FLINT Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Flint averaged 6.89% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.68% and one month ago for the week of 2024-11-07, the average rate was 7.08%.

Flint's average rate one year ago was 6.92%.

For refis of the same type during the week of 2024-12-12, the average rate was 7.05%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Flint 30 Year Fixed Rate 2024-12-12 6.89%
Flint 30 Year Fixed Rate Refi 2024-12-12 7.05%
Flint 15 Year Fixed Rate 2024-12-12 6.93%
Flint 15 Year Fixed Rate Refi 2024-12-12 6.34%
Flint 30 Year FHA 2024-12-12 6.17%
Flint 30 Year FHA Refi 2024-12-12 6.48%
Flint 30 Year USDA 2024-12-12 6.33%
Flint 30 Year USDA Refi 2024-12-12 6.3%
Flint 30 Year VA 2024-12-12 6.5%
Flint 30 Year VA Refi 2024-12-12 6.08%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FLINT, MI.

FLINT Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FLINT, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 296 6.86% $5,714
UNITED WHOLESALE MORTGAGE, LLC 249 7.03% $5,616
J. VIRGIL, INC. 158 6.88% $5,322
Preston Home Loans Inc 148 7.08% $5,343
JPMorgan Chase Bank 85 6.86% $3,206
First State Bank 73 6.54% $3,707
DAS Acquisition Company, LLC 71 6.97% $4,672
Dort Financial Credit Union 68 6.52% $2,674
The Huntington National Bank 66 6.73% $3,472
The State Bank 58 6.93% $3,167
GENISYS 58 6.65% $3,187
LAKE MICHIGAN CREDIT UNION 54 6.71% $4,052
Flagstar Bank, FSB 48 6.95% $3,920
BLG HOLDINGS, INC. 46 7.16% $5,994
ROSS MORTGAGE CORPORATION 41 6.89% $4,677
STAUNTON FINANCIAL, INC. 38 6.83% $4,028
MORTGAGE 1 INCORPORATED 37 7.08% $5,068
Frankenmuth Credit Union 33 6.89% $2,980
PENNYMAC LOAN SERVICES, LLC 32 6.73% $5,339
CROSSCOUNTRY MORTGAGE, LLC 29 7.14% $5,092
FINANCIAL PLUS CREDIT UNION 29 6.84% $2,891
TOWNE MORTGAGE COMPANY 28 6.92% $4,596
CALIBER HOME LOANS, INC. 26 6.65% $4,115
UNION HOME MORTGAGE CORP. 26 7.37% $5,527
Independent Bank 26 6.81% $3,764
SUCCESS MORTGAGE PARTNERS, INC. 25 6.82% $7,007
Fifth Third Bank 25 6.75% $3,358
NEWREZ LLC 25 6.96% $4,793
Sunflower Bank 22 7.03% $4,010
MICHIGAN MUTUAL, INC. 21 6.74% $5,337
The Dart Bank 20 7.03% $3,794
First Merchants Bank 19 6.51% $3,895
GUARANTEED RATE, INC. 17 6.83% $3,226
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 16 6.63% $3,842
ACADEMY MORTGAGE CORPORATION 14 6.81% $5,850
PLAZA HOME MORTGAGE, INC. 14 6.99% $4,679
MORTGAGE CENTER L.C 13 6.27% $3,448
MOVEMENT MORTGAGE, LLC 13 7.04% $4,286
INSPIRE HOME LOANS INC. 13 6.27% $3,665
MICHIGAN SCHOOLS AND GOVERNMENT 12 6.01% $2,758
LEGEND LENDING CORPORATION 12 6.56% $7,182
MUTUAL OF OMAHA MORTGAGE, INC. 12 6.98% $5,672
ZILLOW HOME LOANS, LLC 11 7.19% $4,915
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 10 7.06% $5,248
TEAM ONE CREDIT UNION 10 6.76% $1,926
LOANDEPOT.COM, LLC 9 7.00% $5,332
Mr. Cooper ( Nationstar Mortgage ) 9 7.12% $6,593
SECURITY CREDIT UNION 9 7.08% $2,507
ARK-LA-TEX FINANCIAL SERVICES, LLC. 9 7.02% $7,105
Citizens Bank 8 6.67% $4,089
VIBE CREDIT UNION 8 6.33% $4,476
Wells Fargo Bank 8 5.89% $2,465
PNC Bank 8 6.39% $4,405
UNIVERSITY OF MICHIGAN CREDIT UNION 7 6.73% $2,819
EVERETT FINANCIAL, INC. 7 6.80% $3,914
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 7 7.07% $4,574
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.79% $3,732
PFCU 6 6.50% $2,931
NAVY FEDERAL CREDIT UNION 6 6.96% $3,115
MID AMERICA MORTGAGE, INC. 6 6.29% $4,669
MEMBERFOCUS COMMUNITY 6 5.85% $3,384
DFCU FINANCIAL 6 6.90% $3,812
U.S. Bank 6 6.25% $3,394
Mercantile Bank of Michigan 5 6.75% $4,737
Bank of America 5 6.53% $3,941
FIRST COLONY MORTGAGE CORPORATION 5 7.23% $6,111
Wildfire Credit Union 5 6.48% $2,588
PREMIA MORTGAGE, LLC 5 6.24% $1,508
