Shelton Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Shelton averaged
7.4%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.46% and
one month ago for the week of 2026-10-01, the
average rate was 7.4%.
Shelton's average rate one year ago was 6.39%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.61%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Shelton 30 Year Fixed Rate | 2026-11-05 | 7.4% |
| Shelton 30 Year Fixed Rate Refi | 2026-11-05 | 7.61% |
| Shelton 15 Year Fixed Rate | 2026-11-05 | 6.57% |
| Shelton 15 Year Fixed Rate Refi | 2026-11-05 | 6.87% |
| Shelton 30 Year FHA | 2026-11-05 | 7.09% |
| Shelton 30 Year FHA Refi | 2026-11-05 | 6.93% |
| Shelton 30 Year USDA | 2026-11-05 | 6.8% |
| Shelton 30 Year USDA Refi | 2026-11-05 | 7.2% |
| Shelton 30 Year VA | 2026-11-05 | 6.59% |
| Shelton 30 Year VA Refi | 2026-11-05 | 6.16% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Shelton, WA.
Shelton Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Shelton, WA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Shelton Average Closing Costs & Other Stats
Shelton, WA's 111 lenders originated 2,085
loans during 2025. The total origination value was $629,635,000, with an average loan value of
$301,983.
Shelton's average closing costs are $6,885.
The top Shelton lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
83 loans originated. Their average total fees are
$7,855, which is $471
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Shelton lenders (with over 10 loans originated) are
Olympia Federal Savings & Loan Association ($4,098), Boeing Employees Credit Union ($5,344), NAVY FEDERAL CREDIT UNION ($5,967), U.S. Bank ($6,549) and NEWREZ LLC ($7,268).
The lowest rate Shelton lenders (with over 10 loans originated) are
Olympia Federal Savings & Loan Association (4.89%), Boeing Employees Credit Union (6.35%), NAVY FEDERAL CREDIT UNION (6.45%), CMG MORTGAGE, INC. (6.56%) and UNITED WHOLESALE MORTGAGE, LLC (6.60%).
Shelton, WA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $37,290,000 | $53,575,000 | 43.7% | 8.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $39,755,000 | $52,685,000 | 32.5% | 8.4% |
| QUICKEN LOANS, LLC | $28,375,000 | $45,710,000 | 61.1% | 7.3% |
| MOVEMENT MORTGAGE, LLC | $37,255,000 | $30,205,000 | -18.9% | 4.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $27,865,000 | $29,545,000 | 6.0% | 4.7% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $15,800,000 | $18,480,000 | 17.0% | 2.9% |
| NAVY FEDERAL CREDIT UNION | $14,385,000 | $16,120,000 | 12.1% | 2.6% |
| Boeing Employees Credit Union | $8,250,000 | $15,490,000 | 87.8% | 2.5% |
| Mortgage Research Center, LLC | $14,620,000 | $14,950,000 | 2.3% | 2.4% |
| FREEDOM MORTGAGE CORPORATION | $10,060,000 | $14,810,000 | 47.2% | 2.4% |
| CMG MORTGAGE, INC. | $4,735,000 | $14,010,000 | 195.9% | 2.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $13,330,000 | $12,675,000 | -4.9% | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | $9,660,000 | $12,015,000 | 24.4% | 1.9% |
| NEWREZ LLC | $14,235,000 | $11,015,000 | -22.6% | 1.7% |
| Cornerstone First Mortgage, Inc | $1,775,000 | $9,655,000 | 443.9% | 1.5% |
| BROKER SOLUTIONS, INC. | $7,860,000 | $9,645,000 | 22.7% | 1.5% |
| Olympia Federal Savings & Loan Association | $11,480,000 | $9,395,000 | -18.2% | 1.5% |
| Timberland Bank | $4,745,000 | $8,715,000 | 83.7% | 1.4% |
| WASHINGTON STATE EMPLOYEES Credit Union | $4,775,000 | $7,625,000 | 59.7% | 1.2% |
| U.S. Bank | $4,920,000 | $7,400,000 | 50.4% | 1.2% |
| EAGLE HOME MORTGAGE, LLC | $29,920,000 | $7,265,000 | -75.7% | 1.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $8,065,000 | $6,540,000 | -18.9% | 1.0% |
