JACKSONVILLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Jacksonville averaged 7.24% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2026-10-29) was 7.3% and one month ago for the week of 2026-10-01, the average rate was 7.44%.

Jacksonville's average rate one year ago was 6.13%.

For refis of the same type during the week of 2026-11-05, the average rate was 7.5%.

Loan Type Date Rate
US 30 Year Fixed Rate 2026-11-05 7.18%
Jacksonville 30 Year Fixed Rate 2026-11-05 7.24%
Jacksonville 30 Year Fixed Rate Refi 2026-11-05 7.5%
Jacksonville 15 Year Fixed Rate 2026-11-05 6.77%
Jacksonville 15 Year Fixed Rate Refi 2026-11-05 6.47%
Jacksonville 30 Year FHA 2026-11-05 7.01%
Jacksonville 30 Year FHA Refi 2026-11-05 6.83%
Jacksonville 30 Year USDA 2026-11-05 6.8%
Jacksonville 30 Year USDA Refi 2026-11-05 7.1%
Jacksonville 30 Year VA 2026-11-05 6.98%
Jacksonville 30 Year VA Refi 2026-11-05 6.36%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JACKSONVILLE, NC.

JACKSONVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JACKSONVILLE, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
QUICKEN LOANS, LLC 84 6.86% $6,870
NAVY FEDERAL CREDIT UNION 75 6.62% $3,709
STATE EMPLOYEES' 66 5.88% $4,286
MOVEMENT MORTGAGE, LLC 54 6.98% $5,541
NEWREZ LLC 46 6.85% $5,142
Integrity Home Mortgage Corp 25 6.73% $5,807
UNITED WHOLESALE MORTGAGE, LLC 24 6.68% $9,575
First-Citizens Bank & Trust Company 23 6.62% $5,914
Truist 17 6.48% $6,252
GUILD MORTGAGE COMPANY 16 6.90% $4,554
GUARANTEED RATE, INC. 16 6.87% $5,934
T2 FINANCIAL LLC 16 6.97% $6,364
HOMESIDE FINANCIAL, LLC 16 6.59% $7,351
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 6.94% $7,224
VANDERBILT MORTGAGE AND FINANCE, INC. 12 6.69% $4,471
CROSSCOUNTRY MORTGAGE, LLC 11 6.81% $3,919
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 11 6.71% $6,014
Wells Fargo Bank 11 6.48% $5,541
INTERCOASTAL MORTGAGE COMPANY 10 6.61% $4,457
Mortgage Research Center, LLC 10 6.75% $3,704
CMG MORTGAGE, INC. 10 6.90% $5,573
DHI MORTGAGE COMPANY, LTD. 9 5.69% $2,998
American Security Mortgage Corp. 9 6.64% $5,475
Prosperity Home Mortgage, LLC 9 6.69% $7,614
LOANDEPOT.COM, LLC 8 6.22% $7,118
FREEDOM MORTGAGE CORPORATION 8 7.14% $6,060
ZILLOW HOME LOANS, LLC 7 6.84% $6,148
PLAZA HOME MORTGAGE, INC. 7 6.70% $6,245
Renasant Bank 7 6.57% $4,060
The Loan Store, Inc. 7 6.69% $9,216
North State Bank 6 6.63% $3,848
AMERICAN FINANCIAL RESOURCES, INC. 6 7.00% $5,946
PENNYMAC LOAN SERVICES, LLC 5 6.87% $6,453
JPMorgan Chase Bank 5 6.57% $3,006
UNION HOME MORTGAGE CORP. 5 6.77% $4,535
First Bank 5 6.57% $4,032
Bank of America 5 6.43% $3,078
Towne Bank 5 6.93% $6,766
CORNERSTONE HOME LENDING, INC. 4 7.12% $7,748
Alcova Mortgage LLC 4 6.43% $4,264
DEEPHAVEN MORTGAGE LLC 4 8.56% $8,149
FBC MORTGAGE, LLC 4 5.62% $3,115
PENTAGON FEDERAL CREDIT UNION 4 6.59% $4,263
SeaTrust Mortgage Company 4 6.50% $6,245
Farmers Bank & Trust 3 6.67% $4,319
First National Bank of Pennsylvania 3 6.21% $4,023
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.25% $5,409
PNC Bank 3 6.83% $4,736
Atlantic Coast Mortgage, LLC 3 6.58% $4,770
BROKER SOLUTIONS, INC. 3 7.46% $5,251
MASON MCDUFFIE MORTGAGE CORPORATION 2 6.93% $2,738
Metro City Bank 2 6.25% $4,819
Commerce Home Mortgage, Inc. 2 7.38% $8,881
ENVOY MORTGAGE, LTD 2 6.81% $5,736
INTERSTATE HOME LOAN CENTER, INC. 2 6.68% $5,490
Southern Bank and Trust Company 2 6.50% $3,374
South State Bank 2 6.68% $5,040
Mr. Cooper ( Nationstar Mortgage ) 2 6.75% $6,087
AMERISAVE MORTGAGE CORPORATION 2 6.13% $7,392
