Holland Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Holland averaged
6.58%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.89% and
one month ago for the week of 2025-02-27, the
average rate was 6.7%.
Holland's average rate one year ago was 6.73%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.3%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Holland 30 Year Fixed Rate | 2025-04-03 | 6.58% |
| Holland 30 Year Fixed Rate Refi | 2025-04-03 | 7.3% |
| Holland 15 Year Fixed Rate | 2025-04-03 | 5.62% |
| Holland 15 Year Fixed Rate Refi | 2025-04-03 | 5.82% |
| Holland 30 Year FHA | 2025-04-03 | 6.67% |
| Holland 30 Year FHA Refi | 2025-04-03 | 6.06% |
| Holland 30 Year USDA | 2025-04-03 | 6.22% |
| Holland 30 Year USDA Refi | 2025-04-03 | 6.22% |
| Holland 30 Year VA | 2025-04-03 | 6.06% |
| Holland 30 Year VA Refi | 2025-04-03 | 5.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Holland, MI.
Holland Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Holland, MI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Holland Average Closing Costs & Other Stats
Holland, MI's 116 lenders originated 2,966
loans during 2024. The total origination value was $658,780,000, with an average loan value of
$222,111.
Holland's average closing costs are $4,221.
The top Holland lender as defined by loan originations is LAKE MICHIGAN CREDIT UNION, with
168 loans originated. Their average total fees are
$3,457, which is $502
lower than the next largest lender,
Mercantile Bank of Michigan.
The lowest fee Holland lenders (with over 10 loans originated) are
Old National Bank ($3,226), Honor Credit Union ($3,227), CONSUMERS ($3,390), LAKE MICHIGAN CREDIT UNION ($3,457) and UNITED ($3,535).
The lowest rate Holland lenders (with over 10 loans originated) are
MORTGAGE CENTER L.C (6.18%), LAKE MICHIGAN CREDIT UNION (6.50%), The Dart Bank (6.54%), Old National Bank (6.56%) and UNITED (6.56%).
Holland, MI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| LAKE MICHIGAN CREDIT UNION | $71,940,000 | $89,895,000 | 25.0% | 13.6% |
| The Huntington National Bank | $41,840,000 | $56,900,000 | 36.0% | 8.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $25,775,000 | $30,730,000 | 19.2% | 4.7% |
| Mercantile Bank of Michigan | $13,610,000 | $30,145,000 | 121.5% | 4.6% |
| QUICKEN LOANS, LLC | $22,640,000 | $26,785,000 | 18.3% | 4.1% |
| CONSUMERS | $22,090,000 | $24,810,000 | 12.3% | 3.8% |
| Fifth Third Bank | $20,160,000 | $18,070,000 | -10.4% | 2.7% |
| Macatawa Bank | $23,685,000 | $16,295,000 | -31.2% | 2.5% |
| Old National Bank | $10,420,000 | $16,235,000 | 55.8% | 2.5% |
| MORTGAGE CENTER L.C | $5,610,000 | $15,955,000 | 184.4% | 2.4% |
| United Bank of Michigan | $20,250,000 | $15,610,000 | -22.9% | 2.4% |
| The Dart Bank | $13,500,000 | $13,780,000 | 2.1% | 2.1% |
| ADVIA | $5,275,000 | $10,555,000 | 100.1% | 1.6% |
| UNITED | $6,895,000 | $10,500,000 | 52.3% | 1.6% |
| Independent Bank | $7,420,000 | $9,595,000 | 29.3% | 1.5% |
| Honor Credit Union | $6,620,000 | $9,565,000 | 44.5% | 1.5% |
| UNION HOME MORTGAGE CORP. | $5,025,000 | $9,455,000 | 88.2% | 1.4% |
| ARBOR FINANCIAL CREDIT UNION | $10,080,000 | $8,945,000 | -11.3% | 1.4% |
| NORTHERN MORTGAGE SERVICES, LLC | $8,745,000 | $8,800,000 | 0.6% | 1.3% |
| Mortgage Research Center, LLC | $3,540,000 | $7,660,000 | 116.4% | 1.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $4,095,000 | $7,175,000 | 75.2% | 1.1% |
| GreenStone Farm Credit Services, FLCA | $8,545,000 | $7,010,000 | -18.0% | 1.1% |
| PNC Bank | $9,830,000 | $6,485,000 | -34.0% | 1.0% |
| MORTGAGE 1 INCORPORATED | $5,330,000 | $6,280,000 | 17.8% | 1.0% |
| Horizon Bank | $2,565,000 | $6,130,000 | 139.0% | 0.9% |
| GUARANTEED RATE, INC. | $1,700,000 | $6,095,000 | 258.5% | 0.9% |
| U.S. Bank | $1,875,000 | $5,825,000 | 210.7% | 0.9% |
| West Michigan Community Bank | $8,125,000 | $5,645,000 | -30.5% | 0.9% |
