Shelton Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Shelton averaged 6.4% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.16% and one month ago for the week of 2024-08-29, the average rate was 6.53%.

Shelton's average rate one year ago was 7.19%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.02%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Shelton 30 Year Fixed Rate 2024-10-03 6.4%
Shelton 30 Year Fixed Rate Refi 2024-10-03 6.02%
Shelton 15 Year Fixed Rate 2024-10-03 5.45%
Shelton 15 Year Fixed Rate Refi 2024-10-03 5.75%
Shelton 30 Year FHA 2024-10-03 5.86%
Shelton 30 Year FHA Refi 2024-10-03 5.79%
Shelton 30 Year USDA 2024-10-03 6.17%
Shelton 30 Year USDA Refi 2024-10-03 5.87%
Shelton 30 Year VA 2024-10-03 5.32%
Shelton 30 Year VA Refi 2024-10-03 5.7%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Shelton, WA.

Shelton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Shelton, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
ACADEMY MORTGAGE CORPORATION 54 7.13% $9,914
UNITED WHOLESALE MORTGAGE, LLC 38 6.88% $9,589
QUICKEN LOANS, LLC 37 6.78% $8,048
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 31 7.08% $7,746
MOVEMENT MORTGAGE, LLC 27 7.13% $9,152
GUILD MORTGAGE COMPANY 19 6.78% $10,045
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 14 7.13% $11,152
Olympia Federal Savings & Loan Association 13 5.74% $4,693
BAY EQUITY LLC 13 6.51% $7,772
CROSSCOUNTRY MORTGAGE, LLC 12 7.03% $7,972
CORNERSTONE HOME LENDING, INC. 11 6.77% $10,844
CALIBER HOME LOANS, INC. 11 6.67% $6,187
EAGLE HOME MORTGAGE, LLC 11 5.68% $6,971
JPMorgan Chase Bank 9 6.61% $4,462
U.S. Bank 9 6.12% $9,636
Boeing Employees Credit Union 8 6.05% $5,417
NEWREZ LLC 8 7.25% $9,202
AMERICAN PACIFIC MORTGAGE CORPORATION 8 7.39% $9,249
BROKER SOLUTIONS, INC. 6 6.94% $9,207
Wells Fargo Bank 6 6.65% $5,213
WASHINGTON STATE EMPLOYEES Credit Union 6 6.44% $4,034
Bank of America 6 6.56% $4,897
Umpqua Bank 6 6.02% $5,313
CARDINAL FINANCIAL 6 6.41% $12,617
Mr. Cooper ( Nationstar Mortgage ) 5 6.50% $12,365
NAVY FEDERAL CREDIT UNION 5 6.58% $3,185
1st Security Bank of Washington 4 7.13% $7,157
GENEVA FINANCIAL, LLC 4 7.28% $13,743
LOANDEPOT.COM, LLC 4 7.27% $6,988
SAMMAMISH MORTGAGE COMPANY 4 6.63% $4,906
Washington Federal Bank 4 7.16% $11,015
HomeStreet Bank 4 6.72% $8,547
NFM, INC. 4 7.00% $8,910
NOVA FINANCIAL & INVESTMENT CORPORATION 3 6.95% $7,124
Banner Bank 3 6.79% $7,485
MOUNTAIN AMERICA 3 6.96% $10,941
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.21% $10,032
Seattle Metropolitan Credit Union 3 7.79% $6,279
GUARANTEED RATE AFFINITY, LLC 3 7.12% $6,593
GUARANTEED RATE, INC. 3 6.80% $7,519
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.58% $14,790
KeyBank 3 6.67% $4,774
AMERISAVE MORTGAGE CORPORATION 3 6.54% $8,478
CMG MORTGAGE, INC. 3 7.24% $6,527
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 8.13% $6,719
MICHIGAN MUTUAL, INC. 2 6.75% $7,477
EVERETT FINANCIAL, INC. 2 7.13% $12,487
American Mortgage & Equity Consultants, Inc. 2 7.06% $12,465
Ixonia Bank 2 7.06% $10,376
UBS Bank USA 2 6.31% $4,560
