Magnolia Bank Mortgage Rates, Fees & Info
Magnolia, KYLEI: 549300REENMLD2RN3W58
Tax ID: 61-0126230
3.4 stars - Updated: 4/5/25
-
out of 5 stars, based on 63 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Magnolia Bank is a small bank specializing in Home Purchase and Cash Out Refi loans. Magnolia Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Louisville, Atlanta, Dallas, Philadelphia, and Gulfport among others. We have data for 416 markets. (Some data included below & more in-depth data is available with an active subscription.)Magnolia Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Magnolia Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.99% | 4/5/25 |
| 30 Year Conventional Refi | 6.93% | 4/5/25 |
| 30 Year Cash-out Refi | 7.06% | 4/5/25 |
| 30 Year FHA Purchase | 7.27% | 4/5/25 |
| 30 Year FHA Refi | 6.95% | 4/5/25 |
| 30 Year VA Purchase | 6.51% | 4/5/25 |
| 30 Year VA Refi | 5.98% | 4/5/25 |
| 30 Year USDA Purchase | 7.04% | 4/5/25 |
| 30 Year USDA Refi | 7.16% | 4/5/25 |
| 15 Year Conventional Purchase | 6.64% | 4/5/25 |
| 15 Year Conventional Refi | 5.93% | 4/5/25 |
| 15 Year Cash-out Refi | 5.93% | 4/5/25 |
| 15 Year FHA Purchase | 7.08% | 4/5/25 |
| 15 Year VA Purchase | 5.87% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Magnolia Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Magnolia Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,002Origination Dollar Volume (All Markets)
$1,167,960,000Awards
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Magnolia Bank - 2024
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For 2024, less than of lenders were eligible for this award.
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Relative Rate
Magnolia Bank's average 30 year fixed mortgage rate was
6.41%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.14%.
Relative Fees (Closing Costs)
Magnolia Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,411.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 473 | $113,965,000 | $240,941 | $8,240 | 6.36% |
| LOUISVILLE, KY (FHA|USDA|VA) | 484 | $113,380,000 | $234,256 | $5,606 | 6.70% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 309 | $92,245,000 | $298,528 | $10,336 | 6.36% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 86 | $29,380,000 | $341,628 | $10,277 | 6.46% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 90 | $29,120,000 | $323,556 | $11,741 | 6.65% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 117 | $27,955,000 | $238,932 | $7,638 | 6.59% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 52 | $23,140,000 | $445,000 | $17,284 | 6.48% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 69 | $18,935,000 | $274,420 | $8,337 | 6.34% |
| JACKSON, MS (FHA|USDA|VA) | 58 | $16,450,000 | $283,621 | $6,465 | 6.58% |
| ASHEVILLE, NC (FHA|USDA|VA) | 43 | $14,545,000 | $338,256 | $4,603 | 6.56% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 53 | $14,515,000 | $273,868 | $4,975 | 6.56% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 25 | $14,495,000 | $579,800 | $22,464 | 5.84% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 29 | $12,575,000 | $433,621 | $22,136 | 5.81% |
| FLORENCE, SC (FHA|USDA|VA) | 52 | $12,530,000 | $240,962 | $7,263 | 6.75% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 35 | $12,465,000 | $356,143 | $19,355 | 6.03% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 25 | $11,975,000 | $479,000 | $16,650 | 6.37% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 24 | $11,680,000 | $486,667 | $22,789 | 5.80% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 28 | $11,490,000 | $410,357 | $8,319 | 6.66% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 29 | $11,255,000 | $388,103 | $17,073 | 6.30% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 46 | $10,970,000 | $238,478 | $10,118 | 6.79% |
| SAVANNAH, GA (FHA|USDA|VA) | 35 | $10,945,000 | $312,714 | $11,333 | 6.34% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 47 | $10,125,000 | $215,426 | $7,998 | 7.33% |
| Richmond-Berea, KY (FHA|USDA|VA) | 10 | $9,770,000 | $977,000 | $4,689 | 7.02% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 32 | $9,560,000 | $298,750 | $14,003 | 6.10% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 36 | $9,160,000 | $254,444 | $8,310 | 6.39% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 33 | $8,745,000 | $265,000 | $7,872 | 6.61% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 23 | $8,455,000 | $367,609 | $16,100 | 5.97% |
| Bardstown, KY (FHA|USDA|VA) | 39 | $8,365,000 | $214,487 | $5,136 | 6.59% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 20 | $8,170,000 | $408,500 | $10,258 | 6.14% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 27 | $8,065,000 | $298,704 | $8,208 | 6.93% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 20 | $8,050,000 | $402,500 | $8,491 | 6.67% |
| Jefferson, GA (FHA|USDA|VA) | 24 | $7,360,000 | $306,667 | $7,615 | 6.49% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 20 | $7,250,000 | $362,500 | $15,603 | 6.09% |
| LaGrange, GA-AL (FHA|USDA|VA) | 38 | $7,190,000 | $189,211 | $7,447 | 6.63% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 15 | $7,165,000 | $477,667 | $21,804 | 5.70% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 26 | $7,030,000 | $270,385 | $10,285 | 6.19% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 13 | $6,985,000 | $537,308 | $20,309 | 6.04% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 24 | $6,900,000 | $287,500 | $11,684 | 6.18% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 12 | $6,510,000 | $542,500 | $17,718 | 6.09% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 22 | $6,240,000 | $283,636 | $12,369 | 6.23% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 21 | $6,205,000 | $295,476 | $10,861 | 6.32% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 17 | $6,025,000 | $354,412 | $15,537 | 6.17% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 11 | $5,685,000 | $516,818 | $10,613 | 6.47% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 24 | $5,680,000 | $236,667 | $9,853 | 6.54% |
