Dodge City Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Dodge City averaged 6.8% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.61% and one month ago for the week of 2025-02-27, the average rate was 6.62%.

    Dodge City's average rate one year ago was 6.55%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.74%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Dodge City 30 Year Fixed Rate 2025-04-03 6.8%
    Dodge City 30 Year Fixed Rate Refi 2025-04-03 6.74%
    Dodge City 15 Year Fixed Rate 2025-04-03 6.02%
    Dodge City 15 Year Fixed Rate Refi 2025-04-03 6.42%
    Dodge City 30 Year FHA 2025-04-03 5.97%
    Dodge City 30 Year FHA Refi 2025-04-03 6.16%
    Dodge City 30 Year USDA 2025-04-03 6.42%
    Dodge City 30 Year USDA Refi 2025-04-03 6.42%
    Dodge City 30 Year VA 2025-04-03 6.16%
    Dodge City 30 Year VA Refi 2025-04-03 6.16%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Dodge City, KS.

    Dodge City Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Dodge City, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Landmark National Bank 44 6.45% $2,456
    QUICKEN LOANS, LLC 11 6.75% $5,759
    PRIMELENDING, A PLAINSCAPITAL COMPANY 9 7.05% $3,704
    GOLDEN PLAINS 8 6.36% $1,676
    UNITED WHOLESALE MORTGAGE, LLC 6 6.94% $3,667
    Sunflower Bank 4 6.37% $2,955
    GUARANTEED RATE, INC. 4 6.72% $3,527
    Mortgage Investment Services Corporation 3 7.21% $3,251
    Deere Employees Credit Union 2 6.12% $2,705
    BMO Harris Bank 2 7.69% $5,115
    JPMorgan Chase Bank 2 6.81% $2,895
    MUTUAL OF OMAHA MORTGAGE, INC. 2 6.50% $6,108
    LOANDEPOT.COM, LLC 2 7.31% $5,581
    Prosperity Home Mortgage, LLC 1 7.00% $6,262
    TOTAL MORTGAGE SERVICES, LLC 1 7.50% $4,204
    USAA Federal Savings Bank 1 6.13% $2,616
    U.S. Bank 1 6.63% $2,210
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.50% $5,051
    Wells Fargo Bank 1 6.50% $3,792
    Bank of America 1 6.88% $3,068
    Carrington Mortgage Services, LLC 1 6.13% $4,631
    Commerce Bank 1 7.13% $1,778
    Community National Bank & Trust 1 7.88% $4,272
    ESB Financial 1 6.38% $1,752
    Farm Credit Mid-America, ACA 1 7.00% $7,133
    FLAT BRANCH MORTGAGE, INC. 1 6.49% $7,383
    FREEDOM MORTGAGE CORPORATION 1 6.88% $4,948
    Gateway First Bank 1 6.13% $2,737
    GUILD MORTGAGE COMPANY 1 5.88% $7,451
    NAVY FEDERAL CREDIT UNION 1 6.00% $2,377
    Prosperity Bank 1 7.88% $3,568

    Dodge City Average Closing Costs & Other Stats

    Dodge City, KS's 31 lenders originated 296 loans during 2024. The total origination value was $63,610,000, with an average loan value of $214,899.

    Dodge City's average closing costs are $4,005.

    The top Dodge City lender as defined by loan originations is Landmark National Bank, with 44 loans originated. Their average total fees are $2,456, which is $3,302 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Dodge City lenders (with over 10 loans originated) are Landmark National Bank ($2,456), QUICKEN LOANS, LLC ($5,759), .

    The lowest rate Dodge City lenders (with over 10 loans originated) are Landmark National Bank (6.45%), QUICKEN LOANS, LLC (6.75%), .

