HINESVILLE Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hinesville averaged 7.44% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

    The average rate for the prior week (2023-11-16) was 7.19% and one month ago for the week of 2023-10-19, the average rate was 7.48%.

    Hinesville's average rate one year ago was 6.66%.

    For refis of the same type during the week of 2023-11-22, the average rate was 7.49%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-22 7.29%
    Hinesville 30 Year Fixed Rate 2023-11-22 7.44%
    Hinesville 30 Year Fixed Rate Refi 2023-11-22 7.49%
    Hinesville 15 Year Fixed Rate 2023-11-22 6.67%
    Hinesville 15 Year Fixed Rate Refi 2023-11-22 7.17%
    Hinesville 30 Year FHA 2023-11-22 -0.32%
    Hinesville 30 Year FHA Refi 2023-11-22 0.1%
    Hinesville 30 Year USDA 2023-11-22 0.1%
    Hinesville 30 Year USDA Refi 2023-11-22 0.2%
    Hinesville 30 Year VA 2023-11-22 -0.02%
    Hinesville 30 Year VA Refi 2023-11-22 -2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within HINESVILLE, GA.

    HINESVILLE Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the HINESVILLE, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 37 4.80% $5,302
    BROKER SOLUTIONS, INC. 33 5.46% $5,678
    NAVY FEDERAL CREDIT UNION 24 5.36% $3,795
    UNITED WHOLESALE MORTGAGE, LLC 15 5.43% $5,926
    Wells Fargo Bank 11 4.89% $3,678
    SWBC MORTGAGE CORPORATION 9 5.00% $4,012
    PENNYMAC LOAN SERVICES, LLC 8 5.62% $5,761
    Mortgage Research Center, LLC 7 4.80% $3,680
    Ameris Bank 7 4.98% $5,602
    NEWREZ LLC 6 4.94% $5,352
    JPMorgan Chase Bank 6 4.33% $5,305
    MOVEMENT MORTGAGE, LLC 6 5.05% $4,865
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 4.92% $5,225
    Mr. Cooper ( Nationstar Mortgage ) 5 5.00% $6,281
    South State Bank 5 4.75% $5,381
    LOANDEPOT.COM, LLC 5 4.20% $7,215
    Flagstar Bank, FSB 5 4.67% $3,210
    BETTER MORTGAGE CORPORATION 5 4.83% $6,136
    GUARANTEED RATE, INC. 4 5.68% $6,082
    CALIBER HOME LOANS, INC. 4 5.07% $6,744
    CARDINAL FINANCIAL 4 5.12% $6,026
    Bank of America 4 5.38% $2,551
    Citizens Bank 4 5.41% $3,609
    GUILD MORTGAGE COMPANY 4 4.78% $5,423
    HOME POINT FINANCIAL CORPORATION 4 4.28% $4,729
    FREEDOM MORTGAGE CORPORATION 3 5.58% $4,927
    VANDERBILT MORTGAGE AND FINANCE, INC. 3 4.58% $8,794
    Prosperity Home Mortgage, LLC 3 5.88% $4,713
    INTERSTATE UNLIMITED Federal Credit Union 3 4.08% $2,199
    HOMESTAR FINANCIAL CORPORATION 3 4.63% $3,012
    Renasant Bank 2 4.81% $4,774
    M&T Bank 2 3.69% $4,834
    Ally Bank 2 4.50% $2,713
    ANGEL OAK HOME LOANS LLC 2 6.63% $4,427
    Capital City Home Loans, LLC 2 5.44% $4,522
    Colony Bank 2 4.50% $3,769
