Ps Bank Mortgage Rates, Fees & Info
Wyalusing, PALEI: 549300RXD00V454J4078
Tax ID: 24-0687920
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Mortgage Data
Review & Overview
Ps Bank is a smaller bank specializing in Home Purchase loans. Ps Bank has a high proportion of conventional loans. Their top markets by origination volume include: Scranton, Sayre, Binghamton, Allentown, and New York among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Ps Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
213Origination Dollar Volume (All Markets)
$36,625,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 94 | $17,250,000 | $183,511 | $0 | 0.00% |
| Sayre, PA (FHA|USDA|VA) | 55 | $7,735,000 | $140,636 | $0 | 0.00% |
| Outside of Metro Areas | 39 | $6,345,000 | $162,692 | $0 | 0.00% |
| BINGHAMTON, NY (FHA|USDA|VA) | 9 | $1,125,000 | $125,000 | $0 | 0.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 0.00% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 0.00% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 213 | $36,625,000 | $171,948 | $0 | 0.00% |
For 2023, Ps Bank's most frequently originated type of loan was Conventional, with 213 originations.
Loan Reason
For 2023, Ps Bank's most frequently cited loan purpose was Home Purchase, with 120 originations. The 2nd most popular reason was Home Improvement, with 34 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 213 | $36,625,000 | $171,948 | $0 | 0.00% |
For 2023, Ps Bank's most frequently cited loan duration was Other, with 213 originations.
Loan Sizing
2023 saw Ps Bank place emphasis on $100,000 or less loans with 84 originations, totaling $4,730,000 in origination value.
Applicant Income
Ps Bank lent most frequently to those with incomes in the $100k-150k range, with 49 originations. The second most popular income band? $150k-250k, with 42 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 213 | $36,625,000 | $171,948 | $0 | 0.00% |
Ps Bank lent most frequently to those with DTI ratios of Exempt%, with 213 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.63%
Ps Bank has an average approval rate.
Pick Rate
Approvals leading to origination74.65%
Ps Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 213 | $36,625,000 | $171,948 |