Country Club Bank Mortgage Rates, Fees & InfoKansas City, MO
Tax ID: 44-0574255
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewCountry Club Bank is a smaller bank specializing in Home Purchase and Refi loans. Country Club Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kansas City, Washington, Steamboat Springs, Dallas, and St. Louis among others. We have data for 15 markets. (Some data included below & more in-depth data is available with an active subscription.)
Country Club Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Origination Dollar Volume (All Markets)$110,495,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|KANSAS CITY, MO-KS (FHA|USDA|VA)||197||$96,985,000||$492,310||$0||0.00%|
|Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA)||1||$4,005,000||$4,005,000||$0||0.00%|
|Steamboat Springs, CO (FHA|USDA|VA)||1||$2,005,000||$2,005,000||$0||0.00%|
|Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA)||1||$2,005,000||$2,005,000||$0||0.00%|
|ST. LOUIS, MO-IL (FHA|USDA|VA)||2||$1,100,000||$550,000||$0||0.00%|
|Outside of Metro Areas||4||$930,000||$232,500||$0||0.00%|
|CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA)||1||$895,000||$895,000||$0||0.00%|
|SPRINGFIELD, MA (FHA|USDA|VA)||1||$705,000||$705,000||$0||0.00%|
|PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA)||1||$645,000||$645,000||$0||0.00%|
|ST. JOSEPH, MO-KS (FHA|USDA|VA)||2||$530,000||$265,000||$0||0.00%|
|Ottawa, KS (FHA|USDA|VA)||1||$205,000||$205,000||$0||0.00%|
|Warrensburg, MO (FHA|USDA|VA)||2||$190,000||$95,000||$0||0.00%|
|JOPLIN, MO (FHA|USDA|VA)||1||$145,000||$145,000||$0||0.00%|
|DAYTON-KETTERING, OH (FHA|USDA|VA)||1||$115,000||$115,000||$0||0.00%|
|TOPEKA, KS (FHA|USDA|VA)||1||$35,000||$35,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Country Club Bank's most frequently originated type of loan was Conventional, with 213 originations. Their 2nd most popular type was VA, with 3 originations.
For 2022, Country Club Bank's most frequently cited loan purpose was Home Purchase, with 133 originations. The 2nd most popular reason was Cash Out Refi, with 32 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Country Club Bank's most frequently cited loan duration was Other, with 217 originations.
2022 saw Country Club Bank place emphasis on $200k-400k loans with 74 originations, totaling $21,070,000 in origination value.
Country Club Bank lent most frequently to those with incomes in the $250k+ range, with 44 originations. The second most popular income band? $150k-250k, with 31 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Country Club Bank lent most frequently to those with DTI ratios of Exempt%, with 217 originations.
Approval RatesTotal approvals of all applications
Country Club Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick RateApprovals leading to origination
Country Club Bank has an average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|