Shelton Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Shelton averaged
7.28%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.96% and
one month ago for the week of 2024-03-14, the
average rate was 6.92%.
Shelton's average rate one year ago was 6.15%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Shelton 30 Year Fixed Rate | 2024-04-18 | 7.28% |
| Shelton 30 Year Fixed Rate Refi | 2024-04-18 | 7.7% |
| Shelton 15 Year Fixed Rate | 2024-04-18 | 6.49% |
| Shelton 15 Year Fixed Rate Refi | 2024-04-18 | 6.29% |
| Shelton 30 Year FHA | 2024-04-18 | 7.13% |
| Shelton 30 Year FHA Refi | 2024-04-18 | 6.96% |
| Shelton 30 Year USDA | 2024-04-18 | 6.76% |
| Shelton 30 Year USDA Refi | 2024-04-18 | 6.66% |
| Shelton 30 Year VA | 2024-04-18 | 6.78% |
| Shelton 30 Year VA Refi | 2024-04-18 | 6.66% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Shelton, WA.
Shelton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Shelton, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Shelton Average Closing Costs & Other Stats
Shelton, WA's 125 lenders originated 1,563
loans during 2023. The total origination value was $457,895,000, with an average loan value of
$292,959.
Shelton's average closing costs are $6,366.
The top Shelton lender as defined by loan originations is ACADEMY MORTGAGE CORPORATION, with
54 loans originated. Their average total fees are
$9,914, which is $325
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Shelton lenders (with over 10 loans originated) are
Olympia Federal Savings & Loan Association ($4,693), CALIBER HOME LOANS, INC. ($6,187), EAGLE HOME MORTGAGE, LLC ($6,971), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($7,746) and BAY EQUITY LLC ($7,772).
The lowest rate Shelton lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.68%), Olympia Federal Savings & Loan Association (5.74%), BAY EQUITY LLC (6.51%), CALIBER HOME LOANS, INC. (6.67%) and CORNERSTONE HOME LENDING, INC. (6.77%).
Shelton, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| ACADEMY MORTGAGE CORPORATION | $42,210,000 | $31,570,000 | -25.2% | 6.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $15,970,000 | $27,440,000 | 71.8% | 6.0% |
| QUICKEN LOANS, LLC | $35,950,000 | $23,910,000 | -33.5% | 5.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $41,415,000 | $23,845,000 | -42.4% | 5.2% |
| MOVEMENT MORTGAGE, LLC | $24,105,000 | $20,645,000 | -14.4% | 4.5% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $30,890,000 | $15,465,000 | -49.9% | 3.4% |
| GUILD MORTGAGE COMPANY | $16,645,000 | $13,085,000 | -21.4% | 2.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $20,280,000 | $11,060,000 | -45.5% | 2.4% |
| Olympia Federal Savings & Loan Association | $23,120,000 | $10,595,000 | -54.2% | 2.3% |
| Mortgage Research Center, LLC | $10,480,000 | $9,620,000 | -8.2% | 2.1% |
| Boeing Employees Credit Union | $19,710,000 | $9,480,000 | -51.9% | 2.1% |
| CALIBER HOME LOANS, INC. | $32,730,000 | $8,105,000 | -75.2% | 1.8% |
| NAVY FEDERAL CREDIT UNION | $14,555,000 | $7,765,000 | -46.7% | 1.7% |
| EAGLE HOME MORTGAGE, LLC | $7,450,000 | n/a | 1.6% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $6,275,000 | $7,445,000 | 18.6% | 1.6% |
| U.S. Bank | $5,170,000 | $7,415,000 | 43.4% | 1.6% |
| WASHINGTON STATE EMPLOYEES Credit Union | $11,160,000 | $7,185,000 | -35.6% | 1.6% |
| CORNERSTONE HOME LENDING, INC. | $14,840,000 | $6,895,000 | -53.5% | 1.5% |
| Timberland Bank | $5,630,000 | $6,825,000 | 21.2% | 1.5% |
| BAY EQUITY LLC | $8,055,000 | $6,215,000 | -22.8% | 1.4% |
| Umpqua Bank | $14,875,000 | $5,670,000 | -61.9% | 1.2% |
| NEWREZ LLC | $2,085,000 | $5,390,000 | 158.5% | 1.2% |
| LIMA ONE CAPITAL, LLC | $5,270,000 | n/a | 1.2% | |
| Washington Federal Bank | $5,345,000 | $5,120,000 | -4.2% | 1.1% |
| Bank of America | $5,520,000 | $4,770,000 | -13.6% | 1.0% |
