Bucyrus - Galion Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Bucyrus - Galion averaged 6.84% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

    The average rate for the prior week (2023-03-16) was 6.82% and one month ago for the week of 2023-02-16, the average rate was 6.44%.

    Bucyrus - Galion's average rate one year ago was 3.95%.

    For refis of the same type during the week of 2023-03-23, the average rate was 6.71%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-23 6.42%
    Bucyrus - Galion 30 Year Fixed Rate 2023-03-23 6.84%
    Bucyrus - Galion 30 Year Fixed Rate Refi 2023-03-23 6.71%
    Bucyrus - Galion 15 Year Fixed Rate 2023-03-23 6.1%
    Bucyrus - Galion 15 Year Fixed Rate Refi 2023-03-23 6.57%
    Bucyrus - Galion 30 Year FHA 2023-03-23 6.46%
    Bucyrus - Galion 30 Year FHA Refi 2023-03-23 6.33%
    Bucyrus - Galion 30 Year USDA 2023-03-23 6.47%
    Bucyrus - Galion 30 Year USDA Refi 2023-03-23 5.83%
    Bucyrus - Galion 30 Year VA 2023-03-23 6.5%
    Bucyrus - Galion 30 Year VA Refi 2023-03-23 5.65%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Bucyrus-Galion, OH.

    Bucyrus - Galion Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Bucyrus-Galion, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    The Park National Bank 44 5.19% $3,191
    UNION HOME MORTGAGE CORP. 26 5.25% $4,349
    The Huntington National Bank 22 5.06% $3,785
    QUICKEN LOANS, LLC 21 5.21% $5,312
    LOANDEPOT.COM, LLC 14 5.36% $4,669
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 8 5.31% $3,823
    Mechanics Bank 7 3.94% $2,442
    CROSSCOUNTRY MORTGAGE, LLC 6 5.84% $5,790
    U.S. Bank 6 5.67% $2,933
    EQUITY RESOURCES, INC. 6 4.25% $3,188
    UNITED 5 6.23% $3,395
    Fifth Third Bank 5 5.17% $2,566
    UNITED WHOLESALE MORTGAGE, LLC 5 5.62% $6,988
    JPMorgan Chase Bank 4 5.62% $2,742
    First Federal Bank of the Midwest 4 4.81% $3,394
    Civista Bank 4 5.22% $3,481
    The Old Fort Banking Company 3 5.33% $3,337
    Third Federal Savings and Loan Association of Cleveland 3 4.19% $2,254
    CNB Bank 3 3.88% $2,778
    Wells Fargo Bank 3 4.58% $4,025
    PNC Bank 2 4.69% $3,905
    Superior Credit Union, Inc. 2 5.25% $3,772
    RUOFF MORTGAGE COMPANY, INC. 2 4.31% $4,469
    BMI Federal Credit Union 2 5.82% $2,413
    First Federal Savings and Loan Association of Lakewood 2 5.95% $6,404
    T2 FINANCIAL LLC 1 6.63% $4,779
    TELHIO 1 3.75% $2,724
    The Farmers & Merchants State Bank 1 5.95% $2,711
    The Richwood Banking Company 1 5.13% $2,876
    Truist 1 5.63% $3,629
    Union Savings Bank 1 3.50% $280
    Waterstone Mortgage Corporation 1 5.88% $8,475
    1ST SIGNATURE LENDING, LLC 1 5.50% $8,602
    WEST PENN FINANCIAL SERVICE CENTER, INC. 1 5.13% $5,246
    AmeriHome Mortgage Company, LLC 1 3.63% $5,056
    Bank of America 1 3.63% $3,266
    Bank of England 1 4.50% $5,638
    BETTER MORTGAGE CORPORATION 1 4.88% $2,647
    CALIBER HOME LOANS, INC. 1 5.50% $5,099
    CME Federal Credit Union 1 3.63% $2,961
    Directions Credit Union, Inc. 1 6.88% $2,143
    DRAPER AND KRAMER MORTGAGE CORP. 1 7.25% $5,158
    FREEDOM MORTGAGE CORPORATION 1 7.50% $4,707
    GREENSTATE CREDIT UNION 1 5.50% $5,250
    HOMESIDE FINANCIAL, LLC 1 5.63% $4,129
    Hometown Lenders, Inc. 1 7.38% $4,885
    Ixonia Bank 1 4.13% $2,958
    KEMBA FINANCIAL 1 5.63% $2,185
    MUTUAL OF OMAHA MORTGAGE, INC. 1 5.38% $5,201
    NATIONS RELIABLE LENDING, LLC 1 5.25% $4,003
    NAVY FEDERAL CREDIT UNION 1 7.38% $5,711
    NEWREZ LLC 1 3.38% $2,167
    NFM, INC. 1 5.25% $4,238
    North American Savings Bank, F.S.B. 1 5.50% $3,980
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.88% $3,864
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.99% $4,243
    RELIANCE FIRST CAPITAL, LLC 1 6.13% $4,285
    ROYAL UNITED MORTGAGE LLC 1 6.13% $6,076

