JACKSONVILLE Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Jacksonville averaged
6.86%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.85% and
one month ago for the week of 2024-11-07, the
average rate was 6.75%.
Jacksonville's average rate one year ago was 7.29%.
For refis of the same type during the week of 2024-12-12, the average rate
was 6.6%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Jacksonville 30 Year Fixed Rate | 2024-12-12 | 6.86% |
Jacksonville 30 Year Fixed Rate Refi | 2024-12-12 | 6.6% |
Jacksonville 15 Year Fixed Rate | 2024-12-12 | 5.64% |
Jacksonville 15 Year Fixed Rate Refi | 2024-12-12 | 5.74% |
Jacksonville 30 Year FHA | 2024-12-12 | 6.16% |
Jacksonville 30 Year FHA Refi | 2024-12-12 | 6.48% |
Jacksonville 30 Year USDA | 2024-12-12 | 6.2% |
Jacksonville 30 Year USDA Refi | 2024-12-12 | 6.5% |
Jacksonville 30 Year VA | 2024-12-12 | 5.85% |
Jacksonville 30 Year VA Refi | 2024-12-12 | 5.98% |
JACKSONVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JACKSONVILLE, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JACKSONVILLE Average Closing Costs & Other Stats
JACKSONVILLE, NC's 167 lenders originated 5,734
loans during 2023. The total origination value was $1,444,120,000, with an average loan value of
$251,852.
JACKSONVILLE's average closing costs are $5,450.
The top JACKSONVILLE lender as defined by loan originations is QUICKEN LOANS, LLC, with
79 loans originated. Their average total fees are
$6,858, which is $2,483
higher than the next largest lender,
STATE EMPLOYEES'.
The lowest fee JACKSONVILLE lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($2,551), NAVY FEDERAL CREDIT UNION ($3,862), LOCAL GOVERNMENT FEDERAL CREDIT UNION ($4,190), STATE EMPLOYEES' ($4,375) and GUILD MORTGAGE COMPANY ($4,978).
The lowest rate JACKSONVILLE lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.83%), STATE EMPLOYEES' (5.98%), LOCAL GOVERNMENT FEDERAL CREDIT UNION (6.07%), Truist (6.60%) and UNION HOME MORTGAGE CORP. (6.65%).
JACKSONVILLE, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
NAVY FEDERAL CREDIT UNION | $169,650,000 | $149,930,000 | -11.6% | 10.4% |
MOVEMENT MORTGAGE, LLC | $146,975,000 | $110,925,000 | -24.5% | 7.7% |
Mortgage Research Center, LLC | $155,800,000 | $110,455,000 | -29.1% | 7.6% |
UNITED WHOLESALE MORTGAGE, LLC | $58,205,000 | $82,710,000 | 42.1% | 5.7% |
GUARANTEED RATE, INC. | $93,895,000 | $62,760,000 | -33.2% | 4.3% |
QUICKEN LOANS, LLC | $72,475,000 | $60,440,000 | -16.6% | 4.2% |
FREEDOM MORTGAGE CORPORATION | $96,070,000 | $53,375,000 | -44.4% | 3.7% |
GUILD MORTGAGE COMPANY | $61,815,000 | $48,165,000 | -22.1% | 3.3% |
NEWREZ LLC | $10,705,000 | $47,675,000 | 345.4% | 3.3% |
STATE EMPLOYEES' | $59,825,000 | $38,340,000 | -35.9% | 2.7% |
Truist | $17,345,000 | $35,115,000 | 102.5% | 2.4% |
CROSSCOUNTRY MORTGAGE, LLC | $12,145,000 | $32,040,000 | 163.8% | 2.2% |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $35,235,000 | $26,245,000 | -25.5% | 1.8% |
INTERCOASTAL MORTGAGE COMPANY | $29,510,000 | $25,005,000 | -15.3% | 1.7% |
First-Citizens Bank & Trust Company | $34,975,000 | $19,890,000 | -43.1% | 1.4% |
PENNYMAC LOAN SERVICES, LLC | $29,525,000 | $19,605,000 | -33.6% | 1.4% |
DHI MORTGAGE COMPANY, LTD. | $21,725,000 | $18,750,000 | -13.7% | 1.3% |
PLAZA HOME MORTGAGE, INC. | $9,585,000 | $17,320,000 | 80.7% | 1.2% |
SeaTrust Mortgage Company | $19,735,000 | $16,055,000 | -18.6% | 1.1% |
Arbor Realty Trust, Inc. | $14,905,000 | n/a | 1.0% | |
Virginia National Bank | $14,550,000 | n/a | 1.0% | |
American Security Mortgage Corp. | $13,870,000 | $13,970,000 | 0.7% | 1.0% |
USAA Federal Savings Bank | $24,200,000 | $12,920,000 | -46.6% | 0.9% |
First Bank | $12,275,000 | $12,375,000 | 0.8% | 0.9% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $11,870,000 | $11,265,000 | -5.1% | 0.8% |
LOANDEPOT.COM, LLC | $17,765,000 | $11,265,000 | -36.6% | 0.8% |
Mr. Cooper ( Nationstar Mortgage ) | $13,405,000 | $10,940,000 | -18.4% | 0.8% |
JET HOMELOANS, LLC | $10,560,000 | $10,625,000 | 0.6% | 0.7% |
Wells Fargo Bank | $75,380,000 | $10,430,000 | -86.2% | 0.7% |
The Federal Savings Bank | $7,210,000 | $7,925,000 | 9.9% | 0.5% |
