Bucyrus - Galion Mortgage Rates & Closing Costs

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  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bucyrus - Galion averaged 7.19% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.97% and one month ago for the week of 2024-03-14, the average rate was 7.13%.

    Bucyrus - Galion's average rate one year ago was 6.56%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Bucyrus - Galion 30 Year Fixed Rate 2024-04-18 7.19%
    Bucyrus - Galion 30 Year Fixed Rate Refi 2024-04-18 7.6%
    Bucyrus - Galion 15 Year Fixed Rate 2024-04-18 6.59%
    Bucyrus - Galion 15 Year Fixed Rate Refi 2024-04-18 6.79%
    Bucyrus - Galion 30 Year FHA 2024-04-18 6.91%
    Bucyrus - Galion 30 Year FHA Refi 2024-04-18 6.86%
    Bucyrus - Galion 30 Year USDA 2024-04-18 6.96%
    Bucyrus - Galion 30 Year USDA Refi 2024-04-18 6.86%
    Bucyrus - Galion 30 Year VA 2024-04-18 6.96%
    Bucyrus - Galion 30 Year VA Refi 2024-04-18 6.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bucyrus-Galion, OH.

    Bucyrus - Galion Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bucyrus-Galion, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    The Park National Bank 34 6.96% $3,242
    UNION HOME MORTGAGE CORP. 20 7.07% $5,600
    The Huntington National Bank 18 7.03% $3,852
    QUICKEN LOANS, LLC 15 7.08% $4,898
    CROSSCOUNTRY MORTGAGE, LLC 11 7.56% $6,203
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 9 7.30% $4,604
    JPMorgan Chase Bank 7 6.98% $2,209
    LOANDEPOT.COM, LLC 6 7.16% $4,626
    EQUITY RESOURCES, INC. 5 6.30% $3,406
    Mechanics Bank 5 6.15% $2,382
    Civista Bank 4 6.56% $3,154
    CNB Bank 4 6.69% $2,868
    GUARANTEED RATE, INC. 4 6.67% $5,394
    First Federal Bank of the Midwest 4 6.84% $3,481
    PENNYMAC LOAN SERVICES, LLC 3 7.08% $4,094
    Third Federal Savings and Loan Association of Cleveland 3 6.41% $976
    UNITED 3 6.88% $3,385
    THE EQUITABLE MORTGAGE CORPORATION 2 6.50% $3,636
    Flagstar Bank, FSB 2 6.50% $3,267
    PNC Bank 2 6.63% $6,437
    UNITED WHOLESALE MORTGAGE, LLC 2 7.31% $6,599
    U.S. Bank 2 6.63% $2,732
    RUOFF MORTGAGE COMPANY, INC. 2 7.31% $3,809
    Farm Credit Mid-America, ACA 2 7.00% $4,329
    NEWREZ LLC 2 7.19% $2,822
    NFM, INC. 2 7.31% $4,359
    CHURCHILL MORTGAGE CORPORATION 2 5.99% $3,909
    AmeriHome Mortgage Company, LLC 2 6.50% $4,642
    ZILLOW HOME LOANS, LLC 1 6.25% $6,307
    DAS Acquisition Company, LLC 1 8.63% $1,770
    First Commonwealth Bank 1 7.13% $3,321
    First Federal Savings and Loan Association of Lakewood 1 5.80% $4,636
    Goldman Sachs Bank USA 1 5.75% $5,496
    GUARANTEED RATE AFFINITY, LLC 1 8.50% $5,741
    KEMBA FINANCIAL 1 6.00% $3,778
    Mortgage Research Center, LLC 1 6.25% $3,707
    Nations Lending Corporation 1 8.25% $3,555
    NAVY FEDERAL CREDIT UNION 1 6.88% $1,598
    Northpointe Bank 1 6.50% $4,262
    PLANET HOME LENDING, LLC 1 6.88% $5,576
    ROYAL UNITED MORTGAGE LLC 1 7.13% $5,637
    T2 FINANCIAL LLC 1 7.63% $5,941
    TELHIO 1 7.50% $2,834
    The Middlefield Banking Company 1 7.25% $3,621
    The Union Bank Company 1 5.88% $2,846
    THRIVE MORTGAGE, LLC 1 5.88% $4,255
    Truist 1 7.49% $3,374
    Truliant Federal Credit Union 1 6.00% $2,881
    UNION CAPITAL MORTGAGE CORPORATION 1 6.63% $10,121
    Union Savings Bank 1 6.50% $3,709
    Wells Fargo Bank 1 6.38% $6,446
    WRIGHT-PATT CREDIT UNION, INC. 1 7.63% $2,706
    AMERICAN FINANCING CORPORATION 1 6.50% $4,352

    Bucyrus - Galion Average Closing Costs & Other Stats

    Bucyrus-Galion, OH's 53 lenders originated 650 loans during 2023. The total origination value was $76,020,000, with an average loan value of $116,954.

