Danville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Danville averaged 6.62% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.71% and one month ago for the week of 2024-11-07, the average rate was 6.71%.

    Danville's average rate one year ago was 6.95%.

    For refis of the same type during the week of 2024-12-12, the average rate was 7.2%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Danville 30 Year Fixed Rate 2024-12-12 6.62%
    Danville 30 Year Fixed Rate Refi 2024-12-12 7.2%
    Danville 15 Year Fixed Rate 2024-12-12 5.74%
    Danville 15 Year Fixed Rate Refi 2024-12-12 6.04%
    Danville 30 Year FHA 2024-12-12 6%
    Danville 30 Year FHA Refi 2024-12-12 6.08%
    Danville 30 Year USDA 2024-12-12 6.1%
    Danville 30 Year USDA Refi 2024-12-12 6.2%
    Danville 30 Year VA 2024-12-12 5.98%
    Danville 30 Year VA Refi 2024-12-12 6.18%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Danville, KY.

    Danville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Danville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    GENEVA FINANCIAL, LLC 24 6.47% $4,700
    Whitaker Bank 21 6.01% $2,311
    HOMESIDE FINANCIAL, LLC 18 6.51% $7,181
    Abound Federal Credit Union 17 6.07% $2,449
    QUICKEN LOANS, LLC 16 6.89% $6,311
    JPMorgan Chase Bank 12 6.90% $3,541
    MORTGAGE INVESTORS GROUP, INC. 10 5.60% $4,819
    STOCKTON MORTGAGE CORPORATION 10 6.91% $5,902
    PNC Bank 6 6.67% $3,127
    Community Trust Bank, Inc. 5 5.48% $2,165
    BROKER SOLUTIONS, INC. 5 6.87% $6,383
    Republic State Mortgage Co. 5 6.80% $4,892
    UNITED WHOLESALE MORTGAGE, LLC 4 6.87% $5,897
    Bank of England 4 6.88% $7,023
    Northpointe Bank 4 6.84% $5,234
    CHURCHILL MORTGAGE CORPORATION 4 6.22% $4,627
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 6.47% $5,915
    GUARANTEED RATE, INC. 3 6.77% $4,290
    U.S. Bank 3 6.75% $3,569
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 7.83% $6,721
    UNION HOME MORTGAGE CORP. 3 6.96% $4,575
    Renasant Bank 3 7.25% $3,001
    Guardian Savings Bank, A Federal Savings Bank 3 6.17% $1,105
    Wells Fargo Bank 3 6.71% $5,035
    Fifth Third Bank 3 6.77% $3,146
    NAVY FEDERAL CREDIT UNION 3 7.00% $3,288
    GoPrime Mortgage, Inc. 2 7.38% $5,569
    Central Kentucky Agricultural Credit Association 2 7.73% $3,274
    EVERETT FINANCIAL, INC. 2 6.75% $3,667
    Farm Credit Mid-America, ACA 2 7.63% $3,665
    First Financial Bank 2 6.31% $3,578
    PENNYMAC LOAN SERVICES, LLC 2 7.25% $6,407
    PROVIDENT FUNDING ASSOCIATES, L.P. 2 5.94% $3,747
    RUOFF MORTGAGE COMPANY, INC. 2 6.63% $3,648
    The Citizens National Bank of Somerset 2 7.76% $2,427
    THRIVE MORTGAGE, LLC 2 6.63% $4,733
    Magnolia Bank 1 6.88% $3,605
    Merchants Bank of Indiana 1 7.00% $2,884
    Morgan Stanley Private Bank 1 6.60% $2,377
    First Savings Bank 1 6.63% $3,113
    Mortgage Research Center, LLC 1 6.88% $1,156
    MOVEMENT MORTGAGE, LLC 1 6.50% $4,018
    Mr. Cooper ( Nationstar Mortgage ) 1 7.63% $6,307
    M&T Bank 1 6.50% $3,990
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.75% $5,288
    First National Bank of America 1 11.75% $6,678
    First Horizon Bank 1 6.88% $5,829
    Carrington Mortgage Services, LLC 1 6.88% $5,462
    PENTAGON FEDERAL CREDIT UNION 1 6.63% $3,192
    Peoples Exchange Bank 1 6.13% $2,414
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.99% $5,317
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.38% $4,147
    Beeline Loans, Inc. 1 6.50% $4,142
    EVANSVILLE TEACHERS 1 6.75% $3,728
    Connexus Credit Union 1 6.99% $2,326
    Republic Bank & Trust Company 1 7.50% $3,221
    COMMONWEALTH 1 6.50% $3,068
    ROYAL UNITED MORTGAGE LLC 1 8.13% $7,889
    Waterstone Mortgage Corporation 1 7.99% $6,638
    SeaTrust Mortgage Company 1 6.13% $6,468
    SOUTHWEST STAGE FUNDING, LLC 1 8.24% $5,720
    CMG MORTGAGE, INC. 1 4.75% $16,262
    SUN WEST MORTGAGE COMPANY, INC. 1 6.88% $5,124
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.88% $5,083
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.50% $11,558
    Traditional Bank, Inc. 1 7.13% $2,454
    Truist 1 6.75% $4,189
    CITIZENS EQUITY FIRST 1 5.63% $4,759
    Union Savings Bank 1 6.50% $6,237
    Century Mortgage Company DBA Century Lending Company 1 7.88% $9,038
    Forcht Bank 1 6.75% $1,951
    INTERLINC MORTGAGE SERVICES, LLC 1 6.99% $975
    Flagstar Bank, FSB 1 7.38% $2,570
    L & N Federal Credit Union 1 6.75% $2,251
    LOANDEPOT.COM, LLC 1 7.38% $3,769

