SAN LUIS OBISPO - PASO ROBLES Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in San Luis Obispo - Paso Robles averaged 6.83% for the week of 2024-06-06, compared to the national average of 6.99% for the same period.

The average rate for the prior week (2024-05-30) was 6.97% and one month ago for the week of 2024-05-02, the average rate was 7.16%.

San Luis Obispo - Paso Robles's average rate one year ago was 6.83%.

For refis of the same type during the week of 2024-06-06, the average rate was 6.79%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-06 6.99%
San Luis Obispo - Paso Robles 30 Year Fixed Rate 2024-06-06 6.83%
San Luis Obispo - Paso Robles 30 Year Fixed Rate Refi 2024-06-06 6.79%
San Luis Obispo - Paso Robles 15 Year Fixed Rate 2024-06-06 6.39%
San Luis Obispo - Paso Robles 15 Year Fixed Rate Refi 2024-06-06 6.19%
San Luis Obispo - Paso Robles 30 Year FHA 2024-06-06 6.5%
San Luis Obispo - Paso Robles 30 Year FHA Refi 2024-06-06 6.69%
San Luis Obispo - Paso Robles 30 Year USDA 2024-06-06 6.8%
San Luis Obispo - Paso Robles 30 Year USDA Refi 2024-06-06 6.8%
San Luis Obispo - Paso Robles 30 Year VA 2024-06-06 5.95%
San Luis Obispo - Paso Robles 30 Year VA Refi 2024-06-06 6.39%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SAN LUIS OBISPO-PASO ROBLES, CA.

