DuBois Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Dubois averaged 6.37% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 6.09% and one month ago for the week of 2023-04-20, the average rate was 6.29%.

Dubois's average rate one year ago was 4.95%.

For refis of the same type during the week of 2023-05-25, the average rate was 5.12%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-05-25 6.57%
Dubois 30 Year Fixed Rate 2023-05-25 6.37%
Dubois 30 Year Fixed Rate Refi 2023-05-25 5.12%
Dubois 15 Year Fixed Rate 2023-05-25 5.77%
Dubois 15 Year Fixed Rate Refi 2023-05-25 5.82%
Dubois 30 Year FHA 2023-05-25 6.03%
Dubois 30 Year FHA Refi 2023-05-25 6.71%
Dubois 30 Year USDA 2023-05-25 6.73%
Dubois 30 Year USDA Refi 2023-05-25 6.83%
Dubois 30 Year VA 2023-05-25 6.51%
Dubois 30 Year VA Refi 2023-05-25 6.51%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DuBois, PA.

DuBois Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DuBois, PA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
CNB Bank 67 4.84% $3,716
QUICKEN LOANS, LLC 56 5.46% $5,954
S&T Bank 25 5.59% $3,839
First National Bank of Pennsylvania 19 5.59% $4,126
First Commonwealth Bank 19 5.32% $4,294
Northwest Bank 16 5.08% $3,696
PENNSYLVANIA STATE EMPLOYEES Credit Union 11 4.99% $2,424
DRAPER AND KRAMER MORTGAGE CORP. 10 4.49% $5,039
Wells Fargo Bank 10 5.26% $4,655
Mid Penn Bank 7 4.86% $4,118
Northpointe Bank 7 4.55% $6,283
PNC Bank 6 5.77% $3,643
NEXTIER BANK, NATIONAL ASSOCIATION 6 5.21% $3,149
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 5.70% $4,050
The Farmers National Bank of Emlenton 5 4.95% $2,860
Citizens Bank 4 4.06% $5,118
InFirst Bank 4 4.37% $3,150
LOANDEPOT.COM, LLC 4 4.96% $4,717
UNITED WHOLESALE MORTGAGE, LLC 4 5.08% $4,228
CALIBER HOME LOANS, INC. 4 4.59% $3,560
Century Mortgage Company DBA Century Lending Company 4 6.65% $4,268
CARDINAL FINANCIAL 3 6.08% $5,906
GUARANTEED RATE, INC. 3 6.44% $4,614
ROYAL UNITED MORTGAGE LLC 3 6.25% $7,533
Jersey Shore State Bank 3 4.71% $3,007
Kish Bank 3 4.13% $7,997
M&T Bank 3 4.71% $4,415
USAA Federal Savings Bank 3 5.54% $4,423
Mr. Cooper ( Nationstar Mortgage ) 3 6.33% $6,730
EQUITY RESOURCES, INC. 2 4.94% $3,529
PROVIDENT FUNDING ASSOCIATES, L.P. 2 5.25% $4,170
MICHIGAN MUTUAL, INC. 2 4.13% $4,875
HOME POINT FINANCIAL CORPORATION 2 4.19% $3,916
FREEDOM MORTGAGE CORPORATION 2 4.94% $6,395
U.S. Bank 2 4.75% $4,349
NORWICH COMMERCIAL GROUP, INC. 2 4.25% $8,962
LAKEVIEW LOAN SERVICING, LLC 2 4.44% $5,314
BROKER SOLUTIONS, INC. 2 6.56% $6,133
The Huntington National Bank 1 3.88% $3,905
TIDEWATER MORTGAGE SERVICES, INC. 1 3.88% $5,284
UNION HOME MORTGAGE CORP. 1 4.75% $3,721
Victorian Finance, LLC 1 5.25% $5,112
1st Colonial Community Bank 1 5.38% $3,939
ZILLOW HOME LOANS, LLC 1 6.38% $3,811
AFFINITY 1 4.63% $9,726
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.63% $4,231
Ameris Bank 1 3.63% $7,296
AmeriServ Financial Bank 1 6.38% $2,165
BETTER MORTGAGE CORPORATION 1 5.50% $6,444
Carrington Mortgage Services, LLC 1 3.88% $5,589
CHARTER WEST BANK 1 6.25% $3,527
Clearview Federal Credit Union 1 4.69% $3,482
Colonial Savings, F.A. 1 7.25% $6,590
CROSSCOUNTRY MORTGAGE, LLC 1 6.50% $3,689
ENVOY MORTGAGE, LTD 1 6.38% $3,552
FEDERATED MORTGAGE CORP. 1 2.50% $2,955
FINANCE OF AMERICA MORTGAGE LLC 1 7.00% $7,025
First Federal Bank 1 4.25% $4,796
Flagstar Bank, FSB 1 3.50% $2,956
HOMESIDE FINANCIAL, LLC 1 3.38% $4,171
Integrity Home Mortgage Corp 1 6.00% $4,398
JPMorgan Chase Bank 1 3.75% $5,198
Magnolia Bank 1 4.88% $5,988
MEMBERS 1ST FEDERAL CREDIT UNION 1 5.00% $3,273
MidAtlantic Farm Credit, ACA 1 3.93% $10,308
Mortgage Research Center, LLC 1 4.63% $3,651
NAVY FEDERAL CREDIT UNION 1 4.13% $2,465
NBKC BANK 1 3.88% $3,109
NEWREZ LLC 1 3.50% $5,495
North American Savings Bank, F.S.B. 1 3.25% $2,545
Paramount Bank 1 5.63% $6,504
PENNYMAC LOAN SERVICES, LLC 1 3.13% $3,756
PHH Mortgage Corporation 1 4.50% $5,736
PLAZA HOME MORTGAGE, INC. 1 3.25% $5,940
Princeton Mortgage Corporation 1 3.88% $5,408
Reliance Savings Bank 1 5.63% $2,791
Servion, Inc. 1 5.50% $5,324
Simmons Bank 1 4.00% $4,573
SIRVA MORTGAGE, INC. 1 5.88% $0
STOCKTON MORTGAGE CORPORATION 1 6.50% $3,410
The Farmers National Bank of Canfield 1 3.25% $3,305