    Danville Average Closing Costs & Other Stats

    Danville, KY's 75 lenders originated 858 loans during 2023. The total origination value was $137,470,000, with an average loan value of $160,221.

    Danville's average closing costs are $4,451.

    The top Danville lender as defined by loan originations is GENEVA FINANCIAL, LLC, with 24 loans originated. Their average total fees are $4,700, which is $2,388 higher than the next largest lender, Whitaker Bank.

    The lowest fee Danville lenders (with over 10 loans originated) are Whitaker Bank ($2,311), Abound Federal Credit Union ($2,449), JPMorgan Chase Bank ($3,541), GENEVA FINANCIAL, LLC ($4,700) and MORTGAGE INVESTORS GROUP, INC. ($4,819).

    The lowest rate Danville lenders (with over 10 loans originated) are MORTGAGE INVESTORS GROUP, INC. (5.60%), Whitaker Bank (6.01%), Abound Federal Credit Union (6.07%), GENEVA FINANCIAL, LLC (6.47%) and HOMESIDE FINANCIAL, LLC (6.51%).

    Danville, KY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    GENEVA FINANCIAL, LLC $10,955,000 $10,760,000 -1.8% 7.8%
    QUICKEN LOANS, LLC $8,355,000 $8,140,000 -2.6% 5.9%
    Whitaker Bank $9,480,000 $7,325,000 -22.7% 5.3%
    Abound Federal Credit Union $7,310,000 $7,190,000 -1.6% 5.2%
    HOMESIDE FINANCIAL, LLC $4,040,000 $7,075,000 75.1% 5.1%
    First Southern National Bank $9,185,000 $6,775,000 -26.2% 4.9%
    Republic State Mortgage Co. $7,905,000 $5,010,000 -36.6% 3.6%
    STOCKTON MORTGAGE CORPORATION $5,600,000 $4,560,000 -18.6% 3.3%
    Mortgage Research Center, LLC $3,745,000 $4,230,000 13.0% 3.1%
    PNC Bank $3,040,000 $3,075,000 1.2% 2.2%
    21ST MORTGAGE CORPORATION $230,000 $2,925,000 1,171.7% 2.1%
    Community Trust Bank, Inc. $5,250,000 $2,790,000 -46.9% 2.0%
    UNITED WHOLESALE MORTGAGE, LLC $4,250,000 $2,460,000 -42.1% 1.8%
    Bank of England $1,995,000 $2,425,000 21.6% 1.8%
    JPMorgan Chase Bank $4,830,000 $2,410,000 -50.1% 1.8%
    MORTGAGE INVESTORS GROUP, INC. $1,245,000 $2,160,000 73.5% 1.6%
    GoPrime Mortgage, Inc. $1,680,000 $2,120,000 26.2% 1.5%
    Northpointe Bank $610,000 $1,995,000 227.0% 1.5%
    BROKER SOLUTIONS, INC. $1,195,000 $1,870,000 56.5% 1.4%
    Fifth Third Bank $3,720,000 $1,835,000 -50.7% 1.3%
    UNIVERSITY OF KENTUCKY $1,655,000 $1,765,000 6.6% 1.3%
    LIMA ONE CAPITAL, LLC $1,730,000 n/a 1.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,715,000 $1,715,000 -36.8% 1.2%
    U.S. Bank $2,470,000 $1,655,000 -33.0% 1.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $2,050,000 $1,635,000 -20.2% 1.2%
    COMMONWEALTH $2,065,000 $1,495,000 -27.6% 1.1%
    INTERLINC MORTGAGE SERVICES, LLC $255,000 $1,375,000 439.2% 1.0%
    UNION HOME MORTGAGE CORP. $55,000 $1,315,000 2,290.9% 1.0%
    Bank of the Bluegrass & Trust Co. $1,145,000 n/a 0.8%
    The Monticello Banking Company $945,000 $1,130,000 19.6% 0.8%
    USAA Federal Savings Bank $2,490,000 $965,000 -61.2% 0.7%
    Renasant Bank $925,000 n/a 0.7%
    Century Mortgage Company DBA Century Lending Company $270,000 $920,000 240.7% 0.7%
