Truist Mortgage Rates, Fees & Info

Charlotte, NC

LEI: JJKC32MCHWDI71265Z06

Tax ID: 56-1074313

3.4 stars - Updated: 11/11/24 - out of 5 stars, based on 208 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Truist is a large mortgage company specializing in Home Purchase loans. Truist has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Atlanta, Charlotte, Raleigh, and Miami among others. We have data for 521 markets. (Some data included below & more in-depth data is available with an active subscription.)

Truist has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Truist is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 11/11/24
30 Year Conventional Purchase 6.20% 11/11/24
30 Year Conventional Refi 6.31% 11/11/24
30 Year Cash-out Refi 6.58% 11/11/24
30 Year FHA Purchase 7.14% 11/11/24
30 Year FHA Refi 6.93% 11/11/24
30 Year VA Purchase 6.02% 11/11/24
30 Year VA Refi 6.05% 11/11/24
30 Year USDA Purchase 6.16% 11/11/24
30 Year USDA Refi 6.27% 11/11/24
15 Year Conventional Purchase 5.69% 11/11/24
15 Year Conventional Refi 5.94% 11/11/24
15 Year Cash-out Refi 5.94% 11/11/24
15 Year FHA Purchase 7.14% 11/11/24
15 Year FHA Refi 7.26% 11/11/24
15 Year VA Purchase 7.08% 11/11/24
15 Year VA Refi 6.11% 11/11/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Truist Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Truist. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

43,058

Origination Dollar Volume (All Markets)

$11,341,130,000
Show all (112) awards

Relative Rate

Truist's average 30 year fixed mortgage rate was 7.92%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of 1.44%.

Relative Fees (Closing Costs)

