Whitaker Bank Mortgage Rates, Fees & Info

Lexington, KY

LEI: 549300C3C8C6TSYT1R20

Tax ID: 61-1179902

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Bank Data

  • Branches
  • Income
  • Loan Types
  • Deposit Mix
  • Loan Performance
  • Assets
  • Business Loans

    • Review & Overview

    Whitaker Bank is a smaller bank specializing in Home Purchase and Refi loans. Whitaker Bank has a high proportion of conventional loans. Their top markets by origination volume include: Lexington, Mount Sterling, Frankfort, Louisville, and Richmond among others. We have data for 18 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Whitaker Bank has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Whitaker Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.40% 11/21/24
    30 Year Conventional Refi 6.45% 11/21/24
    30 Year FHA Refi 6.27% 11/21/24
    15 Year Conventional Purchase 5.68% 11/21/24
    15 Year Conventional Refi 5.79% 11/21/24
    15 Year Cash-out Refi 5.79% 11/21/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Whitaker Bank Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Whitaker Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    354

    Origination Dollar Volume (All Markets)

    $43,770,000

    Employee count

    291

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 78 $17,490,000 $224,231 $2,308 4.78%
    Outside of Metro Areas 193 $16,375,000 $84,845 $1,547 5.29%
    Mount Sterling, KY (FHA|USDA|VA) 39 $2,075,000 $53,205 $1,295 5.26%
    Frankfort, KY (FHA|USDA|VA) 12 $1,680,000 $140,000 $863 4.70%
    LOUISVILLE, KY (FHA|USDA|VA) 1 $1,235,000 $1,235,000 $3,655 5.00%
    Richmond-Berea, KY (FHA|USDA|VA) 7 $1,085,000 $155,000 $1,551 4.65%
    Danville, KY (FHA|USDA|VA) 6 $790,000 $131,667 $1,799 4.81%
    London, KY (FHA|USDA|VA) 7 $785,000 $112,143 $1,292 4.89%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $505,000 $505,000 $0 4.50%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $495,000 $495,000 $0 4.25%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $465,000 $465,000 $0 4.75%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 1 $385,000 $385,000 $3,245 5.00%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $120,000 $60,000 $1,285 4.90%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $115,000 $115,000 $2,997 4.38%
    Maysville, KY (FHA|USDA|VA) 1 $55,000 $55,000 $1,490 5.25%
    Somerset, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.50%
    KNOXVILLE, TN (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.50%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.75%
    Whitaker Bank's top markets include Lexington, Mount Sterling, Frankfort, Louisville, and Richmond among others.

    Their top states include:
  • Kentucky (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against Whitaker Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Abound Federal Credit Union
    Similarity Rank: 30
    Town Square Bank
    Similarity Rank: 90
    City National Bank of West Virginia
    Similarity Rank: 190
    Peoples Exchange Bank
    Similarity Rank: 315
    Bank of Lexington, Inc.
    Similarity Rank: 324
    MEMBERS HERITAGE Credit Union
    Similarity Rank: 396
    SOUTH CENTRAL BANK, INC.
    Similarity Rank: 468
    Forcht Bank
    Similarity Rank: 504
    COMMONWEALTH
    Similarity Rank: 506
    PARK COMMUNITY CREDIT UNION, INC.
    Similarity Rank: 564

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 354 $43,770,000 $123,644 $1,660 5.12%

    For 2018, Whitaker Bank's most frequently originated type of loan was Conventional, with 354 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 163 $21,435,000 $131,503 $1,913 5.13%
    Refi 143 $20,095,000 $140,524 $1,626 5.04%
    Other 31 $1,345,000 $43,387 $1,232 5.41%
    Home Improvement 17 $895,000 $52,647 $1,183 5.10%

    For 2018, Whitaker Bank's most frequently cited loan purpose was Home Purchase, with 163 originations. The 2nd most popular reason was Refi, with 143 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    10 Year 169 $24,945,000 $147,604 $1,791 4.89%
    20 Year 56 $5,610,000 $100,179 $1,661 5.34%
    Other 50 $3,390,000 $67,800 $1,145 5.43%
    5 Year 39 $5,595,000 $143,462 $1,310 5.07%
    15 Year 28 $1,860,000 $66,429 $1,544 5.50%
    1 Year 9 $975,000 $108,333 $1,387 5.25%
    30 Year 2 $1,370,000 $685,000 $3,655 4.88%
    3 Year 1 $25,000 $25,000 $0 6.00%

    For 2018, Whitaker Bank's most frequently cited loan duration was 10 Year, with 169 originations. The 2nd most popular length was 20 Year, with 56 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 190 $15,120,000 $79,579
    $1k-2k 21 $4,185,000 $199,286
    $2k-3k 2 $410,000 $205,000
    $5k+ 2 $1,590,000 $795,000
    $3k-4k 1 $605,000 $605,000
    $4k-5k 1 $455,000 $455,000