    Guardian Savings Bank, A Federal Savings Bank $825,000 $905,000 9.7% 0.7%
    CMG MORTGAGE, INC. $615,000 $840,000 36.6% 0.6%
    RUOFF MORTGAGE COMPANY, INC. $615,000 $815,000 32.5% 0.6%
    First Financial Bank $35,000 $800,000 2,185.7% 0.6%
    Bank of Lexington, Inc. $280,000 $775,000 176.8% 0.6%
    Traditional Bank, Inc. $2,005,000 $765,000 -61.8% 0.6%
    Citizens Commerce Bank $300,000 $755,000 151.7% 0.5%
    NAVY FEDERAL CREDIT UNION $1,790,000 $730,000 -59.2% 0.5%
    Union Savings Bank $730,000 n/a 0.5%
    Wells Fargo Bank $705,000 $695,000 -1.4% 0.5%
    FREEDOM MORTGAGE CORPORATION $665,000 $660,000 -0.8% 0.5%
    CHURCHILL MORTGAGE CORPORATION $1,600,000 $625,000 -60.9% 0.5%
    EVERETT FINANCIAL, INC. $1,340,000 $610,000 -54.5% 0.4%
    NEWREZ LLC $585,000 $610,000 4.3% 0.4%
    CITIZENS EQUITY FIRST $585,000 n/a 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $655,000 $580,000 -11.5% 0.4%
    LAKEVIEW LOAN SERVICING, LLC $940,000 $570,000 -39.4% 0.4%
    Central Kentucky Agricultural Credit Association $615,000 $560,000 -8.9% 0.4%
    MOVEMENT MORTGAGE, LLC $535,000 $540,000 0.9% 0.4%
    Peoples Exchange Bank $1,495,000 $530,000 -64.5% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,705,000 $510,000 -92.4% 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $485,000 n/a 0.4%
    LENDINGHOME FUNDING CORPORATION $475,000 n/a 0.3%
    Truist $25,000 $465,000 1,760.0% 0.3%
    GUARANTEED RATE, INC. $1,030,000 $455,000 -55.8% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $940,000 $445,000 -52.7% 0.3%
    PENNYMAC LOAN SERVICES, LLC $1,530,000 $440,000 -71.2% 0.3%
    PROVIDENT FUNDING ASSOCIATES, L.P. $250,000 $440,000 76.0% 0.3%
    EVANSVILLE TEACHERS $325,000 $425,000 30.8% 0.3%
    LOANDEPOT.COM, LLC $1,700,000 $415,000 -75.6% 0.3%
    Nations Lending Corporation $200,000 $410,000 105.0% 0.3%
    The Citizens National Bank of Somerset $1,565,000 $385,000 -75.4% 0.3%
    Farm Credit Mid-America, ACA $2,360,000 $365,000 -84.5% 0.3%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $360,000 n/a 0.3%
    The Federal Savings Bank $355,000 n/a 0.3%
    Magnolia Bank $145,000 $350,000 141.4% 0.3%
    Service Federal Credit Union $345,000 n/a 0.3%
    THRIVE MORTGAGE, LLC $340,000 n/a 0.2%
    Carrington Mortgage Services, LLC $1,010,000 $335,000 -66.8% 0.2%
    PHH Mortgage Corporation $330,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $330,000 n/a 0.2%
    Prosperity Home Mortgage, LLC $460,000 $325,000 -29.3% 0.2%
    PARK COMMUNITY CREDIT UNION, INC. $2,910,000 $315,000 -89.2% 0.2%
    BETTER MORTGAGE CORPORATION $305,000 n/a 0.2%
    Citizens Bank $510,000 $305,000 -40.2% 0.2%
    AMERISAVE MORTGAGE CORPORATION $1,610,000 $290,000 -82.0% 0.2%
    NEW DAY FINANCIAL, LLC $155,000 $285,000 83.9% 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $270,000 n/a 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $205,000 $265,000 29.3% 0.2%
