The Bank Of Missouri Mortgage Rates, Fees & Info

Perryville, MO

LEI: 549300JE6M4A1G4LPS75

Tax ID: 43-0170190

5 stars - out of 5 stars, based on 35 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

The Bank Of Missouri is a smaller bank specializing in Home Purchase and Refi loans. The Bank Of Missouri has a high proportion of conventional loans. Their top markets include Springfield, Cape Girardeau, Columbia, Naples, and Sikeston among others. The Bank Of Missouri has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. The Bank Of Missouri is typically a low fee lendor.


Originations

1,213

Origination Dollar Volume (All Markets)

$284,985,000

Employee count

537 Show all (10) awards

Relative Rate

The Bank Of Missouri's average 30 year fixed rate mortgage of loans were 2.91%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.24%.

Relative Fees

The Bank Of Missouri's average total fees for a 30 year fixed rate mortgage are $2,529.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
SPRINGFIELD, MO (FHA|USDA|VA) 331 $71,215,000 $215,151 $2,480 3.04%
Outside of Metro Areas 293 $55,105,000 $188,072 $2,435 2.96%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 230 $49,900,000 $216,957 $2,419 2.99%
COLUMBIA, MO (FHA|USDA|VA) 130 $45,000,000 $346,154 $2,166 2.97%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $13,225,000 $13,225,000 $0 3.27%
Sikeston, MO (FHA|USDA|VA) 49 $8,415,000 $171,735 $2,427 3.20%
Branson, MO (FHA|USDA|VA) 36 $7,470,000 $207,500 $2,520 3.11%
Fort Leonard Wood, MO (FHA|USDA|VA) 19 $5,355,000 $281,842 $3,289 3.56%
ST. LOUIS, MO-IL (FHA|USDA|VA) 19 $4,225,000 $222,368 $2,607 2.95%
Poplar Bluff, MO (FHA|USDA|VA) 20 $4,020,000 $201,000 $2,462 3.05%
KANSAS CITY, MO-KS (FHA|USDA|VA) 8 $2,250,000 $281,250 $2,723 3.10%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $2,150,000 $1,075,000 $6,629 3.06%
Mexico, MO (FHA|USDA|VA) 15 $1,905,000 $127,000 $2,099 3.63%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $1,820,000 $303,333 $2,085 3.45%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $1,705,000 $341,000 $2,807 2.58%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $1,400,000 $700,000 $9,320 2.38%
WACO, TX (FHA|USDA|VA) 5 $975,000 $195,000 $0 4.01%
Blytheville, AR (FHA|USDA|VA) 2 $960,000 $480,000 $2,121 3.08%
Rolla, MO (FHA|USDA|VA) 6 $950,000 $158,333 $2,506 3.21%
Greenwood, SC (FHA|USDA|VA) 1 $805,000 $805,000 $0 3.40%
Paragould, AR (FHA|USDA|VA) 1 $545,000 $545,000 $0 3.90%
Farmington, MO (FHA|USDA|VA) 3 $515,000 $171,667 $2,724 3.10%
SPARTANBURG, SC (FHA|USDA|VA) 1 $475,000 $475,000 $3,971 3.25%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 1 $445,000 $445,000 $3,628 3.88%
Dyersburg, TN (FHA|USDA|VA) 2 $370,000 $185,000 $2,904 2.81%
PANAMA CITY, FL (FHA|USDA|VA) 1 $365,000 $365,000 $3,767 3.00%
JOPLIN, MO (FHA|USDA|VA) 1 $365,000 $365,000 $2,203 3.25%
Lebanon, MO (FHA|USDA|VA) 2 $310,000 $155,000 $2,724 3.31%
TULSA, OK (FHA|USDA|VA) 2 $310,000 $155,000 $3,287 3.00%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $255,000 $255,000 $2,908 2.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $235,000 $235,000 $2,967 2.38%
Mount Vernon, IL (FHA|USDA|VA) 1 $175,000 $175,000 $3,234 2.50%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,418 3.25%
Kennett, MO (FHA|USDA|VA) 2 $160,000 $80,000 $1,241 3.65%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,888 3.25%
Mountain Home, AR (FHA|USDA|VA) 1 $155,000 $155,000 $2,668 3.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,839 2.63%
Sterling, IL (FHA|USDA|VA) 2 $150,000 $75,000 $0 3.95%
JONESBORO, AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,590 2.38%
Kirksville, MO (FHA|USDA|VA) 1 $145,000 $145,000 $2,730 2.38%
Murray, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,902 2.88%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $125,000 $125,000 $1,863 4.50%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.75%
Ottawa, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.95%
Union City, TN (FHA|USDA|VA) 1 $55,000 $55,000 $2,420 3.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $45,000 $45,000 $2,209 2.38%