    Dodge City, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Landmark National Bank $19,355,000 $18,990,000 -1.9% 29.9%
    Sunflower Bank $3,005,000 $4,400,000 46.4% 6.9%
    QUICKEN LOANS, LLC $4,105,000 $3,895,000 -5.1% 6.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $910,000 $3,390,000 272.5% 5.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,620,000 $2,815,000 73.8% 4.4%
    ORIX REAL ESTATE CAPITAL, LLC $3,055,000 $2,665,000 -12.8% 4.2%
    GUARANTEED RATE, INC. $3,785,000 $2,610,000 -31.0% 4.1%
    CMG MORTGAGE, INC. $2,245,000 n/a 3.5%
    GOLDEN PLAINS $2,280,000 $1,900,000 -16.7% 3.0%
    Prosperity Home Mortgage, LLC $540,000 $1,230,000 127.8% 1.9%
    PENNYMAC LOAN SERVICES, LLC $205,000 $1,060,000 417.1% 1.7%
    LOANDEPOT.COM, LLC $715,000 $1,035,000 44.8% 1.6%
    Gateway First Bank $2,705,000 $950,000 -64.9% 1.5%
    Members Mortgage Services, L.L.C. $590,000 $950,000 61.0% 1.5%
    CROSSCOUNTRY MORTGAGE, LLC $925,000 n/a 1.5%
    Mortgage Research Center, LLC $2,005,000 $695,000 -65.3% 1.1%
    FREEDOM MORTGAGE CORPORATION $830,000 $585,000 -29.5% 0.9%
    Mortgage Investment Services Corporation $1,205,000 $565,000 -53.1% 0.9%
    BMO Harris Bank $800,000 $545,000 -31.9% 0.9%
    Equity Prime Mortgage LLC $530,000 n/a 0.8%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $355,000 $480,000 35.2% 0.8%
    Deere Employees Credit Union $470,000 n/a 0.7%
    Farm Credit Mid-America, ACA $465,000 n/a 0.7%
    LAKEVIEW LOAN SERVICING, LLC $465,000 n/a 0.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $225,000 $450,000 100.0% 0.7%
    THE BANK OF KREMLIN $435,000 n/a 0.7%
    FLAT BRANCH MORTGAGE, INC. $425,000 n/a 0.7%
    The Federal Savings Bank $75,000 $385,000 413.3% 0.6%
    Wells Fargo Bank $1,805,000 $380,000 -78.9% 0.6%
    U.S. Bank $430,000 $350,000 -18.6% 0.6%
    UNION HOME MORTGAGE CORP. $335,000 n/a 0.5%
    NAVY FEDERAL CREDIT UNION $305,000 $325,000 6.6% 0.5%
    GNBank $305,000 n/a 0.5%
    Bank of America $290,000 $290,000 0.0% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $285,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $320,000 $275,000 -14.1% 0.4%
    Community National Bank & Trust $255,000 n/a 0.4%
    Paramount Residential Mortgage Group, Inc. $520,000 $255,000 -51.0% 0.4%
    GUILD MORTGAGE COMPANY $235,000 n/a 0.4%
    Arvest Bank $225,000 n/a 0.4%
    Prosperity Bank $225,000 n/a 0.4%
    UMB Bank $725,000 $225,000 -69.0% 0.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $215,000 n/a 0.3%
    GERSHMAN INVESTMENT CORP. $215,000 $215,000 0.0% 0.3%
    TIB The Independent Bankersbank $215,000 n/a 0.3%
    ESB Financial $350,000 $210,000 -40.0% 0.3%
    USAA Federal Savings Bank $375,000 $210,000 -44.0% 0.3%
    Commerce Bank $480,000 $205,000 -57.3% 0.3%
    Envista Credit Union $205,000 n/a 0.3%
    TOP FLITE FINANCIAL, INC. $195,000 n/a 0.3%
    AMERICAN FINANCING CORPORATION $175,000 n/a 0.3%
    AMERISAVE MORTGAGE CORPORATION $95,000 $175,000 84.2% 0.3%
    CARDINAL FINANCIAL $175,000 n/a 0.3%
    JPMorgan Chase Bank $300,000 $170,000 -43.3% 0.3%
    Discover Bank $55,000 $165,000 200.0% 0.3%
    Flagstar Bank, FSB $715,000 $165,000 -76.9% 0.3%
    MERITRUST Federal Credit Union $165,000 n/a 0.3%
    TOTAL MORTGAGE SERVICES, LLC $155,000 n/a 0.2%
    Carrington Mortgage Services, LLC $250,000 $135,000 -46.0% 0.2%
    M&T Bank $135,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $135,000 n/a 0.2%
    American Airlines Federal Credit Union $85,000 n/a 0.1%
    Equity Bank $75,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $210,000 $75,000 -64.3% 0.1%
    Fidelity Bank $45,000 $65,000 44.4% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $275,000 $65,000 -76.4% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $45,000 n/a 0.1%
    Coastal Community Bank $35,000 n/a 0.1%