| Flagstar Bank, FSB | $2,435,000 | $5,215,000 | 114.2% | 0.8% |
| NEWREZ LLC | $3,390,000 | $5,165,000 | 52.4% | 0.8% |
| FIRST COMMUNITY MORTGAGE, INC. | $3,600,000 | $5,145,000 | 42.9% | 0.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,080,000 | $5,080,000 | 64.9% | 0.8% |
| CHURCHILL MORTGAGE CORPORATION | $3,115,000 | $5,045,000 | 62.0% | 0.8% |
| TRIAD FINANCIAL SERVICES, INC. | $2,945,000 | $4,860,000 | 65.0% | 0.7% |
| Barrington Bank & Trust Company, N.A. | $1,510,000 | $4,385,000 | 190.4% | 0.7% |
| Grand River Bank | $2,405,000 | $4,230,000 | 75.9% | 0.6% |
| OAK MORTGAGE, LLC | $3,415,000 | $4,160,000 | 21.8% | 0.6% |
| JPMorgan Chase Bank | $3,800,000 | $3,965,000 | 4.3% | 0.6% |
| GUILD MORTGAGE COMPANY | $1,125,000 | $3,880,000 | 244.9% | 0.6% |
| ChoiceOne Bank | $890,000 | $3,690,000 | 314.6% | 0.6% |
| GVC MORTGAGE, INC. | $900,000 | $3,190,000 | 254.4% | 0.5% |
| RUOFF MORTGAGE COMPANY, INC. | $3,570,000 | $3,150,000 | -11.8% | 0.5% |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION | $3,025,000 | $3,025,000 | 0.0% | 0.5% |
| LOANDEPOT.COM, LLC | $2,220,000 | $2,820,000 | 27.0% | 0.4% |
| Morgan Stanley Private Bank | $1,065,000 | $2,525,000 | 137.1% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,100,000 | $2,435,000 | 16.0% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $1,055,000 | $2,410,000 | 128.4% | 0.4% |
| Sturgis Bank & Trust Company | $785,000 | $2,240,000 | 185.4% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,760,000 | $2,235,000 | 27.0% | 0.3% |
| MICHIGAN MUTUAL, INC. | $1,865,000 | $2,125,000 | 13.9% | 0.3% |
| Plains Commerce Bank | $605,000 | $2,085,000 | 244.6% | 0.3% |
| Bank of America | $1,435,000 | $2,050,000 | 42.9% | 0.3% |
| Adventure Credit Union | $2,455,000 | $1,970,000 | -19.8% | 0.3% |
| Charles Schwab Bank, SSB | $755,000 | $1,970,000 | 160.9% | 0.3% |
| T2 FINANCIAL LLC | $785,000 | $1,935,000 | 146.5% | 0.3% |
| TOP FLITE FINANCIAL, INC. | $1,035,000 | $1,875,000 | 81.2% | 0.3% |
| CMG MORTGAGE, INC. | $985,000 | $1,860,000 | 88.8% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $1,165,000 | $1,850,000 | 58.8% | 0.3% |
| Citizens Bank | $1,380,000 | $1,700,000 | 23.2% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $2,125,000 | $1,690,000 | -20.5% | 0.3% |
| 21ST MORTGAGE CORPORATION | $2,120,000 | $1,625,000 | -23.3% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $1,100,000 | $1,605,000 | 45.9% | 0.2% |
| PENNYMAC LOAN SERVICES, LLC | $1,560,000 | $1,575,000 | 1.0% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,840,000 | $1,530,000 | -68.4% | 0.2% |
| North Shore Trust and Savings | $1,495,000 | n/a | 0.2% | |
| Northpointe Bank | $2,660,000 | $1,425,000 | -46.4% | 0.2% |
| FIRST COLONY MORTGAGE CORPORATION | $645,000 | $1,400,000 | 117.1% | 0.2% |
| USAA Federal Savings Bank | $480,000 | $1,395,000 | 190.6% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $150,000 | $1,390,000 | 826.7% | 0.2% |
| Commercial Bank | $1,365,000 | n/a | 0.2% | |
| UNITED HOME LOANS, INC. | $195,000 | $1,365,000 | 600.0% | 0.2% |
| VAN DYK MORTGAGE CORPORATION | $1,050,000 | $1,290,000 | 22.9% | 0.2% |
| MICHIGAN FIRST CREDIT UNION | $465,000 | $1,270,000 | 173.1% | 0.2% |
| Stifel Bank and Trust | $415,000 | $1,240,000 | 198.8% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $375,000 | $1,225,000 | 226.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $750,000 | $1,220,000 | 62.7% | 0.2% |
| Prosperity Home Mortgage, LLC | $430,000 | $1,205,000 | 180.2% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $950,000 | $1,165,000 | 22.6% | 0.2% |
| Carrington Mortgage Services, LLC | $1,225,000 | $1,145,000 | -6.5% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,750,000 | $1,125,000 | -35.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $710,000 | $1,090,000 | 53.5% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $615,000 | $1,090,000 | 77.2% | 0.2% |
