MOUNT VERNON - ANACORTES Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mount Vernon - Anacortes averaged 7.08% for the week of 2024-05-16, compared to the national average of 7.02% for the same period.

The average rate for the prior week (2024-05-09) was 6.95% and one month ago for the week of 2024-04-11, the average rate was 6.64%.

Mount Vernon - Anacortes's average rate one year ago was 6.31%.

For refis of the same type during the week of 2024-05-16, the average rate was 6.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-16 7.02%
Mount Vernon - Anacortes 30 Year Fixed Rate 2024-05-16 7.08%
Mount Vernon - Anacortes 30 Year Fixed Rate Refi 2024-05-16 6.92%
Mount Vernon - Anacortes 15 Year Fixed Rate 2024-05-16 6.38%
Mount Vernon - Anacortes 15 Year Fixed Rate Refi 2024-05-16 6.88%
Mount Vernon - Anacortes 30 Year FHA 2024-05-16 6.7%
Mount Vernon - Anacortes 30 Year FHA Refi 2024-05-16 6.84%
Mount Vernon - Anacortes 30 Year USDA 2024-05-16 6.95%
Mount Vernon - Anacortes 30 Year USDA Refi 2024-05-16 6.55%
Mount Vernon - Anacortes 30 Year VA 2024-05-16 6.17%
Mount Vernon - Anacortes 30 Year VA Refi 2024-05-16 6.4%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MOUNT VERNON-ANACORTES, WA.