First National Bank of Pennsylvania | $5,920,000 | $7,410,000 | 25.2% | 0.5% |
PNC Bank | $12,195,000 | $7,275,000 | -40.3% | 0.5% |
UNION HOME MORTGAGE CORP. | $29,630,000 | $7,080,000 | -76.1% | 0.5% |
VILLAGE CAPITAL MORTGAGE | $5,940,000 | $6,880,000 | 15.8% | 0.5% |
CMG MORTGAGE, INC. | $5,240,000 | $6,445,000 | 23.0% | 0.4% |
Atlantic Coast Mortgage, LLC | $1,175,000 | $6,315,000 | 437.4% | 0.4% |
Marine Federal Credit Union | $4,475,000 | $6,265,000 | 40.0% | 0.4% |
Coastal Bank & Trust | $6,045,000 | n/a | 0.4% | |
NEW DAY FINANCIAL, LLC | $15,075,000 | $5,960,000 | -60.5% | 0.4% |
CORNERSTONE HOME LENDING, INC. | $7,220,000 | $5,645,000 | -21.8% | 0.4% |
LIMA ONE CAPITAL, LLC | $2,175,000 | $5,475,000 | 151.7% | 0.4% |
COASTAL Federal Credit Union | $6,635,000 | $5,375,000 | -19.0% | 0.4% |
LENDINGHOME FUNDING CORPORATION | $1,530,000 | $4,580,000 | 199.3% | 0.3% |
PENTAGON FEDERAL CREDIT UNION | $5,775,000 | $4,490,000 | -22.3% | 0.3% |
Southern Bank and Trust Company | $6,795,000 | $4,475,000 | -34.1% | 0.3% |
CARDINAL FINANCIAL | $4,030,000 | $4,470,000 | 10.9% | 0.3% |
Integrity Home Mortgage Corp | $340,000 | $4,200,000 | 1,135.3% | 0.3% |
NBKC BANK | $2,680,000 | $4,125,000 | 53.9% | 0.3% |
HOMESIDE FINANCIAL, LLC | $2,545,000 | $4,100,000 | 61.1% | 0.3% |
AMERISAVE MORTGAGE CORPORATION | $6,120,000 | $4,065,000 | -33.6% | 0.3% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $6,300,000 | $4,065,000 | -35.5% | 0.3% |
LAKEVIEW LOAN SERVICING, LLC | $4,560,000 | $3,855,000 | -15.5% | 0.3% |
Towne Bank | $6,955,000 | $3,825,000 | -45.0% | 0.3% |
LOCAL GOVERNMENT FEDERAL CREDIT UNION | $9,060,000 | $3,575,000 | -60.5% | 0.2% |
Prosperity Home Mortgage, LLC | $2,200,000 | $3,315,000 | 50.7% | 0.2% |
Carrington Mortgage Services, LLC | $7,405,000 | $3,260,000 | -56.0% | 0.2% |
Bank of America | $6,870,000 | $3,170,000 | -53.9% | 0.2% |
JPMorgan Chase Bank | $3,785,000 | $3,105,000 | -18.0% | 0.2% |
21ST MORTGAGE CORPORATION | $2,640,000 | $2,915,000 | 10.4% | 0.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $2,050,000 | $2,915,000 | 42.2% | 0.2% |
Renasant Bank | $3,860,000 | $2,910,000 | -24.6% | 0.2% |
FBC MORTGAGE, LLC | $2,830,000 | n/a | 0.2% | |
Citizens Bank | $3,240,000 | $2,685,000 | -17.1% | 0.2% |
Northpointe Bank | $3,985,000 | $2,675,000 | -32.9% | 0.2% |
EQUITY RESOURCES, INC. | $4,285,000 | $2,540,000 | -40.7% | 0.2% |
BROKER SOLUTIONS, INC. | $4,705,000 | $2,535,000 | -46.1% | 0.2% |
TD Bank | $2,585,000 | $2,460,000 | -4.8% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $3,120,000 | $2,450,000 | -21.5% | 0.2% |
CHURCHILL MORTGAGE CORPORATION | $1,580,000 | $2,160,000 | 36.7% | 0.1% |
Blue Ridge Bank | $1,895,000 | $2,125,000 | 12.1% | 0.1% |
Flagstar Bank, FSB | $5,435,000 | $2,065,000 | -62.0% | 0.1% |
Mid-Continent Funding, Inc. | $3,740,000 | $2,060,000 | -44.9% | 0.1% |
DEEPHAVEN MORTGAGE LLC | $1,625,000 | $1,995,000 | 22.8% | 0.1% |
Alcova Mortgage LLC | $3,205,000 | $1,975,000 | -38.4% | 0.1% |
A&D Mortgage LLC | $1,190,000 | $1,950,000 | 63.9% | 0.1% |
Gateway First Bank | $2,330,000 | $1,940,000 | -16.7% | 0.1% |
TOWNE MORTGAGE COMPANY | $75,000 | $1,875,000 | 2,400.0% | 0.1% |
Equity Prime Mortgage LLC | $2,310,000 | $1,870,000 | -19.0% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $3,845,000 | $1,860,000 | -51.6% | 0.1% |
Stifel Bank and Trust | $175,000 | $1,820,000 | 940.0% | 0.1% |
First Federal Bank | $950,000 | $1,805,000 | 90.0% | 0.1% |
ZILLOW HOME LOANS, LLC | $460,000 | $1,780,000 | 287.0% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,910,000 | $1,770,000 | -7.3% | 0.1% |
U.S. Bank | $5,990,000 | $1,745,000 | -70.9% | 0.1% |
United Bank | $2,205,000 | $1,720,000 | -22.0% | 0.1% |
Truliant Federal Credit Union | $1,575,000 | $1,645,000 | 4.4% | 0.1% |
GoPrime Mortgage, Inc. | $2,070,000 | $1,640,000 | -20.8% | 0.1% |
RELIANCE FIRST CAPITAL, LLC | $1,905,000 | $1,615,000 | -15.2% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,575,000 | $1,600,000 | 1.6% | 0.1% |
Regions Bank | $2,540,000 | $1,600,000 | -37.0% | 0.1% |
AMERICAN HERITAGE LENDING, INC. | $305,000 | $1,590,000 | 421.3% | 0.1% |
Ameris Bank | $2,835,000 | $1,545,000 | -45.5% | 0.1% |
NFM, INC. | $2,830,000 | $1,535,000 | -45.8% | 0.1% |
