Reliance First Capital Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300YW2UBCMDRMBT48
Tax ID: 26-2261031
1.3 stars - Updated: 9/18/23
-
out of 5 stars, based on 71 reviews
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Reliance First Capital is a small mortgage company specializing in Cash Out Refi loans. Reliance First Capital has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Cleveland, Charlotte, Atlanta, and Nashville among others. We have data for 464 markets. (Some data included below & more in-depth data is available with an active subscription.)Reliance First Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Reliance First Capital is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.93% | 9/18/23 |
| 30 Year Conventional Refi | 6.81% | 9/18/23 |
| 30 Year Cash-out Refi | 7.05% | 9/18/23 |
| 30 Year FHA Purchase | 7.41% | 9/18/23 |
| 30 Year FHA Refi | 7.30% | 9/18/23 |
| 30 Year VA Purchase | 6.42% | 9/18/23 |
| 30 Year VA Refi | 6.29% | 9/18/23 |
| 30 Year USDA Purchase | 6.67% | 9/18/23 |
| 30 Year USDA Refi | 6.76% | 9/18/23 |
| 15 Year Conventional Purchase | 6.30% | 9/18/23 |
| 15 Year Conventional Refi | 6.38% | 9/18/23 |
| 15 Year Cash-out Refi | 6.38% | 9/18/23 |
| 15 Year FHA Purchase | 7.74% | 9/18/23 |
| 15 Year FHA Refi | 7.41% | 9/18/23 |
| 15 Year VA Purchase | 6.21% | 9/18/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Reliance First Capital Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Reliance First Capital. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
5,056Origination Dollar Volume (All Markets)
$1,137,480,000Awards
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RELIANCE FIRST CAPITAL - 2022
RELIANCE FIRST CAPITAL is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Reliance First Capital's average 30 year fixed mortgage rate was
4.95%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.19%.
Relative Fees (Closing Costs)
Reliance First Capital's average total fees/closing costs for a 30 year fixed rate
mortgage were $9,678.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 346 | $130,930,000 | $378,410 | $14,217 | 4.54% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 284 | $59,100,000 | $208,099 | $7,003 | 5.30% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 209 | $48,575,000 | $232,416 | $8,719 | 4.62% |
| Outside of Metro Areas | 222 | $39,170,000 | $176,441 | $7,954 | 4.69% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 168 | $37,460,000 | $222,976 | $8,962 | 4.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 123 | $34,075,000 | $277,033 | $10,559 | 4.83% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 77 | $27,195,000 | $353,182 | $12,173 | 4.85% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 75 | $26,485,000 | $353,133 | $13,565 | 4.77% |
| PITTSBURGH, PA (FHA|USDA|VA) | 136 | $25,640,000 | $188,529 | $8,416 | 4.80% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 123 | $25,635,000 | $208,415 | $10,004 | 4.92% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 77 | $20,995,000 | $272,662 | $9,359 | 4.71% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 64 | $14,870,000 | $232,344 | $8,638 | 4.62% |
| COLUMBUS, OH (FHA|USDA|VA) | 74 | $14,490,000 | $195,811 | $8,781 | 5.13% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 54 | $13,470,000 | $249,444 | $9,509 | 4.89% |
| AKRON, OH (FHA|USDA|VA) | 62 | $12,240,000 | $197,419 | $7,313 | 4.85% |
| RICHMOND, VA (FHA|USDA|VA) | 55 | $11,575,000 | $210,455 | $9,314 | 4.92% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 62 | $11,130,000 | $179,516 | $8,652 | 4.71% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 41 | $10,885,000 | $265,488 | $10,174 | 4.71% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 47 | $10,825,000 | $230,319 | $10,077 | 4.52% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 57 | $10,685,000 | $187,456 | $8,483 | 4.65% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 40 | $10,670,000 | $266,750 | $12,450 | 4.58% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 36 | $9,760,000 | $271,111 | $10,282 | 5.16% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 50 | $9,050,000 | $181,000 | $7,297 | 4.76% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 34 | $8,740,000 | $257,059 | $10,553 | 4.45% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 43 | $8,635,000 | $200,814 | $7,248 | 5.36% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 42 | $8,230,000 | $195,952 | $8,883 | 4.60% |
| KNOXVILLE, TN (FHA|USDA|VA) | 39 | $8,205,000 | $210,385 | $8,479 | 4.86% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 28 | $8,100,000 | $289,286 | $11,610 | 4.69% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 43 | $8,045,000 | $187,093 | $10,036 | 5.09% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 33 | $7,725,000 | $234,091 | $10,525 | 4.48% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 29 | $7,645,000 | $263,621 | $7,737 | 4.96% |
| COLUMBIA, SC (FHA|USDA|VA) | 40 | $7,630,000 | $190,750 | $8,005 | 5.28% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 26 | $7,600,000 | $292,308 | $11,647 | 5.05% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 26 | $7,400,000 | $284,615 | $9,952 | 4.56% |
| ROCHESTER, NY (FHA|USDA|VA) | 46 | $7,180,000 | $156,087 | $7,517 | 4.62% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 39 | $7,065,000 | $181,154 | $8,296 | 4.83% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 35 | $6,985,000 | $199,571 | $8,471 | 4.81% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 30 | $6,500,000 | $216,667 | $9,260 | 4.83% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 30 | $6,270,000 | $209,000 | $6,909 | 4.88% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 34 | $6,130,000 | $180,294 | $7,709 | 4.96% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 29 | $6,055,000 | $208,793 | $7,929 | 4.74% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 30 | $5,840,000 | $194,667 | $8,649 | 4.55% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 25 | $5,825,000 | $233,000 | $9,027 | 5.19% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 28 | $5,790,000 | $206,786 | $9,615 | 4.50% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 34 | $5,630,000 | $165,588 | $6,787 | 4.56% |
