Truist Mortgage Rates, Fees & Info

Charlotte, NC

LEI: JJKC32MCHWDI71265Z06

Tax ID: 56-1074313

2.1 stars - Updated: 4/5/25 - out of 5 stars, based on 189 reviews

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Truist is a large mortgage company specializing in Home Purchase loans. Truist has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Atlanta, Charlotte, Miami, and Richmond among others. We have data for 475 markets. (Some data included below & more in-depth data is available with an active subscription.)

Truist has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Truist is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.72% 4/5/25
30 Year Conventional Purchase 6.74% 4/5/25
30 Year Conventional Refi 6.72% 4/5/25
30 Year Cash-out Refi 7.17% 4/5/25
30 Year FHA Purchase 7.02% 4/5/25
30 Year FHA Refi 6.89% 4/5/25
30 Year VA Purchase 6.26% 4/5/25
30 Year VA Refi 5.95% 4/5/25
30 Year USDA Purchase 6.54% 4/5/25
30 Year USDA Refi 6.72% 4/5/25
15 Year Conventional Purchase 5.37% 4/5/25
15 Year Conventional Refi 6.00% 4/5/25
15 Year Cash-out Refi 6.00% 4/5/25
15 Year FHA Purchase 7.40% 4/5/25
15 Year FHA Refi 6.96% 4/5/25
15 Year VA Purchase 5.79% 4/5/25
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Truist Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Truist. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

35,865

Origination Dollar Volume (All Markets)

$9,780,775,000
Show all (102) awards

Relative Rate

Truist's average 30 year fixed mortgage rate was 8.19%.

The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.

This yields a difference of 1.64%.

Relative Fees (Closing Costs)