SAN LUIS OBISPO - PASO ROBLES Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SAN LUIS OBISPO-PASO ROBLES, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 235 6.67% $9,395
CROSSCOUNTRY MORTGAGE, LLC 130 6.85% $8,151
QUICKEN LOANS, LLC 112 6.75% $8,850
GUARANTEED RATE, INC. 107 6.77% $8,112
COASTAL FUNDING SLC, INC. 83 6.94% $8,626
KD CAPITAL MORTGAGE CORPORATION 70 6.72% $6,425
U.S. Bank 51 6.36% $6,698
SESLOC 48 6.55% $27,505
LOANDEPOT.COM, LLC 48 6.56% $9,753
Century Mortgage Company DBA Century Lending Company 46 6.76% $9,644
JPMorgan Chase Bank 46 6.66% $5,390
PENNYMAC LOAN SERVICES, LLC 40 6.83% $7,327
CENTRAL COAST LENDING, INC. 34 6.87% $9,441
ENVOY MORTGAGE, LTD 28 7.12% $9,595
DIGNIFIED HOME LOANS, LLC 26 6.74% $9,333
Bank of America 23 6.24% $8,288
Morgan Stanley Private Bank 22 5.88% $4,448
Wells Fargo Bank 20 5.93% $7,675
AMERICAN PACIFIC MORTGAGE CORPORATION 18 6.90% $8,585
MOVEMENT MORTGAGE, LLC 16 6.53% $7,604
Citibank 15 6.01% $5,077
CMG MORTGAGE, INC. 15 6.85% $8,457
GUILD MORTGAGE COMPANY 13 6.84% $10,083
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 6.55% $11,948
PROVIDENT FUNDING ASSOCIATES, L.P. 12 6.29% $5,386
Educational Employees Credit Union 11 5.65% $2,695
Sierra Pacific Mortgage Company, Inc. 11 7.10% $9,971
PNC Bank 11 6.40% $9,733
Mechanics Bank 10 6.28% $5,341
Paramount Residential Mortgage Group, Inc. 10 7.01% $12,154
Mr. Cooper ( Nationstar Mortgage ) 9 6.55% $15,136
Golden Empire Mortgage, Inc. 9 7.00% $9,211
COASTHILLS 8 6.36% $5,245
KINECTA 7 6.43% $12,894
BMO Harris Bank 7 6.21% $6,068
BAY EQUITY LLC 7 6.82% $6,778
AXIA FINANCIAL, LLC 6 6.83% $11,930
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 7.19% $11,619
VALLEY STRONG CREDIT UNION 6 5.73% $8,934
SCHOOLSFIRST 6 6.04% $4,138
ALAMEDA MORTGAGE CORPORATION 6 7.16% $12,594
Flagstar Bank, FSB 5 6.34% $12,833
PLAZA HOME MORTGAGE, INC. 5 6.47% $9,998
OCMBC, INC. 5 9.12% $18,684
MASON MCDUFFIE MORTGAGE CORPORATION 5 6.98% $9,859
Charles Schwab Bank, SSB 5 5.31% $5,714
UBS Bank USA 5 6.30% $4,413
NMSI, INC. 5 7.00% $6,882
BROKER SOLUTIONS, INC. 5 7.05% $12,357
BETTER MORTGAGE CORPORATION 4 5.94% $8,137
CARDINAL FINANCIAL 4 6.18% $10,768
Bank of the West 4 5.16% $7,272
Truist 4 6.11% $5,840
Commerce Home Mortgage, Inc. 4 7.59% $12,743
NEXERA HOLDING LLC 4 7.41% $14,980
AMERISAVE MORTGAGE CORPORATION 4 6.34% $8,390
THE GOLDEN 1 4 6.94% $3,617
Plains Commerce Bank 3 6.58% $7,671
Citizens Bank 3 6.13% $9,846
City National Bank 3 6.48% $4,838
Shea Mortgage Inc. 3 6.17% $4,399
CALIBER HOME LOANS, INC. 3 6.88% $9,155
Stifel Bank and Trust 3 5.92% $3,460
Goldman Sachs Bank USA 3 5.88% $3,970
Farmers Bank & Trust 3 7.29% $5,110
NEWREZ LLC 3 6.29% $6,543
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.83% $13,709
Zions Bank 2 6.56% $4,317
Ally Bank 2 7.50% $3,720
AMERICAN FINANCIAL NETWORK, INC. 2 7.75% $12,347
ARC HOME LLC 2 7.94% $14,222
Bethpage Federal Credit Union 2 5.88% $4,656
CALCON MUTUAL MORTGAGE LLC 2 6.88% $19,008
CALTECH EMPLOYEES FEDERAL CREDIT UNION 2 6.50% $4,753
Citadel Servicing Corporation 2 8.13% $13,173
DRAPER AND KRAMER MORTGAGE CORP. 2 7.50% $10,883
FBC MORTGAGE, LLC 2 6.25% $12,861
First Republic Bank 2 5.08% $5,075
HOMEOWNERS FINANCIAL GROUP USA, LLC 2 6.81% $11,471
HOMEXPRESS MORTGAGE CORP. 2 8.31% $14,865
LENOX FINANCIAL MORTGAGE CORPORATION 2 6.56% $5,649
Nations Lending Corporation 2 7.06% $13,190
NEW WAVE LENDING GROUP INC 2 8.06% $4,998
NFM, INC. 2 6.68% $18,826
NOVA FINANCIAL & INVESTMENT CORPORATION 2 7.00% $2,341
PACIFIC SERVICE 2 6.38% $7,214
PATELCO 2 6.38% $9,149
POINT Mortgage 2 7.43% $17,063
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.31% $16,956
Provident Credit Union 2 5.94% $3,305
Umpqua Bank 2 6.25% $6,775
VENTURA COUNTY 2 6.38% $3,793
Willamette Valley Bank 2 6.88% $12,085
Tri Counties Bank 1 6.75% $5,107
FREEDOM MORTGAGE CORPORATION 1 7.63% $6,139
LOGIX FEDERAL CREDIT UNION 1 5.88% $10,620
Luxury Mortgage Corp. 1 8.13% $10,461
MANN FINANCIAL INC. 1 7.63% $5,331
Franklin Loan Corporation 1 7.63% $14,960
FIRST NATIONS HOME FINANCE CORPORATION 1 6.25% $15,138
MID-VALLEY SERVICES, INC. 1 6.25% $6,967
FIRST COMMUNITY MORTGAGE, INC. 1 6.00% $13,541
MORIA DEVELOPMENT, INC. 1 5.99% $10,529
MORTGAGE CAPITAL PARTNERS, INC. 1 6.38% $12,733
FIRST COLONY MORTGAGE CORPORATION 1 6.50% $20,754
First-Citizens Bank & Trust Company 1 7.00% $11,905
First Bank 1 6.88% $12,039
AMERICAN HERITAGE LENDING, INC. 1 8.75% $8,546
NAVY FEDERAL CREDIT UNION 1 6.38% $2,942
NETWORK CAPITAL FUNDING CORPORATION 1 7.00% $2,869
Firefighters First Federal Credit Union 1 6.63% $5,104
AMERICAN FINANCING CORPORATION 1 5.88% $12,967
NexBank 1 7.25% $23,537
Financial Partners Credit Union 1 6.38% $3,338
1ST NORTHERN CALIFORNIA 1 6.63% $17,811
F&A Federal Credit Union 1 7.24% $2,328
Noble Federal Credit Union 1 6.38% $6,882
Northpointe Bank 1 7.50% $3,485
Northwest Farm Credit Services, FLCA 1 7.25% $27,452
AMCAP MORTGAGE, LTD. 1 7.75% $8,825
EVERETT FINANCIAL, INC. 1 6.13% $11,218
ORANGE COUNTY'S CREDIT UNION 1 7.50% $4,446
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 6.00% $5,265
ALTURA 1 4.50% $3,447
EMBRACE HOME LOANS, INC. 1 6.25% $9,911
A&D Mortgage LLC 1 10.88% $28,838
DEEPHAVEN MORTGAGE LLC 1 7.38% $10,941
PENTAGON FEDERAL CREDIT UNION 1 6.75% $6,183
Performance Financial, Inc. 1 8.00% $27,931
PHH Mortgage Corporation 1 7.99% $5,019
DATA MORTGAGE, INC. 1 7.50% $4,200
CUSTOMER SERVICE MORTGAGE CORPORATION 1 7.38% $5,190
Crestline Funding Corporation 1 6.13% $3,996
ZILLOW HOME LOANS, LLC 1 6.00% $4,831
Watermark Capital, Inc. 1 6.13% $4,494
Presidential Bank, FSB 1 7.13% $12,556
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 7.50% $15,844
CHURCHILL MORTGAGE CORPORATION 1 7.63% $22,080
ACADEMY MORTGAGE CORPORATION 1 6.88% $5,784
BECKAM FUNDING CORP. 1 6.50% $13,041
BAY-VALLEY MORTGAGE GROUP 1 6.88% $12,114
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.00% $11,905
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 6.88% $11,824
ROYAL UNITED MORTGAGE LLC 1 7.50% $17,126
S1L, Inc. 1 6.75% $4,526
Barrington Bank & Trust Company, N.A. 1 7.50% $10,755
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.38% $7,097
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.50% $13,155
AmeriHome Mortgage Company, LLC 1 6.99% $4,592
SIRVA MORTGAGE, INC. 1 6.38% $0
SOUTHLAND CREDIT UNION 1 5.13% $7,550
STAR ONE CREDIT UNION 1 7.00% $2,566
American Mortgage & Equity Consultants, Inc. 1 6.63% $5,167
Summit Mortgage Corporation 1 6.88% $8,629
TECHNOLOGY 1 6.63% $3,629
AMERICAN INTERNET MORTGAGE, INC. 1 6.13% $16,139
The Loan Store, Inc. 1 5.25% $17,930
The Northern Trust Company 1 6.13% $4,618
Heritage Bank 1 5.38% $13,467
HighTechLending Inc 1 7.38% $10,941
Third Federal Savings and Loan Association of Cleveland 1 6.79% $0
TOP FLITE FINANCIAL, INC. 1 6.63% $11,600
HSBC BANK USA, NATIONAL ASSOCIATION 1 6.32% $5,112
INFINITY EQUITY GROUP, INC. 1 7.50% $3,645
JMAC LENDING, INC. 1 9.88% $8,455
GUARANTEED RATE AFFINITY, LLC 1 8.88% $9,351
General Mortgage Capital Corporation 1 7.50% $3,088
KeyBank 1 5.63% $5,241
Fremont Bank 1 7.13% $495
LAND HOME FINANCIAL SERVICES, INC. 1 8.00% $5,555
LBS FINANCIAL 1 6.50% $3,099
LEADERONE FINANCIAL CORPORATION 1 7.88% $6,912
LENDSURE MORTGAGE CORP. 1 8.63% $16,879

SAN LUIS OBISPO - PASO ROBLES Average Closing Costs & Other Stats

SAN LUIS OBISPO-PASO ROBLES, CA's 173 lenders originated 3,481 loans during 2023. The total origination value was $1,563,815,000, with an average loan value of $449,243.

SAN LUIS OBISPO - PASO ROBLES's average closing costs are $5,885.

