CASPER Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Casper averaged 6.8% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 6.79% and one month ago for the week of 2023-08-17, the average rate was 6.8%.

    Casper's average rate one year ago was 5.73%.

    For refis of the same type during the week of 2023-09-21, the average rate was 7.19%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Casper 30 Year Fixed Rate 2023-09-21 6.8%
    Casper 30 Year Fixed Rate Refi 2023-09-21 7.19%
    Casper 15 Year Fixed Rate 2023-09-21 6.54%
    Casper 15 Year Fixed Rate Refi 2023-09-21 7.14%
    Casper 30 Year FHA 2023-09-21 6.51%
    Casper 30 Year FHA Refi 2023-09-21 7.24%
    Casper 30 Year USDA 2023-09-21 7.12%
    Casper 30 Year USDA Refi 2023-09-21 6.82%
    Casper 30 Year VA 2023-09-21 6.56%
    Casper 30 Year VA Refi 2023-09-21 6.72%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CASPER, WY.

    CASPER Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CASPER, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    First Interstate Bank 84 4.87% $6,100
    Jonah Bank of Wyoming 76 4.90% $5,433
    Wallick & Volk, Inc. 67 5.36% $5,857
    CHERRY CREEK MORTGAGE, LLC 54 5.13% $990
    QUICKEN LOANS, LLC 52 5.19% $5,988
    PARTNERS UNITED FINANCIAL, LLC 45 5.08% $6,338
    Gateway First Bank 27 5.21% $2,478
    PRIMARY RESIDENTIAL MORTGAGE, INC. 25 5.55% $6,835
    Wells Fargo Bank 24 4.65% $3,530
    LOANDEPOT.COM, LLC 16 4.44% $6,993
    Glacier Bank 13 4.76% $6,564
    U.S. Bank 12 4.96% $3,682
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 5.58% $4,608
    UNITED WHOLESALE MORTGAGE, LLC 8 4.88% $5,091
    PENNYMAC LOAN SERVICES, LLC 8 4.39% $7,350
    WESTERN VISTA 7 4.89% $5,341
    JPMorgan Chase Bank 6 5.62% $3,221
    Farm Credit Mid-America, ACA 6 6.07% $8,411
    Colonial Savings, F.A. 5 4.53% $5,621
    BROKER SOLUTIONS, INC. 5 4.12% $4,910
    AMERISAVE MORTGAGE CORPORATION 5 3.68% $9,395
    ANGEL OAK MORTGAGE SOLUTIONS LLC 5 7.17% $12,611
    GUILD MORTGAGE COMPANY 5 5.37% $8,835
    AMERICAN FINANCING CORPORATION 4 5.50% $8,560
    NAVY FEDERAL CREDIT UNION 4 5.28% $4,571
    HOME POINT FINANCIAL CORPORATION 4 5.22% $6,830
    KeyBank 4 3.84% $3,085
    CROSSCOUNTRY MORTGAGE, LLC 3 5.83% $4,397
    Sierra Pacific Mortgage Company, Inc. 3 4.46% $5,932
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.33% $9,743
    Plains Commerce Bank 3 4.63% $3,858
    AMERICAN PACIFIC MORTGAGE CORPORATION 3 5.42% $5,840
    Meridian Trust Federal Credit Union 3 3.50% $3,769
    CENTENNIAL LENDING, LLC 3 3.31% $3,519
    CRESCENT MORTGAGE COMPANY 3 4.67% $5,150
    BETTER MORTGAGE CORPORATION 2 3.81% $2,899
    CALIBER HOME LOANS, INC. 2 4.94% $3,892
    FREEDOM MORTGAGE CORPORATION 2 5.31% $3,423
    LAKEVIEW LOAN SERVICING, LLC 2 4.72% $3,949
    Carrington Mortgage Services, LLC 2 4.81% $8,253
    North American Savings Bank, F.S.B. 2 6.44% $1,175
    NEWREZ LLC 2 4.94% $3,467
    MANN FINANCIAL INC. 2 4.13% $4,657
    CARDINAL FINANCIAL 2 3.69% $7,842
    Stifel Bank and Trust 2 4.06% $2,521
    WYHY 2 6.38% $13,613
    Nations Lending Corporation 2 4.56% $8,440
    CMG MORTGAGE, INC. 2 3.87% $2,216
    AMCAP MORTGAGE, LTD. 2 4.75% $4,694
    First Western Trust Bank 2 4.44% $4,149
    BAY EQUITY LLC 2 5.75% $7,423
    Wyndham Capital Mortgage, Inc. 1 3.49% $5,072
    Ally Bank 1 6.00% $1,837
    Amerifirst Financial, Inc. 1 5.13% $5,970
    AmRes Corporation 1 6.38% $9,004
    AXIA FINANCIAL, LLC 1 5.75% $3,799
    Bank of America 1 5.75% $3,894
    Bank of England 1 5.88% $2,280
    Bank of the West 1 3.63% $2,185
    Blue Federal Credit Union 1 3.88% $3,625
    CHEVRON 1 3.50% $6,220
    CITIZENS EQUITY FIRST 1 5.25% $2,615
    CORNERSTONE HOME LENDING, INC. 1 3.99% $3,654
    EVERETT FINANCIAL, INC. 1 5.25% $2,058
    Flagstar Bank, FSB 1 3.31% $2,445
    Flanagan State Bank 1 5.63% $4,924
    Fortress Bank 1 5.63% $2,280
    Goldman Sachs Bank USA 1 4.30% $3,919
    Morgan Stanley Private Bank 1 5.45% $2,384
    Mr. Cooper ( Nationstar Mortgage ) 1 5.99% $1,385
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.88% $6,772
    NBKC BANK 1 3.13% $1,999
    NuVision Federal Credit Union 1 3.75% $2,791
    PENTAGON FEDERAL CREDIT UNION 1 6.25% $6,631
    Quontic Bank 1 7.75% $15,702
    RESIDENTIAL BANCORP 1 8.38% $6,255
    SOFI LENDING CORP. 1 5.38% $2,654
    The Huntington National Bank 1 6.13% $4,034
    Truist 1 5.60% $2,439
    UNION HOME MORTGAGE CORP. 1 7.63% $7,616
    Utah Power 1 4.99% $5,233
    ACADEMY MORTGAGE CORPORATION 1 4.50% $2,724