ChoiceOne Bank 5 6.48% $2,909
Prosperity Home Mortgage, LLC 5 7.20% $5,457
The Loan Store, Inc. 4 7.00% $5,339
BROKER SOLUTIONS, INC. 4 7.06% $4,662
FIRST COMMUNITY MORTGAGE, INC. 4 6.81% $3,894
1st State Financial, Ltd. 4 6.09% $2,075
RUOFF MORTGAGE COMPANY, INC. 4 6.56% $4,760
AMERISAVE MORTGAGE CORPORATION 4 6.63% $5,798
CREDIT UNION ONE 4 7.06% $3,071
Comerica Bank 3 7.08% $2,890
Carrington Mortgage Services, LLC 3 6.13% $6,881
ELGA CREDIT UNION 3 7.58% $3,732
Mortgage Research Center, LLC 3 6.41% $3,760
Morgan Stanley Private Bank 3 6.15% $3,147
MICHIGAN FIRST CREDIT UNION 3 6.79% $4,247
BM Real Estate Services, Inc. 3 7.00% $5,335
FREEDOM MORTGAGE CORPORATION 3 7.42% $4,762
CMG MORTGAGE, INC. 3 7.37% $4,952
GreenStone Farm Credit Services, FLCA 3 6.89% $12,633
NATIONWIDE MORTGAGE BANKERS, INC. 3 6.87% $5,587
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.04% $3,418
UIF CORPORATION 3 7.04% $5,860
GVC MORTGAGE, INC. 3 7.08% $5,330
THE ANDERSON FINANCIAL GROUP, INC. 2 6.75% $4,765
Bank of Ann Arbor 2 5.88% $2,947
BETTER MORTGAGE CORPORATION 2 6.31% $4,832
CHURCHILL MORTGAGE CORPORATION 2 6.56% $3,035
CORNERSTONE HOME LENDING, INC. 2 7.00% $6,922
DELMAR FINANCIAL COMPANY 2 6.13% $3,813
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 7.50% $5,666
First Savings Bank 2 6.25% $8,631
KeyBank 2 6.75% $3,804
NexBank 2 7.25% $5,512
Northpointe Bank 2 7.00% $6,084
Old National Bank 2 6.75% $5,728
University Bank 2 7.75% $3,978
NATIONS RELIABLE LENDING, LLC 1 6.38% $5,581
LOANPAL, LLC 1 6.50% $5,985
LENDSURE MORTGAGE CORP. 1 7.63% $8,485
NBKC BANK 1 5.75% $2,562
Neighborhood Loans, Inc. 1 6.63% $4,094
LAFCU 1 7.88% $3,324
American Mortgage & Equity Consultants, Inc. 1 6.75% $3,933
AMERICAN FINANCING CORPORATION 1 7.88% $6,455
NP, Inc. 1 8.25% $12,542
OCMBC, INC. 1 7.88% $11,434
AMERICAN FINANCIAL NETWORK, INC. 1 6.63% $10,808
ON Q FINANCIAL, INC. 1 7.99% $7,741
Pacor Mortgage Corp 1 6.00% $5,009
HOMESITE MORTGAGE, LLC 1 6.63% $5,004
HOMESIDE FINANCIAL, LLC 1 5.63% $3,444
Plains Commerce Bank 1 7.13% $4,108
Platinum Home Mortgage Corporation 1 6.50% $3,188
GUIDANCE RESIDENTIAL, LLC 1 6.88% $3,236
GUARANTY HOME MORTGAGE CORPORATION 1 6.38% $3,418
GUARANTEED RATE AFFINITY, LLC 1 6.88% $7,233
GENEVA FINANCIAL, LLC 1 7.38% $7,137
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.38% $5,206
F&M Bank 1 6.50% $2,714
Florida Capital Bank 1 6.99% $3,866
Public Service Credit Union 1 6.50% $6,085
First Federal Savings and Loan Association of Lakewood 1 6.75% $3,812
Farmers Bank & Trust 1 7.13% $2,812
ROYAL UNITED MORTGAGE LLC 1 6.88% $6,123
ENVOY MORTGAGE, LTD 1 6.88% $4,410
East Coast Capital Corp. 1 6.63% $9,418
DOW CHEMICAL EMPLOYEES' 1 7.50% $3,575
St James Mortgage Corporation 1 6.13% $66
Dearborn Federal Savings Bank 1 6.50% $2,916
Summit Mortgage Corporation 1 7.63% $3,648
CoVantage Credit Union 1 7.50% $3,930
CONSUMERS 1 5.88% $3,856
COMMUNITY FINANCIAL CREDIT UNION 1 7.25% $3,644
Citibank 1 5.88% $3,121
Citadel Servicing Corporation 1 10.63% $5,973
Century Mortgage Company DBA Century Lending Company 1 7.13% $4,194
CARDINAL FINANCIAL 1 8.13% $4,506
TLC COMMUNITY Credit Union 1 6.25% $3,559
TOWER 1 6.38% $3,279
Capital Bank 1 6.99% $7,090
UBS Bank USA 1 5.50% $3,311
BAY EQUITY LLC 1 6.38% $3,661
Arvest Bank 1 5.88% $4,424
UNITED 1 6.75% $3,329
UNITED FINANCIAL Credit Union 1 6.50% $2,587
AmeriHome Mortgage Company, LLC 1 7.63% $5,807
Ally Bank 1 7.25% $4,749
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.63% $3,254
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.38% $6,704
M&T Bank 1 6.75% $4,253
MEMBER FIRST MORTGAGE, LLC 1 7.50% $2,887
MY MORTGAGE, INC. 1 6.50% $6,210
NATIONS DIRECT MORTGAGE, LLC 1 9.99% $8,999

