United Community Bank Mortgage Rates, Fees & Info

Blairsville, GA

LEI: T68X8LLAQYRNDV034K14

Tax ID: 58-0554454

5 stars - Updated: 3/3/24 - out of 5 stars, based on 100 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

United Community Bank is a small bank specializing in Home Purchase loans. United Community Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Raleigh, Charleston, Greenville, and Nashville among others. We have data for 236 markets. (Some data included below & more in-depth data is available with an active subscription.)

United Community Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. United Community Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 3/3/24
30 Year Conventional Purchase 6.76% 3/3/24
30 Year Conventional Refi 6.56% 3/3/24
30 Year Cash-out Refi 6.79% 3/3/24
30 Year FHA Purchase 7.19% 3/3/24
30 Year FHA Refi 7.29% 3/3/24
30 Year VA Purchase 6.17% 3/3/24
30 Year USDA Purchase 6.74% 3/3/24
15 Year Conventional Purchase 6.85% 3/3/24
15 Year Conventional Refi 6.08% 3/3/24
15 Year Cash-out Refi 6.08% 3/3/24
15 Year FHA Purchase 5.68% 3/3/24
15 Year VA Refi 5.68% 3/3/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

United Community Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from United Community Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,947

Origination Dollar Volume (All Markets)

$2,590,025,000
Show all (15) awards

Relative Rate

United Community Bank's average 30 year fixed mortgage rate was 4.83%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 0.07%.

Relative Fees (Closing Costs)

