Jacksonville VA Loan Rates, Closing Costs & Stats

JACKSONVILLE, NC

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Jacksonville's 142 lenders originated 2,984 VA loans during 2023. The total origination value was $832,230,000, with an average VA loan value of $278,897.

    Jacksonville VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Jacksonville averaged 6.09% for the week of 2025-03-14, compared to the national average (all VA variants) of 6.169% for the same period.

    Jacksonville's average VA mortgage closing costs are $5,676.

    The average rate for the prior week (2025-03-07) was 6.34% and one month ago for the week of 2025-02-07, the average rate was 6.58%.

    The average rate one year ago was 6.47%.

    For refis of the same type during the week of 2025-03-14, the average rate was 5.88%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Jacksonville VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Jacksonville level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 416 6.77% $7,121
    NAVY FEDERAL CREDIT UNION 399 5.80% $7,084
    MOVEMENT MORTGAGE, LLC 283 6.55% $8,535
    UNITED WHOLESALE MORTGAGE, LLC 194 6.22% $8,668
    FREEDOM MORTGAGE CORPORATION 179 6.64% $9,235
    GUARANTEED RATE, INC. 165 6.23% $7,813
    GUILD MORTGAGE COMPANY 136 6.53% $6,759
    NEWREZ LLC 133 6.68% $8,553
    QUICKEN LOANS, LLC 103 6.18% $9,501
    CROSSCOUNTRY MORTGAGE, LLC 81 6.60% $7,243
    PENNYMAC LOAN SERVICES, LLC 56 5.59% $7,261
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 47 6.51% $9,978
    PLAZA HOME MORTGAGE, INC. 45 6.16% $7,757
    DHI MORTGAGE COMPANY, LTD. 43 5.30% $9,385
    USAA Federal Savings Bank 35 6.26% $9,152
    American Security Mortgage Corp. 26 6.10% $9,064
    VILLAGE CAPITAL MORTGAGE 26 6.07% $9,690
    LOANDEPOT.COM, LLC 24 6.22% $8,533
    JET HOMELOANS, LLC 24 5.94% $11,101
    SeaTrust Mortgage Company 23 6.47% $8,977
    The Federal Savings Bank 23 6.32% $15,786
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 23 6.39% $9,192
    INTERCOASTAL MORTGAGE COMPANY 20 6.14% $8,915
    Mr. Cooper ( Nationstar Mortgage ) 19 5.88% $13,305
    NEW DAY FINANCIAL, LLC 19 7.61% $11,261
    Atlantic Coast Mortgage, LLC 15 6.09% $10,325
    MORTGAGE SOLUTIONS OF COLORADO, LLC 15 7.72% $3,766
    Wells Fargo Bank 12 5.98% $8,132
    PENTAGON FEDERAL CREDIT UNION 11 5.75% $11,355
    NBKC BANK 10 5.69% $6,938
    Prosperity Home Mortgage, LLC 9 6.33% $11,266
    CORNERSTONE HOME LENDING, INC. 9 5.91% $8,682
    LAKEVIEW LOAN SERVICING, LLC 9 5.90% $10,469
