Shelton Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Shelton averaged 6.14% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.21% and one month ago for the week of 2022-05-19, the average rate was 5.48%.

Shelton's average rate one year ago was 3.16%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.72%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Shelton 30 Year Fixed Rate 2022-06-23 6.14%
Shelton 30 Year Fixed Rate Refi 2022-06-23 5.72%
Shelton 15 Year Fixed Rate 2022-06-23 4.93%
Shelton 15 Year Fixed Rate Refi 2022-06-23 5.34%
Shelton 30 Year FHA 2022-06-23 0.32%
Shelton 30 Year FHA Refi 2022-06-23 0.25%
Shelton 30 Year USDA 2022-06-23 0.3%
Shelton 30 Year USDA Refi 2022-06-23 -0.02%
Shelton 30 Year VA 2022-06-23 0.45%
Shelton 30 Year VA Refi 2022-06-23 -0.27%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Shelton, WA.

Shelton Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Shelton, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 241 3.02% $4,886
ACADEMY MORTGAGE CORPORATION 208 3.26% $4,829
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 138 3.25% $4,908
CALIBER HOME LOANS, INC. 123 3.18% $4,509
MOVEMENT MORTGAGE, LLC 82 3.19% $4,176
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 82 3.36% $6,244
UNITED WHOLESALE MORTGAGE, LLC 68 2.98% $4,146
GUILD MORTGAGE COMPANY 63 3.19% $5,161
LOANDEPOT.COM, LLC 62 2.89% $4,840
KeyBank 48 3.12% $2,883
Wells Fargo Bank 39 3.22% $4,213
AMERICAN PACIFIC MORTGAGE CORPORATION 37 3.21% $5,190
BROKER SOLUTIONS, INC. 35 3.20% $4,770
WASHINGTON STATE EMPLOYEES Credit Union 33 3.02% $3,299
HOME POINT FINANCIAL CORPORATION 28 3.01% $4,227
PENNYMAC LOAN SERVICES, LLC 26 3.02% $5,102
CROSSCOUNTRY MORTGAGE, LLC 25 3.25% $5,680
Boeing Employees Credit Union 24 3.10% $3,486
BETTER MORTGAGE CORPORATION 23 2.87% $3,493
Mr. Cooper ( Nationstar Mortgage ) 22 3.26% $5,137
Olympia Federal Savings & Loan Association 21 3.30% $2,927
AMERISAVE MORTGAGE CORPORATION 21 2.98% $3,954
JPMorgan Chase Bank 20 3.05% $3,101
FINANCE OF AMERICA MORTGAGE LLC 20 3.28% $4,617
AXIA FINANCIAL, LLC 19 3.24% $4,902
Flagstar Bank, FSB 19 2.99% $4,316
1st Security Bank of Washington 19 3.18% $5,364
Timberland Bank 18 3.29% $4,788
Umpqua Bank 18 3.06% $5,227
HomeStreet Bank 17 3.01% $5,427
PRIMARY RESIDENTIAL MORTGAGE, INC. 17 3.15% $4,793
KITSAP Credit Union 16 3.44% $4,376
CORNERSTONE HOME LENDING, INC. 16 3.05% $6,456
FREEDOM MORTGAGE CORPORATION 16 3.34% $2,674
HOMEBRIDGE FINANCIAL SERVICES, INC. 16 3.14% $6,089
PRIMELENDING, A PLAINSCAPITAL COMPANY 15 3.52% $6,420
NEWREZ LLC 14 3.14% $4,168
PENINSULA COMMUNITY 14 3.51% $5,303
TWINSTAR 13 2.95% $4,045
NAVY FEDERAL CREDIT UNION 13 3.05% $5,117
BAY EQUITY LLC 13 3.15% $5,889
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 12 3.16% $4,013
U.S. Bank 12 3.02% $3,541
Servion, Inc. 10 3.33% $4,857
Bank of America 10 2.79% $4,267
Banner Bank 9 3.22% $5,478
MUTUAL OF OMAHA MORTGAGE, INC. 8 3.14% $3,377
Hometown Lenders, Inc. 7 3.11% $7,933
PROVIDENT FUNDING ASSOCIATES, L.P. 6 2.67% $2,998
GUARANTEED RATE, INC. 6 3.04% $3,780
GENEVA FINANCIAL, LLC 6 3.51% $5,723
Paramount Residential Mortgage Group, Inc. 6 3.25% $4,464
PENRITH HOME LOANS LLC 6 3.33% $6,338
GSF Mortgage Corporation 6 3.23% $13,379
ZILLOW HOME LOANS, LLC 5 2.93% $3,650
MORTGAGE MASTER SERVICE CORPORATION 5 2.95% $5,904
LAND HOME FINANCIAL SERVICES, INC. 5 3.10% $5,438
First Savings Bank 5 2.93% $3,399
First Federal Savings and Loan Association of Port Angeles 5 3.38% $3,320
CANOPY MORTGAGE, LLC 4 3.06% $3,570
Carrington Mortgage Services, LLC 4 3.41% $4,167
Wallick & Volk, Inc. 4 3.59% $8,253
SUN WEST MORTGAGE COMPANY, INC. 4 3.06% $6,507
Qualstar Credit Union 4 3.34% $4,457
First Home Bank 4 3.25% $4,561
CMG MORTGAGE, INC. 4 3.38% $4,254
CELEBRITY HOME LOANS, LLC 4 3.25% $4,710
LENDUS, LLC 4 3.06% $3,580
Washington Federal Bank 4 3.38% $5,064
LAKEVIEW LOAN SERVICING, LLC 4 3.31% $4,919
SAMMAMISH MORTGAGE COMPANY 4 3.00% $4,417
Strong Home Mortgage, LLC 4 3.06% $2,920
Truist Bank 3 2.88% $2,796
Wyndham Capital Mortgage, Inc. 3 3.04% $2,810
Sound Community Bank 3 4.63% $5,923
STEARNS LENDING, LLC 3 2.92% $3,025
DIRECTORS MORTGAGE, INC. 3 3.33% $9,519
Colonial Savings, F.A. 3 3.00% $3,577
Stifel Bank and Trust 3 2.83% $3,189
Citizens Bank 3 3.00% $3,597
AMERICAN FINANCIAL NETWORK, INC. 3 2.63% $8,966
PREMIER MORTGAGE RESOURCES, L.L.C. 3 3.13% $6,108
PLANET HOME LENDING, LLC 3 3.21% $3,283
Amerifirst Financial, Inc. 3 3.25% $9,871