| KITSAP Credit Union | $8,700,000 | $4,645,000 | -46.6% | 1.0% |
| CARDINAL FINANCIAL | $1,935,000 | $4,565,000 | 135.9% | 1.0% |
| 1st Security Bank of Washington | $8,350,000 | $4,545,000 | -45.6% | 1.0% |
| LOANDEPOT.COM, LLC | $13,090,000 | $4,215,000 | -67.8% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $9,480,000 | $4,170,000 | -56.0% | 0.9% |
| JPMorgan Chase Bank | $9,925,000 | $4,035,000 | -59.3% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $14,015,000 | $3,925,000 | -72.0% | 0.9% |
| HomeStreet Bank | $6,630,000 | $3,915,000 | -41.0% | 0.9% |
| GUARANTEED RATE, INC. | $1,650,000 | $3,895,000 | 136.1% | 0.9% |
| BROKER SOLUTIONS, INC. | $10,125,000 | $3,450,000 | -65.9% | 0.8% |
| T2 FINANCIAL LLC | $275,000 | $3,135,000 | 1,040.0% | 0.7% |
| Banner Bank | $9,385,000 | $3,100,000 | -67.0% | 0.7% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $3,020,000 | n/a | 0.7% | |
| SOUND | $1,260,000 | $2,825,000 | 124.2% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,565,000 | $2,670,000 | -25.1% | 0.6% |
| Wells Fargo Bank | $15,610,000 | $2,655,000 | -83.0% | 0.6% |
| NBKC BANK | $2,695,000 | $2,600,000 | -3.5% | 0.6% |
| KeyBank | $9,625,000 | $2,585,000 | -73.1% | 0.6% |
| Morgan Stanley Private Bank | $1,370,000 | $2,540,000 | 85.4% | 0.6% |
| O BEE | $5,215,000 | $2,520,000 | -51.7% | 0.6% |
| Paramount Residential Mortgage Group, Inc. | $6,085,000 | $2,495,000 | -59.0% | 0.5% |
| GENEVA FINANCIAL, LLC | $790,000 | $2,330,000 | 194.9% | 0.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $9,780,000 | $2,280,000 | -76.7% | 0.5% |
| Alaska USA Federal Credit Union | $205,000 | $2,275,000 | 1,009.8% | 0.5% |
| Kitsap Bank | $830,000 | $1,875,000 | 125.9% | 0.4% |
| SAMMAMISH MORTGAGE COMPANY | $375,000 | $1,825,000 | 386.7% | 0.4% |
| TRIAD FINANCIAL SERVICES, INC. | $520,000 | $1,825,000 | 251.0% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,700,000 | $1,745,000 | 2.6% | 0.4% |
| CMG MORTGAGE, INC. | $1,545,000 | $1,705,000 | 10.4% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,250,000 | $1,690,000 | -24.9% | 0.4% |
| PENINSULA COMMUNITY | $1,865,000 | $1,600,000 | -14.2% | 0.3% |
| Carrington Mortgage Services, LLC | $3,230,000 | $1,500,000 | -53.6% | 0.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,405,000 | $1,440,000 | 2.5% | 0.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $1,415,000 | n/a | 0.3% | |
| VILLAGE CAPITAL MORTGAGE | $325,000 | $1,370,000 | 321.5% | 0.3% |
| First Federal Savings and Loan Association of Port Angeles | $3,100,000 | $1,315,000 | -57.6% | 0.3% |
| Heritage Bank | $3,475,000 | $1,295,000 | -62.7% | 0.3% |
| AXIA FINANCIAL, LLC | $3,910,000 | $1,290,000 | -67.0% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $685,000 | $1,285,000 | 87.6% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $1,035,000 | $1,270,000 | 22.7% | 0.3% |
| FIRST TECHNOLOGY | $1,320,000 | $1,260,000 | -4.5% | 0.3% |
| UBS Bank USA | $575,000 | $1,260,000 | 119.1% | 0.3% |
| Ixonia Bank | $1,255,000 | n/a | 0.3% | |
| AMERISAVE MORTGAGE CORPORATION | $7,745,000 | $1,190,000 | -84.6% | 0.3% |
| NFM, INC. | $3,490,000 | $1,170,000 | -66.5% | 0.3% |
| EVERETT FINANCIAL, INC. | $1,890,000 | $1,140,000 | -39.7% | 0.2% |
| TWINSTAR | $3,495,000 | $1,140,000 | -67.4% | 0.2% |
| USAA Federal Savings Bank | $720,000 | $1,125,000 | 56.3% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $205,000 | $1,115,000 | 443.9% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,475,000 | $1,050,000 | -28.8% | 0.2% |
| MOUNTAIN AMERICA | $2,065,000 | $1,035,000 | -49.9% | 0.2% |
| AMCAP MORTGAGE, LTD. | $1,460,000 | $1,025,000 | -29.8% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $1,025,000 | n/a | 0.2% | |
| BNY Mellon | $1,005,000 | n/a | 0.2% | |
