STOCKTON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Stockton averaged 3.23% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.13% and one month ago for the week of 2021-10-21, the average rate was 3.22%.

Stockton's average rate one year ago was 2.85%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.36%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Stockton 30 Year Fixed Rate 2021-11-24 3.23%
Stockton 30 Year Fixed Rate Refi 2021-11-24 3.36%
Stockton 15 Year Fixed Rate 2021-11-24 2.83%
Stockton 15 Year Fixed Rate Refi 2021-11-24 2.43%
Stockton 30 Year FHA 2021-11-24 3.56%
Stockton 30 Year FHA Refi 2021-11-24 3.3%
Stockton 30 Year USDA 2021-11-24 3.67%
Stockton 30 Year USDA Refi 2021-11-24 3.47%
Stockton 30 Year VA 2021-11-24 3.36%
Stockton 30 Year VA Refi 2021-11-24 2.81%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within STOCKTON, CA.

STOCKTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the STOCKTON, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 2,498 3.08% $5,042
QUICKEN LOANS, LLC 2,479 3.24% $4,633
LOANDEPOT.COM, LLC 1,104 3.18% $4,426
AMERICAN PACIFIC MORTGAGE CORPORATION 846 3.22% $4,688
FINANCE OF AMERICA MORTGAGE LLC 809 3.32% $5,543
SUMMIT FUNDING, INC. 761 3.29% $6,024
Wells Fargo Bank, National Association 567 3.42% $3,570
U.S. Bank National Association 381 3.26% $3,603
HOME POINT FINANCIAL CORPORATION 381 3.28% $5,009
CALIBER HOME LOANS, INC. 330 3.28% $4,387
FREEDOM MORTGAGE CORPORATION 325 3.42% $3,456
Fremont Bank 291 3.50% $1,270
BROKER SOLUTIONS, INC. 288 3.27% $5,204
Flagstar Bank, FSB 264 3.28% $3,359
NATIONSTAR MORTGAGE LLC 252 3.41% $5,488
JPMorgan Chase Bank, National Association 250 3.39% $3,873
ACADEMY MORTGAGE CORPORATION 239 3.32% $4,684
Bank of America, National Association 216 3.34% $4,691
STEARNS LENDING, LLC 212 3.43% $5,909
GOOGAIN, INC. 206 3.21% $2,769
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 203 3.27% $4,734
CROSSCOUNTRY MORTGAGE, LLC 197 3.25% $4,453
CMG MORTGAGE, INC. 192 3.26% $5,854
AMERISAVE MORTGAGE CORPORATION 182 2.92% $4,623
NEWREZ LLC 167 3.39% $3,568
PENNYMAC LOAN SERVICES, LLC 165 3.26% $5,323
SCENIC OAKS FUNDING, INC. 153 3.34% $4,535
EAGLE HOME MORTGAGE, LLC 148 3.24% $6,947
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 141 3.53% $7,185
AMERICAN FINANCIAL NETWORK, INC. 139 3.37% $5,740
MUFG Union Bank, National Association 137 3.45% $3,569
Golden Empire Mortgage, Inc. 135 3.14% $5,618
HOMEBRIDGE FINANCIAL SERVICES, INC. 135 3.28% $5,267
Commerce Home Mortgage, Inc. 134 3.21% $4,579
THE GOLDEN 1 132 3.31% $3,995
Bank of the West 128 3.50% $3,949
GUILD MORTGAGE COMPANY 126 3.23% $5,198
PRIMARY RESIDENTIAL MORTGAGE, INC. 126 3.25% $6,520
Paramount Residential Mortgage Group, Inc. 124 3.30% $4,728
WINNPOINTE CORPORATION 123 3.01% $534
NETWORK CAPITAL FUNDING CORPORATION 123 2.97% $3,487
MASON MCDUFFIE MORTGAGE CORPORATION 122 3.16% $4,769
SAFE CREDIT UNION 118 3.12% $4,029
MOVEMENT MORTGAGE, LLC 115 3.34% $5,227
FBC MORTGAGE, LLC 113 3.33% $4,961
LOANPAL, LLC 112 3.29% $5,083
PROVIDENT FUNDING ASSOCIATES, L.P. 104 3.17% $3,102
BETTER MORTGAGE CORPORATION 103 2.90% $3,628
General Mortgage Capital Corporation 101 3.34% $3,270
INSPIRE HOME LOANS INC. 100 3.30% $5,332
LAND HOME FINANCIAL SERVICES, INC. 96 3.32% $4,453
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 90 3.21% $4,388
Sierra Pacific Mortgage Company, Inc. 88 3.20% $4,290
HOMEAMERICAN MORTGAGE CORPORATION 87 3.15% $432
EVERETT FINANCIAL, INC. 84 3.34% $2,272
MUTUAL OF OMAHA MORTGAGE, INC. 83 3.22% $3,359
PATELCO 80 3.44% $3,274
NMSI, INC. 79 4.72% $11,141
BAY EQUITY LLC 78 3.34% $6,131
DIGNIFIED HOME LOANS, LLC 77 3.22% $4,208
UNCLE Credit Union 73 3.23% $3,816
Amerifirst Financial, Inc. 69 3.13% $3,904
PARKSIDE LENDING, LLC 69 3.25% $5,181
ALAMEDA MORTGAGE CORPORATION 67 3.25% $4,339
CANOPY MORTGAGE, LLC 63 2.92% $5,935
IMPAC MORTGAGE CORP. 63 3.28% $1,048
MEGA CAPITAL FUNDING, INC. 62 3.23% $3,922
KBHS HOME LOANS, LLC 58 3.43% $7,046
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 57 2.95% $5,973
Shea Mortgage Inc. 57 3.15% $1,241
GUARANTEED RATE, INC. 57 3.17% $3,801
PLAZA HOME MORTGAGE, INC. 55 3.22% $5,844
NATIONS DIRECT MORTGAGE, LLC 55 3.40% $6,530
Platinum Home Mortgage Corporation 53 3.65% $6,493
BBVA USA 51 3.56% $3,987
JMAC LENDING, INC. 50 3.34% $3,717
PRIMELENDING, A PLAINSCAPITAL COMPANY 48 3.29% $6,449
SUN WEST MORTGAGE COMPANY, INC. 47 3.17% $1,760
NBKC BANK 46 3.30% $2,082
First Savings Bank 45 3.36% $4,985
Strong Home Mortgage, LLC 43 3.09% $1,619
CHERRY CREEK MORTGAGE, LLC 43 3.20% $829
Citibank, National Association 43 3.10% $4,336
PNC Bank, National Association 43 3.37% $3,614
TRAVIS CREDIT UNION 42 2.85% $3,080
S1L, Inc. 42 3.13% $3,436
LADERA LENDING, INC. 42 3.06% $3,477
Wyndham Capital Mortgage, Inc. 39 3.14% $2,217
Watermark Capital, Inc. 39 2.90% $2,984
MOUNTAIN WEST FINANCIAL, INC. 39 3.18% $5,296
ONY GLO, INC. 35 2.97% $2,998
KELLER MORTGAGE, LLC 34 3.06% $2,036
Prime Choice Funding Inc. 33 3.23% $4,235
SNAPFI, INC. 33 2.92% $2,620
Provident Credit Union 33 3.03% $3,381
BAY-VALLEY MORTGAGE GROUP 32 3.42% $6,509
MICHIGAN MUTUAL, INC. 31 3.41% $6,151
SECURITYNATIONAL MORTGAGE COMPANY 30 3.47% $9,095
NAVY FEDERAL CREDIT UNION 30 3.87% $8,177
Arvest Bank 30 3.38% $3,275
PACIFIC SERVICE 28 3.16% $2,994
GoPrime Mortgage, Inc. 27 3.22% $7,805
The Federal Savings Bank 27 3.24% $6,772
1ST UNITED SERVICES CREDIT UNION 27 3.38% $2,510
INTELLILOAN, INC. 27 2.94% $3,373
Carrington Mortgage Services, LLC 27 3.57% $5,971
Nations Lending Corporation 26 3.10% $8,261
PLANET HOME LENDING, LLC 26 3.22% $4,427
United Fidelity Funding Corp. 26 3.35% $9,494
FirstBank 26 3.18% $2,183
LENDUS, LLC 26 3.48% $3,948
PREMIER LENDING, INC. 26 3.32% $5,006
GUARANTEED RATE AFFINITY, LLC 25 3.40% $3,546
Umpqua Bank 25 3.27% $5,417
