Delmar Financial Company Mortgage Rates, Fees & Info

St. Louis, MO

LEI: 5493004T9SQFCNRQ2L76

Tax ID: 43-0889809

5 stars - out of 5 stars, based on 80 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Delmar Financial Company is a small mortgage company specializing in Home Purchase and Refi loans. Delmar Financial Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include St. Louis, Kansas City, Wichita, Omaha, and Gulfport among others. Delmar Financial Company has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Delmar Financial Company is typically an average fee lendor.


Originations

6,407

Origination Dollar Volume (All Markets)

$1,379,445,000
Show all (9) awards

Relative Rate

Delmar Financial Company's average 30 year fixed rate mortgage of loans were 3.2%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.05%.

Relative Fees

Delmar Financial Company's average total fees for a 30 year fixed rate mortgage are $3,611.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
ST. LOUIS, MO-IL (FHA|USDA|VA) 2,799 $658,745,000 $235,350 $3,115 2.99%
KANSAS CITY, MO-KS (FHA|USDA|VA) 595 $143,915,000 $241,874 $1,359 3.16%
WICHITA, KS (FHA|USDA|VA) 359 $64,265,000 $179,011 $4,510 3.25%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 263 $56,915,000 $216,407 $3,297 2.94%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 303 $51,885,000 $171,238 $5,398 3.09%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 367 $34,175,000 $93,120 $3,981 3.87%
Outside of Metro Areas 147 $30,905,000 $210,238 $3,398 3.03%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 68 $18,730,000 $275,441 $4,599 2.81%
TALLAHASSEE, FL (FHA|USDA|VA) 89 $18,385,000 $206,573 $6,857 3.17%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 62 $17,920,000 $289,032 $4,461 2.75%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 110 $17,370,000 $157,909 $4,700 3.24%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 63 $16,875,000 $267,857 $4,708 2.81%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 60 $16,810,000 $280,167 $4,141 2.87%
LINCOLN, NE (FHA|USDA|VA) 66 $12,400,000 $187,879 $2,857 2.95%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 51 $8,185,000 $160,490 $2,932 3.07%
HUNTSVILLE, AL (FHA|USDA|VA) 32 $8,000,000 $250,000 $4,106 2.96%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 27 $7,765,000 $287,593 $3,936 2.71%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 71 $7,705,000 $108,521 $3,575 3.75%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 23 $7,505,000 $326,304 $5,231 2.66%
SPRINGFIELD, MO (FHA|USDA|VA) 39 $6,825,000 $175,000 $1,659 3.10%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 18 $6,110,000 $339,444 $4,305 2.99%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 56 $5,560,000 $99,286 $3,718 3.77%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 17 $4,625,000 $272,059 $2,085 2.77%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 27 $4,405,000 $163,148 $2,799 3.59%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 15 $4,225,000 $281,667 $4,444 2.83%
OKLAHOMA CITY, OK (FHA|USDA|VA) 19 $4,155,000 $218,684 $3,435 3.23%
Picayune, MS (FHA|USDA|VA) 26 $4,150,000 $159,615 $5,303 2.90%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 11 $3,865,000 $351,364 $4,457 3.06%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $3,545,000 $272,692 $3,957 3.10%
JACKSONVILLE, FL (FHA|USDA|VA) 15 $3,485,000 $232,333 $4,010 3.07%
COLUMBUS, OH (FHA|USDA|VA) 12 $3,470,000 $289,167 $3,461 2.84%
TULSA, OK (FHA|USDA|VA) 18 $3,460,000 $192,222 $4,781 3.17%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 13 $3,415,000 $262,692 $4,462 2.59%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 16 $3,380,000 $211,250 $3,576 3.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 13 $3,235,000 $248,846 $4,058 2.83%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 9 $3,195,000 $355,000 $4,476 2.72%
Centralia, IL (FHA|USDA|VA) 21 $3,055,000 $145,476 $2,484 2.99%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 15 $2,955,000 $197,000 $4,579 3.05%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 10 $2,950,000 $295,000 $4,405 2.75%