| KITSAP Credit Union | $4,365,000 | $5,785,000 | 32.5% | 0.9% |
| Century Mortgage Company DBA Century Lending Company | $305,000 | $5,715,000 | 1,773.8% | 0.9% |
| MLD MORTGAGE INC. | $3,405,000 | $5,635,000 | 65.5% | 0.9% |
| 1st Security Bank of Washington | $4,170,000 | $5,175,000 | 24.1% | 0.8% |
| JPMorgan Chase Bank | $2,535,000 | $4,520,000 | 78.3% | 0.7% |
| CANOPY MORTGAGE, LLC | $1,200,000 | $4,310,000 | 259.2% | 0.7% |
| Paramount Residential Mortgage Group, Inc. | $4,055,000 | $4,230,000 | 4.3% | 0.7% |
| KeyBank | $3,290,000 | $4,050,000 | 23.1% | 0.6% |
| GUARANTEED RATE, INC. | $5,535,000 | $4,010,000 | -27.6% | 0.6% |
| Alaska USA Federal Credit Union | $555,000 | $3,685,000 | 564.0% | 0.6% |
| The Loan Store, Inc. | $2,980,000 | $3,615,000 | 21.3% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,035,000 | $3,410,000 | 12.4% | 0.5% |
| Wells Fargo Bank | $1,425,000 | $3,295,000 | 131.2% | 0.5% |
| LOANDEPOT.COM, LLC | $5,010,000 | $3,245,000 | -35.2% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,155,000 | $3,160,000 | 46.6% | 0.5% |
| Umpqua Bank | $5,370,000 | $3,135,000 | -41.6% | 0.5% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $3,020,000 | n/a | 0.5% | |
| Mr. Cooper ( Nationstar Mortgage ) | $2,625,000 | $2,955,000 | 12.6% | 0.5% |
| SAMMAMISH MORTGAGE COMPANY | $2,600,000 | $2,930,000 | 12.7% | 0.5% |
| UNION HOME MORTGAGE CORP. | $1,990,000 | $2,915,000 | 46.5% | 0.5% |
| CORNERSTONE HOME LENDING, INC. | $2,385,000 | $2,870,000 | 20.3% | 0.5% |
| PHH Mortgage Corporation | $1,380,000 | $2,740,000 | 98.6% | 0.4% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,615,000 | n/a | 0.4% | |
| Bank of America | $2,850,000 | $2,500,000 | -12.3% | 0.4% |
| T2 FINANCIAL LLC | $3,085,000 | $2,390,000 | -22.5% | 0.4% |
| MEMBER FIRST MORTGAGE, LLC | $415,000 | $2,380,000 | 473.5% | 0.4% |
| NEW DAY FINANCIAL, LLC | $1,060,000 | $2,320,000 | 118.9% | 0.4% |
| PLAZA HOME MORTGAGE, INC. | $2,030,000 | $2,295,000 | 13.1% | 0.4% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $3,320,000 | $2,280,000 | -31.3% | 0.4% |
| TWINSTAR | $820,000 | $2,275,000 | 177.4% | 0.4% |
| DIRECTORS MORTGAGE, INC. | $780,000 | $2,270,000 | 191.0% | 0.4% |
| Plains Commerce Bank | $430,000 | $2,110,000 | 390.7% | 0.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | $810,000 | $2,075,000 | 156.2% | 0.3% |
| BETTER MORTGAGE CORPORATION | $990,000 | $2,055,000 | 107.6% | 0.3% |
| RESIDENTIAL MORTGAGE, LLC | $2,290,000 | $2,015,000 | -12.0% | 0.3% |
| S1L, Inc. | $405,000 | $1,970,000 | 386.4% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,025,000 | $1,955,000 | -3.5% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $2,075,000 | $1,860,000 | -10.4% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $3,465,000 | $1,805,000 | -47.9% | 0.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,730,000 | n/a | 0.3% | |
| SOUND | $950,000 | $1,650,000 | 73.7% | 0.3% |
| IDAHO CENTRAL | $245,000 | $1,605,000 | 555.1% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $3,055,000 | $1,585,000 | -48.1% | 0.3% |
| OCMBC, INC. | $520,000 | $1,550,000 | 198.1% | 0.2% |
| GESA | $650,000 | $1,505,000 | 131.5% | 0.2% |
| Banner Bank | $2,305,000 | $1,485,000 | -35.6% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $920,000 | $1,485,000 | 61.4% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $355,000 | $1,435,000 | 304.2% | 0.2% |
| PLANET HOME LENDING, LLC | $2,875,000 | $1,415,000 | -50.8% | 0.2% |
| Carrington Mortgage Services, LLC | $545,000 | $1,360,000 | 149.5% | 0.2% |
| HomeStreet Bank | $2,030,000 | $1,355,000 | -33.3% | 0.2% |
| ALLIANT CREDIT UNION | $555,000 | $1,345,000 | 142.3% | 0.2% |