| Wells Fargo Bank | $700,000 | $1,065,000 | 52.1% | 0.2% |
| BAY EQUITY LLC | $950,000 | n/a | 0.1% | |
| AAC Credit Union | $1,230,000 | $940,000 | -23.6% | 0.1% |
| BROKER SOLUTIONS, INC. | $550,000 | $935,000 | 70.0% | 0.1% |
| STAUNTON FINANCIAL, INC. | $455,000 | $915,000 | 101.1% | 0.1% |
| Comerica Bank | $905,000 | $895,000 | -1.1% | 0.1% |
| Discover Bank | $635,000 | $875,000 | 37.8% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $1,145,000 | $855,000 | -25.3% | 0.1% |
| First Merchants Bank | $755,000 | $855,000 | 13.2% | 0.1% |
| BLG HOLDINGS, INC. | $825,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL | $915,000 | $815,000 | -10.9% | 0.1% |
| SUMMIT HOME MORTGAGE, LLC | $585,000 | $805,000 | 37.6% | 0.1% |
| First National Bank of America | $770,000 | n/a | 0.1% | |
| Goldman Sachs Bank USA | $755,000 | n/a | 0.1% | |
| Community West Credit Union | $895,000 | $735,000 | -17.9% | 0.1% |
| CREDIT UNION ONE | $390,000 | $705,000 | 80.8% | 0.1% |
| State Bank of the Lakes | $705,000 | n/a | 0.1% | |
| PLANET HOME LENDING, LLC | $455,000 | $665,000 | 46.2% | 0.1% |
| ALLIANT CREDIT UNION | $655,000 | n/a | 0.1% | |
| CITIZENS EQUITY FIRST | $655,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $425,000 | $655,000 | 54.1% | 0.1% |
| The Shelby State Bank | $655,000 | n/a | 0.1% | |
| Figure Lending LLC | $550,000 | $650,000 | 18.2% | 0.1% |
| COMPASS MORTGAGE, INC. | $145,000 | $635,000 | 337.9% | 0.1% |
| BM Real Estate Services, Inc. | $205,000 | $625,000 | 204.9% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $615,000 | n/a | 0.1% | |
| Notre Dame Federal Credit Union Corporation | $180,000 | $610,000 | 238.9% | 0.1% |
| First Federal Bank | $305,000 | $590,000 | 93.4% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $575,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $315,000 | $565,000 | 79.4% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $225,000 | $560,000 | 148.9% | 0.1% |
| CLEARPATH LENDING | $1,185,000 | $550,000 | -53.6% | 0.1% |
| PHH Mortgage Corporation | $550,000 | n/a | 0.1% | |
| First Horizon Bank | $545,000 | n/a | 0.1% | |
| Parda Federal Credit Union | $795,000 | $535,000 | -32.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $265,000 | $520,000 | 96.2% | 0.1% |
| Commerce Bank | $505,000 | n/a | 0.1% | |
| DFCU FINANCIAL | $1,385,000 | $500,000 | -63.9% | 0.1% |
| NBKC BANK | $495,000 | n/a | 0.1% | |
| NFM, INC. | $485,000 | n/a | 0.1% | |
| COMMUNITY CHOICE CREDIT UNION | $205,000 | $460,000 | 124.4% | 0.1% |
| AMERICAN FINANCING CORPORATION | $540,000 | $450,000 | -16.7% | 0.1% |
| PROPER RATE, LLC | $235,000 | $440,000 | 87.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $185,000 | $440,000 | 137.8% | 0.1% |
| Citibank | $1,690,000 | $435,000 | -74.3% | 0.1% |
| KALSEE CREDIT UNION | $325,000 | $435,000 | 33.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $615,000 | $410,000 | -33.3% | 0.1% |
| LOANPAL, LLC | $405,000 | n/a | 0.1% | |
| Union Bank | $375,000 | n/a | 0.1% | |
| United Bay Community Credit Union | $370,000 | n/a | 0.1% | |
| FOUNDATION MORTGAGE CORPORATION | $365,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $450,000 | $360,000 | -20.0% | 0.1% |
| SPRING EQ, LLC | $130,000 | $355,000 | 173.1% | 0.1% |
| The National Bank of Indianapolis | $335,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $315,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $215,000 | $310,000 | 44.2% | 0.0% |
| Arvest Bank | $305,000 | n/a | 0.0% | |
| Ixonia Bank | $305,000 | n/a | 0.0% | |
| J. VIRGIL, INC. | $305,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $305,000 | n/a | 0.0% | |
| MICHIGAN SCHOOLS AND GOVERNMENT | $500,000 | $305,000 | -39.0% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $295,000 | n/a | 0.0% | |
| OMNI Community Credit Union | $465,000 | $295,000 | -36.6% | 0.0% |
