Washington Court House Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Washington Court House averaged
7.18%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.86% and
one month ago for the week of 2024-03-14, the
average rate was 6.82%.
Washington Court House's average rate one year ago was 6.25%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.6%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Washington Court House 30 Year Fixed Rate | 2024-04-18 | 7.18% |
| Washington Court House 30 Year Fixed Rate Refi | 2024-04-18 | 7.6% |
| Washington Court House 15 Year Fixed Rate | 2024-04-18 | 6.59% |
| Washington Court House 15 Year Fixed Rate Refi | 2024-04-18 | 6.69% |
| Washington Court House 30 Year FHA | 2024-04-18 | 7.05% |
| Washington Court House 30 Year FHA Refi | 2024-04-18 | 7.06% |
| Washington Court House 30 Year USDA | 2024-04-18 | 6.76% |
| Washington Court House 30 Year USDA Refi | 2024-04-18 | 6.66% |
| Washington Court House 30 Year VA | 2024-04-18 | 6.66% |
| Washington Court House 30 Year VA Refi | 2024-04-18 | 6.66% |
Washington Court House Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Washington Court House, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Washington Court House Average Closing Costs & Other Stats
Washington Court House, OH's 54 lenders originated 554
loans during 2023. The total origination value was $83,100,000, with an average loan value of
$150,000.
Washington Court House's average closing costs are $4,823.
The top Washington Court House lender as defined by loan originations is Fifth Third Bank, with
23 loans originated. Their average total fees are
$3,964, which is $1,191
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Washington Court House lenders (with over 10 loans originated) are
The Merchants National Bank ($1,892), Fifth Third Bank ($3,964), GUARANTEED RATE, INC. ($4,486), UNITED WHOLESALE MORTGAGE, LLC ($5,155) and .
The lowest rate Washington Court House lenders (with over 10 loans originated) are
GUARANTEED RATE, INC. (6.78%), UNITED WHOLESALE MORTGAGE, LLC (6.84%), Fifth Third Bank (7.00%), The Merchants National Bank (7.26%) and .
Washington Court House, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Fifth Third Bank | $8,605,000 | $6,260,000 | -27.3% | 7.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,995,000 | $6,065,000 | 204.0% | 7.3% |
| The Huntington National Bank | $8,705,000 | $5,270,000 | -39.5% | 6.3% |
| The Merchants National Bank | $11,070,000 | $5,140,000 | -53.6% | 6.2% |
| QUICKEN LOANS, LLC | $6,130,000 | $4,120,000 | -32.8% | 5.0% |
| GUARANTEED RATE, INC. | $2,885,000 | $3,625,000 | 25.6% | 4.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $8,085,000 | $3,535,000 | -56.3% | 4.3% |
| NEWREZ LLC | $605,000 | $2,225,000 | 267.8% | 2.7% |
| Union Savings Bank | $1,415,000 | $2,020,000 | 42.8% | 2.4% |
| UNION HOME MORTGAGE CORP. | $2,325,000 | $1,995,000 | -14.2% | 2.4% |
| COREVEST AMERICAN FINANCE LENDER LLC | $4,195,000 | $1,855,000 | -55.8% | 2.2% |
| First State Bank | $6,300,000 | $1,650,000 | -73.8% | 2.0% |
| LOANDEPOT.COM, LLC | $2,125,000 | $1,540,000 | -27.5% | 1.9% |
| WRIGHT-PATT CREDIT UNION, INC. | $1,720,000 | $1,450,000 | -15.7% | 1.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $965,000 | $1,440,000 | 49.2% | 1.7% |