TD Bank 2 7.36% $2,517
Nations Lending Corporation 2 6.50% $6,033
The Huntington National Bank 2 6.13% $8,270
FIDELITY DIRECT MORTGAGE, LLC 2 6.74% $5,087
Blue Ridge Bank 2 6.56% $5,647
AMERICAN FINANCIAL NETWORK, INC. 2 7.56% $16,938
United Bank 2 6.00% $5,097
CHURCHILL MORTGAGE CORPORATION 2 6.31% $5,073
USAA Federal Savings Bank 2 6.63% $4,838
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.50% $4,554
Corporate Investors Mortgage Group, Inc. 2 6.68% $5,563
CORNING 2 6.25% $3,859
RADIUS FINANCIAL GROUP INC. 2 7.00% $7,752
Charles Schwab Bank, SSB 2 6.71% $4,500
RELIANCE FIRST CAPITAL, LLC 2 6.81% $5,382
Republic State Mortgage Co. 2 6.50% $6,474
NexBank 2 6.25% $9,609
Magnolia Bank 2 7.38% $4,216
North American Savings Bank, F.S.B. 1 5.63% $13,365
Bethpage Federal Credit Union 1 6.25% $4,493
Paramount Residential Mortgage Group, Inc. 1 7.38% $5,960
BAY EQUITY LLC 1 6.13% $6,303
Advisors Mortgage Group, L.L.C. 1 7.13% $3,701
Performance Financial, Inc. 1 7.38% $5,320
PHH Mortgage Corporation 1 6.99% $7,102
Pinnacle Bank 1 5.88% $3,845
Bank OZK 1 6.13% $3,830
PREMIA MORTGAGE, LLC 1 6.38% $3,648
Presidential Bank, FSB 1 7.75% $16,458
Atlantic Union Bank 1 6.00% $10,911
Raymond James Bank 1 5.00% $4,001
Regions Bank 1 7.38% $7,565
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.87% $9,791
ROYAL UNITED MORTGAGE LLC 1 6.50% $7,454
A&D Mortgage LLC 1 5.99% $7,085
SECURITYNATIONAL MORTGAGE COMPANY 1 6.88% $8,572
ServisFirst Bank 1 6.88% $3,736
Sierra Pacific Mortgage Company, Inc. 1 6.75% $3,909
SIRVA MORTGAGE, INC. 1 7.25% $0
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 7.25% $9,320
Ameris Bank 1 7.50% $4,506
Stifel Bank and Trust 1 5.63% $2,860
SWBC MORTGAGE CORPORATION 1 7.50% $3,869
TEACHERS 1 7.00% $4,538
The Federal Savings Bank 1 6.63% $2,670
AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.75% $5,912
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.62% $7,407
AMERICAN FINANCING CORPORATION 1 6.88% $5,653
ALLIANT CREDIT UNION 1 6.50% $4,664
U.S. Bank 1 6.75% $3,547
EAGLE HOME MORTGAGE, LLC 1 6.38% $25,962
EMM LOANS LLC 1 6.88% $3,016
EASTMAN 1 7.50% $5,349
EVERETT FINANCIAL, INC. 1 6.88% $13,031
AgCarolina Farm Credit, FLCA 1 7.74% $4,938
Fifth Third Bank 1 6.88% $3,004
21ST MORTGAGE CORPORATION 1 9.09% $6,609
FIRST COLONY MORTGAGE CORPORATION 1 6.38% $10,271
First Western Trust Bank 1 6.88% $2,600
COASTAL Federal Credit Union 1 6.00% $4,027
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.63% $6,449
GoPrime Mortgage, Inc. 1 7.13% $3,947
GREENSTATE CREDIT UNION 1 6.62% $4,696
GUARANTEED RATE AFFINITY, LLC 1 6.99% $4,245
Citizens Bank 1 7.25% $2,743
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.75% $6,698
HOMEXPRESS MORTGAGE CORP. 1 8.00% $8,457
C & F Mortgage Corporation 1 7.00% $4,196
Carrington Mortgage Services, LLC 1 6.25% $9,479
Ixonia Bank 1 6.75% $14,092
CARDINAL FINANCIAL 1 7.75% $5,147
Kwik Mortgage Corporation 1 7.00% $2,770
LATINO COMMUNITY CREDIT UNION 1 7.38% $5,213
CAPITAL CENTER, L.L.C. 1 6.25% $4,083
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 7.50% $4,430
Morgan Stanley Private Bank 1 5.55% $3,912
MORTGAGE INVESTORS GROUP, INC. 1 7.25% $3,453
CANOPY MORTGAGE, LLC 1 6.38% $7,085
NASA Federal Credit Union 1 7.00% $4,885
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.49% $7,601
NBKC BANK 1 6.50% $6,653
NETWORK CAPITAL FUNDING CORPORATION 1 6.88% $14,658
BETTER MORTGAGE CORPORATION 1 6.75% $4,190
NEW WAVE LENDING GROUP INC 1 6.75% $7,248
NFM, INC. 1 7.63% $4,512

