Gnbank Mortgage Rates, Fees & Info
GIRARD, KSLEI: 549300QUH5S3VFIWMU57
Tax ID: 48-0237220
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Gnbank is a smaller bank specializing in Home Purchase and Refi loans. Gnbank has a high proportion of conventional loans. Their top markets by origination volume include: Pittsburg, Topeka, Denver, Atchison, and Dodge City among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)Gnbank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
209Origination Dollar Volume (All Markets)
$17,975,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 92 | $7,210,000 | $78,370 | $0 | 0.00% |
| Pittsburg, KS (FHA|USDA|VA) | 67 | $5,975,000 | $89,179 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 20 | $1,910,000 | $95,500 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 0.00% |
| Atchison, KS (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $0 | 0.00% |
| Dodge City, KS (FHA|USDA|VA) | 7 | $405,000 | $57,857 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 0.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 0.00% |
| JOPLIN, MO (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 0.00% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 193 | $16,675,000 | $86,399 | $0 | 0.00% |
| USDA | 16 | $1,300,000 | $81,250 | $0 | 0.00% |
For 2018, Gnbank's most frequently originated type of loan was Conventional, with 193 originations. Their 2nd most popular type was USDA, with 16 originations.
Loan Reason
For 2018, Gnbank's most frequently cited loan purpose was Home Purchase, with 106 originations. The 2nd most popular reason was Refi, with 77 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 209 | $17,975,000 | $86,005 | $0 | 0.00% |
For 2018, Gnbank's most frequently cited loan duration was Other, with 209 originations.
Loan Sizing
2018 saw Gnbank place emphasis on $100,000 or less loans with 146 originations, totaling $7,290,000 in origination value.
Applicant Income
Gnbank lent most frequently to those with incomes in the $50k or less range, with 53 originations. The second most popular income band? $50k-75k, with 43 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 209 | $17,975,000 | $86,005 | $0 | 0.00% |
Gnbank lent most frequently to those with DTI ratios of Exempt%, with 209 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications76.55%
Gnbank has a below average approval rate.
Pick Rate
Approvals leading to origination79.43%
Gnbank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 209 | $17,975,000 | $86,005 |