Danville Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Danville averaged 6.89% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.36% and one month ago for the week of 2024-01-18, the average rate was 6.59%.

Danville's average rate one year ago was 6.64%.

For refis of the same type during the week of 2024-02-22, the average rate was 7%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Danville 30 Year Fixed Rate 2024-02-22 6.89%
Danville 30 Year Fixed Rate Refi 2024-02-22 7%
Danville 15 Year Fixed Rate 2024-02-22 6.29%
Danville 15 Year Fixed Rate Refi 2024-02-22 6.79%
Danville 30 Year FHA 2024-02-22 -0.63%
Danville 30 Year FHA Refi 2024-02-22 -0.2%
Danville 30 Year USDA 2024-02-22 -0.1%
Danville 30 Year USDA Refi 2024-02-22 -0.1%
Danville 30 Year VA 2024-02-22 -0.12%
Danville 30 Year VA Refi 2024-02-22 -0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Danville, KY.

Danville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Danville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
GENEVA FINANCIAL, LLC 30 5.16% $4,844
QUICKEN LOANS, LLC 22 4.97% $5,349
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 4.16% $4,976
JPMorgan Chase Bank 17 5.44% $4,141
Abound Federal Credit Union 16 4.55% $2,196
Republic State Mortgage Co. 15 5.11% $3,948
Community Trust Bank, Inc. 13 4.84% $1,819
Bank of England 8 5.61% $4,484
STOCKTON MORTGAGE CORPORATION 8 4.72% $3,816
UNITED WHOLESALE MORTGAGE, LLC 8 5.27% $3,989
HOMESIDE FINANCIAL, LLC 7 5.73% $6,453
Central Bank 7 4.30% $2,125
PNC Bank 7 5.16% $3,721
U.S. Bank 6 5.10% $3,293
GoPrime Mortgage, Inc. 6 5.16% $4,531
Fifth Third Bank 5 4.75% $4,128
The Citizens National Bank of Somerset 5 4.63% $2,582
CHURCHILL MORTGAGE CORPORATION 5 4.88% $4,020
MORTGAGE INVESTORS GROUP, INC. 5 5.83% $4,602
Hometown Lenders, Inc. 4 4.06% $2,793
Republic Bank & Trust Company 4 5.75% $2,660
Farm Credit Mid-America, ACA 4 5.21% $6,429
Northpointe Bank 4 5.59% $3,434
LOANDEPOT.COM, LLC 4 4.72% $4,567
VANDERBILT MORTGAGE AND FINANCE, INC. 3 6.42% $6,067
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 5.08% $4,399
L & N Federal Credit Union 3 5.04% $1,789
HOME POINT FINANCIAL CORPORATION 3 5.13% $4,368
FREEDOM MORTGAGE CORPORATION 3 3.38% $3,857
MOVEMENT MORTGAGE, LLC 3 4.58% $3,629
Whitaker Bank 2 5.44% $2,323
Academy Bank 2 4.19% $2,782