Commerce Home Mortgage, Inc. 3 3.17% $3,443
MLD MORTGAGE INC. 3 3.21% $3,400
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 2.92% $4,734
LADERA LENDING, INC. 3 2.88% $4,949
MANN FINANCIAL INC. 3 3.21% $3,969
NETWORK CAPITAL FUNDING CORPORATION 3 2.96% $6,222
Northwest Farm Credit Services, FLCA 3 3.40% $9,389
Paramount Bank 3 2.88% $2,647
LEADERONE FINANCIAL CORPORATION 3 2.91% $5,010
TIAA, FSB 2 3.25% $3,871
Alaska USA Federal Credit Union 2 3.31% $4,486
Alaska USA Mortgage Company LLC 2 3.31% $4,486
AMERICAN FINANCING CORPORATION 2 3.06% $5,118
Arvest Bank 2 2.94% $5,228
Bank of the Pacific 2 3.06% $3,967
BKCO MORTGAGE, LLC 2 2.88% $5,506
Charles Schwab Bank, SSB 2 2.09% $2,752
CHERRY CREEK MORTGAGE, LLC 2 2.81% $3,133
Columbia State Bank 2 3.00% $2,838
DHI MORTGAGE COMPANY, LTD. 2 2.88% $3,137
Financial Funding Solutions, Inc. 2 2.88% $3,860
FirstBank 2 3.00% $2,074
FIRST TECHNOLOGY 2 3.06% $4,891
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 2.50% $3,971
GUARANTY HOME MORTGAGE CORPORATION 2 2.94% $3,271
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 3.00% $5,703
Nations Lending Corporation 2 3.13% $7,788
NBKC BANK 2 3.13% $2,450
NexBank 2 2.75% $3,983
North American Savings Bank, F.S.B. 2 2.88% $3,180
Northpointe Bank 2 3.25% $5,828
OnPoint Community Credit Union 2 3.06% $6,445
ON Q FINANCIAL, INC. 2 3.31% $5,808
PACIFIC RESIDENTIAL MORTGAGE, LLC 2 3.56% $5,849
Peoples Bank 2 3.00% $5,190
PLAZA HOME MORTGAGE, INC. 2 3.06% $3,910
PRIORITY HOME LENDING, LLC 2 3.81% $5,203
RANLIFE, INC. 2 3.50% $7,822
Seattle Metropolitan Credit Union 2 2.75% $5,107
Sierra Pacific Mortgage Company, Inc. 2 3.12% $2,556
SOUND 2 2.88% $3,431
SUMMIT FUNDING, INC. 2 3.06% $8,882
The Federal Savings Bank 2 3.38% $5,233
The Loan Store, Inc. 2 2.94% $4,400
TRISTAR FINANCE, INC. 2 2.63% $3,110
UNITED MORTGAGE CORP. 2 3.63% $5,287
IMPAC MORTGAGE CORP. 1 2.99% $995
HOMESTEAD FUNDING CORP. 1 2.75% $4,808
PARKSIDE LENDING, LLC 1 3.75% $3,772
HOMESIDE FINANCIAL, LLC 1 3.25% $4,076
GLOBAL 1 2.88% $3,908
GESA 1 2.88% $8,704
VISION ONE MORTGAGE, INC. 1 3.50% $6,579
PHH Mortgage Corporation 1 3.38% $6,372
Plains Commerce Bank 1 2.75% $6,567
First Republic Bank 1 3.05% $3,222
America's Credit Union 1 2.49% $3,344
PNC Bank 1 3.13% $2,257
First National Bank of America 1 7.38% $11,153
First Mortgage Solutions, LLC 1 2.88% $2,898
First Midwest Bank 1 2.50% $3,787
AMERICAN INTERNET MORTGAGE, INC. 1 3.00% $2,319
Prosperity Home Mortgage, LLC 1 3.25% $3,892
FIRST CONTINENTAL MORTGAGE, LTD. 1 3.63% $4,131
First-Citizens Bank & Trust Company 1 3.63% $3,293
FIRST CENTENNIAL MORTGAGE CORPORATION 1 2.75% $2,313
AMERICAN FINANCIAL RESOURCES, INC. 1 2.99% $9,321
RED CANOE CREDIT UNION 1 2.75% $12,702
RESIDENTIAL BANCORP. 1 2.88% $3,566
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $1,960
SALAL 1 2.88% $3,602
ENVOY MORTGAGE, LTD 1 3.13% $4,125
Washington Trust Bank 1 3.38% $2,990
Discover Bank 1 3.99% $0
Watermark Capital, Inc. 1 2.50% $2,949
SOFI LENDING CORP. 1 2.50% $5,294
AMCAP MORTGAGE, LTD. 1 3.13% $4,792
CRESCENT MORTGAGE COMPANY 1 3.25% $2,491
SOVEREIGN LENDING GROUP INCORPORATED 1 2.75% $6,290
SPRING EQ, LLC 1 2.88% $0
STAR ONE CREDIT UNION 1 2.38% $5,510
COLUMBIA COMMUNITY CREDIT UNION 1 2.88% $2,367
Clackamas Federal Credit Union 1 2.88% $8,226
Citibank 1 3.25% $4,626
Willamette Valley Bank 1 3.63% $9,039
SUMMIT MORTGAGE CORPORATION 1 4.38% $3,480
Citadel Servicing Corporation 1 5.63% $6,236
WINGS FINANCIAL 1 3.00% $4,461
ADVANCIAL 1 4.88% $4,450
CHURCHILL MORTGAGE CORPORATION 1 3.25% $4,334
Cf Bank 1 2.88% $2,362
TJC Mortgage, Inc. 1 2.88% $7,064
21ST MORTGAGE CORPORATION 1 5.30% $2,635
CALCON MUTUAL MORTGAGE LLC 1 2.63% $4,780
Mortgage Research Center, LLC 1 2.75% $6,182
Morgan Stanley Private Bank 1 2.55% $3,601
MICHIGAN MUTUAL, INC. 1 3.25% $2,945
NATIONS DIRECT MORTGAGE, LLC 1 2.99% $2,960
BLACK HILLS FEDERAL CREDIT UNION 1 3.00% $5,836
NATIONS RELIABLE LENDING, LLC 1 2.88% $8,043
MEGASTAR FINANCIAL CORP. 1 2.88% $3,159
UBS Bank USA 1 2.88% $6,116
Magnolia Bank 1 2.25% $9,098
LPMC, LLC 1 2.75% $2,940
BEST FINANCE CAPITAL, INC. 1 2.63% $9,309
NFM, INC. 1 3.25% $4,341
Zions Bancorporation, N.A. 1 3.25% $3,847
ARC HOME LLC 1 3.25% $1,647
LOANPAL, LLC 1 2.99% $6,083
InterContinental Capital Group, Inc 1 2.88% $3,341
AmeriHome Mortgage Company, LLC 1 2.88% $4,503
U S WIDE FINANCIAL LLC 1 2.75% $2,579
Opportunity Bank of Montana 1 3.13% $5,739
V.I.P. MORTGAGE, INC. 1 2.75% $6,299