    Dodge City's top lender by overall market share is Landmark National Bank, with 29.9% market share. In second place, with 6.9%, is Sunflower Bank, having originated $4,400,000 in loans. In third place, with 6.1%, is QUICKEN LOANS, LLC, having originated $3,895,000 in loans. In fourth place, with 5.3%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $3,390,000 in loans. In fifth place, with 4.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,815,000 in loans.

    Dodge City Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Dodge City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $141,225 (-5.8%) $159,133 (-6.3%) 0.00 69
    2018-02-01 $145,000 (-10.6%) $166,048 (-7.3%) 0.00 79
    2018-03-01 $149,900 (-7.8%) $174,922 (-3.2%) 0.00 75
    2018-04-01 $149,950 (-1.7%) $177,772 (3.7%) 0.00 83
    2018-05-01 $152,225 (-2.7%) $178,087 (1.1%) 0.00 89
    2018-06-01 $152,000 (-7.1%) $176,032 (-1.2%) 0.00 87
    2018-07-01 $163,675 (2.4%) $179,295 (0.5%) 0.00 81
    2018-08-01 $167,975 (6.8%) $179,559 (1.5%) 0.00 76
    2018-09-01 $156,789 (4.9%) $173,953 (-0.3%) 0.00 77
    2018-10-01 $154,800 (2.5%) $181,380 (4.8%) 0.00 78
    2018-11-01 $154,750 (3.9%) $189,713 (10.0%) 0.00 78
    2018-12-01 $159,900 (10.4%) $186,023 (9.1%) 0.00 78
    2019-01-01 $149,925 (6.2%) $181,867 (14.3%) 0.00 83
    2019-02-01 $154,925 (6.8%) $179,956 (8.4%) 0.00 89
    2019-03-01 $156,021 (4.1%) $175,596 (0.4%) 0.00 86
    2019-04-01 $159,675 (6.5%) $177,533 (-0.1%) 0.00 86
    2019-05-01 $161,200 (5.9%) $181,739 (2.1%) 0.00 91
    2019-06-01 $159,450 (4.9%) $179,509 (2.0%) 0.00 99
    2019-07-01 $158,000 (-3.5%) $178,835 (-0.3%) 0.00 107
    2019-08-01 $158,464 (-5.7%) $180,908 (0.8%) 0.00 104
    2019-09-01 $159,159 (1.5%) $182,413 (4.9%) 0.00 100
    2019-10-01 $159,523 (3.1%) $181,794 (0.2%) 0.00 95
    2019-11-01 $153,500 (-0.8%) $177,308 (-6.5%) 0.00 93
    2019-12-01 $151,500 (-5.3%) $181,309 (-2.5%) 0.00 81
    2020-01-01 $150,450 (0.4%) $170,363 (-6.3%) 0.00 74
    2020-02-01 $145,400 (-6.2%) $174,212 (-3.2%) 0.00 66
    2020-03-01 $159,500 (2.2%) $186,923 (6.5%) 0.00 48
    2020-04-01 $165,625 (3.7%) $190,202 (7.1%) 0.00 43
    2020-05-01 $142,450 (-11.6%) $193,546 (6.5%) 0.00 36
    2020-06-01 $158,225 (-0.8%) $207,613 (15.7%) 0.00 34
    2020-07-01 $150,475 (-4.8%) $208,502 (16.6%) 0.00 32
    2020-08-01 $139,900 (-11.7%) $237,719 (31.4%) 0.00 30
    2020-09-01 $135,950 (-14.6%) $213,489 (17.0%) 0.00 31
    2020-10-01 $156,500 (-1.9%) $217,868 (19.8%) 0.00 27
    2020-11-01 $141,225 (-8.0%) $215,267 (21.4%) 0.00 35
    2020-12-01 $143,675 (-5.2%) $214,502 (18.3%) 0.00 30
    2021-01-01 $154,250 (2.5%) $217,960 (27.9%) 0.00 35
    2021-02-01 $142,775 (-1.8%) $210,733 (21.0%) 0.00 28
    2021-03-01 $128,125 (-19.7%) $212,461 (13.7%) 0.00 25
    2021-04-01 $145,725 (-12.0%) $258,644 (36.0%) 0.00 23
