.1% |
Community Bank | $435,000 | $115,000 | -73.6% | 0.1% |
LOANPAL, LLC | $115,000 | n/a | 0.1% | |
MICHIGAN MUTUAL, INC. | $355,000 | $115,000 | -67.6% | 0.1% |
NATIONS DIRECT MORTGAGE, LLC | $115,000 | n/a | 0.1% | |
WEST PENN FINANCIAL SERVICE CENTER, INC. | $115,000 | n/a | 0.1% | |
CONTOUR MORTGAGE CORPORATION | $105,000 | n/a | 0.1% | |
EQUITY NOW INC. | $105,000 | n/a | 0.1% | |
FLAT BRANCH MORTGAGE, INC. | $105,000 | n/a | 0.1% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $105,000 | n/a | 0.1% | |
Citadel Servicing Corporation | $95,000 | n/a | 0.1% | |
GUARANTEED RATE, INC. | $715,000 | $95,000 | -86.7% | 0.1% |
Mars Bank | $95,000 | n/a | 0.1% | |
NEW DAY FINANCIAL, LLC | $695,000 | $85,000 | -87.8% | 0.1% |
ARC Federal Credit Union | $90,000 | $80,000 | -11.1% | 0.1% |
HORIZON Federal Credit Union | $120,000 | $80,000 | -33.3% | 0.1% |
1st Summit Bank | $450,000 | $75,000 | -83.3% | 0.0% |
Bank of England | $75,000 | n/a | 0.0% | |
Union Savings Bank | $75,000 | n/a | 0.0% | |
AMERICAN FINANCIAL RESOURCES, INC. | $55,000 | $65,000 | 18.2% | 0.0% |
SOUTHPOINT FINANCIAL SERVICES, INC. | $65,000 | n/a | 0.0% | |
TOP FLITE FINANCIAL, INC. | $65,000 | n/a | 0.0% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $65,000 | n/a | 0.0% | |
HOMESIDE FINANCIAL, LLC | $175,000 | $60,000 | -65.7% | 0.0% |
ALL REVERSE MORTGAGE, INC. | $55,000 | n/a | 0.0% | |
Discover Bank | $55,000 | n/a | 0.0% | |
GUARANTEED RATE AFFINITY, LLC | $95,000 | $55,000 | -42.1% | 0.0% |
MEMBERS 1ST FEDERAL CREDIT UNION | $265,000 | $50,000 | -81.1% | 0.0% |
Bethpage Federal Credit Union | $45,000 | $45,000 | 0.0% | 0.0% |
PALCO FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
Coastal Community Bank | $40,000 | n/a | 0.0% | |
PLANET HOME LENDING, LLC | $35,000 | n/a | 0.0% | |
POLICE & FIRE | $25,000 | n/a | 0.0% | |
CORNING | $35,000 | $15,000 | -57.1% | 0.0% |
DuBois's top lender by overall market share is CNB Bank, with 20.6% market share. In second place, with 9.4%, is S&T Bank, having originated $14,580,000 in loans. In third place, with 7.3%, is QUICKEN LOANS, LLC, having originated $11,290,000 in loans. In fourth place, with 6.9%, is First Commonwealth Bank, having originated $10,690,000 in loans. In fifth place, with 4.9%, is Jersey Shore State Bank, having originated $7,655,000 in loans.
DuBois Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $119,675 (6.9%) | $142,664 (-4.7%) | 0.00 | 273 |
2018-02-01 | $119,900 (9.4%) | $145,866 (-5.9%) | 0.00 | 259 |
2018-03-01 | $125,000 (13.6%) | $153,715 (-0.9%) | 0.00 | 252 |
2018-04-01 | $130,000 (16.6%) | $158,829 (4.4%) | 0.00 | 263 |
2018-05-01 | $127,950 (10.8%) | $164,521 (8.2%) | 0.00 | 278 |
2018-06-01 | $125,000 (4.3%) | $157,459 (0.8%) | 0.00 | 291 |
2018-07-01 | $119,925 (0.0%) | $156,586 (1.6%) | 0.00 | 292 |
2018-08-01 | $119,900 (-0.7%) | $153,710 (4.9%) | 0.00 | 283 |
2018-09-01 | $118,500 (-5.1%) | $154,802 (3.5%) | 0.00 | 285 |
2018-10-01 | $117,500 (-4.7%) | $152,599 (2.5%) | 0.00 | 287 |
2018-11-01 | $118,500 (-4.5%) | $155,182 (6.0%) | 0.00 | 294 |
2018-12-01 | $105,000 (-12.5%) | $150,811 (3.5%) | 0.00 | 271 |
