FLINT Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Flint averaged 5.97% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.94% and one month ago for the week of 2022-05-19, the average rate was 5.41%.

Flint's average rate one year ago was 3.23%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.06%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Flint 30 Year Fixed Rate 2022-06-23 5.97%
Flint 30 Year Fixed Rate Refi 2022-06-23 6.06%
Flint 15 Year Fixed Rate 2022-06-23 6.95%
Flint 15 Year Fixed Rate Refi 2022-06-23 5.03%
Flint 30 Year FHA 2022-06-23 0.22%
Flint 30 Year FHA Refi 2022-06-23 0.13%
Flint 30 Year USDA 2022-06-23 0.38%
Flint 30 Year USDA Refi 2022-06-23 -0.32%
Flint 30 Year VA 2022-06-23 0.5%
Flint 30 Year VA Refi 2022-06-23 0.21%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FLINT, MI.

FLINT Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the FLINT, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 973 3.14% $4,371
UNITED WHOLESALE MORTGAGE, LLC 522 3.08% $3,429
J. VIRGIL, INC. 512 3.24% $3,786
JPMorgan Chase Bank 284 3.25% $1,849
The State Bank 266 3.36% $2,785
Dort Financial Credit Union 239 3.06% $2,603
Preston Home Loans Inc 227 3.11% $3,336
MID AMERICA MORTGAGE, INC. 218 3.42% $3,667
The Huntington National Bank 173 3.07% $3,169
FINANCIAL PLUS CREDIT UNION 169 2.96% $3,737
Sunflower Bank 161 3.13% $2,814
CALIBER HOME LOANS, INC. 156 3.22% $3,060
MORTGAGE 1 INCORPORATED 142 3.36% $3,812
LAKE MICHIGAN CREDIT UNION 141 3.10% $3,370
Flagstar Bank, FSB 140 3.22% $2,759
GENISYS 127 3.14% $2,473
Fifth Third Bank 109 3.29% $2,780
GUARANTEED RATE, INC. 91 3.30% $3,213
Mr. Cooper ( Nationstar Mortgage ) 87 3.36% $4,660
UNION HOME MORTGAGE CORP. 85 3.23% $3,677
ROSS MORTGAGE CORPORATION 84 3.14% $3,517
ELGA CREDIT UNION 79 3.33% $3,188
LOANDEPOT.COM, LLC 79 3.13% $4,175
TOWNE MORTGAGE COMPANY 79 3.16% $4,570
BLG HOLDINGS, INC. 77 3.13% $3,845
Frankenmuth Credit Union 74 3.14% $2,265
SUCCESS MORTGAGE PARTNERS, INC. 71 3.36% $3,908
AMERISAVE MORTGAGE CORPORATION 65 3.09% $4,292
Independent Bank 52 3.26% $3,157
NEWREZ LLC 49 3.28% $3,817
Wells Fargo Bank 46 3.38% $2,929
CROSSCOUNTRY MORTGAGE, LLC 44 3.32% $4,091
Level One Bank 42 3.27% $3,297
PLAZA HOME MORTGAGE, INC. 41 3.15% $3,681
TCF National Bank 39 3.13% $3,016
STAUNTON FINANCIAL, INC. 38 3.18% $3,007
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 35 3.22% $3,494
HOME POINT FINANCIAL CORPORATION 35 3.28% $3,291
Citizens Bank 33 3.16% $3,194
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 32 3.15% $3,448
BROKER SOLUTIONS, INC. 30 3.30% $4,178
MICHIGAN MUTUAL, INC. 29 3.31% $2,995
ACADEMY MORTGAGE CORPORATION 29 3.31% $3,671
PENNYMAC LOAN SERVICES, LLC 28 3.39% $4,794
RUOFF MORTGAGE COMPANY, INC. 27 3.15% $2,444
U.S. Bank 26 3.21% $3,410
SECURITY CREDIT UNION 26 3.12% $2,106
Bank of America 25 2.84% $3,164
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 24 3.22% $2,552
FREEDOM MORTGAGE CORPORATION 20 3.36% $2,261
Bank of Ann Arbor 20 3.10% $2,812
MORTGAGE CENTER L.C 20 3.16% $2,984
INSPIRE HOME LOANS INC. 20 3.29% $3,091
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 20 3.43% $3,001
DAS Acquisition Company, LLC 19 3.41% $3,256
AMERIFIRST FINANCIAL CORPORATION 18 3.36% $3,133
LAKEVIEW LOAN SERVICING, LLC 18 3.15% $3,769
MICHIGAN FIRST CREDIT UNION 18 3.24% $2,745
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 3.17% $3,609
ROYAL UNITED MORTGAGE LLC 17 3.33% $6,493
AmeriHome Mortgage Company, LLC 17 3.44% $3,595
BETTER MORTGAGE CORPORATION 16 3.15% $3,532
ADVISORS CAPITAL, INC. 16 3.19% $2,862
VIBE CREDIT UNION 16 3.16% $1,961
First Savings Bank 16 3.13% $4,241
ChoiceOne Bank 15 3.21% $2,983
PNC Bank 15 3.22% $2,268
UNIVERSITY LENDING GROUP, LLC 15 3.18% $2,864
The Dart Bank 14 3.20% $2,962
First State Bank 13 3.25% $3,417
TEAM ONE CREDIT UNION 13 3.13% $774
MICHIGAN SCHOOLS AND GOVERNMENT 13 3.06% $2,381
GreenStone Farm Credit Services, FLCA 12 3.80% $3,644
Platinum Home Mortgage Corporation 12 3.25% $4,066
Carrington Mortgage Services, LLC 11 3.23% $3,799
Chicago Mortgage Solutions LLC 11 2.91% $1,940
ENVOY MORTGAGE, LTD 10 3.25% $3,500
PFCU 9 3.33% $2,426
CHURCHILL MORTGAGE CORPORATION 9 3.25% $3,145
PHH Mortgage Corporation 8 4.28% $5,272
PREMIA MORTGAGE, LLC 8 2.98% $790
1st State Financial, Ltd. 8 3.09% $2,248
NAVY FEDERAL CREDIT UNION 7 3.79% $4,350
Bank of England 7 3.71% $4,529
Northpointe Bank 7 3.21% $2,811
HOMESIDE FINANCIAL, LLC 7 3.20% $3,952
MUTUAL OF OMAHA MORTGAGE, INC. 7 3.43% $3,839
InterContinental Capital Group, Inc 7 3.50% $3,610
Mortgage Research Center, LLC 7 3.03% $2,601
EVERETT FINANCIAL, INC. 6 3.60% $1,896
DFCU FINANCIAL 6 3.27% $2,792
Neighborhood Loans, Inc. 6 3.06% $3,019
Sierra Pacific Mortgage Company, Inc. 6 2.83% $5,009
Paramount Residential Mortgage Group, Inc. 6 3.37% $3,692
POLARIS HOME FUNDING CORP. 5 3.35% $4,820
SUMMIT FUNDING, INC. 5 2.90% $3,264
ZILLOW HOME LOANS, LLC 5 3.15% $2,933
Ally Bank 5 2.80% $4,573
AMERICAN FINANCING CORPORATION 5 2.95% $3,632
American Mortgage & Equity Consultants, Inc. 5 3.08% $3,141
Manufacturers and Traders Trust Company 5 2.95% $3,632
UNIVERSITY OF MICHIGAN CREDIT UNION 5 3.20% $2,143
COMMUNITY FINANCIAL CREDIT UNION 5 3.00% $3,209
DOW CHEMICAL EMPLOYEES' 4 3.59% $1,920
Mercantile Bank of Michigan 4 2.94% $3,311
