HINESVILLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hinesville averaged 6.89% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.9% and one month ago for the week of 2025-02-27, the average rate was 7.11%.

Hinesville's average rate one year ago was 6.94%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.24%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Hinesville 30 Year Fixed Rate 2025-04-03 6.89%
Hinesville 30 Year Fixed Rate Refi 2025-04-03 7.24%
Hinesville 15 Year Fixed Rate 2025-04-03 5.82%
Hinesville 15 Year Fixed Rate Refi 2025-04-03 6.12%
Hinesville 30 Year FHA 2025-04-03 6.51%
Hinesville 30 Year FHA Refi 2025-04-03 6.36%
Hinesville 30 Year USDA 2025-04-03 6.42%
Hinesville 30 Year USDA Refi 2025-04-03 6.52%
Hinesville 30 Year VA 2025-04-03 6.16%
Hinesville 30 Year VA Refi 2025-04-03 5.8%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HINESVILLE, GA.

HINESVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HINESVILLE, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
QUICKEN LOANS, LLC 53 6.88% $6,623
BROKER SOLUTIONS, INC. 22 6.72% $6,443
UNITED WHOLESALE MORTGAGE, LLC 19 7.06% $7,834
NAVY FEDERAL CREDIT UNION 14 7.13% $5,667
General Mortgage Capital Corporation 11 6.67% $5,823
VANDERBILT MORTGAGE AND FINANCE, INC. 9 7.00% $6,826
MOVEMENT MORTGAGE, LLC 8 6.63% $5,551
GUILD MORTGAGE COMPANY 6 6.98% $5,364
Ameris Bank 6 6.54% $7,286
JPMorgan Chase Bank 5 6.65% $3,814
Mortgage Research Center, LLC 5 6.63% $2,929
BANKSOUTH MORTGAGE COMPANY, LLC 5 7.23% $6,261
PENNYMAC LOAN SERVICES, LLC 5 6.65% $5,410
Flagstar Bank, FSB 5 6.74% $5,698
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.64% $6,652
Wells Fargo Bank 4 6.88% $5,754
ABSOLUTE HOME MORTGAGE CORPORATION 3 6.96% $5,499
Mr. Cooper ( Nationstar Mortgage ) 3 6.96% $5,713
Ally Bank 2 6.50% $8,482
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.88% $9,044
NEWREZ LLC 2 6.75% $11,468
AMERICAN FINANCING CORPORATION 2 7.13% $9,665
PHH Mortgage Corporation 2 6.68% $5,142
GEOVISTA 2 6.75% $3,495
PREMIA MORTGAGE, LLC 2 6.88% $686
BAY EQUITY LLC 2 6.63% $7,982
Renasant Bank 2 6.63% $6,741
HOMESIDE FINANCIAL, LLC 2 7.06% $7,625
Colony Bank 2 6.62% $8,543
INTERSTATE UNLIMITED Federal Credit Union 2 10.00% $5,287
SUMMIT FUNDING, INC. 2 6.38% $5,948
SWBC MORTGAGE CORPORATION 2 7.38% $1,494
United Community Bank 2 7.63% $5,225
USAA Federal Savings Bank 2 6.69% $6,041
U.S. Bank 2 6.00% $175
STATE EMPLOYEES' 1 5.38% $5,053
Truist 1 6.49% $6,095
ZILLOW HOME LOANS, LLC 1 6.63% $4,750
NexBank 1 7.38% $13,871
AgFirst Farm Credit Bank 1 7.38% $8,733
AgSouth Farm Credit, ACA 1 7.88% $1,595
ALLIED MORTGAGE GROUP, INC. 1 6.63% $3,051
AMERICAN FINANCIAL NETWORK, INC. 1 7.75% $8,550
AMERICAN FINANCIAL RESOURCES, INC. 1 6.75% $5,712
AmeriHome Mortgage Company, LLC 1 6.25% $7,416
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 6.88% $3,883
CALCON MUTUAL MORTGAGE LLC 1 7.50% $12,704
CANOPY MORTGAGE, LLC 1 6.63% $6,481
CAPITAL CENTER, L.L.C. 1 6.00% $6,440
CMG MORTGAGE, INC. 1 7.99% $4,908
Discover Bank 1 6.99% $0
Fifth Third Bank 1 6.88% $4,885
First National Bank of America 1 9.24% $9,806
First Option Mortgage, LLC 1 8.38% $9,983
FLAT BRANCH MORTGAGE, INC. 1 7.00% $7,642
FREEDOM MORTGAGE CORPORATION 1 7.50% $10,183
GUARANTEED RATE, INC. 1 7.40% $8,038
Hometown Equity Mortgage, LLC 1 7.50% $15,626
Ixonia Bank 1 6.38% $7,912
LOANDEPOT.COM, LLC 1 6.99% $4,904
Magnolia Bank 1 6.99% $5,058
21ST MORTGAGE CORPORATION 1 8.75% $5,807
OCMBC, INC. 1 7.88% $10,090
OPEN MORTGAGE, LLC 1 7.13% $6,968
PENTAGON FEDERAL CREDIT UNION 1 6.50% $7,003
Plains Commerce Bank 1 7.63% $5,391
PLANET HOME LENDING, LLC 1 7.38% $10,300
PNC Bank 1 5.38% $5,897
PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.38% $6,088
Queensborough National Bank & Trust Company 1 9.50% $1,871
Servion, Inc. 1 7.00% $8,677
Sierra Pacific Mortgage Company, Inc. 1 7.63% $6,378
South State Bank 1 6.60% $4,663