| NFM, INC. | $1,330,000 | n/a | 0.2% | |
| PENTAGON FEDERAL CREDIT UNION | $450,000 | $1,280,000 | 184.4% | 0.2% |
| INTERNATIONAL CITY MORTGAGE, INC. | $310,000 | $1,250,000 | 303.2% | 0.2% |
| NBKC BANK | $2,165,000 | $1,225,000 | -43.4% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $1,200,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $1,430,000 | $1,195,000 | -16.4% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,505,000 | $1,185,000 | -21.3% | 0.2% |
| Morgan Stanley Private Bank | $655,000 | $1,175,000 | 79.4% | 0.2% |
| BAY EQUITY LLC | $4,335,000 | $1,170,000 | -73.0% | 0.2% |
| Citadel Servicing Corporation | $1,465,000 | $1,085,000 | -25.9% | 0.2% |
| Equity Prime Mortgage LLC | $570,000 | $1,085,000 | 90.4% | 0.2% |
| The Federal Savings Bank | $2,875,000 | $1,065,000 | -63.0% | 0.2% |
| PENINSULA COMMUNITY | $1,955,000 | $1,045,000 | -46.5% | 0.2% |
| SCENIC OAKS FUNDING, INC. | $555,000 | $1,045,000 | 88.3% | 0.2% |
| Armed Forces Bank | $1,005,000 | n/a | 0.2% | |
| JMAC LENDING, INC. | $985,000 | n/a | 0.2% | |
| LONGBRIDGE FINANCIAL, LLC | $2,265,000 | $965,000 | -57.4% | 0.2% |
| USAA Federal Savings Bank | $5,180,000 | $955,000 | -81.6% | 0.2% |
| First National Bank of America | $275,000 | $950,000 | 245.5% | 0.2% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $3,395,000 | $950,000 | -72.0% | 0.2% |
| America's Credit Union | $330,000 | $935,000 | 183.3% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $2,495,000 | $935,000 | -62.5% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $1,615,000 | $895,000 | -44.6% | 0.1% |
| PNC Bank | $915,000 | $895,000 | -2.2% | 0.1% |
| ENVOY MORTGAGE, LTD | $1,385,000 | $885,000 | -36.1% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,170,000 | $885,000 | -24.4% | 0.1% |
| LOANPAL, LLC | $170,000 | $880,000 | 417.6% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $985,000 | $865,000 | -12.2% | 0.1% |
| Northwest Farm Credit Services, FLCA | $1,130,000 | $865,000 | -23.5% | 0.1% |
| Hometown Equity Mortgage, LLC | $855,000 | n/a | 0.1% | |
| Citibank | $835,000 | n/a | 0.1% | |
| PRIORITY HOME LENDING, LLC | $620,000 | $830,000 | 33.9% | 0.1% |
| The Huntington National Bank | $825,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $1,190,000 | $785,000 | -34.0% | 0.1% |
| OnPoint Community Credit Union | $785,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $775,000 | n/a | 0.1% | |
| MORTGAGEONE, INC. | $315,000 | $755,000 | 139.7% | 0.1% |
| RESIDENTIAL BANCORP | $740,000 | n/a | 0.1% | |
| NEXERA HOLDING LLC | $890,000 | $675,000 | -24.2% | 0.1% |
| Heritage Bank | $1,615,000 | $665,000 | -58.8% | 0.1% |
| City National Bank | $655,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $635,000 | n/a | 0.1% | |
| First Federal Bank | $215,000 | $615,000 | 186.0% | 0.1% |
| SPRING EQ, LLC | $610,000 | n/a | 0.1% | |
| M&T Bank | $375,000 | $605,000 | 61.3% | 0.1% |
| GENEVA FINANCIAL, LLC | $205,000 | $595,000 | 190.2% | 0.1% |
| Kwik Mortgage Corporation | $595,000 | n/a | 0.1% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,075,000 | $590,000 | -45.1% | 0.1% |
| RED CANOE CREDIT UNION | $1,630,000 | $590,000 | -63.8% | 0.1% |
| CARDINAL FINANCIAL | $2,225,000 | $570,000 | -74.4% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $265,000 | $570,000 | 115.1% | 0.1% |
| EVERETT FINANCIAL, INC. | $535,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $215,000 | $530,000 | 146.5% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,400,000 | $530,000 | -62.1% | 0.1% |
| COLUMBIA COMMUNITY CREDIT UNION | $500,000 | $525,000 | 5.0% | 0.1% |
| Figure Lending LLC | $1,465,000 | $520,000 | -64.5% | 0.1% |