Shelton, WA's 198 lenders originated 4,643 loans during 2021. The total origination value was $1,274,975,000, with an average loan value of $274,602.

The top Shelton lender as defined by loan originations is QUICKEN LOANS, LLC, with 241 loans originated. Their average total fees are $4,886, which is $58 higher than the next largest lender, ACADEMY MORTGAGE CORPORATION.

The lowest fee Shelton lenders (with over 10 loans originated) are FREEDOM MORTGAGE CORPORATION ($2,674), KeyBank ($2,883), Olympia Federal Savings & Loan Association ($2,927), JPMorgan Chase Bank ($3,101) and WASHINGTON STATE EMPLOYEES Credit Union ($3,299).

The lowest rate Shelton lenders (with over 10 loans originated) are Bank of America (2.79%), BETTER MORTGAGE CORPORATION (2.87%), LOANDEPOT.COM, LLC (2.89%), TWINSTAR (2.95%) and AMERISAVE MORTGAGE CORPORATION (2.98%).

Shelton, WA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $86,355,000 $95,050,000 10.1% 7.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $56,760,000 $85,120,000 50.0% 6.7%
ACADEMY MORTGAGE CORPORATION $60,190,000 $80,130,000 33.1% 6.3%
CALIBER HOME LOANS, INC. $50,645,000 $68,360,000 35.0% 5.4%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $45,800,000 $49,395,000 7.8% 3.9%
MOVEMENT MORTGAGE, LLC $53,550,000 $48,295,000 -9.8% 3.8%
UNITED WHOLESALE MORTGAGE, LLC $33,905,000 $32,575,000 -3.9% 2.6%
FREEDOM MORTGAGE CORPORATION $49,805,000 $31,260,000 -37.2% 2.5%
GUILD MORTGAGE COMPANY $30,595,000 $30,885,000 0.9% 2.4%
LOANDEPOT.COM, LLC $17,355,000 $28,565,000 64.6% 2.2%
CROSSCOUNTRY MORTGAGE, LLC $20,560,000 $25,710,000 25.0% 2.0%
Olympia Federal Savings & Loan Association $18,280,000 $22,430,000 22.7% 1.8%
Umpqua Bank $19,170,000 $22,065,000 15.1% 1.7%
Wells Fargo Bank $17,265,000 $20,795,000 20.4% 1.6%
KeyBank $26,490,000 $19,785,000 -25.3% 1.6%
BROKER SOLUTIONS, INC. $24,750,000 $18,845,000 -23.9% 1.5%
Boeing Employees Credit Union $15,830,000 $18,815,000 18.9% 1.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $17,825,000 $18,505,000 3.8% 1.5%
PENNYMAC LOAN SERVICES, LLC $13,090,000 $18,340,000 40.1% 1.4%
Mortgage Research Center, LLC $14,310,000 $17,465,000 22.0% 1.4%
WASHINGTON STATE EMPLOYEES Credit Union $13,335,000 $15,355,000 15.1% 1.2%
NAVY FEDERAL CREDIT UNION $18,025,000 $14,795,000 -17.9% 1.2%
LAKEVIEW LOAN SERVICING, LLC $8,225,000 $14,295,000 73.8% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $14,370,000 $13,855,000 -3.6% 1.1%
HOME POINT FINANCIAL CORPORATION $5,075,000 $13,590,000 167.8% 1.1%
1st Security Bank of Washington $14,290,000 $12,450,000 -12.9% 1.0%
Timberland Bank $10,140,000 $12,405,000 22.3% 1.0%
FINANCE OF AMERICA MORTGAGE LLC $12,810,000 $11,200,000 -12.6% 0.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. $13,380,000 $10,885,000 -18.6% 0.9%
Washington Federal Bank $7,955,000 $10,475,000 31.7% 0.8%
KITSAP Credit Union $6,255,000 $10,255,000 63.9% 0.8%
BETTER MORTGAGE CORPORATION $4,960,000 $10,185,000 105.3% 0.8%
AXIA FINANCIAL, LLC $11,250,000 $9,910,000 -11.9% 0.8%
Flagstar Bank, FSB $8,980,000 $9,850,000 9.7% 0.8%
CORNERSTONE HOME LENDING, INC. $8,580,000 $9,755,000 13.7% 0.8%
PRIMARY RESIDENTIAL MORTGAGE, INC. $5,670,000 $9,265,000 63.4% 0.7%
AMERISAVE MORTGAGE CORPORATION $7,900,000 $9,185,000 16.3% 0.7%
HomeStreet Bank $10,085,000 $8,240,000 -18.3% 0.6%
SUN WEST MORTGAGE COMPANY, INC. $10,425,000 $8,190,000 -21.4% 0.6%
U.S. Bank $5,100,000 $8,185,000 60.5% 0.6%
JPMorgan Chase Bank $14,060,000 $8,105,000 -42.4% 0.6%
Bank of America $7,400,000 $7,780,000 5.1% 0.6%
BAY EQUITY LLC $11,190,000 $7,680,000 -31.4% 0.6%
First Federal Savings and Loan Association of Port Angeles $2,240,000 $7,355,000 228.3% 0.6%
NEWREZ LLC $5,170,000 $7,355,000 42.3% 0.6%
PENINSULA COMMUNITY $4,320,000 $7,295,000 68.9% 0.6%
