MADERA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Madera averaged 7.13% for the week of 2024-05-09, compared to the national average of 7.09% for the same period.

The average rate for the prior week (2024-05-02) was 7.16% and one month ago for the week of 2024-04-04, the average rate was 6.66%.

Madera's average rate one year ago was 6.43%.

For refis of the same type during the week of 2024-05-09, the average rate was 7.49%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-09 7.09%
Madera 30 Year Fixed Rate 2024-05-09 7.13%
Madera 30 Year Fixed Rate Refi 2024-05-09 7.49%
Madera 15 Year Fixed Rate 2024-05-09 6.28%
Madera 15 Year Fixed Rate Refi 2024-05-09 6.38%
Madera 30 Year FHA 2024-05-09 6.18%
Madera 30 Year FHA Refi 2024-05-09 6.59%
Madera 30 Year USDA 2024-05-09 6.89%
Madera 30 Year USDA Refi 2024-05-09 6.59%
Madera 30 Year VA 2024-05-09 6.29%
Madera 30 Year VA Refi 2024-05-09 6.49%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MADERA, CA.

MADERA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the MADERA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 133 6.65% $10,904
QUICKEN LOANS, LLC 86 6.70% $8,878
Century Mortgage Company DBA Century Lending Company 60 6.69% $9,503
Sierra Pacific Mortgage Company, Inc. 48 6.73% $8,385
ALAMEDA MORTGAGE CORPORATION 39 7.02% $10,490
EAGLE HOME MORTGAGE, LLC 35 6.21% $7,533
PENNYMAC LOAN SERVICES, LLC 31 7.02% $8,611
Paramount Residential Mortgage Group, Inc. 25 6.98% $8,755
AMERICAN PACIFIC MORTGAGE CORPORATION 23 6.86% $9,942
INSPIRE HOME LOANS INC. 22 6.13% $4,922
JPMorgan Chase Bank 18 6.86% $6,934
CMG MORTGAGE, INC. 18 6.65% $8,639
Wells Fargo Bank 18 6.52% $6,115
DHI MORTGAGE COMPANY, LTD. 18 5.63% $3,685
PREMIER MORTGAGE RESOURCES, L.L.C. 17 6.76% $16,401
Educational Employees Credit Union 16 5.91% $2,562
U.S. Bank 12 5.97% $10,571
CROSSCOUNTRY MORTGAGE, LLC 12 6.81% $9,449
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 6.28% $8,811
Bank of America 11 6.35% $4,205
KBHS HOME LOANS, LLC 10 5.91% $8,763
LOANDEPOT.COM, LLC 10 6.51% $8,600
GUILD MORTGAGE COMPANY 9 6.71% $11,458
The Loan Store, Inc. 9 6.74% $9,402
PLAZA HOME MORTGAGE, INC. 9 6.62% $9,402
GUARANTEED RATE, INC. 6 6.93% $8,865
ALTITUDE FINANCIAL CORPORATION 6 7.21% $3,419
AMERISAVE MORTGAGE CORPORATION 6 6.44% $6,393
PROVIDENT FUNDING ASSOCIATES, L.P. 6 6.31% $10,402
Tri Counties Bank 6 7.19% $5,844
OCMBC, INC. 5 9.07% $14,297
Golden Empire Mortgage, Inc. 5 6.57% $6,468
NEXERA HOLDING LLC 5 8.53% $14,292
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 6.62% $9,711
Flagstar Bank, FSB 5 7.40% $7,567
RESIDENTIAL BANCORP 5 7.30% $13,935
FIRST COMMUNITY MORTGAGE, INC. 4 6.78% $5,580
MASON MCDUFFIE MORTGAGE CORPORATION 4 6.94% $7,698
NEWREZ LLC 4 7.19% $8,574
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.58% $5,508
NFM, INC. 3 7.29% $9,862
AMERICAN FINANCIAL NETWORK, INC. 3 6.96% $12,162
ENVOY MORTGAGE, LTD 3 6.54% $8,034
First National Bank of America 3 9.92% $10,811
GUARANTY HOME MORTGAGE CORPORATION 3 6.83% $7,401
