Reliance First Capital Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300YW2UBCMDRMBT48
Tax ID: 26-2261031
2.4 stars - Updated: 11/11/24
-
out of 5 stars, based on 61 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Reliance First Capital is a smaller mortgage company specializing in Cash Out Refi loans. They have a a high proportion of FHA loans. Reliance First Capital has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Cleveland, Atlanta, Charlotte, and Nashville among others. We have data for 414 markets. (Some data included below & more in-depth data is available with an active subscription.)Reliance First Capital has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Reliance First Capital is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.93% | 11/11/24 |
| 30 Year Conventional Refi | 6.81% | 11/11/24 |
| 30 Year Cash-out Refi | 7.05% | 11/11/24 |
| 30 Year FHA Purchase | 7.41% | 11/11/24 |
| 30 Year FHA Refi | 7.30% | 11/11/24 |
| 30 Year VA Purchase | 6.42% | 11/11/24 |
| 30 Year VA Refi | 6.29% | 11/11/24 |
| 30 Year USDA Purchase | 6.67% | 11/11/24 |
| 30 Year USDA Refi | 6.76% | 11/11/24 |
| 15 Year Conventional Purchase | 6.30% | 11/11/24 |
| 15 Year Conventional Refi | 6.38% | 11/11/24 |
| 15 Year Cash-out Refi | 6.38% | 11/11/24 |
| 15 Year FHA Purchase | 7.74% | 11/11/24 |
| 15 Year FHA Refi | 7.41% | 11/11/24 |
| 15 Year VA Purchase | 6.21% | 11/11/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Reliance First Capital Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Reliance First Capital. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,764Origination Dollar Volume (All Markets)
$879,020,000Awards
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RELIANCE FIRST CAPITAL - 2023
RELIANCE FIRST CAPITAL is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Reliance First Capital's average 30 year fixed mortgage rate was
6.76%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.28%.
Relative Fees (Closing Costs)
Reliance First Capital's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,828.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 211 | $78,585,000 | $372,441 | $15,806 | 6.65% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 265 | $57,885,000 | $218,434 | $6,811 | 6.84% |
| Outside of Metro Areas | 211 | $43,315,000 | $205,284 | $10,514 | 6.71% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 171 | $42,215,000 | $246,871 | $12,129 | 6.81% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 155 | $39,395,000 | $254,161 | $11,267 | 6.85% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 88 | $22,650,000 | $257,386 | $12,588 | 6.54% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 52 | $21,330,000 | $410,192 | $17,519 | 6.51% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 83 | $20,745,000 | $249,940 | $13,594 | 6.77% |
| PITTSBURGH, PA (FHA|USDA|VA) | 113 | $19,755,000 | $174,823 | $8,720 | 6.60% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 55 | $17,715,000 | $322,091 | $13,842 | 6.63% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 53 | $14,495,000 | $273,491 | $13,293 | 6.71% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 48 | $11,200,000 | $233,333 | $10,357 | 6.87% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 35 | $11,195,000 | $319,857 | $13,925 | 6.65% |
| COLUMBUS, OH (FHA|USDA|VA) | 45 | $10,245,000 | $227,667 | $9,653 | 6.70% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 35 | $10,215,000 | $291,857 | $13,179 | 6.78% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 41 | $9,475,000 | $231,098 | $9,987 | 6.69% |
| RICHMOND, VA (FHA|USDA|VA) | 43 | $9,425,000 | $219,186 | $10,562 | 6.76% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 37 | $8,625,000 | $233,108 | $10,772 | 6.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 42 | $8,380,000 | $199,524 | $10,006 | 6.69% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 36 | $8,320,000 | $231,111 | $11,061 | 6.56% |
| KNOXVILLE, TN (FHA|USDA|VA) | 37 | $8,185,000 | $221,216 | $11,392 | 6.89% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 41 | $7,735,000 | $188,659 | $9,675 | 6.95% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 28 | $7,670,000 | $273,929 | $14,538 | 6.66% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 31 | $7,375,000 | $237,903 | $10,984 | 6.73% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 36 | $6,940,000 | $192,778 | $9,712 | 6.78% |
| AKRON, OH (FHA|USDA|VA) | 34 | $6,930,000 | $203,824 | $7,127 | 6.69% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 28 | $6,560,000 | $234,286 | $12,283 | 6.81% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 30 | $6,430,000 | $214,333 | $9,878 | 6.86% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 20 | $6,390,000 | $319,500 | $13,683 | 6.78% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 24 | $6,330,000 | $263,750 | $14,926 | 6.78% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 28 | $6,150,000 | $219,643 | $9,800 | 6.86% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 22 | $6,110,000 | $277,727 | $12,239 | 7.06% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 27 | $5,865,000 | $217,222 | $5,159 | 6.41% |
| ROCHESTER, NY (FHA|USDA|VA) | 33 | $5,835,000 | $176,818 | $9,537 | 6.93% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 21 | $5,795,000 | $275,952 | $15,122 | 6.81% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 26 | $5,480,000 | $210,769 | $10,776 | 6.84% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 25 | $5,465,000 | $218,600 | $11,347 | 6.57% |