    CASPER Average Closing Costs & Other Stats

    CASPER, WY's 82 lenders originated 2,297 loans during 2022. The total origination value was $483,725,000, with an average loan value of $210,590.

    CASPER's average closing costs are $5,083.

    The top CASPER lender as defined by loan originations is First Interstate Bank, with 84 loans originated. Their average total fees are $6,100, which is $667 higher than the next largest lender, Jonah Bank of Wyoming.

    The lowest fee CASPER lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($990), Gateway First Bank ($2,478), Wells Fargo Bank ($3,530), U.S. Bank ($3,682) and Jonah Bank of Wyoming ($5,433).

    The lowest rate CASPER lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (4.44%), Wells Fargo Bank (4.65%), Glacier Bank (4.76%), First Interstate Bank (4.87%) and Jonah Bank of Wyoming (4.90%).

    CASPER, WY Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Wallick & Volk, Inc. $75,040,000 $52,075,000 -30.6% 10.8%
    First Interstate Bank $90,455,000 $41,390,000 -54.2% 8.6%
    Jonah Bank of Wyoming $55,225,000 $40,670,000 -26.4% 8.4%
    CHERRY CREEK MORTGAGE, LLC $54,080,000 $36,240,000 -33.0% 7.5%
    Hilltop National Bank $57,510,000 $34,585,000 -39.9% 7.1%
    Glacier Bank $48,290,000 $24,775,000 -48.7% 5.1%
    QUICKEN LOANS, LLC $61,085,000 $23,245,000 -61.9% 4.8%
    PARTNERS UNITED FINANCIAL, LLC $29,525,000 $21,795,000 -26.2% 4.5%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $23,120,000 $17,085,000 -26.1% 3.5%
    Gateway First Bank $8,255,000 $12,765,000 54.6% 2.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,125,000 $8,395,000 295.1% 1.7%
    Mortgage Research Center, LLC $10,410,000 $7,960,000 -23.5% 1.6%
    U.S. Bank $9,860,000 $7,585,000 -23.1% 1.6%
    LOANDEPOT.COM, LLC $10,710,000 $7,415,000 -30.8% 1.5%
    Wells Fargo Bank $20,005,000 $7,225,000 -63.9% 1.5%
    WESTERN VISTA $31,000,000 $6,530,000 -78.9% 1.3%
    Platte Valley Bank $13,750,000 $6,510,000 -52.7% 1.3%
    UNITED WHOLESALE MORTGAGE, LLC $25,630,000 $6,505,000 -74.6% 1.3%
    PENNYMAC LOAN SERVICES, LLC $11,655,000 $6,015,000 -48.4% 1.2%
    WYHY $7,815,000 $4,350,000 -44.3% 0.9%
    KS StateBank $155,000 $4,125,000 2,561.3% 0.9%
    FREEDOM MORTGAGE CORPORATION $26,435,000 $3,910,000 -85.2% 0.8%
    NAVY FEDERAL CREDIT UNION $2,920,000 $3,650,000 25.0% 0.8%
    Farm Credit Mid-America, ACA $3,165,000 $3,285,000 3.8% 0.7%
    BROKER SOLUTIONS, INC. $3,425,000 $3,255,000 -5.0% 0.7%
    ANB Bank $3,120,000 $2,955,000 -5.3% 0.6%
    GUILD MORTGAGE COMPANY $1,450,000 $2,650,000 82.8% 0.5%
    NEWREZ LLC $4,535,000 $2,475,000 -45.4% 0.5%
    AMERISAVE MORTGAGE CORPORATION $10,270,000 $2,455,000 -76.1% 0.5%
    AMERICAN FINANCING CORPORATION $1,930,000 $2,450,000 26.9% 0.5%
    NEW DAY FINANCIAL, LLC $1,055,000 $2,380,000 125.6% 0.5%
    USAA Federal Savings Bank $3,830,000 $2,175,000 -43.2% 0.4%
    21ST MORTGAGE CORPORATION $270,000 $2,130,000 688.9% 0.4%
    Bank of America $2,430,000 $2,095,000 -13.8% 0.4%
