Eastman Mortgage Rates, Fees & Info

Kingsport, TN

LEI: 549300DDLYW49R2HCV81

Tax ID: 62-6039479

3.8 stars - out of 5 stars, based on 76 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Eastman is a small mortgage company specializing in Home Purchase loans. Eastman has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include Kingsport, Johnson City, Longview, Greeneville, and Morristown among others. Eastman has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Eastman is typically an average fee lendor.


Originations

5,704

Origination Dollar Volume (All Markets)

$1,010,950,000
Show all (6) awards

Relative Rate

Eastman's average 30 year fixed rate mortgage of loans were 4.03%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.88%.

Relative Fees

Eastman's average total fees for a 30 year fixed rate mortgage are $3,329.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2,531 $371,875,000 $146,928 $3,045 3.78%
JOHNSON CITY, TN (FHA|USDA|VA) 1,418 $259,600,000 $183,075 $3,361 3.73%
LONGVIEW, TX (FHA|USDA|VA) 425 $91,235,000 $214,671 $4,344 3.73%
Greeneville, TN (FHA|USDA|VA) 348 $49,570,000 $142,443 $2,979 3.89%
Outside of Metro Areas 330 $43,750,000 $132,576 $2,993 4.02%
MORRISTOWN, TN (FHA|USDA|VA) 40 $33,540,000 $838,500 $3,718 3.81%
Big Stone Gap, VA (FHA|USDA|VA) 152 $19,590,000 $128,882 $2,849 4.11%
KNOXVILLE, TN (FHA|USDA|VA) 66 $16,510,000 $250,152 $3,858 3.66%
Sevierville, TN (FHA|USDA|VA) 31 $16,055,000 $517,903 $4,947 3.78%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 20 $6,870,000 $343,500 $3,989 3.55%
TYLER, TX (FHA|USDA|VA) 22 $5,750,000 $261,364 $5,077 3.76%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 22 $5,530,000 $251,364 $3,662 3.52%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 11 $5,245,000 $476,818 $7,984 3.39%
Glenwood Springs, CO (FHA|USDA|VA) 1 $5,005,000 $5,005,000 $11,649 3.63%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3 $3,995,000 $1,331,667 $7,694 3.92%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 13 $3,885,000 $298,846 $5,725 3.70%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $2,855,000 $951,667 $16,290 3.13%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 10 $2,720,000 $272,000 $4,760 3.74%
ASHEVILLE, NC (FHA|USDA|VA) 11 $2,505,000 $227,727 $2,958 3.72%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3 $2,365,000 $788,333 $5,906 3.54%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,965,000 $280,714 $5,921 3.77%
Newport, TN (FHA|USDA|VA) 14 $1,850,000 $132,143 $3,703 4.37%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $1,740,000 $870,000 $6,489 3.56%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 6 $1,730,000 $288,333 $3,466 3.40%
BRUNSWICK, GA (FHA|USDA|VA) 2 $1,700,000 $850,000 $3,269 3.38%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $1,645,000 $235,000 $3,430 3.32%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $1,590,000 $795,000 $8,568 4.06%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $1,570,000 $785,000 $2,961 2.81%
Mount Pleasant, TX (FHA|USDA|VA) 7 $1,465,000 $209,286 $4,001 3.91%
COLUMBIA, SC (FHA|USDA|VA) 6 $1,420,000 $236,667 $3,113 4.29%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $1,335,000 $1,335,000 $11,585 2.75%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $1,305,000 $435,000 $6,214 4.38%
Bluefield, WV-VA (FHA|USDA|VA) 9 $1,305,000 $145,000 $2,591 3.56%
ROANOKE, VA (FHA|USDA|VA) 5 $1,145,000 $229,000 $3,261 3.88%
Boone, NC (FHA|USDA|VA) 4 $1,130,000 $282,500 $2,506 3.47%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $1,130,000 $565,000 $3,886 3.75%
CLEVELAND, TN (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,964 3.53%
Lufkin, TX (FHA|USDA|VA) 3 $1,055,000 $351,667 $5,337 3.79%
Seneca, SC (FHA|USDA|VA) 2 $1,000,000 $500,000 $6,058 3.19%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $975,000 $325,000 $10,419 3.54%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $965,000 $965,000 $9,489 3.00%
BATON ROUGE, LA (FHA|USDA|VA) 2 $960,000 $480,000 $9,061 2.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $850,000 $212,500 $2,991 4.09%
COLUMBUS, OH (FHA|USDA|VA) 2 $840,000 $420,000 $5,181 3.50%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $835,000 $835,000 $9,744 3.25%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 3 $835,000 $278,333 $4,226 4.04%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 3 $825,000 $275,000 $3,522 3.63%
BURLINGTON, NC (FHA|USDA|VA) 2 $810,000 $405,000 $3,653 3.63%
SPARTANBURG, SC (FHA|USDA|VA) 2 $770,000 $385,000 $3,308 4.13%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $750,000 $375,000 $5,359 3.69%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 5 $745,000 $149,000 $2,584 3.40%
ST. LOUIS, MO-IL (FHA|USDA|VA) 3 $725,000 $241,667 $3,706 3.21%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 2 $720,000 $360,000 $2,769 3.13%
Batesville, AR (FHA|USDA|VA) 6 $710,000 $118,333 $3,281 3.44%
Cookeville, TN (FHA|USDA|VA) 5 $695,000 $139,000 $2,854 4.00%
Lewisburg, PA (FHA|USDA|VA) 2 $690,000 $345,000 $8,104 3.56%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $685,000 $685,000 $4,766 3.88%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $645,000 $645,000 $5,740 3.38%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $565,000 $565,000 $2,925 4.00%
RICHMOND, VA (FHA|USDA|VA) 6 $560,000 $93,333 $2,653 3.73%
Crossville, TN (FHA|USDA|VA) 3 $525,000 $175,000 $3,926 3.38%
