Shelton Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Shelton averaged
6.81%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
7.06% and
one month ago for the week of 2025-04-17, the
average rate was 6.78%.
Shelton's average rate one year ago was 7.27%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.37%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Shelton 30 Year Fixed Rate | 2025-05-22 | 6.81% |
| Shelton 30 Year Fixed Rate Refi | 2025-05-22 | 7.37% |
| Shelton 15 Year Fixed Rate | 2025-05-22 | 6.11% |
| Shelton 15 Year Fixed Rate Refi | 2025-05-22 | 6.11% |
| Shelton 30 Year FHA | 2025-05-22 | 6.56% |
| Shelton 30 Year FHA Refi | 2025-05-22 | 6.81% |
| Shelton 30 Year USDA | 2025-05-22 | 6.23% |
| Shelton 30 Year USDA Refi | 2025-05-22 | 6.23% |
| Shelton 30 Year VA | 2025-05-22 | 6.72% |
| Shelton 30 Year VA Refi | 2025-05-22 | 5.97% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Shelton, WA.
Shelton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Shelton, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Shelton Average Closing Costs & Other Stats
Shelton, WA's 114 lenders originated 1,868
loans during 2024. The total origination value was $567,410,000, with an average loan value of
$303,753.
Shelton's average closing costs are $6,654.
The top Shelton lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
61 loans originated. Their average total fees are
$8,333, which is $583
higher than the next largest lender,
MOVEMENT MORTGAGE, LLC.
The lowest fee Shelton lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC ($5,984), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,098), NAVY FEDERAL CREDIT UNION ($7,409), MOVEMENT MORTGAGE, LLC ($7,750) and NEWREZ LLC ($8,066).
The lowest rate Shelton lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.38%), NAVY FEDERAL CREDIT UNION (6.53%), UNITED WHOLESALE MORTGAGE, LLC (6.55%), EVERGREEN MONEYSOURCE MORTGAGE COMPANY (6.57%) and QUICKEN LOANS, LLC (6.77%).
Shelton, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $27,440,000 | $39,755,000 | 44.9% | 7.0% |
| GUILD MORTGAGE COMPANY | $13,085,000 | $37,290,000 | 185.0% | 6.6% |
| MOVEMENT MORTGAGE, LLC | $20,645,000 | $37,255,000 | 80.5% | 6.6% |
| EAGLE HOME MORTGAGE, LLC | $7,450,000 | $29,920,000 | 301.6% | 5.3% |
| QUICKEN LOANS, LLC | $23,910,000 | $28,375,000 | 18.7% | 5.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $11,060,000 | $27,865,000 | 151.9% | 4.9% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $15,465,000 | $15,800,000 | 2.2% | 2.8% |
| Mortgage Research Center, LLC | $9,620,000 | $14,620,000 | 52.0% | 2.6% |
| NAVY FEDERAL CREDIT UNION | $7,765,000 | $14,385,000 | 85.3% | 2.5% |
| NEWREZ LLC | $5,390,000 | $14,235,000 | 164.1% | 2.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $23,845,000 | $13,330,000 | -44.1% | 2.3% |
| Olympia Federal Savings & Loan Association | $10,595,000 | $11,480,000 | 8.4% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $3,925,000 | $10,060,000 | 156.3% | 1.8% |
| PENNYMAC LOAN SERVICES, LLC | $4,170,000 | $9,660,000 | 131.7% | 1.7% |
| Boeing Employees Credit Union | $9,480,000 | $8,250,000 | -13.0% | 1.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $7,445,000 | $8,065,000 | 8.3% | 1.4% |
| BROKER SOLUTIONS, INC. | $3,450,000 | $7,860,000 | 127.8% | 1.4% |
| Washington Federal Bank | $5,120,000 | $6,855,000 | 33.9% | 1.2% |
| GUARANTEED RATE, INC. | $3,895,000 | $5,535,000 | 42.1% | 1.0% |
| Umpqua Bank | $5,670,000 | $5,370,000 | -5.3% | 0.9% |
| USAA Federal Savings Bank | $1,125,000 | $5,180,000 | 360.4% | 0.9% |
| LOANDEPOT.COM, LLC | $4,215,000 | $5,010,000 | 18.9% | 0.9% |