    2021-05-01 $164,500 (15.5%) $325,500 (68.2%) 0.00 16
    2021-06-01 $246,950 (56.1%) $355,267 (71.1%) 0.00 14
    2021-07-01 $249,000 (65.5%) $333,700 (60.1%) 0.00 17
    2021-08-01 $187,450 (34.0%) $241,908 (1.8%) 0.00 19
    2021-09-01 $158,550 (16.6%) $237,373 (11.2%) 0.00 15
    2021-10-01 $159,900 (2.2%) $218,894 (0.5%) 0.00 16
    2021-11-01 $166,250 (17.7%) $212,997 (-1.1%) 0.00 15
    2021-12-01 $159,900 (11.3%) $215,547 (0.5%) 0.00 14
    2022-01-01 $142,500 (-7.6%) $192,700 (-11.6%) 0.00 16
    2022-02-01 $153,225 (7.3%) $198,613 (-5.8%) 0.00 17
    2022-03-01 $156,175 (21.9%) $205,187 (-3.4%) 0.00 16
    2022-04-01 $183,900 (26.2%) $185,159 (-28.4%) 0.00 20
    2022-05-01 $250,750 (52.4%) $278,668 (-14.4%) 0.00 20
    2022-06-01 $303,500 (22.9%) $289,757 (-18.4%) 0.00 25
    2022-07-01 $279,000 (12.1%) $280,326 (-16.0%) 0.00 39
    2022-08-01 $314,725 (67.9%) $308,634 (27.6%) 0.00 32
    2022-09-01 $283,000 (78.5%) $302,888 (27.6%) 0.00 37
    2022-10-01 $260,000 (62.6%) $309,762 (41.5%) 0.00 40
    2022-11-01 $282,375 (69.9%) $323,406 (51.8%) 0.00 46
    2022-12-01 $285,000 (78.2%) $317,229 (47.2%) 0.00 42
    2023-01-01 $279,100 (95.9%) $307,047 (59.3%) 0.00 38
    2023-02-01 $286,499 (87.0%) $332,579 (67.5%) 0.00 32
    2023-03-01 $312,249 (99.9%) $355,013 (73.0%) 0.00 27
    2023-04-01 $297,498 (61.8%) $324,800 (75.4%) 0.00 24
    2023-05-01 $266,950 (6.5%) $318,252 (14.2%) 0.00 23
    2023-06-01 $287,500 (-5.3%) $320,045 (10.5%) 0.00 32
    2023-07-01 $294,750 (5.7%) $335,515 (19.7%) 0.00 32
    2023-08-01 $309,000 (-1.8%) $346,752 (12.4%) 0.00 29
    2023-09-01 $287,450 (1.6%) $322,482 (6.5%) 0.00 32
    2023-10-01 $268,750 (3.4%) $307,268 (-0.8%) 0.00 37
    2023-11-01 $258,225 (-8.6%) $290,588 (-10.2%) 0.00 43
    2023-12-01 $269,950 (-5.3%) $290,271 (-8.5%) 0.00 39
    2024-01-01 $284,925 (2.1%) $314,554 (2.4%) 0.00 38
    2024-02-01 $298,725 (4.3%) $317,596 (-4.5%) 0.00 39
    2024-03-01 $300,000 (-3.9%) $311,244 (-12.3%) 0.00 45
    2024-04-01 $296,750 (-0.3%) $309,326 (-4.8%) 0.00 45
    2024-05-01 $274,775 (2.9%) $296,765 (-6.8%) 0.00 46
    2024-06-01 $288,050 (0.2%) $292,660 (-8.6%) 0.00 50
    2024-07-01 $296,000 (0.4%) $304,728 (-9.2%) 0.00 54
    2024-08-01 $297,300 (-3.8%) $300,711 (-13.3%) 0.00 57
    2024-09-01 $289,850 (0.8%) $291,799 (-9.5%) 0.00 61
    2024-10-01 $292,500 (8.8%) $300,587 (-2.2%) 0.00 57
    2024-11-01 $287,300 (11.3%) $298,179 (2.6%) 0.00 64
    2024-12-01 $289,500 (7.2%) $301,882 (4.0%) 0.00 65
    2025-01-01 $283,475 (-0.5%) $298,068 (-5.2%) 0.00 68
    2025-02-01 $276,175 (-7.6%) $295,231 (-7.0%) 0.00 79
    2025-03-01 $269,900 (-10.0%) $291,352 (-6.4%) 0.00 83
    Dodge City's median listing price for 2025-03-01 was $269,900, a difference of $-30,100 (-10.0%) versus the prior year and $-6,275 versus the prior month.

