Forcht Bank Mortgage Rates, Fees & Info

Lexington, KY

LEI: 549300RGUEWNDH44ES51

Tax ID: 71-0886038

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Forcht Bank is a smaller bank specializing in Refi and Home Purchase loans. Forcht Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Cincinnati, Lexington, Louisville, London, and Richmond among others. We have data for 22 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Forcht Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Forcht Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.06% 12/16/24
    30 Year Conventional Refi 5.92% 12/16/24
    30 Year Cash-out Refi 6.66% 12/16/24
    30 Year FHA Purchase 7.00% 12/16/24
    30 Year FHA Refi 6.27% 12/16/24
    30 Year VA Purchase 6.23% 12/16/24
    30 Year USDA Purchase 6.76% 12/16/24
    15 Year Conventional Purchase 5.75% 12/16/24
    15 Year Conventional Refi 5.72% 12/16/24
    15 Year Cash-out Refi 5.72% 12/16/24
    15 Year FHA Purchase 5.68% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Forcht Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Forcht Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    766

    Origination Dollar Volume (All Markets)

    $179,370,000

    Employee count

    277 Show all (10) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 205 $56,035,000 $273,341 $2,571 3.70%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 82 $34,570,000 $421,585 $2,545 3.22%
    LOUISVILLE, KY (FHA|USDA|VA) 136 $31,490,000 $231,544 $2,601 3.25%
    London, KY (FHA|USDA|VA) 140 $21,520,000 $153,714 $2,044 3.52%
    Richmond-Berea, KY (FHA|USDA|VA) 27 $13,255,000 $490,926 $2,797 3.57%
    Somerset, KY (FHA|USDA|VA) 69 $8,065,000 $116,884 $2,350 3.24%
    Campbellsville, KY (FHA|USDA|VA) 56 $6,470,000 $115,536 $1,781 3.84%
    Outside of Metro Areas 26 $3,290,000 $126,538 $2,008 3.85%
    Frankfort, KY (FHA|USDA|VA) 3 $705,000 $235,000 $1,716 2.54%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $520,000 $260,000 $2,467 3.31%
    Bardstown, KY (FHA|USDA|VA) 3 $505,000 $168,333 $2,162 3.00%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $435,000 $435,000 $5,228 4.25%
    Middlesborough, KY (FHA|USDA|VA) 3 $415,000 $138,333 $1,821 3.21%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $415,000 $138,333 $2,109 2.50%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $405,000 $405,000 $4,329 4.25%
    Mount Sterling, KY (FHA|USDA|VA) 2 $330,000 $165,000 $2,361 2.56%
    Danville, KY (FHA|USDA|VA) 2 $250,000 $125,000 $2,580 3.13%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 1 $195,000 $195,000 $2,792 3.00%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $155,000 $155,000 $2,017 2.25%
    Cullowhee, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,524 3.50%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $115,000 $115,000 $4,829 3.38%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $85,000 $85,000 $921 2.99%
    Forcht Bank's top markets include Cincinnati, Lexington, Louisville, London, and Richmond among others.

    Their top states include:
  • Kentucky (FHA|USDA|VA)
  • Ohio (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Forcht Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    The North Side Bank & Trust Company
    Similarity Rank: 350
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    Similarity Rank: 420
    Peoples Exchange Bank
    Similarity Rank: 480
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    Similarity Rank: 651
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    Similarity Rank: 770
    MORTGAGE SUPPLIERS, INC.
    Similarity Rank: 782
    Traditional Bank, Inc.
    Similarity Rank: 828
    Sharefax Credit Union
    Similarity Rank: 936
    First Harrison Bank
    Similarity Rank: 980
    Kentucky Bank
    Similarity Rank: 1118

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 716 $172,020,000 $240,251 $2,225 3.51%
    FHA 31 $4,555,000 $146,935 $4,597 3.06%
    USDA 11 $1,215,000 $110,455 $3,333 3.10%
    VA 8 $1,580,000 $197,500 $3,864 3.30%

    For 2020, Forcht Bank's most frequently originated type of loan was Conventional, with 716 originations. Their 2nd most popular type was FHA, with 31 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 383 $79,465,000 $207,480 $1,871 3.31%
    Home Purchase 300 $85,790,000 $285,967 $3,118 3.70%
    Cash Out Refi 51 $9,295,000 $182,255 $2,372 3.15%
    Other 21 $3,775,000 $179,762 $2,077 4.07%
    Home Improvement 11 $1,045,000 $95,000 $1,376 4.20%

