Danville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Danville averaged 7.26% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

    The average rate for the prior week (2026-10-29) was 7.22% and one month ago for the week of 2026-10-01, the average rate was 7.36%.

    Danville's average rate one year ago was 6.05%.

    For refis of the same type during the week of 2026-11-05, the average rate was 7.18%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2026-11-05 7.18%
    Danville 30 Year Fixed Rate 2026-11-05 7.26%
    Danville 30 Year Fixed Rate Refi 2026-11-05 7.18%
    Danville 15 Year Fixed Rate 2026-11-05 6.57%
    Danville 15 Year Fixed Rate Refi 2026-11-05 6.87%
    Danville 30 Year FHA 2026-11-05 6.73%
    Danville 30 Year FHA Refi 2026-11-05 7.13%
    Danville 30 Year USDA 2026-11-05 6.9%
    Danville 30 Year USDA Refi 2026-11-05 7.1%
    Danville 30 Year VA 2026-11-05 7.18%
    Danville 30 Year VA Refi 2026-11-05 6.76%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Danville, KY.

    Danville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Danville, KY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
    QUICKEN LOANS, LLC 30 7.04% $5,741
    Abound Federal Credit Union 27 5.93% $2,721
    Community Trust Bank, Inc. 21 5.91% $2,620
    Whitaker Bank 17 6.16% $2,568
    JPMorgan Chase Bank 16 6.65% $3,821
    BROKER SOLUTIONS, INC. 15 6.71% $6,777
    T2 FINANCIAL LLC 13 6.66% $5,538
    STOCKTON MORTGAGE CORPORATION 9 6.81% $4,999
    MORTGAGE INVESTORS GROUP, INC. 9 6.80% $5,088
    Central Kentucky Agricultural Credit Association 8 7.06% $3,462
    COMMONWEALTH 8 6.23% $2,910
    UNITED WHOLESALE MORTGAGE, LLC 7 6.77% $6,632
    Guardian Savings Bank, A Federal Savings Bank 7 6.68% $1,826
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 6.74% $4,494
    Ixonia Bank 5 7.05% $5,137
    GoPrime Mortgage, Inc. 4 6.69% $5,773
    Republic State Mortgage Co. 4 6.25% $3,603
    Renasant Bank 4 6.53% $2,784
    LOANDEPOT.COM, LLC 4 6.90% $5,963
    U.S. Bank 4 6.59% $3,577
    PNC Bank 3 7.13% $3,630
    RUOFF MORTGAGE COMPANY, INC. 3 6.50% $4,494
    GENEVA FINANCIAL, LLC 3 6.71% $5,770
    L & N Federal Credit Union 3 6.79% $2,277
    PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.46% $3,870
    ROYAL UNITED MORTGAGE LLC 3 6.42% $14,259
    21ST MORTGAGE CORPORATION 2 8.51% $6,266
    Central Bank 2 6.56% $2,570
    Fifth Third Bank 2 6.50% $5,069
    Forcht Bank 2 6.88% $2,944
    HOMESIDE FINANCIAL, LLC 2 6.69% $7,692
    MEMBERS HERITAGE Credit Union 2 5.88% $6,504
    Nations Lending Corporation 2 6.25% $9,536
    NBKC BANK 2 6.25% $3,206
    Traditional Bank, Inc. 2 6.56% $3,956
    Morgan Stanley Private Bank 1 6.15% $3,117
    FIRST COMMUNITY MORTGAGE, INC. 1 6.25% $3,293
    Mortgage Research Center, LLC 1 7.63% $4,573
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.75% $3,847
    NAVY FEDERAL CREDIT UNION 1 6.00% $2,890
    Wells Fargo Bank 1 7.00% $3,751
    PARK COMMUNITY CREDIT UNION, INC. 1 6.63% $3,011
    PENNYMAC LOAN SERVICES, LLC 1 6.38% $6,416
    PHH Mortgage Corporation 1 6.99% $3,372
    FirstBank 1 7.59% $3,667
    PREMIA MORTGAGE, LLC 1 6.75% $133
    PREMIER LENDING, INC. 1 7.50% $4,416
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.49% $3,536
    Farm Credit Mid-America, ACA 1 6.75% $4,661
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 8.13% $5,426
    RBC Bank, (Georgia) 1 5.50% $3,228
    ENVOY MORTGAGE, LTD 1 6.99% $6,409
    COMPEER FINANCIAL, FLCA 1 7.13% $7,450
    City National Bank of West Virginia 1 6.29% $3,099
    CARDINAL FINANCIAL 1 5.99% $3,284
    SERVICE ONE 1 6.63% $5,025
    SOUTH CENTRAL BANK, INC. 1 6.38% $3,738
    BancorpSouth 1 6.50% $5,503
    Stock Yards Bank & Trust Company 1 6.13% $3,512
    SWBC MORTGAGE CORPORATION 1 6.99% $3,373
    AMERISAVE MORTGAGE CORPORATION 1 6.99% $9,423
    The Central Trust Bank 1 5.88% $4,129
    A&D Mortgage LLC 1 6.63% $3,674
    Truist 1 7.13% $4,226
    UNION HOME MORTGAGE CORP. 1 6.88% $3,977
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.38% $3,588
    UNIVERSITY OF KENTUCKY 1 6.88% $2,796
    LENOX FINANCIAL MORTGAGE CORPORATION 1 5.79% $3,150
    GUARANTEED RATE, INC. 1 7.05% $5,041
    First Southern National Bank 1 6.75% $2,532
    AgFirst Farm Credit Bank 1 6.88% $3,133