    First Volunteer Bank $245,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $245,000 n/a 0.2%
    PREMIA MORTGAGE, LLC $245,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $730,000 $235,000 -67.8% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $240,000 $215,000 -10.4% 0.2%
    ENDEAVOR CAPITAL, LLC. $135,000 $215,000 59.3% 0.2%
    GUARANTY HOME MORTGAGE CORPORATION $435,000 $215,000 -50.6% 0.2%
    The Huntington National Bank $75,000 $210,000 180.0% 0.2%
    Coastal Community Bank $205,000 n/a 0.1%
    Morgan Stanley Private Bank $205,000 n/a 0.1%
    The Cecilian Bank $205,000 $205,000 0.0% 0.1%
    Waterstone Mortgage Corporation $205,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $200,000 n/a 0.1%
    Republic Bank & Trust Company $610,000 $195,000 -68.0% 0.1%
    SOUTH CENTRAL BANK, INC. $760,000 $195,000 -74.3% 0.1%
    PENTAGON FEDERAL CREDIT UNION $145,000 $190,000 31.0% 0.1%
    Stock Yards Bank & Trust Company $560,000 $185,000 -67.0% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $380,000 $170,000 -55.3% 0.1%
    L & N Federal Credit Union $255,000 $170,000 -33.3% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $170,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $165,000 n/a 0.1%
    Merchants Bank of Indiana $165,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $165,000 n/a 0.1%
    SeaTrust Mortgage Company $165,000 n/a 0.1%
    AXIA FINANCIAL, LLC $155,000 n/a 0.1%
    EMERY FEDERAL CREDIT UNION $155,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $145,000 n/a 0.1%
    SOUTHWEST STAGE FUNDING, LLC $145,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $105,000 $145,000 38.1% 0.1%
    Paramount Residential Mortgage Group, Inc. $155,000 $140,000 -9.7% 0.1%
    Flagstar Bank, FSB $45,000 $135,000 200.0% 0.1%
    VILLAGE CAPITAL MORTGAGE $135,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $130,000 n/a 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $125,000 n/a 0.1%
    Beeline Loans, Inc. $125,000 n/a 0.1%
    MEMBERS HERITAGE Credit Union $235,000 $120,000 -48.9% 0.1%
    AMWEST FUNDING CORP. $105,000 n/a 0.1%
    Central Bank $1,850,000 $105,000 -94.3% 0.1%
    First Horizon Bank $105,000 n/a 0.1%
    First National Bank of America $105,000 n/a 0.1%
    NEXERA HOLDING LLC $105,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $595,000 $95,000 -84.0% 0.1%
    WesBanco $105,000 $95,000 -9.5% 0.1%
    First Savings Bank $145,000 $85,000 -41.4% 0.1%
    The Farmers Bank $825,000 $85,000 -89.7% 0.1%
    Centier Bank $75,000 n/a 0.1%
    Connexus Credit Union $75,000 n/a 0.1%
    Signature Federal Credit Union $75,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $75,000 n/a 0.1%
    M&T Bank $135,000 $65,000 -51.9% 0.0%
    Third Federal Savings and Loan Association of Cleveland $65,000 n/a 0.0%
    Bank of America $55,000 n/a 0.0%
    Discover Bank $55,000 n/a 0.0%
    Forcht Bank $145,000 $55,000 -62.1% 0.0%
    Peoples Bank $55,000 n/a 0.0%
    Regions Bank $55,000 n/a 0.0%
    City National Bank of West Virginia $45,000 n/a 0.0%

