MOUNT VERNON - ANACORTES Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Mount Vernon - Anacortes averaged
6.17%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
5.89% and
one month ago for the week of 2023-04-20, the
average rate was 5.89%.
Mount Vernon - Anacortes's average rate one year ago was 4.85%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.22%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Mount Vernon - Anacortes 30 Year Fixed Rate | 2023-05-25 | 6.17% |
| Mount Vernon - Anacortes 30 Year Fixed Rate Refi | 2023-05-25 | 5.22% |
| Mount Vernon - Anacortes 15 Year Fixed Rate | 2023-05-25 | 6.07% |
| Mount Vernon - Anacortes 15 Year Fixed Rate Refi | 2023-05-25 | 6.27% |
| Mount Vernon - Anacortes 30 Year FHA | 2023-05-25 | 6.43% |
| Mount Vernon - Anacortes 30 Year FHA Refi | 2023-05-25 | 6.41% |
| Mount Vernon - Anacortes 30 Year USDA | 2023-05-25 | 6.53% |
| Mount Vernon - Anacortes 30 Year USDA Refi | 2023-05-25 | 6.43% |
| Mount Vernon - Anacortes 30 Year VA | 2023-05-25 | 5.96% |
| Mount Vernon - Anacortes 30 Year VA Refi | 2023-05-25 | 6.31% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MOUNT VERNON-ANACORTES, WA.
MOUNT VERNON - ANACORTES Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MOUNT VERNON-ANACORTES, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
MOUNT VERNON - ANACORTES Average Closing Costs & Other Stats
MOUNT VERNON-ANACORTES, WA's 176 lenders originated 3,658
loans during 2022. The total origination value was $1,454,940,000, with an average loan value of
$397,742.
MOUNT VERNON - ANACORTES's average closing costs are $5,892.
The top MOUNT VERNON - ANACORTES lender as defined by loan originations is CALIBER HOME LOANS, INC., with
163 loans originated. Their average total fees are
$6,852, which is $14
higher than the next largest lender,
Umpqua Bank.
The lowest fee MOUNT VERNON - ANACORTES lenders (with over 10 loans originated) are
Boeing Employees Credit Union ($3,749), WASHINGTON STATE EMPLOYEES Credit Union ($4,080), JPMorgan Chase Bank ($4,224), ENVOY MORTGAGE, LTD ($4,384) and U.S. Bank ($4,489).
The lowest rate MOUNT VERNON - ANACORTES lenders (with over 10 loans originated) are
NAVY FEDERAL CREDIT UNION (3.90%), PENNYMAC LOAN SERVICES, LLC (3.94%), Bank of America (3.98%), WASHINGTON STATE EMPLOYEES Credit Union (4.08%) and Wells Fargo Bank (4.08%).
MOUNT VERNON-ANACORTES, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| VERITY | $580,000 | $159,415,000 | 27,385.3% | 11.0% |
| CALIBER HOME LOANS, INC. | $181,495,000 | $89,840,000 | -50.5% | 6.2% |
| Peoples Bank | $405,000 | $86,610,000 | 21,285.2% | 6.0% |
| Umpqua Bank | $120,805,000 | $71,275,000 | -41.0% | 4.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $105,510,000 | $65,705,000 | -37.7% | 4.5% |
| Boeing Employees Credit Union | $71,900,000 | $60,040,000 | -16.5% | 4.1% |
| QUICKEN LOANS, LLC | $167,030,000 | $54,155,000 | -67.6% | 3.7% |
| GUILD MORTGAGE COMPANY | $92,050,000 | $46,470,000 | -49.5% | 3.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $86,975,000 | $44,985,000 | -48.3% | 3.1% |
| Washington Federal Bank | $41,070,000 | $38,030,000 | -7.4% | 2.6% |
| U.S. Bank | $44,155,000 | $27,500,000 | -37.7% | 1.9% |
| Banner Bank | $62,485,000 | $26,660,000 | -57.3% | 1.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $36,785,000 | $23,630,000 | -35.8% | 1.6% |
| LOANDEPOT.COM, LLC | $69,045,000 | $22,485,000 | -67.4% | 1.5% |
| ACADEMY MORTGAGE CORPORATION | $36,070,000 | $20,400,000 | -43.4% | 1.4% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $20,035,000 | n/a | 1.4% | |
| BROKER SOLUTIONS, INC. | $22,505,000 | $19,150,000 | -14.9% | 1.3% |
| Wells Fargo Bank | $51,620,000 | $19,065,000 | -63.1% | 1.3% |
| Mechanics Bank | $17,875,000 | n/a | 1.2% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $45,820,000 | $17,555,000 | -61.7% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $21,775,000 | $17,550,000 | -19.4% | 1.2% |
| JPMorgan Chase Bank | $27,520,000 | $16,370,000 | -40.5% | 1.1% |
