Mortgage Financial Services Rates, Fees & Info

BATON ROUGE, LA

LEI: 5493009F6BJDCZMZ7Y26

Tax ID: 20-8468035

3.5 stars - out of 5 stars, based on 83 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Mortgage Financial Services is a small mortgage company specializing in Home Purchase and Refi loans. Mortgage Financial Services has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Dallas, San Antonio, Houston, Little Rock, and San Angelo among others. We have data for 106 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Mortgage Financial Services has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Mortgage Financial Services is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.99% 12/4/22
    30 Year Conventional Refi 6.79% 12/4/22
    30 Year Cash-out Refi 7.04% 12/4/22
    30 Year FHA Purchase 7.86% 12/4/22
    30 Year FHA Refi 7.52% 12/4/22
    30 Year VA Purchase 6.77% 12/4/22
    30 Year VA Refi 6.40% 12/4/22
    30 Year USDA Purchase 7.21% 12/4/22
    30 Year USDA Refi 6.89% 12/4/22
    15 Year Conventional Purchase 6.16% 12/4/22
    15 Year Conventional Refi 6.11% 12/4/22
    15 Year Cash-out Refi 6.11% 12/4/22
    15 Year FHA Purchase 8.73% 12/4/22
    15 Year VA Purchase 6.28% 12/4/22
    15 Year VA Refi 6.07% 12/4/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    6,941

    Origination Dollar Volume (All Markets)

    $1,650,315,000
    Show all (16) awards

    Relative Rate

    Mortgage Financial Services's average 30 year fixed mortgage rate was 3.1%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.05%.

    Relative Fees (Closing Costs)

