SAN LUIS OBISPO - PASO ROBLES Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in San Luis Obispo - Paso Robles averaged
5.94%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6.16% and
one month ago for the week of 2023-04-20, the
average rate was 5.96%.
San Luis Obispo - Paso Robles's average rate one year ago was 4.82%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.54%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| San Luis Obispo - Paso Robles 30 Year Fixed Rate | 2023-05-25 | 5.94% |
| San Luis Obispo - Paso Robles 30 Year Fixed Rate Refi | 2023-05-25 | 5.54% |
| San Luis Obispo - Paso Robles 15 Year Fixed Rate | 2023-05-25 | 5.63% |
| San Luis Obispo - Paso Robles 15 Year Fixed Rate Refi | 2023-05-25 | 4.91% |
| San Luis Obispo - Paso Robles 30 Year FHA | 2023-05-25 | 5.86% |
| San Luis Obispo - Paso Robles 30 Year FHA Refi | 2023-05-25 | 6.61% |
| San Luis Obispo - Paso Robles 30 Year USDA | 2023-05-25 | 6.83% |
| San Luis Obispo - Paso Robles 30 Year USDA Refi | 2023-05-25 | 6.73% |
| San Luis Obispo - Paso Robles 30 Year VA | 2023-05-25 | 5.54% |
| San Luis Obispo - Paso Robles 30 Year VA Refi | 2023-05-25 | 6.31% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SAN LUIS OBISPO-PASO ROBLES, CA.
SAN LUIS OBISPO - PASO ROBLES Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SAN LUIS OBISPO-PASO ROBLES, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SAN LUIS OBISPO - PASO ROBLES Average Closing Costs & Other Stats
SAN LUIS OBISPO-PASO ROBLES, CA's 243 lenders originated 6,337
loans during 2022. The total origination value was $3,093,625,000, with an average loan value of
$488,184.
SAN LUIS OBISPO - PASO ROBLES's average closing costs are $5,690.
The top SAN LUIS OBISPO - PASO ROBLES lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
360 loans originated. Their average total fees are
$9,426, which is $1,267
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee SAN LUIS OBISPO - PASO ROBLES lenders (with over 10 loans originated) are
Stifel Bank and Trust ($3,078), Mechanics Bank ($3,421), Strong Home Mortgage, LLC ($3,473), COASTHILLS ($3,765) and Morgan Stanley Private Bank ($4,155).
The lowest rate SAN LUIS OBISPO - PASO ROBLES lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (3.08%), Stifel Bank and Trust (3.25%), PNC Bank (3.54%), Strong Home Mortgage, LLC (3.67%) and Mechanics Bank (3.68%).
SAN LUIS OBISPO-PASO ROBLES, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $724,080,000 | $288,770,000 | -60.1% | 9.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $270,465,000 | $154,490,000 | -42.9% | 5.0% |
| QUICKEN LOANS, LLC | $587,490,000 | $134,915,000 | -77.0% | 4.4% |
| SESLOC | $117,350,000 | $125,010,000 | 6.5% | 4.0% |
| LOANDEPOT.COM, LLC | $424,465,000 | $123,590,000 | -70.9% | 4.0% |
| GUARANTEED RATE, INC. | $308,885,000 | $110,155,000 | -64.3% | 3.6% |
| JPMorgan Chase Bank | $176,205,000 | $109,400,000 | -37.9% | 3.5% |
| HOME POINT FINANCIAL CORPORATION | $342,670,000 | $106,425,000 | -68.9% | 3.4% |
| Wells Fargo Bank | $222,680,000 | $99,780,000 | -55.2% | 3.2% |
| U.S. Bank | $70,760,000 | $85,070,000 | 20.2% | 2.7% |
| COASTAL FUNDING SLC, INC. | $200,485,000 | $83,535,000 | -58.3% | 2.7% |
| PNC Bank | $15,725,000 | $64,125,000 | 307.8% | 2.1% |
| KD CAPITAL MORTGAGE CORPORATION | $178,695,000 | $64,110,000 | -64.1% | 2.1% |
| CENTRAL COAST LENDING, INC. | $305,930,000 | $63,650,000 | -79.2% | 2.1% |
| Bank of America | $90,530,000 | $58,195,000 | -35.7% | 1.9% |
| CALIBER HOME LOANS, INC. | $193,260,000 | $54,935,000 | -71.6% | 1.8% |
| Mechanics Bank | $32,120,000 | $40,510,000 | 26.1% | 1.3% |
| CMG MORTGAGE, INC. | $113,700,000 | $39,040,000 | -65.7% | 1.3% |
| Flagstar Bank, FSB | $251,345,000 | $35,070,000 | -86.0% | 1.1% |
| DIGNIFIED HOME LOANS, LLC | $86,100,000 | $33,130,000 | -61.5% | 1.1% |
| ENVOY MORTGAGE, LTD | $106,660,000 | $32,570,000 | -69.5% | 1.1% |
| MUFG Union Bank | $45,260,000 | $32,335,000 | -28.6% | 1.0% |
| THE GOLDEN 1 | $22,720,000 | $26,890,000 | 18.4% | 0.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $73,420,000 | $26,730,000 | -63.6% | 0.9% |
| COASTHILLS | $35,255,000 | $26,675,000 | -24.3% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $85,835,000 | $26,205,000 | -69.5% | 0.8% |
| Morgan Stanley Private Bank | $29,470,000 | $24,825,000 | -15.8% | 0.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $50,425,000 | $22,080,000 | -56.2% | 0.7% |
| American Riviera Bank | $19,745,000 | $21,375,000 | 8.3% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $79,350,000 | $19,775,000 | -75.1% | 0.6% |
| Citywide Banks | $18,410,000 | n/a | 0.6% | |
| Citibank | $6,755,000 | $18,290,000 | 170.8% | 0.6% |
| Commerce Home Mortgage, Inc. | $21,300,000 | $18,075,000 | -15.1% | 0.6% |
| AMERICAN ADVISORS GROUP | $14,440,000 | $17,635,000 | 22.1% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $57,520,000 | $17,400,000 | -69.7% | 0.6% |
| First Republic Bank | $14,840,000 | $16,410,000 | 10.6% | 0.5% |
| FINANCE OF AMERICA REVERSE LLC | $18,615,000 | $16,350,000 | -12.2% | 0.5% |
| Umpqua Bank | $9,390,000 | $15,640,000 | 66.6% | 0.5% |
| KeyBank | $5,000,000 | $15,225,000 | 204.5% | 0.5% |
| COUNTRY CLUB MORTGAGE, INC. | $24,400,000 | $15,175,000 | -37.8% | 0.5% |
| Stifel Bank and Trust | $16,995,000 | $14,890,000 | -12.4% | 0.5% |
| NEXERA HOLDING LLC | $10,565,000 | $14,380,000 | 36.1% | 0.5% |
| Sierra Pacific Mortgage Company, Inc. | $45,555,000 | $13,795,000 | -69.7% | 0.4% |