United Community Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $5,697.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,676 $478,510,000 $285,507 $5,697 4.25%
Outside of Metro Areas 2,188 $428,130,000 $195,672 $4,748 4.75%
RALEIGH-CARY, NC (FHA|USDA|VA) 387 $148,495,000 $383,708 $5,449 4.34%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 237 $119,365,000 $503,650 $7,347 4.34%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 506 $104,070,000 $205,672 $4,990 4.10%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 383 $101,865,000 $265,966 $4,838 4.43%
ASHEVILLE, NC (FHA|USDA|VA) 332 $87,930,000 $264,849 $5,033 4.31%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 240 $80,120,000 $333,833 $4,757 4.14%
KNOXVILLE, TN (FHA|USDA|VA) 286 $64,260,000 $224,685 $4,856 3.97%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 82 $60,530,000 $738,171 $9,041 3.96%
GAINESVILLE, GA (FHA|USDA|VA) 243 $49,455,000 $203,519 $4,396 4.21%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 70 $45,680,000 $652,571 $11,671 4.16%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 176 $40,200,000 $228,409 $4,870 4.14%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 97 $40,035,000 $412,732 $6,926 4.23%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 80 $39,540,000 $494,250 $6,247 4.29%
COLUMBIA, SC (FHA|USDA|VA) 90 $39,520,000 $439,111 $4,810 4.20%
Cullowhee, NC (FHA|USDA|VA) 130 $39,230,000 $301,769 $6,963 4.33%
CLEVELAND, TN (FHA|USDA|VA) 187 $38,135,000 $203,930 $5,256 4.64%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 94 $32,540,000 $346,170 $6,175 4.86%
ROME, GA (FHA|USDA|VA) 162 $31,130,000 $192,160 $4,948 4.50%
SAVANNAH, GA (FHA|USDA|VA) 105 $28,135,000 $267,952 $6,560 4.34%
Brevard, NC (FHA|USDA|VA) 115 $25,865,000 $224,913 $4,946 4.13%
SPARTANBURG, SC (FHA|USDA|VA) 170 $24,890,000 $146,412 $3,131 4.07%
BRUNSWICK, GA (FHA|USDA|VA) 95 $24,175,000 $254,474 $5,552 4.59%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 39 $22,585,000 $579,103 $7,768 4.21%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 89 $17,345,000 $194,888 $4,293 4.40%
Cornelia, GA (FHA|USDA|VA) 102 $16,260,000 $159,412 $4,518 4.21%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 16 $15,950,000 $996,875 $9,853 4.16%
JACKSONVILLE, FL (FHA|USDA|VA) 45 $15,475,000 $343,889 $7,071 4.24%
Boone, NC (FHA|USDA|VA) 35 $14,365,000 $410,429 $6,824 4.33%
Jefferson, GA (FHA|USDA|VA) 70 $13,130,000 $187,571 $4,558 4.20%
Summerville, GA (FHA|USDA|VA) 108 $12,200,000 $112,963 $3,062 4.44%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 21 $12,135,000 $577,857 $8,497 4.49%
Seneca, SC (FHA|USDA|VA) 27 $10,185,000 $377,222 $6,916 3.82%
Cedartown, GA (FHA|USDA|VA) 31 $9,045,000 $291,774 $6,390 4.97%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 15 $8,765,000 $584,333 $14,130 4.15%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 15 $8,685,000 $579,000 $9,243 3.88%
JACKSONVILLE, NC (FHA|USDA|VA) 6 $8,490,000 $1,415,000 $6,743 4.28%
WILMINGTON, NC (FHA|USDA|VA) 22 $7,450,000 $338,636 $5,230 4.53%
Georgetown, SC (FHA|USDA|VA) 21 $7,435,000 $354,048 $5,127 4.12%
BATON ROUGE, LA (FHA|USDA|VA) 23 $7,065,000 $307,174 $3,557 7.66%
Calhoun, GA (FHA|USDA|VA) 26 $6,740,000 $259,231 $4,651 5.05%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4 $6,310,000 $1,577,500 $67,793 4.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 42 $6,250,000 $148,810 $4,865 4.55%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 20 $6,200,000 $310,000 $6,283 4.50%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $4,905,000 $4,905,000 $0 4.00%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 50 $4,700,000 $94,000 $0 7.91%
Sevierville, TN (FHA|USDA|VA) 15 $4,585,000 $305,667 $4,613 4.69%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $4,390,000 $731,667 $7,809 3.77%
FAYETTEVILLE, NC (FHA|USDA|VA) 24 $4,200,000 $175,000 $4,465 4.91%
Greenwood, SC (FHA|USDA|VA) 32 $4,030,000 $125,938 $4,803 4.21%
Forest City, NC (FHA|USDA|VA) 15 $3,955,000 $263,667 $6,537 3.95%
GAINESVILLE, FL (FHA|USDA|VA) 5 $3,715,000 $743,000 $9,159 5.27%
DALTON, GA (FHA|USDA|VA) 14 $3,440,000 $245,714 $4,371 5.35%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 15 $3,365,000 $224,333 $4,018 4.53%
Athens, TN (FHA|USDA|VA) 18 $3,020,000 $167,778 $5,120 4.15%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 25 $3,015,000 $120,600 $4,669 6.57%
Marion, NC (FHA|USDA|VA) 8 $2,990,000 $373,750 $6,794 4.06%
FLORENCE, SC (FHA|USDA|VA) 11 $2,855,000 $259,545 $4,893 4.49%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $2,595,000 $519,000 $14,168 3.83%
MORRISTOWN, TN (FHA|USDA|VA) 9 $2,555,000 $283,889 $6,294 3.75%
Morehead City, NC (FHA|USDA|VA) 5 $2,545,000 $509,000 $5,470 4.90%
JACKSON, MS (FHA|USDA|VA) 29 $2,505,000 $86,379 $4,075 7.78%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $2,475,000 $825,000 $9,003 4.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 10 $2,410,000 $241,000 $3,831 4.35%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 19 $2,385,000 $125,526 $4,208 7.01%
BOULDER, CO (FHA|USDA|VA) 1 $2,345,000 $2,345,000 $8,952 4.13%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $2,320,000 $386,667 $7,867 4.38%
LaGrange, GA-AL (FHA|USDA|VA) 7 $2,295,000 $327,857 $5,626 5.83%
Toccoa, GA (FHA|USDA|VA) 11 $2,245,000 $204,091 $3,077 4.12%
Tupelo, MS (FHA|USDA|VA) 22 $2,180,000 $99,091 $4,241 7.64%
Gaffney, SC (FHA|USDA|VA) 14 $2,140,000 $152,857 $3,561 4.30%
St. Marys, GA (FHA|USDA|VA) 7 $2,065,000 $295,000 $7,324 3.86%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $2,030,000 $507,500 $10,595 5.00%
SANTA FE, NM (FHA|USDA|VA) 1 $1,955,000 $1,955,000 $18,302 3.25%
HAMMOND, LA (FHA|USDA|VA) 22 $1,920,000 $87,273 $0 7.85%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 5 $1,915,000 $383,000 $7,468 3.97%
GOLDSBORO, NC (FHA|USDA|VA) 8 $1,910,000 $238,750 $8,086 5.20%
WINSTON-SALEM, NC (FHA|USDA|VA) 6 $1,860,000 $310,000 $8,218 3.42%
Newberry, SC (FHA|USDA|VA) 5 $1,675,000 $335,000 $6,466 4.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 14 $1,660,000 $118,571 $5,085 7.40%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,575,000 $315,000 $8,479 4.73%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,565,000 $313,000 $8,112 4.70%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 18 $1,530,000 $85,000 $0 8.09%
HINESVILLE, GA (FHA|USDA|VA) 5 $1,485,000 $297,000 $9,197 4.56%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $1,475,000 $163,889 $14,422 7.49%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,395,000 $279,000 $5,424 4.30%
LAFAYETTE, LA (FHA|USDA|VA) 15 $1,385,000 $92,333 $4,263 8.68%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,375,000 $458,333 $4,238 4.42%
Waycross, GA (FHA|USDA|VA) 12 $1,370,000 $114,167 $5,355 4.36%
Key West, FL (FHA|USDA|VA) 2 $1,350,000 $675,000 $9,187 3.69%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 6 $1,340,000 $223,333 $4,800 4.48%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $1,315,000 $438,333 $8,721 5.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $1,310,000 $327,500 $5,083 6.10%
Jasper, AL (FHA|USDA|VA) 13 $1,305,000 $100,385 $0 8.60%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $1,275,000 $141,667 $3,517 6.64%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 6 $1,270,000 $211,667 $5,054 4.60%
Laurel, MS (FHA|USDA|VA) 14 $1,230,000 $87,857 $3,432 7.88%
Vidalia, GA (FHA|USDA|VA) 6 $1,230,000 $205,000 $6,047 4.27%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 14 $1,230,000 $87,857 $0 7.87%
BURLINGTON, NC (FHA|USDA|VA) 5 $1,225,000 $245,000 $4,024 4.08%
JOHNSON CITY, TN (FHA|USDA|VA) 9 $1,195,000 $132,778 $4,354 4.51%
NEW BERN, NC (FHA|USDA|VA) 5 $1,185,000 $237,000 $2,921 4.78%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 12 $1,180,000 $98,333 $4,683 7.51%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 13 $1,165,000 $89,615 $0 7.31%
North Wilkesboro, NC (FHA|USDA|VA) 3 $1,165,000 $388,333 $5,453 3.88%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $1,155,000 $1,155,000 $25,436 4.25%
Statesboro, GA (FHA|USDA|VA) 5 $1,115,000 $223,000 $7,490 4.23%
MONROE, LA (FHA|USDA|VA) 12 $1,110,000 $92,500 $0 7.51%
Houghton, MI (FHA|USDA|VA) 1 $1,075,000 $1,075,000 $16,644 4.38%
Sanford, NC (FHA|USDA|VA) 5 $1,065,000 $213,000 $5,004 3.95%
