Holland Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Holland averaged
7%
for the week of 2025-02-13, compared to the national average of
6.87% for the same period.
The average rate for the prior week (2025-02-06) was
6.72% and
one month ago for the week of 2025-01-09, the
average rate was 6.76%.
Holland's average rate one year ago was 6.87%.
For refis of the same type during the week of 2025-02-13, the average rate
was 7.85%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-02-13 | 6.87% |
| Holland 30 Year Fixed Rate | 2025-02-13 | 7% |
| Holland 30 Year Fixed Rate Refi | 2025-02-13 | 7.85% |
| Holland 15 Year Fixed Rate | 2025-02-13 | 5.89% |
| Holland 15 Year Fixed Rate Refi | 2025-02-13 | 6.49% |
| Holland 30 Year FHA | 2025-02-13 | 6.81% |
| Holland 30 Year FHA Refi | 2025-02-13 | 6.72% |
| Holland 30 Year USDA | 2025-02-13 | 6.43% |
| Holland 30 Year USDA Refi | 2025-02-13 | 6.33% |
| Holland 30 Year VA | 2025-02-13 | 6.53% |
| Holland 30 Year VA Refi | 2025-02-13 | 6.23% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Holland, MI.
Holland Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Holland, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Holland Average Closing Costs & Other Stats
Holland, MI's 126 lenders originated 2,819
loans during 2023. The total origination value was $551,555,000, with an average loan value of
$195,656.
Holland's average closing costs are $4,082.
The top Holland lender as defined by loan originations is LAKE MICHIGAN CREDIT UNION, with
136 loans originated. Their average total fees are
$3,396, which is $1,737
lower than the next largest lender,
Neighborhood Loans, Inc..
The lowest fee Holland lenders (with over 10 loans originated) are
United Bank of Michigan ($2,232), Macatawa Bank ($2,950), Old National Bank ($2,982), CONSUMERS ($3,207) and ARBOR FINANCIAL CREDIT UNION ($3,250).
The lowest rate Holland lenders (with over 10 loans originated) are
Macatawa Bank (6.07%), ARBOR FINANCIAL CREDIT UNION (6.29%), United Bank of Michigan (6.37%), Independent Bank (6.56%) and MORTGAGE CENTER L.C (6.60%).
Holland, MI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| LAKE MICHIGAN CREDIT UNION | $112,385,000 | $71,940,000 | -36.0% | 13.0% |
| The Huntington National Bank | $66,420,000 | $41,840,000 | -37.0% | 7.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $23,805,000 | $25,775,000 | 8.3% | 4.7% |
| Macatawa Bank | $24,530,000 | $23,685,000 | -3.4% | 4.3% |
| QUICKEN LOANS, LLC | $32,235,000 | $22,640,000 | -29.8% | 4.1% |
| Neighborhood Loans, Inc. | $19,490,000 | $22,475,000 | 15.3% | 4.1% |
| CONSUMERS | $31,445,000 | $22,090,000 | -29.8% | 4.0% |
| United Bank of Michigan | $24,465,000 | $20,250,000 | -17.2% | 3.7% |
| Fifth Third Bank | $41,565,000 | $20,160,000 | -51.5% | 3.7% |
| Mercantile Bank of Michigan | $24,940,000 | $13,610,000 | -45.4% | 2.5% |
| The Dart Bank | $10,685,000 | $13,500,000 | 26.3% | 2.4% |
| Old National Bank | $18,700,000 | $10,420,000 | -44.3% | 1.9% |
| ARBOR FINANCIAL CREDIT UNION | $18,025,000 | $10,080,000 | -44.1% | 1.8% |
| PNC Bank | $11,785,000 | $9,830,000 | -16.6% | 1.8% |
| NORTHERN MORTGAGE SERVICES, LLC | $10,485,000 | $8,745,000 | -16.6% | 1.6% |
| GreenStone Farm Credit Services, FLCA | $7,050,000 | $8,545,000 | 21.2% | 1.5% |
| West Michigan Community Bank | $8,090,000 | $8,125,000 | 0.4% | 1.5% |
| Independent Bank | $14,185,000 | $7,420,000 | -47.7% | 1.3% |
| UNITED | $12,270,000 | $6,895,000 | -43.8% | 1.3% |
| Honor Credit Union | $9,370,000 | $6,620,000 | -29.3% | 1.2% |
| MORTGAGE CENTER L.C | $10,675,000 | $5,610,000 | -47.4% | 1.0% |
| MORTGAGE 1 INCORPORATED | $11,055,000 | $5,330,000 | -51.8% | 1.0% |
| ADVIA | $8,375,000 | $5,275,000 | -37.0% | 1.0% |
