MOUNT VERNON - ANACORTES Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Mount Vernon - Anacortes averaged
7.02%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.08% and
one month ago for the week of 2026-10-01, the
average rate was 7.22%.
Mount Vernon - Anacortes's average rate one year ago was 6.31%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.34%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Mount Vernon - Anacortes 30 Year Fixed Rate | 2026-11-05 | 7.02% |
| Mount Vernon - Anacortes 30 Year Fixed Rate Refi | 2026-11-05 | 7.34% |
| Mount Vernon - Anacortes 15 Year Fixed Rate | 2026-11-05 | 6.47% |
| Mount Vernon - Anacortes 15 Year Fixed Rate Refi | 2026-11-05 | 6.47% |
| Mount Vernon - Anacortes 30 Year FHA | 2026-11-05 | 6.84% |
| Mount Vernon - Anacortes 30 Year FHA Refi | 2026-11-05 | 6.93% |
| Mount Vernon - Anacortes 30 Year USDA | 2026-11-05 | 6.9% |
| Mount Vernon - Anacortes 30 Year USDA Refi | 2026-11-05 | 6.8% |
| Mount Vernon - Anacortes 30 Year VA | 2026-11-05 | 6.74% |
| Mount Vernon - Anacortes 30 Year VA Refi | 2026-11-05 | 6.86% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MOUNT VERNON-ANACORTES, WA.
MOUNT VERNON - ANACORTES Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MOUNT VERNON-ANACORTES, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MOUNT VERNON - ANACORTES Average Closing Costs & Other Stats
MOUNT VERNON-ANACORTES, WA's 111 lenders originated 2,808
loans during 2025. The total origination value was $1,000,840,000, with an average loan value of
$356,425.
MOUNT VERNON - ANACORTES's average closing costs are $6,609.
The top MOUNT VERNON - ANACORTES lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
102 loans originated. Their average total fees are
$9,738, which is $965
higher than the next largest lender,
CMG MORTGAGE, INC..
The lowest fee MOUNT VERNON - ANACORTES lenders (with over 10 loans originated) are
JPMorgan Chase Bank ($3,767), U.S. Bank ($4,511), Peoples Bank ($4,520), KeyBank ($5,169) and Boeing Employees Credit Union ($5,297).
The lowest rate MOUNT VERNON - ANACORTES lenders (with over 10 loans originated) are
DIRECTORS MORTGAGE, INC. (5.05%), WHATCOM EDUCATIONAL CREDIT UNION (6.34%), PENNYMAC LOAN SERVICES, LLC (6.40%), Boeing Employees Credit Union (6.43%) and The Loan Store, Inc. (6.53%).
MOUNT VERNON-ANACORTES, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $49,385,000 | $90,400,000 | 83.1% | 9.0% |
| CMG MORTGAGE, INC. | $45,405,000 | $74,510,000 | 64.1% | 7.4% |
| QUICKEN LOANS, LLC | $40,380,000 | $59,670,000 | 47.8% | 6.0% |
| Boeing Employees Credit Union | $40,020,000 | $46,555,000 | 16.3% | 4.7% |
| GUILD MORTGAGE COMPANY | $48,590,000 | $46,405,000 | -4.5% | 4.6% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $38,575,000 | $44,535,000 | 15.5% | 4.4% |
| Banner Bank | $23,380,000 | $35,465,000 | 51.7% | 3.5% |
| WHATCOM EDUCATIONAL CREDIT UNION | $17,125,000 | $32,395,000 | 89.2% | 3.2% |
| MOVEMENT MORTGAGE, LLC | $28,580,000 | $29,950,000 | 4.8% | 3.0% |
| Peoples Bank | $46,530,000 | $29,165,000 | -37.3% | 2.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $25,010,000 | $25,415,000 | 1.6% | 2.5% |
| PENNYMAC LOAN SERVICES, LLC | $8,080,000 | $23,010,000 | 184.8% | 2.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,850,000 | $21,725,000 | 120.6% | 2.2% |
| NEWREZ LLC | $10,445,000 | $18,420,000 | 76.4% | 1.8% |
| NAVY FEDERAL CREDIT UNION | $11,070,000 | $17,805,000 | 60.8% | 1.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $15,925,000 | $17,010,000 | 6.8% | 1.7% |
| BROKER SOLUTIONS, INC. | $14,480,000 | $16,195,000 | 11.8% | 1.6% |
| CORNERSTONE HOME LENDING, INC. | $11,570,000 | $13,560,000 | 17.2% | 1.4% |
| Bank of America | $9,395,000 | $11,515,000 | 22.6% | 1.2% |
