Kingsport VA Loan Rates, Closing Costs & Stats

KINGSPORT-BRISTOL, TN-VA

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Kingsport's 88 lenders originated 641 VA loans during 2024. The total origination value was $187,235,000, with an average VA loan value of $292,098.

    Kingsport VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Kingsport averaged 0.66% for the week of 2026-09-11, compared to the national average (all VA variants) of 0% for the same period.

    Kingsport's average VA mortgage closing costs are $5,378.

    The average rate for the prior week (2026-09-04) was 7.16% and one month ago for the week of 2026-08-07, the average rate was 6.84%.

    The average rate one year ago was 6.73%.

    For refis of the same type during the week of 2026-09-11, the average rate was 0.22%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Kingsport VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Kingsport level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 127 6.35% $4,443
    UNITED WHOLESALE MORTGAGE, LLC 78 5.96% $5,450
    QUICKEN LOANS, LLC 45 6.16% $11,112
    FREEDOM MORTGAGE CORPORATION 31 6.08% $5,999
    MOVEMENT MORTGAGE, LLC 29 6.45% $6,904
    DHI MORTGAGE COMPANY, LTD. 19 5.93% $5,160
    PENNYMAC LOAN SERVICES, LLC 18 5.67% $7,343
    NEW DAY FINANCIAL, LLC 17 7.61% $9,616
    USAA Federal Savings Bank 16 6.06% $5,283
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 15 6.26% $6,392
    CARDINAL FINANCIAL 14 6.80% $9,969
    NAVY FEDERAL CREDIT UNION 11 5.86% $4,319
    MORTGAGE INVESTORS GROUP, INC. 11 6.11% $5,446
    VILLAGE CAPITAL MORTGAGE 11 5.86% $4,797
    LAKEVIEW LOAN SERVICING, LLC 8 5.72% $6,192
    Carrington Mortgage Services, LLC 8 6.20% $8,666
    The Federal Savings Bank 7 6.14% $11,917
    AMERICAN PACIFIC MORTGAGE CORPORATION 5 6.40% $6,764
    Sierra Pacific Mortgage Company, Inc. 5 5.90% $11,056
    GVC MORTGAGE, INC. 5 6.48% $3,292
    NEWREZ LLC 5 6.13% $6,351
    EVERETT FINANCIAL, INC. 5 6.78% $5,394
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.15% $1,794
    BROKER SOLUTIONS, INC. 4 6.19% $9,988
    Barrington Bank & Trust Company, N.A. 4 6.22% $3,808
    FIRST COMMUNITY MORTGAGE, INC. 4 6.25% $4,546
    ROSS MORTGAGE CORPORATION 4 6.12% $9,276
    STOCKTON MORTGAGE CORPORATION 4 6.47% $7,382
    VERITAS FUNDING, LLC 4 6.97% $8,877
    Mid-Continent Funding, Inc. 4 5.84% $5,744
    AMERICAN FINANCIAL RESOURCES, INC. 3 6.38% $2,790
    GUILD MORTGAGE COMPANY 3 6.96% $8,280
    EASTMAN 3 6.71% $4,032