BROKER SOLUTIONS, INC. 3 6.79% $11,077
CARDINAL FINANCIAL 3 6.17% $12,028
Mr. Cooper ( Nationstar Mortgage ) 3 6.66% $7,852
NAVY FEDERAL CREDIT UNION 3 6.88% $9,050
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 8.06% $7,804
HOMEXPRESS MORTGAGE CORP. 2 8.31% $9,701
First Savings Bank 2 6.38% $6,074
City National Bank of Florida 2 6.50% $4,980
JMAC LENDING, INC. 2 6.94% $26,875
STAR ONE CREDIT UNION 2 6.06% $2,803
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.38% $10,406
LAND HOME FINANCIAL SERVICES, INC. 2 6.19% $8,048
PLANET HOME LENDING, LLC 2 7.38% $11,920
Discover Bank 2 6.87% $0
PENTAGON FEDERAL CREDIT UNION 2 5.56% $7,066
Mechanics Bank 2 5.56% $5,839
CALIBER HOME LOANS, INC. 2 6.38% $8,305
Northpointe Bank 2 6.75% $8,289
PATELCO 2 7.38% $3,701
NP, Inc. 2 9.06% $14,130
MORTGAGE MANAGEMENT CONSULTANTS, INC. 2 6.75% $10,064
Mortgage Research Center, LLC 2 5.87% $4,711
Citadel Servicing Corporation 2 9.13% $13,127
Noble Federal Credit Union 2 5.88% $9,104
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.56% $6,090
NATIONS DIRECT MORTGAGE, LLC 2 7.06% $13,415
Ally Bank 2 6.75% $3,175
General Mortgage Capital Corporation 2 6.69% $8,347
FREEDOM MORTGAGE CORPORATION 2 5.75% $9,506
NMSI, INC. 2 7.63% $11,225
SUMMIT FUNDING, INC. 2 6.38% $13,667
NEW WAVE LENDING GROUP INC 1 7.63% $6,937
AIR ACADEMY 1 5.75% $7,750
AMERICAN FINANCING CORPORATION 1 5.99% $4,492
American Mortgage & Equity Consultants, Inc. 1 7.00% $10,373
Ameris Bank 1 7.49% $5,377
AUGUSTA FINANCIAL, INC. 1 7.63% $7,883
BAY EQUITY LLC 1 6.49% $12,261
Bell Bank 1 5.99% $12,656
BMO Harris Bank 1 6.75% $3,626
CALCON MUTUAL MORTGAGE LLC 1 6.50% $15,280
CHURCHILL MORTGAGE CORPORATION 1 6.38% $15,411
COASTAL FUNDING SLC, INC. 1 7.63% $5,983
EMBRACE HOME LOANS, INC. 1 6.99% $6,165
FBC MORTGAGE, LLC 1 6.88% $6,806
Franklin Loan Corporation 1 6.25% $4,890
GSF Mortgage Corporation 1 5.63% $8,959
GUARANTEED RATE AFFINITY, LLC 1 6.38% $0
INTERNATIONAL CITY MORTGAGE, INC. 1 5.88% $6,554
LENDSURE MORTGAGE CORP. 1 8.63% $11,384
MK LENDING CORP. 1 7.13% $3,875
MLD MORTGAGE INC. 1 6.38% $6,686
Morgan Stanley Private Bank 1 5.60% $9,621
MORTGAGE CAPITAL PARTNERS, INC. 1 6.99% $8,223
MOVEMENT MORTGAGE, LLC 1 7.63% $19,261
NBKC BANK 1 6.38% $7,670
NETWORK CAPITAL FUNDING CORPORATION 1 7.00% $5,770
ACADEMY MORTGAGE CORPORATION 1 7.13% $13,716
Northwest Farm Credit Services, FLCA 1 7.75% $22,369
PACIFIC SERVICE 1 5.75% $13,227
Plains Commerce Bank 1 5.75% $5,399
PNC Bank 1 6.88% $5,077
PREMIA MORTGAGE, LLC 1 7.28% $8,910
Prosperity Home Mortgage, LLC 1 7.38% $8,665
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.75% $10,327
S1L, Inc. 1 5.99% $9,073
SCHOOLSFIRST 1 6.13% $4,480
SECURITYNATIONAL MORTGAGE COMPANY 1 6.38% $18,804
SESLOC 1 8.13% $9,358
Strong Home Mortgage, LLC 1 6.13% $1,518
THE GOLDEN 1 1 6.38% $5,589
TRAVIS CREDIT UNION 1 5.88% $4,313
Truist 1 5.75% $4,218
UNION HOME MORTGAGE CORP. 1 7.00% $25,953
Vellum Mortgage, Inc. 1 6.50% $4,619
Waterstone Mortgage Corporation 1 7.38% $8,068