SUN WEST MORTGAGE COMPANY, INC. 4 2.84% $1,816
Old National Bank 4 3.00% $2,447
FINANCE OF AMERICA MORTGAGE LLC 4 3.03% $3,949
Citibank 4 3.19% $3,777
CMG MORTGAGE, INC. 4 3.22% $4,139
North American Savings Bank, F.S.B. 4 3.38% $2,862
Luxury Mortgage Corp. 4 3.84% $4,554
NBKC BANK 4 3.19% $2,074
KELLER MORTGAGE, LLC 4 3.13% $1,863
KeyBank 4 3.00% $2,689
St James Mortgage Corporation 4 3.03% $2,248
EMM LOANS LLC 4 3.31% $6,235
SOFI LENDING CORP. 4 3.28% $3,041
Michigan Educational Credit Union 3 3.33% $2,860
FIRST HERITAGE FINANCIAL, LLC 3 3.42% $3,296
Discover Bank 3 4.32% $0
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 3 3.17% $3,430
CONSUMERS 3 3.04% $2,966
MEMBER FIRST MORTGAGE, LLC 3 3.42% $2,400
MORIA DEVELOPMENT, INC. 3 3.00% $2,934
Pacor Mortgage Corp 3 2.92% $2,492
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.45% $4,044
Prosperity Home Mortgage, LLC 3 3.46% $3,449
RELIANCE FIRST CAPITAL, LLC 3 3.08% $8,023
Renasant Bank 3 2.91% $3,721
Assurance Financial Group, L.L.C. 3 3.08% $3,384
SPRING EQ, LLC 3 3.08% $1,980
STEARNS LENDING, LLC 3 3.21% $2,032
Stifel Bank and Trust 3 2.83% $2,724
VAN DYK MORTGAGE CORPORATION 3 2.79% $2,094
Wyndham Capital Mortgage, Inc. 3 3.13% $2,925
NORTHERN MORTGAGE SERVICES, LLC 2 2.94% $3,033
Comerica Bank 2 3.00% $3,961
CORNERSTONE HOME LENDING, INC. 2 3.38% $2,868
UNITED FINANCIAL Credit Union 2 3.13% $2,543
CREDIT UNION ONE 2 3.31% $3,002
Ixonia Bank 2 3.38% $2,845
MOVEMENT MORTGAGE, LLC 2 3.00% $2,590
HOWARD HANNA FINANCIAL SERVICES, INC. 2 3.13% $3,010
Hometown Lenders, Inc. 2 3.12% $3,761
HOMESTEAD FUNDING CORP. 2 3.06% $4,049
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.37% $3,463
HARTFORD FUNDING, LTD. 2 3.19% $2,671
PENTAGON FEDERAL CREDIT UNION 2 3.25% $1,255
PLANET HOME LENDING, LLC 2 2.93% $2,437
Beeline Loans, Inc. 2 3.06% $1,100
ALLIED MORTGAGE GROUP, INC. 2 3.00% $1,299
First Guaranty Mortgage Corporation 2 3.13% $4,301
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.56% $2,946
DRAPER AND KRAMER MORTGAGE CORP. 2 3.38% $3,060
Quontic Bank 2 5.00% $9,093
Zeal Credit Union 2 3.00% $3,211
RESIDENTIAL BANCORP. 2 3.06% $3,130
Auto Club Trust, FSB 2 2.88% $1,813
ADVANTAGE ONE Credit Union 2 3.25% $2,910
SOUTHWEST FUNDING, LP 2 3.75% $3,571
Wanigas Credit Union 2 3.00% $1,952
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.50% $3,821
FirstBank 2 2.99% $2,115
STOCKTON MORTGAGE CORPORATION 2 3.31% $3,494
ARC HOME LLC 2 3.44% $4,435
EQUITY RESOURCES, INC. 2 3.13% $2,800
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 5.50% $7,454
ANGEL OAK HOME LOANS LLC 2 4.31% $4,183
THE ANDERSON FINANCIAL GROUP, INC. 2 3.31% $3,110
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.06% $2,892
Truist Bank 2 3.19% $2,745
LENDERFI, INC. 2 2.75% $1,300
LIBERTY HOME MORTGAGE CORPORATION 2 3.31% $6,445
LOANPAL, LLC 2 3.50% $5,923
AMERICAN FINANCIAL NETWORK, INC. 2 3.19% $6,273
GUARANTY HOME MORTGAGE CORPORATION 1 2.99% $1,745
GSF Mortgage Corporation 1 3.13% $3,946
Presidential Bank, FSB 1 2.75% $7,589
T2 FINANCIAL LLC 1 3.49% $8,819
COMPASS MORTGAGE, INC. 1 3.13% $3,674
Princeton Mortgage Corporation 1 3.25% $3,453
MEMBERS FIRST Credit Union 1 3.13% $0
CONTOUR MORTGAGE CORPORATION 1 3.38% $9,636
Lakeview Community Capital, LLC 1 3.63% $1,462
First National Bank Texas 1 3.13% $2,991
Raymond James Bank 1 2.88% $2,618
ALLIANCE CATHOLIC CREDIT UNION 1 3.00% $2,707
First National Bank of America 1 8.13% $5,431
TJC Mortgage, Inc. 1 3.25% $2,995
RESIDENTIAL MORTGAGE SERVICES, INC. 1 3.13% $2,929
TOP FLITE FINANCIAL, INC. 1 3.25% $3,941
AMERICAN FINANCIAL RESOURCES, INC. 1 3.50% $4,460
Associated Bank 1 3.25% $9,909
S1L, Inc. 1 3.25% $2,448
Arvest Bank 1 3.00% $4,707
ServisFirst Bank 1 3.00% $3,108
GENEVA FINANCIAL, LLC 1 3.13% $3,068
Simmons Bank 1 2.88% $2,919
LAFCU 1 2.88% $2,777
EMBRACE HOME LOANS, INC. 1 3.38% $2,586
Colten Mortgage, LLC 1 3.50% $3,714
Southwest Airlines Federal Credit Union 1 2.88% $3,639
CLEARPATH LENDING 1 3.63% $1,143
MMS MORTGAGE SERVICES, LTD. 1 3.25% $3,102
Morgan Stanley Private Bank 1 2.60% $3,485
mBank 1 3.00% $2,708
UBS Bank USA 1 3.25% $2,635
Leader Bank 1 3.00% $2,729
Isabella Bank 1 2.63% $2,318
A&D Mortgage LLC 1 4.63% $7,189
DEEPHAVEN MORTGAGE LLC 1 5.50% $3,905
DELMAR FINANCIAL COMPANY 1 3.50% $2,359
NATIONS RELIABLE LENDING, LLC 1 2.88% $2,770
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.38% $3,754
Meijer Credit Union 1 2.88% $2,845
Horizon Bank 1 4.25% $2,403
Honor Credit Union 1 3.75% $2,535
NETWORK CAPITAL FUNDING CORPORATION 1 3.63% $1,153
First State Bank of St. Charles, Missouri 1 3.00% $2,433
Nicolet National Bank 1 3.13% $2,892
UIF CORPORATION 1 3.50% $5,210
Lake City Bank 1 3.88% $2,951
LHM FINANCIAL CORPORATION 1 2.75% $3,450
NP, Inc. 1 3.12% $3,198
HEALTH ADVANTAGE FEDERAL CREDIT UNION 1 2.88% $3,082
First Internet Bank of Indiana 1 3.38% $3,074
Paramount Bank 1 2.75% $3,303
Equity Prime Mortgage LLC 1 4.00% $9,983
CANOPY MORTGAGE, LLC 1 2.99% $3,555
ARBOR FINANCIAL CREDIT UNION 1 3.88% $2,798
HANCOCK MORTGAGE PARTNERS, LLC 1 3.88% $3,916
GUILD MORTGAGE COMPANY 1 2.99% $3,798
Plains Commerce Bank 1 2.63% $2,608
COPOCO Community Credit Union 1 3.00% $2,614
GUIDANCE RESIDENTIAL, LLC 1 3.25% $7,623
BOKF 1 3.50% $2,195
BIRMINGHAM-BLOOMFIELD Credit Union 1 3.63% $2,777

