Shelton Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Shelton averaged
6.14%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.21% and
one month ago for the week of 2022-05-19, the
average rate was 5.48%.
Shelton's average rate one year ago was 3.16%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.72%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Shelton 30 Year Fixed Rate | 2022-06-23 | 6.14% |
| Shelton 30 Year Fixed Rate Refi | 2022-06-23 | 5.72% |
| Shelton 15 Year Fixed Rate | 2022-06-23 | 4.93% |
| Shelton 15 Year Fixed Rate Refi | 2022-06-23 | 5.34% |
| Shelton 30 Year FHA | 2022-06-23 | 0.32% |
| Shelton 30 Year FHA Refi | 2022-06-23 | 0.25% |
| Shelton 30 Year USDA | 2022-06-23 | 0.3% |
| Shelton 30 Year USDA Refi | 2022-06-23 | -0.02% |
| Shelton 30 Year VA | 2022-06-23 | 0.45% |
| Shelton 30 Year VA Refi | 2022-06-23 | -0.27% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Shelton, WA.
Shelton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Shelton, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Shelton, WA's 198 lenders originated 4,643
loans during 2021. The total origination value was $1,274,975,000, with an average loan value of
$274,602.
The top Shelton lender as defined by loan originations is QUICKEN LOANS, LLC, with
241 loans originated. Their average total fees are
$4,886, which is $58
higher than the next largest lender,
ACADEMY MORTGAGE CORPORATION.
The lowest fee Shelton lenders (with over 10 loans originated) are
FREEDOM MORTGAGE CORPORATION ($2,674), KeyBank ($2,883), Olympia Federal Savings & Loan Association ($2,927), JPMorgan Chase Bank ($3,101) and WASHINGTON STATE EMPLOYEES Credit Union ($3,299).
The lowest rate Shelton lenders (with over 10 loans originated) are
Bank of America (2.79%), BETTER MORTGAGE CORPORATION (2.87%), LOANDEPOT.COM, LLC (2.89%), TWINSTAR (2.95%) and AMERISAVE MORTGAGE CORPORATION (2.98%).
Shelton, WA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $86,355,000 | $95,050,000 | 10.1% | 7.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $56,760,000 | $85,120,000 | 50.0% | 6.7% |
| ACADEMY MORTGAGE CORPORATION | $60,190,000 | $80,130,000 | 33.1% | 6.3% |
| CALIBER HOME LOANS, INC. | $50,645,000 | $68,360,000 | 35.0% | 5.4% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $45,800,000 | $49,395,000 | 7.8% | 3.9% |
| MOVEMENT MORTGAGE, LLC | $53,550,000 | $48,295,000 | -9.8% | 3.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $33,905,000 | $32,575,000 | -3.9% | 2.6% |
| FREEDOM MORTGAGE CORPORATION | $49,805,000 | $31,260,000 | -37.2% | 2.5% |
| GUILD MORTGAGE COMPANY | $30,595,000 | $30,885,000 | 0.9% | 2.4% |
| LOANDEPOT.COM, LLC | $17,355,000 | $28,565,000 | 64.6% | 2.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $20,560,000 | $25,710,000 | 25.0% | 2.0% |
| Olympia Federal Savings & Loan Association | $18,280,000 | $22,430,000 | 22.7% | 1.8% |
| Umpqua Bank | $19,170,000 | $22,065,000 | 15.1% | 1.7% |
| Wells Fargo Bank | $17,265,000 | $20,795,000 | 20.4% | 1.6% |
| KeyBank | $26,490,000 | $19,785,000 | -25.3% | 1.6% |
| BROKER SOLUTIONS, INC. | $24,750,000 | $18,845,000 | -23.9% | 1.5% |
| Boeing Employees Credit Union | $15,830,000 | $18,815,000 | 18.9% | 1.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $17,825,000 | $18,505,000 | 3.8% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $13,090,000 | $18,340,000 | 40.1% | 1.4% |
| Mortgage Research Center, LLC | $14,310,000 | $17,465,000 | 22.0% | 1.4% |
| WASHINGTON STATE EMPLOYEES Credit Union | $13,335,000 | $15,355,000 | 15.1% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $18,025,000 | $14,795,000 | -17.9% | 1.2% |
| LAKEVIEW LOAN SERVICING, LLC | $8,225,000 | $14,295,000 | 73.8% | 1.1% |
| Mr. Cooper ( Nationstar Mortgage ) | $14,370,000 | $13,855,000 | -3.6% | 1.1% |
| HOME POINT FINANCIAL CORPORATION | $5,075,000 | $13,590,000 | 167.8% | 1.1% |
| 1st Security Bank of Washington | $14,290,000 | $12,450,000 | -12.9% | 1.0% |