The top SAN LUIS OBISPO - PASO ROBLES lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 235 loans originated. Their average total fees are $9,395, which is $1,244 higher than the next largest lender, CROSSCOUNTRY MORTGAGE, LLC.

The lowest fee SAN LUIS OBISPO - PASO ROBLES lenders (with over 10 loans originated) are Educational Employees Credit Union ($2,695), Morgan Stanley Private Bank ($4,448), Citibank ($5,077), Mechanics Bank ($5,341) and PROVIDENT FUNDING ASSOCIATES, L.P. ($5,386).

The lowest rate SAN LUIS OBISPO - PASO ROBLES lenders (with over 10 loans originated) are Educational Employees Credit Union (5.65%), Morgan Stanley Private Bank (5.88%), Wells Fargo Bank (5.93%), Citibank (6.01%) and Bank of America (6.24%).

SAN LUIS OBISPO-PASO ROBLES, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $288,770,000 $189,290,000 -34.4% 12.1%
CROSSCOUNTRY MORTGAGE, LLC $154,490,000 $103,125,000 -33.2% 6.6%
GUARANTEED RATE, INC. $110,155,000 $87,200,000 -20.8% 5.6%
SESLOC $125,010,000 $83,365,000 -33.3% 5.3%
QUICKEN LOANS, LLC $134,915,000 $73,400,000 -45.6% 4.7%
JPMorgan Chase Bank $109,400,000 $54,025,000 -50.6% 3.5%
COASTAL FUNDING SLC, INC. $83,535,000 $49,920,000 -40.2% 3.2%
U.S. Bank $85,070,000 $48,820,000 -42.6% 3.1%
LOANDEPOT.COM, LLC $123,590,000 $40,510,000 -67.2% 2.6%
KD CAPITAL MORTGAGE CORPORATION $64,110,000 $38,070,000 -40.6% 2.4%
Bank of America $58,195,000 $36,115,000 -37.9% 2.3%
PENNYMAC LOAN SERVICES, LLC $26,205,000 $34,850,000 33.0% 2.2%
Century Mortgage Company DBA Century Lending Company $6,775,000 $32,490,000 379.6% 2.1%
CENTRAL COAST LENDING, INC. $63,650,000 $24,805,000 -61.0% 1.6%
ENVOY MORTGAGE, LTD $32,570,000 $21,035,000 -35.4% 1.3%
Morgan Stanley Private Bank $24,825,000 $20,750,000 -16.4% 1.3%
Wells Fargo Bank $99,780,000 $20,500,000 -79.5% 1.3%
COASTHILLS $26,675,000 $17,870,000 -33.0% 1.1%
Mechanics Bank $40,510,000 $16,345,000 -59.7% 1.0%
Citibank $18,290,000 $15,750,000 -13.9% 1.0%
DIGNIFIED HOME LOANS, LLC $33,130,000 $14,675,000 -55.7% 0.9%
PNC Bank $64,125,000 $13,780,000 -78.5% 0.9%
THE GOLDEN 1 $26,890,000 $11,965,000 -55.5% 0.8%
AMERICAN PACIFIC MORTGAGE CORPORATION $26,730,000 $11,910,000 -55.4% 0.8%
KINECTA $4,690,000 $11,665,000 148.7% 0.7%
MOVEMENT MORTGAGE, LLC $1,690,000 $11,065,000 554.7% 0.7%
Sierra Pacific Mortgage Company, Inc. $13,795,000 $10,505,000 -23.8% 0.7%
CMG MORTGAGE, INC. $39,040,000 $10,355,000 -73.5% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,775,000 $10,340,000 -47.7% 0.7%
Commerce Home Mortgage, Inc. $18,075,000 $10,040,000 -44.5% 0.6%
BMO Harris Bank $4,390,000 $9,715,000 121.3% 0.6%
Golden Empire Mortgage, Inc. $9,555,000 $9,400,000 -1.6% 0.6%
Tri Counties Bank $1,375,000 $8,530,000 520.4% 0.5%
Umpqua Bank $15,640,000 $7,785,000 -50.2% 0.5%
GUILD MORTGAGE COMPANY $11,460,000 $7,675,000 -33.0% 0.5%
FINANCE OF AMERICA REVERSE LLC $16,350,000 $7,520,000 -54.0% 0.5%
Paramount Residential Mortgage Group, Inc. $11,765,000 $7,030,000 -40.2% 0.4%
Educational Employees Credit Union $3,775,000 $6,955,000 84.2% 0.4%
LENDINGHOME FUNDING CORPORATION $8,665,000 $6,435,000 -25.7% 0.4%
Charles Schwab Bank, SSB $11,945,000 $6,270,000 -47.5% 0.4%
CARDINAL FINANCIAL $4,495,000 $6,255,000 39.2% 0.4%
Flagstar Bank, FSB $35,070,000 $6,190,000 -82.3% 0.4%
SCHOOLSFIRST $4,180,000 $6,000,000 43.5% 0.4%
PROVIDENT FUNDING ASSOCIATES, L.P. $5,900,000 $5,775,000 -2.1% 0.4%
NAVY FEDERAL CREDIT UNION $5,445,000 $5,760,000 5.8% 0.4%
Murphy Bank $10,950,000 $5,620,000 -48.7% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $17,400,000 $5,430,000 -68.8% 0.3%
VALLEY STRONG CREDIT UNION $7,805,000 $5,365,000 -31.3% 0.3%
The Northern Trust Company $305,000 $4,860,000 1,493.4% 0.3%
BROKER SOLUTIONS, INC. $11,085,000 $4,815,000 -56.6% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $8,355,000 $4,535,000 -45.7% 0.3%
PLAZA HOME MORTGAGE, INC. $3,305,000 $4,435,000 34.2% 0.3%
Goldman Sachs Bank USA $3,165,000 $4,415,000 39.5% 0.3%
Community West Bank $3,275,000 $4,340,000 32.5% 0.3%
LONGBRIDGE FINANCIAL, LLC $5,990,000 $4,290,000 -28.4% 0.3%
PHH Mortgage Corporation $6,045,000 $4,180,000 -30.9% 0.3%
TRIAD FINANCIAL SERVICES, INC. $1,100,000 $4,135,000 275.9% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $4,045,000 $4,040,000 -0.1% 0.3%
BAY EQUITY LLC $9,645,000 $3,945,000 -59.1% 0.3%
NEXERA HOLDING LLC $14,380,000 $3,850,000 -73.2% 0.2%
UBS Bank USA $10,250,000 $3,805,000 -62.9% 0.2%
OCMBC, INC. $6,155,000 $3,730,000 -39.4% 0.2%
MACKILLIE INCORPORATED $1,530,000 $3,630,000 137.3% 0.2%
Mortgage Research Center, LLC $8,315,000 $3,600,000 -56.7% 0.2%
Bethpage Federal Credit Union $1,190,000 $3,585,000 201.3% 0.2%
AMWEST FUNDING CORP. $3,305,000 $3,430,000 3.8% 0.2%
CALIBER HOME LOANS, INC. $54,935,000 $3,335,000 -93.9% 0.2%
FBC MORTGAGE, LLC $3,335,000 n/a 0.2%
Bank of the West $12,440,000 $3,325,000 -73.3% 0.2%
Truist $7,635,000 $3,280,000 -57.0% 0.2%
City National Bank $12,895,000 $3,265,000 -74.7% 0.2%
WALKER & DUNLOP, LLC $3,180,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $7,595,000 $3,140,000 -58.7% 0.2%
Fremont Bank $7,780,000 $3,135,000 -59.7% 0.2%
Citadel Servicing Corporation $4,380,000 $3,080,000 -29.7% 0.2%
ALAMEDA MORTGAGE CORPORATION $3,745,000 $3,015,000 -19.5% 0.2%