    Danville's top lender by overall market share is GENEVA FINANCIAL, LLC, with 7.8% market share. In second place, with 5.9%, is QUICKEN LOANS, LLC, having originated $8,140,000 in loans. In third place, with 5.3%, is Whitaker Bank, having originated $7,325,000 in loans. In fourth place, with 5.2%, is Abound Federal Credit Union, having originated $7,190,000 in loans. In fifth place, with 5.1%, is HOMESIDE FINANCIAL, LLC, having originated $7,075,000 in loans.

    Danville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $165,000 (24.2%) $239,920 (25.3%) 0.00 202
    2018-02-01 $167,450 (28.9%) $242,047 (25.1%) 0.00 205
    2018-03-01 $166,750 (28.3%) $234,894 (21.0%) 0.00 210
    2018-04-01 $185,800 (38.1%) $241,559 (22.1%) 0.00 208
    2018-05-01 $189,950 (19.2%) $246,182 (16.3%) 0.00 230
    2018-06-01 $184,500 (15.4%) $237,007 (9.2%) 0.00 244
    2018-07-01 $179,900 (12.5%) $238,793 (3.0%) 0.00 244
    2018-08-01 $179,450 (12.2%) $246,224 (8.6%) 0.00 229
    2018-09-01 $174,450 (10.1%) $241,817 (6.8%) 0.00 226
    2018-10-01 $166,325 (0.2%) $230,661 (-3.7%) 0.00 231
    2018-11-01 $172,200 (1.8%) $228,824 (-8.0%) 0.00 226
    2018-12-01 $159,900 (-3.1%) $224,662 (-8.2%) 0.00 218
    2019-01-01 $159,900 (-3.1%) $215,364 (-10.2%) 0.00 204
    2019-02-01 $159,800 (-4.6%) $216,769 (-10.4%) 0.00 211
    2019-03-01 $164,071 (-1.6%) $223,283 (-4.9%) 0.00 216
    2019-04-01 $172,425 (-7.2%) $236,284 (-2.2%) 0.00 215
    2019-05-01 $179,900 (-5.3%) $245,555 (-0.3%) 0.00 207
    2019-06-01 $185,000 (0.3%) $241,306 (1.8%) 0.00 212
    2019-07-01 $185,700 (3.2%) $242,329 (1.5%) 0.00 214
    2019-08-01 $177,041 (-1.3%) $243,501 (-1.1%) 0.00 215
    2019-09-01 $173,052 (-0.8%) $243,304 (0.6%) 0.00 209
    2019-10-01 $172,118 (3.5%) $243,192 (5.4%) 0.00 204
    2019-11-01 $169,000 (-1.9%) $240,226 (5.0%) 0.00 188
    2019-12-01 $167,175 (4.6%) $238,391 (6.1%) 0.00 174
    2020-01-01 $159,600 (-0.2%) $228,036 (5.9%) 0.00 165
    2020-02-01 $175,200 (9.6%) $245,615 (13.3%) 0.00 162
    2020-03-01 $191,000 (16.4%) $261,585 (17.2%) 0.00 153
    2020-04-01 $199,500 (15.7%) $263,841 (11.7%) 0.00 138
    2020-05-01 $196,750 (9.4%) $254,559 (3.7%) 0.00 140
    2020-06-01 $194,000 (4.9%) $254,090 (5.3%) 0.00 125
    2020-07-01 $189,750 (2.2%) $257,460 (6.2%) 0.00 123
    2020-08-01 $182,400 (3.0%) $265,253 (8.9%) 0.00 118
    2020-09-01 $174,950 (1.1%) $258,776 (6.4%) 0.00 135
    2020-10-01 $174,900 (1.6%) $253,924 (4.4%) 0.00 139
    2020-11-01 $179,200 (6.0%) $258,146 (7.5%) 0.00 129
    2020-12-01 $173,375 (3.7%) $250,857 (5.2%) 0.00 115
    2021-01-01 $179,900 (12.7%) $253,988 (11.4%) 0.00 100
    2021-02-01 $199,000 (13.6%) $276,516 (12.6%) 0.00 87