    Bucyrus - Galion Average Closing Costs & Other Stats

    Bucyrus-Galion, OH's 58 lenders originated 893 loans during 2022. The total origination value was $104,925,000, with an average loan value of $117,497.

    Bucyrus - Galion's average closing costs are $4,142.

    The top Bucyrus - Galion lender as defined by loan originations is The Park National Bank, with 44 loans originated. Their average total fees are $3,191, which is $1,158 lower than the next largest lender, UNION HOME MORTGAGE CORP..

    The lowest fee Bucyrus - Galion lenders (with over 10 loans originated) are The Park National Bank ($3,191), The Huntington National Bank ($3,785), UNION HOME MORTGAGE CORP. ($4,349), LOANDEPOT.COM, LLC ($4,669) and QUICKEN LOANS, LLC ($5,312).

    The lowest rate Bucyrus - Galion lenders (with over 10 loans originated) are The Huntington National Bank (5.06%), The Park National Bank (5.19%), QUICKEN LOANS, LLC (5.21%), UNION HOME MORTGAGE CORP. (5.25%) and LOANDEPOT.COM, LLC (5.36%).

    Bucyrus-Galion, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    The Huntington National Bank $11,380,000 $11,145,000 -2.1% 10.6%
    First Federal Community Bank of Bucyrus $10,160,000 $9,500,000 -6.5% 9.1%
    The Park National Bank $8,530,000 $9,190,000 7.7% 8.8%
    UNION HOME MORTGAGE CORP. $11,860,000 $8,510,000 -28.2% 8.1%
    QUICKEN LOANS, LLC $10,485,000 $6,660,000 -36.5% 6.3%
    CROSSCOUNTRY MORTGAGE, LLC $2,115,000 $4,100,000 93.9% 3.9%
    Mechanics Bank $2,175,000 $3,410,000 56.8% 3.2%
    LOANDEPOT.COM, LLC $3,795,000 $3,120,000 -17.8% 3.0%
    Mortgage Research Center, LLC $2,400,000 $2,645,000 10.2% 2.5%
    CNB Bank $3,430,000 $2,590,000 -24.5% 2.5%
    First Federal Bank of the Midwest $2,320,000 $2,590,000 11.6% 2.5%
    EQUITY RESOURCES, INC. $1,890,000 $2,000,000 5.8% 1.9%
    AG Credit, Agricultural Credit Association $1,160,000 $1,845,000 59.1% 1.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,530,000 $1,845,000 -27.1% 1.8%
    First Federal Bank of Ohio $4,180,000 $1,810,000 -56.7% 1.7%
    First Federal Savings and Loan Association of Lakewood $645,000 $1,395,000 116.3% 1.3%
    Civista Bank $2,375,000 $1,215,000 -48.8% 1.2%
    U.S. Bank $1,860,000 $1,185,000 -36.3% 1.1%
    CALIBER HOME LOANS, INC. $1,235,000 $1,145,000 -7.3% 1.1%
    Fifth Third Bank $1,570,000 $920,000 -41.4% 0.9%
    PLAZA HOME MORTGAGE, INC. $935,000 $910,000 -2.7% 0.9%
    The Citizens National Bank of Bluffton $865,000 n/a 0.8%
    Directions Credit Union, Inc. $485,000 $845,000 74.2% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $705,000 $840,000 19.1% 0.8%
    TRIAD FINANCIAL SERVICES, INC. $250,000 $835,000 234.0% 0.8%
    GREENSTATE CREDIT UNION $780,000 n/a 0.7%
    UNITED $290,000 $775,000 167.2% 0.7%
    PNC Bank $480,000 $725,000 51.0% 0.7%
    USAA Federal Savings Bank $475,000 $705,000 48.4% 0.7%
    T2 FINANCIAL LLC $235,000 $700,000 197.9% 0.7%
    JPMorgan Chase Bank $1,130,000 $665,000 -41.2% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $1,195,000 $630,000 -47.3% 0.6%
    Wells Fargo Bank $650,000 $625,000 -3.8% 0.6%
    RUOFF MORTGAGE COMPANY, INC. $375,000 $605,000 61.3% 0.6%
    NEW DAY FINANCIAL, LLC $395,000 $600,000 51.9% 0.6%
    Flagstar Bank, FSB $465,000 $535,000 15.1% 0.5%
    Third Federal Savings and Loan Association of Cleveland $535,000 n/a 0.5%
    FREEDOM MORTGAGE CORPORATION $2,625,000 $530,000 -79.8% 0.5%
    NAVY FEDERAL CREDIT UNION $400,000 $515,000 28.8% 0.5%
    AMERICAN PACIFIC MORTGAGE CORPORATION $300,000 $480,000 60.0% 0.5%
    The Union Bank Company $210,000 $445,000 111.9% 0.4%
    AMERICAN MORTGAGE SERVICE COMPANY $440,000 n/a 0.4%
