HINESVILLE Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Hinesville averaged
7.16%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
7.09% and
one month ago for the week of 2024-10-03, the
average rate was 6.49%.
Hinesville's average rate one year ago was 7.83%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.29%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Hinesville 30 Year Fixed Rate | 2024-11-07 | 7.16% |
| Hinesville 30 Year Fixed Rate Refi | 2024-11-07 | 7.29% |
| Hinesville 15 Year Fixed Rate | 2024-11-07 | 5.8% |
| Hinesville 15 Year Fixed Rate Refi | 2024-11-07 | 6.1% |
| Hinesville 30 Year FHA | 2024-11-07 | 6.37% |
| Hinesville 30 Year FHA Refi | 2024-11-07 | 6.43% |
| Hinesville 30 Year USDA | 2024-11-07 | 6.68% |
| Hinesville 30 Year USDA Refi | 2024-11-07 | 6.68% |
| Hinesville 30 Year VA | 2024-11-07 | 6.49% |
| Hinesville 30 Year VA Refi | 2024-11-07 | 6.54% |
HINESVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HINESVILLE, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
HINESVILLE Average Closing Costs & Other Stats
HINESVILLE, GA's 70 lenders originated 2,555
loans during 2023. The total origination value was $577,955,000, with an average loan value of
$226,205.
HINESVILLE's average closing costs are $5,808.
The top HINESVILLE lender as defined by loan originations is QUICKEN LOANS, LLC, with
41 loans originated. Their average total fees are
$6,184, which is $485
higher than the next largest lender,
BROKER SOLUTIONS, INC..
The lowest fee HINESVILLE lenders (with over 10 loans originated) are
NAVY FEDERAL CREDIT UNION ($4,171), BROKER SOLUTIONS, INC. ($5,699), QUICKEN LOANS, LLC ($6,184), UNITED WHOLESALE MORTGAGE, LLC ($6,625) and .
The lowest rate HINESVILLE lenders (with over 10 loans originated) are
UNITED WHOLESALE MORTGAGE, LLC (6.89%), BROKER SOLUTIONS, INC. (6.94%), QUICKEN LOANS, LLC (7.00%), NAVY FEDERAL CREDIT UNION (7.30%) and .
HINESVILLE, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Mortgage Research Center, LLC | $117,830,000 | $100,010,000 | -15.1% | 17.3% |
| BROKER SOLUTIONS, INC. | $32,965,000 | $45,115,000 | 36.9% | 7.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $47,225,000 | $40,725,000 | -13.8% | 7.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $28,180,000 | $35,325,000 | 25.4% | 6.1% |
| NAVY FEDERAL CREDIT UNION | $35,115,000 | $33,165,000 | -5.6% | 5.7% |
| QUICKEN LOANS, LLC | $28,560,000 | $30,755,000 | 7.7% | 5.3% |
| GUARANTEED RATE, INC. | $14,970,000 | $15,435,000 | 3.1% | 2.7% |
| SWBC MORTGAGE CORPORATION | $21,620,000 | $15,195,000 | -29.7% | 2.6% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $22,870,000 | $13,920,000 | -39.1% | 2.4% |
| PENNYMAC LOAN SERVICES, LLC | $14,960,000 | $12,540,000 | -16.2% | 2.2% |
| Ameris Bank | $6,555,000 | $12,480,000 | 90.4% | 2.2% |
| Glennville Bank | $15,130,000 | $12,275,000 | -18.9% | 2.1% |
| GUILD MORTGAGE COMPANY | $7,270,000 | $11,430,000 | 57.2% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $13,540,000 | $9,345,000 | -31.0% | 1.6% |
| LIMA ONE CAPITAL, LLC | $125,000 | $8,760,000 | 6,908.0% | 1.5% |
| Flagstar Bank, FSB | $6,335,000 | $8,470,000 | 33.7% | 1.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $7,165,000 | $8,375,000 | 16.9% | 1.4% |
| CARDINAL FINANCIAL | $8,030,000 | $7,005,000 | -12.8% | 1.2% |
| MOVEMENT MORTGAGE, LLC | $9,495,000 | $6,905,000 | -27.3% | 1.2% |
| The Federal Savings Bank | $2,880,000 | $4,980,000 | 72.9% | 0.9% |
| USAA Federal Savings Bank | $8,385,000 | $4,710,000 | -43.8% | 0.8% |
| NEW DAY FINANCIAL, LLC | $5,385,000 | $4,285,000 | -20.4% | 0.7% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $2,860,000 | $4,225,000 | 47.7% | 0.7% |
| Plains Commerce Bank | $2,415,000 | $3,995,000 | 65.4% | 0.7% |
| Equity Prime Mortgage LLC | $3,050,000 | $3,805,000 | 24.8% | 0.7% |
