Bucyrus - Galion Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Bucyrus - Galion averaged 6.99% for the week of 2024-02-22, compared to the national average of 6.9% for the same period.

The average rate for the prior week (2024-02-15) was 6.86% and one month ago for the week of 2024-01-18, the average rate was 6.39%.

Bucyrus - Galion's average rate one year ago was 6.64%.

For refis of the same type during the week of 2024-02-22, the average rate was 6.9%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-22 6.9%
Bucyrus - Galion 30 Year Fixed Rate 2024-02-22 6.99%
Bucyrus - Galion 30 Year Fixed Rate Refi 2024-02-22 6.9%
Bucyrus - Galion 15 Year Fixed Rate 2024-02-22 6.29%
Bucyrus - Galion 15 Year Fixed Rate Refi 2024-02-22 6.69%
Bucyrus - Galion 30 Year FHA 2024-02-22 -0.27%
Bucyrus - Galion 30 Year FHA Refi 2024-02-22 0.1%
Bucyrus - Galion 30 Year USDA 2024-02-22 0.1%
Bucyrus - Galion 30 Year USDA Refi 2024-02-22 0%
Bucyrus - Galion 30 Year VA 2024-02-22 0.2%
Bucyrus - Galion 30 Year VA Refi 2024-02-22 0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bucyrus-Galion, OH.

Bucyrus - Galion Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bucyrus-Galion, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
The Park National Bank 44 5.19% $3,191
UNION HOME MORTGAGE CORP. 26 5.25% $4,349
The Huntington National Bank 22 5.06% $3,785
QUICKEN LOANS, LLC 21 5.21% $5,312
LOANDEPOT.COM, LLC 14 5.36% $4,669
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 5.31% $3,823
Mechanics Bank 7 3.94% $2,442
CROSSCOUNTRY MORTGAGE, LLC 6 5.84% $5,790
U.S. Bank 6 5.67% $2,933
EQUITY RESOURCES, INC. 6 4.25% $3,188
UNITED 5 6.23% $3,395
Fifth Third Bank 5 5.17% $2,566
UNITED WHOLESALE MORTGAGE, LLC 5 5.62% $6,988
JPMorgan Chase Bank 4 5.62% $2,742
First Federal Bank of the Midwest 4 4.81% $3,394
Civista Bank 4 5.22% $3,481
The Old Fort Banking Company 3 5.33% $3,337
Third Federal Savings and Loan Association of Cleveland 3 4.19% $2,254
CNB Bank 3 3.88% $2,778
Wells Fargo Bank 3 4.58% $4,025
PNC Bank 2 4.69% $3,905
Superior Credit Union, Inc. 2 5.25% $3,772
RUOFF MORTGAGE COMPANY, INC. 2 4.31% $4,469
BMI Federal Credit Union 2 5.82% $2,413
First Federal Savings and Loan Association of Lakewood 2 5.95% $6,404
T2 FINANCIAL LLC 1 6.63% $4,779
TELHIO 1 3.75% $2,724
The Farmers & Merchants State Bank 1 5.95% $2,711
The Richwood Banking Company 1 5.13% $2,876
Truist 1 5.63% $3,629
Union Savings Bank 1 3.50% $280
Waterstone Mortgage Corporation 1 5.88% $8,475
1ST SIGNATURE LENDING, LLC 1 5.50% $8,602
WEST PENN FINANCIAL SERVICE CENTER, INC. 1 5.13% $5,246
AmeriHome Mortgage Company, LLC 1 3.63% $5,056
Bank of America 1 3.63% $3,266
Bank of England 1 4.50% $5,638
BETTER MORTGAGE CORPORATION 1 4.88% $2,647
CALIBER HOME LOANS, INC. 1 5.50% $5,099
CME Federal Credit Union 1 3.63% $2,961
Directions Credit Union, Inc. 1 6.88% $2,143
DRAPER AND KRAMER MORTGAGE CORP. 1 7.25% $5,158
FREEDOM MORTGAGE CORPORATION 1 7.50% $4,707
GREENSTATE CREDIT UNION 1 5.50% $5,250
HOMESIDE FINANCIAL, LLC 1 5.63% $4,129
Hometown Lenders, Inc. 1 7.38% $4,885
Ixonia Bank 1 4.13% $2,958
KEMBA FINANCIAL 1 5.63% $2,185
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.38% $5,201
NATIONS RELIABLE LENDING, LLC 1 5.25% $4,003
NAVY FEDERAL CREDIT UNION 1 7.38% $5,711
NEWREZ LLC 1 3.38% $2,167
NFM, INC. 1 5.25% $4,238
North American Savings Bank, F.S.B. 1 5.50% $3,980
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.88% $3,864
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.99% $4,243
RELIANCE FIRST CAPITAL, LLC 1 6.13% $4,285
ROYAL UNITED MORTGAGE LLC 1 6.13% $6,076