Truist's average total fees/closing costs for a 30 year fixed rate mortgage were $6,279.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $8,356.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 3,632 $1,386,320,000 $381,696 $6,522 7.81%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2,863 $1,014,735,000 $354,431 $6,750 7.94%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,720 $537,070,000 $312,250 $5,536 7.93%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 963 $370,075,000 $384,294 $9,421 8.31%
RICHMOND, VA (FHA|USDA|VA) 1,216 $361,750,000 $297,492 $7,894 7.97%
RALEIGH-CARY, NC (FHA|USDA|VA) 1,103 $340,215,000 $308,445 $6,254 7.32%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,061 $321,545,000 $303,058 $7,127 8.13%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,174 $310,030,000 $264,080 $6,265 7.92%
Outside of Metro Areas 1,446 $272,820,000 $188,672 $5,359 8.16%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 883 $258,415,000 $292,656 $7,024 8.37%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 466 $168,520,000 $361,631 $8,633 7.82%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 597 $158,855,000 $266,089 $6,339 7.90%
WINSTON-SALEM, NC (FHA|USDA|VA) 530 $153,980,000 $290,528 $5,397 8.23%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 730 $143,320,000 $196,329 $5,897 8.40%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 602 $142,300,000 $236,379 $5,902 8.18%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 590 $126,670,000 $214,695 $5,753 7.84%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 416 $110,630,000 $265,938 $6,382 7.98%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 256 $98,070,000 $383,086 $7,292 7.45%
JACKSONVILLE, FL (FHA|USDA|VA) 330 $95,890,000 $290,576 $6,115 8.18%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 451 $92,255,000 $204,557 $5,283 8.20%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 503 $91,605,000 $182,117 $4,921 8.32%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 323 $90,395,000 $279,861 $6,484 8.26%
KNOXVILLE, TN (FHA|USDA|VA) 420 $88,920,000 $211,714 $5,060 8.28%
ST. LOUIS, MO-IL (FHA|USDA|VA) 235 $88,355,000 $375,979 $2,435 6.62%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 242 $85,810,000 $354,587 $6,584 7.74%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 365 $73,395,000 $201,082 $5,393 8.38%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 325 $67,205,000 $206,785 $5,774 8.49%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 354 $64,710,000 $182,797 $5,433 8.42%
WILMINGTON, NC (FHA|USDA|VA) 191 $61,635,000 $322,696 $5,614 8.05%
LOUISVILLE, KY (FHA|USDA|VA) 332 $55,480,000 $167,108 $4,263 7.62%
SALISBURY, MD-DE (FHA|USDA|VA) 166 $53,870,000 $324,518 $6,700 7.85%
ROANOKE, VA (FHA|USDA|VA) 325 $52,515,000 $161,585 $4,841 8.57%
LANCASTER, PA (FHA|USDA|VA) 334 $51,950,000 $155,539 $5,146 8.60%
GREENVILLE, NC (FHA|USDA|VA) 236 $51,500,000 $218,220 $5,889 7.01%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 120 $51,130,000 $426,083 $8,265 7.87%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 103 $51,085,000 $495,971 $8,989 7.58%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 84 $49,860,000 $593,571 $11,346 7.57%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 214 $47,190,000 $220,514 $6,295 8.36%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 266 $45,960,000 $172,782 $5,519 8.45%
ASHEVILLE, NC (FHA|USDA|VA) 171 $41,865,000 $244,825 $5,827 8.21%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 196 $40,800,000 $208,163 $5,422 8.08%
FAYETTEVILLE, NC (FHA|USDA|VA) 254 $40,470,000 $159,331 $5,469 7.76%
SAVANNAH, GA (FHA|USDA|VA) 185 $39,365,000 $212,784 $6,143 8.49%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 174 $39,160,000 $225,057 $5,294 8.18%
GAINESVILLE, GA (FHA|USDA|VA) 135 $36,295,000 $268,852 $6,872 8.06%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 82 $34,730,000 $423,537 $7,642 7.80%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 139 $34,335,000 $247,014 $5,812 8.40%
COLUMBIA, SC (FHA|USDA|VA) 205 $33,515,000 $163,488 $5,337 8.71%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 96 $33,170,000 $345,521 $5,769 6.54%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 158 $32,700,000 $206,962 $6,402 8.45%
SPARTANBURG, SC (FHA|USDA|VA) 181 $31,665,000 $174,945 $7,880 8.26%
READING, PA (FHA|USDA|VA) 207 $31,495,000 $152,150 $5,665 8.51%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 150 $29,910,000 $199,400 $4,922 7.86%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 98 $29,450,000 $300,510 $7,248 8.07%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 192 $29,340,000 $152,813 $5,842 8.95%
LYNCHBURG, VA (FHA|USDA|VA) 207 $28,135,000 $135,918 $5,116 8.83%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 65 $27,345,000 $420,692 $7,497 7.76%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 125 $27,165,000 $217,320 $5,797 8.67%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 56 $26,770,000 $478,036 $6,150 6.71%
PORT ST. LUCIE, FL (FHA|USDA|VA) 124 $26,520,000 $213,871 $8,084 8.74%
Morehead City, NC (FHA|USDA|VA) 89 $25,905,000 $291,067 $6,527 8.09%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 49 $25,825,000 $527,041 $8,691 7.55%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 59 $23,815,000 $403,644 $8,491 8.36%
TALLAHASSEE, FL (FHA|USDA|VA) 107 $23,325,000 $217,991 $6,761 8.12%
YORK-HANOVER, PA (FHA|USDA|VA) 139 $22,375,000 $160,971 $5,731 8.62%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 30 $20,120,000 $670,667 $7,087 6.70%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 31 $20,025,000 $645,968 $8,974 7.27%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 100 $19,990,000 $199,900 $5,617 7.81%
OCALA, FL (FHA|USDA|VA) 112 $19,580,000 $174,821 $5,853 8.24%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 74 $19,250,000 $260,135 $7,366 8.16%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 29 $18,665,000 $643,621 $4,345 6.37%
GAINESVILLE, FL (FHA|USDA|VA) 58 $17,530,000 $302,241 $6,677 7.53%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 44 $17,230,000 $391,591 $4,375 6.42%
COLUMBUS, OH (FHA|USDA|VA) 22 $16,430,000 $746,818 $5,499 7.28%
WINCHESTER, VA-WV (FHA|USDA|VA) 100 $16,210,000 $162,100 $5,724 8.69%
HARRISONBURG, VA (FHA|USDA|VA) 90 $15,960,000 $177,333 $5,993 8.25%
CHARLESTON, WV (FHA|USDA|VA) 130 $15,650,000 $120,385 $4,385 8.51%
Kill Devil Hills, NC (FHA|USDA|VA) 56 $15,630,000 $279,107 $9,009 8.24%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 42 $15,270,000 $363,571 $7,447 8.07%
NEW BERN, NC (FHA|USDA|VA) 88 $14,470,000 $164,432 $5,501 8.34%
BRUNSWICK, GA (FHA|USDA|VA) 44 $14,280,000 $324,545 $6,889 8.29%
BECKLEY, WV (FHA|USDA|VA) 87 $14,135,000 $162,471 $5,320 7.09%
