STOCKTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Stockton averaged
6.83%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.81% and
one month ago for the week of 2024-03-14, the
average rate was 6.47%.
Stockton's average rate one year ago was 6.1%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.7%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Stockton 30 Year Fixed Rate | 2024-04-18 | 6.83% |
| Stockton 30 Year Fixed Rate Refi | 2024-04-18 | 7.7% |
| Stockton 15 Year Fixed Rate | 2024-04-18 | 6.26% |
| Stockton 15 Year Fixed Rate Refi | 2024-04-18 | 6.29% |
| Stockton 30 Year FHA | 2024-04-18 | 6.44% |
| Stockton 30 Year FHA Refi | 2024-04-18 | 6.96% |
| Stockton 30 Year USDA | 2024-04-18 | 6.76% |
| Stockton 30 Year USDA Refi | 2024-04-18 | 6.76% |
| Stockton 30 Year VA | 2024-04-18 | 6.33% |
| Stockton 30 Year VA Refi | 2024-04-18 | 6.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within STOCKTON, CA.
STOCKTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the STOCKTON, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
STOCKTON Average Closing Costs & Other Stats
STOCKTON, CA's 240 lenders originated 10,379
loans during 2023. The total origination value was $4,146,125,000, with an average loan value of
$399,472.
STOCKTON's average closing costs are $6,417.
The top STOCKTON lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
653 loans originated. Their average total fees are
$9,627, which is $1,302
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee STOCKTON lenders (with over 10 loans originated) are
CALIFORNIA CREDIT UNION ($0), Shea Mortgage Inc. ($1,434), PULTE MORTGAGE LLC ($1,471), HOMEAMERICAN MORTGAGE CORPORATION ($2,098) and Provident Credit Union ($3,222).
The lowest rate STOCKTON lenders (with over 10 loans originated) are
CALIFORNIA CREDIT UNION (4.97%), DIGITAL Federal Credit Union (5.13%), Provident Credit Union (5.34%), PULTE MORTGAGE LLC (5.56%) and Citibank (5.61%).
STOCKTON, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $727,660,000 | $504,145,000 | -30.7% | 12.2% |
| QUICKEN LOANS, LLC | $552,260,000 | $295,525,000 | -46.5% | 7.1% |
| LOANDEPOT.COM, LLC | $432,445,000 | $250,740,000 | -42.0% | 6.0% |
| EAGLE HOME MORTGAGE, LLC | $78,725,000 | $151,175,000 | 92.0% | 3.6% |
| U.S. Bank | $179,555,000 | $136,345,000 | -24.1% | 3.3% |
| SAFE CREDIT UNION | $175,195,000 | $135,355,000 | -22.7% | 3.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $184,135,000 | $122,915,000 | -33.2% | 3.0% |
| Wells Fargo Bank | $155,130,000 | $112,825,000 | -27.3% | 2.7% |
| SUMMIT FUNDING, INC. | $190,350,000 | $91,800,000 | -51.8% | 2.2% |
| Bank of America | $145,980,000 | $79,390,000 | -45.6% | 1.9% |
| PULTE MORTGAGE LLC | $61,920,000 | $78,220,000 | 26.3% | 1.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $98,170,000 | $74,165,000 | -24.5% | 1.8% |
| DHI MORTGAGE COMPANY, LTD. | $104,615,000 | $70,395,000 | -32.7% | 1.7% |
| THE GOLDEN 1 | $148,250,000 | $68,320,000 | -53.9% | 1.6% |
| WALKER & DUNLOP, LLC | $7,355,000 | $61,360,000 | 734.3% | 1.5% |
| CMG MORTGAGE, INC. | $51,165,000 | $61,240,000 | 19.7% | 1.5% |
| KBHS HOME LOANS, LLC | $86,505,000 | $58,070,000 | -32.9% | 1.4% |
| HOMEAMERICAN MORTGAGE CORPORATION | $78,300,000 | $57,785,000 | -26.2% | 1.4% |
| STAR ONE CREDIT UNION | $44,130,000 | $47,915,000 | 8.6% | 1.2% |
| Century Mortgage Company DBA Century Lending Company | $7,325,000 | $38,980,000 | 432.2% | 0.9% |
| Sierra Pacific Mortgage Company, Inc. | $26,115,000 | $36,700,000 | 40.5% | 0.9% |
| JPMorgan Chase Bank | $76,515,000 | $35,440,000 | -53.7% | 0.9% |
| East West Bank | $3,220,000 | $32,005,000 | 893.9% | 0.8% |
| River City Bank | $30,710,000 | n/a | 0.7% | |
| BMO Harris Bank | $1,175,000 | $30,635,000 | 2,507.2% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $62,040,000 | $30,175,000 | -51.4% | 0.7% |
| Paramount Residential Mortgage Group, Inc. | $48,155,000 | $30,065,000 | -37.6% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $78,085,000 | $29,515,000 | -62.2% | 0.7% |
| GUARANTEED RATE, INC. | $43,340,000 | $28,015,000 | -35.4% | 0.7% |
| Provident Credit Union | $25,340,000 | $27,870,000 | 10.0% | 0.7% |
| ACADEMY MORTGAGE CORPORATION | $42,915,000 | $27,720,000 | -35.4% | 0.7% |
| Bank of Stockton | $59,785,000 | $27,320,000 | -54.3% | 0.7% |
| PATELCO | $47,730,000 | $26,980,000 | -43.5% | 0.7% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $37,380,000 | $25,750,000 | -31.1% | 0.6% |
| GUILD MORTGAGE COMPANY | $34,030,000 | $24,135,000 | -29.1% | 0.6% |
| Commerce Home Mortgage, Inc. | $54,860,000 | $24,025,000 | -56.2% | 0.6% |
| BROKER SOLUTIONS, INC. | $41,010,000 | $23,275,000 | -43.2% | 0.6% |
| PNC Bank | $63,885,000 | $23,090,000 | -63.9% | 0.6% |
| Golden Empire Mortgage, Inc. | $23,460,000 | $22,530,000 | -4.0% | 0.5% |
| South Pacific Financial Corporation | $19,145,000 | $22,135,000 | 15.6% | 0.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $40,000,000 | $21,115,000 | -47.2% | 0.5% |
| Citibank | $24,090,000 | $19,515,000 | -19.0% | 0.5% |
| Shea Mortgage Inc. | $12,395,000 | $19,460,000 | 57.0% | 0.5% |
| SCENIC OAKS FUNDING, INC. | $41,510,000 | $18,965,000 | -54.3% | 0.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $58,335,000 | $18,360,000 | -68.5% | 0.4% |
| OCMBC, INC. | $10,440,000 | $18,245,000 | 74.8% | 0.4% |
| Flagstar Bank, FSB | $44,305,000 | $17,990,000 | -59.4% | 0.4% |
| CARDINAL FINANCIAL | $18,085,000 | $17,180,000 | -5.0% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $17,120,000 | n/a | 0.4% | |