Bucyrus - Galion Average Closing Costs & Other Stats

Bucyrus-Galion, OH's 58 lenders originated 893 loans during 2022. The total origination value was $104,925,000, with an average loan value of $117,497.

Bucyrus - Galion's average closing costs are $4,142.

The top Bucyrus - Galion lender as defined by loan originations is The Park National Bank, with 44 loans originated. Their average total fees are $3,191, which is $1,158 lower than the next largest lender, UNION HOME MORTGAGE CORP..

The lowest fee Bucyrus - Galion lenders (with over 10 loans originated) are The Park National Bank ($3,191), The Huntington National Bank ($3,785), UNION HOME MORTGAGE CORP. ($4,349), LOANDEPOT.COM, LLC ($4,669) and QUICKEN LOANS, LLC ($5,312).

The lowest rate Bucyrus - Galion lenders (with over 10 loans originated) are The Huntington National Bank (5.06%), The Park National Bank (5.19%), QUICKEN LOANS, LLC (5.21%), UNION HOME MORTGAGE CORP. (5.25%) and LOANDEPOT.COM, LLC (5.36%).

Bucyrus-Galion, OH Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
The Huntington National Bank $11,380,000 $11,145,000 -2.1% 10.6%
First Federal Community Bank of Bucyrus $10,160,000 $9,500,000 -6.5% 9.1%
The Park National Bank $8,530,000 $9,190,000 7.7% 8.8%
UNION HOME MORTGAGE CORP. $11,860,000 $8,510,000 -28.2% 8.1%
QUICKEN LOANS, LLC $10,485,000 $6,660,000 -36.5% 6.3%
CROSSCOUNTRY MORTGAGE, LLC $2,115,000 $4,100,000 93.9% 3.9%
Mechanics Bank $2,175,000 $3,410,000 56.8% 3.2%
LOANDEPOT.COM, LLC $3,795,000 $3,120,000 -17.8% 3.0%
Mortgage Research Center, LLC $2,400,000 $2,645,000 10.2% 2.5%
CNB Bank $3,430,000 $2,590,000 -24.5% 2.5%
First Federal Bank of the Midwest $2,320,000 $2,590,000 11.6% 2.5%
EQUITY RESOURCES, INC. $1,890,000 $2,000,000 5.8% 1.9%
AG Credit, Agricultural Credit Association $1,160,000 $1,845,000 59.1% 1.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,530,000 $1,845,000 -27.1% 1.8%
First Federal Bank of Ohio $4,180,000 $1,810,000 -56.7% 1.7%
First Federal Savings and Loan Association of Lakewood $645,000 $1,395,000 116.3% 1.3%
Civista Bank $2,375,000 $1,215,000 -48.8% 1.2%
U.S. Bank $1,860,000 $1,185,000 -36.3% 1.1%
CALIBER HOME LOANS, INC. $1,235,000 $1,145,000 -7.3% 1.1%
Fifth Third Bank $1,570,000 $920,000 -41.4% 0.9%
PLAZA HOME MORTGAGE, INC. $935,000 $910,000 -2.7% 0.9%
The Citizens National Bank of Bluffton $865,000 n/a 0.8%
Directions Credit Union, Inc. $485,000 $845,000 74.2% 0.8%
UNITED WHOLESALE MORTGAGE, LLC $705,000 $840,000 19.1% 0.8%
TRIAD FINANCIAL SERVICES, INC. $250,000 $835,000 234.0% 0.8%
GREENSTATE CREDIT UNION $780,000 n/a 0.7%
UNITED $290,000 $775,000 167.2% 0.7%
PNC Bank $480,000 $725,000 51.0% 0.7%
USAA Federal Savings Bank $475,000 $705,000 48.4% 0.7%
T2 FINANCIAL LLC $235,000 $700,000 197.9% 0.7%
JPMorgan Chase Bank $1,130,000 $665,000 -41.2% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $1,195,000 $630,000 -47.3% 0.6%
Wells Fargo Bank $650,000 $625,000 -3.8% 0.6%
RUOFF MORTGAGE COMPANY, INC. $375,000 $605,000 61.3% 0.6%
NEW DAY FINANCIAL, LLC $395,000 $600,000 51.9% 0.6%
Flagstar Bank, FSB $465,000 $535,000 15.1% 0.5%
Third Federal Savings and Loan Association of Cleveland $535,000 n/a 0.5%
FREEDOM MORTGAGE CORPORATION $2,625,000 $530,000 -79.8% 0.5%
NAVY FEDERAL CREDIT UNION $400,000 $515,000 28.8% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $300,000 $480,000 60.0% 0.5%
The Union Bank Company $210,000 $445,000 111.9% 0.4%
AMERICAN MORTGAGE SERVICE COMPANY $440,000 n/a 0.4%