Jesup, GA (FHA|USDA|VA) 5 $1,065,000 $213,000 $5,442 5.03%
Dayton, TN (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,458 4.17%
Brookhaven, MS (FHA|USDA|VA) 9 $1,005,000 $111,667 $3,969 7.26%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $995,000 $995,000 $0 4.38%
HATTIESBURG, MS (FHA|USDA|VA) 13 $995,000 $76,538 $4,134 7.61%
Lawrenceburg, TN (FHA|USDA|VA) 6 $950,000 $158,333 $3,965 3.60%
Orangeburg, SC (FHA|USDA|VA) 4 $900,000 $225,000 $4,747 4.75%
Shelby, NC (FHA|USDA|VA) 5 $875,000 $175,000 $4,931 4.80%
McMinnville, TN (FHA|USDA|VA) 5 $815,000 $163,000 $4,943 6.50%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1 $805,000 $805,000 $15,508 3.75%
MOBILE, AL (FHA|USDA|VA) 5 $795,000 $159,000 $4,192 6.14%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $795,000 $795,000 $14,317 3.88%
Opelousas, LA (FHA|USDA|VA) 8 $780,000 $97,500 $4,039 7.33%
Milledgeville, GA (FHA|USDA|VA) 2 $760,000 $380,000 $0 4.25%
ODESSA, TX (FHA|USDA|VA) 9 $755,000 $83,889 $0 8.08%
Vicksburg, MS (FHA|USDA|VA) 9 $745,000 $82,778 $0 7.81%
Talladega-Sylacauga, AL (FHA|USDA|VA) 6 $700,000 $116,667 $4,480 7.45%
Meridian, MS (FHA|USDA|VA) 8 $690,000 $86,250 $3,960 8.08%
Oxford, MS (FHA|USDA|VA) 3 $685,000 $228,333 $0 5.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 8 $660,000 $82,500 $0 7.80%
LUBBOCK, TX (FHA|USDA|VA) 7 $655,000 $93,571 $0 7.92%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 6 $630,000 $105,000 $0 7.31%
BOISE CITY, ID (FHA|USDA|VA) 2 $620,000 $310,000 $4,741 4.63%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $605,000 $201,667 $3,700 6.61%
Natchez, MS-LA (FHA|USDA|VA) 5 $575,000 $115,000 $5,217 7.15%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $535,000 $178,333 $7,463 4.17%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $535,000 $535,000 $0 3.88%
Mount Airy, NC (FHA|USDA|VA) 2 $530,000 $265,000 $5,256 4.44%
Starkville, MS (FHA|USDA|VA) 6 $520,000 $86,667 $0 8.07%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 5 $515,000 $103,000 $3,750 7.49%
Durant, OK (FHA|USDA|VA) 5 $515,000 $103,000 $0 6.50%
Albemarle, NC (FHA|USDA|VA) 2 $510,000 $255,000 $4,968 4.56%
Wilson, NC (FHA|USDA|VA) 3 $505,000 $168,333 $7,012 5.25%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $500,000 $125,000 $4,121 7.48%
Paris, TN (FHA|USDA|VA) 4 $490,000 $122,500 $3,588 6.72%
ALEXANDRIA, LA (FHA|USDA|VA) 5 $485,000 $97,000 $4,388 7.42%
Searcy, AR (FHA|USDA|VA) 4 $480,000 $120,000 $5,093 7.08%
Ruston, LA (FHA|USDA|VA) 5 $465,000 $93,000 $3,698 7.87%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $465,000 $155,000 $5,482 5.04%
Columbus, MS (FHA|USDA|VA) 5 $455,000 $91,000 $0 7.93%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $455,000 $455,000 $5,795 5.38%
OCALA, FL (FHA|USDA|VA) 3 $455,000 $151,667 $4,658 5.00%
McComb, MS (FHA|USDA|VA) 5 $425,000 $85,000 $3,784 7.91%
Cullman, AL (FHA|USDA|VA) 3 $425,000 $141,667 $6,409 6.97%
Greeneville, TN (FHA|USDA|VA) 3 $405,000 $135,000 $0 7.57%
Cookeville, TN (FHA|USDA|VA) 3 $395,000 $131,667 $0 6.10%
Crossville, TN (FHA|USDA|VA) 3 $395,000 $131,667 $0 6.13%
Bogalusa, LA (FHA|USDA|VA) 3 $375,000 $125,000 $0 8.06%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $375,000 $375,000 $0 4.00%
El Dorado, AR (FHA|USDA|VA) 3 $375,000 $125,000 $4,716 5.79%
MONTGOMERY, AL (FHA|USDA|VA) 4 $370,000 $92,500 $0 7.74%
Lewisburg, TN (FHA|USDA|VA) 2 $370,000 $185,000 $11,517 5.69%
Camden, AR (FHA|USDA|VA) 3 $365,000 $121,667 $0 7.26%
Elizabeth City, NC (FHA|USDA|VA) 2 $360,000 $180,000 $10,127 7.38%
Alexander City, AL (FHA|USDA|VA) 2 $360,000 $180,000 $0 6.50%
BILLINGS, MT (FHA|USDA|VA) 1 $355,000 $355,000 $4,463 4.38%
Granbury, TX (FHA|USDA|VA) 3 $345,000 $115,000 $8,255 6.73%
Fort Polk South, LA (FHA|USDA|VA) 4 $340,000 $85,000 $0 6.56%
Shelbyville, TN (FHA|USDA|VA) 4 $340,000 $85,000 $3,808 4.43%
Corinth, MS (FHA|USDA|VA) 3 $335,000 $111,667 $4,763 7.76%
Huntsville, TX (FHA|USDA|VA) 3 $335,000 $111,667 $0 7.97%
Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $315,000 $105,000 $3,795 7.37%
West Point, MS (FHA|USDA|VA) 4 $310,000 $77,500 $3,337 8.02%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 1 $305,000 $305,000 $3,704 2.63%
TUSCALOOSA, AL (FHA|USDA|VA) 3 $305,000 $101,667 $0 7.40%
SUMTER, SC (FHA|USDA|VA) 2 $300,000 $150,000 $3,972 5.31%
Minden, LA (FHA|USDA|VA) 4 $300,000 $75,000 $5,109 7.42%
McAlester, OK (FHA|USDA|VA) 3 $295,000 $98,333 $0 8.87%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $285,000 $95,000 $4,076 8.76%
Morgan City, LA (FHA|USDA|VA) 3 $285,000 $95,000 $0 7.66%
PINE BLUFF, AR (FHA|USDA|VA) 2 $270,000 $135,000 $4,540 6.67%
Russellville, AR (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.54%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $260,000 $130,000 $3,033 4.98%
JACKSON, TN (FHA|USDA|VA) 1 $255,000 $255,000 $3,917 5.00%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.50%
Fort Payne, AL (FHA|USDA|VA) 2 $240,000 $120,000 $2,936 7.87%
DeRidder, LA (FHA|USDA|VA) 3 $235,000 $78,333 $0 8.06%
GADSDEN, AL (FHA|USDA|VA) 2 $230,000 $115,000 $0 4.00%
Levelland, TX (FHA|USDA|VA) 2 $230,000 $115,000 $0 7.62%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $225,000 $75,000 $0 7.26%
Lufkin, TX (FHA|USDA|VA) 2 $220,000 $110,000 $0 7.97%
LONGVIEW, TX (FHA|USDA|VA) 3 $215,000 $71,667 $0 8.67%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $215,000 $71,667 $0 8.06%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,135 3.38%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $210,000 $105,000 $5,136 5.56%
Corsicana, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 7.17%
RICHMOND, VA (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.75%
Rockingham, NC (FHA|USDA|VA) 3 $205,000 $68,333 $432 4.33%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.29%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $180,000 $90,000 $0 5.25%
MIDLAND, TX (FHA|USDA|VA) 2 $170,000 $85,000 $0 8.04%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.68%
Hope, AR (FHA|USDA|VA) 2 $160,000 $80,000 $0 8.31%
Central City, KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,716 5.50%
JONESBORO, AR (FHA|USDA|VA) 1 $155,000 $155,000 $6,638 6.34%
TULSA, OK (FHA|USDA|VA) 1 $155,000 $155,000 $3,049 2.75%
Natchitoches, LA (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.29%
Magnolia, AR (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.62%
Mount Pleasant, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,431 7.69%
PITTSBURGH, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.25%
Dyersburg, TN (FHA|USDA|VA) 2 $130,000 $65,000 $0 4.00%
Picayune, MS (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.92%
Athens, TX (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.74%
LAKE CHARLES, LA (FHA|USDA|VA) 2 $130,000 $65,000 $0 9.59%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.87%
Plainview, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.49%
Ardmore, OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.34%
Shawnee, OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.49%
Greenville, MS (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.49%
LOUISVILLE, KY (FHA|USDA|VA) 1 $105,000 $105,000 $3,115 4.50%
Andrews, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.34%
Rio Grande City-Roma, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.34%
LAREDO, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.99%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.74%
Malvern, AR (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.99%
Cleveland, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.99%
Mountain Home, AR (FHA|USDA|VA) 1 $85,000 $85,000 $2,762 7.49%
DECATUR, AL (FHA|USDA|VA) 1 $65,000 $65,000 $1,653 6.59%
Raymondville, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.49%
Atmore, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.84%
Martin, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.25%
AMARILLO, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.44%
Bonham, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.14%
Arkadelphia, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.14%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.75%
United Community Bank's top markets include Atlanta, Raleigh, Charleston, Greenville, and Nashville among others.