| First Federal Savings and Loan Association of Port Angeles | $965,000 | $520,000 | -46.1% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $515,000 | n/a | 0.1% | |
| SUMMIT MORTGAGE CORPORATION | $515,000 | n/a | 0.1% | |
| RAIN CITY CAPITAL, LLC | $500,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $490,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $960,000 | $485,000 | -49.5% | 0.1% |
| FIBRE FEDERAL CREDIT UNION | $475,000 | n/a | 0.1% | |
| GoPrime Mortgage, Inc. | $415,000 | $455,000 | 9.6% | 0.1% |
| Merchants Mortgage & Trust Corporation | $205,000 | $445,000 | 117.1% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $445,000 | n/a | 0.1% | |
| Ameris Bank | $385,000 | $435,000 | 13.0% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,205,000 | $435,000 | -63.9% | 0.1% |
| OCEANSIDE MORTGAGE COMPANY | $415,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $1,230,000 | $410,000 | -66.7% | 0.1% |
| GEORGIA'S OWN | $630,000 | $405,000 | -35.7% | 0.1% |
| Mechanics Bank | $385,000 | n/a | 0.1% | |
| LENDSURE MORTGAGE CORP. | $640,000 | $375,000 | -41.4% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $165,000 | $360,000 | 118.2% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $355,000 | n/a | 0.1% | |
| INTELLILOAN, INC. | $770,000 | $355,000 | -53.9% | 0.1% |
| ML Mortgage Corp. | $435,000 | $350,000 | -19.5% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $345,000 | n/a | 0.1% | |
| HOMESTEAD FUNDING CORP. | $335,000 | n/a | 0.1% | |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $335,000 | n/a | 0.1% | |
| RANLIFE, INC. | $315,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $390,000 | $305,000 | -21.8% | 0.0% |
| SUMMIT FUNDING, INC. | $680,000 | $305,000 | -55.1% | 0.0% |
| HARBORSTONE | $705,000 | $295,000 | -58.2% | 0.0% |
| MOUNTAIN AMERICA | $295,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $285,000 | n/a | 0.0% | |
| Sound Community Bank | $720,000 | $265,000 | -63.2% | 0.0% |
| USAlliance Federal Credit Union | $135,000 | $265,000 | 96.3% | 0.0% |
| DAS Acquisition Company, LLC | $235,000 | n/a | 0.0% | |
| PACIFIC HOME LOANS, INC. | $235,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $225,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $740,000 | $205,000 | -72.3% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $205,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $1,095,000 | $200,000 | -81.7% | 0.0% |
| Clackamas Federal Credit Union | $180,000 | n/a | 0.0% | |
| HAPO COMMUNITY CREDIT UNION | $175,000 | n/a | 0.0% | |
| OREGONIANS CREDIT UNION | $170,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $155,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $145,000 | n/a | 0.0% | |
| Washington Federal Bank | $6,855,000 | $135,000 | -98.0% | 0.0% |
| GTE Federal Credit Union | $75,000 | $130,000 | 73.3% | 0.0% |
| Seattle Metropolitan Credit Union | $105,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $105,000 | n/a | 0.0% | |
| Discover Bank | $505,000 | $95,000 | -81.2% | 0.0% |
| KINECTA | $95,000 | n/a | 0.0% | |
| OREGON COMMUNITY | $85,000 | n/a | 0.0% | |
| TAPCO Credit Union | $240,000 | $85,000 | -64.6% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $205,000 | $85,000 | -58.5% | 0.0% |
| AMERICAN FINANCING CORPORATION | $65,000 | n/a | 0.0% | |
| SPOKANE TEACHERS | $75,000 | $65,000 | -13.3% | 0.0% |
| Kitsap Bank | $160,000 | $55,000 | -65.6% | 0.0% |
| Coastal Community Bank | $25,000 | n/a | 0.0% |
