SALINAS Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Salinas averaged 5.11% for the week of 2022-08-04, compared to the national average of 4.99% for the same period.

The average rate for the prior week (2022-07-28) was 5.22% and one month ago for the week of 2022-06-30, the average rate was 6.02%.

Salinas's average rate one year ago was 2.82%.

For refis of the same type during the week of 2022-08-04, the average rate was 5.12%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-08-04 4.99%
Salinas 30 Year Fixed Rate 2022-08-04 5.11%
Salinas 30 Year Fixed Rate Refi 2022-08-04 5.12%
Salinas 15 Year Fixed Rate 2022-08-04 4.35%
Salinas 15 Year Fixed Rate Refi 2022-08-04 4.18%
Salinas 30 Year FHA 2022-08-04 5.35%
Salinas 30 Year FHA Refi 2022-08-04 5.02%
Salinas 30 Year USDA 2022-08-04 5.46%
Salinas 30 Year USDA Refi 2022-08-04 5.48%
Salinas 30 Year VA 2022-08-04 4.93%
Salinas 30 Year VA Refi 2022-08-04 5.03%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SALINAS, CA.

SALINAS Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SALINAS, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 1,428 2.95% $5,125
UNITED WHOLESALE MORTGAGE, LLC 1,158 2.95% $5,953
Wells Fargo Bank 486 2.97% $4,137
HOME POINT FINANCIAL CORPORATION 461 2.97% $5,222
LOANDEPOT.COM, LLC 328 2.83% $4,931
JPMorgan Chase Bank 324 2.94% $4,055
SUMMIT FUNDING, INC. 231 3.13% $6,126
S1L, Inc. 214 3.08% $5,908
ENVOY MORTGAGE, LTD 202 3.34% $6,156
MASON MCDUFFIE MORTGAGE CORPORATION 192 3.04% $7,670
AMERICAN PACIFIC MORTGAGE CORPORATION 182 3.16% $5,924
CALIBER HOME LOANS, INC. 173 3.13% $4,891
Bank of America 158 2.69% $4,501
MUFG Union Bank 142 2.95% $4,525
GUARANTEED RATE, INC. 140 2.88% $4,335
Fremont Bank 136 3.12% $1,684
FINANCE OF AMERICA MORTGAGE LLC 126 3.01% $6,270
PREMIER MORTGAGE RESOURCES, L.L.C. 118 3.22% $7,008
U.S. Bank 114 2.85% $5,303
LENDUS, LLC 113 3.07% $6,280
Flagstar Bank, FSB 109 3.10% $6,365
PRIMELENDING, A PLAINSCAPITAL COMPANY 107 3.25% $6,339
GUARANTEED RATE AFFINITY, LLC 107 2.98% $4,928
Mr. Cooper ( Nationstar Mortgage ) 106 3.05% $6,573
AMERICAN FINANCIAL NETWORK, INC. 105 3.01% $11,502
AMERISAVE MORTGAGE CORPORATION 102 2.77% $5,828
PENNYMAC LOAN SERVICES, LLC 96 2.99% $5,533
First Republic Bank 72 2.82% $6,447
Paramount Residential Mortgage Group, Inc. 72 3.15% $5,090
GUILD MORTGAGE COMPANY 70 3.15% $5,760
BETTER MORTGAGE CORPORATION 65 2.73% $3,211
BROKER SOLUTIONS, INC. 64 2.95% $4,893
STEARNS LENDING, LLC 64 2.99% $5,421
NEWREZ LLC 62 3.09% $5,069
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 58 3.01% $4,379
CROSSCOUNTRY MORTGAGE, LLC 56 3.08% $6,830
Charles Schwab Bank, SSB 55 2.38% $3,859
MOUNTAIN WEST FINANCIAL, INC. 50 3.14% $6,203
Morgan Stanley Private Bank 47 2.65% $5,344
Mechanics Bank 42 2.97% $4,143
NAVY FEDERAL CREDIT UNION 41 2.84% $5,961
PNC Bank 41 2.91% $5,360
CMG MORTGAGE, INC. 40 3.03% $6,253
Monterey Credit Union 39 2.84% $2,173
BAY 37 3.26% $4,527
NETWORK CAPITAL FUNDING CORPORATION 37 3.07% $3,929
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 34 3.03% $6,402
Sierra Pacific Mortgage Company, Inc. 33 2.97% $4,433
FREEDOM MORTGAGE CORPORATION 31 3.09% $2,741
PROVIDENT FUNDING ASSOCIATES, L.P. 26 2.75% $2,984
KBHS HOME LOANS, LLC 26 3.14% $12,303
IMPAC MORTGAGE CORP. 26 2.89% $413
LADERA LENDING, INC. 25 3.07% $3,760
Bank of the West 25 2.84% $6,510
General Mortgage Capital Corporation 25 3.18% $3,958
MUTUAL OF OMAHA MORTGAGE, INC. 24 3.04% $4,532
Citibank 24 2.94% $4,656
NBKC BANK 23 2.96% $1,606
THE GOLDEN 1 22 2.99% $4,943
ACADEMY MORTGAGE CORPORATION 21 3.26% $5,636
North American Savings Bank, F.S.B. 20 2.78% $2,310
Ally Bank 19 2.79% $10,151
HOMEBRIDGE FINANCIAL SERVICES, INC. 19 3.27% $6,051
LAND HOME FINANCIAL SERVICES, INC. 19 3.30% $4,939
First Guaranty Mortgage Corporation 18 3.15% $5,970
CELEBRITY HOME LOANS, LLC 18 3.10% $9,421
UBS Bank USA 17 2.63% $5,104
MOVEMENT MORTGAGE, LLC 17 3.07% $4,806
Hometown Equity Mortgage, LLC 16 3.36% $7,263
PLANET HOME LENDING, LLC 16 3.02% $3,857
Commerce Home Mortgage, Inc. 16 3.22% $9,075
InterContinental Capital Group, Inc 16 2.83% $4,753
Provident Credit Union 16 2.77% $3,839
DIGNIFIED HOME LOANS, LLC 15 3.08% $6,406
INSPIRE HOME LOANS INC. 14 2.93% $4,949
GOOGAIN, INC. 14 2.91% $2,784
WINNPOINTE CORPORATION 13 2.76% $1,711
Watermark Capital, Inc. 13 2.79% $3,792
Carrington Mortgage Services, LLC 13 3.07% $8,105
PATELCO 13 3.05% $4,265
NMSI, INC. 12 3.05% $10,345
MEGA CAPITAL FUNDING, INC. 12 3.00% $6,235
NEXERA HOLDING LLC 12 3.61% $12,886
PARKSIDE LENDING, LLC 11 3.08% $9,046
Axos Bank 11 3.56% $4,100
BAY EQUITY LLC 11 3.15% $5,024
Wyndham Capital Mortgage, Inc. 11 2.74% $2,808