Banner Bank $1,475,000 $6,825,000 362.7% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $2,775,000 $5,335,000 92.3% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,895,000 $5,335,000 84.3% 0.4%
TWINSTAR $7,070,000 $4,870,000 -31.1% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,095,000 $4,595,000 -24.6% 0.4%
LENDUS, LLC $5,460,000 $4,445,000 -18.6% 0.3%
AMERICAN FINANCIAL RESOURCES, INC. $1,895,000 $4,385,000 131.4% 0.3%
NEW DAY FINANCIAL, LLC $2,225,000 $4,235,000 90.3% 0.3%
Servion, Inc. $4,720,000 $4,225,000 -10.5% 0.3%
NBKC BANK $4,505,000 $4,210,000 -6.5% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $5,125,000 $4,065,000 -20.7% 0.3%
Hometown Lenders, Inc. $1,405,000 $3,950,000 181.1% 0.3%
Paramount Residential Mortgage Group, Inc. $6,280,000 $3,860,000 -38.5% 0.3%
Carrington Mortgage Services, LLC $3,410,000 $3,785,000 11.0% 0.3%
GSF Mortgage Corporation $1,995,000 $3,475,000 74.2% 0.3%
MORTGAGE MASTER SERVICE CORPORATION $1,430,000 $3,430,000 139.9% 0.3%
SOUND $1,800,000 $3,385,000 88.1% 0.3%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,045,000 $3,345,000 220.1% 0.3%
USAA Federal Savings Bank $6,055,000 $3,345,000 -44.8% 0.3%
The Federal Savings Bank $7,525,000 $3,300,000 -56.1% 0.3%
CMG MORTGAGE, INC. $3,140,000 $3,050,000 -2.9% 0.2%
AMERICAN ADVISORS GROUP $1,020,000 $3,040,000 198.0% 0.2%
PLANET HOME LENDING, LLC $2,460,000 $2,975,000 20.9% 0.2%
Kitsap Bank $4,055,000 $2,955,000 -27.1% 0.2%
GUARANTEED RATE, INC. $4,055,000 $2,895,000 -28.6% 0.2%
Nations Lending Corporation $3,215,000 $2,735,000 -14.9% 0.2%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $495,000 $2,705,000 446.5% 0.2%
PENRITH HOME LOANS LLC $2,600,000 $2,665,000 2.5% 0.2%
Strong Home Mortgage, LLC $3,365,000 $2,485,000 -26.2% 0.2%
ZILLOW HOME LOANS, LLC $1,090,000 $2,420,000 122.0% 0.2%
Amerifirst Financial, Inc. $2,405,000 n/a 0.2%
FINANCE OF AMERICA REVERSE LLC $1,325,000 $2,405,000 81.5% 0.2%
DIRECTORS MORTGAGE, INC. $705,000 $2,365,000 235.5% 0.2%
PLAZA HOME MORTGAGE, INC. $1,280,000 $2,120,000 65.6% 0.2%
MANN FINANCIAL INC. $910,000 $2,060,000 126.4% 0.2%
Wallick & Volk, Inc. $2,200,000 $2,060,000 -6.4% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,475,000 $2,000,000 35.6% 0.2%
Bank of the Pacific $1,545,000 $1,925,000 24.6% 0.2%
ON Q FINANCIAL, INC. $1,970,000 $1,925,000 -2.3% 0.2%
CELEBRITY HOME LOANS, LLC $1,045,000 $1,860,000 78.0% 0.1%
Colonial Savings, F.A. $1,490,000 $1,855,000 24.5% 0.1%
Alaska USA Federal Credit Union $560,000 $1,845,000 229.5% 0.1%
PRIORITY HOME LENDING, LLC $1,765,000 $1,810,000 2.5% 0.1%
LADERA LENDING, INC. $1,990,000 $1,770,000 -11.1% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $970,000 $1,765,000 82.0% 0.1%
NATIONS DIRECT MORTGAGE, LLC $2,585,000 $1,690,000 -34.6% 0.1%
Barrington Bank & Trust Company, N.A. $690,000 $1,675,000 142.8% 0.1%
AMCAP MORTGAGE, LTD. $4,195,000 $1,660,000 -60.4% 0.1%
Qualstar Credit Union $2,875,000 $1,660,000 -42.3% 0.1%
Alaska USA Mortgage Company LLC $2,415,000 $1,615,000 -33.1% 0.1%
NFM, INC. $1,595,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $1,350,000 $1,590,000 17.8% 0.1%
First Home Bank $1,345,000 $1,580,000 17.5% 0.1%
Commerce Home Mortgage, Inc. $1,435,000 $1,530,000 6.6% 0.1%
SAMMAMISH MORTGAGE COMPANY $2,685,000 $1,505,000 -43.9% 0.1%
MID AMERICA MORTGAGE, INC. $1,560,000 $1,470,000 -5.8% 0.1%
V.I.P. MORTGAGE, INC. $1,455,000 n/a 0.1%
FIRST CONTINENTAL MORTGAGE, LTD. $870,000 $1,425,000 63.8% 0.1%
GENEVA FINANCIAL, LLC $295,000 $1,420,000 381.4% 0.1%
Columbia State Bank $2,370,000 $1,415,000 -40.3% 0.1%
First Savings Bank $1,870,000 $1,370,000 -26.7% 0.1%
BKCO MORTGAGE, LLC $485,000 $1,365,000 181.4% 0.1%
CHURCHILL MORTGAGE CORPORATION $215,000 $1,355,000 530.2% 0.1%
TRISTAR FINANCE, INC. $1,355,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $1,015,000 $1,330,000 31.0% 0.1%
Northwest Farm Credit Services, FLCA $1,325,000 n/a 0.1%
First Federal Bank $1,095,000 $1,285,000 17.4% 0.1%
