Danville Mortgage Rates

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Danville averaged 5.93% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

    The average rate for the prior week (2022-06-16) was 6.1% and one month ago for the week of 2022-05-19, the average rate was 5.67%.

    Danville's average rate one year ago was 3.36%.

    For refis of the same type during the week of 2022-06-23, the average rate was 6.01%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-23 5.81%
    Danville 30 Year Fixed Rate 2022-06-23 5.93%
    Danville 30 Year Fixed Rate Refi 2022-06-23 6.01%
    Danville 15 Year Fixed Rate 2022-06-23 5.55%
    Danville 15 Year Fixed Rate Refi 2022-06-23 5.21%
    Danville 30 Year FHA 2022-06-23 0.12%
    Danville 30 Year FHA Refi 2022-06-23 -0.11%
    Danville 30 Year USDA 2022-06-23 -0.08%
    Danville 30 Year USDA Refi 2022-06-23 0.17%
    Danville 30 Year VA 2022-06-23 0.63%
    Danville 30 Year VA Refi 2022-06-23 -0.1%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Danville, KY.

    Danville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Danville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    QUICKEN LOANS, LLC 55 3.15% $4,225
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 46 3.06% $3,484
    STOCKTON MORTGAGE CORPORATION 31 3.18% $3,141
    Abound Federal Credit Union 29 3.18% $2,099
    Community Trust Bank, Inc. 25 3.09% $2,173
    Republic State Mortgage Co. 23 3.24% $2,737
    JPMorgan Chase Bank 19 3.12% $2,986
    GENEVA FINANCIAL, LLC 17 3.29% $2,994
    GUARANTY HOME MORTGAGE CORPORATION 11 2.92% $2,605
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 9 3.25% $2,760
    GoPrime Mortgage, Inc. 8 3.23% $3,819
    AMERISAVE MORTGAGE CORPORATION 8 3.06% $4,265
    Mr. Cooper ( Nationstar Mortgage ) 8 3.58% $4,857
    Guardian Savings Bank, A Federal Savings Bank 7 3.04% $666
    PNC Bank 7 3.38% $2,611
    COMMONWEALTH 7 2.82% $2,300
    UNITED WHOLESALE MORTGAGE, LLC 6 3.22% $3,645
    The Citizens National Bank of Somerset 6 3.61% $3,380
    The Monticello Banking Company 5 2.65% $2,156
    PENNYMAC LOAN SERVICES, LLC 5 3.37% $3,659
    Hometown Lenders, Inc. 5 3.37% $3,496
    Farm Credit Mid-America, ACA 5 3.29% $5,320
    Republic Bank & Trust Company 4 3.00% $2,867
    NAVY FEDERAL CREDIT UNION 4 3.81% $5,597
    MID AMERICA MORTGAGE, INC. 4 3.34% $3,935
    Northpointe Bank 4 3.15% $5,122
    Wells Fargo Bank 4 3.13% $4,040
    Renasant Bank 4 2.94% $2,939
    Sierra Pacific Mortgage Company, Inc. 4 3.28% $3,557
    BETTER MORTGAGE CORPORATION 4 2.69% $4,426
    Central Bank & Trust Company 4 2.97% $1,926
    GUARANTEED RATE, INC. 3 3.17% $3,010
    BROKER SOLUTIONS, INC. 3 3.46% $5,735
    The Huntington National Bank 3 3.42% $4,374
    U.S. Bank 3 3.21% $2,515
    ROYAL UNITED MORTGAGE LLC 3 3.75% $5,246
    L & N Federal Credit Union 3 3.83% $2,111
    MOVEMENT MORTGAGE, LLC 3 3.08% $2,180
    PARK COMMUNITY CREDIT UNION, INC. 3 3.58% $2,107
    First Financial Bank 3 3.21% $3,022
    Bank of America 3 3.04% $3,060
    Bank of England 3 3.21% $3,969
