Choiceone Bank Mortgage Rates, Fees & Info

Sparta, MI

LEI: 549300U7ERLWHOGWFM48

Tax ID: 38-1054890

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Choiceone Bank is a smaller bank specializing in Refi, Cash Out Refi, and Home Purchase loans. Choiceone Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Grand Rapids, Detroit, Muskegon, Flint, and Holland among others. We have data for 26 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Choiceone Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Choiceone Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.83% 12/16/24
    30 Year Conventional Refi 6.88% 12/16/24
    30 Year Cash-out Refi 7.05% 12/16/24
    30 Year FHA Purchase 7.22% 12/16/24
    30 Year FHA Refi 6.27% 12/16/24
    30 Year VA Purchase 6.79% 12/16/24
    30 Year USDA Purchase 7.00% 12/16/24
    30 Year USDA Refi 6.27% 12/16/24
    15 Year Conventional Purchase 6.23% 12/16/24
    15 Year Conventional Refi 6.32% 12/16/24
    15 Year Cash-out Refi 6.32% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Choiceone Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Choiceone Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    1,347

    Origination Dollar Volume (All Markets)

    $237,905,000

    Employee count

    374 Show all (5) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 418 $82,060,000 $196,316 $2,101 3.18%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 425 $72,995,000 $171,753 $2,722 3.01%
    Outside of Metro Areas 232 $38,360,000 $165,345 $2,178 3.27%
    MUSKEGON, MI (FHA|USDA|VA) 177 $24,605,000 $139,011 $1,942 3.42%
    FLINT, MI (FHA|USDA|VA) 29 $6,065,000 $209,138 $3,031 3.08%
    Holland, MI (FHA|USDA|VA) 14 $2,790,000 $199,286 $2,838 3.10%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,700,000 $425,000 $9,160 2.56%
    Traverse City, MI (FHA|USDA|VA) 5 $1,565,000 $313,000 $2,657 3.05%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $1,520,000 $253,333 $1,930 3.74%
    Big Rapids, MI (FHA|USDA|VA) 9 $1,045,000 $116,111 $1,964 3.43%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 5 $1,035,000 $207,000 $2,162 3.40%
    Ludington, MI (FHA|USDA|VA) 3 $905,000 $301,667 $2,266 3.13%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $545,000 $545,000 $7,281 2.50%
    SAGINAW, MI (FHA|USDA|VA) 3 $355,000 $118,333 $3,141 2.92%
    BAY CITY, MI (FHA|USDA|VA) 3 $325,000 $108,333 $2,883 3.58%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $305,000 $305,000 $2,232 2.75%
    MIDLAND, MI (FHA|USDA|VA) 2 $300,000 $150,000 $4,010 4.06%
    Adrian, MI (FHA|USDA|VA) 1 $255,000 $255,000 $7,011 3.13%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $225,000 $225,000 $1,935 3.13%
    Sturgis, MI (FHA|USDA|VA) 1 $215,000 $215,000 $2,360 2.38%
    MONROE, MI (FHA|USDA|VA) 2 $210,000 $105,000 $3,154 4.25%
    Sault Ste. Marie, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,156 3.25%
    Marquette, MI (FHA|USDA|VA) 1 $125,000 $125,000 $1,548 3.25%
    Cadillac, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,523 3.75%
    Escanaba, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,375 2.50%
    BATTLE CREEK, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.75%
    Choiceone Bank's top markets include Grand Rapids, Detroit, Muskegon, Flint, and Holland among others.

    Their top states include:
  • Michigan (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against ChoiceOne Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Polish-American Federal Credit Union
    Similarity Rank: 212
    St James Mortgage Corporation
    Similarity Rank: 304
    Community West Credit Union
    Similarity Rank: 306
    KENT COUNTY CREDIT UNION
    Similarity Rank: 316
    PREFERRED CREDIT UNION
    Similarity Rank: 532
    MEMBERS FIRST Credit Union
    Similarity Rank: 561
    West Michigan Credit Union
    Similarity Rank: 572
    T&I Credit union
    Similarity Rank: 618
    Isabella Bank
    Similarity Rank: 630
    Macatawa Bank
    Similarity Rank: 792

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,322 $233,100,000 $176,324 $2,295 3.17%
    FHA 17 $3,285,000 $193,235 $5,817 3.31%
    VA 7 $1,405,000 $200,714 $3,679 3.10%
    USDA 1 $115,000 $115,000 $3,217 3.63%

    For 2021, Choiceone Bank's most frequently originated type of loan was Conventional, with 1,322 originations. Their 2nd most popular type was FHA, with 17 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 432 $75,810,000 $175,486 $2,203 2.87%
    Cash Out Refi 414 $74,830,000 $180,749 $2,499 3.15%
    Home Purchase 381 $75,635,000 $198,517 $2,641 3.25%
    Home Improvement 71 $6,125,000 $86,268 $1,324 4.19%
    Other 49 $5,505,000 $112,347 $1,670 4.04%