MADERA Average Closing Costs & Other Stats

MADERA, CA's 121 lenders originated 2,341 loans during 2023. The total origination value was $740,125,000, with an average loan value of $316,158.

MADERA's average closing costs are $6,615.

The top MADERA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 133 loans originated. Their average total fees are $10,904, which is $2,026 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee MADERA lenders (with over 10 loans originated) are Educational Employees Credit Union ($2,562), DHI MORTGAGE COMPANY, LTD. ($3,685), Bank of America ($4,205), INSPIRE HOME LOANS INC. ($4,922) and Wells Fargo Bank ($6,115).

The lowest rate MADERA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.63%), Educational Employees Credit Union (5.91%), KBHS HOME LOANS, LLC (5.91%), U.S. Bank (5.97%) and INSPIRE HOME LOANS INC. (6.13%).

MADERA, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $136,700,000 $101,295,000 -25.9% 13.7%
Century Mortgage Company DBA Century Lending Company $11,520,000 $63,565,000 451.8% 8.6%
QUICKEN LOANS, LLC $77,505,000 $50,300,000 -35.1% 6.8%
Sierra Pacific Mortgage Company, Inc. $59,000,000 $27,540,000 -53.3% 3.7%
ALAMEDA MORTGAGE CORPORATION $54,840,000 $24,990,000 -54.4% 3.4%
DHI MORTGAGE COMPANY, LTD. $24,640,000 n/a 3.3%
PENNYMAC LOAN SERVICES, LLC $13,390,000 $22,660,000 69.2% 3.1%
EAGLE HOME MORTGAGE, LLC $26,440,000 $21,085,000 -20.3% 2.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $40,970,000 $20,085,000 -51.0% 2.7%
Paramount Residential Mortgage Group, Inc. $9,675,000 $20,075,000 107.5% 2.7%
GREYSTONE SERVICING COMPANY LLC $18,985,000 n/a 2.6%
INSPIRE HOME LOANS INC. $23,675,000 $17,530,000 -26.0% 2.4%
PREMIER MORTGAGE RESOURCES, L.L.C. $2,995,000 $14,860,000 396.2% 2.0%
CMG MORTGAGE, INC. $30,990,000 $14,285,000 -53.9% 1.9%
Educational Employees Credit Union $11,550,000 $11,465,000 -0.7% 1.5%
Golden Empire Mortgage, Inc. $28,655,000 $9,455,000 -67.0% 1.3%
U.S. Bank $23,430,000 $9,270,000 -60.4% 1.3%
Bank of America $7,535,000 $8,365,000 11.0% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,185,000 $8,010,000 -58.2% 1.1%
GUARANTEED RATE, INC. $5,495,000 $7,870,000 43.2% 1.1%
PLAZA HOME MORTGAGE, INC. $8,570,000 $7,805,000 -8.9% 1.1%
KBHS HOME LOANS, LLC $16,795,000 $7,405,000 -55.9% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $6,735,000 $6,365,000 -5.5% 0.9%
Wells Fargo Bank $9,260,000 $6,060,000 -34.6% 0.8%
Flagstar Bank, FSB $8,440,000 $5,470,000 -35.2% 0.7%
Zions Bank $735,000 $5,280,000 618.4% 0.7%
THE GOLDEN 1 $11,365,000 $5,190,000 -54.3% 0.7%
Morgan Stanley Private Bank $1,050,000 $5,005,000 376.7% 0.7%
RESIDENTIAL BANCORP $3,865,000 $4,955,000 28.2% 0.7%
LOANDEPOT.COM, LLC $23,055,000 $4,855,000 -78.9% 0.7%
GUILD MORTGAGE COMPANY $6,385,000 $4,810,000 -24.7% 0.6%
The Loan Store, Inc. $4,765,000 n/a 0.6%
NAVY FEDERAL CREDIT UNION $3,690,000 $4,460,000 20.9% 0.6%
Mortgage Research Center, LLC $6,770,000 $4,425,000 -34.6% 0.6%
ALTITUDE FINANCIAL CORPORATION $4,355,000 n/a 0.6%
JPMorgan Chase Bank $9,860,000 $4,115,000 -58.3% 0.6%
FREEDOM MORTGAGE CORPORATION $13,955,000 $3,775,000 -72.9% 0.5%
OCMBC, INC. $1,110,000 $3,490,000 214.4% 0.5%
Mechanics Bank $1,140,000 $3,395,000 197.8% 0.5%
BROKER SOLUTIONS, INC. $7,915,000 $3,175,000 -59.9% 0.4%
NEWREZ LLC $3,400,000 $2,895,000 -14.9% 0.4%
Tri Counties Bank $3,415,000 $2,815,000 -17.6% 0.4%
Noble Federal Credit Union $3,820,000 $2,760,000 -27.7% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,560,000 $2,650,000 69.9% 0.4%
MASON MCDUFFIE MORTGAGE CORPORATION $1,115,000 $2,510,000 125.1% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $12,675,000 $2,385,000 -81.2% 0.3%
Equity Prime Mortgage LLC $1,715,000 $2,335,000 36.2% 0.3%
AMERISAVE MORTGAGE CORPORATION $7,860,000 $2,320,000 -70.5% 0.3%
Citadel Servicing Corporation $2,625,000 $2,305,000 -12.2% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $2,275,000 n/a 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $4,675,000 $2,110,000 -54.9% 0.3%
FIRST COMMUNITY MORTGAGE, INC. $2,070,000 n/a 0.3%
NEXERA HOLDING LLC $925,000 $2,015,000 117.8% 0.3%
JMAC LENDING, INC. $1,835,000 n/a 0.2%
PNC Bank $11,105,000 $1,805,000 -83.7% 0.2%
SUMMIT FUNDING, INC. $7,565,000 $1,800,000 -76.2% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $15,600,000 $1,700,000 -89.1% 0.2%