| SYRACUSE, NY (FHA|USDA|VA) | 30 | $5,480,000 | $182,667 | $8,533 | 5.07% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 23 | $5,205,000 | $226,304 | $8,544 | 5.02% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 24 | $5,070,000 | $211,250 | $8,930 | 4.60% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 27 | $4,995,000 | $185,000 | $7,917 | 4.42% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 22 | $4,840,000 | $220,000 | $9,939 | 5.31% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 23 | $4,725,000 | $205,435 | $8,729 | 4.53% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 23 | $4,715,000 | $205,000 | $9,267 | 4.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 16 | $4,560,000 | $285,000 | $9,937 | 4.69% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 12 | $4,520,000 | $376,667 | $15,990 | 4.35% |
| WILMINGTON, NC (FHA|USDA|VA) | 17 | $4,485,000 | $263,824 | $7,230 | 4.45% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 27 | $4,355,000 | $161,296 | $7,232 | 5.27% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 16 | $4,340,000 | $271,250 | $11,685 | 4.23% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 20 | $4,150,000 | $207,500 | $10,849 | 4.56% |
| KINGSTON, NY (FHA|USDA|VA) | 15 | $4,125,000 | $275,000 | $10,486 | 4.15% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 20 | $3,910,000 | $195,500 | $8,607 | 5.14% |
| LANCASTER, PA (FHA|USDA|VA) | 17 | $3,875,000 | $227,941 | $9,588 | 4.30% |
| LOUISVILLE, KY (FHA|USDA|VA) | 17 | $3,815,000 | $224,412 | $9,277 | 4.86% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 16 | $3,700,000 | $231,250 | $9,025 | 4.39% |
| SPARTANBURG, SC (FHA|USDA|VA) | 21 | $3,595,000 | $171,190 | $7,376 | 5.01% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 20 | $3,590,000 | $179,500 | $7,292 | 4.88% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 20 | $3,580,000 | $179,000 | $7,121 | 4.99% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 19 | $3,425,000 | $180,263 | $6,682 | 4.43% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 10 | $3,420,000 | $342,000 | $9,682 | 4.78% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 12 | $3,380,000 | $281,667 | $10,477 | 4.77% |
| ASHEVILLE, NC (FHA|USDA|VA) | 17 | $3,375,000 | $198,529 | $6,977 | 4.87% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 17 | $3,175,000 | $186,765 | $10,214 | 4.49% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 14 | $3,080,000 | $220,000 | $9,737 | 4.70% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 13 | $2,885,000 | $221,923 | $10,387 | 5.14% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 16 | $2,860,000 | $178,750 | $8,443 | 4.29% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 17 | $2,795,000 | $164,412 | $8,595 | 5.29% |
| Concord, NH (FHA|USDA|VA) | 11 | $2,725,000 | $247,727 | $11,676 | 4.45% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 14 | $2,660,000 | $190,000 | $9,222 | 4.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 13 | $2,615,000 | $201,154 | $9,365 | 4.30% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 10 | $2,610,000 | $261,000 | $11,584 | 5.16% |
| BATON ROUGE, LA (FHA|USDA|VA) | 15 | $2,605,000 | $173,667 | $8,050 | 5.01% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 9 | $2,585,000 | $287,222 | $12,469 | 5.15% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 12 | $2,570,000 | $214,167 | $10,709 | 4.65% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 12 | $2,570,000 | $214,167 | $9,292 | 5.25% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 13 | $2,565,000 | $197,308 | $7,014 | 4.61% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $9,386 | 4.58% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 18 | $2,440,000 | $135,556 | $6,359 | 5.17% |
| MONTGOMERY, AL (FHA|USDA|VA) | 14 | $2,350,000 | $167,857 | $8,337 | 5.67% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 10 | $2,340,000 | $234,000 | $10,933 | 4.21% |
| TUCSON, AZ (FHA|USDA|VA) | 12 | $2,330,000 | $194,167 | $7,320 | 4.94% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 10 | $2,160,000 | $216,000 | $10,055 | 4.79% |
| BURLINGTON, NC (FHA|USDA|VA) | 12 | $2,100,000 | $175,000 | $6,915 | 4.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $2,100,000 | $210,000 | $8,095 | 5.16% |
| Shelby, NC (FHA|USDA|VA) | 12 | $2,100,000 | $175,000 | $6,835 | 4.61% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $2,085,000 | $417,000 | $20,351 | 5.58% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $9,796 | 4.96% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $8,729 | 5.93% |
| TOLEDO, OH (FHA|USDA|VA) | 13 | $1,965,000 | $151,154 | $6,026 | 4.73% |
| Sevierville, TN (FHA|USDA|VA) | 8 | $1,960,000 | $245,000 | $8,254 | 5.77% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $8,710 | 5.52% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $1,865,000 | $207,222 | $9,039 | 5.26% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $9,728 | 4.79% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $7,570 | 5.17% |
| Laconia, NH (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $11,796 | 4.22% |
| READING, PA (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $8,001 | 4.89% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 10 | $1,700,000 | $170,000 | $8,109 | 4.55% |
| MOBILE, AL (FHA|USDA|VA) | 11 | $1,665,000 | $151,364 | $7,426 | 4.62% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $10,203 | 5.23% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 12 | $1,660,000 | $138,333 | $6,305 | 5.45% |
| OCALA, FL (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $8,757 | 4.91% |
| Seneca, SC (FHA|USDA|VA) | 5 | $1,605,000 | $321,000 | $8,564 | 4.10% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $10,081 | 4.61% |
| LYNCHBURG, VA (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $9,145 | 4.04% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $8,435 | 4.59% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $5,929 | 4.80% |
| Cookeville, TN (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $7,738 | 4.98% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $8,103 | 4.71% |
| HARRISONBURG, VA (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $10,053 | 4.13% |
| NEW BERN, NC (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $6,486 | 3.85% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $10,824 | 5.71% |
| ROANOKE, VA (FHA|USDA|VA) | 9 | $1,415,000 | $157,222 | $7,381 | 4.87% |
| Hudson, NY (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $12,522 | 3.47% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 6 | $1,410,000 | $235,000 | $12,307 | 4.60% |
| WICHITA, KS (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $10,722 | 5.92% |
| Wooster, OH (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $7,311 | 4.88% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 9 | $1,385,000 | $153,889 | $7,157 | 5.05% |
