HINESVILLE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Hinesville averaged 5.87% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.84% and one month ago for the week of 2022-04-07, the average rate was 5.09%.

Hinesville's average rate one year ago was 3.18%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.42%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Hinesville 30 Year Fixed Rate 2022-05-12 5.87%
Hinesville 30 Year Fixed Rate Refi 2022-05-12 5.42%
Hinesville 15 Year Fixed Rate 2022-05-12 5.11%
Hinesville 15 Year Fixed Rate Refi 2022-05-12 5.03%
Hinesville 30 Year FHA 2022-05-12 5.48%
Hinesville 30 Year FHA Refi 2022-05-12 5.79%
Hinesville 30 Year USDA 2022-05-12 5.01%
Hinesville 30 Year VA 2022-05-12 5.37%
Hinesville 30 Year VA Refi 2022-05-12 5.24%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HINESVILLE, GA.

HINESVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the HINESVILLE, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 59 3.26% $4,627
BROKER SOLUTIONS, INC. 34 3.27% $4,406
NAVY FEDERAL CREDIT UNION 20 3.97% $3,970
Mortgage Research Center, LLC 20 2.89% $3,145
UNITED WHOLESALE MORTGAGE, LLC 17 3.20% $5,958
LOANDEPOT.COM, LLC 16 3.12% $4,896
Ameris Bank 14 3.15% $4,011
Flagstar Bank, FSB 11 3.33% $3,641
Wells Fargo Bank 10 3.33% $2,344
MOVEMENT MORTGAGE, LLC 8 3.28% $3,569
BANKSOUTH MORTGAGE COMPANY, LLC 8 3.06% $4,541
Citizens Bank 7 3.13% $4,103
VANDERBILT MORTGAGE AND FINANCE, INC. 7 3.41% $5,036
SWBC MORTGAGE CORPORATION 7 3.04% $2,713
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 3.16% $3,798
Mr. Cooper ( Nationstar Mortgage ) 6 3.71% $3,796
AMERISAVE MORTGAGE CORPORATION 6 2.96% $4,825
GUILD MORTGAGE COMPANY 6 3.33% $3,980
South State Bank 6 3.08% $5,349
CALIBER HOME LOANS, INC. 6 3.33% $5,281
GENEVA FINANCIAL, LLC 5 3.58% $3,620
HOME POINT FINANCIAL CORPORATION 5 3.43% $3,047
Renasant Bank 5 3.33% $4,487
NEWREZ LLC 4 3.25% $4,447
BETTER MORTGAGE CORPORATION 4 2.88% $5,312
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 3.21% $3,898
GUARANTEED RATE, INC. 4 3.28% $4,538
UNITED PREMIER FUNDING, LLC 4 3.16% $3,561
INTERLINC MORTGAGE SERVICES, LLC 4 3.28% $3,220
Chicago Mortgage Solutions LLC 3 3.16% $1,819
DRAPER AND KRAMER MORTGAGE CORP. 3 2.67% $4,458
PENNYMAC LOAN SERVICES, LLC 3 3.50% $4,372
Colony Bank 3 2.91% $3,892
CERTAINTY HOME LOANS, LLC 3 3.00% $4,533
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.50% $7,632
GEOVISTA 3 3.00% $2,672
JPMorgan Chase Bank 3 3.46% $4,244
HOMESPIRE MORTGAGE CORPORATION 2 3.88% $4,505
Bank of America 2 3.13% $4,245
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 5.00% $13,939
CREDIT UNION FINANCIAL SERVICES, LLC 2 3.19% $7,173
ZILLOW HOME LOANS, LLC 2 3.13% $4,599
U.S. Bank 2 3.25% $3,090
FREEDOM MORTGAGE CORPORATION 2 2.94% $3,781
First Federal Bank 2 3.00% $3,347
ANGEL OAK HOME LOANS LLC 2 3.25% $4,056
Regions Bank 2 2.81% $922
Platinum Home Mortgage Corporation 2 3.38% $6,490
Blue Ridge Bank 2 3.75% $3,058
Plains Commerce Bank 2 3.31% $5,753
GMFS LLC 2 2.75% $2,332
Goldwater Bank, N.A. 2 2.63% $3,743
A&D Mortgage LLC 2 4.56% $4,429
CROSSCOUNTRY MORTGAGE, LLC 2 3.25% $4,556
