Lawrenceburg VA Loan Rates, Closing Costs & Stats
Lawrenceburg, TN
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Lawrenceburg's 31 lenders originated 69 VA loans during 2023. The total origination value was $20,085,000, with an average VA loan value of $291,087.
Lawrenceburg VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Lawrenceburg
averaged
6.01%
for the week of 2024-10-11, compared to the national average (all VA variants) of
5.854% for the same period.
Lawrenceburg's average VA mortgage closing costs are $5,781.
The average rate for the prior week (2024-10-04) was
5.88% and
one month ago for the week of 2024-09-06, the
average rate was 5.57%.
The average rate one year ago was 7.44%.
For refis of the same type during the week of 2024-10-11, the average rate
was 5.75%.
Lawrenceburg VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Lawrenceburg level.
The top Lawrenceburg VA lender as defined by loan originations is Mortgage Research Center, LLC, with
16 VA loans originated. Their average total fees are
$7,287, which is $5,399
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Lawrenceburg VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($7,287), .
The lowest rate Lawrenceburg VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (6.42%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Lawrenceburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $169,900 (21.4%) | $221,637 (10.2%) | 0.00 | 108 |
2018-02-01 | $165,475 (15.2%) | $213,378 (7.0%) | 0.00 | 116 |
2018-03-01 | $168,500 (16.3%) | $219,198 (10.0%) | 0.00 | 114 |
2018-04-01 | $174,900 (17.4%) | $238,578 (18.0%) | 0.00 | 107 |
2018-05-01 | $177,675 (10.0%) | $238,035 (11.5%) | 0.00 | 113 |
2018-06-01 | $179,900 (20.0%) | $239,190 (13.6%) | 0.00 | 113 |
2018-07-01 | $184,900 (15.6%) | $236,504 (18.1%) | 0.00 | 117 |
2018-08-01 | $170,425 (-1.1%) | $222,943 (4.7%) | 0.00 | 123 |
2018-09-01 | $186,000 (3.6%) | $229,494 (9.1%) | 0.00 | 127 |
2018-10-01 | $172,825 (-3.9%) | $242,658 (5.0%) | 0.00 | 139 |
2018-11-01 | $167,875 (-6.7%) | $245,114 (6.7%) | 0.00 | 139 |
2018-12-01 | $184,900 (5.7%) | $254,582 (12.8%) | 0.00 | 128 |
2019-01-01 | $195,700 (15.2%) | $259,477 (17.1%) | 0.00 | 109 |
2019-02-01 | $185,975 (12.4%) | $255,726 (19.9%) | 0.00 | 103 |
2019-03-01 | $188,243 (11.7%) | $260,135 (18.7%) | 0.00 | 103 |
2019-04-01 | $193,450 (10.6%) | $254,924 (6.9%) | 0.00 | 104 |
2019-05-01 | $233,750 (31.6%) | $294,801 (23.9%) | 0.00 | 100 |
2019-06-01 | $235,000 (30.6%) | $294,066 (22.9%) | 0.00 | 114 |
2019-07-01 | $231,225 (25.1%) | $284,766 (20.4%) | 0.00 | 123 |
2019-08-01 | $230,359 (35.2%) | $285,097 (27.9%) | 0.00 | 125 |
2019-09-01 | $224,223 (20.6%) | $281,348 (22.6%) | 0.00 | 130 |
2019-10-01 | $218,725 (26.6%) | $277,850 (14.5%) | 0.00 | 138 |
2019-11-01 | $215,000 (28.1%) | $265,003 (8.1%) | 0.00 | 142 |
2019-12-01 | $217,450 (17.6%) | $267,354 (5.0%) | 0.00 | 134 |
2020-01-01 | $219,450 (12.1%) | $269,590 (3.9%) | 0.00 | 125 |
2020-02-01 | $222,450 (19.6%) | $277,073 (8.4%) | 0.00 | 119 |
2020-03-01 | $234,925 (24.8%) | $284,975 (9.6%) | 0.00 | 113 |
2020-04-01 | $225,161 (16.4%) | $279,046 (9.5%) | 0.00 | 106 |
2020-05-01 | $216,000 (-7.6%) | $289,979 (-1.6%) | 0.00 | 104 |
2020-06-01 | $222,175 (-5.5%) | $304,627 (3.6%) | 0.00 | 93 |
2020-07-01 | $232,350 (0.5%) | $302,352 (6.2%) | 0.00 | 90 |
