JACKSONVILLE Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Jacksonville averaged
7.24%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.3% and
one month ago for the week of 2026-10-01, the
average rate was 7.44%.
Jacksonville's average rate one year ago was 6.13%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.5%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Jacksonville 30 Year Fixed Rate | 2026-11-05 | 7.24% |
| Jacksonville 30 Year Fixed Rate Refi | 2026-11-05 | 7.5% |
| Jacksonville 15 Year Fixed Rate | 2026-11-05 | 6.77% |
| Jacksonville 15 Year Fixed Rate Refi | 2026-11-05 | 6.47% |
| Jacksonville 30 Year FHA | 2026-11-05 | 7.01% |
| Jacksonville 30 Year FHA Refi | 2026-11-05 | 6.83% |
| Jacksonville 30 Year USDA | 2026-11-05 | 6.8% |
| Jacksonville 30 Year USDA Refi | 2026-11-05 | 7.1% |
| Jacksonville 30 Year VA | 2026-11-05 | 6.98% |
| Jacksonville 30 Year VA Refi | 2026-11-05 | 6.36% |
JACKSONVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JACKSONVILLE, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JACKSONVILLE Average Closing Costs & Other Stats
JACKSONVILLE, NC's 144 lenders originated 7,087
loans during 2025. The total origination value was $1,944,475,000, with an average loan value of
$274,372.
JACKSONVILLE's average closing costs are $5,873.
The top JACKSONVILLE lender as defined by loan originations is QUICKEN LOANS, LLC, with
84 loans originated. Their average total fees are
$6,870, which is $3,160
higher than the next largest lender,
NAVY FEDERAL CREDIT UNION.
The lowest fee JACKSONVILLE lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($3,704), NAVY FEDERAL CREDIT UNION ($3,709), CROSSCOUNTRY MORTGAGE, LLC ($3,919), STATE EMPLOYEES' ($4,286) and INTERCOASTAL MORTGAGE COMPANY ($4,457).
The lowest rate JACKSONVILLE lenders (with over 10 loans originated) are
STATE EMPLOYEES' (5.88%), Wells Fargo Bank (6.48%), Truist (6.48%), HOMESIDE FINANCIAL, LLC (6.59%) and INTERCOASTAL MORTGAGE COMPANY (6.61%).
JACKSONVILLE, NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| Mortgage Research Center, LLC | $139,140,000 | $162,465,000 | 16.8% | 8.4% |
| NAVY FEDERAL CREDIT UNION | $174,820,000 | $159,130,000 | -9.0% | 8.2% |
| NEWREZ LLC | $74,205,000 | $131,550,000 | 77.3% | 6.8% |
| FREEDOM MORTGAGE CORPORATION | $117,300,000 | $120,755,000 | 2.9% | 6.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $82,575,000 | $115,630,000 | 40.0% | 5.9% |
| GUILD MORTGAGE COMPANY | $76,615,000 | $92,140,000 | 20.3% | 4.7% |
| MOVEMENT MORTGAGE, LLC | $102,500,000 | $86,455,000 | -15.7% | 4.4% |
| QUICKEN LOANS, LLC | $71,150,000 | $85,900,000 | 20.7% | 4.4% |
| Integrity Home Mortgage Corp | $28,930,000 | $55,370,000 | 91.4% | 2.8% |
| PENNYMAC LOAN SERVICES, LLC | $37,755,000 | $40,090,000 | 6.2% | 2.1% |
| United Community Bank | $110,000 | $33,365,000 | 30,231.8% | 1.7% |
| DHI MORTGAGE COMPANY, LTD. | $15,490,000 | $32,915,000 | 112.5% | 1.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $32,320,000 | $32,710,000 | 1.2% | 1.7% |
| STATE EMPLOYEES' | $27,030,000 | $31,485,000 | 16.5% | 1.6% |
| T2 FINANCIAL LLC | $18,860,000 | $31,210,000 | 65.5% | 1.6% |
| GUARANTEED RATE, INC. | $41,560,000 | $28,880,000 | -30.5% | 1.5% |
| JET HOMELOANS, LLC | $9,320,000 | $28,450,000 | 205.3% | 1.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $17,880,000 | $26,035,000 | 45.6% | 1.3% |
| PLAZA HOME MORTGAGE, INC. | $25,100,000 | $25,145,000 | 0.2% | 1.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $4,090,000 | $21,565,000 | 427.3% | 1.1% |
| First-Citizens Bank & Trust Company | $30,065,000 | $21,120,000 | -29.8% | 1.1% |
| Truist | $11,055,000 | $17,710,000 | 60.2% | 0.9% |
| VILLAGE CAPITAL MORTGAGE | $24,190,000 | $15,530,000 | -35.8% | 0.8% |
| First Bank | $8,610,000 | $15,110,000 | 75.5% | 0.8% |
| Marine Federal Credit Union | $6,695,000 | $14,740,000 | 120.2% | 0.8% |
| BERKELEY POINT CAPITAL LLC | $14,495,000 | n/a | 0.7% | |
| HOMESIDE FINANCIAL, LLC | $1,840,000 | $12,720,000 | 591.3% | 0.7% |
| CMG MORTGAGE, INC. | $10,130,000 | $12,340,000 | 21.8% | 0.6% |
| LOANDEPOT.COM, LLC | $8,335,000 | $11,885,000 | 42.6% | 0.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $19,345,000 | $11,815,000 | -38.9% | 0.6% |
| NEW DAY FINANCIAL, LLC | $7,685,000 | $11,205,000 | 45.8% | 0.6% |
| USAA Federal Savings Bank | $11,610,000 | $9,780,000 | -15.8% | 0.5% |
| The Federal Savings Bank | $4,870,000 | $9,195,000 | 88.8% | 0.5% |
| INTERCOASTAL MORTGAGE COMPANY | $9,600,000 | $8,885,000 | -7.4% | 0.5% |
| Prosperity Home Mortgage, LLC | $3,375,000 | $8,795,000 | 160.6% | 0.5% |
| American Security Mortgage Corp. | $15,765,000 | $8,730,000 | -44.6% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,095,000 | $7,795,000 | 9.9% | 0.4% |
| First National Bank of Pennsylvania | $6,170,000 | $7,775,000 | 26.0% | 0.4% |
| ZILLOW HOME LOANS, LLC | $1,860,000 | $7,260,000 | 290.3% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $6,395,000 | $7,090,000 | 10.9% | 0.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,795,000 | $6,845,000 | 144.9% | 0.4% |
| Towne Bank | $5,890,000 | $6,480,000 | 10.0% | 0.3% |
| FBC MORTGAGE, LLC | $10,395,000 | $6,190,000 | -40.5% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $5,270,000 | $6,185,000 | 17.4% | 0.3% |