| The Loan Store, Inc. | $155,000 | $16,555,000 | 10,580.6% | 0.4% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $24,465,000 | $16,450,000 | -32.8% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $19,710,000 | $16,110,000 | -18.3% | 0.4% |
| Mortgage Research Center, LLC | $33,860,000 | $15,730,000 | -53.5% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $66,630,000 | $15,585,000 | -76.6% | 0.4% |
| DIGITAL Federal Credit Union | $9,315,000 | $15,005,000 | 61.1% | 0.4% |
| EVERETT FINANCIAL, INC. | $30,815,000 | $14,360,000 | -53.4% | 0.3% |
| ALLIANT CREDIT UNION | $27,880,000 | $14,350,000 | -48.5% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $18,465,000 | $14,050,000 | -23.9% | 0.3% |
| AmeriHome Mortgage Company, LLC | $3,495,000 | $13,735,000 | 293.0% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $69,145,000 | $12,895,000 | -81.4% | 0.3% |
| UNCLE Credit Union | $26,385,000 | $12,715,000 | -51.8% | 0.3% |
| NMSI, INC. | $7,405,000 | $12,570,000 | 69.8% | 0.3% |
| Farmers & Merchants Bank of Central California | $24,005,000 | $12,365,000 | -48.5% | 0.3% |
| LAND HOME FINANCIAL SERVICES, INC. | $19,170,000 | $11,990,000 | -37.5% | 0.3% |
| Fremont Bank | $49,295,000 | $11,900,000 | -75.9% | 0.3% |
| S1L, Inc. | $15,600,000 | $11,880,000 | -23.8% | 0.3% |
| NEWREZ LLC | $19,030,000 | $11,170,000 | -41.3% | 0.3% |
| RESIDENTIAL BANCORP | $13,785,000 | $10,695,000 | -22.4% | 0.3% |
| CALIFORNIA CREDIT UNION | $68,365,000 | $10,590,000 | -84.5% | 0.3% |
| NEXERA HOLDING LLC | $14,050,000 | $10,520,000 | -25.1% | 0.3% |
| Tri Counties Bank | $7,030,000 | $10,210,000 | 45.2% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $14,460,000 | $9,775,000 | -32.4% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $16,050,000 | $9,535,000 | -40.6% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $20,885,000 | $9,275,000 | -55.6% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $10,815,000 | $9,165,000 | -15.3% | 0.2% |
| STANFORD Federal Credit Union | $15,530,000 | $8,975,000 | -42.2% | 0.2% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $11,170,000 | $8,735,000 | -21.8% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $56,175,000 | $8,425,000 | -85.0% | 0.2% |
| AMWEST FUNDING CORP. | $25,155,000 | $8,200,000 | -67.4% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $6,815,000 | $8,065,000 | 18.3% | 0.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $18,035,000 | $8,050,000 | -55.4% | 0.2% |
| Carrington Mortgage Services, LLC | $15,005,000 | $7,940,000 | -47.1% | 0.2% |
| Discover Bank | $6,875,000 | $7,775,000 | 13.1% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $16,180,000 | $7,670,000 | -52.6% | 0.2% |
| VALLEY STRONG CREDIT UNION | $11,220,000 | $7,520,000 | -33.0% | 0.2% |
| Zions Bank | $2,555,000 | $7,360,000 | 188.1% | 0.2% |
| Mechanics Bank | $5,165,000 | $7,215,000 | 39.7% | 0.2% |
| The Federal Savings Bank | $6,100,000 | $7,095,000 | 16.3% | 0.2% |
| NFM, INC. | $28,150,000 | $6,960,000 | -75.3% | 0.2% |
| Figure Lending LLC | $8,300,000 | $6,775,000 | -18.4% | 0.2% |
| ALAMEDA MORTGAGE CORPORATION | $19,510,000 | $6,335,000 | -67.5% | 0.2% |
| Plains Commerce Bank | $7,085,000 | $6,020,000 | -15.0% | 0.1% |
| Watermark Capital, Inc. | $5,025,000 | $5,950,000 | 18.4% | 0.1% |
| GOOGAIN, INC. | $15,410,000 | $5,675,000 | -63.2% | 0.1% |
| ENVOY MORTGAGE, LTD | $6,500,000 | $5,590,000 | -14.0% | 0.1% |
| FIRST TECHNOLOGY | $14,120,000 | $5,590,000 | -60.4% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $10,470,000 | $5,550,000 | -47.0% | 0.1% |
| Self-Help Federal Credit Union | $7,055,000 | $5,510,000 | -21.9% | 0.1% |
| BETTER MORTGAGE CORPORATION | $23,330,000 | $5,415,000 | -76.8% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $6,695,000 | $5,305,000 | -20.8% | 0.1% |
| General Mortgage Capital Corporation | $19,075,000 | $5,305,000 | -72.2% | 0.1% |
| NexBank | $22,830,000 | $5,260,000 | -77.0% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $8,495,000 | $5,250,000 | -38.2% | 0.1% |
| Valley First Credit Union | $4,550,000 | $5,220,000 | 14.7% | 0.1% |
| Umpqua Bank | $13,740,000 | $5,175,000 | -62.3% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $10,600,000 | $5,130,000 | -51.6% | 0.1% |
| Hometown Equity Mortgage, LLC | $7,750,000 | $5,095,000 | -34.3% | 0.1% |
| Citadel Servicing Corporation | $14,480,000 | $4,830,000 | -66.6% | 0.1% |
| MLD MORTGAGE INC. | $4,530,000 | $4,830,000 | 6.6% | 0.1% |
| 1ST UNITED SERVICES CREDIT UNION | $9,095,000 | $4,555,000 | -49.9% | 0.1% |
| UBank | $4,385,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $9,940,000 | $4,335,000 | -56.4% | 0.1% |
| BAY EQUITY LLC | $16,755,000 | $4,215,000 | -74.8% | 0.1% |
| Coastal Community Bank | $4,200,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $24,450,000 | $4,165,000 | -83.0% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $1,435,000 | $4,010,000 | 179.4% | 0.1% |
| ARC HOME LLC | $5,500,000 | $4,000,000 | -27.3% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $225,000 | $3,995,000 | 1,675.6% | 0.1% |
| Greenbox Loans, Inc. | $2,115,000 | $3,900,000 | 84.4% | 0.1% |
| Bethpage Federal Credit Union | $3,585,000 | $3,895,000 | 8.6% | 0.1% |
| SPRING EQ, LLC | $21,545,000 | $3,885,000 | -82.0% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,100,000 | $3,870,000 | 24.8% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $5,870,000 | $3,845,000 | -34.5% | 0.1% |