Northpointe Bank 1 2.95% $2,388
AgFirst Farm Credit Bank 1 2.88% $4,690
Alcova Mortgage LLC 1 2.88% $3,344
Assurance Financial Group, L.L.C. 1 3.25% $3,283
ATLANTA POSTAL 1 3.38% $1,646
Bank of England 1 3.38% $3,511
BAY EQUITY LLC 1 3.25% $6,269
Carrington Mortgage Services, LLC 1 3.00% $3,962
CMG MORTGAGE, INC. 1 2.75% $3,163
Commercial Bank of Texas 1 3.99% $5,938
CRESCENT MORTGAGE COMPANY 1 3.63% $4,129
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.13% $3,269
DIRECT MORTGAGE LOANS, LLC 1 3.25% $4,078
Eagle Savings Bank 1 3.00% $2,525
FirstBank 1 2.99% $5,569
George Mason Mortgage, LLC 1 2.63% $3,898
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.63% $5,004
HOMESTAR FINANCIAL CORPORATION 1 3.00% $3,654
INSPIRE HOME LOANS INC. 1 3.38% $2,701
InterContinental Capital Group, Inc 1 2.75% $4,226
ITHINK FINANCIAL Credit Union 1 2.88% $3,649
LIBERTY HOME MORTGAGE CORPORATION 1 3.38% $6,582
Magnolia Bank 1 2.99% $3,411
Manufacturers and Traders Trust Company 1 3.00% $2,807
MORIA DEVELOPMENT, INC. 1 3.63% $4,250
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.50% $3,163
Nations Lending Corporation 1 3.25% $1,816
NBKC BANK 1 3.88% $2,584
21ST MORTGAGE CORPORATION 1 9.05% $6,378
Paramount Residential Mortgage Group, Inc. 1 3.63% $5,088
PENTAGON FEDERAL CREDIT UNION 1 4.25% $2,284
PHH Mortgage Corporation 1 4.75% $5,904
PNC Bank 1 2.63% $3,036
PREMIA MORTGAGE, LLC 1 1.75% $5,232
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.63% $7,287
Prosperity Home Mortgage, LLC 1 4.00% $3,867
PROVIDENT FUNDING ASSOCIATES, L.P. 1 3.00% $4,318
Queensborough National Bank & Trust Company 1 2.63% $2,749
RELIANCE FIRST CAPITAL, LLC 1 3.63% $5,017
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.13% $5,096
STANFORD Federal Credit Union 1 2.75% $3,431
STATE EMPLOYEES' 1 3.15% $3,137
STEARNS LENDING, LLC 1 3.38% $2,181
STOCKTON MORTGAGE CORPORATION 1 2.88% $7,295
SUCCESS MORTGAGE PARTNERS, INC. 1 3.38% $4,099
The Federal Savings Bank 1 3.13% $3,791
The Huntington National Bank 1 3.13% $3,266
THE MONEY HOUSE INC. 1 2.88% $4,276
TOWNE MORTGAGE COMPANY 1 3.50% $3,447
Truist Bank 1 2.75% $3,472
United Community Bank 1 3.25% $4,743
USAA Federal Savings Bank 1 3.25% $2,977
VAN DYK MORTGAGE CORPORATION 1 3.50% $3,848
Wyndham Capital Mortgage, Inc. 1 2.63% $4,831

HINESVILLE, GA's 108 lenders originated 4,112 loans during 2021. The total origination value was $791,640,000, with an average loan value of $192,519.

The top HINESVILLE lender as defined by loan originations is QUICKEN LOANS, LLC, with 59 loans originated. Their average total fees are $4,627, which is $221 higher than the next largest lender, BROKER SOLUTIONS, INC..

The lowest fee HINESVILLE lenders (with over 10 loans originated) are Wells Fargo Bank ($2,344), Mortgage Research Center, LLC ($3,145), Flagstar Bank, FSB ($3,641), NAVY FEDERAL CREDIT UNION ($3,970) and Ameris Bank ($4,011).

The lowest rate HINESVILLE lenders (with over 10 loans originated) are Mortgage Research Center, LLC (2.89%), LOANDEPOT.COM, LLC (3.12%), Ameris Bank (3.15%), UNITED WHOLESALE MORTGAGE, LLC (3.20%) and QUICKEN LOANS, LLC (3.26%).