    FREEDOM MORTGAGE CORPORATION 3 3.25% $2,910
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.81% $2,976
    AMERICAN FINANCIAL NETWORK, INC. 2 2.56% $3,793
    CALIBER HOME LOANS, INC. 2 3.05% $3,006
    Century Mortgage Company DBA Century Lending Company 2 3.00% $7,695
    Fifth Third Bank 2 3.44% $3,041
    FINANCE OF AMERICA MORTGAGE LLC 2 3.18% $3,231
    First Southern National Bank 2 3.80% $3,665
    Flagstar Bank, FSB 2 3.12% $3,619
    Forcht Bank 2 3.31% $2,279
    HOME POINT FINANCIAL CORPORATION 2 2.69% $3,609
    KS StateBank 2 2.88% $2,468
    MEMBERS HERITAGE Credit Union 2 3.31% $3,980
    MUTUAL OF OMAHA MORTGAGE, INC. 2 3.50% $5,182
    Stock Yards Bank & Trust Company 2 3.19% $2,940
    Union Savings Bank 2 3.00% $718
    Western Ohio Mortgage Corporation 2 2.63% $3,269
    HAMILTON HOME LOANS, INC. 1 3.99% $3,267
    AMERICAN FINANCING CORPORATION 1 3.38% $2,389
    GVC MORTGAGE, INC. 1 2.99% $1,409
    Midwest Community Bank 1 3.50% $2,882
    Mortgage Research Center, LLC 1 3.25% $1,030
    GUIDANCE RESIDENTIAL, LLC 1 3.13% $3,344
    Gateway First Bank 1 2.88% $4,143
    VICTORY MORTGAGE, L.L.C. 1 2.88% $2,843
    First Savings Bank 1 3.13% $3,242
    First Federal Bank, A FSB 1 2.88% $3,157
    Paramount Bank 1 3.25% $3,035
    FirstBank 1 2.88% $3,499
    EVANSVILLE TEACHERS 1 3.25% $2,314
    PENTAGON FEDERAL CREDIT UNION 1 3.25% $2,809
    Peoples Exchange Bank 1 3.50% $1,467
    PHH Mortgage Corporation 1 3.63% $5,363
    EQUITY RESOURCES, INC. 1 3.13% $3,019
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 2.75% $4,903
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.63% $4,113
    Prosperity Home Mortgage, LLC 1 2.88% $2,218
    EASTMAN 1 4.13% $2,733
    Deerwood Bank 1 2.88% $3,022
    Regions Bank 1 3.75% $2,641
    DAS Acquisition Company, LLC 1 3.13% $2,863
    CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $7,639
    Commonwealth Bank and Trust Company 1 3.25% $3,244
    Citizens Bank 1 3.25% $2,177
    RUOFF MORTGAGE COMPANY, INC. 1 2.63% $3,368
    CHURCHILL MORTGAGE CORPORATION 1 3.25% $8,422
    SOUTH CENTRAL BANK, INC. 1 3.00% $2,359
    Central Kentucky Agricultural Credit Association 1 4.25% $2,451
    AgFirst Farm Credit Bank 1 3.13% $2,429
    Carrington Mortgage Services, LLC 1 3.25% $2,669
    CANOPY MORTGAGE, LLC 1 2.88% $2,834
    BAY EQUITY LLC 1 2.99% $2,861
    THE MORTGAGE WAREHOUSE,LLC 1 3.13% $3,198
    Traditional Bank, Inc. 1 4.00% $2,621
    Truist Bank 1 3.20% $3,376
    UNION HOME MORTGAGE CORP. 1 2.88% $3,712
    Wyndham Capital Mortgage, Inc. 1 3.13% $1,705
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.00% $2,959
    HOMESPIRE MORTGAGE CORPORATION 1 3.50% $4,457
    InterContinental Capital Group, Inc 1 3.75% $4,250
    INTERLINC MORTGAGE SERVICES, LLC 1 3.13% $911
    HOMESIDE FINANCIAL, LLC 1 2.63% $2,996
    Kentucky Bank 1 3.25% $1,907
    USAA Federal Savings Bank 1 3.13% $2,911

    Danville, KY's 106 lenders originated 1,573 loans during 2021. The total origination value was $251,975,000, with an average loan value of $160,188.