TRI-EMERALD FINANCIAL GROUP, INC. 24 2.95% $2,280
ANGEL OAK MORTGAGE SOLUTIONS LLC 24 4.77% $6,118
STAR ONE CREDIT UNION 24 3.21% $3,132
AHL FUNDING 24 4.05% $9,481
SOVEREIGN LENDING GROUP INCORPORATED 24 2.94% $4,271
LENDERFI, INC. 24 3.15% $1,410
OCMBC, INC. 23 3.39% $5,268
HOMESIDE FINANCIAL, LLC 22 2.75% $4,168
ARK-LA-TEX FINANCIAL SERVICES, LLC. 22 3.45% $3,683
CALCON MUTUAL MORTGAGE LLC 22 3.14% $5,155
The Loan Store, Inc. 22 3.05% $4,021
First Guaranty Mortgage Corporation 21 3.23% $4,070
Northpointe Bank 20 3.20% $3,805
CLOSING MARK HOME LOANS 19 3.15% $6,482
PANORAMA MORTGAGE GROUP, LLC 18 3.60% $7,579
ZILLOW HOME LOANS, LLC 18 3.22% $2,582
SOFI LENDING CORP. 18 3.35% $3,572
ARC HOME LLC 18 3.36% $6,627
Truist Bank 18 3.33% $4,136
Hometown Equity Mortgage, LLC 18 3.40% $7,607
CELEBRITY HOME LOANS, LLC 18 3.18% $3,332
UNION HOME MORTGAGE CORP. 17 3.08% $4,738
S&S Financial 16 3.07% $1,491
Cf Bank, National Association 16 2.98% $1,261
CHURCHILL MORTGAGE CORPORATION 16 3.50% $4,355
Bank of England 16 3.27% $4,473
ENVOY MORTGAGE, LTD 16 3.54% $5,828
NEXERA HOLDING LLC 16 3.27% $3,701
LENOX FINANCIAL MORTGAGE CORPORATION 15 3.13% $2,675
UIF CORPORATION 15 3.14% $4,091
MORIA DEVELOPMENT, INC. 15 3.33% $4,716
PREMIER MORTGAGE RESOURCES, L.L.C. 15 3.18% $4,513
Equity Prime Mortgage LLC 15 3.31% $4,411
AMERICAN FINANCING CORPORATION 14 3.24% $5,020
LOANSNAP, INC. 14 3.06% $2,585
Ameris Bank 14 3.26% $3,619
Axos Bank 14 3.37% $3,474
InterContinental Capital Group, Inc 14 2.91% $5,906
ALLIANT CREDIT UNION 13 3.70% $5,014
NexBank 13 3.35% $4,037
DHI MORTGAGE COMPANY, LTD. 13 3.19% $3,907
ROUNDPOINT MORTGAGE SERVICING CORPORATION 13 3.80% $1,543
PULTE MORTGAGE LLC 13 3.32% $1,283
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY 13 2.91% $2,740
North American Savings Bank, F.S.B. 13 3.00% $2,819
STANFORD Federal Credit Union 13 3.06% $4,270
NFM, INC. 12 3.13% $5,904
EMM LOANS LLC 12 3.47% $6,656
AMERICAN INTERNET MORTGAGE, INC. 12 3.26% $3,977
USAA Federal Savings Bank 12 3.57% $4,466
MERIWEST MORTGAGE COMPANY, LLC 12 3.25% $3,348
ROYAL UNITED MORTGAGE LLC 12 3.48% $7,961
SUMMIT MORTGAGE BANKERS INC. 12 3.32% $2,881
SANTA CLARA COUNTY 12 3.53% $2,972
LOANLEADERS OF AMERICA, INC. 11 2.95% $3,447
Kwik Mortgage Corporation 11 2.81% $1,960
GUIDANCE RESIDENTIAL, LLC 11 3.42% $6,044
CALCULATED RISK ANALYTICS LLC 11 4.03% $7,161
LAKEVIEW LOAN SERVICING, LLC 11 3.51% $2,303
San Mateo Credit Union 11 3.20% $435
FIRST TECHNOLOGY 11 2.99% $5,794
Constant Investments, Inc. 10 3.16% $4,015
RESIDENTIAL WHOLESALE MORTGAGE, INC. 10 3.14% $4,003
Prosperity Home Mortgage, LLC 10 3.28% $3,679
BEST CAPITAL FUNDING 10 3.41% $5,960
CALIFORNIA CREDIT UNION 9 2.96% $0
BECKAM FUNDING CORP. 9 3.88% $8,503
AmeriHome Mortgage Company, LLC 9 3.57% $2,729
SCHOOLSFIRST 9 3.31% $2,652
TOWNE MORTGAGE COMPANY 9 3.35% $3,723
DIRECT MORTGAGE, CORP. 9 3.46% $7,930
Ally Bank 9 3.36% $5,352
T. J. FINANCIAL, INC. 8 3.45% $2,975
HighTechLending Inc 8 3.28% $4,312
Citadel Servicing Corporation 8 6.05% $5,907
HOMEOWNERS FINANCIAL GROUP USA, LLC 8 3.48% $3,959
AMCAP MORTGAGE, LTD. 8 3.08% $4,911
JMJ FINANCIAL GROUP 8 3.16% $4,189
BNC National Bank 8 3.42% $2,430
FISHER FINANCIAL GROUP, INCORPORATED 8 3.13% $2,468
Manufacturers and Traders Trust Company 8 3.69% $4,368
MEGASTAR FINANCIAL CORP. 8 3.73% $7,776
Firefighters First Federal Credit Union 8 3.22% $1,617
PHH Mortgage Corporation 8 3.42% $6,346
TIAA, FSB 8 3.47% $4,432
Greenbox Loans, Inc. 8 6.31% $13,663
SPRING EQ, LLC 7 2.87% $2,154
Northwest Farm Credit Services, FLCA 7 3.10% $15,390
KEYPOINT 7 3.19% $4,899
OAKTREE FUNDING CORP. 7 2.96% $7,251
Cathay Bank 7 4.43% $3,546
Tri Counties Bank 7 3.73% $5,210
Mortgage Research Center, LLC 7 3.25% $4,005
First Bank 7 3.04% $4,412
DRAPER AND KRAMER MORTGAGE CORP. 7 3.36% $4,669
Cornerstone First Mortgage, Inc 7 3.05% $3,656
SAFEAMERICA CREDIT UNION 6 3.20% $2,602
INTERCAP LENDING INC. 6 3.08% $4,339
TECHNOLOGY 6 3.25% $5,993
HOMEXPRESS MORTGAGE CORP. 6 5.00% $11,860
Citizens Bank, National Association 6 3.44% $5,109
UNITED MORTGAGE CORP. 6 2.92% $3,797
LOANFLIGHT LENDING, LLC 6 3.04% $1,469
ABSOLUTE HOME MORTGAGE CORPORATION 6 3.21% $3,438
Loan Simple, Inc. 6 3.00% $4,919
HOMESTEAD FUNDING CORP. 6 2.90% $4,190
First Federal Bank 6 3.23% $6,985
EMBRACE HOME LOANS, INC. 6 3.25% $3,452
VISION ONE MORTGAGE, INC. 6 2.92% $7,537
TOP FLITE FINANCIAL, INC. 6 3.13% $9,817
EXCITE Credit Union 6 3.06% $2,429
Florida Capital Bank, National Association 6 3.17% $3,179
CHEVRON 5 3.43% $5,135
WESTERN EXPRESS LENDING 5 2.90% $4,584
Royal Business Bank 5 5.00% $5,332
CORNERSTONE HOME LENDING, INC. 5 3.05% $5,000
WALL FINANCIAL, INC. 5 3.15% $3,893
Evolve Bank & Trust 5 3.70% $3,102
DIGITAL Federal Credit Union 5 2.95% $5,704
Goldwater Bank, N.A. 4 3.19% $5,900
UNIFY FINANCIAL Credit Union 4 3.71% $1,522
GENEVA FINANCIAL, LLC 4 3.06% $4,426
ATHAS CAPITAL GROUP, INC. 4 6.50% $11,607
First Republic Bank 4 2.48% $1,186
Mechanics Bank 4 3.41% $4,080
Discover Bank 4 4.24% $0
Colonial Savings, F.A. 4 3.34% $2,365
Third Federal Savings and Loan Association of Cleveland 4 3.13% $1,062
Performance Financial, Inc. 4 2.68% $10,039
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 3.12% $2,776
MID-VALLEY SERVICES, INC. 4 3.06% $5,624
Charles Schwab Bank, SSB 4 3.03% $3,395
PENTAGON FEDERAL CREDIT UNION 4 3.25% $1,837
OPEN MORTGAGE, LLC 4 3.19% $2,450
AMERICAN FINANCIAL RESOURCES, INC. 4 3.69% $11,160
PRIVATE MORTGAGE ADVISORS, LLC 3 3.46% $3,411
ALLIED MORTGAGE GROUP, INC. 3 3.66% $5,084
AMERICAN HERITAGE CAPITAL, L.P. 3 3.04% $1,621
Austin Capital Bank SSB 3 2.71% $4,737
CUSTOMER SERVICE MORTGAGE CORPORATION 3 3.37% $6,387
Financial Funding Solutions, Inc. 3 2.88% $6,670
Financial Partners Credit Union 3 2.88% $4,099
FIRST CENTENNIAL MORTGAGE CORPORATION 3 3.29% $3,151