    2021-03-01 $237,075 (24.1%) $300,125 (14.7%) 0.00 80
    2021-04-01 $237,250 (18.9%) $293,114 (11.1%) 0.00 80
    2021-05-01 $262,250 (33.3%) $264,937 (4.1%) 0.00 81
    2021-06-01 $238,675 (23.0%) $273,442 (7.6%) 0.00 82
    2021-07-01 $249,000 (31.2%) $296,060 (15.0%) 0.00 106
    2021-08-01 $244,125 (33.8%) $281,215 (6.0%) 0.00 119
    2021-09-01 $228,475 (30.6%) $294,333 (13.7%) 0.00 128
    2021-10-01 $215,000 (22.9%) $277,411 (9.3%) 0.00 123
    2021-11-01 $199,900 (11.6%) $262,289 (1.6%) 0.00 116
    2021-12-01 $207,250 (19.5%) $277,629 (10.7%) 0.00 100
    2022-01-01 $199,000 (10.6%) $274,458 (8.1%) 0.00 88
    2022-02-01 $199,725 (0.4%) $290,712 (5.1%) 0.00 73
    2022-03-01 $227,400 (-4.1%) $324,369 (8.1%) 0.00 74
    2022-04-01 $229,500 (-3.3%) $324,253 (10.6%) 0.00 76
    2022-05-01 $251,175 (-4.2%) $327,560 (23.6%) 0.00 86
    2022-06-01 $251,200 (5.3%) $335,415 (22.7%) 0.00 117
    2022-07-01 $238,500 (-4.2%) $319,396 (7.9%) 0.00 128
    2022-08-01 $245,575 (0.6%) $324,064 (15.2%) 0.00 135
    2022-09-01 $257,875 (12.9%) $323,392 (9.9%) 0.00 138
    2022-10-01 $272,450 (26.7%) $328,492 (18.4%) 0.00 131
    2022-11-01 $264,900 (32.5%) $317,525 (21.1%) 0.00 129
    2022-12-01 $259,000 (25.0%) $319,446 (15.1%) 0.00 115
    2023-01-01 $247,425 (24.3%) $312,019 (13.7%) 0.00 108
    2023-02-01 $239,950 (20.1%) $303,402 (4.4%) 0.00 104
    2023-03-01 $255,500 (12.4%) $323,842 (-0.2%) 0.00 90
    2023-04-01 $274,999 (19.8%) $345,312 (6.5%) 0.00 87
    2023-05-01 $289,700 (15.3%) $348,498 (6.4%) 0.00 97
    2023-06-01 $290,425 (15.6%) $334,246 (-0.4%) 0.00 98
    2023-07-01 $283,000 (18.7%) $323,281 (1.2%) 0.00 101
    2023-08-01 $265,225 (8.0%) $308,695 (-4.7%) 0.00 115
    2023-09-01 $272,000 (5.5%) $314,971 (-2.6%) 0.00 129
    2023-10-01 $269,000 (-1.3%) $331,035 (0.8%) 0.00 128
    2023-11-01 $269,975 (1.9%) $332,972 (4.9%) 0.00 132
    2023-12-01 $269,000 (3.9%) $332,005 (3.9%) 0.00 147
    2024-01-01 $249,250 (0.7%) $309,798 (-0.7%) 0.00 140
    2024-02-01 $259,975 (8.4%) $327,185 (7.8%) 0.00 110
    2024-03-01 $284,900 (11.5%) $347,509 (7.3%) 0.00 100
    2024-04-01 $283,650 (3.2%) $330,054 (-4.4%) 0.00 115
    2024-05-01 $284,800 (-1.7%) $356,270 (2.2%) 0.00 136
    2024-06-01 $289,500 (-0.3%) $382,593 (14.5%) 0.00 157
    2024-07-01 $282,300 (-0.3%) $374,532 (15.9%) 0.00 168
    2024-08-01 $284,000 (7.1%) $378,469 (22.6%) 0.00 159
    2024-09-01 $282,450 (3.8%) $383,711 (21.8%) 0.00 173
    2024-10-01 $292,450 (8.7%) $367,540 (11.0%) 0.00 185
    2024-11-01 $285,000 (5.6%) $354,094 (6.3%) 0.00 199
    Danville's median listing price for 2024-11-01 was $285,000, a difference of $15,025 (5.6%) versus the prior year and $-7,450 versus the prior month.