    For 2021, Choiceone Bank's most frequently cited loan purpose was Refi, with 432 originations. The 2nd most popular reason was Cash Out Refi, with 414 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 682 $132,900,000 $194,868 $2,622 3.28%
    15 Year 446 $61,410,000 $137,691 $1,923 2.98%
    20 Year 109 $19,135,000 $175,550 $2,480 3.04%
    10 Year 54 $7,550,000 $139,815 $2,231 2.79%
    5 Year 30 $7,250,000 $241,667 $311 4.08%
    Other 26 $9,660,000 $371,538 $2,444 4.07%

    For 2021, Choiceone Bank's most frequently cited loan duration was 30 Year, with 682 originations. The 2nd most popular length was 15 Year, with 446 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 993 $166,075,000 $167,246
    $1k-2k 212 $33,060,000 $155,943
    $2k-3k 50 $11,610,000 $232,200
    $3k-4k 24 $5,570,000 $232,083
    $5k+ 10 $4,170,000 $417,000
    $4k-5k 8 $2,010,000 $251,250

    Choiceone Bank's average total fees were $2,622, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 993 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 530 $102,010,000 $192,472
    2.5-3% 458 $82,950,000 $181,114
    <2.5% 232 $39,880,000 $171,897
    4-5% 92 $10,970,000 $119,239
    5-6% 25 $1,435,000 $57,400
    6-7% 6 $430,000 $71,667
    7-8% 4 $230,000 $57,500

    During 2021, Choiceone Bank's average interest rate for loans was 3.28%, while their most frequently originated rate bucket for loans was 3-4%, with 530 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 586 $85,310,000 $145,580 $2,348 3.07%
    $100,000 or less 361 $23,525,000 $65,166 $1,698 3.45%
    $200k-400k 323 $84,735,000 $262,337 $2,732 3.08%
    $400k-600k 64 $30,920,000 $483,125 $4,010 3.00%
    $600k-1MM 10 $7,650,000 $765,000 $3,257 3.57%
    $1MM+ 3 $5,765,000 $1,921,667 $2,998 3.21%

    2021 saw Choiceone Bank place emphasis on $100k-200k loans with 586 originations, totaling $85,310,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 324 $35,640,000 $110,000 $2,152 3.15%
    $50k-75k 321 $45,335,000 $141,231 $2,305 3.19%
    $100k-150k 248 $50,040,000 $201,774 $2,405 3.08%
    $75k-100k 202 $34,830,000 $172,426 $2,467 3.22%
    $150k-250k 111 $28,825,000 $259,685 $2,359 3.08%
    $250k+ 71 $23,835,000 $335,704 $3,136 3.07%

    Choiceone Bank lent most frequently to those with incomes in the $50k or less range, with 324 originations. The second most popular income band? $50k-75k, with 321 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 403 $63,965,000 $158,722 $2,239 3.11%
    30-36% 287 $51,655,000 $179,983 $2,478 3.15%
    <20% 217 $34,775,000 $160,253 $2,194 3.09%
    38% 65 $11,915,000 $183,308 $2,520 3.11%
    42% 47 $8,885,000 $189,043 $2,483 3.14%
    39% 40 $7,550,000 $188,750 $2,159 3.45%
    36% 35 $6,085,000 $173,857 $2,708 3.31%
    41% 33 $6,835,000 $207,121 $2,390 2.94%
    37% 31 $5,585,000 $180,161 $2,848 3.12%
    40% 31 $5,645,000 $182,097 $2,367 3.20%
    44% 26 $4,170,000 $160,385 $2,315 3.13%
    43% 22 $4,660,000 $211,818 $2,344 3.48%
    45% 17 $3,365,000 $197,941 $2,085 3.07%
    48% 11 $2,025,000 $184,091 $2,728 3.32%
    47% 10 $1,610,000 $161,000 $2,635 3.01%
    46% 9 $1,085,000 $120,556 $2,055 3.21%
    49% 8 $1,650,000 $206,250 $2,687 2.89%
    50-60% 6 $1,180,000 $196,667 $2,327 2.94%
    >60% 1 $105,000 $105,000 $0 4.00%

    Choiceone Bank lent most frequently to those with DTI ratios of 20-30%, with 403 originations. The next most common DTI ratio? 30-36%, with 287 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,232 $212,640,000 $172,597 $2,356 3.15%
    Not applicable 38 $13,300,000 $350,000 $0 4.19%
    Not provided 48 $7,560,000 $157,500 $2,242 3.04%
    Black 21 $3,295,000 $156,905 $2,335 3.34%
    Asian 4 $700,000 $175,000 $1,802 3.44%
    American Indian 3 $295,000 $98,333 $2,297 2.75%
    Asian Indian 1 $115,000 $115,000 $2,097 3.75%

