Premierone Credit Union Mortgage Rates, Fees & InfoSAN JOSE, CA
Tax ID: 94-1696676
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewPremierone Credit Union is a smaller credit union specializing in Cash Out Refi and Home Purchase loans. Premierone Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: San Jose, San Francisco, Stockton, Santa Cruz, and Sacramento among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)
Premierone Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$66,350,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA)||122||$40,250,000||$329,918||$0||0.00%|
|San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA)||18||$7,850,000||$436,111||$0||0.00%|
|STOCKTON, CA (FHA|USDA|VA)||14||$5,950,000||$425,000||$0||0.00%|
|SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA)||11||$3,525,000||$320,455||$0||0.00%|
|SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA)||12||$3,170,000||$264,167||$0||0.00%|
|MERCED, CA (FHA|USDA|VA)||5||$1,135,000||$227,000||$0||0.00%|
|SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA)||1||$785,000||$785,000||$0||0.00%|
|MODESTO, CA (FHA|USDA|VA)||3||$665,000||$221,667||$0||0.00%|
|FRESNO, CA (FHA|USDA|VA)||3||$655,000||$218,333||$0||0.00%|
|Outside of Metro Areas||3||$465,000||$155,000||$0||0.00%|
|VALLEJO, CA (FHA|USDA|VA)||1||$445,000||$445,000||$0||0.00%|
|BAKERSFIELD, CA (FHA|USDA|VA)||1||$345,000||$345,000||$0||0.00%|
|CHICO, CA (FHA|USDA|VA)||1||$345,000||$345,000||$0||0.00%|
|Truckee-Grass Valley, CA (FHA|USDA|VA)||1||$255,000||$255,000||$0||0.00%|
|SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA)||1||$225,000||$225,000||$0||0.00%|
|SALINAS, CA (FHA|USDA|VA)||2||$220,000||$110,000||$0||0.00%|
|MADERA, CA (FHA|USDA|VA)||1||$65,000||$65,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Premierone Credit Union's most frequently originated type of loan was Conventional, with 198 originations. Their 2nd most popular type was HELOC, with 2 originations.
For 2022, Premierone Credit Union's most frequently cited loan purpose was Home Improvement, with 71 originations. The 2nd most popular reason was Cash Out Refi, with 46 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Premierone Credit Union's most frequently cited loan duration was Other, with 200 originations.
2022 saw Premierone Credit Union place emphasis on $100,000 or less loans with 56 originations, totaling $3,400,000 in origination value.
Premierone Credit Union lent most frequently to those with incomes in the $150k-250k range, with 85 originations. The second most popular income band? $100k-150k, with 51 originations.
Approval RatesTotal approvals of all applications
Premierone Credit Union has an average approval rate.
Pick RateApprovals leading to origination
Premierone Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
|Points||Originations||Total Value||Average Loan|
|Bank Name||Product||Issue||2022 CPFB Complaints||% of Total Issues|
|PRIMARY RESIDENTIAL MORTGAGE||Conventional home mortgage||Trouble during payment process||1||50.0%|
|PRIMARY RESIDENTIAL MORTGAGE||VA mortgage||Trouble during payment process||1||50.0%|