Magnolia Bank Mortgage Rates, Fees & Info
Magnolia, KYLEI: 549300REENMLD2RN3W58
Tax ID: 61-0126230
3.2 stars - Updated: 12/17/24
-
out of 5 stars, based on 51 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Magnolia Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Magnolia Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Louisville, Atlanta, Dallas, Philadelphia, and Gulfport among others. We have data for 339 markets. (Some data included below & more in-depth data is available with an active subscription.)Magnolia Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Magnolia Bank is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 12/17/24 |
| 30 Year Conventional Refi | 6.67% | 12/17/24 |
| 30 Year Cash-out Refi | 6.86% | 12/17/24 |
| 30 Year FHA Purchase | 7.39% | 12/17/24 |
| 30 Year FHA Refi | 7.22% | 12/17/24 |
| 30 Year VA Purchase | 6.35% | 12/17/24 |
| 30 Year VA Refi | 6.03% | 12/17/24 |
| 30 Year USDA Purchase | 6.83% | 12/17/24 |
| 15 Year Conventional Purchase | 6.16% | 12/17/24 |
| 15 Year Conventional Refi | 6.19% | 12/17/24 |
| 15 Year Cash-out Refi | 6.19% | 12/17/24 |
| 15 Year FHA Purchase | 5.68% | 12/17/24 |
| 15 Year VA Purchase | 6.08% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Magnolia Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Magnolia Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,649Origination Dollar Volume (All Markets)
$717,025,000Awards
×
![]()
Magnolia Bank - 2023
Magnolia Bank is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
Work for Magnolia Bank?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Magnolia Bank's average 30 year fixed mortgage rate was
6.54%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.06%.
Relative Fees (Closing Costs)
Magnolia Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,728.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LOUISVILLE, KY (FHA|USDA|VA) | 286 | $68,270,000 | $238,706 | $6,413 | 6.82% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 228 | $61,860,000 | $271,316 | $10,159 | 6.48% |
| Outside of Metro Areas | 223 | $48,245,000 | $216,345 | $7,383 | 6.71% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 68 | $24,690,000 | $363,088 | $10,501 | 6.47% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 52 | $16,800,000 | $323,077 | $14,860 | 6.66% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 65 | $15,535,000 | $239,000 | $8,735 | 6.49% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 29 | $13,275,000 | $457,759 | $10,450 | 6.85% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 28 | $11,530,000 | $411,786 | $22,449 | 6.45% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 61 | $10,965,000 | $179,754 | $6,306 | 7.39% |
| SAVANNAH, GA (FHA|USDA|VA) | 42 | $10,870,000 | $258,810 | $8,972 | 6.33% |
| FLORENCE, SC (FHA|USDA|VA) | 39 | $9,685,000 | $248,333 | $8,361 | 6.64% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 24 | $8,810,000 | $367,083 | $18,113 | 6.31% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 37 | $8,805,000 | $237,973 | $3,877 | 6.67% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 18 | $8,630,000 | $479,444 | $21,552 | 6.15% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 22 | $8,340,000 | $379,091 | $20,745 | 5.94% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 37 | $8,055,000 | $217,703 | $6,898 | 6.65% |
| JACKSON, MS (FHA|USDA|VA) | 30 | $8,030,000 | $267,667 | $6,920 | 6.95% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 20 | $7,840,000 | $392,000 | $17,544 | 6.94% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 19 | $7,625,000 | $401,316 | $12,645 | 6.37% |
| Bardstown, KY (FHA|USDA|VA) | 33 | $7,395,000 | $224,091 | $5,497 | 6.73% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 21 | $7,085,000 | $337,381 | $15,482 | 6.24% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 16 | $6,980,000 | $436,250 | $21,792 | 6.32% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 27 | $6,685,000 | $247,593 | $7,353 | 6.77% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 26 | $6,510,000 | $250,385 | $10,700 | 6.61% |
| COLUMBIA, SC (FHA|USDA|VA) | 30 | $6,470,000 | $215,667 | $7,604 | 6.37% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 23 | $6,185,000 | $268,913 | $7,678 | 6.61% |
| Columbus, MS (FHA|USDA|VA) | 27 | $5,385,000 | $199,444 | $7,891 | 6.42% |
| LaGrange, GA-AL (FHA|USDA|VA) | 24 | $5,230,000 | $217,917 | $8,291 | 6.78% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 18 | $5,090,000 | $282,778 | $10,589 | 6.41% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 13 | $4,885,000 | $375,769 | $19,097 | 5.99% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 15 | $4,815,000 | $321,000 | $16,133 | 6.52% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 17 | $4,695,000 | $276,176 | $8,564 | 6.48% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 12 | $4,500,000 | $375,000 | $18,387 | 6.09% |
| ASHEVILLE, NC (FHA|USDA|VA) | 17 | $4,445,000 | $261,471 | $4,521 | 6.62% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 14 | $4,430,000 | $316,429 | $15,274 | 6.52% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 19 | $4,375,000 | $230,263 | $7,735 | 6.61% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 17 | $4,365,000 | $256,765 | $13,102 | 6.24% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 22 | $4,290,000 | $195,000 | $11,312 | 6.64% |
| Corsicana, TX (FHA|USDA|VA) | 15 | $4,215,000 | $281,000 | $5,390 | 6.92% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 9 | $4,025,000 | $447,222 | $21,747 | 6.01% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 9 | $3,995,000 | $443,889 | $22,305 | 6.49% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 13 | $3,775,000 | $290,385 | $7,589 | 6.77% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 12 | $3,660,000 | $305,000 | $14,368 | 6.29% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 13 | $3,635,000 | $279,615 | $7,367 | 6.02% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 13 | $3,485,000 | $268,077 | $14,123 | 6.40% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 11 | $3,395,000 | $308,636 | $15,152 | 6.41% |