FIRST CHOICE LOAN SERVICES INC. 3 3.25% $1,263
First Home Bank 3 2.88% $7,840
First National Bank of America 3 6.63% $10,573
Hometown Lenders, Inc. 3 2.88% $6,008
HSBC BANK USA, NATIONAL ASSOCIATION 3 2.83% $5,889
INTERNATIONAL CITY MORTGAGE, INC. 3 2.96% $6,610
KeyBank National Association 3 3.21% $3,234
Lakeview Community Capital, LLC 3 3.79% $4,176
Magnolia Bank 3 2.75% $4,308
MLD MORTGAGE INC. 3 3.46% $3,756
ML Mortgage Corp. 3 2.88% $6,438
Morgan Stanley Private Bank, National Association 3 3.03% $3,449
NATIONS RELIABLE LENDING, LLC 3 2.67% $4,120
NATIONWIDE MORTGAGE BANKERS, INC. 3 3.08% $6,375
NORWICH COMMERCIAL GROUP, INC. 3 2.83% $2,254
ON Q FINANCIAL, INC. 3 3.83% $3,379
PRIMUS LENDING CORP. 3 2.79% $6,512
SIRVA MORTGAGE, INC. 3 3.38% $587
SRE MORTGAGE ALLIANCE INC. 3 2.92% $2,621
TJC Mortgage, Inc. 3 3.04% $3,940
Willamette Valley Bank 3 3.79% $4,260
First Midwest Bank 2 4.42% $3,168
HONDA Federal Credit Union 2 3.31% $2,260
HomeStreet Bank 2 3.81% $10,769
LENDSURE MORTGAGE CORP. 2 5.25% $11,208
XCEED FINANCIAL 2 2.88% $2,652
CIT Bank, National Association 2 3.94% $4,535
Merchants Bank of Indiana 2 3.06% $3,341
CASTLE & COOKE MORTGAGE, LLC 2 3.00% $2,550
KINECTA 2 3.25% $2,872
BOKF, National Association 2 3.31% $4,527
NEW WAVE LENDING GROUP INC 2 3.31% $7,237
SAN FRANCISCO FEDERAL CREDIT UNION 2 3.63% $3,029
MORTGAGE CAPITAL PARTNERS, INC. 2 3.50% $4,333
Baxter Credit Union 2 2.81% $2,240
Barrington Bank & Trust Company, N.A. 2 3.06% $2,867
Banner Bank 2 3.50% $4,673
ST FIN CORP 2 3.00% $5,441
AXIA FINANCIAL, LLC 2 3.06% $3,807
Stifel Bank and Trust 2 3.25% $1,998
REDWOOD 2 3.44% $3,949
DATA MORTGAGE, INC. 2 3.44% $3,375
GOLDEN WEST ALLIANCE, INC. 2 3.75% $3,698
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 3.25% $9,096
VERITAS FUNDING, LLC 2 3.63% $3,458
FLAT BRANCH MORTGAGE, INC. 2 3.31% $1,581
Semper Home Loans, Inc. 2 2.69% $1,835
PREMIA MORTGAGE, LLC 2 2.88% $2,348
ISERVE RESIDENTIAL LENDING, LLC 2 4.00% $9,115
COMPASS MORTGAGE, INC. 2 2.88% $2,499
PREMIER AMERICA 2 3.19% $1,474
AMERICAN FIRST 2 3.13% $2,904
WESCOM CENTRAL CREDIT UNION 2 3.25% $6,877
AMERICAN FINANCE HOUSE LARIBA 2 3.29% $2,377
Neighborhood Loans, Inc. 2 3.50% $2,749
Zions Bancorporation, N.A. 2 3.50% $3,477
Wilmington Savings Fund Society, FSB 2 3.25% $2,200
Comerica Bank 2 3.56% $2,530
The Union Bank Company 2 3.13% $6,509
Silicon Valley Bank 2 2.81% $4,307
A&D Mortgage LLC 2 3.56% $6,391
NOVA FINANCIAL & INVESTMENT CORPORATION 2 3.06% $1,755
Summit Mortgage Corporation 1 2.88% $4,412
SUMMIT MORTGAGE CORPORATION 1 3.00% $2,610
Sunflower Bank, National Association 1 2.99% $3,291
CONTOUR MORTGAGE CORPORATION 1 3.13% $6,162
TCF National Bank 1 3.25% $3,728
COMMUNITY FIRST CREDIT UNION 1 3.13% $2,853
CommonWealth Central Credit Union 1 3.75% $4,606
Colten Mortgage, LLC 1 2.88% $4,658
THRIVENT Federal Credit Union 1 2.88% $1,925
COAST 2 COAST FUNDING GROUP, INC. 1 2.88% $3,992
5TH STREET CAPITAL, INC. 1 7.50% $5,389
City National Bank 1 3.44% $2,759
TOGETHER CREDIT UNION 1 2.88% $2,703
CITIZENS EQUITY FIRST 1 3.38% $2,842
Chicago Financial Services, Inc. 1 2.75% $2,677
CAMPOS FINANCIAL CORP. 1 2.63% $3,667
UBS Bank USA 1 3.88% $3,462
BM Real Estate Services, Inc. 1 3.13% $5,124
BEST FINANCE CAPITAL, INC. 1 3.25% $3,825
Bank of Hope 1 3.13% $3,035
ANGEL OAK HOME LOANS LLC 1 3.63% $3,474
ANDREWS FEDERAL CREDIT UNION 1 3.63% $3,212
AmRes Corporation 1 2.88% $1,430
USC Credit Union 1 3.00% $2,475
VANDERBILT MORTGAGE AND FINANCE, INC. 1 2.50% $2,105
VICTORIA FINANCIAL CORP. 1 2.88% $2,938
V.I.P. MORTGAGE, INC. 1 3.50% $4,214
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.25% $2,434
American Mortgage & Equity Consultants, Inc. 1 3.63% $7,478
Washington Trust Bank 1 3.38% $3,512
AMERICAN HERITAGE LENDING, INC. 1 2.75% $2,740
AFFINITY 1 3.38% $2,120
Pacific Lending LLC 1 3.25% $3,186
OCEANSIDE MORTGAGE COMPANY 1 3.13% $1,644
Paramount Bank 1 2.63% $0
NuVision Federal Credit Union 1 3.88% $6,170
NP, Inc. 1 2.88% $5,134
NBH Bank 1 2.75% $4,012
Mortgage Unlimited, L.L.C. 1 3.75% $3,319
PIKE CREEK MORTGAGE SERVICES, INC. 1 2.88% $4,038
Plains Commerce Bank 1 3.00% $7,858
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 2.88% $7,201
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 2.99% $4,937
MORTGAGE EXPRESS, LLC 1 3.63% $7,391
MID AMERICA MORTGAGE, INC. 1 4.38% $6,921
MDE Home Loans, LLC 1 2.38% $4,627
Liberty Bank and Trust Company 1 2.99% $7,379
LHM FINANCIAL CORPORATION 1 2.50% $3,207
ADVANCIAL 1 3.50% $9,071
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 2.88% $3,110
LEADERONE FINANCIAL CORPORATION 1 3.25% $3,168
Kaiperm Diablo Federal Credit Union 1 3.25% $7,322
JTF ROSE, INC. 1 8.45% $9,568
Republic Bank & Trust Company 1 2.75% $2,117
INFINITY EQUITY GROUP, INC. 1 2.88% $4,445
Iberiabank 1 3.38% $3,661
SACRAMENTO Credit Union 1 2.88% $2,428
HOME FUNDING CORPORATION 1 2.75% $5,101
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.13% $3,787
San Diego Funding 1 3.00% $4,202
HANSCOM 1 3.38% $5,484
GRANDE HOMES, INC. 1 3.38% $10,655
FUNDLOANS CAPITAL 1 3.13% $12,399
Service Federal Credit Union 1 3.00% $2,254
Servion, Inc. 1 3.38% $2,910
First Western Trust Bank 1 3.50% $6,092
FIRST STATE MORTGAGE SERVICES, LLC 1 2.88% $2,551
First Internet Bank of Indiana 1 2.88% $2,899
First Federal Bank of Kansas City 1 2.88% $1,952
Fifth Third Bank, National Association 1 2.75% $7,078
Fidelity Bank, National Association 1 2.50% $3,843
FAY SERVICING, LLC 1 3.38% $2,914
East West Bank 1 4.25% $5,559
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.88% $4,054
Sterling Bank and Trust, FSB 1 3.50% $0
DEEPHAVEN MORTGAGE LLC 1 6.25% $11,494
COUNTRY CLUB MORTGAGE, INC. 1 2.63% $3,226

STOCKTON, CA's 396 lenders originated 38,596 loans during 2020. The total origination value was $12,931,510,000, with an average loan value of $335,048.