FLINT Average Closing Costs & Other Stats

FLINT, MI's 161 lenders originated 7,250 loans during 2023. The total origination value was $1,090,930,000, with an average loan value of $150,473.

FLINT's average closing costs are $4,394.

The top FLINT lender as defined by loan originations is QUICKEN LOANS, LLC, with 296 loans originated. Their average total fees are $5,714, which is $98 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee FLINT lenders (with over 10 loans originated) are TEAM ONE CREDIT UNION ($1,926), Dort Financial Credit Union ($2,674), MICHIGAN SCHOOLS AND GOVERNMENT ($2,758), FINANCIAL PLUS CREDIT UNION ($2,891) and Frankenmuth Credit Union ($2,980).

The lowest rate FLINT lenders (with over 10 loans originated) are MICHIGAN SCHOOLS AND GOVERNMENT (6.01%), MORTGAGE CENTER L.C (6.27%), INSPIRE HOME LOANS INC. (6.27%), First Merchants Bank (6.51%) and Dort Financial Credit Union (6.52%).

FLINT, MI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
QUICKEN LOANS, LLC $153,095,000 $101,855,000 -33.5% 9.3%
UNITED WHOLESALE MORTGAGE, LLC $93,960,000 $90,990,000 -3.2% 8.3%
Preston Home Loans Inc $60,370,000 $51,270,000 -15.1% 4.7%
J. VIRGIL, INC. $89,585,000 $49,850,000 -44.4% 4.6%
The Huntington National Bank $59,005,000 $46,170,000 -21.8% 4.2%
ELGA CREDIT UNION $45,590,000 $36,830,000 -19.2% 3.4%
Dort Financial Credit Union $54,155,000 $35,310,000 -34.8% 3.2%
The State Bank $67,595,000 $32,475,000 -52.0% 3.0%
First State Bank $14,365,000 $27,465,000 91.2% 2.5%
LAKE MICHIGAN CREDIT UNION $36,890,000 $22,750,000 -38.3% 2.1%
GENISYS $27,590,000 $22,425,000 -18.7% 2.1%
MORTGAGE 1 INCORPORATED $25,630,000 $19,640,000 -23.4% 1.8%
DAS Acquisition Company, LLC $7,175,000 $19,465,000 171.3% 1.8%
ORIX REAL ESTATE CAPITAL, LLC $6,705,000 $17,760,000 164.9% 1.6%
JPMorgan Chase Bank $34,810,000 $17,020,000 -51.1% 1.6%
Flagstar Bank, FSB $29,905,000 $15,955,000 -46.6% 1.5%
Mortgage Research Center, LLC $20,720,000 $15,270,000 -26.3% 1.4%
FINANCIAL PLUS CREDIT UNION $20,405,000 $13,795,000 -32.4% 1.3%
The Dart Bank $3,435,000 $13,480,000 292.4% 1.2%
BLG HOLDINGS, INC. $5,750,000 $13,175,000 129.1% 1.2%
SUCCESS MORTGAGE PARTNERS, INC. $11,965,000 $12,545,000 4.8% 1.1%
ROSS MORTGAGE CORPORATION $11,355,000 $12,405,000 9.2% 1.1%
MID AMERICA MORTGAGE, INC. $52,640,000 $12,085,000 -77.0% 1.1%
CALIBER HOME LOANS, INC. $24,605,000 $11,220,000 -54.4% 1.0%
PENNYMAC LOAN SERVICES, LLC $9,165,000 $11,055,000 20.6% 1.0%
Independent Bank $13,060,000 $10,950,000 -16.2% 1.0%
TOWNE MORTGAGE COMPANY $11,220,000 $10,520,000 -6.2% 1.0%
STAUNTON FINANCIAL, INC. $12,955,000 $10,385,000 -19.8% 1.0%
INSPIRE HOME LOANS INC. $4,985,000 $10,015,000 100.9% 0.9%
CROSSCOUNTRY MORTGAGE, LLC $13,055,000 $10,010,000 -23.3% 0.9%
NEWREZ LLC $7,460,000 $9,515,000 27.5% 0.9%
Frankenmuth Credit Union $11,580,000 $9,500,000 -18.0% 0.9%
PNC Bank $10,615,000 $9,165,000 -13.7% 0.8%
Fifth Third Bank $18,790,000 $8,965,000 -52.3% 0.8%
TRIAD FINANCIAL SERVICES, INC. $10,055,000 $7,775,000 -22.7% 0.7%
UNION HOME MORTGAGE CORP. $9,540,000 $7,670,000 -19.6% 0.7%
WALKER & DUNLOP, LLC $6,745,000 n/a 0.6%
MUTUAL OF OMAHA MORTGAGE, INC. $2,200,000 $6,650,000 202.3% 0.6%
GUARANTEED RATE, INC. $19,085,000 $6,470,000 -66.1% 0.6%
Citizens Bank $10,070,000 $6,460,000 -35.8% 0.6%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $9,185,000 $6,230,000 -32.2% 0.6%
LOANDEPOT.COM, LLC $10,425,000 $6,070,000 -41.8% 0.6%
MICHIGAN MUTUAL, INC. $7,035,000 $5,920,000 -15.8% 0.5%
First Merchants Bank $12,600,000 $5,685,000 -54.9% 0.5%
ACADEMY MORTGAGE CORPORATION $6,735,000 $5,625,000 -16.5% 0.5%
GreenStone Farm Credit Services, FLCA $6,395,000 $5,590,000 -12.6% 0.5%
21ST MORTGAGE CORPORATION $2,110,000 $5,550,000 163.0% 0.5%
PLAZA HOME MORTGAGE, INC. $7,770,000 $5,480,000 -29.5% 0.5%
Sunflower Bank $15,785,000 $5,080,000 -67.8% 0.5%
LEGEND LENDING CORPORATION $18,450,000 $4,965,000 -73.1% 0.5%
CREDIT UNION ONE $7,165,000 $4,795,000 -33.1% 0.4%
ChoiceOne Bank $3,775,000 $4,475,000 18.5% 0.4%
SOVITA Credit Union $5,775,000 $4,355,000 -24.6% 0.4%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $8,000,000 $4,285,000 -46.4% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $14,125,000 $4,245,000 -69.9% 0.4%
Carrington Mortgage Services, LLC $4,345,000 $4,175,000 -3.9% 0.4%
SECURITY CREDIT UNION $6,695,000 $4,175,000 -37.6% 0.4%
FREEDOM MORTGAGE CORPORATION $13,320,000 $4,065,000 -69.5% 0.4%
NAVY FEDERAL CREDIT UNION $6,410,000 $4,055,000 -36.7% 0.4%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $480,000 $3,800,000 691.7% 0.3%
Bank of America $6,315,000 $3,620,000 -42.7% 0.3%
MOVEMENT MORTGAGE, LLC $2,125,000 $3,235,000 52.2% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,350,000 $2,935,000 -32.5% 0.3%
UNIVERSITY OF MICHIGAN CREDIT UNION $2,775,000 $2,925,000 5.4% 0.3%
MICHIGAN SCHOOLS AND GOVERNMENT $2,910,000 $2,815,000 -3.3% 0.3%
Prosperity Home Mortgage, LLC $1,845,000 $2,600,000 40.9% 0.2%
MORTGAGE CENTER L.C $2,355,000 $2,540,000 7.9% 0.2%