LOANPAL, LLC | $1,090,000 | $1,495,000 | 37.2% | 0.1% |
PLANET HOME LENDING, LLC | $3,780,000 | $1,445,000 | -61.8% | 0.1% |
Fifth Third Bank | $1,400,000 | $1,435,000 | 2.5% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $1,390,000 | n/a | 0.1% | |
CLEARPATH LENDING | $3,455,000 | $1,345,000 | -61.1% | 0.1% |
Plains Commerce Bank | $175,000 | $1,340,000 | 665.7% | 0.1% |
The Loan Store, Inc. | $1,330,000 | n/a | 0.1% | |
Touchstone Bank | $1,295,000 | n/a | 0.1% | |
DELMAR FINANCIAL COMPANY | $1,290,000 | n/a | 0.1% | |
PROVIDENT FUNDING ASSOCIATES, L.P. | $720,000 | $1,290,000 | 79.2% | 0.1% |
North State Bank | $8,270,000 | $1,265,000 | -84.7% | 0.1% |
Discover Bank | $605,000 | $1,250,000 | 106.6% | 0.1% |
Barrington Bank & Trust Company, N.A. | $3,560,000 | $1,230,000 | -65.4% | 0.1% |
SOUTHEAST MORTGAGE OF GEORGIA, INC. | $1,225,000 | n/a | 0.1% | |
T2 FINANCIAL LLC | $765,000 | $1,210,000 | 58.2% | 0.1% |
South State Bank | $2,575,000 | $1,190,000 | -53.8% | 0.1% |
RESOURCE FINANCIAL SERVICES, INC. | $7,050,000 | $1,185,000 | -83.2% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $3,640,000 | $1,180,000 | -67.6% | 0.1% |
ARC HOME LLC | $1,155,000 | n/a | 0.1% | |
CALIBER HOME LOANS, INC. | $33,555,000 | $1,125,000 | -96.6% | 0.1% |
The Fidelity Bank | $1,250,000 | $1,120,000 | -10.4% | 0.1% |
Morgan Stanley Private Bank | $3,030,000 | $1,085,000 | -64.2% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $1,790,000 | $1,070,000 | -40.2% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $1,055,000 | n/a | 0.1% | |
Farmers Bank & Trust | $1,050,000 | n/a | 0.1% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,160,000 | $1,050,000 | -51.4% | 0.1% |
RADIUS FINANCIAL GROUP INC. | $555,000 | $1,030,000 | 85.6% | 0.1% |
BNY Mellon | $1,025,000 | n/a | 0.1% | |
Corporate Investors Mortgage Group, Inc. | $2,305,000 | $1,025,000 | -55.5% | 0.1% |
LENDSURE MORTGAGE CORP. | $275,000 | $1,025,000 | 272.7% | 0.1% |
Bangor Savings Bank | $1,005,000 | $1,005,000 | 0.0% | 0.1% |
Figure Lending LLC | $950,000 | $985,000 | 3.7% | 0.1% |
OCMBC, INC. | $955,000 | n/a | 0.1% | |
FIRST HOME MORTGAGE CORPORATION | $665,000 | $915,000 | 37.6% | 0.1% |
Nations Lending Corporation | $1,745,000 | $910,000 | -47.9% | 0.1% |
MICHIGAN MUTUAL, INC. | $95,000 | $895,000 | 842.1% | 0.1% |
TOWER | $890,000 | n/a | 0.1% | |
Citibank | $195,000 | $885,000 | 353.8% | 0.1% |
ACADEMY MORTGAGE CORPORATION | $175,000 | $875,000 | 400.0% | 0.1% |
NTFN, INC. | $860,000 | n/a | 0.1% | |
The Central Trust Bank | $2,785,000 | $835,000 | -70.0% | 0.1% |
MORTGAGEONE, INC. | $825,000 | $825,000 | 0.0% | 0.1% |
Community Bank of the Chesapeake | $505,000 | $805,000 | 59.4% | 0.1% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $865,000 | $800,000 | -7.5% | 0.1% |
CORNING | $1,240,000 | $800,000 | -35.5% | 0.1% |
EMBRACE HOME LOANS, INC. | $285,000 | $800,000 | 180.7% | 0.1% |
MILEND, INC. | $595,000 | $790,000 | 32.8% | 0.1% |
HOMESPIRE MORTGAGE CORPORATION | $870,000 | $765,000 | -12.1% | 0.1% |
United Community Bank | $8,490,000 | $760,000 | -91.0% | 0.1% |
SOUTHERN TRUST MORTGAGE, LLC | $1,540,000 | $740,000 | -51.9% | 0.1% |
BAYSHORE MORTGAGE FUNDING, LLC | $155,000 | $735,000 | 374.2% | 0.1% |
Tidewater Home Funding, LLC | $725,000 | n/a | 0.1% | |
Armed Forces Bank | $995,000 | $720,000 | -27.6% | 0.0% |
First Heritage Mortgage, LLC | $1,040,000 | $720,000 | -30.8% | 0.0% |
Independent Bank | $715,000 | n/a | 0.0% | |
Pinnacle Bank | $710,000 | $715,000 | 0.7% | 0.0% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $595,000 | $705,000 | 18.5% | 0.0% |
CHARLOTTE METRO FEDERAL CREDIT UNION | $700,000 | n/a | 0.0% | |
AMERICAN FINANCIAL RESOURCES, INC. | $1,100,000 | $670,000 | -39.1% | 0.0% |
TOP FLITE FINANCIAL, INC. | $1,225,000 | $655,000 | -46.5% | 0.0% |
The Huntington National Bank | $1,275,000 | $640,000 | -49.8% | 0.0% |
Raymond James Bank | $505,000 | $625,000 | 23.8% | 0.0% |
SUCCESS MORTGAGE PARTNERS, INC. | $310,000 | $620,000 | 100.0% | 0.0% |
Paragon Bank | $460,000 | $605,000 | 31.5% | 0.0% |
FIRST COMMUNITY MORTGAGE, INC. | $195,000 | $600,000 | 207.7% | 0.0% |
FEDERATED MORTGAGE CORP. | $345,000 | $590,000 | 71.0% | 0.0% |