| Southern Bank and Trust Company | $4,655,000 | $6,105,000 | 31.1% | 0.3% |
| Equity Prime Mortgage LLC | $1,575,000 | $5,995,000 | 280.6% | 0.3% |
| PLANET HOME LENDING, LLC | $4,870,000 | $5,930,000 | 21.8% | 0.3% |
| SeaTrust Mortgage Company | $9,975,000 | $5,305,000 | -46.8% | 0.3% |
| UNION HOME MORTGAGE CORP. | $7,740,000 | $5,265,000 | -32.0% | 0.3% |
| PNC Bank | $6,150,000 | $5,100,000 | -17.1% | 0.3% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $6,125,000 | $5,085,000 | -17.0% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,195,000 | $5,025,000 | 320.5% | 0.3% |
| The Loan Store, Inc. | $5,195,000 | $4,940,000 | -4.9% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $7,440,000 | $4,905,000 | -34.1% | 0.3% |
| Wells Fargo Bank | $5,625,000 | $4,870,000 | -13.4% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $3,370,000 | $4,840,000 | 43.6% | 0.2% |
| BROKER SOLUTIONS, INC. | $4,890,000 | $4,630,000 | -5.3% | 0.2% |
| NBKC BANK | $6,255,000 | $4,525,000 | -27.7% | 0.2% |
| Carrington Mortgage Services, LLC | $5,540,000 | $4,430,000 | -20.0% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $6,850,000 | $4,395,000 | -35.8% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $2,780,000 | $4,350,000 | 56.5% | 0.2% |
| Bank of America | $7,780,000 | $4,120,000 | -47.0% | 0.2% |
| Citizens Bank | $865,000 | $4,110,000 | 375.1% | 0.2% |
| Providence Bank | $1,250,000 | $3,790,000 | 203.2% | 0.2% |
| Commerce Home Mortgage, Inc. | $1,055,000 | $3,555,000 | 237.0% | 0.2% |
| ServisFirst Bank | $3,525,000 | n/a | 0.2% | |
| JPMorgan Chase Bank | $4,170,000 | $3,430,000 | -17.7% | 0.2% |
| GoPrime Mortgage, Inc. | $390,000 | $3,315,000 | 750.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $2,165,000 | $3,075,000 | 42.0% | 0.2% |
| AMERICAN HERITAGE LENDING, INC. | $660,000 | $3,010,000 | 356.1% | 0.2% |
| Hometown Equity Mortgage, LLC | $445,000 | $2,990,000 | 571.9% | 0.2% |
| CLEARPATH LENDING | $3,750,000 | $2,935,000 | -21.7% | 0.2% |
| EVERETT FINANCIAL, INC. | $850,000 | $2,840,000 | 234.1% | 0.1% |
| Renasant Bank | $1,610,000 | $2,755,000 | 71.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,710,000 | $2,595,000 | 51.8% | 0.1% |
| Beeline Loans, Inc. | $2,580,000 | n/a | 0.1% | |
| Atlantic Union Bank | $375,000 | $2,500,000 | 566.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,185,000 | $2,385,000 | -25.1% | 0.1% |
| CORNING | $2,135,000 | $2,340,000 | 9.6% | 0.1% |
| Ixonia Bank | $955,000 | $2,330,000 | 144.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $420,000 | $2,275,000 | 441.7% | 0.1% |
| Atlantic Coast Mortgage, LLC | $2,005,000 | $2,190,000 | 9.2% | 0.1% |
| Presidential Bank, FSB | $1,995,000 | $2,115,000 | 6.0% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $830,000 | $2,095,000 | 152.4% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $225,000 | $2,085,000 | 826.7% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,130,000 | $2,015,000 | 78.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $2,535,000 | $1,990,000 | -21.5% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $1,440,000 | $1,930,000 | 34.0% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $550,000 | $1,925,000 | 250.0% | 0.1% |
| Mid-Continent Funding, Inc. | $4,695,000 | $1,885,000 | -59.9% | 0.1% |
| TD Bank | $200,000 | $1,865,000 | 832.5% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,390,000 | $1,855,000 | 33.5% | 0.1% |
| First Federal Bank | $3,730,000 | $1,830,000 | -50.9% | 0.1% |
| Alcova Mortgage LLC | $2,300,000 | $1,820,000 | -20.9% | 0.1% |
| North State Bank | $6,145,000 | $1,785,000 | -71.0% | 0.1% |
| United Bank | $690,000 | $1,715,000 | 148.6% | 0.1% |
| Republic State Mortgage Co. | $1,655,000 | n/a | 0.1% | |
| U.S. Bank | $880,000 | $1,580,000 | 79.5% | 0.1% |
| NEW WAVE LENDING GROUP INC | $215,000 | $1,560,000 | 625.6% | 0.1% |
| University Bank | $1,560,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $1,355,000 | $1,540,000 | 13.7% | 0.1% |
| Figure Lending LLC | $1,045,000 | $1,535,000 | 46.9% | 0.1% |
| SPRING EQ, LLC | $540,000 | $1,500,000 | 177.8% | 0.1% |
| Nations Lending Corporation | $730,000 | $1,485,000 | 103.4% | 0.1% |
| Citizens Bank | $865,000 | $1,475,000 | 70.5% | 0.1% |
| NFM, INC. | $2,435,000 | $1,465,000 | -39.8% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $620,000 | $1,440,000 | 132.3% | 0.1% |
| Charles Schwab Bank, SSB | $1,435,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $2,150,000 | $1,425,000 | -33.7% | 0.1% |
| Gateway First Bank | $1,595,000 | $1,410,000 | -11.6% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $335,000 | $1,380,000 | 311.9% | 0.1% |
| DELMAR FINANCIAL COMPANY | $1,370,000 | n/a | 0.1% | |
| AgCarolina Farm Credit, FLCA | $3,665,000 | $1,355,000 | -63.0% | 0.1% |
| CARDINAL FINANCIAL | $1,670,000 | $1,295,000 | -22.5% | 0.1% |
| LOANPAL, LLC | $1,060,000 | $1,285,000 | 21.2% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $685,000 | $1,280,000 | 86.9% | 0.1% |
| PHH Mortgage Corporation | $1,365,000 | $1,270,000 | -7.0% | 0.1% |
| LIMA ONE CAPITAL, LLC | $1,175,000 | $1,260,000 | 7.2% | 0.1% |
| Acre Mortgage and Financial Inc | $1,185,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $400,000 | $1,185,000 | 196.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,140,000 | $1,185,000 | -44.6% | 0.1% |