MOUNT VERNON - ANACORTES Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MOUNT VERNON-ANACORTES, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 53 6.99% $11,524
UNITED WHOLESALE MORTGAGE, LLC 52 6.63% $8,556
QUICKEN LOANS, LLC 51 6.61% $7,548
CMG MORTGAGE, INC. 44 6.70% $9,402
GUILD MORTGAGE COMPANY 42 6.93% $8,843
MOVEMENT MORTGAGE, LLC 34 7.08% $9,288
Boeing Employees Credit Union 30 6.39% $5,546
Peoples Bank 30 7.07% $6,688
AMERICAN PACIFIC MORTGAGE CORPORATION 29 6.85% $8,781
Washington Federal Bank 25 6.81% $8,853
Banner Bank 22 6.72% $5,293
CROSSCOUNTRY MORTGAGE, LLC 22 6.98% $9,567
HOMEBRIDGE FINANCIAL SERVICES, INC. 20 6.24% $11,469
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 18 6.86% $7,987
WHATCOM EDUCATIONAL CREDIT UNION 17 6.46% $5,446
JPMorgan Chase Bank 15 6.69% $5,910
BAY EQUITY LLC 15 7.04% $9,651
BROKER SOLUTIONS, INC. 15 7.03% $10,659
ACADEMY MORTGAGE CORPORATION 15 6.57% $7,746
Wells Fargo Bank 14 6.55% $3,521
CORNERSTONE HOME LENDING, INC. 13 6.97% $9,111
U.S. Bank 12 6.21% $5,093
PENNYMAC LOAN SERVICES, LLC 9 6.32% $8,987
PRIMELENDING, A PLAINSCAPITAL COMPANY 8 6.72% $13,078
LOANDEPOT.COM, LLC 8 6.90% $10,341
NorthWest Plus Credit Union 7 6.88% $6,736
KeyBank 7 6.11% $5,495
Alaska USA Federal Credit Union 7 6.70% $8,959
Umpqua Bank 7 6.46% $8,889
NAVY FEDERAL CREDIT UNION 6 6.44% $7,703
1st Security Bank of Washington 6 6.85% $10,391
AMERICAN FINANCIAL NETWORK, INC. 6 6.96% $8,038
LEADERONE FINANCIAL CORPORATION 6 6.79% $6,974
NEWREZ LLC 5 7.34% $7,183
Mr. Cooper ( Nationstar Mortgage ) 5 5.92% $13,806
PENRITH HOME LOANS LLC 5 6.85% $7,187
Morgan Stanley Private Bank 5 5.88% $3,778
Bank of America 5 6.48% $4,329
PREMIER MORTGAGE RESOURCES, L.L.C. 5 7.22% $5,374
Heritage Bank 4 6.53% $6,534
CALIBER HOME LOANS, INC. 4 6.53% $9,886
ENVOY MORTGAGE, LTD 4 6.25% $3,967
NFM, INC. 4 6.81% $5,120
PROVIDENT FUNDING ASSOCIATES, L.P. 4 6.22% $8,276
RESIDENTIAL WHOLESALE MORTGAGE, INC. 4 7.12% $4,731
USAA Federal Savings Bank 4 6.81% $4,749
Washington Trust Bank 3 6.13% $5,447
DAS Acquisition Company, LLC 3 6.92% $14,571
The Huntington National Bank 3 7.21% $5,901
SAMMAMISH MORTGAGE COMPANY 3 6.58% $2,587
MANN FINANCIAL INC. 3 6.88% $6,139
SOUND 2 5.63% $2,845
Sound Community Bank 2 8.25% $6,550
Paramount Residential Mortgage Group, Inc. 2 8.38% $6,749
Century Mortgage Company DBA Century Lending Company 2 6.38% $13,522
T2 FINANCIAL LLC 2 6.50% $7,207
BMO Harris Bank 2 6.19% $9,629
ADVANCIAL 2 7.25% $16,387
BETTER MORTGAGE CORPORATION 2 6.94% $5,710
PNC Bank 2 6.25% $6,413
LAKEVIEW LOAN SERVICING, LLC 2 6.56% $11,680
Bank of the Pacific 2 6.19% $9,500
NBKC BANK 2 7.00% $5,844
Academy Bank 2 6.19% $5,761
WASHINGTON STATE EMPLOYEES Credit Union 2 6.13% $3,048
GUARANTEED RATE, INC. 2 6.49% $5,674
Qualstar Credit Union 2 7.44% $5,169
GESA 2 7.19% $9,209
Flagstar Bank, FSB 2 6.62% $4,327
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 7.50% $11,740
Citibank 2 7.13% $14,075
RED CANOE CREDIT UNION 2 5.38% $29,725
DIRECTORS MORTGAGE, INC. 2 7.63% $21,044
Ross Mortgage Company, Inc. 2 6.31% $8,498
RBC Bank, (Georgia) 1 6.00% $2,697
WINGS FINANCIAL 1 5.25% $6,499
SPOKANE TEACHERS 1 6.25% $6,946
SUMMIT MORTGAGE CORPORATION 1 6.62% $8,997
The Loan Store, Inc. 1 6.50% $11,851
THRIVE MORTGAGE, LLC 1 5.38% $20,583
TRISTAR FINANCE, INC. 1 6.50% $3,724
Truist 1 6.63% $4,873
UBS Bank USA 1 5.38% $5,995
ARC HOME LLC 1 7.25% $4,930
AMERISAVE MORTGAGE CORPORATION 1 6.99% $4,493
Zions Bank 1 5.13% $3,921
American Mortgage & Equity Consultants, Inc. 1 8.13% $10,568
AMCAP MORTGAGE, LTD. 1 8.13% $7,847
Glacier Bank 1 6.38% $11,343
Arvest Bank 1 7.25% $5,843
HomeStreet Bank 1 6.88% $3,601
HOMEXPRESS MORTGAGE CORP. 1 9.00% $13,513
INTERNATIONAL CITY MORTGAGE, INC. 1 6.25% $4,559
JMAC LENDING, INC. 1 9.88% $16,185
FREEDOM MORTGAGE CORPORATION 1 7.13% $10,597
First National Bank of America 1 8.88% $11,240
MASON MCDUFFIE MORTGAGE CORPORATION 1 6.88% $7,028
CITYWIDE HOME LOANS, LLC 1 5.50% $10,393
City National Bank of Florida 1 6.50% $4,050
M&T Bank 1 6.50% $4,100
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.00% $10,838
City National Bank 1 6.10% $4,566
Neighborhood Loans, Inc. 1 6.50% $3,802
NexBank 1 7.63% $3,857
NMSI, INC. 1 5.88% $9,291
Northwest Farm Credit Services, FLCA 1 7.25% $10,039
CIBC Bank USA 1 5.88% $3,939
NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.25% $0
OCMBC, INC. 1 9.88% $11,472
OnPoint Community Credit Union 1 5.50% $5,081
ON Q FINANCIAL, INC. 1 8.99% $12,469
PENTAGON FEDERAL CREDIT UNION 1 6.13% $8,485
PLANET HOME LENDING, LLC 1 6.13% $2,170
BAY-VALLEY MORTGAGE GROUP 1 7.50% $7,626
PRIORITY HOME LENDING, LLC 1 6.99% $17,236
Prosperity Home Mortgage, LLC 1 6.88% $15,680
GENEVA FINANCIAL, LLC 1 6.38% $2,556

MOUNT VERNON - ANACORTES Average Closing Costs & Other Stats

MOUNT VERNON-ANACORTES, WA's 117 lenders originated 2,184 loans during 2023. The total origination value was $770,090,000, with an average loan value of $352,605.

MOUNT VERNON - ANACORTES's average closing costs are $6,166.

The top MOUNT VERNON - ANACORTES lender as defined by loan originations is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, with 53 loans originated. Their average total fees are $11,524, which is $2,968 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee MOUNT VERNON - ANACORTES lenders (with over 10 loans originated) are Wells Fargo Bank ($3,521), U.S. Bank ($5,093), Banner Bank ($5,293), WHATCOM EDUCATIONAL CREDIT UNION ($5,446) and Boeing Employees Credit Union ($5,546).

The lowest rate MOUNT VERNON - ANACORTES lenders (with over 10 loans originated) are U.S. Bank (6.21%), HOMEBRIDGE FINANCIAL SERVICES, INC. (6.24%), Boeing Employees Credit Union (6.39%), WHATCOM EDUCATIONAL CREDIT UNION (6.46%) and Wells Fargo Bank (6.55%).

