Pulte Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 5493004WMLN60ZJ2ON46
Tax ID: 42-1554181
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Pulte Mortgage is a large mortgage company specializing in Home Purchase loans. Pulte Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, Phoenix, Las Vegas, Orlando, and Austin among others. We have data for 72 markets. (Some data included below & more in-depth data is available with an active subscription.)Pulte Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Pulte Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 4/17/25 |
| 30 Year FHA Purchase | 5.75% | 4/17/25 |
| 30 Year VA Purchase | 5.40% | 4/17/25 |
| 30 Year USDA Purchase | 5.21% | 4/17/25 |
| 15 Year Conventional Purchase | 5.73% | 4/17/25 |
| 15 Year VA Purchase | 6.00% | 4/17/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Pulte Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Pulte Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
19,692Origination Dollar Volume (All Markets)
$8,313,130,000Awards
PULTE MORTGAGE - 2024
PULTE MORTGAGE is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
Work for PULTE MORTGAGE?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Pulte Mortgage's average 30 year fixed mortgage rate was
5.93%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.62%.
Relative Fees (Closing Costs)
Pulte Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $3,981.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Click or Hover to activate map
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1,183 | $482,655,000 | $407,992 | $5,576 | 5.79% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,025 | $456,125,000 | $445,000 | $4,707 | 5.66% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 946 | $450,700,000 | $476,427 | $2,985 | 5.95% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 953 | $422,845,000 | $443,699 | $4,263 | 5.84% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 954 | $369,600,000 | $387,421 | $4,379 | 6.10% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 550 | $308,270,000 | $560,491 | $4,509 | 5.86% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 871 | $296,105,000 | $339,960 | $5,737 | 4.93% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 708 | $283,360,000 | $400,226 | $3,248 | 6.00% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 669 | $282,645,000 | $422,489 | $3,615 | 5.98% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 598 | $279,470,000 | $467,341 | $3,439 | 6.52% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 873 | $253,655,000 | $290,556 | $5,558 | 5.29% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 651 | $246,105,000 | $378,041 | $2,874 | 5.70% |
| COLUMBUS, OH (FHA|USDA|VA) | 573 | $239,275,000 | $417,583 | $2,886 | 5.97% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 585 | $216,615,000 | $370,282 | $3,866 | 5.77% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 595 | $188,505,000 | $316,815 | $2,623 | 6.47% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 390 | $177,810,000 | $455,923 | $4,794 | 5.69% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 418 | $170,920,000 | $408,900 | $3,165 | 6.22% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 300 | $169,410,000 | $564,700 | $2,521 | 6.52% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 376 | $165,970,000 | $441,410 | $2,782 | 6.42% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 346 | $144,450,000 | $417,486 | $2,930 | 6.04% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 316 | $135,190,000 | $427,816 | $2,419 | 6.40% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 298 | $133,480,000 | $447,919 | $3,784 | 6.37% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 130 | $128,810,000 | $990,846 | $1,745 | 5.47% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 319 | $124,965,000 | $391,740 | $4,069 | 6.09% |
| TUCSON, AZ (FHA|USDA|VA) | 266 | $112,790,000 | $424,023 | $4,285 | 5.61% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 358 | $111,100,000 | $310,335 | $1,604 | 6.40% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 258 | $107,410,000 | $416,318 | $2,627 | 5.87% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 189 | $107,155,000 | $566,958 | $4,885 | 6.03% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 241 | $99,995,000 | $414,917 | $6,883 | 5.76% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 265 | $97,675,000 | $368,585 | $2,591 | 6.31% |
| STOCKTON, CA (FHA|USDA|VA) | 129 | $91,505,000 | $709,341 | $1,456 | 6.16% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 246 | $88,450,000 | $359,553 | $5,220 | 5.13% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 183 | $85,205,000 | $465,601 | $4,577 | 6.40% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 197 | $84,645,000 | $429,670 | $3,937 | 5.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 148 | $82,750,000 | $559,122 | $5,494 | 5.74% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 147 | $75,775,000 | $515,476 | $4,519 | 6.46% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 142 | $71,470,000 | $503,310 | $2,871 | 5.90% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 150 | $64,210,000 | $428,067 | $2,308 | 6.60% |