Shelton's top lender by overall market share is GUILD MORTGAGE COMPANY, with 8.5% market share. In second place, with 8.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $52,685,000 in loans. In third place, with 7.3%, is QUICKEN LOANS, LLC, having originated $45,710,000 in loans. In fourth place, with 4.8%, is MOVEMENT MORTGAGE, LLC, having originated $30,205,000 in loans. In fifth place, with 4.7%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $29,545,000 in loans.
Shelton Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $238,850 (8.9%) | $300,461 (8.9%) | 0.00 | 199 |
| 2018-02-01 | $243,631 (4.6%) | $307,423 (7.1%) | 0.00 | 179 |
| 2018-03-01 | $259,450 (8.4%) | $332,454 (12.4%) | 0.00 | 183 |
| 2018-04-01 | $274,750 (15.0%) | $340,965 (15.9%) | 0.00 | 182 |
| 2018-05-01 | $296,000 (20.2%) | $360,929 (16.8%) | 0.00 | 203 |
| 2018-06-01 | $295,000 (18.0%) | $364,070 (11.3%) | 0.00 | 250 |
| 2018-07-01 | $297,445 (14.5%) | $375,929 (12.2%) | 0.00 | 282 |
| 2018-08-01 | $299,163 (12.9%) | $382,346 (13.5%) | 0.00 | 306 |
| 2018-09-01 | $299,900 (11.5%) | $382,816 (13.3%) | 0.00 | 309 |
| 2018-10-01 | $292,450 (15.2%) | $369,470 (13.7%) | 0.00 | 297 |
| 2018-11-01 | $299,000 (18.9%) | $365,180 (14.2%) | 0.00 | 237 |
| 2018-12-01 | $302,450 (21.3%) | $372,771 (20.2%) | 0.00 | 223 |
| 2019-01-01 | $294,000 (23.1%) | $374,067 (24.5%) | 0.00 | 200 |
| 2019-02-01 | $306,000 (25.6%) | $382,504 (24.4%) | 0.00 | 175 |
| 2019-03-01 | $315,136 (21.5%) | $404,239 (21.6%) | 0.00 | 164 |
| 2019-04-01 | $329,075 (19.8%) | $431,834 (26.7%) | 0.00 | 168 |
| 2019-05-01 | $329,248 (11.2%) | $408,478 (13.2%) | 0.00 | 206 |
| 2019-06-01 | $329,000 (11.5%) | $397,043 (9.1%) | 0.00 | 241 |
| 2019-07-01 | $337,000 (13.3%) | $410,046 (9.1%) | 0.00 | 243 |
| 2019-08-01 | $332,273 (11.1%) | $408,988 (7.0%) | 0.00 | 254 |
| 2019-09-01 | $328,182 (9.4%) | $409,310 (6.9%) | 0.00 | 258 |
| 2019-10-01 | $325,000 (11.1%) | $408,273 (10.5%) | 0.00 | 252 |
| 2019-11-01 | $314,975 (5.3%) | $382,159 (4.7%) | 0.00 | 217 |
| 2019-12-01 | $299,125 (-1.1%) | $384,226 (3.1%) | 0.00 | 181 |
| 2020-01-01 | $311,250 (5.9%) | $386,223 (3.3%) | 0.00 | 163 |
| 2020-02-01 | $300,000 (-2.0%) | $377,848 (-1.2%) | 0.00 | 152 |
| 2020-03-01 | $329,750 (4.6%) | $405,688 (0.4%) | 0.00 | 176 |
| 2020-04-01 | $333,500 (1.3%) | $406,435 (-5.9%) | 0.00 | 189 |
| 2020-05-01 | $349,000 (6.0%) | $430,189 (5.3%) | 0.00 | 187 |
| 2020-06-01 | $376,550 (14.5%) | $444,571 (12.0%) | 0.00 | 174 |
| 2020-07-01 | $386,500 (14.7%) | $445,455 (8.6%) | 0.00 | 166 |
| 2020-08-01 | $359,750 (8.3%) | $444,776 (8.8%) | 0.00 | 147 |
| 2020-09-01 | $363,750 (10.8%) | $455,886 (11.4%) | 0.00 | 129 |
| 2020-10-01 | $350,000 (7.7%) | $455,281 (11.5%) | 0.00 | 117 |
| 2020-11-01 | $337,250 (7.1%) | $441,803 (15.6%) | 0.00 | 73 |
| 2020-12-01 | $344,748 (15.3%) | $397,649 (3.5%) | 0.00 | 59 |
| 2021-01-01 | $326,250 (4.8%) | $392,237 (1.6%) | 0.00 | 40 |
| 2021-02-01 | $381,975 (27.3%) | $453,077 (19.9%) | 0.00 | 41 |
| 2021-03-01 | $332,000 (0.7%) | $415,918 (2.5%) | 0.00 | 47 |
| 2021-04-01 | $385,738 (15.7%) | $448,635 (10.4%) | 0.00 | 58 |
| 2021-05-01 | $390,000 (11.8%) | $452,186 (5.1%) | 0.00 | 62 |
| 2021-06-01 | $383,000 (1.7%) | $511,775 (15.1%) | 0.00 | 75 |
| 2021-07-01 | $432,000 (11.8%) | $539,807 (21.2%) | 0.00 | 82 |
| 2021-08-01 | $432,125 (20.1%) | $552,748 (24.3%) | 0.00 | 88 |
| 2021-09-01 | $429,500 (18.1%) | $553,262 (21.4%) | 0.00 | 104 |
| 2021-10-01 | $445,000 (27.1%) | $569,288 (25.0%) | 0.00 | 80 |
| 2021-11-01 | $474,500 (40.7%) | $580,783 (31.5%) | 0.00 | 70 |
| 2021-12-01 | $482,500 (40.0%) | $645,326 (62.3%) | 0.00 | 55 |
| 2022-01-01 | $480,000 (47.1%) | $691,080 (76.2%) | 0.00 | 40 |
| 2022-02-01 | $493,500 (29.2%) | $746,056 (64.7%) | 0.00 | 49 |
| 2022-03-01 | $502,450 (51.3%) | $690,510 (66.0%) | 0.00 | 51 |
| 2022-04-01 | $500,000 (29.6%) | $688,261 (53.4%) | 0.00 | 72 |