| CBRE MULTIFAMILY CAPITAL, INC. | $16,205,000 | n/a | 1.1% | |
| CORNERSTONE HOME LENDING, INC. | $31,465,000 | $16,150,000 | -48.7% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $21,620,000 | $15,310,000 | -29.2% | 1.1% |
| Heritage Bank | $19,550,000 | $14,785,000 | -24.4% | 1.0% |
| BAY EQUITY LLC | $23,280,000 | $14,415,000 | -38.1% | 1.0% |
| KeyBank | $25,700,000 | $13,830,000 | -46.2% | 1.0% |
| HOME POINT FINANCIAL CORPORATION | $25,530,000 | $12,640,000 | -50.5% | 0.9% |
| Bank of America | $15,095,000 | $11,655,000 | -22.8% | 0.8% |
| WHATCOM EDUCATIONAL CREDIT UNION | $13,615,000 | $11,335,000 | -16.7% | 0.8% |
| Flagstar Bank, FSB | $10,450,000 | $10,010,000 | -4.2% | 0.7% |
| Mortgage Research Center, LLC | $13,115,000 | $9,690,000 | -26.1% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $37,790,000 | $9,210,000 | -75.6% | 0.6% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $22,200,000 | $8,930,000 | -59.8% | 0.6% |
| ENVOY MORTGAGE, LTD | $11,300,000 | $8,375,000 | -25.9% | 0.6% |
| 1st Security Bank of Washington | $7,185,000 | $8,215,000 | 14.3% | 0.6% |
| Columbia State Bank | $7,845,000 | $7,060,000 | -10.0% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $11,665,000 | $6,980,000 | -40.2% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $49,915,000 | $6,400,000 | -87.2% | 0.4% |
| WASHINGTON STATE EMPLOYEES Credit Union | $3,735,000 | $5,925,000 | 58.6% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $5,655,000 | $5,920,000 | 4.7% | 0.4% |
| NorthWest Plus Credit Union | $14,585,000 | $5,810,000 | -60.2% | 0.4% |
| NFM, INC. | $11,040,000 | $5,465,000 | -50.5% | 0.4% |
| First Federal Savings and Loan Association of Port Angeles | $3,555,000 | $5,440,000 | 53.0% | 0.4% |
| Chickasaw Community Bank | $235,000 | $5,425,000 | 2,208.5% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $21,395,000 | $5,290,000 | -75.3% | 0.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,255,000 | $5,060,000 | 124.4% | 0.3% |
| AMERICAN ADVISORS GROUP | $3,030,000 | $5,030,000 | 66.0% | 0.3% |
| Solarity Credit Union | $1,040,000 | $4,830,000 | 364.4% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $15,330,000 | $4,810,000 | -68.6% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $16,055,000 | $4,360,000 | -72.8% | 0.3% |
| NBKC BANK | $8,450,000 | $4,220,000 | -50.1% | 0.3% |
| PENRITH HOME LOANS LLC | $3,830,000 | $4,095,000 | 6.9% | 0.3% |
| CMG MORTGAGE, INC. | $6,815,000 | $3,990,000 | -41.5% | 0.3% |
| DIRECTORS MORTGAGE, INC. | $3,695,000 | $3,860,000 | 4.5% | 0.3% |
| HomeStreet Bank | $9,135,000 | $3,850,000 | -57.9% | 0.3% |
| GESA | $5,315,000 | $3,790,000 | -28.7% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $21,120,000 | $3,575,000 | -83.1% | 0.2% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $7,325,000 | $3,570,000 | -51.3% | 0.2% |
| NEWREZ LLC | $16,865,000 | $3,550,000 | -79.0% | 0.2% |
| GUARANTEED RATE, INC. | $5,225,000 | $3,250,000 | -37.8% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $14,730,000 | $3,245,000 | -78.0% | 0.2% |
| NexBank | $1,055,000 | $3,245,000 | 207.6% | 0.2% |
| Truist | $2,775,000 | $3,230,000 | 16.4% | 0.2% |
| Washington Trust Bank | $3,490,000 | $3,225,000 | -7.6% | 0.2% |
| The Federal Savings Bank | $8,160,000 | $3,100,000 | -62.0% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $1,200,000 | $3,015,000 | 151.3% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $10,970,000 | $3,010,000 | -72.6% | 0.2% |
| Alaska USA Mortgage Company LLC | $14,345,000 | $2,855,000 | -80.1% | 0.2% |
| MANN FINANCIAL INC. | $3,300,000 | $2,565,000 | -22.3% | 0.2% |
| Carrington Mortgage Services, LLC | $4,430,000 | $2,560,000 | -42.2% | 0.2% |
| North American Savings Bank, F.S.B. | $8,810,000 | $2,520,000 | -71.4% | 0.2% |
| PLANET HOME LENDING, LLC | $3,110,000 | $2,430,000 | -21.9% | 0.2% |
| Morgan Stanley Private Bank | $6,630,000 | $2,400,000 | -63.8% | 0.2% |
| Northpointe Bank | $1,295,000 | $2,385,000 | 84.2% | 0.2% |
| SUMMIT FUNDING, INC. | $1,565,000 | $2,355,000 | 50.5% | 0.2% |
