MOUNT VERNON - ANACORTES Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Mount Vernon - Anacortes averaged
6.79%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.82% and
one month ago for the week of 2025-05-15, the
average rate was 6.69%.
Mount Vernon - Anacortes's average rate one year ago was 6.93%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.46%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Mount Vernon - Anacortes 30 Year Fixed Rate | 2025-06-18 | 6.79% |
| Mount Vernon - Anacortes 30 Year Fixed Rate Refi | 2025-06-18 | 7.46% |
| Mount Vernon - Anacortes 15 Year Fixed Rate | 2025-06-18 | 6.06% |
| Mount Vernon - Anacortes 15 Year Fixed Rate Refi | 2025-06-18 | 5.96% |
| Mount Vernon - Anacortes 30 Year FHA | 2025-06-18 | 0.26% |
| Mount Vernon - Anacortes 30 Year FHA Refi | 2025-06-18 | -0.2% |
| Mount Vernon - Anacortes 30 Year USDA | 2025-06-18 | -0.2% |
| Mount Vernon - Anacortes 30 Year USDA Refi | 2025-06-18 | 0.2% |
| Mount Vernon - Anacortes 30 Year VA | 2025-06-18 | -0.11% |
| Mount Vernon - Anacortes 30 Year VA Refi | 2025-06-18 | -0.2% |
MOUNT VERNON - ANACORTES Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MOUNT VERNON-ANACORTES, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MOUNT VERNON - ANACORTES Average Closing Costs & Other Stats
MOUNT VERNON-ANACORTES, WA's 119 lenders originated 2,383
loans during 2024. The total origination value was $834,975,000, with an average loan value of
$350,388.
MOUNT VERNON - ANACORTES's average closing costs are $6,385.
The top MOUNT VERNON - ANACORTES lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
76 loans originated. Their average total fees are
$9,045, which is $426
higher than the next largest lender,
CMG MORTGAGE, INC..
The lowest fee MOUNT VERNON - ANACORTES lenders (with over 10 loans originated) are
Boeing Employees Credit Union ($4,549), WHATCOM EDUCATIONAL CREDIT UNION ($5,200), Wells Fargo Bank ($5,460), JPMorgan Chase Bank ($6,347) and Peoples Bank ($6,467).
The lowest rate MOUNT VERNON - ANACORTES lenders (with over 10 loans originated) are
MUTUAL OF OMAHA MORTGAGE, INC. (6.30%), Boeing Employees Credit Union (6.44%), Wells Fargo Bank (6.46%), CORNERSTONE HOME LENDING, INC. (6.55%) and JPMorgan Chase Bank (6.56%).
MOUNT VERNON-ANACORTES, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $38,275,000 | $49,385,000 | 29.0% | 5.9% |
| GUILD MORTGAGE COMPANY | $27,395,000 | $48,590,000 | 77.4% | 5.8% |
| Peoples Bank | $35,395,000 | $46,530,000 | 31.5% | 5.6% |
| CMG MORTGAGE, INC. | $28,920,000 | $45,405,000 | 57.0% | 5.4% |
| QUICKEN LOANS, LLC | $31,275,000 | $40,380,000 | 29.1% | 4.8% |
| Boeing Employees Credit Union | $38,680,000 | $40,020,000 | 3.5% | 4.8% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $39,855,000 | $38,575,000 | -3.2% | 4.6% |
| MOVEMENT MORTGAGE, LLC | $21,280,000 | $28,580,000 | 34.3% | 3.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $17,430,000 | $25,010,000 | 43.5% | 3.0% |
| Banner Bank | $16,735,000 | $23,380,000 | 39.7% | 2.8% |
| SaviBank | $11,460,000 | $18,585,000 | 62.2% | 2.2% |
| WHATCOM EDUCATIONAL CREDIT UNION | $12,200,000 | $17,125,000 | 40.4% | 2.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $20,585,000 | $15,925,000 | -22.6% | 1.9% |
| BROKER SOLUTIONS, INC. | $12,410,000 | $14,480,000 | 16.7% | 1.7% |
| Washington Federal Bank | $14,665,000 | $12,875,000 | -12.2% | 1.5% |
| BAY EQUITY LLC | $7,775,000 | $11,720,000 | 50.7% | 1.4% |