Northwest Farm Credit Services, FLCA $2,050,000 $1,655,000 -19.3% 0.2%
USAA Federal Savings Bank $2,175,000 $1,640,000 -24.6% 0.2%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $1,845,000 $1,585,000 -14.1% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,080,000 $1,570,000 -49.0% 0.2%
Commerce Home Mortgage, Inc. $7,475,000 $1,570,000 -79.0% 0.2%
AMWEST FUNDING CORP. $3,325,000 $1,560,000 -53.1% 0.2%
City National Bank of Florida $1,480,000 n/a 0.2%
PLANET HOME LENDING, LLC $1,235,000 $1,430,000 15.8% 0.2%
Citizens Business Bank $1,425,000 n/a 0.2%
The Federal Savings Bank $1,590,000 $1,380,000 -13.2% 0.2%
Carrington Mortgage Services, LLC $2,810,000 $1,365,000 -51.4% 0.2%
TOWNE MORTGAGE COMPANY $1,295,000 n/a 0.2%
BMO Harris Bank $1,250,000 $1,290,000 3.2% 0.2%
CALCON MUTUAL MORTGAGE LLC $1,305,000 $1,270,000 -2.7% 0.2%
LEADERONE FINANCIAL CORPORATION $285,000 $1,255,000 340.4% 0.2%
CARDINAL FINANCIAL $7,755,000 $1,195,000 -84.6% 0.2%
Northpointe Bank $1,405,000 $1,145,000 -18.5% 0.2%
ENVOY MORTGAGE, LTD $3,885,000 $1,140,000 -70.7% 0.2%
NP, Inc. $1,135,000 n/a 0.2%
General Mortgage Capital Corporation $1,225,000 $1,095,000 -10.6% 0.1%
NFM, INC. $375,000 $1,095,000 192.0% 0.1%
LENDINGHOME FUNDING CORPORATION $1,965,000 $1,090,000 -44.5% 0.1%
Strong Home Mortgage, LLC $810,000 $1,080,000 33.3% 0.1%
PACIFIC SERVICE $1,555,000 $1,060,000 -31.8% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $1,685,000 $1,055,000 -37.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,355,000 $1,005,000 -25.8% 0.1%
21ST MORTGAGE CORPORATION $1,000,000 n/a 0.1%
First Savings Bank $5,625,000 $985,000 -82.5% 0.1%
NATIONS DIRECT MORTGAGE, LLC $1,240,000 $975,000 -21.4% 0.1%
Truist $960,000 n/a 0.1%
Prosperity Home Mortgage, LLC $485,000 $950,000 95.9% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $915,000 n/a 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $300,000 $910,000 203.3% 0.1%
Third Federal Savings and Loan Association of Cleveland $910,000 n/a 0.1%
Figure Lending LLC $1,310,000 $905,000 -30.9% 0.1%
Discover Bank $695,000 $900,000 29.5% 0.1%
VAL-CHRIS INVESTMENTS, INC. $890,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $265,000 $840,000 217.0% 0.1%
NMSI, INC. $405,000 $830,000 104.9% 0.1%
ALLIANT CREDIT UNION $1,490,000 $820,000 -45.0% 0.1%
FINANCE OF AMERICA REVERSE LLC $490,000 $820,000 67.3% 0.1%
First National Bank of America $315,000 $805,000 155.6% 0.1%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $790,000 n/a 0.1%
BAY-VALLEY MORTGAGE GROUP $785,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $820,000 $770,000 -6.1% 0.1%
ACADEMY MORTGAGE CORPORATION $1,870,000 $765,000 -59.1% 0.1%
T2 FINANCIAL LLC $315,000 $760,000 141.3% 0.1%
EMBRACE HOME LOANS, INC. $750,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $895,000 $750,000 -16.2% 0.1%
PENTAGON FEDERAL CREDIT UNION $925,000 $735,000 -20.5% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,475,000 $730,000 -50.5% 0.1%
Waterstone Mortgage Corporation $725,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $2,395,000 $700,000 -70.8% 0.1%
SCENIC OAKS FUNDING, INC. $4,295,000 $700,000 -83.7% 0.1%
A&D Mortgage LLC $415,000 $695,000 67.5% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $680,000 n/a 0.1%
Ally Bank $245,000 $670,000 173.5% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $820,000 $665,000 -18.9% 0.1%
MID-VALLEY SERVICES, INC. $1,915,000 $660,000 -65.5% 0.1%
VILLAGE CAPITAL MORTGAGE $85,000 $650,000 664.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $665,000 $635,000 -4.5% 0.1%
Logan Finance Corporation $625,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $205,000 $620,000 202.4% 0.1%
American Mortgage & Equity Consultants, Inc. $615,000 n/a 0.1%
PATELCO $685,000 $605,000 -11.7% 0.1%
Lakeview Community Capital, LLC $2,115,000 $580,000 -72.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $575,000 n/a 0.1%
UIF CORPORATION $575,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $4,650,000 $565,000 -87.8% 0.1%
CALIBER HOME LOANS, INC. $4,955,000 $560,000 -88.7% 0.1%
COASTAL FUNDING SLC, INC. $555,000 n/a 0.1%
STAR ONE CREDIT UNION $945,000 $540,000 -42.9% 0.1%
Self-Help Federal Credit Union $1,335,000 $530,000 -60.3% 0.1%
PREMIA MORTGAGE, LLC $315,000 $525,000 66.7% 0.1%