PENINSULA COMMUNITY 2 7.44% $6,243
Paramount Residential Mortgage Group, Inc. 2 6.81% $5,648
DIRECTORS MORTGAGE, INC. 2 7.45% $13,088
O BEE 2 6.94% $5,610
MANN FINANCIAL INC. 2 7.00% $12,152
Alaska USA Federal Credit Union 2 6.25% $5,229
NexBank 2 6.44% $6,948
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.06% $6,160
KITSAP Credit Union 2 6.50% $4,431
Bank of the Pacific 2 6.56% $8,735
MASON MCDUFFIE MORTGAGE CORPORATION 2 6.94% $10,517
Flagstar Bank, FSB 2 8.38% $9,730
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.31% $14,946
AXIA FINANCIAL, LLC 2 6.56% $12,757
Morgan Stanley Private Bank 2 5.83% $5,128
21ST MORTGAGE CORPORATION 2 8.29% $4,721
PENRITH HOME LOANS LLC 2 7.68% $7,365
SUMMIT FUNDING, INC. 1 7.38% $12,553
ADVANCIAL 1 7.75% $8,000
ADVANTIS 1 6.00% $3,678
Ally Bank 1 5.88% $20,136
AMERICAN FINANCING CORPORATION 1 6.88% $7,693
BMO Harris Bank 1 7.25% $3,225
BNY Mellon 1 5.88% $5,110
CALCON MUTUAL MORTGAGE LLC 1 6.50% $14,595
Carrington Mortgage Services, LLC 1 7.25% $8,908
Century Mortgage Company DBA Century Lending Company 1 7.63% $10,541
Charles Schwab Bank, SSB 1 6.25% $5,396
City National Bank 1 6.50% $4,327
COLUMBIA COMMUNITY CREDIT UNION 1 6.25% $4,059
Commerce Home Mortgage, Inc. 1 7.88% $9,679
CRESCENT MORTGAGE COMPANY 1 6.13% $7,274
CU HOME MORTGAGE SOLUTIONS, LLC 1 6.50% $3,981
DELMAR FINANCIAL COMPANY 1 6.99% $5,035
First Federal Savings and Loan Association of Port Angeles 1 7.00% $5,462
First National Bank of America 1 9.13% $9,547
Florida Capital Bank 1 6.00% $8,513
Gate City Bank 1 6.00% $5,420
Gateway First Bank 1 6.75% $3,968
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $8,697
HORIZON 1 8.00% $6,654
LAKEVIEW LOAN SERVICING, LLC 1 7.00% $21,298
LEADERONE FINANCIAL CORPORATION 1 6.99% $5,238
LENDSURE MORTGAGE CORP. 1 8.63% $20,407
Loan Simple, Inc. 1 6.63% $10,401
MLD MORTGAGE INC. 1 8.13% $5,869
MORTGAGE EXPRESS, LLC 1 8.13% $4,305
Mortgage Research Center, LLC 1 6.25% $28,135
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 7.25% $6,042
NBKC BANK 1 6.50% $5,446
NEXERA HOLDING LLC 1 10.13% $14,138
Northwest Farm Credit Services, FLCA 1 7.35% $4,956
ON Q FINANCIAL, INC. 1 6.88% $6,342
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 8.13% $11,977
PENNYMAC LOAN SERVICES, LLC 1 6.88% $4,485
PLAZA HOME MORTGAGE, INC. 1 6.25% $20,712
PNC Bank 1 5.88% $4,394
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.75% $4,512
Prosperity Home Mortgage, LLC 1 7.63% $4,663
RESIDENTIAL MORTGAGE, LLC 1 5.25% $24,414
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.62% $6,073
ROYAL UNITED MORTGAGE LLC 1 6.75% $9,928
SECURITYNATIONAL MORTGAGE COMPANY 1 7.88% $11,923
Servion, Inc. 1 6.63% $5,281
Sierra Pacific Mortgage Company, Inc. 1 6.38% $8,824
Sound Community Bank 1 8.38% $6,201
SPOKANE TEACHERS 1 6.38% $7,265
Summit Mortgage Corporation 1 7.13% $7,919
T2 FINANCIAL LLC 1 7.25% $3,695
Timberland Bank 1 7.00% $16,203
TRIAD FINANCIAL SERVICES, INC. 1 8.00% $4,590
Truist 1 6.99% $3,739
TWINSTAR 1 6.63% $4,466
USAA Federal Savings Bank 1 6.63% $4,063
U S WIDE FINANCIAL LLC 1 6.75% $4,004