    Danville Average Closing Costs & Other Stats

    Danville, KY's 71 lenders originated 1,115 loans during 2025. The total origination value was $194,505,000, with an average loan value of $174,444.

    Danville's average closing costs are $4,850.

    The top Danville lender as defined by loan originations is QUICKEN LOANS, LLC, with 30 loans originated. Their average total fees are $5,741, which is $3,020 higher than the next largest lender, Abound Federal Credit Union.

    The lowest fee Danville lenders (with over 10 loans originated) are Whitaker Bank ($2,568), Community Trust Bank, Inc. ($2,620), Abound Federal Credit Union ($2,721), JPMorgan Chase Bank ($3,821) and T2 FINANCIAL LLC ($5,538).

    The lowest rate Danville lenders (with over 10 loans originated) are Community Trust Bank, Inc. (5.91%), Abound Federal Credit Union (5.93%), Whitaker Bank (6.16%), JPMorgan Chase Bank (6.65%) and T2 FINANCIAL LLC (6.66%).

    Danville, KY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
    BROKER SOLUTIONS, INC. $12,750,000 $13,585,000 6.5% 7.0%
    QUICKEN LOANS, LLC $10,065,000 $12,700,000 26.2% 6.5%
    Abound Federal Credit Union $6,090,000 $11,230,000 84.4% 5.8%
    T2 FINANCIAL LLC $4,440,000 $9,275,000 108.9% 4.8%
    Community Trust Bank, Inc. $5,795,000 $8,805,000 51.9% 4.5%
    UNITED WHOLESALE MORTGAGE, LLC $3,725,000 $8,480,000 127.7% 4.4%
    Whitaker Bank $5,585,000 $6,310,000 13.0% 3.2%
    Mortgage Research Center, LLC $6,365,000 $6,160,000 -3.2% 3.2%
    First Southern National Bank $7,020,000 $6,150,000 -12.4% 3.2%
    JPMorgan Chase Bank $1,150,000 $4,915,000 327.4% 2.5%
    STOCKTON MORTGAGE CORPORATION $4,100,000 $4,700,000 14.6% 2.4%
    PNC Bank $3,985,000 $4,095,000 2.8% 2.1%
    COMMONWEALTH $4,870,000 $3,855,000 -20.8% 2.0%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $4,700,000 $3,810,000 -18.9% 2.0%
    Republic State Mortgage Co. $5,465,000 $3,795,000 -30.6% 2.0%
    FREEDOM MORTGAGE CORPORATION $3,460,000 $3,535,000 2.2% 1.8%
    VANDERBILT MORTGAGE AND FINANCE, INC. $2,500,000 $2,535,000 1.4% 1.3%
    Guardian Savings Bank, A Federal Savings Bank $1,655,000 $2,460,000 48.6% 1.3%
    MORTGAGE INVESTORS GROUP, INC. $2,475,000 $2,425,000 -2.0% 1.2%
    The Monticello Banking Company $1,885,000 $2,300,000 22.0% 1.2%
    LOANDEPOT.COM, LLC $1,520,000 $2,185,000 43.8% 1.1%
    PENNYMAC LOAN SERVICES, LLC $1,540,000 $2,175,000 41.2% 1.1%
    AMERISAVE MORTGAGE CORPORATION $795,000 $1,840,000 131.4% 0.9%
    Fifth Third Bank $870,000 $1,725,000 98.3% 0.9%
    Central Kentucky Agricultural Credit Association $260,000 $1,605,000 517.3% 0.8%
    21ST MORTGAGE CORPORATION $1,045,000 $1,530,000 46.4% 0.8%
    Peoples Exchange Bank $655,000 $1,385,000 111.5% 0.7%
    UNIVERSITY OF KENTUCKY $1,200,000 $1,375,000 14.6% 0.7%
    GoPrime Mortgage, Inc. $2,110,000 $1,370,000 -35.1% 0.7%
    The Farmers Bank $1,330,000 $1,355,000 1.9% 0.7%
    PLANET HOME LENDING, LLC $960,000 $1,300,000 35.4% 0.7%
    Renasant Bank $2,010,000 $1,235,000 -38.6% 0.6%
    The Citizens National Bank of Somerset $830,000 $1,225,000 47.6% 0.6%