| A&D Mortgage LLC | $5,220,000 | $3,840,000 | -26.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $6,065,000 | $3,825,000 | -36.9% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $5,250,000 | $3,785,000 | -27.9% | 0.1% |
| United Fidelity Funding Corp. | $10,440,000 | $3,760,000 | -64.0% | 0.1% |
| CITIZENS EQUITY FIRST | $465,000 | $3,555,000 | 664.5% | 0.1% |
| Bank of the West | $82,680,000 | $3,475,000 | -95.8% | 0.1% |
| BECKAM FUNDING CORP. | $2,850,000 | $3,470,000 | 21.8% | 0.1% |
| UIF CORPORATION | $5,030,000 | $3,355,000 | -33.3% | 0.1% |
| San Mateo Credit Union | $5,955,000 | $3,350,000 | -43.7% | 0.1% |
| First National Bank of America | $3,830,000 | $3,335,000 | -12.9% | 0.1% |
| Citizens Bank | $8,640,000 | $3,310,000 | -61.7% | 0.1% |
| First-Citizens Bank & Trust Company | $4,095,000 | $3,265,000 | -20.3% | 0.1% |
| DIGNIFIED HOME LOANS, LLC | $6,495,000 | $3,225,000 | -50.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $1,985,000 | $3,200,000 | 61.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $7,430,000 | $3,150,000 | -57.6% | 0.1% |
| NP, Inc. | $355,000 | $3,110,000 | 776.1% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $4,320,000 | $3,095,000 | -28.4% | 0.1% |
| Ameris Bank | $1,915,000 | $3,020,000 | 57.7% | 0.1% |
| ONY GLO, INC. | $6,640,000 | $2,960,000 | -55.4% | 0.1% |
| CALIBER HOME LOANS, INC. | $111,990,000 | $2,860,000 | -97.4% | 0.1% |
| Morgan Stanley Private Bank | $2,590,000 | $2,755,000 | 6.4% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,210,000 | $2,710,000 | 124.0% | 0.1% |
| TRAVIS CREDIT UNION | $96,245,000 | $2,625,000 | -97.3% | 0.1% |
| LENDSURE MORTGAGE CORP. | $3,150,000 | $2,535,000 | -19.5% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $2,500,000 | n/a | 0.1% | |
| Performance Financial, Inc. | $2,485,000 | n/a | 0.1% | |
| PHH Mortgage Corporation | $10,940,000 | $2,460,000 | -77.5% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $2,275,000 | $2,440,000 | 7.3% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $7,055,000 | $2,380,000 | -66.3% | 0.1% |
| CANOPY MORTGAGE, LLC | $10,330,000 | $2,305,000 | -77.7% | 0.1% |
| SCHOOLSFIRST | $3,060,000 | $2,295,000 | -25.0% | 0.1% |
| PLANET HOME LENDING, LLC | $13,605,000 | $2,290,000 | -83.2% | 0.1% |
| PACIFIC SERVICE | $5,790,000 | $2,245,000 | -61.2% | 0.1% |
| Ally Bank | $9,000,000 | $2,230,000 | -75.2% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,710,000 | $2,215,000 | 29.5% | 0.1% |
| INTERCAP LENDING INC. | $700,000 | $2,195,000 | 213.6% | 0.1% |
| LADERA LENDING, INC. | $5,645,000 | $2,175,000 | -61.5% | 0.1% |
| Firefighters First Federal Credit Union | $4,120,000 | $2,120,000 | -48.5% | 0.1% |
| UNION HOME MORTGAGE CORP. | $3,630,000 | $2,110,000 | -41.9% | 0.1% |
| Operating Engineers Local Union #3 | $6,450,000 | $2,105,000 | -67.4% | 0.1% |
| CBC Federal Credit Union | $2,080,000 | n/a | 0.1% | |
| Keystone Funding, Inc. | $2,080,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $5,335,000 | $2,005,000 | -62.4% | 0.0% |
| Evolve Bank & Trust | $435,000 | $1,995,000 | 358.6% | 0.0% |
| Educational Employees Credit Union | $1,325,000 | $1,935,000 | 46.0% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $1,915,000 | n/a | 0.0% | |
| AMCAP MORTGAGE, LTD. | $2,305,000 | $1,910,000 | -17.1% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $6,820,000 | $1,910,000 | -72.0% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $22,925,000 | $1,910,000 | -91.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $285,000 | $1,860,000 | 552.6% | 0.0% |
| First Bank | $3,020,000 | $1,855,000 | -38.6% | 0.0% |
| Truist | $4,375,000 | $1,835,000 | -58.1% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $3,240,000 | $1,825,000 | -43.7% | 0.0% |
| USAA Federal Savings Bank | $4,475,000 | $1,820,000 | -59.3% | 0.0% |
| Charles Schwab Bank, SSB | $2,635,000 | $1,745,000 | -33.8% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $16,200,000 | $1,740,000 | -89.3% | 0.0% |
| Comerica Bank | $5,710,000 | $1,720,000 | -69.9% | 0.0% |
| SANTA CLARA COUNTY | $4,350,000 | $1,715,000 | -60.6% | 0.0% |
| LOANPAL, LLC | $15,095,000 | $1,705,000 | -88.7% | 0.0% |
| ML Mortgage Corp. | $355,000 | $1,705,000 | 380.3% | 0.0% |
| KEYPOINT | $8,035,000 | $1,680,000 | -79.1% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $780,000 | $1,665,000 | 113.5% | 0.0% |
| SNAPFI, INC. | $6,645,000 | $1,660,000 | -75.0% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $3,085,000 | $1,615,000 | -47.6% | 0.0% |
| AXIA FINANCIAL, LLC | $1,325,000 | $1,595,000 | 20.4% | 0.0% |
| REDWOOD | $2,785,000 | $1,585,000 | -43.1% | 0.0% |
| CLEARPATH LENDING | $3,650,000 | $1,565,000 | -57.1% | 0.0% |
| HomeTrust Bank | $1,785,000 | $1,550,000 | -13.2% | 0.0% |
| MERIWEST MORTGAGE COMPANY, LLC | $8,015,000 | $1,540,000 | -80.8% | 0.0% |
| Provident Savings Bank, F.S.B. | $14,445,000 | $1,520,000 | -89.5% | 0.0% |
| MANN FINANCIAL INC. | $1,510,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $6,230,000 | $1,505,000 | -75.8% | 0.0% |
| Northpointe Bank | $6,575,000 | $1,495,000 | -77.3% | 0.0% |
| Merchants Mortgage & Trust Corporation | $8,105,000 | $1,485,000 | -81.7% | 0.0% |
| AmRes Corporation | $1,415,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $1,505,000 | $1,375,000 | -8.6% | 0.0% |
| PREMIA MORTGAGE, LLC | $435,000 | $1,345,000 | 209.2% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $595,000 | $1,330,000 | 123.5% | 0.0% |