    Mortgage Financial Services's average total fees/closing costs for a 30 year fixed rate mortgage were $6,440.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,482 $430,800,000 $290,688 $6,748 3.06%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 638 $178,370,000 $279,577 $7,166 3.01%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 592 $157,140,000 $265,439 $6,476 3.01%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 596 $106,030,000 $177,903 $5,086 3.17%
    SAN ANGELO, TX (FHA|USDA|VA) 421 $97,835,000 $232,387 $5,882 2.94%
    TYLER, TX (FHA|USDA|VA) 369 $80,775,000 $218,902 $7,609 2.99%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 208 $67,860,000 $326,250 $6,085 2.89%
    LAREDO, TX (FHA|USDA|VA) 278 $62,540,000 $224,964 $7,414 2.92%
    TEXARKANA, TX-AR (FHA|USDA|VA) 288 $53,990,000 $187,465 $5,443 3.00%
    Outside of Metro Areas 283 $52,225,000 $184,541 $5,667 3.12%
    BATON ROUGE, LA (FHA|USDA|VA) 192 $42,150,000 $219,531 $6,261 3.00%
    ABILENE, TX (FHA|USDA|VA) 186 $41,440,000 $222,796 $4,971 3.03%
    PINE BLUFF, AR (FHA|USDA|VA) 199 $30,805,000 $154,799 $5,004 3.17%
    LAFAYETTE, LA (FHA|USDA|VA) 147 $29,155,000 $198,333 $5,748 3.19%
    LONGVIEW, TX (FHA|USDA|VA) 127 $26,905,000 $211,850 $6,706 3.16%
    LAKE CHARLES, LA (FHA|USDA|VA) 101 $20,715,000 $205,099 $6,825 3.22%
    Searcy, AR (FHA|USDA|VA) 114 $19,900,000 $174,561 $4,848 3.04%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 57 $13,385,000 $234,825 $5,795 3.02%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 61 $12,755,000 $209,098 $5,010 3.15%
    EL PASO, TX (FHA|USDA|VA) 64 $11,890,000 $185,781 $5,232 2.96%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 26 $6,850,000 $263,462 $6,115 3.18%
    Athens, TX (FHA|USDA|VA) 34 $6,490,000 $190,882 $6,158 2.95%
    DeRidder, LA (FHA|USDA|VA) 25 $5,575,000 $223,000 $4,647 3.17%
    Opelousas, LA (FHA|USDA|VA) 36 $4,940,000 $137,222 $5,066 3.22%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 28 $4,870,000 $173,929 $6,779 2.82%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 19 $4,335,000 $228,158 $6,904 3.03%
    Gainesville, TX (FHA|USDA|VA) 16 $4,090,000 $255,625 $6,390 2.93%
    Jacksonville, TX (FHA|USDA|VA) 18 $4,010,000 $222,778 $8,705 2.96%
    Fort Polk South, LA (FHA|USDA|VA) 19 $3,715,000 $195,526 $4,600 3.03%
    KNOXVILLE, TN (FHA|USDA|VA) 13 $3,185,000 $245,000 $2,005 2.99%
    Granbury, TX (FHA|USDA|VA) 10 $3,120,000 $312,000 $6,251 3.39%
    Jennings, LA (FHA|USDA|VA) 17 $2,915,000 $171,471 $5,468 3.22%
    LUBBOCK, TX (FHA|USDA|VA) 15 $2,685,000 $179,000 $4,298 2.88%
    HAMMOND, LA (FHA|USDA|VA) 14 $2,490,000 $177,857 $4,475 3.09%
    ALEXANDRIA, LA (FHA|USDA|VA) 13 $2,485,000 $191,154 $5,104 3.03%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 12 $2,330,000 $194,167 $5,274 3.08%
    MIDLAND, TX (FHA|USDA|VA) 8 $2,310,000 $288,750 $6,187 3.13%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 9 $2,105,000 $233,889 $4,629 2.97%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 12 $2,050,000 $170,833 $6,436 3.24%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $1,995,000 $221,667 $6,545 3.17%
    Nacogdoches, TX (FHA|USDA|VA) 9 $1,965,000 $218,333 $5,760 3.15%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $1,925,000 $213,889 $3,895 2.87%
    WACO, TX (FHA|USDA|VA) 7 $1,895,000 $270,714 $3,937 2.82%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 9 $1,825,000 $202,778 $7,932 3.15%
    Bonham, TX (FHA|USDA|VA) 8 $1,760,000 $220,000 $6,851 3.26%
    HOT SPRINGS, AR (FHA|USDA|VA) 7 $1,665,000 $237,857 $4,304 3.16%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $1,620,000 $810,000 $10,307 3.25%
    Mount Pleasant, TX (FHA|USDA|VA) 6 $1,430,000 $238,333 $6,540 3.27%
    Palestine, TX (FHA|USDA|VA) 7 $1,295,000 $185,000 $7,315 2.95%
    Fredericksburg, TX (FHA|USDA|VA) 3 $1,095,000 $365,000 $7,784 3.00%
    WICHITA FALLS, TX (FHA|USDA|VA) 6 $1,050,000 $175,000 $5,324 3.00%
