Community Bank Mortgage Rates, Fees & Info
Longview, TXLEI: 549300YK8RG6J51VOI08
Tax ID: 75-1907541
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Community Bank is a smaller bank specializing in Home Purchase loans. Community Bank has a high proportion of conventional loans. Their top markets by origination volume include: Longview, Fredericksburg, Kerrville, Lafayette, and Eugene among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Community Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
65Origination Dollar Volume (All Markets)
$21,375,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LONGVIEW, TX (FHA|USDA|VA) | 50 | $10,940,000 | $218,800 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $4,910,000 | $1,227,500 | $0 | 0.00% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $2,425,000 | $2,425,000 | $0 | 0.00% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $0 | 0.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 0.00% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 0.00% |
| TYLER, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 0.00% |
| MONROE, LA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Community Bank based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 65 | $21,375,000 | $328,846 | $0 | 0.00% |
For 2024, Community Bank's most frequently originated type of loan was Conventional, with 65 originations.
Loan Reason
For 2024, Community Bank's most frequently cited loan purpose was Home Purchase, with 45 originations. The 2nd most popular reason was Other, with 17 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 65 | $21,375,000 | $328,846 | $0 | 0.00% |
For 2024, Community Bank's most frequently cited loan duration was Other, with 65 originations.
Loan Sizing
2024 saw Community Bank place emphasis on $200k-400k loans with 25 originations, totaling $6,875,000 in origination value.
Applicant Income
Community Bank lent most frequently to those with incomes in the $250k+ range, with 12 originations. The second most popular income band? $150k-250k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 65 | $21,375,000 | $328,846 | $0 | 0.00% |
Community Bank lent most frequently to those with DTI ratios of Exempt%, with 65 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.76%
Community Bank has an average approval rate.
Pick Rate
Approvals leading to origination81.54%
Community Bank has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 65 | $21,375,000 | $328,846 |