OCALA, FL (FHA|USDA|VA) 2 $520,000 $260,000 $3,715 3.19%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $495,000 $165,000 $3,666 3.50%
PITTSBURGH, PA (FHA|USDA|VA) 3 $495,000 $165,000 $3,670 5.00%
Jacksonville, TX (FHA|USDA|VA) 3 $455,000 $151,667 $4,905 3.42%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $455,000 $455,000 $8,775 3.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $455,000 $455,000 $4,541 3.63%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $445,000 $445,000 $4,851 3.63%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $425,000 $425,000 $5,352 4.38%
VISALIA, CA (FHA|USDA|VA) 1 $425,000 $425,000 $4,186 3.50%
WILMINGTON, NC (FHA|USDA|VA) 2 $420,000 $210,000 $5,236 3.19%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $410,000 $205,000 $3,062 3.63%
LYNCHBURG, VA (FHA|USDA|VA) 2 $400,000 $200,000 $3,397 4.00%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $385,000 $385,000 $9,703 2.50%
LAS CRUCES, NM (FHA|USDA|VA) 2 $380,000 $190,000 $3,093 2.88%
Paducah, KY-IL (FHA|USDA|VA) 1 $365,000 $365,000 $3,366 4.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $365,000 $365,000 $3,661 3.50%
TULSA, OK (FHA|USDA|VA) 2 $360,000 $180,000 $4,194 3.25%
Elizabeth City, NC (FHA|USDA|VA) 1 $355,000 $355,000 $4,361 5.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $335,000 $335,000 $9,979 2.75%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $315,000 $315,000 $3,903 4.25%
Athens, TX (FHA|USDA|VA) 2 $310,000 $155,000 $3,661 3.63%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $305,000 $305,000 $4,620 2.88%
ROCKFORD, IL (FHA|USDA|VA) 1 $295,000 $295,000 $3,485 3.38%
PUEBLO, CO (FHA|USDA|VA) 1 $295,000 $295,000 $8,489 2.88%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $280,000 $140,000 $3,606 3.13%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,018 4.00%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 1 $275,000 $275,000 $9,623 2.50%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $265,000 $265,000 $3,497 3.38%
Marion, NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,016 4.38%
NEW BERN, NC (FHA|USDA|VA) 1 $265,000 $265,000 $3,126 3.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $260,000 $130,000 $3,651 3.44%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 1 $255,000 $255,000 $4,411 4.00%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $255,000 $255,000 $4,653 3.25%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $245,000 $245,000 $3,838 4.00%
JACKSON, TN (FHA|USDA|VA) 1 $245,000 $245,000 $3,421 3.25%
Richmond-Berea, KY (FHA|USDA|VA) 1 $245,000 $245,000 $2,911 3.88%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $245,000 $245,000 $2,963 3.88%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $235,000 $235,000 $2,564 3.88%
Martinsville, VA (FHA|USDA|VA) 3 $235,000 $78,333 $2,898 3.79%
Lake City, FL (FHA|USDA|VA) 1 $225,000 $225,000 $4,011 4.00%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $215,000 $215,000 $4,494 4.00%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $215,000 $215,000 $3,261 3.00%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $215,000 $215,000 $5,288 2.38%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.63%
Wooster, OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,987 3.38%
Nacogdoches, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,115 3.63%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $205,000 $205,000 $3,522 4.38%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $2,482 3.63%
Meridian, MS (FHA|USDA|VA) 1 $195,000 $195,000 $2,912 2.88%
Somerset, KY (FHA|USDA|VA) 1 $185,000 $185,000 $3,352 4.00%
FLORENCE, SC (FHA|USDA|VA) 1 $175,000 $175,000 $2,960 3.50%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,054 4.25%
Heber, UT (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.70%
Waycross, GA (FHA|USDA|VA) 1 $175,000 $175,000 $2,871 3.50%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $175,000 $175,000 $6,381 4.88%
Danville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $2,733 4.13%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,293 3.00%
Duncan, OK (FHA|USDA|VA) 1 $135,000 $135,000 $2,553 3.13%
Clarksburg, WV (FHA|USDA|VA) 1 $135,000 $135,000 $2,929 3.75%
Enterprise, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,389 2.88%
Madisonville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $2,308 4.13%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $105,000 $105,000 $2,744 2.63%
Greenwood, SC (FHA|USDA|VA) 1 $105,000 $105,000 $2,503 3.25%
Rutland, VT (FHA|USDA|VA) 1 $105,000 $105,000 $3,407 2.63%
SAVANNAH, GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,252 3.25%
ERIE, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,237 3.13%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,852 4.50%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.50%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.50%
Rockingham, NC (FHA|USDA|VA) 1 $75,000 $75,000 $2,958 3.00%
GOLDSBORO, NC (FHA|USDA|VA) 1 $75,000 $75,000 $2,564 3.13%
Picayune, MS (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.00%
Chillicothe, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.50%
Lumberton, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.50%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $65,000 $65,000 $2,458 3.38%
New Castle, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.63%
Outside of Metro Areas 1 $55,000 $55,000 $0 3.50%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.50%
Danville, VA (FHA|USDA|VA) 1 $15,000 $15,000 $1,152 6.50%