    The Old Fort Banking Company $155,000 $415,000 167.7% 0.4%
    Bank of England $395,000 n/a 0.4%
    BETTER MORTGAGE CORPORATION $145,000 $380,000 162.1% 0.4%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $380,000 n/a 0.4%
    Hometown Lenders, Inc. $115,000 $340,000 195.7% 0.3%
    BMI Federal Credit Union $335,000 n/a 0.3%
    Superior Credit Union, Inc. $330,000 n/a 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $135,000 $310,000 129.6% 0.3%
    TELHIO $115,000 $280,000 143.5% 0.3%
    Barrington Bank & Trust Company, N.A. $345,000 $270,000 -21.7% 0.3%
    Truist $265,000 n/a 0.3%
    Waterstone Mortgage Corporation $265,000 n/a 0.3%
    NEWREZ LLC $290,000 $260,000 -10.3% 0.2%
    Lend Smart Mortgage, LLC $255,000 n/a 0.2%
    The Federal Savings Bank $280,000 $255,000 -8.9% 0.2%
    TOWNE MORTGAGE COMPANY $255,000 n/a 0.2%
    AMERICAN FINANCING CORPORATION $340,000 $250,000 -26.5% 0.2%
    WEST PENN FINANCIAL SERVICE CENTER, INC. $235,000 n/a 0.2%
    HOME POINT FINANCIAL CORPORATION $650,000 $230,000 -64.6% 0.2%
    MID AMERICA MORTGAGE, INC. $105,000 $230,000 119.0% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $170,000 $210,000 23.5% 0.2%
    1ST SIGNATURE LENDING, LLC $185,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $505,000 $185,000 -63.4% 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $185,000 n/a 0.2%
    LOANPAL, LLC $175,000 n/a 0.2%
    NFM, INC. $125,000 $175,000 40.0% 0.2%
    AMERISAVE MORTGAGE CORPORATION $630,000 $170,000 -73.0% 0.2%
    DAS Acquisition Company, LLC $185,000 $165,000 -10.8% 0.2%
    First Bank Richmond $165,000 n/a 0.2%
    Bank of America $160,000 n/a 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $190,000 $155,000 -18.4% 0.1%
    KEMBA FINANCIAL $75,000 $155,000 106.7% 0.1%
    J. VIRGIL, INC. $155,000 $145,000 -6.5% 0.1%
    RAPID MORTGAGE COMPANY $145,000 n/a 0.1%
    Sutton Bank $2,120,000 $140,000 -93.4% 0.1%
    CME Federal Credit Union $135,000 n/a 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $130,000 n/a 0.1%
    C E S $125,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $125,000 n/a 0.1%
    North American Savings Bank, F.S.B. $125,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $125,000 n/a 0.1%
    UNITED MORTGAGE CORP. $125,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $145,000 $115,000 -20.7% 0.1%
    NATIONS RELIABLE LENDING, LLC $220,000 $115,000 -47.7% 0.1%
    HOMESIDE FINANCIAL, LLC $650,000 $110,000 -83.1% 0.1%
    First Guaranty Mortgage Corporation $105,000 $105,000 0.0% 0.1%
    THE EQUITABLE MORTGAGE CORPORATION $230,000 $105,000 -54.3% 0.1%
    Union Savings Bank $660,000 $105,000 -84.1% 0.1%
    BROKER SOLUTIONS, INC. $125,000 $95,000 -24.0% 0.1%
    CenterBank $95,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $365,000 $95,000 -74.0% 0.1%
    The Richwood Banking Company $95,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $85,000 n/a 0.1%
    Citizens Bank $85,000 $85,000 0.0% 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $175,000 $85,000 -51.4% 0.1%
    Amerifirst Financial, Inc. $75,000 n/a 0.1%
    Carrington Mortgage Services, LLC $385,000 $75,000 -80.5% 0.1%
    Colonial Savings, F.A. $75,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $65,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $65,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $65,000 n/a 0.1%
    First Commonwealth Bank $175,000 $55,000 -68.6% 0.1%
    Ixonia Bank $45,000 n/a 0.0%
    M&T Bank $135,000 $45,000 -66.7% 0.0%
    Figure Lending LLC $115,000 $40,000 -65.2% 0.0%
    Discover Bank $150,000 $35,000 -76.7% 0.0%
    The Farmers & Merchants State Bank $25,000 n/a 0.0%