2019-01-01 | $100,550 (-16.0%) | $148,147 (3.8%) | 0.00 | 242 |
2019-02-01 | $102,450 (-14.6%) | $146,765 (0.6%) | 0.00 | 224 |
2019-03-01 | $107,143 (-14.3%) | $153,416 (-0.2%) | 0.00 | 230 |
2019-04-01 | $109,643 (-15.7%) | $159,222 (0.3%) | 0.00 | 238 |
2019-05-01 | $108,950 (-14.9%) | $158,325 (-3.8%) | 0.00 | 238 |
2019-06-01 | $114,900 (-8.1%) | $161,370 (2.5%) | 0.00 | 238 |
2019-07-01 | $120,000 (0.1%) | $168,481 (7.6%) | 0.00 | 255 |
2019-08-01 | $119,850 (0.0%) | $171,578 (11.6%) | 0.00 | 263 |
2019-09-01 | $119,625 (1.0%) | $176,531 (14.0%) | 0.00 | 261 |
2019-10-01 | $119,700 (1.9%) | $179,700 (17.8%) | 0.00 | 258 |
2019-11-01 | $119,900 (1.2%) | $175,493 (13.1%) | 0.00 | 250 |
2019-12-01 | $118,100 (12.5%) | $173,572 (15.1%) | 0.00 | 237 |
2020-01-01 | $119,900 (19.2%) | $178,958 (20.8%) | 0.00 | 222 |
2020-02-01 | $113,000 (10.3%) | $177,583 (21.0%) | 0.00 | 217 |
2020-03-01 | $119,450 (11.5%) | $165,949 (8.2%) | 0.00 | 209 |
2020-04-01 | $119,425 (8.9%) | $159,813 (0.4%) | 0.00 | 190 |
2020-05-01 | $119,950 (10.1%) | $159,459 (0.7%) | 0.00 | 188 |
2020-06-01 | $119,900 (4.4%) | $152,410 (-5.6%) | 0.00 | 186 |
2020-07-01 | $129,900 (8.3%) | $169,929 (0.9%) | 0.00 | 172 |
2020-08-01 | $120,000 (0.1%) | $167,696 (-2.3%) | 0.00 | 154 |
2020-09-01 | $129,900 (8.6%) | $183,106 (3.7%) | 0.00 | 149 |
2020-10-01 | $139,900 (16.9%) | $200,067 (11.3%) | 0.00 | 148 |
2020-11-01 | $125,000 (4.3%) | $196,780 (12.1%) | 0.00 | 142 |
2020-12-01 | $127,225 (7.7%) | $190,865 (10.0%) | 0.00 | 142 |
2021-01-01 | $120,000 (0.1%) | $183,270 (2.4%) | 0.00 | 138 |
2021-02-01 | $124,950 (10.6%) | $193,452 (8.9%) | 0.00 | 124 |
2021-03-01 | $122,475 (2.5%) | $193,645 (16.7%) | 0.00 | 111 |
2021-04-01 | $126,225 (5.7%) | $192,910 (20.7%) | 0.00 | 105 |
2021-05-01 | $109,000 (-9.1%) | $199,779 (25.3%) | 0.00 | 106 |
2021-06-01 | $125,950 (5.1%) | $214,864 (41.0%) | 0.00 | 105 |
2021-07-01 | $131,450 (1.2%) | $221,062 (30.1%) | 0.00 | 107 |
2021-08-01 | $132,800 (10.7%) | $238,275 (42.1%) | 0.00 | 121 |
2021-09-01 | $125,550 (-3.4%) | $233,278 (27.4%) | 0.00 | 133 |
2021-10-01 | $133,000 (-4.9%) | $254,101 (27.0%) | 0.00 | 130 |
2021-11-01 | $140,450 (12.4%) | $261,707 (33.0%) | 0.00 | 128 |
2021-12-01 | $128,375 (0.9%) | $255,618 (33.9%) | 0.00 | 116 |
2022-01-01 | $124,900 (4.1%) | $239,560 (30.7%) | 0.00 | 108 |
2022-02-01 | $120,850 (-3.3%) | $241,799 (25.0%) | 0.00 | 96 |
2022-03-01 | $139,500 (13.9%) | $272,316 (40.6%) | 0.00 | 90 |
2022-04-01 | $155,950 (23.6%) | $243,372 (26.2%) | 0.00 | 89 |
2022-05-01 | $146,200 (34.1%) | $232,046 (16.2%) | 0.00 | 92 |
2022-06-01 | $148,725 (18.1%) | $228,750 (6.5%) | 0.00 | 106 |
2022-07-01 | $158,900 (20.9%) | $235,808 (6.7%) | 0.00 | 114 |
2022-08-01 | $159,150 (19.8%) | $230,786 (-3.1%) | 0.00 | 122 |
2022-09-01 | $149,200 (18.8%) | $237,671 (1.9%) | 0.00 | 124 |
2022-10-01 | $141,000 (6.0%) | $229,730 (-9.6%) | 0.00 | 126 |
2022-11-01 | $146,250 (4.1%) | $244,292 (-6.7%) | 0.00 | 128 |
2022-12-01 | $144,000 (12.2%) | $252,870 (-1.1%) | 0.00 | 114 |
2023-01-01 | $147,725 (18.3%) | $253,930 (6.0%) | 0.00 | 105 |