    NBKC BANK $490,000 $2,015,000 311.2% 0.4%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $1,895,000 n/a 0.4%
    Colonial Savings, F.A. $900,000 $1,845,000 105.0% 0.4%
    TRIAD FINANCIAL SERVICES, INC. $735,000 $1,845,000 151.0% 0.4%
    Carrington Mortgage Services, LLC $4,975,000 $1,725,000 -65.3% 0.4%
    KeyBank $550,000 $1,555,000 182.7% 0.3%
    HIGHMARK $850,000 $1,520,000 78.8% 0.3%
    Meridian Trust Federal Credit Union $2,130,000 $1,445,000 -32.2% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $5,720,000 $1,440,000 -74.8% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $7,020,000 $1,405,000 -80.0% 0.3%
    Plains Commerce Bank $6,690,000 $1,360,000 -79.7% 0.3%
    HOME POINT FINANCIAL CORPORATION $3,610,000 $1,335,000 -63.0% 0.3%
    JPMorgan Chase Bank $3,750,000 $1,280,000 -65.9% 0.3%
    EVERETT FINANCIAL, INC. $275,000 $1,270,000 361.8% 0.3%
    Utah Power $1,125,000 $1,180,000 4.9% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,310,000 $1,170,000 -10.7% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $185,000 $1,145,000 518.9% 0.2%
    BETTER MORTGAGE CORPORATION $6,655,000 $1,125,000 -83.1% 0.2%
    OPEN MORTGAGE, LLC $8,210,000 $1,100,000 -86.6% 0.2%
    Goldman Sachs Bank USA $1,045,000 n/a 0.2%
    BAY EQUITY LLC $1,455,000 $1,000,000 -31.3% 0.2%
    CRESCENT MORTGAGE COMPANY $2,840,000 $980,000 -65.5% 0.2%
    Nations Lending Corporation $1,490,000 $960,000 -35.6% 0.2%
    Sierra Pacific Mortgage Company, Inc. $95,000 $930,000 878.9% 0.2%
    CENTENNIAL LENDING, LLC $1,540,000 $910,000 -40.9% 0.2%
    AMCAP MORTGAGE, LTD. $340,000 $900,000 164.7% 0.2%
    Wyoming Bank & Trust $1,190,000 $890,000 -25.2% 0.2%
    AmRes Corporation $860,000 n/a 0.2%
    CMG MORTGAGE, INC. $925,000 $795,000 -14.1% 0.2%
    Flanagan State Bank $215,000 $790,000 267.4% 0.2%
    CALIBER HOME LOANS, INC. $5,950,000 $755,000 -87.3% 0.2%
    DOMINION FINANCIAL SERVICES, LLC $755,000 n/a 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $5,045,000 $705,000 -86.0% 0.1%
    PLANET HOME LENDING, LLC $675,000 $675,000 0.0% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $665,000 n/a 0.1%
    Red River Bank $635,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $1,955,000 $590,000 -69.8% 0.1%
    Pinnacle Bank - Wyoming $415,000 $560,000 34.9% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $555,000 $555,000 0.0% 0.1%
    RELIANCE FIRST CAPITAL, LLC $875,000 $550,000 -37.1% 0.1%
    Bank of Colorado $400,000 $545,000 36.3% 0.1%
    Flagstar Bank, FSB $2,210,000 $545,000 -75.3% 0.1%
    The Federal Savings Bank $3,300,000 $540,000 -83.6% 0.1%
    CITIZENS EQUITY FIRST $470,000 n/a 0.1%
    First Western Trust Bank $460,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $460,000 $445,000 -3.3% 0.1%
    North American Savings Bank, F.S.B. $435,000 $430,000 -1.1% 0.1%
    Amerifirst Financial, Inc. $750,000 $425,000 -43.3% 0.1%
    Quontic Bank $405,000 n/a 0.1%
    Fortress Bank $395,000 n/a 0.1%
    NBH Bank $395,000 n/a 0.1%
    MANN FINANCIAL INC. $255,000 $390,000 52.9% 0.1%
    Stifel Bank and Trust $2,420,000 $390,000 -83.9% 0.1%