    Dodge City's median listing price comes in at 0% of the national average.

    Dodge City's average listing price for 2025-03-01 was $291,352, a difference of $-19,892 (-6.4%) versus the prior year and $-3,879 versus the prior month.

    For the 2025-03-01 period, Dodge City had 83 MLS listings, a difference of 4 listings (5%) versus the prior month and 38 listings (84%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Dodge City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,458 sqft
    2018-02-01 0 days 1,457 sqft
    2018-03-01 0 days 1,457 sqft
    2018-04-01 0 days 1,432 sqft
    2018-05-01 0 days 1,458 sqft
    2018-06-01 0 days 1,448 sqft
    2018-07-01 0 days 1,450 sqft
    2018-08-01 0 days 1,459 sqft
    2018-09-01 0 days 1,476 sqft
    2018-10-01 0 days 1,471 sqft
    2018-11-01 0 days 1,476 sqft
    2018-12-01 0 days 1,476 sqft
    2019-01-01 0 days 1,472 sqft
    2019-02-01 0 days 1,477 sqft
    2019-03-01 0 days 1,471 sqft
    2019-04-01 0 days 1,480 sqft
    2019-05-01 0 days 1,458 sqft
    2019-06-01 0 days 1,467 sqft
    2019-07-01 0 days 1,431 sqft
    2019-08-01 0 days 1,454 sqft
    2019-09-01 0 days 1,471 sqft
    2019-10-01 0 days 1,462 sqft
    2019-11-01 0 days 1,438 sqft
    2019-12-01 0 days 1,431 sqft
    2020-01-01 0 days 1,437 sqft
    2020-02-01 0 days 1,455 sqft
    2020-03-01 0 days 1,468 sqft
    2020-04-01 0 days 1,413 sqft
    2020-05-01 0 days 1,394 sqft
    2020-06-01 0 days 1,444 sqft
    2020-07-01 0 days 1,414 sqft
    2020-08-01 0 days 1,448 sqft
    2020-09-01 0 days 1,448 sqft
    2020-10-01 0 days 1,484 sqft
    2020-11-01 0 days 1,468 sqft
    2020-12-01 0 days 1,453 sqft
    2021-01-01 0 days 1,465 sqft
    2021-02-01 0 days 1,458 sqft
    2021-03-01 0 days 1,431 sqft
    2021-04-01 0 days 1,403 sqft
    2021-05-01 0 days 1,468 sqft
    2021-06-01 0 days 1,534 sqft
    2021-07-01 0 days 1,921 sqft
    2021-08-01 0 days 1,353 sqft
    2021-09-01 0 days 1,225 sqft
    2021-10-01 0 days 1,458 sqft
    2021-11-01 0 days 1,568 sqft
    2021-12-01 0 days 1,453 sqft
    2022-01-01 0 days 1,240 sqft
    2022-02-01 0 days 1,255 sqft
    2022-03-01 0 days 1,260 sqft
    2022-04-01 0 days 1,289 sqft
    2022-05-01 0 days 1,558 sqft
    2022-06-01 0 days 1,516 sqft
    2022-07-01 0 days 1,524 sqft
    2022-08-01 0 days 1,660 sqft
    2022-09-01 0 days 1,601 sqft
    2022-10-01 0 days 1,572 sqft
    2022-11-01 0 days 1,532 sqft
    2022-12-01 0 days 1,538 sqft
    2023-01-01 0 days 1,562 sqft
    2023-02-01 0 days 1,601 sqft
    2023-03-01 0 days 1,787 sqft
    2023-04-01 0 days 1,735 sqft
    2023-05-01 0 days 1,800 sqft
    2023-06-01 0 days 1,719 sqft
    2023-07-01 0 days 1,612 sqft
    2023-08-01 0 days 1,760 sqft
    2023-09-01 0 days 1,491 sqft
    2023-10-01 0 days 1,458 sqft
    2023-11-01 0 days 1,484 sqft
    2023-12-01 0 days 1,511 sqft
    2024-01-01 0 days 1,518 sqft
    2024-02-01 0 days 1,610 sqft
    2024-03-01 0 days 1,572 sqft
    2024-04-01 0 days 1,561 sqft
    2024-05-01 0 days 1,539 sqft
    2024-06-01 0 days 1,522 sqft
    2024-07-01 0 days 1,574 sqft
    2024-08-01 0 days 1,484 sqft
    2024-09-01 0 days 1,494 sqft
    2024-10-01 0 days 1,545 sqft
    2024-11-01 0 days 1,456 sqft
    2024-12-01 0 days 1,504 sqft
    2025-01-01 0 days 1,448 sqft
    2025-02-01 0 days 1,429 sqft
    2025-03-01 0 days 1,400 sqft
    Dodge City's median listing age (time on market) for 2025-03-01 was 0 days.