American Riviera Bank $21,375,000 $2,975,000 -86.1% 0.2%
HOMEXPRESS MORTGAGE CORP. $3,745,000 $2,965,000 -20.8% 0.2%
Figure Lending LLC $4,005,000 $2,900,000 -27.6% 0.2%
FREEDOM MORTGAGE CORPORATION $9,120,000 $2,710,000 -70.3% 0.2%
AXIA FINANCIAL, LLC $365,000 $2,660,000 628.8% 0.2%
Stifel Bank and Trust $14,890,000 $2,625,000 -82.4% 0.2%
Discover Bank $2,390,000 $2,530,000 5.9% 0.2%
Farmers Bank & Trust $2,530,000 n/a 0.2%
Third Federal Savings and Loan Association of Cleveland $2,860,000 $2,445,000 -14.5% 0.2%
PACIFIC SERVICE $4,050,000 $2,435,000 -39.9% 0.2%
PENTAGON FEDERAL CREDIT UNION $7,585,000 $2,400,000 -68.4% 0.2%
Northwest Farm Credit Services, FLCA $3,005,000 $2,345,000 -22.0% 0.1%
First Republic Bank $16,410,000 $2,330,000 -85.8% 0.1%
The Federal Savings Bank $1,320,000 $2,325,000 76.1% 0.1%
LANTZMAN MANAGEMENT, INC. $685,000 $2,270,000 231.4% 0.1%
POINT Mortgage $2,215,000 n/a 0.1%
NMSI, INC. $1,180,000 $2,185,000 85.2% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $3,850,000 $2,165,000 -43.8% 0.1%
Zions Bank $6,735,000 $2,145,000 -68.2% 0.1%
Montecito Bank & Trust $1,495,000 $2,140,000 43.1% 0.1%
PATELCO $1,840,000 $2,090,000 13.6% 0.1%
ALLIANT CREDIT UNION $3,045,000 $2,065,000 -32.2% 0.1%
LOGIX FEDERAL CREDIT UNION $8,115,000 $2,060,000 -74.6% 0.1%
NATIONS DIRECT MORTGAGE, LLC $1,295,000 $2,030,000 56.8% 0.1%
TOP FLITE FINANCIAL, INC. $805,000 $1,970,000 144.7% 0.1%
AMERISAVE MORTGAGE CORPORATION $11,240,000 $1,925,000 -82.9% 0.1%
Shea Mortgage Inc. $11,210,000 $1,825,000 -83.7% 0.1%
GEORGIA'S OWN $1,810,000 $1,770,000 -2.2% 0.1%
ARC HOME LLC $2,405,000 $1,735,000 -27.9% 0.1%
Citizens Bank $5,055,000 $1,735,000 -65.7% 0.1%
Ally Bank $5,490,000 $1,710,000 -68.9% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $8,600,000 $1,525,000 -82.3% 0.1%
CALTECH EMPLOYEES FEDERAL CREDIT UNION $315,000 $1,520,000 382.5% 0.1%
NFM, INC. $1,520,000 n/a 0.1%
A&D Mortgage LLC $3,125,000 $1,510,000 -51.7% 0.1%
NEWREZ LLC $6,575,000 $1,490,000 -77.3% 0.1%
PLANET HOME LENDING, LLC $1,395,000 $1,490,000 6.8% 0.1%
Servion, Inc. $1,310,000 $1,460,000 11.5% 0.1%
Plains Commerce Bank $355,000 $1,445,000 307.0% 0.1%
ALTURA $595,000 $1,435,000 141.2% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $2,960,000 $1,420,000 -52.0% 0.1%
Comerica Bank $1,595,000 $1,405,000 -11.9% 0.1%
Franklin Loan Corporation $1,340,000 $1,390,000 3.7% 0.1%
Equity Prime Mortgage LLC $1,310,000 $1,385,000 5.7% 0.1%
F&A Federal Credit Union $500,000 $1,365,000 173.0% 0.1%
CALCON MUTUAL MORTGAGE LLC $790,000 $1,335,000 69.0% 0.1%
First Bank $1,915,000 $1,285,000 -32.9% 0.1%
The Loan Store, Inc. $1,270,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $850,000 $1,260,000 48.2% 0.1%
HomeTrust Bank $155,000 $1,255,000 709.7% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $9,480,000 $1,240,000 -86.9% 0.1%
VENTURA COUNTY $1,070,000 $1,230,000 15.0% 0.1%
Alaska USA Federal Credit Union $470,000 $1,225,000 160.6% 0.1%
Firefighters First Federal Credit Union $1,855,000 $1,225,000 -34.0% 0.1%
VAL-CHRIS INVESTMENTS, INC. $1,210,000 n/a 0.1%
HighTechLending Inc $1,195,000 $1,205,000 0.8% 0.1%
KeyBank $15,225,000 $1,205,000 -92.1% 0.1%
Logan Finance Corporation $515,000 $1,145,000 122.3% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $555,000 $1,140,000 105.4% 0.1%
Willamette Valley Bank $1,120,000 n/a 0.1%
Nations Lending Corporation $955,000 $1,115,000 16.8% 0.1%
Toyota Financial Savings Bank $2,595,000 $1,105,000 -57.4% 0.1%
First-Citizens Bank & Trust Company $5,240,000 $1,100,000 -79.0% 0.1%
JMAC LENDING, INC. $4,770,000 $1,100,000 -76.9% 0.1%
CREDIT HUMAN FEDERAL CREDIT UNION $1,175,000 $1,095,000 -6.8% 0.1%
STAR ONE CREDIT UNION $5,575,000 $1,070,000 -80.8% 0.1%
LADERA LENDING, INC. $2,255,000 $1,050,000 -53.4% 0.1%
Coastal Community Bank $1,035,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $1,905,000 $1,030,000 -45.9% 0.1%
LOANPAL, LLC $5,520,000 $1,030,000 -81.3% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $1,030,000 n/a 0.1%
SIRVA MORTGAGE, INC. $1,005,000 n/a 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,795,000 $990,000 -44.8% 0.1%
CUSTOMER SERVICE MORTGAGE CORPORATION $345,000 $980,000 184.1% 0.1%
NEW WAVE LENDING GROUP INC $1,980,000 $970,000 -51.0% 0.1%
Performance Financial, Inc. $965,000 n/a 0.1%
USAA Federal Savings Bank $965,000 n/a 0.1%
GTE Federal Credit Union $920,000 $960,000 4.3% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $930,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $905,000 n/a 0.1%
MOUNTAIN WEST FINANCIAL, INC. $3,325,000 $905,000 -72.8% 0.1%
SOUTHLAND CREDIT UNION $215,000 $905,000 320.9% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $860,000 $885,000 2.9% 0.1%
1ST NORTHERN CALIFORNIA $870,000 n/a 0.1%
S1L, Inc. $1,070,000 $865,000 -19.2% 0.1%
Heritage Bank $855,000 n/a 0.1%
FIRST NATIONS HOME FINANCE CORPORATION $825,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $810,000 n/a 0.1%
LAND HOME FINANCIAL SERVICES, INC. $3,185,000 $810,000 -74.6% 0.1%
Noble Federal Credit Union $805,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $910,000 $785,000 -13.7% 0.1%