2020-08-01 | $235,000 (2.0%) | $328,189 (15.1%) | 0.00 | 71 |
2020-09-01 | $237,450 (5.9%) | $315,472 (12.1%) | 0.00 | 69 |
2020-10-01 | $230,950 (5.6%) | $316,379 (13.9%) | 0.00 | 71 |
2020-11-01 | $236,000 (9.8%) | $318,444 (20.2%) | 0.00 | 77 |
2020-12-01 | $230,850 (6.2%) | $312,985 (17.1%) | 0.00 | 72 |
2021-01-01 | $239,900 (9.3%) | $331,577 (23.0%) | 0.00 | 65 |
2021-02-01 | $244,900 (10.1%) | $340,176 (22.8%) | 0.00 | 51 |
2021-03-01 | $249,225 (6.1%) | $356,459 (25.1%) | 0.00 | 47 |
2021-04-01 | $254,500 (13.0%) | $365,316 (30.9%) | 0.00 | 48 |
2021-05-01 | $294,000 (36.1%) | $400,070 (38.0%) | 0.00 | 43 |
2021-06-01 | $263,700 (18.7%) | $389,944 (28.0%) | 0.00 | 47 |
2021-07-01 | $299,000 (28.7%) | $389,214 (28.7%) | 0.00 | 70 |
2021-08-01 | $294,675 (25.4%) | $390,947 (19.1%) | 0.00 | 89 |
2021-09-01 | $270,850 (14.1%) | $332,644 (5.4%) | 0.00 | 94 |
2021-10-01 | $269,000 (16.5%) | $331,738 (4.9%) | 0.00 | 98 |
2021-11-01 | $279,475 (18.4%) | $356,375 (11.9%) | 0.00 | 95 |
2021-12-01 | $280,000 (21.3%) | $368,874 (17.9%) | 0.00 | 89 |
2022-01-01 | $274,900 (14.6%) | $341,931 (3.1%) | 0.00 | 75 |
2022-02-01 | $279,900 (14.3%) | $347,708 (2.2%) | 0.00 | 52 |
2022-03-01 | $327,000 (31.2%) | $476,903 (33.8%) | 0.00 | 54 |
2022-04-01 | $307,000 (20.6%) | $479,753 (31.3%) | 0.00 | 70 |
2022-05-01 | $339,950 (15.6%) | $467,348 (16.8%) | 0.00 | 83 |
2022-06-01 | $345,975 (31.2%) | $460,902 (18.2%) | 0.00 | 95 |
2022-07-01 | $342,450 (14.5%) | $428,391 (10.1%) | 0.00 | 112 |
2022-08-01 | $324,450 (10.1%) | $435,295 (11.3%) | 0.00 | 115 |
2022-09-01 | $320,950 (18.5%) | $412,567 (24.0%) | 0.00 | 126 |
2022-10-01 | $327,450 (21.7%) | $402,908 (21.5%) | 0.00 | 139 |
2022-11-01 | $345,817 (23.7%) | $415,511 (16.6%) | 0.00 | 144 |
2022-12-01 | $335,000 (19.6%) | $410,606 (11.3%) | 0.00 | 141 |
2023-01-01 | $331,225 (20.5%) | $401,024 (17.3%) | 0.00 | 137 |
2023-02-01 | $339,700 (21.4%) | $407,713 (17.3%) | 0.00 | 122 |
2023-03-01 | $349,800 (7.0%) | $413,403 (-13.3%) | 0.00 | 104 |
2023-04-01 | $341,250 (11.2%) | $411,087 (-14.3%) | 0.00 | 92 |
2023-05-01 | $337,500 (-0.7%) | $431,574 (-7.7%) | 0.00 | 84 |
2023-06-01 | $349,950 (1.2%) | $438,517 (-4.9%) | 0.00 | 85 |
2023-07-01 | $342,450 (0.0%) | $438,619 (2.4%) | 0.00 | 103 |
2023-08-01 | $372,375 (14.8%) | $458,816 (5.4%) | 0.00 | 121 |
2023-09-01 | $361,000 (12.5%) | $439,932 (6.6%) | 0.00 | 116 |
2023-10-01 | $350,000 (6.9%) | $413,118 (2.5%) | 0.00 | 118 |
2023-11-01 | $348,000 (0.6%) | $399,001 (-4.0%) | 0.00 | 128 |
2023-12-01 | $349,450 (4.3%) | $409,646 (-0.2%) | 0.00 | 127 |
2024-01-01 | $347,000 (4.8%) | $401,462 (0.1%) | 0.00 | 125 |
2024-02-01 | $359,000 (5.7%) | $397,012 (-2.6%) | 0.00 | 120 |
2024-03-01 | $359,999 (2.9%) | $397,008 (-4.0%) | 0.00 | 128 |
2024-04-01 | $354,450 (3.9%) | $388,408 (-5.5%) | 0.00 | 131 |
2024-05-01 | $349,000 (3.4%) | $395,182 (-8.4%) | 0.00 | 145 |
2024-06-01 | $347,000 (-0.8%) | $379,231 (-13.5%) | 0.00 | 154 |
2024-07-01 | $339,900 (-0.7%) | $390,292 (-11.0%) | 0.00 | 164 |
2024-08-01 | $339,000 (-9.0%) | $385,589 (-16.0%) | 0.00 | 176 |
2024-09-01 | $339,675 (-5.9%) | $387,199 (-12.0%) | 0.00 | 182 |
Lawrenceburg's median listing price comes in at 0% of the national average.
Lawrenceburg's average listing price for 2024-09-01 was $387,199, a difference of $-52,733 (-12.0%) versus the prior year and $1,610 versus the prior month.