| U.S. Bank | $7,415,000 | $4,920,000 | -33.6% | 0.9% |
| WASHINGTON STATE EMPLOYEES Credit Union | $7,185,000 | $4,775,000 | -33.5% | 0.8% |
| Timberland Bank | $6,825,000 | $4,745,000 | -30.5% | 0.8% |
| CMG MORTGAGE, INC. | $1,705,000 | $4,735,000 | 177.7% | 0.8% |
| KITSAP Credit Union | $4,645,000 | $4,365,000 | -6.0% | 0.8% |
| BAY EQUITY LLC | $6,215,000 | $4,335,000 | -30.2% | 0.8% |
| 1st Security Bank of Washington | $4,545,000 | $4,170,000 | -8.3% | 0.7% |
| Paramount Residential Mortgage Group, Inc. | $2,495,000 | $4,055,000 | 62.5% | 0.7% |
| CALCON MUTUAL MORTGAGE LLC | $1,270,000 | $3,465,000 | 172.8% | 0.6% |
| MLD MORTGAGE INC. | $810,000 | $3,405,000 | 320.4% | 0.6% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $3,020,000 | $3,395,000 | 12.4% | 0.6% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,415,000 | $3,320,000 | 134.6% | 0.6% |
| KeyBank | $2,585,000 | $3,290,000 | 27.3% | 0.6% |
| T2 FINANCIAL LLC | $3,135,000 | $3,085,000 | -1.6% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $505,000 | $3,055,000 | 505.0% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,745,000 | $3,035,000 | 73.9% | 0.5% |
| The Loan Store, Inc. | $2,980,000 | n/a | 0.5% | |
| PLANET HOME LENDING, LLC | $445,000 | $2,875,000 | 546.1% | 0.5% |
| The Federal Savings Bank | $500,000 | $2,875,000 | 475.0% | 0.5% |
| Bank of America | $4,770,000 | $2,850,000 | -40.3% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,670,000 | $2,625,000 | -1.7% | 0.5% |
| SAMMAMISH MORTGAGE COMPANY | $1,825,000 | $2,600,000 | 42.5% | 0.5% |
| O BEE | $2,520,000 | $2,550,000 | 1.2% | 0.4% |
| JPMorgan Chase Bank | $4,035,000 | $2,535,000 | -37.2% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $1,370,000 | $2,495,000 | 82.1% | 0.4% |
| CORNERSTONE HOME LENDING, INC. | $6,895,000 | $2,385,000 | -65.4% | 0.4% |
| Banner Bank | $3,100,000 | $2,305,000 | -25.6% | 0.4% |
| RESIDENTIAL MORTGAGE, LLC | $505,000 | $2,290,000 | 353.5% | 0.4% |
| American Mortgage & Equity Consultants, Inc. | $810,000 | $2,270,000 | 180.2% | 0.4% |
| LONGBRIDGE FINANCIAL, LLC | $595,000 | $2,265,000 | 280.7% | 0.4% |
| CARDINAL FINANCIAL | $4,565,000 | $2,225,000 | -51.3% | 0.4% |
| NBKC BANK | $2,600,000 | $2,165,000 | -16.7% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,690,000 | $2,155,000 | 27.5% | 0.4% |
| FINANCE OF AMERICA REVERSE LLC | $1,285,000 | $2,075,000 | 61.5% | 0.4% |
| HomeStreet Bank | $3,915,000 | $2,030,000 | -48.1% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $355,000 | $2,030,000 | 471.8% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $840,000 | $2,025,000 | 141.1% | 0.4% |
| Flagstar Bank, FSB | $820,000 | $1,995,000 | 143.3% | 0.4% |
| UNION HOME MORTGAGE CORP. | $740,000 | $1,990,000 | 168.9% | 0.4% |
| PENINSULA COMMUNITY | $1,600,000 | $1,955,000 | 22.2% | 0.3% |
| Cornerstone First Mortgage, Inc | $1,775,000 | n/a | 0.3% | |
| Washington Trust Bank | $1,765,000 | n/a | 0.3% | |
| RED CANOE CREDIT UNION | $35,000 | $1,630,000 | 4,557.1% | 0.3% |
| Heritage Bank | $1,295,000 | $1,615,000 | 24.7% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $295,000 | $1,615,000 | 447.5% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,440,000 | $1,505,000 | 4.5% | 0.3% |
| Citadel Servicing Corporation | $1,465,000 | n/a | 0.3% | |
| Figure Lending LLC | $375,000 | $1,465,000 | 290.7% | 0.3% |
| ZILLOW HOME LOANS, LLC | $1,430,000 | n/a | 0.3% | |
| Bank of the Pacific | $920,000 | $1,425,000 | 54.9% | 0.3% |
| Wells Fargo Bank | $2,655,000 | $1,425,000 | -46.3% | 0.3% |
| Prosperity Home Mortgage, LLC | $335,000 | $1,400,000 | 317.9% | 0.2% |