    Whitaker Bank's average total fees were $3,655, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 190 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 203 $29,615,000 $145,887
    5-6% 128 $8,490,000 $66,328
    6-7% 11 $405,000 $36,818
    3-4% 6 $5,170,000 $861,667
    Over 8% 4 $30,000 $7,500
    7-8% 2 $60,000 $30,000

    During 2018, Whitaker Bank's average interest rate for loans was 4.88%, while their most frequently originated rate bucket for loans was 4-5%, with 203 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 245 $12,995,000 $53,041 $1,298 5.30%
    $100k-200k 58 $7,960,000 $137,241 $1,990 4.79%
    $200k-400k 35 $9,475,000 $270,714 $2,639 4.65%
    $400k-600k 8 $3,980,000 $497,500 $7,636 4.53%
    $1MM+ 5 $7,215,000 $1,443,000 $6,175 4.43%
    $600k-1MM 3 $2,145,000 $715,000 $7,209 4.33%

    2018 saw Whitaker Bank place emphasis on $100,000 or less loans with 245 originations, totaling $12,995,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 106 $5,500,000 $51,887 $1,332 5.38%
    $50k-75k 64 $4,730,000 $73,906 $1,572 5.31%
    $75k-100k 46 $4,120,000 $89,565 $1,588 5.03%
    $100k-150k 45 $6,235,000 $138,556 $2,316 4.94%
    $150k-250k 18 $3,510,000 $195,000 $2,042 4.82%
    $250k+ 18 $5,200,000 $288,889 $3,517 5.02%

    Whitaker Bank lent most frequently to those with incomes in the $50k or less range, with 106 originations. The second most popular income band? $50k-75k, with 64 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    <20% 79 $6,105,000 $77,278 $1,387 5.08%
    20-30% 72 $5,380,000 $74,722 $1,512 5.32%
    30-36% 42 $5,190,000 $123,571 $1,734 5.22%
    36% 7 $765,000 $109,286 $1,966 5.21%
    37% 7 $235,000 $33,571 $1,185 5.70%
    50-60% 6 $910,000 $151,667 $2,565 4.81%
    43% 6 $560,000 $93,333 $1,404 5.18%
    39% 5 $835,000 $167,000 $2,679 5.23%
    38% 5 $995,000 $199,000 $3,137 4.63%
    49% 4 $590,000 $147,500 $1,942 4.84%
    41% 3 $1,315,000 $438,333 $5,231 5.38%
    48% 3 $245,000 $81,667 $1,868 5.04%
    46% 3 $135,000 $45,000 $1,093 5.83%
    42% 2 $190,000 $95,000 $1,055 5.15%
    40% 2 $110,000 $55,000 $1,255 5.20%
    44% 2 $710,000 $355,000 $4,537 4.81%
    47% 2 $80,000 $40,000 $1,364 5.13%
    >60% 1 $35,000 $35,000 $847 5.25%

    Whitaker Bank lent most frequently to those with DTI ratios of <20%, with 79 originations. The next most common DTI ratio? 20-30%, with 72 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 303 $31,695,000 $104,604 $1,661 5.18%
    Not applicable 46 $11,930,000 $259,348 $1,986 4.72%
    Black 4 $120,000 $30,000 $0 5.25%
    Asian 1 $25,000 $25,000 $1,200 5.00%

    Approval Rates

    Total approvals of all applications
    87.30%

    Whitaker Bank has an average approval rate.

    Pick Rate

    Approvals leading to origination
    93.22%

    Whitaker Bank has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    160.0 1 $5,000 $5,000
    188.5 1 $25,000 $25,000
    217.0 2 $60,000 $30,000
    219.5 1 $5,000 $5,000
    226.5 1 $5,000 $5,000
    235.5 1 $25,000 $25,000
    267.0 1 $35,000 $35,000
    269.0 1 $65,000 $65,000
    463.0 1 $15,000 $15,000
    NA 344 $43,530,000 $126,541

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 2 $550,000 $275,000
    Multifamily:Site-Built 14 $9,020,000 $644,286
    Single Family (1-4 Units):Manufactured 67 $3,025,000 $45,149
    Single Family (1-4 Units):Site-Built 271 $31,175,000 $115,037