The Bank Of Missouri's top markets include Springfield, Cape Girardeau, Columbia, Naples, and Sikeston among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 1,212 $284,740,000 $234,934 $2,456 3.03%
VA 1 $245,000 $245,000 $10,439 3.38%

For the 2021 period, The Bank Of Missouri's most frequently originated loan type of loans were Conventional, with 1,212 originations. Their 2nd most popular type is VA, with 1 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 600 $131,330,000 $218,883 $2,592 3.19%
Refi 461 $125,365,000 $271,941 $2,309 2.85%
Cash Out Refi 105 $18,435,000 $175,571 $2,512 2.95%
Other 25 $4,195,000 $167,800 $2,352 2.92%
Home Improvement 22 $5,660,000 $257,273 $2,595 3.41%

For the 2021, The Bank Of Missouri's most frequently cited loan purpose of loans were Home Purchase, with 600 originations. The 2nd most popular reason of loans were Refi, with 461 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 751 $164,075,000 $218,475 $2,529 2.91%
15 Year 243 $40,895,000 $168,292 $2,303 2.70%
20 Year 96 $18,420,000 $191,875 $2,392 3.72%
Other 53 $35,895,000 $677,264 $2,240 3.76%
5 Year 31 $10,385,000 $335,000 $0 4.12%
10 Year 19 $12,325,000 $648,684 $1,995 4.01%
1 Year 12 $2,300,000 $191,667 $1,901 4.09%
3 Year 7 $565,000 $80,714 $0 4.08%
30+ year 1 $125,000 $125,000 $0 4.76%

For the 2021, The Bank Of Missouri's most frequently cited loan length of loans were 30 Year, with 751 originations. The 2nd most popular length of loans were 15 Year, with 243 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 615 $117,825,000 $191,585
$1k-2k 395 $81,175,000 $205,506
$2k-3k 10 $4,160,000 $416,000
$3k-4k 5 $6,215,000 $1,243,000

$2,529 of loans were The Bank Of Missouri's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 615 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
<2.5% 383 $79,745,000 $208,211
3-4% 370 $95,890,000 $259,162
2.5-3% 360 $92,690,000 $257,472
4-5% 91 $14,775,000 $162,363
5-6% 7 $1,785,000 $255,000
6-7% 2 $100,000 $50,000

During 2021, The Bank Of Missouri's average interest rate of loans were 2.91%, while their most frequently originated rate bucket of loans were <2.5%, with 383 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 466 $67,870,000 $145,644 $2,334 3.03%
$200k-400k 376 $101,250,000 $269,282 $2,578 2.89%
$100,000 or less 265 $18,095,000 $68,283 $2,137 3.24%
$400k-600k 61 $28,695,000 $470,410 $3,059 2.87%
$600k-1MM 31 $24,525,000 $791,129 $4,009 3.19%
$1MM+ 14 $44,550,000 $3,182,143 $8,272 3.50%

2021 saw The Bank Of Missouri place emphasis on $100k-200k loans with 466 originations, totaling $67,870,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k or less 265 $30,365,000 $114,585 $2,373 3.02%
$50k-75k 223 $36,355,000 $163,027 $2,437 2.98%
$75k-100k 173 $32,215,000 $186,214 $2,450 2.86%
$100k-150k 170 $38,300,000 $225,294 $2,536 2.98%
$150k-250k 98 $30,430,000 $310,510 $2,778 2.95%
$250k+ 57 $27,935,000 $490,088 $3,191 2.86%