| Sunflower Bank | $295,000 | n/a | 0.0% | |
| 1st Source Bank | $275,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $265,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $265,000 | n/a | 0.0% | |
| First State Bank | $265,000 | n/a | 0.0% | |
| LAFCU | $395,000 | $265,000 | -32.9% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $185,000 | $265,000 | 43.2% | 0.0% |
| Old Second National Bank | $255,000 | n/a | 0.0% | |
| PFCU | $255,000 | n/a | 0.0% | |
| UNIVERSITY OF MICHIGAN CREDIT UNION | $1,460,000 | $255,000 | -82.5% | 0.0% |
| Armed Forces Bank | $195,000 | $245,000 | 25.6% | 0.0% |
| Coastal Community Bank | $250,000 | $245,000 | -2.0% | 0.0% |
| Meijer Credit Union | $25,000 | $245,000 | 880.0% | 0.0% |
| VIBE CREDIT UNION | $245,000 | n/a | 0.0% | |
| LEGEND LENDING CORPORATION | $235,000 | n/a | 0.0% | |
| MICHIGAN ONE COMMUNITY Credit Union | $210,000 | $235,000 | 11.9% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $255,000 | $235,000 | -7.8% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $235,000 | n/a | 0.0% | |
| Peoples Bank | $365,000 | $235,000 | -35.6% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $575,000 | $225,000 | -60.9% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $225,000 | n/a | 0.0% | |
| Kellogg Community Credit Union | $950,000 | $220,000 | -76.8% | 0.0% |
| MILEND, INC. | $205,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $205,000 | n/a | 0.0% | |
| The Federal Savings Bank | $225,000 | $205,000 | -8.9% | 0.0% |
| The Loan Store, Inc. | $205,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $135,000 | $195,000 | 44.4% | 0.0% |
| V.I.P. MORTGAGE, INC. | $195,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| Best Financial Credit Union | $170,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $185,000 | $165,000 | -10.8% | 0.0% |
| MORTGAGE ACCESS CORP. | $165,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $145,000 | $155,000 | 6.9% | 0.0% |
| EVERETT FINANCIAL, INC. | $155,000 | n/a | 0.0% | |
| PREFERRED CREDIT UNION | $155,000 | n/a | 0.0% | |
| TEACHERS CREDIT UNION | $155,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $145,000 | n/a | 0.0% | |
| ARC HOME LLC | $2,145,000 | $125,000 | -94.2% | 0.0% |
| BMO Harris Bank | $865,000 | $125,000 | -85.5% | 0.0% |
| Highpoint Community Bank | $355,000 | $120,000 | -66.2% | 0.0% |
| GREENWOOD | $225,000 | $115,000 | -48.9% | 0.0% |
| BETTER MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| CASE | $105,000 | n/a | 0.0% | |
| COMMUNITY FINANCIAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| Isabella Bank | $105,000 | n/a | 0.0% | |
| Three Rivers Federal Credit Union | $105,000 | n/a | 0.0% | |
| GENISYS | $25,000 | $90,000 | 260.0% | 0.0% |
| CIS Financial Services, Inc. | $85,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $115,000 | $85,000 | -26.1% | 0.0% |
| DOW CHEMICAL EMPLOYEES' | $455,000 | $75,000 | -83.5% | 0.0% |
| CoVantage Credit Union | $55,000 | n/a | 0.0% | |
| KeyBank | $55,000 | n/a | 0.0% | |
| MidAmerica National Bank | $55,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $385,000 | $25,000 | -93.5% | 0.0% |
| Dort Financial Credit Union | $105,000 | $25,000 | -76.2% | 0.0% |
| MARSHALL COMMUNITY CREDIT UNION | $45,000 | $25,000 | -44.4% | 0.0% |
| Lake Trust Credit Union | $210,000 | $15,000 | -92.9% | 0.0% |
| My Personal Credit Union | $15,000 | n/a | 0.0% |
Holland's top lender by overall market share is LAKE MICHIGAN CREDIT UNION, with 13.6% market share. In second place, with 8.6%, is The Huntington National Bank, having originated $56,900,000 in loans. In third place, with 4.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $30,730,000 in loans. In fourth place, with 4.6%, is Mercantile Bank of Michigan, having originated $30,145,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $26,785,000 in loans.
