CASPER Mortgage Rates

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Casper averaged 5.96% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

    The average rate for the prior week (2022-06-23) was 5.77% and one month ago for the week of 2022-05-26, the average rate was 5.26%.

    Casper's average rate one year ago was 2.99%.

    For refis of the same type during the week of 2022-06-30, the average rate was 5.58%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2022-06-30 5.7%
    Casper 30 Year Fixed Rate 2022-06-30 5.96%
    Casper 30 Year Fixed Rate Refi 2022-06-30 5.58%
    Casper 15 Year Fixed Rate 2022-06-30 5.38%
    Casper 15 Year Fixed Rate Refi 2022-06-30 4.72%
    Casper 30 Year FHA 2022-06-30 5.57%
    Casper 30 Year FHA Refi 2022-06-30 5.56%
    Casper 30 Year USDA 2022-06-30 5.42%
    Casper 30 Year USDA Refi 2022-06-30 5.04%
    Casper 30 Year VA 2022-06-30 5.57%
    Casper 30 Year VA Refi 2022-06-30 5.04%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CASPER, WY.

    CASPER Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CASPER, WY market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    First Interstate Bank 181 3.06% $4,632
    QUICKEN LOANS, LLC 139 3.08% $4,935
    Jonah Bank of Wyoming 108 2.84% $4,041
    Wallick & Volk, Inc. 106 3.28% $3,760
    WESTERN VISTA 76 2.74% $4,982
    CHERRY CREEK MORTGAGE, LLC 75 3.28% $824
    Wells Fargo Bank 59 3.07% $3,739
    PARTNERS UNITED FINANCIAL, LLC 58 3.16% $5,808
    UNITED WHOLESALE MORTGAGE, LLC 54 2.95% $4,295
    Glacier Bank 38 3.11% $6,074
    PRIMARY RESIDENTIAL MORTGAGE, INC. 34 3.17% $5,211
    OPEN MORTGAGE, LLC 25 2.86% $4,429
    AMERISAVE MORTGAGE CORPORATION 23 2.90% $5,401
    BETTER MORTGAGE CORPORATION 18 2.97% $1,821
    LOANDEPOT.COM, LLC 15 3.06% $5,635
    CALIBER HOME LOANS, INC. 14 3.10% $3,436
    Plains Commerce Bank 14 3.04% $4,484
    Gateway First Bank 12 3.34% $2,132
    CRESCENT MORTGAGE COMPANY 12 3.11% $4,566
    PENNYMAC LOAN SERVICES, LLC 11 3.07% $5,592
    BROKER SOLUTIONS, INC. 10 3.09% $4,800
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 9 3.10% $4,411
    Mr. Cooper ( Nationstar Mortgage ) 9 3.46% $5,014
    U.S. Bank 9 3.08% $2,633
    HOME POINT FINANCIAL CORPORATION 9 3.08% $3,134
    JPMorgan Chase Bank 8 2.91% $3,879
    Carrington Mortgage Services, LLC 7 3.36% $4,615
    NEWREZ LLC 7 3.27% $3,368
    FREEDOM MORTGAGE CORPORATION 6 3.27% $3,612
    Flagstar Bank, FSB 6 3.02% $5,059
    CENTENNIAL LENDING, LLC 6 2.94% $4,854
    Farm Credit Mid-America, ACA 5 3.57% $6,930
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 3.10% $3,170
    Bank of America 5 2.83% $4,343
    AMERICAN FINANCING CORPORATION 5 2.98% $4,570
    Bank of the West 4 3.09% $3,657
    Colonial Savings, F.A. 4 3.25% $3,050
    NAVY FEDERAL CREDIT UNION 4 3.38% $2,579