FLINT, MI's 238 lenders originated 16,475 loans during 2021. The total origination value was $2,739,985,000, with an average loan value of $166,312.

The top FLINT lender as defined by loan originations is QUICKEN LOANS, LLC, with 973 loans originated. Their average total fees are $4,371, which is $942 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee FLINT lenders (with over 10 loans originated) are TEAM ONE CREDIT UNION ($774), JPMorgan Chase Bank ($1,849), Chicago Mortgage Solutions LLC ($1,940), VIBE CREDIT UNION ($1,961) and SECURITY CREDIT UNION ($2,106).

The lowest rate FLINT lenders (with over 10 loans originated) are Bank of America (2.84%), Chicago Mortgage Solutions LLC (2.91%), FINANCIAL PLUS CREDIT UNION (2.96%), MICHIGAN SCHOOLS AND GOVERNMENT (3.06%) and Dort Financial Credit Union (3.06%).

FLINT, MI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $288,550,000 $358,845,000 24.4% 13.1%
UNITED WHOLESALE MORTGAGE, LLC $97,505,000 $168,140,000 72.4% 6.1%
J. VIRGIL, INC. $147,110,000 $161,890,000 10.0% 5.9%
The State Bank $143,500,000 $116,590,000 -18.8% 4.3%
MID AMERICA MORTGAGE, INC. $101,950,000 $110,560,000 8.4% 4.0%
The Huntington National Bank $82,325,000 $89,585,000 8.8% 3.3%
Preston Home Loans Inc $14,270,000 $75,065,000 426.0% 2.7%
ELGA CREDIT UNION $66,145,000 $67,920,000 2.7% 2.5%
JPMorgan Chase Bank $52,860,000 $64,940,000 22.9% 2.4%
Dort Financial Credit Union $79,125,000 $62,760,000 -20.7% 2.3%
Sunflower Bank $61,640,000 $54,710,000 -11.2% 2.0%
FREEDOM MORTGAGE CORPORATION $48,640,000 $52,220,000 7.4% 1.9%
LAKE MICHIGAN CREDIT UNION $59,795,000 $52,065,000 -12.9% 1.9%
CALIBER HOME LOANS, INC. $44,085,000 $48,775,000 10.6% 1.8%
MORTGAGE 1 INCORPORATED $48,510,000 $48,335,000 -0.4% 1.8%
Flagstar Bank, FSB $41,250,000 $46,735,000 13.3% 1.7%
FINANCIAL PLUS CREDIT UNION $44,135,000 $46,555,000 5.5% 1.7%
GENISYS $40,375,000 $41,760,000 3.4% 1.5%
Fifth Third Bank $21,005,000 $40,975,000 95.1% 1.5%
Mr. Cooper ( Nationstar Mortgage ) $27,465,000 $36,225,000 31.9% 1.3%
UNION HOME MORTGAGE CORP. $26,060,000 $29,905,000 14.8% 1.1%
GUARANTEED RATE, INC. $18,300,000 $29,295,000 60.1% 1.1%
WALKER & DUNLOP, LLC $19,880,000 $28,745,000 44.6% 1.0%
SUCCESS MORTGAGE PARTNERS, INC. $25,665,000 $27,920,000 8.8% 1.0%
LOANDEPOT.COM, LLC $15,855,000 $27,050,000 70.6% 1.0%
TOWNE MORTGAGE COMPANY $23,715,000 $25,365,000 7.0% 0.9%
ROSS MORTGAGE CORPORATION $31,850,000 $24,920,000 -21.8% 0.9%
Independent Bank $19,115,000 $23,745,000 24.2% 0.9%
NEWREZ LLC $7,845,000 $23,380,000 198.0% 0.9%
BLG HOLDINGS, INC. $30,800,000 $22,390,000 -27.3% 0.8%
Level One Bank $3,020,000 $22,225,000 635.9% 0.8%
Frankenmuth Credit Union $26,790,000 $21,815,000 -18.6% 0.8%
Mortgage Research Center, LLC $14,905,000 $20,895,000 40.2% 0.8%
PENNYMAC LOAN SERVICES, LLC $7,525,000 $20,290,000 169.6% 0.7%
AMERISAVE MORTGAGE CORPORATION $9,800,000 $19,945,000 103.5% 0.7%
TCF National Bank $66,900,000 $18,145,000 -72.9% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $5,885,000 $18,100,000 207.6% 0.7%
Wells Fargo Bank $10,345,000 $16,505,000 59.5% 0.6%
Citizens Bank $14,570,000 $15,400,000 5.7% 0.6%
PLAZA HOME MORTGAGE, INC. $16,035,000 $14,635,000 -8.7% 0.5%
LAKEVIEW LOAN SERVICING, LLC $13,215,000 $14,510,000 9.8% 0.5%
HOME POINT FINANCIAL CORPORATION $25,060,000 $13,950,000 -44.3% 0.5%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $11,780,000 $12,910,000 9.6% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,735,000 $11,995,000 153.3% 0.4%
INSPIRE HOME LOANS INC. $6,760,000 $11,585,000 71.4% 0.4%
Capital One $11,435,000 n/a 0.4%
BROKER SOLUTIONS, INC. $5,920,000 $11,325,000 91.3% 0.4%
STAUNTON FINANCIAL, INC. $9,140,000 $11,235,000 22.9% 0.4%
MICHIGAN MUTUAL, INC. $10,970,000 $10,935,000 -0.3% 0.4%
ACADEMY MORTGAGE CORPORATION $9,955,000 $10,815,000 8.6% 0.4%
PNC Bank $33,195,000 $9,845,000 -70.3% 0.4%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $7,000,000 $9,670,000 38.1% 0.4%
U.S. Bank $6,490,000 $9,575,000 47.5% 0.3%
SECURITY CREDIT UNION $15,850,000 $9,435,000 -40.5% 0.3%
MICHIGAN SCHOOLS AND GOVERNMENT $3,085,000 $9,425,000 205.5% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $9,420,000 $9,375,000 -0.5% 0.3%
Bank of America $10,510,000 $9,170,000 -12.7% 0.3%
Platinum Home Mortgage Corporation $8,865,000 $9,065,000 2.3% 0.3%
Old National Bank $6,710,000 $8,810,000 31.3% 0.3%
Waterford Bank, N.A. $895,000 $8,235,000 820.1% 0.3%
Carrington Mortgage Services, LLC $7,510,000 $7,450,000 -0.8% 0.3%
RUOFF MORTGAGE COMPANY, INC. $8,060,000 $7,410,000 -8.1% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $3,285,000 $7,120,000 116.7% 0.3%
GREYSTONE SERVICING COMPANY LLC $7,045,000 n/a 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,650,000 $6,690,000 18.4% 0.2%
BETTER MORTGAGE CORPORATION $1,970,000 $6,660,000 238.1% 0.2%