| CORNERSTONE HOME LENDING, INC. | $9,035,000 | $11,570,000 | 28.1% | 1.4% |
| JPMorgan Chase Bank | $8,410,000 | $11,560,000 | 37.5% | 1.4% |
| NAVY FEDERAL CREDIT UNION | $14,005,000 | $11,070,000 | -21.0% | 1.3% |
| U.S. Bank | $17,545,000 | $10,800,000 | -38.4% | 1.3% |
| NEWREZ LLC | $4,835,000 | $10,445,000 | 116.0% | 1.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $12,090,000 | $9,850,000 | -18.5% | 1.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,275,000 | $9,620,000 | 322.9% | 1.2% |
| Bank of America | $7,715,000 | $9,395,000 | 21.8% | 1.1% |
| Mortgage Research Center, LLC | $8,500,000 | $8,665,000 | 1.9% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $1,945,000 | $8,185,000 | 320.8% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $8,875,000 | $8,080,000 | -9.0% | 1.0% |
| NFM, INC. | $4,235,000 | $7,630,000 | 80.2% | 0.9% |
| ENVOY MORTGAGE, LTD | $4,470,000 | $7,525,000 | 68.3% | 0.9% |
| LOANDEPOT.COM, LLC | $4,150,000 | $7,305,000 | 76.0% | 0.9% |
| North Coast Credit Union | $5,310,000 | $7,225,000 | 36.1% | 0.9% |
| Wells Fargo Bank | $7,750,000 | $7,225,000 | -6.8% | 0.9% |
| DIRECTORS MORTGAGE, INC. | $2,005,000 | $6,170,000 | 207.7% | 0.7% |
| Umpqua Bank | $9,560,000 | $5,980,000 | -37.4% | 0.7% |
| DAS Acquisition Company, LLC | $2,170,000 | $5,475,000 | 152.3% | 0.7% |
| 1st Security Bank of Washington | $6,335,000 | $5,265,000 | -16.9% | 0.6% |
| Heritage Bank | $9,115,000 | $5,255,000 | -42.3% | 0.6% |
| Century Mortgage Company DBA Century Lending Company | $1,805,000 | $4,850,000 | 168.7% | 0.6% |
| SCENIC OAKS FUNDING, INC. | $4,615,000 | n/a | 0.6% | |
| VERITY | $505,000 | $4,615,000 | 813.9% | 0.6% |
| ON Q FINANCIAL, INC. | $1,095,000 | $4,385,000 | 300.5% | 0.5% |
| Alaska USA Federal Credit Union | $4,095,000 | $4,020,000 | -1.8% | 0.5% |
| KeyBank | $3,435,000 | $3,945,000 | 14.8% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $5,535,000 | $3,940,000 | -28.8% | 0.5% |
| Washington Trust Bank | $1,695,000 | $3,845,000 | 126.8% | 0.5% |
| HomeStreet Bank | $1,950,000 | $3,720,000 | 90.8% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,810,000 | $3,515,000 | -26.9% | 0.4% |
| American Mortgage & Equity Consultants, Inc. | $395,000 | $2,980,000 | 654.4% | 0.4% |
| The Loan Store, Inc. | $415,000 | $2,925,000 | 604.8% | 0.4% |
| NorthWest Plus Credit Union | $2,605,000 | $2,820,000 | 8.3% | 0.3% |
| GUARANTEED RATE, INC. | $2,615,000 | $2,635,000 | 0.8% | 0.3% |
| GESA | $1,850,000 | $2,570,000 | 38.9% | 0.3% |
| Sound Community Bank | $365,000 | $2,510,000 | 587.7% | 0.3% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $2,500,000 | n/a | 0.3% | |
| BETTER MORTGAGE CORPORATION | $920,000 | $2,380,000 | 158.7% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $1,905,000 | $2,120,000 | 11.3% | 0.3% |
| LEADERONE FINANCIAL CORPORATION | $2,450,000 | $2,075,000 | -15.3% | 0.2% |
| SAMMAMISH MORTGAGE COMPANY | $1,065,000 | $2,065,000 | 93.9% | 0.2% |
| Bethpage Federal Credit Union | $255,000 | $2,030,000 | 696.1% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $2,025,000 | n/a | 0.2% | |
| PNC Bank | $1,640,000 | $2,000,000 | 22.0% | 0.2% |
| NEXERA HOLDING LLC | $375,000 | $1,930,000 | 414.7% | 0.2% |
| Commerce Home Mortgage, Inc. | $445,000 | $1,865,000 | 319.1% | 0.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,860,000 | n/a | 0.2% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,770,000 | $1,820,000 | 2.8% | 0.2% |