| Strong Home Mortgage, LLC | $3,295,000 | $2,285,000 | -30.7% | 0.2% |
| BETTER MORTGAGE CORPORATION | $28,580,000 | $2,275,000 | -92.0% | 0.2% |
| Alaska USA Federal Credit Union | $15,335,000 | $2,245,000 | -85.4% | 0.2% |
| Bank of the Pacific | $51,595,000 | $2,225,000 | -95.7% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $1,600,000 | $2,205,000 | 37.8% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $4,255,000 | $2,195,000 | -48.4% | 0.2% |
| ON Q FINANCIAL, INC. | $710,000 | $2,165,000 | 204.9% | 0.1% |
| Hometown Lenders, Inc. | $3,110,000 | $2,090,000 | -32.8% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,185,000 | $2,000,000 | -61.4% | 0.1% |
| DAS Acquisition Company, LLC | $790,000 | $1,960,000 | 148.1% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $2,235,000 | $1,945,000 | -13.0% | 0.1% |
| PHH Mortgage Corporation | $3,275,000 | $1,880,000 | -42.6% | 0.1% |
| PNC Bank | $4,770,000 | $1,820,000 | -61.8% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $9,605,000 | $1,775,000 | -81.5% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $1,075,000 | $1,750,000 | 62.8% | 0.1% |
| Victorian Finance, LLC | $3,395,000 | $1,740,000 | -48.7% | 0.1% |
| ZILLOW HOME LOANS, LLC | $4,720,000 | $1,600,000 | -66.1% | 0.1% |
| BKCO MORTGAGE, LLC | $3,550,000 | $1,590,000 | -55.2% | 0.1% |
| PRIORITY HOME LENDING, LLC | $1,500,000 | $1,570,000 | 4.7% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,695,000 | $1,540,000 | -9.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,535,000 | $1,535,000 | -72.3% | 0.1% |
| MUFG Union Bank | $2,275,000 | $1,530,000 | -32.7% | 0.1% |
| Charles Schwab Bank, SSB | $3,250,000 | $1,475,000 | -54.6% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,855,000 | $1,455,000 | -21.6% | 0.1% |
| IDAHO CENTRAL | $1,010,000 | $1,405,000 | 39.1% | 0.1% |
| RESIDENTIAL BANCORP. | $1,385,000 | n/a | 0.1% | |
| The Camden National Bank | $1,385,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $3,000,000 | $1,355,000 | -54.8% | 0.1% |
| Bank of the West | $3,270,000 | $1,350,000 | -58.7% | 0.1% |
| MOUNTAIN AMERICA | $705,000 | $1,315,000 | 86.5% | 0.1% |
| First National Bank of America | $840,000 | $1,290,000 | 53.6% | 0.1% |
| EVERETT FINANCIAL, INC. | $1,005,000 | $1,245,000 | 23.9% | 0.1% |
| Figure Lending LLC | $1,890,000 | $1,240,000 | -34.4% | 0.1% |
| CANOPY MORTGAGE, LLC | $3,825,000 | $1,225,000 | -68.0% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $1,205,000 | n/a | 0.1% | |
| TRISTAR FINANCE, INC. | $315,000 | $1,165,000 | 269.8% | 0.1% |
| Magnolia Bank | $705,000 | $1,125,000 | 59.6% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $6,710,000 | $1,115,000 | -83.4% | 0.1% |
| The Huntington National Bank | $275,000 | $1,110,000 | 303.6% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $1,015,000 | $1,105,000 | 8.9% | 0.1% |
| First Republic Bank | $1,090,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $1,785,000 | $1,085,000 | -39.2% | 0.1% |
| MICHIGAN MUTUAL, INC. | $485,000 | $1,085,000 | 123.7% | 0.1% |
| STANFORD Federal Credit Union | $1,085,000 | n/a | 0.1% | |
| First-Citizens Bank & Trust Company | $1,075,000 | n/a | 0.1% | |
| FIRST TECHNOLOGY | $3,360,000 | $1,060,000 | -68.5% | 0.1% |
| SAMMAMISH MORTGAGE COMPANY | $2,520,000 | $1,060,000 | -57.9% | 0.1% |
| Goldman Sachs Bank USA | $1,045,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $1,480,000 | $1,045,000 | -29.4% | 0.1% |
| AXIA FINANCIAL, LLC | $2,915,000 | $1,040,000 | -64.3% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $105,000 | $1,030,000 | 881.0% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $995,000 | n/a | 0.1% | |
| M&T Bank | $635,000 | $995,000 | 56.7% | 0.1% |
| OPEN MORTGAGE, LLC | $2,980,000 | $995,000 | -66.6% | 0.1% |
| SPRING EQ, LLC | $450,000 | $970,000 | 115.6% | 0.1% |
| USAA Federal Savings Bank | $7,645,000 | $945,000 | -87.6% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $930,000 | n/a | 0.1% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $925,000 | n/a | 0.1% | |