Truist's average total fees/closing costs for a 30 year fixed rate mortgage were $6,350.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4,147 $1,552,245,000 $374,306 $6,580 7.64%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3,251 $970,065,000 $298,390 $6,446 7.61%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2,124 $587,580,000 $276,638 $6,337 7.81%
RALEIGH-CARY, NC (FHA|USDA|VA) 1,241 $471,225,000 $379,714 $6,278 7.36%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 1,399 $435,705,000 $311,440 $8,503 8.17%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,453 $422,755,000 $290,953 $7,673 8.06%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,354 $366,800,000 $270,901 $6,699 7.74%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1,143 $318,615,000 $278,753 $7,424 8.09%
RICHMOND, VA (FHA|USDA|VA) 1,313 $308,485,000 $234,947 $7,740 7.51%
Outside of Metro Areas 1,725 $278,985,000 $161,730 $5,306 7.82%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 681 $182,395,000 $267,834 $6,558 7.83%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 529 $177,585,000 $335,699 $8,784 7.66%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 931 $169,625,000 $182,197 $5,759 7.86%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 700 $165,010,000 $235,729 $5,393 8.23%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 612 $154,630,000 $252,663 $5,024 7.92%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 159 $147,665,000 $928,711 $8,078 7.33%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 344 $145,410,000 $422,703 $6,814 7.48%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 530 $138,980,000 $262,226 $5,705 7.59%
JACKSONVILLE, FL (FHA|USDA|VA) 402 $125,530,000 $312,264 $7,287 7.89%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 509 $119,555,000 $234,882 $6,821 8.02%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 130 $118,590,000 $912,231 $9,125 6.84%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 605 $110,275,000 $182,273 $5,410 8.03%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 571 $104,225,000 $182,531 $4,746 8.04%
WINSTON-SALEM, NC (FHA|USDA|VA) 602 $103,950,000 $172,674 $4,729 7.89%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 286 $102,550,000 $358,566 $7,463 7.39%
KNOXVILLE, TN (FHA|USDA|VA) 484 $92,770,000 $191,674 $5,441 7.93%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 234 $90,280,000 $385,812 $5,575 8.45%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 154 $85,740,000 $556,753 $8,629 7.68%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 406 $73,680,000 $181,478 $5,750 8.33%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 375 $69,765,000 $186,040 $5,214 8.06%
ROCHESTER, NY (FHA|USDA|VA) 7 $65,905,000 $9,415,000 $5,164 5.52%
BURLINGTON, NC (FHA|USDA|VA) 113 $61,235,000 $541,903 $4,850 7.67%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 265 $61,095,000 $230,547 $6,390 8.12%
ASHEVILLE, NC (FHA|USDA|VA) 266 $57,540,000 $216,316 $5,317 7.97%
ROANOKE, VA (FHA|USDA|VA) 395 $57,445,000 $145,430 $4,995 7.82%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 372 $57,130,000 $153,575 $5,098 8.07%
ST. LOUIS, MO-IL (FHA|USDA|VA) 162 $55,060,000 $339,877 $3,183 6.69%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 330 $54,090,000 $163,909 $6,007 8.12%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 100 $53,400,000 $534,000 $3,770 7.42%
LANCASTER, PA (FHA|USDA|VA) 374 $51,220,000 $136,952 $5,531 8.16%
Jefferson, GA (FHA|USDA|VA) 35 $48,775,000 $1,393,571 $6,655 7.93%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 215 $48,605,000 $226,070 $5,872 7.74%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 100 $48,350,000 $483,500 $8,163 7.98%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 203 $47,615,000 $234,557 $6,273 8.19%
WILMINGTON, NC (FHA|USDA|VA) 205 $46,815,000 $228,366 $5,306 8.06%
COLUMBIA, SC (FHA|USDA|VA) 267 $45,645,000 $170,955 $5,052 8.34%
LYNCHBURG, VA (FHA|USDA|VA) 348 $45,610,000 $131,063 $4,890 8.26%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 135 $45,585,000 $337,667 $5,696 6.60%
FAYETTEVILLE, NC (FHA|USDA|VA) 306 $45,270,000 $147,941 $7,024 7.77%
SAVANNAH, GA (FHA|USDA|VA) 244 $42,320,000 $173,443 $5,518 7.73%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 228 $40,680,000 $178,421 $4,891 7.66%
WARNER ROBINS, GA (FHA|USDA|VA) 58 $40,530,000 $698,793 $4,423 8.59%
GAINESVILLE, GA (FHA|USDA|VA) 151 $38,775,000 $256,788 $6,404 7.21%
GREENVILLE, NC (FHA|USDA|VA) 200 $38,760,000 $193,800 $6,851 7.49%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 176 $38,720,000 $220,000 $5,248 8.47%
LOUISVILLE, KY (FHA|USDA|VA) 253 $38,135,000 $150,731 $3,985 7.85%
OCALA, FL (FHA|USDA|VA) 175 $37,285,000 $213,057 $6,344 7.39%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 140 $35,910,000 $256,500 $5,822 8.06%
JACKSONVILLE, NC (FHA|USDA|VA) 43 $35,115,000 $816,628 $5,344 7.85%
PORT ST. LUCIE, FL (FHA|USDA|VA) 154 $35,050,000 $227,597 $6,234 8.31%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 158 $33,560,000 $212,405 $5,136 7.66%
SALISBURY, MD-DE (FHA|USDA|VA) 124 $33,420,000 $269,516 $6,939 7.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 267 $33,125,000 $124,064 $5,551 8.80%
READING, PA (FHA|USDA|VA) 223 $30,985,000 $138,946 $5,244 8.34%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 61 $30,795,000 $504,836 $7,388 6.93%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 88 $29,930,000 $340,114 $7,565 7.47%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 48 $29,300,000 $610,417 $8,934 6.98%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 105 $28,705,000 $273,381 $7,076 7.49%
Morehead City, NC (FHA|USDA|VA) 112 $26,490,000 $236,518 $7,720 7.90%
TALLAHASSEE, FL (FHA|USDA|VA) 132 $26,490,000 $200,682 $6,195 7.99%
SPARTANBURG, SC (FHA|USDA|VA) 188 $25,060,000 $133,298 $4,694 8.45%
GAINESVILLE, FL (FHA|USDA|VA) 80 $24,150,000 $301,875 $5,831 7.31%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 47 $23,115,000 $491,809 $7,621 7.07%
WINCHESTER, VA-WV (FHA|USDA|VA) 155 $21,585,000 $139,258 $4,640 8.11%
YORK-HANOVER, PA (FHA|USDA|VA) 165 $21,355,000 $129,424 $5,313 8.30%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 69 $21,335,000 $309,203 $5,754 6.63%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 90 $21,260,000 $236,222 $5,857 7.98%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 37 $20,325,000 $549,324 $7,448 7.42%
NEW BERN, NC (FHA|USDA|VA) 136 $20,090,000 $147,721 $4,622 8.13%
Key West, FL (FHA|USDA|VA) 39 $20,045,000 $513,974 $9,570 7.33%
Boone, NC (FHA|USDA|VA) 43 $19,725,000 $458,721 $6,067 7.33%
CHARLESTON, WV (FHA|USDA|VA) 156 $17,970,000 $115,192 $3,880 8.12%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 28 $17,470,000 $623,929 $4,677 6.18%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 114 $17,400,000 $152,632 $6,204 8.29%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 32 $16,540,000 $516,875 $7,734 6.49%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 127 $16,495,000 $129,882 $5,178 8.19%
PITTSBURGH, PA (FHA|USDA|VA) 47 $16,185,000 $344,362 $6,538 6.56%