HINESVILLE Average Closing Costs & Other Stats

HINESVILLE, GA's 73 lenders originated 3,000 loans during 2024. The total origination value was $721,900,000, with an average loan value of $240,633.

HINESVILLE's average closing costs are $6,157.

The top HINESVILLE lender as defined by loan originations is QUICKEN LOANS, LLC, with 53 loans originated. Their average total fees are $6,623, which is $180 higher than the next largest lender, BROKER SOLUTIONS, INC..

The lowest fee HINESVILLE lenders (with over 10 loans originated) are NAVY FEDERAL CREDIT UNION ($5,667), General Mortgage Capital Corporation ($5,823), BROKER SOLUTIONS, INC. ($6,443), QUICKEN LOANS, LLC ($6,623) and UNITED WHOLESALE MORTGAGE, LLC ($7,834).

The lowest rate HINESVILLE lenders (with over 10 loans originated) are General Mortgage Capital Corporation (6.67%), BROKER SOLUTIONS, INC. (6.72%), QUICKEN LOANS, LLC (6.88%), UNITED WHOLESALE MORTGAGE, LLC (7.06%) and NAVY FEDERAL CREDIT UNION (7.13%).

HINESVILLE, GA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Mortgage Research Center, LLC $100,010,000 $108,390,000 8.4% 15.0%
UNITED WHOLESALE MORTGAGE, LLC $40,725,000 $82,455,000 102.5% 11.4%
BROKER SOLUTIONS, INC. $45,115,000 $45,180,000 0.1% 6.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $35,325,000 $41,045,000 16.2% 5.7%
QUICKEN LOANS, LLC $30,755,000 $36,955,000 20.2% 5.1%
FREEDOM MORTGAGE CORPORATION $9,345,000 $33,845,000 262.2% 4.7%
NAVY FEDERAL CREDIT UNION $33,165,000 $29,385,000 -11.4% 4.1%
GUILD MORTGAGE COMPANY $11,430,000 $24,265,000 112.3% 3.4%
PENNYMAC LOAN SERVICES, LLC $12,540,000 $21,220,000 69.2% 2.9%
MORTGAGE SOLUTIONS OF COLORADO, LLC $13,920,000 $15,345,000 10.2% 2.1%
Glennville Bank $12,275,000 $12,650,000 3.1% 1.8%
VILLAGE CAPITAL MORTGAGE $2,785,000 $10,620,000 281.3% 1.5%
MOVEMENT MORTGAGE, LLC $6,905,000 $10,495,000 52.0% 1.5%
NEWREZ LLC $1,305,000 $9,580,000 634.1% 1.3%
PLANET HOME LENDING, LLC $1,250,000 $9,160,000 632.8% 1.3%
DHI MORTGAGE COMPANY, LTD. $8,615,000 n/a 1.2%
Ameris Bank $12,480,000 $7,710,000 -38.2% 1.1%
GUARANTEED RATE, INC. $15,435,000 $7,605,000 -50.7% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,375,000 $7,510,000 -10.3% 1.0%
Equity Prime Mortgage LLC $3,805,000 $7,505,000 97.2% 1.0%
USAA Federal Savings Bank $4,710,000 $7,275,000 54.5% 1.0%
NEW DAY FINANCIAL, LLC $4,285,000 $6,060,000 41.4% 0.8%
Plains Commerce Bank $3,995,000 $5,470,000 36.9% 0.8%
OCMBC, INC. $1,815,000 $4,825,000 165.8% 0.7%
Flagstar Bank, FSB $8,470,000 $4,450,000 -47.5% 0.6%
LOANDEPOT.COM, LLC $3,075,000 $4,215,000 37.1% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $1,520,000 $4,140,000 172.4% 0.6%
Paramount Residential Mortgage Group, Inc. $1,675,000 $4,120,000 146.0% 0.6%
The Federal Savings Bank $4,980,000 $3,890,000 -21.9% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $2,405,000 $3,765,000 56.5% 0.5%
South Georgia Bank $2,775,000 $3,720,000 34.1% 0.5%