    NEWREZ LLC $795,000 $1,215,000 52.8% 0.6%
    GENEVA FINANCIAL, LLC $5,435,000 $1,195,000 -78.0% 0.6%
    City National Bank of West Virginia $800,000 $1,170,000 46.3% 0.6%
    Northpointe Bank $705,000 $1,115,000 58.2% 0.6%
    USAA Federal Savings Bank $590,000 $1,085,000 83.9% 0.6%
    U.S. Bank $1,420,000 $1,075,000 -24.3% 0.6%
    PROVIDENT FUNDING ASSOCIATES, L.P. $695,000 $1,060,000 52.5% 0.5%
    Ixonia Bank $1,620,000 $1,055,000 -34.9% 0.5%
    ROYAL UNITED MORTGAGE LLC $640,000 $1,050,000 64.1% 0.5%
    DAS Acquisition Company, LLC $175,000 $1,030,000 488.6% 0.5%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $735,000 $985,000 34.0% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $545,000 $965,000 77.1% 0.5%
    Stock Yards Bank & Trust Company $200,000 $930,000 365.0% 0.5%
    NAVY FEDERAL CREDIT UNION $1,570,000 $920,000 -41.4% 0.5%
    NBKC BANK $920,000 n/a 0.5%
    WesBanco $475,000 $920,000 93.7% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,025,000 $905,000 -11.7% 0.5%
    Traditional Bank, Inc. $975,000 $810,000 -16.9% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $510,000 $800,000 56.9% 0.4%
    Equity Prime Mortgage LLC $535,000 $775,000 44.9% 0.4%
    CMG MORTGAGE, INC. $720,000 n/a 0.4%
    Nations Lending Corporation $705,000 n/a 0.4%
    CARDINAL FINANCIAL $340,000 $685,000 101.5% 0.4%
    CANOPY MORTGAGE, LLC $675,000 n/a 0.3%
    EVERETT FINANCIAL, INC. $660,000 n/a 0.3%
    RUOFF MORTGAGE COMPANY, INC. $1,665,000 $660,000 -60.4% 0.3%
    United Cumberland Bank $660,000 n/a 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $195,000 $655,000 235.9% 0.3%
    NEW DAY FINANCIAL, LLC $380,000 $625,000 64.5% 0.3%
    UNION HOME MORTGAGE CORP. $1,735,000 $625,000 -64.0% 0.3%
    SOUTH CENTRAL BANK, INC. $480,000 $610,000 27.1% 0.3%
    BancorpSouth $605,000 n/a 0.3%
    MEMBERS HERITAGE Credit Union $690,000 $590,000 -14.5% 0.3%
    COMPEER FINANCIAL, FLCA $585,000 n/a 0.3%
    LENDINGHOME FUNDING CORPORATION $585,000 n/a 0.3%
    HOMESIDE FINANCIAL, LLC $540,000 $580,000 7.4% 0.3%
    L & N Federal Credit Union $120,000 $555,000 362.5% 0.3%
    Central Bank $1,075,000 $535,000 -50.2% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $315,000 $510,000 61.9% 0.3%
    PIKE CREEK MORTGAGE SERVICES, INC. $510,000 n/a 0.3%
    PHH Mortgage Corporation $265,000 $465,000 75.5% 0.2%
    CHURCHILL MORTGAGE CORPORATION $610,000 $460,000 -24.6% 0.2%
    Forcht Bank $460,000 n/a 0.2%
    MID AMERICA MORTGAGE, INC. $400,000 $445,000 11.3% 0.2%
    FIRST COMMUNITY MORTGAGE, INC. $420,000 n/a 0.2%
    GUARANTEED RATE, INC. $415,000 n/a 0.2%
    AgFirst Farm Credit Bank $580,000 $410,000 -29.3% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $405,000 n/a 0.2%
    Century Mortgage Company DBA Century Lending Company $610,000 $375,000 -38.5% 0.2%
    Truist $1,540,000 $360,000 -76.6% 0.2%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $345,000 n/a 0.2%
    DOMINION FINANCIAL SERVICES, LLC $145,000 $330,000 127.6% 0.2%
    FirstBank $160,000 $330,000 106.3% 0.2%
    PREMIA MORTGAGE, LLC $325,000 n/a 0.2%
    Farm Credit Mid-America, ACA $1,960,000 $315,000 -83.9% 0.2%