    Approval Rates

    Total approvals of all applications
    91.08%

    Choiceone Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    91.17%

    Choiceone Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,347 $237,905,000 $176,618

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    1,347 $237,905,000 $176,618

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 193 $22,635,000 $117,280 $1,866 3.00%
    40-60% 291 $48,765,000 $167,577 $2,198 2.91%
    60-80% 511 $107,685,000 $210,734 $2,680 3.18%
    80-100% 276 $54,440,000 $197,246 $2,700 3.19%
    Over 100% 2 $720,000 $360,000 $5,559 3.37%
    Under 20% 72 $2,600,000 $36,111 $561 4.60%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Choiceone Bank 10 West Main Street Grant, MI 49327 Full Service B&M $47,144
    Choiceone Bank 1030 West Norton Avenue Muskegon, MI 49441 Full Service B&M $152,997
    Choiceone Bank 109 E Division St Sparta, MI 49345 Full Service B&M $203,157
    Choiceone Bank 1120 South Beacon Boulevard Grand Haven, MI 49417 Full Service B&M $35,501
    Choiceone Bank 1423 West Main Street Fremont, MI 49412 Full Service B&M $75,017
    Choiceone Bank 180 North Causeway North Muskegon, MI 49445 Full Service B&M $77,796
    Choiceone Bank 1875 S Cedar Imlay City, MI 48444 Full Service B&M $50,079
    Choiceone Bank 206 North Main Street Capac, MI 48014 Full Service B&M $68,710
    Choiceone Bank 246 W River Valley Drive Newaygo, MI 49337 Full Service B&M $34,600
    Choiceone Bank 3 North Main Street Yale, MI 48097 Full Service B&M $41,775
    Choiceone Bank 30 West Burnside Road (M-24) Fostoria, MI 48435 Full Service B&M $31,987
    Choiceone Bank 3069 Slocum Road Ravenna, MI 49451 Full Service B&M $30,736
    Choiceone Bank 3177 Main Emmett, MI 48022 Full Service B&M $33,311
    Choiceone Bank 330 Market Avenue Sw Grand Rapids, MI 49503 Full Service B&M $35,563
    Choiceone Bank 3414 South Lapeer Road Metamora Township, MI 48455 Full Service B&M $50,569
    Choiceone Bank 416 West Division Street Sparta, MI 49345 Full Service B&M $30,984
    Choiceone Bank 4170 17 Mile Road Cedar Springs, MI 49319 Full Service B&M $47,414
    Choiceone Bank 450 West Muskegon Street Kent City, MI 49330 Full Service B&M $76,881
    Choiceone Bank 4515 Imlay City Road Attica, MI 48412 Full Service B&M $41,472
    Choiceone Bank 5050 Alpine Ave.N.W. Comstock Park, MI 49321 Full Service B&M $73,744
    Choiceone Bank 5475 E Apple Avenue Muskegon, MI 49442 Full Service B&M $47,133
    Choiceone Bank 5508 Davison Road Lapeer, MI 48446 Full Service B&M $35,378
    Choiceone Bank 5515 Van Dyke Road Almont, MI 48003 Full Service B&M $42,684
    Choiceone Bank 5797 Harvey Street Muskegon, MI 49444 Full Service B&M $24,461
    Choiceone Bank 590 East Division Street Ne Rockford, MI 49341 Full Service B&M $32,036
    Choiceone Bank 637 South Main Street Lapeer, MI 48446 Full Service B&M $60,268
    Choiceone Bank 661 West Randall Road Coopersville, MI 49404 Full Service B&M $68,022
    Choiceone Bank 6795 Courtland Drive Ne Rockford, MI 49341 Full Service B&M $61,403
    Choiceone Bank 72890 North Avenue Armada, MI 48005 Full Service B&M $54,927
    Choiceone Bank 81111 Main Street Memphis, MI 48041 Full Service B&M $37,566
    Choiceone Bank 83 West Nepessing Street Lapeer, MI 48446 Full Service B&M $178,941

    For 2021, Choiceone Bank had 31 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $64,608
    Net interest income $61,276
    Total noninterest income $18,751
    Gross Fiduciary activities income $790
    Service charges on deposit accounts $3,816
    Trading account gains and fees $0
    Additional Noninterest Income $14,145
    Pre-tax net operating income $26,908
    Securities gains (or losses, -) $-115
    Income before extraordinary items $22,274
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $22,274
    Minority interest net income $0
    Net income $22,274
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $22,369