| ENVOY MORTGAGE, LTD | $1,385,000 | n/a | 0.2% | |
| ON Q FINANCIAL, INC. | $550,000 | $1,380,000 | 150.9% | 0.2% |
| PHH Mortgage Corporation | $205,000 | $1,380,000 | 573.2% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $1,230,000 | n/a | 0.2% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,115,000 | $1,205,000 | 8.1% | 0.2% |
| CANOPY MORTGAGE, LLC | $1,200,000 | n/a | 0.2% | |
| AMERISAVE MORTGAGE CORPORATION | $1,190,000 | $1,190,000 | 0.0% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $1,825,000 | $1,170,000 | -35.9% | 0.2% |
| Northwest Farm Credit Services, FLCA | $185,000 | $1,130,000 | 510.8% | 0.2% |
| UBS Bank USA | $1,260,000 | $1,110,000 | -11.9% | 0.2% |
| 21ST MORTGAGE CORPORATION | $575,000 | $1,095,000 | 90.4% | 0.2% |
| Axos Bank | $1,085,000 | n/a | 0.2% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $260,000 | $1,075,000 | 313.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $965,000 | $1,060,000 | 9.8% | 0.2% |
| AXIA FINANCIAL, LLC | $1,290,000 | $1,000,000 | -22.5% | 0.2% |
| BETTER MORTGAGE CORPORATION | $990,000 | n/a | 0.2% | |
| LENDINGHOME FUNDING CORPORATION | $580,000 | $985,000 | 69.8% | 0.2% |
| First Federal Savings and Loan Association of Port Angeles | $1,315,000 | $965,000 | -26.6% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,280,000 | $960,000 | -57.9% | 0.2% |
| Sunflower Bank | $955,000 | n/a | 0.2% | |
| SOUND | $2,825,000 | $950,000 | -66.4% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $915,000 | $920,000 | 0.5% | 0.2% |
| PNC Bank | $450,000 | $915,000 | 103.3% | 0.2% |
| American Airlines Federal Credit Union | $905,000 | n/a | 0.2% | |
| NEXERA HOLDING LLC | $520,000 | $890,000 | 71.2% | 0.2% |
| TWINSTAR | $1,140,000 | $820,000 | -28.1% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $455,000 | $810,000 | 78.0% | 0.1% |
| DIRECTORS MORTGAGE, INC. | $990,000 | $780,000 | -21.2% | 0.1% |
| iQ Credit Union | $45,000 | $780,000 | 1,633.3% | 0.1% |
| INTELLILOAN, INC. | $770,000 | n/a | 0.1% | |
| First Savings Bank | $670,000 | $745,000 | 11.2% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $925,000 | $740,000 | -20.0% | 0.1% |
| NUMERICA CREDIT UNION | $740,000 | n/a | 0.1% | |
| Willamette Valley Bank | $740,000 | n/a | 0.1% | |
| Sound Community Bank | $195,000 | $720,000 | 269.2% | 0.1% |
| HARBORSTONE | $310,000 | $705,000 | 127.4% | 0.1% |
| SUMMIT FUNDING, INC. | $405,000 | $680,000 | 67.9% | 0.1% |
| Morgan Stanley Private Bank | $2,540,000 | $655,000 | -74.2% | 0.1% |
| GESA | $650,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $755,000 | $640,000 | -15.2% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $405,000 | $640,000 | 58.0% | 0.1% |
| GEORGIA'S OWN | $630,000 | n/a | 0.1% | |
| NMSI, INC. | $625,000 | n/a | 0.1% | |
| PRIORITY HOME LENDING, LLC | $485,000 | $620,000 | 27.8% | 0.1% |
| Paramount Bank | $605,000 | n/a | 0.1% | |
| LADERA LENDING, INC. | $585,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $295,000 | $570,000 | 93.2% | 0.1% |
| FOUNDATION MORTGAGE CORPORATION | $560,000 | n/a | 0.1% | |
| Alaska USA Federal Credit Union | $2,275,000 | $555,000 | -75.6% | 0.1% |
| ALLIANT CREDIT UNION | $75,000 | $555,000 | 640.0% | 0.1% |
| SCENIC OAKS FUNDING, INC. | $555,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $1,500,000 | $545,000 | -63.7% | 0.1% |
| BMO Harris Bank | $215,000 | $525,000 | 144.2% | 0.1% |
| OCMBC, INC. | $630,000 | $520,000 | -17.5% | 0.1% |
| Discover Bank | $475,000 | $505,000 | 6.3% | 0.1% |
| COLUMBIA COMMUNITY CREDIT UNION | $360,000 | $500,000 | 38.9% | 0.1% |
| Opportunity Bank of Montana | $495,000 | n/a | 0.1% | |
| Qualstar Credit Union | $485,000 | n/a | 0.1% | |