| Timberland Bank | $10,140,000 | $12,405,000 | 22.3% | 1.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $12,810,000 | $11,200,000 | -12.6% | 0.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $13,380,000 | $10,885,000 | -18.6% | 0.9% |
| Washington Federal Bank | $7,955,000 | $10,475,000 | 31.7% | 0.8% |
| KITSAP Credit Union | $6,255,000 | $10,255,000 | 63.9% | 0.8% |
| BETTER MORTGAGE CORPORATION | $4,960,000 | $10,185,000 | 105.3% | 0.8% |
| AXIA FINANCIAL, LLC | $11,250,000 | $9,910,000 | -11.9% | 0.8% |
| Flagstar Bank, FSB | $8,980,000 | $9,850,000 | 9.7% | 0.8% |
| CORNERSTONE HOME LENDING, INC. | $8,580,000 | $9,755,000 | 13.7% | 0.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,670,000 | $9,265,000 | 63.4% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $7,900,000 | $9,185,000 | 16.3% | 0.7% |
| HomeStreet Bank | $10,085,000 | $8,240,000 | -18.3% | 0.6% |
| SUN WEST MORTGAGE COMPANY, INC. | $10,425,000 | $8,190,000 | -21.4% | 0.6% |
| U.S. Bank | $5,100,000 | $8,185,000 | 60.5% | 0.6% |
| JPMorgan Chase Bank | $14,060,000 | $8,105,000 | -42.4% | 0.6% |
| Bank of America | $7,400,000 | $7,780,000 | 5.1% | 0.6% |
| BAY EQUITY LLC | $11,190,000 | $7,680,000 | -31.4% | 0.6% |
| First Federal Savings and Loan Association of Port Angeles | $2,240,000 | $7,355,000 | 228.3% | 0.6% |
| NEWREZ LLC | $5,170,000 | $7,355,000 | 42.3% | 0.6% |
| PENINSULA COMMUNITY | $4,320,000 | $7,295,000 | 68.9% | 0.6% |
| Banner Bank | $1,475,000 | $6,825,000 | 362.7% | 0.5% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,775,000 | $5,335,000 | 92.3% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,895,000 | $5,335,000 | 84.3% | 0.4% |
| TWINSTAR | $7,070,000 | $4,870,000 | -31.1% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $6,095,000 | $4,595,000 | -24.6% | 0.4% |
| LENDUS, LLC | $5,460,000 | $4,445,000 | -18.6% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,895,000 | $4,385,000 | 131.4% | 0.3% |
| NEW DAY FINANCIAL, LLC | $2,225,000 | $4,235,000 | 90.3% | 0.3% |
| Servion, Inc. | $4,720,000 | $4,225,000 | -10.5% | 0.3% |
| NBKC BANK | $4,505,000 | $4,210,000 | -6.5% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $5,125,000 | $4,065,000 | -20.7% | 0.3% |
| Hometown Lenders, Inc. | $1,405,000 | $3,950,000 | 181.1% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $6,280,000 | $3,860,000 | -38.5% | 0.3% |
| Carrington Mortgage Services, LLC | $3,410,000 | $3,785,000 | 11.0% | 0.3% |
| GSF Mortgage Corporation | $1,995,000 | $3,475,000 | 74.2% | 0.3% |
| MORTGAGE MASTER SERVICE CORPORATION | $1,430,000 | $3,430,000 | 139.9% | 0.3% |
| SOUND | $1,800,000 | $3,385,000 | 88.1% | 0.3% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,045,000 | $3,345,000 | 220.1% | 0.3% |
| USAA Federal Savings Bank | $6,055,000 | $3,345,000 | -44.8% | 0.3% |
| The Federal Savings Bank | $7,525,000 | $3,300,000 | -56.1% | 0.3% |
| CMG MORTGAGE, INC. | $3,140,000 | $3,050,000 | -2.9% | 0.2% |
| AMERICAN ADVISORS GROUP | $1,020,000 | $3,040,000 | 198.0% | 0.2% |
| PLANET HOME LENDING, LLC | $2,460,000 | $2,975,000 | 20.9% | 0.2% |
| Kitsap Bank | $4,055,000 | $2,955,000 | -27.1% | 0.2% |
| GUARANTEED RATE, INC. | $4,055,000 | $2,895,000 | -28.6% | 0.2% |
| Nations Lending Corporation | $3,215,000 | $2,735,000 | -14.9% | 0.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $495,000 | $2,705,000 | 446.5% | 0.2% |
| PENRITH HOME LOANS LLC | $2,600,000 | $2,665,000 | 2.5% | 0.2% |
| Strong Home Mortgage, LLC | $3,365,000 | $2,485,000 | -26.2% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,090,000 | $2,420,000 | 122.0% | 0.2% |
| Amerifirst Financial, Inc. | $2,405,000 | n/a | 0.2% | |
| FINANCE OF AMERICA REVERSE LLC | $1,325,000 | $2,405,000 | 81.5% | 0.2% |
| DIRECTORS MORTGAGE, INC. | $705,000 | $2,365,000 | 235.5% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $1,280,000 | $2,120,000 | 65.6% | 0.2% |
| MANN FINANCIAL INC. | $910,000 | $2,060,000 | 126.4% | 0.2% |
| Wallick & Volk, Inc. | $2,200,000 | $2,060,000 | -6.4% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,475,000 | $2,000,000 | 35.6% | 0.2% |
