Danville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Danville averaged 6.88% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.83% and one month ago for the week of 2025-04-17, the average rate was 6.85%.

    Danville's average rate one year ago was 7.04%.

    For refis of the same type during the week of 2025-05-22, the average rate was 6.76%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Danville 30 Year Fixed Rate 2025-05-22 6.88%
    Danville 30 Year Fixed Rate Refi 2025-05-22 6.76%
    Danville 15 Year Fixed Rate 2025-05-22 6.21%
    Danville 15 Year Fixed Rate Refi 2025-05-22 6.11%
    Danville 30 Year FHA 2025-05-22 6.66%
    Danville 30 Year FHA Refi 2025-05-22 6.71%
    Danville 30 Year USDA 2025-05-22 6.23%
    Danville 30 Year USDA Refi 2025-05-22 6.23%
    Danville 30 Year VA 2025-05-22 6.72%
    Danville 30 Year VA Refi 2025-05-22 6.52%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Danville, KY.

    Danville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Danville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 24 7.13% $5,914
    BROKER SOLUTIONS, INC. 23 6.53% $6,950
    Whitaker Bank 18 6.57% $2,475
    Abound Federal Credit Union 15 6.23% $2,483
    Community Trust Bank, Inc. 13 6.43% $2,542
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 13 6.98% $4,592
    MORTGAGE INVESTORS GROUP, INC. 13 6.58% $4,351
    GENEVA FINANCIAL, LLC 12 6.84% $5,461
    T2 FINANCIAL LLC 9 6.52% $4,599
    STOCKTON MORTGAGE CORPORATION 8 6.66% $5,354
    COMMONWEALTH 7 6.05% $2,832
    PNC Bank 7 6.96% $3,925
    Republic State Mortgage Co. 7 6.86% $4,151
    Guardian Savings Bank, A Federal Savings Bank 6 6.75% $1,572
    Renasant Bank 4 6.53% $2,886
    JPMorgan Chase Bank 4 6.90% $3,595
    ROYAL UNITED MORTGAGE LLC 4 7.06% $6,334
    MEMBERS HERITAGE Credit Union 3 6.67% $4,452
    UNITED WHOLESALE MORTGAGE, LLC 3 7.12% $5,700
    Peoples Exchange Bank 3 7.04% $2,550
    RUOFF MORTGAGE COMPANY, INC. 3 7.04% $3,869
    Central Bank 3 6.50% $2,772
    U.S. Bank 3 6.66% $3,780
    ZILLOW HOME LOANS, LLC 2 6.63% $7,000
    Mr. Cooper ( Nationstar Mortgage ) 2 6.25% $3,884
    Century Mortgage Company DBA Century Lending Company 2 6.56% $7,420
    NEWREZ LLC 2 7.25% $4,749
    Citizens Bank 2 6.50% $3,211
    FREEDOM MORTGAGE CORPORATION 2 6.94% $11,087
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.56% $4,058
    GoPrime Mortgage, Inc. 2 6.56% $4,774
    Stock Yards Bank & Trust Company 2 6.38% $2,907
    Ixonia Bank 2 7.75% $4,663
    UNION HOME MORTGAGE CORP. 2 6.56% $3,791
    Discover Bank 2 7.40% $0
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.75% $6,065
    Bank of England 2 6.88% $5,326
    American Mortgage & Equity Consultants, Inc. 2 7.13% $5,206
    Morgan Stanley Private Bank 2 7.08% $3,059
    VIBE CREDIT UNION 1 7.38% $3,608
    Wells Fargo Bank 1 7.38% $4,712
    WRIGHT-PATT CREDIT UNION, INC. 1 6.38% $3,890
    Northpointe Bank 1 4.88% $6,960
    Academy Bank 1 6.50% $3,563
    AgFirst Farm Credit Bank 1 6.88% $6,278
    AMERICAN FINANCING CORPORATION 1 5.99% $5,400
    AMERISAVE MORTGAGE CORPORATION 1 6.13% $12,134
    Arvest Bank 1 7.00% $2,989
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 7.13% $5,572
    Bank of America 1 6.13% $4,129
    Barrington Bank & Trust Company, N.A. 1 7.13% $4,374
    Central Kentucky Agricultural Credit Association 1 7.35% $2,496
    City National Bank of West Virginia 1 6.75% $1,269
    Edmonton State Bank 1 7.00% $2,219
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.49% $6,520
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $8,712
    Farm Credit Mid-America, ACA 1 6.38% $6,375
    FIRST COLONY MORTGAGE CORPORATION 1 7.99% $6,179
    First Financial Bank 1 6.25% $4,806
    First Financial Bank 1 7.00% $4,209
    Florida Capital Bank 1 5.99% $8,102
    GEORGIA'S OWN 1 6.63% $4,146
    HOMESIDE FINANCIAL, LLC 1 5.88% $8,803
    Legacy Home Loans, LLC 1 6.49% $5,150
    LOANDEPOT.COM, LLC 1 6.63% $8,182
    MEMBER FIRST MORTGAGE, LLC 1 6.13% $4,015
    MORTGAGE ACCESS CORP. 1 7.63% $2,424
    Mortgage Research Center, LLC 1 6.13% $2,055
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.13% $4,622
    NAVY FEDERAL CREDIT UNION 1 6.13% $3,002
    21ST MORTGAGE CORPORATION 1 8.14% $6,208
    Old National Bank 1 6.00% $3,379
    PENNYMAC LOAN SERVICES, LLC 1 6.62% $9,570
    Prosperity Home Mortgage, LLC 1 6.88% $3,628
    Republic Bank & Trust Company 1 7.00% $3,710
    South State Bank 1 6.88% $3,927
    THE MORTGAGE WAREHOUSE,LLC 1 7.13% $3,142
    Traditional Bank, Inc. 1 6.75% $2,447
    Truist 1 6.99% $7,074
    Union Savings Bank 1 6.25% $5,875
    USAA Federal Savings Bank 1 6.88% $4,090