DuBois Average Closing Costs & Other Stats

DuBois, PA's 81 lenders originated 1,816 loans during 2022. The total origination value was $218,570,000, with an average loan value of $120,358.

DuBois's average closing costs are $4,620.

The top DuBois lender as defined by loan originations is CNB Bank, with 67 loans originated. Their average total fees are $3,716, which is $2,238 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee DuBois lenders (with over 10 loans originated) are PENNSYLVANIA STATE EMPLOYEES Credit Union ($2,424), Northwest Bank ($3,696), CNB Bank ($3,716), S&T Bank ($3,839) and First National Bank of Pennsylvania ($4,126).

The lowest rate DuBois lenders (with over 10 loans originated) are DRAPER AND KRAMER MORTGAGE CORP. (4.49%), CNB Bank (4.84%), PENNSYLVANIA STATE EMPLOYEES Credit Union (4.99%), Northwest Bank (5.08%) and Wells Fargo Bank (5.26%).

DuBois, PA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
CNB Bank $55,740,000 $51,615,000 -7.4% 23.6%
First Commonwealth Bank $17,315,000 $16,315,000 -5.8% 7.5%
QUICKEN LOANS, LLC $27,535,000 $15,360,000 -44.2% 7.0%
S&T Bank $24,275,000 $13,910,000 -42.7% 6.4%
M&T Realty Capital Corporation $10,855,000 n/a 5.0%
Northwest Bank $10,350,000 $7,040,000 -32.0% 3.2%
Jersey Shore State Bank $7,070,000 $6,625,000 -6.3% 3.0%
PENNSYLVANIA STATE EMPLOYEES Credit Union $5,955,000 $5,435,000 -8.7% 2.5%
Mortgage Research Center, LLC $4,915,000 $5,350,000 8.9% 2.4%
Mid Penn Bank $1,005,000 $4,915,000 389.1% 2.2%
First National Bank of Pennsylvania $4,610,000 $4,745,000 2.9% 2.2%
Marion Center Bank $5,175,000 $4,480,000 -13.4% 2.0%
The Farmers National Bank of Emlenton $3,705,000 $3,135,000 -15.4% 1.4%
PNC Bank $4,230,000 $3,110,000 -26.5% 1.4%
Citizens Bank $2,615,000 $2,720,000 4.0% 1.2%
DRAPER AND KRAMER MORTGAGE CORP. $2,870,000 $2,680,000 -6.6% 1.2%
Century Mortgage Company DBA Century Lending Company $260,000 $2,530,000 873.1% 1.2%
UNITED WHOLESALE MORTGAGE, LLC $1,845,000 $2,355,000 27.6% 1.1%
Northpointe Bank $5,145,000 $2,030,000 -60.5% 0.9%
NEXTIER BANK, NATIONAL ASSOCIATION $3,110,000 $2,000,000 -35.7% 0.9%
Reliance Savings Bank $4,870,000 $1,885,000 -61.3% 0.9%
CALIBER HOME LOANS, INC. $4,105,000 $1,755,000 -57.2% 0.8%
Wells Fargo Bank $3,150,000 $1,725,000 -45.2% 0.8%
Kish Bank $1,935,000 $1,700,000 -12.1% 0.8%
InFirst Bank $3,350,000 $1,665,000 -50.3% 0.8%
M&T Bank $2,815,000 $1,590,000 -43.5% 0.7%
AMERISAVE MORTGAGE CORPORATION $2,180,000 $1,480,000 -32.1% 0.7%
Elderton State Bank $60,000 $1,380,000 2,200.0% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,100,000 $1,375,000 25.0% 0.6%
The Juniata Valley Bank $35,000 $1,275,000 3,542.9% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,630,000 $1,265,000 -22.4% 0.6%