MOUNT VERNON-ANACORTES, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $8,930,000 $39,855,000 346.3% 5.2%
Boeing Employees Credit Union $60,040,000 $38,680,000 -35.6% 5.0%
UNITED WHOLESALE MORTGAGE, LLC $44,985,000 $38,275,000 -14.9% 5.0%
Peoples Bank $86,610,000 $35,395,000 -59.1% 4.6%
QUICKEN LOANS, LLC $54,155,000 $31,275,000 -42.2% 4.1%
CMG MORTGAGE, INC. $3,990,000 $28,920,000 624.8% 3.8%
GUILD MORTGAGE COMPANY $46,470,000 $27,395,000 -41.0% 3.6%
Prudential Huntoon Paige Associates, LLC $24,065,000 n/a 3.1%
Coastal Community Bank $23,365,000 n/a 3.0%
MOVEMENT MORTGAGE, LLC $5,290,000 $21,280,000 302.3% 2.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $23,630,000 $20,585,000 -12.9% 2.7%
U.S. Bank $27,500,000 $17,545,000 -36.2% 2.3%
CROSSCOUNTRY MORTGAGE, LLC $17,550,000 $17,430,000 -0.7% 2.3%
Banner Bank $26,660,000 $16,735,000 -37.2% 2.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $65,705,000 $14,780,000 -77.5% 1.9%
Washington Federal Bank $38,030,000 $14,665,000 -61.4% 1.9%
NAVY FEDERAL CREDIT UNION $15,310,000 $14,005,000 -8.5% 1.8%
BROKER SOLUTIONS, INC. $19,150,000 $12,410,000 -35.2% 1.6%
WHATCOM EDUCATIONAL CREDIT UNION $11,335,000 $12,200,000 7.6% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $17,555,000 $12,090,000 -31.1% 1.6%
SaviBank $11,460,000 n/a 1.5%
ACADEMY MORTGAGE CORPORATION $20,400,000 $10,845,000 -46.8% 1.4%
Umpqua Bank $71,275,000 $9,560,000 -86.6% 1.2%
Heritage Bank $14,785,000 $9,115,000 -38.3% 1.2%
CORNERSTONE HOME LENDING, INC. $16,150,000 $9,035,000 -44.1% 1.2%
PENNYMAC LOAN SERVICES, LLC $9,210,000 $8,875,000 -3.6% 1.2%
Mortgage Research Center, LLC $9,690,000 $8,500,000 -12.3% 1.1%
JPMorgan Chase Bank $16,370,000 $8,410,000 -48.6% 1.1%
BAY EQUITY LLC $14,415,000 $7,775,000 -46.1% 1.0%
Wells Fargo Bank $19,065,000 $7,750,000 -59.3% 1.0%
Bank of America $11,655,000 $7,715,000 -33.8% 1.0%
1st Security Bank of Washington $8,215,000 $6,335,000 -22.9% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $6,980,000 $5,535,000 -20.7% 0.7%
North Coast Credit Union $5,310,000 n/a 0.7%
NEWREZ LLC $3,550,000 $4,835,000 36.2% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $4,360,000 $4,810,000 10.3% 0.6%
ENVOY MORTGAGE, LTD $8,375,000 $4,470,000 -46.6% 0.6%
NFM, INC. $5,465,000 $4,235,000 -22.5% 0.5%
LOANDEPOT.COM, LLC $22,485,000 $4,150,000 -81.5% 0.5%
Alaska USA Federal Credit Union $2,245,000 $4,095,000 82.4% 0.5%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,540,000 $4,090,000 165.6% 0.5%
Flagstar Bank, FSB $10,010,000 $3,495,000 -65.1% 0.5%
KeyBank $13,830,000 $3,435,000 -75.2% 0.4%
USAA Federal Savings Bank $945,000 $3,370,000 256.6% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $3,300,000 n/a 0.4%
Morgan Stanley Private Bank $2,400,000 $3,035,000 26.5% 0.4%
MANN FINANCIAL INC. $2,565,000 $2,945,000 14.8% 0.4%
TRIAD FINANCIAL SERVICES, INC. $775,000 $2,655,000 242.6% 0.3%
CALIBER HOME LOANS, INC. $89,840,000 $2,620,000 -97.1% 0.3%
GUARANTEED RATE, INC. $3,250,000 $2,615,000 -19.5% 0.3%
NorthWest Plus Credit Union $5,810,000 $2,605,000 -55.2% 0.3%
LEADERONE FINANCIAL CORPORATION $3,010,000 $2,450,000 -18.6% 0.3%
PENRITH HOME LOANS LLC $4,095,000 $2,325,000 -43.2% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $2,000,000 $2,275,000 13.8% 0.3%
DAS Acquisition Company, LLC $1,960,000 $2,170,000 10.7% 0.3%
Citibank $2,045,000 n/a 0.3%