| RICHMOND, VA (FHA|USDA|VA) | 9 | $3,105,000 | $345,000 | $14,747 | 6.51% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 7 | $2,915,000 | $416,429 | $26,577 | 5.95% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 7 | $2,795,000 | $399,286 | $17,232 | 6.66% |
| Jefferson, GA (FHA|USDA|VA) | 7 | $2,795,000 | $399,286 | $7,691 | 6.68% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 7 | $2,755,000 | $393,571 | $16,828 | 6.34% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 11 | $2,745,000 | $249,545 | $16,159 | 6.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 9 | $2,645,000 | $293,889 | $17,618 | 6.86% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 5 | $2,615,000 | $523,000 | $25,875 | 6.40% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 10 | $2,580,000 | $258,000 | $10,530 | 6.51% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $16,727 | 5.83% |
| DOVER, DE (FHA|USDA|VA) | 8 | $2,530,000 | $316,250 | $13,908 | 6.47% |
| Mayfield, KY (FHA|USDA|VA) | 19 | $2,525,000 | $132,895 | $4,490 | 6.68% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 6 | $2,470,000 | $411,667 | $14,670 | 6.04% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $2,375,000 | $263,889 | $13,254 | 6.28% |
| HINESVILLE, GA (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $11,339 | 6.54% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $2,320,000 | $580,000 | $21,225 | 6.25% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 4 | $2,310,000 | $577,500 | $21,047 | 6.81% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $11,670 | 6.54% |
| Paducah, KY-IL (FHA|USDA|VA) | 14 | $2,250,000 | $160,714 | $3,947 | 6.68% |
| PITTSBURGH, PA (FHA|USDA|VA) | 8 | $2,220,000 | $277,500 | $17,474 | 6.23% |
| Murray, KY (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $6,547 | 6.56% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $2,205,000 | $441,000 | $19,095 | 6.27% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $7,811 | 6.53% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $2,140,000 | $267,500 | $13,490 | 6.37% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $19,994 | 6.44% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $2,070,000 | $345,000 | $18,759 | 5.79% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $20,100 | 6.31% |
| Tupelo, MS (FHA|USDA|VA) | 13 | $2,055,000 | $158,077 | $5,919 | 6.38% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $13,130 | 6.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $1,930,000 | $241,250 | $15,829 | 6.47% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $11,813 | 6.66% |
| ANCHORAGE, AK (FHA|USDA|VA) | 5 | $1,895,000 | $379,000 | $18,611 | 6.70% |
| Cedartown, GA (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $11,387 | 6.42% |
| Mineral Wells, TX (FHA|USDA|VA) | 8 | $1,850,000 | $231,250 | $6,377 | 6.86% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 7 | $1,795,000 | $256,429 | $14,269 | 6.14% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $12,033 | 6.36% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $17,874 | 5.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 7 | $1,635,000 | $233,571 | $8,943 | 6.43% |
| AKRON, OH (FHA|USDA|VA) | 9 | $1,585,000 | $176,111 | $9,855 | 6.21% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $19,249 | 6.15% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $1,565,000 | $521,667 | $17,150 | 6.96% |
| Toccoa, GA (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $5,766 | 6.53% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $12,483 | 6.60% |
| Roseburg, OR (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $20,254 | 6.06% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 4 | $1,400,000 | $350,000 | $12,401 | 6.44% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,390,000 | $347,500 | $20,807 | 6.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $1,385,000 | $277,000 | $14,036 | 6.30% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $4,169 | 6.69% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 5 | $1,265,000 | $253,000 | $9,940 | 6.90% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $1,260,000 | $630,000 | $33,578 | 6.19% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,240,000 | $310,000 | $15,896 | 5.88% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $26,024 | 6.33% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $12,960 | 6.79% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,220,000 | $203,333 | $6,114 | 7.02% |
| COLUMBUS, OH (FHA|USDA|VA) | 5 | $1,215,000 | $243,000 | $13,330 | 6.55% |
| Starkville, MS (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $10,849 | 5.80% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $10,553 | 7.13% |
| Campbellsville, KY (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $6,883 | 7.02% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $19,537 | 5.96% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $25,842 | 6.00% |
| Glasgow, KY (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $8,381 | 6.62% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $11,590 | 6.13% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $17,169 | 5.71% |
| CLEVELAND, TN (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $10,037 | 6.54% |
| Frankfort, KY (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $6,009 | 6.90% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $21,964 | 6.44% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $10,779 | 7.40% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $12,648 | 6.46% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $14,776 | 6.15% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $6,356 | 7.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $10,098 | 6.47% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $13,491 | 6.62% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $1,010,000 | $252,500 | $8,884 | 6.31% |