USAA Federal Savings Bank $1,885,000 $1,255,000 -33.4% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $1,110,000 $1,195,000 7.7% 0.5%
BROKER SOLUTIONS, INC. $1,125,000 $1,170,000 4.0% 0.5%
Bank of America $885,000 $1,080,000 22.0% 0.5%
PENNYMAC LOAN SERVICES, LLC $2,010,000 $1,075,000 -46.5% 0.5%
NORWICH COMMERCIAL GROUP, INC. $365,000 $1,070,000 193.2% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $290,000 $1,000,000 244.8% 0.5%
Flagstar Bank, FSB $1,225,000 $995,000 -18.8% 0.5%
LOANDEPOT.COM, LLC $1,280,000 $930,000 -27.3% 0.4%
MidAtlantic Farm Credit, ACA $890,000 n/a 0.4%
NEWREZ LLC $965,000 $825,000 -14.5% 0.4%
U.S. Bank $1,055,000 $745,000 -29.4% 0.3%
AmeriServ Financial Bank $470,000 $730,000 55.3% 0.3%
GUARANTEED RATE, INC. $1,170,000 $715,000 -38.9% 0.3%
FREEDOM MORTGAGE CORPORATION $4,075,000 $700,000 -82.8% 0.3%
NEW DAY FINANCIAL, LLC $790,000 $695,000 -12.0% 0.3%
ROYAL UNITED MORTGAGE LLC $720,000 $630,000 -12.5% 0.3%
HOME POINT FINANCIAL CORPORATION $2,300,000 $545,000 -76.3% 0.2%
A&D Mortgage LLC $515,000 n/a 0.2%
CHURCHILL MORTGAGE CORPORATION $55,000 $475,000 763.6% 0.2%
Wayne Bank $475,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $1,535,000 $470,000 -69.4% 0.2%
1st Summit Bank $120,000 $450,000 275.0% 0.2%
Community Bank $435,000 n/a 0.2%
AFFINITY $425,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $535,000 $390,000 -27.1% 0.2%
MOVEMENT MORTGAGE, LLC $390,000 n/a 0.2%
Dollar Bank, Federal Savings Bank $685,000 $380,000 -44.5% 0.2%
ARC HOME LLC $1,825,000 $360,000 -80.3% 0.2%
UNION HOME MORTGAGE CORP. $405,000 $360,000 -11.1% 0.2%
Equity Prime Mortgage LLC $690,000 $355,000 -48.6% 0.2%
MICHIGAN MUTUAL, INC. $135,000 $355,000 163.0% 0.2%
EQUITY RESOURCES, INC. $900,000 $340,000 -62.2% 0.2%
TIDEWATER MORTGAGE SERVICES, INC. $290,000 $340,000 17.2% 0.2%
SIRVA MORTGAGE, INC. $335,000 n/a 0.2%
Clearview Federal Credit Union $325,000 n/a 0.1%
21ST MORTGAGE CORPORATION $525,000 $310,000 -41.0% 0.1%
NBKC BANK $310,000 n/a 0.1%
The Huntington National Bank $820,000 $310,000 -62.2% 0.1%
Wyndham Capital Mortgage, Inc. $235,000 $295,000 25.5% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $290,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $275,000 n/a 0.1%
First Federal Community Bank of Bucyrus $265,000 n/a 0.1%
Integrity Home Mortgage Corp $265,000 n/a 0.1%
MEMBERS 1ST FEDERAL CREDIT UNION $435,000 $265,000 -39.1% 0.1%
Ameris Bank $255,000 n/a 0.1%
T2 FINANCIAL LLC $105,000 $255,000 142.9% 0.1%
Colonial Savings, F.A. $65,000 $245,000 276.9% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $260,000 $245,000 -5.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $645,000 $240,000 -62.8% 0.1%
UTILITIES EMPLOYEES CREDIT UNION $115,000 $240,000 108.7% 0.1%