    UNION HOME MORTGAGE CORP. 8 6.84% $7,008
    FBC MORTGAGE, LLC 8 6.59% $5,437
    Integrity Home Mortgage Corp 7 6.48% $7,749
    Mid-Continent Funding, Inc. 7 6.48% $13,403
    CMG MORTGAGE, INC. 7 5.98% $9,858
    HOMESIDE FINANCIAL, LLC 6 6.67% $8,043
    MUTUAL OF OMAHA MORTGAGE, INC. 6 6.15% $8,533
    AMERISAVE MORTGAGE CORPORATION 6 5.94% $14,628
    Equity Prime Mortgage LLC 5 6.73% $11,308
    AMERICAN PACIFIC MORTGAGE CORPORATION 5 6.50% $11,618
    BROKER SOLUTIONS, INC. 5 6.42% $11,401
    CARDINAL FINANCIAL 5 6.93% $12,109
    Towne Bank 5 6.63% $8,333
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 6.45% $11,406
    Flagstar Bank, FSB 5 6.95% $13,284
    Nations Lending Corporation 4 6.41% $10,046
    Barrington Bank & Trust Company, N.A. 4 6.11% $11,907
    ZILLOW HOME LOANS, LLC 4 6.47% $6,507
    MILEND, INC. 4 6.91% $9,478
    Plains Commerce Bank 4 5.72% $9,335
    EQUITY RESOURCES, INC. 4 6.59% $10,790
    Gateway First Bank 3 5.75% $13,786
    AMERICAN FINANCIAL NETWORK, INC. 3 6.38% $9,930
    CALIBER HOME LOANS, INC. 3 6.58% $10,967
    LOANPAL, LLC 3 6.00% $18,543
    CHURCHILL MORTGAGE CORPORATION 3 6.42% $12,623
    FIRST HOME MORTGAGE CORPORATION 3 6.79% $10,184
    SOUTHEAST MORTGAGE OF GEORGIA, INC. 3 7.38% $3,319
    SUN WEST MORTGAGE COMPANY, INC. 3 6.88% $8,547
    HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.54% $13,830
    The Central Trust Bank 3 6.25% $6,893
    T2 FINANCIAL LLC 2 6.31% $12,831
    AmeriHome Mortgage Company, LLC 2 6.63% $6,003
    Ameris Bank 2 6.19% $3,971
    Armed Forces Bank 2 6.13% $12,784
    Bank of England 2 6.31% $6,906
    Blue Ridge Bank 2 6.06% $10,722
    BNC National Bank 2 5.94% $4,285
    Carrington Mortgage Services, LLC 2 6.38% $7,392
    Century Mortgage Company DBA Century Lending Company 2 4.94% $10,363
    DELMAR FINANCIAL COMPANY 2 7.44% $9,225
    EMBRACE HOME LOANS, INC. 2 6.62% $12,064
    First Federal Bank 2 6.25% $7,632
    GoPrime Mortgage, Inc. 2 5.81% $9,710
    GUARANTEED RATE AFFINITY, LLC 2 6.24% $10,203
    MICHIGAN MUTUAL, INC. 2 6.63% $5,531
    MORTGAGE EQUITY PARTNERS LLC 2 7.19% $10,219
    MORTGAGEONE, INC. 2 6.81% $10,043
    NTFN, INC. 2 6.69% $6,080
    Paramount Residential Mortgage Group, Inc. 2 6.44% $16,052
    PLANET HOME LENDING, LLC 2 6.13% $6,184
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.12% $2,692
    RELIANCE FIRST CAPITAL, LLC 2 6.00% $18,880
    RESOURCE FINANCIAL SERVICES, INC. 2 7.13% $5,225
    SECURITYNATIONAL MORTGAGE COMPANY 2 6.63% $9,869