BNC National Bank 11 2.85% $3,765
Prime Choice Funding Inc. 11 2.80% $3,746
OCMBC, INC. 10 2.94% $6,162
The Federal Savings Bank 10 2.98% $8,403
Arvest Bank 10 2.89% $3,363
Strong Home Mortgage, LLC 10 2.66% $2,281
ALAMEDA MORTGAGE CORPORATION 10 3.30% $5,622
Stifel Bank and Trust 10 2.88% $3,054
ZILLOW HOME LOANS, LLC 10 2.96% $4,117
KeyBank 10 2.85% $6,874
SUN WEST MORTGAGE COMPANY, INC. 10 2.99% $7,009
KD CAPITAL MORTGAGE CORPORATION 10 3.10% $6,026
LOANPAL, LLC 9 3.04% $9,915
PHH Mortgage Corporation 9 2.83% $8,520
STAR ONE CREDIT UNION 9 2.90% $4,893
Prosperity Home Mortgage, LLC 9 2.94% $4,950
TIAA, FSB 9 2.99% $5,691
CIT Bank 9 2.98% $7,603
PENTAGON FEDERAL CREDIT UNION 9 2.99% $5,205
CENTRAL COAST LENDING, INC. 9 2.94% $5,054
GRANDE HOMES, INC. 9 3.03% $4,717
ONY GLO, INC. 8 2.81% $3,572
Greenbox Loans, Inc. 8 6.33% $17,905
AMCAP MORTGAGE, LTD. 8 3.06% $4,099
ARC HOME LLC 8 3.52% $7,509
CHERRY CREEK MORTGAGE, LLC 8 2.67% $1,102
AMERICAN INTERNET MORTGAGE, INC. 7 2.70% $2,530
AMERICAN FINANCING CORPORATION 7 2.93% $3,442
HOMEXPRESS MORTGAGE CORP. 7 3.93% $19,625
MICHIGAN MUTUAL, INC. 7 2.84% $4,832
KELLER MORTGAGE, LLC 7 2.88% $2,760
MERIWEST MORTGAGE COMPANY, LLC 7 3.18% $6,026
Amerifirst Financial, Inc. 7 3.27% $7,893
Cf Bank 7 2.77% $2,057
PREMIER LENDING, INC. 7 3.28% $3,903
GOLDEN WEST ALLIANCE, INC. 7 3.21% $6,889
AmeriHome Mortgage Company, LLC 7 3.05% $3,658
Nations Lending Corporation 7 3.00% $7,672
Franklin Loan Corporation 6 2.90% $4,793
NATIONS DIRECT MORTGAGE, LLC 6 3.10% $10,498
SOFI LENDING CORP. 6 2.96% $3,543
Citadel Servicing Corporation 6 4.94% $24,892
LAKEVIEW LOAN SERVICING, LLC 6 2.98% $2,305
City National Bank 6 2.46% $9,114
FirstBank 6 2.79% $2,083
HighTechLending Inc 6 2.96% $11,127
AUGUSTA FINANCIAL, INC. 6 2.77% $5,679
Umpqua Bank 6 2.96% $7,127
EVERETT FINANCIAL, INC. 6 3.56% $2,199
BNY Mellon 6 2.58% $5,760
PACIFIC SERVICE 5 3.10% $3,604
PLAZA HOME MORTGAGE, INC. 5 3.00% $5,314
Comerica Bank 5 3.25% $3,685
OAKTREE FUNDING CORP. 5 4.57% $16,456
A&D Mortgage LLC 5 3.85% $7,844
Golden Empire Mortgage, Inc. 5 3.05% $3,004
Goldman Sachs Bank USA 5 2.46% $18,371
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 5 2.73% $3,332
CANOPY MORTGAGE, LLC 5 2.62% $3,384
HOMESIDE FINANCIAL, LLC 5 3.15% $3,469
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 3.75% $10,716
Tri Counties Bank 4 2.75% $6,635
5TH STREET CAPITAL, INC. 4 5.06% $14,268
BECKAM FUNDING CORP. 4 3.28% $10,054
HOME APPROVALS DIRECT, INC. 4 3.44% $12,712
Northpointe Bank 4 2.81% $6,888
NOVA FINANCIAL & INVESTMENT CORPORATION 4 3.37% $4,175
JMAC LENDING, INC. 4 3.03% $12,986
JMJ FINANCIAL GROUP 4 3.06% $4,595
SOVEREIGN LENDING GROUP INCORPORATED 4 2.78% $6,112
FIRST TECHNOLOGY 4 3.13% $7,136
First Savings Bank 4 3.44% $4,061
DRAPER AND KRAMER MORTGAGE CORP. 4 3.03% $3,634
First Federal Bank of Kansas City 4 2.88% $2,855
Silicon Valley Bank 4 2.53% $9,397
KINECTA 4 2.93% $5,437
Raymond James Bank 4 2.63% $2,713
COUNTRY CLUB MORTGAGE, INC. 4 3.19% $3,412
Lakeview Community Capital, LLC 4 3.34% $4,155
Zions Bancorporation, N.A. 3 2.67% $3,948
Ameris Bank 3 3.08% $4,207
ANGEL OAK HOME LOANS LLC 3 3.79% $7,080
BBVA USA 3 3.17% $7,744
CALCULATED RISK ANALYTICS LLC 3 4.75% $37,261
CHURCHILL MORTGAGE CORPORATION 3 3.08% $6,487
COASTAL FUNDING SLC, INC. 3 3.38% $9,048
DATA MORTGAGE, INC. 3 3.13% $3,375
EMM LOANS LLC 3 3.21% $8,884
Equity Prime Mortgage LLC 3 3.33% $1,941
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 3 3.12% $6,741
GENEVA FINANCIAL, LLC 3 3.13% $6,358
HOMESTEAD FUNDING CORP. 3 2.96% $3,144
INTELLILOAN, INC. 3 2.79% $4,934
Kwik Mortgage Corporation 3 2.67% $2,021
LENDERFI, INC. 3 2.58% $3,002
LENOX FINANCIAL MORTGAGE CORPORATION 3 2.92% $4,203
Merchants Bank of Indiana 3 2.63% $3,488
MID AMERICA MORTGAGE, INC. 3 2.96% $3,007
MLD MORTGAGE INC. 3 2.88% $6,445
ON Q FINANCIAL, INC. 3 3.00% $5,574
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.13% $6,094
RESIDENTIAL BANCORP. 3 2.67% $7,287
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 3.17% $3,050
ROYAL UNITED MORTGAGE LLC 3 3.13% $13,028
SUMMIT MORTGAGE BANKERS INC. 3 3.66% $5,017
T2 FINANCIAL LLC 3 3.17% $3,074
Texana Bank 3 2.46% $3,070
The Northern Trust Company 3 2.83% $7,860
Toyota Financial Savings Bank 3 2.75% $7,590
Truist Bank 3 2.68% $4,506
VERITAS FUNDING, LLC 3 2.66% $8,224
VISION ONE MORTGAGE, INC. 3 3.38% $14,290
NEW WAVE LENDING GROUP INC 2 3.00% $3,554
FISHER FINANCIAL GROUP, INCORPORATED 2 2.88% $1,340
First Western Trust Bank 2 2.81% $2,885
KEYPOINT 2 2.88% $5,613
Neighborhood Loans, Inc. 2 2.75% $3,568
SANTA CLARA COUNTY 2 3.25% $4,632
Barrington Bank & Trust Company, N.A. 2 3.00% $10,364