| COLUMBIA, SC (FHA|USDA|VA) | 26 | $5,460,000 | $210,000 | $9,637 | 6.88% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 26 | $5,440,000 | $209,231 | $8,093 | 6.63% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 24 | $5,370,000 | $223,750 | $10,338 | 6.88% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 26 | $5,120,000 | $196,923 | $7,747 | 6.57% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 22 | $4,660,000 | $211,818 | $9,664 | 6.81% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 28 | $4,610,000 | $164,643 | $7,287 | 6.92% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 18 | $4,450,000 | $247,222 | $11,870 | 6.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 19 | $4,335,000 | $228,158 | $9,474 | 6.57% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 13 | $4,185,000 | $321,923 | $17,644 | 6.61% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 19 | $4,185,000 | $220,263 | $11,066 | 6.33% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 13 | $3,855,000 | $296,538 | $13,388 | 6.33% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 15 | $3,625,000 | $241,667 | $11,644 | 6.76% |
| SYRACUSE, NY (FHA|USDA|VA) | 19 | $3,495,000 | $183,947 | $8,882 | 6.89% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 21 | $3,405,000 | $162,143 | $8,874 | 6.75% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 7 | $3,405,000 | $486,429 | $16,640 | 6.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 15 | $3,365,000 | $224,333 | $9,271 | 6.88% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 13 | $3,335,000 | $256,538 | $12,800 | 6.40% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 10 | $3,290,000 | $329,000 | $11,523 | 7.05% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 11 | $3,205,000 | $291,364 | $12,124 | 6.53% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 12 | $3,070,000 | $255,833 | $14,170 | 6.14% |
| SAVANNAH, GA (FHA|USDA|VA) | 12 | $2,980,000 | $248,333 | $11,096 | 6.71% |
| LOUISVILLE, KY (FHA|USDA|VA) | 18 | $2,970,000 | $165,000 | $7,572 | 7.07% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 16 | $2,840,000 | $177,500 | $10,309 | 7.05% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 15 | $2,815,000 | $187,667 | $10,460 | 6.60% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 14 | $2,810,000 | $200,714 | $8,878 | 7.53% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 10 | $2,800,000 | $280,000 | $12,500 | 6.51% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 14 | $2,800,000 | $200,000 | $10,394 | 6.85% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 11 | $2,565,000 | $233,182 | $9,790 | 6.54% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 8 | $2,450,000 | $306,250 | $13,101 | 6.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 11 | $2,415,000 | $219,545 | $11,764 | 6.67% |
| WILMINGTON, NC (FHA|USDA|VA) | 11 | $2,395,000 | $217,727 | $11,726 | 6.62% |
| Sevierville, TN (FHA|USDA|VA) | 9 | $2,265,000 | $251,667 | $9,869 | 7.26% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $2,250,000 | $225,000 | $12,052 | 6.92% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 11 | $2,225,000 | $202,273 | $9,246 | 7.19% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 9 | $2,145,000 | $238,333 | $11,653 | 6.63% |
| SPARTANBURG, SC (FHA|USDA|VA) | 13 | $2,105,000 | $161,923 | $8,646 | 6.76% |
| READING, PA (FHA|USDA|VA) | 11 | $2,085,000 | $189,545 | $11,118 | 6.74% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 10 | $2,010,000 | $201,000 | $10,717 | 6.77% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 11 | $1,985,000 | $180,455 | $10,682 | 6.83% |
| ERIE, PA (FHA|USDA|VA) | 9 | $1,945,000 | $216,111 | $7,417 | 6.53% |
| LYNCHBURG, VA (FHA|USDA|VA) | 10 | $1,890,000 | $189,000 | $8,984 | 6.94% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $7,383 | 6.88% |
| LANCASTER, PA (FHA|USDA|VA) | 7 | $1,855,000 | $265,000 | $13,731 | 6.62% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 10 | $1,800,000 | $180,000 | $10,075 | 6.45% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $10,746 | 6.19% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 8 | $1,740,000 | $217,500 | $10,102 | 7.30% |
| MOBILE, AL (FHA|USDA|VA) | 11 | $1,705,000 | $155,000 | $9,206 | 6.82% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 7 | $1,705,000 | $243,571 | $10,284 | 6.27% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $12,335 | 6.43% |
| BURLINGTON, NC (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $13,306 | 6.33% |
| ROANOKE, VA (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $11,210 | 6.64% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $11,816 | 6.82% |
| Concord, NH (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $12,348 | 6.73% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $11,408 | 6.54% |
| Crossville, TN (FHA|USDA|VA) | 6 | $1,570,000 | $261,667 | $12,984 | 7.02% |
| GAINESVILLE, GA (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $10,097 | 6.89% |
| Cookeville, TN (FHA|USDA|VA) | 7 | $1,535,000 | $219,286 | $11,227 | 6.88% |
| JACKSON, TN (FHA|USDA|VA) | 9 | $1,505,000 | $167,222 | $8,621 | 6.76% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $1,455,000 | $485,000 | $14,624 | 7.13% |
| Lebanon, NH-VT (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $9,085 | 6.58% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $13,887 | 6.10% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $13,863 | 6.53% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $11,475 | 7.27% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $9,280 | 8.23% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $9,696 | 6.60% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $9,527 | 6.78% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $5,927 | 6.80% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $9,115 | 6.75% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 7 | $1,255,000 | $179,286 | $10,170 | 6.45% |
| Laconia, NH (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $13,218 | 6.78% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $8,456 | 6.65% |
| FLORENCE, SC (FHA|USDA|VA) | 7 | $1,205,000 | $172,143 | $6,619 | 7.19% |