| DIRECTORS MORTGAGE, INC. | $1,905,000 | $990,000 | -48.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,340,000 | $965,000 | -58.8% | 0.2% |
| Unitus Community Credit Union | $265,000 | $955,000 | 260.4% | 0.2% |
| MANN FINANCIAL INC. | $1,945,000 | $935,000 | -51.9% | 0.2% |
| LAND HOME FINANCIAL SERVICES, INC. | $895,000 | $925,000 | 3.4% | 0.2% |
| Bank of the Pacific | $735,000 | $920,000 | 25.2% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $2,075,000 | $915,000 | -55.9% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $840,000 | n/a | 0.2% | |
| Charles Schwab Bank, SSB | $505,000 | $825,000 | 63.4% | 0.2% |
| Flagstar Bank, FSB | $6,910,000 | $820,000 | -88.1% | 0.2% |
| PENRITH HOME LOANS LLC | $680,000 | $815,000 | 19.9% | 0.2% |
| American Mortgage & Equity Consultants, Inc. | $810,000 | n/a | 0.2% | |
| MLD MORTGAGE INC. | $1,500,000 | $810,000 | -46.0% | 0.2% |
| Seattle Metropolitan Credit Union | $310,000 | $765,000 | 146.8% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $760,000 | n/a | 0.2% | |
| LENDSURE MORTGAGE CORP. | $755,000 | n/a | 0.2% | |
| MICHIGAN MUTUAL, INC. | $755,000 | n/a | 0.2% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $3,210,000 | $740,000 | -76.9% | 0.2% |
| UNION HOME MORTGAGE CORP. | $740,000 | n/a | 0.2% | |
| Truist | $5,060,000 | $725,000 | -85.7% | 0.2% |
| First Savings Bank | $2,310,000 | $670,000 | -71.0% | 0.1% |
| OCMBC, INC. | $205,000 | $630,000 | 207.3% | 0.1% |
| Hometown Equity Mortgage, LLC | $600,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $1,545,000 | $595,000 | -61.5% | 0.1% |
| Zions Bank | $585,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $305,000 | $580,000 | 90.2% | 0.1% |
| 21ST MORTGAGE CORPORATION | $750,000 | $575,000 | -23.3% | 0.1% |
| ON Q FINANCIAL, INC. | $925,000 | $550,000 | -40.5% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $375,000 | $545,000 | 45.3% | 0.1% |
| DELMAR FINANCIAL COMPANY | $535,000 | n/a | 0.1% | |
| NexBank | $945,000 | $530,000 | -43.9% | 0.1% |
| NEXERA HOLDING LLC | $520,000 | n/a | 0.1% | |
| First Financial Northwest Bank | $510,000 | n/a | 0.1% | |
| Ally Bank | $1,525,000 | $505,000 | -66.9% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $3,300,000 | $505,000 | -84.7% | 0.1% |
| RESIDENTIAL MORTGAGE, LLC | $505,000 | n/a | 0.1% | |
| OnPoint Community Credit Union | $280,000 | $500,000 | 78.6% | 0.1% |
| The Federal Savings Bank | $4,540,000 | $500,000 | -89.0% | 0.1% |
| PRIORITY HOME LENDING, LLC | $780,000 | $485,000 | -37.8% | 0.1% |
| Discover Bank | $350,000 | $475,000 | 35.7% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $335,000 | $475,000 | 41.8% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,165,000 | $455,000 | -79.0% | 0.1% |
| PNC Bank | $3,695,000 | $450,000 | -87.8% | 0.1% |
| PLANET HOME LENDING, LLC | $1,355,000 | $445,000 | -67.2% | 0.1% |
| SPOKANE TEACHERS | $440,000 | n/a | 0.1% | |
| CRESCENT MORTGAGE COMPANY | $425,000 | n/a | 0.1% | |
| TAPCO Credit Union | $35,000 | $420,000 | 1,100.0% | 0.1% |
| Bank of England | $535,000 | $405,000 | -24.3% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,235,000 | $405,000 | -81.9% | 0.1% |
| RF Renovo Management Company, LLC | $405,000 | n/a | 0.1% | |
| SUMMIT FUNDING, INC. | $1,760,000 | $405,000 | -77.0% | 0.1% |
| City National Bank | $385,000 | $375,000 | -2.6% | 0.1% |
| Figure Lending LLC | $1,030,000 | $375,000 | -63.6% | 0.1% |
| COLUMBIA COMMUNITY CREDIT UNION | $360,000 | n/a | 0.1% | |
| First Interstate Bank | $355,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $355,000 | n/a | 0.1% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $720,000 | $355,000 | -50.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $345,000 | n/a | 0.1% | |
| Peoples Bank | $345,000 | n/a | 0.1% | |
| Summit Mortgage Corporation | $345,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $695,000 | $335,000 | -51.8% | 0.1% |