| LOUISVILLE, KY (FHA|USDA|VA) | 177 | $61,745,000 | $348,842 | $3,641 | 5.70% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 112 | $60,930,000 | $544,018 | $2,251 | 6.76% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 100 | $60,600,000 | $606,000 | $5,567 | 5.88% |
| AKRON, OH (FHA|USDA|VA) | 147 | $58,925,000 | $400,850 | $2,528 | 5.86% |
| SAVANNAH, GA (FHA|USDA|VA) | 147 | $57,635,000 | $392,075 | $3,277 | 6.14% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 56 | $46,880,000 | $837,143 | $3,952 | 6.03% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 115 | $46,085,000 | $400,739 | $4,599 | 5.94% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 69 | $43,785,000 | $634,565 | $4,759 | 5.82% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 104 | $41,100,000 | $395,192 | $2,533 | 6.39% |
| OCALA, FL (FHA|USDA|VA) | 133 | $36,885,000 | $277,331 | $3,627 | 5.99% |
| SANTA FE, NM (FHA|USDA|VA) | 65 | $34,465,000 | $530,231 | $4,688 | 5.87% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 64 | $30,410,000 | $475,156 | $1,860 | 6.60% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 45 | $29,805,000 | $662,333 | $2,516 | 5.97% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 77 | $29,345,000 | $381,104 | $3,020 | 6.09% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 60 | $27,900,000 | $465,000 | $1,629 | 6.73% |
| ANN ARBOR, MI (FHA|USDA|VA) | 68 | $26,890,000 | $395,441 | $1,787 | 6.32% |
| COLUMBIA, SC (FHA|USDA|VA) | 78 | $25,910,000 | $332,179 | $4,709 | 5.34% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 73 | $25,815,000 | $353,630 | $3,701 | 6.58% |
| GAINESVILLE, GA (FHA|USDA|VA) | 68 | $25,190,000 | $370,441 | $3,809 | 5.92% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 85 | $22,655,000 | $266,529 | $3,519 | 6.20% |
| WILMINGTON, NC (FHA|USDA|VA) | 44 | $18,030,000 | $409,773 | $1,783 | 6.41% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 32 | $16,150,000 | $504,688 | $2,200 | 6.58% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 41 | $14,615,000 | $356,463 | $6,216 | 4.97% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 56 | $13,630,000 | $243,393 | $3,102 | 6.36% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 25 | $11,785,000 | $471,400 | $2,065 | 5.90% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 22 | $9,330,000 | $424,091 | $6,651 | 6.95% |
| Outside of Metro Areas | 33 | $9,225,000 | $279,545 | $1,913 | 6.71% |
| VALLEJO, CA (FHA|USDA|VA) | 10 | $6,760,000 | $676,000 | $3,263 | 5.66% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 24 | $6,730,000 | $280,417 | $3,892 | 5.83% |
| Heber, UT (FHA|USDA|VA) | 4 | $2,490,000 | $622,500 | $4,640 | 4.34% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $4,022 | 4.83% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $3,886 | 4.96% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,800 | 4.25% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $3,680 | 6.99% |
Similar Lenders
We use machine learning to identify the top lenders compared against PULTE MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 60
Similarity Rank: 65
Similarity Rank: 99
Similarity Rank: 121
Similarity Rank: 135
Similarity Rank: 156
Similarity Rank: 168
Similarity Rank: 176
Similarity Rank: 220
Similarity Rank: 237
Product Mix
For 2024, Pulte Mortgage's most frequently originated type of loan was Conventional, with 14,643 originations. Their 2nd most popular type was FHA, with 3,034 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 19,692 | $8,313,130,000 | $422,158 | $3,902 | 5.93% |
For 2024, Pulte Mortgage's most frequently cited loan purpose was Home Purchase, with 19,692 originations.
Loan Duration/Length
For 2024, Pulte Mortgage's most frequently cited loan duration was 30 Year, with 18,930 originations. The 2nd most popular length was 15 Year, with 625 originations.
Origination Fees/Closing Costs
Pulte Mortgage's average total fees were $3,981, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 15,265 originations.
Interest Rates
During 2024, Pulte Mortgage's average interest rate for loans was 5.93%, while their most frequently originated rate bucket for loans was 6-7%, with 6,952 originations.
Loan Sizing
2024 saw Pulte Mortgage place emphasis on $200k-400k loans with 8,353 originations, totaling $2,646,145,000 in origination value.
Applicant Income
Pulte Mortgage lent most frequently to those with incomes in the $150k-250k range, with 6,411 originations. The second most popular income band? $100k-150k, with 6,324 originations.
Applicant Debt to Income Ratio
Pulte Mortgage lent most frequently to those with DTI ratios of 30-36%, with 2,932 originations. The next most common DTI ratio? 20-30%, with 2,798 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.07%
Pulte Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination78.80%
Pulte Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 19,692 | $8,313,130,000 | $422,158 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 19,692 | $8,313,130,000 | $422,158 |