| Bank of the Pacific | $1,545,000 | $1,925,000 | 24.6% | 0.2% |
| ON Q FINANCIAL, INC. | $1,970,000 | $1,925,000 | -2.3% | 0.2% |
| CELEBRITY HOME LOANS, LLC | $1,045,000 | $1,860,000 | 78.0% | 0.1% |
| Colonial Savings, F.A. | $1,490,000 | $1,855,000 | 24.5% | 0.1% |
| Alaska USA Federal Credit Union | $560,000 | $1,845,000 | 229.5% | 0.1% |
| PRIORITY HOME LENDING, LLC | $1,765,000 | $1,810,000 | 2.5% | 0.1% |
| LADERA LENDING, INC. | $1,990,000 | $1,770,000 | -11.1% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $970,000 | $1,765,000 | 82.0% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $2,585,000 | $1,690,000 | -34.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $690,000 | $1,675,000 | 142.8% | 0.1% |
| AMCAP MORTGAGE, LTD. | $4,195,000 | $1,660,000 | -60.4% | 0.1% |
| Qualstar Credit Union | $2,875,000 | $1,660,000 | -42.3% | 0.1% |
| Alaska USA Mortgage Company LLC | $2,415,000 | $1,615,000 | -33.1% | 0.1% |
| NFM, INC. | $1,595,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $1,350,000 | $1,590,000 | 17.8% | 0.1% |
| First Home Bank | $1,345,000 | $1,580,000 | 17.5% | 0.1% |
| Commerce Home Mortgage, Inc. | $1,435,000 | $1,530,000 | 6.6% | 0.1% |
| SAMMAMISH MORTGAGE COMPANY | $2,685,000 | $1,505,000 | -43.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $1,560,000 | $1,470,000 | -5.8% | 0.1% |
| V.I.P. MORTGAGE, INC. | $1,455,000 | n/a | 0.1% | |
| FIRST CONTINENTAL MORTGAGE, LTD. | $870,000 | $1,425,000 | 63.8% | 0.1% |
| GENEVA FINANCIAL, LLC | $295,000 | $1,420,000 | 381.4% | 0.1% |
| Columbia State Bank | $2,370,000 | $1,415,000 | -40.3% | 0.1% |
| First Savings Bank | $1,870,000 | $1,370,000 | -26.7% | 0.1% |
| BKCO MORTGAGE, LLC | $485,000 | $1,365,000 | 181.4% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $215,000 | $1,355,000 | 530.2% | 0.1% |
| TRISTAR FINANCE, INC. | $1,355,000 | n/a | 0.1% | |
| CHERRY CREEK MORTGAGE, LLC | $1,015,000 | $1,330,000 | 31.0% | 0.1% |
| Northwest Farm Credit Services, FLCA | $1,325,000 | n/a | 0.1% | |
| First Federal Bank | $1,095,000 | $1,285,000 | 17.4% | 0.1% |
| Stifel Bank and Trust | $355,000 | $1,285,000 | 262.0% | 0.1% |
| UNITED MORTGAGE CORP. | $985,000 | $1,285,000 | 30.5% | 0.1% |
| MLD MORTGAGE INC. | $870,000 | $1,270,000 | 46.0% | 0.1% |
| FIRST TECHNOLOGY | $1,215,000 | $1,260,000 | 3.7% | 0.1% |
| SALAL | $990,000 | $1,255,000 | 26.8% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,780,000 | $1,210,000 | -68.0% | 0.1% |
| STEARNS LENDING, LLC | $1,200,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $505,000 | $1,200,000 | 137.6% | 0.1% |
| FirstBank | $1,580,000 | $1,195,000 | -24.4% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $570,000 | $1,140,000 | 100.0% | 0.1% |
| GESA | $1,125,000 | $1,110,000 | -1.3% | 0.1% |
| PHH Mortgage Corporation | $1,230,000 | $1,105,000 | -10.2% | 0.1% |
| Sound Community Bank | $1,935,000 | $1,095,000 | -43.4% | 0.1% |
| SUMMIT FUNDING, INC. | $665,000 | $1,090,000 | 63.9% | 0.1% |
| DHI MORTGAGE COMPANY, LTD. | $295,000 | $1,080,000 | 266.1% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $3,940,000 | $1,050,000 | -73.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $245,000 | $1,025,000 | 318.4% | 0.1% |
| CANOPY MORTGAGE, LLC | $360,000 | $1,020,000 | 183.3% | 0.1% |
| WINGS FINANCIAL | $980,000 | n/a | 0.1% | |
| Truist Bank | $290,000 | $970,000 | 234.5% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $910,000 | $950,000 | 4.4% | 0.1% |
| Farmers Bank & Trust | $910,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $1,580,000 | $910,000 | -42.4% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,635,000 | $910,000 | -44.3% | 0.1% |
| NexBank | $145,000 | $905,000 | 524.1% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $880,000 | $865,000 | -1.7% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $825,000 | $845,000 | 2.4% | 0.1% |
| Bank of the West | $930,000 | $845,000 | -9.1% | 0.1% |