    Danville Average Closing Costs & Other Stats

    Danville, KY's 81 lenders originated 980 loans during 2024. The total origination value was $165,300,000, with an average loan value of $168,673.

    Danville's average closing costs are $4,652.

    The top Danville lender as defined by loan originations is QUICKEN LOANS, LLC, with 24 loans originated. Their average total fees are $5,914, which is $1,037 lower than the next largest lender, BROKER SOLUTIONS, INC..

    The lowest fee Danville lenders (with over 10 loans originated) are Whitaker Bank ($2,475), Abound Federal Credit Union ($2,483), Community Trust Bank, Inc. ($2,542), MORTGAGE INVESTORS GROUP, INC. ($4,351) and ARK-LA-TEX FINANCIAL SERVICES, LLC. ($4,592).

    The lowest rate Danville lenders (with over 10 loans originated) are Abound Federal Credit Union (6.23%), Community Trust Bank, Inc. (6.43%), BROKER SOLUTIONS, INC. (6.53%), Whitaker Bank (6.57%) and MORTGAGE INVESTORS GROUP, INC. (6.58%).

    Danville, KY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    BROKER SOLUTIONS, INC. $1,870,000 $12,750,000 581.8% 7.7%
    QUICKEN LOANS, LLC $8,140,000 $10,065,000 23.6% 6.1%
    First Southern National Bank $6,775,000 $7,020,000 3.6% 4.2%
    Mortgage Research Center, LLC $4,230,000 $6,365,000 50.5% 3.9%
    Abound Federal Credit Union $7,190,000 $6,090,000 -15.3% 3.7%
    Community Trust Bank, Inc. $2,790,000 $5,795,000 107.7% 3.5%
    Whitaker Bank $7,325,000 $5,585,000 -23.8% 3.4%
    Republic State Mortgage Co. $5,010,000 $5,465,000 9.1% 3.3%
    GENEVA FINANCIAL, LLC $10,760,000 $5,435,000 -49.5% 3.3%
    COMMONWEALTH $1,495,000 $4,870,000 225.8% 2.9%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,635,000 $4,700,000 187.5% 2.8%
    T2 FINANCIAL LLC $4,440,000 n/a 2.7%
    STOCKTON MORTGAGE CORPORATION $4,560,000 $4,100,000 -10.1% 2.5%
    PNC Bank $3,075,000 $3,985,000 29.6% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $2,460,000 $3,725,000 51.4% 2.3%
    FREEDOM MORTGAGE CORPORATION $660,000 $3,460,000 424.2% 2.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,715,000 $2,500,000 45.8% 1.5%
    MORTGAGE INVESTORS GROUP, INC. $2,160,000 $2,475,000 14.6% 1.5%
    GoPrime Mortgage, Inc. $2,120,000 $2,110,000 -0.5% 1.3%
    Renasant Bank $925,000 $2,010,000 117.3% 1.2%
    Farm Credit Mid-America, ACA $365,000 $1,960,000 437.0% 1.2%
    The Monticello Banking Company $1,130,000 $1,885,000 66.8% 1.1%
    UNION HOME MORTGAGE CORP. $1,315,000 $1,735,000 31.9% 1.0%
    RUOFF MORTGAGE COMPANY, INC. $815,000 $1,665,000 104.3% 1.0%
    Guardian Savings Bank, A Federal Savings Bank $905,000 $1,655,000 82.9% 1.0%
    Ixonia Bank $1,620,000 n/a 1.0%
    NAVY FEDERAL CREDIT UNION $730,000 $1,570,000 115.1% 0.9%
    PENNYMAC LOAN SERVICES, LLC $440,000 $1,540,000 250.0% 0.9%
    Truist $465,000 $1,540,000 231.2% 0.9%
    LOANDEPOT.COM, LLC $415,000 $1,520,000 266.3% 0.9%