JACKSONVILLE Average Closing Costs & Other Stats

JACKSONVILLE, NC's 144 lenders originated 7,087 loans during 2025. The total origination value was $1,944,475,000, with an average loan value of $274,372.

JACKSONVILLE's average closing costs are $5,873.

The top JACKSONVILLE lender as defined by loan originations is QUICKEN LOANS, LLC, with 84 loans originated. Their average total fees are $6,870, which is $3,160 higher than the next largest lender, NAVY FEDERAL CREDIT UNION.

The lowest fee JACKSONVILLE lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($3,704), NAVY FEDERAL CREDIT UNION ($3,709), CROSSCOUNTRY MORTGAGE, LLC ($3,919), STATE EMPLOYEES' ($4,286) and INTERCOASTAL MORTGAGE COMPANY ($4,457).

The lowest rate JACKSONVILLE lenders (with over 10 loans originated) are STATE EMPLOYEES' (5.88%), Wells Fargo Bank (6.48%), Truist (6.48%), HOMESIDE FINANCIAL, LLC (6.59%) and INTERCOASTAL MORTGAGE COMPANY (6.61%).

JACKSONVILLE, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
Mortgage Research Center, LLC $139,140,000 $162,465,000 16.8% 8.4%
NAVY FEDERAL CREDIT UNION $174,820,000 $159,130,000 -9.0% 8.2%
NEWREZ LLC $74,205,000 $131,550,000 77.3% 6.8%
FREEDOM MORTGAGE CORPORATION $117,300,000 $120,755,000 2.9% 6.2%
UNITED WHOLESALE MORTGAGE, LLC $82,575,000 $115,630,000 40.0% 5.9%
GUILD MORTGAGE COMPANY $76,615,000 $92,140,000 20.3% 4.7%
MOVEMENT MORTGAGE, LLC $102,500,000 $86,455,000 -15.7% 4.4%
QUICKEN LOANS, LLC $71,150,000 $85,900,000 20.7% 4.4%
Integrity Home Mortgage Corp $28,930,000 $55,370,000 91.4% 2.8%
PENNYMAC LOAN SERVICES, LLC $37,755,000 $40,090,000 6.2% 2.1%
United Community Bank $110,000 $33,365,000 30,231.8% 1.7%
DHI MORTGAGE COMPANY, LTD. $15,490,000 $32,915,000 112.5% 1.7%
CROSSCOUNTRY MORTGAGE, LLC $32,320,000 $32,710,000 1.2% 1.7%
STATE EMPLOYEES' $27,030,000 $31,485,000 16.5% 1.6%
T2 FINANCIAL LLC $18,860,000 $31,210,000 65.5% 1.6%
GUARANTEED RATE, INC. $41,560,000 $28,880,000 -30.5% 1.5%
JET HOMELOANS, LLC $9,320,000 $28,450,000 205.3% 1.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $17,880,000 $26,035,000 45.6% 1.3%
PLAZA HOME MORTGAGE, INC. $25,100,000 $25,145,000 0.2% 1.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $4,090,000 $21,565,000 427.3% 1.1%
First-Citizens Bank & Trust Company $30,065,000 $21,120,000 -29.8% 1.1%
Truist $11,055,000 $17,710,000 60.2% 0.9%
VILLAGE CAPITAL MORTGAGE $24,190,000 $15,530,000 -35.8% 0.8%
First Bank $8,610,000 $15,110,000 75.5% 0.8%
Marine Federal Credit Union $6,695,000 $14,740,000 120.2% 0.8%
BERKELEY POINT CAPITAL LLC $14,495,000 n/a 0.7%
HOMESIDE FINANCIAL, LLC $1,840,000 $12,720,000 591.3% 0.7%
CMG MORTGAGE, INC. $10,130,000 $12,340,000 21.8% 0.6%
LOANDEPOT.COM, LLC $8,335,000 $11,885,000 42.6% 0.6%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $19,345,000 $11,815,000 -38.9% 0.6%
NEW DAY FINANCIAL, LLC $7,685,000 $11,205,000 45.8% 0.6%
USAA Federal Savings Bank $11,610,000 $9,780,000 -15.8% 0.5%
The Federal Savings Bank $4,870,000 $9,195,000 88.8% 0.5%
INTERCOASTAL MORTGAGE COMPANY $9,600,000 $8,885,000 -7.4% 0.5%
Prosperity Home Mortgage, LLC $3,375,000 $8,795,000 160.6% 0.5%
American Security Mortgage Corp. $15,765,000 $8,730,000 -44.6% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $7,095,000 $7,795,000 9.9% 0.4%
First National Bank of Pennsylvania $6,170,000 $7,775,000 26.0% 0.4%
ZILLOW HOME LOANS, LLC $1,860,000 $7,260,000 290.3% 0.4%
LENDINGHOME FUNDING CORPORATION $6,395,000 $7,090,000 10.9% 0.4%
AMERICAN FINANCIAL RESOURCES, INC. $2,795,000 $6,845,000 144.9% 0.4%
Towne Bank $5,890,000 $6,480,000 10.0% 0.3%
FBC MORTGAGE, LLC $10,395,000 $6,190,000 -40.5% 0.3%
LAKEVIEW LOAN SERVICING, LLC $5,270,000 $6,185,000 17.4% 0.3%
Southern Bank and Trust Company $4,655,000 $6,105,000 31.1% 0.3%
Equity Prime Mortgage LLC $1,575,000 $5,995,000 280.6% 0.3%
PLANET HOME LENDING, LLC $4,870,000 $5,930,000 21.8% 0.3%
SeaTrust Mortgage Company $9,975,000 $5,305,000 -46.8% 0.3%
UNION HOME MORTGAGE CORP. $7,740,000 $5,265,000 -32.0% 0.3%
PNC Bank $6,150,000 $5,100,000 -17.1% 0.3%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $6,125,000 $5,085,000 -17.0% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $1,195,000 $5,025,000 320.5% 0.3%
The Loan Store, Inc. $5,195,000 $4,940,000 -4.9% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $7,440,000 $4,905,000 -34.1% 0.3%
Wells Fargo Bank $5,625,000 $4,870,000 -13.4% 0.3%
CORNERSTONE HOME LENDING, INC. $3,370,000 $4,840,000 43.6% 0.2%
BROKER SOLUTIONS, INC. $4,890,000 $4,630,000 -5.3% 0.2%
NBKC BANK $6,255,000 $4,525,000 -27.7% 0.2%
Carrington Mortgage Services, LLC $5,540,000 $4,430,000 -20.0% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $6,850,000 $4,395,000 -35.8% 0.2%
AMERISAVE MORTGAGE CORPORATION $2,780,000 $4,350,000 56.5% 0.2%
Bank of America $7,780,000 $4,120,000 -47.0% 0.2%
Citizens Bank $865,000 $4,110,000 375.1% 0.2%
Providence Bank $1,250,000 $3,790,000 203.2% 0.2%
Commerce Home Mortgage, Inc. $1,055,000 $3,555,000 237.0% 0.2%
ServisFirst Bank $3,525,000 n/a 0.2%
JPMorgan Chase Bank $4,170,000 $3,430,000 -17.7% 0.2%
GoPrime Mortgage, Inc. $390,000 $3,315,000 750.0% 0.2%
PENTAGON FEDERAL CREDIT UNION $2,165,000 $3,075,000 42.0% 0.2%
AMERICAN HERITAGE LENDING, INC. $660,000 $3,010,000 356.1% 0.2%
Hometown Equity Mortgage, LLC $445,000 $2,990,000 571.9% 0.2%
CLEARPATH LENDING $3,750,000 $2,935,000 -21.7% 0.2%
EVERETT FINANCIAL, INC. $850,000 $2,840,000 234.1% 0.1%
Renasant Bank $1,610,000 $2,755,000 71.1% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,710,000 $2,595,000 51.8% 0.1%