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 46 $3,250,000 $70,652 $1,200 5.17%
    40-60% 88 $9,660,000 $109,773 $1,584 5.24%
    60-80% 138 $20,730,000 $150,217 $1,708 5.06%
    80-100% 61 $8,865,000 $145,328 $2,463 5.11%
    Over 100% 2 $300,000 $150,000 $1,732 4.38%
    Under 20% 19 $965,000 $50,789 $834 4.92%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Whitaker Bank 100 Financial Way Georgetown, KY 40324 Full Service B&M $12,781
    Whitaker Bank 100 N Main Corbin, KY 40701 Full Service B&M $55,891
    Whitaker Bank 1025 South Highway 25 West Williamsburg, KY 40769 Full Service B&M $7,567
    Whitaker Bank 1104 North College Street Harrodsburg, KY 40330 Limited, Drive-thru $0
    Whitaker Bank 1280 Hwy 770 Corbin, KY 40701 Full Service B&M $5,290
    Whitaker Bank 130 S. Main Street Stanton, KY 40380 Full Service B&M $72,919
    Whitaker Bank 130 West Main Street Frankfort, KY 40601 Full Service B&M $87,560
    Whitaker Bank 1319 Cumberland Falls Highway Corbin, KY 40701 Full Service B&M $14,531
    Whitaker Bank 1400 East Master Street Corbin, KY 40701 Full Service B&M $25,275
    Whitaker Bank 1489 Flemingsburg Morehead, KY 40351 Full Service B&M $9,526
    Whitaker Bank 1818 S Ky Highway 15 Hazard, KY 41702 Full Service B&M $23,280
    Whitaker Bank 187 Main Street Whitesburg, KY 41858 Full Service B&M $46,074
    Whitaker Bank 191 Ky 15 South Campton, KY 41301 Full Service B&M $21,748
    Whitaker Bank 2001 Pleasant Ridge Drive Lexington, KY 40505 Full Service B&M $60,848
    Whitaker Bank 2097 Harrodsburg Road Lexington, KY 40504 Limited, Drive-thru $5,033
    Whitaker Bank 211 South Main Street Harrodsburg, KY 40330 Full Service B&M $65,485
    Whitaker Bank 2311 Paris Pike Drive Lexington, KY 40505 Full Service B&M $59,482
    Whitaker Bank 2510 Nicholasville Road Lexington, KY 40503 Full Service Retail $7,406
    Whitaker Bank 264 Versailles Road Frankfort, KY 40601 Full Service B&M $19,806
    Whitaker Bank 275 Indian Mound Drive Mount Sterling, KY 40353 Full Service B&M $27,974
    Whitaker Bank 30 West Main Street Mount Sterling, KY 40353 Full Service B&M $48,447
    Whitaker Bank 39 Public Square Lancaster, KY 40444 Full Service B&M $47,507
    Whitaker Bank 4085 Camargo Road Mount Sterling, KY 40353 Full Service B&M $11,320
    Whitaker Bank 4459 Main Street Clay City, KY 40312 Full Service B&M $19,567
    Whitaker Bank 777 Morton Blvd Hazard, KY 41701 Full Service B&M $10,716
    Whitaker Bank 920 South College Street Harrodsburg, KY 40330 Full Service B&M $10,662
    Whitaker Bank 9387 Hwy 805 Jenkins, KY 41537 Full Service B&M $15,899
    Whitaker Bank Danville Street And Maple Avenue Lancaster, KY 40444 Full Service B&M $3,602
    Whitaker Bank Governors Ln Lexington, KY 40513 Full Service B&M $9,429
    Whitaker Bank Highway 15 North Whitesburg, KY 41858 Full Service B&M $20,940
    Whitaker Bank Highways 15 And 7 Isom, KY 41824 Full Service B&M $13,924
    Whitaker Bank Main And Broadway Georgetown, KY 40324 Full Service B&M $131,003
    Whitaker Bank Main Street At Carey Avenue Morehead, KY 40351 Full Service B&M $46,142
    Whitaker Bank U.S. 25 Georgetown, KY 40324 Full Service B&M $15,554
    Whitaker Bank U.S. Highway 127 Frankfort, KY 40601 Full Service B&M $11,457

    For 2018, Whitaker Bank had 35 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $45,390
    Net interest income $42,749
    Total noninterest income $13,077
    Gross Fiduciary activities income $3,161
    Service charges on deposit accounts $4,530
    Trading account gains and fees $0
    Additional Noninterest Income $5,386
    Pre-tax net operating income $13,652
    Securities gains (or losses, -) $20
    Income before extraordinary items $11,690
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $11,690
    Minority interest net income $0
    Net income $11,690
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $11,672

    Whitaker Bank's gross interest income from loans was $45,390,000.
    Whitaker Bank's net interest income from loans was $42,749,000.
    Whitaker Bank's fee based income from loans was $4,530,000.
    Whitaker Bank's net income from loans was $11,690,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $2,641
    Provision for credit losses $850
    Total noninterest expense $41,324
    Salaries and employee benefits $18,618
    Premises and equipment expense $6,667
    Additional noninterest expense $16,039
    Applicable income taxes $1,982
    Net charge-offs $2,567
    Cash dividends $1,300