    Barrington Bank & Trust Company, N.A. $655,000 $305,000 -53.4% 0.2%
    Prosperity Home Mortgage, LLC $175,000 $295,000 68.6% 0.2%
    ENVOY MORTGAGE, LTD $285,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $410,000 $285,000 -30.5% 0.1%
    Magnolia Bank $275,000 n/a 0.1%
    The Central Trust Bank $275,000 n/a 0.1%
    ALLIED MORTGAGE GROUP, INC. $265,000 n/a 0.1%
    First Federal Bank $620,000 $265,000 -57.3% 0.1%
    HOMEXPRESS MORTGAGE CORP. $265,000 n/a 0.1%
    THE MORTGAGE WAREHOUSE,LLC $255,000 $265,000 3.9% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $260,000 n/a 0.1%
    BMO Harris Bank $255,000 n/a 0.1%
    Plains Commerce Bank $255,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $400,000 $250,000 -37.5% 0.1%
    MOVEMENT MORTGAGE, LLC $245,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $245,000 $235,000 -4.1% 0.1%
    RBC Bank, (Georgia) $235,000 n/a 0.1%
    SERVICE ONE $225,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $215,000 n/a 0.1%
    Peoples Bank $215,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $215,000 n/a 0.1%
    SWBC MORTGAGE CORPORATION $215,000 n/a 0.1%
    Morgan Stanley Private Bank $420,000 $205,000 -51.2% 0.1%
    Flagstar Bank, FSB $185,000 n/a 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $185,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $185,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $495,000 $185,000 -62.6% 0.1%
    A&D Mortgage LLC $175,000 n/a 0.1%
    PREMIER LENDING, INC. $175,000 n/a 0.1%
    Wells Fargo Bank $305,000 $175,000 -42.6% 0.1%
    PARK COMMUNITY CREDIT UNION, INC. $170,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $105,000 $155,000 47.6% 0.1%
    Bank of Lexington, Inc. $305,000 $155,000 -49.2% 0.1%
    BAY EQUITY LLC $155,000 n/a 0.1%
    Coastal Community Bank $110,000 $150,000 36.4% 0.1%
    The Loan Store, Inc. $145,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $165,000 $135,000 -18.2% 0.1%
    Home Mortgage Alliance Corp $135,000 n/a 0.1%
    TJC Mortgage, Inc. $120,000 n/a 0.1%
    The Federal Savings Bank $115,000 n/a 0.1%
    Bank of the Bluegrass & Trust Co. $260,000 $85,000 -67.3% 0.0%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $315,000 $85,000 -73.0% 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $410,000 $85,000 -79.3% 0.0%
    SOUTHWEST STAGE FUNDING, LLC $85,000 n/a 0.0%
    AMERICAN HERITAGE LENDING, INC. $75,000 n/a 0.0%
    CITIZENS EQUITY FIRST $75,000 n/a 0.0%
    SPRING EQ, LLC $85,000 $70,000 -17.6% 0.0%
    ATLANTA POSTAL $65,000 n/a 0.0%
    CSL Financial, LLC $65,000 n/a 0.0%
    Citizens Bank $230,000 $55,000 -76.1% 0.0%
    Service Federal Credit Union $55,000 n/a 0.0%
    Figure Lending LLC $55,000 $50,000 -9.1% 0.0%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $295,000 $45,000 -84.7% 0.0%
    PENTAGON FEDERAL CREDIT UNION $45,000 n/a 0.0%
    TOP FLITE FINANCIAL, INC. $360,000 $45,000 -87.5% 0.0%
    Carrington Mortgage Services, LLC $460,000 $35,000 -92.4% 0.0%
    Discover Bank $415,000 $35,000 -91.6% 0.0%
    First Financial Bank $425,000 $5,000 -98.8% 0.0%

