CASPER Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Casper averaged 6.51% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.72% and one month ago for the week of 2024-10-10, the average rate was 6.35%.

    Casper's average rate one year ago was 7.63%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.68%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Casper 30 Year Fixed Rate 2024-11-14 6.51%
    Casper 30 Year Fixed Rate Refi 2024-11-14 6.68%
    Casper 15 Year Fixed Rate 2024-11-14 6.09%
    Casper 15 Year Fixed Rate Refi 2024-11-14 6.19%
    Casper 30 Year FHA 2024-11-14 -0.62%
    Casper 30 Year FHA Refi 2024-11-14 0%
    Casper 30 Year USDA 2024-11-14 -0.2%
    Casper 30 Year USDA Refi 2024-11-14 -0.1%
    Casper 30 Year VA 2024-11-14 -0.21%
    Casper 30 Year VA Refi 2024-11-14 -0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CASPER, WY.

    CASPER Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CASPER, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Jonah Bank of Wyoming 37 6.71% $5,487
    QUICKEN LOANS, LLC 35 6.63% $8,591
    First Interstate Bank 32 6.45% $5,893
    Wallick & Volk, Inc. 25 6.80% $6,352
    Gateway First Bank 15 6.51% $4,741
    MOVEMENT MORTGAGE, LLC 15 6.57% $7,868
    GUILD MORTGAGE COMPANY 13 7.11% $7,042
    ON Q FINANCIAL, INC. 13 6.81% $8,371
    PRIMARY RESIDENTIAL MORTGAGE, INC. 13 6.52% $8,791
    Wells Fargo Bank 10 6.04% $10,953
    UNITED WHOLESALE MORTGAGE, LLC 9 6.90% $5,777
    Glacier Bank 9 6.49% $5,194
    PRIMELENDING, A PLAINSCAPITAL COMPANY 7 6.93% $4,880
    CHERRY CREEK MORTGAGE, LLC 7 6.57% $1,228
    U.S. Bank 7 6.76% $5,120
    CROSSCOUNTRY MORTGAGE, LLC 7 6.85% $6,589
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 7.48% $6,693
    PARTNERS UNITED FINANCIAL, LLC 6 6.33% $4,288
    WESTERN VISTA 5 6.37% $5,470
    CMG MORTGAGE, INC. 5 7.42% $4,006
    TRIAD FINANCIAL SERVICES, INC. 4 9.13% $6,456
    The Huntington National Bank 3 7.54% $7,773
    Servion, Inc. 3 7.17% $4,118
    ANB Bank 3 6.33% $1,181
    BMO Harris Bank 3 6.17% $5,761
    Mortgage Research Center, LLC 2 6.75% $6,136
    Farm Credit Mid-America, ACA 2 6.88% $8,071
    NAVY FEDERAL CREDIT UNION 2 6.75% $2,471
    WYHY 2 7.38% $6,449
    GUARANTEED RATE, INC. 2 6.71% $3,012
    Mr. Cooper ( Nationstar Mortgage ) 2 7.06% $10,298
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 8.87% $11,837
    Bank of America 2 5.75% $12,337
    Pinnacle Bank - Wyoming 2 7.56% $4,765
    Ally Bank 2 6.56% $3,168
    CRESCENT MORTGAGE COMPANY 2 7.31% $4,987
    First International Bank & Trust 2 6.44% $6,051
    WINGS FINANCIAL 1 4.88% $2,530
    21ST MORTGAGE CORPORATION 1 8.81% $5,613
    ZILLOW HOME LOANS, LLC 1 7.13% $5,179
    AMCAP MORTGAGE, LTD. 1 7.75% $8,442
    American Airlines Federal Credit Union 1 5.63% $0
    American Mortgage & Equity Consultants, Inc. 1 6.62% $9,074
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.13% $11,815
    AmRes Corporation 1 9.13% $6,130
    BLACK HILLS FEDERAL CREDIT UNION 1 5.75% $4,437
    CHEVRON 1 6.38% $5,352
    CHURCHILL MORTGAGE CORPORATION 1 6.75% $5,728
    CORTRUST MORTGAGE, INC. 1 6.25% $3,126
    FIRST COLONY MORTGAGE CORPORATION 1 7.63% $8,786
    First Internet Bank of Indiana 1 6.25% $4,365
    First State Bank of St. Charles, Missouri 1 6.63% $2,353
    First Western Bank & Trust 1 5.63% $3,860
    JPMorgan Chase Bank 1 7.13% $0
    LAKEVIEW LOAN SERVICING, LLC 1 6.50% $7,248
    LOANDEPOT.COM, LLC 1 5.63% $4,153
    MEGASTAR FINANCIAL CORP. 1 7.50% $4,050
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.00% $8,311
    NEST HOME LENDING, LLC 1 6.88% $6,889
    NEWREZ LLC 1 6.63% $6,228
    OPEN MORTGAGE, LLC 1 6.50% $13,477
    Paramount Residential Mortgage Group, Inc. 1 7.99% $4,455
    PENNYMAC LOAN SERVICES, LLC 1 5.88% $7,264
    PENTAGON FEDERAL CREDIT UNION 1 6.25% $2,185
    Plains Commerce Bank 1 7.38% $5,076
    PNC Bank 1 6.00% $8,139
    RBC Bank, (Georgia) 1 6.38% $1,821
    S1L, Inc. 1 6.50% $4,539
    SECURITYNATIONAL MORTGAGE COMPANY 1 5.88% $8,914
    T2 FINANCIAL LLC 1 7.25% $11,909
    Truist 1 6.40% $7,530
    Umpqua Bank 1 7.25% $11,245
    UNIVERSAL LENDING CORPORATION 1 7.13% $2,606
    USAA Federal Savings Bank 1 6.25% $7,816
    Utah Power 1 6.75% $4,550
    V.I.P. MORTGAGE, INC. 1 7.50% $4,635