The Bank Of Missouri lent most frequently to those with incomes in the $50k or less range, with 265 originations. The second most popular income band? $50k-75k, with 223 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 312 $65,400,000 $209,615 $2,454 2.84%
30-36% 200 $38,820,000 $194,100 $2,449 2.83%
<20% 169 $35,375,000 $209,320 $2,461 2.69%
41% 45 $9,815,000 $218,111 $2,451 2.78%
36% 43 $10,045,000 $233,605 $2,583 2.92%
42% 40 $9,670,000 $241,750 $2,617 2.84%
39% 37 $6,605,000 $178,514 $2,343 2.93%
38% 32 $6,140,000 $191,875 $2,458 2.91%
40% 29 $6,505,000 $224,310 $2,537 2.88%
37% 25 $5,165,000 $206,600 $2,477 2.79%
44% 23 $3,855,000 $167,609 $2,457 3.29%
43% 22 $3,660,000 $166,364 $2,516 3.30%
45% 15 $2,765,000 $184,333 $2,712 3.23%
50-60% 12 $2,060,000 $171,667 $2,329 3.47%
47% 8 $1,400,000 $175,000 $2,348 2.89%
48% 7 $1,105,000 $157,857 $2,560 3.00%
49% 7 $735,000 $105,000 $2,187 3.02%
>60% 7 $1,435,000 $205,000 $2,184 3.94%
46% 5 $725,000 $145,000 $2,312 3.00%

The Bank Of Missouri lent most frequently to those with DTI ratios of 20-30%, with 312 originations. The next most common DTI ratio? 30-36%, with 200 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,024 $205,000,000 $200,195 $2,460 2.93%
Not applicable 123 $66,275,000 $538,821 $0 3.93%
Not provided 44 $10,510,000 $238,864 $2,645 2.80%
Black 10 $1,000,000 $100,000 $2,089 4.04%
Asian 5 $935,000 $187,000 $1,844 2.58%
American Indian 4 $460,000 $115,000 $2,434 3.20%
Native Hawaiian 1 $375,000 $375,000 $3,114 2.38%
Chinese 1 $305,000 $305,000 $2,544 2.38%
Filipino 1 $125,000 $125,000 $2,902 2.88%

Approval Rates

Total approvals of all applications
87.69%

The Bank Of Missouri has an average approval rate.

Pick Rate

Approvals leading to origination
73.24%

The Bank Of Missouri has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
116.5 4 $380,000 $95,000
NA 1,209 $284,605,000 $235,405

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
1,213 $284,985,000 $234,942