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 2.88% $6,514
    Truist Bank 3 3.03% $4,662
    CHURCHILL MORTGAGE CORPORATION 2 3.44% $3,670
    AMERICAN FINANCIAL NETWORK, INC. 2 3.06% $8,551
    Amerifirst Financial, Inc. 2 3.63% $436
    BAY EQUITY LLC 2 3.06% $3,049
    CMG MORTGAGE, INC. 2 3.13% $3,325
    First Home Bank 2 2.99% $8,068
    GUILD MORTGAGE COMPANY 2 3.43% $4,871
    HOMESTEAD FUNDING CORP. 2 2.94% $3,737
    KeyBank 2 2.75% $3,108
    Mortgage Research Center, LLC 2 2.56% $732
    Nations Lending Corporation 2 3.06% $10,491
    SOFI LENDING CORP. 2 2.81% $3,227
    Stifel Bank and Trust 2 2.69% $3,659
    TCF National Bank 2 3.19% $2,603
    Wyoming Bank & Trust 2 2.88% $5,300
    FirstBank 1 2.38% $2,909
    Magnolia Bank 1 2.88% $3,586
    MANN FINANCIAL INC. 1 3.25% $5,439
    Manufacturers and Traders Trust Company 1 3.13% $3,292
    Meridian Trust Federal Credit Union 1 3.99% $1,969
    MORIA DEVELOPMENT, INC. 1 2.88% $4,010
    VERITAS FUNDING, LLC 1 2.50% $5,492
    MOVEMENT MORTGAGE, LLC 1 3.25% $2,240
    FINANCE OF AMERICA MORTGAGE LLC 1 2.88% $2,197
    MUTUAL OF OMAHA MORTGAGE, INC. 1 2.75% $6,001
    AMCAP MORTGAGE, LTD. 1 2.99% $2,033
    NATIONWIDE MORTGAGE BANKERS, INC. 1 2.75% $5,535
    EVERETT FINANCIAL, INC. 1 3.50% $2,258
    DRAPER AND KRAMER MORTGAGE CORP. 1 2.63% $1,974
    Northpointe Bank 1 3.38% $2,386
    NuVision Federal Credit Union 1 3.13% $2,142
    CROSSCOUNTRY MORTGAGE, LLC 1 3.50% $6,830
    CORNERSTONE HOME LENDING, INC. 1 3.63% $3,657
    Columbia State Bank 1 3.25% $3,690
    Pinnacle Bank - Wyoming 1 4.05% $2,130
    ACADEMY MORTGAGE CORPORATION 1 3.38% $2,656
    PREMIA MORTGAGE, LLC 1 2.88% $0
    Presidential Bank, FSB 1 2.88% $3,048
    CELEBRITY HOME LOANS, LLC 1 4.13% $2,878
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.25% $3,323
    BOKF 1 3.00% $5,497
    RBC Bank, (Georgia) 1 3.38% $961
    RELIANCE FIRST CAPITAL, LLC 1 3.63% $6,804
    Sierra Pacific Mortgage Company, Inc. 1 3.63% $4,991
    Alerus Financial 1 3.13% $3,363
    ADVANCIAL 1 2.88% $2,043
    SUCCESS MORTGAGE PARTNERS, INC. 1 3.25% $2,444
    Sunflower Bank 1 2.75% $2,908
    West Gate Bank 1 2.75% $2,194
    The Huntington National Bank 1 3.38% $2,926
    BELEM SERVICING LLC 1 3.99% $3,395
    UBS Bank USA 1 2.88% $4,541
    Bank of Colorado 1 3.50% $2,659
    USAA Federal Savings Bank 1 3.25% $3,456
    HOME MORTGAGE ALLIANCE, LLC 1 3.25% $1,975
    AMERICAN FINANCIAL RESOURCES, INC. 1 3.50% $3,235
    INTERCAP LENDING INC. 1 2.75% $3,491
    InterContinental Capital Group, Inc 1 2.75% $4,520
    Flanagan State Bank 1 3.13% $5,410
    First International Bank & Trust 1 3.63% $3,645
    Utah Power 1 2.63% $3,170
    LENDERFI, INC. 1 2.63% $1,588

    CASPER, WY's 102 lenders originated 3,939 loans during 2021. The total origination value was $852,405,000, with an average loan value of $216,401.