| WASHINGTON STATE EMPLOYEES Credit Union | $1,665,000 | $1,805,000 | 8.4% | 0.2% |
| CANOPY MORTGAGE, LLC | $1,705,000 | n/a | 0.2% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,015,000 | $1,700,000 | 67.5% | 0.2% |
| Figure Lending LLC | $1,450,000 | $1,680,000 | 15.9% | 0.2% |
| Northwest Farm Credit Services, FLCA | $785,000 | $1,610,000 | 105.1% | 0.2% |
| Third Federal Savings and Loan Association of Cleveland | $1,230,000 | $1,590,000 | 29.3% | 0.2% |
| OCMBC, INC. | $345,000 | $1,535,000 | 344.9% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,525,000 | n/a | 0.2% | |
| Plains Commerce Bank | $155,000 | $1,450,000 | 835.5% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $845,000 | $1,375,000 | 62.7% | 0.2% |
| Charles Schwab Bank, SSB | $1,340,000 | n/a | 0.2% | |
| PRIORITY HOME LENDING, LLC | $515,000 | $1,290,000 | 150.5% | 0.2% |
| Citadel Servicing Corporation | $865,000 | $1,270,000 | 46.8% | 0.2% |
| USAA Federal Savings Bank | $3,370,000 | $1,250,000 | -62.9% | 0.1% |
| Bank of the Pacific | $1,310,000 | $1,220,000 | -6.9% | 0.1% |
| First Federal Savings and Loan Association of Port Angeles | $1,435,000 | $1,215,000 | -15.3% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $4,090,000 | $1,205,000 | -70.5% | 0.1% |
| INDUSTRIAL CU OF WHATCOM COUNTY | $175,000 | $1,185,000 | 577.1% | 0.1% |
| PHH Mortgage Corporation | $375,000 | $1,165,000 | 210.7% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $335,000 | $1,160,000 | 246.3% | 0.1% |
| PLANET HOME LENDING, LLC | $1,295,000 | $1,125,000 | -13.1% | 0.1% |
| NBKC BANK | $965,000 | $1,100,000 | 14.0% | 0.1% |
| Equity Prime Mortgage LLC | $730,000 | $1,095,000 | 50.0% | 0.1% |
| ARC HOME LLC | $355,000 | $1,090,000 | 207.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,410,000 | $1,075,000 | -23.8% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $2,655,000 | $1,070,000 | -59.7% | 0.1% |
| Glacier Bank | $585,000 | $1,060,000 | 81.2% | 0.1% |
| America's Credit Union | $85,000 | $1,045,000 | 1,129.4% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,740,000 | $1,040,000 | -40.2% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $920,000 | $1,000,000 | 8.7% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,000,000 | n/a | 0.1% | |
| ALLIANT CREDIT UNION | $585,000 | $995,000 | 70.1% | 0.1% |
| The Federal Savings Bank | $870,000 | $990,000 | 13.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $445,000 | $965,000 | 116.9% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,085,000 | $930,000 | -14.3% | 0.1% |
| Mid-Continent Funding, Inc. | $890,000 | n/a | 0.1% | |
| First National Bank of America | $325,000 | $850,000 | 161.5% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $840,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $830,000 | n/a | 0.1% | |
| SOUND | $700,000 | $770,000 | 10.0% | 0.1% |
| Warsaw Federal Savings and Loan Association | $765,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $755,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $415,000 | $755,000 | 81.9% | 0.1% |
| Raymond James Bank | $755,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $745,000 | n/a | 0.1% | |
| First Federal Bank | $705,000 | n/a | 0.1% | |
| BMO Harris Bank | $1,520,000 | $695,000 | -54.3% | 0.1% |
| Qualstar Credit Union | $640,000 | $675,000 | 5.5% | 0.1% |