    THE MORTGAGE FIRM, INC. 2 5.06% $6,797
    INTERLINC MORTGAGE SERVICES, LLC 2 5.50% $6,126
    Truist 2 3.50% $4,711
    Metro City Bank 2 6.38% $5,290
    DRAPER AND KRAMER MORTGAGE CORP. 2 3.88% $4,024
    CERTAINTY HOME LOANS, LLC 2 4.81% $5,603
    Plains Commerce Bank 2 5.00% $6,160
    First National Bank of America 2 9.75% $8,404
    Northpointe Bank 2 4.75% $10,319
    GEOVISTA 2 3.05% $2,476
    NBKC BANK 2 3.94% $3,359
    Regions Bank 2 6.31% $5,646
    United Community Bank 1 5.50% $6,697
    UNITED PREMIER FUNDING, LLC 1 4.38% $3,650
    U.S. Bank 1 3.99% $4,033
    SUCCESS MORTGAGE PARTNERS, INC. 1 5.99% $6,591
    ACADEMY MORTGAGE CORPORATION 1 5.63% $4,771
    ALLIANT CREDIT UNION 1 5.00% $4,567
    ALLIED MORTGAGE GROUP, INC. 1 3.75% $3,091
    AMERICAN FINANCING CORPORATION 1 3.75% $2,960
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 4.88% $4,911
    AMERISAVE MORTGAGE CORPORATION 1 4.50% $3,577
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.25% $4,845
    ATHAS CAPITAL GROUP, INC. 1 6.38% $5,860
    BancorpSouth 1 5.88% $3,433
    BANKSOUTH MORTGAGE COMPANY, LLC 1 3.13% $7,655
    BAY EQUITY LLC 1 5.50% $7,304
    BNC National Bank 1 4.88% $3,919
    Carrington Mortgage Services, LLC 1 3.88% $4,722
    CMG MORTGAGE, INC. 1 6.13% $9,849
    CONTOUR MORTGAGE CORPORATION 1 6.13% $5,193
    CRESCENT MORTGAGE COMPANY 1 4.00% $5,741
    CROSSCOUNTRY MORTGAGE, LLC 1 5.50% $6,554
    Discover Bank 1 4.99% $0
    EASTMAN 1 5.25% $4,430
    ENVOY MORTGAGE, LTD 1 5.00% $6,010
    EVERETT FINANCIAL, INC. 1 5.88% $2,128
    Fifth Third Bank 1 5.50% $4,168
    First American Bank 1 5.88% $4,993
    First-Citizens Bank & Trust Company 1 4.13% $5,891
    Goldwater Bank, N.A. 1 4.00% $10,188
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.88% $4,647
    HSBC BANK USA, NATIONAL ASSOCIATION 1 5.19% $3,544
    IMPAC MORTGAGE CORP. 1 9.38% $5,137
    INTERCAP LENDING INC. 1 6.00% $4,101
    Lakeview Community Capital, LLC 1 5.50% $8,565
    LOANPAL, LLC 1 4.99% $4,453
    MORIA DEVELOPMENT, INC. 1 4.38% $5,963
    MORTGAGE INVESTORS GROUP, INC. 1 5.88% $5,428
    Mortgage Network, Inc. 1 3.63% $6,017
    NFM, INC. 1 4.13% $4,072
    NJ LENDERS CORP. 1 7.13% $6,160
    Paramount Bank 1 4.50% $5,293
    PENTAGON FEDERAL CREDIT UNION 1 3.38% $5,106
    PHH Mortgage Corporation 1 4.25% $4,422
    Platinum Home Mortgage Corporation 1 5.99% $8,584
    PNC Bank 1 3.38% $4,679
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.50% $5,709
    STATE EMPLOYEES' 1 4.40% $5,450
    21ST MORTGAGE CORPORATION 1 6.45% $6,768
    TEACHERS 1 3.88% $3,487
    The Federal Savings Bank 1 4.88% $4,021
    TOWER 1 3.25% $4,008