    The top CASPER lender as defined by loan originations is First Interstate Bank, with 181 loans originated. Their average total fees are $4,632, which is $303 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee CASPER lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($824), BETTER MORTGAGE CORPORATION ($1,821), Gateway First Bank ($2,132), CALIBER HOME LOANS, INC. ($3,436) and Wells Fargo Bank ($3,739).

    The lowest rate CASPER lenders (with over 10 loans originated) are WESTERN VISTA (2.74%), Jonah Bank of Wyoming (2.84%), OPEN MORTGAGE, LLC (2.86%), AMERISAVE MORTGAGE CORPORATION (2.90%) and UNITED WHOLESALE MORTGAGE, LLC (2.95%).

    CASPER, WY Lender Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
    First Interstate Bank $155,220,000 $90,455,000 -41.7% 10.6%
    Wallick & Volk, Inc. $94,190,000 $75,040,000 -20.3% 8.8%
    QUICKEN LOANS, LLC $58,660,000 $61,085,000 4.1% 7.2%
    Hilltop National Bank $65,210,000 $57,510,000 -11.8% 6.7%
    Jonah Bank of Wyoming $35,835,000 $55,225,000 54.1% 6.5%
    CHERRY CREEK MORTGAGE, LLC $40,350,000 $54,080,000 34.0% 6.3%
    Glacier Bank $24,385,000 $48,290,000 98.0% 5.7%
    WESTERN VISTA $41,780,000 $31,000,000 -25.8% 3.6%
    PARTNERS UNITED FINANCIAL, LLC $26,985,000 $29,525,000 9.4% 3.5%
    FREEDOM MORTGAGE CORPORATION $23,825,000 $26,435,000 11.0% 3.1%
    UNITED WHOLESALE MORTGAGE, LLC $12,785,000 $25,630,000 100.5% 3.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $18,180,000 $23,120,000 27.2% 2.7%
    Wells Fargo Bank $16,885,000 $20,005,000 18.5% 2.3%
    Platte Valley Bank $10,920,000 $13,750,000 25.9% 1.6%
    PENNYMAC LOAN SERVICES, LLC $2,515,000 $11,655,000 363.4% 1.4%
    LOANDEPOT.COM, LLC $9,080,000 $10,710,000 18.0% 1.3%
    Mortgage Research Center, LLC $6,110,000 $10,410,000 70.4% 1.2%
    AMERISAVE MORTGAGE CORPORATION $5,865,000 $10,270,000 75.1% 1.2%
    U.S. Bank $8,165,000 $9,860,000 20.8% 1.2%
    Gateway First Bank $640,000 $8,255,000 1,189.8% 1.0%
    OPEN MORTGAGE, LLC $4,875,000 $8,210,000 68.4% 1.0%
    WALKER & DUNLOP, LLC $20,505,000 $7,920,000 -61.4% 0.9%
    WYHY $10,475,000 $7,815,000 -25.4% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $6,560,000 $7,020,000 7.0% 0.8%
    Plains Commerce Bank $1,340,000 $6,690,000 399.3% 0.8%
    BETTER MORTGAGE CORPORATION $2,730,000 $6,655,000 143.8% 0.8%
    CALIBER HOME LOANS, INC. $1,785,000 $5,950,000 233.3% 0.7%
    LAKEVIEW LOAN SERVICING, LLC $2,240,000 $5,720,000 155.4% 0.7%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $380,000 $5,045,000 1,227.6% 0.6%
    Carrington Mortgage Services, LLC $3,530,000 $4,975,000 40.9% 0.6%
    NEWREZ LLC $2,265,000 $4,535,000 100.2% 0.5%
    USAA Federal Savings Bank $6,680,000 $3,830,000 -42.7% 0.4%
    JPMorgan Chase Bank $1,400,000 $3,750,000 167.9% 0.4%
    HOME POINT FINANCIAL CORPORATION $2,755,000 $3,610,000 31.0% 0.4%
    BROKER SOLUTIONS, INC. $1,425,000 $3,425,000 140.4% 0.4%
    The Federal Savings Bank $3,455,000 $3,300,000 -4.5% 0.4%
    Farm Credit Mid-America, ACA $4,220,000 $3,165,000 -25.0% 0.4%
    ANB Bank $1,345,000 $3,120,000 132.0% 0.4%