    Sulphur Springs, TX (FHA|USDA|VA) 5 $1,025,000 $205,000 $5,678 3.15%
    Paris, TX (FHA|USDA|VA) 6 $1,020,000 $170,000 $5,139 2.92%
    El Campo, TX (FHA|USDA|VA) 4 $970,000 $242,500 $5,980 2.69%
    TULSA, OK (FHA|USDA|VA) 3 $965,000 $321,667 $6,202 3.16%
    Natchez, MS-LA (FHA|USDA|VA) 7 $915,000 $130,714 $6,077 3.27%
    ODESSA, TX (FHA|USDA|VA) 4 $880,000 $220,000 $7,244 3.28%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $860,000 $430,000 $2,985 2.44%
    Port Lavaca, TX (FHA|USDA|VA) 3 $855,000 $285,000 $8,628 2.63%
    MONROE, LA (FHA|USDA|VA) 4 $800,000 $200,000 $6,736 2.81%
    Kerrville, TX (FHA|USDA|VA) 4 $800,000 $200,000 $6,134 3.22%
    Beeville, TX (FHA|USDA|VA) 3 $705,000 $235,000 $11,656 2.79%
    Corsicana, TX (FHA|USDA|VA) 3 $685,000 $228,333 $3,772 3.14%
    Mineral Wells, TX (FHA|USDA|VA) 3 $675,000 $225,000 $7,609 2.58%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $530,000 $265,000 $9,490 2.56%
    AMARILLO, TX (FHA|USDA|VA) 2 $520,000 $260,000 $3,411 2.81%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $500,000 $250,000 $8,040 4.00%
    Brenham, TX (FHA|USDA|VA) 2 $480,000 $240,000 $6,908 2.81%
    Stephenville, TX (FHA|USDA|VA) 2 $440,000 $220,000 $3,429 3.00%
    FORT SMITH, AR-OK (FHA|USDA|VA) 2 $420,000 $210,000 $3,850 3.00%
    Rockport, TX (FHA|USDA|VA) 1 $415,000 $415,000 $8,740 2.63%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 1 $405,000 $405,000 $3,468 2.99%
    Helena-West Helena, AR (FHA|USDA|VA) 3 $395,000 $131,667 $3,114 2.88%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $395,000 $395,000 $6,482 2.63%
    Snyder, TX (FHA|USDA|VA) 1 $375,000 $375,000 $4,133 3.38%
    Sweetwater, TX (FHA|USDA|VA) 2 $370,000 $185,000 $5,942 3.04%
    Arkadelphia, AR (FHA|USDA|VA) 3 $355,000 $118,333 $5,162 3.17%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $345,000 $345,000 $10,327 2.38%
    Del Rio, TX (FHA|USDA|VA) 1 $335,000 $335,000 $12,561 2.75%
    Hope, AR (FHA|USDA|VA) 2 $330,000 $165,000 $4,712 2.88%
    Brownwood, TX (FHA|USDA|VA) 2 $320,000 $160,000 $5,067 3.56%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $315,000 $315,000 $6,197 3.25%
    Zapata, TX (FHA|USDA|VA) 2 $300,000 $150,000 $4,273 3.25%
    VICTORIA, TX (FHA|USDA|VA) 1 $285,000 $285,000 $10,033 3.25%
    Bay City, TX (FHA|USDA|VA) 2 $280,000 $140,000 $4,048 3.35%
    Key West, FL (FHA|USDA|VA) 1 $265,000 $265,000 $3,663 2.25%
    Arcadia, FL (FHA|USDA|VA) 1 $265,000 $265,000 $2,641 2.63%
    Russellville, AR (FHA|USDA|VA) 2 $260,000 $130,000 $3,139 3.00%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 1 $255,000 $255,000 $5,227 4.13%
    Batesville, AR (FHA|USDA|VA) 1 $255,000 $255,000 $8,857 3.25%
    GAINESVILLE, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,407 2.99%
    Paragould, AR (FHA|USDA|VA) 2 $240,000 $120,000 $2,801 3.25%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1 $235,000 $235,000 $3,966 3.00%
    Malvern, AR (FHA|USDA|VA) 2 $230,000 $115,000 $4,108 3.31%
    Natchitoches, LA (FHA|USDA|VA) 1 $225,000 $225,000 $9,127 2.75%
    Lamesa, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,599 3.00%
    Forrest City, AR (FHA|USDA|VA) 2 $210,000 $105,000 $4,223 3.00%
    Shawnee, OK (FHA|USDA|VA) 1 $195,000 $195,000 $3,910 2.88%
    Lake City, FL (FHA|USDA|VA) 1 $195,000 $195,000 $6,521 3.38%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1 $185,000 $185,000 $6,676 3.63%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,626 3.25%
    MOBILE, AL (FHA|USDA|VA) 1 $165,000 $165,000 $1,641 3.50%
    Picayune, MS (FHA|USDA|VA) 1 $155,000 $155,000 $4,851 3.38%
    Bogalusa, LA (FHA|USDA|VA) 1 $145,000 $145,000 $3,834 2.75%
    Borger, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,984 3.25%
    JONESBORO, AR (FHA|USDA|VA) 1 $95,000 $95,000 $5,582 3.00%
    Mortgage Financial Services's top markets include Dallas, San Antonio, Houston, Little Rock, and San Angelo among others.