TRAVIS CREDIT UNION $1,515,000 $525,000 -65.3% 0.1%
LOANPAL, LLC $2,650,000 $515,000 -80.6% 0.1%
BAY $55,000 $510,000 827.3% 0.1%
Bell Bank $505,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $355,000 $495,000 39.4% 0.1%
GSF Mortgage Corporation $490,000 n/a 0.1%
Capital Bank $475,000 n/a 0.1%
FIRST U.S. COMMUNITY CREDIT UNION $465,000 n/a 0.1%
Greenbox Loans, Inc. $825,000 $465,000 -43.6% 0.1%
NEW WAVE LENDING GROUP INC $420,000 $460,000 9.5% 0.1%
NBKC BANK $640,000 $455,000 -28.9% 0.1%
LANTZMAN MANAGEMENT, INC. $1,260,000 $445,000 -64.7% 0.1%
Franklin Loan Corporation $890,000 $430,000 -51.7% 0.1%
PRIMUS LENDING CORP. $425,000 n/a 0.1%
Hometown Equity Mortgage, LLC $2,625,000 $420,000 -84.0% 0.1%
S1L, Inc. $2,050,000 $420,000 -79.5% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,120,000 $415,000 -62.9% 0.1%
GUARANTEED RATE AFFINITY, LLC $865,000 $415,000 -52.0% 0.1%
BAY EQUITY LLC $3,635,000 $405,000 -88.9% 0.1%
Vellum Mortgage, Inc. $395,000 n/a 0.1%
Bank of the West $4,175,000 $385,000 -90.8% 0.1%
SCHOOLSFIRST $735,000 $380,000 -48.3% 0.1%
AUGUSTA FINANCIAL, INC. $245,000 $375,000 53.1% 0.1%
BECKAM FUNDING CORP. $285,000 $375,000 31.6% 0.1%
Ameris Bank $1,210,000 $365,000 -69.8% 0.0%
Coastal Community Bank $360,000 n/a 0.0%
EVERETT FINANCIAL, INC. $1,025,000 $355,000 -65.4% 0.0%
STANFORD Federal Credit Union $255,000 $355,000 39.2% 0.0%
CASTLE & COOKE MORTGAGE, LLC $315,000 $345,000 9.5% 0.0%
NORWICH COMMERCIAL GROUP, INC. $345,000 n/a 0.0%
SESLOC $345,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $975,000 $335,000 -65.6% 0.0%
CUSTOMER SERVICE MORTGAGE CORPORATION $335,000 n/a 0.0%
HOME APPROVALS DIRECT, INC. $295,000 $335,000 13.6% 0.0%
NEW DAY FINANCIAL, LLC $2,215,000 $335,000 -84.9% 0.0%
AHL FUNDING $325,000 n/a 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $325,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $1,970,000 $320,000 -83.8% 0.0%
MACKILLIE INCORPORATED $315,000 $315,000 0.0% 0.0%
MK LENDING CORP. $315,000 n/a 0.0%
ML Mortgage Corp. $315,000 n/a 0.0%
AIR ACADEMY $305,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $295,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $285,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $265,000 n/a 0.0%
M&T Bank $490,000 $235,000 -52.0% 0.0%
VERITAS FUNDING, LLC $235,000 n/a 0.0%
Willamette Valley Bank $235,000 n/a 0.0%
PHH Mortgage Corporation $500,000 $225,000 -55.0% 0.0%
SPRING EQ, LLC $1,570,000 $225,000 -85.7% 0.0%
MLD MORTGAGE INC. $10,130,000 $205,000 -98.0% 0.0%
GTE Federal Credit Union $150,000 $200,000 33.3% 0.0%
HomeTrust Bank $55,000 $190,000 245.5% 0.0%
DEEPHAVEN MORTGAGE LLC $1,810,000 $185,000 -89.8% 0.0%
Comerica Bank $1,795,000 $170,000 -90.5% 0.0%
CANVAS CREDIT UNION $165,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $165,000 n/a 0.0%
FBC MORTGAGE, LLC $1,810,000 $165,000 -90.9% 0.0%
Fremont Bank $1,445,000 $155,000 -89.3% 0.0%
Plains Commerce Bank $155,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $140,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $235,000 $135,000 -42.6% 0.0%
Firefighters First Federal Credit Union $580,000 $130,000 -77.6% 0.0%
Bank of Stockton $125,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $115,000 n/a 0.0%
GEORGIA'S OWN $135,000 $105,000 -22.2% 0.0%
United States Senate Federal Credit Union $105,000 n/a 0.0%
Connexus Credit Union $95,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $85,000 n/a 0.0%
VALLEY STRONG CREDIT UNION $535,000 $80,000 -85.0% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $65,000 $75,000 15.4% 0.0%
SACRAMENTO Credit Union $75,000 n/a 0.0%
UNIVERSITY CREDIT UNION $75,000 n/a 0.0%
CNB Bank $65,000 n/a 0.0%
Financial Partners Credit Union $65,000 n/a 0.0%
MERIWEST $105,000 $65,000 -38.1% 0.0%
ORANGE COUNTY'S CREDIT UNION $65,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $565,000 $55,000 -90.3% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $415,000 $55,000 -86.7% 0.0%
Provident Credit Union $55,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $425,000 $55,000 -87.1% 0.0%
WESCOM CENTRAL CREDIT UNION $625,000 $55,000 -91.2% 0.0%
INTELLILOAN, INC. $1,025,000 $45,000 -95.6% 0.0%
INOVA FEDERAL CREDIT UNION $35,000 n/a 0.0%
REDWOOD $385,000 $35,000 -90.9% 0.0%
SANTA CLARA COUNTY $130,000 $35,000 -73.1% 0.0%
TECHNOLOGY $15,000 n/a 0.0%

