Premierone Credit Union Mortgage Rates, Fees & Info
SAN JOSE, CALEI: 254900S7X9G17L8QBB81
Tax ID: 94-1696676
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Premierone Credit Union is a smaller credit union specializing in Other loans. Premierone Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: San Jose, San Francisco, Santa Cruz, Bakersfield, and Salinas among others. We have data for 14 markets. (Some data included below & more in-depth data is available with an active subscription.)Premierone Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
158Origination Dollar Volume (All Markets)
$37,260,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 114 | $27,460,000 | $240,877 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 18 | $5,220,000 | $290,000 | $0 | 0.00% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 5 | $1,055,000 | $211,000 | $0 | 0.00% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 0.00% |
| SALINAS, CA (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $0 | 0.00% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 0.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 0.00% |
| MADERA, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| STOCKTON, CA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 0.00% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 158 | $37,260,000 | $235,823 | $0 | 0.00% |
For 2024, Premierone Credit Union's most frequently originated type of loan was Conventional, with 158 originations.
Loan Reason
For 2024, Premierone Credit Union's most frequently cited loan purpose was Other, with 138 originations. The 2nd most popular reason was Home Improvement, with 11 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 158 | $37,260,000 | $235,823 | $0 | 0.00% |
For 2024, Premierone Credit Union's most frequently cited loan duration was Other, with 158 originations.
Loan Sizing
2024 saw Premierone Credit Union place emphasis on $100k-200k loans with 56 originations, totaling $7,330,000 in origination value.
Applicant Income
Premierone Credit Union lent most frequently to those with incomes in the $150k-250k range, with 61 originations. The second most popular income band? $250k+, with 58 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications76.69%
Premierone Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination67.09%
Premierone Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 158 | $37,260,000 | $235,823 |