NAVY FEDERAL CREDIT UNION $4,355,000 $6,615,000 51.9% 0.2%
TRIAD FINANCIAL SERVICES, INC. $3,340,000 $6,500,000 94.6% 0.2%
ChoiceOne Bank $4,220,000 $6,065,000 43.7% 0.2%
Bank of Ann Arbor $255,000 $6,060,000 2,276.5% 0.2%
MORTGAGE CENTER L.C $5,750,000 $5,685,000 -1.1% 0.2%
GreenStone Farm Credit Services, FLCA $6,565,000 $5,495,000 -16.3% 0.2%
The Dart Bank $4,585,000 $5,365,000 17.0% 0.2%
AmeriHome Mortgage Company, LLC $5,725,000 $5,330,000 -6.9% 0.2%
NEW DAY FINANCIAL, LLC $3,810,000 $5,330,000 39.9% 0.2%
AMERIFIRST FINANCIAL CORPORATION $10,945,000 $4,965,000 -54.6% 0.2%
ADVISORS CAPITAL, INC. $5,540,000 $4,835,000 -12.7% 0.2%
DAS Acquisition Company, LLC $115,000 $4,525,000 3,834.8% 0.2%
TEAM ONE CREDIT UNION $5,510,000 $4,410,000 -20.0% 0.2%
VIBE CREDIT UNION $4,400,000 $4,265,000 -3.1% 0.2%
MICHIGAN FIRST CREDIT UNION $3,110,000 $4,165,000 33.9% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $3,675,000 $3,880,000 5.6% 0.1%
First Savings Bank $8,285,000 $3,800,000 -54.1% 0.1%
UNIVERSITY LENDING GROUP, LLC $3,750,000 $3,650,000 -2.7% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,265,000 $3,640,000 -30.9% 0.1%
PREMIA MORTGAGE, LLC $1,255,000 $3,495,000 178.5% 0.1%
ROYAL UNITED MORTGAGE LLC $3,270,000 $3,450,000 5.5% 0.1%
SOVITA Credit Union $2,220,000 $3,400,000 53.2% 0.1%
USAA Federal Savings Bank $4,885,000 $3,365,000 -31.1% 0.1%
PHH Mortgage Corporation $270,000 $3,330,000 1,133.3% 0.1%
First Guaranty Mortgage Corporation $3,365,000 $3,295,000 -2.1% 0.1%
First State Bank $1,395,000 $3,190,000 128.7% 0.1%
HOMESIDE FINANCIAL, LLC $1,090,000 $3,180,000 191.7% 0.1%
CHURCHILL MORTGAGE CORPORATION $2,305,000 $3,135,000 36.0% 0.1%
Manufacturers and Traders Trust Company $320,000 $2,935,000 817.2% 0.1%
CREDIT UNION ONE $3,795,000 $2,890,000 -23.8% 0.1%
Northpointe Bank $5,685,000 $2,885,000 -49.3% 0.1%
Paramount Residential Mortgage Group, Inc. $1,155,000 $2,620,000 126.8% 0.1%
DFCU FINANCIAL $1,945,000 $2,570,000 32.1% 0.1%
Mercantile Bank of Michigan $2,510,000 $2,565,000 2.2% 0.1%
ENVOY MORTGAGE, LTD $1,570,000 $2,475,000 57.6% 0.1%
Lakeview Community Capital, LLC $1,020,000 $2,470,000 142.2% 0.1%
EVERETT FINANCIAL, INC. $7,720,000 $2,410,000 -68.8% 0.1%
Wildfire Credit Union $1,195,000 $2,405,000 101.3% 0.1%
InterContinental Capital Group, Inc $735,000 $2,385,000 224.5% 0.1%
Bank of England $1,315,000 $2,330,000 77.2% 0.1%
BM Real Estate Services, Inc. $860,000 $2,270,000 164.0% 0.1%
Barrington Bank & Trust Company, N.A. $3,060,000 $2,250,000 -26.5% 0.1%
Sierra Pacific Mortgage Company, Inc. $1,420,000 $2,195,000 54.6% 0.1%
SUMMIT FUNDING, INC. $12,985,000 $2,055,000 -84.2% 0.1%
PFCU $4,070,000 $2,050,000 -49.6% 0.1%
Chicago Mortgage Solutions LLC $405,000 $2,045,000 404.9% 0.1%
Ally Bank $1,735,000 $2,005,000 15.6% 0.1%
CASE $3,360,000 $1,980,000 -41.1% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $2,045,000 $1,965,000 -3.9% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,295,000 $1,870,000 44.4% 0.1%
PLANET HOME LENDING, LLC $2,310,000 $1,860,000 -19.5% 0.1%
LENDINGHOME FUNDING CORPORATION $1,890,000 $1,820,000 -3.7% 0.1%
North American Savings Bank, F.S.B. $1,175,000 $1,810,000 54.0% 0.1%
CLEARPATH LENDING $5,740,000 $1,805,000 -68.6% 0.1%
FIRST CHOICE MH LLC $3,140,000 $1,715,000 -45.4% 0.1%
1st State Financial, Ltd. $955,000 $1,580,000 65.4% 0.1%
ZILLOW HOME LOANS, LLC $615,000 $1,560,000 153.7% 0.1%
COMMUNITY FINANCIAL CREDIT UNION $685,000 $1,520,000 121.9% 0.1%
Neighborhood Loans, Inc. $470,000 $1,440,000 206.4% 0.1%
St James Mortgage Corporation $1,070,000 $1,430,000 33.6% 0.1%
KELLER MORTGAGE, LLC $1,325,000 $1,395,000 5.3% 0.1%
Luxury Mortgage Corp. $1,575,000 $1,385,000 -12.1% 0.1%
Comerica Bank $1,935,000 $1,380,000 -28.7% 0.1%
NATIONS DIRECT MORTGAGE, LLC $3,540,000 $1,320,000 -62.7% 0.0%
UNITED FINANCIAL Credit Union $1,275,000 $1,320,000 3.5% 0.0%
Discover Bank $1,180,000 $1,310,000 11.0% 0.0%
KeyBank $1,035,000 $1,225,000 18.4% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,805,000 $1,195,000 -33.8% 0.0%
Figure Lending LLC $385,000 $1,185,000 207.8% 0.0%
FIRST HERITAGE FINANCIAL, LLC $765,000 $1,155,000 51.0% 0.0%
American Mortgage & Equity Consultants, Inc. $1,125,000 n/a 0.0%
DOW CHEMICAL EMPLOYEES' $2,360,000 $1,070,000 -54.7% 0.0%
MEMBER FIRST MORTGAGE, LLC $1,865,000 $1,065,000 -42.9% 0.0%
RELIANCE FIRST CAPITAL, LLC $645,000 $1,050,000 62.8% 0.0%
21ST MORTGAGE CORPORATION $2,055,000 $1,035,000 -49.6% 0.0%
Citibank $340,000 $1,030,000 202.9% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $1,905,000 $1,025,000 -46.2% 0.0%
JOLT CREDIT UNION $750,000 $1,000,000 33.3% 0.0%
Prosperity Home Mortgage, LLC $1,100,000 $990,000 -10.0% 0.0%
AMERICAN FINANCING CORPORATION $525,000 $985,000 87.6% 0.0%
CMG MORTGAGE, INC. $1,135,000 $980,000 -13.7% 0.0%