| Century Mortgage Company DBA Century Lending Company | $4,850,000 | $11,475,000 | 136.6% | 1.1% |
| Mortgage Research Center, LLC | $8,665,000 | $11,285,000 | 30.2% | 1.1% |
| U.S. Bank | $10,800,000 | $11,265,000 | 4.3% | 1.1% |
| SaviBank | $18,585,000 | $11,035,000 | -40.6% | 1.1% |
| ENVOY MORTGAGE, LTD | $7,525,000 | $10,700,000 | 42.2% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $8,185,000 | $9,760,000 | 19.2% | 1.0% |
| LOANDEPOT.COM, LLC | $7,305,000 | $9,535,000 | 30.5% | 1.0% |
| DIRECTORS MORTGAGE, INC. | $6,170,000 | $8,540,000 | 38.4% | 0.9% |
| GUARANTEED RATE, INC. | $2,635,000 | $8,310,000 | 215.4% | 0.8% |
| JPMorgan Chase Bank | $11,560,000 | $7,450,000 | -35.6% | 0.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $9,620,000 | $7,030,000 | -26.9% | 0.7% |
| Paramount Residential Mortgage Group, Inc. | $1,075,000 | $6,775,000 | 530.2% | 0.7% |
| Heritage Bank | $565,000 | $6,610,000 | 1,069.9% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,515,000 | $6,475,000 | 84.2% | 0.6% |
| Umpqua Bank | $5,980,000 | $5,825,000 | -2.6% | 0.6% |
| KeyBank | $3,945,000 | $5,730,000 | 45.2% | 0.6% |
| The Loan Store, Inc. | $2,925,000 | $5,485,000 | 87.5% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,940,000 | $5,385,000 | 36.7% | 0.5% |
| North Coast Credit Union | $7,225,000 | $4,905,000 | -32.1% | 0.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,040,000 | $4,250,000 | 308.7% | 0.4% |
| Alaska USA Federal Credit Union | $4,020,000 | $4,050,000 | 0.7% | 0.4% |
| The Federal Savings Bank | $990,000 | $4,000,000 | 304.0% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $1,700,000 | $3,905,000 | 129.7% | 0.4% |
| NFM, INC. | $7,630,000 | $3,755,000 | -50.8% | 0.4% |
| ALLIANT CREDIT UNION | $995,000 | $3,725,000 | 274.4% | 0.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,680,000 | n/a | 0.4% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,820,000 | $3,655,000 | 100.8% | 0.4% |
| SAMMAMISH MORTGAGE COMPANY | $2,065,000 | $3,615,000 | 75.1% | 0.4% |
| The Huntington National Bank | $3,550,000 | n/a | 0.4% | |
| BAY EQUITY LLC | $11,720,000 | $3,430,000 | -70.7% | 0.3% |
| Wells Fargo Bank | $7,225,000 | $3,290,000 | -54.5% | 0.3% |
| DAS Acquisition Company, LLC | $5,475,000 | $3,010,000 | -45.0% | 0.3% |
| MID AMERICA MORTGAGE, INC. | $745,000 | $2,955,000 | 296.6% | 0.3% |
| SPRING EQ, LLC | $655,000 | $2,800,000 | 327.5% | 0.3% |
| TRIAD FINANCIAL SERVICES, INC. | $1,070,000 | $2,780,000 | 159.8% | 0.3% |
| Figure Lending LLC | $1,680,000 | $2,740,000 | 63.1% | 0.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,860,000 | $2,725,000 | 46.5% | 0.3% |
| GESA | $2,570,000 | $2,445,000 | -4.9% | 0.2% |
| Charles Schwab Bank, SSB | $1,340,000 | $2,430,000 | 81.3% | 0.2% |
| FIRST TECHNOLOGY | $290,000 | $2,370,000 | 717.2% | 0.2% |
| ZILLOW HOME LOANS, LLC | $375,000 | $2,265,000 | 504.0% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $755,000 | $2,260,000 | 199.3% | 0.2% |
| 1st Security Bank of Washington | $5,265,000 | $2,165,000 | -58.9% | 0.2% |
| SCENIC OAKS FUNDING, INC. | $4,615,000 | $2,155,000 | -53.3% | 0.2% |
| HARBORSTONE | $175,000 | $1,910,000 | 991.4% | 0.2% |
| Plains Commerce Bank | $1,450,000 | $1,790,000 | 23.4% | 0.2% |
| CANOPY MORTGAGE, LLC | $1,705,000 | $1,750,000 | 2.6% | 0.2% |
| USAA Federal Savings Bank | $1,250,000 | $1,715,000 | 37.2% | 0.2% |
| HomeStreet Bank | $3,720,000 | $1,690,000 | -54.6% | 0.2% |
| Qualstar Credit Union | $675,000 | $1,635,000 | 142.2% | 0.2% |
| Mechanics Bank | $1,625,000 | n/a | 0.2% | |
| PRIORITY HOME LENDING, LLC | $1,290,000 | $1,595,000 | 23.6% | 0.2% |
| UBS Bank USA | $1,595,000 | n/a | 0.2% | |
| HOMEXPRESS MORTGAGE CORP. | $405,000 | $1,520,000 | 275.3% | 0.2% |