    MORTGAGE SOLUTIONS OF COLORADO, LLC 3 8.17% $4,178
    ALAMEDA MORTGAGE CORPORATION 3 6.96% $6,098
    CLEARPATH LENDING 3 5.75% $3,065
    LOANDEPOT.COM, LLC 3 6.54% $5,817
    CROSSCOUNTRY MORTGAGE, LLC 3 6.85% $7,161
    Equity Prime Mortgage LLC 3 6.42% $6,403
    PENTAGON FEDERAL CREDIT UNION 3 6.08% $8,261
    Century Mortgage Company DBA Century Lending Company 3 6.67% $3,174
    GUARANTEED RATE, INC. 3 6.61% $5,300
    UNION HOME MORTGAGE CORP. 2 6.50% $7,067
    LEADERONE FINANCIAL CORPORATION 2 6.69% $10,841
    PLANET HOME LENDING, LLC 2 5.88% $3,048
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 2 7.44% $4,213
    CMG MORTGAGE, INC. 2 5.94% $4,807
    CORNERSTONE HOME LENDING, INC. 2 6.75% $7,357
    NBKC BANK 2 6.44% $8,376
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.75% $16,713
    AMERISAVE MORTGAGE CORPORATION 1 5.50% $36,108
    Ameris Bank 1 5.75% $5,987
    Bank of England 1 6.75% $4,707
    Bank of Tennessee 1 6.75% $3,707
    CALCON MUTUAL MORTGAGE LLC 1 7.49% $11,872
    CAPITAL CENTER, L.L.C. 1 6.25% $600
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.12% $18,349
    DELMAR FINANCIAL COMPANY 1 6.50% $8,023
    ENDEAVOR CAPITAL, LLC. 1 5.88% $4,775
    Financial Funding Solutions, Inc. 1 6.63% $0
    FIRST COLONY MORTGAGE CORPORATION 1 7.13% $7,275
    First Federal Bank 1 6.50% $10,680
    Flagstar Bank, FSB 1 6.25% $12,784
    Gateway First Bank 1 6.75% $16,500
    GREENSTATE CREDIT UNION 1 6.50% $3,938
    HomePromise Corporation 1 6.38% $945
    LENOX FINANCIAL MORTGAGE CORPORATION 1 5.25% $7,001
    Magnolia Bank 1 6.50% $32,489
    MILEND, INC. 1 7.25% $8,013
    MORIA DEVELOPMENT, INC. 1 6.75% $12,149
    MORTGAGEONE, INC. 1 7.38% $2,760
    Mr. Cooper ( Nationstar Mortgage ) 1 5.13% $11,738
    ABSOLUTE HOME MORTGAGE CORPORATION 1 6.75% $36,907
    Nations Lending Corporation 1 5.75% $9,808
    PHH Mortgage Corporation 1 5.99% $2,743
    Plains Commerce Bank 1 6.00% $7,606
    PLAZA HOME MORTGAGE, INC. 1 5.13% $4,316
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.63% $3,511
    RELIANCE FIRST CAPITAL, LLC 1 5.63% $15,351
    Renasant Bank 1 6.25% $9,899
    RUOFF MORTGAGE COMPANY, INC. 1 6.75% $6,099
    SECURITYNATIONAL MORTGAGE COMPANY 1 6.63% $7,885
    SIRVA MORTGAGE, INC. 1 6.38% $0
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.13% $6,366
    T2 FINANCIAL LLC 1 6.25% $18,440
    U.S. Bank 1 6.13% $7,346
    VAN DYK MORTGAGE CORPORATION 1 5.38% $26,024
    Wolfe Financial, Inc 1 6.75% $14,290