| Tupelo, MS (FHA|USDA|VA) | 29 | $5,605,000 | $193,276 | $7,010 | 6.33% |
| RICHMOND, VA (FHA|USDA|VA) | 15 | $5,295,000 | $353,000 | $14,451 | 6.16% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 14 | $5,240,000 | $374,286 | $17,526 | 6.00% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 12 | $5,200,000 | $433,333 | $22,970 | 5.79% |
| KNOXVILLE, TN (FHA|USDA|VA) | 15 | $5,105,000 | $340,333 | $14,074 | 6.18% |
| Columbus, MS (FHA|USDA|VA) | 24 | $5,080,000 | $211,667 | $6,883 | 6.59% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 19 | $4,855,000 | $255,526 | $11,330 | 6.16% |
| COLUMBIA, SC (FHA|USDA|VA) | 17 | $4,775,000 | $280,882 | $8,967 | 6.37% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 12 | $4,710,000 | $392,500 | $14,608 | 6.33% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 15 | $4,705,000 | $313,667 | $14,271 | 6.34% |
| Mayfield, KY (FHA|USDA|VA) | 30 | $4,700,000 | $156,667 | $4,587 | 6.57% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 18 | $4,590,000 | $255,000 | $9,161 | 6.62% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 10 | $4,520,000 | $452,000 | $19,711 | 6.22% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 14 | $4,490,000 | $320,714 | $14,499 | 5.79% |
| PITTSBURGH, PA (FHA|USDA|VA) | 13 | $4,385,000 | $337,308 | $19,018 | 6.20% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 13 | $4,295,000 | $330,385 | $7,564 | 6.74% |
| Shelbyville, TN (FHA|USDA|VA) | 13 | $4,025,000 | $309,615 | $4,588 | 6.60% |
| Corsicana, TX (FHA|USDA|VA) | 17 | $3,915,000 | $230,294 | $5,592 | 7.08% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 10 | $3,690,000 | $369,000 | $19,852 | 6.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 21 | $3,585,000 | $170,714 | $4,996 | 6.67% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 9 | $3,545,000 | $393,889 | $26,197 | 5.68% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 12 | $3,500,000 | $291,667 | $15,103 | 6.14% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 7 | $3,405,000 | $486,429 | $19,451 | 5.77% |
| DOVER, DE (FHA|USDA|VA) | 10 | $3,390,000 | $339,000 | $17,056 | 6.07% |
| DOTHAN, AL (FHA|USDA|VA) | 9 | $3,305,000 | $367,222 | $13,070 | 5.83% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 11 | $3,275,000 | $297,727 | $15,118 | 5.99% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 8 | $3,270,000 | $408,750 | $18,482 | 5.69% |
| OWENSBORO, KY (FHA|USDA|VA) | 20 | $3,260,000 | $163,000 | $6,576 | 6.78% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 10 | $3,180,000 | $318,000 | $16,189 | 6.18% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $3,105,000 | $443,571 | $20,051 | 6.10% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $3,050,000 | $508,333 | $16,527 | 6.23% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $2,970,000 | $495,000 | $16,536 | 6.35% |
| Murray, KY (FHA|USDA|VA) | 19 | $2,895,000 | $152,368 | $5,007 | 6.69% |
| Madisonville, KY (FHA|USDA|VA) | 15 | $2,835,000 | $189,000 | $3,502 | 6.69% |
| GAINESVILLE, GA (FHA|USDA|VA) | 9 | $2,795,000 | $310,556 | $10,553 | 6.44% |
| COLUMBUS, OH (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $15,090 | 5.94% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 7 | $2,665,000 | $380,714 | $16,374 | 6.50% |
| Glasgow, KY (FHA|USDA|VA) | 12 | $2,550,000 | $212,500 | $6,806 | 6.94% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 9 | $2,395,000 | $266,111 | $9,690 | 6.14% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $2,360,000 | $393,333 | $20,463 | 5.94% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 7 | $2,355,000 | $336,429 | $14,527 | 5.98% |
| COLUMBIA, MO (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $8,077 | 6.39% |
| Starkville, MS (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $6,112 | 6.91% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 4 | $2,270,000 | $567,500 | $19,769 | 6.00% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 6 | $2,250,000 | $375,000 | $12,495 | 6.23% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 5 | $2,235,000 | $447,000 | $27,928 | 5.80% |
| TUCSON, AZ (FHA|USDA|VA) | 6 | $2,210,000 | $368,333 | $20,912 | 5.85% |
| GREELEY, CO (FHA|USDA|VA) | 4 | $2,200,000 | $550,000 | $23,770 | 5.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $2,185,000 | $728,333 | $37,082 | 5.71% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $2,160,000 | $360,000 | $13,961 | 5.85% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 11 | $2,145,000 | $195,000 | $4,615 | 6.66% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $2,080,000 | $346,667 | $11,632 | 6.04% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $13,422 | 6.08% |
| HINESVILLE, GA (FHA|USDA|VA) | 7 | $2,045,000 | $292,143 | $11,334 | 5.89% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 5 | $2,025,000 | $405,000 | $16,035 | 5.65% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $2,015,000 | $403,000 | $17,324 | 6.10% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $12,083 | 6.45% |
| Scottsburg, IN (FHA|USDA|VA) | 9 | $1,995,000 | $221,667 | $6,721 | 6.57% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 6 | $1,900,000 | $316,667 | $16,507 | 6.23% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 4 | $1,830,000 | $457,500 | $14,865 | 6.06% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $1,820,000 | $303,333 | $16,064 | 6.19% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 6 | $1,770,000 | $295,000 | $18,092 | 5.81% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 5 | $1,745,000 | $349,000 | $15,537 | 5.80% |
| Helena, MT (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $23,609 | 5.78% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $17,659 | 5.63% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $16,410 | 6.10% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 7 | $1,695,000 | $242,143 | $7,012 | 6.70% |