Magnolia Bank | $1,300,000 | $590,000 | -54.6% | 0.0% |
Century Mortgage Company DBA Century Lending Company | $580,000 | n/a | 0.0% | |
Sierra Pacific Mortgage Company, Inc. | $5,315,000 | $580,000 | -89.1% | 0.0% |
GUARANTEED RATE AFFINITY, LLC | $195,000 | $570,000 | 192.3% | 0.0% |
MORTGAGE EQUITY PARTNERS LLC | $135,000 | $570,000 | 322.2% | 0.0% |
SECURITYNATIONAL MORTGAGE COMPANY | $350,000 | $570,000 | 62.9% | 0.0% |
Baxter Credit Union | $565,000 | n/a | 0.0% | |
Bank of England | $2,110,000 | $560,000 | -73.5% | 0.0% |
BETTER MORTGAGE CORPORATION | $1,140,000 | $560,000 | -50.9% | 0.0% |
AMWEST FUNDING CORP. | $455,000 | $555,000 | 22.0% | 0.0% |
BNC National Bank | $1,480,000 | $550,000 | -62.8% | 0.0% |
Wyndham Capital Mortgage, Inc. | $1,925,000 | $550,000 | -71.4% | 0.0% |
GENEVA FINANCIAL, LLC | $860,000 | $540,000 | -37.2% | 0.0% |
Metro City Bank | $465,000 | $535,000 | 15.1% | 0.0% |
FOUNDERS FEDERAL CREDIT UNION | $525,000 | n/a | 0.0% | |
ROYAL UNITED MORTGAGE LLC | $1,065,000 | $525,000 | -50.7% | 0.0% |
CIVIC FINANCIAL SERVICES, LLC | $3,060,000 | $515,000 | -83.2% | 0.0% |
AMERICAN FINANCING CORPORATION | $2,165,000 | $505,000 | -76.7% | 0.0% |
HOMESTEAD FUNDING CORP. | $155,000 | $500,000 | 222.6% | 0.0% |
EASTMAN | $490,000 | n/a | 0.0% | |
HOMESTAR FINANCIAL CORPORATION | $430,000 | $490,000 | 14.0% | 0.0% |
Strong Home Mortgage, LLC | $1,195,000 | $490,000 | -59.0% | 0.0% |
BMO Harris Bank | $475,000 | n/a | 0.0% | |
NATIONWIDE MORTGAGE BANKERS, INC. | $215,000 | $470,000 | 118.6% | 0.0% |
FIRST COLONY MORTGAGE CORPORATION | $445,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $270,000 | $435,000 | 61.1% | 0.0% |
SERVICE 1ST | $415,000 | n/a | 0.0% | |
First National Bank of America | $380,000 | $410,000 | 7.9% | 0.0% |
CAPITAL CENTER, L.L.C. | $940,000 | $405,000 | -56.9% | 0.0% |
Lakeview Community Capital, LLC | $1,125,000 | $405,000 | -64.0% | 0.0% |
First Commonwealth Bank | $395,000 | n/a | 0.0% | |
Ally Bank | $390,000 | n/a | 0.0% | |
LENDINGONE, LLC | $665,000 | $380,000 | -42.9% | 0.0% |
AmeriHome Mortgage Company, LLC | $370,000 | n/a | 0.0% | |
DOMINION FINANCIAL SERVICES, LLC | $1,830,000 | $360,000 | -80.3% | 0.0% |
Commerce Home Mortgage, Inc. | $255,000 | $355,000 | 39.2% | 0.0% |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $865,000 | $355,000 | -59.0% | 0.0% |
CONTOUR MORTGAGE CORPORATION | $1,380,000 | $350,000 | -74.6% | 0.0% |
LOANLEADERS OF AMERICA, INC. | $350,000 | n/a | 0.0% | |
East Coast Capital Corp. | $420,000 | $345,000 | -17.9% | 0.0% |
KELLER MORTGAGE, LLC | $1,530,000 | $345,000 | -77.5% | 0.0% |
GARDNER FINANCIAL SERVICES, LTD. | $335,000 | n/a | 0.0% | |
The Freedom Bank of Virginia | $335,000 | n/a | 0.0% | |
GUARANTY HOME MORTGAGE CORPORATION | $330,000 | n/a | 0.0% | |
AMCAP MORTGAGE, LTD. | $245,000 | $325,000 | 32.7% | 0.0% |
Commerce Bank | $1,110,000 | $325,000 | -70.7% | 0.0% |
Cornerstone First Mortgage, Inc | $775,000 | $325,000 | -58.1% | 0.0% |
FIRST SAVINGS MORTGAGE CORPORATION | $325,000 | n/a | 0.0% | |
First Western Trust Bank | $325,000 | n/a | 0.0% | |
AMERICAN FEDERAL MORTGAGE CORPORATION | $295,000 | $305,000 | 3.4% | 0.0% |
Bank OZK | $305,000 | n/a | 0.0% | |
EVERETT FINANCIAL, INC. | $1,185,000 | $305,000 | -74.3% | 0.0% |
Princeton Mortgage Corporation | $305,000 | n/a | 0.0% | |
SWBC MORTGAGE CORPORATION | $135,000 | $305,000 | 125.9% | 0.0% |
F & M BANK CORP. | $215,000 | $295,000 | 37.2% | 0.0% |
NJ LENDERS CORP. | $295,000 | n/a | 0.0% | |
UNITED NORTHERN MORTGAGE BANKERS LIMITED | $295,000 | n/a | 0.0% | |
M&T Bank | $340,000 | $290,000 | -14.7% | 0.0% |
SELF-HELP Credit Union | $395,000 | $290,000 | -26.6% | 0.0% |
INTERNATIONAL CITY MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
RAPID MORTGAGE COMPANY | $1,475,000 | $285,000 | -80.7% | 0.0% |
SPRING EQ, LLC | $785,000 | $280,000 | -64.3% | 0.0% |
ALLEGACY FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
BAY EQUITY LLC | $175,000 | $265,000 | 51.4% | 0.0% |
CALCON MUTUAL MORTGAGE LLC | $505,000 | $265,000 | -47.5% | 0.0% |
DAS Acquisition Company, LLC | $665,000 | $265,000 | -60.2% | 0.0% |
First IC Corporation | $255,000 | n/a | 0.0% | |