Eastman's top markets include Kingsport, Johnson City, Longview, Greeneville, and Morristown among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 5,640 $999,020,000 $177,131 $3,314 3.79%
VA 52 $10,110,000 $194,423 $5,155 3.50%
USDA 7 $1,025,000 $146,429 $4,433 3.36%
FHA 5 $795,000 $159,000 $6,340 3.55%

For the 2021 period, Eastman's most frequently originated loan type of loans were Conventional, with 5,640 originations. Their 2nd most popular type is VA, with 52 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 2,701 $610,055,000 $225,863 $3,646 4.00%
Cash Out Refi 1,164 $187,080,000 $160,722 $3,110 3.62%
Refi 822 $144,810,000 $176,168 $2,992 3.24%
Home Improvement 588 $37,260,000 $63,367 $2,093 3.86%
Other 429 $31,745,000 $73,998 $1,930 3.86%

For the 2021, Eastman's most frequently cited loan purpose of loans were Home Purchase, with 2,701 originations. The 2nd most popular reason of loans were Cash Out Refi, with 1,164 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 2,875 $590,565,000 $205,414 $3,329 4.03%
15 Year 1,628 $179,440,000 $110,221 $2,790 3.44%
20 Year 811 $91,765,000 $113,150 $2,966 3.56%
30+ year 236 $77,000,000 $326,271 $6,195 3.87%
Other 101 $32,755,000 $324,307 $5,360 3.54%
10 Year 36 $5,720,000 $158,889 $1,061 4.93%
5 Year 17 $33,705,000 $1,982,647 $1,666 4.33%

For the 2021, Eastman's most frequently cited loan length of loans were 30 Year, with 2,875 originations. The 2nd most popular length of loans were 15 Year, with 1,628 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 3,282 $593,420,000 $180,810
$1k-2k 755 $125,515,000 $166,245
$2k-3k 185 $49,675,000 $268,514
$3k-4k 165 $50,325,000 $305,000
$5k+ 108 $48,070,000 $445,093

$3,329 of loans were Eastman's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 3,282 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 3,129 $579,385,000 $185,166
4-5% 1,215 $198,735,000 $163,568
2.5-3% 816 $156,830,000 $192,194
5-6% 413 $51,625,000 $125,000
<2.5% 80 $19,590,000 $244,875
6-7% 49 $4,645,000 $94,796
7-8% 2 $140,000 $70,000