AgFirst Farm Credit Bank 2 4.25% $4,121
BROKER SOLUTIONS, INC. 2 5.63% $5,227
CALIBER HOME LOANS, INC. 2 4.16% $4,070
CARDINAL FINANCIAL 2 4.13% $4,693
Carrington Mortgage Services, LLC 2 4.25% $4,076
Central Kentucky Agricultural Credit Association 2 6.11% $2,048
COMMONWEALTH 2 4.88% $2,706
ENVOY MORTGAGE, LTD 2 5.00% $4,824
First Southern National Bank 2 5.88% $1,157
Guardian Savings Bank, A Federal Savings Bank 2 4.13% $550
HAMILTON HOME LOANS, INC. 2 4.06% $3,997
NEWREZ LLC 2 6.18% $3,730
PARK COMMUNITY CREDIT UNION, INC. 2 4.13% $2,456
Prosperity Home Mortgage, LLC 2 5.19% $4,740
PROVIDENT FUNDING ASSOCIATES, L.P. 2 5.75% $2,659
Stock Yards Bank & Trust Company 2 5.38% $3,714
EVERETT FINANCIAL, INC. 1 6.88% $2,479
KELLER MORTGAGE, LLC 1 3.88% $2,081
LAKEVIEW LOAN SERVICING, LLC 1 4.99% $3,930
EVANSVILLE TEACHERS 1 3.13% $3,103
ENDEAVOR CAPITAL, LLC. 1 5.88% $4,189
MEMBERS HERITAGE Credit Union 1 4.00% $3,431
MORTGAGE ACCESS CORP. 1 4.13% $2,923
Edmonton State Bank 1 5.25% $3,096
CROSSCOUNTRY MORTGAGE, LLC 1 5.83% $4,759
Mr. Cooper ( Nationstar Mortgage ) 1 6.00% $6,416
M&T Bank 1 5.75% $5,064
Ally Bank 1 3.50% $4,385
North American Savings Bank, F.S.B. 1 3.88% $495
Citizens Bank 1 3.63% $2,783
ADVANCIAL 1 5.38% $4,376
PENNYMAC LOAN SERVICES, LLC 1 5.50% $8,802
PENTAGON FEDERAL CREDIT UNION 1 4.13% $2,696
Century Mortgage Company DBA Century Lending Company 1 3.38% $5,602
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.13% $6,659
Watermark Capital, Inc. 1 5.00% $5,209
Wells Fargo Bank 1 6.75% $4,882
PULTE MORTGAGE LLC 1 4.13% $1,319
BAY EQUITY LLC 1 3.50% $3,410
Barrington Bank & Trust Company, N.A. 1 6.63% $3,832
Arvest Bank 1 5.38% $3,804
SOUTH CENTRAL BANK, INC. 1 5.50% $2,752
Stifel Bank and Trust 1 2.25% $2,387
AMERISAVE MORTGAGE CORPORATION 1 3.99% $2,187
ACADEMY MORTGAGE CORPORATION 1 5.88% $2,720
AmeriHome Mortgage Company, LLC 1 3.99% $5,847
The Monticello Banking Company 1 4.00% $2,372
Traditional Bank, Inc. 1 5.50% $2,435
GUARANTEED RATE, INC. 1 4.95% $4,827
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.38% $3,124
USAA Federal Savings Bank 1 3.38% $4,301
GUARANTEED RATE AFFINITY, LLC 1 5.40% $3,662
First Savings Bank 1 5.50% $2,442
FINANCE OF AMERICA MORTGAGE LLC 1 3.88% $2,939
INTERLINC MORTGAGE SERVICES, LLC 1 7.50% $4,254