| DAS Acquisition Company, LLC | $1,000,000 | $1,390,000 | 39.0% | 1.7% |
| Paramount Residential Mortgage Group, Inc. | $1,465,000 | $1,150,000 | -21.5% | 1.4% |
| First Federal Community Bank of Bucyrus | $145,000 | $1,145,000 | 689.7% | 1.4% |
| PNC Bank | $880,000 | $1,110,000 | 26.1% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $605,000 | $1,000,000 | 65.3% | 1.2% |
| Mortgage Research Center, LLC | $2,635,000 | $915,000 | -65.3% | 1.1% |
| NFM, INC. | $2,630,000 | $895,000 | -66.0% | 1.1% |
| RAPID MORTGAGE COMPANY | $2,360,000 | $890,000 | -62.3% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $1,485,000 | $885,000 | -40.4% | 1.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $840,000 | n/a | 1.0% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,005,000 | $830,000 | -17.4% | 1.0% |
| T2 FINANCIAL LLC | $2,235,000 | $820,000 | -63.3% | 1.0% |
| BMI Federal Credit Union | $15,000 | $805,000 | 5,266.7% | 1.0% |
| RUOFF MORTGAGE COMPANY, INC. | $965,000 | $800,000 | -17.1% | 1.0% |
| BROKER SOLUTIONS, INC. | $350,000 | $785,000 | 124.3% | 0.9% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $765,000 | n/a | 0.9% | |
| Southern Hills Community Bank | $140,000 | $665,000 | 375.0% | 0.8% |
| ATOMIC CREDIT UNION, INC. | $85,000 | $640,000 | 652.9% | 0.8% |
| RELIANCE FIRST CAPITAL, LLC | $115,000 | $640,000 | 456.5% | 0.8% |
| GUILD MORTGAGE COMPANY | $610,000 | $565,000 | -7.4% | 0.7% |
| The Federal Savings Bank | $565,000 | n/a | 0.7% | |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $555,000 | n/a | 0.7% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $130,000 | $495,000 | 280.8% | 0.6% |
| NexBank | $460,000 | n/a | 0.6% | |
| Flagstar Bank, FSB | $95,000 | $455,000 | 378.9% | 0.5% |
| North Valley Bank | $560,000 | $450,000 | -19.6% | 0.5% |
| HOMESIDE FINANCIAL, LLC | $440,000 | n/a | 0.5% | |
| Peoples Bank | $180,000 | $430,000 | 138.9% | 0.5% |
| THRIVE MORTGAGE, LLC | $390,000 | n/a | 0.5% | |
| THE VINTON COUNTY NATIONAL BANK | $160,000 | $380,000 | 137.5% | 0.5% |
| USAA Federal Savings Bank | $625,000 | $375,000 | -40.0% | 0.5% |
| AMWEST FUNDING CORP. | $355,000 | n/a | 0.4% | |
| First Federal Bank of the Midwest | $355,000 | n/a | 0.4% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $350,000 | n/a | 0.4% | |
| 1st National Bank | $145,000 | $345,000 | 137.9% | 0.4% |
| OPTION FINANCIAL, LLC | $320,000 | $345,000 | 7.8% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $535,000 | $330,000 | -38.3% | 0.4% |
| Figure Lending LLC | $95,000 | $305,000 | 221.1% | 0.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | $295,000 | n/a | 0.4% | |
| ENDEAVOR CAPITAL, LLC. | $285,000 | n/a | 0.3% | |
| Farm Credit Mid-America, ACA | $1,380,000 | $270,000 | -80.4% | 0.3% |
| JPMorgan Chase Bank | $970,000 | $270,000 | -72.2% | 0.3% |
| CMG MORTGAGE, INC. | $265,000 | n/a | 0.3% | |
| KEMBA FINANCIAL | $265,000 | $240,000 | -9.4% | 0.3% |
| 21ST MORTGAGE CORPORATION | $35,000 | $235,000 | 571.4% | 0.3% |
| Bank of England | $235,000 | n/a | 0.3% | |
| U.S. Bank | $2,000,000 | $230,000 | -88.5% | 0.3% |
| CME Federal Credit Union | $225,000 | n/a | 0.3% | |
| Nations Lending Corporation | $280,000 | $225,000 | -19.6% | 0.3% |
| NATIONS RELIABLE LENDING, LLC | $125,000 | $225,000 | 80.0% | 0.3% |