    For 2020, Forcht Bank's most frequently cited loan purpose was Refi, with 383 originations. The 2nd most popular reason was Home Purchase, with 300 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 322 $67,910,000 $210,901 $2,526 3.49%
    15 Year 236 $38,990,000 $165,212 $1,818 3.14%
    20 Year 94 $28,620,000 $304,468 $1,954 4.03%
    30+ year 52 $21,620,000 $415,769 $4,385 3.80%
    Other 29 $7,255,000 $250,172 $2,649 3.77%
    10 Year 25 $4,035,000 $161,400 $1,770 3.50%
    1 Year 5 $865,000 $173,000 $1,173 4.25%
    5 Year 3 $10,075,000 $3,358,333 $1,188 3.25%

    For 2020, Forcht Bank's most frequently cited loan duration was 30 Year, with 322 originations. The 2nd most popular length was 15 Year, with 236 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 589 $112,725,000 $191,384
    $1k-2k 83 $26,195,000 $315,602
    $2k-3k 8 $3,270,000 $408,750
    $3k-4k 3 $1,065,000 $355,000
    $4k-5k 1 $275,000 $275,000

    Forcht Bank's average total fees were $2,526, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 589 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 373 $94,885,000 $254,383
    2.5-3% 185 $43,825,000 $236,892
    4-5% 124 $28,170,000 $227,177
    <2.5% 64 $10,890,000 $170,156
    5-6% 11 $1,235,000 $112,273
    6-7% 5 $195,000 $39,000
    Over 8% 3 $135,000 $45,000
    7-8% 1 $35,000 $35,000

    During 2020, Forcht Bank's average interest rate for loans was 3.49%, while their most frequently originated rate bucket for loans was 3-4%, with 373 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 293 $42,805,000 $146,092 $2,259 3.30%
    $200k-400k 201 $56,065,000 $278,930 $2,728 3.34%
    $100,000 or less 194 $13,640,000 $70,309 $1,629 3.84%
    $400k-600k 44 $20,750,000 $471,591 $3,322 3.60%
    $600k-1MM 21 $15,385,000 $732,619 $3,523 3.78%
    $1MM+ 13 $30,725,000 $2,363,462 $6,330 3.54%

    2020 saw Forcht Bank place emphasis on $100k-200k loans with 293 originations, totaling $42,805,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 152 $36,280,000 $238,684 $2,610 3.36%
    $50k-75k 148 $21,030,000 $142,095 $2,323 3.52%
    $50k or less 131 $12,635,000 $96,450 $2,095 3.59%
    $150k-250k 101 $27,035,000 $267,673 $2,481 3.40%
    $75k-100k 98 $17,210,000 $175,612 $2,274 3.43%
    $250k+ 57 $28,495,000 $499,912 $2,924 3.30%

    Forcht Bank lent most frequently to those with incomes in the $100k-150k range, with 152 originations. The second most popular income band? $50k-75k, with 148 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 224 $44,890,000 $200,402 $2,228 3.40%
    30-36% 130 $26,960,000 $207,385 $2,503 3.27%
    <20% 102 $19,000,000 $186,275 $2,000 3.25%
    36% 25 $5,125,000 $205,000 $2,206 3.71%
    42% 24 $3,790,000 $157,917 $2,267 3.40%
    37% 24 $4,470,000 $186,250 $2,405 3.28%
    40% 24 $6,860,000 $285,833 $2,618 3.68%
    38% 22 $3,680,000 $167,273 $2,524 3.33%
    39% 21 $4,725,000 $225,000 $2,713 3.33%
    43% 18 $3,240,000 $180,000 $2,677 3.34%
    41% 16 $2,810,000 $175,625 $2,686 3.63%
    50-60% 11 $4,185,000 $380,455 $3,005 3.70%
    47% 9 $1,745,000 $193,889 $2,749 3.72%
    45% 9 $1,735,000 $192,778 $2,796 3.15%
    >60% 8 $5,220,000 $652,500 $3,712 4.12%
    48% 6 $920,000 $153,333 $2,469 3.48%
    44% 6 $1,040,000 $173,333 $2,730 3.35%
    46% 4 $980,000 $245,000 $2,582 3.66%
    49% 3 $1,905,000 $635,000 $3,516 3.21%

    Forcht Bank lent most frequently to those with DTI ratios of 20-30%, with 224 originations. The next most common DTI ratio? 30-36%, with 130 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 684 $137,950,000 $201,681 $2,365 3.44%
    Not applicable 50 $32,040,000 $640,800 $863 4.16%
    Not provided 12 $4,950,000 $412,500 $2,823 3.05%
    Black 13 $2,325,000 $178,846 $2,119 3.38%
    Asian 6 $1,970,000 $328,333 $2,763 3.52%
    American Indian 1 $135,000 $135,000 $2,283 2.75%

