Jacksonville VA Loan Rates, Closing Costs & Stats

JACKSONVILLE, NC

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Jacksonville's 141 lenders originated 3,694 VA loans during 2024. The total origination value was $1,075,950,000, with an average VA loan value of $291,270.

Jacksonville VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Jacksonville averaged 6.36% for the week of 2025-04-04, compared to the national average (all VA variants) of 6.06% for the same period.

Jacksonville's average VA mortgage closing costs are $5,912.

The average rate for the prior week (2025-03-28) was 6.18% and one month ago for the week of 2025-02-28, the average rate was 6.46%.

The average rate one year ago was 6.37%.

For refis of the same type during the week of 2025-04-04, the average rate was 5.8%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Jacksonville VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Jacksonville level.

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
Mortgage Research Center, LLC 488 6.43% $6,479
NAVY FEDERAL CREDIT UNION 445 5.93% $6,478
FREEDOM MORTGAGE CORPORATION 367 6.20% $7,343
MOVEMENT MORTGAGE, LLC 242 6.38% $8,811
UNITED WHOLESALE MORTGAGE, LLC 214 5.81% $7,262
NEWREZ LLC 185 6.29% $8,119
GUILD MORTGAGE COMPANY 184 6.60% $7,013
PENNYMAC LOAN SERVICES, LLC 107 5.74% $7,058
QUICKEN LOANS, LLC 107 6.07% $9,871
GUARANTEED RATE, INC. 99 6.20% $6,707
VILLAGE CAPITAL MORTGAGE 78 5.71% $6,396
CROSSCOUNTRY MORTGAGE, LLC 71 6.23% $6,453
Integrity Home Mortgage Corp 69 6.43% $6,990
PLAZA HOME MORTGAGE, INC. 60 6.24% $7,691
T2 FINANCIAL LLC 40 6.31% $9,608
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 37 6.24% $7,574
USAA Federal Savings Bank 36 6.09% $8,753
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 32 6.36% $8,593
DHI MORTGAGE COMPANY, LTD. 31 5.20% $10,271
American Security Mortgage Corp. 30 6.13% $12,710
NEW DAY FINANCIAL, LLC 28 7.50% $10,586
MORTGAGE SOLUTIONS OF COLORADO, LLC 22 6.71% $5,213
FBC MORTGAGE, LLC 21 4.66% $9,228
JET HOMELOANS, LLC 20 5.60% $11,699
CMG MORTGAGE, INC. 19 6.26% $11,273
NBKC BANK 18 6.01% $8,062
LOANDEPOT.COM, LLC 17 6.12% $7,818
PLANET HOME LENDING, LLC 16 5.83% $3,859
RESIDENTIAL WHOLESALE MORTGAGE, INC. 16 5.83% $5,951
Mid-Continent Funding, Inc. 16 6.19% $7,010
MUTUAL OF OMAHA MORTGAGE, INC. 16 6.64% $6,270