| BNC National Bank | $575,000 | $1,325,000 | 130.4% | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | $1,305,000 | n/a | 0.0% | |
| SANDIA LABORATORY | $2,145,000 | $1,295,000 | -39.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $950,000 | $1,290,000 | 35.8% | 0.0% |
| THE POLICE Credit Union | $3,920,000 | $1,260,000 | -67.9% | 0.0% |
| GTE Federal Credit Union | $980,000 | $1,250,000 | 27.6% | 0.0% |
| TECHNOLOGY | $9,185,000 | $1,220,000 | -86.7% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $1,215,000 | n/a | 0.0% | |
| 5TH STREET CAPITAL, INC. | $6,120,000 | $1,210,000 | -80.2% | 0.0% |
| OPEN MORTGAGE, LLC | $3,120,000 | $1,195,000 | -61.7% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,740,000 | $1,185,000 | -31.9% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $7,000,000 | $1,175,000 | -83.2% | 0.0% |
| ON Q FINANCIAL, INC. | $575,000 | $1,125,000 | 95.7% | 0.0% |
| TruHome Solutions, LLC | $245,000 | $1,120,000 | 357.1% | 0.0% |
| VERITAS FUNDING, LLC | $1,820,000 | $1,120,000 | -38.5% | 0.0% |
| NEW DAY FINANCIAL, LLC | $1,975,000 | $1,105,000 | -44.1% | 0.0% |
| Farmers Bank & Trust | $1,090,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $3,970,000 | $1,085,000 | -72.7% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,075,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $21,860,000 | $1,060,000 | -95.2% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $5,185,000 | $1,045,000 | -79.8% | 0.0% |
| GEORGIA'S OWN | $5,700,000 | $1,045,000 | -81.7% | 0.0% |
| California Coast Credit Union | $5,205,000 | $1,035,000 | -80.1% | 0.0% |
| MK LENDING CORP. | $1,170,000 | $1,015,000 | -13.2% | 0.0% |
| TBI MORTGAGE COMPANY | $1,000,000 | n/a | 0.0% | |
| Vellum Mortgage, Inc. | $985,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $2,170,000 | $980,000 | -54.8% | 0.0% |
| KeyBank | $15,880,000 | $975,000 | -93.9% | 0.0% |
| First Republic Bank | $6,185,000 | $970,000 | -84.3% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $565,000 | $950,000 | 68.1% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $2,910,000 | $945,000 | -67.5% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $1,055,000 | $915,000 | -13.3% | 0.0% |
| NEW WAVE LENDING GROUP INC | $1,420,000 | $905,000 | -36.3% | 0.0% |
| Western Alliance Bank | $905,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $1,675,000 | $895,000 | -46.6% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,680,000 | $890,000 | -47.0% | 0.0% |
| First Savings Bank | $4,650,000 | $870,000 | -81.3% | 0.0% |
| PremierOne Credit Union | $5,950,000 | $805,000 | -86.5% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $1,145,000 | $790,000 | -31.0% | 0.0% |
| KINECTA | $3,465,000 | $790,000 | -77.2% | 0.0% |
| University Bank | $775,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $1,980,000 | $770,000 | -61.1% | 0.0% |
| North Coast Financial, Inc. | $755,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $7,525,000 | $740,000 | -90.2% | 0.0% |
| Platinum Home Mortgage Corporation | $6,025,000 | $735,000 | -87.8% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $730,000 | n/a | 0.0% | |
| CORNERSTONE HOME LENDING, INC. | $1,120,000 | $725,000 | -35.3% | 0.0% |
| iCore Lending, Inc. | $725,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $720,000 | n/a | 0.0% | |
| Magnolia Bank | $1,915,000 | $720,000 | -62.4% | 0.0% |
| Credit Union of Southern California | $705,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $2,170,000 | $705,000 | -67.5% | 0.0% |
| The Huntington National Bank | $2,740,000 | $705,000 | -74.3% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $700,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,060,000 | $695,000 | -34.4% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $695,000 | n/a | 0.0% | |
| VENTURA COUNTY | $695,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $665,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $665,000 | n/a | 0.0% | |
| MOUNTAIN WEST FINANCIAL, INC. | $10,030,000 | $660,000 | -93.4% | 0.0% |
| BRIDGELOCK CAPITAL | $655,000 | n/a | 0.0% | |
| INTERNATIONAL CITY MORTGAGE, INC. | $655,000 | n/a | 0.0% | |
| Residential First Mortgage | $655,000 | n/a | 0.0% | |
| Banner Bank | $1,225,000 | $640,000 | -47.8% | 0.0% |
| MERIWEST | $10,850,000 | $630,000 | -94.2% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,375,000 | $630,000 | -54.2% | 0.0% |
| R M K FINANCIAL CORP. | $2,255,000 | $625,000 | -72.3% | 0.0% |
| HighTechLending Inc | $4,920,000 | $600,000 | -87.8% | 0.0% |
| MACKILLIE INCORPORATED | $390,000 | $600,000 | 53.8% | 0.0% |
| Arvest Bank | $3,535,000 | $595,000 | -83.2% | 0.0% |
| Axos Bank | $2,985,000 | $585,000 | -80.4% | 0.0% |
| CHEVRON | $38,530,000 | $585,000 | -98.5% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $3,015,000 | $585,000 | -80.6% | 0.0% |
| EQUITY WAVE LENDING, INC. | $415,000 | $575,000 | 38.6% | 0.0% |
| POINT Mortgage | $575,000 | n/a | 0.0% | |
| Raymond James Bank | $575,000 | n/a | 0.0% | |
| PREMIER LENDING, INC. | $3,925,000 | $555,000 | -85.9% | 0.0% |
| RBC Bank, (Georgia) | $200,000 | $555,000 | 177.5% | 0.0% |
| USAlliance Federal Credit Union | $185,000 | $550,000 | 197.3% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $1,805,000 | $540,000 | -70.1% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $525,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $525,000 | n/a | 0.0% | |
| Constant Investments, Inc. | $1,760,000 | $520,000 | -70.5% | 0.0% |