Danville Average Closing Costs & Other Stats

Danville, KY's 87 lenders originated 1,072 loans during 2022. The total origination value was $176,550,000, with an average loan value of $164,692.

Danville's average closing costs are $4,175.

The top Danville lender as defined by loan originations is GENEVA FINANCIAL, LLC, with 30 loans originated. Their average total fees are $4,844, which is $506 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Danville lenders (with over 10 loans originated) are Community Trust Bank, Inc. ($1,819), Abound Federal Credit Union ($2,196), Republic State Mortgage Co. ($3,948), JPMorgan Chase Bank ($4,141) and GENEVA FINANCIAL, LLC ($4,844).

The lowest rate Danville lenders (with over 10 loans originated) are FAIRWAY INDEPENDENT MORTGAGE CORPORATION (4.16%), Abound Federal Credit Union (4.55%), Community Trust Bank, Inc. (4.84%), QUICKEN LOANS, LLC (4.97%) and Republic State Mortgage Co. (5.11%).

Danville, KY Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
GENEVA FINANCIAL, LLC $6,025,000 $10,955,000 81.8% 6.2%
Whitaker Bank $3,240,000 $9,480,000 192.6% 5.4%
First Southern National Bank $7,900,000 $9,185,000 16.3% 5.2%
QUICKEN LOANS, LLC $24,430,000 $8,355,000 -65.8% 4.7%
Republic State Mortgage Co. $12,305,000 $7,905,000 -35.8% 4.5%
Abound Federal Credit Union $12,675,000 $7,310,000 -42.3% 4.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $15,740,000 $6,705,000 -57.4% 3.8%
STOCKTON MORTGAGE CORPORATION $12,980,000 $5,600,000 -56.9% 3.2%
Community Trust Bank, Inc. $9,155,000 $5,250,000 -42.7% 3.0%
JPMorgan Chase Bank $5,955,000 $4,830,000 -18.9% 2.7%
UNITED WHOLESALE MORTGAGE, LLC $2,995,000 $4,250,000 41.9% 2.4%
HOMESIDE FINANCIAL, LLC $145,000 $4,040,000 2,686.2% 2.3%
Mortgage Research Center, LLC $5,280,000 $3,745,000 -29.1% 2.1%
Fifth Third Bank $1,615,000 $3,720,000 130.3% 2.1%
PNC Bank $4,585,000 $3,040,000 -33.7% 1.7%
PARK COMMUNITY CREDIT UNION, INC. $765,000 $2,910,000 280.4% 1.6%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,870,000 $2,715,000 45.2% 1.5%
USAA Federal Savings Bank $2,360,000 $2,490,000 5.5% 1.4%
U.S. Bank $2,995,000 $2,470,000 -17.5% 1.4%
Farm Credit Mid-America, ACA $1,535,000 $2,360,000 53.7% 1.3%
Cumberland Valley National Bank & Trust Company $760,000 $2,345,000 208.6% 1.3%
COMMONWEALTH $4,240,000 $2,065,000 -51.3% 1.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $4,145,000 $2,050,000 -50.5% 1.2%
Traditional Bank, Inc. $975,000 $2,005,000 105.6% 1.1%
Bank of England $860,000 $1,995,000 132.0% 1.1%
Central Bank & Trust Company $1,825,000 $1,850,000 1.4% 1.0%
NAVY FEDERAL CREDIT UNION $2,045,000 $1,790,000 -12.5% 1.0%
Hometown Lenders, Inc. $2,710,000 $1,710,000 -36.9% 1.0%
LOANDEPOT.COM, LLC $1,660,000 $1,700,000 2.4% 1.0%
GoPrime Mortgage, Inc. $3,980,000 $1,680,000 -57.8% 1.0%
UNIVERSITY OF KENTUCKY $1,610,000 $1,655,000 2.8% 0.9%