HINESVILLE, GA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Mortgage Research Center, LLC $82,355,000 $155,025,000 88.2% 19.6%
FREEDOM MORTGAGE CORPORATION $51,355,000 $44,360,000 -13.6% 5.6%
QUICKEN LOANS, LLC $27,530,000 $42,665,000 55.0% 5.4%
BROKER SOLUTIONS, INC. $27,450,000 $38,835,000 41.5% 4.9%
PENNYMAC LOAN SERVICES, LLC $21,415,000 $33,795,000 57.8% 4.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $16,080,000 $27,710,000 72.3% 3.5%
SWBC MORTGAGE CORPORATION $30,075,000 $25,695,000 -14.6% 3.2%
NAVY FEDERAL CREDIT UNION $17,010,000 $23,950,000 40.8% 3.0%
UNITED WHOLESALE MORTGAGE, LLC $11,200,000 $21,040,000 87.9% 2.7%
GUILD MORTGAGE COMPANY $9,855,000 $17,910,000 81.7% 2.3%
Ameris Bank $19,345,000 $15,600,000 -19.4% 2.0%
Glennville Bank $13,105,000 $15,515,000 18.4% 2.0%
LOANDEPOT.COM, LLC $9,125,000 $12,320,000 35.0% 1.6%
USAA Federal Savings Bank $15,100,000 $10,950,000 -27.5% 1.4%
CERTAINTY HOME LOANS, LLC $10,365,000 $10,850,000 4.7% 1.4%
VILLAGE CAPITAL & INVESTMENT LLC $7,875,000 $10,810,000 37.3% 1.4%
BANKSOUTH MORTGAGE COMPANY, LLC $5,930,000 $10,355,000 74.6% 1.3%
CALIBER HOME LOANS, INC. $2,270,000 $9,885,000 335.5% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $8,780,000 $9,635,000 9.7% 1.2%
MOVEMENT MORTGAGE, LLC $1,390,000 $9,380,000 574.8% 1.2%
GUARANTEED RATE, INC. $4,775,000 $8,920,000 86.8% 1.1%
Southeastern Bank $3,180,000 $7,725,000 142.9% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,015,000 $7,640,000 153.4% 1.0%
HOME POINT FINANCIAL CORPORATION $2,585,000 $7,290,000 182.0% 0.9%
Wells Fargo Bank $4,670,000 $7,145,000 53.0% 0.9%
MORTGAGE SOLUTIONS OF COLORADO, LLC $8,520,000 $6,275,000 -26.3% 0.8%
Carrington Mortgage Services, LLC $5,765,000 $6,130,000 6.3% 0.8%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,710,000 $6,085,000 64.0% 0.8%
South Georgia Bank $7,705,000 $5,940,000 -22.9% 0.8%
LAKEVIEW LOAN SERVICING, LLC $3,280,000 $5,880,000 79.3% 0.7%
INTERLINC MORTGAGE SERVICES, LLC $6,070,000 $5,605,000 -7.7% 0.7%
Colony Bank $695,000 $5,280,000 659.7% 0.7%
Equity Prime Mortgage LLC $785,000 $5,010,000 538.2% 0.6%
NEW DAY FINANCIAL, LLC $4,495,000 $4,750,000 5.7% 0.6%
HOMESTAR FINANCIAL CORPORATION $1,370,000 $4,580,000 234.3% 0.6%
CLEARPATH LENDING $5,400,000 $4,550,000 -15.7% 0.6%
South State Bank $3,475,000 $4,290,000 23.5% 0.5%
Citizens Bank $2,465,000 $4,200,000 70.4% 0.5%
Royal Business Bank $4,070,000 n/a 0.5%
Renasant Bank $945,000 $3,835,000 305.8% 0.5%
BankSouth $3,805,000 n/a 0.5%
Low VA Rates, LLC $2,795,000 $3,790,000 35.6% 0.5%
The Federal Savings Bank $7,355,000 $3,580,000 -51.3% 0.5%
Platinum Home Mortgage Corporation $2,265,000 $3,415,000 50.8% 0.4%
NEWREZ LLC $2,155,000 $3,390,000 57.3% 0.4%
AMERISAVE MORTGAGE CORPORATION $2,965,000 $3,355,000 13.2% 0.4%
GENEVA FINANCIAL, LLC $1,140,000 $3,305,000 189.9% 0.4%
Lakeview Community Capital, LLC $815,000 $3,165,000 288.3% 0.4%
PrimeSouth Bank $500,000 $2,710,000 442.0% 0.3%
Flagstar Bank, FSB $805,000 $2,605,000 223.6% 0.3%
Plains Commerce Bank $2,525,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $1,335,000 $2,495,000 86.9% 0.3%
Prosperity Home Mortgage, LLC $420,000 $2,410,000 473.8% 0.3%
INSPIRE HOME LOANS INC. $695,000 $2,350,000 238.1% 0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,790,000 $2,345,000 -15.9% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $1,060,000 $2,140,000 101.9% 0.3%
Northpointe Bank $1,655,000 $2,045,000 23.6% 0.3%
Barrington Bank & Trust Company, N.A. $2,600,000 $1,965,000 -24.4% 0.2%
PENTAGON FEDERAL CREDIT UNION $725,000 $1,960,000 170.3% 0.2%
21ST MORTGAGE CORPORATION $2,430,000 $1,935,000 -20.4% 0.2%
Mid-Continent Funding, Inc. $1,000,000 $1,825,000 82.5% 0.2%
CONTOUR MORTGAGE CORPORATION $815,000 $1,725,000 111.7% 0.2%
NP, Inc. $615,000 $1,715,000 178.9% 0.2%
ANGEL OAK HOME LOANS LLC $1,675,000 $1,690,000 0.9% 0.2%
Paramount Residential Mortgage Group, Inc. $260,000 $1,690,000 550.0% 0.2%