| SILVER HILL FUNDING, LLC | $410,000 | $515,000 | 25.6% | 0.0% |
| ALTURA | $505,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $505,000 | n/a | 0.0% | |
| Preferred Bank | $505,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,990,000 | $505,000 | -83.1% | 0.0% |
| Alaska USA Federal Credit Union | $220,000 | $490,000 | 122.7% | 0.0% |
| Exchange Bank | $485,000 | n/a | 0.0% | |
| FEDERATED MORTGAGE CORP. | $485,000 | n/a | 0.0% | |
| Quontic Bank | $1,205,000 | $485,000 | -59.8% | 0.0% |
| Service Federal Credit Union | $360,000 | $485,000 | 34.7% | 0.0% |
| Financial Partners Credit Union | $5,115,000 | $465,000 | -90.9% | 0.0% |
| TOWNE MORTGAGE COMPANY | $4,165,000 | $465,000 | -88.8% | 0.0% |
| Cathay Bank | $1,970,000 | $455,000 | -76.9% | 0.0% |
| SeaTrust Mortgage Company | $455,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $1,910,000 | $435,000 | -77.2% | 0.0% |
| EMM LOANS LLC | $560,000 | $425,000 | -24.1% | 0.0% |
| First Northern Bank of Dixon | $425,000 | n/a | 0.0% | |
| RANLIFE, INC. | $645,000 | $425,000 | -34.1% | 0.0% |
| Strong Home Mortgage, LLC | $3,015,000 | $425,000 | -85.9% | 0.0% |
| Nations Lending Corporation | $6,365,000 | $420,000 | -93.4% | 0.0% |
| NORTHPOINT MORTGAGE, INC. | $415,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,385,000 | $415,000 | -82.6% | 0.0% |
| Stifel Bank and Trust | $2,120,000 | $405,000 | -80.9% | 0.0% |
| SACRAMENTO Credit Union | $295,000 | $400,000 | 35.6% | 0.0% |
| OAKTREE FUNDING CORP. | $395,000 | $390,000 | -1.3% | 0.0% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $405,000 | $385,000 | -4.9% | 0.0% |
| Willamette Valley Bank | $380,000 | n/a | 0.0% | |
| Brighton Bank | $375,000 | n/a | 0.0% | |
| CTBC Bank Corp. (USA) | $365,000 | n/a | 0.0% | |
| DIRECTIONS EQUITY, LLC | $1,735,000 | $365,000 | -79.0% | 0.0% |
| HOME APPROVALS DIRECT, INC. | $355,000 | n/a | 0.0% | |
| TOWER | $355,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $1,245,000 | $350,000 | -71.9% | 0.0% |
| Logan Finance Corporation | $345,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $335,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $255,000 | $325,000 | 27.5% | 0.0% |
| Kaiperm Diablo Federal Credit Union | $320,000 | n/a | 0.0% | |
| AHL FUNDING | $3,000,000 | $315,000 | -89.5% | 0.0% |
| GREAT LAKES | $1,555,000 | $315,000 | -79.7% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $305,000 | n/a | 0.0% | |
| EXCITE Credit Union | $4,715,000 | $305,000 | -93.5% | 0.0% |
| Golden Bank | $305,000 | n/a | 0.0% | |
| 1st Security Bank of Washington | $285,000 | n/a | 0.0% | |
| MORTGAGE CAPITAL PARTNERS, INC. | $295,000 | $285,000 | -3.4% | 0.0% |
| FIRST ENTERTAINMENT | $275,000 | n/a | 0.0% | |
| M&T Bank | $1,915,000 | $275,000 | -85.6% | 0.0% |
| UNIFY FINANCIAL Credit Union | $1,200,000 | $270,000 | -77.5% | 0.0% |
| SWBC MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $435,000 | $250,000 | -42.5% | 0.0% |
| INOVA FEDERAL CREDIT UNION | $355,000 | $240,000 | -32.4% | 0.0% |
| Industrial and Commercial Bank of China USA | $235,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $235,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $355,000 | $205,000 | -42.3% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $10,265,000 | $200,000 | -98.1% | 0.0% |
| United States Senate Federal Credit Union | $365,000 | $200,000 | -45.2% | 0.0% |
| Secured Investment Corp. | $195,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $1,395,000 | $185,000 | -86.7% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $175,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $2,280,000 | $170,000 | -92.5% | 0.0% |
| American Airlines Federal Credit Union | $280,000 | $145,000 | -48.2% | 0.0% |
| Commercial Loan Corporation | $135,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $135,000 | n/a | 0.0% | |
| San Joaquin Power Employees Credit Union | $15,000 | $130,000 | 766.7% | 0.0% |
| CIS Financial Services, Inc. | $125,000 | n/a | 0.0% | |
| SUPERIOR CHOICE | $125,000 | n/a | 0.0% | |
| I.L.W.U. CREDIT UNION | $120,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $445,000 | $105,000 | -76.4% | 0.0% |
| First Merchants Bank | $105,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $305,000 | $100,000 | -67.2% | 0.0% |
| DELMAR FINANCIAL COMPANY | $85,000 | n/a | 0.0% | |
| TEACHERS | $85,000 | n/a | 0.0% | |
| Connexus Credit Union | $65,000 | n/a | 0.0% | |
| FIRST U.S. COMMUNITY CREDIT UNION | $1,295,000 | $65,000 | -95.0% | 0.0% |
| HONDA Federal Credit Union | $65,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $35,000 | $65,000 | 85.7% | 0.0% |
| WINGS FINANCIAL | $170,000 | $65,000 | -61.8% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| CommonWealth Central Credit Union | $95,000 | $55,000 | -42.1% | 0.0% |
| HERITAGE COMMUNITY CREDIT UNION | $55,000 | n/a | 0.0% | |
| VERIDIAN CREDIT UNION | $35,000 | n/a | 0.0% | |
| CITY-COUNTY CREDIT UNION | $25,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $435,000 | $25,000 | -94.3% | 0.0% |
STOCKTON's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.2% market share. In second place, with 7.1%, is QUICKEN LOANS, LLC, having originated $295,525,000 in loans. In third place, with 6.0%, is LOANDEPOT.COM, LLC, having originated $250,740,000 in loans. In fourth place, with 3.6%, is EAGLE HOME MORTGAGE, LLC, having originated $151,175,000 in loans. In fifth place, with 3.3%, is U.S. Bank, having originated $136,345,000 in loans.