Utah Mortgage Loan Corporation $1,895,000 $785,000 -58.6% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,145,000 $775,000 -32.3% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,510,000 $770,000 -49.0% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $4,105,000 $760,000 -81.5% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $4,775,000 $735,000 -84.6% 0.0%
Provident Credit Union $1,705,000 $735,000 -56.9% 0.0%
DATA MORTGAGE, INC. $2,115,000 $725,000 -65.7% 0.0%
Security First Bank $725,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $545,000 $705,000 29.4% 0.0%
GUARANTEED RATE AFFINITY, LLC $1,425,000 $705,000 -50.5% 0.0%
21ST MORTGAGE CORPORATION $1,295,000 $690,000 -46.7% 0.0%
MID-VALLEY SERVICES, INC. $920,000 $690,000 -25.0% 0.0%
Chicago Mortgage Solutions LLC $1,140,000 $685,000 -39.9% 0.0%
EVERETT FINANCIAL, INC. $3,125,000 $685,000 -78.1% 0.0%
NexBank $585,000 $675,000 15.4% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $655,000 n/a 0.0%
REDWOOD $795,000 $650,000 -18.2% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $640,000 n/a 0.0%
NBKC BANK $690,000 $640,000 -7.2% 0.0%
MID AMERICA MORTGAGE, INC. $1,775,000 $625,000 -64.8% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $625,000 n/a 0.0%
Watermark Capital, Inc. $1,370,000 $615,000 -55.1% 0.0%
BAY-VALLEY MORTGAGE GROUP $605,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $605,000 n/a 0.0%
Presidential Bank, FSB $605,000 n/a 0.0%
USC Credit Union $605,000 n/a 0.0%
STANFORD Federal Credit Union $1,030,000 $595,000 -42.2% 0.0%
BECKAM FUNDING CORP. $970,000 $575,000 -40.7% 0.0%
JMJ FINANCIAL GROUP $575,000 n/a 0.0%
PARTNERS $875,000 $560,000 -36.0% 0.0%
SILVER HILL FUNDING, LLC $580,000 $545,000 -6.0% 0.0%
General Mortgage Capital Corporation $505,000 $515,000 2.0% 0.0%
CLEARPATH LENDING $845,000 $505,000 -40.2% 0.0%
MANN FINANCIAL INC. $225,000 $495,000 120.0% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $775,000 $495,000 -36.1% 0.0%
Carrington Mortgage Services, LLC $6,400,000 $490,000 -92.3% 0.0%
Crestline Funding Corporation $485,000 n/a 0.0%
NORTH VALLEY BANK $485,000 n/a 0.0%
TECHNOLOGY $275,000 $485,000 76.4% 0.0%
GREAT LAKES $820,000 $480,000 -41.5% 0.0%
SPRING EQ, LLC $6,110,000 $480,000 -92.1% 0.0%
United States Senate Federal Credit Union $305,000 $480,000 57.4% 0.0%
American Mortgage & Equity Consultants, Inc. $465,000 n/a 0.0%
NuVision Federal Credit Union $305,000 $455,000 49.2% 0.0%
Hometown Equity Mortgage, LLC $255,000 $445,000 74.5% 0.0%
LENDSURE MORTGAGE CORP. $435,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $950,000 $425,000 -55.3% 0.0%
First Internet Bank of Indiana $425,000 n/a 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $705,000 $425,000 -39.7% 0.0%
ROYAL UNITED MORTGAGE LLC $115,000 $425,000 269.6% 0.0%
ORANGE COUNTY'S CREDIT UNION $730,000 $420,000 -42.5% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,450,000 $415,000 -71.4% 0.0%
FOUNDATION MORTGAGE CORPORATION $405,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $2,965,000 $385,000 -87.0% 0.0%
ACADEMY MORTGAGE CORPORATION $1,565,000 $375,000 -76.0% 0.0%
EMBRACE HOME LOANS, INC. $355,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $355,000 n/a 0.0%
Greenbox Loans, Inc. $555,000 $355,000 -36.0% 0.0%
INFINITY EQUITY GROUP, INC. $555,000 $355,000 -36.0% 0.0%
LEADERONE FINANCIAL CORPORATION $355,000 n/a 0.0%
Boeing Employees Credit Union $705,000 $350,000 -50.4% 0.0%
CALIFORNIA CREDIT UNION $890,000 $350,000 -60.7% 0.0%
Summit Mortgage Corporation $345,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $905,000 $325,000 -64.1% 0.0%
Luxury Mortgage Corp. $3,045,000 $325,000 -89.3% 0.0%
WESCOM CENTRAL CREDIT UNION $2,615,000 $310,000 -88.1% 0.0%
NORTHROP GRUMMAN Federal Credit Union $300,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $930,000 $295,000 -68.3% 0.0%
Credit Union of Southern California $15,000 $255,000 1,600.0% 0.0%
Financial Partners Credit Union $120,000 $255,000 112.5% 0.0%
Santa Barbara Teachers Federal Credit Union $570,000 $255,000 -55.3% 0.0%
ZILLOW HOME LOANS, LLC $1,610,000 $255,000 -84.2% 0.0%
North Coast Financial, Inc. $225,000 n/a 0.0%
OAKTREE FUNDING CORP. $2,920,000 $215,000 -92.6% 0.0%
AmeriHome Mortgage Company, LLC $10,115,000 $205,000 -98.0% 0.0%
SAFE CREDIT UNION $200,000 $205,000 2.5% 0.0%
Prosperity Home Mortgage, LLC $1,440,000 $200,000 -86.1% 0.0%
San Joaquin Power Employees Credit Union $180,000 n/a 0.0%
Northpointe Bank $5,275,000 $175,000 -96.7% 0.0%
1ST UNITED SERVICES CREDIT UNION $155,000 n/a 0.0%
California Coast Credit Union $435,000 $135,000 -69.0% 0.0%
ALTRA $125,000 n/a 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $125,000 n/a 0.0%
American Airlines Federal Credit Union $630,000 $105,000 -83.3% 0.0%
INTELLILOAN, INC. $105,000 n/a 0.0%
LBS FINANCIAL $535,000 $105,000 -80.4% 0.0%
SALAL $105,000 $105,000 0.0% 0.0%
EQUITY WAVE LENDING, INC. $95,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $445,000 $85,000 -80.9% 0.0%
FIRST TECHNOLOGY $950,000 $75,000 -92.1% 0.0%
HomeStreet Bank $1,210,000 $65,000 -94.6% 0.0%
SAN FRANCISCO FIRE CREDIT UNION $1,175,000 $45,000 -96.2% 0.0%
LOS ANGELES POLICE Federal Credit Union $45,000 $35,000 -22.2% 0.0%
ARROWHEAD CENTRAL CREDIT UNION $25,000 n/a 0.0%
CHEVRON $1,325,000 $25,000 -98.1% 0.0%
Deere Employees Credit Union $575,000 $25,000 -95.7% 0.0%