    Bucyrus - Galion's average closing costs are $4,336.

    The top Bucyrus - Galion lender as defined by loan originations is The Park National Bank, with 34 loans originated. Their average total fees are $3,242, which is $2,358 lower than the next largest lender, UNION HOME MORTGAGE CORP..

    The lowest fee Bucyrus - Galion lenders (with over 10 loans originated) are The Park National Bank ($3,242), The Huntington National Bank ($3,852), QUICKEN LOANS, LLC ($4,898), UNION HOME MORTGAGE CORP. ($5,600) and CROSSCOUNTRY MORTGAGE, LLC ($6,203).

    The lowest rate Bucyrus - Galion lenders (with over 10 loans originated) are The Park National Bank (6.96%), The Huntington National Bank (7.03%), UNION HOME MORTGAGE CORP. (7.07%), QUICKEN LOANS, LLC (7.08%) and CROSSCOUNTRY MORTGAGE, LLC (7.56%).

    Bucyrus-Galion, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    UNION HOME MORTGAGE CORP. $8,510,000 $7,040,000 -17.3% 9.3%
    The Huntington National Bank $11,145,000 $6,615,000 -40.6% 8.7%
    The Park National Bank $9,190,000 $6,125,000 -33.4% 8.1%
    QUICKEN LOANS, LLC $6,660,000 $5,605,000 -15.8% 7.4%
    First Federal Community Bank of Bucyrus $9,500,000 $5,045,000 -46.9% 6.6%
    CROSSCOUNTRY MORTGAGE, LLC $4,100,000 $3,425,000 -16.5% 4.5%
    LOANDEPOT.COM, LLC $3,120,000 $3,270,000 4.8% 4.3%
    PLAZA HOME MORTGAGE, INC. $910,000 $2,955,000 224.7% 3.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,845,000 $2,295,000 24.4% 3.0%
    Mechanics Bank $3,410,000 $1,920,000 -43.7% 2.5%
    First Federal Bank of Ohio $1,810,000 $1,890,000 4.4% 2.5%
    Mortgage Research Center, LLC $2,645,000 $1,585,000 -40.1% 2.1%
    AG Credit, Agricultural Credit Association $1,845,000 $1,570,000 -14.9% 2.1%
    EQUITY RESOURCES, INC. $2,000,000 $1,445,000 -27.8% 1.9%
    GUARANTEED RATE, INC. $1,345,000 n/a 1.8%
    First Federal Bank of the Midwest $2,590,000 $1,270,000 -51.0% 1.7%
    CNB Bank $2,590,000 $1,260,000 -51.4% 1.7%
    JPMorgan Chase Bank $665,000 $1,255,000 88.7% 1.7%
    PNC Bank $725,000 $970,000 33.8% 1.3%
    PENNYMAC LOAN SERVICES, LLC $930,000 n/a 1.2%
    Civista Bank $1,215,000 $885,000 -27.2% 1.2%
    LENDINGHOME FUNDING CORPORATION $65,000 $720,000 1,007.7% 0.9%
    RUOFF MORTGAGE COMPANY, INC. $605,000 $695,000 14.9% 0.9%
    NFM, INC. $175,000 $655,000 274.3% 0.9%
    Third Federal Savings and Loan Association of Cleveland $535,000 $635,000 18.7% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $840,000 $620,000 -26.2% 0.8%
    FIRST OHIO HOME FINANCE, INC. $540,000 n/a 0.7%
    U.S. Bank $1,185,000 $525,000 -55.7% 0.7%
    Goldman Sachs Bank USA $505,000 n/a 0.7%
    FREEDOM MORTGAGE CORPORATION $530,000 $500,000 -5.7% 0.7%
    NEWREZ LLC $260,000 $415,000 59.6% 0.5%
    Farm Credit Mid-America, ACA $410,000 n/a 0.5%
    THE EQUITABLE MORTGAGE CORPORATION $105,000 $405,000 285.7% 0.5%
    NEW DAY FINANCIAL, LLC $600,000 $390,000 -35.0% 0.5%
    TRIAD FINANCIAL SERVICES, INC. $835,000 $385,000 -53.9% 0.5%
    FLAT BRANCH MORTGAGE, INC. $380,000 n/a 0.5%
    NAVY FEDERAL CREDIT UNION $515,000 $355,000 -31.1% 0.5%
    UNITED $775,000 $355,000 -54.2% 0.5%
    First Citizens National Bank $340,000 n/a 0.4%
    1ST SIGNATURE LENDING, LLC $185,000 $315,000 70.3% 0.4%