BANKSOUTH MORTGAGE COMPANY, LLC $4,225,000 $3,655,000 -13.5% 0.5%
CMG MORTGAGE, INC. $1,400,000 $3,295,000 135.4% 0.5%
PrimeSouth Bank $585,000 $3,260,000 457.3% 0.5%
LENDINGONE, LLC $2,440,000 $3,230,000 32.4% 0.4%
Prosperity Home Mortgage, LLC $2,770,000 $3,215,000 16.1% 0.4%
General Mortgage Capital Corporation $495,000 $2,875,000 480.8% 0.4%
21ST MORTGAGE CORPORATION $2,295,000 $2,660,000 15.9% 0.4%
Century Mortgage Company DBA Century Lending Company $820,000 $2,530,000 208.5% 0.4%
SUMMIT FUNDING, INC. $415,000 $2,520,000 507.2% 0.3%
LAKEVIEW LOAN SERVICING, LLC $175,000 $2,465,000 1,308.6% 0.3%
Carrington Mortgage Services, LLC $2,490,000 $2,265,000 -9.0% 0.3%
CARDINAL FINANCIAL $7,005,000 $2,130,000 -69.6% 0.3%
AmeriHome Mortgage Company, LLC $2,110,000 n/a 0.3%
Magnolia Bank $2,335,000 $2,045,000 -12.4% 0.3%
TOWNE MORTGAGE COMPANY $920,000 $2,000,000 117.4% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $1,845,000 $1,990,000 7.9% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $420,000 $1,940,000 361.9% 0.3%
Colony Bank $730,000 $1,880,000 157.5% 0.3%
AMERISAVE MORTGAGE CORPORATION $2,020,000 $1,860,000 -7.9% 0.3%
Renasant Bank $2,045,000 $1,785,000 -12.7% 0.2%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $2,755,000 $1,705,000 -38.1% 0.2%
CANOPY MORTGAGE, LLC $1,645,000 $1,675,000 1.8% 0.2%
AMERICAN FINANCING CORPORATION $1,655,000 n/a 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,230,000 $1,635,000 32.9% 0.2%
United Community Bank $345,000 $1,550,000 349.3% 0.2%
SWBC MORTGAGE CORPORATION $15,195,000 $1,500,000 -90.1% 0.2%
CLEARPATH LENDING $1,310,000 $1,485,000 13.4% 0.2%
Wells Fargo Bank $1,130,000 $1,365,000 20.8% 0.2%
HOMESIDE FINANCIAL, LLC $245,000 $1,355,000 453.1% 0.2%
SOUTHPOINT FINANCIAL SERVICES, INC. $3,065,000 $1,315,000 -57.1% 0.2%
NBKC BANK $875,000 $1,280,000 46.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $650,000 $1,235,000 90.0% 0.2%
MORTGAGEONE, INC. $1,220,000 n/a 0.2%
Loan Simple, Inc. $260,000 $1,125,000 332.7% 0.2%
PREMIA MORTGAGE, LLC $205,000 $1,090,000 431.7% 0.2%
GEOVISTA $455,000 $1,045,000 129.7% 0.1%
DAS Acquisition Company, LLC $510,000 $1,010,000 98.0% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $975,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $2,490,000 $970,000 -61.0% 0.1%
ALLIED MORTGAGE GROUP, INC. $155,000 $960,000 519.4% 0.1%
Barrington Bank & Trust Company, N.A. $640,000 $885,000 38.3% 0.1%
Credence Funding Corporation $885,000 n/a 0.1%
GoPrime Mortgage, Inc. $885,000 n/a 0.1%
NORWICH COMMERCIAL GROUP, INC. $865,000 n/a 0.1%
Armed Forces Bank $720,000 $855,000 18.8% 0.1%
PLAZA HOME MORTGAGE, INC. $580,000 $845,000 45.7% 0.1%
JPMorgan Chase Bank $1,010,000 $835,000 -17.3% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $410,000 $825,000 101.2% 0.1%
PHH Mortgage Corporation $85,000 $805,000 847.1% 0.1%
Southeastern Bank $2,100,000 $795,000 -62.1% 0.1%