    U.S. Bank $1,655,000 $1,420,000 -14.2% 0.9%
    The Farmers Bank $85,000 $1,330,000 1,464.7% 0.8%
    Bank of England $2,425,000 $1,205,000 -50.3% 0.7%
    UNIVERSITY OF KENTUCKY $1,765,000 $1,200,000 -32.0% 0.7%
    JPMorgan Chase Bank $2,410,000 $1,150,000 -52.3% 0.7%
    Central Bank $105,000 $1,075,000 923.8% 0.7%
    21ST MORTGAGE CORPORATION $2,925,000 $1,045,000 -64.3% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $445,000 $1,025,000 130.3% 0.6%
    Traditional Bank, Inc. $765,000 $975,000 27.5% 0.6%
    PLANET HOME LENDING, LLC $960,000 n/a 0.6%
    Fifth Third Bank $1,835,000 $870,000 -52.6% 0.5%
    The Citizens National Bank of Somerset $385,000 $830,000 115.6% 0.5%
    City National Bank of West Virginia $45,000 $800,000 1,677.8% 0.5%
    AMERISAVE MORTGAGE CORPORATION $290,000 $795,000 174.1% 0.5%
    NEWREZ LLC $610,000 $795,000 30.3% 0.5%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $360,000 $735,000 104.2% 0.4%
    American Mortgage & Equity Consultants, Inc. $715,000 n/a 0.4%
    Northpointe Bank $1,995,000 $705,000 -64.7% 0.4%
    PROVIDENT FUNDING ASSOCIATES, L.P. $440,000 $695,000 58.0% 0.4%
    MEMBERS HERITAGE Credit Union $120,000 $690,000 475.0% 0.4%
    Barrington Bank & Trust Company, N.A. $95,000 $655,000 589.5% 0.4%
    Peoples Exchange Bank $530,000 $655,000 23.6% 0.4%
    ROYAL UNITED MORTGAGE LLC $330,000 $640,000 93.9% 0.4%
    First Federal Bank $620,000 n/a 0.4%
    Century Mortgage Company DBA Century Lending Company $920,000 $610,000 -33.7% 0.4%
    CHURCHILL MORTGAGE CORPORATION $625,000 $610,000 -2.4% 0.4%
    USAA Federal Savings Bank $965,000 $590,000 -38.9% 0.4%
    AgFirst Farm Credit Bank $580,000 n/a 0.4%
    LAKEVIEW LOAN SERVICING, LLC $570,000 $545,000 -4.4% 0.3%
    HOMESIDE FINANCIAL, LLC $7,075,000 $540,000 -92.4% 0.3%
    Equity Prime Mortgage LLC $535,000 n/a 0.3%
    First Financial Bank $800,000 $535,000 -33.1% 0.3%
    TRANSCEND $535,000 n/a 0.3%
    NATIONS DIRECT MORTGAGE, LLC $515,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $170,000 $510,000 200.0% 0.3%
    VILLAGE CAPITAL MORTGAGE $135,000 $495,000 266.7% 0.3%
    SOUTH CENTRAL BANK, INC. $195,000 $480,000 146.2% 0.3%
    WesBanco $95,000 $475,000 400.0% 0.3%
    Carrington Mortgage Services, LLC $335,000 $460,000 37.3% 0.3%
    First Financial Bank $800,000 $425,000 -46.9% 0.3%
    Morgan Stanley Private Bank $205,000 $420,000 104.9% 0.3%
    Discover Bank $55,000 $415,000 654.5% 0.3%
    FINANCE OF AMERICA REVERSE LLC $130,000 $410,000 215.4% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $170,000 $410,000 141.2% 0.2%
    MID AMERICA MORTGAGE, INC. $235,000 $400,000 70.2% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $580,000 $400,000 -31.0% 0.2%
    ZILLOW HOME LOANS, LLC $400,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $285,000 $380,000 33.3% 0.2%