The top STOCKTON lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 2,498 loans originated. Their average total fees are $5,042, which is $408 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee STOCKTON lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($432), San Mateo Credit Union ($435), WINNPOINTE CORPORATION ($534), CHERRY CREEK MORTGAGE, LLC ($829) and IMPAC MORTGAGE CORP. ($1,048).

The lowest rate STOCKTON lenders (with over 10 loans originated) are HOMESIDE FINANCIAL, LLC (2.75%), Kwik Mortgage Corporation (2.81%), TRAVIS CREDIT UNION (2.85%), BETTER MORTGAGE CORPORATION (2.90%) and Watermark Capital, Inc. (2.90%).

STOCKTON, CA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Quicken Loans $707,605,000 $1,383,730,000 95.6% 10.7%
United Shore Financial Services LLC $768,570,000 $1,196,875,000 55.7% 9.3%
loanDepot LLC $375,185,000 $600,450,000 60.0% 4.6%
Freedom Mortgage Corporation $196,580,000 $494,920,000 151.8% 3.8%
American Pacific Mortgage Corporation $215,150,000 $436,110,000 102.7% 3.4%
Summit Funding Inc. $292,425,000 $420,915,000 43.9% 3.3%
Finance of America Mortgage LLC $251,000,000 $404,950,000 61.3% 3.1%
WELLS FARGO BANK NA $313,530,000 $307,255,000 -2.0% 2.4%
Berkeley Point Capital, LLC $265,695,000 n/a 2.1%
US BANK, N.A. $187,315,000 $224,235,000 19.7% 1.7%
Home Point Financial Corporation $89,840,000 $219,855,000 144.7% 1.7%
Caliber Home Loans Inc $91,645,000 $183,350,000 100.1% 1.4%
Nationstar Mortgage $111,640,000 $160,820,000 44.1% 1.2%
New American Funding (dba for Broker Solutions Inc) $73,075,000 $151,410,000 107.2% 1.2%
Stearns Lending $127,590,000 $126,135,000 -1.1% 1.0%
Flagstar Bank $61,005,000 $125,735,000 106.1% 1.0%
PENNYMAC LOAN SERVICES LLC $57,035,000 $124,655,000 118.6% 1.0%
Fremont Bank $64,605,000 $122,525,000 89.7% 0.9%
JPMorgan Chase Bank, NA $132,610,000 $121,185,000 -8.6% 0.9%
Bank of America NA $194,965,000 $116,695,000 -40.1% 0.9%
CMG Mortgage Inc. $79,910,000 $113,725,000 42.3% 0.9%
Academy Mortgage Corporation $80,265,000 $111,435,000 38.8% 0.9%
FAIRWAY INDEPENDENT MORT CORP $65,475,000 $107,100,000 63.6% 0.8%
HomeBridge Financial Services, Inc. $65,205,000 $92,155,000 41.3% 0.7%
Amerisave Mortgage Corporation $29,655,000 $89,500,000 201.8% 0.7%
Evergreen Moneysource Mortgage Company $54,975,000 $89,060,000 62.0% 0.7%
NEWREZ LLC $26,655,000 $87,235,000 227.3% 0.7%
Greystone Servicing Corporation, Inc. $86,235,000 n/a 0.7%
BANK OF THE WEST $76,190,000 $85,295,000 12.0% 0.7%
Googain Inc. $17,535,000 $84,205,000 380.2% 0.7%
Eagle Home Mortgage, LLC $27,750,000 $83,275,000 200.1% 0.6%
Commerce Home Mortgage Inc. $21,965,000 $83,070,000 278.2% 0.6%
WALKER & DUNLOP, LLC $154,950,000 $78,695,000 -49.2% 0.6%
American Financial Network Inc. $52,370,000 $77,795,000 48.5% 0.6%
MUFG Union Bank, NA $84,690,000 $73,240,000 -13.5% 0.6%
Scenic Oaks Funding $47,250,000 $70,240,000 48.7% 0.5%
Paramount Residential Mortgage Group Inc. $36,670,000 $69,740,000 90.2% 0.5%
Guild Mortgage Company $41,455,000 $69,400,000 67.4% 0.5%
Mason-McDuffie Mortgage Corporation $24,890,000 $68,650,000 175.8% 0.5%
Golden Empire Mortgage, Inc. $42,180,000 $68,035,000 61.3% 0.5%
The Golden 1 Credit Union $52,830,000 $66,540,000 26.0% 0.5%
MOVEMENT MORTGAGE, LLC $48,775,000 $64,800,000 32.9% 0.5%
FBC Mortgage LLC $11,795,000 $64,525,000 447.1% 0.5%
SAFE Credit Union $64,315,000 $63,945,000 -0.6% 0.5%
Primary Residential Mortgage Inc. $29,195,000 $63,920,000 118.9% 0.5%
LoanPal $45,940,000 $60,735,000 32.2% 0.5%
Better Mortgage Corporation $18,440,000 $59,965,000 225.2% 0.5%
Lakeview Loan Servicing, LLC $23,995,000 $57,145,000 138.2% 0.4%
Interactive Mortgage $11,820,000 $56,790,000 380.5% 0.4%
Inspire Home Loans $16,030,000 $56,030,000 249.5% 0.4%
Farmers & Merchants Bank of Ce $18,000,000 $53,925,000 199.6% 0.4%
BANK OF STOCKTON $21,490,000 $53,160,000 147.4% 0.4%
HomeAmerican Mortgage Corp. $43,295,000 $52,115,000 20.4% 0.4%
Sierra Pacific Mortgage $25,165,000 $51,115,000 103.1% 0.4%
AmWest Funding Corp. $14,070,000 $50,105,000 256.1% 0.4%
Cardinal Financial Company LP $12,740,000 $47,375,000 271.9% 0.4%
Patelco Credit Union $45,210,000 $47,225,000 4.5% 0.4%
Network Capital Funding Corporation $13,055,000 $47,095,000 260.7% 0.4%
Sun West Mortgage Company Inc. $17,510,000 $46,905,000 167.9% 0.4%
Supreme Lending/ Everett Financial Inc. $26,255,000 $46,420,000 76.8% 0.4%
Land Home Financial Services Inc. $36,155,000 $44,510,000 23.1% 0.3%
Amerifirst Financial Inc. $26,510,000 $43,805,000 65.2% 0.3%
Bay Equity LLC $33,640,000 $42,325,000 25.8% 0.3%
Synergy One Lending $26,230,000 $42,090,000 60.5% 0.3%
Provident Funding Associates $56,420,000 $40,885,000 -27.5% 0.3%
General Mortgage Capital Corporation $7,310,000 $40,535,000 454.5% 0.3%
HomeStreet Bank $6,200,000 $39,640,000 539.4% 0.3%
Mortgage Research Center LLC $24,790,000 $37,035,000 49.4% 0.3%
KBHS Home Loans, LLC $42,575,000 $36,110,000 -15.2% 0.3%
Alameda Mortgage Corporation $22,060,000 $36,035,000 63.3% 0.3%
K. Hovnanian American Mortgage LLC $13,470,000 $35,505,000 163.6% 0.3%
Dignified Home Loans, LLC $13,605,000 $35,415,000 160.3% 0.3%
NMSI Inc $34,130,000 n/a 0.3%
Plaza Home Mortgage Inc. $14,935,000 $32,935,000 120.5% 0.3%
COMPASS BANK $28,355,000 $32,815,000 15.7% 0.3%
Village Capital & Investment $3,705,000 $32,705,000 782.7% 0.3%
Guaranteed Rate Inc. $18,310,000 $32,110,000 75.4% 0.2%
PNC BANK NA $42,180,000 $30,845,000 -26.9% 0.2%
Shea Mortgage Inc. $10,015,000 $30,790,000 207.4% 0.2%
The Federal Savings Bank $12,535,000 $30,370,000 142.3% 0.2%
UNCLE Credit Union $26,070,000 $30,095,000 15.4% 0.2%
Parkside Lending LLC $8,640,000 $30,085,000 248.2% 0.2%
Nations Direct Mortgage LLC $12,350,000 $29,885,000 142.0% 0.2%
Impac Mortgage Corp. dba CashCall Mortgage $61,050,000 $29,450,000 -51.8% 0.2%
Nudge Funding LLC $29,035,000 n/a 0.2%
Mountain West Financial Inc. $20,760,000 $28,985,000 39.6% 0.2%
CARRINGTON MORTGAGE SERVICES $32,875,000 $28,940,000 -12.0% 0.2%