    KEMBA FINANCIAL $155,000 $315,000 103.2% 0.4%
    HOMESIDE FINANCIAL, LLC $110,000 $310,000 181.8% 0.4%
    Nations Lending Corporation $300,000 n/a 0.4%
    Discover Bank $35,000 $285,000 714.3% 0.4%
    UNION CAPITAL MORTGAGE CORPORATION $285,000 n/a 0.4%
    AmeriHome Mortgage Company, LLC $85,000 $270,000 217.6% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $630,000 $270,000 -57.1% 0.4%
    TELHIO $280,000 $270,000 -3.6% 0.4%
    THRIVE MORTGAGE, LLC $270,000 n/a 0.4%
    Union Savings Bank $105,000 $270,000 157.1% 0.4%
    CHURCHILL MORTGAGE CORPORATION $260,000 n/a 0.3%
    GUARANTEED RATE AFFINITY, LLC $115,000 $225,000 95.7% 0.3%
    ZILLOW HOME LOANS, LLC $215,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $95,000 $190,000 100.0% 0.2%
    The Middlefield Banking Company $190,000 n/a 0.2%
    Carrington Mortgage Services, LLC $75,000 $185,000 146.7% 0.2%
    SUN WEST MORTGAGE COMPANY, INC. $180,000 n/a 0.2%
    PLANET HOME LENDING, LLC $175,000 n/a 0.2%
    Flagstar Bank, FSB $535,000 $170,000 -68.2% 0.2%
    PENTAGON FEDERAL CREDIT UNION $170,000 n/a 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $85,000 $160,000 88.2% 0.2%
    Northpointe Bank $155,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $155,000 n/a 0.2%
    The Union Bank Company $445,000 $145,000 -67.4% 0.2%
    DAS Acquisition Company, LLC $165,000 $135,000 -18.2% 0.2%
    First Federal Savings and Loan Association of Lakewood $1,395,000 $135,000 -90.3% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $125,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $170,000 $125,000 -26.5% 0.2%
    CARDINAL FINANCIAL $155,000 $125,000 -19.4% 0.2%
    Dollar Bank, Federal Savings Bank $125,000 n/a 0.2%
    Ixonia Bank $45,000 $125,000 177.8% 0.2%
    T2 FINANCIAL LLC $700,000 $125,000 -82.1% 0.2%
    Wells Fargo Bank $625,000 $125,000 -80.0% 0.2%
    Ally Bank $115,000 n/a 0.2%
    First Commonwealth Bank $55,000 $115,000 109.1% 0.2%
    MTC Federal Credit Union $115,000 n/a 0.2%
    LAKEVIEW LOAN SERVICING, LLC $95,000 $105,000 10.5% 0.1%
    Coastal Community Bank $100,000 n/a 0.1%
    MORIA DEVELOPMENT, INC. $100,000 n/a 0.1%
    Citadel Servicing Corporation $95,000 n/a 0.1%
    Figure Lending LLC $40,000 $95,000 137.5% 0.1%
    WRIGHT-PATT CREDIT UNION, INC. $90,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $250,000 $75,000 -70.0% 0.1%
    YOUR HOME FINANCIAL LLC $75,000 n/a 0.1%
    Fifth Third Bank $920,000 $55,000 -94.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $185,000 $55,000 -70.3% 0.1%
    Truliant Federal Credit Union $55,000 n/a 0.1%
    Truist $265,000 $45,000 -83.0% 0.1%
    Directions Credit Union, Inc. $845,000 $35,000 -95.9% 0.0%
    VANDERBILT MORTGAGE AND FINANCE, INC. $25,000 n/a 0.0%

    Bucyrus - Galion's top lender by overall market share is UNION HOME MORTGAGE CORP., with 9.3% market share. In second place, with 8.7%, is The Huntington National Bank, having originated $6,615,000 in loans. In third place, with 8.1%, is The Park National Bank, having originated $6,125,000 in loans. In fourth place, with 7.4%, is QUICKEN LOANS, LLC, having originated $5,605,000 in loans. In fifth place, with 6.6%, is First Federal Community Bank of Bucyrus, having originated $5,045,000 in loans.