    CASPER Average Closing Costs & Other Stats

    CASPER, WY's 76 lenders originated 1,606 loans during 2023. The total origination value was $339,890,000, with an average loan value of $211,638.

    CASPER's average closing costs are $5,372.

    The top CASPER lender as defined by loan originations is Jonah Bank of Wyoming, with 37 loans originated. Their average total fees are $5,487, which is $3,104 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee CASPER lenders (with over 10 loans originated) are Gateway First Bank ($4,741), Jonah Bank of Wyoming ($5,487), First Interstate Bank ($5,893), Wallick & Volk, Inc. ($6,352) and GUILD MORTGAGE COMPANY ($7,042).

    The lowest rate CASPER lenders (with over 10 loans originated) are Wells Fargo Bank (6.04%), First Interstate Bank (6.45%), Gateway First Bank (6.51%), PRIMARY RESIDENTIAL MORTGAGE, INC. (6.52%) and MOVEMENT MORTGAGE, LLC (6.57%).

    CASPER, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Wallick & Volk, Inc. $52,075,000 $35,765,000 -31.3% 10.5%
    Hilltop National Bank $34,585,000 $24,170,000 -30.1% 7.1%
    Jonah Bank of Wyoming $40,670,000 $21,745,000 -46.5% 6.4%
    GUILD MORTGAGE COMPANY $2,650,000 $21,115,000 696.8% 6.2%
    First Interstate Bank $41,390,000 $19,055,000 -54.0% 5.6%
    QUICKEN LOANS, LLC $23,245,000 $18,950,000 -18.5% 5.6%
    Prudential Huntoon Paige Associates, LLC $17,350,000 n/a 5.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $17,085,000 $15,210,000 -11.0% 4.5%
    Glacier Bank $24,775,000 $15,120,000 -39.0% 4.4%
    CROSSCOUNTRY MORTGAGE, LLC $555,000 $8,680,000 1,464.0% 2.6%
    Mortgage Research Center, LLC $7,960,000 $8,050,000 1.1% 2.4%
    Platte Valley Bank $6,510,000 $7,945,000 22.0% 2.3%
    ON Q FINANCIAL, INC. $7,690,000 n/a 2.3%
    MOVEMENT MORTGAGE, LLC $7,085,000 n/a 2.1%
    CHERRY CREEK MORTGAGE, LLC $36,240,000 $6,655,000 -81.6% 2.0%
    Gateway First Bank $12,765,000 $5,985,000 -53.1% 1.8%
    Wells Fargo Bank $7,225,000 $5,645,000 -21.9% 1.7%
    WESTERN VISTA $6,530,000 $5,255,000 -19.5% 1.5%
    NEWREZ LLC $2,475,000 $4,895,000 97.8% 1.4%
    UNITED WHOLESALE MORTGAGE, LLC $6,505,000 $4,890,000 -24.8% 1.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,395,000 $4,600,000 -45.2% 1.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,145,000 $3,560,000 210.9% 1.0%
    TRIAD FINANCIAL SERVICES, INC. $1,845,000 $3,405,000 84.6% 1.0%
    U.S. Bank $7,585,000 $2,810,000 -63.0% 0.8%
    PARTNERS UNITED FINANCIAL, LLC $21,795,000 $2,550,000 -88.3% 0.8%
    CMG MORTGAGE, INC. $795,000 $2,430,000 205.7% 0.7%
    NAVY FEDERAL CREDIT UNION $3,650,000 $2,390,000 -34.5% 0.7%