| Magnolia Bank | $325,000 | $835,000 | 156.9% | 0.1% |
| Paramount Bank | $835,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $1,090,000 | $830,000 | -23.9% | 0.1% |
| OnPoint Community Credit Union | $785,000 | $830,000 | 5.7% | 0.1% |
| America's Credit Union | $810,000 | n/a | 0.1% | |
| Citibank | $555,000 | $765,000 | 37.8% | 0.1% |
| TIAA, FSB | $255,000 | $760,000 | 198.0% | 0.1% |
| UBS Bank USA | $900,000 | $755,000 | -16.1% | 0.1% |
| RED CANOE CREDIT UNION | $750,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $745,000 | n/a | 0.1% | |
| Charles Schwab Bank, SSB | $540,000 | $720,000 | 33.3% | 0.1% |
| Citizens Bank | $725,000 | $705,000 | -2.8% | 0.1% |
| Northpointe Bank | $1,250,000 | $705,000 | -43.6% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $295,000 | $690,000 | 133.9% | 0.1% |
| Peoples Bank | $545,000 | $690,000 | 26.6% | 0.1% |
| Heritage Bank | $2,535,000 | $685,000 | -73.0% | 0.1% |
| INTERNATIONAL CITY MORTGAGE, INC. | $740,000 | $670,000 | -9.5% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $660,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $1,025,000 | $650,000 | -36.6% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $680,000 | $640,000 | -5.9% | 0.1% |
| OPEN MORTGAGE, LLC | $535,000 | $625,000 | 16.8% | 0.0% |
| Prosperity Home Mortgage, LLC | $1,925,000 | $620,000 | -67.8% | 0.0% |
| The Loan Store, Inc. | $660,000 | $620,000 | -6.1% | 0.0% |
| Ally Bank | $870,000 | $610,000 | -29.9% | 0.0% |
| First Mortgage Solutions, LLC | $275,000 | $570,000 | 107.3% | 0.0% |
| HOMESTEAD FUNDING CORP. | $620,000 | $570,000 | -8.1% | 0.0% |
| RANLIFE, INC. | $410,000 | $560,000 | 36.6% | 0.0% |
| Zions Bancorporation, N.A. | $560,000 | n/a | 0.0% | |
| ARC HOME LLC | $370,000 | $550,000 | 48.6% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $235,000 | $550,000 | 134.0% | 0.0% |
| Figure Lending LLC | $40,000 | $535,000 | 1,237.5% | 0.0% |
| NP, Inc. | $685,000 | $530,000 | -22.6% | 0.0% |
| Visio Financial Services Inc. | $525,000 | n/a | 0.0% | |
| LO, INC. | $415,000 | $515,000 | 24.1% | 0.0% |
| Morgan Stanley Private Bank | $1,835,000 | $515,000 | -71.9% | 0.0% |
| InterContinental Capital Group, Inc | $1,175,000 | $510,000 | -56.6% | 0.0% |
| Presidential Bank, FSB | $505,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $955,000 | $505,000 | -47.1% | 0.0% |
| TJC Mortgage, Inc. | $1,340,000 | $500,000 | -62.7% | 0.0% |
| PNC Bank | $855,000 | $495,000 | -42.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $855,000 | $490,000 | -42.7% | 0.0% |
| EVERETT FINANCIAL, INC. | $3,375,000 | $475,000 | -85.9% | 0.0% |
| Financial Funding Solutions, Inc. | $470,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $465,000 | n/a | 0.0% | |
| Opportunity Bank of Montana | $455,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $795,000 | $450,000 | -43.4% | 0.0% |
| Community First National Bank | $435,000 | $435,000 | 0.0% | 0.0% |
| BMO Harris Bank | $425,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $860,000 | $420,000 | -51.2% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $1,665,000 | $420,000 | -74.8% | 0.0% |
| Armed Forces Bank | $415,000 | n/a | 0.0% | |
| BNC National Bank | $1,115,000 | $415,000 | -62.8% | 0.0% |
| MUFG Union Bank | $585,000 | $415,000 | -29.1% | 0.0% |
| WHATCOM EDUCATIONAL CREDIT UNION | $265,000 | $415,000 | 56.6% | 0.0% |
| Seattle Metropolitan Credit Union | $410,000 | n/a | 0.0% | |
| KS StateBank | $405,000 | n/a | 0.0% | |
| PARKSIDE LENDING, LLC | $175,000 | $405,000 | 131.4% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $395,000 | n/a | 0.0% | |
| Capital Bank | $395,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $500,000 | $385,000 | -23.0% | 0.0% |
| Washington Trust Bank | $530,000 | $375,000 | -29.2% | 0.0% |
| Arvest Bank | $240,000 | $370,000 | 54.2% | 0.0% |
| AmeriHome Mortgage Company, LLC | $195,000 | $355,000 | 82.1% | 0.0% |
| Loan Simple, Inc. | $355,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $345,000 | n/a | 0.0% | |