| Shelton, WA (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $15,111 | 3.67% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $8,712 | 3.87% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $5,383 | 4.35% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $9,265 | 4.94% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 7 | $1,285,000 | $183,571 | $7,212 | 4.64% |
| DECATUR, AL (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $7,557 | 5.63% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $8,160 | 4.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $7,951 | 4.46% |
| Ashtabula, OH (FHA|USDA|VA) | 7 | $1,245,000 | $177,857 | $9,325 | 4.79% |
| DOVER, DE (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $9,296 | 4.10% |
| Torrington, CT (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $8,785 | 5.08% |
| Albemarle, NC (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $10,557 | 5.87% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $8,013 | 5.13% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $8,161 | 5.52% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $7,843 | 4.29% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $7,547 | 5.11% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $6,610 | 4.59% |
| Lewisburg, TN (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $11,596 | 5.33% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $8,696 | 6.25% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $10,338 | 5.32% |
| ERIE, PA (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $9,305 | 4.96% |
| UTICA-ROME, NY (FHA|USDA|VA) | 6 | $1,070,000 | $178,333 | $10,101 | 4.27% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $8,716 | 4.18% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 6 | $1,060,000 | $176,667 | $6,934 | 4.46% |
| ANN ARBOR, MI (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $9,251 | 4.28% |
| Wilson, NC (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $7,117 | 4.29% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $9,188 | 5.28% |
| PITTSFIELD, MA (FHA|USDA|VA) | 5 | $1,015,000 | $203,000 | $7,149 | 4.12% |
| BANGOR, ME (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $9,045 | 5.13% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $30,458 | 3.50% |
| Taos, NM (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $10,415 | 4.58% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $8,430 | 5.03% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $13,298 | 4.21% |
| Easton, MD (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $17,833 | 3.44% |
| Mount Vernon, OH (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $7,722 | 4.83% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $24,635 | 3.81% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $9,430 | 4.53% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $12,128 | 4.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 6 | $930,000 | $155,000 | $8,493 | 4.54% |
| DOTHAN, AL (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $6,188 | 5.46% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $10,633 | 3.91% |
| Greenwood, SC (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $7,456 | 4.55% |
| Washington, NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $7,787 | 3.91% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $7,730 | 4.88% |
| SALEM, OR (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $13,291 | 6.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $870,000 | $145,000 | $7,606 | 4.44% |
| MEDFORD, OR (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $10,641 | 4.90% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $9,481 | 4.19% |
| MISSOULA, MT (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $9,014 | 3.62% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $9,130 | 4.00% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $5,987 | 5.00% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $13,067 | 4.53% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $12,873 | 5.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $7,431 | 5.02% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $11,290 | 4.44% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $7,267 | 4.28% |
| Albertville, AL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $8,145 | 4.19% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $20,176 | 5.00% |
| Bardstown, KY (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $6,314 | 5.00% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $8,795 | 4.69% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $12,225 | 4.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $7,914 | 4.59% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $6,676 | 4.38% |
| WACO, TX (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $5,476 | 4.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $7,963 | 4.73% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,356 | 3.94% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $11,583 | 4.88% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $12,862 | 3.38% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $18,363 | 4.38% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $12,037 | 5.44% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,757 | 3.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,426 | 5.41% |
| JACKSON, TN (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $9,343 | 4.68% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $6,269 | 4.69% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $5,215 | 5.58% |
| Crossville, TN (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,796 | 5.25% |
| SAGINAW, MI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $9,183 | 5.17% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $14,037 | 4.31% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $10,841 | 3.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $12,777 | 2.75% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,182 | 5.49% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $6,436 | 5.12% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $27,738 | 6.50% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,954 | 5.33% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,084 | 4.06% |
| Athens, TX (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $11,047 | 7.06% |
| New Castle, PA (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,746 | 5.19% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,100 | 4.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $6,757 | 4.87% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,524 | 5.96% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $13,266 | 5.19% |