BURLINGTON, NC (FHA|USDA|VA) 86 $14,110,000 $164,070 $4,947 8.27%
MORGANTOWN, WV (FHA|USDA|VA) 77 $14,005,000 $181,883 $4,593 7.82%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 80 $14,000,000 $175,000 $5,328 8.52%
WHEELING, WV-OH (FHA|USDA|VA) 92 $13,900,000 $151,087 $4,869 7.10%
Wilson, NC (FHA|USDA|VA) 93 $13,475,000 $144,892 $6,171 8.14%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 66 $13,460,000 $203,939 $4,278 7.85%
PUNTA GORDA, FL (FHA|USDA|VA) 71 $13,205,000 $185,986 $5,267 8.49%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 66 $13,120,000 $198,788 $5,188 8.11%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 85 $12,995,000 $152,882 $4,934 8.19%
Key West, FL (FHA|USDA|VA) 20 $12,710,000 $635,500 $7,691 7.24%
STAUNTON, VA (FHA|USDA|VA) 82 $12,630,000 $154,024 $6,987 8.37%
Boone, NC (FHA|USDA|VA) 35 $11,995,000 $342,714 $5,933 7.64%
THE VILLAGES, FL (FHA|USDA|VA) 55 $11,665,000 $212,091 $4,805 7.87%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 61 $11,405,000 $186,967 $5,305 8.53%
JACKSONVILLE, NC (FHA|USDA|VA) 47 $11,055,000 $235,213 $5,928 7.77%
JOHNSON CITY, TN (FHA|USDA|VA) 47 $10,865,000 $231,170 $4,337 8.00%
MOBILE, AL (FHA|USDA|VA) 41 $10,785,000 $263,049 $6,270 7.71%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 52 $10,770,000 $207,115 $7,472 8.50%
Shelby, NC (FHA|USDA|VA) 42 $10,710,000 $255,000 $5,203 7.97%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 76 $10,490,000 $138,026 $4,319 8.47%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 70 $10,420,000 $148,857 $6,516 8.91%
CLEVELAND, TN (FHA|USDA|VA) 52 $10,410,000 $200,192 $4,868 8.11%
WARNER ROBINS, GA (FHA|USDA|VA) 57 $10,335,000 $181,316 $5,898 8.44%
ROCKY MOUNT, NC (FHA|USDA|VA) 73 $10,275,000 $140,753 $5,275 7.34%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 76 $10,250,000 $134,868 $5,221 8.85%
BOWLING GREEN, KY (FHA|USDA|VA) 63 $9,795,000 $155,476 $4,829 8.48%
Clarksburg, WV (FHA|USDA|VA) 77 $9,715,000 $126,169 $4,416 8.42%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 81 $9,635,000 $118,951 $4,809 9.20%
PANAMA CITY, FL (FHA|USDA|VA) 33 $9,555,000 $289,545 $5,891 7.79%
COLUMBUS, GA-AL (FHA|USDA|VA) 70 $9,510,000 $135,857 $4,604 9.07%
Seneca, SC (FHA|USDA|VA) 32 $9,130,000 $285,313 $6,055 7.63%
Cullowhee, NC (FHA|USDA|VA) 13 $9,115,000 $701,154 $8,124 7.58%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 44 $9,030,000 $205,227 $5,142 8.06%
HUNTSVILLE, AL (FHA|USDA|VA) 52 $8,890,000 $170,962 $6,788 7.42%
PITTSBURGH, PA (FHA|USDA|VA) 36 $8,880,000 $246,667 $6,856 7.27%
GOLDSBORO, NC (FHA|USDA|VA) 80 $8,730,000 $109,125 $5,331 8.94%
OCEAN CITY, NJ (FHA|USDA|VA) 11 $8,665,000 $787,727 $8,256 7.55%
Glenwood Springs, CO (FHA|USDA|VA) 1 $8,505,000 $8,505,000 $23,078 6.12%
North Wilkesboro, NC (FHA|USDA|VA) 42 $8,400,000 $200,000 $4,772 7.58%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 34 $8,390,000 $246,765 $7,907 7.92%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 10 $8,140,000 $814,000 $5,764 6.40%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 30 $8,110,000 $270,333 $4,532 7.79%
Jefferson, GA (FHA|USDA|VA) 37 $8,035,000 $217,162 $5,220 8.29%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 24 $7,800,000 $325,000 $7,112 7.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 68 $7,790,000 $114,559 $4,989 9.66%
Sevierville, TN (FHA|USDA|VA) 32 $7,780,000 $243,125 $7,372 7.95%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 60 $7,650,000 $127,500 $5,019 9.10%
GETTYSBURG, PA (FHA|USDA|VA) 55 $7,635,000 $138,818 $5,646 8.61%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 22 $7,400,000 $336,364 $7,373 8.05%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 24 $7,050,000 $293,750 $6,425 7.67%
Forest City, NC (FHA|USDA|VA) 43 $6,585,000 $153,140 $4,392 8.43%
KANSAS CITY, MO-KS (FHA|USDA|VA) 18 $6,170,000 $342,778 $3,131 6.56%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 26 $5,990,000 $230,385 $2,973 6.43%
MORRISTOWN, TN (FHA|USDA|VA) 48 $5,950,000 $123,958 $5,681 8.47%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 39 $5,925,000 $151,923 $4,132 8.25%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $5,515,000 $1,103,000 $10,161 5.17%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 9 $5,495,000 $610,556 $6,198 5.71%
Bluefield, WV-VA (FHA|USDA|VA) 49 $5,475,000 $111,735 $4,942 8.08%
Mount Airy, NC (FHA|USDA|VA) 35 $5,475,000 $156,429 $4,920 8.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 12 $5,460,000 $455,000 $6,845 7.19%
Sanford, NC (FHA|USDA|VA) 38 $5,450,000 $143,421 $4,933 8.43%
Georgetown, SC (FHA|USDA|VA) 17 $5,385,000 $316,765 $6,057 8.46%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 12 $5,380,000 $448,333 $5,561 6.24%
Easton, MD (FHA|USDA|VA) 20 $5,380,000 $269,000 $4,807 8.29%
Cambridge, MD (FHA|USDA|VA) 32 $5,290,000 $165,313 $7,567 8.41%
FLORENCE, SC (FHA|USDA|VA) 28 $5,260,000 $187,857 $6,138 8.23%
ROME, GA (FHA|USDA|VA) 38 $5,240,000 $137,895 $5,578 9.02%
CUMBERLAND, MD-WV (FHA|USDA|VA) 53 $5,155,000 $97,264 $3,160 8.89%
MONTGOMERY, AL (FHA|USDA|VA) 38 $5,110,000 $134,474 $4,440 8.26%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 13 $5,015,000 $385,769 $3,703 6.54%
Washington, NC (FHA|USDA|VA) 18 $4,990,000 $277,222 $5,426 7.11%
ALBANY, GA (FHA|USDA|VA) 41 $4,935,000 $120,366 $4,233 9.25%
Calhoun, GA (FHA|USDA|VA) 24 $4,900,000 $204,167 $6,470 8.46%
VALDOSTA, GA (FHA|USDA|VA) 26 $4,890,000 $188,077 $5,573 8.02%
Roanoke Rapids, NC (FHA|USDA|VA) 29 $4,875,000 $168,103 $7,274 8.06%
DALTON, GA (FHA|USDA|VA) 36 $4,790,000 $133,056 $4,943 8.87%
Statesboro, GA (FHA|USDA|VA) 21 $4,645,000 $221,190 $6,807 8.84%
OWENSBORO, KY (FHA|USDA|VA) 38 $4,600,000 $121,053 $4,747 8.72%
Danville, VA (FHA|USDA|VA) 33 $4,575,000 $138,636 $5,286 8.35%
Elizabeth City, NC (FHA|USDA|VA) 32 $4,570,000 $142,813 $5,874 8.36%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 23 $4,535,000 $197,174 $5,855 7.76%
Kinston, NC (FHA|USDA|VA) 32 $4,520,000 $141,250 $7,617 7.92%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 28 $4,430,000 $158,214 $5,933 8.49%
SUMTER, SC (FHA|USDA|VA) 22 $4,370,000 $198,636 $5,236 7.77%
Heber, UT (FHA|USDA|VA) 5 $4,195,000 $839,000 $4,912 6.42%
Alexander City, AL (FHA|USDA|VA) 10 $4,060,000 $406,000 $5,407 7.06%
Albemarle, NC (FHA|USDA|VA) 21 $4,035,000 $192,143 $8,253 7.77%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $4,000,000 $1,000,000 $5,219 6.55%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $3,685,000 $737,000 $5,143 5.94%
LaGrange, GA-AL (FHA|USDA|VA) 28 $3,620,000 $129,286 $5,108 8.77%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 7 $3,505,000 $500,714 $7,230 6.44%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $3,490,000 $1,745,000 $7,888 6.09%
