Eastman Mortgage Rates, Fees & Info
Kingsport, TNLEI: 549300DDLYW49R2HCV81
Tax ID: 62-6039479
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Eastman is a smaller mortgage company specializing in Home Purchase loans. Eastman has a high proportion of conventional loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Kingsport, Johnson City, Longview, Spartanburg, and Greeneville among others. We have data for 138 markets. (Some data included below & more in-depth data is available with an active subscription.)Eastman has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Eastman is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.14% | 11/17/24 |
| 30 Year Conventional Purchase | 7.07% | 11/17/24 |
| 30 Year Conventional Refi | 6.90% | 11/17/24 |
| 30 Year Cash-out Refi | 7.19% | 11/17/24 |
| 30 Year FHA Purchase | 6.27% | 11/17/24 |
| 30 Year VA Purchase | 6.71% | 11/17/24 |
| 30 Year USDA Purchase | 7.15% | 11/17/24 |
| 15 Year Conventional Purchase | 6.54% | 11/17/24 |
| 15 Year Conventional Refi | 6.49% | 11/17/24 |
| 15 Year Cash-out Refi | 6.49% | 11/17/24 |
| 15 Year FHA Purchase | 8.78% | 11/17/24 |
| 15 Year VA Purchase | 6.78% | 11/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Eastman Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Eastman. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,330Origination Dollar Volume (All Markets)
$740,210,000Awards
EASTMAN - 2023
EASTMAN is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
Work for EASTMAN?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Relative Rate
Eastman's average 30 year fixed mortgage rate was
7.04%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.56%.
Relative Fees (Closing Costs)
Eastman's average total fees/closing costs for a 30 year fixed rate
mortgage were $4,204.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1,823 | $239,275,000 | $131,253 | $2,511 | 7.24% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1,054 | $173,210,000 | $164,336 | $2,813 | 7.18% |
| LONGVIEW, TX (FHA|USDA|VA) | 336 | $61,800,000 | $183,929 | $3,894 | 6.81% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $40,505,000 | $40,505,000 | $0 | 7.50% |
| Outside of Metro Areas | 261 | $34,885,000 | $133,659 | $3,050 | 7.35% |
| Greeneville, TN (FHA|USDA|VA) | 280 | $31,100,000 | $111,071 | $2,297 | 7.40% |
| KNOXVILLE, TN (FHA|USDA|VA) | 60 | $26,150,000 | $435,833 | $3,884 | 6.83% |
| Sevierville, TN (FHA|USDA|VA) | 39 | $18,095,000 | $463,974 | $8,135 | 6.70% |
| MORRISTOWN, TN (FHA|USDA|VA) | 44 | $12,790,000 | $290,682 | $4,175 | 7.14% |
| Big Stone Gap, VA (FHA|USDA|VA) | 110 | $12,690,000 | $115,364 | $2,816 | 7.56% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 23 | $8,295,000 | $360,652 | $4,489 | 6.93% |
| TYLER, TX (FHA|USDA|VA) | 39 | $7,935,000 | $203,462 | $4,628 | 6.30% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 14 | $5,340,000 | $381,429 | $6,379 | 6.34% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $4,160,000 | $520,000 | $7,430 | 6.08% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $3,755,000 | $536,429 | $5,728 | 6.21% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $3,750,000 | $1,875,000 | $13,102 | 6.31% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2 | $3,300,000 | $1,650,000 | $37,276 | 6.63% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 7 | $3,075,000 | $439,286 | $5,652 | 6.82% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $2,360,000 | $236,000 | $5,291 | 6.90% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $2,315,000 | $771,667 | $9,405 | 6.17% |
| Athens, TX (FHA|USDA|VA) | 4 | $1,980,000 | $495,000 | $4,034 | 6.06% |
| COLUMBIA, SC (FHA|USDA|VA) | 13 | $1,915,000 | $147,308 | $2,481 | 7.10% |
| Bluefield, WV-VA (FHA|USDA|VA) | 15 | $1,695,000 | $113,000 | $2,212 | 7.28% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $3,060 | 6.27% |
| Newport, TN (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $4,466 | 7.15% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $11,090 | 6.94% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $1,140,000 | $570,000 | $9,650 | 5.88% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $3,628 | 8.00% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $6,618 | 6.19% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $3,597 | 5.81% |
| Jacksonville, TX (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,213 | 6.41% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $0 | 6.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $14,668 | 6.63% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,391 | 6.75% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $875,000 | $875,000 | $8,917 | 6.75% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $6,582 | 7.50% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $4,222 | 6.83% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $2,789 | 6.98% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,531 | 5.75% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $4,454 | 6.13% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $775,000 | $775,000 | $9,658 | 6.13% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $7,064 | 5.88% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,800 | 7.54% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,532 | 6.21% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $7,476 | 5.00% |
| WACO, TX (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,506 | 7.44% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,616 | 7.58% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $6,682 | 5.63% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,604 | 7.13% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $4,564 | 5.75% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,570 | 6.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,850 | 6.25% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $7,310 | 5.50% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,104 | 7.19% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $12,387 | 5.38% |
| Boone, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,168 | 5.38% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,230 | 5.88% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 7.75% |
| Batesville, AR (FHA|USDA|VA) | 6 | $380,000 | $63,333 | $1,441 | 7.40% |
| Somerset, KY (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,141 | 5.25% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,629 | 7.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,098 | 6.56% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,878 | 6.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 8.63% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,476 | 7.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,505 | 7.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,805 | 7.94% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,944 | 7.06% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,091 | 6.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,293 | 5.88% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,661 | 4.88% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,611 | 6.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,355 | 6.63% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,201 | 6.38% |