| UNION HOME MORTGAGE CORP. | $6,235,000 | $5,025,000 | -19.4% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $5,025,000 | $4,840,000 | -3.7% | 0.9% |
| SUCCESS MORTGAGE PARTNERS, INC. | $5,800,000 | $4,095,000 | -29.4% | 0.7% |
| JPMorgan Chase Bank | $12,190,000 | $3,800,000 | -68.8% | 0.7% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,225,000 | $3,600,000 | 193.9% | 0.7% |
| RUOFF MORTGAGE COMPANY, INC. | $5,510,000 | $3,570,000 | -35.2% | 0.6% |
| Mortgage Research Center, LLC | $5,480,000 | $3,540,000 | -35.4% | 0.6% |
| OAK MORTGAGE, LLC | $6,325,000 | $3,415,000 | -46.0% | 0.6% |
| NEWREZ LLC | $2,105,000 | $3,390,000 | 61.0% | 0.6% |
| CHURCHILL MORTGAGE CORPORATION | $4,525,000 | $3,115,000 | -31.2% | 0.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $4,525,000 | $3,080,000 | -31.9% | 0.6% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $2,960,000 | $3,025,000 | 2.2% | 0.5% |
| TRIAD FINANCIAL SERVICES, INC. | $2,835,000 | $2,945,000 | 3.9% | 0.5% |
| Northpointe Bank | $12,165,000 | $2,660,000 | -78.1% | 0.5% |
| Horizon Bank | $7,490,000 | $2,565,000 | -65.8% | 0.5% |
| Adventure Credit Union | $1,350,000 | $2,455,000 | 81.9% | 0.4% |
| Flagstar Bank, FSB | $4,765,000 | $2,435,000 | -48.9% | 0.4% |
| Grand River Bank | $1,270,000 | $2,405,000 | 89.4% | 0.4% |
| LOANDEPOT.COM, LLC | $6,645,000 | $2,220,000 | -66.6% | 0.4% |
| ARC HOME LLC | $2,145,000 | n/a | 0.4% | |
| NAVY FEDERAL CREDIT UNION | $2,020,000 | $2,125,000 | 5.2% | 0.4% |
| 21ST MORTGAGE CORPORATION | $2,320,000 | $2,120,000 | -8.6% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,565,000 | $2,100,000 | 34.2% | 0.4% |
| U.S. Bank | $4,355,000 | $1,875,000 | -56.9% | 0.3% |
| MICHIGAN MUTUAL, INC. | $1,430,000 | $1,865,000 | 30.4% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $665,000 | $1,760,000 | 164.7% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,965,000 | $1,750,000 | -64.8% | 0.3% |
| GUARANTEED RATE, INC. | $6,415,000 | $1,700,000 | -73.5% | 0.3% |
| Citibank | $1,690,000 | n/a | 0.3% | |
| PENNYMAC LOAN SERVICES, LLC | $1,995,000 | $1,560,000 | -21.8% | 0.3% |
| GSF Mortgage Corporation | $205,000 | $1,550,000 | 656.1% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $375,000 | $1,510,000 | 302.7% | 0.3% |
| City National Bank | $1,510,000 | n/a | 0.3% | |
| AMERICAN HERITAGE LENDING, INC. | $1,505,000 | n/a | 0.3% | |
| UNIVERSITY OF MICHIGAN CREDIT UNION | $1,460,000 | n/a | 0.3% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,045,000 | $1,455,000 | -28.9% | 0.3% |
| Bank of America | $6,255,000 | $1,435,000 | -77.1% | 0.3% |
| DFCU FINANCIAL | $1,525,000 | $1,385,000 | -9.2% | 0.3% |
| Citizens Bank | $1,500,000 | $1,380,000 | -8.0% | 0.3% |
| AAC Credit Union | $2,140,000 | $1,230,000 | -42.5% | 0.2% |
| Carrington Mortgage Services, LLC | $925,000 | $1,225,000 | 32.4% | 0.2% |
| CLEARPATH LENDING | $775,000 | $1,185,000 | 52.9% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $75,000 | $1,165,000 | 1,453.3% | 0.2% |
| CONTOUR MORTGAGE CORPORATION | $155,000 | $1,145,000 | 638.7% | 0.2% |
| GUILD MORTGAGE COMPANY | $1,125,000 | n/a | 0.2% | |
| LENDINGHOME FUNDING CORPORATION | $520,000 | $1,100,000 | 111.5% | 0.2% |
| Morgan Stanley Private Bank | $1,405,000 | $1,065,000 | -24.2% | 0.2% |
| FREEDOM MORTGAGE CORPORATION | $2,615,000 | $1,055,000 | -59.7% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $1,985,000 | $1,050,000 | -47.1% | 0.2% |
| TOP FLITE FINANCIAL, INC. | $2,420,000 | $1,035,000 | -57.2% | 0.2% |
| MMS MORTGAGE SERVICES, LTD. | $1,040,000 | $1,005,000 | -3.4% | 0.2% |
| UBS Bank USA | $2,525,000 | $1,005,000 | -60.2% | 0.2% |
| CMG MORTGAGE, INC. | $985,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $3,120,000 | $950,000 | -69.6% | 0.2% |
| Kellogg Community Credit Union | $420,000 | $950,000 | 126.2% | 0.2% |