    Sierra Pacific Mortgage Company, Inc. 2 6.13% $9,296
    U.S. Bank 2 6.19% $7,865
    GUARANTY HOME MORTGAGE CORPORATION 1 6.75% $14,319
    GENEVA FINANCIAL, LLC 1 6.88% $11,283
    First Western Trust Bank 1 5.88% $21,622
    FIRST SAVINGS MORTGAGE CORPORATION 1 5.75% $12,492
    NFM, INC. 1 5.63% $4,091
    NJ LENDERS CORP. 1 5.00% $13,767
    North American Savings Bank, F.S.B. 1 5.63% $5,387
    UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 7.00% $10,117
    OCMBC, INC. 1 7.00% $3,033
    BAYSHORE MORTGAGE FUNDING, LLC 1 6.88% $16,780
    FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $22,397
    First-Citizens Bank & Trust Company 1 6.25% $15,652
    PHH Mortgage Corporation 1 7.38% $4,076
    First Bank 1 6.63% $3,376
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.13% $14,911
    FEDERATED MORTGAGE CORP. 1 5.75% $7,703
    PNC Bank 1 6.00% $4,519
    POLARIS HOME FUNDING CORP. 1 7.25% $9,156
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.13% $15,284
    AMCAP MORTGAGE, LTD. 1 6.75% $19,447
    Farmers Bank & Trust 1 4.75% $11,620
    Encompass Lending Group, LP 1 6.25% $6,395
    RADIUS FINANCIAL GROUP INC. 1 6.25% $13,414
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 5.63% $6,678
    Renasant Bank 1 6.63% $3,779
    AMERICAN FINANCING CORPORATION 1 7.25% $15,858
    ROYAL UNITED MORTGAGE LLC 1 6.75% $27,346
    EMM LOANS LLC 1 6.25% $19,675
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.75% $6,091
    Wyndham Capital Mortgage, Inc. 1 5.25% $10,348
    Credence Funding Corporation 1 6.25% $7,595
    SOUTHERN TRUST MORTGAGE, LLC 1 6.63% $24,387
    Strong Home Mortgage, LLC 1 6.99% $13,582
    Corporate Investors Mortgage Group, Inc. 1 6.75% $11,509
    Alcova Mortgage LLC 1 6.25% $20,698
    TD Bank 1 6.88% $8,191
    Cornerstone First Mortgage, Inc 1 5.50% $14,915
    CONTOUR MORTGAGE CORPORATION 1 6.75% $8,356
    The Loan Store, Inc. 1 7.13% $5,183
    Citizens Bank 1 6.25% $4,354
    TOWNE MORTGAGE COMPANY 1 6.25% $12,680
    Magnolia Bank 1 6.63% $15,156
    LOANLEADERS OF AMERICA, INC. 1 5.25% $12,800
    CAPITAL CENTER, L.L.C. 1 5.75% $6,205
    United Bank 1 6.25% $8,982
    Lakeview Community Capital, LLC 1 6.13% $13,677
    KELLER MORTGAGE, LLC 1 5.75% $3,127
    JPMorgan Chase Bank 1 6.63% $2,597
    HOMESTAR FINANCIAL CORPORATION 1 6.75% $11,466
    HOMESPIRE MORTGAGE CORPORATION 1 7.13% $8,553
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.63% $7,972
    NATIONS RELIABLE LENDING, LLC 1 4.75% $22,431