MADERA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 13.7% market share. In second place, with 8.6%, is Century Mortgage Company DBA Century Lending Company, having originated $63,565,000 in loans. In third place, with 6.8%, is QUICKEN LOANS, LLC, having originated $50,300,000 in loans. In fourth place, with 3.7%, is Sierra Pacific Mortgage Company, Inc., having originated $27,540,000 in loans. In fifth place, with 3.4%, is ALAMEDA MORTGAGE CORPORATION, having originated $24,990,000 in loans.


MADERA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - MADERA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $318,875 (10.1%) $420,665 (12.0%) 0.00 430
2018-02-01 $320,950 (8.1%) $418,739 (6.9%) 0.00 427
2018-03-01 $320,000 (10.9%) $423,243 (7.1%) 0.00 444
2018-04-01 $315,000 (5.0%) $416,949 (4.2%) 0.00 472
2018-05-01 $317,625 (1.5%) $421,289 (2.3%) 0.00 486
2018-06-01 $318,500 (3.0%) $424,081 (2.5%) 0.00 507
2018-07-01 $313,750 (-0.4%) $418,158 (-2.7%) 0.00 536
2018-08-01 $309,987 (-3.1%) $412,153 (-1.6%) 0.00 534
2018-09-01 $310,000 (-4.6%) $411,807 (0.9%) 0.00 553
2018-10-01 $313,700 (-2.0%) $397,961 (-1.5%) 0.00 565
2018-11-01 $319,500 (-0.9%) $397,909 (-3.3%) 0.00 580
2018-12-01 $325,000 (2.5%) $401,683 (-3.7%) 0.00 545
2019-01-01 $328,725 (3.1%) $400,249 (-4.9%) 0.00 518
2019-02-01 $325,000 (1.3%) $404,962 (-3.3%) 0.00 501
2019-03-01 $328,253 (2.6%) $432,513 (2.2%) 0.00 497
2019-04-01 $330,753 (5.0%) $418,604 (0.4%) 0.00 505
2019-05-01 $334,850 (5.4%) $428,973 (1.8%) 0.00 500
2019-06-01 $337,000 (5.8%) $449,398 (6.0%) 0.00 511
2019-07-01 $337,000 (7.4%) $429,196 (2.6%) 0.00 525
2019-08-01 $335,727 (8.3%) $423,177 (2.7%) 0.00 534
2019-09-01 $335,318 (8.2%) $422,114 (2.5%) 0.00 541
2019-10-01 $335,000 (6.8%) $423,003 (6.3%) 0.00 536
2019-11-01 $335,000 (4.9%) $429,293 (7.9%) 0.00 498
2019-12-01 $328,250 (1.0%) $423,193 (5.4%) 0.00 484
2020-01-01 $339,000 (3.1%) $421,679 (5.4%) 0.00 429
2020-02-01 $339,475 (4.5%) $427,322 (5.5%) 0.00 417
2020-03-01 $347,000 (5.7%) $437,382 (1.1%) 0.00 445
2020-04-01 $344,500 (4.2%) $426,196 (1.8%) 0.00 447
2020-05-01 $349,500 (4.4%) $440,717 (2.7%) 0.00 425
2020-06-01 $354,900 (5.3%) $457,063 (1.7%) 0.00 361
2020-07-01 $366,950 (8.9%) $479,436 (11.7%) 0.00 316
2020-08-01 $389,450 (16.0%) $499,025 (17.9%) 0.00 271
2020-09-01 $394,500 (17.7%) $519,589 (23.1%) 0.00 270
2020-10-01 $389,000 (16.1%) $531,369 (25.6%) 0.00 248
2020-11-01 $397,450 (18.6%) $559,247 (30.3%) 0.00 251
2020-12-01 $398,200 (21.3%) $566,183 (33.8%) 0.00 217
2021-01-01 $399,950 (18.0%) $595,819 (41.3%) 0.00 190
2021-02-01 $422,000 (24.3%) $631,820 (47.9%) 0.00 158
2021-03-01 $441,375 (27.2%) $637,882 (45.8%) 0.00 163
2021-04-01 $436,200 (26.6%) $614,454 (44.2%) 0.00 169
2021-05-01 $455,000 (30.2%) $618,085 (40.3%) 0.00 180
2021-06-01 $444,250 (25.2%) $608,396 (33.1%) 0.00 193
2021-07-01 $428,000 (16.6%) $577,254 (20.4%) 0.00 231
2021-08-01 $439,370 (12.8%) $576,758 (15.6%) 0.00 251
2021-09-01 $441,950 (12.0%) $573,378 (10.4%) 0.00 281
2021-10-01 $459,000 (18.0%) $614,898 (15.7%) 0.00 266
2021-11-01 $471,978 (18.8%) $623,215 (11.4%) 0.00 260
2021-12-01 $470,000 (18.0%) $654,131 (15.5%) 0.00 231
2022-01-01 $490,000 (22.5%) $668,145 (12.1%) 0.00 194
2022-02-01 $467,500 (10.8%) $655,066 (3.7%) 0.00 191
2022-03-01 $487,000 (10.3%) $705,189 (10.6%) 0.00 192
2022-04-01 $495,000 (13.5%) $726,862 (18.3%) 0.00 206
2022-05-01 $508,675 (11.8%) $696,324 (12.7%) 0.00 243
2022-06-01 $499,500 (12.4%) $652,583 (7.3%) 0.00 283
2022-07-01 $494,494 (15.5%) $645,228 (11.8%) 0.00 352
2022-08-01 $477,450 (8.7%) $612,210 (6.2%) 0.00 366
2022-09-01 $491,000 (11.1%) $614,272 (7.1%) 0.00 373
2022-10-01 $475,000 (3.5%) $595,593 (-3.1%) 0.00 422
2022-11-01 $469,000 (-0.6%) $588,361 (-5.6%) 0.00 407
2022-12-01 $469,700 (-0.1%) $589,643 (-9.9%) 0.00 367
2023-01-01 $469,000 (-4.3%) $587,792 (-12.0%) 0.00 327
2023-02-01 $472,250 (1.0%) $603,692 (-7.8%) 0.00 314
2023-03-01 $465,875 (-4.3%) $588,436 (-16.6%) 0.00 297
2023-04-01 $484,360 (-2.2%) $627,432 (-13.7%) 0.00 294
2023-05-01 $485,504 (-4.6%) $628,017 (-9.8%) 0.00 324
2023-06-01 $489,140 (-2.1%) $638,430 (-2.2%) 0.00 315
2023-07-01 $501,053 (1.3%) $669,525 (3.8%) 0.00 300
2023-08-01 $518,100 (8.5%) $684,599 (11.8%) 0.00 361
2023-09-01 $499,000 (1.6%) $628,536 (2.3%) 0.00 387
2023-10-01 $495,450 (4.3%) $626,982 (5.3%) 0.00 431
2023-11-01 $482,437 (2.9%) $604,343 (2.7%) 0.00 492
2023-12-01 $496,000 (5.6%) $612,790 (3.9%) 0.00 464
2024-01-01 $491,174 (4.7%) $624,939 (6.3%) 0.00 408
2024-02-01 $501,245 (6.1%) $650,564 (7.8%) 0.00 380
2024-03-01 $499,990 (7.3%) $640,033 (8.8%) 0.00 343
2024-04-01 $520,997 (7.6%) $664,262 (5.9%) 0.00 378
MADERA's median listing price for 2024-04-01 was $520,997, a difference of $36,637 (7.6%) versus the prior year and $21,007 versus the prior month.