| Central City, KY (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $5,227 | 6.35% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $11,655 | 6.34% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $16,918 | 6.75% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $13,328 | 6.17% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $21,194 | 6.50% |
| West Point, MS (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $5,427 | 6.31% |
| McMinnville, TN (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $9,070 | 6.23% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $13,345 | 6.62% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $28,316 | 6.56% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $8,588 | 6.41% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $15,234 | 6.83% |
| RENO, NV (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $26,532 | 6.38% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $11,836 | 6.47% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $880,000 | $440,000 | $13,705 | 6.00% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $6,382 | 6.97% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,404 | 6.94% |
| DANVILLE, IL (FHA|USDA|VA) | 9 | $825,000 | $91,667 | $4,304 | 6.43% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $9,941 | 6.38% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $19,198 | 6.12% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,432 | 6.00% |
| GREELEY, CO (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $18,244 | 5.75% |
| TULSA, OK (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $19,328 | 6.21% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $18,168 | 5.88% |
| MADISON, WI (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $13,273 | 5.96% |
| Jesup, GA (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $9,792 | 7.04% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $12,945 | 5.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $17,137 | 6.62% |
| Torrington, CT (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $9,842 | 6.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $10,766 | 6.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $26,237 | 6.06% |
| Oxford, MS (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $14,238 | 6.54% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $22,364 | 5.75% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $16,220 | 6.25% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $26,204 | 6.31% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $14,481 | 6.50% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $23,395 | 6.25% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $17,108 | 5.94% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $18,906 | 6.69% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $15,660 | 5.88% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $18,492 | 6.63% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,598 | 6.71% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,994 | 6.91% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $19,452 | 6.00% |
| Somerset, KY (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $10,045 | 7.56% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $10,602 | 6.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $5,990 | 7.00% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,572 | 7.03% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $13,814 | 6.50% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $11,405 | 6.58% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $9,345 | 6.46% |
| Elko, NV (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $15,583 | 7.06% |
| REDDING, CA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $11,067 | 6.63% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $8,152 | 6.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $10,611 | 6.71% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $5,829 | 6.79% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $15,366 | 6.56% |
| Sanford, NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $20,923 | 6.19% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $18,141 | 6.44% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $18,173 | 6.31% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $11,461 | 6.50% |
| Madison, IN (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,985 | 6.75% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $16,268 | 6.00% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $20,379 | 5.50% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $21,727 | 5.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,359 | 6.81% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $9,051 | 6.69% |
| SALEM, OR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $22,615 | 6.94% |
| MONROE, LA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $19,715 | 6.37% |
| Brevard, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $14,426 | 6.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $8,811 | 7.19% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $32,103 | 5.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,830 | 6.17% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $9,316 | 7.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $15,609 | 6.92% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $12,181 | 7.00% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $24,688 | 6.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $19,509 | 6.31% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $16,678 | 6.06% |
| DOTHAN, AL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $29,556 | 5.63% |
| Corinth, MS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $5,370 | 6.79% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $14,102 | 7.00% |
| Albertville, AL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $12,172 | 6.75% |
| Picayune, MS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,451 | 6.19% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $22,507 | 6.75% |