| Toccoa, GA (FHA|USDA|VA) | 8 | $1,670,000 | $208,750 | $7,066 | 6.23% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $11,099 | 6.29% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $9,400 | 6.43% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $11,071 | 6.21% |
| SALEM, OR (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $18,413 | 6.28% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $12,025 | 6.54% |
| LANCASTER, PA (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $16,263 | 6.50% |
| DECATUR, AL (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $14,408 | 5.95% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,580,000 | $395,000 | $23,014 | 5.94% |
| ANCHORAGE, AK (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $20,536 | 6.03% |
| Cedartown, GA (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $7,569 | 6.78% |
| SPARTANBURG, SC (FHA|USDA|VA) | 6 | $1,500,000 | $250,000 | $9,680 | 6.44% |
| Central City, KY (FHA|USDA|VA) | 9 | $1,485,000 | $165,000 | $4,256 | 6.53% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $16,854 | 5.75% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 3 | $1,465,000 | $488,333 | $23,940 | 5.79% |
| AKRON, OH (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $8,036 | 6.67% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,385,000 | $461,667 | $16,521 | 5.71% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $11,840 | 6.13% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,340,000 | $670,000 | $31,116 | 5.69% |
| VALLEJO, CA (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $23,062 | 6.21% |
| READING, PA (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $15,550 | 6.16% |
| Campbellsville, KY (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $7,374 | 6.50% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $23,897 | 5.92% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $35,709 | 5.94% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $13,955 | 6.19% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $18,123 | 6.13% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $9,466 | 6.19% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $18,694 | 5.42% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $12,288 | 6.58% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $1,175,000 | $1,175,000 | $43,623 | 5.63% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,170,000 | $292,500 | $15,536 | 5.63% |
| FARGO, ND-MN (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $21,358 | 6.04% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $11,739 | 6.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $16,358 | 6.19% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $1,110,000 | $277,500 | $10,066 | 6.78% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $10,085 | 6.44% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $20,332 | 5.54% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $14,211 | 6.56% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $16,877 | 5.58% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $30,907 | 5.81% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $38,179 | 6.00% |
| West Point, MS (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $5,963 | 6.25% |
| Mineral Wells, TX (FHA|USDA|VA) | 7 | $1,025,000 | $146,429 | $5,257 | 6.41% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $14,135 | 6.12% |
| Seneca, SC (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $9,217 | 6.63% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $995,000 | $995,000 | $32,489 | 6.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $7,198 | 7.04% |
| Warrensburg, MO (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $15,564 | 6.08% |
| TOLEDO, OH (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $18,044 | 6.17% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $11,084 | 5.96% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $910,000 | $455,000 | $23,694 | 6.00% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $18,002 | 5.94% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $13,965 | 5.38% |
| Cullman, AL (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $10,971 | 6.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $14,560 | 6.33% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $10,595 | 5.63% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $13,534 | 6.83% |
| YUMA, AZ (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $16,310 | 5.25% |
| Statesboro, GA (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $6,556 | 6.03% |
| Show Low, AZ (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $18,961 | 5.56% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $12,841 | 6.63% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $13,140 | 6.08% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $14,131 | 6.87% |
| JONESBORO, AR (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $9,347 | 6.29% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $5,140 | 6.67% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $37,850 | 5.88% |
| JACKSON, TN (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $7,842 | 6.78% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $13,829 | 5.38% |
| Outside of Metro Areas | 2 | $790,000 | $395,000 | $18,417 | 5.81% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $14,161 | 6.19% |
| Pahrump, NV (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $13,044 | 5.75% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $14,403 | 6.17% |
| MEDFORD, OR (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $15,910 | 6.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $18,530 | 5.31% |
| Madison, IN (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $6,260 | 6.50% |
| Berlin, NH (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $19,788 | 5.75% |
| Frankfort, KY (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,942 | 6.97% |
| WACO, TX (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $10,690 | 7.18% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $15,920 | 5.56% |