| City National Bank | $35,530,000 | $12,895,000 | -63.7% | 0.4% |
| Bank of the West | $28,705,000 | $12,440,000 | -56.7% | 0.4% |
| Charles Schwab Bank, SSB | $23,265,000 | $11,945,000 | -48.7% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $20,790,000 | $11,765,000 | -43.4% | 0.4% |
| GUILD MORTGAGE COMPANY | $47,890,000 | $11,460,000 | -76.1% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $58,550,000 | $11,240,000 | -80.8% | 0.4% |
| Shea Mortgage Inc. | $9,200,000 | $11,210,000 | 21.8% | 0.4% |
| BROKER SOLUTIONS, INC. | $47,505,000 | $11,085,000 | -76.7% | 0.4% |
| Murphy Bank | $11,180,000 | $10,950,000 | -2.1% | 0.4% |
| UBS Bank USA | $5,615,000 | $10,250,000 | 82.5% | 0.3% |
| AmeriHome Mortgage Company, LLC | $12,640,000 | $10,115,000 | -20.0% | 0.3% |
| BAY EQUITY LLC | $9,955,000 | $9,645,000 | -3.1% | 0.3% |
| Golden Empire Mortgage, Inc. | $36,310,000 | $9,555,000 | -73.7% | 0.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $27,910,000 | $9,480,000 | -66.0% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $84,320,000 | $9,120,000 | -89.2% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $13,025,000 | $8,665,000 | -33.5% | 0.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $8,215,000 | $8,600,000 | 4.7% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $20,025,000 | $8,355,000 | -58.3% | 0.3% |
| Mortgage Research Center, LLC | $23,095,000 | $8,315,000 | -64.0% | 0.3% |
| LOGIX FEDERAL CREDIT UNION | $8,285,000 | $8,115,000 | -2.1% | 0.3% |
| VALLEY STRONG CREDIT UNION | $7,405,000 | $7,805,000 | 5.4% | 0.3% |
| Fremont Bank | $33,855,000 | $7,780,000 | -77.0% | 0.3% |
| Truist | $5,795,000 | $7,635,000 | 31.8% | 0.2% |
| BETTER MORTGAGE CORPORATION | $80,275,000 | $7,595,000 | -90.5% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $5,255,000 | $7,585,000 | 44.3% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $3,525,000 | $6,775,000 | 92.2% | 0.2% |
| Zions Bancorporation, N.A. | $6,040,000 | $6,735,000 | 11.5% | 0.2% |
| NEWREZ LLC | $62,785,000 | $6,575,000 | -89.5% | 0.2% |
| Carrington Mortgage Services, LLC | $11,535,000 | $6,400,000 | -44.5% | 0.2% |
| OCMBC, INC. | $3,815,000 | $6,155,000 | 61.3% | 0.2% |
| SPRING EQ, LLC | $2,270,000 | $6,110,000 | 169.2% | 0.2% |
| PHH Mortgage Corporation | $9,385,000 | $6,045,000 | -35.6% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $6,030,000 | $5,990,000 | -0.7% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $30,240,000 | $5,900,000 | -80.5% | 0.2% |
| STAR ONE CREDIT UNION | $3,875,000 | $5,575,000 | 43.9% | 0.2% |
| First Foundation Bank | $1,525,000 | $5,520,000 | 262.0% | 0.2% |
| LOANPAL, LLC | $13,360,000 | $5,520,000 | -58.7% | 0.2% |
| Ally Bank | $16,910,000 | $5,490,000 | -67.5% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $12,945,000 | $5,445,000 | -57.9% | 0.2% |
| Northpointe Bank | $2,525,000 | $5,275,000 | 108.9% | 0.2% |
| First-Citizens Bank & Trust Company | $5,240,000 | n/a | 0.2% | |
| Citizens Bank | $5,580,000 | $5,055,000 | -9.4% | 0.2% |
| CIVIC FINANCIAL SERVICES, LLC | $1,220,000 | $4,905,000 | 302.0% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $20,080,000 | $4,775,000 | -76.2% | 0.2% |
| JMAC LENDING, INC. | $6,615,000 | $4,770,000 | -27.9% | 0.2% |
| KINECTA | $12,880,000 | $4,690,000 | -63.6% | 0.2% |
| Strong Home Mortgage, LLC | $15,050,000 | $4,635,000 | -69.2% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $9,770,000 | $4,530,000 | -53.6% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $28,395,000 | $4,495,000 | -84.2% | 0.1% |
| PREMIER AMERICA | $45,000 | $4,395,000 | 9,666.7% | 0.1% |
| BMO Harris Bank | $565,000 | $4,390,000 | 677.0% | 0.1% |
| Citadel Servicing Corporation | $6,900,000 | $4,380,000 | -36.5% | 0.1% |
| SUMMIT FUNDING, INC. | $11,625,000 | $4,215,000 | -63.7% | 0.1% |
| SCHOOLSFIRST | $5,590,000 | $4,180,000 | -25.2% | 0.1% |
| Provident Savings Bank, F.S.B. | $970,000 | $4,175,000 | 330.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $12,200,000 | $4,105,000 | -66.4% | 0.1% |
| BNY Mellon | $1,875,000 | $4,100,000 | 118.7% | 0.1% |
| PACIFIC SERVICE | $3,965,000 | $4,050,000 | 2.1% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $14,005,000 | $4,045,000 | -71.1% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $4,005,000 | n/a | 0.1% | |
| Figure Lending LLC | $1,175,000 | $4,005,000 | 240.9% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $12,940,000 | $3,850,000 | -70.2% | 0.1% |
| Educational Employees Credit Union | $2,030,000 | $3,775,000 | 86.0% | 0.1% |
| STEARNS LENDING, LLC | $32,130,000 | $3,755,000 | -88.3% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $14,645,000 | $3,745,000 | -74.4% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $11,675,000 | $3,745,000 | -67.9% | 0.1% |
| RESIDENTIAL BANCORP. | $1,200,000 | $3,540,000 | 195.0% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $4,350,000 | $3,325,000 | -23.6% | 0.1% |
| AMWEST FUNDING CORP. | $3,750,000 | $3,305,000 | -11.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $7,300,000 | $3,305,000 | -54.7% | 0.1% |
| Community West Bank | $4,980,000 | $3,275,000 | -34.2% | 0.1% |
| SAN DIEGO COUNTY CREDIT UNION | $1,600,000 | $3,275,000 | 104.7% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $2,405,000 | $3,185,000 | 32.4% | 0.1% |
| Goldman Sachs Bank USA | $2,265,000 | $3,165,000 | 39.7% | 0.1% |
| Amerifirst Financial, Inc. | $5,305,000 | $3,140,000 | -40.8% | 0.1% |
| A&D Mortgage LLC | $2,005,000 | $3,125,000 | 55.9% | 0.1% |