    Paramount Bank $455,000 $375,000 -17.6% 0.1%
    Axos Bank $365,000 n/a 0.1%
    BNC National Bank $435,000 $365,000 -16.1% 0.1%
    Waterstone Mortgage Corporation $365,000 n/a 0.1%
    Bank of the West $2,080,000 $355,000 -82.9% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $1,835,000 $350,000 -80.9% 0.1%
    M&T Bank $545,000 $345,000 -36.7% 0.1%
    The Huntington National Bank $295,000 $345,000 16.9% 0.1%
    OAKTREE FUNDING CORP. $335,000 n/a 0.1%
    Bank of England $325,000 $325,000 0.0% 0.1%
    Unify Home Lending Inc. $325,000 n/a 0.1%
    CHEVRON $220,000 $305,000 38.6% 0.1%
    Peak Financial $295,000 n/a 0.1%
    UNIVERSAL LENDING CORPORATION $315,000 $295,000 -6.3% 0.1%
    SOFI LENDING CORP. $1,310,000 $285,000 -78.2% 0.1%
    The Central Trust Bank $285,000 n/a 0.1%
    Figure Lending LLC $120,000 $280,000 133.3% 0.1%
    First Bank $275,000 n/a 0.1%
    First Guaranty Mortgage Corporation $1,340,000 $270,000 -79.9% 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $175,000 $265,000 51.4% 0.1%
    FINANCE OF AMERICA REVERSE LLC $260,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $255,000 n/a 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $465,000 $250,000 -46.2% 0.1%
    Magnolia Bank $1,200,000 $245,000 -79.6% 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $1,080,000 $245,000 -77.3% 0.1%
    PENTAGON FEDERAL CREDIT UNION $240,000 n/a 0.0%
    American National Bank $225,000 n/a 0.0%
    Gate City Bank $225,000 n/a 0.0%
    PNC Bank $215,000 n/a 0.0%
    CASTLE & COOKE MORTGAGE, LLC $325,000 $210,000 -35.4% 0.0%
    MID AMERICA MORTGAGE, INC. $205,000 n/a 0.0%
    MOUNTAIN AMERICA $350,000 $205,000 -41.4% 0.0%
    NuVision Federal Credit Union $625,000 $200,000 -68.0% 0.0%
    NEXERA HOLDING LLC $195,000 n/a 0.0%
    PHH Mortgage Corporation $185,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $1,690,000 $185,000 -89.1% 0.0%
    AMERICAN ADVISORS GROUP $415,000 $180,000 -56.6% 0.0%
    ACADEMY MORTGAGE CORPORATION $1,070,000 $175,000 -83.6% 0.0%
    Equity Prime Mortgage LLC $665,000 $175,000 -73.7% 0.0%
    Morgan Stanley Private Bank $175,000 n/a 0.0%
    Operating Engineers Local Union #3 $175,000 n/a 0.0%
    Points West Community Bank $555,000 $175,000 -68.5% 0.0%
    Ally Bank $165,000 n/a 0.0%
    AXIA FINANCIAL, LLC $165,000 n/a 0.0%
    Wyndham Capital Mortgage, Inc. $855,000 $165,000 -80.7% 0.0%
    TOWER $160,000 n/a 0.0%
    FOUR POINTS $155,000 n/a 0.0%
    Truist $1,010,000 $155,000 -84.7% 0.0%
    Blue Federal Credit Union $145,000 n/a 0.0%
    Hometown Credit Union $145,000 n/a 0.0%
    RESIDENTIAL BANCORP. $135,000 n/a 0.0%
    First Internet Bank of Indiana $125,000 n/a 0.0%
    Discover Bank $55,000 $120,000 118.2% 0.0%
    Barrington Bank & Trust Company, N.A. $635,000 $115,000 -81.9% 0.0%
    Choice Financial Group $115,000 n/a 0.0%
    Citizens Bank $235,000 $95,000 -59.6% 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $95,000 n/a 0.0%
    ENCORE BANK $55,000 n/a 0.0%
    STAR USA FEDERAL CREDIT UNION $45,000 n/a 0.0%
    Pinnacle Bank $35,000 n/a 0.0%