Platinum Home Mortgage Corporation $29,560,000 $27,455,000 -7.1% 0.2%
Banner Bank $3,520,000 $26,345,000 648.4% 0.2%
NAVY FEDERAL CREDIT UNION $23,780,000 $25,640,000 7.8% 0.2%
Citibank, N.A. $23,695,000 $24,530,000 3.5% 0.2%
Travis Credit Union $8,060,000 $24,290,000 201.4% 0.2%
Lakeview Community Capital, LLC $6,695,000 $22,800,000 240.6% 0.2%
NBKC Bank $12,025,000 $22,760,000 89.3% 0.2%
Intercontinental Capital Group, Inc. $9,535,000 $22,745,000 138.5% 0.2%
Ladera Lending, Inc. $13,740,000 $22,255,000 62.0% 0.2%
Clearpath Lending $14,775,000 $21,740,000 47.1% 0.2%
PRIMELENDING $19,985,000 $21,425,000 7.2% 0.2%
Cherry Creek Mortgage Co. Inc. $8,525,000 $21,245,000 149.2% 0.2%
Planet Home Lending LLC $12,880,000 $19,480,000 51.2% 0.2%
First Savings Bank $4,260,000 $19,470,000 357.0% 0.2%
JMAC Lending Incorporated $10,445,000 $18,955,000 81.5% 0.1%
CalCon Mutual Mortgage LLC $18,865,000 n/a 0.1%
Star One Credit Union $16,755,000 $18,610,000 11.1% 0.1%
USAA FEDERAL SAVINGS BANK $27,080,000 $18,240,000 -32.6% 0.1%
R M K FINANCIAL CORP $6,070,000 $18,095,000 198.1% 0.1%
Watermark Home Loans $5,845,000 $17,795,000 204.4% 0.1%
CBRE Multifamily Capital, Inc. $17,605,000 n/a 0.1%
United Fidelity Funding Corp. $16,535,000 $17,250,000 4.3% 0.1%
Umpqua Bank $10,650,000 $17,225,000 61.7% 0.1%
Provident Credit Union $12,945,000 $17,020,000 31.5% 0.1%
Wyndham Capital Mortgage $5,445,000 $16,985,000 211.9% 0.1%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $8,555,000 $16,945,000 98.1% 0.1%
Equity Prime Mortgage LLC $3,930,000 $16,545,000 321.0% 0.1%
Prime Choice Funding, Inc. $4,410,000 $16,300,000 269.6% 0.1%
Prime Mortgage Lending Inc. $8,510,000 $15,960,000 87.5% 0.1%
Hometown Equity Mortgage LLC $5,225,000 $15,710,000 200.7% 0.1%
Guaranteed Rate Affinity LLC $12,605,000 $15,575,000 23.6% 0.1%
Alliant Credit Union $13,630,000 $15,525,000 13.9% 0.1%
FirstBank $9,845,000 $15,315,000 55.6% 0.1%
OGI Mortgage Bankers $10,640,000 $15,190,000 42.8% 0.1%
Sovereign Lending Group, Inc $9,620,000 $15,045,000 56.4% 0.1%
Alterra Group LLC dba Alterra Home Loans $8,710,000 $15,010,000 72.3% 0.1%
OCMBC Inc. $7,760,000 $14,340,000 84.8% 0.1%
Operating Engineers Federal Credit Union $8,615,000 $14,320,000 66.2% 0.1%
SnapFi, Inc. $8,895,000 $14,285,000 60.6% 0.1%
Michigan Mutual, Inc. DBA MiMutual Mortgage $9,395,000 $13,955,000 48.5% 0.1%
SecurityNational Mortgage Company $6,560,000 $13,785,000 110.1% 0.1%
LendUS LLC dba RPM Mortgage $8,795,000 $13,580,000 54.4% 0.1%
ARVEST BANK $5,205,000 $13,520,000 159.8% 0.1%
Premier Lending Inc. $5,370,000 $13,370,000 149.0% 0.1%
First Guaranty Mortgage Corporation $3,730,000 $13,335,000 257.5% 0.1%
LenderFi, Inc. $7,290,000 $13,080,000 79.4% 0.1%
METROPOLITAN HOME MORTGAGE $5,315,000 $12,750,000 139.9% 0.1%
Nations Lending Corporation $3,470,000 $12,625,000 263.8% 0.1%
Pacific Service Credit Union $10,385,000 $12,380,000 19.2% 0.1%
Keller Mortgage LLC $5,365,000 $12,285,000 129.0% 0.1%
1st United Services Credit Union $1,925,000 $11,785,000 512.2% 0.1%
TCF National Bank $16,145,000 $11,545,000 -28.5% 0.1%
DHI Mortgage Company Limited $9,250,000 $11,515,000 24.5% 0.1%
Northpointe Bank $4,125,000 $10,710,000 159.6% 0.1%
Self-Help Credit Union $9,355,000 $10,670,000 14.1% 0.1%
WEI Mortgage LLC $1,430,000 $10,480,000 632.9% 0.1%
North American Savings Bank $6,715,000 $10,260,000 52.8% 0.1%
AimLoan.com $3,745,000 $10,255,000 173.8% 0.1%
Mechanics Bank $3,290,000 $10,105,000 207.1% 0.1%
Ark-La-Tex Financial Services LLC $2,095,000 $10,055,000 380.0% 0.1%
SoFi Lending Corp $1,820,000 $9,955,000 447.0% 0.1%
Northwest Farm Credit Services, FLCA $9,855,000 n/a 0.1%
Stanford Federal Credit Union $3,320,000 $9,540,000 187.3% 0.1%
Homeside Financial LLC $935,000 $9,465,000 912.3% 0.1%
Bank of England $6,505,000 $9,330,000 43.4% 0.1%
PHH MORTGAGE CORPORATION $4,130,000 $9,325,000 125.8% 0.1%
Churchill Mortgage Corporation $1,315,000 $9,190,000 598.9% 0.1%
Nexera Holding LLC $4,055,000 $9,035,000 122.8% 0.1%
Ethos Lending LLC $1,315,000 $8,930,000 579.1% 0.1%
Cf Bank National Association $3,790,000 $8,640,000 128.0% 0.1%
Midwest Equity Mortgage LLC $5,620,000 $8,640,000 53.7% 0.1%
AAG $3,385,000 $8,565,000 153.0% 0.1%
Envoy Mortgage Ltd. $2,745,000 $8,415,000 206.6% 0.1%
UIF Corporation $1,420,000 $8,345,000 487.7% 0.1%
Union Home Mortgage Company $870,000 $8,305,000 854.6% 0.1%
Tri-Emerald Financial Group Inc. $3,560,000 $8,270,000 132.3% 0.1%
American Financing Corporation $1,305,000 $8,065,000 518.0% 0.1%
Axos Bank $4,045,000 $8,000,000 97.8% 0.1%
NewDay Financial LLC dba NewDay USA $7,950,000 $7,820,000 -1.6% 0.1%
Pulte Mortgage LLC $7,775,000 n/a 0.1%
Angel Oak Mortgage Solutions $3,245,000 $7,655,000 135.9% 0.1%
Calculated Risk Analytics LLC dba Excelerate Capital $4,510,000 $7,080,000 57.0% 0.1%
KeyPoint Credit Union $5,755,000 $6,985,000 21.4% 0.1%
AMERIS BANK $245,000 $6,895,000 2,714.3% 0.1%
LoanSnap Inc $2,850,000 $6,865,000 140.9% 0.1%
Berkadia Commercial Mortgage $64,110,000 $6,705,000 -89.5% 0.1%
LendingHome Funding Corporation $9,620,000 $6,660,000 -30.8% 0.1%
Guidance Residential LLC $4,625,000 $6,610,000 42.9% 0.1%
First Technology Credit Union $1,865,000 $6,585,000 253.1% 0.1%
Mortgage Lenders of America LLC $6,570,000 n/a 0.1%
Branch Banking And Trust Co $590,000 $6,550,000 1,010.2% 0.1%
Finance of America Reverse LLC $4,365,000 $6,390,000 46.4% 0.0%
Kwik Mortgage Corp. $6,290,000 n/a 0.0%
NFM, Inc. $265,000 $6,285,000 2,271.7% 0.0%
Barrington Bank & Trust $2,485,000 $6,130,000 146.7% 0.0%
FIRST REPUBLIC BANK $1,420,000 $6,130,000 331.7% 0.0%
Peoples Mortgage Company $2,155,000 $6,065,000 181.4% 0.0%
BNC NATIONAL BANK $4,885,000 $5,890,000 20.6% 0.0%
SchoolsFirst Federal Credit Union $400,000 $5,825,000 1,356.3% 0.0%
Santa Clara County Federal Credit Union $1,335,000 $5,815,000 335.6% 0.0%
TRI COUNTIES BANK $7,585,000 $5,745,000 -24.3% 0.0%