The Old Fort Banking Company $155,000 $415,000 167.7% 0.4%
Bank of England $395,000 n/a 0.4%
BETTER MORTGAGE CORPORATION $145,000 $380,000 162.1% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $380,000 n/a 0.4%
Hometown Lenders, Inc. $115,000 $340,000 195.7% 0.3%
BMI Federal Credit Union $335,000 n/a 0.3%
Superior Credit Union, Inc. $330,000 n/a 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $135,000 $310,000 129.6% 0.3%
TELHIO $115,000 $280,000 143.5% 0.3%
Barrington Bank & Trust Company, N.A. $345,000 $270,000 -21.7% 0.3%
Truist $265,000 n/a 0.3%
Waterstone Mortgage Corporation $265,000 n/a 0.3%
NEWREZ LLC $290,000 $260,000 -10.3% 0.2%
Lend Smart Mortgage, LLC $255,000 n/a 0.2%
The Federal Savings Bank $280,000 $255,000 -8.9% 0.2%
TOWNE MORTGAGE COMPANY $255,000 n/a 0.2%
AMERICAN FINANCING CORPORATION $340,000 $250,000 -26.5% 0.2%
WEST PENN FINANCIAL SERVICE CENTER, INC. $235,000 n/a 0.2%
HOME POINT FINANCIAL CORPORATION $650,000 $230,000 -64.6% 0.2%
MID AMERICA MORTGAGE, INC. $105,000 $230,000 119.0% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $170,000 $210,000 23.5% 0.2%
1ST SIGNATURE LENDING, LLC $185,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $505,000 $185,000 -63.4% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $185,000 n/a 0.2%
LOANPAL, LLC $175,000 n/a 0.2%
NFM, INC. $125,000 $175,000 40.0% 0.2%
AMERISAVE MORTGAGE CORPORATION $630,000 $170,000 -73.0% 0.2%
DAS Acquisition Company, LLC $185,000 $165,000 -10.8% 0.2%
First Bank Richmond $165,000 n/a 0.2%
Bank of America $160,000 n/a 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $190,000 $155,000 -18.4% 0.1%
KEMBA FINANCIAL $75,000 $155,000 106.7% 0.1%
J. VIRGIL, INC. $155,000 $145,000 -6.5% 0.1%
RAPID MORTGAGE COMPANY $145,000 n/a 0.1%
Sutton Bank $2,120,000 $140,000 -93.4% 0.1%
CME Federal Credit Union $135,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $130,000 n/a 0.1%
C E S $125,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $125,000 n/a 0.1%
North American Savings Bank, F.S.B. $125,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $125,000 n/a 0.1%
UNITED MORTGAGE CORP. $125,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $145,000 $115,000 -20.7% 0.1%
NATIONS RELIABLE LENDING, LLC $220,000 $115,000 -47.7% 0.1%
HOMESIDE FINANCIAL, LLC $650,000 $110,000 -83.1% 0.1%
First Guaranty Mortgage Corporation $105,000 $105,000 0.0% 0.1%
THE EQUITABLE MORTGAGE CORPORATION $230,000 $105,000 -54.3% 0.1%
Union Savings Bank $660,000 $105,000 -84.1% 0.1%
BROKER SOLUTIONS, INC. $125,000 $95,000 -24.0% 0.1%
CenterBank $95,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $365,000 $95,000 -74.0% 0.1%
The Richwood Banking Company $95,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $85,000 n/a 0.1%
Citizens Bank $85,000 $85,000 0.0% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $175,000 $85,000 -51.4% 0.1%
Amerifirst Financial, Inc. $75,000 n/a 0.1%
Carrington Mortgage Services, LLC $385,000 $75,000 -80.5% 0.1%
Colonial Savings, F.A. $75,000 n/a 0.1%
AMERICAN ADVISORS GROUP $65,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $65,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $65,000 n/a 0.1%
First Commonwealth Bank $175,000 $55,000 -68.6% 0.1%
Ixonia Bank $45,000 n/a 0.0%
M&T Bank $135,000 $45,000 -66.7% 0.0%
Figure Lending LLC $115,000 $40,000 -65.2% 0.0%
Discover Bank $150,000 $35,000 -76.7% 0.0%
The Farmers & Merchants State Bank $25,000 n/a 0.0%