Stifel Bank and Trust $355,000 $1,285,000 262.0% 0.1%
UNITED MORTGAGE CORP. $985,000 $1,285,000 30.5% 0.1%
MLD MORTGAGE INC. $870,000 $1,270,000 46.0% 0.1%
FIRST TECHNOLOGY $1,215,000 $1,260,000 3.7% 0.1%
SALAL $990,000 $1,255,000 26.8% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,780,000 $1,210,000 -68.0% 0.1%
STEARNS LENDING, LLC $1,200,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $505,000 $1,200,000 137.6% 0.1%
FirstBank $1,580,000 $1,195,000 -24.4% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $570,000 $1,140,000 100.0% 0.1%
GESA $1,125,000 $1,110,000 -1.3% 0.1%
PHH Mortgage Corporation $1,230,000 $1,105,000 -10.2% 0.1%
Sound Community Bank $1,935,000 $1,095,000 -43.4% 0.1%
SUMMIT FUNDING, INC. $665,000 $1,090,000 63.9% 0.1%
DHI MORTGAGE COMPANY, LTD. $295,000 $1,080,000 266.1% 0.1%
LEADERONE FINANCIAL CORPORATION $3,940,000 $1,050,000 -73.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $245,000 $1,025,000 318.4% 0.1%
CANOPY MORTGAGE, LLC $360,000 $1,020,000 183.3% 0.1%
WINGS FINANCIAL $980,000 n/a 0.1%
Truist Bank $290,000 $970,000 234.5% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $910,000 $950,000 4.4% 0.1%
Farmers Bank & Trust $910,000 n/a 0.1%
Lakeview Community Capital, LLC $1,580,000 $910,000 -42.4% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $1,635,000 $910,000 -44.3% 0.1%
NexBank $145,000 $905,000 524.1% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $880,000 $865,000 -1.7% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $825,000 $845,000 2.4% 0.1%
Bank of the West $930,000 $845,000 -9.1% 0.1%
Magnolia Bank $325,000 $835,000 156.9% 0.1%
Paramount Bank $835,000 n/a 0.1%
First Guaranty Mortgage Corporation $1,090,000 $830,000 -23.9% 0.1%
OnPoint Community Credit Union $785,000 $830,000 5.7% 0.1%
America's Credit Union $810,000 n/a 0.1%
Citibank $555,000 $765,000 37.8% 0.1%
TIAA, FSB $255,000 $760,000 198.0% 0.1%
UBS Bank USA $900,000 $755,000 -16.1% 0.1%
RED CANOE CREDIT UNION $750,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $745,000 n/a 0.1%
Charles Schwab Bank, SSB $540,000 $720,000 33.3% 0.1%
Citizens Bank $725,000 $705,000 -2.8% 0.1%
Northpointe Bank $1,250,000 $705,000 -43.6% 0.1%
CIVIC FINANCIAL SERVICES, LLC $295,000 $690,000 133.9% 0.1%
Peoples Bank $545,000 $690,000 26.6% 0.1%
Heritage Bank $2,535,000 $685,000 -73.0% 0.1%
INTERNATIONAL CITY MORTGAGE, INC. $740,000 $670,000 -9.5% 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $660,000 n/a 0.1%
North American Savings Bank, F.S.B. $1,025,000 $650,000 -36.6% 0.1%
NATIONS RELIABLE LENDING, LLC $680,000 $640,000 -5.9% 0.1%
OPEN MORTGAGE, LLC $535,000 $625,000 16.8% 0.0%
Prosperity Home Mortgage, LLC $1,925,000 $620,000 -67.8% 0.0%
The Loan Store, Inc. $660,000 $620,000 -6.1% 0.0%
Ally Bank $870,000 $610,000 -29.9% 0.0%
First Mortgage Solutions, LLC $275,000 $570,000 107.3% 0.0%
HOMESTEAD FUNDING CORP. $620,000 $570,000 -8.1% 0.0%
RANLIFE, INC. $410,000 $560,000 36.6% 0.0%
Zions Bancorporation, N.A. $560,000 n/a 0.0%
ARC HOME LLC $370,000 $550,000 48.6% 0.0%
CONTOUR MORTGAGE CORPORATION $235,000 $550,000 134.0% 0.0%
Figure Lending LLC $40,000 $535,000 1,237.5% 0.0%
NP, Inc. $685,000 $530,000 -22.6% 0.0%
Visio Financial Services Inc. $525,000 n/a 0.0%
LO, INC. $415,000 $515,000 24.1% 0.0%
Morgan Stanley Private Bank $1,835,000 $515,000 -71.9% 0.0%
InterContinental Capital Group, Inc $1,175,000 $510,000 -56.6% 0.0%
Presidential Bank, FSB $505,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $955,000 $505,000 -47.1% 0.0%
TJC Mortgage, Inc. $1,340,000 $500,000 -62.7% 0.0%
PNC Bank $855,000 $495,000 -42.1% 0.0%
AMERICAN FINANCING CORPORATION $855,000 $490,000 -42.7% 0.0%
EVERETT FINANCIAL, INC. $3,375,000 $475,000 -85.9% 0.0%
Financial Funding Solutions, Inc. $470,000 n/a 0.0%
Citadel Servicing Corporation $465,000 n/a 0.0%
Opportunity Bank of Montana $455,000 n/a 0.0%