| City National Bank | $915,000 | n/a | 0.1% | |
| Citizens Bank | $1,010,000 | $910,000 | -9.9% | 0.1% |
| UBS Bank USA | $2,720,000 | $905,000 | -66.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,645,000 | $880,000 | -66.7% | 0.1% |
| S1L, Inc. | $1,290,000 | $880,000 | -31.8% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,600,000 | $875,000 | -45.3% | 0.1% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $3,235,000 | $865,000 | -73.3% | 0.1% |
| BMO Harris Bank | $900,000 | $855,000 | -5.0% | 0.1% |
| RANLIFE, INC. | $790,000 | $850,000 | 7.6% | 0.1% |
| VERITAS FUNDING, LLC | $1,030,000 | $850,000 | -17.5% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $800,000 | n/a | 0.1% | |
| AMCAP MORTGAGE, LTD. | $930,000 | $780,000 | -16.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,085,000 | $780,000 | -28.1% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $775,000 | n/a | 0.1% | |
| LADERA LENDING, INC. | $770,000 | $750,000 | -2.6% | 0.1% |
| Seattle Metropolitan Credit Union | $985,000 | $750,000 | -23.9% | 0.1% |
| ARC HOME LLC | $610,000 | $700,000 | 14.8% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $4,030,000 | $700,000 | -82.6% | 0.0% |
| iQ Credit Union | $700,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $700,000 | n/a | 0.0% | |
| BNC National Bank | $2,045,000 | $695,000 | -66.0% | 0.0% |
| Axos Bank | $995,000 | $690,000 | -30.7% | 0.0% |
| Sound Community Bank | $300,000 | $680,000 | 126.7% | 0.0% |
| First Guaranty Mortgage Corporation | $5,310,000 | $660,000 | -87.6% | 0.0% |
| O BEE | $650,000 | n/a | 0.0% | |
| SOUND | $1,340,000 | $650,000 | -51.5% | 0.0% |
| CU HOME MORTGAGE SOLUTIONS, LLC | $615,000 | $630,000 | 2.4% | 0.0% |
| NUMERICA CREDIT UNION | $4,180,000 | $625,000 | -85.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $615,000 | n/a | 0.0% | |
| SALAL | $325,000 | $615,000 | 89.2% | 0.0% |
| Cornerstone First Mortgage, Inc | $585,000 | $605,000 | 3.4% | 0.0% |
| GSF Mortgage Corporation | $575,000 | n/a | 0.0% | |
| Qualstar Credit Union | $2,355,000 | $575,000 | -75.6% | 0.0% |
| Union Bank and Trust Company | $575,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $1,785,000 | $565,000 | -68.3% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $555,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $555,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $545,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $535,000 | n/a | 0.0% | |
| WESTWOOD MORTGAGE, INC. | $1,000,000 | $535,000 | -46.5% | 0.0% |
| ALLIANT CREDIT UNION | $1,810,000 | $530,000 | -70.7% | 0.0% |
| Bethpage Federal Credit Union | $75,000 | $510,000 | 580.0% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $495,000 | n/a | 0.0% | |
| Bank of England | $1,155,000 | $485,000 | -58.0% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $245,000 | $485,000 | 98.0% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $465,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $465,000 | n/a | 0.0% | |
| HighTechLending Inc | $755,000 | $460,000 | -39.1% | 0.0% |
| EMBRACE HOME LOANS, INC. | $455,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $1,095,000 | $455,000 | -58.4% | 0.0% |
| AFFINITY | $445,000 | n/a | 0.0% | |
| FIRST COMMUNITY | $445,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $445,000 | n/a | 0.0% | |
| Northwest Farm Credit Services, FLCA | $1,950,000 | $440,000 | -77.4% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $2,555,000 | $435,000 | -83.0% | 0.0% |
| LOANPAL, LLC | $245,000 | $435,000 | 77.6% | 0.0% |
| Stifel Bank and Trust | $1,260,000 | $435,000 | -65.5% | 0.0% |
| Loan Simple, Inc. | $425,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $420,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $665,000 | $415,000 | -37.6% | 0.0% |
| Pacific Lending LLC | $415,000 | n/a | 0.0% | |
| Wallick & Volk, Inc. | $2,320,000 | $415,000 | -82.1% | 0.0% |
| Franklin Loan Corporation | $405,000 | n/a | 0.0% | |
| The Central Trust Bank | $595,000 | $405,000 | -31.9% | 0.0% |