| OCMBC, INC. | $1,535,000 | $1,465,000 | -4.6% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $930,000 | $1,460,000 | 57.0% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $2,075,000 | $1,450,000 | -30.1% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,205,000 | $1,445,000 | 19.9% | 0.1% |
| HOMEAMERICAN MORTGAGE CORPORATION | $1,430,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $650,000 | $1,410,000 | 116.9% | 0.1% |
| PREMIA MORTGAGE, LLC | $645,000 | $1,350,000 | 109.3% | 0.1% |
| PHH Mortgage Corporation | $1,165,000 | $1,305,000 | 12.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,375,000 | $1,285,000 | -6.5% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $1,275,000 | n/a | 0.1% | |
| WASHINGTON STATE EMPLOYEES Credit Union | $1,805,000 | $1,250,000 | -30.7% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $840,000 | $1,245,000 | 48.2% | 0.1% |
| Northwest Farm Credit Services, FLCA | $1,610,000 | $1,240,000 | -23.0% | 0.1% |
| A&D Mortgage LLC | $1,235,000 | n/a | 0.1% | |
| NBKC BANK | $1,100,000 | $1,230,000 | 11.8% | 0.1% |
| First Federal Savings and Loan Association of Port Angeles | $1,215,000 | $1,200,000 | -1.2% | 0.1% |
| Logan Finance Corporation | $1,160,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP | $110,000 | $1,155,000 | 950.0% | 0.1% |
| Citibank | $1,145,000 | n/a | 0.1% | |
| NorthWest Plus Credit Union | $2,820,000 | $1,130,000 | -59.9% | 0.1% |
| Citadel Servicing Corporation | $1,270,000 | $1,120,000 | -11.8% | 0.1% |
| PLANET HOME LENDING, LLC | $1,125,000 | $1,120,000 | -0.4% | 0.1% |
| City National Bank | $1,105,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $1,095,000 | $1,070,000 | -2.3% | 0.1% |
| Cornerstone First Mortgage, Inc | $510,000 | $1,025,000 | 101.0% | 0.1% |
| LENDSURE MORTGAGE CORP. | $670,000 | $1,025,000 | 53.0% | 0.1% |
| T2 FINANCIAL LLC | $1,020,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $2,380,000 | $990,000 | -58.4% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $435,000 | $970,000 | 123.0% | 0.1% |
| 21ST MORTGAGE CORPORATION | $180,000 | $965,000 | 436.1% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $935,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $845,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $555,000 | $840,000 | 51.4% | 0.1% |
| PNC Bank | $2,000,000 | $825,000 | -58.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $965,000 | $805,000 | -16.6% | 0.1% |
| STAR ONE CREDIT UNION | $805,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $780,000 | n/a | 0.1% | |
| FBC MORTGAGE, LLC | $765,000 | n/a | 0.1% | |
| NATIONS DIRECT MORTGAGE, LLC | $465,000 | $735,000 | 58.1% | 0.1% |
| RAIN CITY CAPITAL, LLC | $670,000 | n/a | 0.1% | |
| GENISYS | $665,000 | n/a | 0.1% | |
| Farmers Bank & Trust | $655,000 | n/a | 0.1% | |
| First Savings Bank | $655,000 | n/a | 0.1% | |
| TIB The Independent Bankersbank | $675,000 | $655,000 | -3.0% | 0.1% |
| Wallick & Volk, Inc. | $435,000 | $650,000 | 49.4% | 0.1% |
| Washington Federal Bank | $12,875,000 | $645,000 | -95.0% | 0.1% |
| SOUND | $770,000 | $640,000 | -16.9% | 0.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $625,000 | n/a | 0.1% | |
| Truist | $605,000 | n/a | 0.1% | |
| Firefighters First Federal Credit Union | $205,000 | $595,000 | 190.2% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,160,000 | $590,000 | -49.1% | 0.1% |
| Glacier Bank | $1,060,000 | $570,000 | -46.2% | 0.1% |
| Flagstar Bank, FSB | $550,000 | $565,000 | 2.7% | 0.1% |
| Toyota Financial Savings Bank | $565,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $560,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,525,000 | $555,000 | -63.6% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $1,590,000 | $555,000 | -65.1% | 0.1% |