    The top Jacksonville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 416 VA loans originated. Their average total fees are $7,121, which is $37 higher than the next largest lender, NAVY FEDERAL CREDIT UNION.

    The lowest fee Jacksonville VA lenders (with over 10 loans originated) are MORTGAGE SOLUTIONS OF COLORADO, LLC ($3,766), GUILD MORTGAGE COMPANY ($6,759), NBKC BANK ($6,938), NAVY FEDERAL CREDIT UNION ($7,084) and Mortgage Research Center, LLC ($7,121).

    The lowest rate Jacksonville VA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.30%), PENNYMAC LOAN SERVICES, LLC (5.59%), NBKC BANK (5.69%), PENTAGON FEDERAL CREDIT UNION (5.75%) and NAVY FEDERAL CREDIT UNION (5.80%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $187,725 (16.9%) $229,219 (18.8%) 0.70 1,284
    2018-02-01 $186,950 (12.3%) $223,048 (12.2%) 0.68 1,332
    2018-03-01 $188,450 (11.2%) $227,270 (12.2%) 0.66 1,399
    2018-04-01 $189,950 (11.7%) $232,836 (12.6%) 0.64 1,374
    2018-05-01 $194,598 (14.3%) $235,631 (14.6%) 0.65 1,390
    2018-06-01 $194,900 (11.8%) $237,359 (11.2%) 0.65 1,381
    2018-07-01 $192,000 (9.0%) $238,375 (8.0%) 0.64 1,408
    2018-08-01 $194,950 (8.3%) $239,297 (7.1%) 0.65 1,390
    2018-09-01 $194,500 (6.9%) $237,959 (5.7%) 0.65 1,370
    2018-10-01 $195,945 (6.5%) $241,120 (7.5%) 0.66 1,037
    2018-11-01 $199,600 (7.2%) $243,806 (7.8%) 0.68 947
    2018-12-01 $201,000 (7.5%) $245,838 (7.7%) 0.69 863
    2019-01-01 $207,450 (10.5%) $253,288 (10.5%) 0.72 778
    2019-02-01 $211,750 (13.3%) $261,489 (17.2%) 0.72 745
    2019-03-01 $213,543 (13.3%) $267,425 (17.7%) 0.70 729
    2019-04-01 $211,793 (11.5%) $260,898 (12.1%) 0.67 812
    2019-05-01 $211,300 (8.6%) $267,126 (13.4%) 0.66 1,010
    2019-06-01 $210,000 (7.8%) $260,579 (9.8%) 0.66 1,137
    2019-07-01 $210,975 (9.9%) $261,799 (9.8%) 0.66 1,215
    2019-08-01 $209,418 (7.4%) $258,741 (8.1%) 0.66 1,297
    2019-09-01 $208,620 (7.3%) $256,979 (8.0%) 0.67 1,333
    2019-10-01 $208,089 (6.2%) $255,805 (6.1%) 0.67 1,362
    2019-11-01 $206,000 (3.2%) $254,844 (4.5%) 0.68 1,375
    2019-12-01 $208,325 (3.6%) $258,173 (5.0%) 0.69 1,285
    2020-01-01 $209,900 (1.2%) $257,300 (1.6%) 0.70 1,208
    2020-02-01 $209,900 (-0.9%) $257,104 (-1.7%) 0.69 1,175
    2020-03-01 $213,700 (0.1%) $263,104 (-1.6%) 0.67 1,159
    2020-04-01 $215,338 (1.7%) $265,676 (1.8%) 0.67 1,113
    2020-05-01 $219,900 (4.1%) $274,558 (2.8%) 0.67 938
    2020-06-01 $221,000 (5.2%) $275,100 (5.6%) 0.65 812
    2020-07-01 $220,373 (4.5%) $275,281 (5.2%) 0.64 745
    2020-08-01 $221,000 (5.5%) $281,540 (8.8%) 0.63 645
    2020-09-01 $226,775 (8.7%) $282,734 (10.0%) 0.65 576
    2020-10-01 $225,000 (8.1%) $287,533 (12.4%) 0.64 554
    2020-11-01 $226,975 (10.2%) $295,824 (16.1%) 0.66 520
    2020-12-01 $226,250 (8.6%) $302,548 (17.2%) 0.67 427
    2021-01-01 $230,650 (9.9%) $313,897 (22.0%) 0.69 367
    2021-02-01 $222,675 (6.1%) $312,981 (21.7%) 0.65 301
