Exchange Bank Of Missouri Mortgage Rates, Fees & Info
Fayette, MOLEI: 2549005PPHHZWJNR6L41
Tax ID: 43-0263000
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Exchange Bank Of Missouri is a smaller bank specializing in Home Purchase and Refi loans. Exchange Bank Of Missouri has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Columbia, Marshall, Jefferson City, Kansas City, and Sedalia among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)Exchange Bank Of Missouri has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
179Origination Dollar Volume (All Markets)
$38,525,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLUMBIA, MO (FHA|USDA|VA) | 57 | $16,135,000 | $283,070 | $0 | 0.00% |
| Outside of Metro Areas | 19 | $7,235,000 | $380,789 | $0 | 0.00% |
| Marshall, MO (FHA|USDA|VA) | 37 | $4,585,000 | $123,919 | $0 | 0.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 34 | $4,110,000 | $120,882 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 8 | $1,840,000 | $230,000 | $0 | 0.00% |
| Sedalia, MO (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $0 | 0.00% |
| Moberly, MO (FHA|USDA|VA) | 10 | $1,180,000 | $118,000 | $0 | 0.00% |
| Mexico, MO (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 0.00% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Exchange Bank of Missouri based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 166 | $36,690,000 | $221,024 | $0 | 0.00% |
| USDA | 13 | $1,835,000 | $141,154 | $0 | 0.00% |
For 2022, Exchange Bank Of Missouri's most frequently originated type of loan was Conventional, with 166 originations. Their 2nd most popular type was USDA, with 13 originations.
Loan Reason
For 2022, Exchange Bank Of Missouri's most frequently cited loan purpose was Home Purchase, with 94 originations. The 2nd most popular reason was Refi, with 46 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 179 | $38,525,000 | $215,223 | $0 | 0.00% |
For 2022, Exchange Bank Of Missouri's most frequently cited loan duration was Other, with 179 originations.
Loan Sizing
2022 saw Exchange Bank Of Missouri place emphasis on $100k-200k loans with 63 originations, totaling $9,355,000 in origination value.
Applicant Income
Exchange Bank Of Missouri lent most frequently to those with incomes in the $50k-75k range, with 38 originations. The second most popular income band? $50k or less, with 33 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 179 | $38,525,000 | $215,223 | $0 | 0.00% |
Exchange Bank Of Missouri lent most frequently to those with DTI ratios of Exempt%, with 179 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.71%
Exchange Bank Of Missouri has an average approval rate.
Pick Rate
Approvals leading to origination94.97%
Exchange Bank Of Missouri has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 179 | $38,525,000 | $215,223 |