| Riverton, WY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,456 | 6.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $15,232 | 5.94% |
| ROME, GA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,478 | 6.67% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $17,321 | 7.25% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $19,503 | 6.75% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,056 | 6.06% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $10,601 | 6.56% |
| Waycross, GA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $8,679 | 6.06% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $15,246 | 7.50% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $18,207 | 6.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $36,368 | 6.00% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $31,937 | 6.25% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,165 | 6.50% |
| Kearney, NE (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $20,123 | 5.63% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,777 | 6.46% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,816 | 6.75% |
| Hilo, HI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $36,355 | 5.75% |
| Warrensburg, MO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $21,033 | 5.99% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,523 | 7.75% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,733 | 5.25% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,425 | 6.50% |
| Poplar Bluff, MO (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,494 | 6.38% |
| WACO, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,787 | 7.38% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,519 | 6.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $12,869 | 6.63% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $15,624 | 6.75% |
| Gillette, WY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $19,915 | 7.25% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $12,886 | 6.56% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,311 | 7.13% |
| YUMA, AZ (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,739 | 6.88% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $27,392 | 5.88% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $16,407 | 6.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $8,774 | 6.56% |
| Duncan, OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,346 | 6.25% |
| Sikeston, MO (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $3,301 | 6.67% |
| Prineville, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $16,452 | 5.50% |
| Danville, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $4,385 | 6.69% |
| RACINE, WI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,847 | 6.25% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,316 | 6.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $17,750 | 6.49% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $15,075 | 5.50% |
| Outside of Metro Areas | 1 | $335,000 | $335,000 | $17,320 | 5.63% |
| READING, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $17,909 | 6.25% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $26,561 | 5.25% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $16,646 | 6.38% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $14,883 | 6.50% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $18,260 | 6.38% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,360 | 6.75% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,255 | 5.99% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,039 | 7.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $15,580 | 6.49% |
| Greenwood, MS (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,522 | 7.06% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,341 | 6.75% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,893 | 6.25% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $20,501 | 6.75% |
| Shelby, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,693 | 6.13% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $16,674 | 5.63% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $15,167 | 6.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $12,665 | 6.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $11,485 | 7.75% |
| Wooster, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $15,078 | 6.75% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $13,401 | 6.38% |
| El Campo, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,910 | 5.75% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,282 | 6.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,817 | 7.13% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,081 | 6.25% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,855 | 7.38% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $9,118 | 6.62% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $16,826 | 6.13% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $21,079 | 6.13% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,103 | 5.75% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,710 | 6.25% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,231 | 5.99% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,343 | 6.75% |
| OCALA, FL (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $9,560 | 6.56% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,919 | 5.75% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $19,748 | 6.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,065 | 6.99% |
| FLINT, MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $22,273 | 5.99% |
| Athens, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,494 | 6.13% |
| Clovis, NM (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $20,007 | 6.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,463 | 6.13% |