SCHOOLSFIRST 2 2.94% $4,376
SEA WEST COAST GUARD FEDERAL CREDIT UNION 2 2.99% $8,830
ISERVE RESIDENTIAL LENDING, LLC 2 3.43% $5,096
Firefighters First Federal Credit Union 2 2.94% $2,867
Bank of England 2 3.00% $4,522
TJC Mortgage, Inc. 2 3.06% $3,319
TOP FLITE FINANCIAL, INC. 2 3.38% $14,227
TOWNE MORTGAGE COMPANY 2 2.88% $3,283
ALLIANT CREDIT UNION 2 2.75% $3,507
ATHAS CAPITAL GROUP, INC. 2 4.69% $21,521
SNAPFI, INC. 2 2.94% $1,782
CORNERSTONE HOME LENDING, INC. 2 3.18% $10,245
Home Mortgage Alliance Corp 2 2.75% $5,528
LANDED HOME LOANS LLC 2 3.50% $3,098
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 2.99% $3,538
Financial Funding Solutions, Inc. 2 3.00% $1,504
S&S Financial 2 3.44% $2,248
STANFORD Federal Credit Union 2 2.88% $12,511
Manufacturers and Traders Trust Company 2 3.31% $4,380
Luxury Mortgage Corp. 2 3.81% $24,147
Century Mortgage Company DBA Century Lending Company 2 3.25% $6,509
USAA Federal Savings Bank 2 2.94% $5,578
EXCITE Credit Union 2 2.75% $7,128
CAMPOS FINANCIAL CORP. 2 3.25% $6,297
Evolve Bank & Trust 2 2.81% $4,656
CALIFORNIA CREDIT UNION 2 3.06% $2,925
Goldwater Bank, N.A. 2 3.25% $8,078
Loan Simple, Inc. 2 3.06% $3,006
Discover Bank 2 4.20% $0
MORIA DEVELOPMENT, INC. 2 3.31% $5,551
ALL WESTERN MORTGAGE, INC. 2 4.00% $7,245
Mortgage Research Center, LLC 2 3.37% $2,952
Sunflower Bank 2 3.74% $9,504
LOANFLIGHT LENDING, LLC 2 2.75% $3,427
SAFEAMERICA CREDIT UNION 1 2.99% $2,456
SAFE CREDIT UNION 1 3.75% $11,982
SALAL 1 2.88% $8,190
San Diego Funding 1 2.50% $4,275
San Mateo Credit Union 1 3.38% $3,158
CITIZENS EQUITY FIRST 1 3.38% $2,648
Citizens Bank 1 3.63% $4,111
CIBC Bank USA 1 2.50% $10,968
CHU & ASSOCIATES, INC. 1 2.99% $6,118
SPRING EQ, LLC 1 2.63% $0
SRE MORTGAGE ALLIANCE INC. 1 2.75% $5,192
State Department Federal Credit Union 1 3.88% $9,565
LIBERTY HOME MORTGAGE CORPORATION 1 3.13% $5,051
Boston Private Bank & Trust Company 1 3.00% $6,546
BLUELEAF LENDING, LLC 1 3.38% $5,560
BEST FINANCE CAPITAL, INC. 1 2.75% $9,990
SWBC MORTGAGE CORPORATION 1 2.75% $6,980
WESTERN EXPRESS LENDING 1 3.49% $2,680
TECHNOLOGY 1 2.50% $3,740
Willamette Valley Bank 1 2.75% $3,887
Baxter Credit Union 1 3.13% $2,675
The Home Loan Expert LLC 1 2.99% $4,103
The Huntington National Bank 1 2.20% $6,393
Wilmington Savings Fund Society, FSB 1 3.13% $17,900
Third Federal Savings and Loan Association of Cleveland 1 2.54% $620
TRISTAR FINANCE, INC. 1 3.13% $3,297
ABSOLUTE HOME MORTGAGE CORPORATION 1 3.12% $3,365
Armed Forces Bank 1 3.25% $6,246
UMB Bank 1 3.05% $1,948
UNIFY FINANCIAL Credit Union 1 2.88% $2,444
UNION HOME MORTGAGE CORP. 1 3.25% $3,376
AmRes Corporation 1 2.63% $2,849
LO, INC. 1 3.00% $4,546
LOGIX FEDERAL CREDIT UNION 1 2.88% $2,919
LOANSNAP, INC. 1 2.75% $3,213
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.88% $3,259
MID-VALLEY SERVICES, INC. 1 2.99% $4,023
1ST UNITED SERVICES CREDIT UNION 1 3.25% $2,236
LOANLEADERS OF AMERICA, INC. 1 2.63% $2,545
MORTGAGEONE, INC. 1 2.88% $12,455
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 2.88% $9,745
ST FIN CORP 1 2.99% $7,620
JET DIRECT FUNDING CORP 1 3.25% $2,520
IVY MORTGAGE, INC. 1 2.50% $1,944
INTERCAP LENDING INC. 1 3.38% $11,951
iCore Lending, Inc. 1 3.38% $12,291
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.88% $2,476
Hometown Lenders, Inc. 1 2.99% $10,982
NexBank 1 2.63% $2,840
HomeStreet Bank 1 2.88% $3,923
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 2.88% $3,471
GoPrime Mortgage, Inc. 1 2.88% $5,925
NP, Inc. 1 2.75% $1,265
VICTORIA FINANCIAL CORP. 1 2.50% $3,565
First Mortgage Solutions, LLC 1 3.50% $5,023
OPEN MORTGAGE, LLC 1 2.88% $2,588
Operating Engineers Local Union #3 1 3.13% $3,207
First Midwest Bank 1 2.63% $3,867
Pacor Mortgage Corp 1 3.13% $4,201
Paramount Bank 1 2.38% $10,255
FIRST ENTERTAINMENT 1 3.63% $4,908
FIRST COLONY MORTGAGE CORPORATION 1 2.75% $2,186
PARTNERS 1 2.88% $2,270
First-Citizens Bank & Trust Company 1 3.13% $4,181
First Bank 1 2.88% $14,688
Financial Partners Credit Union 1 3.00% $6,444
Plains Commerce Bank 1 2.99% $8,580
PREMIA MORTGAGE, LLC 1 2.38% $3,241
DIRECT MORTGAGE, CORP. 1 2.88% $11,773
V.I.P. MORTGAGE, INC. 1 2.75% $3,941
Devon Bank 1 2.88% $3,682
CUSTOMER SERVICE MORTGAGE CORPORATION 1 3.38% $3,378
PROPER RATE, LLC 1 3.25% $2,508
Crestline Funding Corporation 1 2.99% $2,978
Cornerstone National Bank & Trust Company 1 3.00% $2,244
COMMUNITY MORTGAGE FUNDING, LLC 1 2.63% $3,174
Quontic Bank 1 6.00% $19,250
COASTHILLS 1 3.00% $2,896
1ST NORTHERN CALIFORNIA 1 2.88% $1,549
WALL FINANCIAL, INC. 1 2.63% $3,344
AMERICAN FINANCE HOUSE LARIBA 1 3.30% $1,666
COAST 2 COAST FUNDING GROUP, INC. 1 2.99% $3,209