    Danville's top lender by overall market share is BROKER SOLUTIONS, INC., with 7.0% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $12,700,000 in loans. In third place, with 5.8%, is Abound Federal Credit Union, having originated $11,230,000 in loans. In fourth place, with 4.8%, is T2 FINANCIAL LLC, having originated $9,275,000 in loans. In fifth place, with 4.5%, is Community Trust Bank, Inc., having originated $8,805,000 in loans.

    Danville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $165,000 (23.2%) $241,891 (26.2%) 0.00 198
    2018-02-01 $170,425 (30.2%) $242,533 (25.1%) 0.00 204
    2018-03-01 $168,700 (28.9%) $236,908 (21.8%) 0.00 208
    2018-04-01 $186,450 (38.4%) $241,814 (22.0%) 0.00 208
    2018-05-01 $189,950 (19.1%) $246,182 (16.0%) 0.00 230
    2018-06-01 $184,500 (15.4%) $237,007 (9.2%) 0.00 244
    2018-07-01 $179,900 (12.5%) $238,793 (2.7%) 0.00 244
    2018-08-01 $180,450 (12.8%) $246,615 (8.8%) 0.00 228
    2018-09-01 $174,450 (10.1%) $241,817 (6.6%) 0.00 226
    2018-10-01 $166,325 (-0.7%) $230,661 (-4.2%) 0.00 231
    2018-11-01 $172,200 (1.7%) $228,824 (-8.6%) 0.00 226
    2018-12-01 $159,900 (-3.7%) $224,662 (-8.6%) 0.00 218
    2019-01-01 $159,900 (-3.1%) $215,364 (-11.0%) 0.00 204
    2019-02-01 $159,900 (-6.2%) $217,032 (-10.5%) 0.00 211
    2019-03-01 $164,186 (-2.7%) $224,304 (-5.3%) 0.00 216
    2019-04-01 $172,425 (-7.5%) $237,125 (-1.9%) 0.00 216
    2019-05-01 $179,900 (-5.3%) $245,555 (-0.3%) 0.00 207
    2019-06-01 $185,950 (0.8%) $241,610 (1.9%) 0.00 211
    2019-07-01 $186,450 (3.6%) $242,670 (1.6%) 0.00 213
    2019-08-01 $177,186 (-1.8%) $243,745 (-1.2%) 0.00 214
    2019-09-01 $173,116 (-0.8%) $243,410 (0.7%) 0.00 209
    2019-10-01 $172,127 (3.5%) $243,207 (5.4%) 0.00 204
    2019-11-01 $169,000 (-1.9%) $240,226 (5.0%) 0.00 188
    2019-12-01 $167,175 (4.6%) $238,391 (6.1%) 0.00 174
    2020-01-01 $159,700 (-0.1%) $228,036 (5.9%) 0.00 165
    2020-02-01 $175,200 (9.6%) $245,615 (13.2%) 0.00 162
    2020-03-01 $191,000 (16.3%) $261,585 (16.6%) 0.00 153
    2020-04-01 $199,500 (15.7%) $263,841 (11.3%) 0.00 138
    2020-05-01 $199,500 (10.9%) $255,206 (3.9%) 0.00 140
    2020-06-01 $194,000 (4.3%) $254,090 (5.2%) 0.00 125
    2020-07-01 $189,750 (1.8%) $257,460 (6.1%) 0.00 123
    2020-08-01 $182,400 (2.9%) $265,253 (8.8%) 0.00 117
    2020-09-01 $175,450 (1.4%) $259,096 (6.4%) 0.00 135
    2020-10-01 $174,900 (1.6%) $254,440 (4.6%) 0.00 139
    2020-11-01 $180,825 (7.0%) $259,412 (8.0%) 0.00 128
    2020-12-01 $174,600 (4.4%) $252,152 (5.8%) 0.00 114
    2021-01-01 $179,900 (12.7%) $253,988 (11.4%) 0.00 100
    2021-02-01 $199,000 (13.6%) $276,516 (12.6%) 0.00 87
    2021-03-01 $237,075 (24.1%) $300,125 (14.7%) 0.00 80
    2021-04-01 $237,250 (18.9%) $293,114 (11.1%) 0.00 80
    2021-05-01 $262,250 (31.5%) $264,937 (3.8%) 0.00 81
    2021-06-01 $238,675 (23.0%) $273,442 (7.6%) 0.00 82
    2021-07-01 $244,450 (28.8%) $294,628 (14.4%) 0.00 105
    2021-08-01 $244,125 (33.8%) $280,554 (5.8%) 0.00 119
    2021-09-01 $228,475 (30.2%) $294,333 (13.6%) 0.00 128
    2021-10-01 $214,950 (22.9%) $276,705 (8.8%) 0.00 123
    2021-11-01 $199,900 (10.6%) $263,824 (1.7%) 0.00 115
    2021-12-01 $214,500 (22.9%) $279,534 (10.9%) 0.00 99
    2022-01-01 $199,000 (10.6%) $274,458 (8.1%) 0.00 88
    2022-02-01 $199,700 (0.4%) $292,696 (5.9%) 0.00 72