    Dodge City's median square footage for active listings during the 2025-03-01 period was 1,400 sqft. One year prior, the average listing was 1,572 sqft.

    Dodge City, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 219 $50,175,000 $229,110
    Cash Out Refi 28 $4,990,000 $178,214
    Refi 21 $6,355,000 $302,619
    Other 19 $1,315,000 $69,211
    Home Improvement 9 $775,000 $86,111

    Dodge City's most frequently cited loan purpose was Home Purchase, with 219 originations. The 2nd most popular reason was Cash Out Refi, with 28 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 178 $41,090,000 $230,843
    7-8% 52 $10,440,000 $200,769
    5-6% 41 $9,225,000 $225,000
    Over 8% 18 $1,310,000 $72,778
    4-5% 3 $635,000 $211,667
    <2.5% 1 $5,000 $5,000
    3-4% 1 $165,000 $165,000

    During 2024, Dodge City's most frequently originated rate bucket was 6-7%, with 178 originations.

    Loan Sizing (Dodge City, KS MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 146 $38,250,000 $261,986
    $100k-200k 93 $14,755,000 $158,656
    $100,000 or less 48 $3,320,000 $69,167
    $400k-600k 7 $3,085,000 $440,714
    $Over $1MM 2 $4,200,000 $2,100,000

    Dodge City's loan sizing saw the bucket of loans from $200k-400k with 146 originations, totaling $38,250,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 186 $43,930,000 $236,183
    60-80% 53 $10,795,000 $203,679
    20-40% 26 $2,030,000 $78,077
    40-60% 17 $2,185,000 $128,529
    Under 20% 6 $210,000 $35,000
    Over 100% 2 $2,920,000 $1,460,000

    Dodge City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 186 originations, totaling $43,930,000 in origination value.