Delmar Financial Company Mortgage Rates, Fees & Info
St. Louis, MOLEI: 5493004T9SQFCNRQ2L76
Tax ID: 43-0889809
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Delmar Financial Company is a smaller mortgage company specializing in Home Purchase loans. Delmar Financial Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: St. Louis, Kansas City, Tallahassee, Columbia, and Gulfport among others. We have data for 170 markets. (Some data included below & more in-depth data is available with an active subscription.)Delmar Financial Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Delmar Financial Company is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.80% | 12/16/24 |
| 30 Year Conventional Refi | 6.61% | 12/16/24 |
| 30 Year Cash-out Refi | 6.81% | 12/16/24 |
| 30 Year FHA Purchase | 7.52% | 12/16/24 |
| 30 Year FHA Refi | 7.23% | 12/16/24 |
| 30 Year VA Purchase | 6.41% | 12/16/24 |
| 30 Year VA Refi | 6.26% | 12/16/24 |
| 30 Year USDA Purchase | 6.92% | 12/16/24 |
| 15 Year Conventional Purchase | 6.35% | 12/16/24 |
| 15 Year Conventional Refi | 6.09% | 12/16/24 |
| 15 Year Cash-out Refi | 6.09% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Delmar Financial Company Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Delmar Financial Company. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,643Origination Dollar Volume (All Markets)
$414,275,000Awards
DELMAR FINANCIAL COMPANY - 2023
DELMAR FINANCIAL COMPANY is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Delmar Financial Company's average 30 year fixed mortgage rate was
6.89%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.41%.
Relative Fees (Closing Costs)
Delmar Financial Company's average total fees/closing costs for a 30 year fixed rate
mortgage were $6,015.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 724 | $180,070,000 | $248,715 | $5,324 | 6.95% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 57 | $16,445,000 | $288,509 | $3,659 | 6.90% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 65 | $14,875,000 | $228,846 | $8,762 | 6.72% |
| COLUMBIA, SC (FHA|USDA|VA) | 42 | $12,670,000 | $301,667 | $6,337 | 6.91% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 67 | $12,615,000 | $188,284 | $6,968 | 6.77% |
| Outside of Metro Areas | 59 | $11,855,000 | $200,932 | $6,069 | 6.79% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 24 | $10,710,000 | $446,250 | $9,270 | 6.74% |
| LINCOLN, NE (FHA|USDA|VA) | 41 | $10,405,000 | $253,780 | $4,762 | 6.82% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 50 | $9,340,000 | $186,800 | $5,329 | 6.84% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 30 | $9,080,000 | $302,667 | $7,148 | 6.84% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 30 | $7,640,000 | $254,667 | $7,730 | 7.02% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 21 | $6,665,000 | $317,381 | $9,106 | 6.83% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 10 | $4,910,000 | $491,000 | $11,513 | 7.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 16 | $4,320,000 | $270,000 | $8,212 | 6.52% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $3,970,000 | $397,000 | $6,396 | 6.83% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 14 | $3,790,000 | $270,714 | $5,008 | 6.54% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 12 | $3,120,000 | $260,000 | $6,770 | 6.82% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 8 | $2,930,000 | $366,250 | $6,872 | 6.78% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 8 | $2,780,000 | $347,500 | $6,653 | 6.91% |
| Centralia, IL (FHA|USDA|VA) | 24 | $2,770,000 | $115,417 | $4,177 | 6.67% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 10 | $2,680,000 | $268,000 | $6,712 | 6.75% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 14 | $2,670,000 | $190,714 | $5,706 | 6.88% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 7 | $2,395,000 | $342,143 | $7,273 | 6.73% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 8 | $2,330,000 | $291,250 | $5,532 | 6.94% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 7 | $2,125,000 | $303,571 | $3,268 | 6.71% |
| SPARTANBURG, SC (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $9,277 | 6.64% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $6,555 | 6.96% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 7 | $1,825,000 | $260,714 | $7,014 | 6.78% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,610,000 | $268,333 | $4,741 | 6.77% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 7 | $1,585,000 | $226,429 | $6,113 | 6.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $6,098 | 6.76% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3 | $1,305,000 | $435,000 | $16,428 | 6.71% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $8,387 | 6.89% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $9,994 | 6.81% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $9,826 | 6.88% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $3,140 | 7.19% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $7,909 | 7.56% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $3,858 | 6.28% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $7,239 | 6.88% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $9,570 | 7.10% |
| Picayune, MS (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $8,358 | 7.46% |
| Mount Vernon, IL (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $5,857 | 6.98% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $6,916 | 6.28% |
| TULSA, OK (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $5,562 | 6.21% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $4,258 | 7.63% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $10,049 | 6.92% |
| Newberry, SC (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $6,263 | 6.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $9,926 | 6.50% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $3,937 | 5.94% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $10,484 | 6.94% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $9,403 | 7.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,698 | 6.75% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,633 | 7.56% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,231 | 7.29% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $9,639 | 6.13% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $3,716 | 7.25% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $9,320 | 5.50% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $4,245 | 7.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $6,843 | 5.50% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,689 | 6.56% |
| FLINT, MI (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,049 | 6.04% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,493 | 7.63% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $10,631 | 6.04% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $9,511 | 7.62% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,225 | 6.25% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $4,273 | 6.56% |
| AKRON, OH (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,011 | 5.71% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $24,386 | 7.50% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $5,014 | 6.81% |
| Quincy, IL-MO (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,341 | 6.75% |
| Greeneville, TN (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,593 | 7.17% |
| Shelton, WA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $5,035 | 6.99% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $8,537 | 6.49% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,500 | 6.88% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,426 | 6.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $8,419 | 6.75% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $11,028 | 7.38% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,356 | 7.37% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,078 | 6.75% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,753 | 6.31% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,892 | 7.00% |