    The top Danville lender as defined by loan originations is QUICKEN LOANS, LLC, with 55 loans originated. Their average total fees are $4,225, which is $740 higher than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

    The lowest fee Danville lenders (with over 10 loans originated) are Abound Federal Credit Union ($2,099), Community Trust Bank, Inc. ($2,173), GUARANTY HOME MORTGAGE CORPORATION ($2,605), Republic State Mortgage Co. ($2,737) and JPMorgan Chase Bank ($2,986).

    The lowest rate Danville lenders (with over 10 loans originated) are GUARANTY HOME MORTGAGE CORPORATION (2.92%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (3.06%), Community Trust Bank, Inc. (3.09%), JPMorgan Chase Bank (3.12%) and QUICKEN LOANS, LLC (3.15%).

    Danville, KY Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    QUICKEN LOANS, LLC $18,330,000 $24,430,000 33.3% 9.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,225,000 $15,740,000 28.8% 6.2%
    STOCKTON MORTGAGE CORPORATION $9,370,000 $12,980,000 38.5% 5.2%
    Abound Federal Credit Union $9,280,000 $12,675,000 36.6% 5.0%
    Republic State Mortgage Co. $13,730,000 $12,305,000 -10.4% 4.9%
    Community Trust Bank, Inc. $9,085,000 $9,155,000 0.8% 3.6%
    First Southern National Bank $6,215,000 $7,900,000 27.1% 3.1%
    GENEVA FINANCIAL, LLC $6,025,000 n/a 2.4%
    JPMorgan Chase Bank $2,910,000 $5,955,000 104.6% 2.4%
    Mortgage Research Center, LLC $2,750,000 $5,280,000 92.0% 2.1%
    FREEDOM MORTGAGE CORPORATION $3,475,000 $4,860,000 39.9% 1.9%
    PNC Bank $4,620,000 $4,585,000 -0.8% 1.8%
    Guardian Savings Bank, A Federal Savings Bank $3,450,000 $4,460,000 29.3% 1.8%
    COMMONWEALTH $3,545,000 $4,240,000 19.6% 1.7%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $5,185,000 $4,145,000 -20.1% 1.6%
    GoPrime Mortgage, Inc. $3,180,000 $3,980,000 25.2% 1.6%
    Whitaker Bank $3,020,000 $3,240,000 7.3% 1.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,015,000 $2,995,000 195.1% 1.2%
    U.S. Bank $2,865,000 $2,995,000 4.5% 1.2%
    The Monticello Banking Company $2,400,000 $2,845,000 18.5% 1.1%
    PENNYMAC LOAN SERVICES, LLC $1,505,000 $2,735,000 81.7% 1.1%
    Hometown Lenders, Inc. $1,550,000 $2,710,000 74.8% 1.1%
    AMERISAVE MORTGAGE CORPORATION $2,485,000 $2,705,000 8.9% 1.1%
    MID AMERICA MORTGAGE, INC. $165,000 $2,655,000 1,509.1% 1.1%
    GUARANTY HOME MORTGAGE CORPORATION $1,570,000 $2,455,000 56.4% 1.0%
    Mr. Cooper ( Nationstar Mortgage ) $1,175,000 $2,385,000 103.0% 0.9%
    USAA Federal Savings Bank $1,450,000 $2,360,000 62.8% 0.9%
    Wells Fargo Bank $2,445,000 $2,260,000 -7.6% 0.9%
    LAKEVIEW LOAN SERVICING, LLC $430,000 $2,120,000 393.0% 0.8%
    FINANCE OF AMERICA MORTGAGE LLC $2,165,000 $2,105,000 -2.8% 0.8%
    NAVY FEDERAL CREDIT UNION $545,000 $2,045,000 275.2% 0.8%
    BETTER MORTGAGE CORPORATION $2,035,000 n/a 0.8%
    BROKER SOLUTIONS, INC. $585,000 $2,010,000 243.6% 0.8%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,500,000 $1,870,000 24.7% 0.7%
    Central Bank & Trust Company $3,405,000 $1,825,000 -46.4% 0.7%
    LOANDEPOT.COM, LLC $1,655,000 $1,660,000 0.3% 0.7%
    Fifth Third Bank $3,195,000 $1,615,000 -49.5% 0.6%
    UNIVERSITY OF KENTUCKY $750,000 $1,610,000 114.7% 0.6%
    Republic Bank & Trust Company $1,995,000 $1,600,000 -19.8% 0.6%
    Farm Credit Mid-America, ACA $1,315,000 $1,535,000 16.7% 0.6%
    The Huntington National Bank $95,000 $1,485,000 1,463.2% 0.6%
    Sierra Pacific Mortgage Company, Inc. $325,000 $1,405,000 332.3% 0.6%