LAKEVIEW LOAN SERVICING, LLC 15 5.81% $6,369
CLEARPATH LENDING 14 5.87% $7,586
The Federal Savings Bank 14 6.55% $14,777
Carrington Mortgage Services, LLC 13 5.94% $7,438
UNION HOME MORTGAGE CORP. 13 5.99% $6,219
BROKER SOLUTIONS, INC. 12 6.73% $11,195
Mr. Cooper ( Nationstar Mortgage ) 12 6.33% $10,575
SeaTrust Mortgage Company 12 6.48% $10,001
The Loan Store, Inc. 10 6.23% $11,794
First Federal Bank 9 6.03% $6,986
Towne Bank 9 6.18% $7,933
CORNERSTONE HOME LENDING, INC. 7 6.25% $6,171
AmeriHome Mortgage Company, LLC 7 6.14% $4,650
SUN WEST MORTGAGE COMPANY, INC. 6 5.90% $4,163
Barrington Bank & Trust Company, N.A. 6 6.15% $10,489
Atlantic Coast Mortgage, LLC 6 6.50% $10,516
Flagstar Bank, FSB 6 6.04% $6,666
INTERCOASTAL MORTGAGE COMPANY 6 6.08% $3,894
Equity Prime Mortgage LLC 5 6.35% $5,069
VANDERBILT MORTGAGE AND FINANCE, INC. 5 5.02% $11,352
Credence Funding Corporation 4 5.69% $7,384
AMERICAN FINANCIAL RESOURCES, INC. 4 6.47% $8,661
Gateway First Bank 4 6.84% $8,218
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 6.16% $2,959
HOMESIDE FINANCIAL, LLC 4 6.75% $7,433
Lakeview Community Capital, LLC 4 6.22% $6,364
Paramount Residential Mortgage Group, Inc. 4 6.87% $8,076
LOANPAL, LLC 3 5.62% $11,002
Truist 3 6.32% $6,798
North State Bank 3 6.67% $9,283
FIRST HOME MORTGAGE CORPORATION 3 6.88% $8,717
AMERICAN FINANCIAL NETWORK, INC. 3 6.42% $5,335
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.33% $12,608
Armed Forces Bank 3 5.75% $2,294
Prosperity Home Mortgage, LLC 3 6.25% $11,195
Blue Ridge Bank 3 6.21% $10,260
SOUTHEAST MORTGAGE OF GEORGIA, INC. 3 7.21% $8,578
Wells Fargo Bank 3 6.00% $16,967
GUARANTEED RATE AFFINITY, LLC 3 5.80% $9,549
AMERICAN PACIFIC MORTGAGE CORPORATION 3 6.29% $10,313
PENTAGON FEDERAL CREDIT UNION 3 6.13% $5,470
Alcova Mortgage LLC 3 6.17% $7,150
NFM, INC. 3 6.54% $8,599
JPMorgan Chase Bank 2 6.25% $1,696
LOANFLIGHT LENDING, LLC 2 5.69% $5,048
PHH Mortgage Corporation 2 6.25% $5,382
CARDINAL FINANCIAL 2 6.50% $25,195
AMERISAVE MORTGAGE CORPORATION 2 5.50% $17,364
THE MORTGAGE LINK, INC. 2 6.50% $17,686
Ixonia Bank 2 6.69% $11,488
TOWNE MORTGAGE COMPANY 2 6.44% $5,087
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.62% $8,339
ALLIED MORTGAGE GROUP, INC. 2 6.13% $4,644
U.S. Bank 2 6.44% $1,642
RAPID MORTGAGE COMPANY 2 6.63% $8,111