First Federal Bank $155,000 $235,000 51.6% 0.1%
Paramount Bank $235,000 n/a 0.1%
Strong Home Mortgage, LLC $235,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $595,000 $230,000 -61.3% 0.1%
Truist $140,000 $230,000 64.3% 0.1%
Carrington Mortgage Services, LLC $590,000 $225,000 -61.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $25,000 $205,000 720.0% 0.1%
Peoples Bank $205,000 n/a 0.1%
AFFORDABLE MORTGAGE ADVISORS, LLC. $290,000 $185,000 -36.2% 0.1%
North American Savings Bank, F.S.B. $560,000 $185,000 -67.0% 0.1%
FEDERATED MORTGAGE CORP. $305,000 $175,000 -42.6% 0.1%
HOMESIDE FINANCIAL, LLC $375,000 $175,000 -53.3% 0.1%
Magnolia Bank $175,000 n/a 0.1%
JPMorgan Chase Bank $490,000 $160,000 -67.3% 0.1%
BETTER MORTGAGE CORPORATION $815,000 $155,000 -81.0% 0.1%
Victorian Finance, LLC $365,000 $155,000 -57.5% 0.1%
AMERICAN HERITAGE LENDING, INC. $145,000 n/a 0.1%
CHARTER WEST BANK $145,000 n/a 0.1%
GREENTREE MORTGAGE COMPANY, L.P. $145,000 n/a 0.1%
MYCUMORTGAGE, LLC $420,000 $145,000 -65.5% 0.1%
1st Colonial Community Bank $135,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $285,000 $135,000 -52.6% 0.1%
AMERICAN HERITAGE FCU $125,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $125,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $125,000 n/a 0.1%
Princeton Mortgage Corporation $125,000 n/a 0.1%
Servion, Inc. $125,000 n/a 0.1%
HORIZON Federal Credit Union $120,000 n/a 0.1%
ALLIED MORTGAGE GROUP, INC. $105,000 $115,000 9.5% 0.1%
SERVICE 1ST $115,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $115,000 n/a 0.1%
PennCrest Bank $250,000 $110,000 -56.0% 0.1%
Orrstown Bank $105,000 n/a 0.0%
ENVOY MORTGAGE, LTD $95,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $95,000 n/a 0.0%
ARC Federal Credit Union $90,000 n/a 0.0%
Hometown Bank of Pennsylvania $45,000 $80,000 77.8% 0.0%
AMERICAN FINANCING CORPORATION $110,000 $75,000 -31.8% 0.0%
PHH Mortgage Corporation $320,000 $75,000 -76.6% 0.0%
Simmons Bank $65,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $1,000,000 $65,000 -93.5% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $55,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $55,000 n/a 0.0%
Nations Lending Corporation $210,000 $55,000 -73.8% 0.0%
NFM, INC. $155,000 $55,000 -64.5% 0.0%
STOCKTON MORTGAGE CORPORATION $55,000 n/a 0.0%
The Farmers National Bank of Canfield $55,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $190,000 $45,000 -76.3% 0.0%
Bethpage Federal Credit Union $45,000 n/a 0.0%
Community State Bank of Orbisonia $450,000 $35,000 -92.2% 0.0%
CORNING $345,000 $35,000 -89.9% 0.0%
FREEDOM CREDIT UNION $35,000 n/a 0.0%
ALLIANT CREDIT UNION $25,000 n/a 0.0%
JUSTICE Federal Credit Union $25,000 n/a 0.0%