STOCKTON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - STOCKTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $383,500 (12.1%) | $466,243 (8.2%) | 1.42 | 825 |
| 2018-02-01 | $377,000 (8.0%) | $467,496 (9.4%) | 1.37 | 821 |
| 2018-03-01 | $375,000 (7.9%) | $454,806 (6.6%) | 1.32 | 828 |
| 2018-04-01 | $383,000 (6.4%) | $470,046 (8.8%) | 1.30 | 920 |
| 2018-05-01 | $383,000 (3.0%) | $478,855 (7.4%) | 1.28 | 1,039 |
| 2018-06-01 | $389,900 (2.8%) | $482,302 (7.6%) | 1.30 | 1,151 |
| 2018-07-01 | $389,900 (1.3%) | $474,965 (5.9%) | 1.30 | 1,217 |
| 2018-08-01 | $385,472 (1.4%) | $463,983 (3.7%) | 1.29 | 1,372 |
| 2018-09-01 | $385,000 (1.6%) | $463,907 (4.0%) | 1.29 | 1,476 |
| 2018-10-01 | $385,000 (2.7%) | $460,663 (3.2%) | 1.30 | 1,507 |
| 2018-11-01 | $386,425 (3.0%) | $509,234 (12.2%) | 1.31 | 1,505 |
| 2018-12-01 | $389,000 (2.4%) | $461,578 (0.7%) | 1.34 | 1,395 |
| 2019-01-01 | $386,250 (0.7%) | $452,564 (-2.9%) | 1.33 | 1,206 |
| 2019-02-01 | $380,000 (0.8%) | $452,218 (-3.3%) | 1.28 | 1,151 |
| 2019-03-01 | $400,082 (6.7%) | $476,973 (4.9%) | 1.31 | 1,141 |
| 2019-04-01 | $417,000 (8.9%) | $488,914 (4.0%) | 1.32 | 1,176 |
| 2019-05-01 | $419,475 (9.5%) | $497,314 (3.9%) | 1.31 | 1,303 |
| 2019-06-01 | $424,999 (9.0%) | $554,533 (15.0%) | 1.33 | 1,402 |
| 2019-07-01 | $428,598 (9.9%) | $873,615 (83.9%) | 1.34 | 1,456 |
| 2019-08-01 | $426,848 (10.7%) | $1,030,356 (122.1%) | 1.35 | 1,441 |
| 2019-09-01 | $422,121 (9.6%) | $782,546 (68.7%) | 1.35 | 1,467 |
| 2019-10-01 | $419,247 (8.9%) | $534,562 (16.0%) | 1.35 | 1,474 |
| 2019-11-01 | $425,000 (10.0%) | $482,396 (-5.3%) | 1.39 | 1,378 |
| 2019-12-01 | $432,500 (11.2%) | $491,445 (6.5%) | 1.44 | 1,131 |
| 2020-01-01 | $424,975 (10.0%) | $494,574 (9.3%) | 1.42 | 981 |
| 2020-02-01 | $434,000 (14.2%) | $504,604 (11.6%) | 1.42 | 893 |
| 2020-03-01 | $429,225 (7.3%) | $500,527 (4.9%) | 1.35 | 905 |
| 2020-04-01 | $429,450 (3.0%) | $502,525 (2.8%) | 1.35 | 975 |
| 2020-05-01 | $434,900 (3.7%) | $511,381 (2.8%) | 1.32 | 965 |
| 2020-06-01 | $446,500 (5.1%) | $533,384 (-3.8%) | 1.32 | 772 |
| 2020-07-01 | $445,000 (3.8%) | $550,313 (-37.0%) | 1.29 | 641 |
| 2020-08-01 | $449,250 (5.3%) | $550,593 (-46.6%) | 1.29 | 567 |
| 2020-09-01 | $455,975 (8.0%) | $570,090 (-27.2%) | 1.31 | 563 |
| 2020-10-01 | $450,000 (7.3%) | $552,407 (3.3%) | 1.29 | 556 |
| 2020-11-01 | $450,000 (5.9%) | $574,401 (19.1%) | 1.32 | 490 |
| 2020-12-01 | $449,950 (4.0%) | $578,313 (17.7%) | 1.34 | 400 |
| 2021-01-01 | $450,000 (5.9%) | $604,149 (22.2%) | 1.34 | 334 |
| 2021-02-01 | $459,500 (5.9%) | $607,067 (20.3%) | 1.34 | 330 |
| 2021-03-01 | $453,450 (5.6%) | $590,781 (18.0%) | 1.29 | 382 |
| 2021-04-01 | $498,250 (16.0%) | $625,326 (24.4%) | 1.35 | 410 |
| 2021-05-01 | $499,000 (14.7%) | $623,769 (22.0%) | 1.33 | 446 |
| 2021-06-01 | $524,595 (17.5%) | $643,418 (20.6%) | 1.38 | 569 |
| 2021-07-01 | $540,000 (21.4%) | $643,722 (17.0%) | 1.42 | 677 |
| 2021-08-01 | $537,450 (19.6%) | $650,459 (18.1%) | 1.43 | 792 |
| 2021-09-01 | $542,250 (18.9%) | $646,095 (13.3%) | 1.45 | 825 |
| 2021-10-01 | $539,570 (19.9%) | $632,949 (14.6%) | 1.44 | 816 |
| 2021-11-01 | $540,144 (20.0%) | $632,138 (10.1%) | 1.44 | 649 |
| 2021-12-01 | $542,475 (20.6%) | $649,193 (12.3%) | 1.47 | 491 |
| 2022-01-01 | $548,250 (21.8%) | $660,166 (9.3%) | 1.48 | 383 |
| 2022-02-01 | $565,000 (23.0%) | $700,971 (15.5%) | 1.47 | 395 |
| 2022-03-01 | $595,000 (31.2%) | $740,624 (25.4%) | 1.49 | 447 |
| 2022-04-01 | $600,000 (20.4%) | $741,732 (18.6%) | 1.43 | 559 |
| 2022-05-01 | $627,000 (25.7%) | $733,646 (17.6%) | 1.43 | 798 |
| 2022-06-01 | $631,997 (20.5%) | $718,105 (11.6%) | 1.41 | 1,031 |
| 2022-07-01 | $601,278 (11.4%) | $682,566 (6.0%) | 1.35 | 1,321 |
| 2022-08-01 | $594,795 (10.7%) | $664,683 (2.2%) | 1.38 | 1,333 |
| 2022-09-01 | $581,950 (7.3%) | $659,698 (2.1%) | 1.36 | 1,237 |
| 2022-10-01 | $560,000 (3.8%) | $640,970 (1.3%) | 1.32 | 1,239 |
| 2022-11-01 | $550,450 (1.9%) | $636,525 (0.7%) | 1.32 | 1,138 |
| 2022-12-01 | $542,745 (0.1%) | $631,515 (-2.7%) | 1.34 | 955 |
| 2023-01-01 | $539,495 (-1.6%) | $623,692 (-5.5%) | 1.34 | 798 |
| 2023-02-01 | $543,998 (-3.7%) | $633,471 (-9.6%) | 1.31 | 672 |
| 2023-03-01 | $547,500 (-8.0%) | $646,803 (-12.7%) | 1.29 | 574 |
| 2023-04-01 | $579,000 (-3.5%) | $685,337 (-7.6%) | 1.35 | 538 |
| 2023-05-01 | $575,000 (-8.3%) | $681,551 (-7.1%) | 1.30 | 546 |
| 2023-06-01 | $582,000 (-7.9%) | $698,264 (-2.8%) | 1.31 | 534 |
| 2023-07-01 | $587,800 (-2.2%) | $705,176 (3.3%) | 1.34 | 579 |
| 2023-08-01 | $585,965 (-1.5%) | $681,632 (2.6%) | 1.35 | 626 |
| 2023-09-01 | $579,450 (-0.4%) | $671,364 (1.8%) | 1.35 | 672 |
| 2023-10-01 | $582,500 (4.0%) | $673,903 (5.1%) | 1.37 | 716 |
| 2023-11-01 | $575,000 (4.5%) | $677,296 (6.4%) | 1.37 | 783 |
| 2023-12-01 | $549,000 (1.2%) | $673,014 (6.6%) | 1.34 | 702 |
| 2024-01-01 | $544,450 (0.9%) | $678,020 (8.7%) | 1.33 | 596 |
| 2024-02-01 | $549,500 (1.0%) | $678,670 (7.1%) | 1.32 | 613 |
| 2024-03-01 | $562,000 (2.7%) | $672,079 (3.9%) | 1.32 | 627 |
STOCKTON's median listing price for 2024-03-01 was $562,000, a difference of
$14,500
(2.7%) versus the prior year and
$12,500 versus the prior month.
STOCKTON's median listing price comes in at 132% of the national average.
STOCKTON's average listing price for 2024-03-01 was $672,079, a difference of $25,276 (3.9%) versus the prior year and $-6,591 versus the prior month.