SALINAS, CA's 322 lenders originated 16,123 loans during 2021. The total origination value was $8,150,845,000, with an average loan value of $505,541.

The top SALINAS lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,428 loans originated. Their average total fees are $5,125, which is $828 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee SALINAS lenders (with over 10 loans originated) are IMPAC MORTGAGE CORP. ($413), NBKC BANK ($1,606), Fremont Bank ($1,684), WINNPOINTE CORPORATION ($1,711) and Monterey Credit Union ($2,173).

The lowest rate SALINAS lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.38%), UBS Bank USA (2.63%), Morgan Stanley Private Bank (2.65%), Strong Home Mortgage, LLC (2.66%) and Bank of America (2.69%).

SALINAS, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $837,610,000 $889,540,000 6.2% 10.9%
UNITED WHOLESALE MORTGAGE, LLC $598,075,000 $813,935,000 36.1% 10.0%
Wells Fargo Bank $480,835,000 $458,005,000 -4.7% 5.6%
JPMorgan Chase Bank $267,850,000 $328,800,000 22.8% 4.0%
HOME POINT FINANCIAL CORPORATION $148,490,000 $312,555,000 110.5% 3.8%
LOANDEPOT.COM, LLC $154,555,000 $244,290,000 58.1% 3.0%
First Republic Bank $120,905,000 $215,810,000 78.5% 2.6%
Bank of America $173,935,000 $191,945,000 10.4% 2.4%
S1L, Inc. $97,320,000 $161,105,000 65.5% 2.0%
MUFG Union Bank $71,950,000 $148,555,000 106.5% 1.8%
SUMMIT FUNDING, INC. $166,385,000 $141,095,000 -15.2% 1.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $152,510,000 $133,780,000 -12.3% 1.6%
MASON MCDUFFIE MORTGAGE CORPORATION $100,610,000 $131,985,000 31.2% 1.6%
U.S. Bank $118,250,000 $131,620,000 11.3% 1.6%
CALIBER HOME LOANS, INC. $118,810,000 $125,745,000 5.8% 1.5%
FREEDOM MORTGAGE CORPORATION $125,950,000 $122,295,000 -2.9% 1.5%
ENVOY MORTGAGE, LTD $128,500,000 $115,090,000 -10.4% 1.4%
PENNYMAC LOAN SERVICES, LLC $60,595,000 $108,585,000 79.2% 1.3%
GUARANTEED RATE, INC. $32,745,000 $104,925,000 220.4% 1.3%
Fremont Bank $75,415,000 $97,875,000 29.8% 1.2%
LENDUS, LLC $116,670,000 $85,250,000 -26.9% 1.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $20,355,000 $83,515,000 310.3% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $71,240,000 $80,150,000 12.5% 1.0%
AMERICAN FINANCIAL NETWORK, INC. $110,715,000 $78,300,000 -29.3% 1.0%
FINANCE OF AMERICA MORTGAGE LLC $133,625,000 $77,690,000 -41.9% 1.0%
Flagstar Bank, FSB $93,230,000 $76,780,000 -17.6% 0.9%
GUARANTEED RATE AFFINITY, LLC $83,475,000 $76,300,000 -8.6% 0.9%
Morgan Stanley Private Bank $65,525,000 $76,175,000 16.3% 0.9%
Charles Schwab Bank, SSB $55,580,000 $68,685,000 23.6% 0.8%
Mechanics Bank $41,085,000 $64,880,000 57.9% 0.8%
PRIMELENDING, A PLAINSCAPITAL COMPANY $70,730,000 $63,980,000 -9.5% 0.8%
AMERISAVE MORTGAGE CORPORATION $45,160,000 $62,705,000 38.9% 0.8%
BETTER MORTGAGE CORPORATION $23,475,000 $54,625,000 132.7% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $22,070,000 $51,305,000 132.5% 0.6%
NAVY FEDERAL CREDIT UNION $49,660,000 $50,175,000 1.0% 0.6%
GUILD MORTGAGE COMPANY $42,675,000 $46,400,000 8.7% 0.6%
NEWREZ LLC $29,920,000 $46,040,000 53.9% 0.6%
Citibank $71,765,000 $45,635,000 -36.4% 0.6%
Bank of the West $30,760,000 $43,045,000 39.9% 0.5%
Paramount Residential Mortgage Group, Inc. $37,675,000 $40,380,000 7.2% 0.5%
BROKER SOLUTIONS, INC. $26,325,000 $38,900,000 47.8% 0.5%
PNC Bank $37,905,000 $38,830,000 2.4% 0.5%
STEARNS LENDING, LLC $61,595,000 $38,655,000 -37.2% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $22,535,000 $37,470,000 66.3% 0.5%
City National Bank $56,550,000 $35,395,000 -37.4% 0.4%
MOUNTAIN WEST FINANCIAL, INC. $45,335,000 $34,220,000 -24.5% 0.4%
Goldman Sachs Bank USA $10,905,000 $28,855,000 164.6% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $14,390,000 $28,140,000 95.6% 0.3%
Mortgage Research Center, LLC $24,280,000 $27,980,000 15.2% 0.3%
CMG MORTGAGE, INC. $96,840,000 $27,530,000 -71.6% 0.3%
KBHS HOME LOANS, LLC $4,560,000 $26,855,000 488.9% 0.3%
Silicon Valley Bank $6,650,000 $25,470,000 283.0% 0.3%
Sierra Pacific Mortgage Company, Inc. $61,205,000 $24,030,000 -60.7% 0.3%
UBS Bank USA $48,165,000 $23,985,000 -50.2% 0.3%
FINANCE OF AMERICA REVERSE LLC $12,840,000 $23,415,000 82.4% 0.3%
BAY $25,055,000 $23,365,000 -6.7% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $19,855,000 $21,650,000 9.0% 0.3%
Monterey Credit Union $11,955,000 $21,260,000 77.8% 0.3%
THE GOLDEN 1 $22,815,000 $19,775,000 -13.3% 0.2%
ORIX REAL ESTATE CAPITAL, LLC $4,305,000 $19,255,000 347.3% 0.2%
PENTAGON FEDERAL CREDIT UNION $4,895,000 $19,195,000 292.1% 0.2%
MACKILLIE INCORPORATED $9,890,000 $19,050,000 92.6% 0.2%
Carrington Mortgage Services, LLC $16,925,000 $19,000,000 12.3% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $15,215,000 $18,945,000 24.5% 0.2%
Commerce Home Mortgage, Inc. $20,055,000 $18,285,000 -8.8% 0.2%
Umpqua Bank $17,465,000 $17,970,000 2.9% 0.2%
First Guaranty Mortgage Corporation $6,820,000 $17,855,000 161.8% 0.2%
IMPAC MORTGAGE CORP. $10,675,000 $17,400,000 63.0% 0.2%
Ally Bank $15,655,000 $16,765,000 7.1% 0.2%
NETWORK CAPITAL FUNDING CORPORATION $18,455,000 $16,690,000 -9.6% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $85,135,000 $16,160,000 -81.0% 0.2%
The Federal Savings Bank $19,115,000 $15,855,000 -17.1% 0.2%
LAKEVIEW LOAN SERVICING, LLC $24,235,000 $14,985,000 -38.2% 0.2%
Provident Credit Union $7,960,000 $14,145,000 77.7% 0.2%
NEXERA HOLDING LLC $5,470,000 $14,110,000 158.0% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $22,620,000 $13,600,000 -39.9% 0.2%
BNY Mellon $2,265,000 $13,570,000 499.1% 0.2%
Hometown Equity Mortgage, LLC $2,690,000 $13,445,000 399.8% 0.2%
General Mortgage Capital Corporation $15,145,000 $13,145,000 -13.2% 0.2%
Comerica Bank $10,115,000 $13,075,000 29.3% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $11,210,000 $12,995,000 15.9% 0.2%
Lakeview Community Capital, LLC $13,235,000 $12,985,000 -1.9% 0.2%
MOVEMENT MORTGAGE, LLC $8,875,000 $12,965,000 46.1% 0.2%
PLANET HOME LENDING, LLC $19,475,000 $12,935,000 -33.6% 0.2%
DIGNIFIED HOME LOANS, LLC $15,395,000 $12,920,000 -16.1% 0.2%
LADERA LENDING, INC. $14,840,000 $12,780,000 -13.9% 0.2%
Strong Home Mortgage, LLC $12,375,000 $12,510,000 1.1% 0.2%
ACADEMY MORTGAGE CORPORATION $6,815,000 $12,345,000 81.1% 0.2%