| Unitus Community Credit Union | $200,000 | $405,000 | 102.5% | 0.0% |
| Watermark Capital, Inc. | $255,000 | $405,000 | 58.8% | 0.0% |
| Potlatch No. 1 Financial Credit Union | $1,205,000 | $395,000 | -67.2% | 0.0% |
| HomeTrust Bank | $65,000 | $385,000 | 492.3% | 0.0% |
| Discover Bank | $575,000 | $380,000 | -33.9% | 0.0% |
| TIB The Independent Bankersbank | $6,205,000 | $375,000 | -94.0% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $365,000 | n/a | 0.0% | |
| FirstBank | $5,640,000 | $355,000 | -93.7% | 0.0% |
| RBC Bank, (Georgia) | $355,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $1,955,000 | $355,000 | -81.8% | 0.0% |
| The Park National Bank | $355,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $995,000 | $355,000 | -64.3% | 0.0% |
| Zions Bancorporation, N.A. | $705,000 | $355,000 | -49.6% | 0.0% |
| First Savings Bank | $345,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $345,000 | n/a | 0.0% | |
| Quontic Bank | $345,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $760,000 | $345,000 | -54.6% | 0.0% |
| ADVANTIS | $105,000 | $340,000 | 223.8% | 0.0% |
| First Federal Bank | $315,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $410,000 | $315,000 | -23.2% | 0.0% |
| Lakeview Community Capital, LLC | $1,295,000 | $305,000 | -76.4% | 0.0% |
| Servion, Inc. | $305,000 | n/a | 0.0% | |
| Willamette Valley Bank | $1,465,000 | $300,000 | -79.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $470,000 | $285,000 | -39.4% | 0.0% |
| Nations Lending Corporation | $1,475,000 | $280,000 | -81.0% | 0.0% |
| NP, Inc. | $1,160,000 | $275,000 | -76.3% | 0.0% |
| VISION ONE MORTGAGE, INC. | $275,000 | n/a | 0.0% | |
| America's Credit Union | $255,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $205,000 | $235,000 | 14.6% | 0.0% |
| GEORGIA'S OWN | $155,000 | $230,000 | 48.4% | 0.0% |
| INTERCAP LENDING INC. | $225,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $2,205,000 | $215,000 | -90.2% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $355,000 | $215,000 | -39.4% | 0.0% |
| SPOKANE TEACHERS | $905,000 | $205,000 | -77.3% | 0.0% |
| MOUNTAINCREST CREDIT UNION | $200,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $195,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $265,000 | $185,000 | -30.2% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $315,000 | $185,000 | -41.3% | 0.0% |
| Armed Forces Bank | $165,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $165,000 | n/a | 0.0% | |
| HARBORSTONE | $155,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $255,000 | $145,000 | -43.1% | 0.0% |
| Academy Bank | $125,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $1,370,000 | $115,000 | -91.6% | 0.0% |
| HOME MORTGAGE ALLIANCE, LLC | $85,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $560,000 | $65,000 | -88.4% | 0.0% |
| HAPO COMMUNITY CREDIT UNION | $55,000 | n/a | 0.0% | |
| HORIZON | $125,000 | $55,000 | -56.0% | 0.0% |
| NEW DAY FINANCIAL, LLC | $2,620,000 | $55,000 | -97.9% | 0.0% |
| Firefighters First Federal Credit Union | $45,000 | n/a | 0.0% |
MOUNT VERNON - ANACORTES's top lender by overall market share is VERITY, with 11.0% market share. In second place, with 6.2%, is CALIBER HOME LOANS, INC., having originated $89,840,000 in loans. In third place, with 6.0%, is Peoples Bank, having originated $86,610,000 in loans. In fourth place, with 4.9%, is Umpqua Bank, having originated $71,275,000 in loans. In fifth place, with 4.5%, is HOMEBRIDGE FINANCIAL SERVICES, INC., having originated $65,705,000 in loans.
MOUNT VERNON - ANACORTES Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - MOUNT VERNON - ANACORTES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $399,500 (11.1%) | $617,046 (18.4%) | 0.00 | 275 |
| 2018-02-01 | $418,588 (14.5%) | $629,984 (20.9%) | 0.00 | 266 |
| 2018-03-01 | $437,000 (20.2%) | $648,294 (25.3%) | 0.00 | 264 |
| 2018-04-01 | $468,750 (25.0%) | $662,821 (23.3%) | 0.00 | 287 |
| 2018-05-01 | $468,430 (22.5%) | $637,518 (16.8%) | 0.00 | 344 |