For the 2024-03-01 period, STOCKTON had 627 MLS listings, a difference of 14 listings (2%) versus the prior month and 53 listings (9%) versus the prior year.
STOCKTON's median listing price comes in at 132% of the national average.
STOCKTON's average listing price for 2024-03-01 was $672,079, a difference of $25,276 (3.9%) versus the prior year and $-6,591 versus the prior month.
For the 2024-03-01 period, STOCKTON had 627 MLS listings, a difference of 14 listings (2%) versus the prior month and 53 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - STOCKTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 53 days | 1,891 sqft |
| 2018-02-01 | 37 days | 1,824 sqft |
| 2018-03-01 | 33 days | 1,787 sqft |
| 2018-04-01 | 31 days | 1,797 sqft |
| 2018-05-01 | 30 days | 1,800 sqft |
| 2018-06-01 | 36 days | 1,830 sqft |
| 2018-07-01 | 37 days | 1,819 sqft |
| 2018-08-01 | 37 days | 1,787 sqft |
| 2018-09-01 | 37 days | 1,800 sqft |
| 2018-10-01 | 44 days | 1,808 sqft |
| 2018-11-01 | 45 days | 1,794 sqft |
| 2018-12-01 | 53 days | 1,800 sqft |
| 2019-01-01 | 63 days | 1,786 sqft |
| 2019-02-01 | 48 days | 1,774 sqft |
| 2019-03-01 | 40 days | 1,827 sqft |
| 2019-04-01 | 37 days | 1,873 sqft |
| 2019-05-01 | 36 days | 1,915 sqft |
| 2019-06-01 | 38 days | 1,900 sqft |
| 2019-07-01 | 43 days | 1,926 sqft |
| 2019-08-01 | 46 days | 1,920 sqft |
| 2019-09-01 | 46 days | 1,879 sqft |
| 2019-10-01 | 47 days | 1,851 sqft |
| 2019-11-01 | 52 days | 1,886 sqft |
| 2019-12-01 | 64 days | 1,889 sqft |
| 2020-01-01 | 66 days | 1,856 sqft |
| 2020-02-01 | 50 days | 1,890 sqft |
| 2020-03-01 | 41 days | 1,877 sqft |
| 2020-04-01 | 44 days | 1,867 sqft |
| 2020-05-01 | 56 days | 1,897 sqft |
| 2020-06-01 | 58 days | 1,918 sqft |
| 2020-07-01 | 58 days | 1,900 sqft |
| 2020-08-01 | 40 days | 1,900 sqft |
| 2020-09-01 | 35 days | 1,887 sqft |
| 2020-10-01 | 35 days | 1,828 sqft |
| 2020-11-01 | 38 days | 1,827 sqft |
| 2020-12-01 | 46 days | 1,779 sqft |
| 2021-01-01 | 44 days | 1,774 sqft |
| 2021-02-01 | 28 days | 1,701 sqft |
| 2021-03-01 | 27 days | 1,638 sqft |
| 2021-04-01 | 23 days | 1,728 sqft |
| 2021-05-01 | 24 days | 1,753 sqft |
| 2021-06-01 | 21 days | 1,830 sqft |
| 2021-07-01 | 25 days | 1,827 sqft |
| 2021-08-01 | 25 days | 1,844 sqft |
| 2021-09-01 | 30 days | 1,838 sqft |
| 2021-10-01 | 33 days | 1,836 sqft |
| 2021-11-01 | 40 days | 1,825 sqft |
| 2021-12-01 | 45 days | 1,803 sqft |
| 2022-01-01 | 39 days | 1,760 sqft |
| 2022-02-01 | 28 days | 1,737 sqft |
| 2022-03-01 | 25 days | 1,821 sqft |
| 2022-04-01 | 24 days | 1,890 sqft |
| 2022-05-01 | 24 days | 1,904 sqft |
| 2022-06-01 | 26 days | 1,925 sqft |
| 2022-07-01 | 31 days | 1,894 sqft |
| 2022-08-01 | 38 days | 1,900 sqft |
| 2022-09-01 | 45 days | 1,896 sqft |
| 2022-10-01 | 48 days | 1,871 sqft |
| 2022-11-01 | 51 days | 1,878 sqft |
| 2022-12-01 | 62 days | 1,848 sqft |
| 2023-01-01 | 65 days | 1,852 sqft |
| 2023-02-01 | 53 days | 1,871 sqft |
| 2023-03-01 | 45 days | 1,849 sqft |
| 2023-04-01 | 33 days | 1,910 sqft |
| 2023-05-01 | 34 days | 1,859 sqft |
| 2023-06-01 | 33 days | 1,897 sqft |
| 2023-07-01 | 30 days | 1,885 sqft |
| 2023-08-01 | 32 days | 1,865 sqft |
| 2023-09-01 | 35 days | 1,837 sqft |
| 2023-10-01 | 38 days | 1,868 sqft |
| 2023-11-01 | 39 days | 1,841 sqft |
| 2023-12-01 | 47 days | 1,769 sqft |
| 2024-01-01 | 54 days | 1,783 sqft |
| 2024-02-01 | 37 days | 1,766 sqft |
| 2024-03-01 | 36 days | 1,824 sqft |
STOCKTON's median listing age (time on market) for 2024-03-01 was 36 days.
This
is -19%
shorter
than the same period one year ago.
STOCKTON's median square footage for active listings during the 2024-03-01 period was 1,824 sqft. One year prior, the average listing was 1,849 sqft.
STOCKTON's median square footage for active listings during the 2024-03-01 period was 1,824 sqft. One year prior, the average listing was 1,849 sqft.