| Credence Funding Corporation | $545,000 | n/a | 0.1% | |
| MICHIGAN MUTUAL, INC. | $545,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $530,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $755,000 | $515,000 | -31.8% | 0.1% |
| Morgan Stanley Private Bank | $625,000 | $515,000 | -17.6% | 0.1% |
| MORTGAGEONE, INC. | $515,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $510,000 | n/a | 0.1% | |
| General Mortgage Capital Corporation | $505,000 | n/a | 0.1% | |
| RED CANOE CREDIT UNION | $505,000 | n/a | 0.1% | |
| Ameris Bank | $495,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $485,000 | n/a | 0.0% | |
| Northpointe Bank | $485,000 | n/a | 0.0% | |
| S1L, Inc. | $485,000 | n/a | 0.0% | |
| First National Bank of America | $850,000 | $480,000 | -43.5% | 0.0% |
| Gateway First Bank | $475,000 | n/a | 0.0% | |
| City Lending Inc. | $305,000 | $470,000 | 54.1% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $460,000 | n/a | 0.0% | |
| INDUSTRIAL CU OF WHATCOM COUNTY | $1,185,000 | $435,000 | -63.3% | 0.0% |
| MORTGAGE EXPRESS, LLC | $435,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $430,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $395,000 | $425,000 | 7.6% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $405,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $580,000 | $385,000 | -33.6% | 0.0% |
| Carrington Mortgage Services, LLC | $395,000 | $370,000 | -6.3% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $360,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $355,000 | n/a | 0.0% | |
| Coastal Community Bank | $335,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $435,000 | $325,000 | -25.3% | 0.0% |
| Performance Financial, Inc. | $325,000 | n/a | 0.0% | |
| NexBank | $55,000 | $315,000 | 472.7% | 0.0% |
| HighTechLending Inc | $305,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $300,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $465,000 | $295,000 | -36.6% | 0.0% |
| INTELLILOAN, INC. | $295,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $75,000 | $295,000 | 293.3% | 0.0% |
| USAlliance Federal Credit Union | $275,000 | n/a | 0.0% | |
| CARDINAL FINANCIAL | $265,000 | n/a | 0.0% | |
| LENDINGHOME FUNDING CORPORATION | $485,000 | $265,000 | -45.4% | 0.0% |
| The Dart Bank | $245,000 | n/a | 0.0% | |
| VERITY | $4,615,000 | $230,000 | -95.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $205,000 | n/a | 0.0% | |
| Zions Bank | $185,000 | n/a | 0.0% | |
| Discover Bank | $615,000 | $175,000 | -71.5% | 0.0% |
| GTE Federal Credit Union | $615,000 | $135,000 | -78.0% | 0.0% |
| LADERA LENDING, INC. | $55,000 | $125,000 | 127.3% | 0.0% |
| N R L Federal Credit Union | $125,000 | n/a | 0.0% | |
| Sound Community Bank | $2,510,000 | $125,000 | -95.0% | 0.0% |
| State Department Federal Credit Union | $125,000 | n/a | 0.0% | |
| Washington Trust Bank | $3,845,000 | $125,000 | -96.7% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $2,120,000 | $110,000 | -94.8% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $65,000 | $105,000 | 61.5% | 0.0% |
| NEXERA HOLDING LLC | $1,930,000 | $105,000 | -94.6% | 0.0% |
| UNITED MORTGAGE CORP | $540,000 | $105,000 | -80.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $95,000 | n/a | 0.0% | |
| FIBRE FEDERAL CREDIT UNION | $285,000 | $85,000 | -70.2% | 0.0% |
| Deere Employees Credit Union | $75,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $135,000 | $55,000 | -59.3% | 0.0% |
| GEORGIA'S OWN | $450,000 | $55,000 | -87.8% | 0.0% |
| TWINSTAR | $75,000 | $35,000 | -53.3% | 0.0% |