| Gillette, WY (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $13,528 | 6.75% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $1,155,000 | $231,000 | $13,834 | 6.62% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $9,231 | 6.43% |
| DOVER, DE (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $11,859 | 6.59% |
| ROME, GA (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $9,626 | 6.45% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $7,592 | 6.67% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $22,838 | 6.42% |
| UTICA-ROME, NY (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $9,134 | 6.50% |
| KINGSTON, NY (FHA|USDA|VA) | 7 | $1,085,000 | $155,000 | $8,290 | 6.96% |
| Wilmington, OH (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $9,238 | 7.04% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $9,214 | 6.72% |
| CHEYENNE, WY (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $13,262 | 6.45% |
| NEW BERN, NC (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $6,720 | 7.06% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $13,663 | 6.09% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $13,263 | 7.21% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $11,181 | 6.90% |
| LaGrange, GA-AL (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $7,897 | 7.27% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $12,859 | 6.42% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $11,946 | 6.88% |
| Danville, VA (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $7,846 | 6.88% |
| OCALA, FL (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $9,269 | 6.78% |
| GLENS FALLS, NY (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $10,876 | 6.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $4,230 | 6.60% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $8,114 | 6.97% |
| JONESBORO, AR (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $9,360 | 6.55% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $13,942 | 6.50% |
| Shelby, NC (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $5,283 | 7.20% |
| Batesville, AR (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $8,713 | 7.25% |
| Jefferson, GA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $14,321 | 6.34% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $14,556 | 6.31% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $32,235 | 7.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $24,099 | 5.94% |
| Torrington, CT (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $13,418 | 6.75% |
| BILLINGS, MT (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $16,067 | 6.06% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $10,585 | 8.04% |
| Keene, NH (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $10,633 | 6.69% |
| Wilson, NC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $10,803 | 6.54% |
| Rutland, VT (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $9,538 | 8.33% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $10,085 | 6.34% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $9,854 | 7.00% |
| Forest City, NC (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,073 | 7.25% |
| Plattsburgh, NY (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $12,054 | 6.47% |
| Taos, NM (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $9,524 | 7.50% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $11,285 | 6.33% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $10,591 | 6.31% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $28,963 | 6.25% |
| STAUNTON, VA (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $12,647 | 6.47% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $7,568 | 6.56% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $10,805 | 6.08% |
| Indiana, PA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,165 | 6.44% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $9,642 | 7.04% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $29,059 | 5.88% |
| Seneca, SC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $16,250 | 6.50% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $1,448 | 7.50% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,954 | 7.09% |
| VALDOSTA, GA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $7,231 | 7.06% |
| Barre, VT (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $11,565 | 6.81% |
| GAINESVILLE, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,358 | 6.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,532 | 6.75% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $7,733 | 7.54% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $17,553 | 6.25% |
| New Castle, PA (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $10,970 | 6.81% |
| Washington Court House, OH (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $10,070 | 6.28% |
| MUSKEGON, MI (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $8,955 | 6.67% |
| Norwalk, OH (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $4,378 | 7.10% |
| Cullman, AL (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $9,470 | 6.58% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $9,084 | 6.96% |
| MONTGOMERY, AL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $7,843 | 6.68% |
| Ashland, OH (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $6,923 | 6.97% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $8,631 | 6.81% |
| TUCSON, AZ (FHA|USDA|VA) | 5 | $605,000 | $121,000 | $9,128 | 6.13% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,290 | 6.68% |
| JACKSON, MS (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $10,770 | 6.29% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $10,074 | 6.88% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $13,732 | 5.81% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $6,370 | 6.25% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $7,180 | 6.96% |
| CASPER, WY (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $17,452 | 6.50% |
| Orangeburg, SC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $15,359 | 6.94% |