COLUMBIA, MO (FHA|USDA|VA) 10 $2,640,000 $264,000 $1,847 2.75%
LAWRENCE, KS (FHA|USDA|VA) 14 $2,640,000 $188,571 $1,116 3.25%
Bozeman, MT (FHA|USDA|VA) 8 $2,620,000 $327,500 $4,374 2.73%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $2,580,000 $322,500 $3,453 2.95%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 6 $2,580,000 $430,000 $3,160 2.52%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 13 $2,495,000 $191,923 $4,023 2.99%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 9 $2,355,000 $261,667 $4,289 2.85%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $2,135,000 $237,222 $2,203 3.04%
MOBILE, AL (FHA|USDA|VA) 7 $1,975,000 $282,143 $3,404 2.91%
Quincy, IL-MO (FHA|USDA|VA) 13 $1,925,000 $148,077 $4,330 3.15%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,805,000 $361,000 $3,136 2.70%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 6 $1,720,000 $286,667 $4,818 2.81%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,580,000 $395,000 $4,067 2.91%
MONTGOMERY, AL (FHA|USDA|VA) 15 $1,415,000 $94,333 $4,244 4.01%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $1,415,000 $202,143 $6,209 3.34%
PITTSBURGH, PA (FHA|USDA|VA) 6 $1,390,000 $231,667 $5,087 3.40%
Durango, CO (FHA|USDA|VA) 3 $1,385,000 $461,667 $2,488 3.04%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,315,000 $263,000 $5,311 3.13%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,315,000 $263,000 $2,921 3.05%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 5 $1,255,000 $251,000 $4,630 2.70%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,950 2.80%
Winfield, KS (FHA|USDA|VA) 10 $1,120,000 $112,000 $3,198 3.06%
Sikeston, MO (FHA|USDA|VA) 6 $1,020,000 $170,000 $3,076 3.29%
BATON ROUGE, LA (FHA|USDA|VA) 4 $1,010,000 $252,500 $4,656 2.53%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 6 $1,010,000 $168,333 $2,754 3.13%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $955,000 $318,333 $7,373 3.21%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2 $940,000 $470,000 $0 3.88%
Farmington, MO (FHA|USDA|VA) 5 $935,000 $187,000 $4,707 3.53%
TOPEKA, KS (FHA|USDA|VA) 6 $920,000 $153,333 $1,951 3.13%
Sevierville, TN (FHA|USDA|VA) 4 $910,000 $227,500 $3,772 3.28%
JACKSON, MS (FHA|USDA|VA) 5 $895,000 $179,000 $3,620 3.38%
Breckenridge, CO (FHA|USDA|VA) 2 $880,000 $440,000 $1,429 2.94%
AMARILLO, TX (FHA|USDA|VA) 2 $880,000 $440,000 $4,080 3.81%
SAVANNAH, GA (FHA|USDA|VA) 3 $855,000 $285,000 $6,215 2.63%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $840,000 $420,000 $7,286 2.69%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $825,000 $275,000 $5,931 3.29%
GREEN BAY, WI (FHA|USDA|VA) 4 $820,000 $205,000 $3,242 3.09%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $810,000 $202,500 $4,317 3.06%
AKRON, OH (FHA|USDA|VA) 5 $795,000 $159,000 $3,891 3.40%
GREELEY, CO (FHA|USDA|VA) 3 $785,000 $261,667 $2,908 2.75%
PEORIA, IL (FHA|USDA|VA) 4 $770,000 $192,500 $2,551 3.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $755,000 $151,000 $4,318 4.23%
Branson, MO (FHA|USDA|VA) 2 $740,000 $370,000 $1,367 3.63%
PANAMA CITY, FL (FHA|USDA|VA) 2 $730,000 $365,000 $4,798 3.00%
Hannibal, MO (FHA|USDA|VA) 4 $700,000 $175,000 $3,921 3.47%
Mount Vernon, IL (FHA|USDA|VA) 3 $695,000 $231,667 $3,876 2.88%
TOLEDO, OH (FHA|USDA|VA) 3 $675,000 $225,000 $4,207 2.88%
Hutchinson, KS (FHA|USDA|VA) 5 $645,000 $129,000 $2,700 3.03%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $635,000 $127,000 $3,557 3.93%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $590,000 $295,000 $3,439 2.75%
Kalispell, MT (FHA|USDA|VA) 2 $590,000 $295,000 $4,156 2.88%
LANCASTER, PA (FHA|USDA|VA) 2 $560,000 $280,000 $4,109 2.00%
LAFAYETTE, LA (FHA|USDA|VA) 2 $550,000 $275,000 $3,793 2.63%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $545,000 $545,000 $6,960 2.88%
JOPLIN, MO (FHA|USDA|VA) 3 $545,000 $181,667 $2,513 3.13%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $545,000 $545,000 $3,402 2.13%
Altus, OK (FHA|USDA|VA) 2 $540,000 $270,000 $5,172 2.88%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $530,000 $265,000 $3,342 2.88%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $530,000 $265,000 $4,026 2.38%