SPRING EQ, LLC $795,000 $450,000 -43.4% 0.0%
Community First National Bank $435,000 $435,000 0.0% 0.0%
BMO Harris Bank $425,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $860,000 $420,000 -51.2% 0.0%
Sierra Pacific Mortgage Company, Inc. $1,665,000 $420,000 -74.8% 0.0%
Armed Forces Bank $415,000 n/a 0.0%
BNC National Bank $1,115,000 $415,000 -62.8% 0.0%
MUFG Union Bank $585,000 $415,000 -29.1% 0.0%
WHATCOM EDUCATIONAL CREDIT UNION $265,000 $415,000 56.6% 0.0%
Seattle Metropolitan Credit Union $410,000 n/a 0.0%
KS StateBank $405,000 n/a 0.0%
PARKSIDE LENDING, LLC $175,000 $405,000 131.4% 0.0%
ALAMEDA MORTGAGE CORPORATION $395,000 n/a 0.0%
Capital Bank $395,000 n/a 0.0%
Hometown Equity Mortgage, LLC $500,000 $385,000 -23.0% 0.0%
Washington Trust Bank $530,000 $375,000 -29.2% 0.0%
Arvest Bank $240,000 $370,000 54.2% 0.0%
AmeriHome Mortgage Company, LLC $195,000 $355,000 82.1% 0.0%
Loan Simple, Inc. $355,000 n/a 0.0%
CALCON MUTUAL MORTGAGE LLC $345,000 n/a 0.0%
First Midwest Bank $345,000 n/a 0.0%
First Republic Bank $275,000 $345,000 25.5% 0.0%
Discover Bank $180,000 $340,000 88.9% 0.0%
Cf Bank $325,000 n/a 0.0%
Clackamas Federal Credit Union $325,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $325,000 n/a 0.0%
BEST FINANCE CAPITAL, INC. $315,000 n/a 0.0%
SUMMIT MORTGAGE CORPORATION $400,000 $315,000 -21.3% 0.0%
Bank of England $1,455,000 $305,000 -79.0% 0.0%
INTERCAP LENDING INC. $305,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $295,000 n/a 0.0%
Axos Bank $620,000 $295,000 -52.4% 0.0%
MEGASTAR FINANCIAL CORP. $295,000 n/a 0.0%
THRIVE MORTGAGE, LLC $295,000 $295,000 0.0% 0.0%
Watermark Capital, Inc. $295,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $415,000 $290,000 -30.1% 0.0%
IMPAC MORTGAGE CORP. $285,000 n/a 0.0%
U S WIDE FINANCIAL LLC $270,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $670,000 $265,000 -60.4% 0.0%
Plains Commerce Bank $265,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $155,000 $265,000 71.0% 0.0%
Willamette Valley Bank $265,000 n/a 0.0%
ALLIANT CREDIT UNION $65,000 $250,000 284.6% 0.0%
CU HOME MORTGAGE SOLUTIONS, LLC $2,885,000 $250,000 -91.3% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,465,000 $245,000 -83.3% 0.0%
First National Bank of America $205,000 $245,000 19.5% 0.0%
LOANSNAP, INC. $245,000 n/a 0.0%
TAPCO Credit Union $175,000 $240,000 37.1% 0.0%
ADVANCIAL $235,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,235,000 $235,000 -81.0% 0.0%
BLACK HILLS FEDERAL CREDIT UNION $235,000 n/a 0.0%
First-Citizens Bank & Trust Company $235,000 n/a 0.0%
LPMC, LLC $235,000 n/a 0.0%
SOFI LENDING CORP. $215,000 $235,000 9.3% 0.0%
VERITAS FUNDING, LLC $235,000 n/a 0.0%
Equity Prime Mortgage LLC $225,000 n/a 0.0%
Mid-Continent Funding, Inc. $480,000 $225,000 -53.1% 0.0%
VISION ONE MORTGAGE, INC. $225,000 n/a 0.0%
COLUMBIA COMMUNITY CREDIT UNION $65,000 $220,000 238.5% 0.0%
FIBRE FEDERAL CREDIT UNION $215,000 n/a 0.0%
RESIDENTIAL BANCORP. $215,000 n/a 0.0%
GLOBAL $205,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $315,000 $205,000 -34.9% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $360,000 $195,000 -45.8% 0.0%
MICHIGAN MUTUAL, INC. $195,000 n/a 0.0%
21ST MORTGAGE CORPORATION $565,000 $185,000 -67.3% 0.0%
CRESCENT MORTGAGE COMPANY $285,000 $175,000 -38.6% 0.0%
LOANPAL, LLC $655,000 $175,000 -73.3% 0.0%
MOUNTAIN AMERICA $175,000 n/a 0.0%
STAR ONE CREDIT UNION $165,000 n/a 0.0%
iQ Credit Union $100,000 $155,000 55.0% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $135,000 n/a 0.0%
ENVOY MORTGAGE, LTD $125,000 n/a 0.0%
HomeTrust Bank $105,000 n/a 0.0%
Pacific NW Federal Credit Union $385,000 $65,000 -83.1% 0.0%
CANVAS CREDIT UNION $55,000 n/a 0.0%
Bethpage Federal Credit Union $45,000 n/a 0.0%
NORTHWEST COMMUNITY $545,000 $35,000 -93.6% 0.0%
Rivermark Community Credit Union $640,000 $35,000 -94.5% 0.0%