MADERA's median listing price comes in at 0% of the national average.

MADERA's average listing price for 2024-04-01 was $664,262, a difference of $36,830 (5.9%) versus the prior year and $24,229 versus the prior month.

For the 2024-04-01 period, MADERA had 378 MLS listings, a difference of 35 listings (10%) versus the prior month and 84 listings (29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - MADERA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,990 sqft
2018-02-01 0 days 1,930 sqft
2018-03-01 0 days 2,000 sqft
2018-04-01 0 days 1,961 sqft
2018-05-01 0 days 1,979 sqft
2018-06-01 0 days 1,951 sqft
2018-07-01 0 days 1,925 sqft
2018-08-01 0 days 1,947 sqft
2018-09-01 0 days 1,929 sqft
2018-10-01 0 days 1,908 sqft
2018-11-01 0 days 1,919 sqft
2018-12-01 0 days 1,920 sqft
2019-01-01 0 days 1,944 sqft
2019-02-01 0 days 1,950 sqft
2019-03-01 0 days 1,925 sqft
2019-04-01 0 days 1,925 sqft
2019-05-01 0 days 1,952 sqft
2019-06-01 0 days 1,975 sqft
2019-07-01 0 days 1,952 sqft
2019-08-01 0 days 1,953 sqft
2019-09-01 0 days 1,953 sqft
2019-10-01 0 days 1,952 sqft
2019-11-01 0 days 1,952 sqft
2019-12-01 0 days 1,900 sqft
2020-01-01 0 days 1,917 sqft
2020-02-01 0 days 1,952 sqft
2020-03-01 0 days 1,956 sqft
2020-04-01 0 days 1,960 sqft
2020-05-01 0 days 1,990 sqft
2020-06-01 0 days 2,040 sqft
2020-07-01 0 days 2,021 sqft
2020-08-01 0 days 2,100 sqft
2020-09-01 0 days 2,112 sqft
2020-10-01 0 days 2,024 sqft
2020-11-01 0 days 2,065 sqft
2020-12-01 0 days 2,016 sqft
2021-01-01 0 days 2,079 sqft
2021-02-01 0 days 2,073 sqft
2021-03-01 0 days 2,144 sqft
2021-04-01 0 days 2,022 sqft
2021-05-01 0 days 2,040 sqft
2021-06-01 0 days 1,940 sqft
2021-07-01 0 days 1,909 sqft
2021-08-01 0 days 1,941 sqft
2021-09-01 0 days 2,011 sqft
2021-10-01 0 days 2,034 sqft
2021-11-01 0 days 2,067 sqft
2021-12-01 0 days 2,045 sqft
2022-01-01 0 days 2,098 sqft
2022-02-01 0 days 2,075 sqft
2022-03-01 0 days 1,996 sqft
2022-04-01 0 days 2,026 sqft
2022-05-01 0 days 2,011 sqft
2022-06-01 0 days 2,024 sqft
2022-07-01 0 days 1,997 sqft
2022-08-01 0 days 1,940 sqft
2022-09-01 0 days 1,986 sqft
2022-10-01 0 days 1,955 sqft
2022-11-01 0 days 1,959 sqft
2022-12-01 0 days 1,937 sqft
2023-01-01 0 days 1,904 sqft
2023-02-01 0 days 1,981 sqft
2023-03-01 0 days 1,958 sqft
2023-04-01 0 days 2,023 sqft
2023-05-01 0 days 1,970 sqft
2023-06-01 0 days 1,974 sqft
2023-07-01 0 days 2,020 sqft
2023-08-01 0 days 2,064 sqft
2023-09-01 0 days 2,071 sqft
2023-10-01 0 days 2,041 sqft
2023-11-01 0 days 2,008 sqft
2023-12-01 0 days 2,009 sqft
2024-01-01 0 days 1,998 sqft
2024-02-01 0 days 2,037 sqft
2024-03-01 0 days 2,067 sqft
2024-04-01 0 days 2,055 sqft
MADERA's median listing age (time on market) for 2024-04-01 was 0 days.