    NAVY FEDERAL CREDIT UNION $1,620,000 $2,920,000 80.2% 0.3%
    CRESCENT MORTGAGE COMPANY $2,895,000 $2,840,000 -1.9% 0.3%
    Bank of America $3,215,000 $2,430,000 -24.4% 0.3%
    Stifel Bank and Trust $1,340,000 $2,420,000 80.6% 0.3%
    Flagstar Bank, FSB $2,380,000 $2,210,000 -7.1% 0.3%
    VILLAGE CAPITAL & INVESTMENT LLC $1,625,000 $2,175,000 33.8% 0.3%
    Meridian Trust Federal Credit Union $1,350,000 $2,130,000 57.8% 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,420,000 $2,125,000 -51.9% 0.2%
    Bank of the West $2,580,000 $2,080,000 -19.4% 0.2%
    Security First Bank $2,020,000 n/a 0.2%
    CHURCHILL MORTGAGE CORPORATION $835,000 $1,955,000 134.1% 0.2%
    AMERICAN FINANCING CORPORATION $1,765,000 $1,930,000 9.3% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $3,005,000 $1,835,000 -38.9% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $745,000 $1,830,000 145.6% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $1,690,000 n/a 0.2%
    CENTENNIAL LENDING, LLC $2,320,000 $1,540,000 -33.6% 0.2%
    Nations Lending Corporation $435,000 $1,490,000 242.5% 0.2%
    BAY EQUITY LLC $1,505,000 $1,455,000 -3.3% 0.2%
    GUILD MORTGAGE COMPANY $1,350,000 $1,450,000 7.4% 0.2%
    First Guaranty Mortgage Corporation $655,000 $1,340,000 104.6% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $675,000 $1,310,000 94.1% 0.2%
    SOFI LENDING CORP. $530,000 $1,310,000 147.2% 0.2%
    Low VA Rates, LLC $1,875,000 $1,220,000 -34.9% 0.1%
    Magnolia Bank $520,000 $1,200,000 130.8% 0.1%
    Wyoming Bank & Trust $1,545,000 $1,190,000 -23.0% 0.1%
    Utah Power $1,125,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $2,245,000 $1,080,000 -51.9% 0.1%
    ACADEMY MORTGAGE CORPORATION $450,000 $1,070,000 137.8% 0.1%
    NEW DAY FINANCIAL, LLC $3,060,000 $1,055,000 -65.5% 0.1%
    Truist Bank $2,365,000 $1,010,000 -57.3% 0.1%
    UBS Bank USA $1,005,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,230,000 $955,000 -22.4% 0.1%
    CMG MORTGAGE, INC. $2,535,000 $925,000 -63.5% 0.1%
    Colonial Savings, F.A. $2,280,000 $900,000 -60.5% 0.1%
    RELIANCE FIRST CAPITAL, LLC $1,245,000 $875,000 -29.7% 0.1%
    Wyndham Capital Mortgage, Inc. $315,000 $855,000 171.4% 0.1%
    HIGHMARK $285,000 $850,000 198.2% 0.1%
    First Home Bank $255,000 $775,000 203.9% 0.1%
    Amerifirst Financial, Inc. $750,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $990,000 $735,000 -25.8% 0.1%
    MORIA DEVELOPMENT, INC. $1,275,000 $725,000 -43.1% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $195,000 $695,000 256.4% 0.1%
    AMERICAN INTERNET MORTGAGE, INC. $450,000 $685,000 52.2% 0.1%
    PLANET HOME LENDING, LLC $675,000 n/a 0.1%
    Equity Prime Mortgage LLC $805,000 $665,000 -17.4% 0.1%
    Barrington Bank & Trust Company, N.A. $870,000 $635,000 -27.0% 0.1%
    NuVision Federal Credit Union $625,000 n/a 0.1%
    Columbia State Bank $595,000 n/a 0.1%
    Northpointe Bank $285,000 $570,000 100.0% 0.1%
    HOMESTEAD FUNDING CORP. $560,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $270,000 $555,000 105.6% 0.1%
    Points West Community Bank $555,000 n/a 0.1%
    KeyBank $550,000 n/a 0.1%
