Country Club Bank Mortgage Rates, Fees & Info
Kansas City, MOLEI: 549300TH6U4UJ37WSG98
Tax ID: 44-0574255
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Mortgage Data
Review & Overview
Country Club Bank is a smaller bank specializing in Home Purchase loans. Country Club Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kansas City, Jacksonville, Lawrence, Warrensburg, and Topeka among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)Country Club Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
185Origination Dollar Volume (All Markets)
$86,425,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 164 | $74,690,000 | $455,427 | $0 | 0.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $7,005,000 | $7,005,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $935,000 | $311,667 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $0 | 0.00% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 0.00% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 0.00% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 175 | $83,285,000 | $475,914 | $0 | 0.00% |
| FHA | 6 | $1,540,000 | $256,667 | $0 | 0.00% |
| VA | 4 | $1,600,000 | $400,000 | $0 | 0.00% |
For 2023, Country Club Bank's most frequently originated type of loan was Conventional, with 175 originations. Their 2nd most popular type was FHA, with 6 originations.
Loan Reason
For 2023, Country Club Bank's most frequently cited loan purpose was Home Purchase, with 148 originations. The 2nd most popular reason was Refi, with 16 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 185 | $86,425,000 | $467,162 | $0 | 0.00% |
For 2023, Country Club Bank's most frequently cited loan duration was Other, with 185 originations.
Loan Sizing
2023 saw Country Club Bank place emphasis on $200k-400k loans with 60 originations, totaling $16,710,000 in origination value.
Applicant Income
Country Club Bank lent most frequently to those with incomes in the $250k+ range, with 41 originations. The second most popular income band? $150k-250k, with 28 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 185 | $86,425,000 | $467,162 | $0 | 0.00% |
Country Club Bank lent most frequently to those with DTI ratios of Exempt%, with 185 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.47%
Country Club Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination95.68%
Country Club Bank has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 185 | $86,425,000 | $467,162 |