JACKSON, TN (FHA|USDA|VA) 3 $515,000 $171,667 $4,722 3.21%
Salina, KS (FHA|USDA|VA) 1 $515,000 $515,000 $3,226 2.75%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $490,000 $245,000 $2,145 3.13%
MONROE, LA (FHA|USDA|VA) 1 $485,000 $485,000 $6,610 2.75%
HATTIESBURG, MS (FHA|USDA|VA) 3 $485,000 $161,667 $5,447 3.08%
GETTYSBURG, PA (FHA|USDA|VA) 2 $480,000 $240,000 $9,279 3.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 3 $475,000 $158,333 $2,610 3.00%
Beatrice, NE (FHA|USDA|VA) 4 $460,000 $115,000 $3,129 3.22%
OWENSBORO, KY (FHA|USDA|VA) 1 $455,000 $455,000 $3,404 2.88%
LONGVIEW, TX (FHA|USDA|VA) 2 $450,000 $225,000 $6,083 2.81%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 3 $445,000 $148,333 $4,524 4.08%
Emporia, KS (FHA|USDA|VA) 3 $445,000 $148,333 $2,429 3.21%
Muscatine, IA (FHA|USDA|VA) 1 $435,000 $435,000 $2,461 2.75%
Edwards, CO (FHA|USDA|VA) 1 $435,000 $435,000 $3,324 2.50%
OCALA, FL (FHA|USDA|VA) 2 $430,000 $215,000 $6,156 2.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $420,000 $210,000 $3,495 2.31%
Fort Leonard Wood, MO (FHA|USDA|VA) 3 $415,000 $138,333 $5,216 2.71%
KANKAKEE, IL (FHA|USDA|VA) 2 $400,000 $200,000 $2,220 2.75%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $400,000 $200,000 $3,249 2.50%
LONGVIEW, WA (FHA|USDA|VA) 1 $395,000 $395,000 $5,404 2.75%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $390,000 $195,000 $5,072 3.50%
GAINESVILLE, GA (FHA|USDA|VA) 1 $385,000 $385,000 $3,993 2.38%
GAINESVILLE, FL (FHA|USDA|VA) 2 $380,000 $190,000 $6,133 2.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $380,000 $190,000 $2,436 2.75%
Ashtabula, OH (FHA|USDA|VA) 1 $375,000 $375,000 $4,803 2.88%
DULUTH, MN-WI (FHA|USDA|VA) 1 $375,000 $375,000 $5,267 3.38%
Oxford, MS (FHA|USDA|VA) 4 $370,000 $92,500 $3,759 3.81%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $370,000 $92,500 $4,435 4.34%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $365,000 $365,000 $4,269 3.38%
Norfolk, NE (FHA|USDA|VA) 2 $360,000 $180,000 $1,993 2.75%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $360,000 $180,000 $4,230 3.06%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 2 $360,000 $180,000 $3,096 2.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $355,000 $355,000 $2,526 2.88%
TYLER, TX (FHA|USDA|VA) 1 $355,000 $355,000 $6,528 2.50%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $345,000 $69,000 $3,245 3.58%
MADISON, WI (FHA|USDA|VA) 1 $345,000 $345,000 $3,190 2.25%
DECATUR, IL (FHA|USDA|VA) 1 $345,000 $345,000 $3,276 3.00%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $345,000 $345,000 $3,992 2.50%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $335,000 $335,000 $6,232 3.13%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 5 $325,000 $65,000 $3,687 4.25%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $325,000 $325,000 $4,665 2.75%
BOULDER, CO (FHA|USDA|VA) 1 $315,000 $315,000 $3,006 2.25%
DUBUQUE, IA (FHA|USDA|VA) 1 $315,000 $315,000 $5,949 2.38%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $300,000 $150,000 $0 3.25%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $295,000 $295,000 $5,258 2.88%
VICTORIA, TX (FHA|USDA|VA) 1 $295,000 $295,000 $4,916 2.88%
FORT WAYNE, IN (FHA|USDA|VA) 2 $290,000 $145,000 $2,970 3.88%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $285,000 $285,000 $3,039 2.63%
SANTA FE, NM (FHA|USDA|VA) 1 $285,000 $285,000 $8,465 3.13%
Murray, KY (FHA|USDA|VA) 1 $285,000 $285,000 $4,324 3.25%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $285,000 $285,000 $4,160 2.63%
Bainbridge, GA (FHA|USDA|VA) 1 $275,000 $275,000 $610 2.88%
Dyersburg, TN (FHA|USDA|VA) 1 $275,000 $275,000 $2,270 3.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $275,000 $275,000 $3,359 2.88%
Cookeville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $2,888 2.63%
Woodward, OK (FHA|USDA|VA) 1 $265,000 $265,000 $2,416 2.50%
Ada, OK (FHA|USDA|VA) 1 $265,000 $265,000 $3,858 2.63%
Scottsbluff, NE (FHA|USDA|VA) 1 $265,000 $265,000 $4,053 2.75%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $265,000 $265,000 $3,140 2.38%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,661 3.50%
