First Federal Savings And Loan Association Of Port Angeles Mortgage Rates, Fees & Info
Port Angeles, WALEI: 549300XW2H531FLD3I90
Tax ID: 91-0369590
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First Federal Savings And Loan Association Of Port Angeles is a smaller mortgage company specializing in Home Purchase loans. First Federal Savings And Loan Association Of Port Angeles has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Seattle, Port Angeles, Bellingham, Bremerton, and Mount Vernon among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)First Federal Savings And Loan Association Of Port Angeles has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
167Origination Dollar Volume (All Markets)
$97,175,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 13 | $49,675,000 | $3,821,154 | $0 | 0.00% |
| Port Angeles, WA (FHA|USDA|VA) | 85 | $22,045,000 | $259,353 | $0 | 0.00% |
| Outside of Metro Areas | 28 | $7,150,000 | $255,357 | $0 | 0.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 18 | $6,840,000 | $380,000 | $0 | 0.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 11 | $6,755,000 | $614,091 | $0 | 0.00% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $1,215,000 | $1,215,000 | $0 | 0.00% |
| Shelton, WA (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $0 | 0.00% |
| Oak Harbor, WA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $0 | 0.00% |
| Aberdeen, WA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $0 | 0.00% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $0 | 0.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 0.00% |
Their top states include:
Similar Lenders
We use machine learning to identify the top lenders compared against First Federal Savings and Loan Association of Port Angeles based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 160 | $94,210,000 | $588,813 | $0 | 0.00% |
| VA | 6 | $2,760,000 | $460,000 | $0 | 0.00% |
| USDA | 1 | $205,000 | $205,000 | $0 | 0.00% |
For 2024, First Federal Savings And Loan Association Of Port Angeles's most frequently originated type of loan was Conventional, with 160 originations. Their 2nd most popular type was VA, with 6 originations.
Loan Reason
For 2024, First Federal Savings And Loan Association Of Port Angeles's most frequently cited loan purpose was Home Purchase, with 88 originations. The 2nd most popular reason was Home Improvement, with 32 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 167 | $97,175,000 | $581,886 | $0 | 0.00% |
For 2024, First Federal Savings And Loan Association Of Port Angeles's most frequently cited loan duration was Other, with 167 originations.
Loan Sizing
2024 saw First Federal Savings And Loan Association Of Port Angeles place emphasis on $100,000 or less loans with 46 originations, totaling $2,340,000 in origination value.
Applicant Income
First Federal Savings And Loan Association Of Port Angeles lent most frequently to those with incomes in the $100k-150k range, with 37 originations. The second most popular income band? $75k-100k, with 37 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 167 | $97,175,000 | $581,886 | $0 | 0.00% |
First Federal Savings And Loan Association Of Port Angeles lent most frequently to those with DTI ratios of Exempt%, with 167 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.82%
First Federal Savings And Loan Association Of Port Angeles has an average approval rate.
Pick Rate
Approvals leading to origination71.86%
First Federal Savings And Loan Association Of Port Angeles has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 167 | $97,175,000 | $581,886 |