WILLIAMSPORT, PA (FHA|USDA|VA) 25 $3,415,000 $136,600 $4,549 8.38%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 13 $3,395,000 $261,154 $5,777 6.72%
EL PASO, TX (FHA|USDA|VA) 10 $3,380,000 $338,000 $5,762 7.29%
Lumberton, NC (FHA|USDA|VA) 25 $3,375,000 $135,000 $3,857 7.91%
Bozeman, MT (FHA|USDA|VA) 2 $3,280,000 $1,640,000 $12,169 6.48%
DAYTON-KETTERING, OH (FHA|USDA|VA) 8 $3,280,000 $410,000 $4,212 7.27%
Fairmont, WV (FHA|USDA|VA) 25 $3,255,000 $130,200 $4,484 8.10%
Durango, CO (FHA|USDA|VA) 3 $3,105,000 $1,035,000 $4,305 5.89%
LEBANON, PA (FHA|USDA|VA) 19 $3,015,000 $158,684 $4,398 8.69%
Edwards, CO (FHA|USDA|VA) 2 $2,960,000 $1,480,000 $3,769 6.31%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 10 $2,930,000 $293,000 $7,819 8.04%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 7 $2,875,000 $410,714 $3,285 6.66%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 18 $2,860,000 $158,889 $4,956 7.93%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $2,840,000 $473,333 $9,735 6.74%
Sunbury, PA (FHA|USDA|VA) 28 $2,810,000 $100,357 $5,194 8.44%
Marion, NC (FHA|USDA|VA) 10 $2,800,000 $280,000 $5,683 8.00%
Pottsville, PA (FHA|USDA|VA) 29 $2,775,000 $95,690 $4,615 9.00%
Tullahoma-Manchester, TN (FHA|USDA|VA) 9 $2,715,000 $301,667 $3,438 7.73%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $2,710,000 $1,355,000 $5,147 6.56%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 3 $2,705,000 $901,667 $9,157 6.57%
Henderson, NC (FHA|USDA|VA) 13 $2,695,000 $207,308 $3,555 8.27%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $2,585,000 $861,667 $4,622 6.90%
Martinsville, VA (FHA|USDA|VA) 29 $2,585,000 $89,138 $3,814 8.65%
Steamboat Springs, CO (FHA|USDA|VA) 1 $2,585,000 $2,585,000 $4,684 5.30%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $2,545,000 $509,000 $3,994 7.04%
Mineral Wells, TX (FHA|USDA|VA) 2 $2,420,000 $1,210,000 $7,538 6.56%
TULSA, OK (FHA|USDA|VA) 8 $2,340,000 $292,500 $4,751 6.39%
Paducah, KY-IL (FHA|USDA|VA) 16 $2,320,000 $145,000 $4,053 9.27%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 4 $2,320,000 $580,000 $4,914 6.60%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 3 $2,315,000 $771,667 $4,995 5.87%
RENO, NV (FHA|USDA|VA) 3 $2,285,000 $761,667 $5,865 6.49%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $2,275,000 $455,000 $3,893 5.55%
Brevard, NC (FHA|USDA|VA) 6 $2,250,000 $375,000 $6,298 6.85%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 14 $2,170,000 $155,000 $5,389 8.32%
OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $2,150,000 $268,750 $6,158 6.13%
Murray, KY (FHA|USDA|VA) 13 $2,105,000 $161,923 $3,511 8.46%
MIDLAND, TX (FHA|USDA|VA) 10 $2,100,000 $210,000 $6,869 9.52%
Tifton, GA (FHA|USDA|VA) 13 $2,085,000 $160,385 $5,974 8.68%
Sikeston, MO (FHA|USDA|VA) 7 $2,075,000 $296,429 $2,710 6.87%
Orangeburg, SC (FHA|USDA|VA) 14 $2,020,000 $144,286 $6,367 9.01%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $2,010,000 $251,250 $5,619 7.65%
Newberry, SC (FHA|USDA|VA) 16 $2,010,000 $125,625 $4,894 9.19%
London, KY (FHA|USDA|VA) 17 $2,005,000 $117,941 $5,453 10.37%
Richmond-Berea, KY (FHA|USDA|VA) 11 $1,995,000 $181,364 $4,714 7.36%
Dayton, TN (FHA|USDA|VA) 9 $1,975,000 $219,444 $4,429 8.25%
Tupelo, MS (FHA|USDA|VA) 5 $1,975,000 $395,000 $4,704 5.77%
LAWRENCE, KS (FHA|USDA|VA) 8 $1,970,000 $246,250 $2,907 6.71%
Somerset, KY (FHA|USDA|VA) 15 $1,965,000 $131,000 $4,935 9.06%
BILLINGS, MT (FHA|USDA|VA) 3 $1,925,000 $641,667 $9,401 5.46%
EAST STROUDSBURG, PA (FHA|USDA|VA) 15 $1,925,000 $128,333 $4,952 8.63%
Milledgeville, GA (FHA|USDA|VA) 8 $1,890,000 $236,250 $10,751 8.77%
Thomasville, GA (FHA|USDA|VA) 11 $1,885,000 $171,364 $8,228 8.26%
TYLER, TX (FHA|USDA|VA) 6 $1,860,000 $310,000 $6,210 9.78%
CORPUS CHRISTI, TX (FHA|USDA|VA) 8 $1,840,000 $230,000 $6,577 8.54%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $1,835,000 $611,667 $7,314 6.64%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,820,000 $303,333 $4,465 7.75%
BOISE CITY, ID (FHA|USDA|VA) 4 $1,820,000 $455,000 $5,032 5.99%
Lebanon, NH-VT (FHA|USDA|VA) 4 $1,710,000 $427,500 $4,253 6.64%
Crossville, TN (FHA|USDA|VA) 5 $1,705,000 $341,000 $6,234 7.40%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 5 $1,685,000 $337,000 $6,779 5.80%
Alexandria, MN (FHA|USDA|VA) 5 $1,655,000 $331,000 $5,172 6.78%
Lawrenceburg, TN (FHA|USDA|VA) 15 $1,655,000 $110,333 $4,250 8.87%
TUSCALOOSA, AL (FHA|USDA|VA) 6 $1,650,000 $275,000 $5,383 8.18%
Rockingham, NC (FHA|USDA|VA) 16 $1,620,000 $101,250 $4,696 8.79%
LUBBOCK, TX (FHA|USDA|VA) 4 $1,620,000 $405,000 $6,381 7.04%
BEND, OR (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $6,448 6.53%
Athens, TN (FHA|USDA|VA) 15 $1,555,000 $103,667 $3,787 7.86%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 12 $1,550,000 $129,167 $4,203 8.35%
Cedartown, GA (FHA|USDA|VA) 15 $1,545,000 $103,000 $5,294 9.56%
Danville, KY (FHA|USDA|VA) 4 $1,540,000 $385,000 $6,458 7.84%
STATE COLLEGE, PA (FHA|USDA|VA) 6 $1,530,000 $255,000 $9,683 7.44%
Vineyard Haven, MA (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $10,562 7.25%
Scottsboro, AL (FHA|USDA|VA) 4 $1,490,000 $372,500 $7,301 7.15%
Selinsgrove, PA (FHA|USDA|VA) 7 $1,485,000 $212,143 $6,143 8.46%
ALBUQUERQUE, NM (FHA|USDA|VA) 4 $1,460,000 $365,000 $6,033 6.66%
Gaffney, SC (FHA|USDA|VA) 6 $1,420,000 $236,667 $6,375 7.18%
Greenwood, SC (FHA|USDA|VA) 8 $1,410,000 $176,250 $4,641 7.58%
Cookeville, TN (FHA|USDA|VA) 7 $1,365,000 $195,000 $4,785 7.39%
REDDING, CA (FHA|USDA|VA) 2 $1,340,000 $670,000 $4,239 7.24%
SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $1,260,000 $157,500 $5,244 7.98%
Waycross, GA (FHA|USDA|VA) 12 $1,240,000 $103,333 $4,638 10.15%
Albertville, AL (FHA|USDA|VA) 8 $1,210,000 $151,250 $3,074 7.90%
FORT COLLINS, CO (FHA|USDA|VA) 3 $1,205,000 $401,667 $2,866 5.98%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,190,000 $297,500 $3,067 6.62%
Douglas, GA (FHA|USDA|VA) 10 $1,160,000 $116,000 $3,402 9.25%
Cornelia, GA (FHA|USDA|VA) 3 $1,115,000 $371,667 $8,040 7.74%
GADSDEN, AL (FHA|USDA|VA) 5 $1,085,000 $217,000 $12,417 8.21%
DOTHAN, AL (FHA|USDA|VA) 3 $1,085,000 $361,667 $5,520 6.79%
Big Stone Gap, VA (FHA|USDA|VA) 11 $1,075,000 $97,727 $3,937 9.51%
Laurinburg, NC (FHA|USDA|VA) 6 $1,050,000 $175,000 $0 8.60%
VALLEJO, CA (FHA|USDA|VA) 2 $1,040,000 $520,000 $25,518 6.75%
Glasgow, KY (FHA|USDA|VA) 10 $1,030,000 $103,000 $4,329 7.95%
Arcadia, FL (FHA|USDA|VA) 8 $990,000 $123,750 $0 8.75%
SANTA FE, NM (FHA|USDA|VA) 3 $985,000 $328,333 $8,130 6.87%
Bardstown, KY (FHA|USDA|VA) 7 $975,000 $139,286 $4,376 8.27%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 12 $970,000 $80,833 $3,865 7.30%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $970,000 $485,000 $3,735 6.86%
Granbury, TX (FHA|USDA|VA) 4 $960,000 $240,000 $6,898 7.64%