ZILLOW HOME LOANS, LLC $280,000 $2,530,000 803.6% 0.2%
EVERETT FINANCIAL, INC. $3,045,000 $2,520,000 -17.2% 0.2%
Wells Fargo Bank $8,925,000 $2,490,000 -72.1% 0.2%
Old National Bank $1,380,000 $2,470,000 79.0% 0.2%
NEW DAY FINANCIAL, LLC $4,080,000 $2,400,000 -41.2% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $430,000 $2,250,000 423.3% 0.2%
VIBE CREDIT UNION $1,115,000 $2,220,000 99.1% 0.2%
BROKER SOLUTIONS, INC. $3,730,000 $2,190,000 -41.3% 0.2%
TEAM ONE CREDIT UNION $5,400,000 $2,170,000 -59.8% 0.2%
LENDINGHOME FUNDING CORPORATION $1,385,000 $2,160,000 56.0% 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $2,615,000 $2,155,000 -17.6% 0.2%
AMERISAVE MORTGAGE CORPORATION $6,375,000 $2,150,000 -66.3% 0.2%
MEMBERFOCUS COMMUNITY $2,105,000 n/a 0.2%
Figure Lending LLC $2,110,000 $2,090,000 -0.9% 0.2%
Equity Prime Mortgage LLC $1,075,000 $1,980,000 84.2% 0.2%
U.S. Bank $4,885,000 $1,955,000 -60.0% 0.2%
Platinum Home Mortgage Corporation $3,620,000 $1,795,000 -50.4% 0.2%
CARDINAL FINANCIAL $5,765,000 $1,665,000 -71.1% 0.2%
PREMIA MORTGAGE, LLC $1,540,000 $1,645,000 6.8% 0.2%
Discover Bank $1,045,000 $1,605,000 53.6% 0.1%
NBKC BANK $105,000 $1,570,000 1,395.2% 0.1%
GREYSTONE SERVICING COMPANY LLC $20,005,000 $1,565,000 -92.2% 0.1%
University Bank $215,000 $1,530,000 611.6% 0.1%
DFCU FINANCIAL $1,175,000 $1,495,000 27.2% 0.1%
UNITED FINANCIAL Credit Union $1,095,000 $1,470,000 34.2% 0.1%
UIF CORPORATION $1,035,000 $1,395,000 34.8% 0.1%
Mercantile Bank of Michigan $360,000 $1,265,000 251.4% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $835,000 $1,265,000 51.5% 0.1%
PFCU $1,640,000 $1,265,000 -22.9% 0.1%
Wildfire Credit Union $1,410,000 $1,185,000 -16.0% 0.1%
Comerica Bank $1,615,000 $1,165,000 -27.9% 0.1%
MICHIGAN FIRST CREDIT UNION $1,790,000 $1,135,000 -36.6% 0.1%
Coastal Community Bank $1,055,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $455,000 $950,000 108.8% 0.1%
RUOFF MORTGAGE COMPANY, INC. $965,000 $940,000 -2.6% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $930,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $900,000 $915,000 1.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $6,055,000 $915,000 -84.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $960,000 $890,000 -7.3% 0.1%
VILLAGE CAPITAL MORTGAGE $1,130,000 $880,000 -22.1% 0.1%
Morgan Stanley Private Bank $335,000 $845,000 152.2% 0.1%
Paramount Residential Mortgage Group, Inc. $785,000 $800,000 1.9% 0.1%
BM Real Estate Services, Inc. $2,095,000 $795,000 -62.1% 0.1%
The Federal Savings Bank $620,000 $795,000 28.2% 0.1%
The Loan Store, Inc. $790,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $775,000 n/a 0.1%
Northpointe Bank $1,110,000 $745,000 -32.9% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $270,000 $735,000 172.2% 0.1%
CMG MORTGAGE, INC. $1,825,000 $730,000 -60.0% 0.1%
First Savings Bank $525,000 $695,000 32.4% 0.1%
1st State Financial, Ltd. $530,000 $690,000 30.2% 0.1%
COMMUNITY FINANCIAL CREDIT UNION $2,595,000 $690,000 -73.4% 0.1%
DELMAR FINANCIAL COMPANY $665,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $105,000 $665,000 533.3% 0.1%
LOANPAL, LLC $630,000 $650,000 3.2% 0.1%
PLANET HOME LENDING, LLC $880,000 $645,000 -26.7% 0.1%
MYCUMORTGAGE, LLC $645,000 $635,000 -1.6% 0.1%
Horizon Bank $2,970,000 $620,000 -79.1% 0.1%
First Federal Savings and Loan Association of Lakewood $615,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $950,000 $610,000 -35.8% 0.1%
Public Service Credit Union $605,000 n/a 0.1%
Citadel Servicing Corporation $590,000 n/a 0.1%
THE ANDERSON FINANCIAL GROUP, INC. $960,000 $580,000 -39.6% 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $95,000 $570,000 500.0% 0.1%
ROYAL UNITED MORTGAGE LLC $1,620,000 $570,000 -64.8% 0.1%
GUARANTEED RATE AFFINITY, LLC $560,000 n/a 0.1%
Commerce Home Mortgage, Inc. $1,085,000 $555,000 -48.8% 0.1%
MEMBER FIRST MORTGAGE, LLC $1,385,000 $545,000 -60.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $535,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $1,235,000 $530,000 -57.1% 0.0%
Dearborn Federal Savings Bank $510,000 n/a 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $505,000 n/a 0.0%
GVC MORTGAGE, INC. $505,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $3,250,000 $495,000 -84.8% 0.0%
GENEVA FINANCIAL, LLC $390,000 $490,000 25.6% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,665,000 $480,000 -71.2% 0.0%
LIMA ONE CAPITAL, LLC $2,090,000 $480,000 -77.0% 0.0%
SPRING EQ, LLC $460,000 $480,000 4.3% 0.0%
USAA Federal Savings Bank $2,270,000 $480,000 -78.9% 0.0%
The First National Bank of Middle Tennessee $415,000 $475,000 14.5% 0.0%
Thumb Bank and Trust $470,000 n/a 0.0%
Tri-County Bank $2,225,000 $465,000 -79.1% 0.0%
CONSUMERS $15,000 $445,000 2,866.7% 0.0%
Bank of Ann Arbor $980,000 $440,000 -55.1% 0.0%
Plains Commerce Bank $280,000 $435,000 55.4% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $565,000 $425,000 -24.8% 0.0%
Connexus Credit Union $425,000 n/a 0.0%
Quad City Bank and Trust Company $425,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $420,000 n/a 0.0%