| LAFAYETTE, LA (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $8,559 | 6.90% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $10,430 | 7.25% |
| Washington, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $9,658 | 5.92% |
| Oneonta, NY (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $7,273 | 7.81% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $10,672 | 7.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $6,756 | 6.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $13,202 | 5.50% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,123 | 6.79% |
| London, KY (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,103 | 7.33% |
| Laurel, MS (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $12,245 | 6.31% |
| Harrison, AR (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $11,835 | 7.38% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $10,522 | 6.75% |
| Shelbyville, TN (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,838 | 6.25% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $9,131 | 6.54% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $9,282 | 6.33% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $14,921 | 6.81% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,576 | 6.43% |
| GREAT FALLS, MT (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $8,789 | 7.63% |
| BANGOR, ME (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $11,402 | 7.88% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $11,037 | 7.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $8,080 | 6.75% |
| Sandusky, OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $5,913 | 6.75% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $7,044 | 6.41% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $7,331 | 6.34% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $6,903 | 7.47% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $14,122 | 6.69% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $7,623 | 6.54% |
| Batavia, NY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $10,574 | 6.88% |
| BINGHAMTON, NY (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $10,186 | 7.08% |
| ALBANY, GA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $8,550 | 6.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,645 | 6.19% |
| Ozark, AL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $13,471 | 6.69% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $13,417 | 5.69% |
| Rockingham, NC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,570 | 6.42% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $14,294 | 5.75% |
| Wooster, OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $9,353 | 6.79% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,708 | 7.00% |
| Paris, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,485 | 6.69% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $10,784 | 6.37% |
| Tupelo, MS (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $12,393 | 6.56% |
| Jasper, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,732 | 5.94% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,052 | 6.94% |
| Marion, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $6,559 | 7.94% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,038 | 5.50% |
| Bennington, VT (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $11,006 | 5.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $11,506 | 6.63% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,777 | 6.63% |
| MONROE, LA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $9,118 | 6.29% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,815 | 6.88% |
| Findlay, OH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $12,713 | 5.38% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $10,121 | 6.50% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $18,786 | 7.19% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $11,252 | 7.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $10,919 | 6.88% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,211 | 7.06% |
| Oxford, MS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $20,167 | 6.88% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,354 | 7.06% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $10,980 | 6.94% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $20,158 | 6.88% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,883 | 6.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $8,945 | 6.37% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $12,761 | 6.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,496 | 6.13% |
| Amsterdam, NY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,805 | 6.94% |
| Sidney, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $21,923 | 6.00% |
| Eufaula, AL-GA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $7,724 | 7.17% |
| Selinsgrove, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $13,161 | 6.56% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,402 | 7.38% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $9,029 | 6.13% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $10,927 | 6.88% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,294 | 6.56% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,890 | 6.94% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,350 | 6.81% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,104 | 5.50% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,147 | 5.99% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,257 | 7.38% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $9,668 | 6.56% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $18,533 | 6.75% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $19,794 | 6.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,094 | 6.92% |
| Defiance, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $7,811 | 6.81% |