    CALIBER HOME LOANS, INC. $1,365,000 $1,380,000 1.1% 0.5%
    Northpointe Bank $765,000 $1,350,000 76.5% 0.5%
    The Citizens National Bank of Somerset $1,335,000 $1,285,000 -3.7% 0.5%
    NEW DAY FINANCIAL, LLC $790,000 $1,245,000 57.6% 0.5%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,230,000 n/a 0.5%
    MOVEMENT MORTGAGE, LLC $1,535,000 $1,165,000 -24.1% 0.5%
    AgFirst Farm Credit Bank $1,685,000 $1,150,000 -31.8% 0.5%
    Renasant Bank $1,130,000 n/a 0.4%
    Truist Bank $2,850,000 $1,125,000 -60.5% 0.4%
    Flagstar Bank, FSB $205,000 $1,055,000 414.6% 0.4%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $300,000 $1,030,000 243.3% 0.4%
    NEWREZ LLC $580,000 $1,020,000 75.9% 0.4%
    Bank of America $335,000 $985,000 194.0% 0.4%
    Traditional Bank, Inc. $2,185,000 $975,000 -55.4% 0.4%
    HOME POINT FINANCIAL CORPORATION $1,130,000 $935,000 -17.3% 0.4%
    AMERICAN FINANCIAL NETWORK, INC. $820,000 $915,000 11.6% 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $910,000 n/a 0.4%
    INTERLINC MORTGAGE SERVICES, LLC $1,300,000 $905,000 -30.4% 0.4%
    Century Mortgage Company DBA Century Lending Company $890,000 n/a 0.4%
    Bank of England $1,460,000 $860,000 -41.1% 0.3%
    Peoples Exchange Bank $695,000 $850,000 22.3% 0.3%
    PARK COMMUNITY CREDIT UNION, INC. $125,000 $765,000 512.0% 0.3%
    Cumberland Valley National Bank & Trust Company $190,000 $760,000 300.0% 0.3%
    First Guaranty Mortgage Corporation $105,000 $750,000 614.3% 0.3%
    The Farmers Bank $345,000 $750,000 117.4% 0.3%
    AMERICAN FINANCING CORPORATION $745,000 n/a 0.3%
    First Financial Bank $195,000 $720,000 269.2% 0.3%
    DAS Acquisition Company, LLC $330,000 $700,000 112.1% 0.3%
    HOMESPIRE MORTGAGE CORPORATION $695,000 n/a 0.3%
    VILLAGE CAPITAL & INVESTMENT LLC $500,000 $695,000 39.0% 0.3%
    RUOFF MORTGAGE COMPANY, INC. $630,000 n/a 0.3%
    HAMILTON HOME LOANS, INC. $615,000 n/a 0.2%
    MORTGAGE SUPPLIERS, INC. $645,000 $615,000 -4.7% 0.2%
    ROYAL UNITED MORTGAGE LLC $605,000 $615,000 1.7% 0.2%
    Arvest Bank $580,000 n/a 0.2%
    Stock Yards Bank & Trust Company $570,000 n/a 0.2%
    Western Ohio Mortgage Corporation $255,000 $550,000 115.7% 0.2%
    Commonwealth Bank and Trust Company $250,000 $545,000 118.0% 0.2%
    CROSSCOUNTRY MORTGAGE, LLC $580,000 $545,000 -6.0% 0.2%
    GUARANTEED RATE, INC. $310,000 $540,000 74.2% 0.2%
    CHURCHILL MORTGAGE CORPORATION $485,000 $525,000 8.2% 0.2%
    PROVIDENT FUNDING ASSOCIATES, L.P. $490,000 $495,000 1.0% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $625,000 $490,000 -21.6% 0.2%
    MEMBERS HERITAGE Credit Union $210,000 $490,000 133.3% 0.2%
    Prosperity Home Mortgage, LLC $360,000 $470,000 30.6% 0.2%
    21ST MORTGAGE CORPORATION $300,000 $460,000 53.3% 0.2%
    Magnolia Bank $395,000 $440,000 11.4% 0.2%
    L & N Federal Credit Union $1,015,000 $430,000 -57.6% 0.2%
    Union Savings Bank $430,000 n/a 0.2%
    Carrington Mortgage Services, LLC $1,170,000 $415,000 -64.5% 0.2%
    KS StateBank $410,000 n/a 0.2%
    SOUTHWEST STAGE FUNDING, LLC $400,000 n/a 0.2%
    Wyndham Capital Mortgage, Inc. $400,000 n/a 0.2%
    Kentucky Bank $960,000 $390,000 -59.4% 0.2%
    Central Kentucky Agricultural Credit Association $225,000 $375,000 66.7% 0.1%
    THE MORTGAGE WAREHOUSE,LLC $310,000 $370,000 19.4% 0.1%
    Citizens Bank $375,000 $355,000 -5.3% 0.1%
    WesBanco Bank, Inc. $355,000 n/a 0.1%