| TIB The Independent Bankersbank | $675,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $670,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $210,000 | $655,000 | 211.9% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $14,780,000 | $650,000 | -95.6% | 0.1% |
| Seattle Metropolitan Credit Union | $650,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $645,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $3,035,000 | $625,000 | -79.4% | 0.1% |
| OnPoint Community Credit Union | $465,000 | $625,000 | 34.4% | 0.1% |
| Discover Bank | $285,000 | $615,000 | 115.8% | 0.1% |
| GTE Federal Credit Union | $55,000 | $615,000 | 1,018.2% | 0.1% |
| MORIA DEVELOPMENT, INC. | $615,000 | n/a | 0.1% | |
| BNY Mellon | $585,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $580,000 | n/a | 0.1% | |
| Heritage Bank | $9,115,000 | $565,000 | -93.8% | 0.1% |
| MEGASTAR FINANCIAL CORP. | $565,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $3,300,000 | $555,000 | -83.2% | 0.1% |
| Sunflower Bank | $555,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $3,495,000 | $550,000 | -84.3% | 0.1% |
| SPOKANE TEACHERS | $415,000 | $550,000 | 32.5% | 0.1% |
| UNITED MORTGAGE CORP | $540,000 | n/a | 0.1% | |
| Merchants Mortgage & Trust Corporation | $535,000 | n/a | 0.1% | |
| LOANPAL, LLC | $530,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $525,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $510,000 | n/a | 0.1% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $505,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $805,000 | $500,000 | -37.9% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $485,000 | n/a | 0.1% | |
| ADVANCIAL | $1,150,000 | $465,000 | -59.6% | 0.1% |
| FOUNDATION MORTGAGE CORPORATION | $465,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $395,000 | $465,000 | 17.7% | 0.1% |
| Axos Bank | $455,000 | n/a | 0.1% | |
| EMBRACE HOME LOANS, INC. | $455,000 | n/a | 0.1% | |
| LIBERTY HOME MORTGAGE CORPORATION | $455,000 | n/a | 0.1% | |
| GEORGIA'S OWN | $450,000 | n/a | 0.1% | |
| GoPrime Mortgage, Inc. | $435,000 | n/a | 0.1% | |
| HomeTrust Bank | $965,000 | $435,000 | -54.9% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $435,000 | n/a | 0.1% | |
| Wallick & Volk, Inc. | $435,000 | n/a | 0.1% | |
| Landmark National Bank | $425,000 | n/a | 0.1% | |
| TRISTAR FINANCE, INC. | $415,000 | $415,000 | 0.0% | 0.0% |
| Arvest Bank | $355,000 | $405,000 | 14.1% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,215,000 | $405,000 | -66.7% | 0.0% |
| SALAL | $90,000 | $400,000 | 344.4% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $395,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $770,000 | $395,000 | -48.7% | 0.0% |
| JMAC LENDING, INC. | $465,000 | $395,000 | -15.1% | 0.0% |
| Hometown Equity Mortgage, LLC | $385,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $375,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,070,000 | $355,000 | -66.8% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $355,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $315,000 | n/a | 0.0% | |
| City Lending Inc. | $305,000 | n/a | 0.0% | |
| Pacific NW Federal Credit Union | $295,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $75,000 | $290,000 | 286.7% | 0.0% |
| FIBRE FEDERAL CREDIT UNION | $285,000 | n/a | 0.0% | |
| Solarity Credit Union | $275,000 | n/a | 0.0% | |
| Citizens Bank | $715,000 | $255,000 | -64.3% | 0.0% |
| Potlatch No. 1 Financial Credit Union | $245,000 | n/a | 0.0% | |