Luther Burbank Savings $6,940,000 $12,210,000 75.9% 0.1%
NBKC BANK $10,370,000 $12,185,000 17.5% 0.1%
KeyBank $2,645,000 $11,730,000 343.5% 0.1%
CELEBRITY HOME LOANS, LLC $7,080,000 $11,435,000 61.5% 0.1%
PATELCO $6,225,000 $11,360,000 82.5% 0.1%
The Northern Trust Company $3,785,000 $11,275,000 197.9% 0.1%
Capital One $11,185,000 n/a 0.1%
Stifel Bank and Trust $4,915,000 $10,845,000 120.7% 0.1%
BNC National Bank $8,200,000 $10,795,000 31.6% 0.1%
TIAA, FSB $12,090,000 $10,785,000 -10.8% 0.1%
AMERICAN ADVISORS GROUP $7,190,000 $10,645,000 48.1% 0.1%
HOMEXPRESS MORTGAGE CORP. $5,680,000 $10,415,000 83.4% 0.1%
InterContinental Capital Group, Inc $13,740,000 $10,210,000 -25.7% 0.1%
North American Savings Bank, F.S.B. $9,340,000 $10,140,000 8.6% 0.1%
JONES LANG LASALLE MULTIFAMILY, LLC $19,805,000 $10,005,000 -49.5% 0.1%
Citadel Servicing Corporation $3,945,000 $9,670,000 145.1% 0.1%
Tri Counties Bank $10,010,000 $9,480,000 -5.3% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $11,795,000 $9,045,000 -23.3% 0.1%
Axos Bank $7,430,000 $8,895,000 19.7% 0.1%
CIT Bank $11,140,000 $8,865,000 -20.4% 0.1%
CHERRY CREEK MORTGAGE, LLC $9,040,000 $8,860,000 -2.0% 0.1%
NATIONWIDE EQUITIES CORPORATION $2,955,000 $8,685,000 193.9% 0.1%
OCMBC, INC. $18,830,000 $8,590,000 -54.4% 0.1%
Watermark Capital, Inc. $8,520,000 $8,575,000 0.6% 0.1%
USAA Federal Savings Bank $16,615,000 $8,565,000 -48.5% 0.1%
WINNPOINTE CORPORATION $18,980,000 $8,560,000 -54.9% 0.1%
INSPIRE HOME LOANS INC. $41,095,000 $8,445,000 -79.5% 0.1%
REVERSE MORTGAGE FUNDING LLC $5,450,000 $8,350,000 53.2% 0.1%
OAKTREE FUNDING CORP. $2,825,000 $8,345,000 195.4% 0.1%
Pacific Premier Bank $3,185,000 $8,280,000 160.0% 0.1%
COREVEST AMERICAN FINANCE LENDER LLC $8,255,000 n/a 0.1%
CALCULATED RISK ANALYTICS LLC $2,855,000 $8,250,000 189.0% 0.1%
PARKSIDE LENDING, LLC $6,165,000 $8,245,000 33.7% 0.1%
ARC HOME LLC $3,180,000 $8,230,000 158.8% 0.1%
Zions Bancorporation, N.A. $345,000 $7,965,000 2,208.7% 0.1%
STAR ONE CREDIT UNION $10,570,000 $7,870,000 -25.5% 0.1%
GOOGAIN, INC. $11,805,000 $7,735,000 -34.5% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $5,845,000 $7,435,000 27.2% 0.1%
Cf Bank $4,260,000 $7,390,000 73.5% 0.1%
Wyndham Capital Mortgage, Inc. $8,805,000 $7,130,000 -19.0% 0.1%
ONY GLO, INC. $29,830,000 $7,090,000 -76.2% 0.1%
BAY EQUITY LLC $7,580,000 $6,985,000 -7.8% 0.1%
MEGA CAPITAL FUNDING, INC. $4,435,000 $6,930,000 56.3% 0.1%
NMSI, INC. $3,050,000 $6,690,000 119.3% 0.1%
PHH Mortgage Corporation $6,040,000 $6,400,000 6.0% 0.1%
Prime Choice Funding Inc. $3,590,000 $6,325,000 76.2% 0.1%
AMCAP MORTGAGE, LTD. $4,085,000 $6,145,000 50.4% 0.1%
ALLIANT CREDIT UNION $2,545,000 $6,115,000 140.3% 0.1%
5TH STREET CAPITAL, INC. $375,000 $5,955,000 1,488.0% 0.1%
CLEARPATH LENDING $10,130,000 $5,785,000 -42.9% 0.1%
KD CAPITAL MORTGAGE CORPORATION $3,900,000 $5,780,000 48.2% 0.1%
BBVA USA $10,495,000 $5,510,000 -47.5% 0.1%
LOANPAL, LLC $7,890,000 $5,510,000 -30.2% 0.1%
ZILLOW HOME LOANS, LLC $3,360,000 $5,505,000 63.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $4,995,000 $5,460,000 9.3% 0.1%
Prosperity Home Mortgage, LLC $13,400,000 $5,385,000 -59.8% 0.1%
HighTechLending Inc $4,155,000 $5,360,000 29.0% 0.1%
FUNDLOANS CAPITAL $625,000 $5,295,000 747.2% 0.1%
AMWEST FUNDING CORP. $11,205,000 $5,285,000 -52.8% 0.1%
AUGUSTA FINANCIAL, INC. $6,135,000 $5,190,000 -15.4% 0.1%
Greenbox Loans, Inc. $3,180,000 $5,150,000 61.9% 0.1%
FirstBank $6,800,000 $5,115,000 -24.8% 0.1%
PLAZA HOME MORTGAGE, INC. $10,130,000 $5,060,000 -50.0% 0.1%
TOWNE MORTGAGE COMPANY $2,390,000 $4,945,000 106.9% 0.1%
Luxury Mortgage Corp. $2,775,000 $4,830,000 74.1% 0.1%
GRANDE HOMES, INC. $8,020,000 $4,650,000 -42.0% 0.1%
AmeriHome Mortgage Company, LLC $5,405,000 $4,480,000 -17.1% 0.1%
BM Real Estate Services, Inc. $3,755,000 $4,430,000 18.0% 0.1%
Manufacturers and Traders Trust Company $3,405,000 $4,400,000 29.2% 0.1%
NEW DAY FINANCIAL, LLC $3,010,000 $4,295,000 42.7% 0.1%
FIRST TECHNOLOGY $7,285,000 $4,245,000 -41.7% 0.1%
NATIONS DIRECT MORTGAGE, LLC $7,365,000 $4,060,000 -44.9% 0.0%
Amerifirst Financial, Inc. $1,260,000 $4,045,000 221.0% 0.0%
ALAMEDA MORTGAGE CORPORATION $2,050,000 $3,945,000 92.4% 0.0%
JMAC LENDING, INC. $8,240,000 $3,895,000 -52.7% 0.0%
MERIWEST MORTGAGE COMPANY, LLC $3,245,000 $3,825,000 17.9% 0.0%
Mortgage Bank of California $3,780,000 n/a 0.0%
OPEN MORTGAGE, LLC $2,875,000 $3,710,000 29.0% 0.0%
GOLDEN WEST ALLIANCE, INC. $2,900,000 $3,685,000 27.1% 0.0%
STANFORD Federal Credit Union $3,535,000 $3,655,000 3.4% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $4,365,000 $3,635,000 -16.7% 0.0%
SOFI LENDING CORP. $4,840,000 $3,575,000 -26.1% 0.0%
Raymond James Bank $9,065,000 $3,540,000 -60.9% 0.0%
MICHIGAN MUTUAL, INC. $5,995,000 $3,510,000 -41.5% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $3,510,000 n/a 0.0%
Exchange Bank $3,505,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $2,465,000 $3,475,000 41.0% 0.0%
Third Federal Savings and Loan Association of Cleveland $2,155,000 $3,425,000 58.9% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $6,130,000 $3,415,000 -44.3% 0.0%
Nations Lending Corporation $2,690,000 $3,355,000 24.7% 0.0%
Arvest Bank $5,875,000 $3,340,000 -43.1% 0.0%
KELLER MORTGAGE, LLC $1,790,000 $3,265,000 82.4% 0.0%
Equity Prime Mortgage LLC $4,130,000 $3,250,000 -21.3% 0.0%
SCHOOLSFIRST $3,815,000 $3,230,000 -15.3% 0.0%
AMERICAN FINANCING CORPORATION $2,110,000 $3,195,000 51.4% 0.0%
Franklin Loan Corporation $3,130,000 n/a 0.0%
Ameris Bank $1,010,000 $3,095,000 206.4% 0.0%
Truist Bank $1,980,000 $3,060,000 54.5% 0.0%
Evolve Bank & Trust $655,000 $3,005,000 358.8% 0.0%
SAN FRANCISCO FIRE CREDIT UNION $795,000 $2,980,000 274.8% 0.0%
KINECTA $1,690,000 $2,970,000 75.7% 0.0%
QUORUM FEDERAL CREDIT UNION $630,000 $2,875,000 356.3% 0.0%
Golden Empire Mortgage, Inc. $5,670,000 $2,855,000 -49.6% 0.0%
A&D Mortgage LLC $2,820,000 n/a 0.0%
PREMIER LENDING, INC. $1,780,000 $2,815,000 58.1% 0.0%
EMBRACE HOME LOANS, INC. $4,980,000 $2,805,000 -43.7% 0.0%
PACIFIC SERVICE $1,995,000 $2,805,000 40.6% 0.0%
Northpointe Bank $1,300,000 $2,785,000 114.2% 0.0%
EVERETT FINANCIAL, INC. $15,995,000 $2,770,000 -82.7% 0.0%
Boston Private Bank & Trust Company $5,405,000 $2,665,000 -50.7% 0.0%
UMB Bank $455,000 $2,660,000 484.6% 0.0%