| DALTON, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $9,935 | 7.06% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $20,810 | 6.13% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $18,890 | 6.00% |
| Auburn, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $7,191 | 7.44% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $8,566 | 6.50% |
| Roswell, NM (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,161 | 7.06% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,501 | 7.25% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $18,795 | 6.88% |
| Athens, TN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,038 | 5.25% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,225 | 6.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,284 | 6.00% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,954 | 6.63% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $16,121 | 5.50% |
| Cortland, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,296 | 6.56% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $9,541 | 6.31% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,245 | 6.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,946 | 7.13% |
| Bainbridge, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $17,153 | 6.00% |
| Corinth, MS (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $17,702 | 5.38% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,044 | 7.75% |
| LIMA, OH (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $9,059 | 6.19% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $9,921 | 6.99% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,830 | 6.50% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $15,628 | 6.63% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,400 | 6.50% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,612 | 5.88% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $7,928 | 7.00% |
| Fremont, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,713 | 7.44% |
| Newport, TN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,320 | 6.88% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $16,407 | 6.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,114 | 6.50% |
| Russellville, AR (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,706 | 6.19% |
| ELMIRA, NY (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,451 | 7.13% |
| Newberry, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,840 | 5.50% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 8.25% |
| Bedford, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,802 | 6.56% |
| Brevard, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,376 | 7.75% |
| Lake City, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $19,853 | 5.63% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,209 | 5.63% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $7,923 | 7.00% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,734 | 7.63% |
| Palatka, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,493 | 7.25% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,836 | 7.25% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,085 | 6.75% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,607 | 5.88% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,143 | 7.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,593 | 7.44% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $8,160 | 6.94% |
| Bradford, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $5,232 | 7.38% |
| Española, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,001 | 5.38% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,396 | 7.63% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,913 | 6.99% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,041 | 5.88% |
| Union City, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $6,238 | 6.94% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,272 | 7.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,285 | 5.88% |
| FLINT, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,943 | 7.25% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,561 | 7.38% |
| Martin, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $13,868 | 5.88% |
| Salem, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,072 | 6.63% |
| MERCED, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,653 | 6.38% |
| Columbus, MS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,830 | 6.19% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,479 | 7.63% |
| Frankfort, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,630 | 7.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,555 | 6.00% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $13,280 | 6.13% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,341 | 6.50% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,813 | 5.99% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,487 | 6.63% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,580 | 6.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $11,628 | 7.13% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,486 | 6.13% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $6,152 | 7.06% |
| FARMINGTON, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,735 | 6.50% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,816 | 6.38% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,856 | 7.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,386 | 6.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,923 | 5.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,347 | 6.88% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,878 | 5.88% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,023 | 6.75% |
| Grants, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,453 | 6.75% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,635 | 6.38% |
| Henderson, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $6,167 | 7.06% |
| Columbus, NE (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,965 | 5.63% |