| Encompass Lending Group, LP | $465,000 | n/a | 0.1% | |
| TRISTAR FINANCE, INC. | $455,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $105,000 | $450,000 | 328.6% | 0.1% |
| ARC HOME LLC | $435,000 | n/a | 0.1% | |
| Credence Funding Corporation | $435,000 | n/a | 0.1% | |
| ML Mortgage Corp. | $435,000 | n/a | 0.1% | |
| Plains Commerce Bank | $430,000 | n/a | 0.1% | |
| GoPrime Mortgage, Inc. | $415,000 | n/a | 0.1% | |
| MEMBER FIRST MORTGAGE, LLC | $415,000 | n/a | 0.1% | |
| SeaTrust Mortgage Company | $415,000 | n/a | 0.1% | |
| NexBank | $530,000 | $405,000 | -23.6% | 0.1% |
| S1L, Inc. | $405,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $405,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $125,000 | $390,000 | 212.0% | 0.1% |
| Ameris Bank | $385,000 | n/a | 0.1% | |
| AMERITRUST MORTGAGE CORPORATION | $375,000 | n/a | 0.1% | |
| M&T Bank | $375,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $325,000 | $375,000 | 15.4% | 0.1% |
| EASTMAN | $355,000 | n/a | 0.1% | |
| Farmers Bank & Trust | $355,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $355,000 | $355,000 | 0.0% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $340,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $345,000 | $335,000 | -2.9% | 0.1% |
| America's Credit Union | $330,000 | n/a | 0.1% | |
| ALLIED MORTGAGE GROUP, INC. | $325,000 | n/a | 0.1% | |
| Ally Bank | $505,000 | $315,000 | -37.6% | 0.1% |
| MORTGAGEONE, INC. | $315,000 | n/a | 0.1% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $310,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $760,000 | $305,000 | -59.9% | 0.1% |
| First National Bank of America | $265,000 | $275,000 | 3.8% | 0.0% |
| Magnolia Bank | $275,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $265,000 | n/a | 0.0% | |
| WHATCOM EDUCATIONAL CREDIT UNION | $260,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $85,000 | $245,000 | 188.2% | 0.0% |
| TJC Mortgage, Inc. | $245,000 | n/a | 0.0% | |
| TAPCO Credit Union | $420,000 | $240,000 | -42.9% | 0.0% |
| FUNDLOANS CAPITAL | $235,000 | n/a | 0.0% | |
| First Federal Bank | $215,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $215,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $2,330,000 | $205,000 | -91.2% | 0.0% |
| HighTechLending Inc | $205,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $205,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $145,000 | $205,000 | 41.4% | 0.0% |
| LOANPAL, LLC | $170,000 | n/a | 0.0% | |
| First Bank | $165,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $165,000 | n/a | 0.0% | |
| Kitsap Bank | $1,875,000 | $160,000 | -91.5% | 0.0% |
| USAlliance Federal Credit Union | $135,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $125,000 | n/a | 0.0% | |
| First Interstate Bank | $355,000 | $105,000 | -70.4% | 0.0% |
| Liberty Savings Bank, F.S.B. | $105,000 | n/a | 0.0% | |
| NorthWest Plus Credit Union | $85,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $75,000 | n/a | 0.0% | |
| SPOKANE TEACHERS | $440,000 | $75,000 | -83.0% | 0.0% |
| ATLANTA POSTAL | $55,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $315,000 | $55,000 | -82.5% | 0.0% |
Shelton's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.0% market share. In second place, with 6.6%, is GUILD MORTGAGE COMPANY, having originated $37,290,000 in loans. In third place, with 6.6%, is MOVEMENT MORTGAGE, LLC, having originated $37,255,000 in loans. In fourth place, with 5.3%, is EAGLE HOME MORTGAGE, LLC, having originated $29,920,000 in loans. In fifth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $28,375,000 in loans.