Lakeview Community Capital, LLC $330,000 $755,000 128.8% 0.1%
Presidential Bank, FSB $360,000 $750,000 108.3% 0.1%
Commerce Home Mortgage, Inc. $165,000 $740,000 348.5% 0.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $730,000 n/a 0.1%
INTERSTATE UNLIMITED Federal Credit Union $460,000 $695,000 51.1% 0.1%
MILEND, INC. $545,000 $685,000 25.7% 0.1%
South State Bank $1,085,000 $685,000 -36.9% 0.1%
Mid-Continent Funding, Inc. $500,000 $680,000 36.0% 0.1%
CALCON MUTUAL MORTGAGE LLC $570,000 $675,000 18.4% 0.1%
BAY EQUITY LLC $295,000 $645,000 118.6% 0.1%
SOUTHWEST STAGE FUNDING, LLC $700,000 $645,000 -7.9% 0.1%
U.S. Bank $1,190,000 $645,000 -45.8% 0.1%
UNION HOME MORTGAGE CORP. $175,000 $625,000 257.1% 0.1%
US MORTGAGE CORPORATION $600,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $115,000 $585,000 408.7% 0.1%
MICHIGAN MUTUAL, INC. $585,000 n/a 0.1%
Total Media Management, LLC $585,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $470,000 $575,000 22.3% 0.1%
The First, A National Banking Association $2,765,000 $555,000 -79.9% 0.1%
NATIONS DIRECT MORTGAGE, LLC $545,000 n/a 0.1%
NFM, INC. $515,000 $540,000 4.9% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $540,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $530,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $500,000 $530,000 6.0% 0.1%
Brighton Bank $520,000 n/a 0.1%
NATION ONE MORTGAGE CORPORATION $520,000 n/a 0.1%
PNC Bank $675,000 $520,000 -23.0% 0.1%
Service Federal Credit Union $500,000 n/a 0.1%
Nations Lending Corporation $300,000 $480,000 60.0% 0.1%
LOANPAL, LLC $440,000 $460,000 4.5% 0.1%
AgFirst Farm Credit Bank $1,380,000 $455,000 -67.0% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,925,000 $445,000 -76.9% 0.1%
INTERCOASTAL MORTGAGE COMPANY $445,000 n/a 0.1%
Ally Bank $440,000 n/a 0.1%
Citizens Bank $2,865,000 $440,000 -84.6% 0.1%
VERITAS FUNDING, LLC $430,000 n/a 0.1%
Figure Lending LLC $475,000 $390,000 -17.9% 0.1%
Discover Bank $600,000 $375,000 -37.5% 0.1%
AgSouth Farm Credit, ACA $365,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $360,000 n/a 0.0%
NexBank $345,000 n/a 0.0%
Residential Acceptance Corporation $345,000 n/a 0.0%
SeaTrust Mortgage Company $600,000 $345,000 -42.5% 0.0%
The Loan Store, Inc. $135,000 $340,000 151.9% 0.0%
BancorpSouth $335,000 n/a 0.0%
Keystone Funding, Inc. $335,000 n/a 0.0%
Servion, Inc. $335,000 n/a 0.0%
Cornerstone First Mortgage, Inc $285,000 $325,000 14.0% 0.0%
Capital City Home Loans, LLC $315,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $315,000 n/a 0.0%
SOUTHERN TRUST MORTGAGE, LLC $315,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $580,000 $310,000 -46.6% 0.0%
Alcova Mortgage LLC $300,000 n/a 0.0%
First Option Mortgage, LLC $295,000 n/a 0.0%
First Savings Bank $295,000 $295,000 0.0% 0.0%
Old National Bank $275,000 $295,000 7.3% 0.0%
Texana Bank $295,000 n/a 0.0%
Truist $560,000 $295,000 -47.3% 0.0%
DEEPHAVEN MORTGAGE LLC $330,000 $290,000 -12.1% 0.0%