DuBois's top lender by overall market share is CNB Bank, with 23.6% market share. In second place, with 7.5%, is First Commonwealth Bank, having originated $16,315,000 in loans. In third place, with 7.0%, is QUICKEN LOANS, LLC, having originated $15,360,000 in loans. In fourth place, with 6.4%, is S&T Bank, having originated $13,910,000 in loans. In fifth place, with 5.0%, is M&T Realty Capital Corporation, having originated $10,855,000 in loans.


DuBois Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $119,675 (6.9%) $142,664 (-4.7%) 0.00 273
2018-02-01 $119,900 (9.4%) $145,866 (-5.9%) 0.00 259
2018-03-01 $125,000 (11.2%) $153,926 (-1.8%) 0.00 252
2018-04-01 $130,625 (17.2%) $159,014 (4.5%) 0.00 264
2018-05-01 $128,700 (12.0%) $164,672 (8.4%) 0.00 279
2018-06-01 $125,000 (4.3%) $157,626 (0.9%) 0.00 292
2018-07-01 $119,950 (0.0%) $156,737 (1.7%) 0.00 293
2018-08-01 $119,900 (-0.7%) $153,878 (5.0%) 0.00 284
2018-09-01 $119,000 (-4.7%) $154,964 (3.6%) 0.00 286
2018-10-01 $118,000 (-4.3%) $152,770 (2.6%) 0.00 288
2018-11-01 $119,000 (-4.1%) $155,345 (6.1%) 0.00 295
2018-12-01 $108,500 (-9.6%) $150,988 (3.6%) 0.00 271
2019-01-01 $100,550 (-16.0%) $148,147 (3.8%) 0.00 242
2019-02-01 $102,450 (-14.6%) $146,765 (0.6%) 0.00 224
2019-03-01 $104,000 (-14.3%) $154,563 (0.4%) 0.00 220
2019-04-01 $110,000 (-16.1%) $159,222 (0.1%) 0.00 239
2019-05-01 $108,950 (-15.4%) $158,325 (-3.9%) 0.00 238
2019-06-01 $114,900 (-8.1%) $161,370 (2.4%) 0.00 238
2019-07-01 $120,000 (0.0%) $168,481 (7.5%) 0.00 255
2019-08-01 $124,900 (0.0%) $181,786 (18.1%) 0.00 257
2019-09-01 $128,625 (0.5%) $189,717 (22.4%) 0.00 243
2019-10-01 $119,925 (1.4%) $180,250 (18.0%) 0.00 255
2019-11-01 $119,900 (0.8%) $175,493 (13.0%) 0.00 251
2019-12-01 $119,300 (10.0%) $173,430 (14.9%) 0.00 238
2020-01-01 $119,900 (19.2%) $178,784 (20.7%) 0.00 223
2020-02-01 $114,000 (11.3%) $177,416 (20.9%) 0.00 218
2020-03-01 $119,700 (11.7%) $166,135 (7.5%) 0.00 210
2020-04-01 $119,900 (9.4%) $159,704 (0.3%) 0.00 191
2020-05-01 $119,950 (10.1%) $159,459 (0.7%) 0.00 188