| LOANDEPOT.COM, LLC | $5,880,000 | $3,075,000 | -47.7% | 0.5% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $1,110,000 | $3,065,000 | 176.1% | 0.5% |
| Citizens Bank | $4,865,000 | $2,865,000 | -41.1% | 0.5% |
| VILLAGE CAPITAL MORTGAGE | $4,100,000 | $2,785,000 | -32.1% | 0.5% |
| South Georgia Bank | $3,285,000 | $2,775,000 | -15.5% | 0.5% |
| Prosperity Home Mortgage, LLC | $2,930,000 | $2,770,000 | -5.5% | 0.5% |
| The First, A National Banking Association | $2,765,000 | n/a | 0.5% | |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $195,000 | $2,755,000 | 1,312.8% | 0.5% |
| Carrington Mortgage Services, LLC | $3,270,000 | $2,490,000 | -23.9% | 0.4% |
| PENTAGON FEDERAL CREDIT UNION | $3,430,000 | $2,490,000 | -27.4% | 0.4% |
| LENDINGONE, LLC | $1,640,000 | $2,440,000 | 48.8% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,410,000 | $2,405,000 | -29.5% | 0.4% |
| Magnolia Bank | $1,920,000 | $2,335,000 | 21.6% | 0.4% |
| 21ST MORTGAGE CORPORATION | $1,855,000 | $2,295,000 | 23.7% | 0.4% |
| Southeastern Bank | $560,000 | $2,100,000 | 275.0% | 0.4% |
| Renasant Bank | $1,885,000 | $2,045,000 | 8.5% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $2,850,000 | $2,020,000 | -29.1% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,195,000 | $1,925,000 | 61.1% | 0.3% |
| Great Oaks Bank | $1,850,000 | n/a | 0.3% | |
| AMERICAN FINANCIAL NETWORK, INC. | $1,845,000 | n/a | 0.3% | |
| OCMBC, INC. | $2,375,000 | $1,815,000 | -23.6% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $2,200,000 | $1,675,000 | -23.9% | 0.3% |
| CANOPY MORTGAGE, LLC | $1,645,000 | n/a | 0.3% | |
| CROSSCOUNTRY MORTGAGE, LLC | $1,930,000 | $1,520,000 | -21.2% | 0.3% |
| Platinum Home Mortgage Corporation | $3,685,000 | $1,440,000 | -60.9% | 0.2% |
| CMG MORTGAGE, INC. | $990,000 | $1,400,000 | 41.4% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $405,000 | $1,385,000 | 242.0% | 0.2% |
| AgFirst Farm Credit Bank | $1,380,000 | n/a | 0.2% | |
| Northpointe Bank | $1,305,000 | $1,380,000 | 5.7% | 0.2% |
| CLEARPATH LENDING | $1,310,000 | $1,310,000 | 0.0% | 0.2% |
| NEWREZ LLC | $3,310,000 | $1,305,000 | -60.6% | 0.2% |
| PLANET HOME LENDING, LLC | $830,000 | $1,250,000 | 50.6% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,800,000 | $1,230,000 | -31.7% | 0.2% |
| U.S. Bank | $360,000 | $1,190,000 | 230.6% | 0.2% |
| HOMESTAR FINANCIAL CORPORATION | $3,985,000 | $1,140,000 | -71.4% | 0.2% |
| Wells Fargo Bank | $4,295,000 | $1,130,000 | -73.7% | 0.2% |
| South State Bank | $1,535,000 | $1,085,000 | -29.3% | 0.2% |
| JPMorgan Chase Bank | $2,230,000 | $1,010,000 | -54.7% | 0.2% |
| TOWNE MORTGAGE COMPANY | $1,250,000 | $920,000 | -26.4% | 0.2% |
| Bank of America | $1,190,000 | $895,000 | -24.8% | 0.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | $365,000 | $895,000 | 145.2% | 0.2% |
| NBKC BANK | $250,000 | $875,000 | 250.0% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $3,390,000 | $820,000 | -75.8% | 0.1% |
| THE MORTGAGE FIRM, INC. | $695,000 | $810,000 | 16.5% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $795,000 | n/a | 0.1% | |
| CONTOUR MORTGAGE CORPORATION | $1,660,000 | $765,000 | -53.9% | 0.1% |
| Colony Bank | $2,930,000 | $730,000 | -75.1% | 0.1% |
| The Huntington National Bank | $725,000 | n/a | 0.1% | |
| Armed Forces Bank | $795,000 | $720,000 | -9.4% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $925,000 | $700,000 | -24.3% | 0.1% |
| PNC Bank | $575,000 | $675,000 | 17.4% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $175,000 | $650,000 | 271.4% | 0.1% |
| East West Bank | $645,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $1,140,000 | $640,000 | -43.9% | 0.1% |
| First Horizon Bank | $610,000 | n/a | 0.1% | |
| Discover Bank | $430,000 | $600,000 | 39.5% | 0.1% |