| BETTER MORTGAGE CORPORATION | $770,000 | $1,155,000 | 50.0% | 0.1% |
| Raymond James Bank | $1,155,000 | n/a | 0.1% | |
| Ameris Bank | $1,215,000 | $1,145,000 | -5.8% | 0.1% |
| EAGLE HOME MORTGAGE, LLC | $1,125,000 | n/a | 0.1% | |
| Magnolia Bank | $660,000 | $1,100,000 | 66.7% | 0.1% |
| Farmers Bank & Trust | $975,000 | $1,075,000 | 10.3% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $470,000 | $1,040,000 | 121.3% | 0.1% |
| EMM LOANS LLC | $610,000 | $1,030,000 | 68.9% | 0.1% |
| MILEND, INC. | $285,000 | $1,030,000 | 261.4% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,470,000 | $1,015,000 | -31.0% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $225,000 | $1,015,000 | 351.1% | 0.1% |
| ALLIANT CREDIT UNION | $545,000 | $1,010,000 | 85.3% | 0.1% |
| Corporate Investors Mortgage Group, Inc. | $2,135,000 | $1,005,000 | -52.9% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,080,000 | $975,000 | -9.7% | 0.1% |
| Fifth Third Bank | $905,000 | $950,000 | 5.0% | 0.0% |
| Cornerstone First Mortgage, Inc | $720,000 | $915,000 | 27.1% | 0.0% |
| The Huntington National Bank | $405,000 | $915,000 | 125.9% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $185,000 | $905,000 | 389.2% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,170,000 | $900,000 | -23.1% | 0.0% |
| First Heritage Mortgage, LLC | $890,000 | n/a | 0.0% | |
| NORWICH COMMERCIAL GROUP, INC. | $395,000 | $885,000 | 124.1% | 0.0% |
| A&D Mortgage LLC | $3,120,000 | $870,000 | -72.1% | 0.0% |
| Meridian Bank Corporation | $870,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $855,000 | n/a | 0.0% | |
| CAPITAL CENTER, L.L.C. | $665,000 | $855,000 | 28.6% | 0.0% |
| CANOPY MORTGAGE, LLC | $275,000 | $845,000 | 207.3% | 0.0% |
| CSL Financial, LLC | $180,000 | $840,000 | 366.7% | 0.0% |
| North American Savings Bank, F.S.B. | $830,000 | n/a | 0.0% | |
| Armed Forces Bank | $1,395,000 | $800,000 | -42.7% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $450,000 | $800,000 | 77.8% | 0.0% |
| Coastal Community Bank | $565,000 | $795,000 | 40.7% | 0.0% |
| Kish Bank | $795,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $1,250,000 | $785,000 | -37.2% | 0.0% |
| ENVOY MORTGAGE, LTD | $760,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $750,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $935,000 | $750,000 | -19.8% | 0.0% |
| Blue Ridge Bank | $1,320,000 | $725,000 | -45.1% | 0.0% |
| COASTAL Federal Credit Union | $915,000 | $720,000 | -21.3% | 0.0% |
| NexBank | $840,000 | $700,000 | -16.7% | 0.0% |
| South State Bank | $680,000 | $700,000 | 2.9% | 0.0% |
| AMWEST FUNDING CORP. | $1,160,000 | $685,000 | -40.9% | 0.0% |
| Citadel Servicing Corporation | $730,000 | $685,000 | -6.2% | 0.0% |
| KS Bank, Inc. | $685,000 | n/a | 0.0% | |
| First Federal Bank | $3,730,000 | $655,000 | -82.4% | 0.0% |
| Morgan Stanley Private Bank | $2,425,000 | $655,000 | -73.0% | 0.0% |
| Flagstar Bank, FSB | $2,680,000 | $620,000 | -76.9% | 0.0% |
| RF Renovo Management Company, LLC | $615,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $660,000 | $610,000 | -7.6% | 0.0% |
| SIRVA MORTGAGE, INC. | $225,000 | $590,000 | 162.2% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $260,000 | $580,000 | 123.1% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $560,000 | n/a | 0.0% | |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $570,000 | $545,000 | -4.4% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $535,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $535,000 | n/a | 0.0% | |
| C & F Mortgage Corporation | $530,000 | n/a | 0.0% | |
| First Bank | $8,610,000 | $525,000 | -93.9% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $520,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $350,000 | $520,000 | 48.6% | 0.0% |
| SWBC MORTGAGE CORPORATION | $275,000 | $520,000 | 89.1% | 0.0% |
| Truliant Federal Credit Union | $175,000 | $520,000 | 197.1% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $510,000 | n/a | 0.0% | |
| UMB Bank | $505,000 | n/a | 0.0% | |
| ALAMEDA MORTGAGE CORPORATION | $495,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $405,000 | $490,000 | 21.0% | 0.0% |
| Brighton Bank | $215,000 | $480,000 | 123.3% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $1,100,000 | $470,000 | -57.3% | 0.0% |
| OCMBC, INC. | $275,000 | $470,000 | 70.9% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $465,000 | n/a | 0.0% | |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $2,640,000 | $445,000 | -83.1% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $725,000 | $445,000 | -38.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $435,000 | $420,000 | -3.4% | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | $410,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $410,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $410,000 | n/a | 0.0% | |
| Bank OZK | $400,000 | n/a | 0.0% | |
| EASTMAN | $400,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $265,000 | $395,000 | 49.1% | 0.0% |
| WEYCO COMMUNITY CREDIT UNION | $395,000 | n/a | 0.0% | |
| Bell Bank | $390,000 | n/a | 0.0% | |
| RESOURCE FINANCIAL SERVICES, INC. | $375,000 | $385,000 | 2.7% | 0.0% |
| CityWorth Mortgage LLC | $375,000 | n/a | 0.0% | |