    Approval Rates

    Total approvals of all applications
    79.85%

    Forcht Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    59.79%

    Forcht Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 766 $179,370,000 $234,164

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 25 $27,935,000 $1,117,400
    Single Family (1-4 Units):Manufactured 18 $1,120,000 $62,222
    Single Family (1-4 Units):Site-Built 723 $150,315,000 $207,905

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 57 $7,255,000 $127,281 $1,437 3.42%
    40-60% 139 $23,575,000 $169,604 $1,916 3.44%
    60-80% 338 $101,280,000 $299,645 $2,470 3.44%
    80-100% 221 $46,405,000 $209,977 $2,799 3.57%
    Under 20% 10 $760,000 $76,000 $1,314 3.94%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    FIRST HORIZON BANK Other type of mortgage Closing on a mortgage 2 13.3%
    FIRST HORIZON BANK Other type of mortgage Struggling to pay mortgage 1 6.7%
    FIRST HORIZON BANK Other type of mortgage Trouble during payment process 2 13.3%
    FIRST HORIZON BANK Conventional home mortgage Closing on a mortgage 1 6.7%
    FIRST HORIZON BANK Conventional home mortgage Trouble during payment process 4 26.7%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 3 20.0%
    FIRST HORIZON BANK Home equity loan or line of credit (HELOC) Trouble during payment process 1 6.7%
    FIRST HORIZON BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 6.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Forcht Bank, National Association 100 First Financial Plaza London, KY 40741 Full Service B&M $67,921
    Forcht Bank, National Association 102-108 N Public Square Greensburg, KY 42743 Full Service B&M $43,626
    Forcht Bank, National Association 10505 Taylorsville Road Louisville, KY 40209 Full Service B&M $24,888
    Forcht Bank, National Association 117 S Main St Greensburg, KY 42743 Full Service B&M $15,797
    Forcht Bank, National Association 1331 U.S. Highway 25 West Williamsburg, KY 40769 Full Service B&M $46,623
    Forcht Bank, National Association 140 Southland Drive Lexington, KY 40503 Full Service B&M $17,124
    Forcht Bank, National Association 1405 East Broadway Campbellsville, KY 42718 Full Service B&M $34,889
    Forcht Bank, National Association 1600 Cumberland Falls Hwy Corbin, KY 40701 Full Service B&M $15,907
    Forcht Bank, National Association 1846 South Highway 27 Somerset, KY 42501 Full Service B&M $104,233
    Forcht Bank, National Association 203-205 South Main Street Williamstown, KY 41097 Full Service B&M $88,954
    Forcht Bank, National Association 2110 Beechmont Ave Cincinnati, OH 45230 Full Service B&M $56,115
    Forcht Bank, National Association 2140 Lantern Ridge Dr Richmond, KY 40475 Full Service B&M $18,722
    Forcht Bank, National Association 2404 Sir Barton Way Lexington, KY 40509 Full Service B&M $102,041
    Forcht Bank, National Association 3358 Tates Creek Rd Lexington, KY 40502 Full Service B&M $16,078
    Forcht Bank, National Association 3549 Columbia Parkway Cincinnati, OH 45226 Full Service B&M $35,727
    Forcht Bank, National Association 391 Campbellsville By-Pass Campbellsville, KY 42718 Full Service B&M $20,445
    Forcht Bank, National Association 406 Knox St Barbourville, KY 40906 Full Service B&M $54,868
    Forcht Bank, National Association 4710 S. Hwy 27 Somerset, KY 42501 Full Service B&M $23,072
    Forcht Bank, National Association 50 Old Whitley Road London, KY 40741 Full Service B&M $25,531
    Forcht Bank, National Association 58 Broadway Dry Ridge, KY 41035 Full Service B&M $57,472
    Forcht Bank, National Association 6100 1st Financial Dr Burlington, KY 41005 Full Service B&M $66,946
    Forcht Bank, National Association 820 Master Street Corbin, KY 40701 Full Service B&M $56,816
    Forcht Bank, National Association 8492 Dixie Highway Louisville, KY 40258 Full Service B&M $88,262
    Forcht Bank, National Association I-75 And Violet Road Crittenden, KY 41030 Full Service B&M $30,395

    For 2020, Forcht Bank had 24 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $50,430
    Net interest income $43,223
    Total noninterest income $9,069
    Gross Fiduciary activities income $5
    Service charges on deposit accounts $3,523
    Trading account gains and fees $0
    Additional Noninterest Income $5,541
    Pre-tax net operating income $4,818
    Securities gains (or losses, -) $2,535
    Income before extraordinary items $7,095
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $7,095
    Minority interest net income $0
    Net income $7,095
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $4,661