| SeaTrust Mortgage Company | $600,000 | n/a | 0.1% | |
| PrimeSouth Bank | $135,000 | $585,000 | 333.3% | 0.1% |
| AXIA FINANCIAL, LLC | $580,000 | n/a | 0.1% | |
| FIRST COMMUNITY MORTGAGE, INC. | $205,000 | $580,000 | 182.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $580,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $570,000 | n/a | 0.1% | |
| Truist | $1,370,000 | $560,000 | -59.1% | 0.1% |
| MILEND, INC. | $165,000 | $545,000 | 230.3% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $540,000 | n/a | 0.1% | |
| First Federal Bank | $535,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $520,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $1,335,000 | $515,000 | -61.4% | 0.1% |
| NFM, INC. | $105,000 | $515,000 | 390.5% | 0.1% |
| DAS Acquisition Company, LLC | $2,465,000 | $510,000 | -79.3% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $2,995,000 | $505,000 | -83.1% | 0.1% |
| Mid-Continent Funding, Inc. | $1,475,000 | $500,000 | -66.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $500,000 | n/a | 0.1% | |
| CityWorth Mortgage LLC | $520,000 | $495,000 | -4.8% | 0.1% |
| General Mortgage Capital Corporation | $495,000 | n/a | 0.1% | |
| HomePromise Corporation | $275,000 | $490,000 | 78.2% | 0.1% |
| NBH Bank | $1,460,000 | $480,000 | -67.1% | 0.1% |
| Figure Lending LLC | $280,000 | $475,000 | 69.6% | 0.1% |
| THRIVE MORTGAGE, LLC | $475,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $465,000 | $470,000 | 1.1% | 0.1% |
| S1L, Inc. | $465,000 | n/a | 0.1% | |
| INTERSTATE UNLIMITED Federal Credit Union | $690,000 | $460,000 | -33.3% | 0.1% |
| GEOVISTA | $790,000 | $455,000 | -42.4% | 0.1% |
| LOANPAL, LLC | $1,080,000 | $440,000 | -59.3% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $275,000 | $435,000 | 58.2% | 0.1% |
| CREDIT UNION FINANCIAL SERVICES, LLC | $420,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $420,000 | n/a | 0.1% | |
| SUMMIT FUNDING, INC. | $235,000 | $415,000 | 76.6% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $740,000 | $410,000 | -44.6% | 0.1% |
| MORTGAGE INVESTORS GROUP, INC. | $135,000 | $410,000 | 203.7% | 0.1% |
| ACOPIA, LLC | $305,000 | $400,000 | 31.1% | 0.1% |
| Regions Bank | $420,000 | $385,000 | -8.3% | 0.1% |
| Presidential Bank, FSB | $295,000 | $360,000 | 22.0% | 0.1% |
| RESOURCE FINANCIAL SERVICES, INC. | $355,000 | n/a | 0.1% | |
| United Community Bank | $1,485,000 | $345,000 | -76.8% | 0.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $335,000 | n/a | 0.1% | |
| TOTAL MORTGAGE SERVICES, LLC | $335,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $330,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $1,075,000 | $330,000 | -69.3% | 0.1% |
| BNC National Bank | $355,000 | $315,000 | -11.3% | 0.1% |
| GMFS LLC | $315,000 | n/a | 0.1% | |
| Workmen's Circle Credit Union | $145,000 | $310,000 | 113.8% | 0.1% |
| NORTHPOINT MORTGAGE, INC. | $305,000 | n/a | 0.1% | |
| Nations Lending Corporation | $340,000 | $300,000 | -11.8% | 0.1% |
| RESIDENTIAL BANCORP | $300,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $295,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $175,000 | $295,000 | 68.6% | 0.1% |
| First Savings Bank | $105,000 | $295,000 | 181.0% | 0.1% |
| Cornerstone First Mortgage, Inc | $205,000 | $285,000 | 39.0% | 0.0% |
| ONY GLO, INC. | $280,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $835,000 | $275,000 | -67.1% | 0.0% |
| Old National Bank | $275,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $260,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $710,000 | $260,000 | -63.4% | 0.0% |
| Gateway First Bank | $690,000 | $255,000 | -63.0% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $155,000 | $250,000 | 61.3% | 0.0% |
| Community First National Bank | $245,000 | n/a | 0.0% | |