    The top Kingsport VA lender as defined by loan originations is Mortgage Research Center, LLC, with 127 VA loans originated. Their average total fees are $4,443, which is $1,007 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Kingsport VA lenders (with over 10 loans originated) are NAVY FEDERAL CREDIT UNION ($4,319), Mortgage Research Center, LLC ($4,443), VILLAGE CAPITAL MORTGAGE ($4,797), DHI MORTGAGE COMPANY, LTD. ($5,160) and USAA Federal Savings Bank ($5,283).

    The lowest rate Kingsport VA lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (5.67%), VILLAGE CAPITAL MORTGAGE (5.86%), NAVY FEDERAL CREDIT UNION (5.86%), DHI MORTGAGE COMPANY, LTD. (5.93%) and UNITED WHOLESALE MORTGAGE, LLC (5.96%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Kingsport (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $159,950 (6.7%) $248,316 (13.6%) 0.59 1,413
    2018-02-01 $159,713 (5.5%) $246,131 (9.1%) 0.58 1,401
    2018-03-01 $159,900 (0.0%) $236,420 (-3.0%) 0.56 1,343
    2018-04-01 $169,250 (1.1%) $246,842 (-0.3%) 0.57 1,359
    2018-05-01 $169,700 (1.6%) $247,286 (-0.5%) 0.57 1,436
    2018-06-01 $169,900 (3.0%) $243,259 (-1.7%) 0.57 1,545
    2018-07-01 $169,900 (3.0%) $241,469 (-3.7%) 0.57 1,605
    2018-08-01 $169,900 (0.3%) $240,790 (-4.8%) 0.57 1,625
    2018-09-01 $169,900 (1.6%) $239,378 (-4.3%) 0.57 1,642
    2018-10-01 $169,900 (3.1%) $242,596 (-2.4%) 0.58 1,664
    2018-11-01 $168,500 (2.1%) $244,888 (-1.9%) 0.57 1,642
    2018-12-01 $159,900 (-0.1%) $236,634 (-4.2%) 0.55 1,526
    2019-01-01 $159,700 (-0.2%) $225,873 (-9.0%) 0.55 1,403
    2019-02-01 $159,450 (-0.2%) $226,891 (-7.8%) 0.54 1,344
    2019-03-01 $171,257 (7.1%) $245,562 (3.9%) 0.56 1,232
    2019-04-01 $188,250 (11.2%) $268,483 (8.8%) 0.60 1,121
    2019-05-01 $191,950 (13.1%) $272,442 (10.2%) 0.60 1,155
    2019-06-01 $199,900 (17.7%) $277,222 (14.0%) 0.62 1,196
    2019-07-01 $199,950 (17.7%) $277,585 (15.0%) 0.63 1,227
    2019-08-01 $199,973 (17.7%) $279,019 (15.9%) 0.63 1,236
    2019-09-01 $199,932 (17.7%) $279,949 (17.0%) 0.64 1,246
    2019-10-01 $199,450 (17.4%) $278,266 (14.7%) 0.64 1,256
    2019-11-01 $189,900 (12.7%) $269,603 (10.1%) 0.62 1,262
    2019-12-01 $190,448 (19.1%) $271,909 (14.9%) 0.64 1,178
    2020-01-01 $190,448 (19.3%) $272,784 (20.8%) 0.64 1,093
    2020-02-01 $198,250 (24.3%) $277,908 (22.5%) 0.65 967