ROCHESTER, NY (FHA|USDA|VA) 2 $960,000 $480,000 $9,147 6.31%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $915,000 $305,000 $0 8.13%
DECATUR, AL (FHA|USDA|VA) 4 $910,000 $227,500 $4,875 6.76%
Pella, IA (FHA|USDA|VA) 2 $900,000 $450,000 $2,184 7.56%
Hailey, ID (FHA|USDA|VA) 1 $885,000 $885,000 $6,882 6.12%
St. Marys, GA (FHA|USDA|VA) 5 $875,000 $175,000 $8,367 9.04%
AKRON, OH (FHA|USDA|VA) 7 $855,000 $122,143 $4,048 8.79%
VISALIA, CA (FHA|USDA|VA) 3 $855,000 $285,000 $13,954 8.51%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $830,000 $207,500 $5,647 8.66%
Summerville, GA (FHA|USDA|VA) 6 $820,000 $136,667 $5,221 7.41%
Mountain Home, AR (FHA|USDA|VA) 3 $805,000 $268,333 $2,401 6.48%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $790,000 $395,000 $4,856 4.81%
FORT WAYNE, IN (FHA|USDA|VA) 3 $775,000 $258,333 $4,406 7.72%
COLUMBIA, MO (FHA|USDA|VA) 3 $775,000 $258,333 $3,378 5.41%
Lewisburg, PA (FHA|USDA|VA) 2 $770,000 $385,000 $7,524 9.86%
WORCESTER, MA-CT (FHA|USDA|VA) 2 $770,000 $385,000 $3,568 6.95%
JACKSON, MS (FHA|USDA|VA) 2 $770,000 $385,000 $3,941 6.56%
Breckenridge, CO (FHA|USDA|VA) 1 $765,000 $765,000 $0 7.63%
IOWA CITY, IA (FHA|USDA|VA) 1 $765,000 $765,000 $3,920 6.13%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 2 $760,000 $380,000 $5,931 7.36%
Carroll, IA (FHA|USDA|VA) 2 $750,000 $375,000 $4,205 6.50%
Cordele, GA (FHA|USDA|VA) 2 $740,000 $370,000 $8,387 9.05%
EVANSVILLE, IN-KY (FHA|USDA|VA) 6 $740,000 $123,333 $3,276 8.61%
WACO, TX (FHA|USDA|VA) 2 $740,000 $370,000 $6,872 6.75%
Oxford, MS (FHA|USDA|VA) 2 $730,000 $365,000 $10,528 6.31%
PROVO-OREM, UT (FHA|USDA|VA) 2 $730,000 $365,000 $4,114 5.18%
ROCKFORD, IL (FHA|USDA|VA) 1 $725,000 $725,000 $4,904 6.63%
DULUTH, MN-WI (FHA|USDA|VA) 2 $720,000 $360,000 $5,032 6.68%
TOLEDO, OH (FHA|USDA|VA) 2 $720,000 $360,000 $5,698 6.86%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 2 $720,000 $360,000 $5,022 5.06%
JONESBORO, AR (FHA|USDA|VA) 2 $710,000 $355,000 $3,978 6.37%
Indiana, PA (FHA|USDA|VA) 2 $710,000 $355,000 $7,520 6.93%
Atmore, AL (FHA|USDA|VA) 5 $705,000 $141,000 $4,615 8.15%
AMARILLO, TX (FHA|USDA|VA) 5 $705,000 $141,000 $4,745 9.76%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $700,000 $350,000 $3,616 6.49%
Cedar City, UT (FHA|USDA|VA) 2 $700,000 $350,000 $4,059 6.74%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $695,000 $695,000 $5,574 7.13%
Palatka, FL (FHA|USDA|VA) 4 $690,000 $172,500 $5,263 9.90%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 3 $685,000 $228,333 $3,482 6.33%
BOULDER, CO (FHA|USDA|VA) 2 $680,000 $340,000 $3,005 4.62%
LINCOLN, NE (FHA|USDA|VA) 2 $670,000 $335,000 $6,359 6.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $660,000 $330,000 $5,384 6.38%
MODESTO, CA (FHA|USDA|VA) 2 $640,000 $320,000 $0 9.64%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 5 $635,000 $127,000 $4,333 6.60%
ST. CLOUD, MN (FHA|USDA|VA) 3 $635,000 $211,667 $5,818 6.56%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $630,000 $157,500 $2,104 4.81%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $600,000 $300,000 $5,849 8.95%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 3 $595,000 $198,333 $3,275 4.92%
DOVER, DE (FHA|USDA|VA) 3 $595,000 $198,333 $3,938 6.58%
Chillicothe, OH (FHA|USDA|VA) 2 $590,000 $295,000 $4,691 6.56%
Jasper, AL (FHA|USDA|VA) 6 $570,000 $95,000 $4,103 9.52%
ST. GEORGE, UT (FHA|USDA|VA) 2 $560,000 $280,000 $8,293 6.81%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 1 $545,000 $545,000 $4,136 6.48%
GREELEY, CO (FHA|USDA|VA) 1 $545,000 $545,000 $16,403 7.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $515,000 $515,000 $3,270 6.99%
Wauchula, FL (FHA|USDA|VA) 3 $515,000 $171,667 $6,314 10.58%
Talladega-Sylacauga, AL (FHA|USDA|VA) 4 $510,000 $127,500 $0 8.44%
Moultrie, GA (FHA|USDA|VA) 3 $505,000 $168,333 $4,367 8.29%
Marietta, OH (FHA|USDA|VA) 3 $505,000 $168,333 $3,954 7.49%
ODESSA, TX (FHA|USDA|VA) 3 $495,000 $165,000 $7,856 8.38%
Vidalia, GA (FHA|USDA|VA) 3 $495,000 $165,000 $5,133 5.72%
FARMINGTON, NM (FHA|USDA|VA) 2 $490,000 $245,000 $7,414 6.86%
Sturgis, MI (FHA|USDA|VA) 1 $465,000 $465,000 $3,729 7.99%
Brenham, TX (FHA|USDA|VA) 1 $455,000 $455,000 $6,058 6.88%
Point Pleasant, WV-OH (FHA|USDA|VA) 4 $450,000 $112,500 $4,929 7.87%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $450,000 $225,000 $4,961 7.05%
WENATCHEE, WA (FHA|USDA|VA) 1 $445,000 $445,000 $2,302 6.49%
Lock Haven, PA (FHA|USDA|VA) 2 $440,000 $220,000 $4,567 7.05%
PITTSFIELD, MA (FHA|USDA|VA) 1 $435,000 $435,000 $5,586 6.99%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 5 $435,000 $87,000 $6,684 9.57%
Mount Sterling, KY (FHA|USDA|VA) 2 $430,000 $215,000 $3,325 6.49%
SALINAS, CA (FHA|USDA|VA) 1 $425,000 $425,000 $3,381 7.30%
FRESNO, CA (FHA|USDA|VA) 3 $415,000 $138,333 $0 9.58%
Martin, TN (FHA|USDA|VA) 4 $410,000 $102,500 $9,459 8.94%
MANHATTAN, KS (FHA|USDA|VA) 2 $410,000 $205,000 $3,046 7.06%
Hays, KS (FHA|USDA|VA) 2 $410,000 $205,000 $2,506 6.68%
Astoria, OR (FHA|USDA|VA) 1 $405,000 $405,000 $8,903 6.63%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 1 $405,000 $405,000 $4,925 6.50%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $405,000 $135,000 $5,577 6.71%
Newport, TN (FHA|USDA|VA) 4 $400,000 $100,000 $0 10.10%
Frankfort, KY (FHA|USDA|VA) 2 $400,000 $200,000 $3,067 6.68%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $395,000 $395,000 $3,126 2.75%
Dublin, GA (FHA|USDA|VA) 2 $390,000 $195,000 $3,640 6.56%
Toccoa, GA (FHA|USDA|VA) 3 $385,000 $128,333 $5,526 7.26%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $385,000 $385,000 $9,259 8.13%
JACKSON, MI (FHA|USDA|VA) 2 $380,000 $190,000 $9,288 6.56%
Kalispell, MT (FHA|USDA|VA) 1 $375,000 $375,000 $4,019 3.00%
Cullman, AL (FHA|USDA|VA) 2 $370,000 $185,000 $6,322 7.46%
Salina, KS (FHA|USDA|VA) 1 $365,000 $365,000 $2,359 7.13%
LONGVIEW, TX (FHA|USDA|VA) 2 $360,000 $180,000 $4,015 6.67%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $355,000 $355,000 $8,913 6.25%
BATON ROUGE, LA (FHA|USDA|VA) 1 $355,000 $355,000 $5,342 5.99%
Centralia, WA (FHA|USDA|VA) 1 $355,000 $355,000 $8,591 6.49%
MERCED, CA (FHA|USDA|VA) 1 $345,000 $345,000 $1,666 6.13%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $345,000 $345,000 $4,370 6.49%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $335,000 $335,000 $16,824 5.75%
Greeneville, TN (FHA|USDA|VA) 3 $335,000 $111,667 $3,954 8.11%
Enterprise, AL (FHA|USDA|VA) 2 $330,000 $165,000 $4,852 7.95%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $330,000 $165,000 $4,576 8.82%
PUEBLO, CO (FHA|USDA|VA) 1 $325,000 $325,000 $9,890 6.20%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $320,000 $160,000 $0 9.93%
Sheridan, WY (FHA|USDA|VA) 1 $315,000 $315,000 $2,757 2.88%