During 2021, Eastman's average interest rate of loans were 4.03%, while their most frequently originated rate bucket of loans were 3-4%, with 3,129 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 2,169 $312,155,000 $143,917 $3,013 3.83%
$100,000 or less 1,984 $120,280,000 $60,625 $2,374 3.86%
$200k-400k 1,214 $323,220,000 $266,244 $3,982 3.67%
$400k-600k 213 $102,215,000 $479,883 $5,048 3.52%
$600k-1MM 88 $66,330,000 $753,750 $7,967 3.41%
$1MM+ 36 $86,750,000 $2,409,722 $11,340 3.46%

2021 saw Eastman place emphasis on $100k-200k loans with 2,169 originations, totaling $312,155,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k or less 1,554 $151,680,000 $97,606 $2,687 3.96%
$50k-75k 1,473 $196,335,000 $133,289 $3,031 3.87%
$100k-150k 960 $195,050,000 $203,177 $3,697 3.62%
$75k-100k 923 $154,675,000 $167,579 $3,388 3.74%
$150k-250k 464 $140,690,000 $303,211 $4,703 3.51%
$250k+ 173 $100,775,000 $582,514 $7,097 3.46%

Eastman lent most frequently to those with incomes in the $50k or less range, with 1,554 originations. The second most popular income band? $50k-75k, with 1,473 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,430 $237,790,000 $166,287 $3,302 3.64%
30-36% 1,173 $192,075,000 $163,747 $3,311 3.85%
<20% 594 $90,420,000 $152,222 $3,276 3.44%
39% 239 $43,265,000 $181,025 $3,553 3.92%
38% 229 $37,015,000 $161,638 $3,389 3.85%
36% 210 $33,560,000 $159,810 $3,336 4.03%
42% 207 $43,425,000 $209,783 $3,383 4.00%
37% 204 $37,070,000 $181,716 $3,224 3.92%
43% 200 $33,810,000 $169,050 $3,164 3.97%
40% 198 $32,980,000 $166,566 $3,446 3.85%
41% 189 $30,845,000 $163,201 $3,152 3.97%
44% 174 $29,670,000 $170,517 $3,383 3.87%
45% 146 $29,910,000 $204,863 $3,804 4.00%
46% 124 $24,540,000 $197,903 $3,795 3.81%
47% 119 $19,845,000 $166,765 $3,327 3.94%
48% 93 $17,315,000 $186,183 $3,288 3.92%
49% 87 $16,915,000 $194,425 $3,430 3.85%
50-60% 22 $2,960,000 $134,545 $3,885 3.61%
>60% 1 $155,000 $155,000 $3,539 4.50%

Eastman lent most frequently to those with DTI ratios of 20-30%, with 1,430 originations. The next most common DTI ratio? 30-36%, with 1,173 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 5,157 $856,795,000 $166,142 $3,280 3.79%
Not provided 345 $68,935,000 $199,812 $3,832 3.72%
Not applicable 52 $50,920,000 $979,231 $0 3.80%
Black 86 $18,710,000 $217,558 $4,334 3.89%
Asian 23 $7,115,000 $309,348 $4,281 3.60%
American Indian 29 $3,875,000 $133,621 $3,264 3.68%
Asian Indian 5 $2,785,000 $557,000 $9,203 3.20%
Native Hawaiian 3 $785,000 $261,667 $3,259 3.50%
Other Asian 2 $520,000 $260,000 $5,674 4.00%
Filipino 1 $395,000 $395,000 $4,479 4.38%
Other Pacific Islander 1 $115,000 $115,000 $2,525 3.25%

Approval Rates

Total approvals of all applications
85.43%

Eastman has an average approval rate.

Pick Rate

Approvals leading to origination
75.13%

Eastman has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
825.0 1 $155,000 $155,000
NA 5,703 $1,010,795,000 $177,239

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
5,704 $1,010,950,000 $177,235

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 710 $54,580,000 $76,873 $2,295 3.64%
40-60% 681 $102,495,000 $150,507 $2,870 3.31%
60-80% 1,443 $317,485,000 $220,017 $3,470 3.45%
80-100% 2,319 $501,655,000 $216,324 $3,551 4.16%
Over 100% 45 $13,365,000 $297,000 $4,724 4.33%
Under 20% 506 $21,370,000 $42,233 $1,490 3.84%