| Secured Investment Corp. | $235,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $225,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $1,260,000 | $225,000 | -82.1% | 0.0% |
| HUDSON HERITAGE | $225,000 | n/a | 0.0% | |
| MOUNTAINCREST CREDIT UNION | $25,000 | $215,000 | 760.0% | 0.0% |
| SUMMIT FUNDING, INC. | $975,000 | $215,000 | -77.9% | 0.0% |
| Firefighters First Federal Credit Union | $75,000 | $205,000 | 173.3% | 0.0% |
| Liberty Savings Bank, F.S.B. | $205,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $525,000 | $180,000 | -65.7% | 0.0% |
| HARBORSTONE | $75,000 | $175,000 | 133.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $135,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $75,000 | $110,000 | 46.7% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $75,000 | n/a | 0.0% | |
| TWINSTAR | $1,780,000 | $75,000 | -95.8% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $65,000 | n/a | 0.0% | |
| HANSCOM | $55,000 | n/a | 0.0% | |
| KITSAP Credit Union | $55,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $55,000 | n/a | 0.0% | |
| NexBank | $425,000 | $55,000 | -87.1% | 0.0% |
MOUNT VERNON - ANACORTES's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 5.9% market share. In second place, with 5.8%, is GUILD MORTGAGE COMPANY, having originated $48,590,000 in loans. In third place, with 5.6%, is Peoples Bank, having originated $46,530,000 in loans. In fourth place, with 5.4%, is CMG MORTGAGE, INC., having originated $45,405,000 in loans. In fifth place, with 4.8%, is QUICKEN LOANS, LLC, having originated $40,380,000 in loans.
MOUNT VERNON-ANACORTES, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,249 | $564,075,000 | $451,621 |
| Cash Out Refi | 323 | $94,365,000 | $292,152 |
| Home Improvement | 290 | $38,750,000 | $133,621 |
| Other | 265 | $39,895,000 | $150,547 |
| Refi | 256 | $97,890,000 | $382,383 |
Mount Vernon - Anacortes's most frequently cited loan purpose was Home Purchase, with 1,249 originations. The 2nd most popular reason was Cash Out Refi, with 323 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 858 | $388,540,000 | $452,844 |
| Over 8% | 702 | $113,740,000 | $162,023 |
| 7-8% | 409 | $165,155,000 | $403,802 |
| 5-6% | 265 | $125,195,000 | $472,434 |
| <2.5% | 49 | $2,205,000 | $45,000 |
| 4-5% | 19 | $8,315,000 | $437,632 |
| 3-4% | 2 | $350,000 | $175,000 |
| 2.5-3% | 2 | $630,000 | $315,000 |
During 2024, Mount Vernon - Anacortes's most frequently originated rate bucket was 6-7%, with 858 originations.
Loan Sizing (MOUNT VERNON-ANACORTES, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 658 | $318,400,000 | $483,891 |
| $200k-400k | 633 | $190,275,000 | $300,592 |
| $100,000 or less | 458 | $24,900,000 | $54,367 |
| $100k-200k | 333 | $45,335,000 | $136,141 |
| $600k-1000k | 253 | $179,075,000 | $707,806 |
| $Over $1MM | 48 | $76,990,000 | $1,603,958 |
MOUNT VERNON - ANACORTES's loan sizing saw the bucket of loans from $400k-600k with 658 originations, totaling $318,400,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 663 | $340,985,000 | $514,306 |
| Under 20% | 559 | $40,205,000 | $71,923 |
| 60-80% | 427 | $220,205,000 | $515,703 |
| 20-40% | 335 | $72,095,000 | $215,209 |
| 40-60% | 263 | $101,295,000 | $385,152 |
| Over 100% | 35 | $19,935,000 | $569,571 |
MOUNT VERNON - ANACORTES's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 663 originations, totaling $340,985,000 in origination value.