    Choiceone Bank's gross interest income from loans was $64,608,000.
    Choiceone Bank's net interest income from loans was $61,276,000.
    Choiceone Bank's fee based income from loans was $3,816,000.
    Choiceone Bank's net income from loans was $22,274,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $3,332
    Provision for credit losses $416
    Total noninterest expense $52,703
    Salaries and employee benefits $29,300
    Premises and equipment expense $6,168
    Additional noninterest expense $17,235
    Applicable income taxes $4,519
    Net charge-offs $321
    Cash dividends $6,125

    Choiceone Bank's interest expense for loans was $3,332,000.
    Choiceone Bank's payroll and benefits expense were $29,300,000.
    Choiceone Bank's property, plant and equipment expenses $6,168,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $2,069,915
    Deposits held in domestic offices $2,069,915
    Deposits by Individuals, partnerships, and corporations $1,685,069
    Deposits by U.S. Government $31,624
    Deposits by States and political subdivisions in the U.S. $352,558
    Deposits by Commercial banks and other depository institutions in U.S. $664
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,239,421
    Demand deposits $580,347
    Nontransaction accounts $830,494
    Money market deposit accounts (MMDAs) $222,707
    Other savings deposits (excluding MMDAs) $425,743
    Total time deposits $182,044
    Total time and savings deposits $1,489,568
    Noninterest-bearing deposits $578,552
    Interest-bearing deposits $1,491,363
    Retail deposits $1,977,842
    IRAs and Keogh plan accounts $22,550
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $2,363,747
    Cash & Balances due from depository institutions $31,887
    Interest-bearing balances $9,752
    Total securities $1,104,822
    Federal funds sold & reverse repurchase $0
    Net loans and leases $1,061,143
    Loan and leases loss allowance $7,688
    Trading account assets $0
    Bank premises and fixed assets $30,185
    Other real estate owned $194
    Goodwill and other intangibles $68,574
    All other assets $66,942

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $2,363,747
    Total Liabilities $2,127,284
    Total deposits $2,069,915
    Interest-bearing deposits $1,491,363
    Deposits held in domestic offices $2,069,915
    % insured (estimated) $57
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $50,000
    Subordinated debt $0
    All other liabilities $7,369

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $1,061,143
    Loan and leases loss allowance $7,688
    Total loans and leases (domestic) $1,068,831
    All real estate loans $754,819
    Real estate loans in domestic offices $754,819
    Construction and development loans $53,605
    Residential 1-4 family construction $21,173
    Other construction, all land development and other land $32,432
    Loans secured by nonfarm nonresidential properties $414,947
    Nonfarm nonresidential secured by owner-occupied properties $220,673
    Commercial real estate & other non-farm, non-residential $194,274
    Multifamily residential real estate $43,265
    1-4 family residential loans $210,919
    Farmland loans $32,083
    Loans held in foreign offices $0
    Farm loans $29,710
    Commercial and industrial loans $204,677
    To non-U.S. addressees $0
    Loans to individuals $35,063
    Credit card loans $0
    Related Plans $767
    Consumer Auto Loans $22,082
    Other loans to individuals $12,214
    All other loans & leases $44,562
    Loans to foreign governments and official institutions $0
    Other loans $43,173
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $3,816
    Non 1-4 family restructured loans & leases $2,042
    Total loans and leases (foreign) $0

    ChoiceOne Bank had $1,061,143,000 of loans outstanding in 2021. $754,819,000 of loans were in real estate loans. $53,605,000 of loans were in development loans. $43,265,000 of loans were in multifamily mortgage loans. $210,919,000 of loans were in 1-4 family mortgage loans. $29,710,000 of loans were in farm loans. $0 of loans were in credit card loans. $22,082,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 614 $153,424 $249,876
    Nonfarm, nonresidential loans - <$100k 96 $3,800 $39,583
    Nonfarm, nonresidential loans - $100-250k 205 $24,924 $121,580
    Nonfarm, nonresidential loans - $250k-1MM 313 $124,700 $398,403
    Commercial & Industrial, US addressed loans - <$1MM 882 $91,800 $104,082
    Commercial & Industrial, US addressed loans - <$100k 461 $10,726 $23,267
    Commercial & Industrial, US addressed loans - $100-250k 187 $16,826 $89,979
    Commercial & Industrial, US addressed loans - $250k-1MM 234 $64,248 $274,564
    Farmland loans - <$1MM 56 $8,637 $154,232
    Farmland loans - <$100k 14 $480 $34,286
    Farmland loans - $100-250k 23 $2,927 $127,261
    Farmland loans - $250k-1MM 19 $5,230 $275,263
    Agriculture operations loans - <$1MM 74 $4,496 $60,757
    Agriculture operations loans - <$100k 41 $820 $20,000
    Agriculture operations loans - $100-250k 22 $1,505 $68,409
    Agriculture operations loans - $250k-1MM 11 $2,171 $197,364