LAS CRUCES, NM (FHA|USDA|VA) 1 $315,000 $315,000 $3,728 7.13%
STOCKTON, CA (FHA|USDA|VA) 2 $310,000 $155,000 $0 7.72%
Lebanon, MO (FHA|USDA|VA) 1 $305,000 $305,000 $2,637 2.75%
Helena, MT (FHA|USDA|VA) 1 $305,000 $305,000 $11,563 6.63%
Sayre, PA (FHA|USDA|VA) 3 $305,000 $101,667 $5,799 10.46%
ABILENE, TX (FHA|USDA|VA) 1 $305,000 $305,000 $3,685 6.10%
HINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $6,095 6.49%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $285,000 $95,000 $5,506 10.28%
Lewisburg, TN (FHA|USDA|VA) 4 $280,000 $70,000 $2,425 9.55%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 1 $275,000 $275,000 $5,275 6.88%
Harrison, AR (FHA|USDA|VA) 1 $275,000 $275,000 $2,739 6.50%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $275,000 $275,000 $3,966 3.88%
Lewistown, PA (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.99%
Del Rio, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,105 2.75%
CaƱon City, CO (FHA|USDA|VA) 1 $265,000 $265,000 $2,630 6.90%
Central City, KY (FHA|USDA|VA) 2 $260,000 $130,000 $3,687 6.49%
Corsicana, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 7.49%
JACKSON, TN (FHA|USDA|VA) 3 $255,000 $85,000 $0 8.76%
EL CENTRO, CA (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.63%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $245,000 $245,000 $4,393 4.88%
Taos, NM (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.49%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $230,000 $115,000 $3,580 6.70%
Elkins, WV (FHA|USDA|VA) 2 $230,000 $115,000 $4,481 7.66%
Athens, TX (FHA|USDA|VA) 1 $225,000 $225,000 $4,250 6.88%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $225,000 $225,000 $4,526 6.60%
Jesup, GA (FHA|USDA|VA) 4 $220,000 $55,000 $0 12.10%
Paris, TN (FHA|USDA|VA) 2 $220,000 $110,000 $2,335 7.86%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $215,000 $215,000 $11,134 6.50%
Columbus, NE (FHA|USDA|VA) 1 $215,000 $215,000 $3,007 6.38%
Bennettsville, SC (FHA|USDA|VA) 2 $210,000 $105,000 $3,270 9.17%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $210,000 $105,000 $3,670 6.54%
Fergus Falls, MN (FHA|USDA|VA) 1 $205,000 $205,000 $4,529 6.63%
Okeechobee, FL (FHA|USDA|VA) 1 $205,000 $205,000 $3,274 7.10%
Kearney, NE (FHA|USDA|VA) 1 $205,000 $205,000 $2,574 6.88%
ALTOONA, PA (FHA|USDA|VA) 1 $205,000 $205,000 $4,234 6.49%
YUBA CITY, CA (FHA|USDA|VA) 1 $205,000 $205,000 $0 7.34%
DANVILLE, IL (FHA|USDA|VA) 1 $195,000 $195,000 $7,028 6.25%
FARGO, ND-MN (FHA|USDA|VA) 1 $195,000 $195,000 $4,502 5.49%
Camden, AR (FHA|USDA|VA) 1 $195,000 $195,000 $4,027 6.80%
Willmar, MN (FHA|USDA|VA) 1 $195,000 $195,000 $4,540 6.88%
AMES, IA (FHA|USDA|VA) 1 $195,000 $195,000 $6,569 6.75%
TOPEKA, KS (FHA|USDA|VA) 1 $185,000 $185,000 $2,406 6.99%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.99%
Ottawa, IL (FHA|USDA|VA) 1 $175,000 $175,000 $5,094 6.60%
Warrensburg, MO (FHA|USDA|VA) 1 $175,000 $175,000 $3,188 6.75%
BINGHAMTON, NY (FHA|USDA|VA) 1 $175,000 $175,000 $7,243 6.75%
Mount Pleasant, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.60%
Campbellsville, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,461 7.49%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $165,000 $165,000 $2,197 3.63%
Bainbridge, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,516 6.88%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $165,000 $55,000 $0 10.39%
Stillwater, OK (FHA|USDA|VA) 1 $165,000 $165,000 $3,810 7.10%
Shelbyville, TN (FHA|USDA|VA) 2 $160,000 $80,000 $0 8.95%
Sulphur Springs, TX (FHA|USDA|VA) 2 $150,000 $75,000 $0 10.85%
Mayfield, KY (FHA|USDA|VA) 1 $145,000 $145,000 $3,103 6.99%
Mount Vernon, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,673 6.99%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $145,000 $145,000 $2,035 7.63%
Ottumwa, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,461 6.88%
Lake City, FL (FHA|USDA|VA) 2 $140,000 $70,000 $0 11.62%
Marinette, WI-MI (FHA|USDA|VA) 1 $135,000 $135,000 $4,081 7.63%
Maysville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,949 7.63%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,066 6.99%
Huntsville, TX (FHA|USDA|VA) 2 $130,000 $65,000 $0 10.03%
Paris, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,714 6.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,524 7.13%
APPLETON, WI (FHA|USDA|VA) 1 $125,000 $125,000 $5,827 5.88%
Wooster, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 8.35%
Clewiston, FL (FHA|USDA|VA) 2 $120,000 $60,000 $0 11.49%
WICHITA, KS (FHA|USDA|VA) 1 $115,000 $115,000 $4,615 6.25%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $5,254 7.63%
Jasper, IN (FHA|USDA|VA) 1 $115,000 $115,000 $5,008 5.30%
Pecos, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.19%
Fort Payne, AL (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.79%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $105,000 $105,000 $3,122 6.99%
Richmond, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.19%
Madison, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.14%
DuBois, PA (FHA|USDA|VA) 1 $95,000 $95,000 $4,069 5.99%
Poplar Bluff, MO (FHA|USDA|VA) 1 $95,000 $95,000 $3,328 6.88%
MANSFIELD, OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,624 6.99%
Middlesborough, KY (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.99%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $95,000 $95,000 $4,684 7.75%
New Castle, PA (FHA|USDA|VA) 1 $85,000 $85,000 $3,769 7.13%
Huntington, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 11.55%
Rockport, TX (FHA|USDA|VA) 1 $85,000 $85,000 $3,156 6.20%
Bradford, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,400 5.49%
Rolla, MO (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.10%
PEORIA, IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,970 6.75%
Sandusky, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 12.05%
Coshocton, OH (FHA|USDA|VA) 1 $65,000 $65,000 $3,367 6.60%
Huntingdon, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.60%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 12.24%
McMinnville, TN (FHA|USDA|VA) 1 $55,000 $55,000 $0 12.80%
DECATUR, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.13%
Fernley, NV (FHA|USDA|VA) 1 $55,000 $55,000 $2,712 7.49%
Pampa, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 11.39%
Ashtabula, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 12.45%
CHICO, CA (FHA|USDA|VA) 1 $35,000 $35,000 $0 12.14%
Troy, AL (FHA|USDA|VA) 1 $35,000 $35,000 $2,808 6.10%
Eufaula, AL-GA (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.34%
Portsmouth, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 12.05%
Hereford, TX (FHA|USDA|VA) 1 $25,000 $25,000 $0 12.04%
Truist's top markets include Washington, Atlanta, Charlotte, Miami, and Richmond among others.