| Keystone Funding, Inc. | $1,175,000 | $375,000 | -68.1% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $370,000 | n/a | 0.0% | |
| Metro City Bank | $370,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $255,000 | $365,000 | 43.1% | 0.0% |
| Bethpage Federal Credit Union | $105,000 | $365,000 | 247.6% | 0.0% |
| PREMIA MORTGAGE, LLC | $185,000 | $365,000 | 97.3% | 0.0% |
| LOANFLIGHT LENDING, LLC | $935,000 | $355,000 | -62.0% | 0.0% |
| Northpointe Bank | $415,000 | $350,000 | -15.7% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $400,000 | $345,000 | -13.8% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $345,000 | n/a | 0.0% | |
| Granite Community Bank | $345,000 | n/a | 0.0% | |
| THE MORTGAGE LINK, INC. | $660,000 | $345,000 | -47.7% | 0.0% |
| Kwik Mortgage Corporation | $335,000 | n/a | 0.0% | |
| Pinnacle Bank | $970,000 | $335,000 | -65.5% | 0.0% |
| LANGLEY | $155,000 | $325,000 | 109.7% | 0.0% |
| Pacific Lending LLC | $245,000 | $325,000 | 32.7% | 0.0% |
| V.I.P. MORTGAGE, INC. | $325,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| Sunflower Bank | $315,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $375,000 | $315,000 | -16.0% | 0.0% |
| Lincoln FSB of Nebraska | $305,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $305,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $165,000 | $295,000 | 78.8% | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | $295,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $2,635,000 | $290,000 | -89.0% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $290,000 | n/a | 0.0% | |
| Capital City Home Loans, LLC | $285,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $295,000 | $285,000 | -3.4% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $345,000 | $285,000 | -17.4% | 0.0% |
| First Western Trust Bank | $285,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $285,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $125,000 | $285,000 | 128.0% | 0.0% |
| VERITAS FUNDING, LLC | $205,000 | $285,000 | 39.0% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $1,115,000 | $275,000 | -75.3% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $185,000 | $275,000 | 48.6% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $680,000 | $275,000 | -59.6% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $275,000 | n/a | 0.0% | |
| Bank of England | $245,000 | $265,000 | 8.2% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $1,070,000 | $265,000 | -75.2% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $445,000 | $260,000 | -41.6% | 0.0% |
| FIRST BANCORP | $255,000 | n/a | 0.0% | |
| Fulton Bank | $255,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $365,000 | $255,000 | -30.1% | 0.0% |
| Mortgage Assurance Inc. | $580,000 | $255,000 | -56.0% | 0.0% |
| SFMC, LP | $255,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $245,000 | n/a | 0.0% | |
| Discover Bank | $1,275,000 | $235,000 | -81.6% | 0.0% |
| General Mortgage Capital Corporation | $175,000 | $235,000 | 34.3% | 0.0% |
| AHL FUNDING | $225,000 | n/a | 0.0% | |
| LATINO COMMUNITY CREDIT UNION | $225,000 | n/a | 0.0% | |
| NATION ONE MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| Regions Bank | $45,000 | $205,000 | 355.6% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $535,000 | $205,000 | -61.7% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $205,000 | n/a | 0.0% | |
| POLARIS HOME FUNDING CORP. | $195,000 | n/a | 0.0% | |
| Community First National Bank | $295,000 | $155,000 | -47.5% | 0.0% |
| NASA Federal Credit Union | $135,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $135,000 | n/a | 0.0% | |
| TEACHERS | $135,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $315,000 | $130,000 | -58.7% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $100,000 | $130,000 | 30.0% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $125,000 | n/a | 0.0% | |
| First National Bank of America | $490,000 | $125,000 | -74.5% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $445,000 | $125,000 | -71.9% | 0.0% |
| PREMIER AMERICA | $125,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $1,225,000 | $115,000 | -90.6% | 0.0% |
| HomeTrust Bank | $105,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $695,000 | $105,000 | -84.9% | 0.0% |
| RESIDENTIAL BANCORP | $105,000 | n/a | 0.0% | |
| Summit Credit Union | $195,000 | $105,000 | -46.2% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $2,085,000 | $95,000 | -95.4% | 0.0% |
| SHARONVIEW FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $85,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $65,000 | n/a | 0.0% | |
| Service Federal Credit Union | $230,000 | $55,000 | -76.1% | 0.0% |
| Signature Federal Credit Union | $55,000 | n/a | 0.0% | |
| UNITED | $45,000 | $25,000 | -44.4% | 0.0% |
JACKSONVILLE's top lender by overall market share is Mortgage Research Center, LLC, with 8.4% market share. In second place, with 8.2%, is NAVY FEDERAL CREDIT UNION, having originated $159,130,000 in loans. In third place, with 6.8%, is NEWREZ LLC, having originated $131,550,000 in loans. In fourth place, with 6.2%, is FREEDOM MORTGAGE CORPORATION, having originated $120,755,000 in loans. In fifth place, with 5.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $115,630,000 in loans.
JACKSONVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JACKSONVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $187,725 (17.0%) | $229,219 (19.0%) | 0.70 | 1,284 |
| 2018-02-01 | $186,950 (12.3%) | $223,048 (12.2%) | 0.68 | 1,332 |
| 2018-03-01 | $188,450 (11.2%) | $227,270 (12.2%) | 0.66 | 1,399 |
| 2018-04-01 | $189,950 (11.7%) | $232,836 (12.6%) | 0.64 | 1,374 |
| 2018-05-01 | $194,598 (14.3%) | $235,631 (14.6%) | 0.65 | 1,390 |
| 2018-06-01 | $194,900 (11.8%) | $237,359 (11.2%) | 0.65 | 1,381 |
| 2018-07-01 | $192,000 (9.0%) | $238,375 (8.0%) | 0.64 | 1,408 |
| 2018-08-01 | $194,950 (8.3%) | $239,174 (7.0%) | 0.65 | 1,390 |
| 2018-09-01 | $194,500 (6.9%) | $237,449 (5.4%) | 0.65 | 1,368 |
| 2018-10-01 | $195,700 (6.4%) | $240,501 (7.2%) | 0.66 | 1,035 |
| 2018-11-01 | $199,500 (7.1%) | $243,118 (7.5%) | 0.68 | 945 |
| 2018-12-01 | $200,500 (7.3%) | $245,076 (7.3%) | 0.69 | 861 |
| 2019-01-01 | $207,400 (10.5%) | $252,475 (10.2%) | 0.72 | 776 |
| 2019-02-01 | $211,710 (13.2%) | $260,323 (16.7%) | 0.72 | 742 |
| 2019-03-01 | $213,220 (13.1%) | $266,289 (17.2%) | 0.70 | 726 |
| 2019-04-01 | $211,450 (11.3%) | $259,903 (11.6%) | 0.67 | 809 |
| 2019-05-01 | $211,200 (8.5%) | $267,016 (13.3%) | 0.66 | 1,010 |
| 2019-06-01 | $210,000 (7.8%) | $259,879 (9.5%) | 0.66 | 1,135 |
| 2019-07-01 | $210,925 (9.9%) | $261,549 (9.7%) | 0.66 | 1,214 |
| 2019-08-01 | $209,382 (7.4%) | $258,502 (8.1%) | 0.66 | 1,296 |
| 2019-09-01 | $208,605 (7.3%) | $256,742 (8.1%) | 0.67 | 1,332 |
| 2019-10-01 | $208,086 (6.3%) | $255,569 (6.3%) | 0.67 | 1,361 |
| 2019-11-01 | $206,000 (3.3%) | $254,612 (4.7%) | 0.68 | 1,374 |
| 2019-12-01 | $208,050 (3.8%) | $257,932 (5.3%) | 0.69 | 1,284 |
| 2020-01-01 | $209,900 (1.2%) | $257,034 (1.8%) | 0.70 | 1,207 |
| 2020-02-01 | $209,900 (-0.9%) | $256,833 (-1.3%) | 0.69 | 1,174 |
| 2020-03-01 | $213,600 (0.2%) | $262,840 (-1.3%) | 0.67 | 1,158 |
| 2020-04-01 | $215,275 (1.8%) | $265,398 (2.1%) | 0.67 | 1,112 |
| 2020-05-01 | $219,900 (4.1%) | $274,558 (2.8%) | 0.67 | 938 |
| 2020-06-01 | $220,975 (5.2%) | $275,100 (5.9%) | 0.65 | 812 |
| 2020-07-01 | $220,000 (4.3%) | $274,924 (5.1%) | 0.64 | 745 |
| 2020-08-01 | $221,000 (5.6%) | $281,540 (8.9%) | 0.63 | 645 |
| 2020-09-01 | $226,650 (8.7%) | $282,734 (10.1%) | 0.65 | 576 |
| 2020-10-01 | $225,000 (8.1%) | $287,533 (12.5%) | 0.64 | 554 |
| 2020-11-01 | $226,975 (10.2%) | $295,824 (16.2%) | 0.66 | 520 |
| 2020-12-01 | $226,250 (8.8%) | $302,548 (17.3%) | 0.67 | 427 |
| 2021-01-01 | $230,650 (9.9%) | $313,229 (21.9%) | 0.69 | 367 |
| 2021-02-01 | $222,450 (6.0%) | $312,145 (21.5%) | 0.65 | 301 |
| 2021-03-01 | $222,125 (4.0%) | $308,699 (17.5%) | 0.63 | 300 |
| 2021-04-01 | $222,475 (3.3%) | $314,009 (18.3%) | 0.60 | 286 |
| 2021-05-01 | $225,000 (2.3%) | $318,496 (16.0%) | 0.60 | 305 |
| 2021-06-01 | $228,700 (3.5%) | $331,988 (20.7%) | 0.60 | 323 |
| 2021-07-01 | $230,000 (4.6%) | $338,706 (23.2%) | 0.61 | 331 |
| 2021-08-01 | $229,750 (4.0%) | $340,964 (21.1%) | 0.61 | 340 |
| 2021-09-01 | $237,450 (4.8%) | $338,647 (19.8%) | 0.63 | 325 |
| 2021-10-01 | $230,000 (2.2%) | $334,668 (16.4%) | 0.61 | 347 |
| 2021-11-01 | $253,425 (11.7%) | $352,990 (19.3%) | 0.68 | 349 |
| 2021-12-01 | $260,400 (15.1%) | $364,867 (20.6%) | 0.71 | 343 |
| 2022-01-01 | $271,817 (17.9%) | $381,205 (21.7%) | 0.73 | 265 |
| 2022-02-01 | $266,500 (19.8%) | $372,904 (19.5%) | 0.69 | 227 |