WHEELING, WV-OH (FHA|USDA|VA) 101 $16,165,000 $160,050 $4,548 6.71%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 28 $15,570,000 $556,071 $6,867 6.01%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 38 $15,470,000 $407,105 $4,394 6.49%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 98 $15,180,000 $154,898 $5,896 8.02%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 74 $15,020,000 $202,973 $7,062 8.02%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 60 $14,600,000 $243,333 $5,688 7.96%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 110 $14,360,000 $130,545 $4,072 7.66%
HARRISONBURG, VA (FHA|USDA|VA) 108 $13,440,000 $124,444 $5,420 8.16%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 64 $13,410,000 $209,531 $5,343 7.77%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 95 $13,385,000 $140,895 $4,818 7.55%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 97 $13,125,000 $135,309 $5,442 8.20%
MORGANTOWN, WV (FHA|USDA|VA) 66 $12,950,000 $196,212 $4,917 7.91%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 30 $12,930,000 $431,000 $7,560 7.02%
STAUNTON, VA (FHA|USDA|VA) 95 $12,795,000 $134,684 $5,244 8.20%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 55 $12,705,000 $231,000 $5,350 7.84%
Sevierville, TN (FHA|USDA|VA) 60 $12,610,000 $210,167 $6,844 7.84%
THE VILLAGES, FL (FHA|USDA|VA) 58 $12,450,000 $214,655 $5,470 7.81%
COLUMBUS, GA-AL (FHA|USDA|VA) 90 $12,310,000 $136,778 $5,860 8.41%
PUNTA GORDA, FL (FHA|USDA|VA) 78 $12,260,000 $157,179 $4,651 8.03%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 21 $11,915,000 $567,381 $7,144 5.72%
Glenwood Springs, CO (FHA|USDA|VA) 1 $11,905,000 $11,905,000 $9,677 6.50%
ROCKY MOUNT, NC (FHA|USDA|VA) 86 $11,810,000 $137,326 $4,950 7.44%
BOWLING GREEN, KY (FHA|USDA|VA) 69 $11,725,000 $169,928 $4,446 7.75%
KANSAS CITY, MO-KS (FHA|USDA|VA) 30 $11,640,000 $388,000 $3,362 6.29%
GOLDSBORO, NC (FHA|USDA|VA) 96 $11,600,000 $120,833 $4,774 8.07%
BRUNSWICK, GA (FHA|USDA|VA) 51 $11,565,000 $226,765 $5,146 7.43%
BECKLEY, WV (FHA|USDA|VA) 79 $11,525,000 $145,886 $5,118 6.80%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 58 $11,120,000 $191,724 $4,732 7.50%
Wilson, NC (FHA|USDA|VA) 87 $11,065,000 $127,184 $4,537 8.00%
HUNTSVILLE, AL (FHA|USDA|VA) 56 $10,990,000 $196,250 $4,358 7.16%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 36 $10,790,000 $299,722 $6,365 7.17%
Kill Devil Hills, NC (FHA|USDA|VA) 43 $10,685,000 $248,488 $6,211 8.26%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 81 $10,585,000 $130,679 $5,940 8.09%
PANAMA CITY, FL (FHA|USDA|VA) 44 $10,560,000 $240,000 $6,391 7.47%
CLEVELAND, TN (FHA|USDA|VA) 80 $10,120,000 $126,500 $4,460 8.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 33 $10,005,000 $303,182 $3,936 7.23%
Clarksburg, WV (FHA|USDA|VA) 85 $9,485,000 $111,588 $4,300 8.16%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 76 $9,400,000 $123,684 $5,852 8.07%
Shelby, NC (FHA|USDA|VA) 64 $9,260,000 $144,688 $4,489 8.19%
Georgetown, SC (FHA|USDA|VA) 24 $9,070,000 $377,917 $6,802 7.48%
Alexander City, AL (FHA|USDA|VA) 17 $8,385,000 $493,235 $5,773 7.19%
DALTON, GA (FHA|USDA|VA) 49 $8,065,000 $164,592 $5,260 7.64%
Cullowhee, NC (FHA|USDA|VA) 17 $7,985,000 $469,706 $7,947 7.25%
North Wilkesboro, NC (FHA|USDA|VA) 49 $7,955,000 $162,347 $4,933 7.91%
FLORENCE, SC (FHA|USDA|VA) 49 $7,785,000 $158,878 $5,254 8.40%
Mount Airy, NC (FHA|USDA|VA) 57 $7,775,000 $136,404 $4,025 8.17%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 13 $7,435,000 $571,923 $7,692 6.08%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 29 $7,355,000 $253,621 $2,744 6.39%
MORRISTOWN, TN (FHA|USDA|VA) 40 $7,330,000 $183,250 $5,041 7.70%
GETTYSBURG, PA (FHA|USDA|VA) 60 $7,320,000 $122,000 $4,746 8.56%
Elizabeth City, NC (FHA|USDA|VA) 47 $7,255,000 $154,362 $5,787 8.14%
JOHNSON CITY, TN (FHA|USDA|VA) 57 $6,805,000 $119,386 $5,109 7.94%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 17 $6,645,000 $390,882 $4,553 5.22%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 47 $6,525,000 $138,830 $5,181 8.50%
OWENSBORO, KY (FHA|USDA|VA) 55 $6,475,000 $117,727 $3,221 7.89%
Washington, NC (FHA|USDA|VA) 27 $6,425,000 $237,963 $6,522 7.27%
Danville, VA (FHA|USDA|VA) 66 $6,420,000 $97,273 $4,308 7.58%
Heber, UT (FHA|USDA|VA) 4 $6,320,000 $1,580,000 $7,592 5.95%
Seneca, SC (FHA|USDA|VA) 28 $6,260,000 $223,571 $4,941 8.27%
MONTGOMERY, AL (FHA|USDA|VA) 39 $6,085,000 $156,026 $3,476 7.36%
ALBANY, GA (FHA|USDA|VA) 56 $6,080,000 $108,571 $3,660 8.11%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 35 $6,015,000 $171,857 $4,282 8.52%
ROME, GA (FHA|USDA|VA) 42 $5,930,000 $141,190 $4,634 8.15%
OCEAN CITY, NJ (FHA|USDA|VA) 17 $5,905,000 $347,353 $7,143 6.73%
CUMBERLAND, MD-WV (FHA|USDA|VA) 59 $5,885,000 $99,746 $4,333 8.51%
COLUMBUS, OH (FHA|USDA|VA) 17 $5,875,000 $345,588 $5,191 6.65%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $5,810,000 $415,000 $5,300 5.91%
Calhoun, GA (FHA|USDA|VA) 30 $5,670,000 $189,000 $6,710 7.48%
Sanford, NC (FHA|USDA|VA) 41 $5,585,000 $136,220 $6,619 8.73%
COLORADO SPRINGS, CO (FHA|USDA|VA) 11 $5,515,000 $501,364 $4,526 6.32%
Kinston, NC (FHA|USDA|VA) 44 $5,280,000 $120,000 $4,736 7.84%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 15 $5,205,000 $347,000 $6,587 7.45%
Roanoke Rapids, NC (FHA|USDA|VA) 43 $5,155,000 $119,884 $4,932 8.20%
Statesboro, GA (FHA|USDA|VA) 36 $5,140,000 $142,778 $4,899 7.87%
Batavia, NY (FHA|USDA|VA) 1 $5,135,000 $5,135,000 $0 7.09%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 53 $5,005,000 $94,434 $4,970 8.61%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 9 $4,935,000 $548,333 $7,039 5.88%
EL PASO, TX (FHA|USDA|VA) 9 $4,895,000 $543,889 $6,895 6.12%
Brevard, NC (FHA|USDA|VA) 12 $4,860,000 $405,000 $5,416 7.27%
LAWRENCE, KS (FHA|USDA|VA) 15 $4,835,000 $322,333 $2,231 6.55%
Albemarle, NC (FHA|USDA|VA) 25 $4,815,000 $192,600 $6,266 7.29%
SALINAS, CA (FHA|USDA|VA) 6 $4,690,000 $781,667 $7,456 8.06%
Bluefield, WV-VA (FHA|USDA|VA) 50 $4,680,000 $93,600 $4,580 8.14%
Forest City, NC (FHA|USDA|VA) 42 $4,640,000 $110,476 $4,272 8.51%
MOBILE, AL (FHA|USDA|VA) 28 $4,470,000 $159,643 $4,152 7.40%
Fairmont, WV (FHA|USDA|VA) 36 $4,280,000 $118,889 $4,392 8.06%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 9 $4,115,000 $457,222 $5,630 6.75%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 8 $3,990,000 $498,750 $3,742 7.36%
CORPUS CHRISTI, TX (FHA|USDA|VA) 8 $3,930,000 $491,250 $6,974 7.66%
VALDOSTA, GA (FHA|USDA|VA) 23 $3,715,000 $161,522 $5,262 6.89%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 34 $3,710,000 $109,118 $4,805 8.64%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 29 $3,615,000 $124,655 $5,141 7.84%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 10 $3,500,000 $350,000 $4,929 6.26%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $3,495,000 $317,727 $3,893 7.51%
Marion, NC (FHA|USDA|VA) 17 $3,435,000 $202,059 $6,474 8.04%
Tullahoma-Manchester, TN (FHA|USDA|VA) 16 $3,410,000 $213,125 $6,714 8.32%
WORCESTER, MA-CT (FHA|USDA|VA) 5 $3,405,000 $681,000 $5,797 6.44%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 10 $3,390,000 $339,000 $4,524 6.20%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $3,300,000 $412,500 $4,013 5.03%
WILLIAMSPORT, PA (FHA|USDA|VA) 27 $3,285,000 $121,667 $4,814 8.74%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $3,280,000 $546,667 $5,840 7.27%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 7 $3,245,000 $463,571 $4,675 4.63%
LEBANON, PA (FHA|USDA|VA) 21 $3,235,000 $154,048 $5,675 7.53%
Richmond-Berea, KY (FHA|USDA|VA) 10 $3,200,000 $320,000 $6,524 6.67%