| 2018-06-01 | $475,000 (12.1%) | $651,033 (9.5%) | 0.00 | 368 |
| 2018-07-01 | $497,000 (22.7%) | $655,852 (12.4%) | 0.00 | 382 |
| 2018-08-01 | $476,975 (16.0%) | $632,946 (9.8%) | 0.00 | 443 |
| 2018-09-01 | $465,000 (11.3%) | $621,670 (9.1%) | 0.00 | 462 |
| 2018-10-01 | $454,400 (9.2%) | $607,515 (5.6%) | 0.00 | 448 |
| 2018-11-01 | $446,750 (7.2%) | $602,980 (2.9%) | 0.00 | 407 |
| 2018-12-01 | $439,925 (9.3%) | $613,891 (1.1%) | 0.00 | 360 |
| 2019-01-01 | $439,475 (10.0%) | $633,036 (2.6%) | 0.00 | 313 |
| 2019-02-01 | $487,500 (16.5%) | $659,151 (4.6%) | 0.00 | 285 |
| 2019-03-01 | $496,450 (13.6%) | $656,050 (-0.5%) | 0.00 | 311 |
| 2019-04-01 | $478,700 (2.1%) | $633,082 (-4.6%) | 0.00 | 332 |
| 2019-05-01 | $460,000 (-1.8%) | $654,299 (2.6%) | 0.00 | 365 |
| 2019-06-01 | $439,000 (-7.6%) | $638,758 (-1.9%) | 0.00 | 412 |
| 2019-07-01 | $426,000 (-14.3%) | $620,541 (-5.4%) | 0.00 | 436 |
| 2019-08-01 | $439,975 (-7.8%) | $632,765 (-2.7%) | 0.00 | 434 |
| 2019-09-01 | $449,125 (-3.4%) | $644,761 (-2.6%) | 0.00 | 403 |
| 2019-10-01 | $422,500 (-7.0%) | $599,328 (-1.4%) | 0.00 | 424 |
| 2019-11-01 | $430,000 (-3.8%) | $617,073 (2.3%) | 0.00 | 363 |
| 2019-12-01 | $442,000 (0.5%) | $622,372 (1.4%) | 0.00 | 311 |
| 2020-01-01 | $447,750 (1.9%) | $624,371 (-1.4%) | 0.00 | 267 |
| 2020-02-01 | $441,900 (-9.4%) | $609,863 (-7.5%) | 0.00 | 262 |
| 2020-03-01 | $462,450 (-6.9%) | $626,081 (-3.0%) | 0.00 | 281 |
| 2020-04-01 | $487,000 (1.7%) | $647,945 (2.5%) | 0.00 | 298 |
| 2020-05-01 | $464,200 (0.9%) | $628,137 (-4.0%) | 0.00 | 317 |
| 2020-06-01 | $462,000 (5.2%) | $624,596 (-2.2%) | 0.00 | 296 |
| 2020-07-01 | $484,700 (13.8%) | $647,296 (4.3%) | 0.00 | 275 |
| 2020-08-01 | $499,000 (13.4%) | $660,109 (7.2%) | 0.00 | 267 |
| 2020-09-01 | $491,475 (9.4%) | $662,279 (9.3%) | 0.00 | 271 |
| 2020-10-01 | $489,000 (15.7%) | $673,631 (12.4%) | 0.00 | 225 |
| 2020-11-01 | $512,000 (19.1%) | $697,824 (13.1%) | 0.00 | 137 |
| 2020-12-01 | $545,500 (23.4%) | $738,683 (18.7%) | 0.00 | 113 |
| 2021-01-01 | $528,000 (17.9%) | $712,109 (14.1%) | 0.00 | 98 |
| 2021-02-01 | $517,500 (17.1%) | $757,225 (24.2%) | 0.00 | 92 |
| 2021-03-01 | $497,000 (7.5%) | $709,657 (13.4%) | 0.00 | 99 |
| 2021-04-01 | $524,500 (7.7%) | $732,553 (13.1%) | 0.00 | 114 |
| 2021-05-01 | $565,000 (21.7%) | $764,799 (21.8%) | 0.00 | 122 |
| 2021-06-01 | $562,438 (21.7%) | $776,874 (24.4%) | 0.00 | 130 |
| 2021-07-01 | $597,000 (23.2%) | $835,148 (29.0%) | 0.00 | 146 |
| 2021-08-01 | $594,063 (19.1%) | $806,859 (22.2%) | 0.00 | 163 |
| 2021-09-01 | $599,000 (21.9%) | $786,470 (18.8%) | 0.00 | 175 |
| 2021-10-01 | $599,900 (22.7%) | $794,789 (18.0%) | 0.00 | 172 |
| 2021-11-01 | $599,900 (17.2%) | $791,399 (13.4%) | 0.00 | 127 |
| 2021-12-01 | $600,450 (10.1%) | $809,042 (9.5%) | 0.00 | 113 |
| 2022-01-01 | $575,000 (8.9%) | $839,594 (17.9%) | 0.00 | 89 |
| 2022-02-01 | $584,750 (13.0%) | $814,246 (7.5%) | 0.00 | 96 |
| 2022-03-01 | $599,938 (20.7%) | $796,352 (12.2%) | 0.00 | 106 |
| 2022-04-01 | $622,500 (18.7%) | $863,287 (17.9%) | 0.00 | 134 |
| 2022-05-01 | $619,999 (9.7%) | $840,030 (9.8%) | 0.00 | 170 |
| 2022-06-01 | $621,500 (10.5%) | $828,107 (6.6%) | 0.00 | 211 |
| 2022-07-01 | $600,000 (0.5%) | $781,727 (-6.4%) | 0.00 | 265 |
| 2022-08-01 | $599,925 (1.0%) | $763,318 (-5.4%) | 0.00 | 304 |
| 2022-09-01 | $612,500 (2.3%) | $760,796 (-3.3%) | 0.00 | 302 |
| 2022-10-01 | $632,500 (5.4%) | $767,767 (-3.4%) | 0.00 | 280 |
| 2022-11-01 | $637,500 (6.3%) | $760,825 (-3.9%) | 0.00 | 266 |
| 2022-12-01 | $616,875 (2.7%) | $751,453 (-7.1%) | 0.00 | 226 |
| 2023-01-01 | $596,850 (3.8%) | $728,909 (-13.2%) | 0.00 | 189 |
| 2023-02-01 | $604,325 (3.4%) | $756,493 (-7.1%) | 0.00 | 161 |
| 2023-03-01 | $616,725 (2.8%) | $780,151 (-2.0%) | 0.00 | 145 |
| 2023-04-01 | $657,250 (5.6%) | $833,902 (0.0%) | 0.00 | 168 |
MOUNT VERNON - ANACORTES's median listing price for 2023-04-01 was $657,250, a difference of
$34,750
(5.6%) versus the prior year and
$40,525 versus the prior month.