Bank of Stockton $675,000 $2,645,000 291.9% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $2,760,000 $2,575,000 -6.7% 0.0%
GREYSTONE SERVICING COMPANY LLC $2,565,000 n/a 0.0%
Toyota Financial Savings Bank $2,265,000 $2,515,000 11.0% 0.0%
CIBC Bank USA $4,280,000 $2,505,000 -41.5% 0.0%
Discover Bank $1,960,000 $2,495,000 27.3% 0.0%
ALL REVERSE MORTGAGE, INC. $1,960,000 $2,485,000 26.8% 0.0%
COUNTRY CLUB MORTGAGE, INC. $440,000 $2,485,000 464.8% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $3,320,000 $2,460,000 -25.9% 0.0%
Figure Lending LLC $1,080,000 $2,455,000 127.3% 0.0%
CENTRAL COAST LENDING, INC. $2,605,000 $2,445,000 -6.1% 0.0%
HomeStreet Bank $1,465,000 $2,435,000 66.2% 0.0%
ON Q FINANCIAL, INC. $5,005,000 $2,405,000 -51.9% 0.0%
MORIA DEVELOPMENT, INC. $1,265,000 $2,375,000 87.7% 0.0%
INTELLILOAN, INC. $2,650,000 $2,350,000 -11.3% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $6,575,000 $2,230,000 -66.1% 0.0%
Barrington Bank & Trust Company, N.A. $1,990,000 $2,215,000 11.3% 0.0%
JMJ FINANCIAL GROUP $2,225,000 $2,200,000 -1.1% 0.0%
HOMESTEAD FUNDING CORP. $1,645,000 $2,170,000 31.9% 0.0%
AHL FUNDING $2,150,000 n/a 0.0%
Alaska USA Federal Credit Union $620,000 $2,130,000 243.5% 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $2,265,000 $2,125,000 -6.2% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,620,000 $2,055,000 26.9% 0.0%
WESTERN EXPRESS LENDING $1,640,000 $2,005,000 22.3% 0.0%
HOME APPROVALS DIRECT, INC. $2,055,000 $1,995,000 -2.9% 0.0%
Provident Savings Bank, F.S.B. $2,410,000 $1,975,000 -18.0% 0.0%
BECKAM FUNDING CORP. $595,000 $1,955,000 228.6% 0.0%
TECHNOLOGY $885,000 $1,935,000 118.6% 0.0%
SESLOC $1,930,000 n/a 0.0%
GENEVA FINANCIAL, LLC $2,680,000 $1,890,000 -29.5% 0.0%
SUMMIT MORTGAGE BANKERS INC. $2,365,000 $1,885,000 -20.3% 0.0%
Goldwater Bank, N.A. $545,000 $1,870,000 243.1% 0.0%
SNAPFI, INC. $4,330,000 $1,860,000 -57.0% 0.0%
VISION ONE MORTGAGE, INC. $1,220,000 $1,840,000 50.8% 0.0%
MLD MORTGAGE INC. $2,535,000 $1,835,000 -27.6% 0.0%
ATHAS CAPITAL GROUP, INC. $1,605,000 $1,820,000 13.4% 0.0%
SANTA CLARA COUNTY $515,000 $1,805,000 250.5% 0.0%
HOMESIDE FINANCIAL, LLC $2,815,000 $1,795,000 -36.2% 0.0%
VERITAS FUNDING, LLC $1,795,000 n/a 0.0%
First Federal Bank of Kansas City $600,000 $1,790,000 198.3% 0.0%
CANOPY MORTGAGE, LLC $515,000 $1,785,000 246.6% 0.0%
GEORGIA'S OWN $1,760,000 n/a 0.0%
LANTZMAN MANAGEMENT, INC. $1,760,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $335,000 $1,750,000 422.4% 0.0%
LENDERFI, INC. $6,510,000 $1,730,000 -73.4% 0.0%
KS StateBank $1,995,000 $1,705,000 -14.5% 0.0%
First Savings Bank $5,065,000 $1,685,000 -66.7% 0.0%
Inwood National Bank $1,685,000 n/a 0.0%
MidFirst Bank $555,000 $1,680,000 202.7% 0.0%
DATA MORTGAGE, INC. $455,000 $1,675,000 268.1% 0.0%
Farmers Bank & Trust $515,000 $1,675,000 225.2% 0.0%
Sunflower Bank $3,125,000 $1,665,000 -46.7% 0.0%
CASTLE & COOKE MORTGAGE, LLC $1,625,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $635,000 $1,610,000 153.5% 0.0%
21ST MORTGAGE CORPORATION $1,170,000 $1,580,000 35.0% 0.0%
MID AMERICA MORTGAGE, INC. $1,080,000 $1,540,000 42.6% 0.0%
COASTAL FUNDING SLC, INC. $1,715,000 $1,535,000 -10.5% 0.0%
LOANLEADERS OF AMERICA, INC. $2,680,000 $1,505,000 -43.8% 0.0%
Merchants Bank of Indiana $1,430,000 $1,500,000 4.9% 0.0%
Texana Bank $1,495,000 n/a 0.0%
S&S Financial $1,825,000 $1,455,000 -20.3% 0.0%
Bank of England $1,750,000 $1,450,000 -17.1% 0.0%
MK LENDING CORP. $685,000 $1,440,000 110.2% 0.0%
The Huntington National Bank $1,430,000 n/a 0.0%
EMM LOANS LLC $835,000 $1,420,000 70.1% 0.0%
LOANFLIGHT LENDING, LLC $860,000 $1,405,000 63.4% 0.0%
ANGEL OAK HOME LOANS LLC $2,135,000 $1,395,000 -34.7% 0.0%
Peoples National Bank , N.A. $1,395,000 n/a 0.0%
Citizens Bank $2,670,000 $1,390,000 -47.9% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $4,315,000 $1,365,000 -68.4% 0.0%
CORNERSTONE HOME LENDING, INC. $2,120,000 $1,350,000 -36.3% 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $2,000,000 $1,325,000 -33.8% 0.0%
NP, Inc. $1,180,000 $1,315,000 11.4% 0.0%
SPRING EQ, LLC $1,820,000 $1,300,000 -28.6% 0.0%
Hometown Lenders, Inc. $295,000 $1,280,000 333.9% 0.0%
Financial Partners Credit Union $255,000 $1,255,000 392.2% 0.0%
RESIDENTIAL BANCORP. $435,000 $1,250,000 187.4% 0.0%
Cornerstone First Mortgage, Inc $1,020,000 $1,245,000 22.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,630,000 $1,230,000 -24.5% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,325,000 $1,225,000 -63.2% 0.0%
Meridian Bank Corporation $1,225,000 n/a 0.0%
Neighborhood Loans, Inc. $2,800,000 $1,225,000 -56.3% 0.0%
NEW WAVE LENDING GROUP INC $435,000 $1,225,000 181.6% 0.0%
T2 FINANCIAL LLC $365,000 $1,225,000 235.6% 0.0%
TRIAD FINANCIAL SERVICES, INC. $695,000 $1,215,000 74.8% 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $3,365,000 $1,210,000 -64.0% 0.0%
EXCITE Credit Union $1,320,000 $1,165,000 -11.7% 0.0%
Financial Funding Solutions, Inc. $760,000 $1,155,000 52.0% 0.0%
Home Mortgage Alliance Corp $1,075,000 n/a 0.0%
First Federal Bank $1,820,000 $1,055,000 -42.0% 0.0%
Loan Simple, Inc. $920,000 $1,055,000 14.7% 0.0%
Kwik Mortgage Corporation $1,760,000 $1,045,000 -40.6% 0.0%
First Western Trust Bank $1,615,000 $1,040,000 -35.6% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $1,440,000 $1,030,000 -28.5% 0.0%
KEYPOINT $1,290,000 $1,025,000 -20.5% 0.0%
Century Mortgage Company DBA Century Lending Company $1,010,000 n/a 0.0%
National Exchange Bank and Trust $1,005,000 n/a 0.0%
LANDED HOME LOANS LLC $990,000 n/a 0.0%
LO, INC. $395,000 $990,000 150.6% 0.0%
FEDERATED MORTGAGE CORP. $985,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $1,360,000 $945,000 -30.5% 0.0%
THE POLICE Credit Union $870,000 $940,000 8.0% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $1,135,000 $930,000 -18.1% 0.0%
UNCLE Credit Union $915,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $335,000 $910,000 171.6% 0.0%
Paramount Bank $770,000 $870,000 13.0% 0.0%
GSF Mortgage Corporation $865,000 n/a 0.0%
CALIFORNIA CREDIT UNION $585,000 $860,000 47.0% 0.0%
Farmers & Merchants Bank of Central California $855,000 $855,000 0.0% 0.0%
BMO Harris Bank $11,160,000 $850,000 -92.4% 0.0%
First Foundation Bank $2,015,000 $845,000 -58.1% 0.0%