AMERISAVE MORTGAGE CORPORATION $2,705,000 $1,610,000 -40.5% 0.9%
CHURCHILL MORTGAGE CORPORATION $525,000 $1,600,000 204.8% 0.9%
The Citizens National Bank of Somerset $1,285,000 $1,565,000 21.8% 0.9%
PENNYMAC LOAN SERVICES, LLC $2,735,000 $1,530,000 -44.1% 0.9%
Peoples Exchange Bank $850,000 $1,495,000 75.9% 0.8%
EVERETT FINANCIAL, INC. $330,000 $1,340,000 306.1% 0.8%
MORTGAGE INVESTORS GROUP, INC. $1,245,000 n/a 0.7%
Old National Bank $175,000 $1,205,000 588.6% 0.7%
BROKER SOLUTIONS, INC. $2,010,000 $1,195,000 -40.5% 0.7%
HOME POINT FINANCIAL CORPORATION $935,000 $1,120,000 19.8% 0.6%
GUARANTEED RATE, INC. $540,000 $1,030,000 90.7% 0.6%
Carrington Mortgage Services, LLC $415,000 $1,010,000 143.4% 0.6%
The Monticello Banking Company $2,845,000 $945,000 -66.8% 0.5%
LAKEVIEW LOAN SERVICING, LLC $2,120,000 $940,000 -55.7% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $2,385,000 $940,000 -60.6% 0.5%
Guardian Savings Bank, A Federal Savings Bank $4,460,000 $825,000 -81.5% 0.5%
The Farmers Bank $750,000 $825,000 10.0% 0.5%
First State Bank of the Southeast, Inc. $245,000 $805,000 228.6% 0.5%
SOUTH CENTRAL BANK, INC. $240,000 $760,000 216.7% 0.4%
MID AMERICA MORTGAGE, INC. $2,655,000 $730,000 -72.5% 0.4%
AgFirst Farm Credit Bank $1,150,000 $725,000 -37.0% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,030,000 $720,000 -30.1% 0.4%
Wells Fargo Bank $2,260,000 $705,000 -68.8% 0.4%
FREEDOM MORTGAGE CORPORATION $4,860,000 $665,000 -86.3% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $910,000 $655,000 -28.0% 0.4%
Home Federal Bank Corporation $650,000 n/a 0.4%
Central Kentucky Agricultural Credit Association $375,000 $615,000 64.0% 0.3%
CMG MORTGAGE, INC. $615,000 n/a 0.3%
RUOFF MORTGAGE COMPANY, INC. $630,000 $615,000 -2.4% 0.3%
Northpointe Bank $1,350,000 $610,000 -54.8% 0.3%
Republic Bank & Trust Company $1,600,000 $610,000 -61.9% 0.3%
Equity Prime Mortgage LLC $605,000 n/a 0.3%
Barrington Bank & Trust Company, N.A. $345,000 $595,000 72.5% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $255,000 $590,000 131.4% 0.3%
NEWREZ LLC $1,020,000 $585,000 -42.6% 0.3%
Stifel Bank and Trust $565,000 n/a 0.3%
Stock Yards Bank & Trust Company $570,000 $560,000 -1.8% 0.3%
MOVEMENT MORTGAGE, LLC $1,165,000 $535,000 -54.1% 0.3%
Citizens Bank $355,000 $510,000 43.7% 0.3%
AMERICAN FINANCING CORPORATION $745,000 $465,000 -37.6% 0.3%
Prosperity Home Mortgage, LLC $470,000 $460,000 -2.1% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $2,105,000 $455,000 -78.4% 0.3%
GUARANTY HOME MORTGAGE CORPORATION $2,455,000 $435,000 -82.3% 0.2%
MORTGAGE SUPPLIERS, INC. $615,000 $430,000 -30.1% 0.2%
ENVOY MORTGAGE, LTD $300,000 $420,000 40.0% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $545,000 $380,000 -30.3% 0.2%
Arvest Bank $580,000 $345,000 -40.5% 0.2%
AmeriHome Mortgage Company, LLC $145,000 $330,000 127.6% 0.2%
EVANSVILLE TEACHERS $195,000 $325,000 66.7% 0.2%