    HINESVILLE Average Closing Costs & Other Stats

    HINESVILLE, GA's 99 lenders originated 2,981 loans during 2022. The total origination value was $669,875,000, with an average loan value of $224,715.

    HINESVILLE's average closing costs are $5,386.

    The top HINESVILLE lender as defined by loan originations is QUICKEN LOANS, LLC, with 37 loans originated. Their average total fees are $5,302, which is $377 lower than the next largest lender, BROKER SOLUTIONS, INC..

    The lowest fee HINESVILLE lenders (with over 10 loans originated) are Wells Fargo Bank ($3,678), NAVY FEDERAL CREDIT UNION ($3,795), QUICKEN LOANS, LLC ($5,302), BROKER SOLUTIONS, INC. ($5,678) and UNITED WHOLESALE MORTGAGE, LLC ($5,926).

    The lowest rate HINESVILLE lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.80%), Wells Fargo Bank (4.89%), NAVY FEDERAL CREDIT UNION (5.36%), UNITED WHOLESALE MORTGAGE, LLC (5.43%) and BROKER SOLUTIONS, INC. (5.46%).

    HINESVILLE, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Mortgage Research Center, LLC $155,025,000 $117,830,000 -24.0% 17.6%
    UNITED WHOLESALE MORTGAGE, LLC $21,040,000 $47,225,000 124.5% 7.0%
    NAVY FEDERAL CREDIT UNION $23,950,000 $35,115,000 46.6% 5.2%
    BROKER SOLUTIONS, INC. $38,835,000 $32,965,000 -15.1% 4.9%
    QUICKEN LOANS, LLC $42,665,000 $28,560,000 -33.1% 4.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $27,710,000 $28,180,000 1.7% 4.2%
    Capital One $27,015,000 n/a 4.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $6,275,000 $22,870,000 264.5% 3.4%
    SWBC MORTGAGE CORPORATION $25,695,000 $21,620,000 -15.9% 3.2%
    Glennville Bank $15,515,000 $15,130,000 -2.5% 2.3%
    GUARANTEED RATE, INC. $8,920,000 $14,970,000 67.8% 2.2%
    PENNYMAC LOAN SERVICES, LLC $33,795,000 $14,960,000 -55.7% 2.2%
    FREEDOM MORTGAGE CORPORATION $44,360,000 $13,540,000 -69.5% 2.0%
    MOVEMENT MORTGAGE, LLC $9,380,000 $9,495,000 1.2% 1.4%
    USAA Federal Savings Bank $10,950,000 $8,385,000 -23.4% 1.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $6,085,000 $8,030,000 32.0% 1.2%
    GUILD MORTGAGE COMPANY $17,910,000 $7,270,000 -59.4% 1.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,640,000 $7,165,000 -6.2% 1.1%
    Ameris Bank $15,600,000 $6,555,000 -58.0% 1.0%
    Flagstar Bank, FSB $2,605,000 $6,335,000 143.2% 0.9%
    LOANDEPOT.COM, LLC $12,320,000 $5,880,000 -52.3% 0.9%
    WALKER & DUNLOP, LLC $5,605,000 n/a 0.8%
    NEW DAY FINANCIAL, LLC $4,750,000 $5,385,000 13.4% 0.8%
    HOME POINT FINANCIAL CORPORATION $7,290,000 $5,295,000 -27.4% 0.8%
    Citizens Bank $4,200,000 $4,865,000 15.8% 0.7%
    Wells Fargo Bank $7,145,000 $4,295,000 -39.9% 0.6%
    VILLAGE CAPITAL MORTGAGE $10,810,000 $4,100,000 -62.1% 0.6%
    HOMESTAR FINANCIAL CORPORATION $4,580,000 $3,985,000 -13.0% 0.6%
    CERTAINTY HOME LOANS, LLC $10,850,000 $3,705,000 -65.9% 0.6%
    Platinum Home Mortgage Corporation $3,415,000 $3,685,000 7.9% 0.6%
    PENTAGON FEDERAL CREDIT UNION $1,960,000 $3,430,000 75.0% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $9,635,000 $3,410,000 -64.6% 0.5%
    Century Mortgage Company DBA Century Lending Company $3,390,000 n/a 0.5%
    NEWREZ LLC $3,390,000 $3,310,000 -2.4% 0.5%