Cedartown, GA (FHA|USDA|VA) 29 $3,175,000 $109,483 $4,449 7.49%
Cambridge, MD (FHA|USDA|VA) 16 $3,130,000 $195,625 $10,390 8.54%
TUSCALOOSA, AL (FHA|USDA|VA) 13 $3,065,000 $235,769 $4,576 7.00%
Athens, TN (FHA|USDA|VA) 23 $3,035,000 $131,957 $3,889 7.82%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 29 $2,965,000 $102,241 $3,399 8.06%
BOISE CITY, ID (FHA|USDA|VA) 4 $2,960,000 $740,000 $6,814 6.32%
Newberry, SC (FHA|USDA|VA) 27 $2,955,000 $109,444 $4,613 7.59%
Sunbury, PA (FHA|USDA|VA) 32 $2,930,000 $91,563 $4,882 8.64%
SUMTER, SC (FHA|USDA|VA) 23 $2,915,000 $126,739 $4,554 7.29%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $2,895,000 $321,667 $6,202 6.58%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 17 $2,845,000 $167,353 $5,409 7.73%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 8 $2,770,000 $346,250 $9,066 8.22%
Palatka, FL (FHA|USDA|VA) 14 $2,730,000 $195,000 $8,832 8.16%
Martinsville, VA (FHA|USDA|VA) 32 $2,720,000 $85,000 $3,864 8.06%
LaGrange, GA-AL (FHA|USDA|VA) 15 $2,715,000 $181,000 $4,478 7.90%
TULSA, OK (FHA|USDA|VA) 6 $2,710,000 $451,667 $8,233 6.21%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 24 $2,650,000 $110,417 $5,526 7.72%
Alexandria, MN (FHA|USDA|VA) 9 $2,615,000 $290,556 $5,123 6.18%
Connersville, IN (FHA|USDA|VA) 1 $2,585,000 $2,585,000 $0 7.31%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 12 $2,490,000 $207,500 $5,392 8.96%
Waycross, GA (FHA|USDA|VA) 24 $2,480,000 $103,333 $3,528 8.13%
Paducah, KY-IL (FHA|USDA|VA) 22 $2,460,000 $111,818 $3,331 7.62%
Henderson, NC (FHA|USDA|VA) 12 $2,460,000 $205,000 $5,962 7.85%
MIDLAND, TX (FHA|USDA|VA) 11 $2,445,000 $222,273 $5,904 8.75%
Somerset, KY (FHA|USDA|VA) 19 $2,385,000 $125,526 $5,111 7.43%
Thomasville, GA (FHA|USDA|VA) 16 $2,340,000 $146,250 $4,209 7.23%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 6 $2,220,000 $370,000 $3,925 6.07%
EAST STROUDSBURG, PA (FHA|USDA|VA) 16 $2,200,000 $137,500 $5,100 8.23%
Helena, MT (FHA|USDA|VA) 8 $2,170,000 $271,250 $5,253 5.80%
VISALIA, CA (FHA|USDA|VA) 3 $2,165,000 $721,667 $6,119 6.79%
Pottsville, PA (FHA|USDA|VA) 25 $2,035,000 $81,400 $4,600 7.71%
London, KY (FHA|USDA|VA) 21 $1,995,000 $95,000 $4,686 7.76%
JACKSON, MS (FHA|USDA|VA) 7 $1,975,000 $282,143 $7,312 5.67%
Cookeville, TN (FHA|USDA|VA) 11 $1,975,000 $179,545 $4,353 7.57%
Mineral Wells, TX (FHA|USDA|VA) 3 $1,925,000 $641,667 $8,683 8.69%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $1,905,000 $635,000 $5,545 6.78%
Lumberton, NC (FHA|USDA|VA) 22 $1,900,000 $86,364 $3,181 8.34%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 10 $1,880,000 $188,000 $3,374 6.64%
BAKERSFIELD, CA (FHA|USDA|VA) 6 $1,870,000 $311,667 $5,320 5.40%
OKLAHOMA CITY, OK (FHA|USDA|VA) 9 $1,855,000 $206,111 $4,847 6.23%
STOCKTON, CA (FHA|USDA|VA) 5 $1,835,000 $367,000 $6,801 7.53%
BATON ROUGE, LA (FHA|USDA|VA) 5 $1,815,000 $363,000 $4,547 5.82%
DAYTON-KETTERING, OH (FHA|USDA|VA) 8 $1,800,000 $225,000 $4,627 5.88%
Rockingham, NC (FHA|USDA|VA) 22 $1,780,000 $80,909 $4,131 9.19%
Tifton, GA (FHA|USDA|VA) 11 $1,775,000 $161,364 $4,630 7.73%
WICHITA, KS (FHA|USDA|VA) 7 $1,755,000 $250,714 $4,039 6.12%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 9 $1,725,000 $191,667 $5,055 6.95%
Cornelia, GA (FHA|USDA|VA) 8 $1,710,000 $213,750 $5,325 8.15%
Lawrenceburg, TN (FHA|USDA|VA) 18 $1,690,000 $93,889 $4,865 8.62%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 2 $1,600,000 $800,000 $5,558 6.68%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 4 $1,590,000 $397,500 $5,036 6.40%
Kalispell, MT (FHA|USDA|VA) 2 $1,580,000 $790,000 $11,202 5.66%
Arcadia, FL (FHA|USDA|VA) 12 $1,550,000 $129,167 $0 9.35%
Glasgow, KY (FHA|USDA|VA) 14 $1,550,000 $110,714 $3,288 7.34%
Bennington, VT (FHA|USDA|VA) 2 $1,530,000 $765,000 $6,484 6.79%
Laurinburg, NC (FHA|USDA|VA) 13 $1,525,000 $117,308 $4,009 9.11%
Orangeburg, SC (FHA|USDA|VA) 13 $1,505,000 $115,769 $5,549 8.53%
Breckenridge, CO (FHA|USDA|VA) 1 $1,505,000 $1,505,000 $24,111 6.25%
ANN ARBOR, MI (FHA|USDA|VA) 2 $1,460,000 $730,000 $7,791 6.06%
CHEYENNE, WY (FHA|USDA|VA) 5 $1,425,000 $285,000 $2,891 3.91%
TYLER, TX (FHA|USDA|VA) 3 $1,385,000 $461,667 $9,881 8.36%
Gaffney, SC (FHA|USDA|VA) 9 $1,375,000 $152,778 $5,157 8.03%
EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $1,375,000 $196,429 $3,634 6.10%
AKRON, OH (FHA|USDA|VA) 3 $1,355,000 $451,667 $4,801 6.41%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 2 $1,350,000 $675,000 $11,831 6.68%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 6 $1,310,000 $218,333 $6,176 6.96%
Greeneville, TN (FHA|USDA|VA) 8 $1,280,000 $160,000 $7,139 8.18%
GADSDEN, AL (FHA|USDA|VA) 5 $1,265,000 $253,000 $5,089 6.86%
Sikeston, MO (FHA|USDA|VA) 8 $1,260,000 $157,500 $2,351 6.43%
Easton, MD (FHA|USDA|VA) 10 $1,260,000 $126,000 $3,494 8.09%
ST. CLOUD, MN (FHA|USDA|VA) 5 $1,255,000 $251,000 $5,031 6.62%
DECATUR, AL (FHA|USDA|VA) 3 $1,245,000 $415,000 $10,248 7.68%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,864 4.73%
LONGVIEW, TX (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,535 6.98%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $1,225,000 $1,225,000 $4,924 6.90%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $1,210,000 $605,000 $11,432 7.23%
NAPA, CA (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $5,951 6.13%
SIOUX FALLS, SD (FHA|USDA|VA) 4 $1,200,000 $300,000 $5,190 5.93%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $1,190,000 $297,500 $4,942 6.23%
Newport, TN (FHA|USDA|VA) 8 $1,190,000 $148,750 $6,435 7.41%
PROVO-OREM, UT (FHA|USDA|VA) 4 $1,190,000 $297,500 $2,863 4.56%
Rexburg, ID (FHA|USDA|VA) 2 $1,150,000 $575,000 $6,001 4.53%
Granbury, TX (FHA|USDA|VA) 3 $1,145,000 $381,667 $7,915 6.62%
MODESTO, CA (FHA|USDA|VA) 3 $1,145,000 $381,667 $6,279 8.05%
Vidalia, GA (FHA|USDA|VA) 6 $1,140,000 $190,000 $5,520 8.08%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $1,125,000 $160,714 $4,849 8.68%
CHICO, CA (FHA|USDA|VA) 2 $1,100,000 $550,000 $8,777 6.00%
STATE COLLEGE, PA (FHA|USDA|VA) 7 $1,095,000 $156,429 $6,620 7.49%
AMES, IA (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,062 5.18%
FRESNO, CA (FHA|USDA|VA) 3 $1,085,000 $361,667 $4,617 7.52%
Douglas, GA (FHA|USDA|VA) 10 $1,070,000 $107,000 $4,607 8.95%
RENO, NV (FHA|USDA|VA) 4 $1,070,000 $267,500 $4,402 6.21%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $1,060,000 $530,000 $4,972 6.69%
AMARILLO, TX (FHA|USDA|VA) 3 $1,015,000 $338,333 $5,066 7.29%
LUBBOCK, TX (FHA|USDA|VA) 3 $1,015,000 $338,333 $8,710 7.24%
Okeechobee, FL (FHA|USDA|VA) 8 $1,000,000 $125,000 $5,006 8.53%
REDDING, CA (FHA|USDA|VA) 1 $985,000 $985,000 $5,144 7.87%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 5 $985,000 $197,000 $5,165 7.12%
Murray, KY (FHA|USDA|VA) 12 $980,000 $81,667 $3,097 7.82%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $965,000 $321,667 $4,419 7.41%
DuBois, PA (FHA|USDA|VA) 3 $965,000 $321,667 $9,523 6.86%
HATTIESBURG, MS (FHA|USDA|VA) 2 $960,000 $480,000 $4,484 6.78%
Talladega-Sylacauga, AL (FHA|USDA|VA) 8 $960,000 $120,000 $5,580 8.31%
MADERA, CA (FHA|USDA|VA) 2 $960,000 $480,000 $4,218 6.40%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 2 $960,000 $480,000 $7,326 6.50%
FARMINGTON, NM (FHA|USDA|VA) 4 $950,000 $237,500 $3,862 4.87%