| Newberry, SC (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $23,671 | 5.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $17,501 | 5.19% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $8,743 | 6.38% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $15,533 | 5.19% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $10,370 | 6.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $23,301 | 6.31% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $17,463 | 5.83% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $10,361 | 5.63% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $20,350 | 5.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $17,391 | 5.81% |
| Picayune, MS (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $6,211 | 6.59% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $10,157 | 5.94% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $4,447 | 5.56% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $18,825 | 6.31% |
| MERCED, CA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $38,979 | 6.25% |
| Athens, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,804 | 7.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $6,751 | 6.63% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $13,021 | 6.13% |
| Sikeston, MO (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $3,651 | 6.84% |
| Beaver Dam, WI (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $12,648 | 6.00% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,341 | 6.54% |
| RACINE, WI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $15,297 | 5.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $22,768 | 6.25% |
| Somerset, KY (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,646 | 5.81% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $13,528 | 6.69% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $25,088 | 6.50% |
| REDDING, CA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $11,667 | 5.63% |
| TULSA, OK (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $31,474 | 6.44% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $7,648 | 6.19% |
| Corinth, MS (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $14,351 | 6.31% |
| HATTIESBURG, MS (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $8,564 | 6.16% |
| Oxford, MS (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,189 | 6.81% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $9,527 | 6.99% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $47,643 | 5.63% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $9,112 | 6.81% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $10,832 | 5.38% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,810 | 6.88% |
| Scottsboro, AL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,523 | 6.37% |
| Bonham, TX (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $12,929 | 6.99% |
| PROVO-OREM, UT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $13,574 | 5.56% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $5,207 | 7.63% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,858 | 6.37% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $14,111 | 5.88% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,795 | 5.75% |
| Blackfoot, ID (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $12,229 | 6.38% |
| MADISON, WI (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $16,831 | 5.69% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $12,639 | 6.37% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $18,079 | 5.56% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $18,853 | 6.13% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $12,608 | 6.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $8,441 | 5.88% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $12,119 | 6.94% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $11,146 | 6.62% |
| Meridian, MS (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $5,438 | 6.54% |
| Dayton, TN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,089 | 6.13% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $16,023 | 5.25% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $21,295 | 5.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $14,691 | 6.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $8,538 | 6.19% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,777 | 5.25% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $23,638 | 6.13% |
| Marquette, MI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $31,190 | 6.25% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $32,865 | 5.88% |
| Salem, OH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $22,181 | 4.75% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $10,609 | 6.63% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $8,281 | 7.33% |
| Corning, NY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $8,366 | 6.42% |
| HARRISONBURG, VA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $7,198 | 6.49% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,088 | 6.50% |
| OCALA, FL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $37,268 | 6.25% |
| Astoria, OR (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $20,492 | 5.50% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $10,500 | 6.00% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $31,546 | 6.25% |
| London, KY (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $6,090 | 6.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $21,249 | 6.50% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $23,736 | 5.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $22,005 | 6.38% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $11,960 | 6.63% |
| Brevard, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $7,591 | 5.87% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $10,247 | 6.63% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $22,311 | 5.63% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $20,882 | 5.50% |