Shelton Average Closing Costs & Other Stats

Shelton, WA's 125 lenders originated 1,563 loans during 2023. The total origination value was $457,895,000, with an average loan value of $292,959.

Shelton's average closing costs are $6,366.

The top Shelton lender as defined by loan originations is ACADEMY MORTGAGE CORPORATION, with 54 loans originated. Their average total fees are $9,914, which is $325 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Shelton lenders (with over 10 loans originated) are Olympia Federal Savings & Loan Association ($4,693), CALIBER HOME LOANS, INC. ($6,187), EAGLE HOME MORTGAGE, LLC ($6,971), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,746) and BAY EQUITY LLC ($7,772).

The lowest rate Shelton lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.68%), Olympia Federal Savings & Loan Association (5.74%), BAY EQUITY LLC (6.51%), CALIBER HOME LOANS, INC. (6.67%) and CORNERSTONE HOME LENDING, INC. (6.77%).

Shelton, WA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
ACADEMY MORTGAGE CORPORATION $42,210,000 $31,570,000 -25.2% 6.9%
UNITED WHOLESALE MORTGAGE, LLC $15,970,000 $27,440,000 71.8% 6.0%
QUICKEN LOANS, LLC $35,950,000 $23,910,000 -33.5% 5.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $41,415,000 $23,845,000 -42.4% 5.2%
MOVEMENT MORTGAGE, LLC $24,105,000 $20,645,000 -14.4% 4.5%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $30,890,000 $15,465,000 -49.9% 3.4%
GUILD MORTGAGE COMPANY $16,645,000 $13,085,000 -21.4% 2.9%
CROSSCOUNTRY MORTGAGE, LLC $20,280,000 $11,060,000 -45.5% 2.4%
Olympia Federal Savings & Loan Association $23,120,000 $10,595,000 -54.2% 2.3%
Mortgage Research Center, LLC $10,480,000 $9,620,000 -8.2% 2.1%
Boeing Employees Credit Union $19,710,000 $9,480,000 -51.9% 2.1%
CALIBER HOME LOANS, INC. $32,730,000 $8,105,000 -75.2% 1.8%
NAVY FEDERAL CREDIT UNION $14,555,000 $7,765,000 -46.7% 1.7%
EAGLE HOME MORTGAGE, LLC $7,450,000 n/a 1.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $6,275,000 $7,445,000 18.6% 1.6%
U.S. Bank $5,170,000 $7,415,000 43.4% 1.6%
WASHINGTON STATE EMPLOYEES Credit Union $11,160,000 $7,185,000 -35.6% 1.6%
CORNERSTONE HOME LENDING, INC. $14,840,000 $6,895,000 -53.5% 1.5%
Timberland Bank $5,630,000 $6,825,000 21.2% 1.5%
BAY EQUITY LLC $8,055,000 $6,215,000 -22.8% 1.4%
Umpqua Bank $14,875,000 $5,670,000 -61.9% 1.2%
NEWREZ LLC $2,085,000 $5,390,000 158.5% 1.2%
LIMA ONE CAPITAL, LLC $5,270,000 n/a 1.2%
Washington Federal Bank $5,345,000 $5,120,000 -4.2% 1.1%
Bank of America $5,520,000 $4,770,000 -13.6% 1.0%
KITSAP Credit Union $8,700,000 $4,645,000 -46.6% 1.0%
CARDINAL FINANCIAL $1,935,000 $4,565,000 135.9% 1.0%
1st Security Bank of Washington $8,350,000 $4,545,000 -45.6% 1.0%
LOANDEPOT.COM, LLC $13,090,000 $4,215,000 -67.8% 0.9%
PENNYMAC LOAN SERVICES, LLC $9,480,000 $4,170,000 -56.0% 0.9%
JPMorgan Chase Bank $9,925,000 $4,035,000 -59.3% 0.9%
FREEDOM MORTGAGE CORPORATION $14,015,000 $3,925,000 -72.0% 0.9%
HomeStreet Bank $6,630,000 $3,915,000 -41.0% 0.9%
GUARANTEED RATE, INC. $1,650,000 $3,895,000 136.1% 0.9%
BROKER SOLUTIONS, INC. $10,125,000 $3,450,000 -65.9% 0.8%
T2 FINANCIAL LLC $275,000 $3,135,000 1,040.0% 0.7%
Banner Bank $9,385,000 $3,100,000 -67.0% 0.7%
NOVA FINANCIAL & INVESTMENT CORPORATION $3,020,000 n/a 0.7%
SOUND $1,260,000 $2,825,000 124.2% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $3,565,000 $2,670,000 -25.1% 0.6%
Wells Fargo Bank $15,610,000 $2,655,000 -83.0% 0.6%
NBKC BANK $2,695,000 $2,600,000 -3.5% 0.6%
KeyBank $9,625,000 $2,585,000 -73.1% 0.6%
Morgan Stanley Private Bank $1,370,000 $2,540,000 85.4% 0.6%
O BEE $5,215,000 $2,520,000 -51.7% 0.6%
Paramount Residential Mortgage Group, Inc. $6,085,000 $2,495,000 -59.0% 0.5%
GENEVA FINANCIAL, LLC $790,000 $2,330,000 194.9% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $9,780,000 $2,280,000 -76.7% 0.5%