    LENDERFI, INC. $545,000 n/a 0.1%
    Manufacturers and Traders Trust Company $545,000 n/a 0.1%
    NBKC BANK $365,000 $490,000 34.2% 0.1%
    First International Bank & Trust $155,000 $470,000 203.2% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $465,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $225,000 $460,000 104.4% 0.1%
    TCF National Bank $25,000 $460,000 1,740.0% 0.1%
    Paramount Bank $740,000 $455,000 -38.5% 0.1%
    BNC National Bank $780,000 $435,000 -44.2% 0.1%
    North American Savings Bank, F.S.B. $720,000 $435,000 -39.6% 0.1%
    AMERICAN ADVISORS GROUP $230,000 $415,000 80.4% 0.0%
    Pinnacle Bank - Wyoming $770,000 $415,000 -46.1% 0.0%
    GUARANTEED RATE, INC. $610,000 $405,000 -33.6% 0.0%
    Bank of Colorado $205,000 $400,000 95.1% 0.0%
    Bank of Utah $375,000 n/a 0.0%
    BOKF $355,000 n/a 0.0%
    MOUNTAIN AMERICA $25,000 $350,000 1,300.0% 0.0%
    PREMIA MORTGAGE, LLC $345,000 n/a 0.0%
    AMCAP MORTGAGE, LTD. $540,000 $340,000 -37.0% 0.0%
    Alerus Financial $325,000 n/a 0.0%
    Bank of England $325,000 n/a 0.0%
    CASTLE & COOKE MORTGAGE, LLC $935,000 $325,000 -65.2% 0.0%
    INTERCAP LENDING INC. $265,000 $325,000 22.6% 0.0%
    UNIVERSAL LENDING CORPORATION $660,000 $315,000 -52.3% 0.0%
    RBC Bank, (Georgia) $305,000 n/a 0.0%
    West Gate Bank $305,000 n/a 0.0%
    BELEM SERVICING LLC $295,000 n/a 0.0%
    The Huntington National Bank $295,000 n/a 0.0%
    MOVEMENT MORTGAGE, LLC $290,000 n/a 0.0%
    FirstBank $280,000 n/a 0.0%
    EVERETT FINANCIAL, INC. $275,000 n/a 0.0%
    InterContinental Capital Group, Inc $205,000 $275,000 34.1% 0.0%
    21ST MORTGAGE CORPORATION $100,000 $270,000 170.0% 0.0%
    MANN FINANCIAL INC. $425,000 $255,000 -40.0% 0.0%
    Raymond James Bank $245,000 n/a 0.0%
    Citizens Bank $155,000 $235,000 51.6% 0.0%
    NATIONWIDE MORTGAGE BANKERS, INC. $225,000 n/a 0.0%
    CHEVRON $220,000 n/a 0.0%
    AMERICAN UNITED FAMILY OF CREDIT UN $215,000 n/a 0.0%
    Flanagan State Bank $235,000 $215,000 -8.5% 0.0%
    Opportunity Bank of Montana $210,000 n/a 0.0%
    STAR ONE CREDIT UNION $205,000 n/a 0.0%
    Sunflower Bank $205,000 n/a 0.0%
    ADVANCIAL $195,000 n/a 0.0%
    Financial Funding Solutions, Inc. $195,000 n/a 0.0%
    Presidential Bank, FSB $195,000 n/a 0.0%
    Capital Bank $185,000 n/a 0.0%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $720,000 $185,000 -74.3% 0.0%
    DRAPER AND KRAMER MORTGAGE CORP. $175,000 n/a 0.0%
    KS StateBank $155,000 n/a 0.0%
    SUCCESS MORTGAGE PARTNERS, INC. $155,000 n/a 0.0%
    OCEANSIDE MORTGAGE COMPANY $850,000 $145,000 -82.9% 0.0%
    VERITAS FUNDING, LLC $135,000 n/a 0.0%
    HOMEXPRESS MORTGAGE CORP. $125,000 n/a 0.0%
    Figure Lending LLC $230,000 $120,000 -47.8% 0.0%
    Reliabank Dakota $205,000 $115,000 -43.9% 0.0%
    CELEBRITY HOME LOANS, LLC $95,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $95,000 n/a 0.0%
    Lend Smart Mortgage, LLC $85,000 n/a 0.0%
    BANKWEST, INC. $75,000 n/a 0.0%
    Centier Bank $75,000 n/a 0.0%
    Discover Bank $210,000 $55,000 -73.8% 0.0%
    HOME MORTGAGE ALLIANCE, LLC $55,000 n/a 0.0%