Shelton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $238,850 (8.9%) | $300,461 (8.9%) | 0.00 | 199 |
| 2018-02-01 | $243,631 (4.6%) | $307,423 (7.1%) | 0.00 | 179 |
| 2018-03-01 | $259,450 (8.4%) | $332,454 (12.4%) | 0.00 | 183 |
| 2018-04-01 | $274,750 (15.0%) | $340,965 (15.9%) | 0.00 | 182 |
| 2018-05-01 | $296,000 (20.2%) | $360,929 (16.8%) | 0.00 | 203 |
| 2018-06-01 | $295,000 (18.0%) | $364,070 (11.3%) | 0.00 | 250 |
| 2018-07-01 | $297,445 (14.5%) | $375,929 (12.2%) | 0.00 | 282 |
| 2018-08-01 | $299,163 (12.9%) | $382,346 (13.5%) | 0.00 | 306 |
| 2018-09-01 | $299,900 (11.5%) | $382,816 (13.3%) | 0.00 | 309 |
| 2018-10-01 | $292,450 (15.2%) | $369,470 (13.7%) | 0.00 | 297 |
| 2018-11-01 | $299,000 (18.9%) | $365,180 (14.2%) | 0.00 | 237 |
| 2018-12-01 | $302,450 (21.3%) | $372,771 (20.2%) | 0.00 | 223 |
| 2019-01-01 | $294,000 (23.1%) | $374,067 (24.5%) | 0.00 | 200 |
| 2019-02-01 | $306,000 (25.6%) | $382,504 (24.4%) | 0.00 | 175 |
| 2019-03-01 | $315,136 (21.5%) | $404,239 (21.6%) | 0.00 | 164 |
| 2019-04-01 | $329,075 (19.8%) | $431,834 (26.7%) | 0.00 | 168 |
| 2019-05-01 | $329,248 (11.2%) | $408,478 (13.2%) | 0.00 | 206 |
| 2019-06-01 | $329,000 (11.5%) | $397,043 (9.1%) | 0.00 | 241 |
| 2019-07-01 | $337,000 (13.3%) | $410,046 (9.1%) | 0.00 | 243 |
| 2019-08-01 | $332,273 (11.1%) | $408,988 (7.0%) | 0.00 | 254 |
| 2019-09-01 | $328,182 (9.4%) | $409,310 (6.9%) | 0.00 | 258 |
| 2019-10-01 | $325,000 (11.1%) | $408,273 (10.5%) | 0.00 | 252 |
| 2019-11-01 | $314,975 (5.3%) | $382,159 (4.7%) | 0.00 | 217 |
| 2019-12-01 | $299,125 (-1.1%) | $384,226 (3.1%) | 0.00 | 181 |
| 2020-01-01 | $311,250 (5.9%) | $386,223 (3.3%) | 0.00 | 163 |
| 2020-02-01 | $300,000 (-2.0%) | $377,848 (-1.2%) | 0.00 | 152 |
| 2020-03-01 | $329,750 (4.6%) | $405,688 (0.4%) | 0.00 | 176 |
| 2020-04-01 | $333,500 (1.3%) | $406,435 (-5.9%) | 0.00 | 189 |
| 2020-05-01 | $349,000 (6.0%) | $430,189 (5.3%) | 0.00 | 187 |
| 2020-06-01 | $376,550 (14.5%) | $444,571 (12.0%) | 0.00 | 174 |
| 2020-07-01 | $386,500 (14.7%) | $445,455 (8.6%) | 0.00 | 166 |
| 2020-08-01 | $359,750 (8.3%) | $444,776 (8.8%) | 0.00 | 147 |
| 2020-09-01 | $363,750 (10.8%) | $455,886 (11.4%) | 0.00 | 129 |
| 2020-10-01 | $350,000 (7.7%) | $455,281 (11.5%) | 0.00 | 117 |
| 2020-11-01 | $337,250 (7.1%) | $441,803 (15.6%) | 0.00 | 73 |
| 2020-12-01 | $344,748 (15.3%) | $397,649 (3.5%) | 0.00 | 59 |
| 2021-01-01 | $326,250 (4.8%) | $392,237 (1.6%) | 0.00 | 40 |
| 2021-02-01 | $381,975 (27.3%) | $453,077 (19.9%) | 0.00 | 41 |
| 2021-03-01 | $332,000 (0.7%) | $415,918 (2.5%) | 0.00 | 47 |
| 2021-04-01 | $385,738 (15.7%) | $448,635 (10.4%) | 0.00 | 58 |
| 2021-05-01 | $390,000 (11.8%) | $452,186 (5.1%) | 0.00 | 62 |
| 2021-06-01 | $383,000 (1.7%) | $511,775 (15.1%) | 0.00 | 75 |
| 2021-07-01 | $432,000 (11.8%) | $539,807 (21.2%) | 0.00 | 82 |
| 2021-08-01 | $432,125 (20.1%) | $552,748 (24.3%) | 0.00 | 88 |
| 2021-09-01 | $429,500 (18.1%) | $553,262 (21.4%) | 0.00 | 104 |