    Bucyrus - Galion's top lender by overall market share is The Huntington National Bank, with 10.6% market share. In second place, with 9.1%, is First Federal Community Bank of Bucyrus, having originated $9,500,000 in loans. In third place, with 8.8%, is The Park National Bank, having originated $9,190,000 in loans. In fourth place, with 8.1%, is UNION HOME MORTGAGE CORP., having originated $8,510,000 in loans. In fifth place, with 6.3%, is QUICKEN LOANS, LLC, having originated $6,660,000 in loans.

    Bucyrus - Galion Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Bucyrus - Galion (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $72,225 (3.3%) $90,441 (-1.8%) 0.00 134
    2018-02-01 $68,950 (1.1%) $85,929 (-1.5%) 0.00 137
    2018-03-01 $65,700 (-3.2%) $84,819 (-2.0%) 0.00 121
    2018-04-01 $69,900 (0.0%) $92,703 (3.7%) 0.00 110
    2018-05-01 $77,175 (10.4%) $111,175 (19.8%) 0.00 124
    2018-06-01 $79,900 (14.3%) $113,964 (23.9%) 0.00 128
    2018-07-01 $76,400 (5.7%) $105,822 (10.3%) 0.00 132
    2018-08-01 $79,450 (6.9%) $105,439 (9.2%) 0.00 133
    2018-09-01 $79,900 (11.1%) $108,213 (13.6%) 0.00 132
    2018-10-01 $79,900 (8.0%) $108,976 (12.5%) 0.00 134
    2018-11-01 $84,700 (15.2%) $117,863 (23.7%) 0.00 123
    2018-12-01 $89,900 (20.8%) $118,313 (25.8%) 0.00 114
    2019-01-01 $82,900 (14.8%) $111,154 (22.9%) 0.00 114
    2019-02-01 $79,838 (15.8%) $109,139 (27.0%) 0.00 100
    2019-03-01 $78,000 (18.7%) $113,399 (33.7%) 0.00 90
    2019-04-01 $76,825 (9.9%) $116,982 (26.2%) 0.00 85
    2019-05-01 $74,200 (-3.9%) $106,979 (-3.8%) 0.00 94
    2019-06-01 $65,900 (-17.5%) $90,572 (-20.5%) 0.00 112
    2019-07-01 $69,800 (-8.6%) $100,829 (-4.7%) 0.00 122
    2019-08-01 $84,773 (6.7%) $113,639 (7.8%) 0.00 123
    2019-09-01 $89,682 (12.2%) $119,499 (10.4%) 0.00 116
    2019-10-01 $95,500 (19.5%) $123,891 (13.7%) 0.00 111
    2019-11-01 $89,900 (6.1%) $109,114 (-7.4%) 0.00 114
    2019-12-01 $89,975 (0.1%) $110,231 (-6.8%) 0.00 106
    2020-01-01 $89,925 (8.5%) $111,207 (0.1%) 0.00 85
    2020-02-01 $84,450 (5.8%) $115,178 (5.5%) 0.00 81
    2020-03-01 $80,900 (3.7%) $118,863 (4.8%) 0.00 71
    2020-04-01 $77,700 (1.1%) $109,479 (-6.4%) 0.00 68
    2020-05-01 $69,900 (-5.8%) $98,043 (-8.4%) 0.00 64