MOUNT VERNON - ANACORTES's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.0% market share. In second place, with 7.4%, is CMG MORTGAGE, INC., having originated $74,510,000 in loans. In third place, with 6.0%, is QUICKEN LOANS, LLC, having originated $59,670,000 in loans. In fourth place, with 4.7%, is Boeing Employees Credit Union, having originated $46,555,000 in loans. In fifth place, with 4.6%, is GUILD MORTGAGE COMPANY, having originated $46,405,000 in loans.
MOUNT VERNON - ANACORTES Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - MOUNT VERNON - ANACORTES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $399,500 (11.1%) | $617,046 (18.4%) | 0.00 | 275 |
| 2018-02-01 | $418,588 (14.5%) | $629,984 (20.9%) | 0.00 | 266 |
| 2018-03-01 | $437,000 (20.2%) | $648,294 (25.3%) | 0.00 | 264 |
| 2018-04-01 | $468,750 (25.0%) | $662,821 (23.3%) | 0.00 | 287 |
| 2018-05-01 | $468,430 (22.5%) | $637,518 (16.8%) | 0.00 | 344 |
| 2018-06-01 | $475,000 (12.1%) | $651,033 (9.5%) | 0.00 | 368 |
| 2018-07-01 | $497,000 (22.7%) | $655,852 (12.4%) | 0.00 | 382 |
| 2018-08-01 | $476,975 (16.0%) | $632,946 (9.8%) | 0.00 | 443 |
| 2018-09-01 | $465,000 (11.3%) | $621,670 (9.1%) | 0.00 | 462 |
| 2018-10-01 | $454,400 (9.2%) | $607,515 (5.6%) | 0.00 | 448 |
| 2018-11-01 | $446,750 (7.2%) | $602,980 (2.9%) | 0.00 | 407 |
| 2018-12-01 | $439,925 (9.3%) | $613,891 (1.1%) | 0.00 | 360 |
| 2019-01-01 | $439,475 (10.0%) | $633,036 (2.6%) | 0.00 | 313 |
| 2019-02-01 | $487,500 (16.5%) | $659,151 (4.6%) | 0.00 | 285 |
| 2019-03-01 | $483,193 (10.6%) | $645,379 (-0.5%) | 0.00 | 307 |
| 2019-04-01 | $478,168 (2.0%) | $632,152 (-4.6%) | 0.00 | 334 |
| 2019-05-01 | $460,000 (-1.8%) | $654,299 (2.6%) | 0.00 | 365 |
| 2019-06-01 | $439,000 (-7.6%) | $638,758 (-1.9%) | 0.00 | 412 |
| 2019-07-01 | $426,000 (-14.3%) | $620,541 (-5.4%) | 0.00 | 436 |
| 2019-08-01 | $426,455 (-10.6%) | $615,690 (-2.7%) | 0.00 | 440 |
| 2019-09-01 | $425,636 (-8.5%) | $605,806 (-2.6%) | 0.00 | 432 |
| 2019-10-01 | $422,500 (-7.0%) | $599,217 (-1.4%) | 0.00 | 424 |
| 2019-11-01 | $430,000 (-3.8%) | $617,073 (2.3%) | 0.00 | 363 |
| 2019-12-01 | $442,000 (0.5%) | $622,372 (1.4%) | 0.00 | 311 |
| 2020-01-01 | $447,750 (1.9%) | $624,371 (-1.4%) | 0.00 | 267 |
| 2020-02-01 | $441,900 (-9.4%) | $609,863 (-7.5%) | 0.00 | 262 |
| 2020-03-01 | $462,450 (-4.3%) | $626,081 (-3.0%) | 0.00 | 281 |
| 2020-04-01 | $487,000 (1.9%) | $647,945 (2.5%) | 0.00 | 298 |
| 2020-05-01 | $464,200 (0.9%) | $628,137 (-4.0%) | 0.00 | 317 |
| 2020-06-01 | $462,000 (5.2%) | $624,596 (-2.2%) | 0.00 | 296 |
| 2020-07-01 | $484,700 (13.8%) | $647,296 (4.3%) | 0.00 | 275 |
| 2020-08-01 | $499,000 (17.0%) | $660,109 (7.2%) | 0.00 | 267 |
| 2020-09-01 | $491,475 (15.5%) | $662,279 (9.3%) | 0.00 | 271 |
| 2020-10-01 | $489,000 (15.7%) | $673,631 (12.4%) | 0.00 | 225 |
| 2020-11-01 | $512,000 (19.1%) | $697,824 (13.1%) | 0.00 | 137 |
| 2020-12-01 | $545,500 (23.4%) | $738,683 (18.7%) | 0.00 | 113 |
| 2021-01-01 | $528,000 (17.9%) | $712,109 (14.1%) | 0.00 | 98 |
| 2021-02-01 | $517,500 (17.1%) | $757,225 (24.2%) | 0.00 | 92 |
| 2021-03-01 | $497,000 (7.5%) | $709,657 (13.4%) | 0.00 | 99 |
| 2021-04-01 | $524,500 (7.7%) | $732,553 (13.1%) | 0.00 | 114 |
| 2021-05-01 | $565,000 (21.7%) | $764,799 (21.8%) | 0.00 | 122 |
| 2021-06-01 | $562,438 (21.7%) | $776,874 (24.4%) | 0.00 | 130 |
| 2021-07-01 | $597,000 (23.2%) | $835,148 (29.0%) | 0.00 | 146 |
| 2021-08-01 | $594,063 (19.1%) | $806,859 (22.2%) | 0.00 | 163 |
| 2021-09-01 | $599,000 (21.9%) | $786,470 (18.8%) | 0.00 | 175 |
| 2021-10-01 | $599,900 (22.7%) | $794,789 (18.0%) | 0.00 | 172 |
| 2021-11-01 | $599,900 (17.2%) | $791,399 (13.4%) | 0.00 | 127 |
| 2021-12-01 | $600,450 (10.1%) | $809,042 (9.5%) | 0.00 | 113 |
| 2022-01-01 | $575,000 (8.9%) | $839,594 (17.9%) | 0.00 | 89 |
| 2022-02-01 | $584,750 (13.0%) | $814,246 (7.5%) | 0.00 | 96 |
| 2022-03-01 | $599,938 (20.7%) | $796,352 (12.2%) | 0.00 | 106 |