UIF CORPORATION $430,000 $970,000 125.6% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $355,000 $965,000 171.8% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $425,000 $960,000 125.9% 0.0%
MOVEMENT MORTGAGE, LLC $1,260,000 $960,000 -23.8% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $1,115,000 $950,000 -14.8% 0.0%
Wanigas Credit Union $1,685,000 $950,000 -43.6% 0.0%
Wyndham Capital Mortgage, Inc. $1,160,000 $950,000 -18.1% 0.0%
UNIVERSITY OF MICHIGAN CREDIT UNION $1,170,000 $940,000 -19.7% 0.0%
FirstBank $335,000 $915,000 173.1% 0.0%
NBKC BANK $745,000 $910,000 22.1% 0.0%
SOFI LENDING CORP. $270,000 $910,000 237.0% 0.0%
Stifel Bank and Trust $3,170,000 $910,000 -71.3% 0.0%
ADVANTAGE ONE Credit Union $100,000 $905,000 805.0% 0.0%
Michigan Educational Credit Union $895,000 n/a 0.0%
SOUTHWEST FUNDING, LP $735,000 $895,000 21.8% 0.0%
HOMESITE MORTGAGE, LLC $620,000 $890,000 43.5% 0.0%
RESIDENTIAL BANCORP. $885,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $255,000 $860,000 237.3% 0.0%
First Federal Bank $780,000 $855,000 9.6% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $565,000 $835,000 47.8% 0.0%
Horizon Bank $630,000 $800,000 27.0% 0.0%
TOP FLITE FINANCIAL, INC. $450,000 $790,000 75.6% 0.0%
MYCUMORTGAGE, LLC $760,000 $760,000 0.0% 0.0%
Truist Bank $95,000 $760,000 700.0% 0.0%
Associated Bank $870,000 $755,000 -13.2% 0.0%
SPRING EQ, LLC $1,220,000 $740,000 -39.3% 0.0%
TJC Mortgage, Inc. $235,000 $720,000 206.4% 0.0%
GUIDANCE RESIDENTIAL, LLC $1,075,000 $715,000 -33.5% 0.0%
Raymond James Bank $705,000 n/a 0.0%
Low VA Rates, LLC $895,000 $700,000 -21.8% 0.0%
PENTAGON FEDERAL CREDIT UNION $560,000 $695,000 24.1% 0.0%
EMM LOANS LLC $700,000 $680,000 -2.9% 0.0%
POLARIS HOME FUNDING CORP. $1,075,000 $675,000 -37.2% 0.0%
Renasant Bank $620,000 $665,000 7.3% 0.0%
HOMESTEAD FUNDING CORP. $1,200,000 $650,000 -45.8% 0.0%
NATIONS RELIABLE LENDING, LLC $1,035,000 $635,000 -38.6% 0.0%
STEARNS LENDING, LLC $1,050,000 $635,000 -39.5% 0.0%
The Federal Savings Bank $2,575,000 $625,000 -75.7% 0.0%
ACCELERATE MORTGAGE, LLC $205,000 $615,000 200.0% 0.0%
CONSUMERS $585,000 $610,000 4.3% 0.0%
GUILD MORTGAGE COMPANY $610,000 n/a 0.0%
LENDINGONE, LLC $605,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $2,780,000 $585,000 -79.0% 0.0%
LENDERFI, INC. $580,000 n/a 0.0%
Magnolia Bank $935,000 $580,000 -38.0% 0.0%
Pacor Mortgage Corp $385,000 $575,000 49.4% 0.0%
HOWARD HANNA FINANCIAL SERVICES, INC. $450,000 $565,000 25.6% 0.0%
Equity Prime Mortgage LLC $560,000 n/a 0.0%
GENEVA FINANCIAL, LLC $355,000 $560,000 57.7% 0.0%
Nations Lending Corporation $1,950,000 $550,000 -71.8% 0.0%
Hometown Lenders, Inc. $690,000 $545,000 -21.0% 0.0%
Commerce Home Mortgage, Inc. $525,000 n/a 0.0%
NP, Inc. $155,000 $520,000 235.5% 0.0%
ALLIED MORTGAGE GROUP, INC. $145,000 $515,000 255.2% 0.0%
County National Bank $515,000 n/a 0.0%
Morgan Stanley Private Bank $515,000 n/a 0.0%
ARC HOME LLC $125,000 $495,000 296.0% 0.0%
Assurance Financial Group, L.L.C. $325,000 $495,000 52.3% 0.0%
CHERRY CREEK MORTGAGE, LLC $135,000 $480,000 255.6% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $515,000 $470,000 -8.7% 0.0%
West Michigan Community Bank $460,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $455,000 n/a 0.0%
First Federal Bank of the Midwest $335,000 $455,000 35.8% 0.0%
Isabella Bank $945,000 $455,000 -51.9% 0.0%
ANGEL OAK HOME LOANS LLC $450,000 n/a 0.0%
Beeline Loans, Inc. $450,000 n/a 0.0%
BOKF $175,000 $450,000 157.1% 0.0%
Plains Commerce Bank $215,000 $450,000 109.3% 0.0%
MORIA DEVELOPMENT, INC. $300,000 $445,000 48.3% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $580,000 $430,000 -25.9% 0.0%
EMBRACE HOME LOANS, INC. $430,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $1,660,000 $425,000 -74.4% 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $585,000 $420,000 -28.2% 0.0%
Auto Club Trust, FSB $410,000 n/a 0.0%
Quontic Bank $400,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $380,000 n/a 0.0%
Rock Canyon Bank $380,000 n/a 0.0%
Strong Home Mortgage, LLC $205,000 $355,000 73.2% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $610,000 $350,000 -42.6% 0.0%
Zeal Credit Union $450,000 $350,000 -22.2% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $520,000 $345,000 -33.7% 0.0%
AMERICAN ADVISORS GROUP $570,000 $330,000 -42.1% 0.0%
HARTFORD FUNDING, LTD. $330,000 n/a 0.0%
Northstar Bank $415,000 $320,000 -22.9% 0.0%
GSF Mortgage Corporation $215,000 $315,000 46.5% 0.0%
BIRMINGHAM-BLOOMFIELD Credit Union $1,025,000 $310,000 -69.8% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $355,000 $310,000 -12.7% 0.0%
Princeton Mortgage Corporation $310,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $1,040,000 $305,000 -70.7% 0.0%
EQUITY RESOURCES, INC. $300,000 n/a 0.0%
Ixonia Bank $115,000 $300,000 160.9% 0.0%
Presidential Bank, FSB $295,000 n/a 0.0%