| 2022-05-01 | $519,063 (33.1%) | $719,964 (59.2%) | 0.00 | 97 |
| 2022-06-01 | $507,375 (32.5%) | $665,538 (30.1%) | 0.00 | 138 |
| 2022-07-01 | $499,000 (15.5%) | $637,957 (18.2%) | 0.00 | 177 |
| 2022-08-01 | $497,000 (15.0%) | $615,561 (11.4%) | 0.00 | 212 |
| 2022-09-01 | $488,750 (13.8%) | $606,762 (9.7%) | 0.00 | 206 |
| 2022-10-01 | $475,000 (6.7%) | $601,346 (5.6%) | 0.00 | 197 |
| 2022-11-01 | $475,225 (0.2%) | $612,248 (5.4%) | 0.00 | 188 |
| 2022-12-01 | $475,000 (-1.6%) | $589,022 (-8.7%) | 0.00 | 153 |
| 2023-01-01 | $475,000 (-1.0%) | $640,947 (-7.3%) | 0.00 | 130 |
| 2023-02-01 | $473,875 (-4.0%) | $701,078 (-6.0%) | 0.00 | 102 |
| 2023-03-01 | $499,475 (-0.6%) | $740,022 (7.2%) | 0.00 | 106 |
| 2023-04-01 | $521,500 (4.3%) | $797,945 (15.9%) | 0.00 | 105 |
| 2023-05-01 | $502,188 (-3.3%) | $710,318 (-1.3%) | 0.00 | 121 |
| 2023-06-01 | $498,750 (-1.7%) | $701,329 (5.4%) | 0.00 | 142 |
| 2023-07-01 | $512,475 (2.7%) | $687,760 (7.8%) | 0.00 | 160 |
| 2023-08-01 | $505,000 (1.6%) | $678,603 (10.2%) | 0.00 | 153 |
| 2023-09-01 | $530,000 (8.4%) | $695,637 (14.7%) | 0.00 | 149 |
| 2023-10-01 | $499,983 (5.3%) | $648,693 (7.9%) | 0.00 | 160 |
| 2023-11-01 | $473,712 (-0.3%) | $601,230 (-1.8%) | 0.00 | 178 |
| 2023-12-01 | $472,725 (-0.5%) | $594,883 (1.0%) | 0.00 | 160 |
| 2024-01-01 | $463,663 (-2.4%) | $592,976 (-7.5%) | 0.00 | 124 |
| 2024-02-01 | $467,488 (-1.4%) | $631,246 (-10.0%) | 0.00 | 113 |
| 2024-03-01 | $467,500 (-6.4%) | $645,029 (-12.8%) | 0.00 | 126 |
| 2024-04-01 | $499,250 (-4.3%) | $655,370 (-17.9%) | 0.00 | 168 |
| 2024-05-01 | $516,475 (2.9%) | $640,164 (-9.9%) | 0.00 | 213 |
| 2024-06-01 | $539,000 (8.1%) | $649,003 (-7.5%) | 0.00 | 230 |
| 2024-07-01 | $516,213 (0.7%) | $621,522 (-9.6%) | 0.00 | 254 |
| 2024-08-01 | $479,000 (-5.2%) | $588,480 (-13.3%) | 0.00 | 278 |
| 2024-09-01 | $480,081 (-9.4%) | $583,100 (-16.2%) | 0.00 | 253 |
| 2024-10-01 | $494,488 (-1.1%) | $577,163 (-11.0%) | 0.00 | 239 |
| 2024-11-01 | $475,700 (0.4%) | $578,401 (-3.8%) | 0.00 | 231 |
| 2024-12-01 | $485,000 (2.6%) | $575,645 (-3.2%) | 0.00 | 189 |
| 2025-01-01 | $465,975 (0.5%) | $574,042 (-3.2%) | 0.00 | 161 |
| 2025-02-01 | $480,500 (2.8%) | $596,866 (-5.5%) | 0.00 | 153 |
| 2025-03-01 | $499,950 (6.9%) | $634,887 (-1.6%) | 0.00 | 154 |
| 2025-04-01 | $546,788 (9.5%) | $668,131 (2.0%) | 0.00 | 184 |
| 2025-05-01 | $550,000 (6.5%) | $691,699 (8.1%) | 0.00 | 232 |
| 2025-06-01 | $549,500 (2.0%) | $679,068 (4.6%) | 0.00 | 274 |
| 2025-07-01 | $538,675 (4.4%) | $662,380 (6.6%) | 0.00 | 313 |
| 2025-08-01 | $522,500 (9.1%) | $650,153 (10.5%) | 0.00 | 321 |
| 2025-09-01 | $512,475 (6.8%) | $648,031 (11.1%) | 0.00 | 309 |
| 2025-10-01 | $499,475 (1.0%) | $610,534 (5.8%) | 0.00 | 296 |
| 2025-11-01 | $480,000 (0.9%) | $612,164 (5.8%) | 0.00 | 244 |
| 2025-12-01 | $454,975 (-6.2%) | $596,017 (3.5%) | 0.00 | 197 |
| 2026-01-01 | $475,000 (1.9%) | $593,123 (3.3%) | 0.00 | 171 |
| 2026-02-01 | $486,000 (1.1%) | $609,579 (2.1%) | 0.00 | 178 |
| 2026-03-01 | $516,620 (3.3%) | $625,591 (-1.5%) | 0.00 | 186 |
| 2026-04-01 | $518,625 (-5.2%) | $630,473 (-5.6%) | 0.00 | 221 |
| 2026-05-01 | $540,000 (-1.8%) | $672,843 (-2.7%) | 0.00 | 271 |
| 2026-06-01 | $526,125 (-4.3%) | $653,027 (-3.8%) | 0.00 | 333 |
| 2026-07-01 | $535,488 (-0.6%) | $689,885 (4.2%) | 0.00 | 359 |
| 2026-08-01 | $549,900 (5.2%) | $700,034 (7.7%) | 0.00 | 357 |
| 2026-09-01 | $537,625 (4.9%) | $692,765 (6.9%) | 0.00 | 344 |
| 2026-10-01 | $499,500 (0.0%) | $630,297 (3.2%) | 0.00 | 327 |
Shelton's median listing price for 2026-10-01 was $499,500, a difference of
$25
(0.0%) versus the prior year and
$-38,125 versus the prior month.