Shelton's top lender by overall market share is QUICKEN LOANS, LLC, with 7.5% market share. In second place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $85,120,000 in loans. In third place, with 6.3%, is ACADEMY MORTGAGE CORPORATION, having originated $80,130,000 in loans. In third place, with 5.4%, is CALIBER HOME LOANS, INC., having originated $68,360,000 in loans. In third place, with 3.9%, is EVERGREEN MONEYSOURCE MORTGAGE COMPANY, having originated $49,395,000 in loans.


Shelton, WA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,628 $536,360,000 $329,459
Refi 1,542 $385,460,000 $249,974
Cash Out Refi 1,206 $319,390,000 $264,834
Home Improvement 141 $16,365,000 $116,064
Other 126 $17,400,000 $138,095

Shelton's most frequently cited loan purpose was Home Purchase, with 1,628 originations. The 2nd most popular reason was Refi, with 1,542 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,850 $529,870,000 $286,416
2.5-3% 1,690 $483,210,000 $285,923
<2.5% 776 $204,690,000 $263,776
4-5% 199 $41,045,000 $206,256
5-6% 46 $9,660,000 $210,000
6-7% 7 $665,000 $95,000
7-8% 5 $835,000 $167,000
Over 8% 2 $160,000 $80,000

During 2021, Shelton's most frequently originated rate bucket was 3-4%, with 1,850 originations.

Loan Sizing (Shelton, WA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,576 $745,040,000 $289,224
$100k-200k 1,004 $155,120,000 $154,502
$400k-600k 609 $284,965,000 $467,923
$100,000 or less 363 $17,125,000 $47,176
$600k-1000k 82 $59,670,000 $727,683
$Over $1MM 9 $13,055,000 $1,450,556

Shelton's loan sizing saw the bucket of loans from $200k-400k with 2,576 originations, totaling $745,040,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,360 $429,430,000 $315,757
80-100% 1,309 $438,225,000 $334,778
40-60% 908 $217,820,000 $239,890
20-40% 445 $73,185,000 $164,461
Under 20% 297 $14,045,000 $47,290
Over 100% 139 $55,115,000 $396,511