| EVERETT FINANCIAL, INC. | $3,595,000 | $3,125,000 | -13.1% | 0.1% |
| UNIVERSITY CREDIT UNION | $3,125,000 | $3,060,000 | -2.1% | 0.1% |
| ALLIANT CREDIT UNION | $3,050,000 | $3,045,000 | -0.2% | 0.1% |
| Luxury Mortgage Corp. | $2,415,000 | $3,045,000 | 26.1% | 0.1% |
| KEYPOINT | $410,000 | $3,015,000 | 635.4% | 0.1% |
| Northwest Farm Credit Services, FLCA | $2,395,000 | $3,005,000 | 25.5% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $11,495,000 | $2,965,000 | -74.2% | 0.1% |
| KINGS MORTGAGE SERVICES, INC. | $19,480,000 | $2,965,000 | -84.8% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $10,165,000 | $2,960,000 | -70.9% | 0.1% |
| OAKTREE FUNDING CORP. | $2,920,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $19,825,000 | $2,860,000 | -85.6% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $5,270,000 | $2,860,000 | -45.7% | 0.1% |
| Pacific Premier Bank | $6,740,000 | $2,765,000 | -59.0% | 0.1% |
| WESCOM CENTRAL CREDIT UNION | $2,590,000 | $2,615,000 | 1.0% | 0.1% |
| Toyota Financial Savings Bank | $4,150,000 | $2,595,000 | -37.5% | 0.1% |
| ONY GLO, INC. | $4,305,000 | $2,575,000 | -40.2% | 0.1% |
| ANGEL OAK HOME LOANS LLC | $2,515,000 | $2,485,000 | -1.2% | 0.1% |
| Axos Bank | $8,970,000 | $2,460,000 | -72.6% | 0.1% |
| Pacific Lending LLC | $2,450,000 | n/a | 0.1% | |
| OPEN MORTGAGE, LLC | $2,100,000 | $2,425,000 | 15.5% | 0.1% |
| ARC HOME LLC | $2,465,000 | $2,405,000 | -2.4% | 0.1% |
| Discover Bank | $1,595,000 | $2,390,000 | 49.8% | 0.1% |
| First Western Trust Bank | $2,490,000 | $2,345,000 | -5.8% | 0.1% |
| LADERA LENDING, INC. | $15,160,000 | $2,255,000 | -85.1% | 0.1% |
| ADVANCIAL | $2,220,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $13,540,000 | $2,140,000 | -84.2% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $10,620,000 | $2,125,000 | -80.0% | 0.1% |
| DATA MORTGAGE, INC. | $1,935,000 | $2,115,000 | 9.3% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $14,645,000 | $2,065,000 | -85.9% | 0.1% |
| Citizens Business Bank | $2,685,000 | $2,055,000 | -23.5% | 0.1% |
| NEW WAVE LENDING GROUP INC | $1,515,000 | $1,980,000 | 30.7% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $2,050,000 | $1,940,000 | -5.4% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $8,730,000 | $1,915,000 | -78.1% | 0.1% |
| First Bank | $335,000 | $1,915,000 | 471.6% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $1,905,000 | n/a | 0.1% | |
| Utah Mortgage Loan Corporation | $4,515,000 | $1,895,000 | -58.0% | 0.1% |
| First Guaranty Mortgage Corporation | $13,160,000 | $1,865,000 | -85.8% | 0.1% |
| Firefighters First Federal Credit Union | $4,465,000 | $1,855,000 | -58.5% | 0.1% |
| Washington Trust Bank | $1,850,000 | n/a | 0.1% | |
| PATELCO | $3,375,000 | $1,840,000 | -45.5% | 0.1% |
| GENEVA FINANCIAL, LLC | $5,330,000 | $1,820,000 | -65.9% | 0.1% |
| GEORGIA'S OWN | $1,660,000 | $1,810,000 | 9.0% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $4,815,000 | $1,795,000 | -62.7% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $13,095,000 | $1,775,000 | -86.4% | 0.1% |
| Quontic Bank | $590,000 | $1,775,000 | 200.8% | 0.1% |
| S&T Bank | $1,715,000 | n/a | 0.1% | |
| Provident Credit Union | $2,110,000 | $1,705,000 | -19.2% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $10,550,000 | $1,690,000 | -84.0% | 0.1% |
| Farmers & Merchants Bank of Central California | $1,625,000 | n/a | 0.1% | |
| Platinum Home Mortgage Corporation | $990,000 | $1,615,000 | 63.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $4,915,000 | $1,610,000 | -67.2% | 0.1% |
| Comerica Bank | $1,150,000 | $1,595,000 | 38.7% | 0.1% |
| AUGUSTA FINANCIAL, INC. | $4,560,000 | $1,575,000 | -65.5% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $1,940,000 | $1,565,000 | -19.3% | 0.1% |
| Lakeview Community Capital, LLC | $3,995,000 | $1,555,000 | -61.1% | 0.1% |
| MACKILLIE INCORPORATED | $830,000 | $1,530,000 | 84.3% | 0.0% |
| UNION HOME MORTGAGE CORP. | $1,520,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $3,300,000 | $1,510,000 | -54.2% | 0.0% |
| Montecito Bank & Trust | $1,805,000 | $1,495,000 | -17.2% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $12,055,000 | $1,450,000 | -88.0% | 0.0% |
| Prosperity Home Mortgage, LLC | $6,210,000 | $1,440,000 | -76.8% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $5,030,000 | $1,425,000 | -71.7% | 0.0% |
| TULARE COUNTY | $1,415,000 | n/a | 0.0% | |
| PLANET HOME LENDING, LLC | $5,545,000 | $1,395,000 | -74.8% | 0.0% |
| Pivotal Capital Group II, LLC | $1,390,000 | n/a | 0.0% | |
| STRATA Credit Union | $1,385,000 | n/a | 0.0% | |
| Tri Counties Bank | $1,180,000 | $1,375,000 | 16.5% | 0.0% |
| Watermark Capital, Inc. | $17,580,000 | $1,370,000 | -92.2% | 0.0% |
| Franklin Loan Corporation | $3,420,000 | $1,340,000 | -60.8% | 0.0% |
| CHEVRON | $2,130,000 | $1,325,000 | -37.8% | 0.0% |
| NEW DAY FINANCIAL, LLC | $4,715,000 | $1,325,000 | -71.9% | 0.0% |
| The Federal Savings Bank | $8,350,000 | $1,320,000 | -84.2% | 0.0% |
| Equity Prime Mortgage LLC | $1,760,000 | $1,310,000 | -25.6% | 0.0% |
| Servion, Inc. | $1,640,000 | $1,310,000 | -20.1% | 0.0% |
| 21ST MORTGAGE CORPORATION | $2,295,000 | $1,295,000 | -43.6% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $9,740,000 | $1,295,000 | -86.7% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $275,000 | $1,290,000 | 369.1% | 0.0% |
| The Huntington National Bank | $165,000 | $1,290,000 | 681.8% | 0.0% |
| IMPAC MORTGAGE CORP. | $12,710,000 | $1,265,000 | -90.0% | 0.0% |