Bucyrus - Galion's top lender by overall market share is The Huntington National Bank, with 10.6% market share. In second place, with 9.1%, is First Federal Community Bank of Bucyrus, having originated $9,500,000 in loans. In third place, with 8.8%, is The Park National Bank, having originated $9,190,000 in loans. In fourth place, with 8.1%, is UNION HOME MORTGAGE CORP., having originated $8,510,000 in loans. In fifth place, with 6.3%, is QUICKEN LOANS, LLC, having originated $6,660,000 in loans.


Bucyrus - Galion Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Bucyrus - Galion (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $73,175 (4.7%) $91,639 (-1.8%) 0.00 135
2018-02-01 $69,200 (1.8%) $87,129 (-1.5%) 0.00 138
2018-03-01 $65,900 (-3.0%) $86,136 (-2.0%) 0.00 122
2018-04-01 $69,900 (0.0%) $94,621 (3.7%) 0.00 111
2018-05-01 $77,400 (10.7%) $112,289 (19.8%) 0.00 125
2018-06-01 $79,900 (14.3%) $116,241 (23.9%) 0.00 130
2018-07-01 $78,675 (8.5%) $108,181 (10.3%) 0.00 133
2018-08-01 $79,675 (6.4%) $106,363 (9.2%) 0.00 134
2018-09-01 $79,900 (10.2%) $108,527 (13.6%) 0.00 133
2018-10-01 $79,900 (5.2%) $109,167 (12.5%) 0.00 135
2018-11-01 $84,700 (13.0%) $117,863 (23.7%) 0.00 123
2018-12-01 $89,900 (20.0%) $118,313 (25.8%) 0.00 114
2019-01-01 $82,900 (13.3%) $111,154 (22.9%) 0.00 114
2019-02-01 $79,838 (15.4%) $109,139 (27.0%) 0.00 100
2019-03-01 $78,000 (18.4%) $113,399 (33.7%) 0.00 90
2019-04-01 $76,825 (9.9%) $116,982 (26.2%) 0.00 85
2019-05-01 $74,675 (-3.5%) $106,898 (-3.8%) 0.00 95
2019-06-01 $66,900 (-16.3%) $91,264 (-20.5%) 0.00 113
2019-07-01 $71,650 (-8.9%) $101,310 (-4.7%) 0.00 123
2019-08-01 $85,500 (7.3%) $113,530 (7.8%) 0.00 123
2019-09-01 $90,000 (12.6%) $119,451 (10.4%) 0.00 117
2019-10-01 $95,500 (19.5%) $123,891 (13.7%) 0.00 111
2019-11-01 $89,900 (6.1%) $109,114 (-7.4%) 0.00 114
2019-12-01 $90,000 (0.1%) $110,861 (-6.8%) 0.00 107
2020-01-01 $89,900 (8.4%) $111,115 (0.1%) 0.00 86
2020-02-01 $87,000 (9.0%) $115,178 (5.5%) 0.00 81
2020-03-01 $78,675 (0.9%) $117,067 (4.8%) 0.00 72
2020-04-01 $76,300 (-0.7%) $108,333 (-6.4%) 0.00 68
2020-05-01 $69,900 (-6.4%) $98,043 (-8.4%) 0.00 64
2020-06-01 $67,400 (0.8%) $108,344 (19.6%) 0.00 53
2020-07-01 $69,975 (-2.3%) $119,280 (18.3%) 0.00 55
2020-08-01 $74,900 (-12.4%) $112,607 (-0.9%) 0.00 51