    LOANDEPOT.COM, LLC $7,415,000 $2,250,000 -69.7% 0.7%
    WYHY $4,350,000 $2,120,000 -51.3% 0.6%
    ANB Bank $2,955,000 $1,660,000 -43.8% 0.5%
    USAA Federal Savings Bank $2,175,000 $1,610,000 -26.0% 0.5%
    The Huntington National Bank $345,000 $1,585,000 359.4% 0.5%
    BMO Harris Bank $1,425,000 n/a 0.4%
    AMERISAVE MORTGAGE CORPORATION $2,455,000 $1,265,000 -48.5% 0.4%
    21ST MORTGAGE CORPORATION $2,130,000 $1,220,000 -42.7% 0.4%
    Bank of America $2,095,000 $1,210,000 -42.2% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,405,000 $1,160,000 -17.4% 0.3%
    Ally Bank $165,000 $1,155,000 600.0% 0.3%
    First International Bank & Trust $1,100,000 n/a 0.3%
    PENNYMAC LOAN SERVICES, LLC $6,015,000 $1,100,000 -81.7% 0.3%
    Pinnacle Bank - Wyoming $560,000 $1,055,000 88.4% 0.3%
    Servion, Inc. $1,045,000 n/a 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,020,000 n/a 0.3%
    Farm Credit Mid-America, ACA $3,285,000 $905,000 -72.5% 0.3%
    JPMorgan Chase Bank $1,280,000 $830,000 -35.2% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $1,440,000 $805,000 -44.1% 0.2%
    OPEN MORTGAGE, LLC $1,100,000 $800,000 -27.3% 0.2%
    AmRes Corporation $860,000 $755,000 -12.2% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,170,000 $705,000 -39.7% 0.2%
    Umpqua Bank $665,000 n/a 0.2%
    GUARANTEED RATE, INC. $635,000 n/a 0.2%
    PNC Bank $215,000 $630,000 193.0% 0.2%
    UNIVERSAL LENDING CORPORATION $295,000 $630,000 113.6% 0.2%
    Carrington Mortgage Services, LLC $1,725,000 $625,000 -63.8% 0.2%
    AMERICAN FINANCING CORPORATION $2,450,000 $580,000 -76.3% 0.2%
    CHURCHILL MORTGAGE CORPORATION $590,000 $580,000 -1.7% 0.2%
    FIRST COLONY MORTGAGE CORPORATION $580,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $550,000 $580,000 5.5% 0.2%
    T2 FINANCIAL LLC $580,000 n/a 0.2%
    The Federal Savings Bank $540,000 $550,000 1.9% 0.2%
    FINANCE OF AMERICA REVERSE LLC $260,000 $540,000 107.7% 0.2%
    Truist $155,000 $540,000 248.4% 0.2%
    AMCAP MORTGAGE, LTD. $900,000 $535,000 -40.6% 0.2%
    CHEVRON $305,000 $535,000 75.4% 0.2%
    LENDSURE MORTGAGE CORP. $520,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $2,380,000 $520,000 -78.2% 0.2%
    American Mortgage & Equity Consultants, Inc. $495,000 n/a 0.1%
    EVERETT FINANCIAL, INC. $1,270,000 $475,000 -62.6% 0.1%
    PENTAGON FEDERAL CREDIT UNION $240,000 $470,000 95.8% 0.1%
    Black Hills Community Bank $465,000 n/a 0.1%
    Meridian Trust Federal Credit Union $1,445,000 $465,000 -67.8% 0.1%
    HIGHMARK $1,520,000 $445,000 -70.7% 0.1%
    CRESCENT MORTGAGE COMPANY $980,000 $440,000 -55.1% 0.1%