    2020-03-01 $211,249 (23.4%) $292,592 (19.2%) 0.66 882
    2020-04-01 $211,383 (12.3%) $293,326 (9.3%) 0.66 857
    2020-05-01 $219,575 (14.4%) $301,503 (10.7%) 0.67 751
    2020-06-01 $224,475 (12.3%) $311,853 (12.5%) 0.66 699
    2020-07-01 $233,700 (16.9%) $317,206 (14.3%) 0.68 652
    2020-08-01 $230,000 (15.0%) $315,716 (13.2%) 0.66 624
    2020-09-01 $222,400 (11.2%) $307,039 (9.7%) 0.64 618
    2020-10-01 $209,943 (5.3%) $306,467 (10.1%) 0.60 599
    2020-11-01 $209,700 (10.4%) $314,664 (16.7%) 0.61 557
    2020-12-01 $199,950 (5.0%) $323,770 (19.1%) 0.59 497
    2021-01-01 $199,900 (5.0%) $335,251 (22.9%) 0.60 437
    2021-02-01 $200,000 (0.9%) $353,056 (27.0%) 0.58 336
    2021-03-01 $208,450 (-1.3%) $366,895 (25.4%) 0.59 312
    2021-04-01 $231,175 (9.4%) $374,812 (27.8%) 0.63 298
    2021-05-01 $249,900 (13.8%) $392,965 (30.3%) 0.66 305
    2021-06-01 $243,550 (8.5%) $353,416 (13.3%) 0.64 381
    2021-07-01 $239,900 (2.7%) $353,754 (11.5%) 0.63 405
    2021-08-01 $229,656 (-0.2%) $363,283 (15.1%) 0.61 438
    2021-09-01 $234,950 (5.6%) $405,972 (32.2%) 0.63 444
    2021-10-01 $259,900 (23.8%) $414,916 (35.4%) 0.69 404
    2021-11-01 $243,675 (16.2%) $384,676 (22.3%) 0.65 371
    2021-12-01 $249,900 (25.0%) $409,459 (26.5%) 0.68 323
    2022-01-01 $249,800 (25.0%) $440,932 (31.5%) 0.68 256
    2022-02-01 $254,950 (27.5%) $468,657 (32.7%) 0.66 221
    2022-03-01 $269,000 (29.1%) $475,810 (29.7%) 0.67 214
    2022-04-01 $282,450 (22.2%) $482,424 (28.7%) 0.67 226
    2022-05-01 $290,798 (16.4%) $463,487 (18.0%) 0.66 289
    2022-06-01 $277,450 (13.9%) $398,035 (12.6%) 0.62 343
    2022-07-01 $289,900 (20.8%) $417,923 (18.1%) 0.65 400
    2022-08-01 $287,450 (25.2%) $422,136 (16.2%) 0.66 426
    2022-09-01 $292,978 (24.7%) $421,425 (3.8%) 0.68 428
    2022-10-01 $289,900 (11.5%) $430,221 (3.7%) 0.68 438
    2022-11-01 $294,350 (20.8%) $415,994 (8.1%) 0.71 453
    2022-12-01 $300,000 (20.1%) $423,817 (3.5%) 0.74 442
    2023-01-01 $320,000 (28.1%) $429,311 (-2.6%) 0.79 403
    2023-02-01 $323,069 (26.7%) $435,747 (-7.0%) 0.78 382
    2023-03-01 $320,000 (19.0%) $429,468 (-9.7%) 0.75 375
    2023-04-01 $319,992 (13.3%) $427,470 (-11.4%) 0.74 363
    2023-05-01 $328,693 (13.0%) $417,061 (-10.0%) 0.75 373
    2023-06-01 $340,725 (22.8%) $429,726 (8.0%) 0.77 384