St. Marys, GA (FHA|USDA|VA) 7 $925,000 $132,143 $3,286 7.54%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $905,000 $905,000 $4,873 6.63%
MANHATTAN, KS (FHA|USDA|VA) 3 $905,000 $301,667 $3,456 6.74%
Stillwater, OK (FHA|USDA|VA) 3 $905,000 $301,667 $3,856 6.29%
Summerville, GA (FHA|USDA|VA) 8 $900,000 $112,500 $3,885 8.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $895,000 $298,333 $3,183 6.08%
ERIE, PA (FHA|USDA|VA) 5 $885,000 $177,000 $4,469 5.73%
PUEBLO, CO (FHA|USDA|VA) 2 $880,000 $440,000 $4,825 4.68%
Steamboat Springs, CO (FHA|USDA|VA) 2 $880,000 $440,000 $3,548 6.18%
Jesup, GA (FHA|USDA|VA) 6 $880,000 $146,667 $4,197 6.97%
Bainbridge, GA (FHA|USDA|VA) 3 $875,000 $291,667 $6,548 6.42%
DOVER, DE (FHA|USDA|VA) 3 $875,000 $291,667 $4,069 6.19%
Atmore, AL (FHA|USDA|VA) 7 $865,000 $123,571 $4,560 7.53%
Frankfort, KY (FHA|USDA|VA) 8 $860,000 $107,500 $5,359 8.07%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $835,000 $278,333 $2,432 5.46%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 3 $815,000 $271,667 $6,033 6.04%
BOULDER, CO (FHA|USDA|VA) 2 $810,000 $405,000 $3,439 4.63%
Selinsgrove, PA (FHA|USDA|VA) 6 $810,000 $135,000 $7,172 8.39%
Lewisburg, PA (FHA|USDA|VA) 3 $785,000 $261,667 $6,404 7.51%
Albertville, AL (FHA|USDA|VA) 9 $755,000 $83,889 $4,030 7.73%
Lewisburg, TN (FHA|USDA|VA) 5 $755,000 $151,000 $9,189 8.97%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $735,000 $735,000 $3,179 6.18%
Milledgeville, GA (FHA|USDA|VA) 7 $735,000 $105,000 $4,230 8.41%
Shelton, WA (FHA|USDA|VA) 1 $725,000 $725,000 $3,739 6.99%
Ruidoso, NM (FHA|USDA|VA) 1 $725,000 $725,000 $6,192 6.60%
Oxford, MS (FHA|USDA|VA) 2 $710,000 $355,000 $5,929 6.80%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $705,000 $705,000 $3,978 6.99%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 7 $685,000 $97,857 $3,678 6.65%
Greenwood, SC (FHA|USDA|VA) 5 $675,000 $135,000 $4,650 6.71%
Clewiston, FL (FHA|USDA|VA) 2 $660,000 $330,000 $943 6.58%
DOTHAN, AL (FHA|USDA|VA) 3 $645,000 $215,000 $4,137 6.38%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $640,000 $320,000 $5,657 5.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $635,000 $635,000 $15,694 7.25%
Campbellsville, KY (FHA|USDA|VA) 3 $635,000 $211,667 $3,667 7.37%
Roseburg, OR (FHA|USDA|VA) 1 $625,000 $625,000 $5,161 6.40%
WENATCHEE, WA (FHA|USDA|VA) 2 $620,000 $310,000 $12,884 5.88%
Starkville, MS (FHA|USDA|VA) 1 $585,000 $585,000 $4,874 6.25%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $580,000 $290,000 $2,950 6.43%
Centralia, WA (FHA|USDA|VA) 1 $575,000 $575,000 $8,353 6.38%
HINESVILLE, GA (FHA|USDA|VA) 4 $560,000 $140,000 $4,826 7.36%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $560,000 $280,000 $4,422 7.24%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $560,000 $280,000 $8,730 4.56%
Kerrville, TX (FHA|USDA|VA) 4 $550,000 $137,500 $5,169 9.37%
Crossville, TN (FHA|USDA|VA) 3 $545,000 $181,667 $10,128 7.48%
Fort Payne, AL (FHA|USDA|VA) 3 $545,000 $181,667 $3,230 7.43%
CASPER, WY (FHA|USDA|VA) 2 $540,000 $270,000 $6,977 6.20%
Big Stone Gap, VA (FHA|USDA|VA) 6 $530,000 $88,333 $3,557 7.22%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 4 $530,000 $132,500 $4,727 10.05%
Mitchell, SD (FHA|USDA|VA) 2 $530,000 $265,000 $3,273 4.81%
Dayton, TN (FHA|USDA|VA) 3 $525,000 $175,000 $0 8.07%
TUCSON, AZ (FHA|USDA|VA) 1 $525,000 $525,000 $5,742 5.88%
EspaƱola, NM (FHA|USDA|VA) 1 $515,000 $515,000 $3,408 5.99%
Moultrie, GA (FHA|USDA|VA) 3 $505,000 $168,333 $3,264 6.78%
YUBA CITY, CA (FHA|USDA|VA) 1 $505,000 $505,000 $7,680 6.63%
BISMARCK, ND (FHA|USDA|VA) 3 $505,000 $168,333 $2,430 3.75%
Bardstown, KY (FHA|USDA|VA) 4 $500,000 $125,000 $3,052 7.70%
LAFAYETTE, LA (FHA|USDA|VA) 3 $495,000 $165,000 $5,741 7.08%
EL CENTRO, CA (FHA|USDA|VA) 2 $490,000 $245,000 $2,522 3.19%
Bozeman, MT (FHA|USDA|VA) 2 $490,000 $245,000 $5,030 5.30%
JACKSON, TN (FHA|USDA|VA) 2 $480,000 $240,000 $5,498 7.31%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $470,000 $235,000 $4,076 6.76%
Danville, KY (FHA|USDA|VA) 3 $465,000 $155,000 $4,189 7.98%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $465,000 $465,000 $18,939 4.75%
Union, SC (FHA|USDA|VA) 4 $460,000 $115,000 $4,871 8.18%
Lake City, FL (FHA|USDA|VA) 2 $450,000 $225,000 $6,385 6.50%
TOLEDO, OH (FHA|USDA|VA) 1 $435,000 $435,000 $7,564 6.88%
Roswell, NM (FHA|USDA|VA) 1 $425,000 $425,000 $8,642 5.75%
JOPLIN, MO (FHA|USDA|VA) 1 $425,000 $425,000 $5,083 6.99%
Cedar City, UT (FHA|USDA|VA) 1 $425,000 $425,000 $3,155 3.13%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $420,000 $210,000 $2,414 4.81%
Willmar, MN (FHA|USDA|VA) 2 $420,000 $210,000 $4,662 6.44%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $415,000 $138,333 $5,486 5.78%
PITTSFIELD, MA (FHA|USDA|VA) 1 $415,000 $415,000 $4,610 7.10%
Gainesville, TX (FHA|USDA|VA) 2 $400,000 $200,000 $11,679 9.47%
Sidney, OH (FHA|USDA|VA) 1 $395,000 $395,000 $5,573 7.50%
Ozark, AL (FHA|USDA|VA) 2 $390,000 $195,000 $4,624 6.36%
Shelbyville, TN (FHA|USDA|VA) 2 $390,000 $195,000 $0 8.55%
Richmond, IN (FHA|USDA|VA) 1 $385,000 $385,000 $3,026 6.88%
COLUMBIA, MO (FHA|USDA|VA) 2 $380,000 $190,000 $2,173 6.81%
Cordele, GA (FHA|USDA|VA) 2 $380,000 $190,000 $5,289 6.99%
Elkins, WV (FHA|USDA|VA) 2 $380,000 $190,000 $8,599 7.19%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 2 $370,000 $185,000 $4,244 6.06%
Huntsville, TX (FHA|USDA|VA) 1 $365,000 $365,000 $8,035 6.50%
Brenham, TX (FHA|USDA|VA) 1 $355,000 $355,000 $3,851 6.13%
Burley, ID (FHA|USDA|VA) 1 $345,000 $345,000 $5,589 6.63%
Edwards, CO (FHA|USDA|VA) 1 $335,000 $335,000 $2,792 3.00%
FORT WAYNE, IN (FHA|USDA|VA) 1 $335,000 $335,000 $3,215 7.13%
LOGAN, UT-ID (FHA|USDA|VA) 1 $335,000 $335,000 $5,457 6.50%
JACKSON, MI (FHA|USDA|VA) 1 $335,000 $335,000 $3,466 6.49%
Tupelo, MS (FHA|USDA|VA) 2 $330,000 $165,000 $4,154 7.21%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $325,000 $108,333 $2,076 8.53%
ODESSA, TX (FHA|USDA|VA) 5 $325,000 $65,000 $0 10.26%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 2 $320,000 $160,000 $2,465 3.19%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $320,000 $160,000 $2,546 4.94%
LIMA, OH (FHA|USDA|VA) 1 $315,000 $315,000 $4,227 5.98%
IOWA CITY, IA (FHA|USDA|VA) 1 $315,000 $315,000 $2,767 5.99%
Red Wing, MN (FHA|USDA|VA) 2 $310,000 $155,000 $3,599 6.95%
Sulphur Springs, TX (FHA|USDA|VA) 2 $310,000 $155,000 $0 10.08%
WACO, TX (FHA|USDA|VA) 1 $305,000 $305,000 $11,028 6.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $300,000 $150,000 $3,040 8.97%
Rockport, TX (FHA|USDA|VA) 2 $300,000 $150,000 $7,683 7.93%
Torrington, CT (FHA|USDA|VA) 1 $295,000 $295,000 $4,613 6.20%
Gallup, NM (FHA|USDA|VA) 1 $295,000 $295,000 $4,090 7.60%
Dublin, GA (FHA|USDA|VA) 3 $295,000 $98,333 $5,581 7.16%
LAREDO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $4,329 6.13%
Pittsburg, KS (FHA|USDA|VA) 1 $275,000 $275,000 $10,532 5.25%
Lufkin, TX (FHA|USDA|VA) 1 $275,000 $275,000 $4,213 6.60%
Mount Sterling, KY (FHA|USDA|VA) 3 $275,000 $91,667 $2,476 7.05%
Albert Lea, MN (FHA|USDA|VA) 1 $275,000 $275,000 $3,244 6.99%
Athens, TX (FHA|USDA|VA) 3 $265,000 $88,333 $0 10.82%
Pella, IA (FHA|USDA|VA) 1 $265,000 $265,000 $8,908 6.38%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $255,000 $255,000 $5,063 5.10%
Jasper, AL (FHA|USDA|VA) 5 $255,000 $51,000 $2,467 8.39%
Selma, AL (FHA|USDA|VA) 1 $255,000 $255,000 $0 8.85%