Their top states include:
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 19,792 $2,869,520,000 $144,984 n/a 9.33%
    Conventional 14,566 $6,458,180,000 $443,374 $5,796 6.50%
    FHA 905 $247,325,000 $273,287 $10,240 6.20%
    VA 538 $192,610,000 $358,011 $7,449 5.84%
    USDA 64 $13,140,000 $205,313 $6,545 5.94%

    For 2024, Truist's most frequently originated type of loan was HELOC, with 19,792 originations. Their 2nd most popular type was Conventional, with 14,566 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 13,031 $5,964,195,000 $457,693 $6,439 6.51%
    Other 7,819 $1,011,145,000 $129,319 $4,587 9.45%
    Refi 6,872 $1,491,040,000 $216,973 $4,653 8.58%
    Home Improvement 6,066 $860,280,000 $141,820 $6,514 9.35%
    Cash Out Refi 2,077 $454,115,000 $218,640 $5,314 6.77%

    For 2024, Truist's most frequently cited loan purpose was Home Purchase, with 13,031 originations. The 2nd most popular reason was Other, with 7,819 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 33,749 $9,036,935,000 $267,769 $6,279 8.19%
    15 Year 1,223 $301,955,000 $246,897 $4,651 5.80%
    30+ year 342 $202,030,000 $590,731 $9,451 7.11%
    20 Year 190 $36,190,000 $190,474 $4,225 6.62%
    Other 180 $117,440,000 $652,444 $2,853 3.83%
    10 Year 109 $16,115,000 $147,844 $3,696 6.22%
    5 Year 69 $2,595,000 $37,609 $41 0.39%
    3 Year 3 $67,515,000 $22,505,000 $0 7.43%