Beeline Loans, Inc. $2,580,000 n/a 0.1%
Atlantic Union Bank $375,000 $2,500,000 566.7% 0.1%
21ST MORTGAGE CORPORATION $3,185,000 $2,385,000 -25.1% 0.1%
CORNING $2,135,000 $2,340,000 9.6% 0.1%
Ixonia Bank $955,000 $2,330,000 144.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $420,000 $2,275,000 441.7% 0.1%
Atlantic Coast Mortgage, LLC $2,005,000 $2,190,000 9.2% 0.1%
Presidential Bank, FSB $1,995,000 $2,115,000 6.0% 0.1%
DEEPHAVEN MORTGAGE LLC $830,000 $2,095,000 152.4% 0.1%
Century Mortgage Company DBA Century Lending Company $225,000 $2,085,000 826.7% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,130,000 $2,015,000 78.3% 0.1%
AmeriHome Mortgage Company, LLC $2,535,000 $1,990,000 -21.5% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,440,000 $1,930,000 34.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $550,000 $1,925,000 250.0% 0.1%
Mid-Continent Funding, Inc. $4,695,000 $1,885,000 -59.9% 0.1%
TD Bank $200,000 $1,865,000 832.5% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $1,390,000 $1,855,000 33.5% 0.1%
First Federal Bank $3,730,000 $1,830,000 -50.9% 0.1%
Alcova Mortgage LLC $2,300,000 $1,820,000 -20.9% 0.1%
North State Bank $6,145,000 $1,785,000 -71.0% 0.1%
United Bank $690,000 $1,715,000 148.6% 0.1%
Republic State Mortgage Co. $1,655,000 n/a 0.1%
U.S. Bank $880,000 $1,580,000 79.5% 0.1%
NEW WAVE LENDING GROUP INC $215,000 $1,560,000 625.6% 0.1%
University Bank $1,560,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $1,355,000 $1,540,000 13.7% 0.1%
Figure Lending LLC $1,045,000 $1,535,000 46.9% 0.1%
SPRING EQ, LLC $540,000 $1,500,000 177.8% 0.1%
Nations Lending Corporation $730,000 $1,485,000 103.4% 0.1%
Citizens Bank $865,000 $1,475,000 70.5% 0.1%
NFM, INC. $2,435,000 $1,465,000 -39.8% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $620,000 $1,440,000 132.3% 0.1%
Charles Schwab Bank, SSB $1,435,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,150,000 $1,425,000 -33.7% 0.1%
Gateway First Bank $1,595,000 $1,410,000 -11.6% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $335,000 $1,380,000 311.9% 0.1%
DELMAR FINANCIAL COMPANY $1,370,000 n/a 0.1%
AgCarolina Farm Credit, FLCA $3,665,000 $1,355,000 -63.0% 0.1%
CARDINAL FINANCIAL $1,670,000 $1,295,000 -22.5% 0.1%
LOANPAL, LLC $1,060,000 $1,285,000 21.2% 0.1%
RADIUS FINANCIAL GROUP INC. $685,000 $1,280,000 86.9% 0.1%
PHH Mortgage Corporation $1,365,000 $1,270,000 -7.0% 0.1%
LIMA ONE CAPITAL, LLC $1,175,000 $1,260,000 7.2% 0.1%
Acre Mortgage and Financial Inc $1,185,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $400,000 $1,185,000 196.3% 0.1%
Barrington Bank & Trust Company, N.A. $2,140,000 $1,185,000 -44.6% 0.1%
BETTER MORTGAGE CORPORATION $770,000 $1,155,000 50.0% 0.1%
Raymond James Bank $1,155,000 n/a 0.1%
Ameris Bank $1,215,000 $1,145,000 -5.8% 0.1%
EAGLE HOME MORTGAGE, LLC $1,125,000 n/a 0.1%
Magnolia Bank $660,000 $1,100,000 66.7% 0.1%
Farmers Bank & Trust $975,000 $1,075,000 10.3% 0.1%
CALCON MUTUAL MORTGAGE LLC $470,000 $1,040,000 121.3% 0.1%
EMM LOANS LLC $610,000 $1,030,000 68.9% 0.1%
MILEND, INC. $285,000 $1,030,000 261.4% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,470,000 $1,015,000 -31.0% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $225,000 $1,015,000 351.1% 0.1%
ALLIANT CREDIT UNION $545,000 $1,010,000 85.3% 0.1%
Corporate Investors Mortgage Group, Inc. $2,135,000 $1,005,000 -52.9% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,080,000 $975,000 -9.7% 0.1%
Fifth Third Bank $905,000 $950,000 5.0% 0.0%
Cornerstone First Mortgage, Inc $720,000 $915,000 27.1% 0.0%
The Huntington National Bank $405,000 $915,000 125.9% 0.0%
TOP FLITE FINANCIAL, INC. $185,000 $905,000 389.2% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,170,000 $900,000 -23.1% 0.0%
First Heritage Mortgage, LLC $890,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $395,000 $885,000 124.1% 0.0%
A&D Mortgage LLC $3,120,000 $870,000 -72.1% 0.0%
Meridian Bank Corporation $870,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $855,000 n/a 0.0%
CAPITAL CENTER, L.L.C. $665,000 $855,000 28.6% 0.0%
CANOPY MORTGAGE, LLC $275,000 $845,000 207.3% 0.0%
CSL Financial, LLC $180,000 $840,000 366.7% 0.0%
North American Savings Bank, F.S.B. $830,000 n/a 0.0%
Armed Forces Bank $1,395,000 $800,000 -42.7% 0.0%
CHURCHILL MORTGAGE CORPORATION $450,000 $800,000 77.8% 0.0%
Coastal Community Bank $565,000 $795,000 40.7% 0.0%
Kish Bank $795,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $1,250,000 $785,000 -37.2% 0.0%
ENVOY MORTGAGE, LTD $760,000 n/a 0.0%
GREENSTATE CREDIT UNION $750,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $935,000 $750,000 -19.8% 0.0%
Blue Ridge Bank $1,320,000 $725,000 -45.1% 0.0%
COASTAL Federal Credit Union $915,000 $720,000 -21.3% 0.0%
NexBank $840,000 $700,000 -16.7% 0.0%
South State Bank $680,000 $700,000 2.9% 0.0%
AMWEST FUNDING CORP. $1,160,000 $685,000 -40.9% 0.0%
Citadel Servicing Corporation $730,000 $685,000 -6.2% 0.0%
KS Bank, Inc. $685,000 n/a 0.0%
First Federal Bank $3,730,000 $655,000 -82.4% 0.0%
Morgan Stanley Private Bank $2,425,000 $655,000 -73.0% 0.0%
Flagstar Bank, FSB $2,680,000 $620,000 -76.9% 0.0%
RF Renovo Management Company, LLC $615,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $660,000 $610,000 -7.6% 0.0%
SIRVA MORTGAGE, INC. $225,000 $590,000 162.2% 0.0%
Sierra Pacific Mortgage Company, Inc. $260,000 $580,000 123.1% 0.0%
CONTOUR MORTGAGE CORPORATION $560,000 n/a 0.0%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $570,000 $545,000 -4.4% 0.0%