    CASPER's top lender by overall market share is Wallick & Volk, Inc., with 10.8% market share. In second place, with 8.6%, is First Interstate Bank, having originated $41,390,000 in loans. In third place, with 8.4%, is Jonah Bank of Wyoming, having originated $40,670,000 in loans. In fourth place, with 7.5%, is CHERRY CREEK MORTGAGE, LLC, having originated $36,240,000 in loans. In fifth place, with 7.1%, is Hilltop National Bank, having originated $34,585,000 in loans.

    CASPER Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - CASPER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $225,000 (0.0%) $265,867 (3.0%) 0.00 398
    2018-02-01 $233,725 (9.2%) $270,838 (5.8%) 0.00 375
    2018-03-01 $250,000 (13.0%) $276,563 (6.6%) 0.00 405
    2018-04-01 $259,500 (15.4%) $285,953 (7.4%) 0.00 414
    2018-05-01 $265,900 (16.1%) $295,439 (8.7%) 0.00 440
    2018-06-01 $267,400 (16.3%) $301,150 (12.5%) 0.00 462
    2018-07-01 $266,925 (16.1%) $303,896 (12.6%) 0.00 474
    2018-08-01 $265,675 (15.8%) $303,381 (12.7%) 0.00 473
    2018-09-01 $267,900 (16.5%) $299,556 (12.0%) 0.00 464
    2018-10-01 $267,050 (12.7%) $297,798 (9.1%) 0.00 442
    2018-11-01 $256,450 (11.2%) $297,861 (11.0%) 0.00 416
    2018-12-01 $250,000 (6.4%) $295,741 (11.2%) 0.00 383
    2019-01-01 $245,600 (9.2%) $287,411 (8.1%) 0.00 334
    2019-02-01 $239,600 (2.5%) $276,223 (2.0%) 0.00 324
    2019-03-01 $244,243 (-2.3%) $277,431 (0.3%) 0.00 317
    2019-04-01 $248,193 (-4.4%) $281,597 (-1.5%) 0.00 303
    2019-05-01 $245,000 (-7.9%) $285,346 (-3.4%) 0.00 274
    2019-06-01 $249,900 (-6.5%) $295,145 (-2.0%) 0.00 283
    2019-07-01 $240,950 (-9.7%) $291,964 (-3.9%) 0.00 304
    2019-08-01 $233,818 (-12.0%) $285,502 (-5.9%) 0.00 308
    2019-09-01 $226,045 (-15.6%) $280,359 (-6.4%) 0.00 311
    2019-10-01 $220,000 (-17.6%) $275,779 (-7.4%) 0.00 309
    2019-11-01 $216,950 (-15.4%) $273,958 (-8.0%) 0.00 254
    2019-12-01 $221,175 (-11.5%) $279,529 (-5.5%) 0.00 222
    2020-01-01 $228,750 (-6.9%) $285,029 (-0.8%) 0.00 201
    2020-02-01 $239,750 (0.1%) $289,182 (4.7%) 0.00 191
    2020-03-01 $247,450 (1.3%) $297,549 (7.3%) 0.00 190
    2020-04-01 $264,700 (6.7%) $312,032 (10.8%) 0.00 221
    2020-05-01 $265,000 (8.2%) $301,688 (5.7%) 0.00 228
    2020-06-01 $273,975 (9.6%) $322,286 (9.2%) 0.00 215