| CARDINAL FINANCIAL | $1,545,000 | $915,000 | -40.8% | 0.2% |
| Comerica Bank | $2,495,000 | $905,000 | -63.7% | 0.2% |
| GVC MORTGAGE, INC. | $1,075,000 | $900,000 | -16.3% | 0.2% |
| Community West Credit Union | $1,390,000 | $895,000 | -35.6% | 0.2% |
| ChoiceOne Bank | $1,620,000 | $890,000 | -45.1% | 0.2% |
| BMO Harris Bank | $3,315,000 | $865,000 | -73.9% | 0.2% |
| Parda Federal Credit Union | $795,000 | n/a | 0.1% | |
| Sturgis Bank & Trust Company | $2,140,000 | $785,000 | -63.3% | 0.1% |
| T2 FINANCIAL LLC | $860,000 | $785,000 | -8.7% | 0.1% |
| Raymond James Bank | $770,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $755,000 | n/a | 0.1% | |
| First Merchants Bank | $235,000 | $755,000 | 221.3% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,585,000 | $750,000 | -71.0% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,265,000 | $710,000 | -43.9% | 0.1% |
| Wells Fargo Bank | $6,610,000 | $700,000 | -89.4% | 0.1% |
| Nations Lending Corporation | $1,165,000 | $680,000 | -41.6% | 0.1% |
| HOMESTAR FINANCIAL CORPORATION | $665,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $645,000 | $660,000 | 2.3% | 0.1% |
| Associated Bank | $3,250,000 | $645,000 | -80.2% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $645,000 | n/a | 0.1% | |
| Discover Bank | $315,000 | $635,000 | 101.6% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $7,455,000 | $615,000 | -91.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $615,000 | n/a | 0.1% | |
| Plains Commerce Bank | $605,000 | n/a | 0.1% | |
| SUMMIT HOME MORTGAGE, LLC | $645,000 | $585,000 | -9.3% | 0.1% |
| Farmers Bank & Trust | $580,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $575,000 | n/a | 0.1% | |
| BROKER SOLUTIONS, INC. | $2,220,000 | $550,000 | -75.2% | 0.1% |
| Figure Lending LLC | $380,000 | $550,000 | 44.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,150,000 | $540,000 | -53.0% | 0.1% |
| COREVEST AMERICAN FINANCE LENDER LLC | $505,000 | n/a | 0.1% | |
| MICHIGAN SCHOOLS AND GOVERNMENT | $500,000 | n/a | 0.1% | |
| USAA Federal Savings Bank | $1,715,000 | $480,000 | -72.0% | 0.1% |
| MICHIGAN FIRST CREDIT UNION | $290,000 | $465,000 | 60.3% | 0.1% |
| OMNI Community Credit Union | $365,000 | $465,000 | 27.4% | 0.1% |
| DOW CHEMICAL EMPLOYEES' | $455,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $250,000 | $455,000 | 82.0% | 0.1% |
| STAUNTON FINANCIAL, INC. | $455,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $735,000 | $450,000 | -38.8% | 0.1% |
| Preston Home Loans Inc | $450,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $445,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $430,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $425,000 | n/a | 0.1% | |
| Stifel Bank and Trust | $755,000 | $415,000 | -45.0% | 0.1% |
| Centier Bank | $25,000 | $405,000 | 1,520.0% | 0.1% |
| LAFCU | $395,000 | n/a | 0.1% | |
| CREDIT UNION ONE | $960,000 | $390,000 | -59.4% | 0.1% |
| Bethpage Federal Credit Union | $385,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $375,000 | n/a | 0.1% | |
| DIGITAL Federal Credit Union | $365,000 | n/a | 0.1% | |
| Peoples Bank | $365,000 | n/a | 0.1% | |
| The State Bank | $400,000 | $365,000 | -8.8% | 0.1% |
| Busey Bank | $1,045,000 | $355,000 | -66.0% | 0.1% |
| Highpoint Community Bank | $1,430,000 | $355,000 | -75.2% | 0.1% |
| Ally Bank | $470,000 | $335,000 | -28.7% | 0.1% |
| THE ANDERSON FINANCIAL GROUP, INC. | $335,000 | n/a | 0.1% | |
| KALSEE CREDIT UNION | $530,000 | $325,000 | -38.7% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $315,000 | n/a | 0.1% | |
| INB | $315,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $315,000 | n/a | 0.1% | |
| First Federal Bank | $305,000 | n/a | 0.1% | |
| TEAM ONE CREDIT UNION | $305,000 | n/a | 0.1% | |