Shelton's median listing price comes in at 0% of the national average.
Shelton's average listing price for 2026-10-01 was $630,297, a difference of $19,763 (3.2%) versus the prior year and $-62,468 versus the prior month.
For the 2026-10-01 period, Shelton had 327 MLS listings, a difference of -17 listings (-5%) versus the prior month and 31 listings (10%) versus the prior year.
Shelton's median listing price comes in at 0% of the national average.
Shelton's average listing price for 2026-10-01 was $630,297, a difference of $19,763 (3.2%) versus the prior year and $-62,468 versus the prior month.
For the 2026-10-01 period, Shelton had 327 MLS listings, a difference of -17 listings (-5%) versus the prior month and 31 listings (10%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Shelton (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,636 sqft |
| 2018-02-01 | 0 days | 1,598 sqft |
| 2018-03-01 | 0 days | 1,626 sqft |
| 2018-04-01 | 0 days | 1,599 sqft |
| 2018-05-01 | 0 days | 1,598 sqft |
| 2018-06-01 | 0 days | 1,680 sqft |
| 2018-07-01 | 0 days | 1,728 sqft |
| 2018-08-01 | 0 days | 1,750 sqft |
| 2018-09-01 | 0 days | 1,780 sqft |
| 2018-10-01 | 0 days | 1,763 sqft |
| 2018-11-01 | 0 days | 1,770 sqft |
| 2018-12-01 | 0 days | 1,840 sqft |
| 2019-01-01 | 0 days | 1,782 sqft |
| 2019-02-01 | 0 days | 1,785 sqft |
| 2019-03-01 | 0 days | 1,779 sqft |
| 2019-04-01 | 0 days | 1,766 sqft |
| 2019-05-01 | 0 days | 1,758 sqft |
| 2019-06-01 | 0 days | 1,758 sqft |
| 2019-07-01 | 0 days | 1,786 sqft |
| 2019-08-01 | 0 days | 1,767 sqft |
| 2019-09-01 | 0 days | 1,749 sqft |
| 2019-10-01 | 0 days | 1,730 sqft |
| 2019-11-01 | 0 days | 1,686 sqft |
| 2019-12-01 | 0 days | 1,683 sqft |
| 2020-01-01 | 0 days | 1,706 sqft |
| 2020-02-01 | 0 days | 1,666 sqft |
| 2020-03-01 | 0 days | 1,657 sqft |
| 2020-04-01 | 0 days | 1,680 sqft |
| 2020-05-01 | 0 days | 1,702 sqft |
| 2020-06-01 | 0 days | 1,702 sqft |
| 2020-07-01 | 0 days | 1,740 sqft |
| 2020-08-01 | 0 days | 1,572 sqft |
| 2020-09-01 | 0 days | 1,660 sqft |
| 2020-10-01 | 0 days | 1,750 sqft |
| 2020-11-01 | 0 days | 1,559 sqft |
| 2020-12-01 | 0 days | 1,651 sqft |
| 2021-01-01 | 0 days | 1,490 sqft |
| 2021-02-01 | 0 days | 1,581 sqft |
| 2021-03-01 | 0 days | 1,457 sqft |
| 2021-04-01 | 0 days | 1,575 sqft |
| 2021-05-01 | 0 days | 1,626 sqft |
| 2021-06-01 | 0 days | 1,569 sqft |
| 2021-07-01 | 0 days | 1,720 sqft |
| 2021-08-01 | 0 days | 1,762 sqft |
| 2021-09-01 | 0 days | 1,720 sqft |
| 2021-10-01 | 0 days | 1,836 sqft |
| 2021-11-01 | 0 days | 1,739 sqft |
| 2021-12-01 | 0 days | 1,772 sqft |
| 2022-01-01 | 0 days | 1,814 sqft |
| 2022-02-01 | 0 days | 1,802 sqft |
| 2022-03-01 | 0 days | 1,805 sqft |
| 2022-04-01 | 0 days | 1,718 sqft |
| 2022-05-01 | 0 days | 1,750 sqft |
| 2022-06-01 | 0 days | 1,794 sqft |
| 2022-07-01 | 0 days | 1,752 sqft |
| 2022-08-01 | 0 days | 1,764 sqft |
| 2022-09-01 | 0 days | 1,767 sqft |
| 2022-10-01 | 0 days | 1,764 sqft |
| 2022-11-01 | 0 days | 1,805 sqft |
| 2022-12-01 | 0 days | 1,765 sqft |
| 2023-01-01 | 0 days | 1,752 sqft |
| 2023-02-01 | 0 days | 1,737 sqft |
| 2023-03-01 | 0 days | 1,783 sqft |
| 2023-04-01 | 0 days | 1,792 sqft |
| 2023-05-01 | 0 days | 1,662 sqft |
| 2023-06-01 | 0 days | 1,743 sqft |
| 2023-07-01 | 0 days | 1,768 sqft |
| 2023-08-01 | 0 days | 1,769 sqft |
| 2023-09-01 | 0 days | 1,815 sqft |
| 2023-10-01 | 0 days | 1,747 sqft |
| 2023-11-01 | 0 days | 1,711 sqft |