SeaTrust Mortgage Company $405,000 n/a 0.0%
Neighborhood Loans, Inc. $235,000 $385,000 63.8% 0.0%
COMMUNITY CHOICE CREDIT UNION $475,000 $360,000 -24.2% 0.0%
NATIONS DIRECT MORTGAGE, LLC $2,175,000 $360,000 -83.4% 0.0%
Centier Bank $210,000 $355,000 69.0% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $280,000 $355,000 26.8% 0.0%
DOW CHEMICAL EMPLOYEES' $1,510,000 $340,000 -77.5% 0.0%
Summit Mortgage Corporation $340,000 n/a 0.0%
NexBank $315,000 $330,000 4.8% 0.0%
F&M Bank $325,000 n/a 0.0%
KeyBank $320,000 $320,000 0.0% 0.0%
Three Rivers Federal Credit Union $300,000 n/a 0.0%
M&T Bank $1,090,000 $290,000 -73.4% 0.0%
ENVOY MORTGAGE, LTD $2,020,000 $285,000 -85.9% 0.0%
INTERCAP LENDING INC. $285,000 n/a 0.0%
NP, Inc. $435,000 $285,000 -34.5% 0.0%
Capital Bank $275,000 n/a 0.0%
US MORTGAGE CORPORATION $275,000 n/a 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $305,000 $265,000 -13.1% 0.0%
HomePromise Corporation $265,000 $255,000 -3.8% 0.0%
Logan Finance Corporation $255,000 n/a 0.0%
Magnolia Bank $695,000 $255,000 -63.3% 0.0%
American Mortgage & Equity Consultants, Inc. $245,000 n/a 0.0%
Farmers Bank & Trust $245,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $315,000 $245,000 -22.2% 0.0%
LONGBRIDGE FINANCIAL, LLC $85,000 $245,000 188.2% 0.0%
VAN DYK MORTGAGE CORPORATION $525,000 $245,000 -53.3% 0.0%
Ally Bank $2,380,000 $235,000 -90.1% 0.0%
East Coast Capital Corp. $235,000 n/a 0.0%
OCMBC, INC. $235,000 n/a 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $215,000 n/a 0.0%
Bell Bank $215,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $215,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $995,000 $215,000 -78.4% 0.0%
UBS Bank USA $215,000 n/a 0.0%
AMERICAN HERITAGE LENDING, INC. $210,000 n/a 0.0%
JOLT CREDIT UNION $180,000 $210,000 16.7% 0.0%
ON Q FINANCIAL, INC. $205,000 n/a 0.0%
TOWER $205,000 n/a 0.0%
BAY EQUITY LLC $195,000 n/a 0.0%
EQUITY RESOURCES, INC. $195,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $195,000 n/a 0.0%
Pacor Mortgage Corp $195,000 n/a 0.0%
PHH Mortgage Corporation $1,090,000 $195,000 -82.1% 0.0%
RELIANCE FIRST CAPITAL, LLC $405,000 $195,000 -51.9% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $440,000 $195,000 -55.7% 0.0%
Credence Funding Corporation $185,000 n/a 0.0%
Florida Capital Bank $245,000 $185,000 -24.5% 0.0%
Lake Trust Credit Union $285,000 $185,000 -35.1% 0.0%
UNITED $185,000 n/a 0.0%
ADVANTAGE ONE Credit Union $290,000 $180,000 -37.9% 0.0%
AMERICAN FINANCING CORPORATION $420,000 $175,000 -58.3% 0.0%
First National Bank of Michigan $175,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $1,465,000 $170,000 -88.4% 0.0%
DOMINION FINANCIAL SERVICES, LLC $75,000 $165,000 120.0% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $165,000 $165,000 0.0% 0.0%
NATIONS RELIABLE LENDING, LLC $180,000 $165,000 -8.3% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $345,000 $165,000 -52.2% 0.0%
TLC COMMUNITY Credit Union $245,000 $165,000 -32.7% 0.0%
LENDSURE MORTGAGE CORP. $155,000 n/a 0.0%
St James Mortgage Corporation $290,000 $155,000 -46.6% 0.0%
BIRMINGHAM-BLOOMFIELD Credit Union $790,000 $150,000 -81.0% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $260,000 $145,000 -44.2% 0.0%
Homestead Savings Bank $145,000 n/a 0.0%
MY MORTGAGE, INC. $660,000 $145,000 -78.0% 0.0%
CoVantage Credit Union $125,000 n/a 0.0%
Glacier Bank $125,000 n/a 0.0%
HOMESITE MORTGAGE, LLC $185,000 $125,000 -32.4% 0.0%
SILVER HILL FUNDING, LLC $125,000 n/a 0.0%
Union Savings Bank $125,000 n/a 0.0%
GREENSTATE CREDIT UNION $335,000 $115,000 -65.7% 0.0%
GSF Mortgage Corporation $235,000 $115,000 -51.1% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $115,000 n/a 0.0%
ALLIANT CREDIT UNION $25,000 $110,000 340.0% 0.0%
Arvest Bank $545,000 $105,000 -80.7% 0.0%
GUIDANCE RESIDENTIAL, LLC $345,000 $105,000 -69.6% 0.0%
HOMESIDE FINANCIAL, LLC $1,525,000 $105,000 -93.1% 0.0%
LAFCU $270,000 $105,000 -61.1% 0.0%
Lakeview Community Capital, LLC $180,000 $95,000 -47.2% 0.0%
NFM, INC. $95,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $85,000 n/a 0.0%
CNB Bank $75,000 n/a 0.0%
Great Lakes Federal Credit Union $75,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $125,000 $75,000 -40.0% 0.0%
Bethpage Federal Credit Union $45,000 $65,000 44.4% 0.0%
GTE Federal Credit Union $55,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $445,000 $55,000 -87.6% 0.0%
Isabella Bank $50,000 n/a 0.0%
MidFirst Bank $50,000 n/a 0.0%
Baxter Credit Union $45,000 n/a 0.0%
HEALTH ADVANTAGE FEDERAL CREDIT UNION $230,000 $45,000 -80.4% 0.0%
Zeal Credit Union $45,000 n/a 0.0%
Citibank $330,000 $35,000 -89.4% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $355,000 $35,000 -90.1% 0.0%
Christian Financial Credit Union $25,000 n/a 0.0%
ADVIA $15,000 n/a 0.0%
CASE $1,655,000 $15,000 -99.1% 0.0%
Family First Credit Union $15,000 n/a 0.0%
Meijer Credit Union $15,000 n/a 0.0%
Michigan Educational Credit Union $655,000 $15,000 -97.7% 0.0%