Warsaw, IN (FHA|USDA|VA) 2 $250,000 $125,000 $5,910 8.95%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $250,000 $125,000 $3,721 8.65%
Kirksville, MO (FHA|USDA|VA) 1 $245,000 $245,000 $2,700 6.88%
SALEM, OR (FHA|USDA|VA) 1 $245,000 $245,000 $3,376 2.63%
DULUTH, MN-WI (FHA|USDA|VA) 3 $245,000 $81,667 $3,178 4.46%
Mayfield, KY (FHA|USDA|VA) 3 $245,000 $81,667 $3,326 7.85%
Americus, GA (FHA|USDA|VA) 3 $245,000 $81,667 $0 8.46%
Somerset, PA (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.15%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $230,000 $115,000 $4,164 7.12%
Point Pleasant, WV-OH (FHA|USDA|VA) 3 $225,000 $75,000 $0 7.86%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 1 $225,000 $225,000 $0 9.35%
Adrian, MI (FHA|USDA|VA) 1 $225,000 $225,000 $3,506 6.49%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $215,000 $215,000 $5,144 6.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $215,000 $215,000 $3,193 6.49%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $215,000 $215,000 $3,815 6.99%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $215,000 $215,000 $3,068 2.75%
Spirit Lake, IA (FHA|USDA|VA) 1 $215,000 $215,000 $5,587 6.63%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $205,000 $205,000 $4,142 6.18%
MADISON, WI (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.99%
Frankfort, IN (FHA|USDA|VA) 1 $205,000 $205,000 $6,261 6.75%
Toccoa, GA (FHA|USDA|VA) 3 $205,000 $68,333 $3,384 7.56%
Ashtabula, OH (FHA|USDA|VA) 2 $200,000 $100,000 $4,150 8.07%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $195,000 $195,000 $3,396 2.25%
MEDFORD, OR (FHA|USDA|VA) 1 $195,000 $195,000 $3,186 6.60%
MIDLAND, MI (FHA|USDA|VA) 1 $195,000 $195,000 $5,257 6.38%
Scottsboro, AL (FHA|USDA|VA) 2 $190,000 $95,000 $0 8.42%
Indiana, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,528 6.49%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $185,000 $185,000 $1,958 3.13%
RAPID CITY, SD (FHA|USDA|VA) 1 $185,000 $185,000 $6,802 6.25%
Findlay, OH (FHA|USDA|VA) 1 $185,000 $185,000 $3,102 2.63%
ABILENE, TX (FHA|USDA|VA) 2 $180,000 $90,000 $2,916 7.66%
Coos Bay, OR (FHA|USDA|VA) 1 $175,000 $175,000 $2,947 3.13%
SYRACUSE, NY (FHA|USDA|VA) 2 $170,000 $85,000 $3,465 5.12%
GREELEY, CO (FHA|USDA|VA) 1 $165,000 $165,000 $2,564 4.00%
VALLEJO, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.34%
VICTORIA, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 7.49%
ROCHESTER, MN (FHA|USDA|VA) 1 $165,000 $165,000 $3,767 6.60%
BILLINGS, MT (FHA|USDA|VA) 1 $165,000 $165,000 $5,586 5.99%
ALTOONA, PA (FHA|USDA|VA) 2 $160,000 $80,000 $3,787 6.38%
Batesville, AR (FHA|USDA|VA) 2 $160,000 $80,000 $4,444 7.05%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 2 $160,000 $80,000 $3,546 5.81%
MERCED, CA (FHA|USDA|VA) 2 $160,000 $80,000 $0 9.52%
Eufaula, AL-GA (FHA|USDA|VA) 2 $160,000 $80,000 $0 8.38%
Poplar Bluff, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,893 5.75%
Nacogdoches, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,240 5.49%
Muscatine, IA (FHA|USDA|VA) 1 $155,000 $155,000 $4,754 6.99%
Corinth, MS (FHA|USDA|VA) 1 $155,000 $155,000 $0 9.35%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $145,000 $145,000 $3,087 6.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $145,000 $145,000 $1,870 6.25%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $145,000 $145,000 $1,988 6.80%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $145,000 $145,000 $2,971 7.38%
Paragould, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,096 7.25%
Pampa, TX (FHA|USDA|VA) 1 $145,000 $145,000 $6,059 7.49%
GREEN BAY, WI (FHA|USDA|VA) 1 $145,000 $145,000 $2,410 4.13%
Greenwood, MS (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.85%
BINGHAMTON, NY (FHA|USDA|VA) 1 $145,000 $145,000 $6,024 6.75%
Thomaston, GA (FHA|USDA|VA) 1 $145,000 $145,000 $3,833 8.63%
Marion, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,810 7.13%
Ukiah, CA (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.70%
LINCOLN, NE (FHA|USDA|VA) 1 $145,000 $145,000 $5,358 6.49%
Laurel, MS (FHA|USDA|VA) 1 $145,000 $145,000 $3,462 6.13%
LAS CRUCES, NM (FHA|USDA|VA) 1 $145,000 $145,000 $2,595 3.13%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.65%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $135,000 $135,000 $4,481 6.63%
Pontiac, IL (FHA|USDA|VA) 1 $135,000 $135,000 $6,373 6.63%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $125,000 $125,000 $3,701 5.99%
ROCKFORD, IL (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.63%
GREAT FALLS, MT (FHA|USDA|VA) 1 $125,000 $125,000 $3,451 6.60%
Picayune, MS (FHA|USDA|VA) 1 $125,000 $125,000 $2,631 2.49%
Cambridge, OH (FHA|USDA|VA) 1 $125,000 $125,000 $2,430 6.20%
Huntingdon, PA (FHA|USDA|VA) 2 $120,000 $60,000 $0 10.15%
Paris, TN (FHA|USDA|VA) 1 $115,000 $115,000 $3,190 7.30%
Marietta, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,374 6.10%
Macomb, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,020 6.60%
GLENS FALLS, NY (FHA|USDA|VA) 1 $115,000 $115,000 $3,003 3.25%
MUNCIE, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,468 6.10%
Brownwood, TX (FHA|USDA|VA) 1 $105,000 $105,000 $2,658 7.30%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.95%
Middlesborough, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 7.13%
Marinette, WI-MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,557 4.88%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.09%
Washington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $4,603 7.63%
McMinnville, TN (FHA|USDA|VA) 2 $100,000 $50,000 $0 10.90%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.29%
Red Bluff, CA (FHA|USDA|VA) 1 $95,000 $95,000 $0 11.90%
McAlester, OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,054 5.99%
Lock Haven, PA (FHA|USDA|VA) 1 $85,000 $85,000 $0 9.44%
Jasper, IN (FHA|USDA|VA) 1 $85,000 $85,000 $4,446 7.75%
Ponca City, OK (FHA|USDA|VA) 1 $85,000 $85,000 $5,456 5.75%
Madisonville, KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 11.70%
Madison, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,896 5.25%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 11.10%
Aberdeen, SD (FHA|USDA|VA) 1 $75,000 $75,000 $2,549 3.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,864 5.49%
Burlington, IA-IL (FHA|USDA|VA) 1 $75,000 $75,000 $3,821 7.60%
Borger, TX (FHA|USDA|VA) 1 $65,000 $65,000 $2,683 3.38%
MUSKEGON, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,536 6.60%
Maysville, KY (FHA|USDA|VA) 1 $65,000 $65,000 $4,034 7.88%
Opelousas, LA (FHA|USDA|VA) 1 $65,000 $65,000 $5,331 6.99%
Ardmore, OK (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.63%
Clovis, NM (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.13%
Cullman, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.65%
Wauchula, FL (FHA|USDA|VA) 2 $50,000 $25,000 $0 9.07%
Bucyrus-Galion, OH (FHA|USDA|VA) 1 $45,000 $45,000 $3,374 7.49%
Salina, KS (FHA|USDA|VA) 1 $45,000 $45,000 $2,794 6.99%
Greenville, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.80%
Greensburg, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.95%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $35,000 $35,000 $2,010 4.25%
Andrews, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.20%
Clearlake, CA (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.39%
Truist's top markets include Washington, Atlanta, Charlotte, Raleigh, and Miami among others.