    Discover Bank $120,000 $435,000 262.5% 0.1%
    Utah Power $1,180,000 $410,000 -65.3% 0.1%
    American Airlines Federal Credit Union $385,000 n/a 0.1%
    First National Bank of Omaha $385,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $375,000 n/a 0.1%
    Axos Bank $365,000 $370,000 1.4% 0.1%
    First State Bank of St. Charles, Missouri $355,000 n/a 0.1%
    WINGS FINANCIAL $355,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $665,000 $345,000 -48.1% 0.1%
    MOUNTAIN AMERICA $205,000 $330,000 61.0% 0.1%
    NuVision Federal Credit Union $200,000 $330,000 65.0% 0.1%
    NEST HOME LENDING, LLC $325,000 n/a 0.1%
    TJC Mortgage, Inc. $325,000 n/a 0.1%
    V.I.P. MORTGAGE, INC. $325,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $115,000 $315,000 173.9% 0.1%
    FREEDOM MORTGAGE CORPORATION $3,910,000 $315,000 -91.9% 0.1%
    Unify Home Lending Inc. $325,000 $315,000 -3.1% 0.1%
    FirsTier Bank $285,000 n/a 0.1%
    Figure Lending LLC $280,000 $265,000 -5.4% 0.1%
    BLACK HILLS FEDERAL CREDIT UNION $255,000 n/a 0.1%
    S1L, Inc. $255,000 n/a 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $255,000 n/a 0.1%
    ACADEMY MORTGAGE CORPORATION $175,000 $245,000 40.0% 0.1%
    CITIZENS EQUITY FIRST $470,000 $245,000 -47.9% 0.1%
    VILLAGE CAPITAL MORTGAGE $235,000 n/a 0.1%
    Willamette Valley Bank $235,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $225,000 n/a 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $1,895,000 $225,000 -88.1% 0.1%
    BROKER SOLUTIONS, INC. $3,255,000 $220,000 -93.2% 0.1%
    Coastal Community Bank $215,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $215,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $350,000 $205,000 -41.4% 0.1%
    VERITAS FUNDING, LLC $205,000 n/a 0.1%
    Plains Commerce Bank $1,360,000 $195,000 -85.7% 0.1%
    RBC Bank, (Georgia) $185,000 n/a 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $175,000 n/a 0.1%
    First Internet Bank of Indiana $125,000 $175,000 40.0% 0.1%
    Commerce Home Mortgage, Inc. $165,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $165,000 n/a 0.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $245,000 $155,000 -36.7% 0.0%
    Equity Prime Mortgage LLC $175,000 $145,000 -17.1% 0.0%
    First Western Bank & Trust $145,000 n/a 0.0%
    MEGASTAR FINANCIAL CORP. $145,000 n/a 0.0%
    CORTRUST MORTGAGE, INC. $115,000 n/a 0.0%
    Flagstar Bank, FSB $545,000 $110,000 -79.8% 0.0%
    Paramount Residential Mortgage Group, Inc. $105,000 n/a 0.0%
    Alaska USA Federal Credit Union $95,000 n/a 0.0%
    AMERICAN UNITED FAMILY OF CREDIT UN $25,000 n/a 0.0%