| 2022-04-01 | $622,500 (18.7%) | $863,287 (17.9%) | 0.00 | 134 |
| 2022-05-01 | $619,999 (9.7%) | $840,030 (9.8%) | 0.00 | 170 |
| 2022-06-01 | $621,500 (10.5%) | $828,107 (6.6%) | 0.00 | 211 |
| 2022-07-01 | $600,000 (0.5%) | $781,727 (-6.4%) | 0.00 | 265 |
| 2022-08-01 | $599,925 (1.0%) | $763,318 (-5.4%) | 0.00 | 304 |
| 2022-09-01 | $612,500 (2.3%) | $760,796 (-3.3%) | 0.00 | 302 |
| 2022-10-01 | $632,500 (5.4%) | $767,767 (-3.4%) | 0.00 | 280 |
| 2022-11-01 | $637,500 (6.3%) | $760,825 (-3.9%) | 0.00 | 266 |
| 2022-12-01 | $616,875 (2.7%) | $751,453 (-7.1%) | 0.00 | 226 |
| 2023-01-01 | $596,850 (3.8%) | $728,909 (-13.2%) | 0.00 | 189 |
| 2023-02-01 | $604,325 (3.4%) | $756,493 (-7.1%) | 0.00 | 161 |
| 2023-03-01 | $616,725 (2.8%) | $780,151 (-2.0%) | 0.00 | 145 |
| 2023-04-01 | $657,250 (5.6%) | $833,902 (-3.4%) | 0.00 | 168 |
| 2023-05-01 | $647,000 (4.4%) | $816,211 (-2.8%) | 0.00 | 184 |
| 2023-06-01 | $633,750 (2.0%) | $879,067 (6.2%) | 0.00 | 203 |
| 2023-07-01 | $698,000 (16.3%) | $924,522 (18.3%) | 0.00 | 205 |
| 2023-08-01 | $696,250 (16.1%) | $923,509 (21.0%) | 0.00 | 221 |
| 2023-09-01 | $708,000 (15.6%) | $958,411 (26.0%) | 0.00 | 232 |
| 2023-10-01 | $726,750 (14.9%) | $963,327 (25.5%) | 0.00 | 238 |
| 2023-11-01 | $699,900 (9.8%) | $949,109 (24.8%) | 0.00 | 218 |
| 2023-12-01 | $675,000 (9.4%) | $875,928 (16.6%) | 0.00 | 185 |
| 2024-01-01 | $679,975 (13.9%) | $904,495 (24.1%) | 0.00 | 149 |
| 2024-02-01 | $669,963 (10.9%) | $947,932 (25.3%) | 0.00 | 138 |
| 2024-03-01 | $657,450 (6.6%) | $930,511 (19.3%) | 0.00 | 160 |
| 2024-04-01 | $651,225 (-0.9%) | $918,099 (10.1%) | 0.00 | 206 |
| 2024-05-01 | $686,250 (6.1%) | $893,692 (9.5%) | 0.00 | 295 |
| 2024-06-01 | $699,900 (10.4%) | $906,085 (3.1%) | 0.00 | 297 |
| 2024-07-01 | $699,975 (0.3%) | $900,982 (-2.6%) | 0.00 | 299 |
| 2024-08-01 | $699,000 (0.4%) | $897,708 (-2.8%) | 0.00 | 306 |
| 2024-09-01 | $699,000 (-1.3%) | $885,728 (-7.6%) | 0.00 | 315 |
| 2024-10-01 | $694,500 (-4.4%) | $879,891 (-8.7%) | 0.00 | 299 |
| 2024-11-01 | $675,000 (-3.6%) | $819,619 (-13.6%) | 0.00 | 277 |
| 2024-12-01 | $671,975 (-0.5%) | $816,156 (-6.8%) | 0.00 | 226 |
| 2025-01-01 | $677,975 (-0.3%) | $813,911 (-10.0%) | 0.00 | 195 |
| 2025-02-01 | $678,913 (1.3%) | $793,843 (-16.3%) | 0.00 | 192 |
| 2025-03-01 | $677,500 (3.1%) | $807,542 (-13.2%) | 0.00 | 199 |
| 2025-04-01 | $701,062 (7.7%) | $860,120 (-6.3%) | 0.00 | 249 |
| 2025-05-01 | $749,000 (9.1%) | $892,011 (-0.2%) | 0.00 | 299 |
| 2025-06-01 | $727,500 (3.9%) | $869,506 (-4.0%) | 0.00 | 333 |
| 2025-07-01 | $712,813 (1.8%) | $860,768 (-4.5%) | 0.00 | 376 |
| 2025-08-01 | $722,500 (3.4%) | $848,133 (-5.5%) | 0.00 | 414 |
| 2025-09-01 | $709,750 (1.5%) | $849,944 (-4.0%) | 0.00 | 418 |
| 2025-10-01 | $681,950 (-1.8%) | $831,817 (-5.5%) | 0.00 | 392 |
| 2025-11-01 | $675,000 (0.0%) | $814,809 (-0.6%) | 0.00 | 364 |
| 2025-12-01 | $682,250 (1.5%) | $804,390 (-1.4%) | 0.00 | 277 |
| 2026-01-01 | $699,000 (3.1%) | $835,594 (2.7%) | 0.00 | 234 |
| 2026-02-01 | $733,120 (8.0%) | $851,773 (7.3%) | 0.00 | 243 |
| 2026-03-01 | $745,644 (10.1%) | $869,446 (7.7%) | 0.00 | 257 |
| 2026-04-01 | $741,245 (5.7%) | $844,554 (-1.8%) | 0.00 | 326 |
| 2026-05-01 | $734,950 (-1.9%) | $852,253 (-4.5%) | 0.00 | 384 |
| 2026-06-01 | $717,500 (-1.4%) | $866,422 (-0.4%) | 0.00 | 457 |
| 2026-07-01 | $699,950 (-1.8%) | $900,305 (4.6%) | 0.00 | 478 |
| 2026-08-01 | $712,475 (-1.4%) | $896,537 (5.7%) | 0.00 | 522 |
| 2026-09-01 | $684,900 (-3.5%) | $862,396 (1.5%) | 0.00 | 511 |
| 2026-10-01 | $692,500 (1.6%) | $855,781 (2.9%) | 0.00 | 494 |
MOUNT VERNON - ANACORTES's median listing price for 2026-10-01 was $692,500, a difference of
$10,550
(1.6%) versus the prior year and
$7,600 versus the prior month.