    South Georgia Bank $5,940,000 $3,285,000 -44.7% 0.5%
    Carrington Mortgage Services, LLC $6,130,000 $3,270,000 -46.7% 0.5%
    Equity Prime Mortgage LLC $5,010,000 $3,050,000 -39.1% 0.5%
    CIVIC FINANCIAL SERVICES, LLC $105,000 $2,995,000 2,752.4% 0.4%
    INTERLINC MORTGAGE SERVICES, LLC $5,605,000 $2,950,000 -47.4% 0.4%
    Colony Bank $5,280,000 $2,930,000 -44.5% 0.4%
    Prosperity Home Mortgage, LLC $2,410,000 $2,930,000 21.6% 0.4%
    The Federal Savings Bank $3,580,000 $2,880,000 -19.6% 0.4%
    BANKSOUTH MORTGAGE COMPANY, LLC $10,355,000 $2,860,000 -72.4% 0.4%
    AMERISAVE MORTGAGE CORPORATION $3,355,000 $2,850,000 -15.1% 0.4%
    DAS Acquisition Company, LLC $1,565,000 $2,465,000 57.5% 0.4%
    Plains Commerce Bank $2,525,000 $2,415,000 -4.4% 0.4%
    Heritage Southeast Bank $1,355,000 $2,395,000 76.8% 0.4%
    CALIBER HOME LOANS, INC. $9,885,000 $2,375,000 -76.0% 0.4%
    OCMBC, INC. $2,375,000 n/a 0.4%
    JPMorgan Chase Bank $535,000 $2,230,000 316.8% 0.3%
    Paramount Residential Mortgage Group, Inc. $1,690,000 $2,200,000 30.2% 0.3%
    ENVOY MORTGAGE, LTD $320,000 $2,180,000 581.3% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $2,495,000 $1,930,000 -22.6% 0.3%
    Magnolia Bank $1,025,000 $1,920,000 87.3% 0.3%
    Renasant Bank $3,835,000 $1,885,000 -50.8% 0.3%
    21ST MORTGAGE CORPORATION $1,935,000 $1,855,000 -4.1% 0.3%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $2,345,000 $1,800,000 -23.2% 0.3%
    CONTOUR MORTGAGE CORPORATION $1,725,000 $1,660,000 -3.8% 0.2%
    LENDINGONE, LLC $285,000 $1,640,000 475.4% 0.2%
    First Dakota National Bank $630,000 $1,635,000 159.5% 0.2%
    South State Bank $4,290,000 $1,535,000 -64.2% 0.2%
    United Community Bank $500,000 $1,485,000 197.0% 0.2%
    Mid-Continent Funding, Inc. $1,825,000 $1,475,000 -19.2% 0.2%
    NBH Bank $385,000 $1,460,000 279.2% 0.2%
    Truist $1,405,000 $1,370,000 -2.5% 0.2%
    LENDINGHOME FUNDING CORPORATION $105,000 $1,335,000 1,171.4% 0.2%
    CLEARPATH LENDING $4,550,000 $1,310,000 -71.2% 0.2%
    ANGEL OAK HOME LOANS LLC $1,690,000 $1,305,000 -22.8% 0.2%
    Northpointe Bank $2,045,000 $1,305,000 -36.2% 0.2%
    TOWNE MORTGAGE COMPANY $220,000 $1,250,000 468.2% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $285,000 $1,195,000 319.3% 0.2%
    Bank of America $590,000 $1,190,000 101.7% 0.2%
    EVERETT FINANCIAL, INC. $1,180,000 n/a 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,180,000 $1,180,000 0.0% 0.2%
    DRAPER AND KRAMER MORTGAGE CORP. $1,495,000 $1,150,000 -23.1% 0.2%
    Barrington Bank & Trust Company, N.A. $1,965,000 $1,140,000 -42.0% 0.2%
    SOUTHPOINT FINANCIAL SERVICES, INC. $760,000 $1,110,000 46.1% 0.2%
    LOANPAL, LLC $1,080,000 n/a 0.2%
    Lakeview Community Capital, LLC $3,165,000 $1,075,000 -66.0% 0.2%
    CMG MORTGAGE, INC. $1,060,000 $990,000 -6.6% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $1,380,000 $925,000 -33.0% 0.1%
    Metro City Bank $400,000 $910,000 127.5% 0.1%
    Credence Funding Corporation $1,330,000 $895,000 -32.7% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $255,000 $895,000 251.0% 0.1%
    Low VA Rates, LLC $3,790,000 $860,000 -77.3% 0.1%
