Anb Bank Mortgage Rates, Fees & Info
Denver, COLEI: 549300UHQ3UXVA4AGM53
Tax ID: 84-0532189
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Mortgage Data
Review & Overview
Anb Bank is a smaller bank specializing in Home Purchase loans. Anb Bank has a high proportion of conventional loans. Their top markets by origination volume include: Glenwood Springs, Denver, Fort Collins, Edwards, and Laramie among others. We have data for 16 markets. (Some data included below & more in-depth data is available with an active subscription.)Anb Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Anb Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.55% | 4/5/25 |
| 30 Year Conventional Refi | 6.49% | 4/5/25 |
| 15 Year Conventional Purchase | 6.20% | 4/5/25 |
| 15 Year Conventional Refi | 6.90% | 4/5/25 |
| 15 Year Cash-out Refi | 6.90% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Anb Bank Mortgage Calculator
Your Estimates
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
511Origination Dollar Volume (All Markets)
$186,225,000Awards
ANB Bank - 2024
ANB Bank is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Anb Bank's average 30 year fixed mortgage rate was
6.36%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.19%.
Relative Fees (Closing Costs)
Anb Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,380.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Glenwood Springs, CO (FHA|USDA|VA) | 145 | $73,095,000 | $504,103 | $2,997 | 6.52% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 81 | $31,815,000 | $392,778 | $6,813 | 6.60% |
| FORT COLLINS, CO (FHA|USDA|VA) | 25 | $26,645,000 | $1,065,800 | $320 | 6.67% |
| Edwards, CO (FHA|USDA|VA) | 27 | $13,165,000 | $487,593 | $5,620 | 6.73% |
| Laramie, WY (FHA|USDA|VA) | 26 | $7,980,000 | $306,923 | $3,313 | 6.33% |
| CHEYENNE, WY (FHA|USDA|VA) | 55 | $7,015,000 | $127,545 | $1,334 | 6.26% |
| Outside of Metro Areas | 40 | $6,340,000 | $158,500 | $1,224 | 6.60% |
| BOULDER, CO (FHA|USDA|VA) | 19 | $5,595,000 | $294,474 | $14,603 | 6.30% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 45 | $5,385,000 | $119,667 | $974 | 7.03% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $3,005,000 | $3,005,000 | $0 | 6.75% |
| CASPER, WY (FHA|USDA|VA) | 18 | $2,570,000 | $142,778 | $875 | 6.42% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 18 | $2,350,000 | $130,556 | $952 | 6.48% |
| GREELEY, CO (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $1,547 | 6.25% |
| Gillette, WY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 6.50% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $560 | 6.06% |
| Montrose, CO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $200 | 7.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against ANB Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 255
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 511 | $186,225,000 | $364,432 | $2,810 | 6.55% |
For 2024, Anb Bank's most frequently originated type of loan was Conventional, with 511 originations.
Loan Reason
For 2024, Anb Bank's most frequently cited loan purpose was Home Purchase, with 338 originations. The 2nd most popular reason was Refi, with 74 originations.
Loan Duration/Length
For 2024, Anb Bank's most frequently cited loan duration was 10 Year, with 182 originations. The 2nd most popular length was 30 Year, with 164 originations.
Origination Fees/Closing Costs
Anb Bank's average total fees were $5,380, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 259 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 323 | $102,765,000 | $318,158 |
| 5-6% | 106 | $60,910,000 | $574,623 |
| 7-8% | 76 | $17,070,000 | $224,605 |
| Over 8% | 6 | $5,480,000 | $913,333 |
During 2024, Anb Bank's average interest rate for loans was 6.36%, while their most frequently originated rate bucket for loans was 6-7%, with 323 originations.
Loan Sizing
2024 saw Anb Bank place emphasis on $100,000 or less loans with 228 originations, totaling $12,940,000 in origination value.
Applicant Income
Anb Bank lent most frequently to those with incomes in the $50k-75k range, with 116 originations. The second most popular income band? $100k-150k, with 113 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.35%
Anb Bank has a below average approval rate.
Pick Rate
Approvals leading to origination72.21%
Anb Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 10.0 | 44 | $3,340,000 | $75,909 |
| 1000.0 | 1 | $95,000 | $95,000 |
| 110.0 | 32 | $3,210,000 | $100,313 |
| 1109.0 | 1 | $75,000 | $75,000 |
| 1134.0 | 1 | $105,000 | $105,000 |
| 1185.0 | 1 | $115,000 | $115,000 |
| 1260.0 | 7 | $625,000 | $89,286 |
| 130.8 | 1 | $45,000 | $45,000 |
| 1335.0 | 1 | $145,000 | $145,000 |
| 135.0 | 1 | $95,000 | $95,000 |
| 1379.9 | 1 | $135,000 | $135,000 |
| 1530.0 | 1 | $95,000 | $95,000 |
| 1584.0 | 1 | $95,000 | $95,000 |
| 160.0 | 3 | $145,000 | $48,333 |
| 210.0 | 1 | $175,000 | $175,000 |
| 21.07 | 1 | $15,000 | $15,000 |
| 235.0 | 4 | $180,000 | $45,000 |
| 285.0 | 1 | $45,000 | $45,000 |
| 295.0 | 1 | $65,000 | $65,000 |
| 297.5 | 1 | $65,000 | $65,000 |
| 310.0 | 13 | $1,515,000 | $116,538 |
| 335.0 | 2 | $130,000 | $65,000 |
| 355.0 | 1 | $25,000 | $25,000 |
| 360.0 | 2 | $120,000 | $60,000 |
| 400.0 | 1 | $75,000 | $75,000 |
| 410.0 | 15 | $1,295,000 | $86,333 |
| 415.0 | 1 | $65,000 | $65,000 |
| 435.0 | 1 | $55,000 | $55,000 |
| 457.5 | 1 | $65,000 | $65,000 |
| 460.0 | 2 | $210,000 | $105,000 |
| 485.0 | 1 | $115,000 | $115,000 |
| 510.0 | 2 | $150,000 | $75,000 |
| 535.0 | 3 | $265,000 | $88,333 |
| 560.0 | 1 | $65,000 | $65,000 |
| 622.5 | 1 | $55,000 | $55,000 |
| 660.0 | 1 | $205,000 | $205,000 |
| 730.95 | 1 | $95,000 | $95,000 |
| 735.0 | 1 | $75,000 | $75,000 |
| 755.0 | 1 | $95,000 | $95,000 |
| 760.0 | 1 | $75,000 | $75,000 |
| 79.5 | 1 | $105,000 | $105,000 |
| 810.0 | 1 | $65,000 | $65,000 |
| 860.0 | 2 | $180,000 | $90,000 |
| 885.0 | 1 | $75,000 | $75,000 |
| 944.95 | 1 | $155,000 | $155,000 |
| 960.0 | 1 | $95,000 | $95,000 |
| NA | 347 | $171,935,000 | $495,490 |