| HomeStreet Bank | $2,660,000 | $1,210,000 | -54.5% | 0.0% |
| First Savings Bank | $5,415,000 | $1,195,000 | -77.9% | 0.0% |
| HighTechLending Inc | $4,140,000 | $1,195,000 | -71.1% | 0.0% |
| Bethpage Federal Credit Union | $305,000 | $1,190,000 | 290.2% | 0.0% |
| FAIRWINDS CREDIT UNION | $1,185,000 | n/a | 0.0% | |
| NMSI, INC. | $2,140,000 | $1,180,000 | -44.9% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,580,000 | $1,175,000 | -25.6% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $660,000 | $1,175,000 | 78.0% | 0.0% |
| First Home Bank | $1,145,000 | n/a | 0.0% | |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $3,950,000 | $1,145,000 | -71.0% | 0.0% |
| Chicago Mortgage Solutions LLC | $465,000 | $1,140,000 | 145.2% | 0.0% |
| 1st Security Bank of Washington | $1,125,000 | n/a | 0.0% | |
| Bell Bank | $1,115,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $1,245,000 | $1,100,000 | -11.6% | 0.0% |
| EXCITE Credit Union | $1,090,000 | n/a | 0.0% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $840,000 | $1,085,000 | 29.2% | 0.0% |
| S1L, Inc. | $8,135,000 | $1,070,000 | -86.8% | 0.0% |
| VENTURA COUNTY | $850,000 | $1,070,000 | 25.9% | 0.0% |
| STANFORD Federal Credit Union | $305,000 | $1,030,000 | 237.7% | 0.0% |
| NP, Inc. | $1,010,000 | n/a | 0.0% | |
| DEL SUR CORPORATION | $1,370,000 | $1,000,000 | -27.0% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $995,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $970,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $5,310,000 | $970,000 | -81.7% | 0.0% |
| Nations Lending Corporation | $8,550,000 | $955,000 | -88.8% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $4,035,000 | $950,000 | -76.5% | 0.0% |
| FIRST TECHNOLOGY | $1,045,000 | $950,000 | -9.1% | 0.0% |
| MICHIGAN MUTUAL, INC. | $2,465,000 | $930,000 | -62.3% | 0.0% |
| GTE Federal Credit Union | $920,000 | n/a | 0.0% | |
| MID-VALLEY SERVICES, INC. | $585,000 | $920,000 | 57.3% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $640,000 | $910,000 | 42.2% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $6,200,000 | $910,000 | -85.3% | 0.0% |
| AMERICAN FINANCING CORPORATION | $4,930,000 | $905,000 | -81.6% | 0.0% |
| PREMIER LENDING, INC. | $3,920,000 | $905,000 | -76.9% | 0.0% |
| CALIFORNIA CREDIT UNION | $460,000 | $890,000 | 93.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,100,000 | $890,000 | -19.1% | 0.0% |
| First Mortgage Solutions, LLC | $2,035,000 | $880,000 | -56.8% | 0.0% |
| PARTNERS | $610,000 | $875,000 | 43.4% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $415,000 | $860,000 | 107.2% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $4,475,000 | $850,000 | -81.0% | 0.0% |
| CLEARPATH LENDING | $7,570,000 | $845,000 | -88.8% | 0.0% |
| MidFirst Bank | $1,505,000 | $845,000 | -43.9% | 0.0% |
| EASTMAN | $825,000 | n/a | 0.0% | |
| 5TH STREET CAPITAL, INC. | $820,000 | n/a | 0.0% | |
| FJM PRIVATE MORTGAGE FUND, LLC | $1,005,000 | $820,000 | -18.4% | 0.0% |
| GREAT LAKES | $820,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $805,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $890,000 | $805,000 | -9.6% | 0.0% |
| REDWOOD | $855,000 | $795,000 | -7.0% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $2,165,000 | $790,000 | -63.5% | 0.0% |
| PremierOne Credit Union | $785,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $775,000 | n/a | 0.0% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $1,540,000 | $765,000 | -50.3% | 0.0% |
| SOFI LENDING CORP. | $2,495,000 | $765,000 | -69.3% | 0.0% |
| BM Real Estate Services, Inc. | $4,600,000 | $755,000 | -83.6% | 0.0% |
| CAMPOS FINANCIAL CORP. | $745,000 | n/a | 0.0% | |
| ORANGE COUNTY'S CREDIT UNION | $730,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $715,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $755,000 | $705,000 | -6.6% | 0.0% |
| CAPSTONE DIRECT, INC. | $2,105,000 | $705,000 | -66.5% | 0.0% |
| GOLDEN WEST ALLIANCE, INC. | $705,000 | n/a | 0.0% | |
| MORTGAGE CAPITAL PARTNERS, INC. | $1,365,000 | $705,000 | -48.4% | 0.0% |
| NBKC BANK | $12,010,000 | $690,000 | -94.3% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $685,000 | n/a | 0.0% | |
| M&T Bank | $385,000 | $680,000 | 76.6% | 0.0% |
| Meridian Bank Corporation | $605,000 | $655,000 | 8.3% | 0.0% |
| CITIZENS EQUITY FIRST | $650,000 | n/a | 0.0% | |
| Ameris Bank | $2,610,000 | $645,000 | -75.3% | 0.0% |
| American Airlines Federal Credit Union | $45,000 | $630,000 | 1,300.0% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $305,000 | $625,000 | 104.9% | 0.0% |
| MORTGAGEONE, INC. | $615,000 | $625,000 | 1.6% | 0.0% |
| Bank of England | $430,000 | $615,000 | 43.0% | 0.0% |
| First National Bank of America | $615,000 | n/a | 0.0% | |
| HOMEOWNERS FIRST MORTGAGE, LLC | $615,000 | n/a | 0.0% | |
| ALTA VISTA CREDIT UNION | $605,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $605,000 | n/a | 0.0% | |
| Sunflower Bank | $1,825,000 | $605,000 | -66.8% | 0.0% |
| ALTURA | $595,000 | n/a | 0.0% | |
| NexBank | $1,295,000 | $585,000 | -54.8% | 0.0% |
| SILVER HILL FUNDING, LLC | $405,000 | $580,000 | 43.2% | 0.0% |
| CANOPY MORTGAGE, LLC | $940,000 | $575,000 | -38.8% | 0.0% |
| Deere Employees Credit Union | $365,000 | $575,000 | 57.5% | 0.0% |
| DIRECT MORTGAGE, CORP. | $470,000 | $575,000 | 22.3% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,655,000 | $575,000 | -65.3% | 0.0% |
| Santa Barbara Teachers Federal Credit Union | $570,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $565,000 | n/a | 0.0% | |