| Los Alamos, NM (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $12,306 | 3.44% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $5,757 | 3.94% |
| CASPER, WY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $10,532 | 4.56% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,197 | 5.22% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $10,533 | 5.75% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,762 | 4.50% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $9,339 | 4.29% |
| DALTON, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $8,966 | 4.87% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $11,078 | 6.13% |
| Oxford, MS (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,640 | 3.31% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,940 | 2.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $10,883 | 5.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $7,828 | 4.37% |
| Keene, NH (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $9,181 | 8.54% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,142 | 5.75% |
| Astoria, OR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,753 | 5.50% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $6,667 | 5.56% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,955 | 3.81% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $10,702 | 4.63% |
| Richmond-Berea, KY (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,320 | 4.46% |
| Plattsburgh, NY (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $11,705 | 4.08% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,025 | 3.42% |
| Oil City, PA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $7,033 | 3.66% |
| Danville, VA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $6,907 | 4.78% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,278 | 3.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,023 | 4.56% |
| LONGVIEW, TX (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,020 | 4.08% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $6,783 | 4.45% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,378 | 4.19% |
| McMinnville, TN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $9,288 | 4.50% |
| BINGHAMTON, NY (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $6,988 | 5.06% |
| Seneca Falls, NY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $12,102 | 4.37% |
| YAKIMA, WA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,737 | 3.69% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $15,250 | 4.19% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $6,206 | 5.58% |
| Berlin, NH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,553 | 4.31% |
| ROCKFORD, IL (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $8,049 | 4.87% |
| McPherson, KS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,539 | 5.56% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $11,937 | 2.75% |
| Marietta, OH (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $6,336 | 4.88% |
| Somerset, KY (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,436 | 4.54% |
| Auburn, NY (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,032 | 4.83% |
| Opelousas, LA (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,287 | 4.62% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $7,511 | 4.46% |
| Mineral Wells, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,164 | 5.87% |
| Amsterdam, NY (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $6,968 | 6.06% |
| Barre, VT (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,015 | 5.69% |
| Indiana, PA (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $6,037 | 4.44% |
| BEND, OR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,197 | 5.38% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,575 | 4.92% |
| Forest City, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,687 | 4.71% |
| Sanford, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $6,279 | 5.04% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $4,823 | 5.17% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $10,122 | 5.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,015 | 4.67% |
| Batavia, NY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $7,915 | 4.54% |
| FLINT, MI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $8,166 | 6.13% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,977 | 5.31% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,954 | 4.38% |
| Sidney, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,292 | 3.44% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,532 | 4.56% |
| STAUNTON, VA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $7,390 | 3.54% |
| Harrison, AR (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,922 | 3.50% |
| Statesboro, GA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,979 | 6.56% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,921 | 6.46% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,743 | 3.46% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,723 | 5.63% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,312 | 5.50% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $8,514 | 4.94% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $5,668 | 5.00% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,494 | 4.00% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $10,583 | 4.25% |
| Olean, NY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,360 | 3.75% |
| Wilmington, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,768 | 6.63% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,472 | 3.75% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $4,814 | 4.91% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $16,532 | 4.88% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,386 | 6.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,859 | 6.63% |
| Fremont, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,069 | 3.75% |
| Athens, TN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,358 | 3.79% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $10,529 | 3.56% |
| Jennings, LA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,269 | 4.31% |
| Jasper, AL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,653 | 5.83% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $6,612 | 3.96% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,728 | 3.50% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,823 | 5.56% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,174 | 4.88% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,694 | 3.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $7,435 | 5.75% |