2020-09-01 $88,725 (-1.4%) $126,199 (5.6%) 0.00 49
2020-10-01 $89,900 (-5.9%) $128,328 (3.6%) 0.00 55
2020-11-01 $79,000 (-12.1%) $112,998 (3.6%) 0.00 56
2020-12-01 $79,975 (-11.1%) $122,094 (10.8%) 0.00 45
2021-01-01 $103,500 (15.1%) $130,967 (17.8%) 0.00 39
2021-02-01 $118,000 (35.6%) $126,006 (9.4%) 0.00 28
2021-03-01 $119,000 (51.3%) $130,413 (9.7%) 0.00 35
2021-04-01 $86,175 (12.9%) $135,110 (23.4%) 0.00 25
2021-05-01 $134,900 (93.0%) $139,692 (42.5%) 0.00 30
2021-06-01 $132,450 (96.5%) $151,951 (40.3%) 0.00 36
2021-07-01 $130,000 (85.8%) $167,864 (40.7%) 0.00 46
2021-08-01 $112,425 (50.1%) $148,772 (32.1%) 0.00 52
2021-09-01 $108,650 (22.5%) $139,726 (10.7%) 0.00 49
2021-10-01 $129,900 (44.5%) $163,471 (27.4%) 0.00 50
2021-11-01 $129,900 (64.4%) $167,224 (48.0%) 0.00 64
2021-12-01 $139,450 (74.4%) $161,554 (32.3%) 0.00 64
2022-01-01 $115,000 (11.1%) $147,097 (12.3%) 0.00 57
2022-02-01 $109,900 (-6.9%) $137,716 (9.3%) 0.00 50
2022-03-01 $123,675 (3.9%) $155,621 (19.3%) 0.00 36
2022-04-01 $132,450 (53.7%) $163,663 (21.1%) 0.00 34
2022-05-01 $138,650 (2.8%) $155,737 (11.5%) 0.00 42
2022-06-01 $154,900 (17.0%) $174,568 (14.9%) 0.00 43
2022-07-01 $129,375 (-0.5%) $160,413 (-4.4%) 0.00 49
2022-08-01 $130,900 (16.4%) $170,042 (14.3%) 0.00 62
2022-09-01 $119,900 (10.4%) $166,444 (18.6%) 0.00 53
2022-10-01 $117,900 (-9.2%) $166,917 (2.1%) 0.00 79
2022-11-01 $135,900 (4.6%) $173,603 (3.8%) 0.00 80
2022-12-01 $154,500 (10.8%) $182,211 (12.8%) 0.00 83
2023-01-01 $150,425 (30.8%) $174,506 (18.6%) 0.00 57
2023-02-01 $137,600 (25.2%) $170,583 (23.9%) 0.00 46
2023-03-01 $159,900 (29.3%) $169,548 (9.0%) 0.00 44
2023-04-01 $162,450 (22.7%) $173,527 (6.0%) 0.00 50
2023-05-01 $144,475 (4.2%) $178,759 (14.8%) 0.00 55
2023-06-01 $154,925 (0.0%) $200,409 (14.8%) 0.00 49
2023-07-01 $162,900 (25.9%) $200,671 (25.1%) 0.00 50
2023-08-01 $193,713 (48.0%) $227,645 (33.9%) 0.00 48
2023-09-01 $179,000 (49.3%) $206,279 (24.5%) 0.00 62
2023-10-01 $186,725 (58.4%) $202,855 (21.5%) 0.00 69
2023-11-01 $169,175 (24.5%) $196,507 (13.2%) 0.00 68
2023-12-01 $175,000 (13.3%) $203,423 (0.0%) 0.00 59
Bucyrus - Galion's median listing price for 2023-12-01 was $175,000, a difference of $20,500 (13.3%) versus the prior year and $5,825 versus the prior month.