    Danville's median listing price comes in at 0% of the national average.

    Danville's average listing price for 2024-11-01 was $354,094, a difference of $21,122 (6.3%) versus the prior year and $-13,446 versus the prior month.

    For the 2024-11-01 period, Danville had 199 MLS listings, a difference of 14 listings (8%) versus the prior month and 67 listings (51%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,928 sqft
    2018-02-01 0 days 1,904 sqft
    2018-03-01 0 days 1,907 sqft
    2018-04-01 0 days 2,048 sqft
    2018-05-01 0 days 2,147 sqft
    2018-06-01 0 days 2,000 sqft
    2018-07-01 0 days 1,975 sqft
    2018-08-01 0 days 1,926 sqft
    2018-09-01 0 days 1,915 sqft
    2018-10-01 0 days 1,864 sqft
    2018-11-01 0 days 1,914 sqft
    2018-12-01 0 days 1,890 sqft
    2019-01-01 0 days 1,816 sqft
    2019-02-01 0 days 1,835 sqft
    2019-03-01 0 days 1,834 sqft
    2019-04-01 0 days 1,846 sqft
    2019-05-01 0 days 1,873 sqft
    2019-06-01 0 days 1,900 sqft
    2019-07-01 0 days 1,921 sqft
    2019-08-01 0 days 1,962 sqft
    2019-09-01 0 days 1,904 sqft
    2019-10-01 0 days 1,853 sqft
    2019-11-01 0 days 1,788 sqft
    2019-12-01 0 days 1,723 sqft
    2020-01-01 0 days 1,730 sqft
    2020-02-01 0 days 1,834 sqft
    2020-03-01 0 days 1,908 sqft
    2020-04-01 0 days 1,912 sqft
    2020-05-01 0 days 1,900 sqft
    2020-06-01 0 days 1,881 sqft
    2020-07-01 0 days 1,869 sqft
    2020-08-01 0 days 1,829 sqft
    2020-09-01 0 days 1,697 sqft
    2020-10-01 0 days 1,700 sqft
    2020-11-01 0 days 1,742 sqft
    2020-12-01 0 days 1,700 sqft
    2021-01-01 0 days 1,700 sqft
    2021-02-01 0 days 1,796 sqft
    2021-03-01 0 days 1,875 sqft
    2021-04-01 0 days 1,935 sqft
    2021-05-01 0 days 1,871 sqft
    2021-06-01 0 days 1,845 sqft
    2021-07-01 0 days 1,892 sqft
    2021-08-01 0 days 1,839 sqft
    2021-09-01 0 days 1,809 sqft
    2021-10-01 0 days 1,756 sqft
    2021-11-01 0 days 1,639 sqft
    2021-12-01 0 days 1,647 sqft
    2022-01-01 0 days 1,597 sqft
    2022-02-01 0 days 1,642 sqft
    2022-03-01 0 days 1,634 sqft
    2022-04-01 0 days 1,710 sqft
    2022-05-01 0 days 1,808 sqft
    2022-06-01 0 days 1,773 sqft
    2022-07-01 0 days 1,800 sqft
    2022-08-01 0 days 1,700 sqft
    2022-09-01 0 days 1,760 sqft
    2022-10-01 0 days 1,719 sqft
    2022-11-01 0 days 1,735 sqft
    2022-12-01 0 days 1,730 sqft
    2023-01-01 0 days 1,665 sqft
    2023-02-01 0 days 1,670 sqft
    2023-03-01 0 days 1,725 sqft