| Salem, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,563 | 6.12% |
| Somerset, PA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $4,886 | 5.29% |
| Russellville, AR (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $6,604 | 4.92% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,488 | 4.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,214 | 4.69% |
| Ashland, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,583 | 3.06% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,323 | 4.06% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,632 | 4.38% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $6,499 | 5.21% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,466 | 5.00% |
| Pottsville, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,836 | 3.99% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,724 | 3.38% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,933 | 5.75% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,500 | 3.75% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,988 | 4.50% |
| Summerville, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $6,995 | 3.50% |
| MUSKEGON, MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,496 | 5.69% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,716 | 4.13% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $10,331 | 3.69% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $4,440 | 4.75% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,669 | 4.13% |
| Connersville, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,099 | 2.93% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $11,606 | 2.75% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,751 | 4.75% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,759 | 4.38% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,983 | 3.19% |
| Tifton, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $7,886 | 4.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,319 | 6.44% |
| Kinston, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,278 | 6.19% |
| Ludington, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,831 | 5.88% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,014 | 5.75% |
| Clovis, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,571 | 4.88% |
| Murray, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,847 | 3.88% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,348 | 5.75% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,990 | 6.13% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,817 | 5.63% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,054 | 4.69% |
| MONROE, LA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,787 | 4.25% |
| Rutland, VT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,771 | 4.38% |
| Boone, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,589 | 4.13% |
| Troy, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,798 | 5.25% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,557 | 5.63% |
| New Castle, IN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,344 | 5.00% |
| Big Spring, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,574 | 2.88% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,455 | 4.19% |
| Paragould, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $7,905 | 5.50% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,259 | 3.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $4,991 | 4.38% |
| Columbus, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,791 | 4.75% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,681 | 5.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,768 | 4.75% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,971 | 5.75% |
| Bonham, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,867 | 2.99% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $13,635 | 4.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $9,245 | 4.63% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,169 | 3.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,412 | 3.00% |
| Findlay, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,613 | 3.88% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,679 | 4.75% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $12,105 | 5.50% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,433 | 2.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,406 | 4.75% |
| Salina, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,427 | 5.50% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,001 | 2.88% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,903 | 4.13% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $12,014 | 5.50% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,232 | 6.88% |
| Bedford, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,209 | 3.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,834 | 4.63% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,066 | 3.38% |
| Marion, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,947 | 3.88% |
| Washington, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,837 | 2.88% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,779 | 3.25% |
| Cullman, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,024 | 4.50% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,347 | 4.63% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,415 | 5.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,454 | 5.75% |
| Marion, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,770 | 5.50% |
| ODESSA, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,385 | 3.99% |
| TYLER, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,144 | 4.88% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,798 | 3.88% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,027 | 4.63% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,733 | 4.99% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,939 | 4.50% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,058 | 6.38% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,718 | 5.63% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,680 | 3.25% |
| Key West, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,076 | 5.13% |
| ROME, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,979 | 4.38% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,086 | 4.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,367 | 3.75% |