Bucyrus - Galion's median listing price comes in at 0% of the national average.

Bucyrus - Galion's average listing price for 2023-12-01 was $203,423, a difference of $21,212 (0.0%) versus the prior year and $6,916 versus the prior month.

For the 2023-12-01 period, Bucyrus - Galion had 59 MLS listings, a difference of -9 listings (-13%) versus the prior month and -24 listings (-29%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Bucyrus - Galion (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,524 sqft
2018-02-01 0 days 1,523 sqft
2018-03-01 0 days 1,501 sqft
2018-04-01 0 days 1,564 sqft
2018-05-01 0 days 1,510 sqft
2018-06-01 0 days 1,523 sqft
2018-07-01 0 days 1,476 sqft
2018-08-01 0 days 1,478 sqft
2018-09-01 0 days 1,508 sqft
2018-10-01 0 days 1,510 sqft
2018-11-01 0 days 1,520 sqft
2018-12-01 0 days 1,521 sqft
2019-01-01 0 days 1,501 sqft
2019-02-01 0 days 1,472 sqft
2019-03-01 0 days 1,479 sqft
2019-04-01 0 days 1,518 sqft
2019-05-01 0 days 1,514 sqft
2019-06-01 0 days 1,462 sqft
2019-07-01 0 days 1,476 sqft
2019-08-01 0 days 1,514 sqft
2019-09-01 0 days 1,559 sqft
2019-10-01 0 days 1,587 sqft
2019-11-01 0 days 1,482 sqft
2019-12-01 0 days 1,411 sqft
2020-01-01 0 days 1,378 sqft
2020-02-01 0 days 1,430 sqft
2020-03-01 0 days 1,536 sqft
2020-04-01 0 days 1,485 sqft
2020-05-01 0 days 1,356 sqft
2020-06-01 0 days 1,349 sqft
2020-07-01 0 days 1,447 sqft
2020-08-01 0 days 1,370 sqft
2020-09-01 0 days 1,322 sqft
2020-10-01 0 days 1,440 sqft
2020-11-01 0 days 1,390 sqft
2020-12-01 0 days 1,394 sqft
2021-01-01 0 days 1,494 sqft
2021-02-01 0 days 1,448 sqft
2021-03-01 0 days 1,472 sqft
2021-04-01 0 days 1,346 sqft
2021-05-01 0 days 1,534 sqft
2021-06-01 0 days 1,436 sqft
2021-07-01 0 days 1,498 sqft
2021-08-01 0 days 1,595 sqft
2021-09-01 0 days 1,458 sqft
2021-10-01 0 days 1,488 sqft
2021-11-01 0 days 1,412 sqft
2021-12-01 0 days 1,431 sqft
2022-01-01 0 days 1,404 sqft
2022-02-01 0 days 1,370 sqft
2022-03-01 0 days 1,533 sqft
2022-04-01 0 days 1,568 sqft
2022-05-01 0 days 1,635 sqft
2022-06-01 0 days 1,664 sqft
2022-07-01 0 days 1,596 sqft
2022-08-01 0 days 1,582 sqft
2022-09-01 0 days 1,481 sqft
2022-10-01 0 days 1,466 sqft