| Silicon Valley Bank | $3,525,000 | $565,000 | -84.0% | 0.0% |
| First State Bank of St. Charles, Missouri | $555,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $3,015,000 | $555,000 | -81.6% | 0.0% |
| INFINITY EQUITY GROUP, INC. | $555,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $710,000 | $555,000 | -21.8% | 0.0% |
| PREMIA MORTGAGE, LLC | $555,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $415,000 | $545,000 | 31.3% | 0.0% |
| Evolve Bank & Trust | $515,000 | $535,000 | 3.9% | 0.0% |
| LBS FINANCIAL | $375,000 | $535,000 | 42.7% | 0.0% |
| Logan Finance Corporation | $515,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $415,000 | $510,000 | 22.9% | 0.0% |
| BOKF | $595,000 | $505,000 | -15.1% | 0.0% |
| General Mortgage Capital Corporation | $2,490,000 | $505,000 | -79.7% | 0.0% |
| Signature Federal Credit Union | $310,000 | $505,000 | 62.9% | 0.0% |
| USAlliance Federal Credit Union | $505,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,240,000 | $500,000 | -59.7% | 0.0% |
| F&A Federal Credit Union | $3,485,000 | $500,000 | -85.7% | 0.0% |
| Loan Simple, Inc. | $315,000 | $495,000 | 57.1% | 0.0% |
| Magnolia Bank | $1,145,000 | $485,000 | -57.6% | 0.0% |
| Alaska USA Federal Credit Union | $745,000 | $470,000 | -36.9% | 0.0% |
| AHL FUNDING | $900,000 | $455,000 | -49.4% | 0.0% |
| CANVAS CREDIT UNION | $455,000 | n/a | 0.0% | |
| EMM LOANS LLC | $630,000 | $445,000 | -29.4% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $3,200,000 | $445,000 | -86.1% | 0.0% |
| California Coast Credit Union | $145,000 | $435,000 | 200.0% | 0.0% |
| BANC ONE MORTGAGE CORPORATION | $425,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $415,000 | n/a | 0.0% | |
| Frontier Bank | $405,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $1,205,000 | $405,000 | -66.4% | 0.0% |
| VICTORIA FINANCIAL CORP. | $810,000 | $405,000 | -50.0% | 0.0% |
| ADVANTIS | $400,000 | n/a | 0.0% | |
| Town Square Mortgage & Investments, Inc. | $395,000 | n/a | 0.0% | |
| AmRes Corporation | $3,710,000 | $375,000 | -89.9% | 0.0% |
| Kwik Mortgage Corporation | $1,055,000 | $375,000 | -64.5% | 0.0% |
| AXIA FINANCIAL, LLC | $2,135,000 | $365,000 | -82.9% | 0.0% |
| Bank of Colorado | $355,000 | n/a | 0.0% | |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $2,345,000 | $355,000 | -84.9% | 0.0% |
| Plains Commerce Bank | $565,000 | $355,000 | -37.2% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $9,815,000 | $355,000 | -96.4% | 0.0% |
| BNC National Bank | $6,165,000 | $345,000 | -94.4% | 0.0% |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $2,655,000 | $345,000 | -87.0% | 0.0% |
| VERITAS FUNDING, LLC | $335,000 | n/a | 0.0% | |
| CALTECH EMPLOYEES FEDERAL CREDIT UNION | $705,000 | $315,000 | -55.3% | 0.0% |
| Financial Funding Solutions, Inc. | $765,000 | $315,000 | -58.8% | 0.0% |
| NuVision Federal Credit Union | $620,000 | $305,000 | -50.8% | 0.0% |
| The Northern Trust Company | $2,000,000 | $305,000 | -84.8% | 0.0% |
| United States Senate Federal Credit Union | $305,000 | n/a | 0.0% | |
| UNIVERSAL CITY STUDIOS Federal Credit union | $305,000 | n/a | 0.0% | |
| TOWER | $295,000 | n/a | 0.0% | |
| Utah Power | $285,000 | n/a | 0.0% | |
| TECHNOLOGY | $680,000 | $275,000 | -59.6% | 0.0% |
| FirstBank | $555,000 | $255,000 | -54.1% | 0.0% |
| Hometown Equity Mortgage, LLC | $2,620,000 | $255,000 | -90.3% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $255,000 | n/a | 0.0% | |
| Fifth Third Bank | $225,000 | n/a | 0.0% | |
| MANN FINANCIAL INC. | $395,000 | $225,000 | -43.0% | 0.0% |
| MERIWEST | $140,000 | $215,000 | 53.6% | 0.0% |
| SOUTHLAND CREDIT UNION | $665,000 | $215,000 | -67.7% | 0.0% |
| CERTIFIED | $285,000 | $205,000 | -28.1% | 0.0% |
| SAFE CREDIT UNION | $550,000 | $200,000 | -63.6% | 0.0% |
| FIRST ENTERTAINMENT | $1,310,000 | $185,000 | -85.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $610,000 | $185,000 | -69.7% | 0.0% |
| Arvest Bank | $3,365,000 | $165,000 | -95.1% | 0.0% |
| HomeTrust Bank | $500,000 | $155,000 | -69.0% | 0.0% |
| AMERICAN FIRST | $125,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $1,700,000 | $120,000 | -92.9% | 0.0% |
| BEST CAPITAL FUNDING | $32,880,000 | $115,000 | -99.7% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $390,000 | $115,000 | -70.5% | 0.0% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $105,000 | n/a | 0.0% | |
| Kaiperm Diablo Federal Credit Union | $105,000 | n/a | 0.0% | |
| SALAL | $105,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $85,000 | n/a | 0.0% | |
| Eagle Community Credit Union | $85,000 | n/a | 0.0% | |
| AFFINITY | $65,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $65,000 | n/a | 0.0% | |
| COMMUNITY FIRST CREDIT UNION | $55,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $265,000 | $55,000 | -79.2% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $1,960,000 | $45,000 | -97.7% | 0.0% |
| GENISYS | $35,000 | n/a | 0.0% | |
| Credit Union of Southern California | $225,000 | $15,000 | -93.3% | 0.0% |
SAN LUIS OBISPO - PASO ROBLES's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 9.3% market share. In second place, with 5.0%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $154,490,000 in loans. In third place, with 4.4%, is QUICKEN LOANS, LLC, having originated $134,915,000 in loans. In fourth place, with 4.0%, is SESLOC, having originated $125,010,000 in loans. In fifth place, with 4.0%, is LOANDEPOT.COM, LLC, having originated $123,590,000 in loans.