    CASPER's top lender by overall market share is Wallick & Volk, Inc., with 10.5% market share. In second place, with 7.1%, is Hilltop National Bank, having originated $24,170,000 in loans. In third place, with 6.4%, is Jonah Bank of Wyoming, having originated $21,745,000 in loans. In fourth place, with 6.2%, is GUILD MORTGAGE COMPANY, having originated $21,115,000 in loans. In fifth place, with 5.6%, is First Interstate Bank, having originated $19,055,000 in loans.

    CASPER Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - CASPER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $225,000 (0.0%) $265,867 (3.0%) 0.00 398
    2018-02-01 $233,725 (9.2%) $270,838 (5.8%) 0.00 375
    2018-03-01 $250,000 (13.0%) $276,563 (6.6%) 0.00 405
    2018-04-01 $259,500 (15.4%) $285,953 (7.4%) 0.00 414
    2018-05-01 $265,900 (16.1%) $295,439 (8.7%) 0.00 440
    2018-06-01 $267,400 (16.3%) $301,150 (12.5%) 0.00 462
    2018-07-01 $266,925 (16.1%) $303,896 (12.6%) 0.00 474
    2018-08-01 $265,675 (15.8%) $303,381 (12.7%) 0.00 473
    2018-09-01 $267,900 (16.5%) $299,556 (12.0%) 0.00 464
    2018-10-01 $267,050 (12.7%) $297,798 (9.1%) 0.00 442
    2018-11-01 $256,450 (11.2%) $297,861 (11.0%) 0.00 416
    2018-12-01 $250,000 (6.4%) $295,741 (11.2%) 0.00 383
    2019-01-01 $245,600 (9.2%) $287,411 (8.1%) 0.00 334
    2019-02-01 $239,600 (2.5%) $276,223 (2.0%) 0.00 324
    2019-03-01 $244,243 (-2.3%) $277,431 (0.3%) 0.00 317
    2019-04-01 $248,193 (-4.4%) $281,597 (-1.5%) 0.00 303
    2019-05-01 $245,000 (-7.9%) $285,346 (-3.4%) 0.00 274
    2019-06-01 $249,900 (-6.5%) $295,145 (-2.0%) 0.00 283
    2019-07-01 $240,950 (-9.7%) $291,964 (-3.9%) 0.00 304
    2019-08-01 $233,818 (-12.0%) $285,502 (-5.9%) 0.00 308
    2019-09-01 $226,045 (-15.6%) $280,359 (-6.4%) 0.00 311
    2019-10-01 $220,000 (-17.6%) $275,779 (-7.4%) 0.00 309
    2019-11-01 $216,950 (-15.4%) $273,958 (-8.0%) 0.00 254
    2019-12-01 $221,175 (-11.5%) $279,529 (-5.5%) 0.00 222
    2020-01-01 $228,750 (-6.9%) $285,029 (-0.8%) 0.00 201
    2020-02-01 $239,750 (0.1%) $289,182 (4.7%) 0.00 191
    2020-03-01 $247,450 (1.3%) $297,549 (7.3%) 0.00 190
    2020-04-01 $264,700 (6.7%) $312,032 (10.8%) 0.00 221
    2020-05-01 $265,000 (8.2%) $301,688 (5.7%) 0.00 228
    2020-06-01 $273,975 (9.6%) $322,286 (9.2%) 0.00 215
    2020-07-01 $282,795 (17.4%) $322,801 (10.6%) 0.00 235
    2020-08-01 $287,000 (22.7%) $333,468 (16.8%) 0.00 249
    2020-09-01 $287,325 (27.1%) $344,181 (22.8%) 0.00 256
    2020-10-01 $279,000 (26.8%) $333,595 (21.0%) 0.00 261
    2020-11-01 $266,750 (23.0%) $327,891 (19.7%) 0.00 264
    2020-12-01 $269,225 (21.7%) $328,304 (17.5%) 0.00 222
    2021-01-01 $265,000 (15.9%) $331,038 (16.1%) 0.00 195