BETTER MORTGAGE CORPORATION $65,000 $1,625,000 2,400.0% 0.2%
First Guaranty Mortgage Corporation $1,555,000 $1,580,000 1.6% 0.2%
DAS Acquisition Company, LLC $885,000 $1,565,000 76.8% 0.2%
InterContinental Capital Group, Inc $745,000 $1,515,000 103.4% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $1,100,000 $1,495,000 35.9% 0.2%
Truist Bank $745,000 $1,405,000 88.6% 0.2%
SOUTHWEST STAGE FUNDING, LLC $825,000 $1,380,000 67.3% 0.2%
Heritage Southeast Bank $8,035,000 $1,355,000 -83.1% 0.2%
Credence Funding Corporation $125,000 $1,330,000 964.0% 0.2%
PLANET HOME LENDING, LLC $2,595,000 $1,310,000 -49.5% 0.2%
GEOVISTA $555,000 $1,295,000 133.3% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,265,000 n/a 0.2%
HOMESPIRE MORTGAGE CORPORATION $1,260,000 n/a 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $115,000 $1,180,000 926.1% 0.1%
Blue Ridge Bank $1,150,000 n/a 0.1%
SOUTHEASTERN Credit Union $1,150,000 n/a 0.1%
CMG MORTGAGE, INC. $370,000 $1,060,000 186.5% 0.1%
First Federal Bank $565,000 $1,025,000 81.4% 0.1%
Magnolia Bank $880,000 $1,025,000 16.5% 0.1%
AmeriHome Mortgage Company, LLC $300,000 $995,000 231.7% 0.1%
Capital City Home Loans, LLC $1,515,000 $935,000 -38.3% 0.1%
CHURCHILL MORTGAGE CORPORATION $265,000 $810,000 205.7% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $190,000 $805,000 323.7% 0.1%
BAY EQUITY LLC $2,605,000 $770,000 -70.4% 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $400,000 $760,000 90.0% 0.1%
Guardian Bank $75,000 $755,000 906.7% 0.1%
U.S. Bank $835,000 $745,000 -10.8% 0.1%
North American Savings Bank, F.S.B. $545,000 $735,000 34.9% 0.1%
ZILLOW HOME LOANS, LLC $255,000 $700,000 174.5% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $135,000 $685,000 407.4% 0.1%
INTERCAP LENDING INC. $350,000 $675,000 92.9% 0.1%
CRESCENT MORTGAGE COMPANY $485,000 $665,000 37.1% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $145,000 $665,000 358.6% 0.1%
VAN DYK MORTGAGE CORPORATION $655,000 n/a 0.1%
CityWorth Mortgage LLC $640,000 n/a 0.1%
First Dakota National Bank $630,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $410,000 $625,000 52.4% 0.1%
FirstBank $505,000 $620,000 22.8% 0.1%
Chicago Mortgage Solutions LLC $615,000 n/a 0.1%
Bank of America $1,195,000 $590,000 -50.6% 0.1%
JPMorgan Chase Bank $780,000 $535,000 -31.4% 0.1%
Nations Lending Corporation $115,000 $535,000 365.2% 0.1%
PHH Mortgage Corporation $450,000 $535,000 18.9% 0.1%
UNITED PREMIER FUNDING, LLC $530,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $520,000 n/a 0.1%
GMFS LLC $145,000 $510,000 251.7% 0.1%
United Community Bank $500,000 n/a 0.1%
Goldwater Bank, N.A. $115,000 $495,000 330.4% 0.1%
MID AMERICA MORTGAGE, INC. $555,000 $475,000 -14.4% 0.1%
Commerce Home Mortgage, Inc. $1,105,000 $440,000 -60.2% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $2,145,000 $425,000 -80.2% 0.1%
Fifth Third Bank $420,000 n/a 0.1%
STEARNS LENDING, LLC $1,415,000 $410,000 -71.0% 0.1%
TJC Mortgage, Inc. $695,000 $410,000 -41.0% 0.1%
Metro City Bank $400,000 n/a 0.1%
PANORAMA MORTGAGE GROUP, LLC $390,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $385,000 n/a 0.0%
NBH Bank $125,000 $385,000 208.0% 0.0%
Queensborough National Bank & Trust Company $380,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $910,000 $375,000 -58.8% 0.0%
SOFI LENDING CORP. $365,000 n/a 0.0%
NBKC BANK $360,000 n/a 0.0%
Midland States Bank $335,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $330,000 n/a 0.0%
KS StateBank $225,000 $330,000 46.7% 0.0%
MORIA DEVELOPMENT, INC. $155,000 $330,000 112.9% 0.0%
ENVOY MORTGAGE, LTD $165,000 $320,000 93.9% 0.0%
INTERCOASTAL MORTGAGE COMPANY $315,000 n/a 0.0%
Paramount Bank $390,000 $305,000 -21.8% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $175,000 $285,000 62.9% 0.0%
LENDINGONE, LLC $285,000 n/a 0.0%
CREDIT UNION FINANCIAL SERVICES, LLC $315,000 $280,000 -11.1% 0.0%