    2022-03-01 $226,650 (-4.4%) $324,827 (8.2%) 0.00 74
    2022-04-01 $229,500 (-3.3%) $324,253 (10.6%) 0.00 76
    2022-05-01 $251,175 (-4.2%) $327,560 (23.6%) 0.00 86
    2022-06-01 $251,200 (5.3%) $335,415 (22.7%) 0.00 117
    2022-07-01 $240,000 (-1.8%) $320,097 (8.6%) 0.00 128
    2022-08-01 $245,575 (0.6%) $324,064 (15.5%) 0.00 135
    2022-09-01 $258,875 (13.3%) $323,944 (10.1%) 0.00 138
    2022-10-01 $272,450 (26.8%) $328,492 (18.7%) 0.00 131
    2022-11-01 $264,900 (32.5%) $317,525 (20.4%) 0.00 129
    2022-12-01 $259,000 (20.8%) $321,159 (14.9%) 0.00 115
    2023-01-01 $247,450 (24.4%) $313,422 (14.2%) 0.00 108
    2023-02-01 $239,950 (20.2%) $303,402 (3.7%) 0.00 104
    2023-03-01 $255,750 (12.8%) $324,722 (0.0%) 0.00 90
    2023-04-01 $274,999 (19.8%) $344,969 (6.4%) 0.00 85
    2023-05-01 $289,600 (15.3%) $348,361 (6.4%) 0.00 96
    2023-06-01 $289,700 (15.3%) $333,310 (-0.6%) 0.00 97
    2023-07-01 $280,000 (16.7%) $322,342 (0.7%) 0.00 100
    2023-08-01 $263,250 (7.2%) $307,795 (-5.0%) 0.00 114
    2023-09-01 $272,000 (5.1%) $314,254 (-3.0%) 0.00 129
    2023-10-01 $269,000 (-1.3%) $330,756 (0.7%) 0.00 128
    2023-11-01 $269,975 (1.9%) $332,972 (4.9%) 0.00 132
    2023-12-01 $269,000 (3.9%) $332,005 (3.4%) 0.00 147
    2024-01-01 $249,250 (0.7%) $310,304 (-1.0%) 0.00 140
    2024-02-01 $264,475 (10.2%) $327,230 (7.9%) 0.00 110
    2024-03-01 $284,900 (11.4%) $347,509 (7.0%) 0.00 100
    2024-04-01 $283,650 (3.2%) $330,054 (-4.3%) 0.00 115
    2024-05-01 $284,900 (-1.6%) $353,245 (1.4%) 0.00 136
    2024-06-01 $284,950 (-1.6%) $373,563 (12.1%) 0.00 157
    2024-07-01 $282,325 (0.8%) $374,767 (16.3%) 0.00 168
    2024-08-01 $284,900 (8.2%) $379,845 (23.4%) 0.00 158
    2024-09-01 $284,950 (4.8%) $383,519 (22.0%) 0.00 172
    2024-10-01 $288,725 (7.3%) $370,367 (12.0%) 0.00 184
    2024-11-01 $285,000 (5.6%) $354,094 (6.3%) 0.00 199
    2024-12-01 $285,750 (6.2%) $350,410 (5.5%) 0.00 172
    2025-01-01 $289,925 (16.3%) $334,315 (7.7%) 0.00 159
    2025-02-01 $285,000 (7.8%) $326,999 (-0.1%) 0.00 160
    2025-03-01 $290,000 (1.8%) $346,427 (-0.3%) 0.00 161
    2025-04-01 $286,850 (1.1%) $364,812 (10.5%) 0.00 175
    2025-05-01 $279,000 (-2.1%) $344,188 (-2.6%) 0.00 173
    2025-06-01 $271,950 (-4.6%) $338,645 (-9.4%) 0.00 174
    2025-07-01 $274,950 (-2.6%) $338,761 (-9.6%) 0.00 186
    2025-08-01 $295,000 (3.6%) $342,408 (-9.9%) 0.00 178
    2025-09-01 $298,500 (4.8%) $358,392 (-6.6%) 0.00 181
    2025-10-01 $299,000 (3.6%) $356,947 (-3.6%) 0.00 189
    2025-11-01 $299,000 (4.9%) $358,235 (1.2%) 0.00 201
    2025-12-01 $295,000 (3.2%) $353,370 (0.8%) 0.00 187
    2026-01-01 $284,500 (-1.9%) $348,949 (4.4%) 0.00 162
    2026-02-01 $293,450 (3.0%) $362,886 (11.0%) 0.00 149
    2026-03-01 $319,900 (10.3%) $378,861 (9.4%) 0.00 143
    2026-04-01 $334,900 (16.8%) $382,216 (4.8%) 0.00 160
    2026-05-01 $324,900 (16.5%) $386,135 (12.2%) 0.00 169
    2026-06-01 $336,225 (23.6%) $413,934 (22.2%) 0.00 183
    2026-07-01 $346,125 (25.9%) $407,181 (20.2%) 0.00 195
    2026-08-01 $330,000 (11.9%) $406,769 (18.8%) 0.00 195
    2026-09-01 $319,500 (7.0%) $383,908 (7.1%) 0.00 215
    2026-10-01 $315,000 (5.4%) $384,805 (7.8%) 0.00 219
    Danville's median listing price for 2026-10-01 was $315,000, a difference of $16,000 (5.4%) versus the prior year and $-4,500 versus the prior month.