MORTGAGE ACCESS CORP. $325,000 n/a 0.2%
Academy Bank $310,000 n/a 0.2%
PLANET HOME LENDING, LLC $310,000 n/a 0.2%
Citizens Commerce Bank $120,000 $300,000 150.0% 0.2%
First Option Mortgage, LLC $155,000 $300,000 93.5% 0.2%
Bank of Lexington, Inc. $280,000 n/a 0.2%
KELLER MORTGAGE, LLC $275,000 n/a 0.2%
Watermark Capital, Inc. $275,000 n/a 0.2%
Century Mortgage Company DBA Century Lending Company $890,000 $270,000 -69.7% 0.2%
INTERLINC MORTGAGE SERVICES, LLC $905,000 $255,000 -71.8% 0.1%
L & N Federal Credit Union $430,000 $255,000 -40.7% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $495,000 $250,000 -49.5% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $240,000 n/a 0.1%
MEMBERS HERITAGE Credit Union $490,000 $235,000 -52.0% 0.1%
21ST MORTGAGE CORPORATION $460,000 $230,000 -50.0% 0.1%
ADVANCIAL $225,000 n/a 0.1%
Ally Bank $225,000 n/a 0.1%
PULTE MORTGAGE LLC $225,000 n/a 0.1%
CALIBER HOME LOANS, INC. $1,380,000 $220,000 -84.1% 0.1%
HAMILTON HOME LOANS, INC. $615,000 $220,000 -64.2% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,230,000 $205,000 -83.3% 0.1%
The Cecilian Bank $205,000 n/a 0.1%
Nations Lending Corporation $200,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $195,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $195,000 n/a 0.1%
HANCOCK MORTGAGE PARTNERS, LLC $175,000 $185,000 5.7% 0.1%
North American Savings Bank, F.S.B. $185,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $185,000 n/a 0.1%
Assurance Financial Group, L.L.C. $175,000 n/a 0.1%
United Cumberland Bank $165,000 n/a 0.1%
SPRING EQ, LLC $45,000 $160,000 255.6% 0.1%
NEW DAY FINANCIAL, LLC $1,245,000 $155,000 -87.6% 0.1%
Paramount Residential Mortgage Group, Inc. $155,000 $155,000 0.0% 0.1%
First Savings Bank $165,000 $145,000 -12.1% 0.1%
Forcht Bank $300,000 $145,000 -51.7% 0.1%
Magnolia Bank $440,000 $145,000 -67.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $310,000 $145,000 -53.2% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $140,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $135,000 n/a 0.1%
HOMESTAR FINANCIAL CORPORATION $135,000 n/a 0.1%
M&T Bank $135,000 n/a 0.1%
BAY EQUITY LLC $260,000 $125,000 -51.9% 0.1%
Edmonton State Bank $125,000 n/a 0.1%
DAS Acquisition Company, LLC $700,000 $105,000 -85.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $105,000 n/a 0.1%
WesBanco Bank, Inc. $355,000 $105,000 -70.4% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $95,000 n/a 0.1%
The Huntington National Bank $1,485,000 $75,000 -94.9% 0.0%
CSL Financial, LLC $175,000 $65,000 -62.9% 0.0%
Transportation Federal Credit Union $55,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $105,000 $55,000 -47.6% 0.0%
Flagstar Bank, FSB $1,055,000 $45,000 -95.7% 0.0%
REVERSE MORTGAGE FUNDING LLC $45,000 n/a 0.0%
First Financial Bank $720,000 $35,000 -95.1% 0.0%
Truist $1,125,000 $25,000 -97.8% 0.0%