    CASPER's top lender by overall market share is First Interstate Bank, with 10.6% market share. In second place, with 8.8%, is Wallick & Volk, Inc., having originated $75,040,000 in loans. In third place, with 7.2%, is QUICKEN LOANS, LLC, having originated $61,085,000 in loans. In third place, with 6.7%, is Hilltop National Bank, having originated $57,510,000 in loans. In third place, with 6.5%, is Jonah Bank of Wyoming, having originated $55,225,000 in loans.

    CASPER, WY Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,969 $426,855,000 $216,788
    Refi 1,289 $288,555,000 $223,860
    Cash Out Refi 564 $122,480,000 $217,163
    Home Improvement 62 $7,220,000 $116,452
    Other 55 $7,295,000 $132,636

    Casper's most frequently cited loan purpose was Home Purchase, with 1,969 originations. The 2nd most popular reason was Refi, with 1,289 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    2.5-3% 1,396 $329,680,000 $236,160
    3-4% 993 $233,045,000 $234,688
    <2.5% 893 $162,005,000 $181,417
    4-5% 194 $48,220,000 $248,557
    5-6% 26 $1,920,000 $73,846
    7-8% 23 $1,135,000 $49,348
    6-7% 7 $275,000 $39,286
    Over 8% 7 $325,000 $46,429

    During 2021, Casper's most frequently originated rate bucket was 2.5-3%, with 1,396 originations.

    Loan Sizing (CASPER, WY MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 1,729 $466,185,000 $269,627
    $100k-200k 1,397 $218,175,000 $156,174
    $100,000 or less 578 $21,880,000 $37,855
    $400k-600k 201 $95,435,000 $474,801
    $600k-1000k 18 $12,820,000 $712,222
    $Over $1MM 16 $37,910,000 $2,369,375

    CASPER's loan sizing saw the bucket of loans from $200k-400k with 1,729 originations, totaling $466,185,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,513 $376,355,000 $248,748
    60-80% 1,044 $255,820,000 $245,038
    40-60% 314 $59,290,000 $188,822
    Under 20% 310 $7,170,000 $23,129
    20-40% 142 $18,880,000 $132,958
    Over 100% 53 $17,025,000 $321,226

    CASPER's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,513 originations, totaling $376,355,000 in origination value.