Holland Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Holland (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $266,669 (-10.9%) | $422,146 (-17.4%) | 0.00 | 346 |
| 2018-02-01 | $270,675 (-14.0%) | $449,276 (-16.9%) | 0.00 | 329 |
| 2018-03-01 | $287,800 (-5.0%) | $470,339 (-14.2%) | 0.00 | 332 |
| 2018-04-01 | $281,725 (-12.0%) | $462,716 (-14.0%) | 0.00 | 347 |
| 2018-05-01 | $298,450 (1.2%) | $460,931 (-2.9%) | 0.00 | 380 |
| 2018-06-01 | $319,900 (11.8%) | $468,620 (3.1%) | 0.00 | 410 |
| 2018-07-01 | $317,500 (13.4%) | $458,810 (3.4%) | 0.00 | 455 |
| 2018-08-01 | $291,700 (5.3%) | $441,283 (2.6%) | 0.00 | 461 |
| 2018-09-01 | $279,900 (4.1%) | $445,333 (4.7%) | 0.00 | 450 |
| 2018-10-01 | $295,500 (10.5%) | $448,794 (9.7%) | 0.00 | 449 |
| 2018-11-01 | $304,900 (12.2%) | $465,306 (11.8%) | 0.00 | 438 |
| 2018-12-01 | $299,000 (13.6%) | $460,857 (11.2%) | 0.00 | 381 |
| 2019-01-01 | $293,400 (10.0%) | $454,327 (7.6%) | 0.00 | 334 |
| 2019-02-01 | $313,350 (15.8%) | $485,102 (8.0%) | 0.00 | 318 |
| 2019-03-01 | $326,407 (13.4%) | $495,443 (5.3%) | 0.00 | 342 |
| 2019-04-01 | $334,975 (18.9%) | $513,415 (11.0%) | 0.00 | 352 |
| 2019-05-01 | $335,000 (12.3%) | $497,090 (7.8%) | 0.00 | 391 |
| 2019-06-01 | $335,000 (4.7%) | $483,956 (3.3%) | 0.00 | 448 |
| 2019-07-01 | $337,319 (6.2%) | $473,624 (3.2%) | 0.00 | 495 |
| 2019-08-01 | $328,553 (12.6%) | $465,254 (5.4%) | 0.00 | 503 |
| 2019-09-01 | $326,498 (16.7%) | $461,911 (3.7%) | 0.00 | 516 |
| 2019-10-01 | $321,950 (9.0%) | $458,252 (2.1%) | 0.00 | 527 |
| 2019-11-01 | $314,950 (3.3%) | $456,993 (-1.8%) | 0.00 | 477 |
| 2019-12-01 | $297,725 (-0.4%) | $457,988 (-0.6%) | 0.00 | 437 |
| 2020-01-01 | $291,400 (-0.7%) | $442,599 (-2.6%) | 0.00 | 383 |
| 2020-02-01 | $327,000 (4.4%) | $491,354 (1.3%) | 0.00 | 354 |
| 2020-03-01 | $339,225 (3.9%) | $503,392 (1.6%) | 0.00 | 349 |
| 2020-04-01 | $339,900 (1.5%) | $489,269 (-4.7%) | 0.00 | 356 |
| 2020-05-01 | $339,900 (1.5%) | $492,089 (-1.0%) | 0.00 | 372 |
| 2020-06-01 | $363,900 (8.6%) | $530,070 (9.5%) | 0.00 | 344 |
| 2020-07-01 | $371,050 (10.0%) | $536,197 (13.2%) | 0.00 | 333 |
| 2020-08-01 | $379,500 (15.5%) | $581,506 (25.0%) | 0.00 | 275 |
| 2020-09-01 | $399,250 (22.3%) | $609,906 (32.0%) | 0.00 | 249 |
| 2020-10-01 | $399,900 (24.2%) | $669,300 (46.1%) | 0.00 | 224 |
| 2020-11-01 | $381,950 (21.3%) | $644,897 (41.1%) | 0.00 | 195 |
| 2020-12-01 | $356,975 (19.9%) | $638,143 (39.3%) | 0.00 | 177 |
| 2021-01-01 | $345,983 (18.7%) | $613,666 (38.7%) | 0.00 | 157 |
| 2021-02-01 | $355,600 (8.8%) | $643,321 (30.9%) | 0.00 | 130 |
| 2021-03-01 | $344,128 (1.5%) | $633,567 (25.9%) | 0.00 | 124 |
| 2021-04-01 | $358,355 (5.4%) | $666,745 (36.3%) | 0.00 | 127 |
| 2021-05-01 | $370,000 (8.9%) | $694,430 (41.1%) | 0.00 | 141 |
| 2021-06-01 | $359,950 (-1.1%) | $680,679 (28.4%) | 0.00 | 160 |
| 2021-07-01 | $359,900 (-3.0%) | $644,433 (20.2%) | 0.00 | 182 |
| 2021-08-01 | $365,725 (-3.6%) | $635,147 (9.2%) | 0.00 | 191 |