First United Bank and Trust Company $285,000 n/a 0.0%
THE MORTGAGE FIRM, INC. $810,000 $285,000 -64.8% 0.0%
First Federal Bank $535,000 $275,000 -48.6% 0.0%
First Heritage Mortgage, LLC $275,000 n/a 0.0%
GERSHMAN INVESTMENT CORP. $275,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $275,000 n/a 0.0%
Hometown Equity Mortgage, LLC $275,000 n/a 0.0%
S1L, Inc. $465,000 $275,000 -40.9% 0.0%
Goldwater Bank, N.A. $265,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $540,000 $265,000 -50.9% 0.0%
Morris Bank $265,000 n/a 0.0%
Pinnacle Bank $265,000 n/a 0.0%
RAPID MORTGAGE COMPANY $265,000 n/a 0.0%
UNITED MORTGAGE CORP $265,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $255,000 n/a 0.0%
INTELLILOAN, INC. $255,000 n/a 0.0%
Northpointe Bank $1,380,000 $255,000 -81.5% 0.0%
STATE EMPLOYEES' $255,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $335,000 $255,000 -23.9% 0.0%
CONTOUR MORTGAGE CORPORATION $765,000 $245,000 -68.0% 0.0%
FIRST CHOICE MORTGAGE, INC. $245,000 n/a 0.0%
First National Bank of America $215,000 $245,000 14.0% 0.0%
Ixonia Bank $245,000 n/a 0.0%
MORTGAGE INVESTORS GROUP, INC. $410,000 $245,000 -40.2% 0.0%
SPRING EQ, LLC $195,000 $245,000 25.6% 0.0%
Bank of America $895,000 $240,000 -73.2% 0.0%
HOME SOLUTION LENDERS INC. $235,000 n/a 0.0%
CAPITAL CENTER, L.L.C. $225,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $225,000 n/a 0.0%
Peoples Bank $225,000 n/a 0.0%
Fifth Third Bank $55,000 $215,000 290.9% 0.0%
HOMESPIRE MORTGAGE CORPORATION $255,000 $215,000 -15.7% 0.0%
STOCKTON MORTGAGE CORPORATION $215,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $205,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,385,000 $205,000 -85.2% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $195,000 n/a 0.0%
NBH Bank $480,000 $195,000 -59.4% 0.0%
TRIAD FINANCIAL SERVICES, INC. $190,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $145,000 $185,000 27.6% 0.0%
OPEN MORTGAGE, LLC $185,000 n/a 0.0%
A&D Mortgage LLC $185,000 $180,000 -2.7% 0.0%
Queensborough National Bank & Trust Company $180,000 n/a 0.0%
EMM LOANS LLC $175,000 n/a 0.0%
Investmark Mortgage, LLC $175,000 n/a 0.0%
M&T Bank $175,000 n/a 0.0%
Towne Bank $175,000 n/a 0.0%
First Horizon Bank $610,000 $170,000 -72.1% 0.0%
1ST SIGNATURE LENDING, LLC $165,000 n/a 0.0%
AMWEST FUNDING CORP. $145,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $115,000 $145,000 26.1% 0.0%
TOWER $125,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $110,000 n/a 0.0%
BankSouth $75,000 $105,000 40.0% 0.0%
Home Mortgage Alliance Corp $100,000 n/a 0.0%
Baxter Credit Union $85,000 n/a 0.0%
ROBINS FINANCIAL $225,000 $85,000 -62.2% 0.0%
State Department Federal Credit Union $75,000 n/a 0.0%
Signature Federal Credit Union $65,000 n/a 0.0%
GEORGIA'S OWN $55,000 $45,000 -18.2% 0.0%
Regions Bank $385,000 $45,000 -88.3% 0.0%
First-Citizens Bank & Trust Company $65,000 $35,000 -46.2% 0.0%

