First Federal Community Bank Of Bucyrus Mortgage Rates, Fees & Info
Bucyrus, OHLEI: 549300M2TE26IJQD4W66
Tax ID: 34-4197125
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Mortgage Data
Review & Overview
First Federal Community Bank Of Bucyrus is a smaller bank specializing in Home Purchase loans. First Federal Community Bank Of Bucyrus has a high proportion of conventional loans. Their top markets by origination volume include: Columbus, Bucyrus, Mansfield, Bellefontaine, and Washington Court House among others. We have data for 27 markets. (Some data included below & more in-depth data is available with an active subscription.)First Federal Community Bank Of Bucyrus has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
197Origination Dollar Volume (All Markets)
$37,145,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLUMBUS, OH (FHA|USDA|VA) | 64 | $18,270,000 | $285,469 | $0 | 0.00% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 57 | $5,045,000 | $88,509 | $0 | 0.00% |
| MANSFIELD, OH (FHA|USDA|VA) | 20 | $2,540,000 | $127,000 | $0 | 0.00% |
| Bellefontaine, OH (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $0 | 0.00% |
| Washington Court House, OH (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $1,035,000 | $207,000 | $0 | 0.00% |
| Findlay, OH (FHA|USDA|VA) | 5 | $775,000 | $155,000 | $0 | 0.00% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 0.00% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $0 | 0.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $0 | 0.00% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 0.00% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 0.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $0 | 0.00% |
| Marion, OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| LIMA, OH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 0.00% |
| Urbana, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 0.00% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 0.00% |
| Portsmouth, OH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 0.00% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
| Tiffin, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 0.00% |
| Wooster, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Sidney, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 197 | $37,145,000 | $188,553 | $0 | 0.00% |
For 2023, First Federal Community Bank Of Bucyrus's most frequently originated type of loan was Conventional, with 197 originations.
Loan Reason
For 2023, First Federal Community Bank Of Bucyrus's most frequently cited loan purpose was Home Purchase, with 100 originations. The 2nd most popular reason was Cash Out Refi, with 67 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 197 | $37,145,000 | $188,553 | $0 | 0.00% |
For 2023, First Federal Community Bank Of Bucyrus's most frequently cited loan duration was Other, with 197 originations.
Loan Sizing
2023 saw First Federal Community Bank Of Bucyrus place emphasis on $100,000 or less loans with 72 originations, totaling $4,110,000 in origination value.
Applicant Income
First Federal Community Bank Of Bucyrus lent most frequently to those with incomes in the $100k-150k range, with 45 originations. The second most popular income band? $50k-75k, with 27 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 197 | $37,145,000 | $188,553 | $0 | 0.00% |
First Federal Community Bank Of Bucyrus lent most frequently to those with DTI ratios of Exempt%, with 197 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.14%
First Federal Community Bank Of Bucyrus has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination93.91%
First Federal Community Bank Of Bucyrus has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 197 | $37,145,000 | $188,553 |