| First Midwest Bank | $345,000 | n/a | 0.0% | |
| First Republic Bank | $275,000 | $345,000 | 25.5% | 0.0% |
| Discover Bank | $180,000 | $340,000 | 88.9% | 0.0% |
| Cf Bank | $325,000 | n/a | 0.0% | |
| Clackamas Federal Credit Union | $325,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $325,000 | n/a | 0.0% | |
| BEST FINANCE CAPITAL, INC. | $315,000 | n/a | 0.0% | |
| SUMMIT MORTGAGE CORPORATION | $400,000 | $315,000 | -21.3% | 0.0% |
| Bank of England | $1,455,000 | $305,000 | -79.0% | 0.0% |
| INTERCAP LENDING INC. | $305,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $295,000 | n/a | 0.0% | |
| Axos Bank | $620,000 | $295,000 | -52.4% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $295,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $295,000 | $295,000 | 0.0% | 0.0% |
| Watermark Capital, Inc. | $295,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $415,000 | $290,000 | -30.1% | 0.0% |
| IMPAC MORTGAGE CORP. | $285,000 | n/a | 0.0% | |
| U S WIDE FINANCIAL LLC | $270,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $670,000 | $265,000 | -60.4% | 0.0% |
| Plains Commerce Bank | $265,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $155,000 | $265,000 | 71.0% | 0.0% |
| Willamette Valley Bank | $265,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $65,000 | $250,000 | 284.6% | 0.0% |
| CU HOME MORTGAGE SOLUTIONS, LLC | $2,885,000 | $250,000 | -91.3% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,465,000 | $245,000 | -83.3% | 0.0% |
| First National Bank of America | $205,000 | $245,000 | 19.5% | 0.0% |
| LOANSNAP, INC. | $245,000 | n/a | 0.0% | |
| TAPCO Credit Union | $175,000 | $240,000 | 37.1% | 0.0% |
| ADVANCIAL | $235,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $1,235,000 | $235,000 | -81.0% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $235,000 | n/a | 0.0% | |
| LPMC, LLC | $235,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $215,000 | $235,000 | 9.3% | 0.0% |
| VERITAS FUNDING, LLC | $235,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $225,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $480,000 | $225,000 | -53.1% | 0.0% |
| VISION ONE MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| COLUMBIA COMMUNITY CREDIT UNION | $65,000 | $220,000 | 238.5% | 0.0% |
| FIBRE FEDERAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $215,000 | n/a | 0.0% | |
| GLOBAL | $205,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $315,000 | $205,000 | -34.9% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $360,000 | $195,000 | -45.8% | 0.0% |
| MICHIGAN MUTUAL, INC. | $195,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $565,000 | $185,000 | -67.3% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $285,000 | $175,000 | -38.6% | 0.0% |
| LOANPAL, LLC | $655,000 | $175,000 | -73.3% | 0.0% |
| MOUNTAIN AMERICA | $175,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $165,000 | n/a | 0.0% | |
| iQ Credit Union | $100,000 | $155,000 | 55.0% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $135,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $125,000 | n/a | 0.0% | |
| HomeTrust Bank | $105,000 | n/a | 0.0% | |
| Pacific NW Federal Credit Union | $385,000 | $65,000 | -83.1% | 0.0% |
| CANVAS CREDIT UNION | $55,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $45,000 | n/a | 0.0% | |
| NORTHWEST COMMUNITY | $545,000 | $35,000 | -93.6% | 0.0% |
| Rivermark Community Credit Union | $640,000 | $35,000 | -94.5% | 0.0% |
Shelton's top lender by overall market share is QUICKEN LOANS, LLC, with 7.5% market share. In second place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $85,120,000 in loans. In third place, with 6.3%, is ACADEMY MORTGAGE CORPORATION, having originated $80,130,000 in loans. In third place, with 5.4%, is CALIBER HOME LOANS, INC., having originated $68,360,000 in loans. In third place, with 3.9%, is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, having originated $49,395,000 in loans.