SAN LUIS OBISPO - PASO ROBLES's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.1% market share. In second place, with 6.6%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $103,125,000 in loans. In third place, with 5.6%, is GUARANTEED RATE, INC., having originated $87,200,000 in loans. In fourth place, with 5.3%, is SESLOC, having originated $83,365,000 in loans. In fifth place, with 4.7%, is QUICKEN LOANS, LLC, having originated $73,400,000 in loans.


SAN LUIS OBISPO - PASO ROBLES Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SAN LUIS OBISPO - PASO ROBLES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $748,750 (7.9%) $1,048,991 (3.7%) 2.78 775
2018-02-01 $744,950 (6.5%) $1,006,055 (-2.7%) 2.70 810
2018-03-01 $737,500 (2.7%) $998,946 (-4.7%) 2.59 865
2018-04-01 $749,900 (4.9%) $1,022,003 (-1.5%) 2.54 929
2018-05-01 $775,000 (4.0%) $1,057,840 (0.1%) 2.59 963
2018-06-01 $765,000 (2.1%) $1,052,570 (1.4%) 2.55 1,033
2018-07-01 $749,500 (0.3%) $1,025,471 (1.0%) 2.50 1,078
2018-08-01 $744,000 (2.6%) $1,006,735 (-1.3%) 2.49 1,076
2018-09-01 $729,900 (1.4%) $999,817 (-4.2%) 2.45 1,063
2018-10-01 $713,750 (-1.5%) $980,884 (-7.1%) 2.42 1,028
2018-11-01 $699,475 (-3.9%) $982,683 (-8.1%) 2.37 988
2018-12-01 $695,000 (-6.4%) $993,670 (-7.3%) 2.40 918
2019-01-01 $699,000 (-6.6%) $1,001,876 (-4.5%) 2.41 877
2019-02-01 $699,995 (-6.0%) $996,058 (-1.0%) 2.36 880
2019-03-01 $699,000 (-5.2%) $1,009,799 (1.1%) 2.29 928
2019-04-01 $709,250 (-5.4%) $1,037,896 (1.6%) 2.25 994
2019-05-01 $727,000 (-6.2%) $979,960 (-7.4%) 2.27 1,042
2019-06-01 $729,270 (-4.7%) $968,845 (-8.0%) 2.28 1,059
2019-07-01 $743,500 (-0.8%) $978,936 (-4.5%) 2.33 1,086
2019-08-01 $741,727 (-0.3%) $966,229 (-4.0%) 2.35 1,074
2019-09-01 $732,318 (0.3%) $948,449 (-5.1%) 2.34 1,029
2019-10-01 $725,000 (1.6%) $936,334 (-4.5%) 2.34 990
2019-11-01 $729,900 (4.4%) $941,942 (-4.2%) 2.39 913
2019-12-01 $729,488 (5.0%) $940,180 (-5.4%) 2.43 804
2020-01-01 $732,475 (4.8%) $943,047 (-5.9%) 2.45 772
2020-02-01 $749,000 (7.0%) $973,576 (-2.3%) 2.45 771
2020-03-01 $749,000 (7.2%) $1,017,029 (0.7%) 2.35 812
2020-04-01 $749,000 (5.6%) $1,005,757 (-3.1%) 2.35 830
2020-05-01 $762,000 (4.8%) $1,033,094 (5.4%) 2.32 846
2020-06-01 $776,000 (6.4%) $1,028,897 (6.2%) 2.29 794
2020-07-01 $792,935 (6.7%) $1,060,656 (8.4%) 2.30 734
2020-08-01 $799,945 (7.9%) $1,117,442 (15.7%) 2.29 667
2020-09-01 $799,250 (9.1%) $1,159,795 (22.3%) 2.29 586
2020-10-01 $819,900 (13.1%) $1,165,357 (24.5%) 2.35 525
2020-11-01 $799,000 (9.5%) $1,163,664 (23.5%) 2.34 491
2020-12-01 $817,500 (12.1%) $1,184,791 (26.0%) 2.43 429
2021-01-01 $847,000 (15.6%) $1,250,624 (32.6%) 2.53 372
2021-02-01 $825,000 (10.2%) $1,262,324 (29.7%) 2.40 311
2021-03-01 $842,850 (12.5%) $1,279,845 (25.8%) 2.39 301
2021-04-01 $897,000 (19.8%) $1,425,972 (41.8%) 2.43 307
2021-05-01 $886,500 (16.3%) $1,431,031 (38.5%) 2.35 344
2021-06-01 $892,000 (15.0%) $1,440,471 (40.0%) 2.35 348
2021-07-01 $889,000 (12.1%) $1,362,149 (28.4%) 2.35 385
2021-08-01 $888,000 (11.0%) $1,411,259 (26.3%) 2.37 356
2021-09-01 $901,750 (12.8%) $1,446,565 (24.7%) 2.40 348
2021-10-01 $950,000 (15.9%) $1,567,842 (34.5%) 2.53 300
2021-11-01 $957,625 (19.9%) $1,573,505 (35.2%) 2.56 288
2021-12-01 $986,250 (20.6%) $1,601,964 (35.2%) 2.67 235
2022-01-01 $1,049,500 (23.9%) $1,941,953 (55.3%) 2.84 200
2022-02-01 $975,000 (18.2%) $1,839,763 (45.7%) 2.54 211
2022-03-01 $991,375 (17.6%) $1,750,484 (36.8%) 2.48 238
2022-04-01 $999,450 (11.4%) $1,653,293 (15.9%) 2.38 254
2022-05-01 $996,250 (12.4%) $1,595,536 (11.5%) 2.28 337
2022-06-01 $997,249 (11.8%) $1,539,960 (6.9%) 2.22 413
2022-07-01 $925,000 (4.1%) $1,409,572 (3.5%) 2.08 478
2022-08-01 $914,750 (3.0%) $1,427,903 (1.2%) 2.11 481
2022-09-01 $949,500 (5.3%) $1,463,864 (1.2%) 2.22 449
2022-10-01 $929,000 (-2.2%) $1,425,999 (-9.1%) 2.19 456
2022-11-01 $950,000 (-0.8%) $1,460,384 (-7.2%) 2.28 454
2022-12-01 $954,500 (-3.2%) $1,467,141 (-8.4%) 2.36 400
2023-01-01 $952,000 (-9.3%) $1,283,047 (-33.9%) 2.36 353
2023-02-01 $949,000 (-2.7%) $1,329,969 (-27.7%) 2.29 341
2023-03-01 $980,000 (-1.2%) $1,359,082 (-22.4%) 2.31 316
2023-04-01 $995,000 (-0.5%) $1,370,944 (-17.1%) 2.31 323
2023-05-01 $992,625 (-0.4%) $1,380,794 (-13.5%) 2.25 342
2023-06-01 $1,015,000 (1.8%) $1,444,641 (-6.2%) 2.28 356
2023-07-01 $1,075,000 (16.2%) $1,505,893 (6.8%) 2.44 363
2023-08-01 $1,124,950 (23.0%) $1,541,112 (7.9%) 2.58 405
2023-09-01 $1,100,000 (15.9%) $1,579,983 (7.9%) 2.56 429
2023-10-01 $1,000,000 (7.6%) $1,534,693 (7.6%) 2.35 444
2023-11-01 $999,000 (5.2%) $1,505,755 (3.1%) 2.38 455
2023-12-01 $999,000 (4.7%) $1,555,375 (6.0%) 2.44 395
2024-01-01 $997,000 (4.7%) $1,568,222 (22.2%) 2.43 355
2024-02-01 $1,029,250 (8.5%) $1,618,761 (21.7%) 2.48 344
2024-03-01 $999,000 (1.9%) $1,580,777 (16.3%) 2.35 377
2024-04-01 $1,100,000 (10.6%) $1,611,617 (17.6%) 2.56 420
2024-05-01 $1,199,875 (20.9%) $1,732,189 (25.5%) 2.71 441
SAN LUIS OBISPO - PASO ROBLES's median listing price for 2024-05-01 was $1,199,875, a difference of $207,250 (20.9%) versus the prior year and $99,875 versus the prior month.