MOUNT VERNON - ANACORTES's median listing price comes in at 0% of the national average.
MOUNT VERNON - ANACORTES's average listing price for 2026-10-01 was $855,781, a difference of $23,964 (2.9%) versus the prior year and $-6,615 versus the prior month.
For the 2026-10-01 period, MOUNT VERNON - ANACORTES had 494 MLS listings, a difference of -17 listings (-3%) versus the prior month and 102 listings (26%) versus the prior year.
MOUNT VERNON - ANACORTES's median listing price comes in at 0% of the national average.
MOUNT VERNON - ANACORTES's average listing price for 2026-10-01 was $855,781, a difference of $23,964 (2.9%) versus the prior year and $-6,615 versus the prior month.
For the 2026-10-01 period, MOUNT VERNON - ANACORTES had 494 MLS listings, a difference of -17 listings (-3%) versus the prior month and 102 listings (26%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - MOUNT VERNON - ANACORTES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,036 sqft |
| 2018-02-01 | 0 days | 2,094 sqft |
| 2018-03-01 | 0 days | 2,068 sqft |
| 2018-04-01 | 0 days | 2,151 sqft |
| 2018-05-01 | 0 days | 2,134 sqft |
| 2018-06-01 | 0 days | 2,160 sqft |
| 2018-07-01 | 0 days | 2,167 sqft |
| 2018-08-01 | 0 days | 2,094 sqft |
| 2018-09-01 | 0 days | 2,039 sqft |
| 2018-10-01 | 0 days | 2,007 sqft |
| 2018-11-01 | 0 days | 2,005 sqft |
| 2018-12-01 | 0 days | 2,008 sqft |
| 2019-01-01 | 0 days | 2,030 sqft |
| 2019-02-01 | 0 days | 2,104 sqft |
| 2019-03-01 | 0 days | 2,058 sqft |
| 2019-04-01 | 0 days | 2,008 sqft |
| 2019-05-01 | 0 days | 1,979 sqft |
| 2019-06-01 | 0 days | 1,914 sqft |
| 2019-07-01 | 0 days | 1,899 sqft |
| 2019-08-01 | 0 days | 1,891 sqft |
| 2019-09-01 | 0 days | 1,880 sqft |
| 2019-10-01 | 0 days | 1,880 sqft |
| 2019-11-01 | 0 days | 1,920 sqft |
| 2019-12-01 | 0 days | 1,918 sqft |
| 2020-01-01 | 0 days | 1,920 sqft |
| 2020-02-01 | 0 days | 1,897 sqft |
| 2020-03-01 | 0 days | 1,919 sqft |
| 2020-04-01 | 0 days | 1,980 sqft |
| 2020-05-01 | 0 days | 1,907 sqft |
| 2020-06-01 | 0 days | 1,920 sqft |
| 2020-07-01 | 0 days | 1,934 sqft |
| 2020-08-01 | 0 days | 1,933 sqft |
| 2020-09-01 | 0 days | 1,897 sqft |
| 2020-10-01 | 0 days | 1,924 sqft |
| 2020-11-01 | 0 days | 1,886 sqft |
| 2020-12-01 | 0 days | 2,005 sqft |
| 2021-01-01 | 0 days | 1,948 sqft |
| 2021-02-01 | 0 days | 1,847 sqft |
| 2021-03-01 | 0 days | 1,789 sqft |
| 2021-04-01 | 0 days | 1,816 sqft |
| 2021-05-01 | 0 days | 1,888 sqft |
| 2021-06-01 | 0 days | 1,866 sqft |
| 2021-07-01 | 0 days | 2,016 sqft |
| 2021-08-01 | 0 days | 2,025 sqft |
| 2021-09-01 | 0 days | 2,013 sqft |
| 2021-10-01 | 0 days | 1,966 sqft |
| 2021-11-01 | 0 days | 1,946 sqft |
| 2021-12-01 | 0 days | 1,904 sqft |
| 2022-01-01 | 0 days | 1,871 sqft |
| 2022-02-01 | 0 days | 1,800 sqft |
| 2022-03-01 | 0 days | 1,801 sqft |
| 2022-04-01 | 0 days | 1,809 sqft |
| 2022-05-01 | 0 days | 1,850 sqft |
| 2022-06-01 | 0 days | 1,913 sqft |
| 2022-07-01 | 0 days | 1,929 sqft |
| 2022-08-01 | 0 days | 1,910 sqft |
| 2022-09-01 | 0 days | 1,880 sqft |
| 2022-10-01 | 0 days | 1,949 sqft |
| 2022-11-01 | 0 days | 1,955 sqft |
| 2022-12-01 | 0 days | 1,942 sqft |
| 2023-01-01 | 0 days | 1,936 sqft |
| 2023-02-01 | 0 days | 1,974 sqft |
| 2023-03-01 | 0 days | 2,020 sqft |
| 2023-04-01 | 0 days | 2,128 sqft |
| 2023-05-01 | 0 days | 1,930 sqft |
| 2023-06-01 | 0 days | 1,959 sqft |
| 2023-07-01 | 0 days | 2,001 sqft |
| 2023-08-01 | 0 days | 2,066 sqft |
| 2023-09-01 | 0 days | 2,014 sqft |
| 2023-10-01 | 0 days | 2,116 sqft |
| 2023-11-01 | 0 days | 2,065 sqft |