MISSOULA, MT (FHA|USDA|VA) 1 $255,000 $255,000 $3,711 2.88%
Huntingdon, PA (FHA|USDA|VA) 1 $255,000 $255,000 $4,098 2.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $255,000 $255,000 $7,497 3.13%
Jacksonville, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,110 3.13%
Bedford, IN (FHA|USDA|VA) 1 $255,000 $255,000 $2,462 2.75%
YORK-HANOVER, PA (FHA|USDA|VA) 2 $250,000 $125,000 $4,153 4.19%
FORT COLLINS, CO (FHA|USDA|VA) 1 $245,000 $245,000 $3,008 2.75%
Minden, LA (FHA|USDA|VA) 1 $245,000 $245,000 $3,362 3.25%
Rolla, MO (FHA|USDA|VA) 2 $240,000 $120,000 $2,308 3.19%
Bogalusa, LA (FHA|USDA|VA) 2 $240,000 $120,000 $4,246 3.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $235,000 $235,000 $2,622 3.99%
Crossville, TN (FHA|USDA|VA) 1 $235,000 $235,000 $2,868 2.13%
DECATUR, AL (FHA|USDA|VA) 1 $235,000 $235,000 $7,020 2.63%
Scottsboro, AL (FHA|USDA|VA) 1 $225,000 $225,000 $2,544 3.63%
Mayfield, KY (FHA|USDA|VA) 1 $225,000 $225,000 $2,591 2.25%
MANHATTAN, KS (FHA|USDA|VA) 1 $215,000 $215,000 $3,139 2.00%
Helena, MT (FHA|USDA|VA) 1 $215,000 $215,000 $4,199 2.00%
Stevens Point, WI (FHA|USDA|VA) 1 $215,000 $215,000 $3,587 2.38%
Ottawa, KS (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.13%
Camden, AR (FHA|USDA|VA) 1 $205,000 $205,000 $3,754 3.25%
Warrensburg, MO (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.00%
Bemidji, MN (FHA|USDA|VA) 1 $195,000 $195,000 $3,757 1.88%
Burlington, IA-IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,799 2.88%
COLUMBIA, SC (FHA|USDA|VA) 2 $190,000 $95,000 $4,483 4.13%
Searcy, AR (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.75%
Vicksburg, MS (FHA|USDA|VA) 2 $180,000 $90,000 $2,123 3.00%
Meridian, MS (FHA|USDA|VA) 3 $175,000 $58,333 $4,157 3.92%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.63%
Bartlesville, OK (FHA|USDA|VA) 1 $175,000 $175,000 $4,042 3.00%
Montrose, CO (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.63%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $165,000 $165,000 $4,088 3.25%
Crawfordsville, IN (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.75%
Mexico, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,211 2.63%
Greenwood, MS (FHA|USDA|VA) 1 $155,000 $155,000 $3,935 3.50%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $155,000 $155,000 $1,771 3.00%
Marion, IN (FHA|USDA|VA) 1 $155,000 $155,000 $2,740 2.75%
Ashland, OH (FHA|USDA|VA) 1 $145,000 $145,000 $6,525 3.00%
Lebanon, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,317 3.13%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,558 2.50%
LAWTON, OK (FHA|USDA|VA) 2 $140,000 $70,000 $4,938 3.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,484 4.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $130,000 $65,000 $3,489 4.31%
ENID, OK (FHA|USDA|VA) 1 $125,000 $125,000 $3,135 2.75%
Laurel, MS (FHA|USDA|VA) 1 $125,000 $125,000 $3,363 2.75%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $125,000 $125,000 $2,292 2.75%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $125,000 $125,000 $4,731 4.38%
LUBBOCK, TX (FHA|USDA|VA) 1 $125,000 $125,000 $154 3.63%
Paragould, AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,207 4.25%
JONESBORO, AR (FHA|USDA|VA) 1 $115,000 $115,000 $2,913 3.63%
GADSDEN, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,752 2.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $95,000 $95,000 $4,005 4.50%
Great Bend, KS (FHA|USDA|VA) 1 $85,000 $85,000 $6,665 3.75%
Moultrie, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.38%
FLINT, MI (FHA|USDA|VA) 1 $75,000 $75,000 $2,359 3.50%
Jasper, AL (FHA|USDA|VA) 1 $75,000 $75,000 $4,252 2.75%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $75,000 $75,000 $5,532 3.50%
Sandusky, OH (FHA|USDA|VA) 1 $75,000 $75,000 $3,423 2.13%
Pottsville, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,981 4.13%
Lufkin, TX (FHA|USDA|VA) 1 $65,000 $65,000 $4,351 3.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $65,000 $65,000 $4,289 4.50%
ABILENE, TX (FHA|USDA|VA) 1 $55,000 $55,000 $2,879 2.88%
Milledgeville, GA (FHA|USDA|VA) 1 $45,000 $45,000 $2,478 3.75%