| Kearney, NE (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $33,676 | 5.25% |
| Sayre, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $13,496 | 6.56% |
| Concord, NH (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $34,986 | 5.50% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $8,065 | 5.99% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $17,526 | 4.88% |
| Juneau, AK (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $19,604 | 6.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $19,506 | 5.75% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $17,694 | 6.38% |
| TYLER, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $9,930 | 6.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,368 | 6.74% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,685 | 5.25% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $19,717 | 5.50% |
| Gillette, WY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $10,578 | 5.75% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $17,959 | 4.75% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $16,911 | 5.75% |
| FLINT, MI (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,802 | 6.31% |
| Albertville, AL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $7,618 | 6.25% |
| Granbury, TX (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $11,361 | 6.44% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,725 | 7.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,731 | 6.50% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,566 | 7.13% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $28,938 | 5.63% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,753 | 6.25% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $28,890 | 5.75% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,163 | 5.63% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $30,368 | 5.50% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,077 | 6.00% |
| Williston, ND (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $14,964 | 6.25% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $30,675 | 5.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $30,524 | 5.50% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,561 | 6.94% |
| Searcy, AR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,090 | 6.49% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $14,801 | 6.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $18,740 | 5.50% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $17,377 | 5.88% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $11,881 | 5.75% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $14,007 | 5.75% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,355 | 5.75% |
| Vernal, UT (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $25,290 | 5.75% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $17,360 | 5.88% |
| Athens, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,635 | 6.19% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,628 | 5.13% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $26,343 | 4.88% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,442 | 5.50% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $14,815 | 5.00% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $21,890 | 5.88% |
| Defiance, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,311 | 7.13% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $26,498 | 5.63% |
| Owatonna, MN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $23,135 | 6.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $25,145 | 6.13% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $26,229 | 5.25% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,053 | 8.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,673 | 6.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $4,240 | 7.17% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $25,418 | 5.63% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,499 | 6.25% |
| Price, UT (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $24,645 | 4.99% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,827 | 4.88% |
| Indianola, MS (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $5,471 | 6.12% |
| Sonora, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,657 | 6.50% |
| Troy, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $14,194 | 5.25% |
| Shelby, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,176 | 7.13% |
| Newport, OR (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,321 | 5.63% |
| Laramie, WY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $21,254 | 6.50% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $19,858 | 6.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,495 | 7.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,045 | 5.88% |
| Payson, AZ (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,151 | 5.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,208 | 6.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,207 | 6.75% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,737 | 7.38% |
| Danville, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,373 | 5.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $21,787 | 6.25% |
| Laconia, NH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,349 | 5.75% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,475 | 5.99% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,540 | 6.25% |
| Waycross, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,325 | 5.38% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $8,252 | 6.94% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $17,836 | 5.63% |
| Logansport, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,356 | 7.13% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.25% |
| Vicksburg, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,828 | 7.49% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $18,428 | 6.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,262 | 5.50% |