| Platinum Home Mortgage Corporation | $295,000 | n/a | 0.1% | |
| University Bank | $285,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $265,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $1,550,000 | $255,000 | -83.5% | 0.0% |
| Coastal Community Bank | $250,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $245,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $245,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $470,000 | $245,000 | -47.9% | 0.0% |
| Pacor Mortgage Corp | $490,000 | $240,000 | -51.0% | 0.0% |
| PROPER RATE, LLC | $1,040,000 | $235,000 | -77.4% | 0.0% |
| GREENWOOD | $225,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $225,000 | n/a | 0.0% | |
| NMSI, INC. | $225,000 | n/a | 0.0% | |
| ROSS MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| The Federal Savings Bank | $870,000 | $225,000 | -74.1% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $215,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $215,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $1,115,000 | $215,000 | -80.7% | 0.0% |
| Lake Trust Credit Union | $335,000 | $210,000 | -37.3% | 0.0% |
| MICHIGAN ONE COMMUNITY Credit Union | $750,000 | $210,000 | -72.0% | 0.0% |
| BM Real Estate Services, Inc. | $1,160,000 | $205,000 | -82.3% | 0.0% |
| COMMUNITY CHOICE CREDIT UNION | $485,000 | $205,000 | -57.7% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $205,000 | n/a | 0.0% | |
| Armed Forces Bank | $195,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $195,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $480,000 | $185,000 | -61.5% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $185,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $330,000 | $185,000 | -43.9% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $530,000 | $185,000 | -65.1% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $155,000 | $180,000 | 16.1% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $165,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $575,000 | $155,000 | -73.0% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $205,000 | $150,000 | -26.8% | 0.0% |
| COMPASS MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $450,000 | $145,000 | -67.8% | 0.0% |
| FIRST STATE BANK | $145,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $135,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $135,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $75,000 | $130,000 | 73.3% | 0.0% |
| EMM LOANS LLC | $115,000 | n/a | 0.0% | |
| First Savings Bank | $115,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $115,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $115,000 | n/a | 0.0% | |
| BEACON CREDIT UNION | $105,000 | n/a | 0.0% | |
| Dort Financial Credit Union | $545,000 | $105,000 | -80.7% | 0.0% |
| KENT COUNTY CREDIT UNION | $35,000 | $90,000 | 157.1% | 0.0% |
| MEMBERS FIRST Credit Union | $345,000 | $75,000 | -78.3% | 0.0% |
| Service Federal Credit Union | $55,000 | n/a | 0.0% | |
| MARSHALL COMMUNITY CREDIT UNION | $45,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| West Michigan Credit Union | $35,000 | $45,000 | 28.6% | 0.0% |
| Consumers Professional Credit Union | $35,000 | n/a | 0.0% | |
| GENISYS | $1,455,000 | $25,000 | -98.3% | 0.0% |
| Meijer Credit Union | $490,000 | $25,000 | -94.9% | 0.0% |
| RIVER VALLEY CREDIT UNION | $15,000 | n/a | 0.0% |
Holland's top lender by overall market share is LAKE MICHIGAN CREDIT UNION, with 13.0% market share. In second place, with 7.6%, is The Huntington National Bank, having originated $41,840,000 in loans. In third place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $25,775,000 in loans. In fourth place, with 4.3%, is Macatawa Bank, having originated $23,685,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $22,640,000 in loans.