Alaska USA Federal Credit Union $205,000 $2,275,000 1,009.8% 0.5%
Kitsap Bank $830,000 $1,875,000 125.9% 0.4%
SAMMAMISH MORTGAGE COMPANY $375,000 $1,825,000 386.7% 0.4%
TRIAD FINANCIAL SERVICES, INC. $520,000 $1,825,000 251.0% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,700,000 $1,745,000 2.6% 0.4%
CMG MORTGAGE, INC. $1,545,000 $1,705,000 10.4% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $2,250,000 $1,690,000 -24.9% 0.4%
PENINSULA COMMUNITY $1,865,000 $1,600,000 -14.2% 0.3%
Carrington Mortgage Services, LLC $3,230,000 $1,500,000 -53.6% 0.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,405,000 $1,440,000 2.5% 0.3%
MASON MCDUFFIE MORTGAGE CORPORATION $1,415,000 n/a 0.3%
VILLAGE CAPITAL MORTGAGE $325,000 $1,370,000 321.5% 0.3%
First Federal Savings and Loan Association of Port Angeles $3,100,000 $1,315,000 -57.6% 0.3%
Heritage Bank $3,475,000 $1,295,000 -62.7% 0.3%
AXIA FINANCIAL, LLC $3,910,000 $1,290,000 -67.0% 0.3%
FINANCE OF AMERICA REVERSE LLC $685,000 $1,285,000 87.6% 0.3%
CALCON MUTUAL MORTGAGE LLC $1,035,000 $1,270,000 22.7% 0.3%
FIRST TECHNOLOGY $1,320,000 $1,260,000 -4.5% 0.3%
UBS Bank USA $575,000 $1,260,000 119.1% 0.3%
Ixonia Bank $1,255,000 n/a 0.3%
AMERISAVE MORTGAGE CORPORATION $7,745,000 $1,190,000 -84.6% 0.3%
NFM, INC. $3,490,000 $1,170,000 -66.5% 0.3%
EVERETT FINANCIAL, INC. $1,890,000 $1,140,000 -39.7% 0.2%
TWINSTAR $3,495,000 $1,140,000 -67.4% 0.2%
USAA Federal Savings Bank $720,000 $1,125,000 56.3% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $205,000 $1,115,000 443.9% 0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,475,000 $1,050,000 -28.8% 0.2%
MOUNTAIN AMERICA $2,065,000 $1,035,000 -49.9% 0.2%
AMCAP MORTGAGE, LTD. $1,460,000 $1,025,000 -29.8% 0.2%
GUARANTEED RATE AFFINITY, LLC $1,025,000 n/a 0.2%
BNY Mellon $1,005,000 n/a 0.2%
DIRECTORS MORTGAGE, INC. $1,905,000 $990,000 -48.0% 0.2%
NEW DAY FINANCIAL, LLC $2,340,000 $965,000 -58.8% 0.2%
Unitus Community Credit Union $265,000 $955,000 260.4% 0.2%
MANN FINANCIAL INC. $1,945,000 $935,000 -51.9% 0.2%
LAND HOME FINANCIAL SERVICES, INC. $895,000 $925,000 3.4% 0.2%
Bank of the Pacific $735,000 $920,000 25.2% 0.2%
MID AMERICA MORTGAGE, INC. $2,075,000 $915,000 -55.9% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $840,000 n/a 0.2%
Charles Schwab Bank, SSB $505,000 $825,000 63.4% 0.2%
Flagstar Bank, FSB $6,910,000 $820,000 -88.1% 0.2%
PENRITH HOME LOANS LLC $680,000 $815,000 19.9% 0.2%
American Mortgage & Equity Consultants, Inc. $810,000 n/a 0.2%
MLD MORTGAGE INC. $1,500,000 $810,000 -46.0% 0.2%
Seattle Metropolitan Credit Union $310,000 $765,000 146.8% 0.2%
Century Mortgage Company DBA Century Lending Company $760,000 n/a 0.2%
LENDSURE MORTGAGE CORP. $755,000 n/a 0.2%
MICHIGAN MUTUAL, INC. $755,000 n/a 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $3,210,000 $740,000 -76.9% 0.2%
UNION HOME MORTGAGE CORP. $740,000 n/a 0.2%
Truist $5,060,000 $725,000 -85.7% 0.2%
First Savings Bank $2,310,000 $670,000 -71.0% 0.1%
OCMBC, INC. $205,000 $630,000 207.3% 0.1%
Hometown Equity Mortgage, LLC $600,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $1,545,000 $595,000 -61.5% 0.1%
Zions Bank $585,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $305,000 $580,000 90.2% 0.1%
21ST MORTGAGE CORPORATION $750,000 $575,000 -23.3% 0.1%
ON Q FINANCIAL, INC. $925,000 $550,000 -40.5% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $375,000 $545,000 45.3% 0.1%
DELMAR FINANCIAL COMPANY $535,000 n/a 0.1%
NexBank $945,000 $530,000 -43.9% 0.1%
NEXERA HOLDING LLC $520,000 n/a 0.1%
First Financial Northwest Bank $510,000 n/a 0.1%
Ally Bank $1,525,000 $505,000 -66.9% 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,300,000 $505,000 -84.7% 0.1%
RESIDENTIAL MORTGAGE, LLC $505,000 n/a 0.1%
OnPoint Community Credit Union $280,000 $500,000 78.6% 0.1%
The Federal Savings Bank $4,540,000 $500,000 -89.0% 0.1%
PRIORITY HOME LENDING, LLC $780,000 $485,000 -37.8% 0.1%