| McComb, MS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $5,872 | 7.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,335 | 6.00% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,917 | 5.63% |
| Branson, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,120 | 7.13% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,984 | 5.88% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,418 | 6.25% |
| Findlay, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,422 | 5.63% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,592 | 6.25% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,043 | 7.49% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,766 | 6.63% |
| Dublin, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $7,789 | 6.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,727 | 5.38% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,758 | 6.69% |
| Laurel, MS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,416 | 6.13% |
| Safford, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,496 | 4.88% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,066 | 6.13% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,367 | 6.38% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,899 | 6.63% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,067 | 7.00% |
| McAlester, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,640 | 6.99% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,744 | 6.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,130 | 7.00% |
| Union City, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,198 | 5.75% |
| Connersville, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.49% |
| North Platte, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,481 | 6.99% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,121 | 6.50% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,175 | 7.13% |
| MONROE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,504 | 5.99% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,460 | 6.75% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,324 | 6.49% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,713 | 6.49% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,374 | 6.49% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,296 | 6.63% |
| Marietta, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $11,797 | 6.25% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,235 | 6.75% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,280 | 6.50% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,095 | 6.13% |
| Platteville, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,719 | 6.25% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,302 | 6.13% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,718 | 6.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,813 | 6.63% |
| Seymour, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,800 | 6.25% |
| Paris, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,198 | 6.38% |
| Olean, NY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,217 | 6.87% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,646 | 6.25% |
| Clarksdale, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,930 | 6.38% |
| Peru, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,794 | 5.75% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,195 | 6.63% |
| Emporia, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,603 | 6.63% |
| Summerville, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,674 | 6.63% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $3,571 | 7.06% |
| Meadville, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,547 | 6.87% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,746 | 6.63% |
| Ashtabula, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,876 | 6.63% |
| Maryville, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,057 | 8.00% |
| El Campo, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.38% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,518 | 7.50% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,715 | 7.25% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,706 | 6.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,604 | 6.63% |
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Product Mix
For 2024, Magnolia Bank's most frequently originated type of loan was Conventional, with 1,834 originations. Their 2nd most popular type was VA, with 1,263 originations.
Loan Reason
For 2024, Magnolia Bank's most frequently cited loan purpose was Home Purchase, with 2,510 originations. The 2nd most popular reason was Cash Out Refi, with 1,119 originations.
Loan Duration/Length
For 2024, Magnolia Bank's most frequently cited loan duration was 30 Year, with 3,850 originations. The 2nd most popular length was Other, with 75 originations.
Origination Fees/Closing Costs
Magnolia Bank's average total fees were $10,411, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,569 originations.
Interest Rates
During 2024, Magnolia Bank's average interest rate for loans was 6.41%, while their most frequently originated rate bucket for loans was 6-7%, with 2,280 originations.
Loan Sizing
2024 saw Magnolia Bank place emphasis on $200k-400k loans with 2,023 originations, totaling $580,945,000 in origination value.
Applicant Income
Magnolia Bank lent most frequently to those with incomes in the $50k-75k range, with 982 originations. The second most popular income band? $100k-150k, with 955 originations.
Applicant Debt to Income Ratio
Magnolia Bank lent most frequently to those with DTI ratios of 30-36%, with 589 originations. The next most common DTI ratio? 20-30%, with 558 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.19%
Magnolia Bank has an average approval rate.
Pick Rate
Approvals leading to origination79.06%
Magnolia Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,002 | $1,167,960,000 | $291,844 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,002 | $1,167,960,000 | $291,844 |