Holland Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Holland (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $266,669 (-10.9%) | $422,146 (-17.4%) | 0.00 | 346 |
| 2018-02-01 | $270,675 (-14.0%) | $449,276 (-16.9%) | 0.00 | 329 |
| 2018-03-01 | $287,800 (-5.0%) | $470,339 (-14.2%) | 0.00 | 332 |
| 2018-04-01 | $281,725 (-12.0%) | $462,716 (-14.0%) | 0.00 | 347 |
| 2018-05-01 | $298,450 (1.2%) | $460,931 (-2.9%) | 0.00 | 380 |
| 2018-06-01 | $319,900 (11.8%) | $468,620 (3.1%) | 0.00 | 410 |
| 2018-07-01 | $317,500 (13.4%) | $458,810 (3.4%) | 0.00 | 455 |
| 2018-08-01 | $291,700 (5.3%) | $441,283 (2.6%) | 0.00 | 461 |
| 2018-09-01 | $279,900 (4.1%) | $445,333 (4.7%) | 0.00 | 450 |
| 2018-10-01 | $295,500 (10.5%) | $448,794 (9.7%) | 0.00 | 449 |
| 2018-11-01 | $304,900 (12.2%) | $465,306 (11.8%) | 0.00 | 438 |
| 2018-12-01 | $299,000 (13.6%) | $460,857 (11.2%) | 0.00 | 381 |
| 2019-01-01 | $293,400 (10.0%) | $454,327 (7.6%) | 0.00 | 334 |
| 2019-02-01 | $313,350 (15.8%) | $485,102 (8.0%) | 0.00 | 318 |
| 2019-03-01 | $326,407 (13.4%) | $495,443 (5.3%) | 0.00 | 342 |
| 2019-04-01 | $334,975 (18.9%) | $513,415 (11.0%) | 0.00 | 352 |
| 2019-05-01 | $335,000 (12.3%) | $497,090 (7.8%) | 0.00 | 391 |
| 2019-06-01 | $335,000 (4.7%) | $483,956 (3.3%) | 0.00 | 448 |
| 2019-07-01 | $337,319 (6.2%) | $473,624 (3.2%) | 0.00 | 495 |
| 2019-08-01 | $328,553 (12.6%) | $465,254 (5.4%) | 0.00 | 503 |
| 2019-09-01 | $326,498 (16.7%) | $461,911 (3.7%) | 0.00 | 516 |
| 2019-10-01 | $321,950 (9.0%) | $458,252 (2.1%) | 0.00 | 527 |
| 2019-11-01 | $314,950 (3.3%) | $456,993 (-1.8%) | 0.00 | 477 |
| 2019-12-01 | $297,725 (-0.4%) | $457,988 (-0.6%) | 0.00 | 437 |
| 2020-01-01 | $291,400 (-0.7%) | $442,599 (-2.6%) | 0.00 | 383 |
| 2020-02-01 | $327,000 (4.4%) | $491,354 (1.3%) | 0.00 | 354 |
| 2020-03-01 | $339,225 (3.9%) | $503,392 (1.6%) | 0.00 | 349 |
| 2020-04-01 | $339,900 (1.5%) | $489,269 (-4.7%) | 0.00 | 356 |
| 2020-05-01 | $339,900 (1.5%) | $492,089 (-1.0%) | 0.00 | 372 |
| 2020-06-01 | $363,900 (8.6%) | $530,070 (9.5%) | 0.00 | 344 |
| 2020-07-01 | $371,050 (10.0%) | $536,197 (13.2%) | 0.00 | 333 |
| 2020-08-01 | $379,500 (15.5%) | $581,506 (25.0%) | 0.00 | 275 |
| 2020-09-01 | $399,250 (22.3%) | $609,906 (32.0%) | 0.00 | 249 |
| 2020-10-01 | $399,900 (24.2%) | $669,300 (46.1%) | 0.00 | 224 |
| 2020-11-01 | $381,950 (21.3%) | $644,897 (41.1%) | 0.00 | 195 |
| 2020-12-01 | $356,975 (19.9%) | $638,143 (39.3%) | 0.00 | 177 |
| 2021-01-01 | $345,983 (18.7%) | $613,666 (38.7%) | 0.00 | 157 |
| 2021-02-01 | $355,600 (8.8%) | $643,321 (30.9%) | 0.00 | 130 |
| 2021-03-01 | $344,128 (1.5%) | $633,567 (25.9%) | 0.00 | 124 |
| 2021-04-01 | $358,355 (5.4%) | $666,745 (36.3%) | 0.00 | 127 |
| 2021-05-01 | $370,000 (8.9%) | $694,430 (41.1%) | 0.00 | 141 |
| 2021-06-01 | $359,950 (-1.1%) | $680,679 (28.4%) | 0.00 | 160 |
| 2021-07-01 | $359,900 (-3.0%) | $644,433 (20.2%) | 0.00 | 182 |