MIDLAND MORTGAGE CORPORATION $245,000 $275,000 12.2% 0.0%
Capital Bank $265,000 n/a 0.0%
ATLANTA POSTAL $260,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $260,000 n/a 0.0%
RESIDENTIAL HOME FUNDING CORP. $255,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $205,000 $255,000 24.4% 0.0%
Bank of England $250,000 n/a 0.0%
Manufacturers and Traders Trust Company $515,000 $250,000 -51.5% 0.0%
CALCON MUTUAL MORTGAGE LLC $245,000 n/a 0.0%
Towne Bank $245,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $235,000 $240,000 2.1% 0.0%
Alcova Mortgage LLC $235,000 n/a 0.0%
Cornerstone First Mortgage, Inc $235,000 n/a 0.0%
INTERSTATE UNLIMITED Federal Credit Union $315,000 $235,000 -25.4% 0.0%
Ixonia Bank $235,000 n/a 0.0%
The Huntington National Bank $195,000 $230,000 17.9% 0.0%
BNC National Bank $285,000 $225,000 -21.1% 0.0%
First Heritage Mortgage, LLC $225,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $400,000 $220,000 -45.0% 0.0%
Merchants Bank of Indiana $215,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $215,000 n/a 0.0%
AgFirst Farm Credit Bank $205,000 n/a 0.0%
George Mason Mortgage, LLC $205,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $205,000 n/a 0.0%
PREMIA MORTGAGE, LLC $205,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $165,000 $205,000 24.2% 0.0%
UNION HOME MORTGAGE CORP. $205,000 n/a 0.0%
A&D Mortgage LLC $200,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $65,000 $195,000 200.0% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $195,000 n/a 0.0%
HAMILTON HOME LOANS, INC. $195,000 n/a 0.0%
LENDING 3, INC. $195,000 n/a 0.0%
West Town Bank & Trust $125,000 $195,000 56.0% 0.0%
Regions Bank $490,000 $190,000 -61.2% 0.0%
First Internet Bank of Indiana $185,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $185,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $185,000 n/a 0.0%
RESIDENTIAL BANCORP. $185,000 n/a 0.0%
STANFORD Federal Credit Union $185,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $495,000 $185,000 -62.6% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $180,000 n/a 0.0%
Armed Forces Bank $175,000 n/a 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $175,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $175,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $175,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $280,000 $165,000 -41.1% 0.0%
Prime Choice Funding Inc. $225,000 $165,000 -26.7% 0.0%
AgSouth Farm Credit, ACA $160,000 n/a 0.0%
Commercial Bank of Texas $155,000 n/a 0.0%
FAMILY FIRST FUNDING LLC $155,000 n/a 0.0%
ALL IN $105,000 $135,000 28.6% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $135,000 n/a 0.0%
GUARANTY HOME MORTGAGE CORPORATION $200,000 $135,000 -32.5% 0.0%
OCEANSIDE MORTGAGE COMPANY $405,000 $135,000 -66.7% 0.0%
POLARIS HOME FUNDING CORP. $135,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $125,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $125,000 n/a 0.0%
Five Star Credit Union $125,000 n/a 0.0%
PNC Bank $125,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $115,000 n/a 0.0%
Figure Lending LLC $115,000 n/a 0.0%
First Horizon Bank $115,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $105,000 n/a 0.0%
Hometown Equity Mortgage, LLC $360,000 $105,000 -70.8% 0.0%
LENDINGHOME FUNDING CORPORATION $435,000 $105,000 -75.9% 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $780,000 $105,000 -86.5% 0.0%
STATE EMPLOYEES' $105,000 n/a 0.0%
THE MONEY HOUSE INC. $105,000 n/a 0.0%
Discover Bank $125,000 $90,000 -28.0% 0.0%
Eagle Savings Bank $85,000 n/a 0.0%
Thomasville National Bank $85,000 n/a 0.0%
Assurance Financial Group, L.L.C. $75,000 n/a 0.0%
Deere Employees Credit Union $75,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $75,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $145,000 $75,000 -48.3% 0.0%
Arvest Bank $55,000 n/a 0.0%
MidFirst Bank $45,000 n/a 0.0%
AMERICAN ADVISORS GROUP $140,000 $15,000 -89.3% 0.0%