NORWICH COMMERCIAL GROUP, INC. 1 6.13% $16,638
Pacific Lending LLC 1 6.25% $5,960
ZILLOW HOME LOANS, LLC 1 7.13% $10,927
CANOPY MORTGAGE, LLC 1 5.88% $18,757
Plains Commerce Bank 1 5.63% $11,472
CALCON MUTUAL MORTGAGE LLC 1 5.63% $11,846
BOND STREET MORTGAGE, LLC 1 6.63% $7,315
POINT Mortgage 1 6.13% $7,703
Presidential Bank, FSB 1 6.63% $13,907
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 5.63% $12,370
RELIANCE FIRST CAPITAL, LLC 1 6.63% $10,665
BAY EQUITY LLC 1 6.25% $9,687
RESOURCE FINANCIAL SERVICES, INC. 1 6.50% $1,721
Sandy Spring Bank 1 6.63% $7,227
SOUTHERN TRUST MORTGAGE, LLC 1 7.13% $13,086
South State Bank 1 6.13% $4,761
SUCCESS MORTGAGE PARTNERS, INC. 1 6.50% $19,200
SUMMIT FUNDING, INC. 1 6.13% $9,501
Ameris Bank 1 6.13% $3,269
TJC Mortgage, Inc. 1 5.25% $4,864
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 5.13% $7,505
AMERICAN FINANCING CORPORATION 1 6.25% $15,663
UNITED MORTGAGE CORP 1 7.13% $13,658
ALLIANT CREDIT UNION 1 5.63% $2,645
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.13% $11,309
Goldwater Bank, N.A. 1 8.99% $21,376
GoPrime Mortgage, Inc. 1 6.25% $10,167
GSF Mortgage Corporation 1 7.63% $13,084
FIRST SAVINGS MORTGAGE CORPORATION 1 6.75% $19,779
First National Bank of Pennsylvania 1 6.25% $3,589
GVC MORTGAGE, INC. 1 6.13% $18,240
VERITAS FUNDING, LLC 1 5.75% $13,983
Home Mortgage Alliance Corp 1 5.88% $7,487
First Horizon Bank 1 6.00% $9,631
INTERCAP LENDING INC. 1 5.99% $24,477
FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $5,852
JMAC LENDING, INC. 1 6.25% $4,351
FIRST COLONY MORTGAGE CORPORATION 1 5.88% $6,772
First-Citizens Bank & Trust Company 1 6.00% $7,235
Magnolia Bank 1 5.75% $16,038
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 6.75% $31,057
MICHIGAN MUTUAL, INC. 1 6.25% $125
Farmers Bank & Trust 1 5.88% $2,981
MILEND, INC. 1 6.25% $13,980
Mortgage Assurance Inc. 1 6.13% $12,013
MORTGAGE EQUITY PARTNERS LLC 1 6.25% $9,671
EQUITY RESOURCES, INC. 1 6.13% $0
DAS Acquisition Company, LLC 1 6.50% $9,374
ACOPIA, LLC 1 6.25% $14,421
Corporate Investors Mortgage Group, Inc. 1 5.63% $9,043
Cornerstone First Mortgage, Inc 1 6.25% $14,304
Nations Lending Corporation 1 6.13% $14,061
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.25% $7,694
CHURCHILL MORTGAGE CORPORATION 1 6.25% $10,011
CAPITAL CENTER, L.L.C. 1 6.63% $50