    2021-02-01 $271,250 (13.1%) $348,767 (20.6%) 0.00 157
    2021-03-01 $286,000 (15.6%) $357,746 (20.2%) 0.00 131
    2021-04-01 $304,783 (15.1%) $399,725 (28.1%) 0.00 111
    2021-05-01 $315,000 (18.9%) $395,210 (31.0%) 0.00 114
    2021-06-01 $300,000 (9.5%) $393,946 (22.2%) 0.00 143
    2021-07-01 $282,450 (-0.1%) $361,191 (11.9%) 0.00 178
    2021-08-01 $292,500 (1.9%) $364,120 (9.2%) 0.00 192
    2021-09-01 $272,000 (-5.3%) $425,383 (23.6%) 0.00 184
    2021-10-01 $262,450 (-5.9%) $366,448 (9.9%) 0.00 168
    2021-11-01 $255,950 (-4.1%) $339,607 (3.6%) 0.00 136
    2021-12-01 $255,950 (-4.9%) $349,525 (6.5%) 0.00 128
    2022-01-01 $267,500 (0.9%) $368,259 (11.2%) 0.00 100
    2022-02-01 $299,750 (10.5%) $443,016 (27.0%) 0.00 76
    2022-03-01 $351,250 (22.8%) $461,353 (29.0%) 0.00 79
    2022-04-01 $370,000 (21.4%) $454,433 (13.7%) 0.00 82
    2022-05-01 $344,925 (9.5%) $448,359 (13.5%) 0.00 95
    2022-06-01 $346,175 (15.4%) $420,791 (6.8%) 0.00 137
    2022-07-01 $349,500 (23.7%) $427,464 (18.4%) 0.00 171
    2022-08-01 $349,500 (19.5%) $428,109 (17.6%) 0.00 196
    2022-09-01 $349,500 (28.5%) $426,621 (0.3%) 0.00 199
    2022-10-01 $364,950 (39.1%) $434,324 (18.5%) 0.00 177
    2022-11-01 $366,175 (43.1%) $434,534 (28.0%) 0.00 174
    2022-12-01 $382,400 (49.4%) $450,919 (29.0%) 0.00 163
    2023-01-01 $359,900 (34.5%) $439,604 (19.4%) 0.00 146
    2023-02-01 $351,500 (17.3%) $423,154 (-4.5%) 0.00 148
    2023-03-01 $385,000 (9.6%) $453,520 (-1.7%) 0.00 128
    2023-04-01 $404,100 (9.2%) $504,303 (11.0%) 0.00 130
    2023-05-01 $415,875 (20.6%) $529,990 (18.2%) 0.00 134
    2023-06-01 $399,450 (15.4%) $491,971 (16.9%) 0.00 153
    2023-07-01 $386,150 (10.5%) $471,109 (10.2%) 0.00 162
    2023-08-01 $374,500 (7.2%) $462,090 (7.9%) 0.00 190
    2023-09-01 $368,500 (5.4%) $463,973 (8.8%) 0.00 205
    2023-10-01 $363,450 (-0.4%) $476,326 (9.7%) 0.00 194
    2023-11-01 $375,000 (2.4%) $475,802 (9.5%) 0.00 193
    2023-12-01 $385,000 (0.7%) $480,382 (6.5%) 0.00 186
    2024-01-01 $378,500 (5.2%) $518,548 (18.0%) 0.00 185
    2024-02-01 $381,225 (8.5%) $519,122 (22.7%) 0.00 154
    2024-03-01 $375,000 (-2.6%) $518,909 (14.4%) 0.00 141
    2024-04-01 $369,950 (-8.5%) $521,725 (3.5%) 0.00 139
    2024-05-01 $396,725 (-4.6%) $555,775 (4.9%) 0.00 155
    2024-06-01 $390,900 (-2.1%) $549,729 (11.7%) 0.00 169
    2024-07-01 $379,925 (-1.6%) $539,130 (14.4%) 0.00 187
    2024-08-01 $383,450 (2.4%) $519,988 (12.5%) 0.00 213
    2024-09-01 $388,363 (5.4%) $529,299 (14.1%) 0.00 220
    2024-10-01 $399,600 (10.0%) $557,750 (17.1%) 0.00 204
    CASPER's median listing price for 2024-10-01 was $399,600, a difference of $36,150 (10.0%) versus the prior year and $11,237 versus the prior month.