| 2021-08-01 | $365,725 (-3.6%) | $635,147 (9.2%) | 0.00 | 191 |
| 2021-09-01 | $367,500 (-8.0%) | $614,488 (0.8%) | 0.00 | 178 |
| 2021-10-01 | $399,450 (-0.1%) | $670,455 (0.2%) | 0.00 | 161 |
| 2021-11-01 | $404,950 (6.0%) | $686,419 (6.4%) | 0.00 | 142 |
| 2021-12-01 | $398,450 (11.6%) | $670,624 (5.1%) | 0.00 | 121 |
| 2022-01-01 | $359,000 (3.8%) | $629,164 (2.5%) | 0.00 | 86 |
| 2022-02-01 | $389,250 (9.5%) | $652,743 (1.5%) | 0.00 | 69 |
| 2022-03-01 | $375,363 (9.1%) | $632,495 (-0.2%) | 0.00 | 79 |
| 2022-04-01 | $400,000 (11.6%) | $622,252 (-6.7%) | 0.00 | 96 |
| 2022-05-01 | $414,313 (12.0%) | $629,376 (-9.4%) | 0.00 | 128 |
| 2022-06-01 | $429,675 (19.4%) | $647,554 (-4.9%) | 0.00 | 169 |
| 2022-07-01 | $415,000 (15.3%) | $588,052 (-8.8%) | 0.00 | 215 |
| 2022-08-01 | $426,000 (16.5%) | $591,142 (-6.9%) | 0.00 | 228 |
| 2022-09-01 | $437,250 (19.0%) | $615,731 (0.2%) | 0.00 | 212 |
| 2022-10-01 | $425,000 (6.4%) | $620,885 (-7.4%) | 0.00 | 216 |
| 2022-11-01 | $391,675 (-3.3%) | $579,677 (-15.6%) | 0.00 | 214 |
| 2022-12-01 | $385,000 (-3.4%) | $575,388 (-14.2%) | 0.00 | 173 |
| 2023-01-01 | $391,425 (9.0%) | $560,983 (-10.8%) | 0.00 | 141 |
| 2023-02-01 | $399,900 (2.7%) | $630,366 (-3.4%) | 0.00 | 112 |
| 2023-03-01 | $415,225 (10.6%) | $686,525 (8.5%) | 0.00 | 104 |
| 2023-04-01 | $465,680 (16.4%) | $743,688 (19.5%) | 0.00 | 113 |
| 2023-05-01 | $464,300 (12.1%) | $715,082 (13.6%) | 0.00 | 130 |
| 2023-06-01 | $484,975 (12.9%) | $698,603 (7.9%) | 0.00 | 133 |
| 2023-07-01 | $450,000 (8.4%) | $653,243 (11.1%) | 0.00 | 150 |
| 2023-08-01 | $431,175 (1.2%) | $715,019 (21.0%) | 0.00 | 162 |
| 2023-09-01 | $425,000 (-2.8%) | $712,425 (15.7%) | 0.00 | 184 |
| 2023-10-01 | $412,425 (-3.0%) | $710,013 (14.4%) | 0.00 | 209 |
| 2023-11-01 | $399,900 (2.1%) | $691,087 (19.2%) | 0.00 | 192 |
| 2023-12-01 | $407,450 (5.8%) | $693,206 (20.5%) | 0.00 | 167 |
| 2024-01-01 | $402,200 (2.8%) | $610,106 (8.8%) | 0.00 | 143 |
| 2024-02-01 | $423,500 (5.9%) | $629,918 (-0.1%) | 0.00 | 131 |
| 2024-03-01 | $456,450 (9.9%) | $656,291 (-4.4%) | 0.00 | 136 |
| 2024-04-01 | $469,375 (0.8%) | $695,171 (-6.5%) | 0.00 | 146 |
| 2024-05-01 | $457,450 (-1.5%) | $692,485 (-3.2%) | 0.00 | 178 |
| 2024-06-01 | $450,000 (-7.2%) | $720,783 (3.2%) | 0.00 | 212 |
| 2024-07-01 | $433,713 (-3.6%) | $730,996 (11.9%) | 0.00 | 217 |
| 2024-08-01 | $425,000 (-1.4%) | $703,337 (-1.6%) | 0.00 | 249 |
| 2024-09-01 | $422,425 (-0.6%) | $692,260 (-2.8%) | 0.00 | 237 |
| 2024-10-01 | $423,250 (2.6%) | $674,291 (-5.0%) | 0.00 | 257 |
| 2024-11-01 | $430,000 (7.5%) | $667,298 (-3.4%) | 0.00 | 240 |
| 2024-12-01 | $423,050 (3.8%) | $601,435 (-13.2%) | 0.00 | 207 |
| 2025-01-01 | $421,075 (4.7%) | $574,137 (-5.9%) | 0.00 | 173 |
Holland's median listing price for 2025-01-01 was $421,075, a difference of
$18,875
(4.7%) versus the prior year and
$-1,975 versus the prior month.