COMMUNITY CHOICE CREDIT UNION $150,000 $290,000 93.3% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $750,000 $290,000 -61.3% 0.0%
LOANPAL, LLC $290,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $185,000 $290,000 56.8% 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $235,000 $285,000 21.3% 0.0%
ServisFirst Bank $285,000 n/a 0.0%
Simmons Bank $285,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $280,000 n/a 0.0%
MMS MORTGAGE SERVICES, LTD. $270,000 $275,000 1.9% 0.0%
Oxford Bank & Trust $175,000 $265,000 51.4% 0.0%
First Independence Bank $260,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $135,000 $260,000 92.6% 0.0%
First National Bank Texas $255,000 n/a 0.0%
First State Bank of St. Charles, Missouri $255,000 n/a 0.0%
T2 FINANCIAL LLC $265,000 $255,000 -3.8% 0.0%
CONTOUR MORTGAGE CORPORATION $245,000 n/a 0.0%
HANCOCK MORTGAGE PARTNERS, LLC $755,000 $245,000 -67.5% 0.0%
S1L, Inc. $245,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $245,000 n/a 0.0%
BNC National Bank $500,000 $235,000 -53.0% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $235,000 $235,000 0.0% 0.0%
HEALTH ADVANTAGE FEDERAL CREDIT UNION $900,000 $235,000 -73.9% 0.0%
Lake City Bank $235,000 n/a 0.0%
Lake Trust Credit Union $210,000 $235,000 11.9% 0.0%
NBH Bank $235,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $625,000 $230,000 -63.2% 0.0%
Third Federal Savings and Loan Association of Cleveland $230,000 n/a 0.0%
First Internet Bank of Indiana $115,000 $225,000 95.7% 0.0%
MARSHALL COMMUNITY CREDIT UNION $225,000 n/a 0.0%
Mid-Continent Funding, Inc. $320,000 $225,000 -29.7% 0.0%
UNITED SECURITY FINANCIAL CORP $575,000 $225,000 -60.9% 0.0%
US MORTGAGE CORPORATION $155,000 $225,000 45.2% 0.0%
COMPASS MORTGAGE, INC. $215,000 n/a 0.0%
Nicolet National Bank $215,000 n/a 0.0%
LAFCU $150,000 $210,000 40.0% 0.0%
DEEPHAVEN MORTGAGE LLC $205,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $205,000 n/a 0.0%
Tri-County Bank $1,225,000 $205,000 -83.3% 0.0%
Visio Financial Services Inc. $205,000 n/a 0.0%
Watermark Capital, Inc. $540,000 $205,000 -62.0% 0.0%
Alerus Financial $195,000 $200,000 2.6% 0.0%
Fidelity Bank $195,000 n/a 0.0%
GVC MORTGAGE, INC. $195,000 n/a 0.0%
mBank $1,080,000 $195,000 -81.9% 0.0%
THE MONEY SOURCE INC. $195,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $195,000 n/a 0.0%
Dearborn Federal Savings Bank $275,000 $185,000 -32.7% 0.0%
First Midwest Bank $185,000 n/a 0.0%
Florida Capital Bank $330,000 $185,000 -43.9% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $1,120,000 $185,000 -83.5% 0.0%
LHM FINANCIAL CORPORATION $180,000 $185,000 2.8% 0.0%
PARKSIDE LENDING, LLC $115,000 $185,000 60.9% 0.0%
Republic Bank & Trust Company $285,000 $185,000 -35.1% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $340,000 $175,000 -48.5% 0.0%
Amerifirst Financial, Inc. $175,000 n/a 0.0%
Colten Mortgage, LLC $175,000 n/a 0.0%
Leader Bank $175,000 n/a 0.0%
AMERICAN MORTGAGE SERVICE COMPANY $155,000 $165,000 6.5% 0.0%
Farmers StateBank of Munith $115,000 $165,000 43.5% 0.0%
OCMBC, INC. $290,000 $155,000 -46.6% 0.0%
MEMBERS FIRST Credit Union $850,000 $150,000 -82.4% 0.0%
Meijer Credit Union $145,000 n/a 0.0%
SUNRISE FAMILY CREDIT UNION $145,000 n/a 0.0%
Arvest Bank $845,000 $135,000 -84.0% 0.0%
COPOCO Community Credit Union $135,000 n/a 0.0%
LENDUS, LLC $135,000 n/a 0.0%
PREFERRED CREDIT UNION $135,000 n/a 0.0%
UBS Bank USA $135,000 n/a 0.0%
Elements Financial Federal Credit Union $125,000 n/a 0.0%
Mutual Federal Bank $125,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $155,000 $125,000 -19.4% 0.0%
Paramount Bank $125,000 n/a 0.0%
Axos Bank $115,000 n/a 0.0%
A&D Mortgage LLC $105,000 n/a 0.0%
Baxter Credit Union $105,000 n/a 0.0%
SIWELL, INC. $105,000 n/a 0.0%
CANOPY MORTGAGE, LLC $95,000 n/a 0.0%
Southwest Airlines Federal Credit Union $95,000 n/a 0.0%
ALLIANCE CATHOLIC CREDIT UNION $310,000 $85,000 -72.6% 0.0%
Bank First, N.A. $85,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $85,000 n/a 0.0%
Polish-American Federal Credit Union $85,000 n/a 0.0%
ADVIA $80,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $75,000 n/a 0.0%
First National Bank of America $75,000 n/a 0.0%
Honor Credit Union $65,000 n/a 0.0%
LOS ANGELES POLICE Federal Credit Union $65,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $90,000 $65,000 -27.8% 0.0%
Thumb Bank and Trust $710,000 $65,000 -90.8% 0.0%
GreenStone Farm Credit Services, ACA $55,000 $55,000 0.0% 0.0%
NEW ENGLAND FEDERAL CREDIT UNION $370,000 $55,000 -85.1% 0.0%
NUMARK CREDIT UNION $55,000 n/a 0.0%
United Bay Community Credit Union $450,000 $55,000 -87.8% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $55,000 n/a 0.0%
ARBOR FINANCIAL CREDIT UNION $315,000 $45,000 -85.7% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $45,000 n/a 0.0%
Flanagan State Bank $45,000 n/a 0.0%
CORNERSTONE COMMUNITY FINANCIAL $35,000 n/a 0.0%