Delmar Financial Company's top markets include St. Louis, Kansas City, Wichita, Omaha, and Gulfport among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 5,169 $1,130,075,000 $218,625 $2,852 3.13%
FHA 722 $126,870,000 $175,720 $6,364 3.14%
VA 400 $104,180,000 $260,450 $5,022 2.72%
USDA 116 $18,320,000 $157,931 $5,125 2.94%

For the 2021 period, Delmar Financial Company's most frequently originated loan type of loans were Conventional, with 5,169 originations. Their 2nd most popular type is FHA, with 722 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 3,267 $678,655,000 $207,730 $4,341 3.24%
Refi 2,145 $484,305,000 $225,783 $2,341 2.83%
Cash Out Refi 995 $216,485,000 $217,573 $2,753 3.19%

For the 2021, Delmar Financial Company's most frequently cited loan purpose of loans were Home Purchase, with 3,267 originations. The 2nd most popular reason of loans were Refi, with 2,145 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 5,313 $1,140,175,000 $214,601 $3,611 3.20%
15 Year 708 $154,300,000 $217,938 $2,629 2.51%
20 Year 168 $39,230,000 $233,512 $2,832 2.78%
Other 165 $34,995,000 $212,091 $1,825 2.95%
10 Year 53 $10,745,000 $202,736 $2,204 2.41%

For the 2021, Delmar Financial Company's most frequently cited loan length of loans were 30 Year, with 5,313 originations. The 2nd most popular length of loans were 15 Year, with 708 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 2,826 $580,770,000 $205,510
$<1k 2,641 $626,345,000 $237,162
$2k-3k 586 $94,430,000 $161,143
$3k-4k 302 $63,270,000 $209,503
$5k+ 50 $14,400,000 $288,000

$3,611 of loans were Delmar Financial Company's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,826 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 2,652 $496,640,000 $187,270
2.5-3% 2,368 $576,700,000 $243,539
<2.5% 974 $260,710,000 $267,669
4-5% 407 $44,785,000 $110,037
5-6% 6 $610,000 $101,667