| Servion, Inc. | $950,000 | $325,000 | -65.8% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $325,000 | n/a | 0.1% | |
| Bethpage Federal Credit Union | $55,000 | $315,000 | 472.7% | 0.1% |
| Neighborhood Loans, Inc. | $790,000 | $315,000 | -60.1% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $315,000 | n/a | 0.1% | |
| HARBORSTONE | $325,000 | $310,000 | -4.6% | 0.1% |
| MORTGAGE EXPRESS, LLC | $395,000 | $305,000 | -22.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $445,000 | $295,000 | -33.7% | 0.1% |
| Equity Prime Mortgage LLC | $555,000 | $295,000 | -46.8% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $295,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $285,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $275,000 | n/a | 0.1% | |
| CU HOME MORTGAGE SOLUTIONS, LLC | $445,000 | $275,000 | -38.2% | 0.1% |
| SALAL | $220,000 | $275,000 | 25.0% | 0.1% |
| Northpointe Bank | $1,920,000 | $270,000 | -85.9% | 0.1% |
| First National Bank of America | $565,000 | $265,000 | -53.1% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $1,545,000 | $265,000 | -82.8% | 0.1% |
| Loan Simple, Inc. | $530,000 | $265,000 | -50.0% | 0.1% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $345,000 | $260,000 | -24.6% | 0.1% |
| ADVANCIAL | $245,000 | n/a | 0.1% | |
| DHI MORTGAGE COMPANY, LTD. | $245,000 | n/a | 0.1% | |
| BMO Harris Bank | $215,000 | n/a | 0.0% | |
| Florida Capital Bank | $215,000 | n/a | 0.0% | |
| HORIZON | $285,000 | $215,000 | -24.6% | 0.0% |
| U S WIDE FINANCIAL LLC | $355,000 | $215,000 | -39.4% | 0.0% |
| ADVANTIS | $75,000 | $205,000 | 173.3% | 0.0% |
| Clearview Federal Credit Union | $205,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $815,000 | $205,000 | -74.8% | 0.0% |
| SPRING EQ, LLC | $940,000 | $205,000 | -78.2% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $200,000 | n/a | 0.0% | |
| HAPO COMMUNITY CREDIT UNION | $195,000 | n/a | 0.0% | |
| Sound Community Bank | $1,650,000 | $195,000 | -88.2% | 0.0% |
| Northwest Farm Credit Services, FLCA | $75,000 | $185,000 | 146.7% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| HomeTrust Bank | $165,000 | n/a | 0.0% | |
| FIBRE FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $155,000 | n/a | 0.0% | |
| Gate City Bank | $145,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $130,000 | $145,000 | 11.5% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $460,000 | $125,000 | -72.8% | 0.0% |
| CANVAS CREDIT UNION | $105,000 | n/a | 0.0% | |
| CHEVRON | $435,000 | $105,000 | -75.9% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $650,000 | $105,000 | -83.8% | 0.0% |
| IDAHO CENTRAL | $410,000 | $85,000 | -79.3% | 0.0% |
| Peoples Bank | $85,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $245,000 | $75,000 | -69.4% | 0.0% |
| NuVision Federal Credit Union | $75,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP | $75,000 | n/a | 0.0% | |
| Rivermark Community Credit Union | $75,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $65,000 | n/a | 0.0% | |
| Gateway First Bank | $255,000 | $55,000 | -78.4% | 0.0% |
| WINGS FINANCIAL | $65,000 | $55,000 | -15.4% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $45,000 | n/a | 0.0% | |
| iQ Credit Union | $105,000 | $45,000 | -57.1% | 0.0% |
| RED CANOE CREDIT UNION | $520,000 | $35,000 | -93.3% | 0.0% |
Shelton's top lender by overall market share is ACADEMY MORTGAGE CORPORATION, with 6.9% market share. In second place, with 6.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $27,440,000 in loans. In third place, with 5.2%, is QUICKEN LOANS, LLC, having originated $23,910,000 in loans. In fourth place, with 5.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $23,845,000 in loans. In fifth place, with 4.5%, is MOVEMENT MORTGAGE, LLC, having originated $20,645,000 in loans.