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 92 $12,540,000 $136,304 $2,107 2.80%
40-60% 220 $44,240,000 $201,091 $2,385 2.85%
60-80% 551 $140,195,000 $254,437 $2,483 3.05%
80-100% 327 $83,925,000 $256,651 $2,583 3.15%
Over 100% 3 $875,000 $291,667 $7,033 3.75%
Under 20% 20 $3,210,000 $160,500 $1,887 3.66%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
TD BANK US HOLDING COMPANY Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 24 16.9%
TD BANK US HOLDING COMPANY Conventional home mortgage Closing on a mortgage 13 9.2%
TD BANK US HOLDING COMPANY Conventional home mortgage Improper use of your report 1 0.7%
TD BANK US HOLDING COMPANY Conventional home mortgage Incorrect information on your report 4 2.8%
TD BANK US HOLDING COMPANY Conventional home mortgage Struggling to pay mortgage 6 4.2%
TD BANK US HOLDING COMPANY Conventional home mortgage Trouble during payment process 37 26.1%
TD BANK US HOLDING COMPANY FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.7%
TD BANK US HOLDING COMPANY FHA mortgage Struggling to pay mortgage 2 1.4%
TD BANK US HOLDING COMPANY FHA mortgage Trouble during payment process 1 0.7%
TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 15 10.6%
TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Closing on a mortgage 6 4.2%
TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Incorrect information on your report 1 0.7%
TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Struggling to pay mortgage 2 1.4%
TD BANK US HOLDING COMPANY Home equity loan or line of credit (HELOC) Trouble during payment process 11 7.7%
TD BANK US HOLDING COMPANY Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 7 4.9%
TD BANK US HOLDING COMPANY Other type of mortgage Closing on a mortgage 1 0.7%
TD BANK US HOLDING COMPANY Other type of mortgage Struggling to pay mortgage 1 0.7%
TD BANK US HOLDING COMPANY Other type of mortgage Trouble during payment process 6 4.2%
TD BANK US HOLDING COMPANY VA mortgage Applying for a mortgage or refinancing an existing mortgage 2 1.4%
TD BANK US HOLDING COMPANY VA mortgage Trouble during payment process 1 0.7%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
The Bank of Missouri 101 West Main Street Steele, MO 63877 Full Service B&M $49,360
The Bank of Missouri 2760 South Kansas Expressway Springfield, MO 65807 Full Service B&M $17,713
The Bank of Missouri 2920 E Chestnut Expressway Springfield, MO 65802 Full Service B&M $29,732
The Bank of Missouri 308 Conrad Ave Marble Hill, MO 63764 Full Service B&M $75,362
The Bank of Missouri 315 Crites Scott City, MO 63780 Full Service B&M $78,021
The Bank of Missouri 3427 William Street Cape Girardeau, MO 63701 Full Service B&M $170,852
The Bank of Missouri 3610 Buttonwood Columbia, MO 65203 Full Service B&M $213,070
The Bank of Missouri 372 South Kingshighway Cape Girardeau, MO 63703 Full Service B&M $22,552
The Bank of Missouri 3807 South Campbell Springfield, MO 65807 Full Service B&M $40,652
The Bank of Missouri 40 North Main Street Fair Grove, MO 65648 Full Service B&M $25,063
The Bank of Missouri 400 South Muldrow Mexico, MO 65265 Full Service B&M $80,023
The Bank of Missouri 434 State Highway Y Saint Robert, MO 65584 Full Service B&M $46,756
The Bank of Missouri 440 Broadway Street Cape Girardeau, MO 63701 Full Service B&M $10,579
The Bank of Missouri 495 South Springfield Avenue Bolivar, MO 65613 Full Service B&M $151,452
The Bank of Missouri 500 North Route B Hallsville, MO 65255 Full Service B&M $6,616
The Bank of Missouri 520 East Elm Avenue Republic, MO 65738 Full Service B&M $88,913
The Bank of Missouri 916 North Kings Highway Perryville, MO 63775 Full Service B&M $307,211
The Bank of Missouri 960 South Bishop Avenue Rolla, MO 65401 Full Service B&M $64,979
The Bank of Missouri Highways 72 And 51 Patton, MO 63662 Limited, Drive-thru $20,855
The Bank of Missouri 1301 West Jefferson Street Marshfield, MO 65706 Full Service B&M $3,654
The Bank of Missouri 1301 West South Street Ozark, MO 65721 Full Service B&M $65,662
The Bank of Missouri 1313 State Hwy 248 Branson, MO 65616 Full Service B&M $79,836
The Bank of Missouri 1339 East Republic Road, Suite A Springfield, MO 65804 Full Service B&M $35,764
The Bank of Missouri 1465 North Westwood Blvd Poplar Bluff, MO 63901 Full Service B&M $15,566
The Bank of Missouri 1622 North Kingshighway Cape Girardeau, MO 63701 Full Service B&M $73,022
The Bank of Missouri 18 West Sainte Maries Street Perryville, MO 63775 Limited, Drive-thru $0
The Bank of Missouri 2126 West Broadway Bolivar, MO 65613 Full Service B&M $54,926
The Bank of Missouri 214 South Allen Street Centralia, MO 65240 Full Service B&M $28,490
The Bank of Missouri 216 West Second Street Dixon, MO 65459 Full Service B&M $62,537
The Bank of Missouri 233 West Jackson Boulevard Jackson, MO 63755 Full Service B&M $102,412
The Bank of Missouri 2360 East Sunshine Road Springfield, MO 65804 Full Service B&M $59,678
The Bank of Missouri 2492 East Main Street Jackson, MO 63755 Full Service B&M $36,194
The Bank of Missouri 106 East Hudson Wellsville, MO 63384 Full Service B&M $11,401
The Bank of Missouri 107 West Kellett St Martinsburg, MO 65264 Full Service B&M $44,316
The Bank of Missouri 1209 W 3rd St, Highway 84 Caruthersville, MO 63830 Full Service B&M $41,989
The Bank of Missouri 1265 Aguilar Drive Montgomery City, MO 63361 Full Service B&M $28,433

For 2021, The Bank Of Missouri had 36 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $90,636
Net interest income $83,159
Total noninterest income $45,816
Gross Fiduciary activities income $1,490
Service charges on deposit accounts $4,013
Trading account gains and fees $130
Additional Noninterest Income $40,183
Pre-tax net operating income $44,150
Securities gains (or losses, -) $69
Income before extraordinary items $37,914
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $37,914
Minority interest net income $28
Net income $37,886
Sale, conversion, retirement of capital stock, net $0
Net operating income $37,854

The Bank Of Missouri's gross interest income from loans was $90,636,000.
The Bank Of Missouri's net interest income from loans was $83,159,000.
The Bank Of Missouri's fee based income from loans was $4,013,000.
The Bank Of Missouri's net income from loans was $37,886,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $7,477
Provision for credit losses $1,600
Total noninterest expense $83,225
Salaries and employee benefits $51,764
Premises and equipment expense $7,425
Additional noninterest expense $24,036
Applicable income taxes $6,305
Net charge-offs $897
Cash dividends $5,000