HINESVILLE's top lender by overall market share is Mortgage Research Center, LLC, with 15.0% market share. In second place, with 11.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $82,455,000 in loans. In third place, with 6.3%, is BROKER SOLUTIONS, INC., having originated $45,180,000 in loans. In fourth place, with 5.7%, is VANDERBILT MORTGAGE AND FINANCE, INC., having originated $41,045,000 in loans. In fifth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $36,955,000 in loans.


HINESVILLE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - HINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $162,500 (8.4%) $181,264 (13.2%) 0.00 419
2018-02-01 $160,000 (5.9%) $174,249 (6.0%) 0.00 433
2018-03-01 $164,900 (7.3%) $174,040 (4.6%) 0.00 478
2018-04-01 $164,900 (6.5%) $174,739 (5.5%) 0.00 481
2018-05-01 $162,400 (3.9%) $174,558 (4.4%) 0.00 482
2018-06-01 $164,500 (5.8%) $178,160 (5.5%) 0.00 468
2018-07-01 $169,900 (6.2%) $197,012 (13.7%) 0.00 506
2018-08-01 $169,275 (4.2%) $197,850 (12.4%) 0.00 489
2018-09-01 $170,000 (6.3%) $199,431 (10.8%) 0.00 490
2018-10-01 $172,000 (8.4%) $201,864 (13.6%) 0.00 500
2018-11-01 $174,425 (7.7%) $204,500 (13.2%) 0.00 481
2018-12-01 $167,775 (2.3%) $200,260 (9.8%) 0.00 491
2019-01-01 $168,673 (3.8%) $200,367 (10.5%) 0.00 488
2019-02-01 $165,998 (3.8%) $198,046 (13.7%) 0.00 499
2019-03-01 $166,811 (1.2%) $196,720 (13.0%) 0.00 494
2019-04-01 $165,189 (0.2%) $195,033 (11.6%) 0.00 487
2019-05-01 $165,700 (2.0%) $196,022 (12.3%) 0.00 487
2019-06-01 $163,450 (-0.6%) $193,785 (8.8%) 0.00 482
2019-07-01 $159,945 (-5.9%) $190,992 (-3.1%) 0.00 478
2019-08-01 $160,282 (-5.3%) $191,034 (-3.5%) 0.00 463
2019-09-01 $160,855 (-5.4%) $193,567 (-2.9%) 0.00 451
2019-10-01 $163,100 (-5.2%) $195,430 (-3.2%) 0.00 444
2019-11-01 $170,925 (-2.0%) $204,397 (-0.1%) 0.00 452
2019-12-01 $173,825 (3.6%) $204,796 (2.3%) 0.00 455
2020-01-01 $177,381 (5.2%) $208,115 (3.9%) 0.00 426
2020-02-01 $181,325 (9.2%) $215,837 (9.0%) 0.00 418
2020-03-01 $179,933 (7.9%) $218,075 (10.9%) 0.00 417
2020-04-01 $183,475 (11.1%) $219,891 (12.8%) 0.00 397
2020-05-01 $185,813 (12.1%) $222,132 (13.3%) 0.00 361
2020-06-01 $184,728 (13.0%) $223,317 (15.2%) 0.00 320
2020-07-01 $188,875 (18.1%) $210,002 (10.0%) 0.00 320
2020-08-01 $189,900 (18.5%) $210,270 (10.1%) 0.00 290
2020-09-01 $189,950 (18.1%) $212,323 (9.7%) 0.00 269
2020-10-01 $193,990 (18.9%) $212,363 (8.7%) 0.00 246
2020-11-01 $195,348 (14.3%) $210,465 (3.0%) 0.00 252
2020-12-01 $198,350 (14.1%) $211,618 (3.3%) 0.00 251
2021-01-01 $199,691 (12.6%) $213,276 (2.5%) 0.00 250
2021-02-01 $210,448 (16.1%) $223,265 (3.4%) 0.00 237
2021-03-01 $207,400 (15.3%) $234,052 (7.3%) 0.00 176