DIRECT MORTGAGE LOANS, LLC $535,000 n/a 0.0%
GEORGIA'S OWN $535,000 n/a 0.0%
C & F Mortgage Corporation $530,000 n/a 0.0%
First Bank $8,610,000 $525,000 -93.9% 0.0%
FLAT BRANCH MORTGAGE, INC. $520,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $350,000 $520,000 48.6% 0.0%
SWBC MORTGAGE CORPORATION $275,000 $520,000 89.1% 0.0%
Truliant Federal Credit Union $175,000 $520,000 197.1% 0.0%
MORTGAGE INVESTORS GROUP, INC. $510,000 n/a 0.0%
UMB Bank $505,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $495,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $405,000 $490,000 21.0% 0.0%
Brighton Bank $215,000 $480,000 123.3% 0.0%
MID AMERICA MORTGAGE, INC. $1,100,000 $470,000 -57.3% 0.0%
OCMBC, INC. $275,000 $470,000 70.9% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $465,000 n/a 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $2,640,000 $445,000 -83.1% 0.0%
Third Federal Savings and Loan Association of Cleveland $725,000 $445,000 -38.6% 0.0%
ROYAL UNITED MORTGAGE LLC $435,000 $420,000 -3.4% 0.0%
INTERSTATE HOME LOAN CENTER, INC. $410,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $410,000 n/a 0.0%
Performance Financial, Inc. $410,000 n/a 0.0%
Bank OZK $400,000 n/a 0.0%
EASTMAN $400,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $265,000 $395,000 49.1% 0.0%
WEYCO COMMUNITY CREDIT UNION $395,000 n/a 0.0%
Bell Bank $390,000 n/a 0.0%
RESOURCE FINANCIAL SERVICES, INC. $375,000 $385,000 2.7% 0.0%
CityWorth Mortgage LLC $375,000 n/a 0.0%
Keystone Funding, Inc. $1,175,000 $375,000 -68.1% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $370,000 n/a 0.0%
Metro City Bank $370,000 n/a 0.0%
BAY EQUITY LLC $255,000 $365,000 43.1% 0.0%
Bethpage Federal Credit Union $105,000 $365,000 247.6% 0.0%
PREMIA MORTGAGE, LLC $185,000 $365,000 97.3% 0.0%
LOANFLIGHT LENDING, LLC $935,000 $355,000 -62.0% 0.0%
Northpointe Bank $415,000 $350,000 -15.7% 0.0%
ALLIED MORTGAGE GROUP, INC. $400,000 $345,000 -13.8% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $345,000 n/a 0.0%
Granite Community Bank $345,000 n/a 0.0%
THE MORTGAGE LINK, INC. $660,000 $345,000 -47.7% 0.0%
Kwik Mortgage Corporation $335,000 n/a 0.0%
Pinnacle Bank $970,000 $335,000 -65.5% 0.0%
LANGLEY $155,000 $325,000 109.7% 0.0%
Pacific Lending LLC $245,000 $325,000 32.7% 0.0%
V.I.P. MORTGAGE, INC. $325,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $315,000 n/a 0.0%
Sunflower Bank $315,000 n/a 0.0%
TJC Mortgage, Inc. $375,000 $315,000 -16.0% 0.0%
Lincoln FSB of Nebraska $305,000 n/a 0.0%
MORTGAGEONE, INC. $305,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $165,000 $295,000 78.8% 0.0%
FIRST HERITAGE FINANCIAL, LLC $295,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $2,635,000 $290,000 -89.0% 0.0%
FIDELITY DIRECT MORTGAGE, LLC $290,000 n/a 0.0%
Capital City Home Loans, LLC $285,000 n/a 0.0%
DAS Acquisition Company, LLC $295,000 $285,000 -3.4% 0.0%
FIRST COLONY MORTGAGE CORPORATION $345,000 $285,000 -17.4% 0.0%
First Western Trust Bank $285,000 n/a 0.0%
Franklin Loan Corporation $285,000 n/a 0.0%
MLD MORTGAGE INC. $125,000 $285,000 128.0% 0.0%
VERITAS FUNDING, LLC $205,000 $285,000 39.0% 0.0%
American Mortgage & Equity Consultants, Inc. $1,115,000 $275,000 -75.3% 0.0%
CONSTRUCTIVE LOANS, LLC $185,000 $275,000 48.6% 0.0%
MORTGAGE EQUITY PARTNERS LLC $680,000 $275,000 -59.6% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $275,000 n/a 0.0%
Bank of England $245,000 $265,000 8.2% 0.0%
FIRST HOME MORTGAGE CORPORATION $1,070,000 $265,000 -75.2% 0.0%
SOUTHWEST STAGE FUNDING, LLC $445,000 $260,000 -41.6% 0.0%
FIRST BANCORP $255,000 n/a 0.0%
Fulton Bank $255,000 n/a 0.0%
Loan Simple, Inc. $365,000 $255,000 -30.1% 0.0%
Mortgage Assurance Inc. $580,000 $255,000 -56.0% 0.0%
SFMC, LP $255,000 n/a 0.0%
Stifel Bank and Trust $245,000 n/a 0.0%
Discover Bank $1,275,000 $235,000 -81.6% 0.0%
General Mortgage Capital Corporation $175,000 $235,000 34.3% 0.0%
AHL FUNDING $225,000 n/a 0.0%
LATINO COMMUNITY CREDIT UNION $225,000 n/a 0.0%
NATION ONE MORTGAGE CORPORATION $205,000 n/a 0.0%
Regions Bank $45,000 $205,000 355.6% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $535,000 $205,000 -61.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $205,000 n/a 0.0%
POLARIS HOME FUNDING CORP. $195,000 n/a 0.0%
Community First National Bank $295,000 $155,000 -47.5% 0.0%
NASA Federal Credit Union $135,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $135,000 n/a 0.0%
TEACHERS $135,000 n/a 0.0%
Northwest Federal Credit Union $315,000 $130,000 -58.7% 0.0%
TRIAD FINANCIAL SERVICES, INC. $100,000 $130,000 30.0% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $125,000 n/a 0.0%
First National Bank of America $490,000 $125,000 -74.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $445,000 $125,000 -71.9% 0.0%
PREMIER AMERICA $125,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $1,225,000 $115,000 -90.6% 0.0%
HomeTrust Bank $105,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $695,000 $105,000 -84.9% 0.0%
RESIDENTIAL BANCORP $105,000 n/a 0.0%
Summit Credit Union $195,000 $105,000 -46.2% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $2,085,000 $95,000 -95.4% 0.0%
SHARONVIEW FEDERAL CREDIT UNION $95,000 n/a 0.0%
Park Lane Finance Solutions, LLC $85,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $65,000 n/a 0.0%
Service Federal Credit Union $230,000 $55,000 -76.1% 0.0%
Signature Federal Credit Union $55,000 n/a 0.0%
UNITED $45,000 $25,000 -44.4% 0.0%