    2023-07-01 $345,000 (19.0%) $446,323 (6.8%) 0.78 406
    2023-08-01 $329,675 (14.7%) $436,826 (3.5%) 0.76 462
    2023-09-01 $325,000 (10.9%) $429,117 (1.8%) 0.76 528
    2023-10-01 $322,500 (11.3%) $437,119 (1.6%) 0.76 578
    2023-11-01 $325,000 (10.4%) $435,960 (4.8%) 0.77 618
    2023-12-01 $319,000 (6.3%) $431,553 (1.8%) 0.78 583
    2024-01-01 $301,250 (-5.9%) $426,797 (-0.6%) 0.74 524
    2024-02-01 $300,000 (-7.1%) $438,306 (0.6%) 0.72 510
    2024-03-01 $315,000 (-1.6%) $440,936 (2.7%) 0.74 505
    2024-04-01 $316,950 (-1.0%) $435,882 (2.0%) 0.74 529
    2024-05-01 $309,900 (-5.7%) $438,916 (5.2%) 0.71 609
    2024-06-01 $324,900 (-4.6%) $443,752 (3.3%) 0.74 661
    2024-07-01 $319,900 (-7.3%) $435,345 (-2.5%) 0.73 704
    2024-08-01 $310,000 (-6.0%) $429,692 (-1.6%) 0.72 745
    2024-09-01 $314,936 (-3.1%) $416,818 (-2.9%) 0.74 836
    2024-10-01 $307,100 (-4.8%) $415,293 (-5.0%) 0.73 856
    2024-11-01 $299,999 (-7.7%) $408,538 (-6.3%) 0.72 892
    2024-12-01 $299,900 (-6.0%) $386,156 (-10.5%) 0.74 832
    2025-01-01 $294,900 (-2.1%) $372,789 (-12.7%) 0.74 759
    2025-02-01 $299,450 (-0.2%) $375,783 (-14.3%) 0.73 730
    2025-03-01 $299,000 (-5.1%) $377,786 (-14.3%) 0.70 792
    2025-04-01 $299,900 (-5.4%) $390,658 (-10.4%) 0.70 832
    2025-05-01 $314,450 (1.5%) $403,874 (-8.0%) 0.71 847
    2025-06-01 $318,950 (-1.8%) $411,740 (-7.2%) 0.72 920
    2025-07-01 $326,875 (2.2%) $416,656 (-4.3%) 0.74 953
    2025-08-01 $321,000 (3.6%) $415,554 (-3.3%) 0.75 984
    2025-09-01 $327,000 (3.8%) $418,495 (0.4%) 0.77 1,011
    2025-10-01 $329,450 (7.3%) $420,168 (1.2%) 0.78 1,032
    2025-11-01 $325,000 (8.3%) $414,479 (1.5%) 0.78 1,077
    2025-12-01 $319,948 (6.7%) $409,600 (6.1%) 0.80 972
    2026-01-01 $315,000 (6.8%) $399,457 (7.2%) 0.79 861
    2026-02-01 $325,000 (8.5%) $411,501 (9.5%) 0.80 845
    2026-03-01 $327,000 (9.4%) $407,433 (7.9%) 0.79 839
    2026-04-01 $325,000 (8.4%) $412,902 (5.7%) 0.76 900
    2026-05-01 $329,950 (4.9%) $435,109 (7.7%) 0.77 968
    2026-06-01 $325,000 (1.9%) $430,219 (4.5%) 0.76 1,029
    2026-07-01 $332,450 (1.7%) $435,267 (4.5%) 0.78 1,078
    2026-08-01 $339,000 (5.6%) $440,560 (6.0%) 0.80 1,124
    Kingsport's median listing price for 2026-08-01 was $339,000, a difference of $18,000 (5.6%) versus the prior year and $6,550 versus the prior month.