Their top states include:
  • Georgia (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against United Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    DADE COUNTY FEDERAL CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,352 $1,858,040,000 $347,167 $5,198 5.16%
    HELOC 4,204 $632,990,000 $150,569 n/a 3.86%
    FHA 237 $56,695,000 $239,219 $8,728 4.75%
    VA 91 $30,705,000 $337,418 $8,249 4.64%
    USDA 63 $11,595,000 $184,048 $6,025 4.22%

    For 2022, United Community Bank's most frequently originated type of loan was Conventional, with 5,352 originations. Their 2nd most popular type was HELOC, with 4,204 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,277 $1,579,135,000 $369,216 $6,369 5.26%
    Home Improvement 1,980 $236,370,000 $119,379 $844 3.93%
    Refi 1,852 $416,180,000 $224,719 $3,251 4.12%
    Other 1,118 $143,080,000 $127,979 $1,816 4.08%
    Cash Out Refi 720 $215,260,000 $298,972 $5,005 4.43%

    For 2022, United Community Bank's most frequently cited loan purpose was Home Purchase, with 4,277 originations. The 2nd most popular reason was Home Improvement, with 1,980 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 4,946 $763,410,000 $154,349 $2,894 4.46%
    30 Year 2,863 $975,945,000 $340,882 $5,697 4.83%
    30+ year 1,036 $583,680,000 $563,398 $7,746 4.43%
    15 Year 605 $68,895,000 $113,876 $1,503 4.74%
    10 Year 197 $34,205,000 $173,629 $1,723 4.44%
    5 Year 165 $134,045,000 $812,394 $606 4.90%
    20 Year 104 $16,490,000 $158,558 $2,578 4.22%
    1 Year 22 $9,140,000 $415,455 $3,220 5.13%
    3 Year 9 $4,215,000 $468,333 $737 5.03%