Discover Bank $350,000 $475,000 35.7% 0.1%
SOUTHWEST STAGE FUNDING, LLC $335,000 $475,000 41.8% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $2,165,000 $455,000 -79.0% 0.1%
PNC Bank $3,695,000 $450,000 -87.8% 0.1%
PLANET HOME LENDING, LLC $1,355,000 $445,000 -67.2% 0.1%
SPOKANE TEACHERS $440,000 n/a 0.1%
CRESCENT MORTGAGE COMPANY $425,000 n/a 0.1%
TAPCO Credit Union $35,000 $420,000 1,100.0% 0.1%
Bank of England $535,000 $405,000 -24.3% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,235,000 $405,000 -81.9% 0.1%
RF Renovo Management Company, LLC $405,000 n/a 0.1%
SUMMIT FUNDING, INC. $1,760,000 $405,000 -77.0% 0.1%
City National Bank $385,000 $375,000 -2.6% 0.1%
Figure Lending LLC $1,030,000 $375,000 -63.6% 0.1%
COLUMBIA COMMUNITY CREDIT UNION $360,000 n/a 0.1%
First Interstate Bank $355,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $355,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $720,000 $355,000 -50.7% 0.1%
AmeriHome Mortgage Company, LLC $345,000 n/a 0.1%
Peoples Bank $345,000 n/a 0.1%
Summit Mortgage Corporation $345,000 n/a 0.1%
Prosperity Home Mortgage, LLC $695,000 $335,000 -51.8% 0.1%
Servion, Inc. $950,000 $325,000 -65.8% 0.1%
Sierra Pacific Mortgage Company, Inc. $325,000 n/a 0.1%
Bethpage Federal Credit Union $55,000 $315,000 472.7% 0.1%
Neighborhood Loans, Inc. $790,000 $315,000 -60.1% 0.1%
ROYAL UNITED MORTGAGE LLC $315,000 n/a 0.1%
HARBORSTONE $325,000 $310,000 -4.6% 0.1%
MORTGAGE EXPRESS, LLC $395,000 $305,000 -22.8% 0.1%
AMERICAN FINANCING CORPORATION $445,000 $295,000 -33.7% 0.1%
Equity Prime Mortgage LLC $555,000 $295,000 -46.8% 0.1%
NATIONS DIRECT MORTGAGE, LLC $295,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $285,000 n/a 0.1%
Commerce Home Mortgage, Inc. $275,000 n/a 0.1%
CU HOME MORTGAGE SOLUTIONS, LLC $445,000 $275,000 -38.2% 0.1%
SALAL $220,000 $275,000 25.0% 0.1%
Northpointe Bank $1,920,000 $270,000 -85.9% 0.1%
First National Bank of America $565,000 $265,000 -53.1% 0.1%
LEADERONE FINANCIAL CORPORATION $1,545,000 $265,000 -82.8% 0.1%
Loan Simple, Inc. $530,000 $265,000 -50.0% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $345,000 $260,000 -24.6% 0.1%
ADVANCIAL $245,000 n/a 0.1%
DHI MORTGAGE COMPANY, LTD. $245,000 n/a 0.1%
BMO Harris Bank $215,000 n/a 0.0%
Florida Capital Bank $215,000 n/a 0.0%
HORIZON $285,000 $215,000 -24.6% 0.0%
U S WIDE FINANCIAL LLC $355,000 $215,000 -39.4% 0.0%
ADVANTIS $75,000 $205,000 173.3% 0.0%
Clearview Federal Credit Union $205,000 n/a 0.0%
PHH Mortgage Corporation $815,000 $205,000 -74.8% 0.0%
SPRING EQ, LLC $940,000 $205,000 -78.2% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $200,000 n/a 0.0%
HAPO COMMUNITY CREDIT UNION $195,000 n/a 0.0%
Sound Community Bank $1,650,000 $195,000 -88.2% 0.0%
Northwest Farm Credit Services, FLCA $75,000 $185,000 146.7% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $185,000 n/a 0.0%
HomeTrust Bank $165,000 n/a 0.0%
FIBRE FEDERAL CREDIT UNION $155,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $155,000 n/a 0.0%
Gate City Bank $145,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $130,000 $145,000 11.5% 0.0%
CHURCHILL MORTGAGE CORPORATION $460,000 $125,000 -72.8% 0.0%
CANVAS CREDIT UNION $105,000 n/a 0.0%
CHEVRON $435,000 $105,000 -75.9% 0.0%
PENTAGON FEDERAL CREDIT UNION $650,000 $105,000 -83.8% 0.0%
IDAHO CENTRAL $410,000 $85,000 -79.3% 0.0%
Peoples Bank $85,000 n/a 0.0%
ALLIANT CREDIT UNION $245,000 $75,000 -69.4% 0.0%
NuVision Federal Credit Union $75,000 n/a 0.0%
RESIDENTIAL BANCORP $75,000 n/a 0.0%
Rivermark Community Credit Union $75,000 n/a 0.0%
State Department Federal Credit Union $65,000 n/a 0.0%
Gateway First Bank $255,000 $55,000 -78.4% 0.0%
WINGS FINANCIAL $65,000 $55,000 -15.4% 0.0%
CHERRY CREEK MORTGAGE, LLC $45,000 n/a 0.0%
iQ Credit Union $105,000 $45,000 -57.1% 0.0%
RED CANOE CREDIT UNION $520,000 $35,000 -93.3% 0.0%