DIRECTORS MORTGAGE, INC. $3,860,000 $2,005,000 -48.1% 0.3%
PREMIER MORTGAGE RESOURCES, L.L.C. $3,570,000 $1,995,000 -44.1% 0.3%
The Huntington National Bank $1,110,000 $1,965,000 77.0% 0.3%
HomeStreet Bank $3,850,000 $1,950,000 -49.4% 0.3%
FREEDOM MORTGAGE CORPORATION $6,400,000 $1,945,000 -69.6% 0.3%
PENTAGON FEDERAL CREDIT UNION $2,195,000 $1,905,000 -13.2% 0.2%
GESA $3,790,000 $1,850,000 -51.2% 0.2%
Century Mortgage Company DBA Century Lending Company $1,805,000 n/a 0.2%
TWINSTAR $1,780,000 n/a 0.2%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $925,000 $1,770,000 91.4% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,535,000 $1,740,000 13.4% 0.2%
Washington Trust Bank $3,225,000 $1,695,000 -47.4% 0.2%
WASHINGTON STATE EMPLOYEES Credit Union $5,925,000 $1,665,000 -71.9% 0.2%
PNC Bank $1,820,000 $1,640,000 -9.9% 0.2%
BMO Harris Bank $855,000 $1,520,000 77.8% 0.2%
Figure Lending LLC $1,240,000 $1,450,000 16.9% 0.2%
RED CANOE CREDIT UNION $1,450,000 n/a 0.2%
First Federal Savings and Loan Association of Port Angeles $5,440,000 $1,435,000 -73.6% 0.2%
Paramount Residential Mortgage Group, Inc. $5,920,000 $1,410,000 -76.2% 0.2%
Pacific Premier Bank $1,395,000 n/a 0.2%
Bank of the Pacific $2,225,000 $1,310,000 -41.1% 0.2%
PLANET HOME LENDING, LLC $2,430,000 $1,295,000 -46.7% 0.2%
UBS Bank USA $905,000 $1,265,000 39.8% 0.2%
Chickasaw Community Bank $5,425,000 $1,260,000 -76.8% 0.2%
Third Federal Savings and Loan Association of Cleveland $1,045,000 $1,230,000 17.7% 0.2%
HOMEXPRESS MORTGAGE CORP. $1,215,000 n/a 0.2%
ADVANCIAL $1,150,000 n/a 0.1%
ON Q FINANCIAL, INC. $2,165,000 $1,095,000 -49.4% 0.1%
T2 FINANCIAL LLC $700,000 $1,095,000 56.4% 0.1%
AMERISAVE MORTGAGE CORPORATION $3,575,000 $1,085,000 -69.7% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $285,000 $1,070,000 275.4% 0.1%
SAMMAMISH MORTGAGE COMPANY $1,060,000 $1,065,000 0.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,245,000 $1,015,000 -68.7% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $465,000 $1,010,000 117.2% 0.1%
SUMMIT FUNDING, INC. $2,355,000 $975,000 -58.6% 0.1%
HomeTrust Bank $385,000 $965,000 150.6% 0.1%
NBKC BANK $4,220,000 $965,000 -77.1% 0.1%
BETTER MORTGAGE CORPORATION $2,275,000 $920,000 -59.6% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $920,000 n/a 0.1%
Truist $3,230,000 $905,000 -72.0% 0.1%
Credence Funding Corporation $890,000 n/a 0.1%
The Federal Savings Bank $3,100,000 $870,000 -71.9% 0.1%
Citadel Servicing Corporation $865,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $3,015,000 $845,000 -72.0% 0.1%
City National Bank $915,000 $805,000 -12.0% 0.1%
Prosperity Home Mortgage, LLC $805,000 n/a 0.1%
CIBC Bank USA $795,000 n/a 0.1%
Ross Mortgage Company, Inc. $790,000 n/a 0.1%
City National Bank of Florida $785,000 n/a 0.1%
Northwest Farm Credit Services, FLCA $440,000 $785,000 78.4% 0.1%
CARDINAL FINANCIAL $1,775,000 $770,000 -56.6% 0.1%
Carrington Mortgage Services, LLC $2,560,000 $770,000 -69.9% 0.1%
CITYWIDE HOME LOANS, LLC $700,000 $755,000 7.9% 0.1%
First Savings Bank $345,000 $755,000 118.8% 0.1%
SIRVA MORTGAGE, INC. $735,000 n/a 0.1%
Equity Prime Mortgage LLC $730,000 n/a 0.1%
Citizens Bank $910,000 $715,000 -21.4% 0.1%
SOUND $650,000 $700,000 7.7% 0.1%
Willamette Valley Bank $300,000 $695,000 131.7% 0.1%
RF Renovo Management Company, LLC $690,000 n/a 0.1%
Neighborhood Loans, Inc. $645,000 n/a 0.1%
Qualstar Credit Union $575,000 $640,000 11.3% 0.1%