    For 2022, United Community Bank's most frequently cited loan duration was Other, with 4,946 originations. The 2nd most popular length was 30 Year, with 2,863 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,490 $930,090,000 $373,530
    $<1k 655 $72,385,000 $110,511
    $2k-3k 559 $172,105,000 $307,880
    $5k+ 396 $248,000,000 $626,263
    $3k-4k 337 $117,725,000 $349,332
    $4k-5k 228 $92,850,000 $407,237

    United Community Bank's average total fees were $5,697, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,490 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 2,297 $632,285,000 $275,266
    3-4% 2,230 $733,450,000 $328,901
    5-6% 1,719 $465,815,000 $270,980
    2.5-3% 1,184 $279,250,000 $235,853
    <2.5% 869 $156,895,000 $180,547
    6-7% 780 $228,780,000 $293,308
    7-8% 575 $68,065,000 $118,374
    Over 8% 293 $25,485,000 $86,980

    During 2022, United Community Bank's average interest rate for loans was 4.83%, while their most frequently originated rate bucket for loans was 4-5%, with 2,297 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 3,330 $192,890,000 $57,925 $1,338 4.86%
    $200k-400k 2,463 $694,825,000 $282,105 $5,665 4.44%
    $100k-200k 2,369 $329,885,000 $139,251 $4,146 4.56%
    $400k-600k 962 $463,300,000 $481,601 $6,731 4.42%
    $600k-1MM 589 $439,035,000 $745,390 $8,069 4.23%
    $1MM+ 234 $470,090,000 $2,008,932 $12,982 4.14%

    2022 saw United Community Bank place emphasis on $100,000 or less loans with 3,330 originations, totaling $192,890,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,996 $456,530,000 $228,722 $5,586 4.39%
    $50k-75k 1,744 $241,020,000 $138,200 $4,355 4.88%
    $150k-250k 1,662 $525,910,000 $316,432 $6,179 4.23%
    $50k or less 1,467 $138,395,000 $94,339 $3,592 5.35%
    $75k-100k 1,463 $272,205,000 $186,059 $5,024 4.53%
    $250k+ 1,162 $674,720,000 $580,654 $8,356 4.19%

    United Community Bank lent most frequently to those with incomes in the $100k-150k range, with 1,996 originations. The second most popular income band? $50k-75k, with 1,744 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,173 $500,925,000 $230,522 $4,991 4.46%
    30-36% 1,736 $429,680,000 $247,512 $5,282 4.65%
    <20% 1,165 $227,525,000 $195,300 $4,606 4.10%
    42% 459 $122,435,000 $266,743 $6,083 5.33%
    40% 447 $123,755,000 $276,857 $5,774 5.09%
    39% 426 $103,540,000 $243,052 $5,649 4.99%
    41% 411 $122,025,000 $296,898 $6,230 5.12%
    37% 394 $110,090,000 $279,416 $5,643 4.76%
    38% 369 $102,185,000 $276,924 $5,711 4.74%
    36% 345 $95,645,000 $277,232 $6,544 4.86%
    47% 329 $67,435,000 $204,970 $5,992 3.90%
    44% 311 $64,765,000 $208,248 $4,584 4.40%
    43% 309 $89,125,000 $288,430 $5,772 4.47%
    45% 197 $44,105,000 $223,883 $5,985 4.35%
    46% 168 $36,230,000 $215,655 $6,273 4.34%
    48% 141 $33,535,000 $237,837 $5,693 3.99%
    50-60% 135 $29,915,000 $221,593 $7,134 4.51%
    49% 81 $21,525,000 $265,741 $6,486 4.63%
    >60% 75 $15,965,000 $212,867 $977 4.34%

    United Community Bank lent most frequently to those with DTI ratios of 20-30%, with 2,173 originations. The next most common DTI ratio? 30-36%, with 1,736 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,115 $1,946,485,000 $239,863 $5,348 4.50%
    Not applicable 207 $231,575,000 $1,118,720 $0 4.88%
    Not provided 862 $220,080,000 $255,313 $5,335 4.54%
    Black 532 $112,920,000 $212,256 $6,484 5.97%
    Asian 146 $56,080,000 $384,110 $7,094 4.28%
    American Indian 38 $8,710,000 $229,211 $5,030 5.04%
    Asian Indian 15 $6,935,000 $462,333 $6,373 3.91%
    Native Hawaiian or Islander 12 $3,580,000 $298,333 $6,033 4.57%
    Other Asian 6 $1,310,000 $218,333 $8,927 3.73%
    Chinese 4 $1,040,000 $260,000 $3,836 4.63%
    Other Pacific Islander 4 $630,000 $157,500 $0 4.52%
    Vietnamese 3 $345,000 $115,000 $5,159 5.83%
    Korean 1 $255,000 $255,000 $0 6.00%
    Filipino 1 $55,000 $55,000 $0 8.09%
    Native Hawaiian 1 $25,000 $25,000 $0 5.25%

    Approval Rates

    Total approvals of all applications
    68.06%

    United Community Bank has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    80.22%