| ERIE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,635 | 5.99% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,744 | 7.13% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,380 | 7.99% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,857 | 6.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,353 | 5.25% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $21,505 | 6.88% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $14,152 | 6.13% |
| Athens, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,731 | 5.75% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $9,833 | 7.13% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $13,269 | 5.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $12,156 | 5.88% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,528 | 6.13% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $18,357 | 5.38% |
| Marion, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,572 | 6.38% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,848 | 5.25% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,912 | 6.13% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,222 | 5.63% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,007 | 6.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $17,996 | 5.75% |
| MONROE, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,718 | 5.63% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,905 | 6.87% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,242 | 7.00% |
| Safford, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,504 | 6.13% |
| Sayre, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,771 | 6.50% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,977 | 6.88% |
| Paragould, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,136 | 7.63% |
| Pearsall, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $7,481 | 6.63% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,618 | 6.38% |
| London, KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,842 | 5.75% |
| Farmington, MO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $3,525 | 6.88% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $15,748 | 5.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,294 | 6.25% |
| MERCED, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,835 | 6.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $11,206 | 6.00% |
| Cullman, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,315 | 7.38% |
| Summerville, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $10,591 | 5.13% |
| Searcy, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,061 | 6.88% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $4,333 | 6.06% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.50% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,142 | 6.88% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,226 | 6.25% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,192 | 7.13% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,026 | 6.63% |
| Forest City, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $9,596 | 7.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.63% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,398 | 7.13% |
| Grenada, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,901 | 7.13% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,493 | 6.38% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,859 | 7.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,288 | 6.13% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $9,243 | 5.88% |
| Keene, NH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,574 | 7.13% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,450 | 7.50% |
| Dublin, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,774 | 8.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against Magnolia Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
NEWPORT NEWS SHIPBUILDING EMPLOYEES
Similarity Rank: 18
Similarity Rank: 18
SAFE FEDERAL CREDIT UNION
Similarity Rank: 32
Similarity Rank: 32
University of Hawaii Federal Credit Union
Similarity Rank: 39
Similarity Rank: 39
Thomaston Savings Bank
Similarity Rank: 42
Similarity Rank: 42
The Torrington Savings Bank
Similarity Rank: 45
Similarity Rank: 45
Union Savings Bank
Similarity Rank: 63
Similarity Rank: 63
ABNB Federal Credit Union
Similarity Rank: 65
Similarity Rank: 65
ASCEND FEDERAL CREDIT UNION
Similarity Rank: 68
Similarity Rank: 68
Central Pacific Bank
Similarity Rank: 72
Similarity Rank: 72
FRONTWAVE
Similarity Rank: 77
Similarity Rank: 77
Product Mix
For 2023, Magnolia Bank's most frequently originated type of loan was Conventional, with 1,181 originations. Their 2nd most popular type was VA, with 868 originations.
Loan Reason
For 2023, Magnolia Bank's most frequently cited loan purpose was Home Purchase, with 1,657 originations. The 2nd most popular reason was Cash Out Refi, with 839 originations.
Loan Duration/Length
For 2023, Magnolia Bank's most frequently cited loan duration was 30 Year, with 2,501 originations. The 2nd most popular length was Other, with 58 originations.
Origination Fees/Closing Costs
Magnolia Bank's average total fees were $10,728, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,185 originations.
Interest Rates
During 2023, Magnolia Bank's average interest rate for loans was 6.54%, while their most frequently originated rate bucket for loans was 6-7%, with 1,401 originations.
Loan Sizing
2023 saw Magnolia Bank place emphasis on $200k-400k loans with 1,366 originations, totaling $390,400,000 in origination value.
Applicant Income
Magnolia Bank lent most frequently to those with incomes in the $50k-75k range, with 734 originations. The second most popular income band? $100k-150k, with 637 originations.
Applicant Debt to Income Ratio
Magnolia Bank lent most frequently to those with DTI ratios of 30-36%, with 394 originations. The next most common DTI ratio? 50-60%, with 364 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.84%
Magnolia Bank has an average approval rate.
Pick Rate
Approvals leading to origination79.35%
Magnolia Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,649 | $717,025,000 | $270,678 |