Summit mortgage Bankers, Inc. $5,185,000 $5,710,000 10.1% 0.0%
San Francisco Fire Credit Union $1,880,000 $5,520,000 193.6% 0.0%
Firefighters First Credit Union $4,940,000 $5,390,000 9.1% 0.0%
California Credit Union $28,985,000 $5,385,000 -81.4% 0.0%
Essex Mortgage $2,680,000 $5,360,000 100.0% 0.0%
S&S Financial $1,060,000 $5,270,000 397.2% 0.0%
HOMEXPRESS MORTGAGE CORP. $4,595,000 $5,210,000 13.4% 0.0%
Towne Mortgage Company $5,165,000 n/a 0.0%
S.F. Police Credit Union $820,000 $5,155,000 528.7% 0.0%
Low VA Rates $880,000 $5,120,000 481.8% 0.0%
Premier Mortgage Resources LLC $1,220,000 $5,100,000 318.0% 0.0%
Beckham Funding Corp $5,065,000 n/a 0.0%
SPRING EQ, LLC $2,325,000 $5,050,000 117.2% 0.0%
Lenox Financial Mortgage Corp. $3,130,000 $5,020,000 60.4% 0.0%
Meriwest Mortgage Co. LLC $5,010,000 $4,960,000 -1.0% 0.0%
HighTechLending Inc. $1,320,000 $4,915,000 272.3% 0.0%
Technology Credit Union $4,775,000 $4,840,000 1.4% 0.0%
First Northern Bank of Dixon $1,485,000 $4,795,000 222.9% 0.0%
Alaska USA Federal Credit Union $4,775,000 n/a 0.0%
Best Capital Funding $3,225,000 $4,735,000 46.8% 0.0%
CITIZENS BUSINESS BANK $22,440,000 $4,735,000 -78.9% 0.0%
San Mateo Credit Union $4,515,000 $4,635,000 2.7% 0.0%
Florida Capital Bank National Association $4,745,000 $4,260,000 -10.2% 0.0%
Open Mortgage LLC $1,935,000 $4,120,000 112.9% 0.0%
AmeriHomeMortgageCompany,LL $2,480,000 $4,055,000 63.5% 0.0%
Megastar Financial Corporation $1,060,000 $4,025,000 279.7% 0.0%
Prosperity Home Mortgage LLC $3,920,000 n/a 0.0%
M&T Bank $1,200,000 $3,910,000 225.8% 0.0%
Residential Wholesale Mortgage $2,020,000 $3,900,000 93.1% 0.0%
CORNERSTONE HOME LENDING, INC. $1,800,000 $3,840,000 113.3% 0.0%
TIAA, FSB $11,335,000 $3,780,000 -66.7% 0.0%
Intercap Lending Inc $760,000 $3,740,000 392.1% 0.0%
Discover Bank $3,750,000 $3,720,000 -0.8% 0.0%
Mortgage One Group $1,360,000 $3,670,000 169.9% 0.0%
NationsChoice Mortgage $3,070,000 $3,670,000 19.5% 0.0%
Embrace Home Loans, Inc. $3,555,000 $3,660,000 3.0% 0.0%
JMJ Financial Group Inc. $3,490,000 $3,605,000 3.3% 0.0%
Mid America Mortgage Inc. $3,570,000 n/a 0.0%
5 Arch Funding Corp. $3,565,000 n/a 0.0%
Greenbox Loans Inc. $2,595,000 $3,550,000 36.8% 0.0%
DEVON BANK $1,955,000 $3,515,000 79.8% 0.0%
Amcap Mortgage Ltd. $2,360,000 $3,460,000 46.6% 0.0%
Digital Federal Credit Union $2,745,000 $3,405,000 24.0% 0.0%
Connexus Credit Union $915,000 $3,370,000 268.3% 0.0%
Athas Capital Group $4,280,000 $3,240,000 -24.3% 0.0%
Draper and Kramer Mortgage Corp. $195,000 $3,145,000 1,512.8% 0.0%
Mortgage Solutions of Colorado LLC $2,510,000 $3,055,000 21.7% 0.0%
BM REAL ESTATE SERVICES, INC. $395,000 $3,035,000 668.4% 0.0%
E Mortgage Management LLC $1,160,000 $3,030,000 161.2% 0.0%
KeyBank National Association $1,315,000 $3,030,000 130.4% 0.0%
CATHAY BANK $1,385,000 $3,010,000 117.3% 0.0%
Chevron Federal Credit Union $2,700,000 $2,970,000 10.0% 0.0%
Alliance Credit Union $3,745,000 $2,965,000 -20.8% 0.0%
Cstone Mortgage Inc $415,000 $2,950,000 610.8% 0.0%
Loan Simple Inc $395,000 $2,945,000 645.6% 0.0%
Vision One Mortgage $5,065,000 $2,930,000 -42.2% 0.0%
Pentagon Federal Credit Union $4,080,000 $2,910,000 -28.7% 0.0%
Homeowners Financial Group $600,000 $2,895,000 382.5% 0.0%
CBNA $3,130,000 $2,875,000 -8.1% 0.0%
NEW WAVE LENDING GROUP INC $2,825,000 n/a 0.0%
Third Federal Savings and Loan $4,240,000 $2,795,000 -34.1% 0.0%
US Mortgage of Florida $395,000 $2,765,000 600.0% 0.0%
Homestead Funding Corp. $520,000 $2,710,000 421.2% 0.0%
Royal United Mortgage LLC $2,170,000 $2,705,000 24.7% 0.0%
ZB, N.A. $2,445,000 $2,685,000 9.8% 0.0%
Citadel Servicing Corporation $7,675,000 $2,670,000 -65.2% 0.0%
Oaktree Funding Corporation $840,000 $2,620,000 211.9% 0.0%
Farmers Bank & Trust $2,575,000 n/a 0.0%
Premier Community Credit Union $2,505,000 $2,560,000 2.2% 0.0%
DIRECT MORTGAGE CORP $3,045,000 $2,540,000 -16.6% 0.0%
American Heritage Capital, LP $720,000 $2,510,000 248.6% 0.0%
Civic Financial Services $1,945,000 $2,375,000 22.1% 0.0%
Absolute Home Mortgage Corporation $2,355,000 n/a 0.0%
T. J. FINANCIAL, INC. $205,000 $2,355,000 1,048.8% 0.0%
Quorum Federal Credit Union $1,560,000 $2,330,000 49.4% 0.0%
Safeamerica Credit Union $1,880,000 $2,320,000 23.4% 0.0%
First Choice Loan Services Inc. $15,085,000 $2,260,000 -85.0% 0.0%
AKT American Capital Inc $835,000 $2,245,000 168.9% 0.0%
Royal Business Bank $435,000 $2,195,000 404.6% 0.0%
Colonial Savings $365,000 $2,175,000 495.9% 0.0%
Performance Financial, Inc. $2,140,000 n/a 0.0%
21ST MORTGAGE $2,610,000 $2,050,000 -21.5% 0.0%
Goldman Sachs Bank USA $3,755,000 $2,030,000 -45.9% 0.0%
Wall Financial dba WinPrime Lending $2,005,000 n/a 0.0%
American Financial Resources Inc. $1,175,000 $1,975,000 68.1% 0.0%
Reverse Mortgage Funding LLC $575,000 $1,970,000 242.6% 0.0%
HSBC BANK USA, NA $3,305,000 $1,960,000 -40.7% 0.0%
First Home Bank $235,000 $1,945,000 727.7% 0.0%
TJC Mortgage, Inc. $2,130,000 $1,920,000 -9.9% 0.0%
On Q Financial Inc. $1,110,000 $1,895,000 70.7% 0.0%
Oceanside Mortgage Company $640,000 $1,875,000 193.0% 0.0%
Financail Funding Solutions, Inc $345,000 $1,840,000 433.3% 0.0%
Mid Valley Services Inc $1,825,000 n/a 0.0%
Morgan Stanley Private Bank NA $1,735,000 $1,775,000 2.3% 0.0%
Financial Partners Credit Union $445,000 $1,770,000 297.8% 0.0%
Magnolia Bank Incorporated $4,485,000 $1,765,000 -60.6% 0.0%
Geneva Financial LLC $1,995,000 $1,760,000 -11.8% 0.0%
United Mortgage Corp $345,000 $1,745,000 405.8% 0.0%
Nations Reliable Lending, LLC $1,740,000 n/a 0.0%
Evolve Bank & Trust $1,705,000 n/a 0.0%
HomeTrust Bank $410,000 $1,695,000 313.4% 0.0%
Charles Schwab Bank $745,000 $1,630,000 118.8% 0.0%
Primus Lending Corp $1,560,000 n/a 0.0%
MLD Mortgage Inc. $355,000 $1,550,000 336.6% 0.0%
Credit Human Federal Credit Union $1,080,000 $1,490,000 38.0% 0.0%
top flite financial, inc. $2,050,000 $1,490,000 -27.3% 0.0%
Wescom Central Credit Union $1,255,000 $1,475,000 17.5% 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $1,580,000 $1,470,000 -7.0% 0.0%