    United Community Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    1003.99 1 $65,000 $65,000
    1006.52 1 $65,000 $65,000
    1007.68 1 $65,000 $65,000
    1008.4 1 $65,000 $65,000
    1010.02 1 $75,000 $75,000
    1010.95 1 $65,000 $65,000
    1010.97 1 $75,000 $75,000
    1011.8 1 $75,000 $75,000
    1012.09 1 $75,000 $75,000
    1013.5 1 $75,000 $75,000
    1013.51 1 $75,000 $75,000
    1014.51 2 $150,000 $75,000
    1015.0 1 $75,000 $75,000
    1015.28 1 $75,000 $75,000
    1015.74 1 $75,000 $75,000
    1015.79 1 $75,000 $75,000
    1017.25 1 $65,000 $65,000
    1017.7 1 $75,000 $75,000
    1017.85 1 $75,000 $75,000
    1019.58 1 $75,000 $75,000
    1022.5 2 $150,000 $75,000
    1022.86 1 $75,000 $75,000
    1023.16 1 $75,000 $75,000
    1024.01 1 $75,000 $75,000
    1024.27 1 $75,000 $75,000
    1025.24 1 $75,000 $75,000
    1025.94 1 $75,000 $75,000
    1028.1 1 $75,000 $75,000
    1029.45 1 $75,000 $75,000
    1029.85 1 $75,000 $75,000
    1029.96 1 $75,000 $75,000
    1031.27 1 $75,000 $75,000
    1032.97 1 $75,000 $75,000
    1036.48 1 $75,000 $75,000
    1037.23 1 $75,000 $75,000
    1037.5 2 $150,000 $75,000
    1039.53 1 $75,000 $75,000
    1039.6 1 $75,000 $75,000
    1039.86 1 $75,000 $75,000
    1040.66 1 $75,000 $75,000
    1042.0 1 $75,000 $75,000
    1042.89 1 $75,000 $75,000
    1044.38 1 $75,000 $75,000
    1045.0 1 $75,000 $75,000
    1046.72 1 $75,000 $75,000
    1046.93 1 $75,000 $75,000
    1052.77 1 $75,000 $75,000
    1053.94 1 $75,000 $75,000
    1054.56 1 $75,000 $75,000
    1055.11 1 $75,000 $75,000
    1056.63 1 $75,000 $75,000
    1057.11 1 $75,000 $75,000
    1058.2 1 $75,000 $75,000
    1059.19 1 $75,000 $75,000
    1059.4 1 $75,000 $75,000
    1061.59 1 $75,000 $75,000
    1061.91 1 $75,000 $75,000
    1064.2 1 $75,000 $75,000
    1064.29 1 $75,000 $75,000
    1064.5 1 $75,000 $75,000
    1069.0 1 $75,000 $75,000
    1069.07 1 $75,000 $75,000
    1070.95 1 $75,000 $75,000
    1072.68 1 $75,000 $75,000
    1073.42 1 $75,000 $75,000
    1074.1 1 $75,000 $75,000
    1074.81 1 $75,000 $75,000
    1074.84 1 $75,000 $75,000
    1074.99 1 $75,000 $75,000
    1076.72 1 $75,000 $75,000
    1077.27 1 $75,000 $75,000
    1078.36 1 $75,000 $75,000
    1078.87 1 $75,000 $75,000
    1080.25 1 $75,000 $75,000
    1081.64 1 $75,000 $75,000
    1081.75 1 $75,000 $75,000
    1083.55 1 $75,000 $75,000
    1085.19 1 $75,000 $75,000
    1085.82 1 $75,000 $75,000
    1085.89 1 $75,000 $75,000
    1089.55 1 $75,000 $75,000
    1089.81 1 $75,000 $75,000
    1092.14 1 $75,000 $75,000
    1092.39 1 $75,000 $75,000
    1095.46 1 $75,000 $75,000
    1097.36 1 $75,000 $75,000
    1098.03 1 $75,000 $75,000
    1099.32 1 $75,000 $75,000
    1099.47 1 $75,000 $75,000
    1101.66 1 $75,000 $75,000
    1108.11 1 $75,000 $75,000
    1110.06 1 $75,000 $75,000
    1112.53 1 $75,000 $75,000
    1113.71 1 $75,000 $75,000
    1115.73 1 $75,000 $75,000
    1116.54 1 $75,000 $75,000
    1118.3 1 $75,000 $75,000
    1120.65 1 $75,000 $75,000
    1120.9 1 $75,000 $75,000
    1121.5 1 $75,000 $75,000
    1123.54 1 $75,000 $75,000
    1124.11 1 $75,000 $75,000
    1124.16 1 $75,000 $75,000
    1124.82 1 $75,000 $75,000
    1125.81 1 $75,000 $75,000
    1128.91 1 $75,000 $75,000
    1129.0 1 $75,000 $75,000
    1129.22 1 $75,000 $75,000
    1130.94 1 $75,000 $75,000
    1131.49 1 $75,000 $75,000
    1132.29 1 $75,000 $75,000
    1132.31 1 $75,000 $75,000
    1134.09 1 $75,000 $75,000
    1134.35 1 $75,000 $75,000
    1134.77 1 $75,000 $75,000
    1139.93 1 $75,000 $75,000
    1140.26 1 $75,000 $75,000
    1140.63 1 $75,000 $75,000
    1140.85 1 $85,000 $85,000
    1142.5 2 $150,000 $75,000
    1142.88 1 $75,000 $75,000
    1142.95 1 $75,000 $75,000
    1144.1 1 $75,000 $75,000
    1146.48 1 $75,000 $75,000
    1149.1 1 $75,000 $75,000
    1149.89 1 $85,000 $85,000
    1152.03 1 $75,000 $75,000
    1152.72 1 $85,000 $85,000
    1153.71 1 $75,000 $75,000
    1153.81 1 $85,000 $85,000
    1154.05 1 $85,000 $85,000
    1157.5 1 $85,000 $85,000
    1160.46 2 $170,000 $85,000
    1162.79 1 $85,000 $85,000
    1163.05 1 $85,000 $85,000
    1164.33 1 $85,000 $85,000
    1165.05 1 $85,000 $85,000
    1167.11 1 $85,000 $85,000
    1167.34 1 $85,000 $85,000
    1171.75 1 $85,000 $85,000
    1172.73 1 $85,000 $85,000
    1175.59 1 $85,000 $85,000
    1176.2 1 $85,000 $85,000
    1176.55 1 $85,000 $85,000
    1179.42 1 $85,000 $85,000
    1180.3 1 $85,000 $85,000
    1180.92 1 $85,000 $85,000
    1181.55 1 $85,000 $85,000
    1183.83 1 $85,000 $85,000
    1184.5 1 $85,000 $85,000
    1185.47 1 $85,000 $85,000
    1185.63 1 $85,000 $85,000
    1186.0 1 $85,000 $85,000
    1186.81 1 $85,000 $85,000
    1187.98 1 $85,000 $85,000
    1190.34 1 $85,000 $85,000
    1190.83 1 $85,000 $85,000
    1191.6 1 $85,000 $85,000
    1194.13 1 $85,000 $85,000
    1195.0 1 $85,000 $85,000
    1195.45 1 $85,000 $85,000
    1196.5 1 $85,000 $85,000
    1198.48 1 $85,000 $85,000
    1199.2 1 $85,000 $85,000
    1199.79 1 $85,000 $85,000
    1200.64 1 $85,000 $85,000
    1201.42 1 $85,000 $85,000
    1201.59 1 $85,000 $85,000
    1203.15 1 $85,000 $85,000
    1203.4 1 $85,000 $85,000
    1203.63 1 $85,000 $85,000
    1203.8 1 $85,000 $85,000
    1205.95 1 $85,000 $85,000
    1207.46 1 $85,000 $85,000
    1207.56 1 $85,000 $85,000
    1207.82 1 $85,000 $85,000
    1208.07 1 $85,000 $85,000
    1212.02 1 $85,000 $85,000
    1212.51 1 $85,000 $85,000
    1212.65 1 $85,000 $85,000
    1213.0 1 $85,000 $85,000
    1213.15 1 $85,000 $85,000
    1217.34 1 $85,000 $85,000
    1217.5 1 $85,000 $85,000
    1217.61 1 $85,000 $85,000
    1219.1 1 $85,000 $85,000
    1219.14 1 $85,000 $85,000
    1219.72 1 $85,000 $85,000
    1221.06 1 $85,000 $85,000
    1227.48 1 $85,000 $85,000
    1227.63 1 $85,000 $85,000
    1228.45 1 $85,000 $85,000
    1229.13 1 $85,000 $85,000
    1230.42 1 $85,000 $85,000
    1230.61 1 $85,000 $85,000
    1232.23 1 $85,000 $85,000
    1234.12 1 $85,000 $85,000
    1235.46 1 $85,000 $85,000
    1236.0 1 $85,000 $85,000
    1237.67 1 $85,000 $85,000
    1239.51 1 $85,000 $85,000
    1239.99 1 $85,000 $85,000
    1240.84 1 $85,000 $85,000
    1240.92 1 $85,000 $85,000
    1243.48 1 $85,000 $85,000
    1244.11 1 $85,000 $85,000
    1244.65 1 $85,000 $85,000
    1245.05 1 $85,000 $85,000
    1245.79 1 $85,000 $85,000
    1246.0 1 $85,000 $85,000
    1250.46 2 $170,000 $85,000
    1251.26 1 $85,000 $85,000
    1252.25 1 $85,000 $85,000
    1253.18 1 $85,000 $85,000
    1253.29 1 $85,000 $85,000
    1255.0 1 $85,000 $85,000
    1255.23 1 $85,000 $85,000
    1256.92 1 $85,000 $85,000
    1257.14 1 $85,000 $85,000
    1258.51 1 $85,000 $85,000
    1258.7 1 $55,000 $55,000
    1259.67 1 $85,000 $85,000
    1260.62 1 $85,000 $85,000
    1261.53 1 $85,000 $85,000
    1261.9 1 $85,000 $85,000
    1262.61 1 $85,000 $85,000
    1263.37 1 $85,000 $85,000
    1263.99 1 $85,000 $85,000
    1264.95 1 $85,000 $85,000
    1266.24 1 $85,000 $85,000
    1268.5 1 $85,000 $85,000
    1269.1 1 $85,000 $85,000
    1269.88 1 $85,000 $85,000
    1270.0 1 $85,000 $85,000
    1270.83 1 $85,000 $85,000
    1271.28 1 $85,000 $85,000
    1274.11 1 $85,000 $85,000
    1274.96 1 $85,000 $85,000
    1275.86 1 $85,000 $85,000
    1277.5 2 $170,000 $85,000
    1277.59 1 $85,000 $85,000
    1280.5 1 $85,000 $85,000
    1280.53 1 $85,000 $85,000
    1281.06 1 $85,000 $85,000
    1281.66 1 $85,000 $85,000
    1283.35 1 $85,000 $85,000
    1286.5 1 $85,000 $85,000
    1287.06 1 $85,000 $85,000
    1288.5 1 $85,000 $85,000
    1289.13 1 $85,000 $85,000
    1289.68 1 $85,000 $85,000
    1294.11 1 $85,000 $85,000
    1294.21 1 $85,000 $85,000
    1294.85 1 $85,000 $85,000
