Gnbank Mortgage Rates, Fees & Info
GIRARD, KSLEI: 549300QUH5S3VFIWMU57
Tax ID: 48-0237220
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Mortgage Data
Review & Overview
Gnbank is a smaller bank specializing in Refi and Home Purchase loans. Gnbank has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Pittsburg, Kansas City, Topeka, Orlando, and Manhattan among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)Gnbank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
175Origination Dollar Volume (All Markets)
$28,895,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 58 | $8,520,000 | $146,897 | $0 | 0.00% |
| Pittsburg, KS (FHA|USDA|VA) | 67 | $7,415,000 | $110,672 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 14 | $6,090,000 | $435,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 15 | $1,725,000 | $115,000 | $0 | 0.00% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 1 | $1,505,000 | $1,505,000 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 0.00% |
| Atchison, KS (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $0 | 0.00% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 0.00% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
| Cañon City, CO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 0.00% |
| Parsons, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 170 | $28,280,000 | $166,353 | $0 | 0.00% |
| USDA | 5 | $615,000 | $123,000 | $0 | 0.00% |
For 2024, Gnbank's most frequently originated type of loan was Conventional, with 170 originations. Their 2nd most popular type was USDA, with 5 originations.
Loan Reason
For 2024, Gnbank's most frequently cited loan purpose was Refi, with 74 originations. The 2nd most popular reason was Home Purchase, with 64 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 175 | $28,895,000 | $165,114 | $0 | 0.00% |
For 2024, Gnbank's most frequently cited loan duration was Other, with 175 originations.
Loan Sizing
2024 saw Gnbank place emphasis on $100,000 or less loans with 85 originations, totaling $4,465,000 in origination value.
Applicant Income
Gnbank lent most frequently to those with incomes in the $75k-100k range, with 35 originations. The second most popular income band? $50k-75k, with 32 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 175 | $28,895,000 | $165,114 | $0 | 0.00% |
Gnbank lent most frequently to those with DTI ratios of Exempt%, with 175 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.25%
Gnbank has an average approval rate.
Pick Rate
Approvals leading to origination70.29%
Gnbank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 175 | $28,895,000 | $165,114 |