2023-02-01 | $143,200 (18.5%) | $257,508 (6.5%) | 0.00 | 105 |
2023-03-01 | $158,750 (13.8%) | $270,143 (-0.8%) | 0.00 | 101 |
2023-04-01 | $152,000 (-2.5%) | $267,613 (10.0%) | 0.00 | 94 |
2023-05-01 | $152,475 (4.3%) | $258,990 (11.6%) | 0.00 | 84 |
2023-06-01 | $153,175 (3.0%) | $247,033 (8.0%) | 0.00 | 87 |
2023-07-01 | $167,400 (5.4%) | $266,753 (13.1%) | 0.00 | 103 |
2023-08-01 | $149,950 (-5.8%) | $247,687 (7.3%) | 0.00 | 108 |
2023-09-01 | $152,450 (2.2%) | $255,257 (7.4%) | 0.00 | 112 |
2023-10-01 | $158,650 (12.5%) | $254,272 (10.7%) | 0.00 | 116 |
2023-11-01 | $146,575 (0.2%) | $230,632 (-5.6%) | 0.00 | 116 |
2023-12-01 | $140,500 (-2.4%) | $239,684 (-5.2%) | 0.00 | 107 |
2024-01-01 | $141,850 (-4.0%) | $241,520 (-4.9%) | 0.00 | 98 |
2024-02-01 | $147,175 (2.8%) | $250,055 (-2.9%) | 0.00 | 90 |
2024-03-01 | $162,500 (2.4%) | $275,887 (2.1%) | 0.00 | 95 |
2024-04-01 | $177,950 (17.1%) | $296,778 (10.9%) | 0.00 | 92 |
2024-05-01 | $176,000 (15.4%) | $291,567 (12.6%) | 0.00 | 95 |
2024-06-01 | $194,250 (26.8%) | $287,720 (16.5%) | 0.00 | 107 |
2024-07-01 | $199,950 (19.4%) | $286,382 (7.4%) | 0.00 | 123 |
2024-08-01 | $180,000 (20.0%) | $273,930 (10.6%) | 0.00 | 140 |
2024-09-01 | $184,900 (21.3%) | $268,967 (5.4%) | 0.00 | 140 |
DuBois's median listing price comes in at 0% of the national average.
DuBois's average listing price for 2024-09-01 was $268,967, a difference of $13,710 (5.4%) versus the prior year and $-4,963 versus the prior month.
For the 2024-09-01 period, DuBois had 140 MLS listings, a difference of 0 listings (0%) versus the prior month and 28 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,746 sqft |
2018-02-01 | 0 days | 1,735 sqft |
2018-03-01 | 0 days | 1,816 sqft |
2018-04-01 | 0 days | 1,843 sqft |
2018-05-01 | 0 days | 1,825 sqft |
2018-06-01 | 0 days | 1,800 sqft |
2018-07-01 | 0 days | 1,819 sqft |
2018-08-01 | 0 days | 1,821 sqft |
2018-09-01 | 0 days | 1,800 sqft |
2018-10-01 | 0 days | 1,778 sqft |
2018-11-01 | 0 days | 1,727 sqft |
2018-12-01 | 0 days | 1,696 sqft |
2019-01-01 | 0 days | 1,658 sqft |
2019-02-01 | 0 days | 1,658 sqft |
2019-03-01 | 0 days | 1,706 sqft |
2019-04-01 | 0 days | 1,746 sqft |
2019-05-01 | 0 days | 1,680 sqft |
2019-06-01 | 0 days | 1,705 sqft |
2019-07-01 | 0 days | 1,720 sqft |
2019-08-01 | 0 days | 1,733 sqft |
2019-09-01 | 0 days | 1,731 sqft |
2019-10-01 | 0 days | 1,723 sqft |
2019-11-01 | 0 days | 1,664 sqft |
2019-12-01 | 0 days | 1,655 sqft |
2020-01-01 | 0 days | 1,657 sqft |
2020-02-01 | 0 days | 1,662 sqft |
2020-03-01 | 0 days | 1,656 sqft |
2020-04-01 | 0 days | 1,663 sqft |
2020-05-01 | 0 days | 1,688 sqft |
2020-06-01 | 0 days | 1,714 sqft |
2020-07-01 | 0 days | 1,752 sqft |
2020-08-01 | 0 days | 1,664 sqft |
2020-09-01 | 0 days | 1,676 sqft |
2020-10-01 | 0 days | 1,696 sqft |
2020-11-01 | 0 days | 1,605 sqft |
2020-12-01 | 0 days | 1,576 sqft |
2021-01-01 | 0 days | 1,536 sqft |
2021-02-01 | 0 days | 1,581 sqft |
2021-03-01 | 0 days | 1,558 sqft |
2021-04-01 | 0 days | 1,572 sqft |
2021-05-01 | 0 days | 1,506 sqft |
2021-06-01 | 0 days | 1,643 sqft |
2021-07-01 | 0 days | 1,650 sqft |
2021-08-01 | 0 days | 1,680 sqft |