    1297.61 1 $95,000 $95,000
    1297.9 1 $95,000 $95,000
    1300.0 1 $85,000 $85,000
    1301.22 1 $85,000 $85,000
    1301.28 1 $95,000 $95,000
    1301.39 1 $85,000 $85,000
    1301.53 1 $95,000 $95,000
    1302.1 1 $95,000 $95,000
    1304.05 1 $85,000 $85,000
    1306.71 1 $95,000 $95,000
    1307.5 1 $95,000 $95,000
    1309.53 1 $85,000 $85,000
    1311.55 1 $95,000 $95,000
    1311.85 1 $95,000 $95,000
    1314.57 1 $95,000 $95,000
    1314.91 1 $95,000 $95,000
    1315.97 1 $95,000 $95,000
    1320.7 1 $95,000 $95,000
    1321.79 1 $95,000 $95,000
    1322.5 1 $95,000 $95,000
    1323.74 1 $95,000 $95,000
    1324.46 1 $95,000 $95,000
    1325.33 1 $95,000 $95,000
    1325.67 1 $95,000 $95,000
    1327.75 1 $95,000 $95,000
    1327.8 1 $65,000 $65,000
    1328.84 1 $95,000 $95,000
    1328.93 1 $95,000 $95,000
    1329.31 1 $95,000 $95,000
    1330.38 1 $95,000 $95,000
    1331.15 1 $95,000 $95,000
    1331.96 1 $95,000 $95,000
    1332.31 1 $95,000 $95,000
    1333.58 1 $95,000 $95,000
    1334.73 1 $95,000 $95,000
    1336.14 1 $95,000 $95,000
    1338.36 1 $95,000 $95,000
    1339.15 1 $95,000 $95,000
    1339.22 1 $95,000 $95,000
    1340.46 1 $95,000 $95,000
    1342.76 1 $95,000 $95,000
    1342.86 1 $95,000 $95,000
    1348.53 1 $95,000 $95,000
    1349.62 1 $95,000 $95,000
    1354.0 1 $95,000 $95,000
    1354.62 1 $95,000 $95,000
    1355.23 1 $95,000 $95,000
    1355.5 2 $190,000 $95,000
    1355.88 1 $95,000 $95,000
    1360.02 1 $95,000 $95,000
    1361.95 1 $95,000 $95,000
    1365.31 1 $95,000 $95,000
    1365.77 1 $95,000 $95,000
    1372.83 1 $95,000 $95,000
    1374.28 1 $95,000 $95,000
    1374.85 1 $95,000 $95,000
    1375.96 1 $95,000 $95,000
    1376.05 1 $95,000 $95,000
    1376.5 1 $95,000 $95,000
    1377.0 1 $95,000 $95,000
    1381.62 1 $95,000 $95,000
    1383.42 1 $95,000 $95,000
    1385.65 1 $95,000 $95,000
    1386.3 1 $95,000 $95,000
    1386.84 1 $95,000 $95,000
    1387.85 1 $95,000 $95,000
    1388.95 1 $95,000 $95,000
    1392.46 1 $95,000 $95,000
    1393.0 1 $95,000 $95,000
    1396.7 1 $95,000 $95,000
    1398.25 1 $95,000 $95,000
    1398.92 1 $45,000 $45,000
    1399.41 1 $95,000 $95,000
    1400.09 1 $95,000 $95,000
    1403.02 1 $95,000 $95,000
    1408.98 1 $95,000 $95,000
    1412.26 1 $95,000 $95,000
    1413.31 1 $95,000 $95,000
    1414.45 1 $95,000 $95,000
    1416.3 1 $95,000 $95,000
    1417.44 1 $95,000 $95,000
    1420.9 1 $95,000 $95,000
    1422.96 1 $95,000 $95,000
    1423.8 1 $95,000 $95,000
    1423.87 1 $95,000 $95,000
    1424.5 1 $95,000 $95,000
    1425.25 1 $95,000 $95,000
    1425.27 1 $95,000 $95,000
    1427.5 1 $95,000 $95,000
    1427.65 1 $95,000 $95,000
    1429.0 1 $105,000 $105,000
    1437.76 1 $95,000 $95,000
    1440.06 1 $95,000 $95,000
    1440.55 1 $105,000 $105,000
    1441.14 1 $95,000 $95,000
    1446.25 1 $105,000 $105,000
    1446.61 1 $95,000 $95,000
    1447.15 1 $105,000 $105,000
    1456.99 1 $95,000 $95,000
    1467.66 1 $105,000 $105,000
    1468.01 1 $105,000 $105,000
    1468.98 1 $105,000 $105,000
    1469.7 1 $105,000 $105,000
    1470.92 1 $105,000 $105,000
    1472.01 1 $105,000 $105,000
    1474.65 1 $105,000 $105,000
    1480.09 1 $105,000 $105,000
    1483.37 1 $105,000 $105,000
    1483.86 1 $105,000 $105,000
    1487.72 1 $105,000 $105,000
    1491.88 1 $105,000 $105,000
    1493.5 1 $105,000 $105,000
    1499.73 1 $105,000 $105,000
    1500.4 1 $105,000 $105,000
    1502.05 1 $105,000 $105,000
    1502.5 1 $105,000 $105,000
    1504.39 1 $105,000 $105,000
    1505.01 1 $105,000 $105,000
    1509.42 1 $105,000 $105,000
    1515.02 1 $105,000 $105,000
    1522.52 1 $105,000 $105,000
    1526.53 1 $105,000 $105,000
    1532.5 1 $105,000 $105,000
    1534.0 1 $105,000 $105,000
    1537.19 1 $105,000 $105,000
    1544.96 1 $105,000 $105,000
    1545.55 1 $105,000 $105,000
    1545.64 1 $105,000 $105,000
    1547.51 1 $105,000 $105,000
    1552.32 1 $105,000 $105,000
    1552.44 1 $105,000 $105,000
    1567.09 1 $105,000 $105,000
    1570.0 1 $105,000 $105,000
    1571.41 1 $105,000 $105,000
    1580.74 1 $105,000 $105,000
    1583.05 1 $115,000 $115,000
    1588.62 1 $115,000 $115,000
    1602.15 1 $115,000 $115,000
    1603.76 1 $115,000 $115,000
    1604.9 1 $115,000 $115,000
    1605.7 1 $115,000 $115,000
    1608.57 1 $115,000 $115,000
    1609.29 1 $115,000 $115,000
    1610.99 1 $115,000 $115,000
    1611.72 1 $115,000 $115,000
    1611.76 1 $115,000 $115,000
    1615.84 1 $115,000 $115,000
    1616.23 1 $115,000 $115,000
    1616.5 1 $115,000 $115,000
    1616.91 1 $115,000 $115,000
    1627.97 1 $115,000 $115,000
    1628.5 1 $115,000 $115,000
    1632.68 1 $115,000 $115,000
    1641.56 1 $115,000 $115,000
    1642.76 1 $55,000 $55,000
    1644.1 1 $55,000 $55,000
    1646.28 1 $115,000 $115,000
    1660.19 1 $115,000 $115,000
    1672.0 1 $115,000 $115,000
    1672.38 1 $115,000 $115,000
    1677.89 1 $115,000 $115,000
    1683.19 1 $115,000 $115,000
    1686.48 1 $115,000 $115,000
    1692.02 1 $65,000 $65,000
    1692.71 1 $115,000 $115,000
    1692.94 1 $115,000 $115,000
    1697.18 1 $115,000 $115,000
    1699.82 1 $115,000 $115,000
    1722.86 1 $65,000 $65,000
    1725.27 1 $115,000 $115,000
    1725.4 1 $115,000 $115,000
    1727.95 1 $115,000 $115,000
    1728.86 1 $75,000 $75,000
    1732.02 1 $115,000 $115,000
    1732.2 1 $125,000 $125,000
    1737.0 1 $125,000 $125,000
    1737.81 1 $105,000 $105,000
    1749.13 1 $115,000 $115,000
    1754.16 1 $125,000 $125,000
    1757.68 1 $65,000 $65,000
    1764.92 1 $125,000 $125,000
    1770.17 1 $125,000 $125,000
    1779.15 1 $125,000 $125,000
    1783.83 1 $125,000 $125,000
    1785.99 1 $125,000 $125,000
    1788.72 1 $125,000 $125,000
    1789.99 1 $125,000 $125,000
    1799.5 3 $375,000 $125,000
    1804.0 2 $250,000 $125,000
    1808.1 1 $125,000 $125,000
    1813.11 1 $125,000 $125,000
    1816.66 1 $125,000 $125,000
    1817.9 1 $75,000 $75,000
    1824.72 1 $125,000 $125,000
    1828.46 1 $85,000 $85,000
    1834.9 1 $125,000 $125,000
    1839.96 1 $125,000 $125,000
    1843.68 1 $125,000 $125,000
    1843.93 1 $125,000 $125,000
    1850.28 1 $65,000 $65,000
    1851.27 1 $85,000 $85,000
    1856.5 1 $125,000 $125,000
    1858.62 1 $125,000 $125,000
    1861.0 1 $75,000 $75,000
    1864.64 1 $125,000 $125,000
    1872.0 1 $125,000 $125,000
    1880.44 1 $115,000 $115,000
    1883.59 1 $135,000 $135,000
    1883.98 1 $135,000 $135,000
    1888.39 1 $125,000 $125,000
    1902.48 1 $135,000 $135,000
    1910.42 1 $135,000 $135,000
    1910.46 2 $270,000 $135,000
    1911.1 1 $135,000 $135,000
    1911.6 1 $135,000 $135,000
    1918.0 1 $135,000 $135,000
    1921.0 1 $135,000 $135,000
    1922.49 1 $135,000 $135,000
    1949.8 1 $135,000 $135,000
    1952.9 1 $135,000 $135,000
    1956.18 1 $135,000 $135,000
    1956.21 1 $135,000 $135,000
    1987.88 1 $135,000 $135,000
    1994.05 1 $135,000 $135,000
    1999.0 1 $135,000 $135,000
    2008.0 1 $135,000 $135,000
    2009.08 1 $135,000 $135,000
    2031.03 1 $145,000 $145,000
    2042.27 1 $145,000 $145,000
    2043.35 1 $145,000 $145,000
    2046.18 1 $145,000 $145,000
    2047.26 1 $145,000 $145,000
    2058.81 1 $145,000 $145,000
    2066.61 1 $145,000 $145,000
    2074.65 1 $145,000 $145,000
    2079.73 1 $145,000 $145,000
    2082.24 1 $145,000 $145,000
    2106.14 1 $145,000 $145,000
    2109.44 1 $75,000 $75,000
    2110.08 1 $145,000 $145,000
    2120.02 1 $145,000 $145,000
    2127.7 1 $145,000 $145,000
    2127.86 1 $75,000 $75,000
    2136.15 1 $145,000 $145,000
    2143.63 1 $85,000 $85,000
    2151.75 1 $85,000 $85,000
    2153.48 1 $75,000 $75,000
    2154.25 1 $145,000 $145,000