SAN LUIS OBISPO - PASO ROBLES Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SAN LUIS OBISPO - PASO ROBLES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $748,850 (7.9%) | $1,049,841 (3.8%) | 2.78 | 774 |
| 2018-02-01 | $744,950 (6.5%) | $1,006,836 (-2.6%) | 2.71 | 809 |
| 2018-03-01 | $738,250 (2.8%) | $999,670 (-4.6%) | 2.59 | 864 |
| 2018-04-01 | $749,950 (4.9%) | $1,023,381 (-1.3%) | 2.54 | 927 |
| 2018-05-01 | $775,000 (4.0%) | $1,059,210 (0.2%) | 2.59 | 961 |
| 2018-06-01 | $767,500 (2.5%) | $1,053,867 (1.5%) | 2.56 | 1,031 |
| 2018-07-01 | $749,500 (0.3%) | $1,026,699 (1.1%) | 2.50 | 1,076 |
| 2018-08-01 | $744,000 (2.6%) | $1,007,322 (-1.3%) | 2.49 | 1,074 |
| 2018-09-01 | $729,900 (1.4%) | $1,001,039 (-4.1%) | 2.45 | 1,062 |
| 2018-10-01 | $715,000 (-1.3%) | $981,507 (-7.1%) | 2.42 | 1,027 |
| 2018-11-01 | $699,500 (-4.1%) | $983,597 (-8.1%) | 2.37 | 987 |
| 2018-12-01 | $696,750 (-6.5%) | $994,376 (-7.3%) | 2.40 | 917 |
| 2019-01-01 | $699,000 (-6.7%) | $1,001,876 (-4.6%) | 2.41 | 877 |
| 2019-02-01 | $699,995 (-6.0%) | $996,058 (-1.1%) | 2.36 | 880 |
| 2019-03-01 | $699,000 (-5.3%) | $1,043,484 (4.4%) | 2.33 | 910 |
| 2019-04-01 | $709,250 (-5.4%) | $1,039,003 (1.5%) | 2.25 | 994 |
| 2019-05-01 | $727,000 (-6.2%) | $979,960 (-7.5%) | 2.27 | 1,042 |
| 2019-06-01 | $729,270 (-5.0%) | $968,845 (-8.1%) | 2.28 | 1,059 |
| 2019-07-01 | $743,500 (-0.8%) | $978,936 (-4.7%) | 2.33 | 1,086 |
| 2019-08-01 | $749,000 (0.7%) | $988,709 (-1.9%) | 2.35 | 1,090 |
| 2019-09-01 | $741,500 (1.6%) | $968,500 (-3.3%) | 2.34 | 973 |
| 2019-10-01 | $725,000 (1.4%) | $936,334 (-4.6%) | 2.34 | 990 |
| 2019-11-01 | $729,900 (4.4%) | $944,356 (-4.0%) | 2.39 | 914 |
| 2019-12-01 | $729,498 (4.7%) | $942,923 (-5.2%) | 2.43 | 805 |
| 2020-01-01 | $732,610 (4.8%) | $945,906 (-5.6%) | 2.45 | 773 |
| 2020-02-01 | $749,000 (7.0%) | $976,297 (-2.0%) | 2.45 | 772 |
| 2020-03-01 | $749,000 (7.2%) | $1,019,595 (-2.3%) | 2.35 | 812 |
| 2020-04-01 | $749,000 (5.6%) | $1,006,016 (-3.2%) | 2.35 | 830 |
| 2020-05-01 | $765,000 (5.2%) | $1,036,140 (5.7%) | 2.33 | 847 |
| 2020-06-01 | $777,000 (6.5%) | $1,031,935 (6.5%) | 2.29 | 795 |
| 2020-07-01 | $793,750 (6.8%) | $1,063,856 (8.7%) | 2.30 | 734 |
| 2020-08-01 | $799,990 (6.8%) | $1,119,965 (13.3%) | 2.29 | 668 |
| 2020-09-01 | $799,250 (7.8%) | $1,162,562 (20.0%) | 2.29 | 587 |
| 2020-10-01 | $819,900 (13.1%) | $1,168,062 (24.8%) | 2.35 | 526 |
| 2020-11-01 | $801,750 (9.8%) | $1,167,977 (23.7%) | 2.34 | 489 |
| 2020-12-01 | $821,000 (12.5%) | $1,189,526 (26.2%) | 2.44 | 426 |
| 2021-01-01 | $849,000 (15.9%) | $1,256,435 (32.8%) | 2.53 | 368 |
| 2021-02-01 | $826,225 (10.3%) | $1,265,798 (29.7%) | 2.40 | 310 |
| 2021-03-01 | $846,000 (13.0%) | $1,282,157 (25.8%) | 2.40 | 300 |
| 2021-04-01 | $897,000 (19.8%) | $1,428,600 (42.0%) | 2.43 | 307 |
| 2021-05-01 | $886,500 (15.9%) | $1,431,031 (38.1%) | 2.35 | 344 |
| 2021-06-01 | $892,000 (14.8%) | $1,444,890 (40.0%) | 2.35 | 348 |
| 2021-07-01 | $889,000 (12.0%) | $1,362,149 (28.0%) | 2.35 | 385 |
| 2021-08-01 | $889,000 (11.1%) | $1,412,468 (26.1%) | 2.37 | 356 |
| 2021-09-01 | $901,750 (12.8%) | $1,446,565 (24.4%) | 2.40 | 348 |
| 2021-10-01 | $950,000 (15.9%) | $1,567,842 (34.2%) | 2.53 | 300 |
| 2021-11-01 | $957,625 (19.4%) | $1,573,505 (34.7%) | 2.56 | 288 |
| 2021-12-01 | $986,250 (20.1%) | $1,601,964 (34.7%) | 2.67 | 235 |
| 2022-01-01 | $1,049,500 (23.6%) | $1,941,953 (54.6%) | 2.84 | 200 |
| 2022-02-01 | $975,000 (18.0%) | $1,839,763 (45.3%) | 2.54 | 211 |
| 2022-03-01 | $991,250 (17.2%) | $1,751,082 (36.6%) | 2.48 | 238 |
| 2022-04-01 | $999,000 (11.4%) | $1,654,036 (15.8%) | 2.38 | 253 |
| 2022-05-01 | $996,125 (12.4%) | $1,596,040 (11.5%) | 2.28 | 336 |
| 2022-06-01 | $994,750 (11.5%) | $1,540,249 (6.6%) | 2.22 | 412 |
| 2022-07-01 | $925,000 (4.1%) | $1,409,590 (3.5%) | 2.09 | 477 |
| 2022-08-01 | $907,500 (2.1%) | $1,426,385 (1.0%) | 2.10 | 480 |
| 2022-09-01 | $949,475 (5.3%) | $1,463,988 (1.2%) | 2.22 | 448 |
| 2022-10-01 | $929,000 (-2.2%) | $1,426,047 (-9.0%) | 2.19 | 455 |
| 2022-11-01 | $950,000 (-0.8%) | $1,460,505 (-7.2%) | 2.28 | 453 |