2021-04-01 $234,700 (27.9%) $268,794 (22.2%) 0.00 147
2021-05-01 $239,500 (28.9%) $269,099 (21.1%) 0.00 141
2021-06-01 $239,694 (29.8%) $268,092 (20.1%) 0.00 140
2021-07-01 $240,050 (27.1%) $269,767 (28.5%) 0.00 138
2021-08-01 $249,972 (31.6%) $268,338 (27.6%) 0.00 141
2021-09-01 $248,236 (30.7%) $281,722 (32.7%) 0.00 140
2021-10-01 $250,000 (28.9%) $281,962 (32.8%) 0.00 169
2021-11-01 $254,190 (30.1%) $289,125 (37.4%) 0.00 140
2021-12-01 $285,837 (44.1%) $309,034 (46.0%) 0.00 149
2022-01-01 $275,837 (38.1%) $296,249 (38.9%) 0.00 112
2022-02-01 $274,057 (30.2%) $301,774 (35.2%) 0.00 84
2022-03-01 $281,788 (35.9%) $298,385 (27.5%) 0.00 104
2022-04-01 $267,940 (14.2%) $295,255 (9.8%) 0.00 113
2022-05-01 $275,749 (15.1%) $291,287 (8.3%) 0.00 179
2022-06-01 $275,448 (14.9%) $295,823 (10.3%) 0.00 214
2022-07-01 $275,995 (15.0%) $299,840 (11.2%) 0.00 223
2022-08-01 $269,971 (8.0%) $290,153 (8.1%) 0.00 246
2022-09-01 $271,874 (9.5%) $291,514 (3.5%) 0.00 234
2022-10-01 $268,100 (7.2%) $286,921 (1.8%) 0.00 247
2022-11-01 $268,431 (5.6%) $292,389 (1.1%) 0.00 260
2022-12-01 $268,300 (-6.1%) $289,853 (-6.2%) 0.00 267
2023-01-01 $268,838 (-2.5%) $290,867 (-1.8%) 0.00 254
2023-02-01 $271,125 (-1.1%) $296,468 (-1.8%) 0.00 254
2023-03-01 $270,125 (-4.1%) $296,852 (-0.5%) 0.00 250
2023-04-01 $274,835 (2.6%) $299,964 (1.6%) 0.00 229
2023-05-01 $277,350 (0.6%) $305,715 (5.0%) 0.00 228
2023-06-01 $279,888 (1.6%) $306,247 (3.5%) 0.00 229
2023-07-01 $282,900 (2.5%) $314,750 (5.0%) 0.00 240
2023-08-01 $279,813 (3.7%) $302,517 (4.3%) 0.00 260
2023-09-01 $283,525 (4.3%) $305,964 (5.0%) 0.00 325
2023-10-01 $285,180 (6.4%) $309,721 (8.0%) 0.00 360
2023-11-01 $284,975 (6.2%) $311,332 (6.5%) 0.00 379
2023-12-01 $283,663 (5.7%) $315,886 (9.0%) 0.00 369
2024-01-01 $279,999 (4.2%) $315,941 (8.6%) 0.00 357
2024-02-01 $277,500 (2.4%) $309,770 (4.5%) 0.00 370
2024-03-01 $282,000 (4.4%) $311,839 (5.1%) 0.00 339
2024-04-01 $283,931 (3.3%) $317,454 (5.8%) 0.00 320
2024-05-01 $285,650 (3.0%) $329,074 (7.6%) 0.00 285
2024-06-01 $283,400 (1.3%) $325,981 (6.4%) 0.00 281
2024-07-01 $289,919 (2.5%) $323,272 (2.7%) 0.00 284
2024-08-01 $288,500 (3.1%) $313,304 (3.6%) 0.00 316
2024-09-01 $296,663 (4.6%) $322,374 (5.4%) 0.00 331
2024-10-01 $299,144 (4.9%) $322,220 (4.0%) 0.00 333
2024-11-01 $300,825 (5.6%) $329,647 (5.9%) 0.00 335
2024-12-01 $301,250 (6.2%) $324,337 (2.7%) 0.00 321
2025-01-01 $302,344 (8.0%) $323,318 (2.3%) 0.00 315
2025-02-01 $294,900 (6.3%) $313,314 (1.1%) 0.00 359
2025-03-01 $294,425 (4.4%) $311,860 (0.0%) 0.00 456
HINESVILLE's median listing price for 2025-03-01 was $294,425, a difference of $12,425 (4.4%) versus the prior year and $-475 versus the prior month.