| 2021-10-01 | $445,000 (27.1%) | $569,288 (25.0%) | 0.00 | 80 |
| 2021-11-01 | $474,500 (40.7%) | $580,783 (31.5%) | 0.00 | 70 |
| 2021-12-01 | $482,500 (40.0%) | $645,326 (62.3%) | 0.00 | 55 |
| 2022-01-01 | $480,000 (47.1%) | $691,080 (76.2%) | 0.00 | 40 |
| 2022-02-01 | $493,500 (29.2%) | $746,056 (64.7%) | 0.00 | 49 |
| 2022-03-01 | $502,450 (51.3%) | $690,510 (66.0%) | 0.00 | 51 |
| 2022-04-01 | $500,000 (29.6%) | $688,261 (53.4%) | 0.00 | 72 |
| 2022-05-01 | $519,063 (33.1%) | $719,964 (59.2%) | 0.00 | 97 |
| 2022-06-01 | $507,375 (32.5%) | $665,538 (30.1%) | 0.00 | 138 |
| 2022-07-01 | $499,000 (15.5%) | $637,957 (18.2%) | 0.00 | 177 |
| 2022-08-01 | $497,000 (15.0%) | $615,561 (11.4%) | 0.00 | 212 |
| 2022-09-01 | $488,750 (13.8%) | $606,762 (9.7%) | 0.00 | 206 |
| 2022-10-01 | $475,000 (6.7%) | $601,346 (5.6%) | 0.00 | 197 |
| 2022-11-01 | $475,225 (0.2%) | $612,248 (5.4%) | 0.00 | 188 |
| 2022-12-01 | $475,000 (-1.6%) | $589,022 (-8.7%) | 0.00 | 153 |
| 2023-01-01 | $475,000 (-1.0%) | $640,947 (-7.3%) | 0.00 | 130 |
| 2023-02-01 | $473,875 (-4.0%) | $701,078 (-6.0%) | 0.00 | 102 |
| 2023-03-01 | $499,475 (-0.6%) | $740,022 (7.2%) | 0.00 | 106 |
| 2023-04-01 | $521,500 (4.3%) | $797,945 (15.9%) | 0.00 | 105 |
| 2023-05-01 | $502,188 (-3.3%) | $710,318 (-1.3%) | 0.00 | 121 |
| 2023-06-01 | $498,750 (-1.7%) | $701,329 (5.4%) | 0.00 | 142 |
| 2023-07-01 | $512,475 (2.7%) | $687,760 (7.8%) | 0.00 | 160 |
| 2023-08-01 | $505,000 (1.6%) | $678,603 (10.2%) | 0.00 | 153 |
| 2023-09-01 | $530,000 (8.4%) | $695,637 (14.7%) | 0.00 | 149 |
| 2023-10-01 | $499,983 (5.3%) | $648,693 (7.9%) | 0.00 | 160 |
| 2023-11-01 | $473,712 (-0.3%) | $601,230 (-1.8%) | 0.00 | 178 |
| 2023-12-01 | $472,725 (-0.5%) | $594,883 (1.0%) | 0.00 | 160 |
| 2024-01-01 | $463,663 (-2.4%) | $592,976 (-7.5%) | 0.00 | 124 |
| 2024-02-01 | $467,488 (-1.4%) | $631,246 (-10.0%) | 0.00 | 113 |
| 2024-03-01 | $467,500 (-6.4%) | $645,029 (-12.8%) | 0.00 | 126 |
| 2024-04-01 | $499,250 (-4.3%) | $655,370 (-17.9%) | 0.00 | 168 |
| 2024-05-01 | $516,475 (2.9%) | $640,164 (-9.9%) | 0.00 | 213 |
| 2024-06-01 | $539,000 (8.1%) | $649,003 (-7.5%) | 0.00 | 230 |
| 2024-07-01 | $516,213 (0.7%) | $621,522 (-9.6%) | 0.00 | 254 |
| 2024-08-01 | $479,000 (-5.2%) | $588,480 (-13.3%) | 0.00 | 278 |
| 2024-09-01 | $485,213 (-8.5%) | $583,991 (-16.1%) | 0.00 | 248 |
| 2024-10-01 | $493,500 (-1.3%) | $574,023 (-11.5%) | 0.00 | 242 |
| 2024-11-01 | $475,700 (0.4%) | $578,401 (-3.8%) | 0.00 | 231 |
| 2024-12-01 | $485,000 (2.6%) | $575,645 (-3.2%) | 0.00 | 189 |
| 2025-01-01 | $465,975 (0.5%) | $574,042 (-3.2%) | 0.00 | 161 |
| 2025-02-01 | $480,500 (2.8%) | $596,866 (-5.5%) | 0.00 | 153 |
| 2025-03-01 | $499,950 (6.9%) | $634,887 (-1.6%) | 0.00 | 154 |
| 2025-04-01 | $546,788 (9.5%) | $668,131 (2.0%) | 0.00 | 184 |
Shelton's median listing price for 2025-04-01 was $546,788, a difference of
$47,538
(9.5%) versus the prior year and
$46,838 versus the prior month.