Shelton's top lender by overall market share is ACADEMY MORTGAGE CORPORATION, with 6.9% market share. In second place, with 6.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $27,440,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $23,910,000 in loans. In fourth place, with 5.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $23,845,000 in loans. In fifth place, with 4.5%, is MOVEMENT MORTGAGE, LLC, having originated $20,645,000 in loans.


Shelton Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $238,850 (8.9%) $300,461 (8.9%) 0.00 199
2018-02-01 $243,631 (4.6%) $307,423 (7.1%) 0.00 179
2018-03-01 $259,450 (8.4%) $332,454 (12.4%) 0.00 183
2018-04-01 $274,750 (14.7%) $340,965 (15.6%) 0.00 182
2018-05-01 $296,000 (19.6%) $360,929 (16.6%) 0.00 203
2018-06-01 $295,000 (17.4%) $364,070 (11.1%) 0.00 250
2018-07-01 $297,445 (14.4%) $375,929 (12.0%) 0.00 282
2018-08-01 $299,163 (12.9%) $382,346 (13.4%) 0.00 306
2018-09-01 $299,900 (11.3%) $382,816 (13.2%) 0.00 309
2018-10-01 $292,450 (15.2%) $369,470 (13.7%) 0.00 297
2018-11-01 $299,000 (18.9%) $365,180 (14.2%) 0.00 237
2018-12-01 $302,450 (21.3%) $372,771 (20.2%) 0.00 223
2019-01-01 $294,000 (23.1%) $374,067 (24.5%) 0.00 200
2019-02-01 $306,000 (25.6%) $382,504 (24.4%) 0.00 175
2019-03-01 $315,136 (21.5%) $404,239 (21.6%) 0.00 164
2019-04-01 $329,075 (19.8%) $431,834 (26.7%) 0.00 168
2019-05-01 $329,248 (11.2%) $408,478 (13.2%) 0.00 206
2019-06-01 $329,000 (11.5%) $397,043 (9.1%) 0.00 241
2019-07-01 $337,000 (13.3%) $410,046 (9.1%) 0.00 243
2019-08-01 $332,273 (11.1%) $408,988 (7.0%) 0.00 254
2019-09-01 $328,182 (9.4%) $409,310 (6.9%) 0.00 258
2019-10-01 $325,000 (11.1%) $408,273 (10.5%) 0.00 252
2019-11-01 $314,975 (5.3%) $382,159 (4.7%) 0.00 217
2019-12-01 $299,125 (-1.1%) $384,226 (3.1%) 0.00 181
2020-01-01 $311,250 (5.9%) $386,223 (3.3%) 0.00 163
2020-02-01 $300,000 (-2.0%) $377,848 (-1.2%) 0.00 152
2020-03-01 $329,750 (4.6%) $405,688 (0.4%) 0.00 176
2020-04-01 $333,500 (1.3%) $406,435 (-5.9%) 0.00 189
2020-05-01 $349,000 (6.0%) $430,189 (5.3%) 0.00 187
2020-06-01 $376,550 (14.5%) $444,571 (12.0%) 0.00 174
2020-07-01 $386,500 (14.7%) $445,455 (8.6%) 0.00 166
2020-08-01 $359,750 (8.3%) $444,776 (8.8%) 0.00 147
2020-09-01 $363,750 (10.8%) $455,886 (11.4%) 0.00 129
2020-10-01 $350,000 (7.7%) $455,281 (11.5%) 0.00 117
2020-11-01 $337,250 (7.1%) $441,803 (15.6%) 0.00 73
2020-12-01 $344,748 (15.3%) $397,649 (3.5%) 0.00 59
2021-01-01 $326,250 (4.8%) $392,237 (1.6%) 0.00 40