Visio Financial Services Inc. $420,000 $840,000 100.0% 0.0%
Murphy Bank $580,000 $835,000 44.0% 0.0%
ROYAL UNITED MORTGAGE LLC $525,000 $815,000 55.2% 0.0%
Capital Bank $1,250,000 $810,000 -35.2% 0.0%
ALL WESTERN MORTGAGE, INC. $800,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $415,000 $800,000 92.8% 0.0%
SALAL $795,000 n/a 0.0%
AmRes Corporation $760,000 n/a 0.0%
Banner Bank $675,000 $760,000 12.6% 0.0%
BLUELEAF LENDING, LLC $345,000 $735,000 113.0% 0.0%
First Bank $2,165,000 $735,000 -66.1% 0.0%
First Northern Bank of Dixon $735,000 n/a 0.0%
INTERCAP LENDING INC. $1,110,000 $735,000 -33.8% 0.0%
PREMIA MORTGAGE, LLC $735,000 n/a 0.0%
Waukesha State Bank $750,000 $735,000 -2.0% 0.0%
Wilmington Savings Fund Society, FSB $735,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $730,000 n/a 0.0%
First-Citizens Bank & Trust Company $725,000 n/a 0.0%
Crestline Funding Corporation $720,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $365,000 $715,000 95.9% 0.0%
Magnolia Bank $2,220,000 $700,000 -68.5% 0.0%
CAPSTONE DIRECT, INC. $685,000 n/a 0.0%
FAY SERVICING, LLC $685,000 n/a 0.0%
Pacor Mortgage Corp $685,000 n/a 0.0%
SAFE CREDIT UNION $1,970,000 $675,000 -65.7% 0.0%
LOGIX FEDERAL CREDIT UNION $3,045,000 $670,000 -78.0% 0.0%
FIRST ENTERTAINMENT $655,000 n/a 0.0%
MERIWEST $25,000 $655,000 2,520.0% 0.0%
PremierOne Credit Union $285,000 $640,000 124.6% 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $635,000 n/a 0.0%
NexBank $1,480,000 $620,000 -58.1% 0.0%
CHU & ASSOCIATES, INC. $875,000 $615,000 -29.7% 0.0%
HomeTrust Bank $1,110,000 $605,000 -45.5% 0.0%
FJM PRIVATE MORTGAGE FUND, LLC $930,000 $595,000 -36.0% 0.0%
OCEANSIDE MORTGAGE COMPANY $1,040,000 $585,000 -43.8% 0.0%
First Horizon Bank $575,000 n/a 0.0%
R M K FINANCIAL CORP. $580,000 $575,000 -0.9% 0.0%
COASTHILLS $1,635,000 $570,000 -65.1% 0.0%
San Mateo Credit Union $155,000 $565,000 264.5% 0.0%
Baxter Credit Union $545,000 n/a 0.0%
First Midwest Bank $545,000 n/a 0.0%
PROPER RATE, LLC $545,000 n/a 0.0%
SRE MORTGAGE ALLIANCE INC. $545,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,665,000 $540,000 -67.6% 0.0%
CAMPOS FINANCIAL CORP. $540,000 n/a 0.0%
TJC Mortgage, Inc. $1,735,000 $540,000 -68.9% 0.0%
MID-VALLEY SERVICES, INC. $585,000 $535,000 -8.5% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $550,000 $530,000 -3.6% 0.0%
TCF National Bank $5,755,000 $530,000 -90.8% 0.0%
FIRST COLONY MORTGAGE CORPORATION $525,000 n/a 0.0%
NFM, INC. $525,000 n/a 0.0%
Quontic Bank $515,000 n/a 0.0%
JET DIRECT FUNDING CORP $575,000 $505,000 -12.2% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $940,000 $505,000 -46.3% 0.0%
T. J. FINANCIAL, INC. $515,000 $505,000 -1.9% 0.0%
GoPrime Mortgage, Inc. $365,000 $495,000 35.6% 0.0%
The Home Loan Expert LLC $495,000 n/a 0.0%
Cathay Bank $485,000 n/a 0.0%
CITIZENS EQUITY FIRST $55,000 $475,000 763.6% 0.0%
Plains Commerce Bank $475,000 n/a 0.0%
1ST UNITED SERVICES CREDIT UNION $1,195,000 $470,000 -60.7% 0.0%
MORTGAGEONE, INC. $455,000 n/a 0.0%
CHEVRON $1,860,000 $450,000 -75.8% 0.0%
IVY MORTGAGE, INC. $375,000 $445,000 18.7% 0.0%
San Diego Funding $445,000 n/a 0.0%
Bethpage Federal Credit Union $435,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $435,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $415,000 $425,000 2.4% 0.0%
LOANSNAP, INC. $2,435,000 $425,000 -82.5% 0.0%
Low VA Rates, LLC $2,340,000 $405,000 -82.7% 0.0%
State Department Federal Credit Union $395,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,600,000 $385,000 -75.9% 0.0%
CUSTOMER SERVICE MORTGAGE CORPORATION $855,000 $375,000 -56.1% 0.0%
Educational Employees Credit Union $365,000 n/a 0.0%
FAMILY FIRST FUNDING LLC $365,000 n/a 0.0%
1ST NORTHERN CALIFORNIA $355,000 n/a 0.0%
BEST FINANCE CAPITAL, INC. $355,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $355,000 n/a 0.0%
Firefighters First Federal Credit Union $1,090,000 $350,000 -67.9% 0.0%
Advisors Mortgage Group, L.L.C. $530,000 $345,000 -34.9% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $545,000 $345,000 -36.7% 0.0%
UNION HOME MORTGAGE CORP. $185,000 $345,000 86.5% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $335,000 n/a 0.0%
EQUITY WAVE LENDING, INC. $530,000 $335,000 -36.8% 0.0%
TRISTAR FINANCE, INC. $335,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $490,000 $315,000 -35.7% 0.0%
Devon Bank $305,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $305,000 n/a 0.0%
VICTORIA FINANCIAL CORP. $710,000 $305,000 -57.0% 0.0%
Community First National Bank $295,000 n/a 0.0%
iCore Lending, Inc. $295,000 n/a 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $530,000 $285,000 -46.2% 0.0%
DIRECT MORTGAGE, CORP. $660,000 $265,000 -59.8% 0.0%
First Mortgage Solutions, LLC $3,095,000 $255,000 -91.8% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $495,000 $255,000 -48.5% 0.0%
WALL FINANCIAL, INC. $700,000 $245,000 -65.0% 0.0%
Cornerstone National Bank & Trust Company $235,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $585,000 $235,000 -59.8% 0.0%
ST FIN CORP $485,000 $235,000 -51.5% 0.0%
Amalgamated Bank $1,240,000 $225,000 -81.9% 0.0%
MEGASTAR FINANCIAL CORP. $225,000 n/a 0.0%
COAST 2 COAST FUNDING GROUP, INC. $205,000 n/a 0.0%
JAYCO PREMIUM FINANCE OF CALIFORNIA, INC. $205,000 n/a 0.0%
Noble Federal Credit Union $205,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $195,000 n/a 0.0%
AMERICAN FIRST $355,000 $180,000 -49.3% 0.0%
SAFEAMERICA CREDIT UNION $175,000 n/a 0.0%
UIF CORPORATION $175,000 n/a 0.0%
Colonial Savings, F.A. $890,000 $165,000 -81.5% 0.0%
LENDSURE MORTGAGE CORP. $2,265,000 $165,000 -92.7% 0.0%
Willamette Valley Bank $195,000 $165,000 -15.4% 0.0%
Armed Forces Bank $475,000 $155,000 -67.4% 0.0%
Operating Engineers Local Union #3 $1,190,000 $155,000 -87.0% 0.0%
SCENIC OAKS FUNDING, INC. $1,755,000 $155,000 -91.2% 0.0%
FOOTHILL FEDERAL CREDIT UNION $145,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $145,000 n/a 0.0%
United States Senate Federal Credit Union $140,000 n/a 0.0%
PARTNERS $135,000 n/a 0.0%
AMERICAN FINANCE HOUSE LARIBA $95,000 n/a 0.0%
RMS & Associates $85,000 n/a 0.0%
CANVAS CREDIT UNION $55,000 n/a 0.0%
ORANGE COUNTY'S CREDIT UNION $55,000 n/a 0.0%
VENTURA COUNTY $45,000 n/a 0.0%
VALLEY STRONG CREDIT UNION $25,000 n/a 0.0%