    2021-03-01 $222,125 (3.9%) $308,699 (17.3%) 0.63 300
    2021-04-01 $222,475 (3.3%) $314,009 (18.2%) 0.60 286
    2021-05-01 $225,000 (2.3%) $318,496 (16.0%) 0.60 305
    2021-06-01 $228,700 (3.5%) $331,988 (20.7%) 0.60 323
    2021-07-01 $230,000 (4.4%) $338,706 (23.0%) 0.61 331
    2021-08-01 $229,750 (4.0%) $340,964 (21.1%) 0.61 340
    2021-09-01 $237,450 (4.7%) $338,647 (19.8%) 0.63 325
    2021-10-01 $230,000 (2.2%) $334,668 (16.4%) 0.61 347
    2021-11-01 $253,450 (11.7%) $353,331 (19.4%) 0.68 349
    2021-12-01 $260,400 (15.1%) $364,867 (20.6%) 0.71 343
    2022-01-01 $272,750 (18.3%) $384,040 (22.4%) 0.74 268
    2022-02-01 $266,500 (19.7%) $372,904 (19.2%) 0.69 227
    2022-03-01 $260,500 (17.3%) $365,711 (18.5%) 0.65 232
    2022-04-01 $275,000 (23.6%) $390,160 (24.3%) 0.66 258
    2022-05-01 $299,945 (33.3%) $406,209 (27.5%) 0.69 336
    2022-06-01 $300,900 (31.6%) $415,624 (25.2%) 0.67 379
    2022-07-01 $314,950 (36.9%) $424,370 (25.3%) 0.71 468
    2022-08-01 $329,925 (43.6%) $427,827 (25.5%) 0.76 500
    2022-09-01 $322,000 (35.6%) $413,626 (22.1%) 0.75 500
    2022-10-01 $325,000 (41.3%) $407,079 (21.6%) 0.76 553
    2022-11-01 $329,172 (29.9%) $408,451 (15.6%) 0.79 619
    2022-12-01 $329,900 (26.7%) $411,198 (12.7%) 0.81 602
    2023-01-01 $330,000 (21.0%) $407,112 (6.0%) 0.82 587
    2023-02-01 $330,225 (23.9%) $398,088 (6.8%) 0.80 556
    2023-03-01 $335,450 (28.8%) $411,658 (12.6%) 0.79 511
    2023-04-01 $343,450 (24.9%) $416,649 (6.8%) 0.80 494
    2023-05-01 $349,000 (16.4%) $431,627 (6.3%) 0.79 548
    2023-06-01 $347,450 (15.5%) $437,037 (5.2%) 0.78 549
    2023-07-01 $340,000 (8.0%) $423,012 (-0.3%) 0.77 574
    2023-08-01 $334,475 (1.4%) $418,846 (-2.1%) 0.77 590
    2023-09-01 $329,000 (2.2%) $414,691 (0.3%) 0.77 672
    2023-10-01 $324,975 (0.0%) $395,861 (-2.8%) 0.76 736
    2023-11-01 $325,000 (-1.3%) $397,621 (-2.7%) 0.77 812
    2023-12-01 $325,000 (-1.5%) $404,148 (-1.7%) 0.79 836
    2024-01-01 $324,450 (-1.7%) $400,477 (-1.6%) 0.79 781
    2024-02-01 $329,893 (-0.1%) $409,813 (3.0%) 0.79 767
    2024-03-01 $330,000 (-1.6%) $413,280 (0.4%) 0.78 763
    2024-04-01 $340,575 (-0.8%) $448,616 (7.7%) 0.79 776
    2024-05-01 $344,900 (-1.2%) $459,378 (6.4%) 0.78 855
    2024-06-01 $344,900 (-0.7%) $465,077 (6.4%) 0.78 836
    2024-07-01 $344,975 (1.5%) $463,354 (9.5%) 0.79 868
    2024-08-01 $340,500 (1.8%) $455,981 (8.9%) 0.79 908
    2024-09-01 $335,000 (1.8%) $431,670 (4.1%) 0.79 957
    2024-10-01 $334,900 (3.1%) $427,155 (7.9%) 0.79 965
    2024-11-01 $336,000 (3.4%) $419,353 (5.5%) 0.81 975
    2024-12-01 $339,850 (4.6%) $420,586 (4.1%) 0.84 953
    2025-01-01 $337,725 (4.1%) $420,866 (5.1%) 0.84 925
    2025-02-01 $341,975 (3.7%) $429,652 (4.8%) 0.83 905
    Jacksonville's median listing price for 2025-02-01 was $341,975, a difference of $12,082 (3.7%) versus the prior year and $4,250 versus the prior month.