STANFORD Federal Credit Union $1,085,000 $630,000 -41.9% 0.1%
ALLIANT CREDIT UNION $530,000 $585,000 10.4% 0.1%
Glacier Bank $585,000 n/a 0.1%
Academy Bank $125,000 $560,000 348.0% 0.1%
Ixonia Bank $555,000 n/a 0.1%
NMSI, INC. $555,000 n/a 0.1%
SUMMIT MORTGAGE CORPORATION $545,000 n/a 0.1%
The Central Trust Bank $405,000 $545,000 34.6% 0.1%
21ST MORTGAGE CORPORATION $185,000 $525,000 183.8% 0.1%
Utah Power $525,000 n/a 0.1%
PRIORITY HOME LENDING, LLC $1,570,000 $515,000 -67.2% 0.1%
VERITY $159,415,000 $505,000 -99.7% 0.1%
LO, INC. $495,000 n/a 0.1%
BKCO MORTGAGE, LLC $1,590,000 $485,000 -69.5% 0.1%
DEEPHAVEN MORTGAGE LLC $485,000 n/a 0.1%
THRIVE MORTGAGE, LLC $465,000 $475,000 2.2% 0.1%
JMAC LENDING, INC. $465,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $2,205,000 $465,000 -78.9% 0.1%
OnPoint Community Credit Union $465,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $880,000 $445,000 -49.4% 0.1%
Commerce Home Mortgage, Inc. $445,000 n/a 0.1%
NexBank $3,245,000 $425,000 -86.9% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,205,000 $415,000 -65.6% 0.1%
SPOKANE TEACHERS $205,000 $415,000 102.4% 0.1%
The Loan Store, Inc. $415,000 n/a 0.1%
TRISTAR FINANCE, INC. $1,165,000 $415,000 -64.4% 0.1%
American Mortgage & Equity Consultants, Inc. $995,000 $395,000 -60.3% 0.1%
NATIONS DIRECT MORTGAGE, LLC $485,000 $395,000 -18.6% 0.1%
Greenbox Loans, Inc. $375,000 n/a 0.0%
NEXERA HOLDING LLC $375,000 n/a 0.0%
PHH Mortgage Corporation $1,880,000 $375,000 -80.1% 0.0%
RBC Bank, (Georgia) $355,000 $365,000 2.8% 0.0%
Sound Community Bank $680,000 $365,000 -46.3% 0.0%
ARC HOME LLC $700,000 $355,000 -49.3% 0.0%
Arvest Bank $355,000 n/a 0.0%
OCMBC, INC. $345,000 n/a 0.0%
WINGS FINANCIAL $345,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $335,000 n/a 0.0%
Zions Bank $355,000 $335,000 -5.6% 0.0%
First National Bank of America $1,290,000 $325,000 -74.8% 0.0%
Loan Simple, Inc. $425,000 $325,000 -23.5% 0.0%
M&T Bank $995,000 $295,000 -70.4% 0.0%
Discover Bank $380,000 $285,000 -25.0% 0.0%
iQ Credit Union $700,000 $285,000 -59.3% 0.0%
BAY-VALLEY MORTGAGE GROUP $275,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $780,000 $265,000 -66.0% 0.0%
RANLIFE, INC. $850,000 $265,000 -68.8% 0.0%
Bethpage Federal Credit Union $510,000 $255,000 -50.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $245,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $930,000 $235,000 -74.7% 0.0%
SPRING EQ, LLC $970,000 $210,000 -78.4% 0.0%
Signature Federal Credit Union $195,000 n/a 0.0%
INDUSTRIAL CU OF WHATCOM COUNTY $175,000 n/a 0.0%
Plains Commerce Bank $155,000 n/a 0.0%
Nations Lending Corporation $280,000 $135,000 -51.8% 0.0%
GENEVA FINANCIAL, LLC $1,085,000 $105,000 -90.3% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $105,000 n/a 0.0%
Ukrainian Federal Credit Union $105,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $95,000 n/a 0.0%
SALAL $615,000 $90,000 -85.4% 0.0%
America's Credit Union $255,000 $85,000 -66.7% 0.0%
Firefighters First Federal Credit Union $45,000 $75,000 66.7% 0.0%
FIRST TECHNOLOGY $1,060,000 $75,000 -92.9% 0.0%
HARBORSTONE $155,000 $75,000 -51.6% 0.0%
RESIDENTIAL BANCORP $1,385,000 $75,000 -94.6% 0.0%
GTE Federal Credit Union $55,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $55,000 n/a 0.0%
O BEE $650,000 $55,000 -91.5% 0.0%
MOUNTAINCREST CREDIT UNION $200,000 $25,000 -87.5% 0.0%