    2023-04-01 0 days 1,839 sqft
    2023-05-01 0 days 2,005 sqft
    2023-06-01 0 days 1,882 sqft
    2023-07-01 0 days 1,804 sqft
    2023-08-01 0 days 1,687 sqft
    2023-09-01 0 days 1,740 sqft
    2023-10-01 0 days 1,763 sqft
    2023-11-01 0 days 1,774 sqft
    2023-12-01 0 days 1,704 sqft
    2024-01-01 0 days 1,738 sqft
    2024-02-01 0 days 1,729 sqft
    2024-03-01 0 days 1,665 sqft
    2024-04-01 0 days 1,735 sqft
    2024-05-01 0 days 1,889 sqft
    2024-06-01 0 days 1,872 sqft
    2024-07-01 0 days 1,786 sqft
    2024-08-01 0 days 1,854 sqft
    2024-09-01 0 days 1,875 sqft
    2024-10-01 0 days 1,867 sqft
    2024-11-01 0 days 1,762 sqft
    Danville's median listing age (time on market) for 2024-11-01 was 0 days.

    Danville's median square footage for active listings during the 2024-11-01 period was 1,762 sqft. One year prior, the average listing was 1,774 sqft.

    Danville, KY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 528 $98,850,000 $187,216
    Cash Out Refi 102 $15,170,000 $148,725
    Refi 85 $13,155,000 $154,765
    Home Improvement 75 $4,545,000 $60,600
    Other 68 $5,750,000 $84,559

    Danville's most frequently cited loan purpose was Home Purchase, with 528 originations. The 2nd most popular reason was Cash Out Refi, with 102 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 351 $64,315,000 $183,234
    7-8% 187 $28,285,000 $151,257
    Over 8% 158 $15,890,000 $100,570
    5-6% 106 $21,900,000 $206,604
    3-4% 23 $555,000 $24,130
    4-5% 3 $625,000 $208,333
    <2.5% 2 $830,000 $415,000

    During 2023, Danville's most frequently originated rate bucket was 6-7%, with 351 originations.

    Loan Sizing (Danville, KY MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 349 $51,665,000 $148,037
    $100,000 or less 278 $15,190,000 $54,640
    $200k-400k 199 $52,415,000 $263,392
    $400k-600k 25 $11,885,000 $475,400
    $600k-1000k 5 $3,505,000 $701,000
    $Over $1MM 2 $2,810,000 $1,405,000

    Danville's loan sizing saw the bucket of loans from $100k-200k with 349 originations, totaling $51,665,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 373 $73,855,000 $198,003
    60-80% 164 $29,930,000 $182,500
    20-40% 110 $8,610,000 $78,273
    Under 20% 97 $4,055,000 $41,804
    40-60% 71 $10,925,000 $153,873
    Over 100% 10 $2,540,000 $254,000

    Danville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 373 originations, totaling $73,855,000 in origination value.