Danville's top lender by overall market share is GENEVA FINANCIAL, LLC, with 6.2% market share. In second place, with 5.4%, is Whitaker Bank, having originated $9,480,000 in loans. In third place, with 5.2%, is First Southern National Bank, having originated $9,185,000 in loans. In fourth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $8,355,000 in loans. In fifth place, with 4.5%, is Republic State Mortgage Co., having originated $7,905,000 in loans.


Danville Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $165,000 (23.2%) $241,891 (26.2%) 0.00 198
2018-02-01 $171,700 (31.1%) $243,513 (25.6%) 0.00 203
2018-03-01 $168,700 (28.9%) $236,908 (21.8%) 0.00 208
2018-04-01 $186,450 (38.4%) $241,814 (22.0%) 0.00 208
2018-05-01 $189,950 (19.1%) $246,182 (16.0%) 0.00 230
2018-06-01 $184,500 (15.4%) $237,007 (9.2%) 0.00 244
2018-07-01 $179,900 (12.5%) $238,793 (2.7%) 0.00 244
2018-08-01 $180,450 (12.8%) $246,615 (8.8%) 0.00 228
2018-09-01 $174,450 (10.1%) $241,817 (6.6%) 0.00 226
2018-10-01 $166,325 (-0.7%) $230,661 (-4.2%) 0.00 231
2018-11-01 $172,200 (1.7%) $228,824 (-8.6%) 0.00 226
2018-12-01 $159,900 (-3.7%) $224,662 (-8.6%) 0.00 218
2019-01-01 $159,900 (-3.1%) $215,364 (-11.0%) 0.00 204
2019-02-01 $159,900 (-6.9%) $217,032 (-10.9%) 0.00 211
2019-03-01 $164,186 (-2.7%) $223,584 (-5.6%) 0.00 216
2019-04-01 $172,425 (-7.5%) $236,284 (-2.3%) 0.00 215
2019-05-01 $179,900 (-5.3%) $245,555 (-0.3%) 0.00 207
2019-06-01 $185,950 (0.8%) $241,610 (1.9%) 0.00 211
2019-07-01 $186,450 (3.6%) $242,670 (1.6%) 0.00 213
2019-08-01 $177,186 (-1.8%) $243,745 (-1.2%) 0.00 214
2019-09-01 $173,116 (-0.8%) $243,410 (0.7%) 0.00 209
2019-10-01 $172,127 (3.5%) $243,207 (5.4%) 0.00 204
2019-11-01 $169,000 (-1.9%) $240,226 (5.0%) 0.00 188
2019-12-01 $167,175 (4.6%) $238,391 (6.1%) 0.00 174
2020-01-01 $159,700 (-0.1%) $228,036 (5.9%) 0.00 165
2020-02-01 $175,200 (9.6%) $245,615 (13.2%) 0.00 162
2020-03-01 $191,000 (16.3%) $261,585 (17.0%) 0.00 153
2020-04-01 $199,500 (15.7%) $263,841 (11.7%) 0.00 138
2020-05-01 $199,500 (10.9%) $255,206 (3.9%) 0.00 140
2020-06-01 $194,000 (4.3%) $254,090 (5.2%) 0.00 125
2020-07-01 $189,750 (1.8%) $257,460 (6.1%) 0.00 123
2020-08-01 $182,400 (2.9%) $265,253 (8.8%) 0.00 117