    Bank of America $55,000 $365,000 563.6% 0.2%
    TOP FLITE FINANCIAL, INC. $360,000 n/a 0.2%
    CARDINAL FINANCIAL $340,000 n/a 0.2%
    Union Savings Bank $730,000 $325,000 -55.5% 0.2%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $315,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $510,000 $315,000 -38.2% 0.2%
    Bank of Lexington, Inc. $775,000 $305,000 -60.6% 0.2%
    Wells Fargo Bank $695,000 $305,000 -56.1% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $245,000 $295,000 20.4% 0.2%
    Home Federal Bank Corporation $295,000 n/a 0.2%
    VIBE CREDIT UNION $295,000 n/a 0.2%
    WRIGHT-PATT CREDIT UNION, INC. $295,000 n/a 0.2%
    MEMBER FIRST MORTGAGE, LLC $285,000 n/a 0.2%
    POLARIS HOME FUNDING CORP. $280,000 n/a 0.2%
    Edmonton State Bank $275,000 n/a 0.2%
    Old National Bank $275,000 n/a 0.2%
    Republic Bank & Trust Company $195,000 $275,000 41.0% 0.2%
    The Huntington National Bank $210,000 $275,000 31.0% 0.2%
    PHH Mortgage Corporation $330,000 $265,000 -19.7% 0.2%
    Bank of the Bluegrass & Trust Co. $1,145,000 $260,000 -77.3% 0.2%
    Central Kentucky Agricultural Credit Association $560,000 $260,000 -53.6% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $165,000 $255,000 54.5% 0.2%
    THE MORTGAGE WAREHOUSE,LLC $255,000 n/a 0.2%
    AmeriHome Mortgage Company, LLC $245,000 n/a 0.1%
    Florida Capital Bank $235,000 n/a 0.1%
    Citizens Bank $305,000 $230,000 -24.6% 0.1%
    COMPASS MORTGAGE, INC. $225,000 n/a 0.1%
    Academy Bank $215,000 n/a 0.1%
    MORTGAGE ACCESS CORP. $215,000 n/a 0.1%
    Stock Yards Bank & Trust Company $185,000 $200,000 8.1% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $215,000 $195,000 -9.3% 0.1%
    Legacy Home Loans, LLC $195,000 n/a 0.1%
    AXIA FINANCIAL, LLC $155,000 $185,000 19.4% 0.1%
    TOWNE MORTGAGE COMPANY $185,000 n/a 0.1%
    DAS Acquisition Company, LLC $175,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $325,000 $175,000 -46.2% 0.1%
    DEEPHAVEN MORTGAGE LLC $165,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $165,000 n/a 0.1%
    GEORGIA'S OWN $165,000 n/a 0.1%
    FirstBank $160,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $65,000 $155,000 138.5% 0.1%
    Arvest Bank $145,000 n/a 0.1%
    DOMINION FINANCIAL SERVICES, LLC $145,000 n/a 0.1%
    South State Bank $135,000 n/a 0.1%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $125,000 n/a 0.1%
    L & N Federal Credit Union $170,000 $120,000 -29.4% 0.1%
    EMBRACE HOME LOANS, INC. $115,000 n/a 0.1%
    Coastal Community Bank $205,000 $110,000 -46.3% 0.1%
    AMERICAN FINANCING CORPORATION $105,000 n/a 0.1%
    CORNING $105,000 n/a 0.1%
    ENDEAVOR CAPITAL, LLC. $215,000 $105,000 -51.2% 0.1%
    SPRING EQ, LLC $85,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $75,000 $75,000 0.0% 0.0%
    Figure Lending LLC $55,000 n/a 0.0%
    Lakeview Community Capital, LLC $45,000 n/a 0.0%