| MONROE, MI (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,169 | 6.88% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,663 | 7.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,302 | 7.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $5,485 | 7.00% |
| Wooster, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $7,167 | 6.19% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $6,916 | 6.99% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,436 | 6.99% |
| Adrian, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,139 | 6.44% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,021 | 6.63% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $5,408 | 6.69% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,326 | 6.50% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,956 | 6.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,893 | 6.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,729 | 7.50% |
| Newport, TN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,174 | 6.13% |
| Hastings, NE (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,832 | 7.00% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,279 | 7.69% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,548 | 7.88% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,218 | 7.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 6.63% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $10,883 | 7.00% |
| Ozark, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,161 | 7.56% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,229 | 6.88% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,305 | 7.38% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,613 | 7.25% |
| Murray, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,594 | 6.88% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,096 | 6.75% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,028 | 6.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,400 | 7.00% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,419 | 6.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,492 | 6.50% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $324 | 7.38% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,682 | 7.00% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,249 | 6.63% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,064 | 7.13% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $1,995 | 8.00% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $16,316 | 6.38% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,775 | 6.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,269 | 7.38% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $2,376 | 6.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,267 | 7.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,424 | 6.99% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,380 | 8.00% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,976 | 6.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,216 | 6.63% |
| Wilson, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,796 | 7.63% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,781 | 7.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,207 | 6.63% |
| Mexico, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,879 | 7.63% |
| Kirksville, MO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,683 | 6.75% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,758 | 7.63% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.50% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,771 | 6.38% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,197 | 6.25% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,648 | 6.25% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,282 | 5.63% |
| Fremont, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,022 | 7.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,729 | 7.13% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,334 | 7.63% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,402 | 6.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,571 | 7.00% |
| Seneca, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,854 | 7.49% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,245 | 6.75% |
| ROME, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $13,650 | 6.00% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,289 | 6.88% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,377 | 8.13% |
| Snyder, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,447 | 6.25% |
| Brevard, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,860 | 6.25% |
| Farmington, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,546 | 7.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,635 | 6.38% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,323 | 7.63% |
| MADISON, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,214 | 7.99% |
| OCALA, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,509 | 7.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,667 | 6.75% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,797 | 7.50% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,740 | 7.99% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,820 | 6.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,481 | 7.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,895 | 8.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,214 | 7.38% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,141 | 6.38% |
| Albertville, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,325 | 7.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,430 | 7.13% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,053 | 7.38% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,500 | 6.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,770 | 5.88% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,504 | 7.50% |
| Hays, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,698 | 7.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,661 | 7.13% |
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We use machine learning to identify the top lenders compared against DELMAR FINANCIAL COMPANY based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2023, Delmar Financial Company's most frequently originated type of loan was Conventional, with 1,043 originations. Their 2nd most popular type was FHA, with 416 originations.
Loan Reason
For 2023, Delmar Financial Company's most frequently cited loan purpose was Home Purchase, with 1,517 originations. The 2nd most popular reason was Cash Out Refi, with 86 originations.
Loan Duration/Length
For 2023, Delmar Financial Company's most frequently cited loan duration was 30 Year, with 1,617 originations. The 2nd most popular length was 15 Year, with 18 originations.
Origination Fees/Closing Costs
Delmar Financial Company's average total fees were $6,015, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 771 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 812 | $204,750,000 | $252,155 |
| 7-8% | 616 | $155,340,000 | $252,175 |
| 5-6% | 172 | $43,890,000 | $255,174 |
| Over 8% | 39 | $9,025,000 | $231,410 |
| 4-5% | 4 | $1,270,000 | $317,500 |
During 2023, Delmar Financial Company's average interest rate for loans was 6.89%, while their most frequently originated rate bucket for loans was 6-7%, with 812 originations.
Loan Sizing
2023 saw Delmar Financial Company place emphasis on $200k-400k loans with 772 originations, totaling $216,710,000 in origination value.
Applicant Income
Delmar Financial Company lent most frequently to those with incomes in the $50k-75k range, with 421 originations. The second most popular income band? $100k-150k, with 382 originations.
Applicant Debt to Income Ratio
Delmar Financial Company lent most frequently to those with DTI ratios of 30-36%, with 262 originations. The next most common DTI ratio? 20-30%, with 238 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.34%
Delmar Financial Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination57.82%
Delmar Financial Company has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,643 | $414,275,000 | $252,145 |