2020-09-01 $175,450 (1.4%) $259,096 (6.4%) 0.00 135
2020-10-01 $174,900 (1.6%) $254,440 (4.6%) 0.00 139
2020-11-01 $180,825 (7.0%) $259,412 (8.0%) 0.00 128
2020-12-01 $174,600 (4.4%) $252,152 (5.8%) 0.00 114
2021-01-01 $179,900 (12.7%) $253,988 (11.4%) 0.00 100
2021-02-01 $199,000 (13.6%) $276,516 (12.6%) 0.00 87
2021-03-01 $237,075 (24.1%) $300,125 (14.7%) 0.00 80
2021-04-01 $237,250 (18.9%) $293,114 (11.1%) 0.00 80
2021-05-01 $262,250 (31.5%) $264,937 (3.8%) 0.00 81
2021-06-01 $238,675 (23.0%) $273,442 (7.6%) 0.00 82
2021-07-01 $244,450 (28.8%) $294,628 (14.4%) 0.00 105
2021-08-01 $244,125 (33.8%) $280,554 (5.8%) 0.00 119
2021-09-01 $228,475 (30.2%) $294,333 (13.6%) 0.00 128
2021-10-01 $214,950 (22.9%) $276,705 (8.8%) 0.00 123
2021-11-01 $199,900 (10.6%) $263,824 (1.7%) 0.00 115
2021-12-01 $214,500 (22.9%) $279,534 (10.9%) 0.00 99
2022-01-01 $199,000 (10.6%) $274,458 (8.1%) 0.00 88
2022-02-01 $199,700 (0.4%) $292,696 (5.9%) 0.00 72
2022-03-01 $226,650 (-4.4%) $324,827 (8.2%) 0.00 74
2022-04-01 $229,500 (-3.3%) $324,253 (10.6%) 0.00 76
2022-05-01 $251,175 (-4.2%) $327,560 (23.6%) 0.00 86
2022-06-01 $251,200 (5.3%) $335,415 (22.7%) 0.00 117
2022-07-01 $240,000 (-1.8%) $320,097 (8.6%) 0.00 128
2022-08-01 $245,575 (0.6%) $324,064 (15.5%) 0.00 135
2022-09-01 $258,875 (13.3%) $323,944 (10.1%) 0.00 138
2022-10-01 $272,450 (26.8%) $328,492 (18.7%) 0.00 131
2022-11-01 $264,900 (32.5%) $317,525 (20.4%) 0.00 129
2022-12-01 $259,000 (20.8%) $321,159 (14.9%) 0.00 115
2023-01-01 $247,425 (24.3%) $313,001 (14.0%) 0.00 108
2023-02-01 $239,950 (20.2%) $303,402 (3.7%) 0.00 104
2023-03-01 $255,625 (12.8%) $324,190 (-0.2%) 0.00 90
2023-04-01 $274,999 (19.8%) $344,969 (6.4%) 0.00 85
2023-05-01 $289,600 (15.3%) $348,361 (6.4%) 0.00 96
2023-06-01 $289,700 (15.3%) $333,310 (-0.6%) 0.00 97
2023-07-01 $280,000 (16.7%) $322,342 (0.7%) 0.00 100
2023-08-01 $263,250 (7.2%) $307,795 (-5.0%) 0.00 114
2023-09-01 $272,000 (5.1%) $314,254 (-3.0%) 0.00 129
2023-10-01 $269,000 (-1.3%) $330,756 (0.7%) 0.00 128
2023-11-01 $269,975 (1.9%) $332,972 (4.9%) 0.00 132
2023-12-01 $269,000 (3.9%) $332,005 (3.4%) 0.00 147
Danville's median listing price for 2023-12-01 was $269,000, a difference of $10,000 (3.9%) versus the prior year and $-975 versus the prior month.