HINESVILLE's median listing price comes in at 0% of the national average.

HINESVILLE's average listing price for 2025-03-01 was $311,860, a difference of $21 (0.0%) versus the prior year and $-1,454 versus the prior month.

For the 2025-03-01 period, HINESVILLE had 456 MLS listings, a difference of 97 listings (27%) versus the prior month and 117 listings (35%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,761 sqft
2018-02-01 0 days 1,729 sqft
2018-03-01 0 days 1,768 sqft
2018-04-01 0 days 1,755 sqft
2018-05-01 0 days 1,713 sqft
2018-06-01 0 days 1,749 sqft
2018-07-01 0 days 1,797 sqft
2018-08-01 0 days 1,801 sqft
2018-09-01 0 days 1,848 sqft
2018-10-01 0 days 1,872 sqft
2018-11-01 0 days 1,900 sqft
2018-12-01 0 days 1,862 sqft
2019-01-01 0 days 1,852 sqft
2019-02-01 0 days 1,807 sqft
2019-03-01 0 days 1,810 sqft
2019-04-01 0 days 1,802 sqft
2019-05-01 0 days 1,801 sqft
2019-06-01 0 days 1,792 sqft
2019-07-01 0 days 1,681 sqft
2019-08-01 0 days 1,704 sqft
2019-09-01 0 days 1,748 sqft
2019-10-01 0 days 1,779 sqft
2019-11-01 0 days 1,799 sqft
2019-12-01 0 days 1,801 sqft
2020-01-01 0 days 1,799 sqft
2020-02-01 0 days 1,855 sqft
2020-03-01 0 days 1,827 sqft
2020-04-01 0 days 1,819 sqft
2020-05-01 0 days 1,894 sqft
2020-06-01 0 days 1,803 sqft
2020-07-01 0 days 1,860 sqft
2020-08-01 0 days 1,831 sqft
2020-09-01 0 days 1,874 sqft
2020-10-01 0 days 1,902 sqft
2020-11-01 0 days 1,874 sqft
2020-12-01 0 days 1,881 sqft
2021-01-01 0 days 1,863 sqft
2021-02-01 0 days 1,892 sqft
2021-03-01 0 days 1,831 sqft
2021-04-01 0 days 2,042 sqft
2021-05-01 0 days 2,039 sqft
2021-06-01 0 days 2,053 sqft
2021-07-01 0 days 2,002 sqft
2021-08-01 0 days 1,997 sqft
2021-09-01 0 days 1,958 sqft
2021-10-01 0 days 2,002 sqft
2021-11-01 0 days 1,981 sqft
2021-12-01 0 days 2,155 sqft
2022-01-01 0 days 2,133 sqft
2022-02-01 0 days 2,125 sqft
2022-03-01 0 days 1,987 sqft
2022-04-01 0 days 1,810 sqft
2022-05-01 0 days 1,919 sqft
2022-06-01 0 days 1,977 sqft
2022-07-01 0 days 1,975 sqft
2022-08-01 0 days 1,899 sqft
2022-09-01 0 days 1,894 sqft
2022-10-01 0 days 1,862 sqft
2022-11-01 0 days 1,925 sqft
2022-12-01 0 days 1,888 sqft
2023-01-01 0 days 1,864 sqft
2023-02-01 0 days 1,893 sqft
2023-03-01 0 days 1,875 sqft
2023-04-01 0 days 1,960 sqft
2023-05-01 0 days 1,929 sqft
2023-06-01 0 days 1,925 sqft
2023-07-01 0 days 1,937 sqft
2023-08-01 0 days 1,929 sqft
2023-09-01 0 days 1,926 sqft
2023-10-01 0 days 1,925 sqft
2023-11-01 0 days 1,923 sqft
2023-12-01 0 days 1,925 sqft
2024-01-01 0 days 1,882 sqft
2024-02-01 0 days 1,835 sqft
2024-03-01 0 days 1,920 sqft
2024-04-01 0 days 1,907 sqft
2024-05-01 0 days 1,923 sqft
2024-06-01 0 days 1,823 sqft
2024-07-01 0 days 1,914 sqft
2024-08-01 0 days 1,890 sqft
2024-09-01 0 days 1,926 sqft
2024-10-01 0 days 1,951 sqft
2024-11-01 0 days 1,977 sqft
2024-12-01 0 days 1,960 sqft
2025-01-01 0 days 1,944 sqft
2025-02-01 0 days 1,843 sqft
2025-03-01 0 days 1,814 sqft
HINESVILLE's median listing age (time on market) for 2025-03-01 was 0 days.

HINESVILLE's median square footage for active listings during the 2025-03-01 period was 1,814 sqft. One year prior, the average listing was 1,920 sqft.

HINESVILLE, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,012 $512,200,000 $254,573
Refi 521 $130,155,000 $249,818
Cash Out Refi 312 $67,770,000 $217,212
Home Improvement 85 $5,785,000 $68,059
Other 70 $5,990,000 $85,571

Hinesville's most frequently cited loan purpose was Home Purchase, with 2,012 originations. The 2nd most popular reason was Refi, with 521 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,390 $366,690,000 $263,806
5-6% 662 $177,900,000 $268,731
7-8% 439 $107,475,000 $244,818
Over 8% 253 $27,995,000 $110,652
4-5% 62 $17,380,000 $280,323
<2.5% 23 $755,000 $32,826
2.5-3% 4 $870,000 $217,500
3-4% 3 $345,000 $115,000

During 2024, Hinesville's most frequently originated rate bucket was 6-7%, with 1,390 originations.

Loan Sizing (HINESVILLE, GA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 2,116 $584,230,000 $276,101
$100k-200k 480 $74,670,000 $155,563
$100,000 or less 317 $17,005,000 $53,644
$400k-600k 77 $35,615,000 $462,532
$600k-1000k 8 $5,870,000 $733,750
$Over $1MM 2 $4,510,000 $2,255,000

HINESVILLE's loan sizing saw the bucket of loans from $200k-400k with 2,116 originations, totaling $584,230,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,573 $419,015,000 $266,380
Over 100% 560 $162,140,000 $289,536
60-80% 250 $49,970,000 $199,880
Under 20% 109 $3,815,000 $35,000
20-40% 98 $7,430,000 $75,816
40-60% 87 $13,815,000 $158,793

HINESVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,573 originations, totaling $419,015,000 in origination value.