| 2021-09-01 | $367,500 (-8.0%) | $614,488 (0.8%) | 0.00 | 178 |
| 2021-10-01 | $399,450 (-0.1%) | $670,455 (0.2%) | 0.00 | 161 |
| 2021-11-01 | $404,950 (6.0%) | $686,419 (6.4%) | 0.00 | 142 |
| 2021-12-01 | $398,450 (11.6%) | $670,624 (5.1%) | 0.00 | 121 |
| 2022-01-01 | $359,000 (3.8%) | $629,164 (2.5%) | 0.00 | 86 |
| 2022-02-01 | $389,250 (9.5%) | $652,743 (1.5%) | 0.00 | 69 |
| 2022-03-01 | $375,363 (9.1%) | $632,495 (-0.2%) | 0.00 | 79 |
| 2022-04-01 | $400,000 (11.6%) | $622,252 (-6.7%) | 0.00 | 96 |
| 2022-05-01 | $414,313 (12.0%) | $629,376 (-9.4%) | 0.00 | 128 |
| 2022-06-01 | $429,675 (19.4%) | $647,554 (-4.9%) | 0.00 | 169 |
| 2022-07-01 | $415,000 (15.3%) | $588,052 (-8.8%) | 0.00 | 215 |
| 2022-08-01 | $426,000 (16.5%) | $591,142 (-6.9%) | 0.00 | 228 |
| 2022-09-01 | $437,250 (19.0%) | $615,731 (0.2%) | 0.00 | 212 |
| 2022-10-01 | $425,000 (6.4%) | $620,885 (-7.4%) | 0.00 | 216 |
| 2022-11-01 | $391,675 (-3.3%) | $579,677 (-15.6%) | 0.00 | 214 |
| 2022-12-01 | $385,000 (-3.4%) | $575,388 (-14.2%) | 0.00 | 173 |
| 2023-01-01 | $391,425 (9.0%) | $560,983 (-10.8%) | 0.00 | 141 |
| 2023-02-01 | $399,900 (2.7%) | $630,366 (-3.4%) | 0.00 | 112 |
| 2023-03-01 | $415,225 (10.6%) | $686,525 (8.5%) | 0.00 | 104 |
| 2023-04-01 | $465,680 (16.4%) | $743,688 (19.5%) | 0.00 | 113 |
| 2023-05-01 | $464,300 (12.1%) | $715,082 (13.6%) | 0.00 | 130 |
| 2023-06-01 | $484,975 (12.9%) | $698,603 (7.9%) | 0.00 | 133 |
| 2023-07-01 | $450,000 (8.4%) | $653,243 (11.1%) | 0.00 | 150 |
| 2023-08-01 | $431,175 (1.2%) | $715,019 (21.0%) | 0.00 | 162 |
| 2023-09-01 | $425,000 (-2.8%) | $712,425 (15.7%) | 0.00 | 184 |
| 2023-10-01 | $412,425 (-3.0%) | $710,013 (14.4%) | 0.00 | 209 |
| 2023-11-01 | $399,900 (2.1%) | $691,087 (19.2%) | 0.00 | 192 |
| 2023-12-01 | $407,450 (5.8%) | $693,206 (20.5%) | 0.00 | 167 |
| 2024-01-01 | $402,200 (2.8%) | $610,106 (8.8%) | 0.00 | 143 |
| 2024-02-01 | $423,500 (5.9%) | $629,918 (-0.1%) | 0.00 | 131 |
| 2024-03-01 | $456,450 (9.9%) | $656,291 (-4.4%) | 0.00 | 136 |
| 2024-04-01 | $469,375 (0.8%) | $695,171 (-6.5%) | 0.00 | 146 |
| 2024-05-01 | $457,450 (-1.5%) | $692,485 (-3.2%) | 0.00 | 178 |
| 2024-06-01 | $450,000 (-7.2%) | $720,783 (3.2%) | 0.00 | 212 |
| 2024-07-01 | $433,713 (-3.6%) | $730,996 (11.9%) | 0.00 | 217 |
| 2024-08-01 | $425,000 (-1.4%) | $703,337 (-1.6%) | 0.00 | 249 |
| 2024-09-01 | $422,425 (-0.6%) | $692,260 (-2.8%) | 0.00 | 237 |
| 2024-10-01 | $423,250 (2.6%) | $674,291 (-5.0%) | 0.00 | 257 |
| 2024-11-01 | $430,000 (7.5%) | $667,298 (-3.4%) | 0.00 | 240 |
| 2024-12-01 | $423,050 (3.8%) | $601,435 (-13.2%) | 0.00 | 207 |
| 2025-01-01 | $421,075 (4.7%) | $574,137 (-5.9%) | 0.00 | 173 |
| 2025-02-01 | $424,975 (0.4%) | $589,205 (-6.5%) | 0.00 | 156 |
| 2025-03-01 | $439,900 (-3.6%) | $642,775 (-2.1%) | 0.00 | 172 |
Holland's median listing price for 2025-03-01 was $439,900, a difference of
$-16,550
(-3.6%) versus the prior year and
$14,925 versus the prior month.