Their top states include:
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 25,870 $3,514,300,000 $135,845 n/a 8.77%
    Conventional 15,700 $7,396,150,000 $471,092 $5,890 6.37%
    FHA 868 $221,730,000 $255,449 $9,728 6.13%
    VA 544 $194,210,000 $357,004 $7,727 5.83%
    USDA 76 $14,740,000 $193,947 $6,311 5.84%

    For 2023, Truist's most frequently originated type of loan was HELOC, with 25,870 originations. Their 2nd most popular type was Conventional, with 15,700 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 14,768 $7,023,700,000 $475,603 $6,404 6.36%
    Other 11,782 $1,550,100,000 $131,565 $4,837 8.82%
    Refi 7,437 $1,384,815,000 $186,206 $4,478 8.31%
    Home Improvement 7,329 $991,125,000 $135,233 $6,323 8.80%
    Cash Out Refi 1,742 $391,390,000 $224,679 $5,119 6.71%

    For 2023, Truist's most frequently cited loan purpose was Home Purchase, with 14,768 originations. The 2nd most popular reason was Other, with 11,782 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 40,907 $10,058,065,000 $245,876 $6,350 7.92%
    15 Year 1,109 $259,225,000 $233,747 $4,819 5.83%
    Other 458 $498,010,000 $1,087,358 $2,908 3.94%
    30+ year 228 $118,000,000 $517,544 $8,474 7.12%
    20 Year 194 $32,270,000 $166,340 $4,419 6.62%
    10 Year 70 $62,040,000 $886,286 $4,568 5.93%
    5 Year 66 $127,640,000 $1,933,939 $4 2.60%
    1 Year 16 $2,960,000 $185,000 $0 8.61%
    3 Year 10 $182,920,000 $18,292,000 $0 6.87%