    2156.74 1 $145,000 $145,000
    2157.92 1 $145,000 $145,000
    2161.51 1 $155,000 $155,000
    2176.0 1 $155,000 $155,000
    2179.24 1 $145,000 $145,000
    2184.21 1 $75,000 $75,000
    2189.5 1 $75,000 $75,000
    2190.55 1 $155,000 $155,000
    2201.54 1 $75,000 $75,000
    2209.22 1 $75,000 $75,000
    2213.11 1 $155,000 $155,000
    2214.26 1 $155,000 $155,000
    2214.84 1 $75,000 $75,000
    2215.35 1 $155,000 $155,000
    2220.92 1 $75,000 $75,000
    2221.36 1 $75,000 $75,000
    2228.77 1 $95,000 $95,000
    2247.24 1 $155,000 $155,000
    2249.93 1 $155,000 $155,000
    2252.86 1 $75,000 $75,000
    2266.47 1 $155,000 $155,000
    2270.22 1 $85,000 $85,000
    2272.3 1 $85,000 $85,000
    2279.72 1 $85,000 $85,000
    2287.5 1 $165,000 $165,000
    2304.66 1 $85,000 $85,000
    2311.06 1 $165,000 $165,000
    2327.52 1 $165,000 $165,000
    2335.2 1 $95,000 $95,000
    2365.0 1 $165,000 $165,000
    2377.9 1 $85,000 $85,000
    2378.86 1 $85,000 $85,000
    2382.17 1 $165,000 $165,000
    2397.92 1 $95,000 $95,000
    2398.82 1 $85,000 $85,000
    2428.33 1 $165,000 $165,000
    2428.83 1 $85,000 $85,000
    2441.14 1 $85,000 $85,000
    2443.42 1 $85,000 $85,000
    2454.19 1 $165,000 $165,000
    2469.18 1 $85,000 $85,000
    2483.84 1 $85,000 $85,000
    2488.16 1 $85,000 $85,000
    2492.88 1 $85,000 $85,000
    2499.92 1 $85,000 $85,000
    2506.0 1 $85,000 $85,000
    2506.96 1 $175,000 $175,000
    2526.28 1 $85,000 $85,000
    2545.2 1 $85,000 $85,000
    2552.58 1 $95,000 $95,000
    2553.04 1 $85,000 $85,000
    2554.57 1 $105,000 $105,000
    2564.2 1 $95,000 $95,000
    2605.38 1 $95,000 $95,000
    2618.29 1 $95,000 $95,000
    2639.5 1 $95,000 $95,000
    2641.6 1 $185,000 $185,000
    2656.71 1 $185,000 $185,000
    2659.22 1 $185,000 $185,000
    2663.18 1 $95,000 $95,000
    2667.86 1 $95,000 $95,000
    2680.18 1 $95,000 $95,000
    2680.56 1 $95,000 $95,000
    2700.47 1 $185,000 $185,000
    2708.8 1 $95,000 $95,000
    2711.02 1 $185,000 $185,000
    2723.11 1 $105,000 $105,000
    2723.66 1 $95,000 $95,000
    2726.32 1 $95,000 $95,000
    2734.0 1 $95,000 $95,000
    2803.1 1 $95,000 $95,000
    3070.74 1 $105,000 $105,000
    3199.0 1 $115,000 $115,000
    3212.65 1 $135,000 $135,000
    3228.12 1 $115,000 $115,000
    3367.62 1 $115,000 $115,000
    3370.19 1 $115,000 $115,000
    3429.76 1 $125,000 $125,000
    3463.6 1 $125,000 $125,000
    3494.74 1 $125,000 $125,000
    3501.84 1 $125,000 $125,000
    3580.28 1 $125,000 $125,000
    3599.34 1 $125,000 $125,000
    3599.36 1 $125,000 $125,000
    3618.64 1 $125,000 $125,000
    3774.68 1 $135,000 $135,000
    3816.84 1 $135,000 $135,000
    3854.14 1 $135,000 $135,000
    3932.78 1 $135,000 $135,000
    4.0 11 $695,000 $63,182
    4088.42 1 $145,000 $145,000
    4169.83 1 $145,000 $145,000
    4209.58 1 $145,000 $145,000
    4255.96 1 $145,000 $145,000
    4371.92 1 $155,000 $155,000
    453.6 1 $35,000 $35,000
    454.45 1 $35,000 $35,000
    458.67 1 $35,000 $35,000
    4587.14 1 $165,000 $165,000
    4650.14 1 $165,000 $165,000
    4708.84 1 $165,000 $165,000
    4769.42 1 $165,000 $165,000
    4880.36 1 $175,000 $175,000
    572.64 1 $45,000 $45,000
    574.0 1 $45,000 $45,000
    575.41 1 $35,000 $35,000
    581.4 1 $45,000 $45,000
    590.72 1 $45,000 $45,000
    603.4 1 $45,000 $45,000
    6048.68 1 $205,000 $205,000
    635.59 1 $45,000 $45,000
    640.63 1 $45,000 $45,000
    647.22 1 $45,000 $45,000
    655.0 1 $45,000 $45,000
    666.0 1 $45,000 $45,000
    681.76 1 $55,000 $55,000
    686.5 1 $45,000 $45,000
    688.0 1 $45,000 $45,000
    703.38 1 $45,000 $45,000
    703.97 1 $45,000 $45,000
    722.65 1 $45,000 $45,000
    723.94 1 $55,000 $55,000
    729.2 1 $55,000 $55,000
    731.3 1 $55,000 $55,000
    739.04 1 $55,000 $55,000
    753.38 1 $55,000 $55,000
    755.77 1 $55,000 $55,000
    771.6 1 $55,000 $55,000
    778.96 1 $55,000 $55,000
    781.6 1 $55,000 $55,000
    784.0 1 $55,000 $55,000
    784.5 1 $55,000 $55,000
    784.89 1 $55,000 $55,000
    785.62 1 $55,000 $55,000
    785.93 1 $55,000 $55,000
    790.0 1 $55,000 $55,000
    794.5 1 $55,000 $55,000
    801.09 1 $55,000 $55,000
    807.06 1 $55,000 $55,000
    807.67 1 $55,000 $55,000
    812.61 1 $55,000 $55,000
    816.28 1 $55,000 $55,000
    817.86 1 $55,000 $55,000
    821.79 1 $55,000 $55,000
    827.13 1 $55,000 $55,000
    831.85 1 $55,000 $55,000
    844.02 1 $55,000 $55,000
    844.32 1 $55,000 $55,000
    845.77 1 $55,000 $55,000
    848.64 1 $55,000 $55,000
    850.75 1 $55,000 $55,000
    852.63 1 $55,000 $55,000
    852.72 1 $55,000 $55,000
    852.79 1 $55,000 $55,000
    857.5 1 $65,000 $65,000
    857.8 1 $55,000 $55,000
    857.98 1 $55,000 $55,000
    858.55 1 $55,000 $55,000
    862.1 1 $55,000 $55,000
    862.71 1 $65,000 $65,000
    865.44 1 $65,000 $65,000
    873.25 1 $65,000 $65,000
    876.72 1 $65,000 $65,000
    879.43 1 $65,000 $65,000
    879.62 1 $65,000 $65,000
    881.06 1 $65,000 $65,000
    881.82 1 $65,000 $65,000
    887.63 1 $65,000 $65,000
    888.85 1 $65,000 $65,000
    890.04 1 $65,000 $65,000
    890.13 1 $65,000 $65,000
    893.51 1 $65,000 $65,000
    896.06 1 $65,000 $65,000
    899.2 1 $65,000 $65,000
    900.52 1 $65,000 $65,000
    901.71 1 $65,000 $65,000
    902.11 1 $65,000 $65,000
    904.65 1 $65,000 $65,000
    908.5 1 $65,000 $65,000
    913.47 1 $65,000 $65,000
    914.5 1 $65,000 $65,000
    915.46 1 $65,000 $65,000
    920.59 1 $65,000 $65,000
    920.64 1 $65,000 $65,000
    920.73 1 $65,000 $65,000
    923.18 1 $65,000 $65,000
    923.49 1 $65,000 $65,000
    928.0 1 $65,000 $65,000
    928.09 1 $65,000 $65,000
    931.92 1 $65,000 $65,000
    932.5 1 $65,000 $65,000
    934.15 1 $65,000 $65,000
    935.06 1 $65,000 $65,000
    939.85 1 $65,000 $65,000
    94.0 1 $45,000 $45,000
    942.69 1 $65,000 $65,000
    942.95 1 $65,000 $65,000
    944.8 1 $65,000 $65,000
    945.62 1 $65,000 $65,000
    945.69 1 $65,000 $65,000
    950.05 1 $65,000 $65,000
    950.99 1 $65,000 $65,000
    951.19 1 $65,000 $65,000
    954.63 1 $65,000 $65,000
    955.71 1 $65,000 $65,000
    955.78 1 $65,000 $65,000
    957.05 1 $65,000 $65,000
    958.49 1 $65,000 $65,000
    959.5 1 $65,000 $65,000
    960.24 1 $65,000 $65,000
    961.25 1 $65,000 $65,000
    965.67 1 $65,000 $65,000
    967.83 1 $65,000 $65,000
    968.32 1 $65,000 $65,000
    969.74 1 $65,000 $65,000
    969.93 1 $65,000 $65,000
    971.38 1 $65,000 $65,000
    973.23 1 $65,000 $65,000
    974.46 1 $65,000 $65,000
    976.5 1 $65,000 $65,000
    977.81 1 $65,000 $65,000
    978.16 1 $65,000 $65,000
    980.16 1 $65,000 $65,000
    980.55 1 $65,000 $65,000
    981.64 1 $65,000 $65,000
    981.73 1 $65,000 $65,000
    982.6 1 $65,000 $65,000
    986.56 1 $65,000 $65,000
    991.33 1 $65,000 $65,000
    991.8 1 $65,000 $65,000
    992.52 1 $65,000 $65,000
    993.99 1 $65,000 $65,000
    994.0 1 $65,000 $65,000
    994.62 1 $65,000 $65,000
    994.95 1 $65,000 $65,000
    995.37 1 $65,000 $65,000
    995.92 1 $65,000 $65,000
    NA 9,186 $2,521,260,000 $274,468

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    9,947 $2,590,025,000 $260,383

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,984 $330,660,000 $166,663 $3,499 4.09%
    40-60% 1,269 $500,615,000 $394,496 $5,287 4.25%
    60-80% 2,207 $958,845,000 $434,456 $6,403 4.71%
    80-100% 2,145 $625,145,000 $291,443 $6,158 5.66%
    Over 100% 31 $11,885,000 $383,387 $13,282 5.00%
    Under 20% 2,309 $162,625,000 $70,431 $683 4.09%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    UNITED COMMUNITY BANK Conventional home mortgage Closing on a mortgage 1 100.0%