| 2023-12-01 | 0 days | 2,020 sqft |
| 2024-01-01 | 0 days | 2,211 sqft |
| 2024-02-01 | 0 days | 2,218 sqft |
| 2024-03-01 | 0 days | 2,058 sqft |
| 2024-04-01 | 0 days | 1,988 sqft |
| 2024-05-01 | 0 days | 1,955 sqft |
| 2024-06-01 | 0 days | 1,954 sqft |
| 2024-07-01 | 0 days | 1,997 sqft |
| 2024-08-01 | 0 days | 1,996 sqft |
| 2024-09-01 | 0 days | 1,954 sqft |
| 2024-10-01 | 0 days | 1,956 sqft |
| 2024-11-01 | 0 days | 1,960 sqft |
| 2024-12-01 | 0 days | 1,974 sqft |
| 2025-01-01 | 0 days | 2,001 sqft |
| 2025-02-01 | 0 days | 1,942 sqft |
| 2025-03-01 | 0 days | 1,941 sqft |
| 2025-04-01 | 0 days | 1,979 sqft |
| 2025-05-01 | 0 days | 2,014 sqft |
| 2025-06-01 | 0 days | 1,968 sqft |
| 2025-07-01 | 0 days | 1,956 sqft |
| 2025-08-01 | 0 days | 1,998 sqft |
| 2025-09-01 | 0 days | 2,017 sqft |
| 2025-10-01 | 0 days | 1,963 sqft |
| 2025-11-01 | 0 days | 1,958 sqft |
| 2025-12-01 | 0 days | 1,950 sqft |
| 2026-01-01 | 0 days | 1,950 sqft |
| 2026-02-01 | 0 days | 1,972 sqft |
| 2026-03-01 | 0 days | 1,991 sqft |
| 2026-04-01 | 0 days | 1,990 sqft |
| 2026-05-01 | 0 days | 1,950 sqft |
| 2026-06-01 | 0 days | 1,947 sqft |
| 2026-07-01 | 0 days | 1,918 sqft |
| 2026-08-01 | 0 days | 1,935 sqft |
| 2026-09-01 | 0 days | 1,908 sqft |
| 2026-10-01 | 0 days | 1,958 sqft |
MOUNT VERNON - ANACORTES's median listing age (time on market) for 2026-10-01 was 0 days.
MOUNT VERNON - ANACORTES's median square footage for active listings during the 2026-10-01 period was 1,958 sqft. One year prior, the average listing was 1,963 sqft.
MOUNT VERNON - ANACORTES's median square footage for active listings during the 2026-10-01 period was 1,958 sqft. One year prior, the average listing was 1,963 sqft.
MOUNT VERNON-ANACORTES, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,350 | $632,950,000 | $468,852 |
| Cash Out Refi | 430 | $132,480,000 | $308,093 |
| Refi | 392 | $153,150,000 | $390,689 |
| Other | 318 | $43,810,000 | $137,767 |
| Home Improvement | 317 | $38,125,000 | $120,268 |
| NA | 1 | $325,000 | $325,000 |
Mount Vernon - Anacortes's most frequently cited loan purpose was Home Purchase, with 1,350 originations. The 2nd most popular reason was Cash Out Refi, with 430 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,148 | $521,290,000 | $454,085 |
| 5-6% | 541 | $221,235,000 | $408,937 |
| 7-8% | 524 | $160,990,000 | $307,233 |
| Over 8% | 450 | $64,270,000 | $142,822 |
| <2.5% | 62 | $2,180,000 | $35,161 |
| 4-5% | 17 | $7,985,000 | $469,706 |
| 3-4% | 4 | $2,020,000 | $505,000 |
| 2.5-3% | 3 | $1,055,000 | $351,667 |
During 2025, Mount Vernon - Anacortes's most frequently originated rate bucket was 6-7%, with 1,148 originations.
Loan Sizing (MOUNT VERNON-ANACORTES, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 817 | $400,785,000 | $490,557 |
| $200k-400k | 656 | $197,370,000 | $300,869 |
| $100,000 or less | 519 | $28,385,000 | $54,692 |
| $100k-200k | 429 | $58,295,000 | $135,886 |
| $600k-1000k | 333 | $238,525,000 | $716,291 |
| $Over $1MM | 54 | $77,480,000 | $1,434,815 |
MOUNT VERNON - ANACORTES's loan sizing saw the bucket of loans from $400k-600k with 817 originations, totaling $400,785,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 802 | $428,580,000 | $534,389 |
| Under 20% | 692 | $55,310,000 | $79,928 |
| 60-80% | 501 | $259,625,000 | $518,214 |
| 20-40% | 390 | $83,960,000 | $215,282 |
| 40-60% | 317 | $123,895,000 | $390,836 |
| Over 100% | 30 | $18,410,000 | $613,667 |
MOUNT VERNON - ANACORTES's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 802 originations, totaling $428,580,000 in origination value.