    CASPER's median listing price comes in at 0% of the national average.

    CASPER's average listing price for 2024-10-01 was $557,750, a difference of $81,424 (17.1%) versus the prior year and $28,451 versus the prior month.

    For the 2024-10-01 period, CASPER had 204 MLS listings, a difference of -16 listings (-7%) versus the prior month and 10 listings (5%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - CASPER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,208 sqft
    2018-02-01 0 days 2,245 sqft
    2018-03-01 0 days 2,256 sqft
    2018-04-01 0 days 2,303 sqft
    2018-05-01 0 days 2,373 sqft
    2018-06-01 0 days 2,368 sqft
    2018-07-01 0 days 2,353 sqft
    2018-08-01 0 days 2,350 sqft
    2018-09-01 0 days 2,331 sqft
    2018-10-01 0 days 2,328 sqft
    2018-11-01 0 days 2,293 sqft
    2018-12-01 0 days 2,235 sqft
    2019-01-01 0 days 2,180 sqft
    2019-02-01 0 days 2,156 sqft
    2019-03-01 0 days 2,171 sqft
    2019-04-01 0 days 2,162 sqft
    2019-05-01 0 days 2,140 sqft
    2019-06-01 0 days 2,190 sqft
    2019-07-01 0 days 2,125 sqft
    2019-08-01 0 days 2,112 sqft
    2019-09-01 0 days 2,105 sqft
    2019-10-01 0 days 2,101 sqft
    2019-11-01 0 days 2,018 sqft
    2019-12-01 0 days 2,020 sqft
    2020-01-01 0 days 2,031 sqft
    2020-02-01 0 days 2,196 sqft
    2020-03-01 0 days 2,203 sqft
    2020-04-01 0 days 2,285 sqft
    2020-05-01 0 days 2,261 sqft
    2020-06-01 0 days 2,338 sqft
    2020-07-01 0 days 2,363 sqft
    2020-08-01 0 days 2,345 sqft
    2020-09-01 0 days 2,331 sqft
    2020-10-01 0 days 2,315 sqft
    2020-11-01 0 days 2,306 sqft
    2020-12-01 0 days 2,307 sqft
    2021-01-01 0 days 2,300 sqft
    2021-02-01 0 days 2,239 sqft
    2021-03-01 0 days 2,263 sqft
    2021-04-01 0 days 2,348 sqft
    2021-05-01 0 days 2,367 sqft
    2021-06-01 0 days 2,259 sqft
    2021-07-01 0 days 2,206 sqft
    2021-08-01 0 days 2,222 sqft
    2021-09-01 0 days 2,270 sqft
    2021-10-01 0 days 2,119 sqft
    2021-11-01 0 days 2,120 sqft
    2021-12-01 0 days 2,132 sqft
    2022-01-01 0 days 2,221 sqft
    2022-02-01 0 days 2,237 sqft
    2022-03-01 0 days 2,433 sqft
    2022-04-01 0 days 2,491 sqft
    2022-05-01 0 days 2,297 sqft
    2022-06-01 0 days 2,401 sqft
    2022-07-01 0 days 2,408 sqft
    2022-08-01 0 days 2,378 sqft
    2022-09-01 0 days 2,366 sqft
    2022-10-01 0 days 2,408 sqft
    2022-11-01 0 days 2,370 sqft
    2022-12-01 0 days 2,388 sqft
    2023-01-01 0 days 2,340 sqft
    2023-02-01 0 days 2,248 sqft
    2023-03-01 0 days 2,389 sqft
    2023-04-01 0 days 2,515 sqft
    2023-05-01 0 days 2,572 sqft
    2023-06-01 0 days 2,393 sqft
    2023-07-01 0 days 2,392 sqft
    2023-08-01 0 days 2,359 sqft
    2023-09-01 0 days 2,262 sqft
    2023-10-01 0 days 2,260 sqft
    2023-11-01 0 days 2,296 sqft
    2023-12-01 0 days 2,343 sqft
    2024-01-01 0 days 2,339 sqft
    2024-02-01 0 days 2,343 sqft
    2024-03-01 0 days 2,282 sqft
    2024-04-01 0 days 2,193 sqft
    2024-05-01 0 days 2,318 sqft
    2024-06-01 0 days 2,269 sqft
    2024-07-01 0 days 2,265 sqft
    2024-08-01 0 days 2,294 sqft
    2024-09-01 0 days 2,323 sqft
    2024-10-01 0 days 2,395 sqft
    CASPER's median listing age (time on market) for 2024-10-01 was 0 days.