Holland's median listing price comes in at 0% of the national average.
Holland's average listing price for 2025-01-01 was $574,137, a difference of $-35,969 (-5.9%) versus the prior year and $-27,298 versus the prior month.
For the 2025-01-01 period, Holland had 173 MLS listings, a difference of -34 listings (-16%) versus the prior month and 30 listings (21%) versus the prior year.
Holland's median listing price comes in at 0% of the national average.
Holland's average listing price for 2025-01-01 was $574,137, a difference of $-35,969 (-5.9%) versus the prior year and $-27,298 versus the prior month.
For the 2025-01-01 period, Holland had 173 MLS listings, a difference of -34 listings (-16%) versus the prior month and 30 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Holland (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,056 sqft |
| 2018-02-01 | 0 days | 2,057 sqft |
| 2018-03-01 | 0 days | 2,100 sqft |
| 2018-04-01 | 0 days | 2,033 sqft |
| 2018-05-01 | 0 days | 2,077 sqft |
| 2018-06-01 | 0 days | 2,076 sqft |
| 2018-07-01 | 0 days | 2,085 sqft |
| 2018-08-01 | 0 days | 2,027 sqft |
| 2018-09-01 | 0 days | 1,961 sqft |
| 2018-10-01 | 0 days | 2,030 sqft |
| 2018-11-01 | 0 days | 2,044 sqft |
| 2018-12-01 | 0 days | 2,008 sqft |
| 2019-01-01 | 0 days | 1,984 sqft |
| 2019-02-01 | 0 days | 1,987 sqft |
| 2019-03-01 | 0 days | 2,008 sqft |
| 2019-04-01 | 0 days | 2,018 sqft |
| 2019-05-01 | 0 days | 2,005 sqft |
| 2019-06-01 | 0 days | 2,062 sqft |
| 2019-07-01 | 0 days | 2,091 sqft |
| 2019-08-01 | 0 days | 2,083 sqft |
| 2019-09-01 | 0 days | 2,057 sqft |
| 2019-10-01 | 0 days | 2,033 sqft |
| 2019-11-01 | 0 days | 2,019 sqft |
| 2019-12-01 | 0 days | 2,003 sqft |
| 2020-01-01 | 0 days | 1,990 sqft |
| 2020-02-01 | 0 days | 2,012 sqft |
| 2020-03-01 | 0 days | 1,991 sqft |
| 2020-04-01 | 0 days | 2,023 sqft |
| 2020-05-01 | 0 days | 2,031 sqft |
| 2020-06-01 | 0 days | 2,037 sqft |
| 2020-07-01 | 0 days | 2,018 sqft |
| 2020-08-01 | 0 days | 2,072 sqft |
| 2020-09-01 | 0 days | 2,240 sqft |
| 2020-10-01 | 0 days | 2,196 sqft |
| 2020-11-01 | 0 days | 2,177 sqft |
| 2020-12-01 | 0 days | 2,129 sqft |
| 2021-01-01 | 0 days | 2,167 sqft |
| 2021-02-01 | 0 days | 2,186 sqft |
| 2021-03-01 | 0 days | 2,126 sqft |
| 2021-04-01 | 0 days | 2,106 sqft |
| 2021-05-01 | 0 days | 2,067 sqft |
| 2021-06-01 | 0 days | 2,027 sqft |
| 2021-07-01 | 0 days | 1,985 sqft |
| 2021-08-01 | 0 days | 2,102 sqft |
| 2021-09-01 | 0 days | 1,999 sqft |
| 2021-10-01 | 0 days | 2,069 sqft |
| 2021-11-01 | 0 days | 2,066 sqft |
| 2021-12-01 | 0 days | 2,065 sqft |
| 2022-01-01 | 0 days | 2,072 sqft |
| 2022-02-01 | 0 days | 2,069 sqft |
| 2022-03-01 | 0 days | 2,100 sqft |
| 2022-04-01 | 0 days | 2,179 sqft |
| 2022-05-01 | 0 days | 2,114 sqft |
| 2022-06-01 | 0 days | 2,158 sqft |
| 2022-07-01 | 0 days | 2,147 sqft |
| 2022-08-01 | 0 days | 2,067 sqft |
| 2022-09-01 | 0 days | 2,136 sqft |
| 2022-10-01 | 0 days | 2,142 sqft |
| 2022-11-01 | 0 days | 2,062 sqft |
| 2022-12-01 | 0 days | 2,055 sqft |