    For 2023, Truist's most frequently cited loan duration was 30 Year, with 40,907 originations. The 2nd most popular length was 15 Year, with 1,109 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 9,106 $3,949,630,000 $433,739
    $2k-3k 2,177 $832,345,000 $382,336
    $5k+ 2,026 $1,064,250,000 $525,296
    $3k-4k 1,168 $421,170,000 $360,591
    $<1k 875 $244,875,000 $279,857
    $4k-5k 822 $322,690,000 $392,567

    Truist's average total fees were $6,350, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 9,106 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 16,642 $2,094,330,000 $125,846
    6-7% 11,663 $4,164,105,000 $357,035
    7-8% 8,567 $2,198,965,000 $256,679
    5-6% 5,435 $2,518,645,000 $463,412
    4-5% 311 $248,925,000 $800,402
    3-4% 196 $65,420,000 $333,776
    <2.5% 126 $12,900,000 $102,381
    2.5-3% 118 $37,840,000 $320,678

    During 2023, Truist's average interest rate for loans was 7.92%, while their most frequently originated rate bucket for loans was Over 8%, with 16,642 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 13,162 $741,590,000 $56,343 $3,220 9.05%
    $100k-200k 11,845 $1,590,725,000 $134,295 $4,330 7.78%
    $200k-400k 10,528 $2,903,030,000 $275,744 $5,848 7.11%
    $400k-600k 3,868 $1,858,280,000 $480,424 $7,083 6.84%
    $600k-1MM 2,482 $1,875,340,000 $755,576 $7,850 6.40%
    $1MM+ 1,173 $2,372,165,000 $2,022,306 $10,153 6.25%

    2023 saw Truist place emphasis on $100,000 or less loans with 13,162 originations, totaling $741,590,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 8,942 $1,742,160,000 $194,829 $6,266 7.95%
    $150k-250k 8,289 $2,270,705,000 $273,942 $6,700 7.84%
    $250k+ 7,116 $4,100,010,000 $576,168 $8,076 7.32%
    $50k-75k 7,005 $893,135,000 $127,500 $4,926 7.83%
    $75k-100k 6,120 $963,980,000 $157,513 $5,547 7.96%
    $50k or less 4,397 $365,375,000 $83,096 $4,014 7.95%

    Truist lent most frequently to those with incomes in the $100k-150k range, with 8,942 originations. The second most popular income band? $150k-250k, with 8,289 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 8,794 $2,114,280,000 $240,423 $5,857 7.83%
    30-36% 7,628 $1,990,500,000 $260,947 $6,125 7.80%
    <20% 4,080 $915,480,000 $224,382 $5,401 7.76%
    42% 2,623 $614,955,000 $234,447 $6,664 8.33%
    49% 2,209 $475,885,000 $215,430 $6,594 7.90%
    43% 2,108 $366,670,000 $173,942 $5,940 8.32%
    41% 1,663 $459,135,000 $276,088 $6,225 7.82%
    40% 1,550 $426,740,000 $275,316 $6,298 7.80%
    39% 1,533 $435,115,000 $283,832 $6,479 7.76%
    50-60% 1,443 $279,565,000 $193,739 $10,615 8.03%
    37% 1,432 $394,290,000 $275,342 $6,278 7.73%
    38% 1,427 $383,795,000 $268,952 $6,184 7.77%
    36% 1,398 $385,720,000 $275,908 $6,019 7.65%
    44% 1,093 $305,415,000 $279,428 $6,136 7.20%
    48% 1,080 $288,620,000 $267,241 $6,193 7.29%
    47% 975 $250,225,000 $256,641 $6,009 7.17%
    45% 923 $237,465,000 $257,275 $5,966 7.36%
    46% 911 $244,025,000 $267,865 $6,073 7.39%
    >60% 10 $3,410,000 $341,000 $6,634 6.46%

    Truist lent most frequently to those with DTI ratios of 20-30%, with 8,794 originations. The next most common DTI ratio? 30-36%, with 7,628 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 32,311 $7,338,295,000 $227,114 $5,932 7.92%
    Not provided 4,503 $1,385,785,000 $307,747 $6,305 7.41%
    Not applicable 158 $767,290,000 $4,856,266 $0 6.78%
    Asian 1,861 $757,835,000 $407,219 $6,657 7.10%
    Black 3,371 $704,605,000 $209,020 $7,056 7.83%
    Asian Indian 362 $226,350,000 $625,276 $7,387 6.47%
    Other Asian 98 $43,410,000 $442,959 $6,650 6.66%
    American Indian 149 $29,405,000 $197,349 $5,722 8.02%
    Chinese 42 $22,710,000 $540,714 $5,868 6.38%
    Filipino 43 $16,465,000 $382,907 $5,817 6.22%
    Vietnamese 29 $15,705,000 $541,552 $6,483 6.66%
    Korean 23 $13,155,000 $571,957 $6,188 6.11%
    Native Hawaiian or Islander 81 $11,895,000 $146,852 $9,434 8.62%
    Guamanian 4 $2,690,000 $672,500 $6,592 7.49%
    Other Pacific Islander 16 $2,670,000 $166,875 $5,935 7.84%
    Japanese 6 $2,480,000 $413,333 $7,143 6.26%
    Native Hawaiian 1 $385,000 $385,000 $1,716 2.75%

    Approval Rates

    Total approvals of all applications
    71.02%

    Truist has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    77.26%

    Truist has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 43,058 $11,341,130,000 $263,392

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    43,058 $11,341,130,000 $263,392

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 11,365 $1,746,565,000 $153,679 $4,369 8.37%
    40-60% 5,309 $2,057,775,000 $387,601 $5,204 7.53%
    60-80% 6,378 $2,771,560,000 $434,550 $6,518 6.85%
    80-100% 8,502 $3,834,320,000 $450,990 $6,532 6.36%
    Over 100% 84 $34,400,000 $409,524 $15,663 6.01%
    Under 20% 11,419 $896,425,000 $78,503 $2,767 8.97%