2020-06-01 $119,900 (4.4%) $152,410 (-5.6%) 0.00 186
2020-07-01 $129,900 (8.3%) $169,929 (0.9%) 0.00 172
2020-08-01 $120,000 (0.1%) $167,696 (-7.8%) 0.00 154
2020-09-01 $129,900 (8.6%) $183,106 (-3.5%) 0.00 149
2020-10-01 $139,900 (16.9%) $200,067 (11.0%) 0.00 149
2020-11-01 $125,000 (4.3%) $196,780 (12.1%) 0.00 142
2020-12-01 $127,225 (6.6%) $190,865 (10.1%) 0.00 142
2021-01-01 $120,000 (0.1%) $183,270 (2.5%) 0.00 138
2021-02-01 $124,950 (9.6%) $193,452 (9.0%) 0.00 124
2021-03-01 $122,475 (2.3%) $193,645 (16.6%) 0.00 111
2021-04-01 $126,225 (5.3%) $192,910 (20.8%) 0.00 105
2021-05-01 $109,000 (-9.1%) $199,779 (25.3%) 0.00 106
2021-06-01 $125,950 (5.1%) $214,864 (41.0%) 0.00 105
2021-07-01 $131,450 (1.2%) $221,062 (30.1%) 0.00 107
2021-08-01 $132,800 (10.7%) $238,275 (42.1%) 0.00 121
2021-09-01 $125,550 (-3.4%) $233,278 (27.4%) 0.00 133
2021-10-01 $133,000 (-4.9%) $254,101 (27.0%) 0.00 130
2021-11-01 $140,450 (12.4%) $261,707 (33.0%) 0.00 128
2021-12-01 $128,375 (0.9%) $255,618 (33.9%) 0.00 116
2022-01-01 $124,950 (4.1%) $240,848 (31.4%) 0.00 107
2022-02-01 $122,200 (-2.2%) $242,584 (25.4%) 0.00 95
2022-03-01 $139,500 (13.9%) $272,316 (40.6%) 0.00 90
2022-04-01 $155,950 (23.6%) $243,372 (26.2%) 0.00 89
2022-05-01 $146,200 (34.1%) $232,046 (16.2%) 0.00 92
2022-06-01 $148,725 (18.1%) $228,750 (6.5%) 0.00 106
2022-07-01 $158,900 (20.9%) $235,808 (6.7%) 0.00 114
2022-08-01 $159,150 (19.8%) $230,786 (-3.1%) 0.00 122
2022-09-01 $149,200 (18.8%) $237,671 (1.9%) 0.00 124
2022-10-01 $141,000 (6.0%) $229,730 (-9.6%) 0.00 126
2022-11-01 $146,250 (4.1%) $244,292 (-6.7%) 0.00 128
2022-12-01 $144,000 (12.2%) $252,870 (-1.1%) 0.00 114
2023-01-01 $147,450 (18.0%) $253,246 (5.2%) 0.00 105
2023-02-01 $141,950 (16.2%) $257,120 (6.0%) 0.00 105
2023-03-01 $158,750 (13.8%) $270,143 (-0.8%) 0.00 101
2023-04-01 $152,000 (0.0%) $267,613 (10.0%) 0.00 94
DuBois's median listing price for 2023-04-01 was $152,000, a difference of $-3,950 (0.0%) versus the prior year and $-6,750 versus the prior month.