JACKSONVILLE's top lender by overall market share is Mortgage Research Center, LLC, with 8.4% market share. In second place, with 8.2%, is NAVY FEDERAL CREDIT UNION, having originated $159,130,000 in loans. In third place, with 6.8%, is NEWREZ LLC, having originated $131,550,000 in loans. In fourth place, with 6.2%, is FREEDOM MORTGAGE CORPORATION, having originated $120,755,000 in loans. In fifth place, with 5.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $115,630,000 in loans.


JACKSONVILLE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - JACKSONVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $187,725 (17.0%) $229,219 (19.0%) 0.70 1,284
2018-02-01 $186,950 (12.3%) $223,048 (12.2%) 0.68 1,332
2018-03-01 $188,450 (11.2%) $227,270 (12.2%) 0.66 1,399
2018-04-01 $189,950 (11.7%) $232,836 (12.6%) 0.64 1,374
2018-05-01 $194,598 (14.3%) $235,631 (14.6%) 0.65 1,390
2018-06-01 $194,900 (11.8%) $237,359 (11.2%) 0.65 1,381
2018-07-01 $192,000 (9.0%) $238,375 (8.0%) 0.64 1,408
2018-08-01 $194,950 (8.3%) $239,174 (7.0%) 0.65 1,390
2018-09-01 $194,500 (6.9%) $237,449 (5.4%) 0.65 1,368
2018-10-01 $195,700 (6.4%) $240,501 (7.2%) 0.66 1,035
2018-11-01 $199,500 (7.1%) $243,118 (7.5%) 0.68 945
2018-12-01 $200,500 (7.3%) $245,076 (7.3%) 0.69 861
2019-01-01 $207,400 (10.5%) $252,475 (10.2%) 0.72 776
2019-02-01 $211,710 (13.2%) $260,323 (16.7%) 0.72 742
2019-03-01 $213,220 (13.1%) $266,289 (17.2%) 0.70 726
2019-04-01 $211,450 (11.3%) $259,903 (11.6%) 0.67 809
2019-05-01 $211,200 (8.5%) $267,016 (13.3%) 0.66 1,010
2019-06-01 $210,000 (7.8%) $259,879 (9.5%) 0.66 1,135
2019-07-01 $210,925 (9.9%) $261,549 (9.7%) 0.66 1,214
2019-08-01 $209,382 (7.4%) $258,502 (8.1%) 0.66 1,296
2019-09-01 $208,605 (7.3%) $256,742 (8.1%) 0.67 1,332
2019-10-01 $208,086 (6.3%) $255,569 (6.3%) 0.67 1,361
2019-11-01 $206,000 (3.3%) $254,612 (4.7%) 0.68 1,374
2019-12-01 $208,050 (3.8%) $257,932 (5.3%) 0.69 1,284
2020-01-01 $209,900 (1.2%) $257,034 (1.8%) 0.70 1,207
2020-02-01 $209,900 (-0.9%) $256,833 (-1.3%) 0.69 1,174
2020-03-01 $213,600 (0.2%) $262,840 (-1.3%) 0.67 1,158
2020-04-01 $215,275 (1.8%) $265,398 (2.1%) 0.67 1,112
2020-05-01 $219,900 (4.1%) $274,558 (2.8%) 0.67 938
2020-06-01 $220,975 (5.2%) $275,100 (5.9%) 0.65 812
2020-07-01 $220,000 (4.3%) $274,924 (5.1%) 0.64 745
2020-08-01 $221,000 (5.6%) $281,540 (8.9%) 0.63 645
2020-09-01 $226,650 (8.7%) $282,734 (10.1%) 0.65 576
2020-10-01 $225,000 (8.1%) $287,533 (12.5%) 0.64 554
2020-11-01 $226,975 (10.2%) $295,824 (16.2%) 0.66 520
2020-12-01 $226,250 (8.8%) $302,548 (17.3%) 0.67 427
2021-01-01 $230,650 (9.9%) $313,229 (21.9%) 0.69 367
2021-02-01 $222,450 (6.0%) $312,145 (21.5%) 0.65 301
2021-03-01 $222,125 (4.0%) $308,699 (17.5%) 0.63 300
2021-04-01 $222,475 (3.3%) $314,009 (18.3%) 0.60 286
2021-05-01 $225,000 (2.3%) $318,496 (16.0%) 0.60 305
2021-06-01 $228,700 (3.5%) $331,988 (20.7%) 0.60 323
2021-07-01 $230,000 (4.6%) $338,706 (23.2%) 0.61 331
2021-08-01 $229,750 (4.0%) $340,964 (21.1%) 0.61 340
2021-09-01 $237,450 (4.8%) $338,647 (19.8%) 0.63 325
2021-10-01 $230,000 (2.2%) $334,668 (16.4%) 0.61 347
2021-11-01 $253,425 (11.7%) $352,990 (19.3%) 0.68 349
2021-12-01 $260,400 (15.1%) $364,867 (20.6%) 0.71 343
2022-01-01 $271,817 (17.9%) $381,205 (21.7%) 0.73 265