    Bucyrus - Galion Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bucyrus - Galion (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $73,175 (4.7%) $91,639 (0.0%) 0.00 135
    2018-02-01 $69,200 (1.8%) $87,129 (0.3%) 0.00 138
    2018-03-01 $65,900 (-3.0%) $86,136 (0.0%) 0.00 122
    2018-04-01 $69,900 (0.0%) $94,621 (5.9%) 0.00 111
    2018-05-01 $77,400 (10.7%) $112,289 (21.0%) 0.00 125
    2018-06-01 $79,900 (14.3%) $116,241 (24.7%) 0.00 130
    2018-07-01 $78,675 (8.5%) $108,181 (11.2%) 0.00 133
    2018-08-01 $79,675 (6.4%) $106,363 (8.9%) 0.00 134
    2018-09-01 $79,900 (10.2%) $108,527 (12.8%) 0.00 133
    2018-10-01 $79,900 (5.2%) $109,167 (11.5%) 0.00 135
    2018-11-01 $84,700 (13.0%) $117,863 (22.4%) 0.00 123
    2018-12-01 $89,900 (20.0%) $118,313 (24.4%) 0.00 114
    2019-01-01 $82,900 (13.3%) $111,154 (21.3%) 0.00 114
    2019-02-01 $79,838 (15.4%) $109,139 (25.3%) 0.00 100
    2019-03-01 $78,000 (18.4%) $113,399 (31.7%) 0.00 90
    2019-04-01 $76,825 (9.9%) $116,982 (23.6%) 0.00 85
    2019-05-01 $74,675 (-3.5%) $106,898 (-4.8%) 0.00 95
    2019-06-01 $66,900 (-16.3%) $91,264 (-21.5%) 0.00 113
    2019-07-01 $71,650 (-8.9%) $101,310 (-6.4%) 0.00 123
    2019-08-01 $85,500 (7.3%) $113,530 (6.7%) 0.00 123
    2019-09-01 $90,000 (12.6%) $119,451 (10.1%) 0.00 117
    2019-10-01 $95,500 (19.5%) $123,891 (13.5%) 0.00 111
    2019-11-01 $89,900 (6.1%) $109,114 (-7.4%) 0.00 114
    2019-12-01 $90,000 (0.1%) $110,861 (-6.3%) 0.00 107
    2020-01-01 $89,900 (8.4%) $111,115 (0.0%) 0.00 86
    2020-02-01 $87,000 (9.0%) $115,178 (5.5%) 0.00 81
    2020-03-01 $78,675 (0.9%) $117,067 (3.2%) 0.00 72
    2020-04-01 $76,300 (-0.7%) $108,333 (-7.4%) 0.00 68
    2020-05-01 $69,900 (-6.4%) $98,043 (-8.3%) 0.00 64
    2020-06-01 $67,400 (0.8%) $108,344 (18.7%) 0.00 53
    2020-07-01 $69,975 (-2.3%) $119,280 (17.7%) 0.00 55
    2020-08-01 $74,900 (-12.4%) $112,607 (-0.8%) 0.00 51
    2020-09-01 $88,725 (-1.4%) $126,199 (5.7%) 0.00 49
    2020-10-01 $89,900 (-5.9%) $128,328 (3.6%) 0.00 55
    2020-11-01 $79,000 (-12.1%) $112,998 (3.6%) 0.00 56
    2020-12-01 $79,975 (-11.1%) $122,094 (10.1%) 0.00 45
    2021-01-01 $103,500 (15.1%) $130,967 (17.9%) 0.00 39
    2021-02-01 $118,000 (35.6%) $126,006 (9.4%) 0.00 28