    Danville's top lender by overall market share is BROKER SOLUTIONS, INC., with 7.7% market share. In second place, with 6.1%, is QUICKEN LOANS, LLC, having originated $10,065,000 in loans. In third place, with 4.2%, is First Southern National Bank, having originated $7,020,000 in loans. In fourth place, with 3.9%, is Mortgage Research Center, LLC, having originated $6,365,000 in loans. In fifth place, with 3.7%, is Abound Federal Credit Union, having originated $6,090,000 in loans.

    Danville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $165,000 (23.2%) $241,891 (26.2%) 0.00 198
    2018-02-01 $170,425 (30.2%) $242,533 (25.1%) 0.00 204
    2018-03-01 $168,700 (28.9%) $236,908 (21.8%) 0.00 208
    2018-04-01 $186,450 (38.4%) $241,814 (22.0%) 0.00 208
    2018-05-01 $189,950 (19.1%) $246,182 (16.0%) 0.00 230
    2018-06-01 $184,500 (15.4%) $237,007 (9.2%) 0.00 244
    2018-07-01 $179,900 (12.5%) $238,793 (2.7%) 0.00 244
    2018-08-01 $180,450 (12.8%) $246,615 (8.8%) 0.00 228
    2018-09-01 $174,450 (10.1%) $241,817 (6.6%) 0.00 226
    2018-10-01 $166,325 (-0.7%) $230,661 (-4.2%) 0.00 231
    2018-11-01 $172,200 (1.7%) $228,824 (-8.6%) 0.00 226
    2018-12-01 $159,900 (-3.7%) $224,662 (-8.6%) 0.00 218
    2019-01-01 $159,900 (-3.1%) $215,364 (-11.0%) 0.00 204
    2019-02-01 $159,900 (-6.2%) $217,032 (-10.5%) 0.00 211
    2019-03-01 $164,186 (-2.7%) $224,304 (-5.3%) 0.00 216
    2019-04-01 $172,425 (-7.5%) $237,125 (-1.9%) 0.00 216
    2019-05-01 $179,900 (-5.3%) $245,555 (-0.3%) 0.00 207
    2019-06-01 $185,950 (0.8%) $241,610 (1.9%) 0.00 211
    2019-07-01 $186,450 (3.6%) $242,670 (1.6%) 0.00 213
    2019-08-01 $177,186 (-1.8%) $243,745 (-1.2%) 0.00 214
    2019-09-01 $173,116 (-0.8%) $243,410 (0.7%) 0.00 209
    2019-10-01 $172,127 (3.5%) $243,207 (5.4%) 0.00 204
    2019-11-01 $169,000 (-1.9%) $240,226 (5.0%) 0.00 188
    2019-12-01 $167,175 (4.6%) $238,391 (6.1%) 0.00 174
    2020-01-01 $159,700 (-0.1%) $228,036 (5.9%) 0.00 165
    2020-02-01 $175,200 (9.6%) $245,615 (13.2%) 0.00 162
    2020-03-01 $191,000 (16.3%) $261,585 (16.6%) 0.00 153
    2020-04-01 $199,500 (15.7%) $263,841 (11.3%) 0.00 138
    2020-05-01 $199,500 (10.9%) $255,206 (3.9%) 0.00 140
    2020-06-01 $194,000 (4.3%) $254,090 (5.2%) 0.00 125
    2020-07-01 $189,750 (1.8%) $257,460 (6.1%) 0.00 123
    2020-08-01 $182,400 (2.9%) $265,253 (8.8%) 0.00 117
    2020-09-01 $175,450 (1.4%) $259,096 (6.4%) 0.00 135
    2020-10-01 $174,900 (1.6%) $254,440 (4.6%) 0.00 139
    2020-11-01 $180,825 (7.0%) $259,412 (8.0%) 0.00 128
    2020-12-01 $174,600 (4.4%) $252,152 (5.8%) 0.00 114
    2021-01-01 $179,900 (12.7%) $253,988 (11.4%) 0.00 100
    2021-02-01 $199,000 (13.6%) $276,516 (12.6%) 0.00 87
    2021-03-01 $237,075 (24.1%) $300,125 (14.7%) 0.00 80
    2021-04-01 $237,250 (18.9%) $293,114 (11.1%) 0.00 80
    2021-05-01 $262,250 (31.5%) $264,937 (3.8%) 0.00 81