Shelton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $238,850 (8.9%) | $300,461 (8.9%) | 0.00 | 199 |
| 2018-02-01 | $243,631 (4.6%) | $307,423 (7.1%) | 0.00 | 179 |
| 2018-03-01 | $259,450 (8.4%) | $332,454 (12.4%) | 0.00 | 183 |
| 2018-04-01 | $274,750 (14.7%) | $340,965 (15.6%) | 0.00 | 182 |
| 2018-05-01 | $296,000 (19.6%) | $360,929 (16.6%) | 0.00 | 203 |
| 2018-06-01 | $295,000 (17.4%) | $364,070 (11.1%) | 0.00 | 250 |
| 2018-07-01 | $297,445 (14.4%) | $375,929 (12.0%) | 0.00 | 282 |
| 2018-08-01 | $299,163 (12.9%) | $382,346 (13.4%) | 0.00 | 306 |
| 2018-09-01 | $299,900 (11.3%) | $382,816 (13.2%) | 0.00 | 309 |
| 2018-10-01 | $292,450 (15.2%) | $369,470 (13.7%) | 0.00 | 297 |
| 2018-11-01 | $299,000 (18.9%) | $365,180 (14.2%) | 0.00 | 237 |
| 2018-12-01 | $302,450 (21.3%) | $372,771 (20.2%) | 0.00 | 223 |
| 2019-01-01 | $294,000 (23.1%) | $374,067 (24.5%) | 0.00 | 200 |
| 2019-02-01 | $306,000 (25.6%) | $382,504 (24.4%) | 0.00 | 175 |
| 2019-03-01 | $315,136 (21.5%) | $404,239 (21.6%) | 0.00 | 164 |
| 2019-04-01 | $329,075 (19.8%) | $431,834 (26.7%) | 0.00 | 168 |
| 2019-05-01 | $329,248 (11.2%) | $408,478 (13.2%) | 0.00 | 206 |
| 2019-06-01 | $329,000 (11.5%) | $397,043 (9.1%) | 0.00 | 241 |
| 2019-07-01 | $337,000 (13.3%) | $410,046 (9.1%) | 0.00 | 243 |
| 2019-08-01 | $332,273 (11.1%) | $408,988 (7.0%) | 0.00 | 254 |
| 2019-09-01 | $328,182 (9.4%) | $409,310 (6.9%) | 0.00 | 258 |
| 2019-10-01 | $325,000 (11.1%) | $408,273 (10.5%) | 0.00 | 252 |
| 2019-11-01 | $314,975 (5.3%) | $382,159 (4.7%) | 0.00 | 217 |
| 2019-12-01 | $299,125 (-1.1%) | $384,226 (3.1%) | 0.00 | 181 |
| 2020-01-01 | $311,250 (5.9%) | $386,223 (3.3%) | 0.00 | 163 |
| 2020-02-01 | $300,000 (-2.0%) | $377,848 (-1.2%) | 0.00 | 152 |
| 2020-03-01 | $329,750 (4.6%) | $405,688 (0.4%) | 0.00 | 176 |
| 2020-04-01 | $333,500 (1.3%) | $406,435 (-5.9%) | 0.00 | 189 |
| 2020-05-01 | $349,000 (6.0%) | $430,189 (5.3%) | 0.00 | 187 |
| 2020-06-01 | $376,550 (14.5%) | $444,571 (12.0%) | 0.00 | 174 |
| 2020-07-01 | $386,500 (14.7%) | $445,455 (8.6%) | 0.00 | 166 |
| 2020-08-01 | $359,750 (8.3%) | $444,776 (8.8%) | 0.00 | 147 |
| 2020-09-01 | $363,750 (10.8%) | $455,886 (11.4%) | 0.00 | 129 |
| 2020-10-01 | $350,000 (7.7%) | $455,281 (11.5%) | 0.00 | 117 |
| 2020-11-01 | $337,250 (7.1%) | $441,803 (15.6%) | 0.00 | 73 |
| 2020-12-01 | $344,748 (15.3%) | $397,649 (3.5%) | 0.00 | 59 |
| 2021-01-01 | $326,250 (4.8%) | $392,237 (1.6%) | 0.00 | 40 |
| 2021-02-01 | $381,975 (27.3%) | $453,077 (19.9%) | 0.00 | 41 |