2022-02-01 $266,500 (19.8%) $372,904 (19.5%) 0.69 227
2022-03-01 $260,500 (17.3%) $365,711 (18.5%) 0.65 232
2022-04-01 $275,000 (23.6%) $390,160 (24.3%) 0.66 258
2022-05-01 $299,945 (33.3%) $406,209 (27.5%) 0.69 336
2022-06-01 $300,900 (31.6%) $415,624 (25.2%) 0.67 379
2022-07-01 $314,950 (36.9%) $424,370 (25.3%) 0.71 468
2022-08-01 $329,925 (43.6%) $427,827 (25.5%) 0.76 500
2022-09-01 $322,000 (35.6%) $413,626 (22.1%) 0.75 500
2022-10-01 $325,000 (41.3%) $407,079 (21.6%) 0.76 553
2022-11-01 $329,172 (29.9%) $408,451 (15.7%) 0.79 619
2022-12-01 $329,900 (26.7%) $410,799 (12.6%) 0.81 602
2023-01-01 $330,000 (21.4%) $407,112 (6.8%) 0.82 587
2023-02-01 $330,225 (23.9%) $398,088 (6.8%) 0.80 556
2023-03-01 $335,450 (28.8%) $411,658 (12.6%) 0.79 511
2023-04-01 $343,450 (24.9%) $416,649 (6.8%) 0.80 494
2023-05-01 $349,000 (16.4%) $431,169 (6.1%) 0.79 547
2023-06-01 $347,675 (15.6%) $437,172 (5.2%) 0.78 549
2023-07-01 $340,000 (8.0%) $423,012 (-0.3%) 0.77 574
2023-08-01 $334,475 (1.4%) $418,846 (-2.1%) 0.77 590
2023-09-01 $329,000 (2.2%) $414,691 (0.3%) 0.77 672
2023-10-01 $324,950 (0.0%) $395,955 (-2.7%) 0.76 736
2023-11-01 $325,000 (-1.3%) $397,327 (-2.7%) 0.77 812
2023-12-01 $325,000 (-1.5%) $404,148 (-1.6%) 0.79 836
2024-01-01 $324,450 (-1.7%) $400,477 (-1.6%) 0.79 781
2024-02-01 $329,793 (-0.1%) $409,724 (2.9%) 0.79 767
2024-03-01 $330,000 (-1.6%) $413,298 (0.4%) 0.78 763
2024-04-01 $340,575 (-0.8%) $448,616 (7.7%) 0.79 776
2024-05-01 $344,900 (-1.2%) $459,378 (6.5%) 0.78 855
2024-06-01 $344,900 (-0.8%) $465,077 (6.4%) 0.78 836
2024-07-01 $344,950 (1.5%) $463,268 (9.5%) 0.79 869
2024-08-01 $340,000 (1.7%) $455,844 (8.8%) 0.79 909
2024-09-01 $336,750 (2.4%) $432,802 (4.4%) 0.79 957
2024-10-01 $332,450 (2.3%) $427,861 (8.1%) 0.79 967
2024-11-01 $335,750 (3.3%) $419,239 (5.5%) 0.81 976
2024-12-01 $339,725 (4.5%) $420,443 (4.0%) 0.84 954
2025-01-01 $337,725 (4.1%) $420,866 (5.1%) 0.84 925
2025-02-01 $342,000 (3.7%) $429,796 (4.9%) 0.83 904
2025-03-01 $349,400 (5.9%) $447,593 (8.3%) 0.82 887
2025-04-01 $346,168 (1.6%) $470,298 (4.8%) 0.80 907
2025-05-01 $350,000 (1.5%) $468,512 (2.0%) 0.80 974
2025-06-01 $354,450 (2.8%) $475,379 (2.2%) 0.80 1,059
2025-07-01 $350,000 (1.5%) $473,147 (2.1%) 0.80 1,072
2025-08-01 $346,000 (1.8%) $462,322 (1.4%) 0.80 1,068
2025-09-01 $346,748 (3.0%) $462,341 (6.8%) 0.82 1,026
2025-10-01 $340,450 (2.4%) $452,355 (5.7%) 0.80 1,039
2025-11-01 $340,000 (1.3%) $449,835 (7.3%) 0.82 1,092
2025-12-01 $340,000 (0.1%) $452,610 (7.7%) 0.85 1,045
2026-01-01 $335,000 (-0.8%) $451,808 (7.4%) 0.84 983
2026-02-01 $334,375 (-2.2%) $452,191 (5.2%) 0.83 935
2026-03-01 $340,138 (-2.7%) $463,004 (3.4%) 0.82 957
2026-04-01 $339,790 (-1.8%) $473,474 (0.7%) 0.80 1,034
2026-05-01 $345,000 (-1.4%) $476,205 (1.6%) 0.80 1,069
2026-06-01 $340,998 (-3.8%) $462,476 (-2.7%) 0.79 1,135
2026-07-01 $349,950 (0.0%) $474,281 (0.2%) 0.82 1,124
2026-08-01 $348,864 (0.8%) $463,937 (0.4%) 0.82 1,191
2026-09-01 $339,791 (-2.0%) $449,964 (-2.7%) 0.00 1,234
2026-10-01 $334,000 (-1.9%) $442,443 (-2.2%) 0.00 1,252
JACKSONVILLE's median listing price for 2026-10-01 was $334,000, a difference of $-6,450 (-1.9%) versus the prior year and $-5,791 versus the prior month.