| 2022-03-01 | $260,500 (17.3%) | $365,711 (18.5%) | 0.65 | 232 |
| 2022-04-01 | $275,000 (23.6%) | $390,160 (24.3%) | 0.66 | 258 |
| 2022-05-01 | $299,945 (33.3%) | $406,209 (27.5%) | 0.69 | 336 |
| 2022-06-01 | $300,900 (31.6%) | $415,624 (25.2%) | 0.67 | 379 |
| 2022-07-01 | $314,950 (36.9%) | $424,370 (25.3%) | 0.71 | 468 |
| 2022-08-01 | $329,925 (43.6%) | $427,827 (25.5%) | 0.76 | 500 |
| 2022-09-01 | $322,000 (35.6%) | $413,626 (22.1%) | 0.75 | 500 |
| 2022-10-01 | $325,000 (41.3%) | $407,079 (21.6%) | 0.76 | 553 |
| 2022-11-01 | $329,172 (29.9%) | $408,451 (15.7%) | 0.79 | 619 |
| 2022-12-01 | $329,900 (26.7%) | $410,799 (12.6%) | 0.81 | 602 |
| 2023-01-01 | $330,000 (21.4%) | $407,112 (6.8%) | 0.82 | 587 |
| 2023-02-01 | $330,225 (23.9%) | $398,088 (6.8%) | 0.80 | 556 |
| 2023-03-01 | $335,450 (28.8%) | $411,658 (12.6%) | 0.79 | 511 |
| 2023-04-01 | $343,450 (24.9%) | $416,649 (6.8%) | 0.80 | 494 |
| 2023-05-01 | $349,000 (16.4%) | $431,169 (6.1%) | 0.79 | 547 |
| 2023-06-01 | $347,675 (15.6%) | $437,172 (5.2%) | 0.78 | 549 |
| 2023-07-01 | $340,000 (8.0%) | $423,012 (-0.3%) | 0.77 | 574 |
| 2023-08-01 | $334,475 (1.4%) | $418,846 (-2.1%) | 0.77 | 590 |
| 2023-09-01 | $329,000 (2.2%) | $414,691 (0.3%) | 0.77 | 672 |
| 2023-10-01 | $324,950 (0.0%) | $395,955 (-2.7%) | 0.76 | 736 |
| 2023-11-01 | $325,000 (-1.3%) | $397,327 (-2.7%) | 0.77 | 812 |
| 2023-12-01 | $325,000 (-1.5%) | $404,148 (-1.6%) | 0.79 | 836 |
| 2024-01-01 | $324,450 (-1.7%) | $400,477 (-1.6%) | 0.79 | 781 |
| 2024-02-01 | $329,793 (-0.1%) | $409,724 (2.9%) | 0.79 | 767 |
| 2024-03-01 | $330,000 (-1.6%) | $413,298 (0.4%) | 0.78 | 763 |
| 2024-04-01 | $340,575 (-0.8%) | $448,616 (7.7%) | 0.79 | 776 |
| 2024-05-01 | $344,900 (-1.2%) | $459,378 (6.5%) | 0.78 | 855 |
| 2024-06-01 | $344,900 (-0.8%) | $465,077 (6.4%) | 0.78 | 836 |
| 2024-07-01 | $344,950 (1.5%) | $463,268 (9.5%) | 0.79 | 869 |
| 2024-08-01 | $340,000 (1.7%) | $455,844 (8.8%) | 0.79 | 909 |
| 2024-09-01 | $336,750 (2.4%) | $432,802 (4.4%) | 0.79 | 957 |
| 2024-10-01 | $332,450 (2.3%) | $427,861 (8.1%) | 0.79 | 967 |
| 2024-11-01 | $335,750 (3.3%) | $419,239 (5.5%) | 0.81 | 976 |
| 2024-12-01 | $339,725 (4.5%) | $420,443 (4.0%) | 0.84 | 954 |
| 2025-01-01 | $337,725 (4.1%) | $420,866 (5.1%) | 0.84 | 925 |
| 2025-02-01 | $342,000 (3.7%) | $429,796 (4.9%) | 0.83 | 904 |
| 2025-03-01 | $349,400 (5.9%) | $447,593 (8.3%) | 0.82 | 887 |
| 2025-04-01 | $346,168 (1.6%) | $470,298 (4.8%) | 0.80 | 907 |
| 2025-05-01 | $350,000 (1.5%) | $468,512 (2.0%) | 0.80 | 974 |
| 2025-06-01 | $354,450 (2.8%) | $475,379 (2.2%) | 0.80 | 1,059 |
| 2025-07-01 | $350,000 (1.5%) | $473,147 (2.1%) | 0.80 | 1,072 |
| 2025-08-01 | $346,000 (1.8%) | $462,322 (1.4%) | 0.80 | 1,068 |
| 2025-09-01 | $346,748 (3.0%) | $462,341 (6.8%) | 0.82 | 1,026 |
| 2025-10-01 | $340,450 (2.4%) | $452,355 (5.7%) | 0.80 | 1,039 |
| 2025-11-01 | $340,000 (1.3%) | $449,835 (7.3%) | 0.82 | 1,092 |
| 2025-12-01 | $340,000 (0.1%) | $452,610 (7.7%) | 0.85 | 1,045 |
| 2026-01-01 | $335,000 (-0.8%) | $451,808 (7.4%) | 0.84 | 983 |
| 2026-02-01 | $334,375 (-2.2%) | $452,191 (5.2%) | 0.83 | 935 |
| 2026-03-01 | $340,138 (-2.7%) | $463,004 (3.4%) | 0.82 | 957 |
| 2026-04-01 | $339,790 (-1.8%) | $473,474 (0.7%) | 0.80 | 1,034 |
| 2026-05-01 | $345,000 (-1.4%) | $476,205 (1.6%) | 0.80 | 1,069 |
| 2026-06-01 | $340,998 (-3.8%) | $462,476 (-2.7%) | 0.79 | 1,135 |