For the 2024-09-01 period, Lawrenceburg had 182 MLS listings, a difference of 6 listings (3%) versus the prior month and 66 listings (57%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Lawrenceburg (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,904 sqft |
2018-02-01 | 0 days | 1,817 sqft |
2018-03-01 | 0 days | 1,828 sqft |
2018-04-01 | 0 days | 1,841 sqft |
2018-05-01 | 0 days | 1,837 sqft |
2018-06-01 | 0 days | 1,850 sqft |
2018-07-01 | 0 days | 1,882 sqft |
2018-08-01 | 0 days | 1,803 sqft |
2018-09-01 | 0 days | 1,812 sqft |
2018-10-01 | 0 days | 1,792 sqft |
2018-11-01 | 0 days | 1,795 sqft |
2018-12-01 | 0 days | 1,824 sqft |
2019-01-01 | 0 days | 1,873 sqft |
2019-02-01 | 0 days | 1,835 sqft |
2019-03-01 | 0 days | 1,902 sqft |
2019-04-01 | 0 days | 1,917 sqft |
2019-05-01 | 0 days | 2,044 sqft |
2019-06-01 | 0 days | 2,139 sqft |
2019-07-01 | 0 days | 1,944 sqft |
2019-08-01 | 0 days | 1,926 sqft |
2019-09-01 | 0 days | 1,932 sqft |
2019-10-01 | 0 days | 1,929 sqft |
2019-11-01 | 0 days | 1,836 sqft |
2019-12-01 | 0 days | 1,855 sqft |
2020-01-01 | 0 days | 1,887 sqft |
2020-02-01 | 0 days | 1,913 sqft |
2020-03-01 | 0 days | 1,938 sqft |
2020-04-01 | 0 days | 1,874 sqft |
2020-05-01 | 0 days | 1,825 sqft |
2020-06-01 | 0 days | 1,770 sqft |
2020-07-01 | 0 days | 1,743 sqft |
2020-08-01 | 0 days | 1,770 sqft |
2020-09-01 | 0 days | 1,809 sqft |
2020-10-01 | 0 days | 1,731 sqft |
2020-11-01 | 0 days | 1,659 sqft |
2020-12-01 | 0 days | 1,629 sqft |
2021-01-01 | 0 days | 1,750 sqft |
2021-02-01 | 0 days | 1,691 sqft |
2021-03-01 | 0 days | 1,796 sqft |
2021-04-01 | 0 days | 1,749 sqft |
2021-05-01 | 0 days | 1,942 sqft |
2021-06-01 | 0 days | 1,822 sqft |
2021-07-01 | 0 days | 1,880 sqft |
2021-08-01 | 0 days | 1,867 sqft |
2021-09-01 | 0 days | 1,760 sqft |
2021-10-01 | 0 days | 1,776 sqft |
2021-11-01 | 0 days | 1,932 sqft |
2021-12-01 | 0 days | 1,921 sqft |
2022-01-01 | 0 days | 1,861 sqft |
2022-02-01 | 0 days | 1,888 sqft |
2022-03-01 | 0 days | 1,965 sqft |
2022-04-01 | 0 days | 1,904 sqft |
2022-05-01 | 0 days | 1,961 sqft |
2022-06-01 | 0 days | 1,933 sqft |
2022-07-01 | 0 days | 1,784 sqft |
2022-08-01 | 0 days | 1,817 sqft |
2022-09-01 | 0 days | 1,800 sqft |
2022-10-01 | 0 days | 1,838 sqft |
2022-11-01 | 0 days | 1,897 sqft |
2022-12-01 | 0 days | 1,891 sqft |
2023-01-01 | 0 days | 1,859 sqft |
2023-02-01 | 0 days | 1,837 sqft |
2023-03-01 | 0 days | 1,833 sqft |
2023-04-01 | 0 days | 1,726 sqft |
2023-05-01 | 0 days | 1,833 sqft |
2023-06-01 | 0 days | 1,743 sqft |
2023-07-01 | 0 days | 1,682 sqft |
2023-08-01 | 0 days | 1,716 sqft |
2023-09-01 | 0 days | 1,633 sqft |
2023-10-01 | 0 days | 1,723 sqft |
2023-11-01 | 0 days | 1,725 sqft |
2023-12-01 | 0 days | 1,718 sqft |
2024-01-01 | 0 days | 1,668 sqft |
2024-02-01 | 0 days | 1,697 sqft |
2024-03-01 | 0 days | 1,672 sqft |
2024-04-01 | 0 days | 1,714 sqft |
2024-05-01 | 0 days | 1,714 sqft |
2024-06-01 | 0 days | 1,727 sqft |
2024-07-01 | 0 days | 1,727 sqft |
2024-08-01 | 0 days | 1,701 sqft |
2024-09-01 | 0 days | 1,702 sqft |
Lawrenceburg's median square footage for active listings during the 2024-09-01 period was 1,702 sqft. One year prior, the average listing was 1,633 sqft.