During 2021, Delmar Financial Company's average interest rate of loans were 3.20%, while their most frequently originated rate bucket of loans were 3-4%, with 2,652 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 2,543 $692,685,000 $272,389 $3,569 2.91%
$100k-200k 2,358 $352,430,000 $149,461 $3,263 3.17%
$100,000 or less 997 $74,445,000 $74,669 $3,315 3.58%
$400k-600k 464 $222,750,000 $480,065 $3,523 2.79%
$600k-1MM 38 $28,370,000 $746,579 $5,258 3.00%
$1MM+ 7 $8,765,000 $1,252,143 $4,480 3.00%

2021 saw Delmar Financial Company place emphasis on $200k-400k loans with 2,543 originations, totaling $692,685,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 1,529 $369,565,000 $241,704 $3,385 3.10%
$50k-75k 1,392 $245,710,000 $176,516 $3,486 3.13%
$75k-100k 1,105 $230,545,000 $208,638 $3,451 3.12%
$50k or less 1,006 $135,020,000 $134,215 $3,604 3.12%
$150k-250k 905 $251,795,000 $278,227 $3,310 3.08%
$250k+ 332 $115,380,000 $347,530 $3,288 3.06%

Delmar Financial Company lent most frequently to those with incomes in the $100k-150k range, with 1,529 originations. The second most popular income band? $50k-75k, with 1,392 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,496 $333,740,000 $223,088 $2,998 3.03%
30-36% 1,143 $254,515,000 $222,673 $3,271 3.10%
<20% 587 $137,975,000 $235,051 $2,591 2.91%
41% 249 $50,695,000 $203,594 $3,771 3.25%
50-60% 235 $49,025,000 $208,617 $6,090 3.07%
44% 233 $49,005,000 $210,322 $3,841 3.19%
42% 229 $48,005,000 $209,629 $3,467 3.18%
36% 221 $43,325,000 $196,041 $3,464 3.22%
37% 219 $43,775,000 $199,886 $3,443 3.13%
43% 214 $49,250,000 $230,140 $4,012 3.14%
38% 212 $43,150,000 $203,538 $3,392 3.21%
39% 210 $44,430,000 $211,571 $3,370 3.23%
45% 203 $39,835,000 $196,232 $3,783 3.18%
40% 191 $38,605,000 $202,120 $3,775 3.25%
49% 177 $34,415,000 $194,435 $4,100 3.23%
48% 157 $30,895,000 $196,783 $3,762 3.17%
47% 150 $29,290,000 $195,267 $3,872 3.31%
46% 137 $26,055,000 $190,182 $3,736 3.21%
>60% 6 $2,030,000 $338,333 $7,769 3.04%

Delmar Financial Company lent most frequently to those with DTI ratios of 20-30%, with 1,496 originations. The next most common DTI ratio? 30-36%, with 1,143 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 4,918 $1,072,950,000 $218,168 $3,277 3.09%
Not provided 573 $118,095,000 $206,099 $3,790 3.19%
Asian 512 $114,440,000 $223,516 $3,402 3.03%
Black 367 $66,755,000 $181,894 $4,861 3.20%
American Indian 32 $6,090,000 $190,313 $3,414 3.27%
Native Hawaiian 5 $1,115,000 $223,000 $3,363 3.18%

Approval Rates

Total approvals of all applications
97.68%

Delmar Financial Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
70.12%

Delmar Financial Company has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 6,407 $1,379,445,000 $215,303

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
6,407 $1,379,445,000 $215,303

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 174 $30,010,000 $172,471 $2,333 2.76%
40-60% 730 $155,540,000 $213,068 $2,350 2.78%
60-80% 2,720 $586,320,000 $215,559 $2,880 3.19%
80-100% 2,697 $584,055,000 $216,557 $4,156 3.13%
Over 100% 76 $22,060,000 $290,263 $9,852 2.79%
Under 20% 10 $1,460,000 $146,000 $2,912 2.63%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
DELMAR FINANCIAL COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 50.0%
DELMAR FINANCIAL COMPANY Conventional home mortgage Closing on a mortgage 1 50.0%