FIRST NATIONAL BANK OF AMERICA $390,000 $1,450,000 271.8% 0.0%
Hometown Lenders LLC $1,440,000 n/a 0.0%
Semper Home Loans, Inc $630,000 $1,440,000 128.6% 0.0%
Veritas Funding LLC $1,435,000 n/a 0.0%
BLUELEAF LENDING, LLC $1,430,000 n/a 0.0%
MK LENDING CORP $1,430,000 n/a 0.0%
COMERICA BANK $2,080,000 $1,425,000 -31.5% 0.0%
Sirva Mortgage Inc. $365,000 $1,425,000 290.4% 0.0%
Polam Federal Credit Union $1,420,000 n/a 0.0%
Redwood Credit Union $690,000 $1,420,000 105.8% 0.0%
Longbridge Financial, LLC $880,000 $1,410,000 60.2% 0.0%
Goldwater Bank National Association $2,495,000 $1,380,000 -44.7% 0.0%
Redwood Trust Inc $2,785,000 $1,360,000 -51.2% 0.0%
CIT BANK N.A. $2,370,000 $1,350,000 -43.0% 0.0%
iServe Residential Lending LLC $1,825,000 $1,350,000 -26.0% 0.0%
A&D Mortgage LLC $1,320,000 n/a 0.0%
ML Mortgage $1,320,000 n/a 0.0%
Gold Star Mortgage Financial Group, Corporation $2,080,000 $1,310,000 -37.0% 0.0%
Silicon Valley Bank $1,290,000 $1,310,000 1.6% 0.0%
Xceed Financial Credit Union $1,300,000 n/a 0.0%
Texana Bank, N.A. $510,000 $1,295,000 153.9% 0.0%
Private Mortgage Advisors, LLC $560,000 $1,225,000 118.8% 0.0%
Best Finance Captal Inc $355,000 $1,215,000 242.3% 0.0%
One Reverse Mortgage, LLC $2,815,000 $1,185,000 -57.9% 0.0%
Logix Federal Credit Union $210,000 $1,175,000 459.5% 0.0%
Merchants Bank of Indiana $1,170,000 n/a 0.0%
American Home Lending USA LLC $1,155,000 $1,165,000 0.9% 0.0%
Stifel Bank and Trust $3,150,000 $1,165,000 -63.0% 0.0%
PremierOne Credit Union $3,145,000 $1,160,000 -63.1% 0.0%
KS StateBank $405,000 $1,155,000 185.2% 0.0%
LeaderOne Financial Corp. $275,000 $1,155,000 320.0% 0.0%
American Finance House Lariiba $1,085,000 n/a 0.0%
Meriwest Credit Union $835,000 $1,075,000 28.7% 0.0%
AUSTIN CAPITAL BANK SSB $335,000 $1,065,000 217.9% 0.0%
BOKF NA $1,705,000 $1,065,000 -37.5% 0.0%
UNIFY Financial Credit Union $2,290,000 $1,050,000 -54.1% 0.0%
First Centennial Mortgage Corp. $325,000 $1,045,000 221.5% 0.0%
KINECTA FEDERAL CREDIT UNION $680,000 $1,045,000 53.7% 0.0%
Sea West Coast Guard Federal Credit Union $1,145,000 $1,035,000 -9.6% 0.0%
Great Lakes Credit Union $2,240,000 $1,030,000 -54.0% 0.0%
Nationwide Mortgage Bankers Inc. $1,030,000 n/a 0.0%
Sunflower Bank, N.A. $990,000 n/a 0.0%
LendSure Mortgage Corp $1,265,000 $985,000 -22.1% 0.0%
Velocity Commercial Capital LLC $660,000 $985,000 49.2% 0.0%
Customer Service Mortgage Corporation $455,000 $975,000 114.3% 0.0%
American First Credit Union $760,000 $965,000 27.0% 0.0%
Norwich Commercial Group Inc $955,000 n/a 0.0%
Servion, Inc. $955,000 n/a 0.0%
Allied Mortgage Group Inc $950,000 n/a 0.0%
First Midwest Bank $950,000 n/a 0.0%
Premia Mortgage, LLC $750,000 $950,000 26.7% 0.0%
Val-Chris Investments Inc $950,000 n/a 0.0%
Crestline Funding Corporation $945,000 n/a 0.0%
First Federal Bank of Kansas City $640,000 $945,000 47.7% 0.0%
American Residential Lending $1,410,000 $940,000 -33.3% 0.0%
UBS Bank USA $935,000 n/a 0.0%
Citizens Equity First Credit Union (CEFCU) $120,000 $910,000 658.3% 0.0%
Silver Hill Funding, LLC $605,000 $855,000 41.3% 0.0%
Star Financial $1,885,000 $855,000 -54.6% 0.0%
Premier America Credit Union $830,000 n/a 0.0%
Colten Mortgage $1,865,000 $815,000 -56.3% 0.0%
San Francisco Federal Credit Union $825,000 $805,000 -2.4% 0.0%
Flat Branch Mortgage Inc. $800,000 n/a 0.0%
Baxter Credit Union $765,000 $795,000 3.9% 0.0%
Provident Lending Group $485,000 $790,000 62.9% 0.0%
RANLife, Inc. $600,000 $785,000 30.8% 0.0%
All Reverse Mortgage Inc $575,000 $775,000 34.8% 0.0%
Country Club Mortgage, Inc. $775,000 n/a 0.0%
Willamette Valley Bank $255,000 $775,000 203.9% 0.0%
Fay Servicing LLC $2,320,000 $770,000 -66.8% 0.0%
Mortgage Capital Partners Inc $770,000 n/a 0.0%
Plains Commerce Bank $770,000 n/a 0.0%
Kaiperm Diablo Federal CU $330,000 $765,000 131.8% 0.0%
Compass Mortgage Inc $760,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $115,000 $760,000 560.9% 0.0%
Fifth Third Bank $1,395,000 $730,000 -47.7% 0.0%
FJM Private Mortgage Fund, LLC $1,335,000 $730,000 -45.3% 0.0%
Paramount Bank $1,185,000 $710,000 -40.1% 0.0%
WSFS Bank $605,000 $710,000 17.4% 0.0%
NOVA Financial & Investment Corporation dba: Nova Home Loans $705,000 n/a 0.0%
Contour Mortgage Corporation $840,000 $700,000 -16.7% 0.0%
International City Mortgage Inc. $775,000 $685,000 -11.6% 0.0%
The Union Bank Company $525,000 $670,000 27.6% 0.0%
LendingOne LLC $775,000 $665,000 -14.2% 0.0%
BNY MELLON, N.A. $660,000 n/a 0.0%
Provident Savings Bank F.S.B. $455,000 $655,000 44.0% 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $590,000 $650,000 10.2% 0.0%
First Western Trust Bank $640,000 n/a 0.0%
United Security Financial $955,000 $640,000 -33.0% 0.0%
Drop Mortgage $660,000 $635,000 -3.8% 0.0%
Sacramento Credit Union $390,000 $635,000 62.8% 0.0%
Axia Financial LLC $530,000 $620,000 17.0% 0.0%
LHM Financial DBA CNN Mortgage $1,085,000 $620,000 -42.9% 0.0%
Advancial Federal Credit Union $590,000 n/a 0.0%
NuVision Federal Credit Union $940,000 $565,000 -39.9% 0.0%
5th Street Capital, Inc. $2,415,000 $555,000 -77.0% 0.0%
Castle & Cooke Mortgage LLC $530,000 n/a 0.0%
Liberty Home Equity Solutions, Inc. $3,330,000 $520,000 -84.4% 0.0%
Chicago Financial Services, In $515,000 n/a 0.0%
First Internet Bank $1,010,000 $515,000 -49.0% 0.0%
First Mortgage Solutions LLC $1,155,000 $515,000 -55.4% 0.0%
Pike Creek Mortgage Services, Inc. $515,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $515,000 n/a 0.0%
Summit Mortgage Corporation $325,000 $515,000 58.5% 0.0%
Neighborhood Loans $510,000 n/a 0.0%
City National Bank $1,500,000 $505,000 -66.3% 0.0%
Infinity Equity Group, Inc $505,000 n/a 0.0%
American Mortgage & Equity Consultants Inc. $490,000 n/a 0.0%
MDE Home Loans LLC $485,000 n/a 0.0%
V.I.P. Mortgage Inc. $485,000 n/a 0.0%
BANTERRA BANK $475,000 n/a 0.0%
Victoria Financial Corp $820,000 $475,000 -42.1% 0.0%
