Mid-missouri Bank Mortgage Rates, Fees & Info
Springfield, MOLEI: 549300D064PXOX5JP483
Tax ID: 44-0393970
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Mid-missouri Bank is a smaller bank specializing in Home Purchase and Refi loans. Mid-missouri Bank has a high proportion of conventional loans. Their top markets by origination volume include: Springfield, Joplin, Lebanon, Kansas City, and Branson among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)Mid-missouri Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
447Origination Dollar Volume (All Markets)
$88,215,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SPRINGFIELD, MO (FHA|USDA|VA) | 210 | $46,340,000 | $220,667 | $0 | 0.00% |
| Outside of Metro Areas | 144 | $24,240,000 | $168,333 | $0 | 0.00% |
| JOPLIN, MO (FHA|USDA|VA) | 41 | $7,405,000 | $180,610 | $0 | 0.00% |
| Lebanon, MO (FHA|USDA|VA) | 32 | $5,500,000 | $171,875 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $0 | 0.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| West Plains, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 447 | $88,215,000 | $197,349 | $0 | 0.00% |
For 2022, Mid-missouri Bank's most frequently originated type of loan was Conventional, with 447 originations.
Loan Reason
For 2022, Mid-missouri Bank's most frequently cited loan purpose was Home Purchase, with 269 originations. The 2nd most popular reason was Refi, with 149 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 447 | $88,215,000 | $197,349 | $0 | 0.00% |
For 2022, Mid-missouri Bank's most frequently cited loan duration was Other, with 447 originations.
Loan Sizing
2022 saw Mid-missouri Bank place emphasis on $100k-200k loans with 157 originations, totaling $23,035,000 in origination value.
Applicant Income
Mid-missouri Bank lent most frequently to those with incomes in the $50k-75k range, with 100 originations. The second most popular income band? $100k-150k, with 83 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 447 | $88,215,000 | $197,349 | $0 | 0.00% |
Mid-missouri Bank lent most frequently to those with DTI ratios of Exempt%, with 447 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications97.09%
Mid-missouri Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination87.92%
Mid-missouri Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 447 | $88,215,000 | $197,349 |