MOUNT VERNON - ANACORTES's median listing price comes in at 0% of the national average.
MOUNT VERNON - ANACORTES's average listing price for 2023-04-01 was $833,902, a difference of $-29,385 (0.0%) versus the prior year and $53,751 versus the prior month.
For the 2023-04-01 period, MOUNT VERNON - ANACORTES had 168 MLS listings, a difference of 23 listings (16%) versus the prior month and 34 listings (25%) versus the prior year.
MOUNT VERNON - ANACORTES's median listing price comes in at 0% of the national average.
MOUNT VERNON - ANACORTES's average listing price for 2023-04-01 was $833,902, a difference of $-29,385 (0.0%) versus the prior year and $53,751 versus the prior month.
For the 2023-04-01 period, MOUNT VERNON - ANACORTES had 168 MLS listings, a difference of 23 listings (16%) versus the prior month and 34 listings (25%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - MOUNT VERNON - ANACORTES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,036 sqft |
| 2018-02-01 | 0 days | 2,094 sqft |
| 2018-03-01 | 0 days | 2,068 sqft |
| 2018-04-01 | 0 days | 2,151 sqft |
| 2018-05-01 | 0 days | 2,135 sqft |
| 2018-06-01 | 0 days | 2,160 sqft |
| 2018-07-01 | 0 days | 2,167 sqft |
| 2018-08-01 | 0 days | 2,094 sqft |
| 2018-09-01 | 0 days | 2,039 sqft |
| 2018-10-01 | 0 days | 2,007 sqft |
| 2018-11-01 | 0 days | 2,005 sqft |
| 2018-12-01 | 0 days | 2,008 sqft |
| 2019-01-01 | 0 days | 2,030 sqft |
| 2019-02-01 | 0 days | 2,104 sqft |
| 2019-03-01 | 0 days | 2,056 sqft |
| 2019-04-01 | 0 days | 2,008 sqft |
| 2019-05-01 | 0 days | 1,979 sqft |
| 2019-06-01 | 0 days | 1,914 sqft |
| 2019-07-01 | 0 days | 1,899 sqft |
| 2019-08-01 | 0 days | 1,940 sqft |
| 2019-09-01 | 0 days | 1,930 sqft |
| 2019-10-01 | 0 days | 1,880 sqft |
| 2019-11-01 | 0 days | 1,920 sqft |
| 2019-12-01 | 0 days | 1,918 sqft |
| 2020-01-01 | 0 days | 1,920 sqft |
| 2020-02-01 | 0 days | 1,897 sqft |
| 2020-03-01 | 0 days | 1,919 sqft |
| 2020-04-01 | 0 days | 1,980 sqft |
| 2020-05-01 | 0 days | 1,907 sqft |
| 2020-06-01 | 0 days | 1,920 sqft |
| 2020-07-01 | 0 days | 1,934 sqft |
| 2020-08-01 | 0 days | 1,924 sqft |
| 2020-09-01 | 0 days | 1,897 sqft |
| 2020-10-01 | 0 days | 1,923 sqft |
| 2020-11-01 | 0 days | 1,886 sqft |
| 2020-12-01 | 0 days | 2,005 sqft |
| 2021-01-01 | 0 days | 1,919 sqft |
| 2021-02-01 | 0 days | 1,823 sqft |
| 2021-03-01 | 0 days | 1,786 sqft |
| 2021-04-01 | 0 days | 1,816 sqft |
| 2021-05-01 | 0 days | 1,888 sqft |
| 2021-06-01 | 0 days | 1,866 sqft |
| 2021-07-01 | 0 days | 2,022 sqft |
| 2021-08-01 | 0 days | 2,026 sqft |
| 2021-09-01 | 0 days | 2,014 sqft |
| 2021-10-01 | 0 days | 1,966 sqft |
| 2021-11-01 | 0 days | 1,946 sqft |
| 2021-12-01 | 0 days | 1,904 sqft |
| 2022-01-01 | 0 days | 1,871 sqft |
| 2022-02-01 | 0 days | 1,800 sqft |
| 2022-03-01 | 0 days | 1,801 sqft |
| 2022-04-01 | 0 days | 1,809 sqft |
| 2022-05-01 | 0 days | 1,850 sqft |
| 2022-06-01 | 0 days | 1,917 sqft |
| 2022-07-01 | 0 days | 1,929 sqft |
| 2022-08-01 | 0 days | 1,910 sqft |
| 2022-09-01 | 0 days | 1,880 sqft |
| 2022-10-01 | 0 days | 1,949 sqft |
| 2022-11-01 | 0 days | 1,955 sqft |
| 2022-12-01 | 0 days | 1,947 sqft |
| 2023-01-01 | 0 days | 1,949 sqft |
| 2023-02-01 | 0 days | 1,981 sqft |
| 2023-03-01 | 0 days | 2,024 sqft |
| 2023-04-01 | 0 days | 2,140 sqft |
MOUNT VERNON - ANACORTES's median listing age (time on market) for 2023-04-01 was 0 days.