| 2026-07-01 | $349,950 (0.0%) | $474,281 (0.2%) | 0.82 | 1,124 |
| 2026-08-01 | $348,864 (0.8%) | $463,937 (0.4%) | 0.82 | 1,191 |
| 2026-09-01 | $339,791 (-2.0%) | $449,964 (-2.7%) | 0.00 | 1,234 |
| 2026-10-01 | $334,000 (-1.9%) | $442,443 (-2.2%) | 0.00 | 1,252 |
JACKSONVILLE's median listing price comes in at 0% of the national average.
JACKSONVILLE's average listing price for 2026-10-01 was $442,443, a difference of $-9,912 (-2.2%) versus the prior year and $-7,521 versus the prior month.
For the 2026-10-01 period, JACKSONVILLE had 1,252 MLS listings, a difference of 18 listings (1%) versus the prior month and 213 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JACKSONVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 97 days | 1,754 sqft |
| 2018-02-01 | 87 days | 1,748 sqft |
| 2018-03-01 | 63 days | 1,753 sqft |
| 2018-04-01 | 63 days | 1,756 sqft |
| 2018-05-01 | 62 days | 1,760 sqft |
| 2018-06-01 | 65 days | 1,760 sqft |
| 2018-07-01 | 66 days | 1,764 sqft |
| 2018-08-01 | 68 days | 1,786 sqft |
| 2018-09-01 | 81 days | 1,778 sqft |
| 2018-10-01 | 101 days | 1,781 sqft |
| 2018-11-01 | 103 days | 1,782 sqft |
| 2018-12-01 | 108 days | 1,779 sqft |
| 2019-01-01 | 90 days | 1,813 sqft |
| 2019-02-01 | 74 days | 1,858 sqft |
| 2019-03-01 | 52 days | 1,880 sqft |
| 2019-04-01 | 37 days | 1,868 sqft |
| 2019-05-01 | 37 days | 1,844 sqft |
| 2019-06-01 | 50 days | 1,820 sqft |
| 2019-07-01 | 55 days | 1,810 sqft |
| 2019-08-01 | 59 days | 1,792 sqft |
| 2019-09-01 | 66 days | 1,776 sqft |
| 2019-10-01 | 74 days | 1,760 sqft |
| 2019-11-01 | 73 days | 1,758 sqft |
| 2019-12-01 | 83 days | 1,769 sqft |
| 2020-01-01 | 94 days | 1,760 sqft |
| 2020-02-01 | 89 days | 1,730 sqft |
| 2020-03-01 | 68 days | 1,709 sqft |
| 2020-04-01 | 69 days | 1,736 sqft |
| 2020-05-01 | 74 days | 1,774 sqft |
| 2020-06-01 | 69 days | 1,798 sqft |
| 2020-07-01 | 57 days | 1,802 sqft |
| 2020-08-01 | 57 days | 1,789 sqft |
| 2020-09-01 | 64 days | 1,782 sqft |
| 2020-10-01 | 59 days | 1,796 sqft |
| 2020-11-01 | 68 days | 1,788 sqft |
| 2020-12-01 | 68 days | 1,758 sqft |
| 2021-01-01 | 59 days | 1,807 sqft |
| 2021-02-01 | 49 days | 1,720 sqft |
| 2021-03-01 | 40 days | 1,680 sqft |
| 2021-04-01 | 39 days | 1,705 sqft |
| 2021-05-01 | 38 days | 1,676 sqft |
| 2021-06-01 | 40 days | 1,678 sqft |
| 2021-07-01 | 40 days | 1,647 sqft |
| 2021-08-01 | 42 days | 1,619 sqft |
| 2021-09-01 | 40 days | 1,654 sqft |
| 2021-10-01 | 39 days | 1,592 sqft |
| 2021-11-01 | 38 days | 1,706 sqft |
| 2021-12-01 | 51 days | 1,718 sqft |
| 2022-01-01 | 61 days | 1,700 sqft |
| 2022-02-01 | 42 days | 1,679 sqft |
| 2022-03-01 | 34 days | 1,586 sqft |
| 2022-04-01 | 34 days | 1,651 sqft |
| 2022-05-01 | 32 days | 1,740 sqft |
| 2022-06-01 | 36 days | 1,735 sqft |
| 2022-07-01 | 38 days | 1,860 sqft |
| 2022-08-01 | 43 days | 1,863 sqft |
| 2022-09-01 | 49 days | 1,827 sqft |
| 2022-10-01 | 48 days | 1,865 sqft |
| 2022-11-01 | 48 days | 1,898 sqft |
| 2022-12-01 | 59 days | 1,908 sqft |
| 2023-01-01 | 71 days | 1,910 sqft |
| 2023-02-01 | 51 days | 1,899 sqft |
| 2023-03-01 | 45 days | 1,900 sqft |
| 2023-04-01 | 45 days | 1,941 sqft |
| 2023-05-01 | 38 days | 1,963 sqft |
| 2023-06-01 | 42 days | 1,925 sqft |
| 2023-07-01 | 44 days | 1,874 sqft |
| 2023-08-01 | 44 days | 1,832 sqft |
| 2023-09-01 | 47 days | 1,821 sqft |