    FirstBank $350,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $1,055,000 $345,000 -67.3% 0.1%
    National Bank of Commerce $345,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $610,000 $330,000 -45.9% 0.1%
    Gateway First Bank $315,000 n/a 0.1%
    GUIDANCE RESIDENTIAL, LLC $315,000 n/a 0.1%
    NATIONS DIRECT MORTGAGE, LLC $315,000 n/a 0.1%
    PENTAGON FEDERAL CREDIT UNION $310,000 n/a 0.1%
    CLEARPATH LENDING $300,000 n/a 0.1%
    ENVOY MORTGAGE, LTD $690,000 $300,000 -56.5% 0.1%
    Forcht Bank $250,000 $300,000 20.0% 0.1%
    FLAT BRANCH MORTGAGE, INC. $295,000 n/a 0.1%
    NBKC BANK $185,000 $295,000 59.5% 0.1%
    PLAZA HOME MORTGAGE, INC. $415,000 $295,000 -28.9% 0.1%
    Deerwood Bank $275,000 n/a 0.1%
    BAY EQUITY LLC $380,000 $260,000 -31.6% 0.1%
    BNC National Bank $255,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $545,000 $255,000 -53.2% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $185,000 $250,000 35.1% 0.1%
    Commerce Home Mortgage, Inc. $245,000 n/a 0.1%
    First State Bank of the Southeast, Inc. $45,000 $245,000 444.4% 0.1%
    Paramount Bank $245,000 n/a 0.1%
    SOUTH CENTRAL BANK, INC. $250,000 $240,000 -4.0% 0.1%
    TRANSCEND $235,000 n/a 0.1%
    GVC MORTGAGE, INC. $225,000 n/a 0.1%
    SOFI LENDING CORP. $215,000 n/a 0.1%
    First Federal Bank, A FSB $205,000 n/a 0.1%
    EVANSVILLE TEACHERS $195,000 n/a 0.1%
    AMERIFIRST FINANCIAL CORPORATION $260,000 $185,000 -28.8% 0.1%
    Plains Commerce Bank $185,000 n/a 0.1%
    CSL Financial, LLC $175,000 n/a 0.1%
    EQUITY RESOURCES, INC. $175,000 n/a 0.1%
    HANCOCK MORTGAGE PARTNERS, LLC $175,000 n/a 0.1%
    Old National Bank $145,000 $175,000 20.7% 0.1%
    AMERICAN ADVISORS GROUP $45,000 $165,000 266.7% 0.1%
    CANOPY MORTGAGE, LLC $165,000 n/a 0.1%
    EASTMAN $165,000 n/a 0.1%
    First Savings Bank $260,000 $165,000 -36.5% 0.1%
    NP, Inc. $165,000 n/a 0.1%
    OCEANSIDE MORTGAGE COMPANY $165,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $160,000 n/a 0.1%
    Colony Bank $155,000 n/a 0.1%
    FINANCE OF AMERICA COMMERCIAL LLC $155,000 n/a 0.1%
    First Option Mortgage, LLC $155,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $155,000 n/a 0.1%
    The Federal Savings Bank $155,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $45,000 $150,000 233.3% 0.1%
    AmeriHome Mortgage Company, LLC $145,000 n/a 0.1%
    HOMESIDE FINANCIAL, LLC $145,000 n/a 0.1%
    Low VA Rates, LLC $135,000 n/a 0.1%
    PHH Mortgage Corporation $135,000 n/a 0.1%
    ROSS MORTGAGE CORPORATION $135,000 n/a 0.1%
    VICTORY MORTGAGE, L.L.C. $135,000 n/a 0.1%
    Wilson & Muir Bank & Trust Company $465,000 $135,000 -71.0% 0.1%
    Colten Mortgage, LLC $125,000 n/a 0.0%
    LEADERONE FINANCIAL CORPORATION $125,000 n/a 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $570,000 $125,000 -78.1% 0.0%
    RELIANCE FIRST CAPITAL, LLC $135,000 $125,000 -7.4% 0.0%
    SWBC MORTGAGE CORPORATION $690,000 $125,000 -81.9% 0.0%
    Citizens Commerce Bank $120,000 n/a 0.0%
    InterContinental Capital Group, Inc $115,000 n/a 0.0%
    Regions Bank $115,000 n/a 0.0%
    ALLIANT CREDIT UNION $105,000 n/a 0.0%
    CITIZENS EQUITY FIRST $115,000 $105,000 -8.7% 0.0%
    TOP FLITE FINANCIAL, INC. $105,000 n/a 0.0%
    UNION HOME MORTGAGE CORP. $135,000 $105,000 -22.2% 0.0%
    TIAA, FSB $75,000 n/a 0.0%
    Midwest Community Bank $65,000 n/a 0.0%
    AMERICAN MORTGAGE SERVICE COMPANY $1,345,000 $55,000 -95.9% 0.0%
    SPRING EQ, LLC $45,000 n/a 0.0%
    ALTRA $25,000 n/a 0.0%