MOUNT VERNON - ANACORTES's top lender by overall market share is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, with 5.2% market share. In second place, with 5.0%, is Boeing Employees Credit Union, having originated $38,680,000 in loans. In third place, with 5.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $38,275,000 in loans. In fourth place, with 4.6%, is Peoples Bank, having originated $35,395,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $31,275,000 in loans.


MOUNT VERNON - ANACORTES Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - MOUNT VERNON - ANACORTES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $399,500 (11.1%) $617,046 (18.4%) 0.00 275
2018-02-01 $418,588 (14.5%) $629,984 (20.9%) 0.00 266
2018-03-01 $437,000 (20.2%) $648,294 (25.3%) 0.00 264
2018-04-01 $468,750 (25.0%) $662,821 (23.3%) 0.00 287
2018-05-01 $468,430 (22.2%) $637,518 (16.7%) 0.00 344
2018-06-01 $475,000 (11.8%) $651,033 (9.4%) 0.00 368
2018-07-01 $497,000 (22.7%) $655,852 (12.4%) 0.00 382
2018-08-01 $476,975 (14.8%) $632,946 (9.7%) 0.00 443
2018-09-01 $465,000 (11.1%) $621,670 (9.1%) 0.00 462
2018-10-01 $454,400 (9.2%) $607,515 (5.6%) 0.00 448
2018-11-01 $446,750 (7.2%) $602,980 (2.9%) 0.00 407
2018-12-01 $439,925 (8.7%) $613,891 (1.1%) 0.00 360
2019-01-01 $439,475 (10.0%) $633,036 (2.6%) 0.00 313
2019-02-01 $487,500 (16.5%) $659,151 (4.6%) 0.00 285
2019-03-01 $483,193 (10.6%) $645,379 (-0.5%) 0.00 307
2019-04-01 $478,168 (2.0%) $632,152 (-4.6%) 0.00 334
2019-05-01 $460,000 (-1.8%) $654,299 (2.6%) 0.00 365
2019-06-01 $439,000 (-7.6%) $638,758 (-1.9%) 0.00 412
2019-07-01 $426,000 (-14.3%) $620,541 (-5.4%) 0.00 436
2019-08-01 $426,455 (-10.6%) $615,690 (-2.7%) 0.00 440
2019-09-01 $425,636 (-8.5%) $605,806 (-2.6%) 0.00 432
2019-10-01 $422,500 (-7.0%) $599,217 (-1.4%) 0.00 424
2019-11-01 $430,000 (-3.8%) $617,073 (2.3%) 0.00 363
2019-12-01 $442,000 (0.5%) $622,372 (1.4%) 0.00 311
2020-01-01 $447,750 (1.9%) $624,371 (-1.4%) 0.00 267
2020-02-01 $441,900 (-9.4%) $609,863 (-7.5%) 0.00 262
2020-03-01 $462,450 (-4.3%) $626,081 (-3.0%) 0.00 281
2020-04-01 $487,000 (1.9%) $647,945 (2.5%) 0.00 298
2020-05-01 $464,200 (0.9%) $628,137 (-4.0%) 0.00 317
2020-06-01 $462,000 (5.2%) $624,596 (-2.2%) 0.00 296
2020-07-01 $484,700 (13.8%) $647,296 (4.3%) 0.00 275
2020-08-01 $499,000 (17.0%) $660,109 (7.2%) 0.00 267
2020-09-01 $491,475 (15.5%) $662,279 (9.3%) 0.00 271
2020-10-01 $489,000 (15.7%) $673,631 (12.4%) 0.00 225
2020-11-01 $512,000 (19.1%) $697,824 (13.1%) 0.00 137
2020-12-01 $545,500 (23.4%) $738,683 (18.7%) 0.00 113
2021-01-01 $528,000 (17.9%) $712,109 (14.1%) 0.00 98
2021-02-01 $517,500 (17.1%) $757,225 (24.2%) 0.00 92
2021-03-01 $497,000 (7.5%) $709,657 (13.4%) 0.00 99
2021-04-01 $524,500 (7.7%) $732,553 (13.1%) 0.00 114
2021-05-01 $565,000 (21.7%) $764,799 (21.8%) 0.00 122
2021-06-01 $562,438 (21.7%) $776,874 (24.4%) 0.00 130
2021-07-01 $597,000 (23.2%) $835,148 (29.0%) 0.00 146
2021-08-01 $594,063 (19.1%) $806,859 (22.2%) 0.00 163
2021-09-01 $599,000 (21.9%) $786,470 (18.8%) 0.00 175
2021-10-01 $599,900 (22.7%) $794,789 (18.0%) 0.00 172
2021-11-01 $599,900 (17.2%) $791,399 (13.4%) 0.00 127
2021-12-01 $600,450 (10.1%) $809,042 (9.5%) 0.00 113
2022-01-01 $575,000 (8.9%) $839,594 (17.9%) 0.00 89
2022-02-01 $584,750 (13.0%) $814,246 (7.5%) 0.00 96
2022-03-01 $599,938 (20.7%) $796,352 (12.2%) 0.00 106
2022-04-01 $622,500 (18.7%) $863,287 (17.9%) 0.00 134
2022-05-01 $619,999 (9.7%) $840,030 (9.8%) 0.00 170
2022-06-01 $621,500 (10.5%) $828,107 (6.6%) 0.00 211
2022-07-01 $600,000 (0.5%) $781,727 (-6.4%) 0.00 265
2022-08-01 $599,925 (1.0%) $763,318 (-5.4%) 0.00 304
2022-09-01 $612,500 (2.3%) $760,796 (-3.3%) 0.00 302
2022-10-01 $632,500 (5.4%) $767,767 (-3.4%) 0.00 280
2022-11-01 $637,500 (6.3%) $760,825 (-3.9%) 0.00 266
2022-12-01 $616,875 (2.7%) $751,453 (-7.1%) 0.00 226
2023-01-01 $596,850 (3.8%) $728,909 (-13.2%) 0.00 189
2023-02-01 $604,325 (3.4%) $756,493 (-7.1%) 0.00 161
2023-03-01 $616,725 (2.8%) $780,151 (-2.0%) 0.00 145
2023-04-01 $657,250 (5.6%) $833,902 (-3.4%) 0.00 168
2023-05-01 $644,500 (4.0%) $815,160 (-3.0%) 0.00 185
2023-06-01 $631,488 (1.6%) $877,882 (6.0%) 0.00 204
2023-07-01 $693,500 (15.6%) $923,029 (18.1%) 0.00 206
2023-08-01 $694,000 (15.7%) $922,218 (20.8%) 0.00 222
2023-09-01 $704,000 (14.9%) $956,945 (25.8%) 0.00 233
2023-10-01 $724,500 (14.6%) $961,824 (25.3%) 0.00 239
2023-11-01 $699,450 (9.7%) $947,606 (24.6%) 0.00 219
2023-12-01 $675,000 (9.4%) $875,355 (16.5%) 0.00 185
2024-01-01 $679,975 (13.9%) $904,495 (24.1%) 0.00 149
2024-02-01 $669,963 (10.9%) $947,932 (25.3%) 0.00 138
2024-03-01 $657,450 (6.6%) $930,511 (19.3%) 0.00 160
2024-04-01 $651,225 (-0.9%) $918,099 (10.1%) 0.00 206
MOUNT VERNON - ANACORTES's median listing price for 2024-04-01 was $651,225, a difference of $-6,025 (-0.9%) versus the prior year and $-6,225 versus the prior month.