SAN LUIS OBISPO - PASO ROBLES's median listing price comes in at 271% of the national average.

SAN LUIS OBISPO - PASO ROBLES's average listing price for 2024-05-01 was $1,732,189, a difference of $351,395 (25.5%) versus the prior year and $120,572 versus the prior month.

For the 2024-05-01 period, SAN LUIS OBISPO - PASO ROBLES had 441 MLS listings, a difference of 21 listings (5%) versus the prior month and 99 listings (29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SAN LUIS OBISPO - PASO ROBLES (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 75 days 1,956 sqft
2018-02-01 62 days 1,932 sqft
2018-03-01 46 days 1,929 sqft
2018-04-01 44 days 1,985 sqft
2018-05-01 43 days 2,013 sqft
2018-06-01 47 days 2,001 sqft
2018-07-01 51 days 1,935 sqft
2018-08-01 54 days 1,951 sqft
2018-09-01 57 days 1,926 sqft
2018-10-01 61 days 1,906 sqft
2018-11-01 65 days 1,902 sqft
2018-12-01 71 days 1,886 sqft
2019-01-01 74 days 1,881 sqft
2019-02-01 64 days 1,908 sqft
2019-03-01 57 days 1,908 sqft
2019-04-01 57 days 1,912 sqft
2019-05-01 53 days 1,930 sqft
2019-06-01 59 days 1,923 sqft
2019-07-01 64 days 1,980 sqft
2019-08-01 67 days 1,966 sqft
2019-09-01 72 days 1,925 sqft
2019-10-01 75 days 1,892 sqft
2019-11-01 77 days 1,890 sqft
2019-12-01 88 days 1,892 sqft
2020-01-01 84 days 1,878 sqft
2020-02-01 75 days 1,882 sqft
2020-03-01 59 days 1,882 sqft
2020-04-01 64 days 1,897 sqft
2020-05-01 74 days 1,930 sqft
2020-06-01 91 days 1,947 sqft
2020-07-01 76 days 1,936 sqft
2020-08-01 64 days 1,905 sqft
2020-09-01 67 days 1,929 sqft
2020-10-01 66 days 1,946 sqft
2020-11-01 72 days 1,947 sqft
2020-12-01 79 days 1,926 sqft
2021-01-01 84 days 1,904 sqft
2021-02-01 73 days 1,927 sqft
2021-03-01 52 days 1,889 sqft
2021-04-01 49 days 1,992 sqft
2021-05-01 44 days 1,971 sqft
2021-06-01 43 days 1,889 sqft
2021-07-01 39 days 1,861 sqft
2021-08-01 45 days 1,834 sqft
2021-09-01 46 days 1,846 sqft
2021-10-01 46 days 1,921 sqft
2021-11-01 47 days 1,879 sqft
2021-12-01 54 days 1,881 sqft
2022-01-01 62 days 1,974 sqft
2022-02-01 42 days 1,921 sqft
2022-03-01 35 days 1,877 sqft
2022-04-01 36 days 1,867 sqft
2022-05-01 32 days 1,889 sqft
2022-06-01 37 days 1,877 sqft
2022-07-01 39 days 1,859 sqft
2022-08-01 50 days 1,865 sqft
2022-09-01 55 days 1,898 sqft
2022-10-01 55 days 1,869 sqft
2022-11-01 60 days 1,791 sqft
2022-12-01 68 days 1,777 sqft
2023-01-01 77 days 1,800 sqft
2023-02-01 72 days 1,806 sqft
2023-03-01 59 days 1,868 sqft
2023-04-01 56 days 1,848 sqft
2023-05-01 46 days 1,833 sqft
2023-06-01 43 days 1,827 sqft
2023-07-01 45 days 1,847 sqft
2023-08-01 47 days 1,966 sqft
2023-09-01 54 days 1,916 sqft
2023-10-01 58 days 1,901 sqft
2023-11-01 59 days 1,871 sqft
2023-12-01 70 days 1,807 sqft
2024-01-01 78 days 1,790 sqft
2024-02-01 63 days 1,768 sqft
2024-03-01 51 days 1,808 sqft
2024-04-01 49 days 1,837 sqft
2024-05-01 46 days 1,911 sqft
SAN LUIS OBISPO - PASO ROBLES's median listing age (time on market) for 2024-05-01 was 46 days. This is -1% shorter than the same period one year ago.