| Western Ohio Mortgage Corporation | $225,000 | n/a | 0.3% | |
| VILLAGE CAPITAL MORTGAGE | $215,000 | n/a | 0.3% | |
| Carrington Mortgage Services, LLC | $715,000 | $205,000 | -71.3% | 0.2% |
| Coastal Community Bank | $205,000 | n/a | 0.2% | |
| Discover Bank | $190,000 | $205,000 | 7.9% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $340,000 | $195,000 | -42.6% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $175,000 | $195,000 | 11.4% | 0.2% |
| Citizens Bank | $455,000 | $190,000 | -58.2% | 0.2% |
| ARC HOME LLC | $185,000 | n/a | 0.2% | |
| Civista Bank | $185,000 | n/a | 0.2% | |
| Third Federal Savings and Loan Association of Cleveland | $575,000 | $180,000 | -68.7% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $135,000 | $175,000 | 29.6% | 0.2% |
| Hometown Equity Mortgage, LLC | $175,000 | n/a | 0.2% | |
| KeyBank | $45,000 | $165,000 | 266.7% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $175,000 | $165,000 | -5.7% | 0.2% |
| The Ohio Valley Bank Company | $545,000 | $165,000 | -69.7% | 0.2% |
| ALLIED MORTGAGE GROUP, INC. | $155,000 | n/a | 0.2% | |
| Century Mortgage Company DBA Century Lending Company | $155,000 | n/a | 0.2% | |
| Gateway First Bank | $155,000 | n/a | 0.2% | |
| FIRST OHIO HOME FINANCE, INC. | $370,000 | $150,000 | -59.5% | 0.2% |
| GENEVA FINANCIAL, LLC | $145,000 | $145,000 | 0.0% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $145,000 | n/a | 0.2% | |
| TRIAD FINANCIAL SERVICES, INC. | $145,000 | n/a | 0.2% | |
| CALIBER HOME LOANS, INC. | $2,005,000 | $135,000 | -93.3% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $135,000 | n/a | 0.2% | |
| CNB Bank | $130,000 | n/a | 0.2% | |
| ROYAL UNITED MORTGAGE LLC | $95,000 | $130,000 | 36.8% | 0.2% |
| CARDINAL FINANCIAL | $355,000 | $125,000 | -64.8% | 0.2% |
| First Savings Bank | $125,000 | n/a | 0.2% | |
| LENDINGHOME FUNDING CORPORATION | $125,000 | n/a | 0.2% | |
| Wells Fargo Bank | $155,000 | $125,000 | -19.4% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $290,000 | $115,000 | -60.3% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $280,000 | $115,000 | -58.9% | 0.1% |
| M&T Bank | $300,000 | $115,000 | -61.7% | 0.1% |
| GENERAL ELECTRIC CREDIT UNION | $105,000 | n/a | 0.1% | |
| Plains Commerce Bank | $105,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $35,000 | $100,000 | 185.7% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $95,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $95,000 | n/a | 0.1% | |
| The Savings Bank | $290,000 | $95,000 | -67.2% | 0.1% |
| The Park National Bank | $460,000 | $85,000 | -81.5% | 0.1% |
| WesBanco | $215,000 | $80,000 | -62.8% | 0.1% |
| The Old Fort Banking Company | $65,000 | n/a | 0.1% |
Washington Court House's top lender by overall market share is Fifth Third Bank, with 7.5% market share. In second place, with 7.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,065,000 in loans. In third place, with 6.3%, is The Huntington National Bank, having originated $5,270,000 in loans. In fourth place, with 6.2%, is The Merchants National Bank, having originated $5,140,000 in loans. In fifth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $4,120,000 in loans.