    2020-07-01 $282,598 (17.3%) $322,544 (10.5%) 0.00 236
    2020-08-01 $287,000 (22.7%) $333,184 (16.7%) 0.00 250
    2020-09-01 $287,325 (27.1%) $344,181 (22.8%) 0.00 256
    2020-10-01 $279,000 (26.8%) $333,595 (21.0%) 0.00 261
    2020-11-01 $266,750 (23.0%) $327,891 (19.7%) 0.00 264
    2020-12-01 $269,225 (21.7%) $328,304 (17.5%) 0.00 222
    2021-01-01 $265,000 (15.9%) $331,038 (16.1%) 0.00 195
    2021-02-01 $271,250 (13.1%) $348,767 (20.6%) 0.00 157
    2021-03-01 $286,000 (15.6%) $357,746 (20.2%) 0.00 131
    2021-04-01 $304,783 (15.1%) $399,725 (28.1%) 0.00 111
    2021-05-01 $315,000 (18.9%) $395,210 (31.0%) 0.00 114
    2021-06-01 $300,000 (9.5%) $393,946 (22.2%) 0.00 143
    2021-07-01 $282,450 (-0.1%) $361,191 (12.0%) 0.00 178
    2021-08-01 $292,500 (1.9%) $364,120 (9.3%) 0.00 192
    2021-09-01 $272,000 (-5.3%) $425,383 (23.6%) 0.00 184
    2021-10-01 $262,450 (-5.9%) $366,448 (9.9%) 0.00 168
    2021-11-01 $255,950 (-4.1%) $339,607 (3.6%) 0.00 136
    2021-12-01 $255,950 (-4.9%) $349,525 (6.5%) 0.00 128
    2022-01-01 $267,500 (0.9%) $368,259 (11.2%) 0.00 100
    2022-02-01 $299,750 (10.5%) $443,016 (27.0%) 0.00 76
    2022-03-01 $351,250 (22.8%) $461,353 (29.0%) 0.00 79
    2022-04-01 $370,000 (21.4%) $454,433 (13.7%) 0.00 82
    2022-05-01 $344,925 (9.5%) $448,359 (13.5%) 0.00 95
    2022-06-01 $346,175 (15.4%) $420,791 (6.8%) 0.00 137
    2022-07-01 $349,500 (23.7%) $427,464 (18.4%) 0.00 171
    2022-08-01 $349,500 (19.5%) $428,109 (17.6%) 0.00 196
    2022-09-01 $349,500 (28.5%) $426,621 (0.3%) 0.00 199
    2022-10-01 $364,950 (39.1%) $434,324 (18.5%) 0.00 177
    2022-11-01 $366,175 (43.1%) $434,534 (28.0%) 0.00 174
    2022-12-01 $382,400 (49.4%) $450,919 (29.0%) 0.00 163
    2023-01-01 $359,900 (34.5%) $439,604 (19.4%) 0.00 146
    2023-02-01 $351,500 (17.3%) $423,154 (-4.5%) 0.00 148
    2023-03-01 $385,000 (9.6%) $453,520 (-1.7%) 0.00 128
    2023-04-01 $404,100 (9.2%) $504,303 (11.0%) 0.00 130
    2023-05-01 $422,125 (22.4%) $533,168 (18.9%) 0.00 131
    2023-06-01 $399,950 (15.5%) $496,794 (18.1%) 0.00 150
    2023-07-01 $386,150 (10.5%) $471,596 (10.3%) 0.00 162
    2023-08-01 $374,500 (7.2%) $462,090 (7.9%) 0.00 190
    CASPER's median listing price for 2023-08-01 was $374,500, a difference of $25,000 (7.2%) versus the prior year and $-11,650 versus the prior month.