Holland's median listing price comes in at 0% of the national average.
Holland's average listing price for 2025-03-01 was $642,775, a difference of $-13,516 (-2.1%) versus the prior year and $53,570 versus the prior month.
For the 2025-03-01 period, Holland had 172 MLS listings, a difference of 16 listings (10%) versus the prior month and 36 listings (26%) versus the prior year.
Holland's median listing price comes in at 0% of the national average.
Holland's average listing price for 2025-03-01 was $642,775, a difference of $-13,516 (-2.1%) versus the prior year and $53,570 versus the prior month.
For the 2025-03-01 period, Holland had 172 MLS listings, a difference of 16 listings (10%) versus the prior month and 36 listings (26%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Holland (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,056 sqft |
| 2018-02-01 | 0 days | 2,057 sqft |
| 2018-03-01 | 0 days | 2,100 sqft |
| 2018-04-01 | 0 days | 2,033 sqft |
| 2018-05-01 | 0 days | 2,077 sqft |
| 2018-06-01 | 0 days | 2,076 sqft |
| 2018-07-01 | 0 days | 2,085 sqft |
| 2018-08-01 | 0 days | 2,027 sqft |
| 2018-09-01 | 0 days | 1,961 sqft |
| 2018-10-01 | 0 days | 2,030 sqft |
| 2018-11-01 | 0 days | 2,044 sqft |
| 2018-12-01 | 0 days | 2,008 sqft |
| 2019-01-01 | 0 days | 1,984 sqft |
| 2019-02-01 | 0 days | 1,987 sqft |
| 2019-03-01 | 0 days | 2,008 sqft |
| 2019-04-01 | 0 days | 2,018 sqft |
| 2019-05-01 | 0 days | 2,005 sqft |
| 2019-06-01 | 0 days | 2,062 sqft |
| 2019-07-01 | 0 days | 2,091 sqft |
| 2019-08-01 | 0 days | 2,083 sqft |
| 2019-09-01 | 0 days | 2,057 sqft |
| 2019-10-01 | 0 days | 2,033 sqft |
| 2019-11-01 | 0 days | 2,019 sqft |
| 2019-12-01 | 0 days | 2,003 sqft |
| 2020-01-01 | 0 days | 1,990 sqft |
| 2020-02-01 | 0 days | 2,012 sqft |
| 2020-03-01 | 0 days | 1,991 sqft |
| 2020-04-01 | 0 days | 2,023 sqft |
| 2020-05-01 | 0 days | 2,031 sqft |
| 2020-06-01 | 0 days | 2,037 sqft |
| 2020-07-01 | 0 days | 2,018 sqft |
| 2020-08-01 | 0 days | 2,072 sqft |
| 2020-09-01 | 0 days | 2,240 sqft |
| 2020-10-01 | 0 days | 2,196 sqft |
| 2020-11-01 | 0 days | 2,177 sqft |
| 2020-12-01 | 0 days | 2,129 sqft |
| 2021-01-01 | 0 days | 2,167 sqft |
| 2021-02-01 | 0 days | 2,186 sqft |
| 2021-03-01 | 0 days | 2,126 sqft |
| 2021-04-01 | 0 days | 2,106 sqft |
| 2021-05-01 | 0 days | 2,067 sqft |
| 2021-06-01 | 0 days | 2,027 sqft |
| 2021-07-01 | 0 days | 1,985 sqft |
| 2021-08-01 | 0 days | 2,102 sqft |
| 2021-09-01 | 0 days | 1,999 sqft |
| 2021-10-01 | 0 days | 2,069 sqft |
| 2021-11-01 | 0 days | 2,066 sqft |
| 2021-12-01 | 0 days | 2,065 sqft |
| 2022-01-01 | 0 days | 2,072 sqft |
| 2022-02-01 | 0 days | 2,069 sqft |
| 2022-03-01 | 0 days | 2,100 sqft |
| 2022-04-01 | 0 days | 2,179 sqft |
| 2022-05-01 | 0 days | 2,114 sqft |
| 2022-06-01 | 0 days | 2,158 sqft |
| 2022-07-01 | 0 days | 2,147 sqft |
| 2022-08-01 | 0 days | 2,067 sqft |
| 2022-09-01 | 0 days | 2,136 sqft |
| 2022-10-01 | 0 days | 2,142 sqft |
| 2022-11-01 | 0 days | 2,062 sqft |
| 2022-12-01 | 0 days | 2,055 sqft |
| 2023-01-01 | 0 days | 2,060 sqft |