The top Jacksonville VA lender as defined by loan originations is Mortgage Research Center, LLC, with 488 VA loans originated. Their average total fees are $6,479, which is $1 higher than the next largest lender, NAVY FEDERAL CREDIT UNION.

The lowest fee Jacksonville VA lenders (with over 10 loans originated) are PLANET HOME LENDING, LLC ($3,859), MORTGAGE SOLUTIONS OF COLORADO, LLC ($5,213), RESIDENTIAL WHOLESALE MORTGAGE, INC. ($5,951), UNION HOME MORTGAGE CORP. ($6,219) and MUTUAL OF OMAHA MORTGAGE, INC. ($6,270).

The lowest rate Jacksonville VA lenders (with over 10 loans originated) are FBC MORTGAGE, LLC (4.66%), DHI MORTGAGE COMPANY, LTD. (5.20%), JET HOMELOANS, LLC (5.60%), VILLAGE CAPITAL MORTGAGE (5.71%) and PENNYMAC LOAN SERVICES, LLC (5.74%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $187,725 (16.9%) $229,219 (18.8%) 0.70 1,284
2018-02-01 $186,950 (12.3%) $223,048 (12.2%) 0.68 1,332
2018-03-01 $188,450 (11.2%) $227,270 (12.2%) 0.66 1,399
2018-04-01 $189,950 (11.7%) $232,836 (12.6%) 0.64 1,374
2018-05-01 $194,598 (14.3%) $235,631 (14.6%) 0.65 1,390
2018-06-01 $194,900 (11.8%) $237,359 (11.2%) 0.65 1,381
2018-07-01 $192,000 (9.0%) $238,375 (8.0%) 0.64 1,408
2018-08-01 $194,950 (8.3%) $239,297 (7.1%) 0.65 1,390
2018-09-01 $194,500 (6.9%) $237,959 (5.7%) 0.65 1,370
2018-10-01 $195,945 (6.5%) $241,120 (7.5%) 0.66 1,037
2018-11-01 $199,600 (7.2%) $243,806 (7.8%) 0.68 947
2018-12-01 $201,000 (7.5%) $245,838 (7.7%) 0.69 863
2019-01-01 $207,450 (10.5%) $253,288 (10.5%) 0.72 778
2019-02-01 $211,750 (13.3%) $261,489 (17.2%) 0.72 745
2019-03-01 $213,543 (13.3%) $267,425 (17.7%) 0.70 729
2019-04-01 $211,793 (11.5%) $260,898 (12.1%) 0.67 812
2019-05-01 $211,300 (8.6%) $267,126 (13.4%) 0.66 1,010
2019-06-01 $210,000 (7.8%) $260,579 (9.8%) 0.66 1,137
2019-07-01 $210,975 (9.9%) $261,799 (9.8%) 0.66 1,215
2019-08-01 $209,418 (7.4%) $258,741 (8.1%) 0.66 1,297
2019-09-01 $208,620 (7.3%) $256,979 (8.0%) 0.67 1,333
2019-10-01 $208,089 (6.2%) $255,805 (6.1%) 0.67 1,362
2019-11-01 $206,000 (3.2%) $254,844 (4.5%) 0.68 1,375
2019-12-01 $208,325 (3.6%) $258,173 (5.0%) 0.69 1,285
2020-01-01 $209,900 (1.2%) $257,300 (1.6%) 0.70 1,208
2020-02-01 $209,900 (-0.9%) $257,104 (-1.7%) 0.69 1,175
2020-03-01 $213,700 (0.1%) $263,104 (-1.6%) 0.67 1,159
2020-04-01 $215,338 (1.7%) $265,676 (1.8%) 0.67 1,113
2020-05-01 $219,900 (4.1%) $274,558 (2.8%) 0.67 938
2020-06-01 $221,000 (5.2%) $275,100 (5.6%) 0.65 812
2020-07-01 $220,373 (4.5%) $275,281 (5.2%) 0.64 745
2020-08-01 $221,000 (5.5%) $281,540 (8.8%) 0.63 645
2020-09-01 $226,775 (8.7%) $282,734 (10.0%) 0.65 576
2020-10-01 $225,000 (8.1%) $287,533 (12.4%) 0.64 554
2020-11-01 $226,975 (10.2%) $295,824 (16.1%) 0.66 520
2020-12-01 $226,250 (8.6%) $302,548 (17.2%) 0.67 427
2021-01-01 $230,650 (9.9%) $313,897 (22.0%) 0.69 367