| 2021-03-01 | $332,000 (0.7%) | $415,918 (2.5%) | 0.00 | 47 |
| 2021-04-01 | $385,738 (15.7%) | $448,635 (10.4%) | 0.00 | 58 |
| 2021-05-01 | $390,000 (11.8%) | $452,186 (5.1%) | 0.00 | 62 |
| 2021-06-01 | $383,000 (1.7%) | $511,775 (15.1%) | 0.00 | 75 |
| 2021-07-01 | $432,000 (11.8%) | $539,807 (21.2%) | 0.00 | 82 |
| 2021-08-01 | $432,125 (20.1%) | $552,748 (24.3%) | 0.00 | 88 |
| 2021-09-01 | $429,500 (18.1%) | $553,262 (21.4%) | 0.00 | 104 |
| 2021-10-01 | $445,000 (27.1%) | $569,288 (25.0%) | 0.00 | 80 |
| 2021-11-01 | $474,500 (40.7%) | $580,783 (31.5%) | 0.00 | 70 |
| 2021-12-01 | $482,500 (40.0%) | $645,326 (62.3%) | 0.00 | 55 |
| 2022-01-01 | $480,000 (47.1%) | $691,080 (76.2%) | 0.00 | 40 |
| 2022-02-01 | $493,500 (29.2%) | $746,056 (64.7%) | 0.00 | 49 |
| 2022-03-01 | $502,450 (51.3%) | $690,510 (66.0%) | 0.00 | 51 |
| 2022-04-01 | $500,000 (29.6%) | $688,261 (53.4%) | 0.00 | 72 |
| 2022-05-01 | $519,063 (33.1%) | $719,964 (59.2%) | 0.00 | 97 |
| 2022-06-01 | $507,375 (32.5%) | $665,538 (30.1%) | 0.00 | 138 |
| 2022-07-01 | $499,000 (15.5%) | $637,957 (18.2%) | 0.00 | 177 |
| 2022-08-01 | $497,000 (15.0%) | $615,561 (11.4%) | 0.00 | 212 |
| 2022-09-01 | $488,750 (13.8%) | $606,762 (9.7%) | 0.00 | 206 |
| 2022-10-01 | $475,000 (6.7%) | $601,346 (5.6%) | 0.00 | 197 |
| 2022-11-01 | $475,225 (0.2%) | $611,543 (5.3%) | 0.00 | 188 |
| 2022-12-01 | $472,000 (-2.2%) | $587,339 (-9.0%) | 0.00 | 152 |
| 2023-01-01 | $475,000 (-1.0%) | $639,236 (-7.5%) | 0.00 | 129 |
| 2023-02-01 | $473,875 (-4.0%) | $701,078 (-6.0%) | 0.00 | 101 |
| 2023-03-01 | $499,475 (-0.6%) | $740,022 (7.2%) | 0.00 | 106 |
| 2023-04-01 | $521,500 (4.3%) | $797,945 (15.9%) | 0.00 | 105 |
| 2023-05-01 | $502,188 (-3.3%) | $710,318 (-1.3%) | 0.00 | 121 |
| 2023-06-01 | $498,750 (-1.7%) | $701,329 (5.4%) | 0.00 | 142 |
| 2023-07-01 | $512,475 (2.7%) | $687,760 (7.8%) | 0.00 | 160 |
| 2023-08-01 | $505,000 (1.6%) | $678,603 (10.2%) | 0.00 | 153 |
| 2023-09-01 | $530,000 (8.4%) | $695,637 (14.7%) | 0.00 | 149 |
| 2023-10-01 | $499,983 (5.3%) | $648,693 (7.9%) | 0.00 | 160 |
| 2023-11-01 | $473,712 (-0.3%) | $601,230 (-1.7%) | 0.00 | 178 |
| 2023-12-01 | $472,725 (0.2%) | $594,883 (1.3%) | 0.00 | 160 |
| 2024-01-01 | $463,663 (-2.4%) | $592,976 (-7.2%) | 0.00 | 124 |
| 2024-02-01 | $467,488 (-1.4%) | $631,246 (-10.0%) | 0.00 | 113 |
| 2024-03-01 | $467,500 (-6.4%) | $645,029 (-12.8%) | 0.00 | 126 |
Shelton's median listing price for 2024-03-01 was $467,500, a difference of
$-31,975
(-6.4%) versus the prior year and
$12 versus the prior month.