SAN LUIS OBISPO - PASO ROBLES's median square footage for active listings during the 2024-05-01 period was 1,911 sqft. One year prior, the average listing was 1,833 sqft.

SAN LUIS OBISPO-PASO ROBLES, CA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
93252 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,690 $1,950 $2,270 $2,990 $3,420
93254 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,690 $1,950 $2,270 $2,990 $3,420
93401 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,530 $1,710 $2,250 $3,100 $3,450
93402 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,440 $1,610 $2,120 $2,920 $3,260
93403 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93405 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,620 $1,820 $2,390 $3,300 $3,670
93406 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93407 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93408 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93410 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93412 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93420 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,470 $1,640 $2,160 $2,980 $3,320
93421 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93422 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,280 $1,430 $1,880 $2,590 $2,890
93423 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93424 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,620 $1,820 $2,390 $3,300 $3,670
93426 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,380 $1,460 $1,780 $2,520 $2,780
93428 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,340 $1,500 $1,980 $2,730 $3,040
93430 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,210 $1,350 $1,780 $2,450 $2,750
93432 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,180 $1,300 $1,710 $2,420 $2,750
93433 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,360 $1,520 $2,000 $2,760 $3,070
93435 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93442 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,430 $1,600 $2,110 $2,910 $3,240
93443 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93444 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,530 $1,710 $2,250 $3,100 $3,450
93445 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,230 $1,380 $1,810 $2,500 $2,780
93446 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,250 $1,410 $1,850 $2,550 $2,840
93447 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93448 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93449 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,660 $1,850 $2,440 $3,360 $3,750
93451 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,620 $1,790 $2,330 $3,230 $3,580
93452 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,180 $1,300 $1,710 $2,420 $2,750
93453 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,180 $1,300 $1,710 $2,420 $2,750
93454 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,810 $2,080 $2,360 $3,120 $3,550
93458 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,760 $2,030 $2,300 $3,040 $3,450
93461 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,520 $1,710 $2,250 $3,100 $3,450
93465 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,510 $1,690 $2,220 $3,060 $3,410
93475 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160
93483 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA $1,400 $1,560 $2,060 $2,840 $3,160

2022 Average & Median Rent Data Statistics
SAN LUIS OBISPO-PASO ROBLES, CA average 1BR rent: $1,609, median: $1,560
SAN LUIS OBISPO-PASO ROBLES, CA average 2BR rent: $2,081, median: $2,060
SAN LUIS OBISPO-PASO ROBLES, CA average 3BR rent: $2,862, median: $2,840

SAN LUIS OBISPO-PASO ROBLES, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,867 $1,134,595,000 $607,710
Cash Out Refi 558 $159,490,000 $285,824
Home Improvement 536 $77,590,000 $144,757
Other 306 $68,030,000 $222,320
Refi 212 $121,840,000 $574,717
NA 2 $2,270,000 $1,135,000

San Luis Obispo - Paso Robles's most frequently cited loan purpose was Home Purchase, with 1,867 originations. The 2nd most popular reason was Cash Out Refi, with 558 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,124 $617,310,000 $549,208
7-8% 879 $392,905,000 $446,991
Over 8% 841 $176,475,000 $209,839
5-6% 528 $329,070,000 $623,239
4-5% 33 $25,545,000 $774,091
2.5-3% 16 $2,970,000 $185,625
<2.5% 13 $1,955,000 $150,385
3-4% 7 $3,955,000 $565,000

During 2023, San Luis Obispo - Paso Robles's most frequently originated rate bucket was 6-7%, with 1,124 originations.

Loan Sizing (SAN LUIS OBISPO-PASO ROBLES, CA MSA)

Loan Size Originations Total Value Average Loan
$600k-1000k 789 $587,595,000 $744,734
$400k-600k 740 $367,200,000 $496,216
$200k-400k 731 $210,805,000 $288,379
$100k-200k 516 $70,100,000 $135,853
$100,000 or less 512 $31,080,000 $60,703
$Over $1MM 193 $297,035,000 $1,539,041

SAN LUIS OBISPO - PASO ROBLES's loan sizing saw the bucket of loans from $600k-1000k with 789 originations, totaling $587,595,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 948 $101,740,000 $107,321
60-80% 759 $554,745,000 $730,889
80-100% 684 $446,860,000 $653,304
20-40% 531 $168,455,000 $317,241
40-60% 467 $254,665,000 $545,321
Over 100% 19 $16,655,000 $876,579

SAN LUIS OBISPO - PASO ROBLES's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 948 originations, totaling $101,740,000 in origination value.