Shelton's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,360 originations, totaling $429,430,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $239,081 (6.3%) $303,892 (8.1%) 0.00 197
2018-02-01 $242,762 (3.2%) $310,497 (8.0%) 0.00 178
2018-03-01 $259,900 (8.3%) $341,168 (14.9%) 0.00 180
2018-04-01 $274,975 (14.6%) $345,762 (17.8%) 0.00 179
2018-05-01 $294,950 (16.9%) $366,414 (19.4%) 0.00 198
2018-06-01 $295,000 (18.1%) $362,340 (9.9%) 0.00 244
2018-07-01 $294,950 (11.3%) $371,470 (10.1%) 0.00 280
2018-08-01 $299,775 (12.4%) $380,797 (12.5%) 0.00 303
2018-09-01 $299,900 (11.1%) $379,619 (12.2%) 0.00 296
2018-10-01 $299,000 (17.1%) $371,386 (12.7%) 0.00 283
2018-11-01 $299,000 (18.4%) $363,215 (12.4%) 0.00 228
2018-12-01 $305,000 (22.2%) $372,224 (17.2%) 0.00 217
2019-01-01 $296,000 (23.8%) $372,874 (22.7%) 0.00 192
2019-02-01 $305,000 (25.6%) $370,383 (19.3%) 0.00 167
2019-03-01 $315,286 (21.3%) $393,916 (15.5%) 0.00 153
2019-04-01 $333,500 (21.3%) $433,340 (25.3%) 0.00 164
2019-05-01 $333,995 (13.2%) $414,984 (13.3%) 0.00 199
2019-06-01 $329,990 (11.9%) $398,807 (10.1%) 0.00 230
2019-07-01 $340,000 (15.3%) $412,075 (10.9%) 0.00 236
2019-08-01 $340,786 (13.7%) $413,074 (8.5%) 0.00 241
2019-09-01 $333,286 (11.1%) $410,630 (8.2%) 0.00 236
2019-10-01 $329,200 (10.1%) $414,566 (11.6%) 0.00 244
2019-11-01 $319,000 (6.7%) $392,379 (8.0%) 0.00 212
2019-12-01 $314,500 (3.1%) $394,098 (5.9%) 0.00 177
2020-01-01 $315,000 (6.4%) $390,102 (4.6%) 0.00 161
2020-02-01 $300,000 (-1.6%) $379,931 (2.6%) 0.00 146
2020-03-01 $323,000 (2.5%) $408,362 (3.7%) 0.00 166
2020-04-01 $335,000 (0.5%) $415,194 (-4.2%) 0.00 182
2020-05-01 $349,000 (4.5%) $432,488 (4.2%) 0.00 180
2020-06-01 $379,000 (14.9%) $453,908 (13.8%) 0.00 165
2020-07-01 $389,000 (14.4%) $455,977 (10.7%) 0.00 159
2020-08-01 $365,000 (7.1%) $459,721 (11.3%) 0.00 140
2020-09-01 $365,500 (9.7%) $467,043 (13.7%) 0.00 124
2020-10-01 $369,950 (12.4%) $472,650 (14.0%) 0.00 115
2020-11-01 $344,475 (8.0%) $456,668 (16.4%) 0.00 72
2020-12-01 $356,250 (13.3%) $417,517 (5.9%) 0.00 57
2021-01-01 $327,500 (4.0%) $396,789 (1.7%) 0.00 38
2021-02-01 $399,950 (33.3%) $458,253 (20.6%) 0.00 39
2021-03-01 $332,000 (2.8%) $413,507 (1.3%) 0.00 45
2021-04-01 $387,000 (15.5%) $446,536 (7.6%) 0.00 56
2021-05-01 $397,000 (13.8%) $450,948 (4.3%) 0.00 61
2021-06-01 $379,000 (0.0%) $509,805 (12.3%) 0.00 71
2021-07-01 $434,500 (11.7%) $548,552 (20.3%) 0.00 76
2021-08-01 $432,250 (18.4%) $558,096 (21.4%) 0.00 82
2021-09-01 $434,950 (19.0%) $556,722 (19.2%) 0.00 98
2021-10-01 $444,000 (20.0%) $570,620 (20.7%) 0.00 76
2021-11-01 $474,500 (37.8%) $582,443 (27.5%) 0.00 66
2021-12-01 $485,000 (36.1%) $653,300 (56.5%) 0.00 51
2022-01-01 $499,000 (52.4%) $694,223 (75.0%) 0.00 39
2022-02-01 $504,500 (26.1%) $764,647 (66.9%) 0.00 47
2022-03-01 $499,999 (50.6%) $715,989 (73.2%) 0.00 50
2022-04-01 $519,000 (34.1%) $706,180 (58.2%) 0.00 69
2022-05-01 $524,950 (32.2%) $738,015 (63.7%) 0.00 94
Shelton's median listing price for 2022-05-01 was $524,950, a difference of $127,950 (32.2%) versus the prior year and $5,950 versus the prior month.

Shelton's median listing price comes in at 0% of the national average.

Shelton's average listing price for 2022-05-01 was $738,015, a difference of $287,067 (63.7%) versus the prior year and $31,835 versus the prior month.

For the 2022-05-01 period, Shelton had 94 MLS listings, a difference of 25 listings (36%) versus the prior month and 33 listings (54%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,643 sqft
2018-02-01 0 days 1,594 sqft
2018-03-01 0 days 1,624 sqft
2018-04-01 0 days 1,605 sqft
2018-05-01 0 days 1,610 sqft
2018-06-01 0 days 1,680 sqft
2018-07-01 0 days 1,722 sqft
2018-08-01 0 days 1,760 sqft
2018-09-01 0 days 1,782 sqft
2018-10-01 0 days 1,782 sqft
2018-11-01 0 days 1,797 sqft
2018-12-01 0 days 1,836 sqft
2019-01-01 0 days 1,796 sqft
2019-02-01 0 days 1,797 sqft
2019-03-01 0 days 1,788 sqft
2019-04-01 0 days 1,781 sqft
2019-05-01 0 days 1,771 sqft
2019-06-01 0 days 1,780 sqft
2019-07-01 0 days 1,789 sqft
2019-08-01 0 days 1,774 sqft
2019-09-01 0 days 1,742 sqft
2019-10-01 0 days 1,742 sqft
2019-11-01 0 days 1,700 sqft
2019-12-01 0 days 1,690 sqft
2020-01-01 0 days 1,710 sqft
2020-02-01 0 days 1,668 sqft
2020-03-01 0 days 1,653 sqft
2020-04-01 0 days 1,680 sqft
2020-05-01 0 days 1,704 sqft
2020-06-01 0 days 1,704 sqft
2020-07-01 0 days 1,741 sqft
2020-08-01 0 days 1,572 sqft
2020-09-01 0 days 1,670 sqft
2020-10-01 0 days 1,768 sqft
2020-11-01 0 days 1,598 sqft
2020-12-01 0 days 1,680 sqft
2021-01-01 0 days 1,561 sqft
2021-02-01 0 days 1,573 sqft
2021-03-01 0 days 1,428 sqft
2021-04-01 0 days 1,570 sqft
2021-05-01 0 days 1,620 sqft
2021-06-01 0 days 1,574 sqft
2021-07-01 0 days 1,772 sqft
2021-08-01 0 days 1,784 sqft
2021-09-01 0 days 1,724 sqft
2021-10-01 0 days 1,786 sqft
2021-11-01 0 days 1,748 sqft
2021-12-01 0 days 1,810 sqft
2022-01-01 0 days 1,794 sqft
2022-02-01 0 days 1,913 sqft
2022-03-01 0 days 1,826 sqft
2022-04-01 0 days 1,836 sqft
2022-05-01 0 days 1,768 sqft
Shelton's median listing age (time on market) for 2022-05-01 was 0 days.

Shelton's median square footage for active listings during the 2022-05-01 period was 1,768 sqft. One year prior, the average listing was 1,620 sqft.