    Whitaker Bank's interest expense for loans was $2,641,000.
    Whitaker Bank's payroll and benefits expense were $18,618,000.
    Whitaker Bank's property, plant and equipment expenses $6,667,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 3.0%
    Real Estate loans 4.0%
    Construction & Land Development loans 12.0%
    Nonfarm, nonresidential loans 3.0%
    Multifamily residential loans 4.0%
    1-4 family residential loans 2.0%
    HELOC loans 1.0%
    All other family 2.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.4%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $985,040
    Deposits held in domestic offices $985,040
    Deposits by Individuals, partnerships, and corporations $888,214
    Deposits by U.S. Government $1
    Deposits by States and political subdivisions in the U.S. $96,776
    Deposits by Commercial banks and other depository institutions in U.S. $49
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $110,255
    Demand deposits $64,006
    Nontransaction accounts $874,785
    Money market deposit accounts (MMDAs) $101,850
    Other savings deposits (excluding MMDAs) $545,283
    Total time deposits $227,652
    Total time and savings deposits $921,034
    Noninterest-bearing deposits $247,232
    Interest-bearing deposits $737,808
    Retail deposits $953,593
    IRAs and Keogh plan accounts $57,565
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,216,056
    Cash & Balances due from depository institutions $30,430
    Interest-bearing balances $6,973
    Total securities $481,685
    Federal funds sold & reverse repurchase $10,245
    Net loans and leases $627,089
    Loan and leases loss allowance $10,274
    Trading account assets $0
    Bank premises and fixed assets $23,726
    Other real estate owned $5,115
    Goodwill and other intangibles $15,432
    All other assets $22,334

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,216,056
    Total Liabilities $1,039,613
    Total deposits $985,040
    Interest-bearing deposits $737,808
    Deposits held in domestic offices $985,040
    % insured (estimated) $79
    Federal funds purchased and repurchase agreements $34,128
    Trading liabilities $0
    Other borrowed funds $12,382
    Subordinated debt $0
    All other liabilities $8,063

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $627,089
    Loan and leases loss allowance $10,274
    Total loans and leases (domestic) $637,363
    All real estate loans $550,433
    Real estate loans in domestic offices $550,433
    Construction and development loans $45,544
    Residential 1-4 family construction $14,714
    Other construction, all land development and other land $30,830
    Loans secured by nonfarm nonresidential properties $183,962
    Nonfarm nonresidential secured by owner-occupied properties $135,769
    Commercial real estate & other non-farm, non-residential $48,193
    Multifamily residential real estate $42,556
    1-4 family residential loans $234,683
    Farmland loans $43,688
    Loans held in foreign offices $0
    Farm loans $5,075
    Commercial and industrial loans $39,548
    To non-U.S. addressees $0
    Loans to individuals $36,893
    Credit card loans $2,482
    Related Plans $192
    Consumer Auto Loans $11,443
    Other loans to individuals $22,776
    All other loans & leases $5,414
    Loans to foreign governments and official institutions $0
    Other loans $3,504
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $1,022
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $22,306
    Non 1-4 family restructured loans & leases $16,729
    Total loans and leases (foreign) $0

    Whitaker Bank had $627,089,000 of loans outstanding in 2018. $550,433,000 of loans were in real estate loans. $45,544,000 of loans were in development loans. $42,556,000 of loans were in multifamily mortgage loans. $234,683,000 of loans were in 1-4 family mortgage loans. $5,075,000 of loans were in farm loans. $2,482,000 of loans were in credit card loans. $11,443,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 548 $86,017 $156,965
    Nonfarm, nonresidential loans - <$100k 208 $7,024 $33,769
    Nonfarm, nonresidential loans - $100-250k 165 $18,103 $109,715
    Nonfarm, nonresidential loans - $250k-1MM 175 $60,890 $347,943
    Commercial & Industrial, US addressed loans - <$1MM 713 $26,225 $36,781
    Commercial & Industrial, US addressed loans - <$100k 617 $10,306 $16,703
    Commercial & Industrial, US addressed loans - $100-250k 60 $4,915 $81,917
    Commercial & Industrial, US addressed loans - $250k-1MM 36 $11,004 $305,667
    Farmland loans - <$1MM 389 $28,278 $72,694
    Farmland loans - <$100k 238 $7,212 $30,303
    Farmland loans - $100-250k 109 $10,974 $100,679
    Farmland loans - $250k-1MM 42 $10,092 $240,286
    Agriculture operations loans - <$1MM 277 $5,059 $18,264
    Agriculture operations loans - <$100k 269 $3,994 $14,848
    Agriculture operations loans - $100-250k 5 $462 $92,400
    Agriculture operations loans - $250k-1MM 3 $603 $201,000