NATIONS RELIABLE LENDING, LLC | $295,000 | $255,000 | -13.6% | 0.0% |
Servion, Inc. | $255,000 | n/a | 0.0% | |
EMM LOANS LLC | $960,000 | $245,000 | -74.5% | 0.0% |
ACOPIA, LLC | $240,000 | n/a | 0.0% | |
Credence Funding Corporation | $235,000 | n/a | 0.0% | |
Encompass Lending Group, LP | $235,000 | n/a | 0.0% | |
PREMIA MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
Towne Mortgage of the Carolinas, LLC | $215,000 | $235,000 | 9.3% | 0.0% |
Advance Financial Group, LLC | $225,000 | n/a | 0.0% | |
Advisors Mortgage Group, L.L.C. | $665,000 | $225,000 | -66.2% | 0.0% |
BECKAM FUNDING CORP. | $225,000 | n/a | 0.0% | |
BOND STREET MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
Burke & Herbert Bank & Trust Company | $225,000 | n/a | 0.0% | |
JMAC LENDING, INC. | $225,000 | n/a | 0.0% | |
North American Savings Bank, F.S.B. | $4,050,000 | $225,000 | -94.4% | 0.0% |
POLARIS HOME FUNDING CORP. | $330,000 | $225,000 | -31.8% | 0.0% |
PREMIER LENDING, INC. | $225,000 | n/a | 0.0% | |
SFMC, LP | $225,000 | n/a | 0.0% | |
TOTAL MORTGAGE SERVICES, LLC | $540,000 | $215,000 | -60.2% | 0.0% |
VELOCITY COMMERCIAL CAPITAL, LLC | $105,000 | $215,000 | 104.8% | 0.0% |
American Airlines Federal Credit Union | $205,000 | n/a | 0.0% | |
LEADERONE FINANCIAL CORPORATION | $205,000 | n/a | 0.0% | |
LIBERTY HOME MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
Logan Finance Corporation | $205,000 | n/a | 0.0% | |
RUOFF MORTGAGE COMPANY, INC. | $205,000 | n/a | 0.0% | |
COMMUNITYAMERICA | $195,000 | n/a | 0.0% | |
ALLIED MORTGAGE GROUP, INC. | $185,000 | n/a | 0.0% | |
Auto Club Trust, FSB | $185,000 | n/a | 0.0% | |
CANOPY MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
CBM Mortgage, Inc. | $550,000 | $185,000 | -66.4% | 0.0% |
CPM Federal Credit Union | $185,000 | n/a | 0.0% | |
DIGITAL Federal Credit Union | $370,000 | $185,000 | -50.0% | 0.0% |
KS Bank, Inc. | $185,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $105,000 | $180,000 | 71.4% | 0.0% |
BancorpSouth | $490,000 | $175,000 | -64.3% | 0.0% |
Bank of Hope | $175,000 | n/a | 0.0% | |
LENOX FINANCIAL MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
Secured Investment Corp. | $165,000 | n/a | 0.0% | |
FIRST BANCORP | $155,000 | n/a | 0.0% | |
ABSOLUTE HOME MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
HOME TOWN FUNDING, INC. | $855,000 | $145,000 | -83.0% | 0.0% |
KeyBank | $580,000 | $145,000 | -75.0% | 0.0% |
Quontic Bank | $145,000 | $145,000 | 0.0% | 0.0% |
CityWorth Mortgage LLC | $135,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $35,000 | $130,000 | 271.4% | 0.0% |
AFFINITY | $125,000 | n/a | 0.0% | |
NEW FED MORTGAGE, CORP. | $125,000 | n/a | 0.0% | |
UNIVERSITY CREDIT UNION | $125,000 | n/a | 0.0% | |
Honor Credit Union | $115,000 | n/a | 0.0% | |
Northwest Federal Credit Union | $860,000 | $115,000 | -86.6% | 0.0% |
GSF Mortgage Corporation | $105,000 | n/a | 0.0% | |
HANSCOM | $105,000 | n/a | 0.0% | |
THE SOUTHERN Credit Union | $105,000 | n/a | 0.0% | |
Willamette Valley Bank | $105,000 | n/a | 0.0% | |
ANGEL OAK HOME LOANS LLC | $44,050,000 | $85,000 | -99.8% | 0.0% |
SOUTHWEST STAGE FUNDING, LLC | $85,000 | n/a | 0.0% | |
Bethpage Federal Credit Union | $775,000 | $75,000 | -90.3% | 0.0% |
REV FEDERAL CREDIT UNION | $105,000 | $75,000 | -28.6% | 0.0% |
RTP Federal Credit Union | $120,000 | $65,000 | -45.8% | 0.0% |
UNIFY FINANCIAL Credit Union | $65,000 | n/a | 0.0% | |
Ardent Federal Credit Union | $55,000 | n/a | 0.0% | |
COMMONWEALTH ONE FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
CSL Financial, LLC | $55,000 | n/a | 0.0% | |
PROPONENT Federal Credit Union | $35,000 | n/a | 0.0% | |
UTILITIES EMPLOYEES CREDIT UNION | $105,000 | $15,000 | -85.7% | 0.0% |
JACKSONVILLE's top lender by overall market share is NAVY FEDERAL CREDIT UNION, with 10.4% market share. In second place, with 7.7%, is MOVEMENT MORTGAGE, LLC, having originated $110,925,000 in loans. In third place, with 7.6%, is Mortgage Research Center, LLC, having originated $110,455,000 in loans. In fourth place, with 5.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $82,710,000 in loans. In fifth place, with 4.3%, is GUARANTEED RATE, INC., having originated $62,760,000 in loans.
JACKSONVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JACKSONVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $187,750 (16.8%) | $229,259 (18.6%) | 0.70 | 1,284 |
2018-02-01 | $186,950 (12.1%) | $223,099 (12.2%) | 0.68 | 1,331 |
2018-03-01 | $188,500 (11.2%) | $227,323 (12.1%) | 0.66 | 1,398 |
2018-04-01 | $189,950 (11.5%) | $232,836 (12.5%) | 0.64 | 1,374 |
2018-05-01 | $194,598 (14.1%) | $235,631 (14.5%) | 0.65 | 1,390 |
2018-06-01 | $194,900 (11.7%) | $237,359 (11.2%) | 0.65 | 1,381 |
2018-07-01 | $192,000 (8.5%) | $238,375 (8.0%) | 0.64 | 1,408 |
2018-08-01 | $194,950 (8.3%) | $239,325 (7.1%) | 0.65 | 1,391 |
2018-09-01 | $194,500 (6.3%) | $238,018 (5.7%) | 0.65 | 1,371 |
2018-10-01 | $195,948 (6.4%) | $241,153 (7.5%) | 0.66 | 1,037 |
2018-11-01 | $199,700 (7.2%) | $244,258 (8.0%) | 0.68 | 948 |
2018-12-01 | $201,000 (7.5%) | $246,339 (7.9%) | 0.69 | 864 |
2019-01-01 | $207,450 (10.5%) | $253,825 (10.7%) | 0.72 | 779 |
2019-02-01 | $211,850 (13.3%) | $262,038 (17.5%) | 0.72 | 746 |
2019-03-01 | $213,718 (13.4%) | $267,971 (17.9%) | 0.70 | 730 |
2019-04-01 | $211,838 (11.5%) | $261,383 (12.3%) | 0.67 | 813 |
2019-05-01 | $211,425 (8.7%) | $267,543 (13.5%) | 0.66 | 1,011 |
2019-06-01 | $210,350 (7.9%) | $260,916 (9.9%) | 0.66 | 1,138 |
2019-07-01 | $211,000 (9.9%) | $262,122 (10.0%) | 0.66 | 1,216 |
2019-08-01 | $209,455 (7.4%) | $258,966 (8.2%) | 0.66 | 1,297 |
2019-09-01 | $208,636 (7.3%) | $257,078 (8.0%) | 0.67 | 1,334 |
2019-10-01 | $208,091 (6.2%) | $255,819 (6.1%) | 0.67 | 1,362 |
2019-11-01 | $206,000 (3.2%) | $254,844 (4.3%) | 0.68 | 1,375 |
2019-12-01 | $208,325 (3.6%) | $258,173 (4.8%) | 0.69 | 1,285 |
2020-01-01 | $209,900 (1.2%) | $257,762 (1.6%) | 0.70 | 1,208 |
2020-02-01 | $209,900 (-0.9%) | $257,574 (-1.7%) | 0.69 | 1,176 |
2020-03-01 | $213,700 (0.0%) | $263,445 (-1.7%) | 0.67 | 1,161 |
2020-04-01 | $215,400 (1.7%) | $266,162 (1.8%) | 0.67 | 1,114 |
2020-05-01 | $219,900 (4.0%) | $276,307 (3.3%) | 0.67 | 941 |
2020-06-01 | $221,450 (5.3%) | $276,978 (6.2%) | 0.65 | 815 |
2020-07-01 | $220,938 (4.7%) | $277,207 (5.8%) | 0.64 | 749 |
2020-08-01 | $221,250 (5.6%) | $283,533 (9.5%) | 0.63 | 649 |
2020-09-01 | $227,400 (9.0%) | $285,287 (11.0%) | 0.65 | 580 |
2020-10-01 | $226,225 (8.7%) | $289,755 (13.3%) | 0.65 | 557 |
2020-11-01 | $227,125 (10.3%) | $296,774 (16.5%) | 0.66 | 522 |
2020-12-01 | $226,375 (8.7%) | $303,587 (17.6%) | 0.67 | 429 |
2021-01-01 | $230,950 (10.0%) | $315,055 (22.2%) | 0.69 | 369 |
2021-02-01 | $222,925 (6.2%) | $314,273 (22.0%) | 0.65 | 302 |
2021-03-01 | $223,250 (4.5%) | $309,944 (17.7%) | 0.63 | 301 |
2021-04-01 | $223,450 (3.7%) | $314,968 (18.3%) | 0.60 | 286 |
2021-05-01 | $225,000 (2.3%) | $318,496 (15.3%) | 0.60 | 305 |
2021-06-01 | $229,450 (3.6%) | $331,918 (19.8%) | 0.60 | 325 |
2021-07-01 | $230,000 (4.1%) | $338,728 (22.2%) | 0.61 | 335 |
2021-08-01 | $229,975 (3.9%) | $342,443 (20.8%) | 0.61 | 342 |
2021-09-01 | $237,500 (4.4%) | $340,823 (19.5%) | 0.63 | 327 |
2021-10-01 | $231,000 (2.1%) | $334,774 (15.5%) | 0.62 | 350 |
2021-11-01 | $256,220 (12.8%) | $353,599 (19.2%) | 0.68 | 353 |
2021-12-01 | $264,225 (16.7%) | $365,008 (20.2%) | 0.72 | 349 |
2022-01-01 | $274,250 (18.8%) | $384,040 (21.9%) | 0.74 | 270 |
2022-02-01 | $266,500 (19.6%) | $372,904 (18.7%) | 0.69 | 227 |
2022-03-01 | $261,475 (17.1%) | $365,787 (18.0%) | 0.65 | 234 |
2022-04-01 | $277,500 (24.2%) | $390,963 (24.1%) | 0.66 | 260 |
2022-05-01 | $299,945 (33.3%) | $406,391 (27.6%) | 0.69 | 336 |
2022-06-01 | $302,450 (31.8%) | $415,825 (25.3%) | 0.67 | 380 |
2022-07-01 | $315,000 (37.0%) | $426,071 (25.8%) | 0.71 | 468 |
2022-08-01 | $329,700 (43.4%) | $428,164 (25.0%) | 0.76 | 501 |
2022-09-01 | $322,000 (35.6%) | $413,648 (21.4%) | 0.75 | 501 |
2022-10-01 | $325,000 (40.7%) | $407,079 (21.6%) | 0.76 | 553 |
2022-11-01 | $329,444 (28.6%) | $408,192 (15.4%) | 0.79 | 619 |
2022-12-01 | $329,900 (24.9%) | $411,309 (12.7%) | 0.81 | 602 |
2023-01-01 | $330,000 (20.3%) | $407,682 (6.2%) | 0.82 | 588 |
2023-02-01 | $330,450 (24.0%) | $399,586 (7.2%) | 0.80 | 557 |
2023-03-01 | $335,900 (28.5%) | $413,235 (13.0%) | 0.79 | 512 |
2023-04-01 | $344,900 (24.3%) | $417,804 (6.9%) | 0.80 | 495 |
2023-05-01 | $349,225 (16.4%) | $432,551 (6.4%) | 0.79 | 550 |
2023-06-01 | $347,450 (14.9%) | $437,925 (5.3%) | 0.78 | 550 |
2023-07-01 | $340,000 (7.9%) | $423,838 (-0.5%) | 0.77 | 575 |
2023-08-01 | $335,925 (1.9%) | $419,209 (-2.1%) | 0.77 | 591 |
2023-09-01 | $329,000 (2.2%) | $415,073 (0.3%) | 0.77 | 672 |