FLINT's top lender by overall market share is QUICKEN LOANS, LLC, with 9.3% market share. In second place, with 8.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $90,990,000 in loans. In third place, with 4.7%, is Preston Home Loans Inc, having originated $51,270,000 in loans. In fourth place, with 4.6%, is J. VIRGIL, INC., having originated $49,850,000 in loans. In fifth place, with 4.2%, is The Huntington National Bank, having originated $46,170,000 in loans.


FLINT Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - FLINT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $139,900 (16.7%) $192,303 (16.1%) 0.52 1,039
2018-02-01 $148,950 (19.3%) $197,785 (16.8%) 0.54 973
2018-03-01 $155,000 (24.1%) $204,875 (16.2%) 0.54 948
2018-04-01 $167,675 (29.1%) $215,845 (16.1%) 0.57 959
2018-05-01 $169,425 (21.1%) $218,269 (13.3%) 0.57 1,064
2018-06-01 $169,900 (15.0%) $214,097 (8.7%) 0.57 1,126
2018-07-01 $169,450 (13.0%) $211,966 (7.8%) 0.57 1,192
2018-08-01 $166,000 (10.7%) $209,472 (7.4%) 0.56 1,348
2018-09-01 $162,500 (8.4%) $207,226 (6.5%) 0.55 1,422
2018-10-01 $159,000 (1.6%) $201,804 (1.2%) 0.54 1,417
2018-11-01 $151,500 (1.1%) $196,307 (0.0%) 0.51 1,397
2018-12-01 $144,900 (3.6%) $190,240 (-0.4%) 0.50 1,329
2019-01-01 $144,600 (3.4%) $189,537 (-1.4%) 0.50 1,214
2019-02-01 $149,450 (0.3%) $193,158 (-2.3%) 0.50 1,109
2019-03-01 $156,393 (0.9%) $202,812 (-1.0%) 0.51 1,059
2019-04-01 $165,000 (-1.6%) $215,878 (0.0%) 0.52 1,020
2019-05-01 $179,900 (6.2%) $227,672 (4.3%) 0.56 1,046
2019-06-01 $179,900 (5.9%) $225,857 (5.5%) 0.56 1,186
2019-07-01 $182,298 (7.6%) $228,108 (7.6%) 0.57 1,252
2019-08-01 $180,809 (8.9%) $222,769 (6.4%) 0.57 1,292
2019-09-01 $174,673 (7.5%) $213,785 (3.2%) 0.56 1,357
2019-10-01 $169,573 (6.7%) $206,466 (2.3%) 0.55 1,405
2019-11-01 $169,900 (12.2%) $210,543 (7.3%) 0.56 1,297
2019-12-01 $165,370 (14.1%) $212,347 (11.6%) 0.55 1,198
2020-01-01 $165,947 (14.8%) $215,236 (13.6%) 0.55 1,086
2020-02-01 $169,000 (13.1%) $216,576 (12.1%) 0.55 1,006
2020-03-01 $179,900 (15.0%) $225,904 (11.4%) 0.56 946
2020-04-01 $182,870 (10.8%) $226,481 (4.9%) 0.57 877
2020-05-01 $189,850 (5.5%) $233,420 (2.5%) 0.58 871
2020-06-01 $197,375 (9.7%) $250,995 (11.1%) 0.58 762
2020-07-01 $199,900 (9.7%) $261,878 (14.8%) 0.58 690
2020-08-01 $209,900 (16.1%) $275,079 (23.5%) 0.60 668
2020-09-01 $204,988 (17.4%) $268,552 (25.6%) 0.59 650
2020-10-01 $199,900 (17.9%) $260,928 (26.4%) 0.57 626
2020-11-01 $199,900 (17.7%) $262,430 (24.6%) 0.58 570
2020-12-01 $189,950 (14.9%) $260,205 (22.5%) 0.56 526
2021-01-01 $179,900 (8.4%) $258,080 (19.9%) 0.54 470
2021-02-01 $175,000 (3.6%) $271,029 (25.1%) 0.51 406
2021-03-01 $179,900 (0.0%) $261,269 (15.7%) 0.51 427
2021-04-01 $179,900 (-1.6%) $260,140 (14.9%) 0.49 465
2021-05-01 $185,000 (-2.6%) $255,205 (9.3%) 0.49 506
2021-06-01 $192,500 (-2.5%) $257,043 (2.4%) 0.51 591
2021-07-01 $199,900 (0.0%) $269,783 (3.0%) 0.53 651
2021-08-01 $209,925 (0.0%) $264,262 (-3.9%) 0.56 735
2021-09-01 $189,800 (-7.4%) $248,279 (-7.6%) 0.51 765
2021-10-01 $189,900 (-5.0%) $252,047 (-3.4%) 0.51 789
2021-11-01 $176,450 (-11.7%) $245,392 (-6.5%) 0.47 734
2021-12-01 $174,900 (-7.9%) $244,614 (-6.0%) 0.47 656
2022-01-01 $172,400 (-4.2%) $241,668 (-6.4%) 0.47 597
2022-02-01 $175,963 (0.6%) $258,762 (-4.5%) 0.46 539
2022-03-01 $199,950 (11.2%) $262,465 (0.5%) 0.50 553
2022-04-01 $214,950 (19.5%) $267,178 (2.7%) 0.51 575
2022-05-01 $219,900 (18.9%) $276,155 (8.2%) 0.50 645
2022-06-01 $234,975 (22.1%) $287,652 (11.9%) 0.52 726
2022-07-01 $220,000 (10.1%) $275,275 (2.0%) 0.50 959
2022-08-01 $219,900 (4.8%) $266,990 (1.0%) 0.51 1,025
2022-09-01 $214,900 (13.2%) $266,044 (7.2%) 0.50 1,007
2022-10-01 $209,900 (10.5%) $259,385 (2.9%) 0.49 1,046
2022-11-01 $198,475 (12.5%) $251,224 (2.4%) 0.48 1,049
2022-12-01 $185,000 (5.8%) $244,001 (-0.3%) 0.46 947
2023-01-01 $181,950 (5.5%) $247,261 (2.3%) 0.45 821
2023-02-01 $189,338 (7.6%) $257,628 (-0.4%) 0.46 746
2023-03-01 $181,975 (-9.0%) $253,016 (-3.6%) 0.43 662
2023-04-01 $184,250 (-14.3%) $258,197 (-3.4%) 0.43 614
2023-05-01 $184,925 (-15.9%) $259,006 (-6.2%) 0.42 638
2023-06-01 $179,450 (-23.6%) $261,576 (-9.1%) 0.40 649
2023-07-01 $207,500 (-5.7%) $268,610 (-2.4%) 0.47 654
2023-08-01 $209,925 (-4.5%) $260,099 (-2.6%) 0.48 742
2023-09-01 $199,900 (-7.0%) $254,818 (-4.2%) 0.47 794
2023-10-01 $192,000 (-8.5%) $252,667 (-2.6%) 0.45 829
2023-11-01 $199,900 (0.7%) $254,377 (1.3%) 0.48 827
2023-12-01 $198,950 (7.5%) $249,611 (2.3%) 0.49 804
2024-01-01 $192,425 (5.8%) $251,190 (1.6%) 0.47 711
2024-02-01 $194,900 (2.9%) $255,432 (-0.9%) 0.47 648
2024-03-01 $189,997 (4.4%) $253,860 (0.3%) 0.45 635
2024-04-01 $202,500 (9.9%) $258,529 (0.1%) 0.47 645
2024-05-01 $199,950 (8.1%) $268,714 (3.8%) 0.45 716
2024-06-01 $199,900 (11.4%) $257,947 (-1.4%) 0.45 801
2024-07-01 $199,500 (-3.9%) $259,088 (-3.6%) 0.46 851
2024-08-01 $200,000 (-4.7%) $254,484 (-2.2%) 0.47 897
2024-09-01 $192,425 (-3.7%) $237,906 (-6.6%) 0.45 928
2024-10-01 $184,950 (-3.7%) $228,770 (-9.5%) 0.44 962
2024-11-01 $174,900 (-12.5%) $224,443 (-11.8%) 0.42 1,040
FLINT's median listing price for 2024-11-01 was $174,900, a difference of $-25,000 (-12.5%) versus the prior year and $-10,050 versus the prior month.