MADERA's median square footage for active listings during the 2024-04-01 period was 2,055 sqft. One year prior, the average listing was 2,023 sqft.

MADERA, CA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
93601 Madera, CA MSA $970 $970 $1,260 $1,790 $1,970
93602 Madera, CA MSA $890 $900 $1,130 $1,590 $1,820
93604 Madera, CA MSA $910 $920 $1,190 $1,690 $1,870
93610 Madera, CA MSA $890 $900 $1,160 $1,650 $1,820
93614 Madera, CA MSA $1,250 $1,260 $1,630 $2,310 $2,550
93620 Madera, CA MSA $830 $900 $1,100 $1,570 $1,870
93622 Madera, CA MSA $830 $830 $1,080 $1,540 $1,730
93623 Madera, CA MSA $970 $970 $1,260 $1,790 $1,970
93626 Madera, CA MSA $1,480 $1,490 $1,890 $2,670 $3,030
93630 Madera, CA MSA $990 $1,000 $1,260 $1,770 $2,030
93636 Madera, CA MSA $1,310 $1,320 $1,710 $2,430 $2,680
93637 Madera, CA MSA $990 $1,000 $1,290 $1,830 $2,020
93638 Madera, CA MSA $940 $940 $1,220 $1,730 $1,910
93639 Madera, CA MSA $970 $970 $1,260 $1,790 $1,970
93643 Madera, CA MSA $830 $830 $1,080 $1,540 $1,690
93644 Madera, CA MSA $1,030 $1,040 $1,340 $1,900 $2,100
93645 Madera, CA MSA $1,240 $1,250 $1,600 $2,270 $2,530
93653 Madera, CA MSA $1,060 $1,090 $1,400 $1,990 $2,210
93669 Madera, CA MSA $830 $840 $1,090 $1,540 $1,700

2022 Average & Median Rent Data Statistics
MADERA, CA average 1BR rent: $1,022, median: $970
MADERA, CA average 2BR rent: $1,313, median: $1,260
MADERA, CA average 3BR rent: $1,863, median: $1,790

MADERA, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,606 $591,920,000 $368,568
Cash Out Refi 314 $71,910,000 $229,013
Home Improvement 179 $15,635,000 $87,346
Other 162 $15,990,000 $98,704
Refi 77 $44,225,000 $574,351
NA 3 $445,000 $148,333

Madera's most frequently cited loan purpose was Home Purchase, with 1,606 originations. The 2nd most popular reason was Cash Out Refi, with 314 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 815 $283,725,000 $348,129
5-6% 555 $210,145,000 $378,640
7-8% 483 $144,835,000 $299,865
Over 8% 371 $59,575,000 $160,580
<2.5% 49 $1,105,000 $22,551
4-5% 48 $17,840,000 $371,667
2.5-3% 7 $645,000 $92,143
3-4% 2 $440,000 $220,000

During 2023, Madera's most frequently originated rate bucket was 6-7%, with 815 originations.

Loan Sizing (MADERA, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,039 $327,855,000 $315,549
$400k-600k 556 $258,390,000 $464,730
$100,000 or less 392 $19,880,000 $50,714
$100k-200k 262 $38,750,000 $147,901
$600k-1000k 83 $57,095,000 $687,892
$Over $1MM 9 $38,155,000 $4,239,444

MADERA's loan sizing saw the bucket of loans from $200k-400k with 1,039 originations, totaling $327,855,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,117 $449,935,000 $402,807
60-80% 477 $183,865,000 $385,461
Under 20% 362 $18,510,000 $51,133
20-40% 191 $31,815,000 $166,571
40-60% 156 $40,220,000 $257,821
Over 100% 24 $11,380,000 $474,167

MADERA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,117 originations, totaling $449,935,000 in origination value.