HINESVILLE's top lender by overall market share is Mortgage Research Center, LLC, with 19.6% market share. In second place, with 5.6%, is FREEDOM MORTGAGE CORPORATION, having originated $44,360,000 in loans. In third place, with 5.4%, is QUICKEN LOANS, LLC, having originated $42,665,000 in loans. In third place, with 4.9%, is BROKER SOLUTIONS, INC., having originated $38,835,000 in loans. In third place, with 4.3%, is PENNYMAC LOAN SERVICES, LLC, having originated $33,795,000 in loans.


HINESVILLE, GA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,419 $499,725,000 $206,583
Refi 1,327 $238,375,000 $179,635
Cash Out Refi 328 $50,590,000 $154,238
Other 24 $1,960,000 $81,667
Home Improvement 14 $990,000 $70,714

Hinesville's most frequently cited loan purpose was Home Purchase, with 2,419 originations. The 2nd most popular reason was Refi, with 1,327 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,544 $301,480,000 $195,259
3-4% 1,161 $222,805,000 $191,908
<2.5% 1,042 $202,690,000 $194,520
4-5% 131 $24,475,000 $186,832
6-7% 15 $1,285,000 $85,667
Over 8% 10 $750,000 $75,000
7-8% 10 $1,030,000 $103,000
5-6% 9 $1,465,000 $162,778

During 2021, Hinesville's most frequently originated rate bucket was 2.5-3%, with 1,544 originations.