2023-10-01 | $324,975 (0.0%) | $395,942 (-2.7%) | 0.76 | 736 |
2023-11-01 | $325,000 (-1.4%) | $397,533 (-2.6%) | 0.77 | 812 |
2023-12-01 | $325,000 (-1.5%) | $403,993 (-1.8%) | 0.79 | 836 |
2024-01-01 | $324,450 (-1.7%) | $400,477 (-1.8%) | 0.79 | 781 |
2024-02-01 | $329,793 (-0.2%) | $409,724 (2.5%) | 0.79 | 767 |
2024-03-01 | $330,000 (-1.8%) | $413,280 (0.0%) | 0.78 | 763 |
2024-04-01 | $340,575 (-1.3%) | $448,510 (7.4%) | 0.79 | 776 |
2024-05-01 | $346,950 (-0.7%) | $468,401 (8.3%) | 0.78 | 854 |
2024-06-01 | $345,000 (-0.7%) | $473,365 (8.1%) | 0.78 | 841 |
2024-07-01 | $344,975 (1.5%) | $463,354 (9.3%) | 0.79 | 868 |
2024-08-01 | $340,500 (1.4%) | $455,981 (8.8%) | 0.79 | 908 |
2024-09-01 | $335,000 (1.8%) | $431,670 (4.0%) | 0.79 | 957 |
2024-10-01 | $334,900 (3.1%) | $427,121 (7.9%) | 0.79 | 966 |
2024-11-01 | $335,750 (3.3%) | $419,353 (5.5%) | 0.81 | 976 |
JACKSONVILLE's median listing price comes in at 81% of the national average.
JACKSONVILLE's average listing price for 2024-11-01 was $419,353, a difference of $21,820 (5.5%) versus the prior year and $-7,768 versus the prior month.
For the 2024-11-01 period, JACKSONVILLE had 976 MLS listings, a difference of 10 listings (1%) versus the prior month and 164 listings (20%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JACKSONVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 97 days | 1,754 sqft |
2018-02-01 | 86 days | 1,748 sqft |
2018-03-01 | 63 days | 1,753 sqft |
2018-04-01 | 63 days | 1,756 sqft |
2018-05-01 | 62 days | 1,760 sqft |
2018-06-01 | 65 days | 1,760 sqft |
2018-07-01 | 66 days | 1,764 sqft |
2018-08-01 | 68 days | 1,786 sqft |
2018-09-01 | 81 days | 1,779 sqft |
2018-10-01 | 101 days | 1,781 sqft |
2018-11-01 | 102 days | 1,784 sqft |
2018-12-01 | 108 days | 1,782 sqft |
2019-01-01 | 90 days | 1,814 sqft |
2019-02-01 | 74 days | 1,862 sqft |
2019-03-01 | 52 days | 1,883 sqft |
2019-04-01 | 37 days | 1,871 sqft |
2019-05-01 | 37 days | 1,844 sqft |
2019-06-01 | 50 days | 1,821 sqft |
2019-07-01 | 55 days | 1,811 sqft |
2019-08-01 | 59 days | 1,792 sqft |
2019-09-01 | 66 days | 1,777 sqft |
2019-10-01 | 74 days | 1,761 sqft |
2019-11-01 | 73 days | 1,760 sqft |
2019-12-01 | 83 days | 1,770 sqft |
2020-01-01 | 94 days | 1,760 sqft |
2020-02-01 | 89 days | 1,731 sqft |
2020-03-01 | 68 days | 1,710 sqft |
2020-04-01 | 70 days | 1,736 sqft |
2020-05-01 | 75 days | 1,777 sqft |
2020-06-01 | 69 days | 1,800 sqft |
2020-07-01 | 57 days | 1,804 sqft |
2020-08-01 | 57 days | 1,794 sqft |
2020-09-01 | 64 days | 1,790 sqft |
2020-10-01 | 59 days | 1,800 sqft |
2020-11-01 | 68 days | 1,789 sqft |
2020-12-01 | 68 days | 1,763 sqft |
2021-01-01 | 60 days | 1,813 sqft |
2021-02-01 | 49 days | 1,723 sqft |
2021-03-01 | 40 days | 1,690 sqft |
2021-04-01 | 40 days | 1,712 sqft |
2021-05-01 | 38 days | 1,674 sqft |
2021-06-01 | 41 days | 1,670 sqft |
2021-07-01 | 40 days | 1,647 sqft |
2021-08-01 | 41 days | 1,622 sqft |
2021-09-01 | 40 days | 1,653 sqft |
2021-10-01 | 39 days | 1,600 sqft |
2021-11-01 | 38 days | 1,710 sqft |
2021-12-01 | 53 days | 1,729 sqft |
2022-01-01 | 61 days | 1,728 sqft |
2022-02-01 | 42 days | 1,679 sqft |
2022-03-01 | 34 days | 1,591 sqft |
2022-04-01 | 34 days | 1,657 sqft |
2022-05-01 | 32 days | 1,736 sqft |
2022-06-01 | 36 days | 1,731 sqft |
2022-07-01 | 38 days | 1,860 sqft |
2022-08-01 | 43 days | 1,865 sqft |
2022-09-01 | 49 days | 1,827 sqft |
2022-10-01 | 49 days | 1,865 sqft |
2022-11-01 | 48 days | 1,895 sqft |
2022-12-01 | 59 days | 1,904 sqft |
2023-01-01 | 71 days | 1,910 sqft |
2023-02-01 | 51 days | 1,901 sqft |
2023-03-01 | 45 days | 1,900 sqft |
2023-04-01 | 45 days | 1,941 sqft |
2023-05-01 | 38 days | 1,964 sqft |
2023-06-01 | 42 days | 1,925 sqft |
2023-07-01 | 44 days | 1,884 sqft |
2023-08-01 | 44 days | 1,834 sqft |
2023-09-01 | 47 days | 1,825 sqft |
2023-10-01 | 47 days | 1,800 sqft |
2023-11-01 | 49 days | 1,788 sqft |
2023-12-01 | 62 days | 1,800 sqft |
2024-01-01 | 73 days | 1,801 sqft |
2024-02-01 | 66 days | 1,795 sqft |
2024-03-01 | 52 days | 1,800 sqft |
2024-04-01 | 50 days | 1,809 sqft |
2024-05-01 | 41 days | 1,833 sqft |
2024-06-01 | 50 days | 1,843 sqft |
2024-07-01 | 59 days | 1,834 sqft |
2024-08-01 | 58 days | 1,802 sqft |
2024-09-01 | 58 days | 1,795 sqft |
2024-10-01 | 58 days | 1,764 sqft |
2024-11-01 | 65 days | 1,763 sqft |
JACKSONVILLE's median square footage for active listings during the 2024-11-01 period was 1,763 sqft. One year prior, the average listing was 1,788 sqft.