    2021-03-01 $119,000 (51.3%) $130,413 (11.4%) 0.00 35
    2021-04-01 $86,175 (12.9%) $135,110 (24.7%) 0.00 25
    2021-05-01 $134,900 (93.0%) $139,692 (42.5%) 0.00 30
    2021-06-01 $132,450 (96.5%) $151,951 (40.3%) 0.00 36
    2021-07-01 $130,000 (85.8%) $167,864 (40.7%) 0.00 46
    2021-08-01 $112,425 (50.1%) $148,772 (32.1%) 0.00 52
    2021-09-01 $108,650 (22.5%) $139,726 (10.7%) 0.00 49
    2021-10-01 $129,900 (44.5%) $163,471 (27.4%) 0.00 50
    2021-11-01 $129,900 (64.4%) $167,224 (48.0%) 0.00 64
    2021-12-01 $139,450 (74.4%) $161,554 (32.3%) 0.00 64
    2022-01-01 $115,000 (11.1%) $147,097 (12.3%) 0.00 57
    2022-02-01 $109,900 (-6.9%) $137,716 (9.3%) 0.00 50
    2022-03-01 $123,675 (3.9%) $155,621 (19.3%) 0.00 36
    2022-04-01 $132,450 (53.7%) $163,663 (21.1%) 0.00 34
    2022-05-01 $138,650 (2.8%) $155,737 (11.5%) 0.00 42
    2022-06-01 $154,900 (17.0%) $174,568 (14.9%) 0.00 43
    2022-07-01 $129,375 (-0.5%) $160,413 (-4.4%) 0.00 49
    2022-08-01 $130,900 (16.4%) $170,042 (14.3%) 0.00 62
    2022-09-01 $119,900 (10.4%) $166,444 (19.1%) 0.00 53
    2022-10-01 $117,900 (-9.2%) $166,917 (2.1%) 0.00 79
    2022-11-01 $135,900 (4.6%) $173,603 (3.8%) 0.00 80
    2022-12-01 $154,500 (10.8%) $182,211 (12.8%) 0.00 83
    2023-01-01 $150,425 (30.8%) $174,506 (18.6%) 0.00 57
    2023-02-01 $137,600 (25.2%) $170,583 (23.9%) 0.00 46
    2023-03-01 $159,900 (29.3%) $169,548 (9.0%) 0.00 44
    2023-04-01 $162,450 (22.7%) $173,527 (6.0%) 0.00 50
    2023-05-01 $144,475 (4.2%) $178,759 (14.8%) 0.00 55
    2023-06-01 $154,925 (0.0%) $200,409 (14.8%) 0.00 49
    2023-07-01 $162,900 (25.9%) $200,671 (25.1%) 0.00 50
    2023-08-01 $193,713 (48.0%) $227,645 (33.9%) 0.00 48
    2023-09-01 $179,000 (49.3%) $206,279 (23.9%) 0.00 62
    2023-10-01 $186,725 (58.4%) $202,855 (21.5%) 0.00 69
    2023-11-01 $169,175 (24.5%) $196,507 (13.2%) 0.00 68
    2023-12-01 $175,000 (13.3%) $203,423 (11.6%) 0.00 59
    2024-01-01 $176,925 (17.6%) $207,720 (19.0%) 0.00 60
    2024-02-01 $179,650 (30.6%) $212,067 (24.3%) 0.00 47
    2024-03-01 $164,900 (3.1%) $208,211 (22.8%) 0.00 35
    Bucyrus - Galion's median listing price for 2024-03-01 was $164,900, a difference of $5,000 (3.1%) versus the prior year and $-14,750 versus the prior month.