SALINAS's top lender by overall market share is QUICKEN LOANS, LLC, with 10.9% market share. In second place, with 10.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $813,935,000 in loans. In third place, with 5.6%, is Wells Fargo Bank, having originated $458,005,000 in loans. In third place, with 4.0%, is JPMorgan Chase Bank, having originated $328,800,000 in loans. In third place, with 3.8%, is HOME POINT FINANCIAL CORPORATION, having originated $312,555,000 in loans.



SALINAS, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 7,960 $3,569,830,000 $448,471
Cash Out Refi 4,276 $1,956,010,000 $457,439
Home Purchase 3,200 $2,271,380,000 $709,806
Other 344 $272,920,000 $793,372
Home Improvement 339 $78,945,000 $232,876
NA 4 $1,760,000 $440,000

Salinas's most frequently cited loan purpose was Refi, with 7,960 originations. The 2nd most popular reason was Cash Out Refi, with 4,276 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 7,541 $3,790,935,000 $502,710
3-4% 4,507 $2,287,215,000 $507,481
<2.5% 3,510 $1,792,490,000 $510,681
4-5% 297 $141,665,000 $476,987
5-6% 117 $59,125,000 $505,342
Over 8% 53 $24,385,000 $460,094
6-7% 43 $22,515,000 $523,605
7-8% 31 $4,885,000 $157,581

During 2021, Salinas's most frequently originated rate bucket was 2.5-3%, with 7,541 originations.

Loan Sizing (SALINAS, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 5,748 $1,758,570,000 $305,945
$400k-600k 5,025 $2,454,445,000 $488,447
$600k-1000k 2,604 $1,868,340,000 $717,488
$100k-200k 1,450 $224,910,000 $155,110
$Over $1MM 969 $1,824,045,000 $1,882,399
$100,000 or less 327 $20,535,000 $62,798

SALINAS's loan sizing saw the bucket of loans from $200k-400k with 5,748 originations, totaling $1,758,570,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 4,780 $2,986,560,000 $624,803
40-60% 4,658 $2,311,260,000 $496,191
20-40% 2,860 $984,450,000 $344,213
80-100% 2,452 $1,451,630,000 $592,019
Under 20% 914 $185,310,000 $202,746
Over 100% 51 $55,325,000 $1,084,804

SALINAS's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 4,780 originations, totaling $2,986,560,000 in origination value.