    BETTER MORTGAGE CORPORATION $1,625,000 $835,000 -48.6% 0.1%
    North American Savings Bank, F.S.B. $735,000 $835,000 13.6% 0.1%
    PLANET HOME LENDING, LLC $1,310,000 $830,000 -36.6% 0.1%
    Armed Forces Bank $175,000 $795,000 354.3% 0.1%
    GEOVISTA $1,295,000 $790,000 -39.0% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,265,000 $740,000 -41.5% 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $710,000 n/a 0.1%
    Paramount Bank $305,000 $695,000 127.9% 0.1%
    THE MORTGAGE FIRM, INC. $695,000 n/a 0.1%
    Gateway First Bank $690,000 n/a 0.1%
    INTERSTATE UNLIMITED Federal Credit Union $235,000 $690,000 193.6% 0.1%
    GENEVA FINANCIAL, LLC $3,305,000 $685,000 -79.3% 0.1%
    Mortgage Network, Inc. $650,000 n/a 0.1%
    Queensborough National Bank & Trust Company $380,000 $640,000 68.4% 0.1%
    Ally Bank $630,000 n/a 0.1%
    PNC Bank $125,000 $575,000 360.0% 0.1%
    Southeastern Bank $7,725,000 $560,000 -92.8% 0.1%
    CityWorth Mortgage LLC $640,000 $520,000 -18.8% 0.1%
    STOCKTON MORTGAGE CORPORATION $185,000 $520,000 181.1% 0.1%
    ROYAL UNITED MORTGAGE LLC $515,000 n/a 0.1%
    Bank of England $250,000 $510,000 104.0% 0.1%
    M&T Bank $250,000 $510,000 104.0% 0.1%
    VAN DYK MORTGAGE CORPORATION $655,000 $500,000 -23.7% 0.1%
    PHH Mortgage Corporation $535,000 $495,000 -7.5% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $470,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $465,000 n/a 0.1%
    Sunflower Bank $465,000 n/a 0.1%
    Synovus Bank $465,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $460,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $455,000 n/a 0.1%
    Capital City Home Loans, LLC $935,000 $445,000 -52.4% 0.1%
    First-Citizens Bank & Trust Company $445,000 n/a 0.1%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $435,000 n/a 0.1%
    Discover Bank $90,000 $430,000 377.8% 0.1%
    Regions Bank $190,000 $420,000 121.1% 0.1%
    SPRING EQ, LLC $410,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $205,000 $405,000 97.6% 0.1%
    SOUTHEASTERN Credit Union $1,150,000 $405,000 -64.8% 0.1%
    AMERICAN FINANCING CORPORATION $330,000 $400,000 21.2% 0.1%
    Kwik Mortgage Corporation $395,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $625,000 $390,000 -37.6% 0.1%
    UNION HOME MORTGAGE CORP. $205,000 $370,000 80.5% 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $180,000 $365,000 102.8% 0.1%
    Fifth Third Bank $420,000 $360,000 -14.3% 0.1%
    First National Bank of America $360,000 n/a 0.1%
    U.S. Bank $745,000 $360,000 -51.7% 0.1%
    BNC National Bank $225,000 $355,000 57.8% 0.1%
    Goldwater Bank, N.A. $495,000 $345,000 -30.3% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $340,000 n/a 0.1%
    Nations Lending Corporation $535,000 $340,000 -36.4% 0.1%
    RESIDENTIAL HOME FUNDING CORP. $255,000 $335,000 31.4% 0.1%
    VYSTAR $330,000 n/a 0.0%
    IMPAC MORTGAGE CORP. $315,000 n/a 0.0%
    ACOPIA, LLC $305,000 n/a 0.0%
    First Vision Bank of Tennessee $305,000 n/a 0.0%
    Presidential Bank, FSB $295,000 n/a 0.0%
    Towne Bank $245,000 $295,000 20.4% 0.0%
    Figure Lending LLC $115,000 $280,000 143.5% 0.0%
    HomePromise Corporation $275,000 n/a 0.0%