| Union, SC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,134 | 7.00% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $1,345 | 8.03% |
| DALTON, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.25% |
| Granbury, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,187 | 7.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,660 | 7.00% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,219 | 6.25% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,934 | 6.25% |
| Columbus, MS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,599 | 5.88% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,742 | 6.50% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,764 | 6.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,034 | 7.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,687 | 5.75% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,966 | 7.63% |
| Dayton, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,727 | 10.00% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.50% |
| ROME, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,762 | 6.50% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,296 | 7.44% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,288 | 5.75% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,259 | 5.13% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.75% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,224 | 6.13% |
| AKRON, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,916 | 6.50% |
| CHARLESTON, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,931 | 6.50% |
| Marion, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.65% |
| London, KY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $1,707 | 6.94% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.50% |
| ERIE, PA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 8.63% |
| Wooster, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,945 | 6.50% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,630 | 7.50% |
| OCALA, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.50% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,308 | 8.38% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 7.88% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.38% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $1,249 | 6.75% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,323 | 7.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,316 | 6.00% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,010 | 6.50% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,945 | 6.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,703 | 8.38% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.50% |
| Concord, NH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.38% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,439 | 7.38% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.25% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,285 | 7.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $1,165 | 7.50% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,160 | 6.75% |
| Cookeville, TN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $805 | 6.88% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $899 | 7.25% |
| Waycross, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $995 | 6.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,772 | 6.63% |
| Henderson, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,294 | 5.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,507 | 6.88% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $1,195 | 7.00% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.63% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $1,195 | 7.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 6.63% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.50% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $1,180 | 6.25% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $1,534 | 7.25% |
| LaGrange, GA-AL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.75% |
Similar Lenders
We use machine learning to identify the top lenders compared against EASTMAN based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 26
Similarity Rank: 68
Similarity Rank: 69
Similarity Rank: 128
Similarity Rank: 130
Similarity Rank: 133
Similarity Rank: 216
Similarity Rank: 230
Similarity Rank: 282
Similarity Rank: 400
Product Mix
For 2023, Eastman's most frequently originated type of loan was Conventional, with 3,375 originations. Their 2nd most popular type was HELOC, with 946 originations.
Loan Reason
For 2023, Eastman's most frequently cited loan purpose was Home Purchase, with 1,914 originations. The 2nd most popular reason was Home Improvement, with 1,074 originations.
Loan Duration/Length
For 2023, Eastman's most frequently cited loan duration was 15 Year, with 1,716 originations. The 2nd most popular length was 30 Year, with 1,471 originations.
Origination Fees/Closing Costs
Eastman's average total fees were $4,204, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 2,173 originations.
Interest Rates
During 2023, Eastman's average interest rate for loans was 7.04%, while their most frequently originated rate bucket for loans was 6-7%, with 1,556 originations.
Loan Sizing
2023 saw Eastman place emphasis on $100,000 or less loans with 2,129 originations, totaling $113,375,000 in origination value.
Applicant Income
Eastman lent most frequently to those with incomes in the $50k-75k range, with 979 originations. The second most popular income band? $100k-150k, with 900 originations.
Applicant Debt to Income Ratio
Eastman lent most frequently to those with DTI ratios of 20-30%, with 784 originations. The next most common DTI ratio? 30-36%, with 764 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications78.92%
Eastman has a below average approval rate.
Pick Rate
Approvals leading to origination78.82%
Eastman has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1575.0 | 1 | $45,000 | $45,000 |
| 1590.0 | 1 | $65,000 | $65,000 |
| 1790.0 | 1 | $85,000 | $85,000 |
| 1815.0 | 1 | $95,000 | $95,000 |
| 1843.0 | 1 | $85,000 | $85,000 |
| 1872.5 | 1 | $45,000 | $45,000 |
| 1880.0 | 1 | $35,000 | $35,000 |
| 1925.0 | 1 | $55,000 | $55,000 |
| 1984.38 | 1 | $65,000 | $65,000 |
| 2096.25 | 1 | $35,000 | $35,000 |
| 2247.7 | 1 | $85,000 | $85,000 |
| 2348.53 | 1 | $145,000 | $145,000 |
| 2439.4 | 1 | $205,000 | $205,000 |
| 2444.81 | 1 | $165,000 | $165,000 |
| 2539.06 | 1 | $105,000 | $105,000 |
| 2655.5 | 1 | $125,000 | $125,000 |
| 2781.66 | 1 | $125,000 | $125,000 |
| 2791.72 | 1 | $135,000 | $135,000 |
| 3357.55 | 1 | $215,000 | $215,000 |
| NA | 4,311 | $738,295,000 | $171,258 |