MOUNT VERNON - ANACORTES's median listing price comes in at 0% of the national average.

MOUNT VERNON - ANACORTES's average listing price for 2024-04-01 was $918,099, a difference of $84,197 (10.1%) versus the prior year and $-12,412 versus the prior month.

For the 2024-04-01 period, MOUNT VERNON - ANACORTES had 206 MLS listings, a difference of 46 listings (29%) versus the prior month and 38 listings (23%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MOUNT VERNON - ANACORTES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,036 sqft
2018-02-01 0 days 2,094 sqft
2018-03-01 0 days 2,068 sqft
2018-04-01 0 days 2,151 sqft
2018-05-01 0 days 2,135 sqft
2018-06-01 0 days 2,160 sqft
2018-07-01 0 days 2,167 sqft
2018-08-01 0 days 2,094 sqft
2018-09-01 0 days 2,039 sqft
2018-10-01 0 days 2,007 sqft
2018-11-01 0 days 2,005 sqft
2018-12-01 0 days 2,008 sqft
2019-01-01 0 days 2,030 sqft
2019-02-01 0 days 2,104 sqft
2019-03-01 0 days 2,058 sqft
2019-04-01 0 days 2,008 sqft
2019-05-01 0 days 1,979 sqft
2019-06-01 0 days 1,914 sqft
2019-07-01 0 days 1,899 sqft
2019-08-01 0 days 1,891 sqft
2019-09-01 0 days 1,880 sqft
2019-10-01 0 days 1,880 sqft
2019-11-01 0 days 1,920 sqft
2019-12-01 0 days 1,916 sqft
2020-01-01 0 days 1,916 sqft
2020-02-01 0 days 1,892 sqft
2020-03-01 0 days 1,916 sqft
2020-04-01 0 days 1,979 sqft
2020-05-01 0 days 1,898 sqft
2020-06-01 0 days 1,917 sqft
2020-07-01 0 days 1,930 sqft
2020-08-01 0 days 1,940 sqft
2020-09-01 0 days 1,897 sqft
2020-10-01 0 days 1,936 sqft
2020-11-01 0 days 1,884 sqft
2020-12-01 0 days 2,005 sqft
2021-01-01 0 days 1,919 sqft
2021-02-01 0 days 1,847 sqft
2021-03-01 0 days 1,786 sqft
2021-04-01 0 days 1,816 sqft
2021-05-01 0 days 1,888 sqft
2021-06-01 0 days 1,866 sqft
2021-07-01 0 days 2,022 sqft
2021-08-01 0 days 2,026 sqft
2021-09-01 0 days 2,014 sqft
2021-10-01 0 days 1,966 sqft
2021-11-01 0 days 1,946 sqft
2021-12-01 0 days 1,904 sqft
2022-01-01 0 days 1,871 sqft
2022-02-01 0 days 1,800 sqft
2022-03-01 0 days 1,801 sqft
2022-04-01 0 days 1,809 sqft
2022-05-01 0 days 1,850 sqft
2022-06-01 0 days 1,917 sqft
2022-07-01 0 days 1,929 sqft
2022-08-01 0 days 1,910 sqft
2022-09-01 0 days 1,880 sqft
2022-10-01 0 days 1,949 sqft
2022-11-01 0 days 1,955 sqft
2022-12-01 0 days 1,942 sqft
2023-01-01 0 days 1,936 sqft
2023-02-01 0 days 1,974 sqft
2023-03-01 0 days 2,020 sqft
2023-04-01 0 days 2,128 sqft
2023-05-01 0 days 1,930 sqft
2023-06-01 0 days 1,959 sqft
2023-07-01 0 days 2,006 sqft
2023-08-01 0 days 2,067 sqft
2023-09-01 0 days 2,014 sqft
2023-10-01 0 days 2,135 sqft
2023-11-01 0 days 2,043 sqft
2023-12-01 0 days 2,020 sqft
2024-01-01 0 days 2,211 sqft
2024-02-01 0 days 2,218 sqft
2024-03-01 0 days 2,058 sqft
2024-04-01 0 days 1,988 sqft
MOUNT VERNON - ANACORTES's median listing age (time on market) for 2024-04-01 was 0 days.