    Danville's median listing price comes in at 0% of the national average.

    Danville's average listing price for 2026-10-01 was $384,805, a difference of $27,858 (7.8%) versus the prior year and $897 versus the prior month.

    For the 2026-10-01 period, Danville had 219 MLS listings, a difference of 4 listings (2%) versus the prior month and 30 listings (16%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Danville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,928 sqft
    2018-02-01 0 days 1,907 sqft
    2018-03-01 0 days 1,916 sqft
    2018-04-01 0 days 2,049 sqft
    2018-05-01 0 days 2,147 sqft
    2018-06-01 0 days 2,000 sqft
    2018-07-01 0 days 1,975 sqft
    2018-08-01 0 days 1,931 sqft
    2018-09-01 0 days 1,915 sqft
    2018-10-01 0 days 1,864 sqft
    2018-11-01 0 days 1,914 sqft
    2018-12-01 0 days 1,890 sqft
    2019-01-01 0 days 1,816 sqft
    2019-02-01 0 days 1,835 sqft
    2019-03-01 0 days 1,837 sqft
    2019-04-01 0 days 1,848 sqft
    2019-05-01 0 days 1,873 sqft
    2019-06-01 0 days 1,897 sqft
    2019-07-01 0 days 1,919 sqft
    2019-08-01 0 days 1,962 sqft
    2019-09-01 0 days 1,904 sqft
    2019-10-01 0 days 1,853 sqft
    2019-11-01 0 days 1,788 sqft
    2019-12-01 0 days 1,723 sqft
    2020-01-01 0 days 1,725 sqft
    2020-02-01 0 days 1,826 sqft
    2020-03-01 0 days 1,903 sqft
    2020-04-01 0 days 1,900 sqft
    2020-05-01 0 days 1,900 sqft
    2020-06-01 0 days 1,872 sqft
    2020-07-01 0 days 1,869 sqft
    2020-08-01 0 days 1,829 sqft
    2020-09-01 0 days 1,687 sqft
    2020-10-01 0 days 1,700 sqft
    2020-11-01 0 days 1,761 sqft
    2020-12-01 0 days 1,730 sqft
    2021-01-01 0 days 1,700 sqft
    2021-02-01 0 days 1,796 sqft
    2021-03-01 0 days 1,875 sqft
    2021-04-01 0 days 1,935 sqft
    2021-05-01 0 days 1,871 sqft
    2021-06-01 0 days 1,845 sqft
    2021-07-01 0 days 1,892 sqft
    2021-08-01 0 days 1,837 sqft
    2021-09-01 0 days 1,809 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,632 sqft
    2021-12-01 0 days 1,645 sqft
    2022-01-01 0 days 1,599 sqft
    2022-02-01 0 days 1,643 sqft
    2022-03-01 0 days 1,639 sqft
    2022-04-01 0 days 1,700 sqft
    2022-05-01 0 days 1,808 sqft
    2022-06-01 0 days 1,773 sqft
    2022-07-01 0 days 1,800 sqft
    2022-08-01 0 days 1,696 sqft
    2022-09-01 0 days 1,748 sqft
    2022-10-01 0 days 1,716 sqft
    2022-11-01 0 days 1,735 sqft
    2022-12-01 0 days 1,740 sqft
    2023-01-01 0 days 1,665 sqft
    2023-02-01 0 days 1,670 sqft
    2023-03-01 0 days 1,730 sqft
    2023-04-01 0 days 1,839 sqft
    2023-05-01 0 days 2,003 sqft
    2023-06-01 0 days 1,871 sqft
    2023-07-01 0 days 1,789 sqft
    2023-08-01 0 days 1,684 sqft
    2023-09-01 0 days 1,740 sqft
    2023-10-01 0 days 1,763 sqft
    2023-11-01 0 days 1,774 sqft
    2023-12-01 0 days 1,704 sqft
    2024-01-01 0 days 1,737 sqft
    2024-02-01 0 days 1,715 sqft
    2024-03-01 0 days 1,665 sqft
    2024-04-01 0 days 1,733 sqft
    2024-05-01 0 days 1,889 sqft
    2024-06-01 0 days 1,865 sqft
    2024-07-01 0 days 1,786 sqft
    2024-08-01 0 days 1,867 sqft
    2024-09-01 0 days 1,904 sqft
    2024-10-01 0 days 1,880 sqft
    2024-11-01 0 days 1,764 sqft
    2024-12-01 0 days 1,768 sqft
    2025-01-01 0 days 1,755 sqft
    2025-02-01 0 days 1,678 sqft
    2025-03-01 0 days 1,760 sqft
    2025-04-01 0 days 1,842 sqft
    2025-05-01 0 days 1,740 sqft
    2025-06-01 0 days 1,674 sqft
    2025-07-01 0 days 1,704 sqft
    2025-08-01 0 days 1,800 sqft
    2025-09-01 0 days 1,828 sqft
    2025-10-01 0 days 1,857 sqft
    2025-11-01 0 days 1,785 sqft
    2025-12-01 0 days 1,840 sqft
    2026-01-01 0 days 1,800 sqft
    2026-02-01 0 days 1,825 sqft
    2026-03-01 0 days 1,894 sqft
    2026-04-01 0 days 1,925 sqft
    2026-05-01 0 days 1,860 sqft
    2026-06-01 0 days 1,972 sqft
    2026-07-01 0 days 1,918 sqft
    2026-08-01 0 days 1,960 sqft
    2026-09-01 0 days 1,948 sqft
    2026-10-01 0 days 1,965 sqft
    Danville's median listing age (time on market) for 2026-10-01 was 0 days.