The Bank Of Missouri's interest expense for loans was $7,477,000.
The Bank Of Missouri's payroll and benefits expense were $51,764,000.
The Bank Of Missouri's property, plant and equipment expenses $7,425,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 0.0%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $2,401,885
Deposits held in domestic offices $2,401,885
Deposits by Individuals, partnerships, and corporations $2,100,818
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $274,794
Deposits by Commercial banks and other depository institutions in U.S. $26,273
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $777,084
Demand deposits $526,728
Nontransaction accounts $1,624,801
Money market deposit accounts (MMDAs) $1,023,677
Other savings deposits (excluding MMDAs) $289,668
Total time deposits $311,456
Total time and savings deposits $1,875,157
Noninterest-bearing deposits $641,154
Interest-bearing deposits $1,760,731
Retail deposits $2,316,464
IRAs and Keogh plan accounts $47,618
Brokered deposits $6,202
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $2,818,411
Cash & Balances due from depository institutions $301,565
Interest-bearing balances $275,802
Total securities $673,442
Federal funds sold & reverse repurchase $0
Net loans and leases $1,667,177
Loan and leases loss allowance $22,806
Trading account assets $1,945
Bank premises and fixed assets $41,358
Other real estate owned $668
Goodwill and other intangibles $46,735
All other assets $85,521

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $2,818,411
Total Liabilities $2,498,533
Total deposits $2,401,885
Interest-bearing deposits $1,760,731
Deposits held in domestic offices $2,401,885
% insured (estimated) $67
Federal funds purchased and repurchase agreements $26,317
Trading liabilities $1,945
Other borrowed funds $50,000
Subordinated debt $0
All other liabilities $18,386

Issued Loan Types

Type Value (in 000's)
Net loans and leases $1,667,177
Loan and leases loss allowance $22,806
Total loans and leases (domestic) $1,689,983
All real estate loans $1,384,843
Real estate loans in domestic offices $1,384,843
Construction and development loans $119,455
Residential 1-4 family construction $30,898
Other construction, all land development and other land $88,557
Loans secured by nonfarm nonresidential properties $504,772
Nonfarm nonresidential secured by owner-occupied properties $229,705
Commercial real estate & other non-farm, non-residential $275,067
Multifamily residential real estate $93,921
1-4 family residential loans $532,513
Farmland loans $134,182
Loans held in foreign offices $0
Farm loans $37,617
Commercial and industrial loans $201,853
To non-U.S. addressees $0
Loans to individuals $56,776
Credit card loans $18,884
Related Plans $2,669
Consumer Auto Loans $9,468
Other loans to individuals $25,755
All other loans & leases $10,078
Loans to foreign governments and official institutions $0
Other loans $407
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $963
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $8,854
Non 1-4 family restructured loans & leases $7,001
Total loans and leases (foreign) $0

The Bank of Missouri had $1,667,177,000 of loans outstanding in 2021. $1,384,843,000 of loans were in real estate loans. $119,455,000 of loans were in development loans. $93,921,000 of loans were in multifamily mortgage loans. $532,513,000 of loans were in 1-4 family mortgage loans. $37,617,000 of loans were in farm loans. $18,884,000 of loans were in credit card loans. $9,468,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 695 $132,167 $190,168
Nonfarm, nonresidential loans - <$100k 180 $6,992 $38,844
Nonfarm, nonresidential loans - $100-250k 212 $23,523 $110,958
Nonfarm, nonresidential loans - $250k-1MM 303 $101,652 $335,485
Commercial & Industrial, US addressed loans - <$1MM 1,191 $86,155 $72,338
Commercial & Industrial, US addressed loans - <$100k 791 $18,729 $23,678
Commercial & Industrial, US addressed loans - $100-250k 231 $21,093 $91,312
Commercial & Industrial, US addressed loans - $250k-1MM 169 $46,333 $274,160
Farmland loans - <$1MM 413 $46,609 $112,855
Farmland loans - <$100k 172 $6,762 $39,314
Farmland loans - $100-250k 167 $20,458 $122,503
Farmland loans - $250k-1MM 74 $19,389 $262,014
Agriculture operations loans - <$1MM 468 $20,190 $43,141
Agriculture operations loans - <$100k 360 $6,936 $19,267
Agriculture operations loans - $100-250k 73 $6,914 $94,712
Agriculture operations loans - $250k-1MM 35 $6,340 $181,143