Loan Sizing (HINESVILLE, GA MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,915 $292,975,000 $152,990
$200k-400k 1,703 $425,665,000 $249,950
$100,000 or less 440 $30,700,000 $69,773
$400k-600k 32 $14,410,000 $450,313
$600k-1000k 11 $8,005,000 $727,727
$Over $1MM 11 $19,885,000 $1,807,727

HINESVILLE's loan sizing saw the bucket of loans from $100k-200k with 1,915 originations, totaling $292,975,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,271 $457,635,000 $201,513
60-80% 605 $96,285,000 $159,149
Over 100% 490 $117,060,000 $238,898
40-60% 113 $13,435,000 $118,894
20-40% 29 $2,605,000 $89,828
Under 20% 26 $350,000 $13,462

HINESVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,271 originations, totaling $457,635,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - HINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $171,400 (10.6%) $183,104 (12.5%) 0.00 571
2018-02-01 $169,900 (8.3%) $177,710 (6.2%) 0.00 606
2018-03-01 $169,900 (7.3%) $177,859 (5.5%) 0.00 653
2018-04-01 $170,750 (9.6%) $177,780 (6.1%) 0.00 665
2018-05-01 $169,950 (6.6%) $178,440 (5.2%) 0.00 663
2018-06-01 $169,900 (6.9%) $181,401 (5.4%) 0.00 648
2018-07-01 $175,450 (9.7%) $195,315 (11.9%) 0.00 715
2018-08-01 $174,950 (3.0%) $195,467 (9.3%) 0.00 700
2018-09-01 $174,900 (3.2%) $196,067 (7.7%) 0.00 709
2018-10-01 $178,200 (8.0%) $201,318 (12.0%) 0.00 702
2018-11-01 $178,773 (5.0%) $205,511 (12.3%) 0.00 682
2018-12-01 $174,900 (2.9%) $203,890 (10.6%) 0.00 683
2019-01-01 $176,200 (2.8%) $202,900 (10.8%) 0.00 672
2019-02-01 $173,398 (2.1%) $200,165 (12.6%) 0.00 697
2019-03-01 $173,657 (2.2%) $198,130 (11.4%) 0.00 688
2019-04-01 $173,657 (1.7%) $196,388 (10.5%) 0.00 675
2019-05-01 $174,950 (2.9%) $197,867 (10.9%) 0.00 683
2019-06-01 $174,500 (2.7%) $194,363 (7.2%) 0.00 684
2019-07-01 $170,798 (-2.7%) $189,730 (-2.9%) 0.00 704
2019-08-01 $168,386 (-3.8%) $188,791 (-3.4%) 0.00 676
2019-09-01 $168,436 (-3.7%) $190,948 (-2.6%) 0.00 650
2019-10-01 $170,898 (-4.1%) $194,081 (-3.6%) 0.00 647
2019-11-01 $176,500 (-1.3%) $200,878 (-2.3%) 0.00 668
2019-12-01 $178,500 (2.1%) $200,456 (-1.7%) 0.00 683
2020-01-01 $179,900 (2.1%) $201,423 (-0.7%) 0.00 650
2020-02-01 $184,900 (6.6%) $209,838 (4.8%) 0.00 609
2020-03-01 $184,950 (6.5%) $210,030 (6.0%) 0.00 611
2020-04-01 $185,700 (6.9%) $212,305 (8.1%) 0.00 597
2020-05-01 $189,900 (8.6%) $215,482 (8.9%) 0.00 534
2020-06-01 $188,125 (7.8%) $216,709 (11.5%) 0.00 484
2020-07-01 $190,000 (11.2%) $210,001 (10.7%) 0.00 491
2020-08-01 $192,895 (14.6%) $208,876 (10.6%) 0.00 463
2020-09-01 $193,188 (14.7%) $210,635 (10.3%) 0.00 404
2020-10-01 $195,525 (14.4%) $215,174 (10.9%) 0.00 366
2020-11-01 $202,243 (14.6%) $214,955 (7.0%) 0.00 374
2020-12-01 $202,250 (13.3%) $216,017 (7.8%) 0.00 344
2021-01-01 $205,500 (14.2%) $218,030 (8.2%) 0.00 335
2021-02-01 $216,148 (16.9%) $230,990 (10.1%) 0.00 318
2021-03-01 $211,950 (14.6%) $236,599 (12.7%) 0.00 239
2021-04-01 $235,813 (27.0%) $268,311 (26.4%) 0.00 210
2021-05-01 $245,000 (29.0%) $274,333 (27.3%) 0.00 195
2021-06-01 $243,600 (29.5%) $274,492 (26.7%) 0.00 199
2021-07-01 $243,575 (28.2%) $275,250 (31.1%) 0.00 190
2021-08-01 $262,450 (36.1%) $277,924 (33.1%) 0.00 196
2021-09-01 $264,825 (37.1%) $291,636 (38.5%) 0.00 191
2021-10-01 $255,000 (30.4%) $288,066 (33.9%) 0.00 231
2021-11-01 $262,300 (29.7%) $295,960 (37.7%) 0.00 200
2021-12-01 $287,516 (42.2%) $311,315 (44.1%) 0.00 223
2022-01-01 $292,560 (42.4%) $300,619 (37.9%) 0.00 159
2022-02-01 $279,695 (29.4%) $309,702 (34.1%) 0.00 126
2022-03-01 $283,383 (33.7%) $310,189 (31.1%) 0.00 152
2022-04-01 $267,940 (13.6%) $306,588 (14.3%) 0.00 179
HINESVILLE's median listing price for 2022-04-01 was $267,940, a difference of $32,127 (13.6%) versus the prior year and $-15,443 versus the prior month.