FLINT's median listing price comes in at 42% of the national average.

FLINT's average listing price for 2024-11-01 was $224,443, a difference of $-29,934 (-11.8%) versus the prior year and $-4,327 versus the prior month.

For the 2024-11-01 period, FLINT had 1,040 MLS listings, a difference of 78 listings (8%) versus the prior month and 213 listings (26%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - FLINT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 74 days 1,511 sqft
2018-02-01 68 days 1,551 sqft
2018-03-01 61 days 1,568 sqft
2018-04-01 48 days 1,615 sqft
2018-05-01 39 days 1,624 sqft
2018-06-01 38 days 1,602 sqft
2018-07-01 43 days 1,609 sqft
2018-08-01 40 days 1,607 sqft
2018-09-01 47 days 1,600 sqft
2018-10-01 51 days 1,587 sqft
2018-11-01 55 days 1,551 sqft
2018-12-01 62 days 1,504 sqft
2019-01-01 73 days 1,500 sqft
2019-02-01 69 days 1,500 sqft
2019-03-01 56 days 1,541 sqft
2019-04-01 46 days 1,576 sqft
2019-05-01 43 days 1,600 sqft
2019-06-01 38 days 1,614 sqft
2019-07-01 43 days 1,627 sqft
2019-08-01 46 days 1,613 sqft
2019-09-01 49 days 1,594 sqft
2019-10-01 51 days 1,570 sqft
2019-11-01 59 days 1,562 sqft
2019-12-01 67 days 1,580 sqft
2020-01-01 79 days 1,600 sqft
2020-02-01 73 days 1,600 sqft
2020-03-01 53 days 1,621 sqft
2020-04-01 67 days 1,623 sqft
2020-05-01 72 days 1,619 sqft
2020-06-01 40 days 1,676 sqft
2020-07-01 39 days 1,706 sqft
2020-08-01 33 days 1,766 sqft
2020-09-01 32 days 1,700 sqft
2020-10-01 31 days 1,691 sqft
2020-11-01 39 days 1,692 sqft
2020-12-01 45 days 1,603 sqft
2021-01-01 40 days 1,520 sqft
2021-02-01 34 days 1,455 sqft
2021-03-01 30 days 1,462 sqft
2021-04-01 25 days 1,462 sqft
2021-05-01 26 days 1,481 sqft
2021-06-01 26 days 1,500 sqft
2021-07-01 25 days 1,576 sqft
2021-08-01 29 days 1,494 sqft
2021-09-01 33 days 1,448 sqft
2021-10-01 36 days 1,478 sqft
2021-11-01 45 days 1,419 sqft
2021-12-01 51 days 1,422 sqft
2022-01-01 52 days 1,418 sqft
2022-02-01 41 days 1,435 sqft
2022-03-01 29 days 1,451 sqft
2022-04-01 32 days 1,451 sqft
2022-05-01 31 days 1,495 sqft
2022-06-01 31 days 1,537 sqft
2022-07-01 29 days 1,536 sqft
2022-08-01 39 days 1,546 sqft
2022-09-01 46 days 1,544 sqft
2022-10-01 45 days 1,516 sqft
2022-11-01 48 days 1,469 sqft
2022-12-01 59 days 1,420 sqft
2023-01-01 68 days 1,400 sqft
2023-02-01 65 days 1,428 sqft
2023-03-01 50 days 1,395 sqft
2023-04-01 40 days 1,400 sqft
2023-05-01 31 days 1,437 sqft
2023-06-01 33 days 1,406 sqft
2023-07-01 37 days 1,450 sqft
2023-08-01 35 days 1,450 sqft
2023-09-01 44 days 1,450 sqft
2023-10-01 43 days 1,425 sqft
2023-11-01 45 days 1,424 sqft
2023-12-01 53 days 1,376 sqft
2024-01-01 61 days 1,343 sqft
2024-02-01 59 days 1,340 sqft
2024-03-01 53 days 1,347 sqft
2024-04-01 46 days 1,421 sqft
2024-05-01 37 days 1,385 sqft
2024-06-01 39 days 1,389 sqft
2024-07-01 41 days 1,378 sqft
2024-08-01 43 days 1,400 sqft
2024-09-01 45 days 1,362 sqft
2024-10-01 48 days 1,347 sqft
2024-11-01 52 days 1,320 sqft
FLINT's median listing age (time on market) for 2024-11-01 was 52 days. This is 16% longer than the same period one year ago.