    2021-06-01 $238,675 (23.0%) $273,442 (7.6%) 0.00 82
    2021-07-01 $244,450 (28.8%) $294,628 (14.4%) 0.00 105
    2021-08-01 $244,125 (33.8%) $280,554 (5.8%) 0.00 119
    2021-09-01 $228,475 (30.2%) $294,333 (13.6%) 0.00 128
    2021-10-01 $214,950 (22.9%) $276,705 (8.8%) 0.00 123
    2021-11-01 $199,900 (10.6%) $263,824 (1.7%) 0.00 115
    2021-12-01 $214,500 (22.9%) $279,534 (10.9%) 0.00 99
    2022-01-01 $199,000 (10.6%) $274,458 (8.1%) 0.00 88
    2022-02-01 $199,700 (0.4%) $292,696 (5.9%) 0.00 72
    2022-03-01 $226,650 (-4.4%) $324,827 (8.2%) 0.00 74
    2022-04-01 $229,500 (-3.3%) $324,253 (10.6%) 0.00 76
    2022-05-01 $251,175 (-4.2%) $327,560 (23.6%) 0.00 86
    2022-06-01 $251,200 (5.3%) $335,415 (22.7%) 0.00 117
    2022-07-01 $240,000 (-1.8%) $320,097 (8.6%) 0.00 128
    2022-08-01 $245,575 (0.6%) $324,064 (15.5%) 0.00 135
    2022-09-01 $258,875 (13.3%) $323,944 (10.1%) 0.00 138
    2022-10-01 $272,450 (26.8%) $328,492 (18.7%) 0.00 131
    2022-11-01 $264,900 (32.5%) $317,525 (20.4%) 0.00 129
    2022-12-01 $259,000 (20.8%) $321,159 (14.9%) 0.00 115
    2023-01-01 $247,450 (24.4%) $313,422 (14.2%) 0.00 108
    2023-02-01 $239,950 (20.2%) $303,402 (3.7%) 0.00 104
    2023-03-01 $255,750 (12.8%) $324,722 (0.0%) 0.00 90
    2023-04-01 $274,999 (19.8%) $344,969 (6.4%) 0.00 85
    2023-05-01 $289,600 (15.3%) $348,361 (6.4%) 0.00 96
    2023-06-01 $289,700 (15.3%) $333,310 (-0.6%) 0.00 97
    2023-07-01 $280,000 (16.7%) $322,342 (0.7%) 0.00 100
    2023-08-01 $263,250 (7.2%) $307,795 (-5.0%) 0.00 114
    2023-09-01 $272,000 (5.1%) $314,254 (-3.0%) 0.00 129
    2023-10-01 $269,000 (-1.3%) $330,756 (0.7%) 0.00 128
    2023-11-01 $269,975 (1.9%) $332,972 (4.9%) 0.00 132
    2023-12-01 $269,000 (3.9%) $332,005 (3.4%) 0.00 147
    2024-01-01 $249,250 (0.7%) $310,304 (-1.0%) 0.00 140
    2024-02-01 $264,475 (10.2%) $327,230 (7.9%) 0.00 110
    2024-03-01 $284,900 (11.4%) $347,509 (7.0%) 0.00 100
    2024-04-01 $283,650 (3.2%) $330,054 (-4.3%) 0.00 115
    2024-05-01 $284,900 (-1.6%) $353,245 (1.4%) 0.00 136
    2024-06-01 $284,950 (-1.6%) $373,563 (12.1%) 0.00 157
    2024-07-01 $282,325 (0.8%) $374,767 (16.3%) 0.00 168
    2024-08-01 $284,900 (8.2%) $379,845 (23.4%) 0.00 158
    2024-09-01 $282,450 (3.8%) $385,102 (22.5%) 0.00 172
    2024-10-01 $293,725 (9.2%) $368,212 (11.3%) 0.00 185
    2024-11-01 $285,000 (5.6%) $354,094 (6.3%) 0.00 199
    2024-12-01 $285,750 (6.2%) $350,410 (5.5%) 0.00 172
    2025-01-01 $289,925 (16.3%) $334,315 (7.7%) 0.00 159
    2025-02-01 $285,000 (7.8%) $326,999 (-0.1%) 0.00 160
    2025-03-01 $290,000 (1.8%) $346,427 (-0.3%) 0.00 161
    2025-04-01 $286,850 (1.1%) $364,812 (10.5%) 0.00 175
    Danville's median listing price for 2025-04-01 was $286,850, a difference of $3,200 (1.1%) versus the prior year and $-3,150 versus the prior month.