    Kingsport's median listing price comes in at 80% of the national average.

    Kingsport's average listing price for 2026-08-01 was $440,560, a difference of $25,006 (6.0%) versus the prior year and $5,293 versus the prior month.

    For the 2026-08-01 period, Kingsport had 1,124 MLS listings, a difference of 46 listings (4%) versus the prior month and 140 listings (14%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Kingsport (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 101 days 1,839 sqft
    2018-02-01 102 days 1,800 sqft
    2018-03-01 99 days 1,800 sqft
    2018-04-01 77 days 1,826 sqft
    2018-05-01 70 days 1,851 sqft
    2018-06-01 65 days 1,871 sqft
    2018-07-01 66 days 1,939 sqft
    2018-08-01 69 days 1,932 sqft
    2018-09-01 75 days 1,962 sqft
    2018-10-01 82 days 1,940 sqft
    2018-11-01 88 days 1,881 sqft
    2018-12-01 100 days 1,884 sqft
    2019-01-01 109 days 1,743 sqft
    2019-02-01 110 days 1,779 sqft
    2019-03-01 90 days 1,870 sqft
    2019-04-01 65 days 1,981 sqft
    2019-05-01 57 days 2,003 sqft
    2019-06-01 61 days 2,012 sqft
    2019-07-01 68 days 2,035 sqft
    2019-08-01 70 days 2,063 sqft
    2019-09-01 68 days 2,036 sqft
    2019-10-01 67 days 2,005 sqft
    2019-11-01 74 days 1,995 sqft
    2019-12-01 87 days 2,049 sqft
    2020-01-01 100 days 2,044 sqft
    2020-02-01 102 days 1,950 sqft
    2020-03-01 81 days 2,003 sqft
    2020-04-01 71 days 1,994 sqft
    2020-05-01 76 days 2,005 sqft
    2020-06-01 74 days 1,999 sqft
    2020-07-01 58 days 1,991 sqft
    2020-08-01 50 days 2,024 sqft
    2020-09-01 45 days 1,953 sqft
    2020-10-01 45 days 1,911 sqft
    2020-11-01 46 days 1,904 sqft
    2020-12-01 55 days 1,923 sqft
    2021-01-01 68 days 1,874 sqft
    2021-02-01 73 days 1,875 sqft
    2021-03-01 47 days 1,870 sqft
    2021-04-01 34 days 1,810 sqft
    2021-05-01 29 days 1,846 sqft
    2021-06-01 26 days 1,850 sqft
    2021-07-01 30 days 1,850 sqft
    2021-08-01 32 days 1,837 sqft
    2021-09-01 38 days 1,879 sqft
    2021-10-01 40 days 2,052 sqft
    2021-11-01 48 days 1,852 sqft
    2021-12-01 45 days 1,788 sqft
    2022-01-01 52 days 1,807 sqft
    2022-02-01 37 days 1,770 sqft
    2022-03-01 27 days 1,810 sqft
    2022-04-01 18 days 1,802 sqft
    2022-05-01 21 days 1,836 sqft
    2022-06-01 24 days 1,788 sqft
    2022-07-01 30 days 1,890 sqft
    2022-08-01 34 days 1,917 sqft
    2022-09-01 39 days 1,868 sqft
    2022-10-01 47 days 1,869 sqft
    2022-11-01 46 days 1,885 sqft
    2022-12-01 57 days 1,869 sqft
    2023-01-01 66 days 1,905 sqft
    2023-02-01 61 days 1,945 sqft
    2023-03-01 53 days 1,951 sqft
    2023-04-01 40 days 1,928 sqft
    2023-05-01 37 days 2,012 sqft
    2023-06-01 39 days 1,990 sqft
    2023-07-01 39 days 1,926 sqft
    2023-08-01 36 days 1,924 sqft
    2023-09-01 37 days 1,910 sqft
    2023-10-01 42 days 1,927 sqft
    2023-11-01 49 days 1,948 sqft
    2023-12-01 59 days 1,926 sqft
    2024-01-01 72 days 1,895 sqft
    2024-02-01 72 days 1,870 sqft
    2024-03-01 53 days 1,860 sqft
    2024-04-01 44 days 1,827 sqft
    2024-05-01 42 days 1,796 sqft
    2024-06-01 45 days 1,875 sqft
    2024-07-01 50 days 1,893 sqft
    2024-08-01 51 days 1,855 sqft
    2024-09-01 53 days 1,849 sqft
    2024-10-01 58 days 1,841 sqft
    2024-11-01 64 days 1,838 sqft
    2024-12-01 65 days 1,815 sqft
    2025-01-01 74 days 1,780 sqft
    2025-02-01 78 days 1,777 sqft
    2025-03-01 58 days 1,767 sqft
    2025-04-01 50 days 1,794 sqft
    2025-05-01 50 days 1,833 sqft
    2025-06-01 51 days 1,833 sqft
    2025-07-01 49 days 1,876 sqft
    2025-08-01 54 days 1,879 sqft
    2025-09-01 62 days 1,881 sqft
    2025-10-01 65 days 1,877 sqft
    2025-11-01 64 days 1,874 sqft
    2025-12-01 73 days 1,837 sqft
    2026-01-01 79 days 1,809 sqft
    2026-02-01 73 days 1,830 sqft
    2026-03-01 61 days 1,839 sqft
    2026-04-01 59 days 1,808 sqft
    2026-05-01 51 days 1,830 sqft
    2026-06-01 53 days 1,849 sqft
    2026-07-01 59 days 1,891 sqft
    2026-08-01 60 days 1,882 sqft
    Kingsport's median listing age (time on market) for 2026-08-01 was 60 days. This is 11% longer than the same period one year ago.

    Kingsport's median square footage for active listings during the 2026-08-01 period was 1,882 sqft. One year prior, the average listing was 1,879 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.