2022-11-01 0 days 1,502 sqft
2022-12-01 0 days 1,512 sqft
2023-01-01 0 days 1,535 sqft
2023-02-01 0 days 1,663 sqft
2023-03-01 0 days 1,617 sqft
2023-04-01 0 days 1,514 sqft
2023-05-01 0 days 1,490 sqft
2023-06-01 0 days 1,600 sqft
2023-07-01 0 days 1,560 sqft
2023-08-01 0 days 1,650 sqft
2023-09-01 0 days 1,660 sqft
2023-10-01 0 days 1,666 sqft
2023-11-01 0 days 1,718 sqft
2023-12-01 0 days 1,632 sqft
Bucyrus - Galion's median listing age (time on market) for 2023-12-01 was 0 days.

Bucyrus - Galion's median square footage for active listings during the 2023-12-01 period was 1,632 sqft. One year prior, the average listing was 1,512 sqft.

Bucyrus-Galion, OH Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 461 $64,985,000 $140,965
Cash Out Refi 181 $19,125,000 $105,663
Refi 101 $11,785,000 $116,683
Home Improvement 85 $5,025,000 $59,118
Other 65 $4,005,000 $61,615

Bucyrus - Galion's most frequently cited loan purpose was Home Purchase, with 461 originations. The 2nd most popular reason was Cash Out Refi, with 181 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 211 $26,425,000 $125,237
4-5% 157 $21,115,000 $134,490
3-4% 152 $17,020,000 $111,974
6-7% 127 $14,365,000 $113,110
7-8% 51 $6,195,000 $121,471
2.5-3% 40 $5,330,000 $133,250
Over 8% 17 $2,185,000 $128,529
<2.5% 8 $610,000 $76,250

During 2022, Bucyrus - Galion's most frequently originated rate bucket was 5-6%, with 211 originations.

Loan Sizing (Bucyrus-Galion, OH MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 473 $28,275,000 $59,778
$100k-200k 314 $43,370,000 $138,121
$200k-400k 96 $24,310,000 $253,229
$400k-600k 5 $2,285,000 $457,000
$Over $1MM 3 $5,115,000 $1,705,000
$600k-1000k 2 $1,570,000 $785,000

Bucyrus - Galion's loan sizing saw the bucket of loans from $100,000 or less with 473 originations, totaling $28,275,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 353 $53,545,000 $151,686
60-80% 174 $21,320,000 $122,529
40-60% 88 $7,830,000 $88,977
20-40% 84 $5,040,000 $60,000
Under 20% 53 $1,465,000 $27,642
Over 100% 7 $2,945,000 $420,714

Bucyrus - Galion's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 353 originations, totaling $53,545,000 in origination value.