FLINT's median square footage for active listings during the 2024-11-01 period was 1,320 sqft. One year prior, the average listing was 1,424 sqft.

FLINT, MI Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
48411 Flint, MI MSA $810 $940 $1,180 $1,470 $1,590
48415 Flint, MI MSA $670 $760 $1,000 $1,270 $1,340
48417 Flint, MI MSA $740 $840 $1,100 $1,400 $1,480
48418 Flint, MI MSA $750 $850 $1,060 $1,410 $1,510
48420 Flint, MI MSA $570 $660 $830 $1,030 $1,120
48421 Flint, MI MSA $850 $960 $1,220 $1,520 $1,640
48423 Flint, MI MSA $690 $790 $1,000 $1,250 $1,350
48429 Flint, MI MSA $630 $640 $840 $1,140 $1,190
48430 Flint, MI MSA $890 $1,060 $1,300 $1,680 $1,830
48433 Flint, MI MSA $680 $780 $980 $1,220 $1,330
48436 Flint, MI MSA $740 $850 $1,070 $1,340 $1,450
48437 Flint, MI MSA $570 $660 $830 $1,030 $1,120
48438 Flint, MI MSA $990 $1,140 $1,440 $1,790 $1,940
48439 Flint, MI MSA $720 $830 $1,040 $1,300 $1,410
48442 Flint, MI MSA $830 $930 $1,190 $1,480 $1,590
48449 Flint, MI MSA $650 $690 $890 $1,180 $1,240
48451 Flint, MI MSA $720 $850 $1,040 $1,360 $1,500
48457 Flint, MI MSA $630 $720 $920 $1,150 $1,240
48458 Flint, MI MSA $630 $730 $920 $1,150 $1,240
48460 Flint, MI MSA $610 $640 $850 $1,120 $1,180
48462 Flint, MI MSA $830 $930 $1,190 $1,480 $1,600
48463 Flint, MI MSA $660 $770 $980 $1,240 $1,330
48464 Flint, MI MSA $700 $790 $1,000 $1,250 $1,350
48473 Flint, MI MSA $760 $880 $1,110 $1,390 $1,500
48480 Flint, MI MSA $650 $750 $940 $1,170 $1,270
48501 Flint, MI MSA $650 $750 $940 $1,170 $1,270
48502 Flint, MI MSA $650 $750 $950 $1,190 $1,280
48503 Flint, MI MSA $630 $720 $910 $1,140 $1,230
48504 Flint, MI MSA $650 $750 $950 $1,190 $1,280
48505 Flint, MI MSA $590 $670 $850 $1,060 $1,150
48506 Flint, MI MSA $630 $720 $910 $1,140 $1,230
48507 Flint, MI MSA $620 $710 $900 $1,120 $1,220
48509 Flint, MI MSA $760 $880 $1,110 $1,390 $1,500
48519 Flint, MI MSA $720 $830 $1,050 $1,310 $1,420
48529 Flint, MI MSA $600 $690 $870 $1,090 $1,180
48531 Flint, MI MSA $650 $750 $940 $1,170 $1,270
48532 Flint, MI MSA $640 $740 $930 $1,160 $1,260
48550 Flint, MI MSA $650 $750 $940 $1,170 $1,270
48551 Flint, MI MSA $650 $750 $940 $1,170 $1,270
48553 Flint, MI MSA $650 $750 $940 $1,170 $1,270
48554 Flint, MI MSA $650 $750 $940 $1,170 $1,270
48746 Flint, MI MSA $630 $720 $910 $1,140 $1,230

2022 Average & Median Rent Data Statistics
FLINT, MI average 1BR rent: $789, median: $750
FLINT, MI average 2BR rent: $998, median: $945
FLINT, MI average 3BR rent: $1,256, median: $1,185

FLINT, MI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,157 $773,465,000 $186,063
Other 963 $62,045,000 $64,429
Cash Out Refi 930 $122,930,000 $132,183
Home Improvement 773 $53,325,000 $68,984
Refi 426 $78,980,000 $185,399
NA 1 $185,000 $185,000

Flint's most frequently cited loan purpose was Home Purchase, with 4,157 originations. The 2nd most popular reason was Other, with 963 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,671 $469,165,000 $175,651
7-8% 1,927 $290,435,000 $150,719
Over 8% 1,568 $122,610,000 $78,195
5-6% 844 $159,400,000 $188,863
4-5% 89 $21,825,000 $245,225
<2.5% 32 $18,140,000 $566,875
2.5-3% 17 $1,555,000 $91,471
3-4% 14 $900,000 $64,286

During 2023, Flint's most frequently originated rate bucket was 6-7%, with 2,671 originations.

Loan Sizing (FLINT, MI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 3,052 $159,840,000 $52,372
$100k-200k 2,358 $349,050,000 $148,028
$200k-400k 1,634 $431,140,000 $263,856
$400k-600k 153 $71,505,000 $467,353
$600k-1000k 34 $23,810,000 $700,294
$Over $1MM 19 $55,585,000 $2,925,526

FLINT's loan sizing saw the bucket of loans from $100,000 or less with 3,052 originations, totaling $159,840,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,146 $614,470,000 $195,318
60-80% 1,229 $227,165,000 $184,837
Under 20% 1,057 $40,095,000 $37,933
20-40% 972 $75,240,000 $77,407
40-60% 544 $86,770,000 $159,504
Over 100% 50 $30,200,000 $604,000

FLINT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,146 originations, totaling $614,470,000 in origination value.