| 2023-10-01 | 47 days | 1,800 sqft |
| 2023-11-01 | 49 days | 1,788 sqft |
| 2023-12-01 | 62 days | 1,800 sqft |
| 2024-01-01 | 73 days | 1,801 sqft |
| 2024-02-01 | 66 days | 1,795 sqft |
| 2024-03-01 | 52 days | 1,800 sqft |
| 2024-04-01 | 50 days | 1,809 sqft |
| 2024-05-01 | 43 days | 1,830 sqft |
| 2024-06-01 | 52 days | 1,833 sqft |
| 2024-07-01 | 59 days | 1,833 sqft |
| 2024-08-01 | 58 days | 1,802 sqft |
| 2024-09-01 | 57 days | 1,798 sqft |
| 2024-10-01 | 58 days | 1,764 sqft |
| 2024-11-01 | 65 days | 1,763 sqft |
| 2024-12-01 | 76 days | 1,793 sqft |
| 2025-01-01 | 80 days | 1,781 sqft |
| 2025-02-01 | 69 days | 1,789 sqft |
| 2025-03-01 | 57 days | 1,796 sqft |
| 2025-04-01 | 52 days | 1,793 sqft |
| 2025-05-01 | 51 days | 1,807 sqft |
| 2025-06-01 | 53 days | 1,825 sqft |
| 2025-07-01 | 60 days | 1,806 sqft |
| 2025-08-01 | 68 days | 1,802 sqft |
| 2025-09-01 | 72 days | 1,805 sqft |
| 2025-10-01 | 72 days | 1,788 sqft |
| 2025-11-01 | 71 days | 1,783 sqft |
| 2025-12-01 | 73 days | 1,773 sqft |
| 2026-01-01 | 84 days | 1,723 sqft |
| 2026-02-01 | 69 days | 1,718 sqft |
| 2026-03-01 | 58 days | 1,738 sqft |
| 2026-04-01 | 48 days | 1,710 sqft |
| 2026-05-01 | 48 days | 1,763 sqft |
| 2026-06-01 | 54 days | 1,757 sqft |
| 2026-07-01 | 62 days | 1,779 sqft |
| 2026-08-01 | 66 days | 1,784 sqft |
| 2026-09-01 | 0 days | 1,735 sqft |
| 2026-10-01 | 0 days | 1,727 sqft |
JACKSONVILLE's median square footage for active listings during the 2026-10-01 period was 1,727 sqft. One year prior, the average listing was 1,788 sqft.
JACKSONVILLE, NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 4,088 | $1,234,060,000 | $301,874 |
| Refi | 1,365 | $438,865,000 | $321,513 |
| Cash Out Refi | 882 | $206,530,000 | $234,161 |
| Other | 423 | $37,715,000 | $89,161 |
| Home Improvement | 328 | $27,150,000 | $82,774 |
| NA | 1 | $155,000 | $155,000 |
Jacksonville's most frequently cited loan purpose was Home Purchase, with 4,088 originations. The 2nd most popular reason was Refi, with 1,365 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,285 | $930,395,000 | $283,225 |
| 5-6% | 2,069 | $671,095,000 | $324,357 |
| 7-8% | 688 | $169,730,000 | $246,701 |
| Over 8% | 678 | $61,400,000 | $90,560 |
| 4-5% | 220 | $74,490,000 | $338,591 |
| 3-4% | 41 | $13,025,000 | $317,683 |
| <2.5% | 35 | $2,295,000 | $65,571 |
| 2.5-3% | 4 | $880,000 | $220,000 |
During 2025, Jacksonville's most frequently originated rate bucket was 6-7%, with 3,285 originations.
Loan Sizing (JACKSONVILLE, NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,260 | $1,218,080,000 | $285,934 |
| $100k-200k | 1,222 | $187,740,000 | $153,633 |
| $100,000 or less | 828 | $46,110,000 | $55,688 |
| $400k-600k | 561 | $260,115,000 | $463,663 |
| $600k-1000k | 170 | $124,560,000 | $732,706 |
| $Over $1MM | 46 | $107,870,000 | $2,345,000 |
JACKSONVILLE's loan sizing saw the bucket of loans from $200k-400k with 4,260 originations, totaling $1,218,080,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,269 | $989,785,000 | $302,779 |
| Over 100% | 1,021 | $328,895,000 | $322,130 |
| 60-80% | 877 | $303,085,000 | $345,593 |
| 20-40% | 534 | $58,650,000 | $109,831 |
| Under 20% | 454 | $22,300,000 | $49,119 |
| 40-60% | 375 | $81,265,000 | $216,707 |
JACKSONVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,269 originations, totaling $989,785,000 in origination value.