2021-02-01 $381,975 (27.3%) $453,077 (19.9%) 0.00 41
2021-03-01 $332,000 (0.7%) $415,918 (2.5%) 0.00 47
2021-04-01 $385,738 (15.7%) $448,635 (10.4%) 0.00 58
2021-05-01 $390,000 (11.8%) $452,186 (5.1%) 0.00 62
2021-06-01 $383,000 (1.7%) $511,775 (15.1%) 0.00 75
2021-07-01 $432,000 (11.8%) $539,807 (21.2%) 0.00 82
2021-08-01 $432,125 (20.1%) $552,748 (24.3%) 0.00 88
2021-09-01 $429,500 (18.1%) $553,262 (21.4%) 0.00 104
2021-10-01 $445,000 (27.1%) $569,288 (25.0%) 0.00 80
2021-11-01 $474,500 (40.7%) $580,783 (31.5%) 0.00 70
2021-12-01 $482,500 (40.0%) $645,326 (62.3%) 0.00 55
2022-01-01 $480,000 (47.1%) $691,080 (76.2%) 0.00 40
2022-02-01 $493,500 (29.2%) $746,056 (64.7%) 0.00 49
2022-03-01 $502,450 (51.3%) $690,510 (66.0%) 0.00 51
2022-04-01 $500,000 (29.6%) $688,261 (53.4%) 0.00 72
2022-05-01 $519,063 (33.1%) $719,964 (59.2%) 0.00 97
2022-06-01 $507,375 (32.5%) $665,538 (30.1%) 0.00 138
2022-07-01 $499,000 (15.5%) $637,957 (18.2%) 0.00 177
2022-08-01 $497,000 (15.0%) $615,561 (11.4%) 0.00 212
2022-09-01 $488,750 (13.8%) $606,762 (9.7%) 0.00 206
2022-10-01 $475,000 (6.7%) $601,346 (5.6%) 0.00 197
2022-11-01 $475,225 (0.2%) $611,543 (5.3%) 0.00 188
2022-12-01 $472,000 (-2.2%) $587,339 (-9.0%) 0.00 152
2023-01-01 $475,000 (-1.0%) $639,236 (-7.5%) 0.00 129
2023-02-01 $473,875 (-4.0%) $701,078 (-6.0%) 0.00 101
2023-03-01 $499,475 (-0.6%) $740,022 (7.2%) 0.00 106
2023-04-01 $521,500 (4.3%) $797,945 (15.9%) 0.00 105
2023-05-01 $502,188 (-3.3%) $710,318 (-1.3%) 0.00 121
2023-06-01 $498,750 (-1.7%) $701,329 (5.4%) 0.00 142
2023-07-01 $512,475 (2.7%) $687,760 (7.8%) 0.00 160
2023-08-01 $505,000 (1.6%) $678,603 (10.2%) 0.00 153
2023-09-01 $530,000 (8.4%) $695,637 (14.7%) 0.00 149
2023-10-01 $499,983 (5.3%) $648,693 (7.9%) 0.00 160
2023-11-01 $473,712 (-0.3%) $601,230 (-1.7%) 0.00 178
2023-12-01 $472,725 (0.2%) $594,883 (1.3%) 0.00 160
2024-01-01 $463,663 (-2.4%) $592,976 (-7.2%) 0.00 124
2024-02-01 $467,488 (-1.4%) $631,246 (-10.0%) 0.00 113
2024-03-01 $467,500 (-6.4%) $645,029 (-12.8%) 0.00 126
2024-04-01 $499,250 (-4.3%) $655,370 (-17.9%) 0.00 168
2024-05-01 $524,975 (4.5%) $649,118 (-8.6%) 0.00 214
2024-06-01 $542,500 (8.8%) $654,310 (-6.7%) 0.00 230
2024-07-01 $516,213 (0.7%) $621,522 (-9.6%) 0.00 254
2024-08-01 $479,000 (-5.2%) $588,480 (-13.3%) 0.00 278
2024-09-01 $485,213 (-8.5%) $583,991 (-16.1%) 0.00 248
Shelton's median listing price for 2024-09-01 was $485,213, a difference of $-44,787 (-8.5%) versus the prior year and $6,213 versus the prior month.