Shelton, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,628 | $536,360,000 | $329,459 |
| Refi | 1,542 | $385,460,000 | $249,974 |
| Cash Out Refi | 1,206 | $319,390,000 | $264,834 |
| Home Improvement | 141 | $16,365,000 | $116,064 |
| Other | 126 | $17,400,000 | $138,095 |
Shelton's most frequently cited loan purpose was Home Purchase, with 1,628 originations. The 2nd most popular reason was Refi, with 1,542 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,850 | $529,870,000 | $286,416 |
| 2.5-3% | 1,690 | $483,210,000 | $285,923 |
| <2.5% | 776 | $204,690,000 | $263,776 |
| 4-5% | 199 | $41,045,000 | $206,256 |
| 5-6% | 46 | $9,660,000 | $210,000 |
| 6-7% | 7 | $665,000 | $95,000 |
| 7-8% | 5 | $835,000 | $167,000 |
| Over 8% | 2 | $160,000 | $80,000 |
During 2021, Shelton's most frequently originated rate bucket was 3-4%, with 1,850 originations.
Loan Sizing (Shelton, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 2,576 | $745,040,000 | $289,224 |
| $100k-200k | 1,004 | $155,120,000 | $154,502 |
| $400k-600k | 609 | $284,965,000 | $467,923 |
| $100,000 or less | 363 | $17,125,000 | $47,176 |
| $600k-1000k | 82 | $59,670,000 | $727,683 |
| $Over $1MM | 9 | $13,055,000 | $1,450,556 |
Shelton's loan sizing saw the bucket of loans from $200k-400k with 2,576 originations, totaling $745,040,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,360 | $429,430,000 | $315,757 |
| 80-100% | 1,309 | $438,225,000 | $334,778 |
| 40-60% | 908 | $217,820,000 | $239,890 |
| 20-40% | 445 | $73,185,000 | $164,461 |
| Under 20% | 297 | $14,045,000 | $47,290 |
| Over 100% | 139 | $55,115,000 | $396,511 |
Shelton's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,360 originations, totaling $429,430,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $239,081 (6.3%) | $303,892 (8.1%) | 0.00 | 197 |
| 2018-02-01 | $242,762 (3.2%) | $310,497 (8.0%) | 0.00 | 178 |
| 2018-03-01 | $259,900 (8.3%) | $341,168 (14.9%) | 0.00 | 180 |
| 2018-04-01 | $274,975 (14.6%) | $345,762 (17.8%) | 0.00 | 179 |
| 2018-05-01 | $294,950 (16.9%) | $366,414 (19.4%) | 0.00 | 198 |
| 2018-06-01 | $295,000 (18.1%) | $362,340 (9.9%) | 0.00 | 244 |
| 2018-07-01 | $294,950 (11.3%) | $371,470 (10.1%) | 0.00 | 280 |
| 2018-08-01 | $299,775 (12.4%) | $380,797 (12.5%) | 0.00 | 303 |
| 2018-09-01 | $299,900 (11.1%) | $379,619 (12.2%) | 0.00 | 296 |
| 2018-10-01 | $299,000 (17.1%) | $371,386 (12.7%) | 0.00 | 283 |
| 2018-11-01 | $299,000 (18.4%) | $363,215 (12.4%) | 0.00 | 228 |
| 2018-12-01 | $305,000 (22.2%) | $372,224 (17.2%) | 0.00 | 217 |
| 2019-01-01 | $296,000 (23.8%) | $372,874 (22.7%) | 0.00 | 192 |
| 2019-02-01 | $305,000 (25.6%) | $370,383 (19.3%) | 0.00 | 167 |