    Their top states include:
  • Texas (FHA|USDA|VA)
  • Arkansas (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against MORTGAGE FINANCIAL SERVICES based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Eureka Homestead
    Similarity Rank: 204
    ARKANSAS Federal Credit Union
    Similarity Rank: 216
    BTH Bank
    Similarity Rank: 220
    First Security Bank
    Similarity Rank: 252
    COMMUNITY MORTGAGE CORPORATION
    Similarity Rank: 280
    State Bank of De Kalb
    Similarity Rank: 285
    AAXY L.L.C.
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    First State Bank
    Similarity Rank: 496
    GREATER NEW ORLEANS
    Similarity Rank: 543

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,165 $1,034,005,000 $248,261 $5,363 3.04%
    FHA 1,772 $369,610,000 $208,584 $8,116 3.12%
    VA 595 $176,435,000 $296,529 $7,461 2.88%
    USDA 409 $70,265,000 $171,797 $5,320 3.00%

    For 2021, Mortgage Financial Services's most frequently originated type of loan was Conventional, with 4,165 originations. Their 2nd most popular type was FHA, with 1,772 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 4,722 $1,103,930,000 $233,784 $6,699 3.10%
    Refi 1,458 $353,230,000 $242,270 $4,893 2.81%
    Cash Out Refi 761 $193,155,000 $253,817 $5,997 3.15%

    For 2021, Mortgage Financial Services's most frequently cited loan purpose was Home Purchase, with 4,722 originations. The 2nd most popular reason was Refi, with 1,458 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 6,178 $1,493,590,000 $241,759 $6,440 3.10%
    15 Year 474 $99,190,000 $209,262 $4,849 2.52%
    20 Year 153 $35,855,000 $234,346 $5,076 2.83%
    10 Year 69 $6,385,000 $92,536 $2,156 2.78%
    Other 67 $15,295,000 $228,284 $4,807 2.88%

    For 2021, Mortgage Financial Services's most frequently cited loan duration was 30 Year, with 6,178 originations. The 2nd most popular length was 15 Year, with 474 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,256 $748,570,000 $229,905
    $<1k 1,295 $299,305,000 $231,124
    $2k-3k 1,076 $239,640,000 $222,714
    $5k+ 540 $178,090,000 $329,796
    $3k-4k 479 $109,315,000 $228,215
    $4k-5k 294 $75,280,000 $256,054

    Mortgage Financial Services's average total fees were $6,440, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,256 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 3,025 $745,935,000 $246,590
    3-4% 2,941 $663,755,000 $225,690
    <2.5% 829 $212,115,000 $255,869
    4-5% 144 $28,180,000 $195,694
    5-6% 1 $215,000 $215,000

    During 2021, Mortgage Financial Services's average interest rate for loans was 3.10%, while their most frequently originated rate bucket for loans was 2.5-3%, with 3,025 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,234 $887,990,000 $274,579 $7,001 3.02%
    $100k-200k 2,677 $422,975,000 $158,003 $5,172 3.08%
    $400k-600k 589 $279,285,000 $474,168 $8,162 2.94%
    $100,000 or less 402 $29,760,000 $74,030 $3,761 3.18%
    $600k-1MM 32 $22,130,000 $691,563 $12,887 3.12%
    $1MM+ 7 $8,175,000 $1,167,857 $15,988 3.23%