Shelton's median listing price comes in at 0% of the national average.
Shelton's average listing price for 2024-03-01 was $645,029, a difference of $-94,993 (-12.8%) versus the prior year and $13,783 versus the prior month.
For the 2024-03-01 period, Shelton had 126 MLS listings, a difference of 13 listings (12%) versus the prior month and 20 listings (19%) versus the prior year.
Shelton's median listing price comes in at 0% of the national average.
Shelton's average listing price for 2024-03-01 was $645,029, a difference of $-94,993 (-12.8%) versus the prior year and $13,783 versus the prior month.
For the 2024-03-01 period, Shelton had 126 MLS listings, a difference of 13 listings (12%) versus the prior month and 20 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,636 sqft |
| 2018-02-01 | 0 days | 1,598 sqft |
| 2018-03-01 | 0 days | 1,626 sqft |
| 2018-04-01 | 0 days | 1,599 sqft |
| 2018-05-01 | 0 days | 1,598 sqft |
| 2018-06-01 | 0 days | 1,680 sqft |
| 2018-07-01 | 0 days | 1,728 sqft |
| 2018-08-01 | 0 days | 1,750 sqft |
| 2018-09-01 | 0 days | 1,780 sqft |
| 2018-10-01 | 0 days | 1,763 sqft |
| 2018-11-01 | 0 days | 1,770 sqft |
| 2018-12-01 | 0 days | 1,840 sqft |
| 2019-01-01 | 0 days | 1,782 sqft |
| 2019-02-01 | 0 days | 1,785 sqft |
| 2019-03-01 | 0 days | 1,779 sqft |
| 2019-04-01 | 0 days | 1,766 sqft |
| 2019-05-01 | 0 days | 1,758 sqft |
| 2019-06-01 | 0 days | 1,758 sqft |
| 2019-07-01 | 0 days | 1,786 sqft |
| 2019-08-01 | 0 days | 1,767 sqft |
| 2019-09-01 | 0 days | 1,749 sqft |
| 2019-10-01 | 0 days | 1,730 sqft |
| 2019-11-01 | 0 days | 1,683 sqft |
| 2019-12-01 | 0 days | 1,682 sqft |
| 2020-01-01 | 0 days | 1,706 sqft |
| 2020-02-01 | 0 days | 1,666 sqft |
| 2020-03-01 | 0 days | 1,657 sqft |
| 2020-04-01 | 0 days | 1,680 sqft |
| 2020-05-01 | 0 days | 1,702 sqft |
| 2020-06-01 | 0 days | 1,704 sqft |
| 2020-07-01 | 0 days | 1,741 sqft |
| 2020-08-01 | 0 days | 1,572 sqft |
| 2020-09-01 | 0 days | 1,667 sqft |
| 2020-10-01 | 0 days | 1,749 sqft |
| 2020-11-01 | 0 days | 1,559 sqft |
| 2020-12-01 | 0 days | 1,647 sqft |
| 2021-01-01 | 0 days | 1,480 sqft |
| 2021-02-01 | 0 days | 1,573 sqft |
| 2021-03-01 | 0 days | 1,450 sqft |
| 2021-04-01 | 0 days | 1,569 sqft |
| 2021-05-01 | 0 days | 1,620 sqft |
| 2021-06-01 | 0 days | 1,569 sqft |
| 2021-07-01 | 0 days | 1,724 sqft |
| 2021-08-01 | 0 days | 1,762 sqft |
| 2021-09-01 | 0 days | 1,720 sqft |
| 2021-10-01 | 0 days | 1,836 sqft |
| 2021-11-01 | 0 days | 1,739 sqft |
| 2021-12-01 | 0 days | 1,772 sqft |
| 2022-01-01 | 0 days | 1,814 sqft |
| 2022-02-01 | 0 days | 1,802 sqft |
| 2022-03-01 | 0 days | 1,805 sqft |
| 2022-04-01 | 0 days | 1,718 sqft |
| 2022-05-01 | 0 days | 1,750 sqft |
| 2022-06-01 | 0 days | 1,794 sqft |
| 2022-07-01 | 0 days | 1,752 sqft |
| 2022-08-01 | 0 days | 1,764 sqft |