    Danville's top lender by overall market share is QUICKEN LOANS, LLC, with 9.7% market share. In second place, with 6.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $15,740,000 in loans. In third place, with 5.2%, is STOCKTON MORTGAGE CORPORATION, having originated $12,980,000 in loans. In third place, with 5.0%, is Abound Federal Credit Union, having originated $12,675,000 in loans. In third place, with 4.9%, is Republic State Mortgage Co., having originated $12,305,000 in loans.

    Danville, KY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 727 $128,455,000 $176,692
    Refi 498 $76,840,000 $154,297
    Cash Out Refi 249 $39,445,000 $158,414
    Home Improvement 68 $5,190,000 $76,324
    Other 31 $2,045,000 $65,968

    Danville's most frequently cited loan purpose was Home Purchase, with 727 originations. The 2nd most popular reason was Refi, with 498 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 675 $111,855,000 $165,711
    2.5-3% 525 $85,685,000 $163,210
    <2.5% 224 $39,410,000 $175,938
    4-5% 69 $8,015,000 $116,159
    5-6% 26 $1,510,000 $58,077
    Over 8% 18 $1,460,000 $81,111
    6-7% 12 $1,160,000 $96,667
    7-8% 10 $870,000 $87,000

    During 2021, Danville's most frequently originated rate bucket was 3-4%, with 675 originations.

    Loan Sizing (Danville, KY MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 814 $116,490,000 $143,108
    $100,000 or less 387 $24,895,000 $64,328
    $200k-400k 330 $87,900,000 $266,364
    $400k-600k 32 $14,780,000 $461,875
    $600k-1000k 9 $6,555,000 $728,333
    $Over $1MM 1 $1,355,000 $1,355,000

    Danville's loan sizing saw the bucket of loans from $100k-200k with 814 originations, totaling $116,490,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 657 $118,495,000 $180,358
    60-80% 466 $83,170,000 $178,476
    40-60% 203 $26,335,000 $129,729
    20-40% 96 $7,540,000 $78,542
    Under 20% 63 $1,775,000 $28,175
    Over 100% 23 $4,845,000 $210,652