| Americus, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,994 | 6.38% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,369 | 6.75% |
| Madison, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,540 | 5.88% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,732 | 6.75% |
| Astoria, OR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $13,960 | 6.13% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,809 | 6.63% |
| Malvern, AR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $6,233 | 7.25% |
| Marion, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,907 | 7.00% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,630 | 6.88% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,667 | 7.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $11,990 | 5.75% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,300 | 7.25% |
| Greenville, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,669 | 7.00% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,367 | 5.88% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,956 | 6.00% |
| Urbana, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,499 | 7.13% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,508 | 7.88% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,163 | 7.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,258 | 6.00% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $4,294 | 7.37% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,706 | 6.99% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,795 | 5.99% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,766 | 7.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,914 | 6.88% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,566 | 6.38% |
| Warren, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,515 | 6.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,415 | 6.75% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,376 | 7.63% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,616 | 6.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,189 | 6.88% |
| Corning, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,246 | 6.99% |
| Hope, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,263 | 6.88% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $11,970 | 5.88% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $7,585 | 7.25% |
| Berlin, NH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,124 | 7.13% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,581 | 6.00% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,522 | 7.88% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,337 | 7.00% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,737 | 7.38% |
| Searcy, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,862 | 7.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,626 | 5.88% |
| Union, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,509 | 5.88% |
| Holland, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,538 | 7.00% |
| Auburn, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,553 | 7.75% |
| Alma, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,452 | 5.88% |
| Meridian, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,248 | 7.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,638 | 7.25% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,739 | 5.75% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,228 | 7.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $8,823 | 6.00% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,581 | 7.25% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,745 | 6.63% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,816 | 6.25% |
| McComb, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,635 | 6.63% |
| Jackson, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,704 | 6.63% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,191 | 7.25% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,131 | 6.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,631 | 7.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,372 | 6.38% |
| West Point, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $5,252 | 6.75% |
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Product Mix
For 2023, Reliance First Capital's most frequently originated type of loan was FHA, with 1,665 originations. Their 2nd most popular type was Conventional, with 1,527 originations.
Loan Reason
For 2023, Reliance First Capital's most frequently cited loan purpose was Cash Out Refi, with 3,089 originations. The 2nd most popular reason was Home Purchase, with 624 originations.
Loan Duration/Length
For 2023, Reliance First Capital's most frequently cited loan duration was 30 Year, with 2,799 originations. The 2nd most popular length was Other, with 608 originations.
Origination Fees/Closing Costs
Reliance First Capital's average total fees were $10,828, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,216 originations.
Interest Rates
During 2023, Reliance First Capital's average interest rate for loans was 6.76%, while their most frequently originated rate bucket for loans was 6-7%, with 1,833 originations.
Loan Sizing
2023 saw Reliance First Capital place emphasis on $200k-400k loans with 1,638 originations, totaling $446,870,000 in origination value.
Applicant Income
Reliance First Capital lent most frequently to those with incomes in the $50k-75k range, with 1,157 originations. The second most popular income band? $50k or less, with 761 originations.
Applicant Debt to Income Ratio
Reliance First Capital lent most frequently to those with DTI ratios of 50-60%, with 572 originations. The next most common DTI ratio? 30-36%, with 542 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.74%
Reliance First Capital has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination79.86%
Reliance First Capital has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,764 | $879,020,000 | $233,533 |