2021-02-01 $222,675 (6.1%) $312,981 (21.7%) 0.65 301
2021-03-01 $222,125 (3.9%) $308,699 (17.3%) 0.63 300
2021-04-01 $222,475 (3.3%) $314,009 (18.2%) 0.60 286
2021-05-01 $225,000 (2.3%) $318,496 (16.0%) 0.60 305
2021-06-01 $228,700 (3.5%) $331,988 (20.7%) 0.60 323
2021-07-01 $230,000 (4.4%) $338,706 (23.0%) 0.61 331
2021-08-01 $229,750 (4.0%) $340,964 (21.1%) 0.61 340
2021-09-01 $237,450 (4.7%) $338,647 (19.8%) 0.63 325
2021-10-01 $230,000 (2.2%) $334,668 (16.4%) 0.61 347
2021-11-01 $253,450 (11.7%) $353,331 (19.4%) 0.68 349
2021-12-01 $260,400 (15.1%) $364,867 (20.6%) 0.71 343
2022-01-01 $272,750 (18.3%) $384,040 (22.4%) 0.74 268
2022-02-01 $266,500 (19.7%) $372,904 (19.2%) 0.69 227
2022-03-01 $260,500 (17.3%) $365,711 (18.5%) 0.65 232
2022-04-01 $275,000 (23.6%) $390,160 (24.3%) 0.66 258
2022-05-01 $299,945 (33.3%) $406,209 (27.5%) 0.69 336
2022-06-01 $300,900 (31.6%) $415,624 (25.2%) 0.67 379
2022-07-01 $314,950 (36.9%) $424,370 (25.3%) 0.71 468
2022-08-01 $329,925 (43.6%) $427,827 (25.5%) 0.76 500
2022-09-01 $322,000 (35.6%) $413,626 (22.1%) 0.75 500
2022-10-01 $325,000 (41.3%) $407,079 (21.6%) 0.76 553
2022-11-01 $329,172 (29.9%) $408,451 (15.6%) 0.79 619
2022-12-01 $329,900 (26.7%) $411,198 (12.7%) 0.81 602
2023-01-01 $330,000 (21.0%) $407,112 (6.0%) 0.82 587
2023-02-01 $330,225 (23.9%) $398,088 (6.8%) 0.80 556
2023-03-01 $335,450 (28.8%) $411,658 (12.6%) 0.79 511
2023-04-01 $343,450 (24.9%) $416,649 (6.8%) 0.80 494
2023-05-01 $349,000 (16.4%) $431,627 (6.3%) 0.79 548
2023-06-01 $347,450 (15.5%) $437,037 (5.2%) 0.78 549
2023-07-01 $340,000 (8.0%) $423,012 (-0.3%) 0.77 574
2023-08-01 $334,475 (1.4%) $418,846 (-2.1%) 0.77 590
2023-09-01 $329,000 (2.2%) $414,691 (0.3%) 0.77 672
2023-10-01 $324,975 (0.0%) $395,861 (-2.8%) 0.76 736
2023-11-01 $325,000 (-1.3%) $397,621 (-2.7%) 0.77 812
2023-12-01 $325,000 (-1.5%) $404,148 (-1.7%) 0.79 836
2024-01-01 $324,450 (-1.7%) $400,477 (-1.6%) 0.79 781
2024-02-01 $329,893 (-0.1%) $409,813 (3.0%) 0.79 767
2024-03-01 $330,000 (-1.6%) $413,280 (0.4%) 0.78 763
2024-04-01 $340,575 (-0.8%) $448,616 (7.7%) 0.79 776
2024-05-01 $344,900 (-1.2%) $459,378 (6.4%) 0.78 855
2024-06-01 $344,900 (-0.7%) $465,077 (6.4%) 0.78 836
2024-07-01 $344,975 (1.5%) $463,354 (9.5%) 0.79 868
2024-08-01 $340,500 (1.8%) $455,981 (8.9%) 0.79 908
2024-09-01 $335,000 (1.8%) $431,670 (4.1%) 0.79 957
2024-10-01 $334,900 (3.1%) $427,155 (7.9%) 0.79 965
2024-11-01 $336,000 (3.4%) $419,353 (5.5%) 0.81 975
2024-12-01 $339,850 (4.6%) $420,586 (4.1%) 0.84 953
2025-01-01 $337,725 (4.1%) $420,866 (5.1%) 0.84 925
2025-02-01 $341,975 (3.7%) $429,652 (4.8%) 0.83 905
2025-03-01 $349,200 (5.8%) $447,448 (8.3%) 0.00 887
Jacksonville's median listing price for 2025-03-01 was $349,200, a difference of $19,200 (5.8%) versus the prior year and $7,225 versus the prior month.