DuBois's median listing price comes in at 0% of the national average.

DuBois's average listing price for 2023-04-01 was $267,613, a difference of $24,241 (10.0%) versus the prior year and $-2,530 versus the prior month.

For the 2023-04-01 period, DuBois had 94 MLS listings, a difference of -7 listings (-7%) versus the prior month and 5 listings (6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - DuBois (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,746 sqft
2018-02-01 0 days 1,735 sqft
2018-03-01 0 days 1,816 sqft
2018-04-01 0 days 1,857 sqft
2018-05-01 0 days 1,828 sqft
2018-06-01 0 days 1,802 sqft
2018-07-01 0 days 1,831 sqft
2018-08-01 0 days 1,830 sqft
2018-09-01 0 days 1,800 sqft
2018-10-01 0 days 1,785 sqft
2018-11-01 0 days 1,736 sqft
2018-12-01 0 days 1,696 sqft
2019-01-01 0 days 1,658 sqft
2019-02-01 0 days 1,658 sqft
2019-03-01 0 days 1,719 sqft
2019-04-01 0 days 1,741 sqft
2019-05-01 0 days 1,680 sqft
2019-06-01 0 days 1,705 sqft
2019-07-01 0 days 1,720 sqft
2019-08-01 0 days 1,757 sqft
2019-09-01 0 days 1,772 sqft
2019-10-01 0 days 1,723 sqft
2019-11-01 0 days 1,663 sqft
2019-12-01 0 days 1,655 sqft
2020-01-01 0 days 1,656 sqft
2020-02-01 0 days 1,662 sqft
2020-03-01 0 days 1,656 sqft
2020-04-01 0 days 1,663 sqft
2020-05-01 0 days 1,688 sqft
2020-06-01 0 days 1,725 sqft
2020-07-01 0 days 1,756 sqft
2020-08-01 0 days 1,668 sqft
2020-09-01 0 days 1,682 sqft
2020-10-01 0 days 1,696 sqft
2020-11-01 0 days 1,620 sqft
2020-12-01 0 days 1,588 sqft
2021-01-01 0 days 1,568 sqft
2021-02-01 0 days 1,582 sqft
2021-03-01 0 days 1,570 sqft
2021-04-01 0 days 1,572 sqft
2021-05-01 0 days 1,506 sqft
2021-06-01 0 days 1,648 sqft
2021-07-01 0 days 1,650 sqft
2021-08-01 0 days 1,680 sqft
2021-09-01 0 days 1,662 sqft
2021-10-01 0 days 1,780 sqft
2021-11-01 0 days 1,824 sqft
2021-12-01 0 days 1,718 sqft
2022-01-01 0 days 1,620 sqft
2022-02-01 0 days 1,607 sqft
2022-03-01 0 days 1,650 sqft
2022-04-01 0 days 1,755 sqft
2022-05-01 0 days 1,551 sqft
2022-06-01 0 days 1,539 sqft
2022-07-01 0 days 1,721 sqft
2022-08-01 0 days 1,684 sqft
2022-09-01 0 days 1,661 sqft
2022-10-01 0 days 1,578 sqft
2022-11-01 0 days 1,679 sqft
2022-12-01 0 days 1,732 sqft
2023-01-01 0 days 1,658 sqft
2023-02-01 0 days 1,672 sqft
2023-03-01 0 days 1,718 sqft
2023-04-01 0 days 1,645 sqft
DuBois's median listing age (time on market) for 2023-04-01 was 0 days.

DuBois's median square footage for active listings during the 2023-04-01 period was 1,645 sqft. One year prior, the average listing was 1,755 sqft.

DuBois, PA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 828 $123,030,000 $148,587
Refi 378 $50,260,000 $132,963
Home Improvement 308 $17,210,000 $55,877
Other 164 $10,030,000 $61,159
Cash Out Refi 138 $18,040,000 $130,725

Dubois's most frequently cited loan purpose was Home Purchase, with 828 originations. The 2nd most popular reason was Refi, with 378 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 420 $53,010,000 $126,214
3-4% 416 $46,880,000 $112,692
4-5% 392 $43,050,000 $109,821
6-7% 193 $21,275,000 $110,233
<2.5% 165 $13,475,000 $81,667
2.5-3% 120 $16,760,000 $139,667
7-8% 46 $4,030,000 $87,609
Over 8% 18 $950,000 $52,778

During 2022, Dubois's most frequently originated rate bucket was 5-6%, with 420 originations.

Loan Sizing (DuBois, PA MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 968 $52,850,000 $54,597
$100k-200k 631 $87,395,000 $138,502
$200k-400k 178 $46,640,000 $262,022
$400k-600k 29 $13,575,000 $468,103
$600k-1000k 6 $3,900,000 $650,000
$Over $1MM 4 $14,210,000 $3,552,500

DuBois's loan sizing saw the bucket of loans from $100,000 or less with 968 originations, totaling $52,850,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 689 $101,965,000 $147,990
60-80% 397 $52,585,000 $132,456
20-40% 260 $15,380,000 $59,154
40-60% 220 $21,360,000 $97,091
Under 20% 195 $5,465,000 $28,026
Over 100% 9 $2,555,000 $283,889

DuBois's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 689 originations, totaling $101,965,000 in origination value.