| COMMUNITY MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $245,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $245,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $245,000 | n/a | 0.0% | |
| Bank of England | $510,000 | $235,000 | -53.9% | 0.0% |
| INSPIRE HOME LOANS INC. | $225,000 | $235,000 | 4.4% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $2,950,000 | $235,000 | -92.0% | 0.0% |
| Wolfe Financial, Inc | $235,000 | n/a | 0.0% | |
| CITYWIDE HOME LOANS, LLC | $225,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $185,000 | $225,000 | 21.6% | 0.0% |
| EVERETT FINANCIAL, INC. | $1,180,000 | $225,000 | -80.9% | 0.0% |
| ROBINS FINANCIAL | $225,000 | n/a | 0.0% | |
| First National Bank of America | $360,000 | $215,000 | -40.3% | 0.0% |
| Citadel Servicing Corporation | $205,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,180,000 | $205,000 | -82.6% | 0.0% |
| Stifel Bank and Trust | $205,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $185,000 | $195,000 | 5.4% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $195,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $410,000 | $195,000 | -52.4% | 0.0% |
| TEACHERS | $265,000 | $195,000 | -26.4% | 0.0% |
| A&D Mortgage LLC | $185,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $185,000 | n/a | 0.0% | |
| CALIBER HOME LOANS, INC. | $2,375,000 | $185,000 | -92.2% | 0.0% |
| Citibank | $185,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $195,000 | $185,000 | -5.1% | 0.0% |
| RESIDENTIAL HOME FUNDING CORP. | $335,000 | $185,000 | -44.8% | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | $270,000 | $175,000 | -35.2% | 0.0% |
| UNION HOME MORTGAGE CORP. | $370,000 | $175,000 | -52.7% | 0.0% |
| Commerce Home Mortgage, Inc. | $165,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $165,000 | $155,000 | -6.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $455,000 | $155,000 | -65.9% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $145,000 | n/a | 0.0% | |
| First Dakota National Bank | $1,635,000 | $145,000 | -91.1% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $125,000 | $145,000 | 16.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $115,000 | $135,000 | 17.4% | 0.0% |
| The Loan Store, Inc. | $135,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $470,000 | $125,000 | -73.4% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $125,000 | $115,000 | -8.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $175,000 | $115,000 | -34.3% | 0.0% |
| Metro City Bank | $910,000 | $105,000 | -88.5% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $85,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $495,000 | $85,000 | -82.8% | 0.0% |
| BankSouth | $75,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $255,000 | $65,000 | -74.5% | 0.0% |
| DIGITAL Federal Credit Union | $65,000 | n/a | 0.0% | |
| FirstBank | $65,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $445,000 | $65,000 | -85.4% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $65,000 | n/a | 0.0% | |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $135,000 | $55,000 | -59.3% | 0.0% |
| Fifth Third Bank | $360,000 | $55,000 | -84.7% | 0.0% |
| GEORGIA'S OWN | $95,000 | $55,000 | -42.1% | 0.0% |
| Thomasville National Bank | $95,000 | $55,000 | -42.1% | 0.0% |
HINESVILLE's top lender by overall market share is Mortgage Research Center, LLC, with 17.3% market share. In second place, with 7.8%, is BROKER SOLUTIONS, INC., having originated $45,115,000 in loans. In third place, with 7.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $40,725,000 in loans. In fourth place, with 6.1%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $35,325,000 in loans. In fifth place, with 5.7%, is NAVY FEDERAL CREDIT UNION, having originated $33,165,000 in loans.