    Jacksonville's median listing price comes in at 83% of the national average.

    Jacksonville's average listing price for 2025-02-01 was $429,652, a difference of $19,839 (4.8%) versus the prior year and $8,786 versus the prior month.

    For the 2025-02-01 period, Jacksonville had 905 MLS listings, a difference of -20 listings (-2%) versus the prior month and 138 listings (18%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 97 days 1,754 sqft
    2018-02-01 87 days 1,748 sqft
    2018-03-01 63 days 1,753 sqft
    2018-04-01 63 days 1,756 sqft
    2018-05-01 62 days 1,760 sqft
    2018-06-01 65 days 1,760 sqft
    2018-07-01 66 days 1,764 sqft
    2018-08-01 68 days 1,786 sqft
    2018-09-01 81 days 1,779 sqft
    2018-10-01 101 days 1,781 sqft
    2018-11-01 102 days 1,783 sqft
    2018-12-01 108 days 1,780 sqft
    2019-01-01 90 days 1,813 sqft
    2019-02-01 74 days 1,862 sqft
    2019-03-01 52 days 1,883 sqft
    2019-04-01 37 days 1,870 sqft
    2019-05-01 37 days 1,844 sqft
    2019-06-01 50 days 1,821 sqft
    2019-07-01 55 days 1,810 sqft
    2019-08-01 59 days 1,792 sqft
    2019-09-01 66 days 1,777 sqft
    2019-10-01 74 days 1,761 sqft
    2019-11-01 73 days 1,760 sqft
    2019-12-01 83 days 1,770 sqft
    2020-01-01 94 days 1,760 sqft
    2020-02-01 89 days 1,730 sqft
    2020-03-01 68 days 1,710 sqft
    2020-04-01 70 days 1,736 sqft
    2020-05-01 74 days 1,774 sqft
    2020-06-01 69 days 1,798 sqft
    2020-07-01 57 days 1,802 sqft
    2020-08-01 57 days 1,789 sqft
    2020-09-01 64 days 1,782 sqft
    2020-10-01 59 days 1,796 sqft
    2020-11-01 68 days 1,788 sqft
    2020-12-01 68 days 1,758 sqft
    2021-01-01 59 days 1,807 sqft
    2021-02-01 49 days 1,720 sqft
    2021-03-01 40 days 1,683 sqft
    2021-04-01 39 days 1,705 sqft
    2021-05-01 38 days 1,676 sqft
    2021-06-01 40 days 1,678 sqft
    2021-07-01 40 days 1,647 sqft
    2021-08-01 42 days 1,619 sqft
    2021-09-01 40 days 1,654 sqft
    2021-10-01 39 days 1,592 sqft
    2021-11-01 38 days 1,706 sqft
    2021-12-01 51 days 1,721 sqft
    2022-01-01 60 days 1,717 sqft
    2022-02-01 42 days 1,679 sqft
    2022-03-01 34 days 1,586 sqft
    2022-04-01 34 days 1,651 sqft
    2022-05-01 32 days 1,740 sqft
    2022-06-01 36 days 1,735 sqft
    2022-07-01 38 days 1,860 sqft
    2022-08-01 43 days 1,863 sqft
    2022-09-01 49 days 1,827 sqft
    2022-10-01 48 days 1,865 sqft
    2022-11-01 48 days 1,898 sqft
    2022-12-01 59 days 1,904 sqft
    2023-01-01 71 days 1,910 sqft
    2023-02-01 51 days 1,899 sqft
    2023-03-01 45 days 1,900 sqft
    2023-04-01 45 days 1,941 sqft
    2023-05-01 38 days 1,964 sqft
    2023-06-01 42 days 1,925 sqft
    2023-07-01 44 days 1,874 sqft
    2023-08-01 44 days 1,832 sqft
    2023-09-01 47 days 1,823 sqft
    2023-10-01 47 days 1,800 sqft
    2023-11-01 49 days 1,788 sqft
    2023-12-01 62 days 1,800 sqft
    2024-01-01 73 days 1,801 sqft
    2024-02-01 66 days 1,794 sqft
    2024-03-01 52 days 1,800 sqft
    2024-04-01 50 days 1,809 sqft
    2024-05-01 43 days 1,830 sqft
    2024-06-01 52 days 1,830 sqft
    2024-07-01 59 days 1,834 sqft
    2024-08-01 58 days 1,802 sqft
    2024-09-01 58 days 1,795 sqft
    2024-10-01 58 days 1,764 sqft
    2024-11-01 65 days 1,763 sqft
    2024-12-01 76 days 1,794 sqft
    2025-01-01 80 days 1,781 sqft
    2025-02-01 69 days 1,786 sqft
    Jacksonville's median listing age (time on market) for 2025-02-01 was 69 days. This is 5% longer than the same period one year ago.

    Jacksonville's median square footage for active listings during the 2025-02-01 period was 1,786 sqft. One year prior, the average listing was 1,794 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.