STOCKTON, CA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 95201 | Stockton-Lodi, CA MSA | $1,040 | $1,160 | $1,510 | $2,150 | $2,570 |
| 95202 | Stockton-Lodi, CA MSA | $810 | $900 | $1,180 | $1,670 | $2,020 |
| 95203 | Stockton-Lodi, CA MSA | $810 | $900 | $1,180 | $1,670 | $2,020 |
| 95204 | Stockton-Lodi, CA MSA | $980 | $1,090 | $1,430 | $2,030 | $2,440 |
| 95205 | Stockton-Lodi, CA MSA | $900 | $1,000 | $1,310 | $1,860 | $2,230 |
| 95206 | Stockton-Lodi, CA MSA | $890 | $990 | $1,290 | $1,830 | $2,200 |
| 95207 | Stockton-Lodi, CA MSA | $1,010 | $1,130 | $1,470 | $2,090 | $2,500 |
| 95208 | Stockton-Lodi, CA MSA | $1,040 | $1,160 | $1,510 | $2,150 | $2,570 |
| 95209 | Stockton-Lodi, CA MSA | $1,110 | $1,240 | $1,620 | $2,300 | $2,760 |
| 95210 | Stockton-Lodi, CA MSA | $960 | $1,070 | $1,400 | $1,990 | $2,380 |
| 95211 | Stockton-Lodi, CA MSA | $1,040 | $1,160 | $1,510 | $2,150 | $2,570 |
| 95212 | Stockton-Lodi, CA MSA | $1,460 | $1,620 | $2,120 | $3,010 | $3,610 |
| 95213 | Stockton-Lodi, CA MSA | $1,040 | $1,160 | $1,510 | $2,150 | $2,570 |
| 95215 | Stockton-Lodi, CA MSA | $870 | $970 | $1,270 | $1,800 | $2,160 |
| 95219 | Stockton-Lodi, CA MSA | $1,390 | $1,670 | $2,050 | $2,710 | $3,230 |
| 95220 | Stockton-Lodi, CA MSA | $1,110 | $1,230 | $1,610 | $2,290 | $2,740 |
| 95227 | Stockton-Lodi, CA MSA | $1,110 | $1,230 | $1,590 | $2,250 | $2,670 |
| 95230 | Stockton-Lodi, CA MSA | $1,050 | $1,130 | $1,460 | $2,070 | $2,460 |
| 95231 | Stockton-Lodi, CA MSA | $890 | $990 | $1,290 | $1,830 | $2,200 |
| 95234 | Stockton-Lodi, CA MSA | $1,340 | $1,550 | $1,940 | $2,630 | $3,130 |
| 95236 | Stockton-Lodi, CA MSA | $1,090 | $1,220 | $1,590 | $2,260 | $2,710 |
| 95237 | Stockton-Lodi, CA MSA | $1,060 | $1,180 | $1,540 | $2,190 | $2,620 |
| 95240 | Stockton-Lodi, CA MSA | $1,010 | $1,130 | $1,470 | $2,090 | $2,500 |
| 95241 | Stockton-Lodi, CA MSA | $1,040 | $1,160 | $1,510 | $2,150 | $2,570 |
| 95242 | Stockton-Lodi, CA MSA | $1,220 | $1,360 | $1,780 | $2,530 | $3,030 |
| 95253 | Stockton-Lodi, CA MSA | $1,040 | $1,160 | $1,510 | $2,150 | $2,570 |
| 95258 | Stockton-Lodi, CA MSA | $1,020 | $1,130 | $1,480 | $2,100 | $2,520 |
| 95267 | Stockton-Lodi, CA MSA | $1,040 | $1,160 | $1,510 | $2,150 | $2,570 |
| 95269 | Stockton-Lodi, CA MSA | $1,040 | $1,160 | $1,510 | $2,150 | $2,570 |
| 95304 | Stockton-Lodi, CA MSA | $1,380 | $1,540 | $2,010 | $2,860 | $3,420 |
| 95320 | Stockton-Lodi, CA MSA | $1,270 | $1,420 | $1,850 | $2,630 | $3,150 |
| 95330 | Stockton-Lodi, CA MSA | $1,440 | $1,600 | $2,090 | $2,970 | $3,560 |
| 95336 | Stockton-Lodi, CA MSA | $1,160 | $1,290 | $1,690 | $2,400 | $2,880 |
| 95337 | Stockton-Lodi, CA MSA | $1,280 | $1,420 | $1,860 | $2,640 | $3,170 |
| 95361 | Stockton-Lodi, CA MSA | $1,000 | $1,030 | $1,310 | $1,850 | $2,170 |
| 95366 | Stockton-Lodi, CA MSA | $1,160 | $1,290 | $1,690 | $2,400 | $2,880 |
| 95367 | Stockton-Lodi, CA MSA | $1,110 | $1,150 | $1,460 | $2,060 | $2,420 |
| 95376 | Stockton-Lodi, CA MSA | $1,310 | $1,450 | $1,900 | $2,700 | $3,240 |
| 95377 | Stockton-Lodi, CA MSA | $1,560 | $1,740 | $2,270 | $3,230 | $3,870 |
| 95378 | Stockton-Lodi, CA MSA | $1,040 | $1,160 | $1,510 | $2,150 | $2,570 |
| 95385 | Stockton-Lodi, CA MSA | $1,150 | $1,230 | $1,580 | $2,240 | $2,650 |
| 95391 | Stockton-Lodi, CA MSA | $1,560 | $1,740 | $2,280 | $3,230 | $3,870 |
| 95632 | Stockton-Lodi, CA MSA | $1,230 | $1,350 | $1,700 | $2,410 | $2,810 |
| 95641 | Stockton-Lodi, CA MSA | $890 | $970 | $1,220 | $1,730 | $2,020 |
| 95686 | Stockton-Lodi, CA MSA | $810 | $900 | $1,180 | $1,670 | $2,020 |
| 95690 | Stockton-Lodi, CA MSA | $890 | $980 | $1,230 | $1,750 | $2,040 |
2022 Average & Median Rent Data Statistics
STOCKTON, CA average 1BR rent: $1,223, median: $1,160
STOCKTON, CA average 2BR rent: $1,587, median: $1,510
STOCKTON, CA average 3BR rent: $2,246, median: $2,150
STOCKTON, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 6,851 | $3,308,765,000 | $482,961 |
| Cash Out Refi | 1,282 | $338,220,000 | $263,822 |
| Home Improvement | 901 | $102,855,000 | $114,156 |
| Other | 858 | $96,400,000 | $112,354 |
| Refi | 487 | $299,885,000 | $615,780 |
Stockton's most frequently cited loan purpose was Home Purchase, with 6,851 originations. The 2nd most popular reason was Cash Out Refi, with 1,282 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,510 | $1,662,440,000 | $473,630 |
| 5-6% | 2,223 | $1,175,085,000 | $528,603 |
| 7-8% | 1,994 | $719,280,000 | $360,722 |
| Over 8% | 1,882 | $300,040,000 | $159,426 |
| 4-5% | 325 | $185,415,000 | $570,508 |
| <2.5% | 254 | $10,940,000 | $43,071 |
| 3-4% | 15 | $5,285,000 | $352,333 |
| 2.5-3% | 6 | $2,000,000 | $333,333 |
During 2023, Stockton's most frequently originated rate bucket was 6-7%, with 3,510 originations.
Loan Sizing (STOCKTON, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 2,971 | $1,464,895,000 | $493,065 |
| $200k-400k | 2,602 | $800,540,000 | $307,663 |
| $600k-1000k | 1,841 | $1,311,915,000 | $712,610 |
| $100,000 or less | 1,660 | $89,870,000 | $54,139 |
| $100k-200k | 1,192 | $165,450,000 | $138,800 |
| $Over $1MM | 113 | $313,455,000 | $2,773,938 |
STOCKTON's loan sizing saw the bucket of loans from $400k-600k with 2,971 originations, totaling $1,464,895,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,302 | $2,226,690,000 | $517,594 |
| 60-80% | 2,224 | $1,103,560,000 | $496,205 |
| Under 20% | 1,944 | $142,180,000 | $73,138 |
| 20-40% | 826 | $185,340,000 | $224,383 |
| 40-60% | 799 | $345,805,000 | $432,797 |
| Over 100% | 70 | $36,960,000 | $528,000 |
STOCKTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,302 originations, totaling $2,226,690,000 in origination value.