    Danville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 657 originations, totaling $118,495,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $169,900 (23.3%) $254,238 (26.7%) 0.00 253
    2018-02-01 $171,700 (27.0%) $255,724 (26.3%) 0.00 257
    2018-03-01 $180,000 (30.7%) $253,964 (25.8%) 0.00 259
    2018-04-01 $195,000 (44.6%) $260,696 (27.7%) 0.00 258
    2018-05-01 $197,000 (23.2%) $259,480 (17.5%) 0.00 287
    2018-06-01 $189,000 (14.9%) $254,619 (13.6%) 0.00 303
    2018-07-01 $184,250 (8.7%) $247,255 (1.7%) 0.00 310
    2018-08-01 $182,450 (8.0%) $252,602 (5.8%) 0.00 294
    2018-09-01 $179,900 (9.4%) $252,202 (6.0%) 0.00 289
    2018-10-01 $176,950 (4.7%) $240,276 (-4.5%) 0.00 292
    2018-11-01 $174,950 (3.0%) $237,056 (-9.1%) 0.00 286
    2018-12-01 $169,500 (0.3%) $233,082 (-9.6%) 0.00 276
    2019-01-01 $169,000 (-0.5%) $224,423 (-11.7%) 0.00 262
    2019-02-01 $164,900 (-4.0%) $224,153 (-12.4%) 0.00 267
    2019-03-01 $164,829 (-8.4%) $228,679 (-10.0%) 0.00 266
    2019-04-01 $175,650 (-9.9%) $238,511 (-8.5%) 0.00 265
    2019-05-01 $184,900 (-6.1%) $250,414 (-3.5%) 0.00 253
    2019-06-01 $189,900 (0.5%) $246,735 (-3.1%) 0.00 256
    2019-07-01 $188,450 (2.3%) $247,939 (0.3%) 0.00 254
    2019-08-01 $177,100 (-2.9%) $250,491 (-0.8%) 0.00 256
    2019-09-01 $174,300 (-3.1%) $253,642 (0.6%) 0.00 245
    2019-10-01 $174,400 (-1.4%) $253,633 (5.6%) 0.00 240
    2019-11-01 $169,900 (-2.9%) $249,957 (5.4%) 0.00 226
    2019-12-01 $169,900 (0.2%) $251,745 (8.0%) 0.00 206
    2020-01-01 $164,900 (-2.4%) $237,554 (5.9%) 0.00 193
    2020-02-01 $179,900 (9.1%) $253,477 (13.1%) 0.00 195
    2020-03-01 $204,700 (24.2%) $274,596 (20.1%) 0.00 185
    2020-04-01 $208,450 (18.7%) $280,211 (17.5%) 0.00 162
    2020-05-01 $209,900 (13.5%) $275,405 (10.0%) 0.00 166
    2020-06-01 $219,900 (15.8%) $282,712 (14.6%) 0.00 147
    2020-07-01 $217,250 (15.3%) $279,784 (12.8%) 0.00 139
    2020-08-01 $199,500 (12.7%) $285,184 (13.9%) 0.00 136
    2020-09-01 $192,000 (10.2%) $273,740 (7.9%) 0.00 157
    2020-10-01 $194,000 (11.2%) $271,455 (7.0%) 0.00 160
    2020-11-01 $192,500 (13.3%) $269,593 (7.9%) 0.00 147
    2020-12-01 $192,000 (13.0%) $266,172 (5.7%) 0.00 131
    2021-01-01 $192,000 (16.4%) $263,922 (11.1%) 0.00 108
    2021-02-01 $211,000 (17.3%) $279,055 (10.1%) 0.00 92
    2021-03-01 $234,900 (14.8%) $303,363 (10.5%) 0.00 85
    2021-04-01 $234,450 (12.5%) $296,021 (5.6%) 0.00 82
    2021-05-01 $242,900 (15.7%) $269,294 (-2.2%) 0.00 86
    2021-06-01 $239,950 (9.1%) $285,565 (1.0%) 0.00 84
    2021-07-01 $245,000 (12.8%) $299,874 (7.2%) 0.00 116
    2021-08-01 $252,200 (26.4%) $290,306 (1.8%) 0.00 125
    2021-09-01 $239,450 (24.7%) $311,689 (13.9%) 0.00 136
    2021-10-01 $225,000 (16.0%) $292,418 (7.7%) 0.00 136
    2021-11-01 $210,000 (9.1%) $275,651 (2.3%) 0.00 140
    2021-12-01 $219,250 (14.2%) $288,297 (8.3%) 0.00 110
    2022-01-01 $199,000 (3.7%) $280,902 (6.4%) 0.00 93
    2022-02-01 $204,950 (-2.9%) $298,492 (7.0%) 0.00 79
    2022-03-01 $228,450 (-2.8%) $331,688 (9.3%) 0.00 76
    2022-04-01 $225,000 (-4.0%) $325,621 (10.0%) 0.00 76
    2022-05-01 $257,500 (6.0%) $334,611 (24.3%) 0.00 85
    Danville's median listing price for 2022-05-01 was $257,500, a difference of $14,600 (6.0%) versus the prior year and $32,500 versus the prior month.