    TIDEWATER MORTGAGE SERVICES, INC. $275,000 n/a 0.0%
    Wyndham Capital Mortgage, Inc. $520,000 $275,000 -47.1% 0.0%
    LAKEVIEW LOAN SERVICING, LLC $5,880,000 $270,000 -95.4% 0.0%
    First Heritage Mortgage, LLC $225,000 $265,000 17.8% 0.0%
    INTERCAP LENDING INC. $675,000 $265,000 -60.7% 0.0%
    NTFN, INC. $265,000 n/a 0.0%
    TEACHERS $265,000 n/a 0.0%
    AMWEST FUNDING CORP. $260,000 n/a 0.0%
    ALLIANT CREDIT UNION $255,000 n/a 0.0%
    EASTMAN $255,000 n/a 0.0%
    STATE EMPLOYEES' $105,000 $255,000 142.9% 0.0%
    NBKC BANK $360,000 $250,000 -30.6% 0.0%
    GSF Mortgage Corporation $245,000 n/a 0.0%
    SUMMIT FUNDING, INC. $235,000 n/a 0.0%
    INSPIRE HOME LOANS INC. $2,350,000 $225,000 -90.4% 0.0%
    LENOX FINANCIAL MORTGAGE CORPORATION $215,000 n/a 0.0%
    Truliant Federal Credit Union $215,000 n/a 0.0%
    Cornerstone First Mortgage, Inc $235,000 $205,000 -12.8% 0.0%
    FIRST COMMUNITY MORTGAGE, INC. $425,000 $205,000 -51.8% 0.0%
    HSBC BANK USA, NATIONAL ASSOCIATION $195,000 n/a 0.0%
    MLD MORTGAGE INC. $195,000 n/a 0.0%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $195,000 n/a 0.0%
    BECKAM FUNDING CORP. $185,000 n/a 0.0%
    EMBRACE HOME LOANS, INC. $165,000 $185,000 12.1% 0.0%
    BAY EQUITY LLC $770,000 $175,000 -77.3% 0.0%
    Blue Ridge Bank $1,150,000 $175,000 -84.8% 0.0%
    CRESCENT MORTGAGE COMPANY $665,000 $175,000 -73.7% 0.0%
    FINANCE OF AMERICA REVERSE LLC $175,000 n/a 0.0%
    MUTUAL OF OMAHA MORTGAGE, INC. $105,000 $175,000 66.7% 0.0%
    RELIANCE FIRST CAPITAL, LLC $240,000 $175,000 -27.1% 0.0%
    Victorian Finance, LLC $175,000 n/a 0.0%
    ALLIED MORTGAGE GROUP, INC. $165,000 n/a 0.0%
    First Guaranty Mortgage Corporation $1,580,000 $165,000 -89.6% 0.0%
    MILEND, INC. $165,000 n/a 0.0%
    NJ LENDERS CORP. $165,000 n/a 0.0%
    ACADEMY MORTGAGE CORPORATION $375,000 $155,000 -58.7% 0.0%
    First American Bank $155,000 n/a 0.0%
    Workmen's Circle Credit Union $145,000 n/a 0.0%
    Baxter Credit Union $135,000 n/a 0.0%
    CSL Financial, LLC $135,000 n/a 0.0%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $175,000 $135,000 -22.9% 0.0%
    MORIA DEVELOPMENT, INC. $330,000 $135,000 -59.1% 0.0%
    MORTGAGE INVESTORS GROUP, INC. $135,000 n/a 0.0%
    PrimeSouth Bank $2,710,000 $135,000 -95.0% 0.0%
    TOWER $135,000 n/a 0.0%
    DOMINION FINANCIAL SERVICES, LLC $385,000 $125,000 -67.5% 0.0%
    HOMEXPRESS MORTGAGE CORP. $125,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $125,000 n/a 0.0%
    BancorpSouth Bank $120,000 n/a 0.0%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $805,000 $115,000 -85.7% 0.0%
    UNITED PREMIER FUNDING, LLC $530,000 $115,000 -78.3% 0.0%
    First Savings Bank $105,000 n/a 0.0%
    NFM, INC. $105,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $100,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $15,000 $95,000 533.3% 0.0%
    ATHAS CAPITAL GROUP, INC. $95,000 n/a 0.0%
    GEORGIA'S OWN $95,000 n/a 0.0%
    Thomasville National Bank $85,000 $95,000 11.8% 0.0%
    Pineland Bank $55,000 n/a 0.0%
    SOUTH CAROLINA FEDERAL CREDIT UNION $45,000 n/a 0.0%
    CREDIT UNION OF GEORGIA $35,000 n/a 0.0%
    Northwest Federal Credit Union $35,000 n/a 0.0%