    For 2024, Truist's most frequently cited loan duration was 30 Year, with 33,749 originations. The 2nd most popular length was 15 Year, with 1,223 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 8,491 $3,906,855,000 $460,117
    $2k-3k 2,267 $913,835,000 $403,103
    $5k+ 1,630 $799,490,000 $490,485
    $3k-4k 1,177 $416,225,000 $353,632
    $<1k 889 $233,985,000 $263,200
    $4k-5k 772 $297,300,000 $385,104

    Truist's average total fees were $6,279, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 8,491 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 13,149 $1,518,795,000 $115,507
    6-7% 10,755 $4,346,625,000 $404,149
    7-8% 8,533 $2,328,505,000 $272,882
    5-6% 3,026 $1,498,500,000 $495,208
    <2.5% 155 $9,105,000 $58,742
    4-5% 131 $47,955,000 $366,069
    3-4% 60 $13,850,000 $230,833
    2.5-3% 56 $17,440,000 $311,429

    During 2024, Truist's average interest rate for loans was 8.19%, while their most frequently originated rate bucket for loans was Over 8%, with 13,149 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 10,748 $1,428,430,000 $132,902 $4,543 7.74%
    $200k-400k 9,528 $2,619,380,000 $274,914 $5,885 7.13%
    $100,000 or less 8,586 $480,740,000 $55,991 $2,953 10.51%
    $400k-600k 3,605 $1,723,495,000 $478,085 $6,945 6.86%
    $600k-1MM 2,271 $1,708,085,000 $752,129 $7,681 6.64%
    $1MM+ 1,127 $1,820,645,000 $1,615,479 $9,566 6.41%

    2024 saw Truist place emphasis on $100k-200k loans with 10,748 originations, totaling $1,428,430,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 7,542 $2,116,930,000 $280,685 $6,585 7.96%
    $100k-150k 7,427 $1,525,545,000 $205,405 $6,141 8.21%
    $250k+ 6,647 $3,942,825,000 $593,174 $7,779 7.41%
    $50k-75k 5,282 $710,700,000 $134,551 $5,014 8.26%
    $75k-100k 4,939 $811,285,000 $164,261 $5,675 8.34%
    $50k or less 3,135 $292,265,000 $93,226 $4,219 8.42%

    Truist lent most frequently to those with incomes in the $150k-250k range, with 7,542 originations. The second most popular income band? $100k-150k, with 7,427 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 7,326 $1,949,740,000 $266,140 $5,755 8.12%
    30-36% 6,079 $1,649,845,000 $271,401 $5,936 8.09%
    <20% 3,205 $805,335,000 $251,275 $5,168 8.07%
    49% 2,312 $528,600,000 $228,633 $6,566 8.06%
    42% 2,244 $525,470,000 $234,167 $6,517 8.84%
    43% 1,535 $410,715,000 $267,567 $6,378 8.30%
    41% 1,349 $378,885,000 $280,864 $6,464 8.10%
    40% 1,295 $364,925,000 $281,795 $6,147 8.05%
    37% 1,256 $363,080,000 $289,076 $6,017 8.02%
    39% 1,251 $386,595,000 $309,029 $6,178 7.97%
    38% 1,239 $343,235,000 $277,026 $6,053 8.03%
    44% 1,202 $440,420,000 $366,406 $6,528 7.25%
    36% 1,081 $318,955,000 $295,056 $6,071 8.08%
    48% 995 $272,065,000 $273,432 $6,257 7.33%
    50-60% 905 $196,515,000 $217,144 $9,934 8.33%
    47% 898 $245,370,000 $273,241 $6,175 7.36%
    45% 835 $220,915,000 $264,569 $5,974 7.51%
    46% 807 $224,785,000 $278,544 $6,226 7.34%
    >60% 18 $8,440,000 $468,889 $10,151 6.13%

    Truist lent most frequently to those with DTI ratios of 20-30%, with 7,326 originations. The next most common DTI ratio? 30-36%, with 6,079 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 27,257 $6,818,615,000 $250,160 $5,881 8.16%
    Not provided 3,333 $1,106,545,000 $331,997 $6,491 7.67%
    Asian 1,588 $696,950,000 $438,885 $6,560 7.30%
    Black 2,895 $658,075,000 $227,314 $6,911 8.00%
    Asian Indian 322 $203,800,000 $632,919 $7,392 6.63%
    Not applicable 15 $141,425,000 $9,428,333 $0 6.56%
    Other Asian 91 $44,365,000 $487,527 $6,696 6.76%
    American Indian 145 $30,265,000 $208,724 $5,188 8.21%
    Chinese 46 $23,530,000 $511,522 $6,194 6.39%
    Korean 26 $16,800,000 $646,154 $8,643 6.43%
    Filipino 34 $14,450,000 $425,000 $7,173 6.47%
    Vietnamese 23 $10,795,000 $469,348 $8,694 6.48%
    Native Hawaiian or Islander 67 $10,125,000 $151,119 $4,686 9.62%
    Other Pacific Islander 16 $3,760,000 $235,000 $7,990 7.61%
    Japanese 5 $995,000 $199,000 $4,437 7.33%
    Guamanian 2 $280,000 $140,000 $4,871 8.20%

    Approval Rates

    Total approvals of all applications
    69.20%

    Truist has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    76.25%

    Truist has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 35,865 $9,780,775,000 $272,711

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    35,865 $9,780,775,000 $272,711

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 9,525 $1,683,395,000 $176,734 $4,346 8.53%
    40-60% 4,680 $1,400,580,000 $299,269 $5,278 7.45%
    60-80% 5,893 $2,621,745,000 $444,891 $6,423 6.85%
    80-100% 7,109 $3,310,795,000 $465,719 $6,687 6.55%
    Over 100% 81 $47,245,000 $583,272 $14,688 6.35%
    Under 20% 8,575 $713,015,000 $83,150 $2,347 9.90%