HINESVILLE's median listing price comes in at 0% of the national average.

HINESVILLE's average listing price for 2022-04-01 was $306,588, a difference of $38,277 (14.3%) versus the prior year and $-3,601 versus the prior month.

For the 2022-04-01 period, HINESVILLE had 179 MLS listings, a difference of 27 listings (18%) versus the prior month and -31 listings (-15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - HINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,811 sqft
2018-02-01 0 days 1,779 sqft
2018-03-01 0 days 1,827 sqft
2018-04-01 0 days 1,817 sqft
2018-05-01 0 days 1,787 sqft
2018-06-01 0 days 1,770 sqft
2018-07-01 0 days 1,848 sqft
2018-08-01 0 days 1,866 sqft
2018-09-01 0 days 1,900 sqft
2018-10-01 0 days 1,909 sqft
2018-11-01 0 days 1,921 sqft
2018-12-01 0 days 1,904 sqft
2019-01-01 0 days 1,906 sqft
2019-02-01 0 days 1,864 sqft
2019-03-01 0 days 1,861 sqft
2019-04-01 0 days 1,833 sqft
2019-05-01 0 days 1,906 sqft
2019-06-01 0 days 1,801 sqft
2019-07-01 0 days 1,757 sqft
2019-08-01 0 days 1,710 sqft
2019-09-01 0 days 1,723 sqft
2019-10-01 0 days 1,801 sqft
2019-11-01 0 days 1,832 sqft
2019-12-01 0 days 1,889 sqft
2020-01-01 0 days 1,822 sqft
2020-02-01 0 days 1,906 sqft
2020-03-01 0 days 1,901 sqft
2020-04-01 0 days 1,897 sqft
2020-05-01 0 days 1,905 sqft
2020-06-01 0 days 1,849 sqft
2020-07-01 0 days 1,900 sqft
2020-08-01 0 days 1,882 sqft
2020-09-01 0 days 1,904 sqft
2020-10-01 0 days 1,882 sqft
2020-11-01 0 days 1,905 sqft
2020-12-01 0 days 1,936 sqft
2021-01-01 0 days 1,938 sqft
2021-02-01 0 days 1,973 sqft
2021-03-01 0 days 1,887 sqft
2021-04-01 0 days 2,051 sqft
2021-05-01 0 days 2,049 sqft
2021-06-01 0 days 2,063 sqft
2021-07-01 0 days 2,023 sqft
2021-08-01 0 days 2,083 sqft
2021-09-01 0 days 2,031 sqft
2021-10-01 0 days 2,016 sqft
2021-11-01 0 days 1,988 sqft
2021-12-01 0 days 2,209 sqft
2022-01-01 0 days 2,237 sqft
2022-02-01 0 days 2,239 sqft
2022-03-01 0 days 2,113 sqft
2022-04-01 0 days 1,852 sqft
HINESVILLE's median listing age (time on market) for 2022-04-01 was 0 days.

HINESVILLE's median square footage for active listings during the 2022-04-01 period was 1,852 sqft. One year prior, the average listing was 2,051 sqft.