Shelton's median listing price comes in at 0% of the national average.
Shelton's average listing price for 2025-04-01 was $668,131, a difference of $12,761 (2.0%) versus the prior year and $33,244 versus the prior month.
For the 2025-04-01 period, Shelton had 184 MLS listings, a difference of 30 listings (19%) versus the prior month and 16 listings (10%) versus the prior year.
Shelton's median listing price comes in at 0% of the national average.
Shelton's average listing price for 2025-04-01 was $668,131, a difference of $12,761 (2.0%) versus the prior year and $33,244 versus the prior month.
For the 2025-04-01 period, Shelton had 184 MLS listings, a difference of 30 listings (19%) versus the prior month and 16 listings (10%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,636 sqft |
| 2018-02-01 | 0 days | 1,598 sqft |
| 2018-03-01 | 0 days | 1,626 sqft |
| 2018-04-01 | 0 days | 1,599 sqft |
| 2018-05-01 | 0 days | 1,598 sqft |
| 2018-06-01 | 0 days | 1,680 sqft |
| 2018-07-01 | 0 days | 1,728 sqft |
| 2018-08-01 | 0 days | 1,750 sqft |
| 2018-09-01 | 0 days | 1,780 sqft |
| 2018-10-01 | 0 days | 1,763 sqft |
| 2018-11-01 | 0 days | 1,770 sqft |
| 2018-12-01 | 0 days | 1,840 sqft |
| 2019-01-01 | 0 days | 1,782 sqft |
| 2019-02-01 | 0 days | 1,785 sqft |
| 2019-03-01 | 0 days | 1,779 sqft |
| 2019-04-01 | 0 days | 1,766 sqft |
| 2019-05-01 | 0 days | 1,758 sqft |
| 2019-06-01 | 0 days | 1,758 sqft |
| 2019-07-01 | 0 days | 1,786 sqft |
| 2019-08-01 | 0 days | 1,767 sqft |
| 2019-09-01 | 0 days | 1,749 sqft |
| 2019-10-01 | 0 days | 1,730 sqft |
| 2019-11-01 | 0 days | 1,686 sqft |
| 2019-12-01 | 0 days | 1,683 sqft |
| 2020-01-01 | 0 days | 1,706 sqft |
| 2020-02-01 | 0 days | 1,666 sqft |
| 2020-03-01 | 0 days | 1,657 sqft |
| 2020-04-01 | 0 days | 1,680 sqft |
| 2020-05-01 | 0 days | 1,702 sqft |
| 2020-06-01 | 0 days | 1,702 sqft |
| 2020-07-01 | 0 days | 1,740 sqft |
| 2020-08-01 | 0 days | 1,572 sqft |
| 2020-09-01 | 0 days | 1,660 sqft |
| 2020-10-01 | 0 days | 1,750 sqft |
| 2020-11-01 | 0 days | 1,559 sqft |
| 2020-12-01 | 0 days | 1,647 sqft |
| 2021-01-01 | 0 days | 1,480 sqft |
| 2021-02-01 | 0 days | 1,573 sqft |
| 2021-03-01 | 0 days | 1,450 sqft |
| 2021-04-01 | 0 days | 1,569 sqft |
| 2021-05-01 | 0 days | 1,620 sqft |
| 2021-06-01 | 0 days | 1,560 sqft |
| 2021-07-01 | 0 days | 1,720 sqft |
| 2021-08-01 | 0 days | 1,762 sqft |
| 2021-09-01 | 0 days | 1,720 sqft |
| 2021-10-01 | 0 days | 1,836 sqft |
| 2021-11-01 | 0 days | 1,739 sqft |
| 2021-12-01 | 0 days | 1,772 sqft |
| 2022-01-01 | 0 days | 1,814 sqft |
| 2022-02-01 | 0 days | 1,802 sqft |
| 2022-03-01 | 0 days | 1,805 sqft |
| 2022-04-01 | 0 days | 1,718 sqft |
| 2022-05-01 | 0 days | 1,750 sqft |
| 2022-06-01 | 0 days | 1,794 sqft |
| 2022-07-01 | 0 days | 1,752 sqft |
| 2022-08-01 | 0 days | 1,764 sqft |
| 2022-09-01 | 0 days | 1,767 sqft |
| 2022-10-01 | 0 days | 1,764 sqft |
| 2022-11-01 | 0 days | 1,805 sqft |
| 2022-12-01 | 0 days | 1,765 sqft |
| 2023-01-01 | 0 days | 1,752 sqft |
| 2023-02-01 | 0 days | 1,737 sqft |