    2020-06-01 $67,400 (2.3%) $108,344 (19.6%) 0.00 53
    2020-07-01 $69,975 (0.3%) $119,280 (18.3%) 0.00 55
    2020-08-01 $74,900 (-11.7%) $112,607 (-0.9%) 0.00 51
    2020-09-01 $88,725 (-1.1%) $126,199 (5.6%) 0.00 49
    2020-10-01 $89,900 (-5.9%) $128,328 (3.6%) 0.00 55
    2020-11-01 $79,000 (-12.1%) $112,998 (3.6%) 0.00 56
    2020-12-01 $79,975 (-11.1%) $122,094 (10.8%) 0.00 45
    2021-01-01 $103,500 (15.1%) $130,967 (17.8%) 0.00 39
    2021-02-01 $118,000 (39.7%) $126,006 (9.4%) 0.00 28
    2021-03-01 $119,000 (47.1%) $130,413 (9.7%) 0.00 35
    2021-04-01 $86,175 (10.9%) $135,110 (23.4%) 0.00 25
    2021-05-01 $134,900 (93.0%) $139,692 (42.5%) 0.00 30
    2021-06-01 $132,450 (96.5%) $151,951 (40.3%) 0.00 36
    2021-07-01 $130,000 (85.8%) $167,864 (40.7%) 0.00 46
    2021-08-01 $112,425 (50.1%) $148,772 (32.1%) 0.00 52
    2021-09-01 $108,650 (22.5%) $139,726 (10.7%) 0.00 49
    2021-10-01 $129,900 (44.5%) $163,471 (27.4%) 0.00 50
    2021-11-01 $129,900 (64.4%) $167,224 (48.0%) 0.00 64
    2021-12-01 $139,450 (74.4%) $161,554 (32.3%) 0.00 64
    2022-01-01 $115,000 (11.1%) $147,097 (12.3%) 0.00 57
    2022-02-01 $109,900 (-6.9%) $137,716 (9.3%) 0.00 50
    2022-03-01 $123,675 (3.9%) $155,621 (19.3%) 0.00 36
    2022-04-01 $132,450 (53.7%) $163,663 (21.1%) 0.00 34
    2022-05-01 $138,650 (2.8%) $155,737 (11.5%) 0.00 42
    2022-06-01 $154,900 (17.0%) $174,568 (14.9%) 0.00 43
    2022-07-01 $129,375 (-0.5%) $160,413 (-4.4%) 0.00 49
    2022-08-01 $130,900 (16.4%) $170,042 (14.3%) 0.00 62
    2022-09-01 $119,900 (10.4%) $165,730 (18.6%) 0.00 53
    2022-10-01 $117,900 (-9.2%) $166,917 (2.1%) 0.00 79
    2022-11-01 $135,900 (4.6%) $173,603 (3.8%) 0.00 80
    2022-12-01 $154,500 (10.8%) $182,211 (12.8%) 0.00 83
    2023-01-01 $150,425 (30.8%) $174,506 (18.6%) 0.00 57
    2023-02-01 $137,600 (25.2%) $170,583 (23.9%) 0.00 46
    Bucyrus - Galion's median listing price for 2023-02-01 was $137,600, a difference of $27,700 (25.2%) versus the prior year and $-12,825 versus the prior month.

    Bucyrus - Galion's median listing price comes in at 0% of the national average.

    Bucyrus - Galion's average listing price for 2023-02-01 was $170,583, a difference of $32,867 (23.9%) versus the prior year and $-3,923 versus the prior month.