    Danville's median listing price comes in at 0% of the national average.

    Danville's average listing price for 2022-05-01 was $334,611, a difference of $65,317 (24.3%) versus the prior year and $8,990 versus the prior month.

    For the 2022-05-01 period, Danville had 85 MLS listings, a difference of 9 listings (12%) versus the prior month and -1 listings (-1%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,014 sqft
    2018-02-01 0 days 2,010 sqft
    2018-03-01 0 days 2,014 sqft
    2018-04-01 0 days 2,098 sqft
    2018-05-01 0 days 2,226 sqft
    2018-06-01 0 days 2,100 sqft
    2018-07-01 0 days 2,000 sqft
    2018-08-01 0 days 1,941 sqft
    2018-09-01 0 days 1,944 sqft
    2018-10-01 0 days 1,900 sqft
    2018-11-01 0 days 1,935 sqft
    2018-12-01 0 days 1,900 sqft
    2019-01-01 0 days 1,829 sqft
    2019-02-01 0 days 1,860 sqft
    2019-03-01 0 days 1,860 sqft
    2019-04-01 0 days 1,868 sqft
    2019-05-01 0 days 1,918 sqft
    2019-06-01 0 days 2,000 sqft
    2019-07-01 0 days 1,988 sqft
    2019-08-01 0 days 2,031 sqft
    2019-09-01 0 days 2,031 sqft
    2019-10-01 0 days 1,885 sqft
    2019-11-01 0 days 1,844 sqft
    2019-12-01 0 days 1,743 sqft
    2020-01-01 0 days 1,743 sqft
    2020-02-01 0 days 1,860 sqft
    2020-03-01 0 days 2,069 sqft
    2020-04-01 0 days 2,060 sqft
    2020-05-01 0 days 2,000 sqft
    2020-06-01 0 days 2,291 sqft
    2020-07-01 0 days 2,204 sqft
    2020-08-01 0 days 2,000 sqft
    2020-09-01 0 days 1,846 sqft
    2020-10-01 0 days 1,880 sqft
    2020-11-01 0 days 1,874 sqft
    2020-12-01 0 days 1,851 sqft
    2021-01-01 0 days 1,900 sqft
    2021-02-01 0 days 1,859 sqft
    2021-03-01 0 days 1,988 sqft
    2021-04-01 0 days 1,925 sqft
    2021-05-01 0 days 1,852 sqft
    2021-06-01 0 days 1,871 sqft
    2021-07-01 0 days 1,875 sqft
    2021-08-01 0 days 1,859 sqft
    2021-09-01 0 days 1,882 sqft
    2021-10-01 0 days 1,832 sqft
    2021-11-01 0 days 1,705 sqft
    2021-12-01 0 days 1,688 sqft
    2022-01-01 0 days 1,610 sqft
    2022-02-01 0 days 1,644 sqft
    2022-03-01 0 days 1,610 sqft
    2022-04-01 0 days 1,674 sqft
    2022-05-01 0 days 1,839 sqft
    Danville's median listing age (time on market) for 2022-05-01 was 0 days.

    Danville's median square footage for active listings during the 2022-05-01 period was 1,839 sqft. One year prior, the average listing was 1,852 sqft.