Shelton's median listing price comes in at 0% of the national average.

Shelton's average listing price for 2024-09-01 was $583,991, a difference of $-111,646 (-16.1%) versus the prior year and $-4,489 versus the prior month.

For the 2024-09-01 period, Shelton had 248 MLS listings, a difference of -30 listings (-11%) versus the prior month and 99 listings (66%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,636 sqft
2018-02-01 0 days 1,598 sqft
2018-03-01 0 days 1,626 sqft
2018-04-01 0 days 1,599 sqft
2018-05-01 0 days 1,598 sqft
2018-06-01 0 days 1,680 sqft
2018-07-01 0 days 1,728 sqft
2018-08-01 0 days 1,750 sqft
2018-09-01 0 days 1,780 sqft
2018-10-01 0 days 1,763 sqft
2018-11-01 0 days 1,770 sqft
2018-12-01 0 days 1,840 sqft
2019-01-01 0 days 1,782 sqft
2019-02-01 0 days 1,785 sqft
2019-03-01 0 days 1,779 sqft
2019-04-01 0 days 1,766 sqft
2019-05-01 0 days 1,758 sqft
2019-06-01 0 days 1,758 sqft
2019-07-01 0 days 1,786 sqft
2019-08-01 0 days 1,767 sqft
2019-09-01 0 days 1,749 sqft
2019-10-01 0 days 1,730 sqft
2019-11-01 0 days 1,683 sqft
2019-12-01 0 days 1,682 sqft
2020-01-01 0 days 1,706 sqft
2020-02-01 0 days 1,666 sqft
2020-03-01 0 days 1,657 sqft
2020-04-01 0 days 1,680 sqft
2020-05-01 0 days 1,702 sqft
2020-06-01 0 days 1,704 sqft
2020-07-01 0 days 1,741 sqft
2020-08-01 0 days 1,572 sqft
2020-09-01 0 days 1,667 sqft
2020-10-01 0 days 1,749 sqft
2020-11-01 0 days 1,559 sqft
2020-12-01 0 days 1,647 sqft
2021-01-01 0 days 1,480 sqft
2021-02-01 0 days 1,573 sqft
2021-03-01 0 days 1,450 sqft
2021-04-01 0 days 1,569 sqft
2021-05-01 0 days 1,620 sqft
2021-06-01 0 days 1,569 sqft
2021-07-01 0 days 1,724 sqft
2021-08-01 0 days 1,762 sqft
2021-09-01 0 days 1,720 sqft
2021-10-01 0 days 1,836 sqft
2021-11-01 0 days 1,739 sqft
2021-12-01 0 days 1,772 sqft
2022-01-01 0 days 1,814 sqft
2022-02-01 0 days 1,802 sqft
2022-03-01 0 days 1,805 sqft
2022-04-01 0 days 1,718 sqft
2022-05-01 0 days 1,750 sqft
2022-06-01 0 days 1,794 sqft
2022-07-01 0 days 1,752 sqft
2022-08-01 0 days 1,764 sqft
2022-09-01 0 days 1,767 sqft
2022-10-01 0 days 1,764 sqft
2022-11-01 0 days 1,811 sqft
2022-12-01 0 days 1,765 sqft
2023-01-01 0 days 1,751 sqft
2023-02-01 0 days 1,735 sqft
2023-03-01 0 days 1,783 sqft
2023-04-01 0 days 1,792 sqft
2023-05-01 0 days 1,662 sqft
2023-06-01 0 days 1,743 sqft
2023-07-01 0 days 1,768 sqft
2023-08-01 0 days 1,769 sqft
2023-09-01 0 days 1,815 sqft
2023-10-01 0 days 1,747 sqft
2023-11-01 0 days 1,711 sqft
2023-12-01 0 days 1,768 sqft
2024-01-01 0 days 1,746 sqft
2024-02-01 0 days 1,768 sqft
2024-03-01 0 days 1,877 sqft
2024-04-01 0 days 1,725 sqft
2024-05-01 0 days 1,760 sqft
2024-06-01 0 days 1,817 sqft
2024-07-01 0 days 1,777 sqft
2024-08-01 0 days 1,680 sqft
2024-09-01 0 days 1,680 sqft
Shelton's median listing age (time on market) for 2024-09-01 was 0 days.

Shelton's median square footage for active listings during the 2024-09-01 period was 1,680 sqft. One year prior, the average listing was 1,815 sqft.

Shelton, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,002 $352,700,000 $351,996
Cash Out Refi 184 $48,900,000 $265,761
Home Improvement 150 $15,540,000 $103,600
Other 148 $15,610,000 $105,473
Refi 79 $25,145,000 $318,291

Shelton's most frequently cited loan purpose was Home Purchase, with 1,002 originations. The 2nd most popular reason was Cash Out Refi, with 184 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 535 $190,995,000 $357,000
7-8% 466 $131,080,000 $281,288
Over 8% 252 $47,890,000 $190,040
5-6% 194 $73,880,000 $380,825
4-5% 40 $8,510,000 $212,750
<2.5% 35 $445,000 $12,714
3-4% 4 $750,000 $187,500
2.5-3% 2 $720,000 $360,000

During 2023, Shelton's most frequently originated rate bucket was 6-7%, with 535 originations.

Loan Sizing (Shelton, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 701 $213,825,000 $305,029
$100,000 or less 311 $14,785,000 $47,540
$400k-600k 275 $129,835,000 $472,127
$100k-200k 193 $28,215,000 $146,192
$600k-1000k 70 $49,820,000 $711,714
$Over $1MM 13 $21,415,000 $1,647,308

Shelton's loan sizing saw the bucket of loans from $200k-400k with 701 originations, totaling $213,825,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 600 $233,020,000 $388,367
Under 20% 307 $16,985,000 $55,326
60-80% 300 $121,720,000 $405,733
40-60% 155 $43,015,000 $277,516
20-40% 140 $22,410,000 $160,071
Over 100% 41 $16,475,000 $401,829

Shelton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 600 originations, totaling $233,020,000 in origination value.