| 2023-03-01 | 0 days | 1,783 sqft |
| 2023-04-01 | 0 days | 1,792 sqft |
| 2023-05-01 | 0 days | 1,662 sqft |
| 2023-06-01 | 0 days | 1,743 sqft |
| 2023-07-01 | 0 days | 1,768 sqft |
| 2023-08-01 | 0 days | 1,769 sqft |
| 2023-09-01 | 0 days | 1,815 sqft |
| 2023-10-01 | 0 days | 1,747 sqft |
| 2023-11-01 | 0 days | 1,711 sqft |
| 2023-12-01 | 0 days | 1,768 sqft |
| 2024-01-01 | 0 days | 1,746 sqft |
| 2024-02-01 | 0 days | 1,768 sqft |
| 2024-03-01 | 0 days | 1,877 sqft |
| 2024-04-01 | 0 days | 1,725 sqft |
| 2024-05-01 | 0 days | 1,747 sqft |
| 2024-06-01 | 0 days | 1,815 sqft |
| 2024-07-01 | 0 days | 1,777 sqft |
| 2024-08-01 | 0 days | 1,680 sqft |
| 2024-09-01 | 0 days | 1,680 sqft |
| 2024-10-01 | 0 days | 1,678 sqft |
| 2024-11-01 | 0 days | 1,680 sqft |
| 2024-12-01 | 0 days | 1,682 sqft |
| 2025-01-01 | 0 days | 1,715 sqft |
| 2025-02-01 | 0 days | 1,706 sqft |
| 2025-03-01 | 0 days | 1,721 sqft |
| 2025-04-01 | 0 days | 1,800 sqft |
Shelton's median listing age (time on market) for 2025-04-01 was 0 days.
Shelton's median square footage for active listings during the 2025-04-01 period was 1,800 sqft. One year prior, the average listing was 1,725 sqft.
Shelton's median square footage for active listings during the 2025-04-01 period was 1,800 sqft. One year prior, the average listing was 1,725 sqft.
Shelton, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,071 | $385,445,000 | $359,893 |
| Cash Out Refi | 259 | $67,475,000 | $260,521 |
| Refi | 231 | $76,665,000 | $331,883 |
| Other | 175 | $23,395,000 | $133,686 |
| Home Improvement | 131 | $13,765,000 | $105,076 |
| NA | 1 | $665,000 | $665,000 |
Shelton's most frequently cited loan purpose was Home Purchase, with 1,071 originations. The 2nd most popular reason was Cash Out Refi, with 259 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 686 | $248,900,000 | $362,828 |
| 7-8% | 377 | $125,275,000 | $332,294 |
| Over 8% | 356 | $54,650,000 | $153,511 |
| 5-6% | 299 | $111,135,000 | $371,689 |
| <2.5% | 72 | $1,700,000 | $23,611 |
| 4-5% | 48 | $19,400,000 | $404,167 |
| 3-4% | 12 | $4,730,000 | $394,167 |
During 2024, Shelton's most frequently originated rate bucket was 6-7%, with 686 originations.
Loan Sizing (Shelton, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 808 | $248,030,000 | $306,968 |
| $400k-600k | 393 | $186,295,000 | $474,033 |
| $100,000 or less | 333 | $16,145,000 | $48,483 |
| $100k-200k | 219 | $31,985,000 | $146,050 |
| $600k-1000k | 109 | $77,285,000 | $709,037 |
| $Over $1MM | 6 | $7,670,000 | $1,278,333 |
Shelton's loan sizing saw the bucket of loans from $200k-400k with 808 originations, totaling $248,030,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 707 | $285,495,000 | $403,812 |
| Under 20% | 325 | $18,045,000 | $55,523 |
| 60-80% | 313 | $125,205,000 | $400,016 |
| 20-40% | 198 | $32,800,000 | $165,657 |
| 40-60% | 198 | $57,750,000 | $291,667 |
| Over 100% | 73 | $31,255,000 | $428,151 |
Shelton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 707 originations, totaling $285,495,000 in origination value.