MOUNT VERNON - ANACORTES's median square footage for active listings during the 2023-04-01 period was 2,140 sqft. One year prior, the average listing was 1,809 sqft.
MOUNT VERNON - ANACORTES's median square footage for active listings during the 2023-04-01 period was 2,140 sqft. One year prior, the average listing was 1,809 sqft.
MOUNT VERNON-ANACORTES, WA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 98221 | Mount Vernon-Anacortes, WA | $930 | $1,110 | $1,400 | $1,990 | $2,330 |
| 98229 | Mount Vernon-Anacortes, WA | $950 | $1,020 | $1,290 | $1,830 | $2,210 |
| 98232 | Mount Vernon-Anacortes, WA | $1,300 | $1,550 | $1,960 | $2,780 | $3,260 |
| 98233 | Mount Vernon-Anacortes, WA | $840 | $1,000 | $1,260 | $1,790 | $2,100 |
| 98235 | Mount Vernon-Anacortes, WA | $890 | $1,060 | $1,340 | $1,890 | $2,230 |
| 98237 | Mount Vernon-Anacortes, WA | $850 | $1,010 | $1,280 | $1,820 | $2,130 |
| 98238 | Mount Vernon-Anacortes, WA | $870 | $1,040 | $1,310 | $1,860 | $2,180 |
| 98241 | Mount Vernon-Anacortes, WA | $1,380 | $1,440 | $1,720 | $2,430 | $2,870 |
| 98255 | Mount Vernon-Anacortes, WA | $920 | $1,090 | $1,380 | $1,960 | $2,300 |
| 98257 | Mount Vernon-Anacortes, WA | $980 | $1,160 | $1,470 | $2,090 | $2,450 |
| 98263 | Mount Vernon-Anacortes, WA | $930 | $1,100 | $1,390 | $1,970 | $2,320 |
| 98267 | Mount Vernon-Anacortes, WA | $870 | $970 | $1,190 | $1,670 | $1,960 |
| 98273 | Mount Vernon-Anacortes, WA | $760 | $910 | $1,150 | $1,630 | $1,910 |
| 98274 | Mount Vernon-Anacortes, WA | $960 | $1,150 | $1,450 | $2,060 | $2,410 |
| 98283 | Mount Vernon-Anacortes, WA | $820 | $880 | $1,130 | $1,610 | $1,950 |
| 98284 | Mount Vernon-Anacortes, WA | $930 | $1,100 | $1,390 | $1,970 | $2,320 |
| 98292 | Mount Vernon-Anacortes, WA | $1,430 | $1,490 | $1,750 | $2,430 | $2,870 |
2022 Average & Median Rent Data Statistics
MOUNT VERNON-ANACORTES, WA average 1BR rent: $1,122, median: $1,090
MOUNT VERNON-ANACORTES, WA average 2BR rent: $1,404, median: $1,380
MOUNT VERNON-ANACORTES, WA average 3BR rent: $1,987, median: $1,960
MOUNT VERNON-ANACORTES, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,706 | $971,030,000 | $569,185 |
| Cash Out Refi | 740 | $253,310,000 | $342,311 |
| Home Improvement | 478 | $56,330,000 | $117,845 |
| Refi | 416 | $123,530,000 | $296,947 |
| Other | 318 | $50,740,000 | $159,560 |
Mount Vernon - Anacortes's most frequently cited loan purpose was Home Purchase, with 1,706 originations. The 2nd most popular reason was Cash Out Refi, with 740 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 987 | $349,285,000 | $353,886 |
| 4-5% | 829 | $360,145,000 | $434,433 |
| 5-6% | 788 | $301,850,000 | $383,058 |
| 6-7% | 438 | $286,380,000 | $653,836 |
| 2.5-3% | 231 | $76,275,000 | $330,195 |
| 7-8% | 160 | $38,130,000 | $238,313 |
| Over 8% | 109 | $15,985,000 | $146,651 |
| <2.5% | 108 | $24,440,000 | $226,296 |
During 2022, Mount Vernon - Anacortes's most frequently originated rate bucket was 3-4%, with 987 originations.
Loan Sizing (MOUNT VERNON-ANACORTES, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,226 | $370,980,000 | $302,594 |
| $400k-600k | 1,016 | $485,340,000 | $477,697 |
| $100k-200k | 546 | $77,310,000 | $141,593 |
| $100,000 or less | 516 | $29,070,000 | $56,337 |
| $600k-1000k | 297 | $208,005,000 | $700,354 |
| $Over $1MM | 57 | $284,235,000 | $4,986,579 |
MOUNT VERNON - ANACORTES's loan sizing saw the bucket of loans from $200k-400k with 1,226 originations, totaling $370,980,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 945 | $444,615,000 | $470,492 |
| 60-80% | 886 | $450,350,000 | $508,296 |
| Under 20% | 660 | $50,070,000 | $75,864 |
| 40-60% | 585 | $197,875,000 | $338,248 |
| 20-40% | 506 | $124,170,000 | $245,395 |
| Over 100% | 59 | $182,845,000 | $3,099,068 |
MOUNT VERNON - ANACORTES's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 945 originations, totaling $444,615,000 in origination value.