Jacksonville's median listing price comes in at 0% of the national average.

Jacksonville's average listing price for 2025-03-01 was $447,448, a difference of $34,168 (8.3%) versus the prior year and $17,796 versus the prior month.

For the 2025-03-01 period, Jacksonville had 887 MLS listings, a difference of -18 listings (-2%) versus the prior month and 124 listings (16%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Jacksonville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 97 days 1,754 sqft
2018-02-01 87 days 1,748 sqft
2018-03-01 63 days 1,753 sqft
2018-04-01 63 days 1,756 sqft
2018-05-01 62 days 1,760 sqft
2018-06-01 65 days 1,760 sqft
2018-07-01 66 days 1,764 sqft
2018-08-01 68 days 1,786 sqft
2018-09-01 81 days 1,779 sqft
2018-10-01 101 days 1,781 sqft
2018-11-01 102 days 1,783 sqft
2018-12-01 108 days 1,780 sqft
2019-01-01 90 days 1,813 sqft
2019-02-01 74 days 1,862 sqft
2019-03-01 52 days 1,883 sqft
2019-04-01 37 days 1,870 sqft
2019-05-01 37 days 1,844 sqft
2019-06-01 50 days 1,821 sqft
2019-07-01 55 days 1,810 sqft
2019-08-01 59 days 1,792 sqft
2019-09-01 66 days 1,777 sqft
2019-10-01 74 days 1,761 sqft
2019-11-01 73 days 1,760 sqft
2019-12-01 83 days 1,770 sqft
2020-01-01 94 days 1,760 sqft
2020-02-01 89 days 1,730 sqft
2020-03-01 68 days 1,710 sqft
2020-04-01 70 days 1,736 sqft
2020-05-01 74 days 1,774 sqft
2020-06-01 69 days 1,798 sqft
2020-07-01 57 days 1,802 sqft
2020-08-01 57 days 1,789 sqft
2020-09-01 64 days 1,782 sqft
2020-10-01 59 days 1,796 sqft
2020-11-01 68 days 1,788 sqft
2020-12-01 68 days 1,758 sqft
2021-01-01 59 days 1,807 sqft
2021-02-01 49 days 1,720 sqft
2021-03-01 40 days 1,683 sqft
2021-04-01 39 days 1,705 sqft
2021-05-01 38 days 1,676 sqft
2021-06-01 40 days 1,678 sqft
2021-07-01 40 days 1,647 sqft
2021-08-01 42 days 1,619 sqft
2021-09-01 40 days 1,654 sqft
2021-10-01 39 days 1,592 sqft
2021-11-01 38 days 1,706 sqft
2021-12-01 51 days 1,721 sqft
2022-01-01 60 days 1,717 sqft
2022-02-01 42 days 1,679 sqft
2022-03-01 34 days 1,586 sqft
2022-04-01 34 days 1,651 sqft
2022-05-01 32 days 1,740 sqft
2022-06-01 36 days 1,735 sqft
2022-07-01 38 days 1,860 sqft
2022-08-01 43 days 1,863 sqft
2022-09-01 49 days 1,827 sqft
2022-10-01 48 days 1,865 sqft
2022-11-01 48 days 1,898 sqft
2022-12-01 59 days 1,904 sqft
2023-01-01 71 days 1,910 sqft
2023-02-01 51 days 1,899 sqft
2023-03-01 45 days 1,900 sqft
2023-04-01 45 days 1,941 sqft
2023-05-01 38 days 1,964 sqft
2023-06-01 42 days 1,925 sqft
2023-07-01 44 days 1,874 sqft
2023-08-01 44 days 1,832 sqft
2023-09-01 47 days 1,823 sqft
2023-10-01 47 days 1,800 sqft
2023-11-01 49 days 1,788 sqft
2023-12-01 62 days 1,800 sqft
2024-01-01 73 days 1,801 sqft
2024-02-01 66 days 1,794 sqft
2024-03-01 52 days 1,800 sqft
2024-04-01 50 days 1,809 sqft
2024-05-01 43 days 1,830 sqft
2024-06-01 52 days 1,830 sqft
2024-07-01 59 days 1,834 sqft
2024-08-01 58 days 1,802 sqft
2024-09-01 58 days 1,795 sqft
2024-10-01 58 days 1,764 sqft
2024-11-01 65 days 1,763 sqft
2024-12-01 76 days 1,794 sqft
2025-01-01 80 days 1,781 sqft
2025-02-01 69 days 1,786 sqft
2025-03-01 0 days 1,796 sqft
Jacksonville's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

Jacksonville's median square footage for active listings during the 2025-03-01 period was 1,796 sqft. One year prior, the average listing was 1,800 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.