    CASPER's median listing price comes in at 0% of the national average.

    CASPER's average listing price for 2023-08-01 was $462,090, a difference of $33,981 (7.9%) versus the prior year and $-9,506 versus the prior month.

    For the 2023-08-01 period, CASPER had 190 MLS listings, a difference of 28 listings (17%) versus the prior month and -6 listings (-3%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - CASPER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,208 sqft
    2018-02-01 0 days 2,245 sqft
    2018-03-01 0 days 2,256 sqft
    2018-04-01 0 days 2,303 sqft
    2018-05-01 0 days 2,373 sqft
    2018-06-01 0 days 2,368 sqft
    2018-07-01 0 days 2,353 sqft
    2018-08-01 0 days 2,350 sqft
    2018-09-01 0 days 2,331 sqft
    2018-10-01 0 days 2,328 sqft
    2018-11-01 0 days 2,293 sqft
    2018-12-01 0 days 2,235 sqft
    2019-01-01 0 days 2,180 sqft
    2019-02-01 0 days 2,156 sqft
    2019-03-01 0 days 2,171 sqft
    2019-04-01 0 days 2,162 sqft
    2019-05-01 0 days 2,140 sqft
    2019-06-01 0 days 2,190 sqft
    2019-07-01 0 days 2,125 sqft
    2019-08-01 0 days 2,112 sqft
    2019-09-01 0 days 2,105 sqft
    2019-10-01 0 days 2,101 sqft
    2019-11-01 0 days 2,018 sqft
    2019-12-01 0 days 2,020 sqft
    2020-01-01 0 days 2,031 sqft
    2020-02-01 0 days 2,196 sqft
    2020-03-01 0 days 2,203 sqft
    2020-04-01 0 days 2,285 sqft
    2020-05-01 0 days 2,261 sqft
    2020-06-01 0 days 2,338 sqft
    2020-07-01 0 days 2,348 sqft
    2020-08-01 0 days 2,345 sqft
    2020-09-01 0 days 2,331 sqft
    2020-10-01 0 days 2,315 sqft
    2020-11-01 0 days 2,306 sqft
    2020-12-01 0 days 2,307 sqft
    2021-01-01 0 days 2,300 sqft
    2021-02-01 0 days 2,239 sqft
    2021-03-01 0 days 2,263 sqft
    2021-04-01 0 days 2,348 sqft
    2021-05-01 0 days 2,367 sqft
    2021-06-01 0 days 2,259 sqft
    2021-07-01 0 days 2,206 sqft
    2021-08-01 0 days 2,222 sqft
    2021-09-01 0 days 2,270 sqft
    2021-10-01 0 days 2,119 sqft
    2021-11-01 0 days 2,120 sqft
    2021-12-01 0 days 2,132 sqft
    2022-01-01 0 days 2,221 sqft
    2022-02-01 0 days 2,237 sqft
    2022-03-01 0 days 2,433 sqft
    2022-04-01 0 days 2,491 sqft
    2022-05-01 0 days 2,297 sqft
    2022-06-01 0 days 2,401 sqft
    2022-07-01 0 days 2,408 sqft
    2022-08-01 0 days 2,378 sqft
    2022-09-01 0 days 2,366 sqft
    2022-10-01 0 days 2,408 sqft
    2022-11-01 0 days 2,370 sqft
    2022-12-01 0 days 2,388 sqft
    2023-01-01 0 days 2,340 sqft
    2023-02-01 0 days 2,248 sqft
    2023-03-01 0 days 2,389 sqft
    2023-04-01 0 days 2,515 sqft
    2023-05-01 0 days 2,586 sqft
    2023-06-01 0 days 2,410 sqft
    2023-07-01 0 days 2,392 sqft
    2023-08-01 0 days 2,359 sqft
    CASPER's median listing age (time on market) for 2023-08-01 was 0 days.