| 2023-01-01 | 0 days | 2,060 sqft |
| 2023-02-01 | 0 days | 2,072 sqft |
| 2023-03-01 | 0 days | 2,070 sqft |
| 2023-04-01 | 0 days | 2,076 sqft |
| 2023-05-01 | 0 days | 2,201 sqft |
| 2023-06-01 | 0 days | 2,188 sqft |
| 2023-07-01 | 0 days | 2,142 sqft |
| 2023-08-01 | 0 days | 2,211 sqft |
| 2023-09-01 | 0 days | 2,152 sqft |
| 2023-10-01 | 0 days | 2,118 sqft |
| 2023-11-01 | 0 days | 2,088 sqft |
| 2023-12-01 | 0 days | 2,112 sqft |
| 2024-01-01 | 0 days | 1,994 sqft |
| 2024-02-01 | 0 days | 2,035 sqft |
| 2024-03-01 | 0 days | 2,100 sqft |
| 2024-04-01 | 0 days | 2,226 sqft |
| 2024-05-01 | 0 days | 2,117 sqft |
| 2024-06-01 | 0 days | 2,169 sqft |
| 2024-07-01 | 0 days | 2,085 sqft |
| 2024-08-01 | 0 days | 2,039 sqft |
| 2024-09-01 | 0 days | 1,995 sqft |
| 2024-10-01 | 0 days | 2,019 sqft |
| 2024-11-01 | 0 days | 2,075 sqft |
| 2024-12-01 | 0 days | 2,100 sqft |
| 2025-01-01 | 0 days | 2,056 sqft |
Holland's median listing age (time on market) for 2025-01-01 was 0 days.
Holland's median square footage for active listings during the 2025-01-01 period was 2,056 sqft. One year prior, the average listing was 1,994 sqft.
Holland's median square footage for active listings during the 2025-01-01 period was 2,056 sqft. One year prior, the average listing was 1,994 sqft.
Holland, MI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,341 | $363,835,000 | $271,316 |
| Home Improvement | 431 | $37,745,000 | $87,575 |
| Other | 370 | $35,120,000 | $94,919 |
| Cash Out Refi | 351 | $68,045,000 | $193,860 |
| Refi | 326 | $46,810,000 | $143,589 |
Holland's most frequently cited loan purpose was Home Purchase, with 1,341 originations. The 2nd most popular reason was Home Improvement, with 431 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 854 | $210,120,000 | $246,042 |
| Over 8% | 769 | $82,455,000 | $107,224 |
| 7-8% | 736 | $146,340,000 | $198,832 |
| 5-6% | 364 | $87,020,000 | $239,066 |
| 4-5% | 35 | $11,785,000 | $336,714 |
| <2.5% | 2 | $10,000 | $5,000 |
| 3-4% | 2 | $370,000 | $185,000 |
During 2023, Holland's most frequently originated rate bucket was 6-7%, with 854 originations.
Loan Sizing (Holland, MI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 973 | $51,905,000 | $53,345 |
| $200k-400k | 873 | $240,855,000 | $275,893 |
| $100k-200k | 715 | $105,905,000 | $148,119 |
| $400k-600k | 181 | $86,245,000 | $476,492 |
| $600k-1000k | 61 | $45,385,000 | $744,016 |
| $Over $1MM | 16 | $21,260,000 | $1,328,750 |
Holland's loan sizing saw the bucket of loans from $100,000 or less with 973 originations, totaling $51,905,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 858 | $237,650,000 | $276,981 |
| 20-40% | 541 | $59,445,000 | $109,880 |
| Under 20% | 529 | $24,545,000 | $46,399 |
| 60-80% | 491 | $143,625,000 | $292,515 |
| 40-60% | 277 | $58,645,000 | $211,715 |
| Over 100% | 15 | $7,385,000 | $492,333 |
Holland's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 858 originations, totaling $237,650,000 in origination value.