First Midwest Bank Of Dexter Mortgage Rates, Fees & InfoDexter, MO
Tax ID: 43-0796471
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewFirst Midwest Bank Of Dexter is a smaller bank specializing in Home Purchase and Cash Out Refi loans. First Midwest Bank Of Dexter has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Rolla, Springfield, Cape Girardeau, Farmington, and Sikeston among others. We have data for 18 markets. (Some data included below & more in-depth data is available with an active subscription.)
First Midwest Bank Of Dexter has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Origination Dollar Volume (All Markets)$76,970,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Rolla, MO (FHA|USDA|VA)||1||$24,005,000||$24,005,000||$0||0.00%|
|Outside of Metro Areas||59||$11,195,000||$189,746||$0||0.00%|
|SPRINGFIELD, MO (FHA|USDA|VA)||9||$10,725,000||$1,191,667||$0||0.00%|
|CAPE GIRARDEAU, MO-IL (FHA|USDA|VA)||50||$10,500,000||$210,000||$0||0.00%|
|Farmington, MO (FHA|USDA|VA)||1||$7,335,000||$7,335,000||$0||0.00%|
|Sikeston, MO (FHA|USDA|VA)||48||$6,120,000||$127,500||$0||0.00%|
|ST. LOUIS, MO-IL (FHA|USDA|VA)||5||$1,575,000||$315,000||$0||0.00%|
|CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA)||1||$1,405,000||$1,405,000||$0||0.00%|
|Branson, MO (FHA|USDA|VA)||2||$880,000||$440,000||$0||0.00%|
|JOPLIN, MO (FHA|USDA|VA)||1||$825,000||$825,000||$0||0.00%|
|Poplar Bluff, MO (FHA|USDA|VA)||3||$685,000||$228,333||$0||0.00%|
|COLUMBIA, MO (FHA|USDA|VA)||2||$500,000||$250,000||$0||0.00%|
|Kennett, MO (FHA|USDA|VA)||3||$285,000||$95,000||$0||0.00%|
|CARBONDALE-MARION, IL (FHA|USDA|VA)||2||$260,000||$130,000||$0||0.00%|
|Oxford, MS (FHA|USDA|VA)||2||$260,000||$130,000||$0||0.00%|
|LEXINGTON-FAYETTE, KY (FHA|USDA|VA)||1||$175,000||$175,000||$0||0.00%|
|Magnolia, AR (FHA|USDA|VA)||1||$155,000||$155,000||$0||0.00%|
|JEFFERSON CITY, MO (FHA|USDA|VA)||1||$85,000||$85,000||$0||0.00%|
We use machine learning to identify the top lenders compared against First Midwest Bank of Dexter based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 456
Similarity Rank: 594
Similarity Rank: 600
Similarity Rank: 658
Similarity Rank: 2211
Similarity Rank: 4485
Similarity Rank: 4495
Similarity Rank: 4768
Similarity Rank: 4992
Similarity Rank: 5556
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, First Midwest Bank Of Dexter's most frequently originated type of loan was Conventional, with 177 originations. Their 2nd most popular type was USDA, with 14 originations.
For 2022, First Midwest Bank Of Dexter's most frequently cited loan purpose was Home Purchase, with 113 originations. The 2nd most popular reason was Refi, with 31 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, First Midwest Bank Of Dexter's most frequently cited loan duration was Other, with 192 originations.
2022 saw First Midwest Bank Of Dexter place emphasis on $100k-200k loans with 70 originations, totaling $9,720,000 in origination value.
First Midwest Bank Of Dexter lent most frequently to those with incomes in the $50k or less range, with 39 originations. The second most popular income band? $50k-75k, with 33 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
First Midwest Bank Of Dexter lent most frequently to those with DTI ratios of Exempt%, with 192 originations.
|Applicant Ethnicity||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Approval RatesTotal approvals of all applications
First Midwest Bank Of Dexter has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick RateApprovals leading to origination
First Midwest Bank Of Dexter has an average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|
|Bank Name||Product||Issue||2022 CPFB Complaints||% of Total Issues|
|FIRST CITIZENS BANCSHARES, INC.||Home equity loan or line of credit (HELOC)||Applying for a mortgage or refinancing an existing mortgage||1||100.0%|