FLINT's top lender by overall market share is QUICKEN LOANS, LLC, with 13.1% market share. In second place, with 6.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $168,140,000 in loans. In third place, with 5.9%, is J. VIRGIL, INC., having originated $161,890,000 in loans. In third place, with 4.3%, is The State Bank, having originated $116,590,000 in loans. In third place, with 4.0%, is MID AMERICA MORTGAGE, INC., having originated $110,560,000 in loans.


FLINT, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 5,940 $999,310,000 $168,234
Home Purchase 5,742 $1,065,880,000 $185,629
Cash Out Refi 3,606 $572,060,000 $158,641
Home Improvement 602 $59,400,000 $98,671
Other 585 $43,335,000 $74,077

Flint's most frequently cited loan purpose was Refi, with 5,940 originations. The 2nd most popular reason was Home Purchase, with 5,742 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 6,766 $1,147,070,000 $169,534
2.5-3% 5,901 $1,030,195,000 $174,580
<2.5% 2,364 $404,180,000 $170,973
4-5% 725 $92,325,000 $127,345
Over 8% 236 $9,430,000 $39,958
5-6% 177 $17,895,000 $101,102
7-8% 117 $6,055,000 $51,752
6-7% 93 $5,735,000 $61,667

During 2021, Flint's most frequently originated rate bucket was 3-4%, with 6,766 originations.

Loan Sizing (FLINT, MI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 8,075 $1,177,165,000 $145,779
$100,000 or less 4,196 $271,370,000 $64,673
$200k-400k 3,764 $975,280,000 $259,107
$400k-600k 328 $156,550,000 $477,287
$600k-1000k 79 $59,915,000 $758,418
$Over $1MM 33 $99,705,000 $3,021,364

FLINT's loan sizing saw the bucket of loans from $100k-200k with 8,075 originations, totaling $1,177,165,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,937 $1,124,935,000 $189,479
60-80% 5,634 $1,022,560,000 $181,498
40-60% 2,547 $349,945,000 $137,395
20-40% 1,009 $88,635,000 $87,844
Under 20% 520 $25,500,000 $49,038
Over 100% 94 $23,800,000 $253,191