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - CASPER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $228,500 (1.6%) $269,458 (3.7%) 0.00 390
    2018-02-01 $238,750 (11.1%) $275,517 (6.6%) 0.00 366
    2018-03-01 $252,000 (12.5%) $281,524 (7.8%) 0.00 396
    2018-04-01 $262,400 (14.6%) $291,488 (8.5%) 0.00 403
    2018-05-01 $269,000 (17.2%) $300,279 (9.9%) 0.00 430
    2018-06-01 $271,900 (18.2%) $305,661 (13.2%) 0.00 453
    2018-07-01 $271,450 (17.0%) $307,745 (12.1%) 0.00 467
    2018-08-01 $273,200 (19.3%) $308,095 (13.4%) 0.00 468
    2018-09-01 $271,900 (18.2%) $304,432 (12.5%) 0.00 457
    2018-10-01 $269,000 (13.5%) $300,399 (8.9%) 0.00 439
    2018-11-01 $257,250 (11.9%) $298,884 (10.4%) 0.00 412
    2018-12-01 $255,000 (10.9%) $298,370 (11.0%) 0.00 374
    2019-01-01 $249,950 (9.4%) $290,826 (7.9%) 0.00 329
    2019-02-01 $241,525 (1.2%) $279,291 (1.4%) 0.00 316
    2019-03-01 $247,086 (-2.0%) $280,919 (-0.2%) 0.00 315
    2019-04-01 $249,636 (-4.9%) $285,369 (-2.1%) 0.00 300
    2019-05-01 $246,450 (-8.4%) $287,009 (-4.4%) 0.00 273
    2019-06-01 $250,000 (-8.1%) $296,960 (-2.9%) 0.00 284
    2019-07-01 $243,900 (-10.2%) $293,928 (-4.5%) 0.00 299
    2019-08-01 $240,586 (-11.9%) $294,491 (-4.4%) 0.00 306
    2019-09-01 $236,250 (-13.1%) $293,805 (-3.5%) 0.00 312
    2019-10-01 $225,000 (-16.4%) $279,889 (-6.8%) 0.00 308
    2019-11-01 $219,900 (-14.5%) $278,976 (-6.7%) 0.00 258
    2019-12-01 $226,500 (-11.2%) $284,299 (-4.7%) 0.00 219
    2020-01-01 $229,000 (-8.4%) $287,140 (-1.3%) 0.00 198
    2020-02-01 $245,000 (1.4%) $294,617 (5.5%) 0.00 186
    2020-03-01 $252,450 (2.2%) $302,654 (7.7%) 0.00 184
    2020-04-01 $264,950 (6.1%) $316,849 (11.0%) 0.00 216
    2020-05-01 $265,000 (7.5%) $305,156 (6.3%) 0.00 224
    2020-06-01 $276,000 (10.4%) $322,107 (8.5%) 0.00 213
    2020-07-01 $283,900 (16.4%) $323,639 (10.1%) 0.00 229
    2020-08-01 $289,000 (20.1%) $337,706 (14.7%) 0.00 242
    2020-09-01 $288,450 (22.1%) $347,887 (18.4%) 0.00 241
    2020-10-01 $279,000 (24.0%) $338,664 (21.0%) 0.00 255
    2020-11-01 $267,450 (21.6%) $332,992 (19.4%) 0.00 257
    2020-12-01 $269,000 (18.8%) $330,139 (16.1%) 0.00 218
    2021-01-01 $265,000 (15.7%) $337,497 (17.5%) 0.00 187
    2021-02-01 $275,700 (12.5%) $350,718 (19.0%) 0.00 155
    2021-03-01 $289,000 (14.5%) $361,442 (19.4%) 0.00 129
    2021-04-01 $304,950 (15.1%) $420,420 (32.7%) 0.00 108
    2021-05-01 $306,900 (15.8%) $414,288 (35.8%) 0.00 114
    2021-06-01 $300,000 (8.7%) $412,197 (28.0%) 0.00 140
    2021-07-01 $284,900 (0.4%) $374,164 (15.6%) 0.00 176
    2021-08-01 $295,000 (2.1%) $379,339 (12.3%) 0.00 192
    2021-09-01 $275,000 (-4.7%) $500,688 (43.9%) 0.00 186
    2021-10-01 $269,900 (-3.3%) $379,661 (12.1%) 0.00 168
    2021-11-01 $256,950 (-3.9%) $340,250 (2.2%) 0.00 133
    2021-12-01 $257,000 (-4.5%) $351,944 (6.6%) 0.00 123
    2022-01-01 $280,000 (5.7%) $376,744 (11.6%) 0.00 91
    2022-02-01 $299,500 (8.6%) $445,961 (27.2%) 0.00 73
    2022-03-01 $362,500 (25.4%) $460,039 (27.3%) 0.00 76
    2022-04-01 $360,000 (18.1%) $460,795 (9.6%) 0.00 79
    2022-05-01 $349,950 (14.0%) $452,950 (9.3%) 0.00 88
    2022-06-01 $342,500 (14.2%) $424,299 (2.9%) 0.00 128
    CASPER's median listing price for 2022-06-01 was $342,500, a difference of $42,500 (14.2%) versus the prior year and $-7,450 versus the prior month.