    HINESVILLE's top lender by overall market share is Mortgage Research Center, LLC, with 17.6% market share. In second place, with 7.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $47,225,000 in loans. In third place, with 5.2%, is NAVY FEDERAL CREDIT UNION, having originated $35,115,000 in loans. In fourth place, with 4.9%, is BROKER SOLUTIONS, INC., having originated $32,965,000 in loans. In fifth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $28,560,000 in loans.

    HINESVILLE Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - HINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $162,500 (8.4%) $181,264 (13.2%) 0.00 419
    2018-02-01 $160,000 (5.9%) $174,249 (6.0%) 0.00 433
    2018-03-01 $164,900 (7.3%) $174,040 (4.6%) 0.00 478
    2018-04-01 $164,900 (6.5%) $174,739 (5.5%) 0.00 481
    2018-05-01 $162,400 (3.9%) $174,802 (4.6%) 0.00 481
    2018-06-01 $164,500 (5.8%) $178,415 (5.6%) 0.00 467
    2018-07-01 $169,900 (6.2%) $197,286 (13.9%) 0.00 505
    2018-08-01 $169,363 (4.3%) $198,133 (12.6%) 0.00 488
    2018-09-01 $170,000 (6.3%) $199,722 (10.9%) 0.00 489
    2018-10-01 $172,025 (8.5%) $202,148 (13.8%) 0.00 499
    2018-11-01 $174,900 (8.0%) $204,814 (13.4%) 0.00 480
    2018-12-01 $167,775 (2.3%) $200,552 (10.0%) 0.00 490
    2019-01-01 $168,925 (4.0%) $200,669 (10.7%) 0.00 487
    2019-02-01 $165,998 (3.8%) $198,190 (13.7%) 0.00 499
    2019-03-01 $166,811 (1.2%) $196,720 (13.0%) 0.00 494
    2019-04-01 $165,189 (0.2%) $195,033 (11.6%) 0.00 487
    2019-05-01 $165,700 (2.0%) $196,022 (12.1%) 0.00 487
    2019-06-01 $163,450 (-0.6%) $193,785 (8.6%) 0.00 482
    2019-07-01 $159,945 (-5.9%) $190,992 (-3.2%) 0.00 478
    2019-08-01 $160,282 (-5.4%) $191,034 (-3.6%) 0.00 463
    2019-09-01 $160,855 (-5.4%) $193,567 (-3.1%) 0.00 451
    2019-10-01 $163,100 (-5.2%) $195,430 (-3.3%) 0.00 444
    2019-11-01 $170,925 (-2.3%) $204,397 (-0.2%) 0.00 452
    2019-12-01 $173,825 (3.6%) $204,796 (2.1%) 0.00 455
    2020-01-01 $177,805 (5.3%) $208,189 (3.8%) 0.00 425
    2020-02-01 $181,500 (9.3%) $215,933 (9.0%) 0.00 417
    2020-03-01 $179,979 (7.9%) $218,125 (10.9%) 0.00 417
    2020-04-01 $183,475 (11.1%) $219,891 (12.8%) 0.00 397
    2020-05-01 $185,813 (12.1%) $222,132 (13.3%) 0.00 361
    2020-06-01 $184,728 (13.0%) $223,317 (15.2%) 0.00 320
    2020-07-01 $188,875 (18.1%) $210,002 (10.0%) 0.00 320
    2020-08-01 $189,900 (18.5%) $210,270 (10.1%) 0.00 290
    2020-09-01 $189,950 (18.1%) $212,323 (9.7%) 0.00 269
    2020-10-01 $193,990 (18.9%) $212,363 (8.7%) 0.00 246
    2020-11-01 $195,348 (14.3%) $210,465 (3.0%) 0.00 252
    2020-12-01 $198,350 (14.1%) $211,618 (3.3%) 0.00 251
    2021-01-01 $199,691 (12.3%) $213,276 (2.4%) 0.00 250
    2021-02-01 $210,448 (16.0%) $223,265 (3.4%) 0.00 237
    2021-03-01 $207,400 (15.2%) $234,052 (7.3%) 0.00 176
    2021-04-01 $234,700 (27.9%) $268,794 (22.2%) 0.00 147
    2021-05-01 $239,500 (28.9%) $269,099 (21.1%) 0.00 141
    2021-06-01 $239,750 (29.8%) $268,614 (20.3%) 0.00 141
    2021-07-01 $241,413 (27.8%) $270,718 (28.9%) 0.00 135
    2021-08-01 $250,494 (31.9%) $268,906 (27.9%) 0.00 141
    2021-09-01 $248,661 (30.9%) $279,695 (31.7%) 0.00 140
    2021-10-01 $250,000 (28.9%) $278,218 (31.0%) 0.00 168
    2021-11-01 $254,190 (30.1%) $284,336 (35.1%) 0.00 139
    2021-12-01 $285,612 (44.0%) $303,994 (43.7%) 0.00 148
    2022-01-01 $275,837 (38.1%) $297,035 (39.3%) 0.00 112
    2022-02-01 $276,028 (31.2%) $302,645 (35.6%) 0.00 84
    2022-03-01 $279,920 (35.0%) $297,822 (27.3%) 0.00 103
    2022-04-01 $267,383 (13.9%) $294,697 (9.6%) 0.00 112
    2022-05-01 $274,998 (14.8%) $290,819 (8.1%) 0.00 178
    2022-06-01 $274,598 (14.5%) $295,480 (10.0%) 0.00 213
    2022-07-01 $275,900 (14.3%) $299,525 (10.6%) 0.00 222
    2022-08-01 $269,948 (7.8%) $289,744 (7.8%) 0.00 247
    2022-09-01 $271,874 (9.3%) $291,146 (4.1%) 0.00 235
    2022-10-01 $268,300 (7.3%) $286,921 (3.1%) 0.00 247
    2022-11-01 $268,431 (5.6%) $292,389 (2.8%) 0.00 260
    2022-12-01 $268,300 (-6.1%) $289,711 (-4.7%) 0.00 268
    2023-01-01 $268,838 (-2.5%) $290,793 (-2.1%) 0.00 254
    2023-02-01 $271,125 (-1.8%) $296,468 (-2.0%) 0.00 254
    2023-03-01 $270,500 (-3.4%) $297,140 (-0.2%) 0.00 249
    2023-04-01 $274,835 (2.8%) $299,591 (1.7%) 0.00 229
    2023-05-01 $277,000 (0.7%) $305,779 (5.1%) 0.00 228
    2023-06-01 $279,919 (1.9%) $306,337 (3.7%) 0.00 229
    2023-07-01 $282,900 (2.5%) $314,750 (5.1%) 0.00 240
    2023-08-01 $279,813 (3.7%) $302,517 (4.4%) 0.00 260
    2023-09-01 $283,525 (4.3%) $305,964 (5.1%) 0.00 325
    2023-10-01 $285,180 (6.3%) $309,721 (8.0%) 0.00 360
    HINESVILLE's median listing price for 2023-10-01 was $285,180, a difference of $16,880 (6.3%) versus the prior year and $1,655 versus the prior month.