| 2022-12-01 | $950,000 (-3.7%) | $1,467,286 (-8.4%) | 2.35 | 399 |
| 2023-01-01 | $952,000 (-9.3%) | $1,283,047 (-33.9%) | 2.36 | 353 |
| 2023-02-01 | $949,000 (-2.7%) | $1,329,969 (-27.7%) | 2.29 | 341 |
| 2023-03-01 | $980,000 (-1.1%) | $1,360,399 (-22.3%) | 2.31 | 316 |
| 2023-04-01 | $995,000 (-0.4%) | $1,370,944 (-17.1%) | 2.31 | 323 |
SAN LUIS OBISPO - PASO ROBLES's median listing price for 2023-04-01 was $995,000, a difference of
$-4,000
(-0.4%) versus the prior year and
$15,000 versus the prior month.
SAN LUIS OBISPO - PASO ROBLES's median listing price comes in at 231% of the national average.
SAN LUIS OBISPO - PASO ROBLES's average listing price for 2023-04-01 was $1,370,944, a difference of $-283,092 (-17.1%) versus the prior year and $10,545 versus the prior month.
For the 2023-04-01 period, SAN LUIS OBISPO - PASO ROBLES had 323 MLS listings, a difference of 7 listings (2%) versus the prior month and 70 listings (28%) versus the prior year.
SAN LUIS OBISPO - PASO ROBLES's median listing price comes in at 231% of the national average.
SAN LUIS OBISPO - PASO ROBLES's average listing price for 2023-04-01 was $1,370,944, a difference of $-283,092 (-17.1%) versus the prior year and $10,545 versus the prior month.
For the 2023-04-01 period, SAN LUIS OBISPO - PASO ROBLES had 323 MLS listings, a difference of 7 listings (2%) versus the prior month and 70 listings (28%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SAN LUIS OBISPO - PASO ROBLES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 78 days | 1,957 sqft |
| 2018-02-01 | 66 days | 1,932 sqft |
| 2018-03-01 | 47 days | 1,930 sqft |
| 2018-04-01 | 46 days | 1,989 sqft |
| 2018-05-01 | 46 days | 2,016 sqft |
| 2018-06-01 | 51 days | 2,004 sqft |
| 2018-07-01 | 55 days | 1,935 sqft |
| 2018-08-01 | 58 days | 1,951 sqft |
| 2018-09-01 | 60 days | 1,927 sqft |
| 2018-10-01 | 65 days | 1,907 sqft |
| 2018-11-01 | 67 days | 1,904 sqft |
| 2018-12-01 | 75 days | 1,888 sqft |
| 2019-01-01 | 79 days | 1,880 sqft |
| 2019-02-01 | 68 days | 1,908 sqft |
| 2019-03-01 | 67 days | 1,897 sqft |
| 2019-04-01 | 62 days | 1,920 sqft |
| 2019-05-01 | 57 days | 1,930 sqft |
| 2019-06-01 | 63 days | 1,922 sqft |
| 2019-07-01 | 67 days | 1,980 sqft |
| 2019-08-01 | 75 days | 2,002 sqft |
| 2019-09-01 | 80 days | 1,955 sqft |
| 2019-10-01 | 80 days | 1,892 sqft |
| 2019-11-01 | 81 days | 1,890 sqft |
| 2019-12-01 | 93 days | 1,893 sqft |
| 2020-01-01 | 88 days | 1,879 sqft |
| 2020-02-01 | 87 days | 1,886 sqft |
| 2020-03-01 | 64 days | 1,883 sqft |
| 2020-04-01 | 67 days | 1,897 sqft |
| 2020-05-01 | 78 days | 1,932 sqft |
| 2020-06-01 | 97 days | 1,953 sqft |
| 2020-07-01 | 83 days | 1,939 sqft |
| 2020-08-01 | 70 days | 1,910 sqft |
| 2020-09-01 | 72 days | 1,931 sqft |
| 2020-10-01 | 73 days | 1,946 sqft |
| 2020-11-01 | 79 days | 1,952 sqft |
| 2020-12-01 | 85 days | 1,934 sqft |
| 2021-01-01 | 89 days | 1,906 sqft |
| 2021-02-01 | 85 days | 1,929 sqft |
| 2021-03-01 | 61 days | 1,901 sqft |
| 2021-04-01 | 58 days | 1,993 sqft |
| 2021-05-01 | 47 days | 1,971 sqft |
| 2021-06-01 | 46 days | 1,892 sqft |
| 2021-07-01 | 40 days | 1,860 sqft |
| 2021-08-01 | 48 days | 1,834 sqft |
| 2021-09-01 | 49 days | 1,846 sqft |
| 2021-10-01 | 48 days | 1,921 sqft |
| 2021-11-01 | 49 days | 1,879 sqft |
| 2021-12-01 | 57 days | 1,881 sqft |
| 2022-01-01 | 64 days | 1,974 sqft |
| 2022-02-01 | 44 days | 1,921 sqft |
| 2022-03-01 | 35 days | 1,881 sqft |
| 2022-04-01 | 36 days | 1,868 sqft |
| 2022-05-01 | 32 days | 1,893 sqft |
| 2022-06-01 | 38 days | 1,879 sqft |
| 2022-07-01 | 39 days | 1,862 sqft |
| 2022-08-01 | 51 days | 1,866 sqft |
| 2022-09-01 | 57 days | 1,899 sqft |
| 2022-10-01 | 56 days | 1,873 sqft |
| 2022-11-01 | 60 days | 1,794 sqft |
| 2022-12-01 | 68 days | 1,786 sqft |
| 2023-01-01 | 78 days | 1,800 sqft |
| 2023-02-01 | 74 days | 1,806 sqft |
| 2023-03-01 | 61 days | 1,869 sqft |
| 2023-04-01 | 59 days | 1,848 sqft |
SAN LUIS OBISPO - PASO ROBLES's median listing age (time on market) for 2023-04-01 was 59 days.