    Danville's median square footage for active listings during the 2026-10-01 period was 1,965 sqft. One year prior, the average listing was 1,857 sqft.

    Danville, KY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 608 $121,010,000 $199,030
    Refi 170 $33,320,000 $196,000
    Cash Out Refi 153 $25,155,000 $164,412
    Home Improvement 99 $7,785,000 $78,636
    Other 84 $7,030,000 $83,690
    NA 1 $205,000 $205,000

    Danville's most frequently cited loan purpose was Home Purchase, with 608 originations. The 2nd most popular reason was Refi, with 170 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 450 $94,550,000 $210,111
    7-8% 214 $30,590,000 $142,944
    5-6% 208 $45,740,000 $219,904
    Over 8% 139 $12,895,000 $92,770
    3-4% 28 $570,000 $20,357
    4-5% 15 $1,645,000 $109,667
    <2.5% 3 $275,000 $91,667
    2.5-3% 1 $95,000 $95,000

    During 2025, Danville's most frequently originated rate bucket was 6-7%, with 450 originations.

    Loan Sizing (Danville, KY MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 392 $58,880,000 $150,204
    $200k-400k 352 $93,860,000 $266,648
    $100,000 or less 326 $17,400,000 $53,374
    $400k-600k 36 $16,660,000 $462,778
    $600k-1000k 7 $5,165,000 $737,857
    $Over $1MM 2 $2,540,000 $1,270,000

    Danville's loan sizing saw the bucket of loans from $100k-200k with 392 originations, totaling $58,880,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 456 $101,150,000 $221,820
    60-80% 200 $43,290,000 $216,450
    20-40% 138 $13,530,000 $98,043
    Under 20% 127 $4,955,000 $39,016
    40-60% 94 $13,980,000 $148,723
    Over 100% 19 $4,375,000 $230,263

    Danville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 456 originations, totaling $101,150,000 in origination value.