    HINESVILLE's median listing price comes in at 0% of the national average.

    HINESVILLE's average listing price for 2023-10-01 was $309,721, a difference of $22,800 (8.0%) versus the prior year and $3,757 versus the prior month.

    For the 2023-10-01 period, HINESVILLE had 360 MLS listings, a difference of 35 listings (11%) versus the prior month and 113 listings (46%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - HINESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,761 sqft
    2018-02-01 0 days 1,729 sqft
    2018-03-01 0 days 1,768 sqft
    2018-04-01 0 days 1,757 sqft
    2018-05-01 0 days 1,715 sqft
    2018-06-01 0 days 1,750 sqft
    2018-07-01 0 days 1,801 sqft
    2018-08-01 0 days 1,802 sqft
    2018-09-01 0 days 1,848 sqft
    2018-10-01 0 days 1,874 sqft
    2018-11-01 0 days 1,903 sqft
    2018-12-01 0 days 1,865 sqft
    2019-01-01 0 days 1,854 sqft
    2019-02-01 0 days 1,807 sqft
    2019-03-01 0 days 1,810 sqft
    2019-04-01 0 days 1,802 sqft
    2019-05-01 0 days 1,801 sqft
    2019-06-01 0 days 1,792 sqft
    2019-07-01 0 days 1,678 sqft
    2019-08-01 0 days 1,702 sqft
    2019-09-01 0 days 1,743 sqft
    2019-10-01 0 days 1,774 sqft
    2019-11-01 0 days 1,799 sqft
    2019-12-01 0 days 1,801 sqft
    2020-01-01 0 days 1,799 sqft
    2020-02-01 0 days 1,866 sqft
    2020-03-01 0 days 1,834 sqft
    2020-04-01 0 days 1,818 sqft
    2020-05-01 0 days 1,894 sqft
    2020-06-01 0 days 1,803 sqft
    2020-07-01 0 days 1,860 sqft
    2020-08-01 0 days 1,831 sqft
    2020-09-01 0 days 1,874 sqft
    2020-10-01 0 days 1,902 sqft
    2020-11-01 0 days 1,874 sqft
    2020-12-01 0 days 1,881 sqft
    2021-01-01 0 days 1,866 sqft
    2021-02-01 0 days 1,893 sqft
    2021-03-01 0 days 1,831 sqft
    2021-04-01 0 days 2,049 sqft
    2021-05-01 0 days 2,030 sqft
    2021-06-01 0 days 2,064 sqft
    2021-07-01 0 days 2,004 sqft
    2021-08-01 0 days 2,003 sqft
    2021-09-01 0 days 1,961 sqft
    2021-10-01 0 days 2,002 sqft
    2021-11-01 0 days 1,981 sqft
    2021-12-01 0 days 2,151 sqft
    2022-01-01 0 days 2,133 sqft
    2022-02-01 0 days 2,133 sqft
    2022-03-01 0 days 1,994 sqft
    2022-04-01 0 days 1,810 sqft
    2022-05-01 0 days 1,919 sqft
    2022-06-01 0 days 1,977 sqft
    2022-07-01 0 days 1,975 sqft
    2022-08-01 0 days 1,899 sqft
    2022-09-01 0 days 1,897 sqft
    2022-10-01 0 days 1,869 sqft
    2022-11-01 0 days 1,930 sqft
    2022-12-01 0 days 1,888 sqft
    2023-01-01 0 days 1,864 sqft
    2023-02-01 0 days 1,893 sqft
    2023-03-01 0 days 1,879 sqft
    2023-04-01 0 days 1,960 sqft
    2023-05-01 0 days 1,932 sqft
    2023-06-01 0 days 1,925 sqft
    2023-07-01 0 days 1,937 sqft
    2023-08-01 0 days 1,929 sqft
    2023-09-01 0 days 1,926 sqft
    2023-10-01 0 days 1,925 sqft
    HINESVILLE's median listing age (time on market) for 2023-10-01 was 0 days.

    HINESVILLE's median square footage for active listings during the 2023-10-01 period was 1,925 sqft. One year prior, the average listing was 1,869 sqft.

    HINESVILLE, GA Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    31301 Hinesville, GA $730 $750 $860 $1,220 $1,480
    31309 Hinesville, GA $730 $750 $860 $1,220 $1,480
    31310 Hinesville, GA $880 $900 $1,020 $1,450 $1,750
    31313 Hinesville, GA $860 $880 $1,000 $1,420 $1,710
    31314 Hinesville, GA $960 $980 $1,110 $1,580 $1,900
    31315 Hinesville, GA $1,040 $1,060 $1,210 $1,720 $2,070
    31316 Hinesville, GA $730 $750 $860 $1,220 $1,480
    31320 Hinesville, GA $870 $890 $1,010 $1,430 $1,730
    31323 Hinesville, GA $730 $750 $860 $1,220 $1,480

    2022 Average & Median Rent Data Statistics
    HINESVILLE, GA average 1BR rent: $857, median: $880
    HINESVILLE, GA average 2BR rent: $977, median: $1,000
    HINESVILLE, GA average 3BR rent: $1,387, median: $1,420

    HINESVILLE, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 2,163 $533,975,000 $246,868
    Cash Out Refi 466 $85,740,000 $183,991
    Refi 263 $43,425,000 $165,114
    Other 49 $3,425,000 $69,898
    Home Improvement 40 $3,310,000 $82,750

    Hinesville's most frequently cited loan purpose was Home Purchase, with 2,163 originations. The 2nd most popular reason was Cash Out Refi, with 466 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 820 $189,740,000 $231,390
    4-5% 677 $155,195,000 $229,239
    3-4% 561 $123,845,000 $220,758
    6-7% 370 $87,040,000 $235,243
    2.5-3% 136 $27,160,000 $199,706
    7-8% 100 $19,250,000 $192,500
    Over 8% 65 $6,765,000 $104,077
    <2.5% 63 $9,745,000 $154,683

    During 2022, Hinesville's most frequently originated rate bucket was 5-6%, with 820 originations.

    Loan Sizing (HINESVILLE, GA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 1,605 $426,225,000 $265,561
    $100k-200k 1,027 $160,455,000 $156,237
    $100,000 or less 282 $17,580,000 $62,340
    $400k-600k 58 $26,330,000 $453,966
    $600k-1000k 5 $3,345,000 $669,000
    $Over $1MM 4 $35,940,000 $8,985,000

    HINESVILLE's loan sizing saw the bucket of loans from $200k-400k with 1,605 originations, totaling $426,225,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,658 $386,830,000 $233,311
    Over 100% 506 $137,660,000 $272,055
    60-80% 427 $101,685,000 $238,138
    40-60% 85 $10,375,000 $122,059
    20-40% 55 $4,285,000 $77,909
    Under 20% 45 $1,545,000 $34,333

    HINESVILLE's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,658 originations, totaling $386,830,000 in origination value.