MOUNT VERNON - ANACORTES's median square footage for active listings during the 2024-04-01 period was 1,988 sqft. One year prior, the average listing was 2,128 sqft.

MOUNT VERNON-ANACORTES, WA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
98221 Mount Vernon-Anacortes, WA MSA $1,030 $1,220 $1,540 $2,190 $2,540
98229 Mount Vernon-Anacortes, WA MSA $1,070 $1,140 $1,400 $1,990 $2,380
98232 Mount Vernon-Anacortes, WA MSA $1,380 $1,630 $2,060 $2,930 $3,400
98233 Mount Vernon-Anacortes, WA MSA $920 $1,090 $1,380 $1,960 $2,280
98235 Mount Vernon-Anacortes, WA MSA $980 $1,140 $1,440 $2,050 $2,380
98237 Mount Vernon-Anacortes, WA MSA $940 $1,110 $1,400 $1,990 $2,310
98238 Mount Vernon-Anacortes, WA MSA $830 $980 $1,240 $1,760 $2,050
98241 Mount Vernon-Anacortes, WA MSA $1,510 $1,570 $1,840 $2,520 $2,960
98255 Mount Vernon-Anacortes, WA MSA $1,020 $1,190 $1,500 $2,130 $2,480
98257 Mount Vernon-Anacortes, WA MSA $990 $1,170 $1,480 $2,100 $2,440
98263 Mount Vernon-Anacortes, WA MSA $1,020 $1,190 $1,500 $2,130 $2,480
98267 Mount Vernon-Anacortes, WA MSA $1,060 $1,140 $1,380 $1,890 $2,200
98273 Mount Vernon-Anacortes, WA MSA $830 $980 $1,240 $1,760 $2,050
98274 Mount Vernon-Anacortes, WA MSA $1,050 $1,240 $1,570 $2,230 $2,590
98283 Mount Vernon-Anacortes, WA MSA $940 $1,110 $1,400 $1,990 $2,310
98284 Mount Vernon-Anacortes, WA MSA $1,020 $1,190 $1,500 $2,130 $2,480
98292 Mount Vernon-Anacortes, WA MSA $1,700 $1,750 $2,050 $2,750 $3,210

2022 Average & Median Rent Data Statistics
MOUNT VERNON-ANACORTES, WA average 1BR rent: $1,226, median: $1,170
MOUNT VERNON-ANACORTES, WA average 2BR rent: $1,525, median: $1,480
MOUNT VERNON-ANACORTES, WA average 3BR rent: $2,147, median: $2,100

MOUNT VERNON-ANACORTES, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,242 $561,250,000 $451,892
Home Improvement 347 $38,665,000 $111,427
Other 228 $28,190,000 $123,640
Cash Out Refi 216 $60,230,000 $278,843
Refi 151 $81,755,000 $541,424

Mount Vernon - Anacortes's most frequently cited loan purpose was Home Purchase, with 1,242 originations. The 2nd most popular reason was Home Improvement, with 347 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 693 $328,565,000 $474,120
Over 8% 490 $74,030,000 $151,082
7-8% 452 $167,040,000 $369,558
5-6% 297 $138,835,000 $467,458
4-5% 155 $24,735,000 $159,581
<2.5% 29 $1,135,000 $39,138
2.5-3% 3 $985,000 $328,333
3-4% 1 $2,195,000 $2,195,000

During 2023, Mount Vernon - Anacortes's most frequently originated rate bucket was 6-7%, with 693 originations.

Loan Sizing (MOUNT VERNON-ANACORTES, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 598 $182,550,000 $305,268
$400k-600k 574 $275,730,000 $480,366
$100,000 or less 457 $25,735,000 $56,313
$100k-200k 327 $44,625,000 $136,468
$600k-1000k 187 $133,925,000 $716,176
$Over $1MM 41 $107,525,000 $2,622,561

MOUNT VERNON - ANACORTES's loan sizing saw the bucket of loans from $200k-400k with 598 originations, totaling $182,550,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 619 $285,565,000 $461,333
Under 20% 541 $41,215,000 $76,183
60-80% 408 $223,660,000 $548,186
20-40% 286 $60,380,000 $211,119
40-60% 220 $100,060,000 $454,818
Over 100% 45 $24,905,000 $553,444

MOUNT VERNON - ANACORTES's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 619 originations, totaling $285,565,000 in origination value.