    Bucyrus - Galion's median listing price comes in at 0% of the national average.

    Bucyrus - Galion's average listing price for 2024-03-01 was $208,211, a difference of $38,663 (22.8%) versus the prior year and $-3,856 versus the prior month.

    For the 2024-03-01 period, Bucyrus - Galion had 35 MLS listings, a difference of -12 listings (-26%) versus the prior month and -9 listings (-20%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bucyrus - Galion (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,524 sqft
    2018-02-01 0 days 1,523 sqft
    2018-03-01 0 days 1,501 sqft
    2018-04-01 0 days 1,564 sqft
    2018-05-01 0 days 1,510 sqft
    2018-06-01 0 days 1,523 sqft
    2018-07-01 0 days 1,476 sqft
    2018-08-01 0 days 1,478 sqft
    2018-09-01 0 days 1,508 sqft
    2018-10-01 0 days 1,510 sqft
    2018-11-01 0 days 1,520 sqft
    2018-12-01 0 days 1,521 sqft
    2019-01-01 0 days 1,501 sqft
    2019-02-01 0 days 1,472 sqft
    2019-03-01 0 days 1,479 sqft
    2019-04-01 0 days 1,518 sqft
    2019-05-01 0 days 1,514 sqft
    2019-06-01 0 days 1,462 sqft
    2019-07-01 0 days 1,476 sqft
    2019-08-01 0 days 1,514 sqft
    2019-09-01 0 days 1,559 sqft
    2019-10-01 0 days 1,587 sqft
    2019-11-01 0 days 1,482 sqft
    2019-12-01 0 days 1,411 sqft
    2020-01-01 0 days 1,378 sqft
    2020-02-01 0 days 1,430 sqft
    2020-03-01 0 days 1,536 sqft
    2020-04-01 0 days 1,485 sqft
    2020-05-01 0 days 1,356 sqft
    2020-06-01 0 days 1,349 sqft
    2020-07-01 0 days 1,447 sqft
    2020-08-01 0 days 1,370 sqft
    2020-09-01 0 days 1,322 sqft
    2020-10-01 0 days 1,440 sqft
    2020-11-01 0 days 1,390 sqft
    2020-12-01 0 days 1,394 sqft
    2021-01-01 0 days 1,494 sqft
    2021-02-01 0 days 1,448 sqft
    2021-03-01 0 days 1,472 sqft
    2021-04-01 0 days 1,346 sqft
    2021-05-01 0 days 1,534 sqft
    2021-06-01 0 days 1,436 sqft
    2021-07-01 0 days 1,498 sqft
    2021-08-01 0 days 1,595 sqft
    2021-09-01 0 days 1,458 sqft
    2021-10-01 0 days 1,488 sqft
    2021-11-01 0 days 1,412 sqft
    2021-12-01 0 days 1,431 sqft
    2022-01-01 0 days 1,404 sqft
    2022-02-01 0 days 1,370 sqft
    2022-03-01 0 days 1,533 sqft
    2022-04-01 0 days 1,568 sqft
    2022-05-01 0 days 1,635 sqft
    2022-06-01 0 days 1,664 sqft
    2022-07-01 0 days 1,596 sqft
    2022-08-01 0 days 1,582 sqft
    2022-09-01 0 days 1,481 sqft
    2022-10-01 0 days 1,466 sqft
    2022-11-01 0 days 1,502 sqft
    2022-12-01 0 days 1,512 sqft
    2023-01-01 0 days 1,535 sqft
    2023-02-01 0 days 1,663 sqft
    2023-03-01 0 days 1,617 sqft
    2023-04-01 0 days 1,514 sqft
    2023-05-01 0 days 1,490 sqft
    2023-06-01 0 days 1,600 sqft
    2023-07-01 0 days 1,560 sqft
    2023-08-01 0 days 1,650 sqft
    2023-09-01 0 days 1,660 sqft
    2023-10-01 0 days 1,666 sqft
    2023-11-01 0 days 1,718 sqft
    2023-12-01 0 days 1,632 sqft
    2024-01-01 0 days 1,630 sqft
    2024-02-01 0 days 1,642 sqft
    2024-03-01 0 days 1,544 sqft
    Bucyrus - Galion's median listing age (time on market) for 2024-03-01 was 0 days.

    Bucyrus - Galion's median square footage for active listings during the 2024-03-01 period was 1,544 sqft. One year prior, the average listing was 1,617 sqft.

    Bucyrus-Galion, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 390 $54,910,000 $140,795
    Cash Out Refi 97 $9,235,000 $95,206
    Home Improvement 60 $3,180,000 $53,000
    Refi 52 $5,920,000 $113,846
    Other 51 $2,775,000 $54,412

    Bucyrus - Galion's most frequently cited loan purpose was Home Purchase, with 390 originations. The 2nd most popular reason was Cash Out Refi, with 97 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 218 $30,740,000 $141,009
    7-8% 166 $21,350,000 $128,614
    Over 8% 128 $8,770,000 $68,516
    5-6% 54 $7,500,000 $138,889
    <2.5% 3 $25,000 $8,333
    4-5% 1 $245,000 $245,000

    During 2023, Bucyrus - Galion's most frequently originated rate bucket was 6-7%, with 218 originations.

    Loan Sizing (Bucyrus-Galion, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 299 $16,855,000 $56,371
    $100k-200k 279 $39,655,000 $142,133
    $200k-400k 68 $17,600,000 $258,824
    $400k-600k 4 $1,910,000 $477,500

    Bucyrus - Galion's loan sizing saw the bucket of loans from $100,000 or less with 299 originations, totaling $16,855,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 283 $41,415,000 $146,343
    60-80% 114 $15,530,000 $136,228
    20-40% 60 $3,140,000 $52,333
    40-60% 53 $5,185,000 $97,830
    Under 20% 50 $1,340,000 $26,800
    Over 100% 10 $2,020,000 $202,000

    Bucyrus - Galion's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 283 originations, totaling $41,415,000 in origination value.