| 2023-12-01 | 0 days | 1,768 sqft |
| 2024-01-01 | 0 days | 1,746 sqft |
| 2024-02-01 | 0 days | 1,768 sqft |
| 2024-03-01 | 0 days | 1,877 sqft |
| 2024-04-01 | 0 days | 1,725 sqft |
| 2024-05-01 | 0 days | 1,747 sqft |
| 2024-06-01 | 0 days | 1,815 sqft |
| 2024-07-01 | 0 days | 1,777 sqft |
| 2024-08-01 | 0 days | 1,680 sqft |
| 2024-09-01 | 0 days | 1,684 sqft |
| 2024-10-01 | 0 days | 1,696 sqft |
| 2024-11-01 | 0 days | 1,680 sqft |
| 2024-12-01 | 0 days | 1,682 sqft |
| 2025-01-01 | 0 days | 1,715 sqft |
| 2025-02-01 | 0 days | 1,706 sqft |
| 2025-03-01 | 0 days | 1,721 sqft |
| 2025-04-01 | 0 days | 1,800 sqft |
| 2025-05-01 | 0 days | 1,796 sqft |
| 2025-06-01 | 0 days | 1,768 sqft |
| 2025-07-01 | 0 days | 1,743 sqft |
| 2025-08-01 | 0 days | 1,716 sqft |
| 2025-09-01 | 0 days | 1,724 sqft |
| 2025-10-01 | 0 days | 1,709 sqft |
| 2025-11-01 | 0 days | 1,737 sqft |
| 2025-12-01 | 0 days | 1,664 sqft |
| 2026-01-01 | 0 days | 1,661 sqft |
| 2026-02-01 | 0 days | 1,714 sqft |
| 2026-03-01 | 0 days | 1,761 sqft |
| 2026-04-01 | 0 days | 1,679 sqft |
| 2026-05-01 | 0 days | 1,768 sqft |
| 2026-06-01 | 0 days | 1,768 sqft |
| 2026-07-01 | 0 days | 1,788 sqft |
| 2026-08-01 | 0 days | 1,792 sqft |
| 2026-09-01 | 0 days | 1,801 sqft |
| 2026-10-01 | 0 days | 1,751 sqft |
Shelton's median listing age (time on market) for 2026-10-01 was 0 days.
Shelton's median square footage for active listings during the 2026-10-01 period was 1,751 sqft. One year prior, the average listing was 1,709 sqft.
Shelton's median square footage for active listings during the 2026-10-01 period was 1,751 sqft. One year prior, the average listing was 1,709 sqft.
Shelton, WA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,093 | $386,355,000 | $353,481 |
| Cash Out Refi | 344 | $86,950,000 | $252,762 |
| Refi | 325 | $116,355,000 | $358,015 |
| Other | 171 | $22,115,000 | $129,327 |
| Home Improvement | 151 | $16,845,000 | $111,556 |
| NA | 1 | $1,015,000 | $1,015,000 |
Shelton's most frequently cited loan purpose was Home Purchase, with 1,093 originations. The 2nd most popular reason was Cash Out Refi, with 344 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 883 | $322,265,000 | $364,966 |
| 5-6% | 394 | $147,010,000 | $373,122 |
| 7-8% | 391 | $104,115,000 | $266,279 |
| Over 8% | 264 | $39,370,000 | $149,129 |
| <2.5% | 95 | $2,255,000 | $23,737 |
| 4-5% | 23 | $8,275,000 | $359,783 |
| 3-4% | 23 | $5,525,000 | $240,217 |
During 2025, Shelton's most frequently originated rate bucket was 6-7%, with 883 originations.
Loan Sizing (Shelton, WA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 842 | $259,850,000 | $308,610 |
| $400k-600k | 459 | $216,665,000 | $472,037 |
| $100,000 or less | 382 | $17,840,000 | $46,702 |
| $100k-200k | 280 | $40,520,000 | $144,714 |
| $600k-1000k | 108 | $77,840,000 | $720,741 |
| $Over $1MM | 14 | $16,920,000 | $1,208,571 |
Shelton's loan sizing saw the bucket of loans from $200k-400k with 842 originations, totaling $259,850,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 757 | $312,935,000 | $413,388 |
| Under 20% | 386 | $21,680,000 | $56,166 |
| 60-80% | 377 | $145,065,000 | $384,788 |
| 20-40% | 231 | $37,875,000 | $163,961 |
| 40-60% | 205 | $59,475,000 | $290,122 |
| Over 100% | 74 | $33,440,000 | $451,892 |
Shelton's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 757 originations, totaling $312,935,000 in origination value.