This
is 64%
longer
than the same period one year ago.
SAN LUIS OBISPO - PASO ROBLES's median square footage for active listings during the 2023-04-01 period was 1,848 sqft. One year prior, the average listing was 1,868 sqft.
SAN LUIS OBISPO - PASO ROBLES's median square footage for active listings during the 2023-04-01 period was 1,848 sqft. One year prior, the average listing was 1,868 sqft.
SAN LUIS OBISPO-PASO ROBLES, CA Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 93252 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,560 | $1,820 | $2,140 | $2,830 | $3,240 |
| 93254 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,560 | $1,820 | $2,140 | $2,830 | $3,240 |
| 93401 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,430 | $1,570 | $2,070 | $2,940 | $3,340 |
| 93402 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,360 | $1,500 | $1,970 | $2,800 | $3,180 |
| 93403 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93405 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,530 | $1,680 | $2,210 | $3,140 | $3,560 |
| 93406 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93407 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93408 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93410 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93412 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93420 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,320 | $1,450 | $1,910 | $2,710 | $3,080 |
| 93421 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93422 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,200 | $1,320 | $1,740 | $2,470 | $2,810 |
| 93423 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93424 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,530 | $1,680 | $2,210 | $3,140 | $3,560 |
| 93426 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,220 | $1,320 | $1,620 | $2,310 | $2,590 |
| 93428 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,290 | $1,420 | $1,870 | $2,660 | $3,020 |
| 93430 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,180 | $1,290 | $1,700 | $2,410 | $2,740 |
| 93432 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,110 | $1,220 | $1,610 | $2,280 | $2,590 |
| 93433 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,250 | $1,370 | $1,800 | $2,560 | $2,900 |
| 93435 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93442 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,350 | $1,480 | $1,950 | $2,770 | $3,140 |
| 93443 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93444 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,490 | $1,630 | $2,150 | $3,050 | $3,470 |
| 93445 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,160 | $1,270 | $1,670 | $2,370 | $2,690 |
| 93446 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,110 | $1,220 | $1,600 | $2,270 | $2,590 |
| 93447 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93448 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93449 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,550 | $1,700 | $2,240 | $3,180 | $3,610 |
| 93451 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,360 | $1,490 | $1,940 | $2,750 | $3,110 |
| 93452 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,050 | $1,140 | $1,500 | $2,150 | $2,590 |
| 93453 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,050 | $1,140 | $1,500 | $2,150 | $2,590 |
| 93454 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,630 | $1,870 | $2,180 | $2,880 | $3,290 |
| 93458 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,560 | $1,820 | $2,140 | $2,830 | $3,240 |
| 93461 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,420 | $1,560 | $2,050 | $2,920 | $3,310 |
| 93465 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,360 | $1,500 | $1,970 | $2,800 | $3,180 |
| 93475 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
| 93483 | San Luis Obispo-Paso Robles-Arroyo Grande, CA | $1,310 | $1,440 | $1,890 | $2,680 | $3,050 |
2022 Average & Median Rent Data Statistics
SAN LUIS OBISPO-PASO ROBLES, CA average 1BR rent: $1,473, median: $1,440
SAN LUIS OBISPO-PASO ROBLES, CA average 2BR rent: $1,906, median: $1,890
SAN LUIS OBISPO-PASO ROBLES, CA average 3BR rent: $2,685, median: $2,680
SAN LUIS OBISPO-PASO ROBLES, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,717 | $1,745,475,000 | $642,427 |
| Cash Out Refi | 1,472 | $640,970,000 | $435,442 |
| Refi | 957 | $462,105,000 | $482,868 |
| Home Improvement | 762 | $133,530,000 | $175,236 |
| Other | 428 | $110,860,000 | $259,019 |
| NA | 1 | $685,000 | $685,000 |
San Luis Obispo - Paso Robles's most frequently cited loan purpose was Home Purchase, with 2,717 originations. The 2nd most popular reason was Cash Out Refi, with 1,472 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,781 | $917,025,000 | $514,893 |
| 4-5% | 1,516 | $801,830,000 | $528,912 |
| 5-6% | 1,231 | $578,805,000 | $470,191 |
| 6-7% | 583 | $244,115,000 | $418,722 |
| 2.5-3% | 512 | $277,530,000 | $542,051 |
| <2.5% | 264 | $105,350,000 | $399,053 |
| 7-8% | 219 | $79,135,000 | $361,347 |
| Over 8% | 173 | $52,125,000 | $301,301 |
During 2022, San Luis Obispo - Paso Robles's most frequently originated rate bucket was 3-4%, with 1,781 originations.
Loan Sizing (SAN LUIS OBISPO-PASO ROBLES, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 1,692 | $832,240,000 | $491,868 |
| $200k-400k | 1,632 | $484,100,000 | $296,630 |
| $600k-1000k | 1,360 | $995,170,000 | $731,743 |
| $100k-200k | 751 | $104,735,000 | $139,461 |
| $100,000 or less | 509 | $30,605,000 | $60,128 |
| $Over $1MM | 393 | $646,775,000 | $1,645,738 |
SAN LUIS OBISPO - PASO ROBLES's loan sizing saw the bucket of loans from $400k-600k with 1,692 originations, totaling $832,240,000 in origination value.