    Danville's median listing price comes in at 0% of the national average.

    Danville's average listing price for 2025-04-01 was $364,812, a difference of $34,758 (10.5%) versus the prior year and $18,385 versus the prior month.

    For the 2025-04-01 period, Danville had 175 MLS listings, a difference of 14 listings (9%) versus the prior month and 60 listings (52%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,928 sqft
    2018-02-01 0 days 1,908 sqft
    2018-03-01 0 days 1,916 sqft
    2018-04-01 0 days 2,049 sqft
    2018-05-01 0 days 2,147 sqft
    2018-06-01 0 days 2,000 sqft
    2018-07-01 0 days 1,975 sqft
    2018-08-01 0 days 1,931 sqft
    2018-09-01 0 days 1,915 sqft
    2018-10-01 0 days 1,864 sqft
    2018-11-01 0 days 1,914 sqft
    2018-12-01 0 days 1,890 sqft
    2019-01-01 0 days 1,816 sqft
    2019-02-01 0 days 1,835 sqft
    2019-03-01 0 days 1,837 sqft
    2019-04-01 0 days 1,848 sqft
    2019-05-01 0 days 1,873 sqft
    2019-06-01 0 days 1,897 sqft
    2019-07-01 0 days 1,919 sqft
    2019-08-01 0 days 1,962 sqft
    2019-09-01 0 days 1,904 sqft
    2019-10-01 0 days 1,854 sqft
    2019-11-01 0 days 1,803 sqft
    2019-12-01 0 days 1,723 sqft
    2020-01-01 0 days 1,730 sqft
    2020-02-01 0 days 1,834 sqft
    2020-03-01 0 days 1,908 sqft
    2020-04-01 0 days 1,912 sqft
    2020-05-01 0 days 1,900 sqft
    2020-06-01 0 days 1,882 sqft
    2020-07-01 0 days 1,869 sqft
    2020-08-01 0 days 1,829 sqft
    2020-09-01 0 days 1,687 sqft
    2020-10-01 0 days 1,700 sqft
    2020-11-01 0 days 1,761 sqft
    2020-12-01 0 days 1,730 sqft
    2021-01-01 0 days 1,700 sqft
    2021-02-01 0 days 1,796 sqft
    2021-03-01 0 days 1,875 sqft
    2021-04-01 0 days 1,935 sqft
    2021-05-01 0 days 1,871 sqft
    2021-06-01 0 days 1,845 sqft
    2021-07-01 0 days 1,892 sqft
    2021-08-01 0 days 1,837 sqft
    2021-09-01 0 days 1,809 sqft
    2021-10-01 0 days 1,778 sqft
    2021-11-01 0 days 1,632 sqft
    2021-12-01 0 days 1,645 sqft
    2022-01-01 0 days 1,599 sqft
    2022-02-01 0 days 1,643 sqft
    2022-03-01 0 days 1,639 sqft
    2022-04-01 0 days 1,700 sqft
    2022-05-01 0 days 1,808 sqft
    2022-06-01 0 days 1,773 sqft
    2022-07-01 0 days 1,800 sqft
    2022-08-01 0 days 1,696 sqft
    2022-09-01 0 days 1,748 sqft
    2022-10-01 0 days 1,719 sqft
    2022-11-01 0 days 1,735 sqft
    2022-12-01 0 days 1,740 sqft
    2023-01-01 0 days 1,665 sqft
    2023-02-01 0 days 1,670 sqft
    2023-03-01 0 days 1,730 sqft
    2023-04-01 0 days 1,839 sqft
    2023-05-01 0 days 2,003 sqft