    For the 2023-02-01 period, Bucyrus - Galion had 46 MLS listings, a difference of -11 listings (-19%) versus the prior month and -4 listings (-8%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Bucyrus - Galion (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,521 sqft
    2018-02-01 0 days 1,517 sqft
    2018-03-01 0 days 1,501 sqft
    2018-04-01 0 days 1,555 sqft
    2018-05-01 0 days 1,509 sqft
    2018-06-01 0 days 1,510 sqft
    2018-07-01 0 days 1,471 sqft
    2018-08-01 0 days 1,476 sqft
    2018-09-01 0 days 1,510 sqft
    2018-10-01 0 days 1,512 sqft
    2018-11-01 0 days 1,520 sqft
    2018-12-01 0 days 1,521 sqft
    2019-01-01 0 days 1,501 sqft
    2019-02-01 0 days 1,472 sqft
    2019-03-01 0 days 1,479 sqft
    2019-04-01 0 days 1,518 sqft
    2019-05-01 0 days 1,520 sqft
    2019-06-01 0 days 1,462 sqft
    2019-07-01 0 days 1,482 sqft
    2019-08-01 0 days 1,523 sqft
    2019-09-01 0 days 1,563 sqft
    2019-10-01 0 days 1,588 sqft
    2019-11-01 0 days 1,482 sqft
    2019-12-01 0 days 1,413 sqft
    2020-01-01 0 days 1,385 sqft
    2020-02-01 0 days 1,430 sqft
    2020-03-01 0 days 1,520 sqft
    2020-04-01 0 days 1,478 sqft
    2020-05-01 0 days 1,356 sqft
    2020-06-01 0 days 1,349 sqft
    2020-07-01 0 days 1,447 sqft
    2020-08-01 0 days 1,370 sqft
    2020-09-01 0 days 1,322 sqft
    2020-10-01 0 days 1,440 sqft
    2020-11-01 0 days 1,390 sqft
    2020-12-01 0 days 1,394 sqft
    2021-01-01 0 days 1,494 sqft
    2021-02-01 0 days 1,448 sqft
    2021-03-01 0 days 1,472 sqft
    2021-04-01 0 days 1,346 sqft
    2021-05-01 0 days 1,534 sqft
    2021-06-01 0 days 1,436 sqft
    2021-07-01 0 days 1,498 sqft
    2021-08-01 0 days 1,595 sqft
    2021-09-01 0 days 1,458 sqft
    2021-10-01 0 days 1,488 sqft
    2021-11-01 0 days 1,412 sqft
    2021-12-01 0 days 1,431 sqft
    2022-01-01 0 days 1,404 sqft
    2022-02-01 0 days 1,370 sqft
    2022-03-01 0 days 1,533 sqft
    2022-04-01 0 days 1,568 sqft
    2022-05-01 0 days 1,635 sqft
    2022-06-01 0 days 1,664 sqft
    2022-07-01 0 days 1,596 sqft
    2022-08-01 0 days 1,582 sqft
    2022-09-01 0 days 1,473 sqft
    2022-10-01 0 days 1,466 sqft
    2022-11-01 0 days 1,502 sqft
    2022-12-01 0 days 1,512 sqft
    2023-01-01 0 days 1,535 sqft
    2023-02-01 0 days 1,663 sqft
    Bucyrus - Galion's median listing age (time on market) for 2023-02-01 was 0 days.

    Bucyrus - Galion's median square footage for active listings during the 2023-02-01 period was 1,663 sqft. One year prior, the average listing was 1,370 sqft.

    Bucyrus-Galion, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 461 $64,985,000 $140,965
    Cash Out Refi 181 $19,125,000 $105,663
    Refi 101 $11,785,000 $116,683
    Home Improvement 85 $5,025,000 $59,118
    Other 65 $4,005,000 $61,615

    Bucyrus - Galion's most frequently cited loan purpose was Home Purchase, with 461 originations. The 2nd most popular reason was Cash Out Refi, with 181 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 211 $26,425,000 $125,237
    4-5% 157 $21,115,000 $134,490
    3-4% 152 $17,020,000 $111,974
    6-7% 127 $14,365,000 $113,110
    7-8% 51 $6,195,000 $121,471
    2.5-3% 40 $5,330,000 $133,250
    Over 8% 17 $2,185,000 $128,529
    <2.5% 8 $610,000 $76,250

    During 2022, Bucyrus - Galion's most frequently originated rate bucket was 5-6%, with 211 originations.

    Loan Sizing (Bucyrus-Galion, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 473 $28,275,000 $59,778
    $100k-200k 314 $43,370,000 $138,121
    $200k-400k 96 $24,310,000 $253,229
    $400k-600k 5 $2,285,000 $457,000
    $Over $1MM 3 $5,115,000 $1,705,000
    $600k-1000k 2 $1,570,000 $785,000

    Bucyrus - Galion's loan sizing saw the bucket of loans from $100,000 or less with 473 originations, totaling $28,275,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 353 $53,545,000 $151,686
    60-80% 174 $21,320,000 $122,529
    40-60% 88 $7,830,000 $88,977
    20-40% 84 $5,040,000 $60,000
    Under 20% 53 $1,465,000 $27,642
    Over 100% 7 $2,945,000 $420,714

    Bucyrus - Galion's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 353 originations, totaling $53,545,000 in origination value.