2021-09-01 | 0 days | 1,669 sqft |
2021-10-01 | 0 days | 1,800 sqft |
2021-11-01 | 0 days | 1,842 sqft |
2021-12-01 | 0 days | 1,725 sqft |
2022-01-01 | 0 days | 1,613 sqft |
2022-02-01 | 0 days | 1,602 sqft |
2022-03-01 | 0 days | 1,650 sqft |
2022-04-01 | 0 days | 1,755 sqft |
2022-05-01 | 0 days | 1,551 sqft |
2022-06-01 | 0 days | 1,539 sqft |
2022-07-01 | 0 days | 1,721 sqft |
2022-08-01 | 0 days | 1,684 sqft |
2022-09-01 | 0 days | 1,661 sqft |
2022-10-01 | 0 days | 1,578 sqft |
2022-11-01 | 0 days | 1,679 sqft |
2022-12-01 | 0 days | 1,732 sqft |
2023-01-01 | 0 days | 1,659 sqft |
2023-02-01 | 0 days | 1,668 sqft |
2023-03-01 | 0 days | 1,686 sqft |
2023-04-01 | 0 days | 1,645 sqft |
2023-05-01 | 0 days | 1,624 sqft |
2023-06-01 | 0 days | 1,668 sqft |
2023-07-01 | 0 days | 1,754 sqft |
2023-08-01 | 0 days | 1,619 sqft |
2023-09-01 | 0 days | 1,636 sqft |
2023-10-01 | 0 days | 1,754 sqft |
2023-11-01 | 0 days | 1,534 sqft |
2023-12-01 | 0 days | 1,581 sqft |
2024-01-01 | 0 days | 1,568 sqft |
2024-02-01 | 0 days | 1,740 sqft |
2024-03-01 | 0 days | 1,800 sqft |
2024-04-01 | 0 days | 1,832 sqft |
2024-05-01 | 0 days | 1,832 sqft |
2024-06-01 | 0 days | 1,848 sqft |
2024-07-01 | 0 days | 1,718 sqft |
2024-08-01 | 0 days | 1,742 sqft |
2024-09-01 | 0 days | 1,751 sqft |
DuBois's median square footage for active listings during the 2024-09-01 period was 1,751 sqft. One year prior, the average listing was 1,636 sqft.
DuBois, PA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 655 | $101,055,000 | $154,282 |
Home Improvement | 276 | $17,900,000 | $64,855 |
Refi | 163 | $17,475,000 | $107,209 |
Other | 151 | $8,895,000 | $58,907 |
Cash Out Refi | 81 | $10,185,000 | $125,741 |
Dubois's most frequently cited loan purpose was Home Purchase, with 655 originations. The 2nd most popular reason was Home Improvement, with 276 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 476 | $68,100,000 | $143,067 |
7-8% | 349 | $42,455,000 | $121,648 |
5-6% | 230 | $26,390,000 | $114,739 |
Over 8% | 179 | $11,995,000 | $67,011 |
<2.5% | 17 | $125,000 | $7,353 |
4-5% | 16 | $1,290,000 | $80,625 |
3-4% | 13 | $665,000 | $51,154 |
2.5-3% | 6 | $500,000 | $83,333 |
During 2023, Dubois's most frequently originated rate bucket was 6-7%, with 476 originations.
Loan Sizing (DuBois, PA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 741 | $39,285,000 | $53,016 |
$100k-200k | 396 | $55,210,000 | $139,419 |
$200k-400k | 159 | $42,395,000 | $266,635 |
$400k-600k | 21 | $10,285,000 | $489,762 |
$600k-1000k | 6 | $3,960,000 | $660,000 |
$Over $1MM | 3 | $4,375,000 | $1,458,333 |
DuBois's loan sizing saw the bucket of loans from $100,000 or less with 741 originations, totaling $39,285,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 487 | $79,725,000 | $163,706 |
60-80% | 269 | $38,615,000 | $143,550 |
20-40% | 221 | $12,355,000 | $55,905 |
Under 20% | 166 | $5,150,000 | $31,024 |
40-60% | 135 | $12,815,000 | $94,926 |
Over 100% | 7 | $2,465,000 | $352,143 |
DuBois's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 487 originations, totaling $79,725,000 in origination value.