    CASPER's median square footage for active listings during the 2024-10-01 period was 2,395 sqft. One year prior, the average listing was 2,260 sqft.

    CASPER, WY Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    82601 Casper, WY MSA $580 $700 $830 $1,170 $1,400
    82602 Casper, WY MSA $620 $740 $880 $1,250 $1,490
    82604 Casper, WY MSA $760 $920 $1,090 $1,550 $1,850
    82605 Casper, WY MSA $620 $740 $880 $1,250 $1,490
    82609 Casper, WY MSA $640 $770 $910 $1,290 $1,540
    82620 Casper, WY MSA $620 $740 $880 $1,250 $1,490
    82630 Casper, WY MSA $620 $740 $880 $1,250 $1,490
    82635 Casper, WY MSA $590 $710 $840 $1,190 $1,420
    82636 Casper, WY MSA $630 $760 $900 $1,280 $1,520
    82638 Casper, WY MSA $760 $920 $1,090 $1,550 $1,850
    82639 Casper, WY MSA $620 $740 $880 $1,250 $1,490
    82642 Casper, WY MSA $620 $740 $880 $1,250 $1,490
    82643 Casper, WY MSA $580 $700 $830 $1,170 $1,400
    82644 Casper, WY MSA $580 $700 $830 $1,170 $1,400
    82646 Casper, WY MSA $620 $740 $880 $1,250 $1,490
    82648 Casper, WY MSA $620 $740 $880 $1,250 $1,490

    2022 Average & Median Rent Data Statistics
    CASPER, WY average 1BR rent: $756, median: $740
    CASPER, WY average 2BR rent: $898, median: $880
    CASPER, WY average 3BR rent: $1,273, median: $1,250

    CASPER, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,224 $287,800,000 $235,131
    Cash Out Refi 135 $26,725,000 $197,963
    Other 95 $6,215,000 $65,421
    Home Improvement 90 $6,920,000 $76,889
    Refi 62 $12,230,000 $197,258

    Casper's most frequently cited loan purpose was Home Purchase, with 1,224 originations. The 2nd most popular reason was Cash Out Refi, with 135 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 459 $139,275,000 $303,431
    5-6% 342 $77,400,000 $226,316
    7-8% 265 $60,805,000 $229,453
    Over 8% 198 $20,620,000 $104,141
    <2.5% 144 $2,680,000 $18,611
    2.5-3% 17 $1,165,000 $68,529
    4-5% 10 $2,600,000 $260,000
    3-4% 2 $2,020,000 $1,010,000

    During 2023, Casper's most frequently originated rate bucket was 6-7%, with 459 originations.

    Loan Sizing (CASPER, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 616 $171,340,000 $278,149
    $100,000 or less 481 $19,465,000 $40,468
    $100k-200k 363 $56,695,000 $156,185
    $400k-600k 122 $57,550,000 $471,721
    $600k-1000k 17 $11,955,000 $703,235
    $Over $1MM 7 $22,885,000 $3,269,286

    CASPER's loan sizing saw the bucket of loans from $200k-400k with 616 originations, totaling $171,340,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 642 $176,110,000 $274,315
    Under 20% 293 $8,445,000 $28,823
    60-80% 243 $68,945,000 $283,724
    20-40% 107 $11,345,000 $106,028
    40-60% 92 $33,100,000 $359,783
    Over 100% 20 $6,560,000 $328,000

    CASPER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 642 originations, totaling $176,110,000 in origination value.