JACKSONVILLE, NC Average Rent (2023)
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Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
---|---|---|---|---|---|---|
28445 | Jacksonville, NC MSA | $780 | $960 | $1,120 | $1,580 | $1,860 |
28454 | Jacksonville, NC MSA | $900 | $1,110 | $1,290 | $1,810 | $2,120 |
28460 | Jacksonville, NC MSA | $780 | $930 | $1,110 | $1,580 | $1,890 |
28518 | Jacksonville, NC MSA | $580 | $670 | $790 | $1,120 | $1,350 |
28521 | Jacksonville, NC MSA | $580 | $670 | $790 | $1,120 | $1,350 |
28539 | Jacksonville, NC MSA | $650 | $780 | $930 | $1,320 | $1,580 |
28540 | Jacksonville, NC MSA | $620 | $750 | $890 | $1,260 | $1,520 |
28541 | Jacksonville, NC MSA | $670 | $800 | $950 | $1,350 | $1,620 |
28542 | Jacksonville, NC MSA | $670 | $800 | $950 | $1,350 | $1,620 |
28543 | Jacksonville, NC MSA | $810 | $970 | $1,150 | $1,630 | $1,960 |
28544 | Jacksonville, NC MSA | $660 | $790 | $940 | $1,340 | $1,600 |
28545 | Jacksonville, NC MSA | $670 | $800 | $950 | $1,350 | $1,620 |
28546 | Jacksonville, NC MSA | $740 | $880 | $1,050 | $1,490 | $1,790 |
28547 | Jacksonville, NC MSA | $860 | $1,030 | $1,230 | $1,750 | $2,100 |
28555 | Jacksonville, NC MSA | $670 | $740 | $920 | $1,300 | $1,440 |
28572 | Jacksonville, NC MSA | $580 | $670 | $790 | $1,120 | $1,350 |
28574 | Jacksonville, NC MSA | $710 | $850 | $1,010 | $1,440 | $1,720 |
28582 | Jacksonville, NC MSA | $700 | $820 | $980 | $1,400 | $1,650 |
28584 | Jacksonville, NC MSA | $740 | $880 | $1,050 | $1,490 | $1,790 |
2022 Average & Median Rent Data Statistics
JACKSONVILLE, NC average 1BR rent: $837, median: $800
JACKSONVILLE, NC average 2BR rent: $994, median: $950
JACKSONVILLE, NC average 3BR rent: $1,411, median: $1,350
JACKSONVILLE, NC Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 4,184 | $1,174,700,000 | $280,760 |
Cash Out Refi | 644 | $161,050,000 | $250,078 |
Other | 421 | $38,195,000 | $90,724 |
Home Improvement | 275 | $23,635,000 | $85,945 |
Refi | 210 | $46,540,000 | $221,619 |
Jacksonville's most frequently cited loan purpose was Home Purchase, with 4,184 originations. The 2nd most popular reason was Cash Out Refi, with 644 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 2,241 | $620,815,000 | $277,026 |
5-6% | 1,334 | $387,750,000 | $290,667 |
7-8% | 1,180 | $278,830,000 | $236,297 |
Over 8% | 659 | $81,265,000 | $123,316 |
4-5% | 191 | $39,795,000 | $208,351 |
<2.5% | 49 | $2,585,000 | $52,755 |
3-4% | 12 | $2,440,000 | $203,333 |
2.5-3% | 6 | $1,350,000 | $225,000 |
During 2023, Jacksonville's most frequently originated rate bucket was 6-7%, with 2,241 originations.
Loan Sizing (JACKSONVILLE, NC MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$200k-400k | 3,144 | $869,410,000 | $276,530 |
$100k-200k | 1,294 | $203,260,000 | $157,079 |
$100,000 or less | 814 | $42,800,000 | $52,580 |
$400k-600k | 363 | $170,085,000 | $468,554 |
$600k-1000k | 83 | $59,525,000 | $717,169 |
$Over $1MM | 36 | $99,040,000 | $2,751,111 |
JACKSONVILLE's loan sizing saw the bucket of loans from $200k-400k with 3,144 originations, totaling $869,410,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 2,869 | $784,685,000 | $273,505 |
Over 100% | 843 | $252,875,000 | $299,970 |
60-80% | 831 | $227,505,000 | $273,773 |
Under 20% | 456 | $19,720,000 | $43,246 |
20-40% | 387 | $43,035,000 | $111,202 |
40-60% | 266 | $80,350,000 | $302,068 |
JACKSONVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,869 originations, totaling $784,685,000 in origination value.