| 2023-02-01 | 0 days | 2,072 sqft |
| 2023-03-01 | 0 days | 2,070 sqft |
| 2023-04-01 | 0 days | 2,076 sqft |
| 2023-05-01 | 0 days | 2,201 sqft |
| 2023-06-01 | 0 days | 2,188 sqft |
| 2023-07-01 | 0 days | 2,142 sqft |
| 2023-08-01 | 0 days | 2,211 sqft |
| 2023-09-01 | 0 days | 2,152 sqft |
| 2023-10-01 | 0 days | 2,118 sqft |
| 2023-11-01 | 0 days | 2,088 sqft |
| 2023-12-01 | 0 days | 2,112 sqft |
| 2024-01-01 | 0 days | 1,994 sqft |
| 2024-02-01 | 0 days | 2,035 sqft |
| 2024-03-01 | 0 days | 2,100 sqft |
| 2024-04-01 | 0 days | 2,226 sqft |
| 2024-05-01 | 0 days | 2,117 sqft |
| 2024-06-01 | 0 days | 2,169 sqft |
| 2024-07-01 | 0 days | 2,085 sqft |
| 2024-08-01 | 0 days | 2,039 sqft |
| 2024-09-01 | 0 days | 1,995 sqft |
| 2024-10-01 | 0 days | 2,019 sqft |
| 2024-11-01 | 0 days | 2,075 sqft |
| 2024-12-01 | 0 days | 2,100 sqft |
| 2025-01-01 | 0 days | 2,056 sqft |
| 2025-02-01 | 0 days | 2,017 sqft |
| 2025-03-01 | 0 days | 2,027 sqft |
Holland's median listing age (time on market) for 2025-03-01 was 0 days.
Holland's median square footage for active listings during the 2025-03-01 period was 2,027 sqft. One year prior, the average listing was 2,100 sqft.
Holland's median square footage for active listings during the 2025-03-01 period was 2,027 sqft. One year prior, the average listing was 2,100 sqft.
Holland, MI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,340 | $405,110,000 | $302,321 |
| Refi | 476 | $89,980,000 | $189,034 |
| Home Improvement | 432 | $40,310,000 | $93,310 |
| Other | 371 | $53,905,000 | $145,296 |
| Cash Out Refi | 347 | $69,475,000 | $200,216 |
Holland's most frequently cited loan purpose was Home Purchase, with 1,340 originations. The 2nd most popular reason was Refi, with 476 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,002 | $299,350,000 | $298,752 |
| Over 8% | 857 | $86,835,000 | $101,324 |
| 7-8% | 547 | $135,395,000 | $247,523 |
| 5-6% | 323 | $81,955,000 | $253,731 |
| 4-5% | 14 | $2,950,000 | $210,714 |
| <2.5% | 6 | $50,000 | $8,333 |
| 3-4% | 1 | $145,000 | $145,000 |
| 2.5-3% | 1 | $505,000 | $505,000 |
During 2024, Holland's most frequently originated rate bucket was 6-7%, with 1,002 originations.
Loan Sizing (Holland, MI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,033 | $289,365,000 | $280,121 |
| $100,000 or less | 910 | $50,480,000 | $55,473 |
| $100k-200k | 702 | $101,760,000 | $144,957 |
| $400k-600k | 204 | $97,660,000 | $478,725 |
| $600k-1000k | 85 | $62,085,000 | $730,412 |
| $Over $1MM | 32 | $57,430,000 | $1,794,688 |
Holland's loan sizing saw the bucket of loans from $200k-400k with 1,033 originations, totaling $289,365,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 790 | $250,910,000 | $317,608 |
| 20-40% | 519 | $62,735,000 | $120,877 |
| 60-80% | 513 | $164,595,000 | $320,848 |
| Under 20% | 506 | $27,860,000 | $55,059 |
| 40-60% | 317 | $81,815,000 | $258,091 |
| Over 100% | 24 | $8,830,000 | $367,917 |
Holland's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 790 originations, totaling $250,910,000 in origination value.