    Forcht Bank's gross interest income from loans was $50,430,000.
    Forcht Bank's net interest income from loans was $43,223,000.
    Forcht Bank's fee based income from loans was $3,523,000.
    Forcht Bank's net income from loans was $7,095,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $7,207
    Provision for credit losses $1,650
    Total noninterest expense $45,824
    Salaries and employee benefits $20,533
    Premises and equipment expense $7,830
    Additional noninterest expense $17,461
    Applicable income taxes $258
    Net charge-offs $229
    Cash dividends $6,250

    Forcht Bank's interest expense for loans was $7,207,000.
    Forcht Bank's payroll and benefits expense were $20,533,000.
    Forcht Bank's property, plant and equipment expenses $7,830,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,223,720
    Deposits held in domestic offices $1,223,720
    Deposits by Individuals, partnerships, and corporations $1,127,451
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $95,007
    Deposits by Commercial banks and other depository institutions in U.S. $1,262
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $84,376
    Demand deposits $25,613
    Nontransaction accounts $1,139,344
    Money market deposit accounts (MMDAs) $764,924
    Other savings deposits (excluding MMDAs) $141,319
    Total time deposits $233,100
    Total time and savings deposits $1,198,107
    Noninterest-bearing deposits $188,012
    Interest-bearing deposits $1,035,708
    Retail deposits $1,186,859
    IRAs and Keogh plan accounts $40,583
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,432,367
    Cash & Balances due from depository institutions $157,778
    Interest-bearing balances $121,698
    Total securities $311,940
    Federal funds sold & reverse repurchase $497
    Net loans and leases $855,340
    Loan and leases loss allowance $10,870
    Trading account assets $0
    Bank premises and fixed assets $27,535
    Other real estate owned $88
    Goodwill and other intangibles $37,372
    All other assets $41,817

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,432,367
    Total Liabilities $1,265,915
    Total deposits $1,223,720
    Interest-bearing deposits $1,035,708
    Deposits held in domestic offices $1,223,720
    % insured (estimated) $75
    Federal funds purchased and repurchase agreements $6,363
    Trading liabilities $0
    Other borrowed funds $30,000
    Subordinated debt $0
    All other liabilities $5,832

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $855,340
    Loan and leases loss allowance $10,870
    Total loans and leases (domestic) $866,210
    All real estate loans $771,005
    Real estate loans in domestic offices $771,005
    Construction and development loans $31,673
    Residential 1-4 family construction $10,236
    Other construction, all land development and other land $21,437
    Loans secured by nonfarm nonresidential properties $260,113
    Nonfarm nonresidential secured by owner-occupied properties $119,130
    Commercial real estate & other non-farm, non-residential $140,983
    Multifamily residential real estate $71,521
    1-4 family residential loans $389,180
    Farmland loans $18,518
    Loans held in foreign offices $0
    Farm loans $472
    Commercial and industrial loans $73,608
    To non-U.S. addressees $0
    Loans to individuals $18,775
    Credit card loans $1,452
    Related Plans $15
    Consumer Auto Loans $5,407
    Other loans to individuals $11,901
    All other loans & leases $2,351
    Loans to foreign governments and official institutions $0
    Other loans $408
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,682
    Non 1-4 family restructured loans & leases $1,098
    Total loans and leases (foreign) $0

    Forcht Bank had $855,340,000 of loans outstanding in 2020. $771,005,000 of loans were in real estate loans. $31,673,000 of loans were in development loans. $71,521,000 of loans were in multifamily mortgage loans. $389,180,000 of loans were in 1-4 family mortgage loans. $472,000 of loans were in farm loans. $1,452,000 of loans were in credit card loans. $5,407,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 500 $110,426 $220,852
    Nonfarm, nonresidential loans - <$100k 110 $4,588 $41,709
    Nonfarm, nonresidential loans - $100-250k 168 $21,001 $125,006
    Nonfarm, nonresidential loans - $250k-1MM 222 $84,837 $382,149
    Commercial & Industrial, US addressed loans - <$1MM 672 $45,724 $68,042
    Commercial & Industrial, US addressed loans - <$100k 507 $13,946 $27,507
    Commercial & Industrial, US addressed loans - $100-250k 96 $11,344 $118,167
    Commercial & Industrial, US addressed loans - $250k-1MM 69 $20,434 $296,145
    Farmland loans - <$1MM 295 $18,518 $62,773
    Farmland loans - <$100k 295 $18,518 $62,773
    Agriculture operations loans - <$1MM 37 $472 $12,757
    Agriculture operations loans - <$100k 37 $472 $12,757