| 2022-09-01 | 0 days | 1,767 sqft |
| 2022-10-01 | 0 days | 1,764 sqft |
| 2022-11-01 | 0 days | 1,811 sqft |
| 2022-12-01 | 0 days | 1,765 sqft |
| 2023-01-01 | 0 days | 1,751 sqft |
| 2023-02-01 | 0 days | 1,735 sqft |
| 2023-03-01 | 0 days | 1,783 sqft |
| 2023-04-01 | 0 days | 1,792 sqft |
| 2023-05-01 | 0 days | 1,662 sqft |
| 2023-06-01 | 0 days | 1,743 sqft |
| 2023-07-01 | 0 days | 1,768 sqft |
| 2023-08-01 | 0 days | 1,769 sqft |
| 2023-09-01 | 0 days | 1,815 sqft |
| 2023-10-01 | 0 days | 1,747 sqft |
| 2023-11-01 | 0 days | 1,711 sqft |
| 2023-12-01 | 0 days | 1,768 sqft |
| 2024-01-01 | 0 days | 1,746 sqft |
| 2024-02-01 | 0 days | 1,768 sqft |
| 2024-03-01 | 0 days | 1,877 sqft |
Shelton's median listing age (time on market) for 2024-03-01 was 0 days.
Shelton's median square footage for active listings during the 2024-03-01 period was 1,877 sqft. One year prior, the average listing was 1,783 sqft.
Shelton's median square footage for active listings during the 2024-03-01 period was 1,877 sqft. One year prior, the average listing was 1,783 sqft.
Shelton, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,002 | $352,700,000 | $351,996 |
| Cash Out Refi | 184 | $48,900,000 | $265,761 |
| Home Improvement | 150 | $15,540,000 | $103,600 |
| Other | 148 | $15,610,000 | $105,473 |
| Refi | 79 | $25,145,000 | $318,291 |
Shelton's most frequently cited loan purpose was Home Purchase, with 1,002 originations. The 2nd most popular reason was Cash Out Refi, with 184 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 535 | $190,995,000 | $357,000 |
| 7-8% | 466 | $131,080,000 | $281,288 |
| Over 8% | 252 | $47,890,000 | $190,040 |
| 5-6% | 194 | $73,880,000 | $380,825 |
| 4-5% | 40 | $8,510,000 | $212,750 |
| <2.5% | 35 | $445,000 | $12,714 |
| 3-4% | 4 | $750,000 | $187,500 |
| 2.5-3% | 2 | $720,000 | $360,000 |
During 2023, Shelton's most frequently originated rate bucket was 6-7%, with 535 originations.
Loan Sizing (Shelton, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 701 | $213,825,000 | $305,029 |
| $100,000 or less | 311 | $14,785,000 | $47,540 |
| $400k-600k | 275 | $129,835,000 | $472,127 |
| $100k-200k | 193 | $28,215,000 | $146,192 |
| $600k-1000k | 70 | $49,820,000 | $711,714 |
| $Over $1MM | 13 | $21,415,000 | $1,647,308 |
Shelton's loan sizing saw the bucket of loans from $200k-400k with 701 originations, totaling $213,825,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 600 | $233,020,000 | $388,367 |
| Under 20% | 307 | $16,985,000 | $55,326 |
| 60-80% | 300 | $121,720,000 | $405,733 |
| 40-60% | 155 | $43,015,000 | $277,516 |
| 20-40% | 140 | $22,410,000 | $160,071 |
| Over 100% | 41 | $16,475,000 | $401,829 |
Shelton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 600 originations, totaling $233,020,000 in origination value.