    2023-06-01 0 days 1,871 sqft
    2023-07-01 0 days 1,789 sqft
    2023-08-01 0 days 1,684 sqft
    2023-09-01 0 days 1,740 sqft
    2023-10-01 0 days 1,763 sqft
    2023-11-01 0 days 1,774 sqft
    2023-12-01 0 days 1,704 sqft
    2024-01-01 0 days 1,737 sqft
    2024-02-01 0 days 1,715 sqft
    2024-03-01 0 days 1,665 sqft
    2024-04-01 0 days 1,733 sqft
    2024-05-01 0 days 1,889 sqft
    2024-06-01 0 days 1,865 sqft
    2024-07-01 0 days 1,786 sqft
    2024-08-01 0 days 1,867 sqft
    2024-09-01 0 days 1,897 sqft
    2024-10-01 0 days 1,882 sqft
    2024-11-01 0 days 1,762 sqft
    2024-12-01 0 days 1,768 sqft
    2025-01-01 0 days 1,760 sqft
    2025-02-01 0 days 1,678 sqft
    2025-03-01 0 days 1,760 sqft
    2025-04-01 0 days 1,846 sqft
    Danville's median listing age (time on market) for 2025-04-01 was 0 days.

    Danville's median square footage for active listings during the 2025-04-01 period was 1,846 sqft. One year prior, the average listing was 1,733 sqft.

    Danville, KY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 540 $107,460,000 $199,000
    Refi 148 $27,010,000 $182,500
    Cash Out Refi 131 $20,335,000 $155,229
    Other 91 $6,275,000 $68,956
    Home Improvement 70 $4,220,000 $60,286

    Danville's most frequently cited loan purpose was Home Purchase, with 540 originations. The 2nd most popular reason was Refi, with 148 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 399 $81,655,000 $204,649
    Over 8% 233 $18,645,000 $80,021
    7-8% 164 $31,790,000 $193,841
    5-6% 107 $23,945,000 $223,785
    3-4% 26 $490,000 $18,846
    4-5% 8 $2,550,000 $318,750
    <2.5% 2 $570,000 $285,000

    During 2024, Danville's most frequently originated rate bucket was 6-7%, with 399 originations.

    Loan Sizing (Danville, KY MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 360 $53,950,000 $149,861
    $100,000 or less 304 $15,880,000 $52,237
    $200k-400k 278 $72,830,000 $261,978
    $400k-600k 25 $12,225,000 $489,000
    $600k-1000k 11 $7,815,000 $710,455
    $Over $1MM 2 $2,600,000 $1,300,000

    Danville's loan sizing saw the bucket of loans from $100k-200k with 360 originations, totaling $53,950,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 391 $86,755,000 $221,880
    60-80% 167 $34,935,000 $209,192
    20-40% 137 $10,455,000 $76,314
    Under 20% 119 $4,115,000 $34,580
    40-60% 84 $13,420,000 $159,762
    Over 100% 21 $5,255,000 $250,238

    Danville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 391 originations, totaling $86,755,000 in origination value.