| Henderson, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,712 | 5.38% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.75% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,718 | 4.00% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $11,040 | 3.88% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,884 | 6.25% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,713 | 4.13% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,354 | 3.00% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,750 | 5.13% |
| LIMA, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,816 | 3.50% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,593 | 5.25% |
| Urbana, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,078 | 3.50% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,249 | 5.75% |
| McComb, MS (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $5,753 | 4.50% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,238 | 4.63% |
| London, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,696 | 5.13% |
| Adrian, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,532 | 3.88% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,960 | 7.25% |
| Brevard, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,278 | 2.88% |
| Martin, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,464 | 3.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,864 | 3.88% |
| Ozark, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,077 | 2.75% |
| Cordele, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,420 | 5.50% |
| Palatka, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,942 | 2.88% |
| Meadville, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,749 | 4.88% |
| Dayton, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,223 | 4.63% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,723 | 3.99% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,348 | 4.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,675 | 5.00% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,343 | 7.25% |
| Picayune, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,131 | 2.88% |
| Waycross, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,320 | 5.75% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,217 | 5.38% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,762 | 4.63% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,436 | 5.75% |
| Searcy, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,092 | 5.25% |
| Silver City, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,206 | 5.88% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,498 | 4.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,604 | 2.99% |
| Marion, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,759 | 3.75% |
| Wabash, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,659 | 4.38% |
| Jackson, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,951 | 3.63% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $8,795 | 6.00% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,614 | 2.88% |
| Lake City, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,350 | 3.25% |
| Logansport, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,266 | 3.75% |
| Union, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,366 | 5.75% |
| Camden, AR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,531 | 3.63% |
| Peru, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,402 | 5.75% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,082 | 3.63% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,046 | 3.88% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,215 | 4.63% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,989 | 2.88% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,419 | 5.75% |
| La Grande, OR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,981 | 5.99% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,389 | 3.75% |
| Evanston, WY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,991 | 4.38% |
| Selma, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,047 | 4.00% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,015 | 5.25% |
| Bradford, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,085 | 5.63% |
| Meridian, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,390 | 3.38% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,398 | 2.99% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,285 | 6.13% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,894 | 5.50% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,009 | 3.99% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,074 | 5.99% |
| Jesup, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,586 | 4.00% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,055 | 3.50% |
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Product Mix
For 2022, Reliance First Capital's most frequently originated type of loan was Conventional, with 2,803 originations. Their 2nd most popular type was FHA, with 1,613 originations.
Loan Reason
For 2022, Reliance First Capital's most frequently cited loan purpose was Cash Out Refi, with 4,183 originations. The 2nd most popular reason was Home Purchase, with 668 originations.
Loan Duration/Length
For 2022, Reliance First Capital's most frequently cited loan duration was 30 Year, with 3,627 originations. The 2nd most popular length was 15 Year, with 620 originations.
Origination Fees/Closing Costs
Reliance First Capital's average total fees were $9,678, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,408 originations.
Interest Rates
During 2022, Reliance First Capital's average interest rate for loans was 4.95%, while their most frequently originated rate bucket for loans was 5-6%, with 1,443 originations.
Loan Sizing
2022 saw Reliance First Capital place emphasis on $100k-200k loans with 2,257 originations, totaling $340,595,000 in origination value.
Applicant Income
Reliance First Capital lent most frequently to those with incomes in the $50k-75k range, with 1,498 originations. The second most popular income band? $50k or less, with 1,300 originations.
Applicant Debt to Income Ratio
Reliance First Capital lent most frequently to those with DTI ratios of 30-36%, with 832 originations. The next most common DTI ratio? 20-30%, with 700 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.11%
Reliance First Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination81.45%
Reliance First Capital has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 5,056 | $1,137,480,000 | $224,976 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5,056 | $1,137,480,000 | $224,976 |