| 2019-03-01 | $315,286 (21.3%) | $393,916 (15.5%) | 0.00 | 153 |
| 2019-04-01 | $333,500 (21.3%) | $433,340 (25.3%) | 0.00 | 164 |
| 2019-05-01 | $333,995 (13.2%) | $414,984 (13.3%) | 0.00 | 199 |
| 2019-06-01 | $329,990 (11.9%) | $398,807 (10.1%) | 0.00 | 230 |
| 2019-07-01 | $340,000 (15.3%) | $412,075 (10.9%) | 0.00 | 236 |
| 2019-08-01 | $340,786 (13.7%) | $413,074 (8.5%) | 0.00 | 241 |
| 2019-09-01 | $333,286 (11.1%) | $410,630 (8.2%) | 0.00 | 236 |
| 2019-10-01 | $329,200 (10.1%) | $414,566 (11.6%) | 0.00 | 244 |
| 2019-11-01 | $319,000 (6.7%) | $392,379 (8.0%) | 0.00 | 212 |
| 2019-12-01 | $314,500 (3.1%) | $394,098 (5.9%) | 0.00 | 177 |
| 2020-01-01 | $315,000 (6.4%) | $390,102 (4.6%) | 0.00 | 161 |
| 2020-02-01 | $300,000 (-1.6%) | $379,931 (2.6%) | 0.00 | 146 |
| 2020-03-01 | $323,000 (2.5%) | $408,362 (3.7%) | 0.00 | 166 |
| 2020-04-01 | $335,000 (0.5%) | $415,194 (-4.2%) | 0.00 | 182 |
| 2020-05-01 | $349,000 (4.5%) | $432,488 (4.2%) | 0.00 | 180 |
| 2020-06-01 | $379,000 (14.9%) | $453,908 (13.8%) | 0.00 | 165 |
| 2020-07-01 | $389,000 (14.4%) | $455,977 (10.7%) | 0.00 | 159 |
| 2020-08-01 | $365,000 (7.1%) | $459,721 (11.3%) | 0.00 | 140 |
| 2020-09-01 | $365,500 (9.7%) | $467,043 (13.7%) | 0.00 | 124 |
| 2020-10-01 | $369,950 (12.4%) | $472,650 (14.0%) | 0.00 | 115 |
| 2020-11-01 | $344,475 (8.0%) | $456,668 (16.4%) | 0.00 | 72 |
| 2020-12-01 | $356,250 (13.3%) | $417,517 (5.9%) | 0.00 | 57 |
| 2021-01-01 | $327,500 (4.0%) | $396,789 (1.7%) | 0.00 | 38 |
| 2021-02-01 | $399,950 (33.3%) | $458,253 (20.6%) | 0.00 | 39 |
| 2021-03-01 | $332,000 (2.8%) | $413,507 (1.3%) | 0.00 | 45 |
| 2021-04-01 | $387,000 (15.5%) | $446,536 (7.6%) | 0.00 | 56 |
| 2021-05-01 | $397,000 (13.8%) | $450,948 (4.3%) | 0.00 | 61 |
| 2021-06-01 | $379,000 (0.0%) | $509,805 (12.3%) | 0.00 | 71 |
| 2021-07-01 | $434,500 (11.7%) | $548,552 (20.3%) | 0.00 | 76 |
| 2021-08-01 | $432,250 (18.4%) | $558,096 (21.4%) | 0.00 | 82 |
| 2021-09-01 | $434,950 (19.0%) | $556,722 (19.2%) | 0.00 | 98 |
| 2021-10-01 | $444,000 (20.0%) | $570,620 (20.7%) | 0.00 | 76 |
| 2021-11-01 | $474,500 (37.8%) | $582,443 (27.5%) | 0.00 | 66 |
| 2021-12-01 | $485,000 (36.1%) | $653,300 (56.5%) | 0.00 | 51 |
| 2022-01-01 | $499,000 (52.4%) | $694,223 (75.0%) | 0.00 | 39 |
| 2022-02-01 | $504,500 (26.1%) | $764,647 (66.9%) | 0.00 | 47 |
| 2022-03-01 | $499,999 (50.6%) | $715,989 (73.2%) | 0.00 | 50 |
| 2022-04-01 | $519,000 (34.1%) | $706,180 (58.2%) | 0.00 | 69 |
| 2022-05-01 | $524,950 (32.2%) | $738,015 (63.7%) | 0.00 | 94 |
Shelton's median listing price for 2022-05-01 was $524,950, a difference of
$127,950
(32.2%) versus the prior year and
$5,950 versus the prior month.