    CASPER's median listing price comes in at 0% of the national average.

    CASPER's average listing price for 2022-06-01 was $424,299, a difference of $12,102 (2.9%) versus the prior year and $-28,651 versus the prior month.

    For the 2022-06-01 period, CASPER had 128 MLS listings, a difference of 40 listings (45%) versus the prior month and -12 listings (-9%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - CASPER (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,220 sqft
    2018-02-01 0 days 2,262 sqft
    2018-03-01 0 days 2,271 sqft
    2018-04-01 0 days 2,333 sqft
    2018-05-01 0 days 2,398 sqft
    2018-06-01 0 days 2,381 sqft
    2018-07-01 0 days 2,376 sqft
    2018-08-01 0 days 2,376 sqft
    2018-09-01 0 days 2,347 sqft
    2018-10-01 0 days 2,339 sqft
    2018-11-01 0 days 2,295 sqft
    2018-12-01 0 days 2,248 sqft
    2019-01-01 0 days 2,200 sqft
    2019-02-01 0 days 2,174 sqft
    2019-03-01 0 days 2,184 sqft
    2019-04-01 0 days 2,182 sqft
    2019-05-01 0 days 2,157 sqft
    2019-06-01 0 days 2,200 sqft
    2019-07-01 0 days 2,134 sqft
    2019-08-01 0 days 2,133 sqft
    2019-09-01 0 days 2,121 sqft
    2019-10-01 0 days 2,101 sqft
    2019-11-01 0 days 2,029 sqft
    2019-12-01 0 days 2,030 sqft
    2020-01-01 0 days 2,031 sqft
    2020-02-01 0 days 2,238 sqft
    2020-03-01 0 days 2,238 sqft
    2020-04-01 0 days 2,287 sqft
    2020-05-01 0 days 2,264 sqft
    2020-06-01 0 days 2,327 sqft
    2020-07-01 0 days 2,342 sqft
    2020-08-01 0 days 2,344 sqft
    2020-09-01 0 days 2,334 sqft
    2020-10-01 0 days 2,304 sqft
    2020-11-01 0 days 2,307 sqft
    2020-12-01 0 days 2,300 sqft
    2021-01-01 0 days 2,300 sqft
    2021-02-01 0 days 2,295 sqft
    2021-03-01 0 days 2,275 sqft
    2021-04-01 0 days 2,395 sqft
    2021-05-01 0 days 2,390 sqft
    2021-06-01 0 days 2,295 sqft
    2021-07-01 0 days 2,206 sqft
    2021-08-01 0 days 2,240 sqft
    2021-09-01 0 days 2,277 sqft
    2021-10-01 0 days 2,130 sqft
    2021-11-01 0 days 2,130 sqft
    2021-12-01 0 days 2,145 sqft
    2022-01-01 0 days 2,296 sqft
    2022-02-01 0 days 2,309 sqft
    2022-03-01 0 days 2,420 sqft
    2022-04-01 0 days 2,452 sqft
    2022-05-01 0 days 2,309 sqft
    2022-06-01 0 days 2,398 sqft
    CASPER's median listing age (time on market) for 2022-06-01 was 0 days.

    CASPER's median square footage for active listings during the 2022-06-01 period was 2,398 sqft. One year prior, the average listing was 2,295 sqft.