HINESVILLE, GA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 31301 | Hinesville, GA HUD Metro FMR Area | $790 | $810 | $920 | $1,300 | $1,570 |
| 31309 | Hinesville, GA HUD Metro FMR Area | $790 | $810 | $920 | $1,300 | $1,570 |
| 31310 | Hinesville, GA HUD Metro FMR Area | $930 | $950 | $1,070 | $1,520 | $1,820 |
| 31313 | Hinesville, GA HUD Metro FMR Area | $940 | $970 | $1,090 | $1,550 | $1,860 |
| 31314 | Hinesville, GA HUD Metro FMR Area | $930 | $950 | $1,070 | $1,520 | $1,820 |
| 31315 | Hinesville, GA HUD Metro FMR Area | $1,120 | $1,140 | $1,290 | $1,830 | $2,200 |
| 31316 | Hinesville, GA HUD Metro FMR Area | $790 | $810 | $920 | $1,300 | $1,570 |
| 31320 | Hinesville, GA HUD Metro FMR Area | $900 | $920 | $1,040 | $1,480 | $1,770 |
| 31323 | Hinesville, GA HUD Metro FMR Area | $790 | $810 | $920 | $1,300 | $1,570 |
| 31333 | Hinesville, GA HUD Metro FMR Area | $930 | $950 | $1,070 | $1,520 | $1,820 |
2022 Average & Median Rent Data Statistics
HINESVILLE, GA average 1BR rent: $912, median: $935
HINESVILLE, GA average 2BR rent: $1,031, median: $1,055
HINESVILLE, GA average 3BR rent: $1,462, median: $1,500
HINESVILLE, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,927 | $475,655,000 | $246,837 |
| Cash Out Refi | 312 | $63,190,000 | $202,532 |
| Refi | 171 | $29,295,000 | $171,316 |
| Other | 77 | $6,435,000 | $83,571 |
| Home Improvement | 68 | $3,380,000 | $49,706 |
Hinesville's most frequently cited loan purpose was Home Purchase, with 1,927 originations. The 2nd most popular reason was Cash Out Refi, with 312 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,064 | $262,800,000 | $246,992 |
| 7-8% | 575 | $131,945,000 | $229,470 |
| 5-6% | 483 | $123,835,000 | $256,387 |
| Over 8% | 193 | $29,445,000 | $152,565 |
| 4-5% | 39 | $8,235,000 | $211,154 |
| <2.5% | 15 | $685,000 | $45,667 |
| 3-4% | 4 | $470,000 | $117,500 |
| 2.5-3% | 3 | $615,000 | $205,000 |
During 2023, Hinesville's most frequently originated rate bucket was 6-7%, with 1,064 originations.
Loan Sizing (HINESVILLE, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,613 | $434,715,000 | $269,507 |
| $100k-200k | 580 | $90,500,000 | $156,034 |
| $100,000 or less | 302 | $15,770,000 | $52,219 |
| $400k-600k | 52 | $23,580,000 | $453,462 |
| $600k-1000k | 6 | $4,630,000 | $771,667 |
| $Over $1MM | 2 | $8,760,000 | $4,380,000 |
HINESVILLE's loan sizing saw the bucket of loans from $200k-400k with 1,613 originations, totaling $434,715,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,419 | $355,835,000 | $250,765 |
| Over 100% | 430 | $119,420,000 | $277,721 |
| 60-80% | 275 | $52,605,000 | $191,291 |
| Under 20% | 84 | $2,890,000 | $34,405 |
| 20-40% | 79 | $6,915,000 | $87,532 |
| 40-60% | 77 | $18,195,000 | $236,299 |
HINESVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,419 originations, totaling $355,835,000 in origination value.