Danville's median listing price comes in at 0% of the national average.

Danville's average listing price for 2023-12-01 was $332,005, a difference of $10,846 (3.4%) versus the prior year and $-967 versus the prior month.

For the 2023-12-01 period, Danville had 147 MLS listings, a difference of 15 listings (11%) versus the prior month and 32 listings (28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,928 sqft
2018-02-01 0 days 1,908 sqft
2018-03-01 0 days 1,916 sqft
2018-04-01 0 days 2,049 sqft
2018-05-01 0 days 2,147 sqft
2018-06-01 0 days 2,000 sqft
2018-07-01 0 days 1,975 sqft
2018-08-01 0 days 1,931 sqft
2018-09-01 0 days 1,915 sqft
2018-10-01 0 days 1,864 sqft
2018-11-01 0 days 1,914 sqft
2018-12-01 0 days 1,890 sqft
2019-01-01 0 days 1,816 sqft
2019-02-01 0 days 1,835 sqft
2019-03-01 0 days 1,835 sqft
2019-04-01 0 days 1,846 sqft
2019-05-01 0 days 1,873 sqft
2019-06-01 0 days 1,897 sqft
2019-07-01 0 days 1,919 sqft
2019-08-01 0 days 1,962 sqft
2019-09-01 0 days 1,904 sqft
2019-10-01 0 days 1,853 sqft
2019-11-01 0 days 1,788 sqft
2019-12-01 0 days 1,723 sqft
2020-01-01 0 days 1,730 sqft
2020-02-01 0 days 1,834 sqft
2020-03-01 0 days 1,908 sqft
2020-04-01 0 days 1,912 sqft
2020-05-01 0 days 1,900 sqft
2020-06-01 0 days 1,881 sqft
2020-07-01 0 days 1,869 sqft
2020-08-01 0 days 1,829 sqft
2020-09-01 0 days 1,687 sqft
2020-10-01 0 days 1,700 sqft
2020-11-01 0 days 1,761 sqft
2020-12-01 0 days 1,730 sqft
2021-01-01 0 days 1,700 sqft
2021-02-01 0 days 1,796 sqft
2021-03-01 0 days 1,875 sqft
2021-04-01 0 days 1,935 sqft
2021-05-01 0 days 1,871 sqft
2021-06-01 0 days 1,845 sqft
2021-07-01 0 days 1,892 sqft
2021-08-01 0 days 1,837 sqft
2021-09-01 0 days 1,809 sqft
2021-10-01 0 days 1,778 sqft
2021-11-01 0 days 1,632 sqft
2021-12-01 0 days 1,645 sqft
2022-01-01 0 days 1,597 sqft
2022-02-01 0 days 1,643 sqft
2022-03-01 0 days 1,639 sqft
2022-04-01 0 days 1,710 sqft
2022-05-01 0 days 1,808 sqft
2022-06-01 0 days 1,773 sqft
2022-07-01 0 days 1,800 sqft
2022-08-01 0 days 1,700 sqft
2022-09-01 0 days 1,748 sqft
2022-10-01 0 days 1,719 sqft
2022-11-01 0 days 1,735 sqft
2022-12-01 0 days 1,740 sqft
2023-01-01 0 days 1,665 sqft
2023-02-01 0 days 1,670 sqft
2023-03-01 0 days 1,727 sqft
2023-04-01 0 days 1,839 sqft
2023-05-01 0 days 2,003 sqft
2023-06-01 0 days 1,871 sqft
2023-07-01 0 days 1,789 sqft
2023-08-01 0 days 1,684 sqft
2023-09-01 0 days 1,740 sqft
2023-10-01 0 days 1,763 sqft
2023-11-01 0 days 1,774 sqft
2023-12-01 0 days 1,704 sqft
Danville's median listing age (time on market) for 2023-12-01 was 0 days.

Danville's median square footage for active listings during the 2023-12-01 period was 1,704 sqft. One year prior, the average listing was 1,740 sqft.

Danville, KY Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 602 $119,590,000 $198,654
Cash Out Refi 156 $23,660,000 $151,667
Refi 143 $22,305,000 $155,979
Home Improvement 95 $6,305,000 $66,368
Other 76 $4,690,000 $61,711

Danville's most frequently cited loan purpose was Home Purchase, with 602 originations. The 2nd most popular reason was Cash Out Refi, with 156 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
4-5% 286 $49,760,000 $173,986
5-6% 272 $44,860,000 $164,926
3-4% 222 $40,900,000 $184,234
6-7% 113 $16,835,000 $148,982
2.5-3% 46 $6,540,000 $142,174
7-8% 38 $5,100,000 $134,211
Over 8% 34 $2,720,000 $80,000
<2.5% 22 $2,700,000 $122,727

During 2022, Danville's most frequently originated rate bucket was 4-5%, with 286 originations.

Loan Sizing (Danville, KY MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 494 $72,360,000 $146,478
$100,000 or less 309 $17,775,000 $57,524
$200k-400k 227 $59,425,000 $261,784
$400k-600k 30 $14,580,000 $486,000
$600k-1000k 6 $4,620,000 $770,000
$Over $1MM 6 $7,790,000 $1,298,333

Danville's loan sizing saw the bucket of loans from $100k-200k with 494 originations, totaling $72,360,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 433 $86,775,000 $200,404
60-80% 245 $44,985,000 $183,612
40-60% 127 $17,345,000 $136,575
20-40% 111 $9,705,000 $87,432
Under 20% 91 $5,025,000 $55,220
Over 100% 22 $5,310,000 $241,364

Danville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 433 originations, totaling $86,775,000 in origination value.