Capital Mortgage Services of Texas $470,000 n/a 0.0%
Farmers Insurance Group Federal Credit Union $460,000 n/a 0.0%
Mid-Continent Funding, Inc. $275,000 $455,000 65.5% 0.0%
Triad Financial Services Inc $360,000 $450,000 25.0% 0.0%
IBERIABANK $445,000 n/a 0.0%
Sterling Bank and Trust, FSB $2,980,000 $445,000 -85.1% 0.0%
Mortgage Management Consultants, Inc. $435,000 n/a 0.0%
NBH Bank $435,000 n/a 0.0%
Washington Trust Bank $430,000 n/a 0.0%
Credit Union of Southern California $415,000 n/a 0.0%
LUTHER BURBANK SAVINGS $2,965,000 $415,000 -86.0% 0.0%
SoFi Mortgage, LLC $415,000 n/a 0.0%
Andrews Federal Credit Union $265,000 $405,000 52.8% 0.0%
Bank of Hope $405,000 n/a 0.0%
Community First Credit Union $405,000 n/a 0.0%
East West Bank $3,290,000 $395,000 -88.0% 0.0%
Liberty Bank and Trust Co $395,000 n/a 0.0%
San Diego Funding $385,000 n/a 0.0%
Hanscom Federal Credit Union $375,000 n/a 0.0%
Meridian Bank $540,000 $375,000 -30.6% 0.0%
USC Credit Union $375,000 n/a 0.0%
Bethpage Federal Credit Union $260,000 $370,000 42.3% 0.0%
DIAMOND RESIDENTIAL MTG CORP $225,000 $355,000 57.8% 0.0%
Anheuser Busch Employees Credit Union $345,000 n/a 0.0%
Augusta Financial Inc. $345,000 n/a 0.0%
Great Plains National Bank $335,000 n/a 0.0%
Summit Mortgage Corporation $325,000 $335,000 3.1% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $315,000 n/a 0.0%
Coast 2 Coast Funding Group Inc. $315,000 n/a 0.0%
Industrial and Commercial Bank of China (USA) NA $315,000 n/a 0.0%
Lantzman Lending $1,120,000 $310,000 -72.3% 0.0%
Mortgage Services III LLC $305,000 n/a 0.0%
Grande Homes Inc $295,000 n/a 0.0%
Republic Bank & Trust Company $305,000 $295,000 -3.3% 0.0%
FIRST US COMMUNITY CREDIT UNION $65,000 $285,000 338.5% 0.0%
Residential Bancorp $2,180,000 $285,000 -86.9% 0.0%
Fidelity Funding $280,000 n/a 0.0%
Honda Federal Credit Union $275,000 $280,000 1.8% 0.0%
Fidelity Bank $275,000 n/a 0.0%
Mortgage Express $175,000 $265,000 51.4% 0.0%
Frontwave Credit Union $255,000 n/a 0.0%
Highlands Residential Mortgage Ltd $255,000 n/a 0.0%
Home Funding Corporation $255,000 n/a 0.0%
Metro City Bank $255,000 n/a 0.0%
The First Financial Federal Credit Union $255,000 n/a 0.0%
CIS Financial Services, Inc. $245,000 n/a 0.0%
Community First National Bank $245,000 n/a 0.0%
Graystone Mortgage LLC $395,000 $240,000 -39.2% 0.0%
Mortgage Unlimited LLC $185,000 $235,000 27.0% 0.0%
Service Credit Union $235,000 n/a 0.0%
Deere Employees Credit Union $390,000 $225,000 -42.3% 0.0%
Bayshore Mortgage Funding LLC $305,000 $215,000 -29.5% 0.0%
Liberty Home Mortgage Corp $215,000 n/a 0.0%
CALCAP Lending, LLC $205,000 n/a 0.0%
First Colony Mortgage Corporation $205,000 n/a 0.0%
JTF Rose Inc. $65,000 $205,000 215.4% 0.0%
Secured Investment Corp $205,000 n/a 0.0%
United States Senate Federal Credit Union $515,000 $200,000 -61.2% 0.0%
Midwest Loan Services Inc $185,000 n/a 0.0%
Educational Employees Credit Union $1,335,000 $180,000 -86.5% 0.0%
Finance of America Commercial LLC $2,070,000 $175,000 -91.5% 0.0%
Amalgamated Bank $400,000 $165,000 -58.8% 0.0%
First Western Federal Savings Bank $165,000 n/a 0.0%
1st Northern California Credit Union $155,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $145,000 $155,000 6.9% 0.0%
City Lending Inc $155,000 n/a 0.0%
1st Reliant Home Loans, Inc $285,000 $145,000 -49.1% 0.0%
James B. Nutter & Company $125,000 n/a 0.0%
Global Credit Union $115,000 n/a 0.0%
Northwest Federal Credit Union $1,310,000 $115,000 -91.2% 0.0%
Advantis Credit Union $160,000 $105,000 -34.4% 0.0%
APCI Federal Credit Union $105,000 n/a 0.0%
Thrivent Federal Credit Union $105,000 n/a 0.0%
Kings Mortgage Services Inc. $95,000 n/a 0.0%
Signature Federal Credit Union $125,000 $95,000 -24.0% 0.0%
Heritage Community Credit Union $55,000 n/a 0.0%
State Department Federal Credit Union $45,000 $35,000 -22.2% 0.0%

STOCKTON's top lender by overall market share is Quicken Loans, with 10.7% market share. In second place, with 9.3%, is United Shore Financial Services LLC, having originated $1,196,875,000 in loans. In third place, with 4.6%, is loanDepot LLC, having originated $600,450,000 in loans. In third place, with 3.8%, is Freedom Mortgage Corporation, having originated $494,920,000 in loans. In third place, with 3.4%, is American Pacific Mortgage Corporation, having originated $436,110,000 in loans.


STOCKTON, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 19,835 $6,605,575,000 $333,026
Home Purchase 10,435 $4,014,285,000 $384,694
Cash Out Refi 7,226 $2,132,140,000 $295,065
Home Improvement 558 $92,760,000 $166,237
Other 542 $86,750,000 $160,055

Stockton's most frequently cited loan purpose was Refi, with 19,835 originations. The 2nd most popular reason was Home Purchase, with 10,435 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 16,742 $5,884,810,000 $351,500
2.5-3% 14,348 $4,899,030,000 $341,443
<2.5% 4,153 $1,184,935,000 $285,320
4-5% 1,922 $566,760,000 $294,880
5-6% 456 $95,290,000 $208,969
6-7% 207 $30,685,000 $148,237
Over 8% 126 $18,010,000 $142,937
7-8% 71 $9,455,000 $133,169

During 2020, Stockton's most frequently originated rate bucket was 3-4%, with 16,742 originations.

Loan Sizing (STOCKTON, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 21,494 $6,483,770,000 $301,655
$400k-600k 9,784 $4,547,340,000 $464,773
$100k-200k 4,713 $742,495,000 $157,542
$100,000 or less 1,858 $74,230,000 $39,952
$600k-1000k 670 $458,000,000 $683,582
$Over $1MM 77 $625,675,000 $8,125,649

STOCKTON's loan sizing saw the bucket of loans from $200k-400k with 21,494 originations, totaling $6,483,770,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 14,150 $5,266,170,000 $372,167
80-100% 10,923 $4,368,975,000 $399,979
40-60% 7,201 $1,988,475,000 $276,139
20-40% 2,151 $394,865,000 $183,573
Under 20% 1,686 $76,350,000 $45,285
Over 100% 261 $120,695,000 $462,433

STOCKTON's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 14,150 originations, totaling $5,266,170,000 in origination value.