    2021 saw Mortgage Financial Services place emphasis on $200k-400k loans with 3,234 originations, totaling $887,990,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,884 $372,690,000 $197,818 $6,243 3.08%
    $100k-150k 1,436 $396,520,000 $276,128 $6,388 3.03%
    $75k-100k 1,253 $297,705,000 $237,594 $6,275 3.04%
    $50k or less 1,238 $193,440,000 $156,252 $5,430 3.06%
    $150k-250k 847 $284,725,000 $336,157 $7,074 3.02%
    $250k+ 235 $90,865,000 $386,660 $7,001 2.97%

    Mortgage Financial Services lent most frequently to those with incomes in the $50k-75k range, with 1,884 originations. The second most popular income band? $100k-150k, with 1,436 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,347 $318,275,000 $236,284 $5,633 2.97%
    30-36% 1,248 $288,060,000 $230,817 $6,021 3.04%
    50-60% 516 $122,910,000 $238,198 $8,297 3.08%
    <20% 377 $86,615,000 $229,748 $5,227 2.94%
    44% 283 $69,335,000 $245,000 $6,542 3.08%
    40% 274 $64,170,000 $234,197 $6,124 3.13%
    42% 273 $65,455,000 $239,762 $6,372 3.15%
    39% 266 $65,660,000 $246,842 $6,504 3.11%
    38% 261 $60,195,000 $230,632 $6,147 3.07%
    41% 249 $56,845,000 $228,293 $6,560 3.06%
    37% 245 $56,965,000 $232,510 $6,034 3.11%
    36% 237 $53,995,000 $227,827 $6,031 3.06%
    43% 237 $59,795,000 $252,300 $6,620 3.14%
    45% 225 $54,245,000 $241,089 $6,571 3.11%
    47% 199 $50,805,000 $255,302 $6,897 3.08%
    46% 181 $45,975,000 $254,006 $6,867 3.09%
    49% 178 $43,600,000 $244,944 $7,056 3.10%
    48% 175 $41,625,000 $237,857 $6,523 3.11%
    >60% 3 $1,575,000 $525,000 $16,424 2.88%

    Mortgage Financial Services lent most frequently to those with DTI ratios of 20-30%, with 1,347 originations. The next most common DTI ratio? 30-36%, with 1,248 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,142 $1,233,120,000 $239,813 $6,178 3.03%
    Not provided 796 $191,000,000 $239,950 $6,590 3.07%
    Black 787 $167,825,000 $213,247 $6,397 3.15%
    Asian 142 $40,000,000 $281,690 $6,385 3.07%
    American Indian 41 $8,775,000 $214,024 $6,082 3.16%
    Not applicable 17 $5,265,000 $309,706 $1,374 3.01%
    Native Hawaiian or Islander 10 $3,000,000 $300,000 $7,349 3.00%
    Other Asian 2 $510,000 $255,000 $6,387 2.75%
    Asian Indian 2 $380,000 $190,000 $4,167 2.75%
    Japanese 1 $275,000 $275,000 $6,609 2.63%
    Korean 1 $165,000 $165,000 $3,370 2.75%

    Approval Rates

    Total approvals of all applications
    95.79%

    Mortgage Financial Services has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    98.30%

    Mortgage Financial Services has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,941 $1,650,315,000 $237,763

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    6,941 $1,650,315,000 $237,763

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 152 $26,150,000 $172,039 $4,701 2.74%
    40-60% 540 $127,470,000 $236,056 $5,056 2.78%
    60-80% 1,777 $447,765,000 $251,978 $5,526 3.07%
    80-100% 4,229 $998,565,000 $236,123 $6,619 3.08%
    Over 100% 191 $47,785,000 $250,183 $10,319 2.99%
    Under 20% 45 $1,575,000 $35,000 $1,111 2.99%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    MORTGAGE MASTER SERVICE CORPORATION FHA mortgage Closing on a mortgage 1 100.0%