Shelton's median listing price comes in at 0% of the national average.
Shelton's average listing price for 2022-05-01 was $738,015, a difference of $287,067 (63.7%) versus the prior year and $31,835 versus the prior month.
For the 2022-05-01 period, Shelton had 94 MLS listings, a difference of 25 listings (36%) versus the prior month and 33 listings (54%) versus the prior year.
Shelton's median listing price comes in at 0% of the national average.
Shelton's average listing price for 2022-05-01 was $738,015, a difference of $287,067 (63.7%) versus the prior year and $31,835 versus the prior month.
For the 2022-05-01 period, Shelton had 94 MLS listings, a difference of 25 listings (36%) versus the prior month and 33 listings (54%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,643 sqft |
| 2018-02-01 | 0 days | 1,594 sqft |
| 2018-03-01 | 0 days | 1,624 sqft |
| 2018-04-01 | 0 days | 1,605 sqft |
| 2018-05-01 | 0 days | 1,610 sqft |
| 2018-06-01 | 0 days | 1,680 sqft |
| 2018-07-01 | 0 days | 1,722 sqft |
| 2018-08-01 | 0 days | 1,760 sqft |
| 2018-09-01 | 0 days | 1,782 sqft |
| 2018-10-01 | 0 days | 1,782 sqft |
| 2018-11-01 | 0 days | 1,797 sqft |
| 2018-12-01 | 0 days | 1,836 sqft |
| 2019-01-01 | 0 days | 1,796 sqft |
| 2019-02-01 | 0 days | 1,797 sqft |
| 2019-03-01 | 0 days | 1,788 sqft |
| 2019-04-01 | 0 days | 1,781 sqft |
| 2019-05-01 | 0 days | 1,771 sqft |
| 2019-06-01 | 0 days | 1,780 sqft |
| 2019-07-01 | 0 days | 1,789 sqft |
| 2019-08-01 | 0 days | 1,774 sqft |
| 2019-09-01 | 0 days | 1,742 sqft |
| 2019-10-01 | 0 days | 1,742 sqft |
| 2019-11-01 | 0 days | 1,700 sqft |
| 2019-12-01 | 0 days | 1,690 sqft |
| 2020-01-01 | 0 days | 1,710 sqft |
| 2020-02-01 | 0 days | 1,668 sqft |
| 2020-03-01 | 0 days | 1,653 sqft |
| 2020-04-01 | 0 days | 1,680 sqft |
| 2020-05-01 | 0 days | 1,704 sqft |
| 2020-06-01 | 0 days | 1,704 sqft |
| 2020-07-01 | 0 days | 1,741 sqft |
| 2020-08-01 | 0 days | 1,572 sqft |
| 2020-09-01 | 0 days | 1,670 sqft |
| 2020-10-01 | 0 days | 1,768 sqft |
| 2020-11-01 | 0 days | 1,598 sqft |
| 2020-12-01 | 0 days | 1,680 sqft |
| 2021-01-01 | 0 days | 1,561 sqft |
| 2021-02-01 | 0 days | 1,573 sqft |
| 2021-03-01 | 0 days | 1,428 sqft |
| 2021-04-01 | 0 days | 1,570 sqft |
| 2021-05-01 | 0 days | 1,620 sqft |
| 2021-06-01 | 0 days | 1,574 sqft |
| 2021-07-01 | 0 days | 1,772 sqft |
| 2021-08-01 | 0 days | 1,784 sqft |
| 2021-09-01 | 0 days | 1,724 sqft |
| 2021-10-01 | 0 days | 1,786 sqft |
| 2021-11-01 | 0 days | 1,748 sqft |
| 2021-12-01 | 0 days | 1,810 sqft |
| 2022-01-01 | 0 days | 1,794 sqft |
| 2022-02-01 | 0 days | 1,913 sqft |
| 2022-03-01 | 0 days | 1,826 sqft |
| 2022-04-01 | 0 days | 1,836 sqft |
| 2022-05-01 | 0 days | 1,768 sqft |
Shelton's median listing age (time on market) for 2022-05-01 was 0 days.
Shelton's median square footage for active listings during the 2022-05-01 period was 1,768 sqft. One year prior, the average listing was 1,620 sqft.
Shelton's median square footage for active listings during the 2022-05-01 period was 1,768 sqft. One year prior, the average listing was 1,620 sqft.