FLINT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,937 originations, totaling $1,124,935,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - FLINT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $154,900 (24.0%) $207,999 (20.6%) 0.57 1,153
2018-02-01 $158,450 (22.9%) $211,984 (20.1%) 0.57 1,098
2018-03-01 $164,900 (26.9%) $220,737 (19.9%) 0.57 1,053
2018-04-01 $176,450 (26.5%) $232,395 (16.6%) 0.59 1,067
2018-05-01 $178,250 (19.7%) $235,955 (13.9%) 0.59 1,186
2018-06-01 $178,900 (17.3%) $232,029 (9.8%) 0.60 1,269
2018-07-01 $175,700 (9.9%) $224,664 (6.3%) 0.59 1,305
2018-08-01 $174,900 (9.4%) $224,112 (7.3%) 0.58 1,478
2018-09-01 $169,900 (6.3%) $220,424 (5.6%) 0.57 1,553
2018-10-01 $168,350 (3.7%) $215,971 (0.6%) 0.56 1,545
2018-11-01 $159,450 (-0.3%) $208,627 (-1.3%) 0.53 1,521
2018-12-01 $149,900 (-2.4%) $200,449 (-3.6%) 0.51 1,430
2019-01-01 $149,450 (-3.5%) $198,701 (-4.5%) 0.52 1,317
2019-02-01 $155,950 (-1.6%) $207,355 (-2.2%) 0.52 1,206
2019-03-01 $165,943 (0.6%) $215,975 (-2.2%) 0.54 1,144
2019-04-01 $176,500 (0.0%) $229,519 (-1.2%) 0.56 1,098
2019-05-01 $189,900 (6.5%) $241,422 (2.3%) 0.59 1,140
2019-06-01 $189,900 (6.2%) $239,235 (3.1%) 0.58 1,280
2019-07-01 $189,900 (8.1%) $239,618 (6.7%) 0.59 1,369
2019-08-01 $185,657 (6.2%) $232,657 (3.8%) 0.58 1,428
2019-09-01 $179,950 (5.9%) $224,632 (1.9%) 0.57 1,503
2019-10-01 $175,950 (4.5%) $218,862 (1.3%) 0.56 1,522
2019-11-01 $175,000 (9.8%) $221,668 (6.3%) 0.56 1,409
2019-12-01 $174,900 (16.7%) $224,680 (12.1%) 0.58 1,300
2020-01-01 $174,995 (17.1%) $227,926 (14.7%) 0.58 1,177
2020-02-01 $175,000 (12.2%) $227,084 (9.5%) 0.56 1,059
2020-03-01 $188,990 (13.9%) $240,856 (11.5%) 0.59 1,022
2020-04-01 $194,195 (10.0%) $240,495 (4.8%) 0.60 954
2020-05-01 $199,900 (5.3%) $251,076 (4.0%) 0.61 943
2020-06-01 $209,950 (10.6%) $272,843 (14.1%) 0.61 822
2020-07-01 $218,950 (15.3%) $289,663 (20.9%) 0.63 743
2020-08-01 $220,000 (18.5%) $304,158 (30.7%) 0.63 712
2020-09-01 $214,995 (19.5%) $292,418 (30.2%) 0.61 688
2020-10-01 $214,900 (22.1%) $284,416 (30.0%) 0.61 654
2020-11-01 $214,900 (22.8%) $283,257 (27.8%) 0.62 600
2020-12-01 $194,995 (11.5%) $280,768 (25.0%) 0.57 551
2021-01-01 $189,900 (8.5%) $295,176 (29.5%) 0.56 497
2021-02-01 $186,950 (6.8%) $297,191 (30.9%) 0.54 426
2021-03-01 $185,000 (-2.1%) $285,259 (18.4%) 0.52 446
2021-04-01 $187,450 (-3.5%) $286,011 (18.9%) 0.50 482
2021-05-01 $199,900 (0.0%) $277,759 (10.6%) 0.53 530
2021-06-01 $212,450 (1.2%) $287,279 (5.3%) 0.55 631
2021-07-01 $217,500 (-0.7%) $291,033 (0.5%) 0.56 681
2021-08-01 $222,450 (1.1%) $282,999 (-7.0%) 0.58 775
2021-09-01 $199,450 (-7.2%) $269,049 (-8.0%) 0.52 812
2021-10-01 $199,900 (-7.0%) $269,453 (-5.3%) 0.53 832
2021-11-01 $183,700 (-14.5%) $260,458 (-8.1%) 0.48 763
2021-12-01 $183,900 (-5.7%) $255,779 (-8.9%) 0.49 688
2022-01-01 $184,900 (-2.6%) $250,490 (-15.1%) 0.49 617
2022-02-01 $182,400 (-2.4%) $265,911 (-10.5%) 0.46 556
2022-03-01 $212,450 (14.8%) $274,507 (-3.8%) 0.52 574
2022-04-01 $224,900 (20.0%) $277,578 (-3.0%) 0.53 592
2022-05-01 $233,750 (16.9%) $284,973 (2.6%) 0.52 677
FLINT's median listing price for 2022-05-01 was $233,750, a difference of $33,850 (16.9%) versus the prior year and $8,850 versus the prior month.

FLINT's median listing price comes in at 52% of the national average.

FLINT's average listing price for 2022-05-01 was $284,973, a difference of $7,214 (2.6%) versus the prior year and $7,395 versus the prior month.

For the 2022-05-01 period, FLINT had 677 MLS listings, a difference of 85 listings (14%) versus the prior month and 147 listings (28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - FLINT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 86 days 1,569 sqft
2018-02-01 85 days 1,588 sqft
2018-03-01 80 days 1,600 sqft
2018-04-01 64 days 1,642 sqft
2018-05-01 49 days 1,651 sqft
2018-06-01 46 days 1,644 sqft
2018-07-01 49 days 1,641 sqft
2018-08-01 46 days 1,641 sqft
2018-09-01 48 days 1,620 sqft
2018-10-01 56 days 1,600 sqft
2018-11-01 59 days 1,567 sqft
2018-12-01 68 days 1,516 sqft
2019-01-01 80 days 1,504 sqft
2019-02-01 78 days 1,520 sqft
2019-03-01 39 days 1,565 sqft
2019-04-01 41 days 1,600 sqft
2019-05-01 46 days 1,626 sqft
2019-06-01 42 days 1,640 sqft
2019-07-01 43 days 1,651 sqft
2019-08-01 50 days 1,628 sqft
2019-09-01 52 days 1,617 sqft
2019-10-01 55 days 1,598 sqft
2019-11-01 63 days 1,597 sqft
2019-12-01 70 days 1,600 sqft
2020-01-01 83 days 1,613 sqft
2020-02-01 80 days 1,607 sqft
2020-03-01 63 days 1,650 sqft
2020-04-01 72 days 1,650 sqft
2020-05-01 78 days 1,650 sqft
2020-06-01 49 days 1,735 sqft
2020-07-01 44 days 1,784 sqft
2020-08-01 39 days 1,802 sqft
2020-09-01 39 days 1,731 sqft
2020-10-01 37 days 1,726 sqft
2020-11-01 44 days 1,740 sqft
2020-12-01 52 days 1,638 sqft
2021-01-01 52 days 1,603 sqft
2021-02-01 50 days 1,506 sqft
2021-03-01 40 days 1,508 sqft
2021-04-01 37 days 1,502 sqft
2021-05-01 36 days 1,526 sqft
2021-06-01 32 days 1,558 sqft
2021-07-01 34 days 1,603 sqft
2021-08-01 32 days 1,511 sqft
2021-09-01 37 days 1,494 sqft
2021-10-01 42 days 1,500 sqft
2021-11-01 48 days 1,438 sqft
2021-12-01 58 days 1,435 sqft
2022-01-01 65 days 1,430 sqft
2022-02-01 50 days 1,447 sqft
2022-03-01 32 days 1,478 sqft
2022-04-01 37 days 1,476 sqft
2022-05-01 37 days 1,524 sqft
FLINT's median listing age (time on market) for 2022-05-01 was 37 days. This is 1% longer than the same period one year ago.

FLINT's median square footage for active listings during the 2022-05-01 period was 1,524 sqft. One year prior, the average listing was 1,526 sqft.