JACKSONVILLE's median listing price comes in at 0% of the national average.

JACKSONVILLE's average listing price for 2026-10-01 was $442,443, a difference of $-9,912 (-2.2%) versus the prior year and $-7,521 versus the prior month.

For the 2026-10-01 period, JACKSONVILLE had 1,252 MLS listings, a difference of 18 listings (1%) versus the prior month and 213 listings (21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - JACKSONVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 97 days 1,754 sqft
2018-02-01 87 days 1,748 sqft
2018-03-01 63 days 1,753 sqft
2018-04-01 63 days 1,756 sqft
2018-05-01 62 days 1,760 sqft
2018-06-01 65 days 1,760 sqft
2018-07-01 66 days 1,764 sqft
2018-08-01 68 days 1,786 sqft
2018-09-01 81 days 1,778 sqft
2018-10-01 101 days 1,781 sqft
2018-11-01 103 days 1,782 sqft
2018-12-01 108 days 1,779 sqft
2019-01-01 90 days 1,813 sqft
2019-02-01 74 days 1,858 sqft
2019-03-01 52 days 1,880 sqft
2019-04-01 37 days 1,868 sqft
2019-05-01 37 days 1,844 sqft
2019-06-01 50 days 1,820 sqft
2019-07-01 55 days 1,810 sqft
2019-08-01 59 days 1,792 sqft
2019-09-01 66 days 1,776 sqft
2019-10-01 74 days 1,760 sqft
2019-11-01 73 days 1,758 sqft
2019-12-01 83 days 1,769 sqft
2020-01-01 94 days 1,760 sqft
2020-02-01 89 days 1,730 sqft
2020-03-01 68 days 1,709 sqft
2020-04-01 69 days 1,736 sqft
2020-05-01 74 days 1,774 sqft
2020-06-01 69 days 1,798 sqft
2020-07-01 57 days 1,802 sqft
2020-08-01 57 days 1,789 sqft
2020-09-01 64 days 1,782 sqft
2020-10-01 59 days 1,796 sqft
2020-11-01 68 days 1,788 sqft
2020-12-01 68 days 1,758 sqft
2021-01-01 59 days 1,807 sqft
2021-02-01 49 days 1,720 sqft
2021-03-01 40 days 1,680 sqft
2021-04-01 39 days 1,705 sqft
2021-05-01 38 days 1,676 sqft
2021-06-01 40 days 1,678 sqft
2021-07-01 40 days 1,647 sqft
2021-08-01 42 days 1,619 sqft
2021-09-01 40 days 1,654 sqft
2021-10-01 39 days 1,592 sqft
2021-11-01 38 days 1,706 sqft
2021-12-01 51 days 1,718 sqft
2022-01-01 61 days 1,700 sqft
2022-02-01 42 days 1,679 sqft
2022-03-01 34 days 1,586 sqft
2022-04-01 34 days 1,651 sqft
2022-05-01 32 days 1,740 sqft
2022-06-01 36 days 1,735 sqft
2022-07-01 38 days 1,860 sqft
2022-08-01 43 days 1,863 sqft
2022-09-01 49 days 1,827 sqft
2022-10-01 48 days 1,865 sqft
2022-11-01 48 days 1,898 sqft
2022-12-01 59 days 1,908 sqft
2023-01-01 71 days 1,910 sqft
2023-02-01 51 days 1,899 sqft
2023-03-01 45 days 1,900 sqft
2023-04-01 45 days 1,941 sqft
2023-05-01 38 days 1,963 sqft
2023-06-01 42 days 1,925 sqft
2023-07-01 44 days 1,874 sqft
2023-08-01 44 days 1,832 sqft
2023-09-01 47 days 1,821 sqft
2023-10-01 47 days 1,800 sqft
2023-11-01 49 days 1,788 sqft
2023-12-01 62 days 1,800 sqft
2024-01-01 73 days 1,801 sqft
2024-02-01 66 days 1,795 sqft
2024-03-01 52 days 1,800 sqft
2024-04-01 50 days 1,809 sqft
2024-05-01 43 days 1,830 sqft
2024-06-01 52 days 1,833 sqft
2024-07-01 59 days 1,833 sqft
2024-08-01 58 days 1,802 sqft
2024-09-01 57 days 1,798 sqft
2024-10-01 58 days 1,764 sqft
2024-11-01 65 days 1,763 sqft
2024-12-01 76 days 1,793 sqft
2025-01-01 80 days 1,781 sqft
2025-02-01 69 days 1,789 sqft
2025-03-01 57 days 1,796 sqft
2025-04-01 52 days 1,793 sqft
2025-05-01 51 days 1,807 sqft
2025-06-01 53 days 1,825 sqft
2025-07-01 60 days 1,806 sqft
2025-08-01 68 days 1,802 sqft
2025-09-01 72 days 1,805 sqft
2025-10-01 72 days 1,788 sqft
2025-11-01 71 days 1,783 sqft
2025-12-01 73 days 1,773 sqft
2026-01-01 84 days 1,723 sqft
2026-02-01 69 days 1,718 sqft
2026-03-01 58 days 1,738 sqft
2026-04-01 48 days 1,710 sqft
2026-05-01 48 days 1,763 sqft
2026-06-01 54 days 1,757 sqft
2026-07-01 62 days 1,779 sqft
2026-08-01 66 days 1,784 sqft
2026-09-01 0 days 1,735 sqft
2026-10-01 0 days 1,727 sqft
JACKSONVILLE's median listing age (time on market) for 2026-10-01 was 0 days. This is -100% shorter than the same period one year ago.

JACKSONVILLE's median square footage for active listings during the 2026-10-01 period was 1,727 sqft. One year prior, the average listing was 1,788 sqft.

JACKSONVILLE, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,088 $1,234,060,000 $301,874
Refi 1,365 $438,865,000 $321,513
Cash Out Refi 882 $206,530,000 $234,161
Other 423 $37,715,000 $89,161
Home Improvement 328 $27,150,000 $82,774
NA 1 $155,000 $155,000

Jacksonville's most frequently cited loan purpose was Home Purchase, with 4,088 originations. The 2nd most popular reason was Refi, with 1,365 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 3,285 $930,395,000 $283,225
5-6% 2,069 $671,095,000 $324,357
7-8% 688 $169,730,000 $246,701
Over 8% 678 $61,400,000 $90,560
4-5% 220 $74,490,000 $338,591
3-4% 41 $13,025,000 $317,683
<2.5% 35 $2,295,000 $65,571
2.5-3% 4 $880,000 $220,000

During 2025, Jacksonville's most frequently originated rate bucket was 6-7%, with 3,285 originations.

Loan Sizing (JACKSONVILLE, NC MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 4,260 $1,218,080,000 $285,934
$100k-200k 1,222 $187,740,000 $153,633
$100,000 or less 828 $46,110,000 $55,688
$400k-600k 561 $260,115,000 $463,663
$600k-1000k 170 $124,560,000 $732,706
$Over $1MM 46 $107,870,000 $2,345,000

JACKSONVILLE's loan sizing saw the bucket of loans from $200k-400k with 4,260 originations, totaling $1,218,080,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,269 $989,785,000 $302,779
Over 100% 1,021 $328,895,000 $322,130
60-80% 877 $303,085,000 $345,593
20-40% 534 $58,650,000 $109,831
Under 20% 454 $22,300,000 $49,119
40-60% 375 $81,265,000 $216,707

JACKSONVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,269 originations, totaling $989,785,000 in origination value.