    CASPER's median square footage for active listings during the 2023-08-01 period was 2,359 sqft. One year prior, the average listing was 2,378 sqft.

    CASPER, WY Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    82601 Casper, WY $540 $670 $790 $1,120 $1,360
    82602 Casper, WY $610 $730 $860 $1,220 $1,470
    82604 Casper, WY $750 $900 $1,060 $1,510 $1,810
    82605 Casper, WY $610 $730 $860 $1,220 $1,470
    82609 Casper, WY $630 $760 $890 $1,260 $1,520
    82620 Casper, WY $610 $730 $860 $1,220 $1,470
    82630 Casper, WY $610 $730 $860 $1,220 $1,470
    82635 Casper, WY $570 $690 $810 $1,150 $1,390
    82636 Casper, WY $610 $730 $860 $1,220 $1,470
    82638 Casper, WY $610 $730 $860 $1,220 $1,470
    82639 Casper, WY $620 $750 $880 $1,250 $1,510
    82642 Casper, WY $610 $730 $860 $1,220 $1,470
    82643 Casper, WY $540 $670 $790 $1,120 $1,360
    82644 Casper, WY $580 $700 $820 $1,160 $1,400
    82646 Casper, WY $610 $730 $860 $1,220 $1,470
    82648 Casper, WY $610 $730 $860 $1,220 $1,470

    2022 Average & Median Rent Data Statistics
    CASPER, WY average 1BR rent: $732, median: $730
    CASPER, WY average 2BR rent: $861, median: $860
    CASPER, WY average 3BR rent: $1,222, median: $1,220

    CASPER, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,583 $356,925,000 $225,474
    Cash Out Refi 299 $60,995,000 $203,997
    Refi 204 $48,930,000 $239,853
    Home Improvement 118 $9,580,000 $81,186
    Other 93 $7,295,000 $78,441

    Casper's most frequently cited loan purpose was Home Purchase, with 1,583 originations. The 2nd most popular reason was Cash Out Refi, with 299 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 508 $120,290,000 $236,791
    5-6% 472 $118,370,000 $250,784
    3-4% 363 $85,655,000 $235,964
    6-7% 226 $53,260,000 $235,664
    <2.5% 162 $9,450,000 $58,333
    2.5-3% 162 $30,710,000 $189,568
    7-8% 97 $15,195,000 $156,649
    Over 8% 59 $4,805,000 $81,441

    During 2022, Casper's most frequently originated rate bucket was 4-5%, with 508 originations.

    Loan Sizing (CASPER, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 951 $264,555,000 $278,186
    $100k-200k 599 $94,455,000 $157,688
    $100,000 or less 564 $24,850,000 $44,060
    $400k-600k 142 $65,610,000 $462,042
    $600k-1000k 35 $24,595,000 $702,714
    $Over $1MM 6 $9,660,000 $1,610,000

    CASPER's loan sizing saw the bucket of loans from $200k-400k with 951 originations, totaling $264,555,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 906 $239,020,000 $263,819
    60-80% 450 $118,100,000 $262,444
    Under 20% 314 $9,630,000 $30,669
    40-60% 158 $33,920,000 $214,684
    20-40% 146 $17,920,000 $122,740
    Over 100% 34 $11,560,000 $340,000

    CASPER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 906 originations, totaling $239,020,000 in origination value.