Washington Court House Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Washington Court House (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $109,425 (-2.8%) | $171,828 (4.7%) | 0.00 | 59 |
| 2018-02-01 | $116,225 (-2.0%) | $165,924 (-16.8%) | 0.00 | 58 |
| 2018-03-01 | $109,900 (-8.0%) | $160,455 (-25.9%) | 0.00 | 64 |
| 2018-04-01 | $108,150 (-6.0%) | $146,510 (-33.6%) | 0.00 | 71 |
| 2018-05-01 | $121,300 (49.5%) | $147,129 (-18.0%) | 0.00 | 79 |
| 2018-06-01 | $119,500 (22.0%) | $154,670 (-14.6%) | 0.00 | 76 |
| 2018-07-01 | $132,400 (26.2%) | $167,383 (-8.2%) | 0.00 | 72 |
| 2018-08-01 | $124,000 (21.1%) | $163,706 (-1.3%) | 0.00 | 69 |
| 2018-09-01 | $159,700 (54.8%) | $180,684 (10.9%) | 0.00 | 77 |
| 2018-10-01 | $153,600 (51.9%) | $175,102 (8.4%) | 0.00 | 80 |
| 2018-11-01 | $143,650 (45.3%) | $165,240 (3.6%) | 0.00 | 77 |
| 2018-12-01 | $139,950 (40.0%) | $149,202 (-5.8%) | 0.00 | 76 |
| 2019-01-01 | $131,225 (19.9%) | $146,719 (-14.6%) | 0.00 | 78 |
| 2019-02-01 | $129,900 (11.8%) | $140,209 (-15.5%) | 0.00 | 67 |
| 2019-03-01 | $142,757 (29.9%) | $152,128 (-5.2%) | 0.00 | 59 |
| 2019-04-01 | $179,900 (66.3%) | $175,500 (19.8%) | 0.00 | 51 |
| 2019-05-01 | $186,138 (53.5%) | $179,219 (21.8%) | 0.00 | 55 |
| 2019-06-01 | $185,990 (55.6%) | $173,073 (11.9%) | 0.00 | 57 |
| 2019-07-01 | $143,475 (8.4%) | $155,030 (-7.4%) | 0.00 | 65 |
| 2019-08-01 | $138,818 (12.0%) | $153,202 (-6.4%) | 0.00 | 64 |
| 2019-09-01 | $133,295 (-16.5%) | $149,582 (-17.2%) | 0.00 | 62 |
| 2019-10-01 | $127,975 (-16.7%) | $145,724 (-16.8%) | 0.00 | 56 |
| 2019-11-01 | $104,950 (-26.9%) | $130,062 (-21.3%) | 0.00 | 56 |
| 2019-12-01 | $104,900 (-25.0%) | $124,258 (-16.7%) | 0.00 | 56 |
| 2020-01-01 | $86,800 (-33.9%) | $121,353 (-17.3%) | 0.00 | 50 |
| 2020-02-01 | $89,450 (-31.1%) | $123,807 (-11.7%) | 0.00 | 51 |
| 2020-03-01 | $147,450 (3.3%) | $165,613 (8.9%) | 0.00 | 44 |
| 2020-04-01 | $132,450 (-26.4%) | $158,914 (-9.5%) | 0.00 | 47 |
| 2020-05-01 | $129,900 (-30.2%) | $141,720 (-20.9%) | 0.00 | 45 |
| 2020-06-01 | $106,925 (-42.5%) | $141,057 (-18.5%) | 0.00 | 44 |
| 2020-07-01 | $134,900 (-6.0%) | $147,656 (-4.8%) | 0.00 | 44 |
| 2020-08-01 | $153,500 (10.6%) | $171,477 (11.9%) | 0.00 | 38 |
| 2020-09-01 | $141,175 (5.9%) | $167,887 (12.2%) | 0.00 | 38 |
| 2020-10-01 | $149,925 (17.2%) | $177,823 (22.0%) | 0.00 | 33 |
| 2020-11-01 | $141,450 (34.8%) | $175,597 (35.0%) | 0.00 | 41 |
| 2020-12-01 | $139,900 (33.4%) | $182,278 (46.7%) | 0.00 | 34 |
| 2021-01-01 | $149,900 (72.7%) | $188,098 (55.0%) | 0.00 | 20 |
| 2021-02-01 | $135,650 (51.7%) | $183,041 (47.8%) | 0.00 | 23 |
| 2021-03-01 | $153,550 (4.1%) | $186,643 (12.7%) | 0.00 | 19 |
| 2021-04-01 | $144,750 (9.3%) | $181,803 (14.4%) | 0.00 | 21 |
| 2021-05-01 | $163,750 (26.1%) | $202,939 (43.2%) | 0.00 | 27 |
| 2021-06-01 | $151,125 (41.3%) | $193,917 (37.5%) | 0.00 | 35 |
| 2021-07-01 | $149,900 (11.1%) | $189,401 (28.3%) | 0.00 | 45 |
| 2021-08-01 | $135,400 (-11.8%) | $178,257 (4.0%) | 0.00 | 47 |
| 2021-09-01 | $126,975 (-10.1%) | $175,508 (4.5%) | 0.00 | 40 |
| 2021-10-01 | $134,658 (-10.2%) | $171,390 (-3.6%) | 0.00 | 39 |
| 2021-11-01 | $128,925 (-8.9%) | $173,085 (-1.4%) | 0.00 | 25 |
| 2021-12-01 | $162,475 (16.1%) | $197,076 (8.1%) | 0.00 | 22 |
| 2022-01-01 | $174,900 (16.7%) | $204,688 (8.8%) | 0.00 | 18 |
| 2022-02-01 | $210,961 (55.5%) | $233,832 (27.8%) | 0.00 | 13 |
| 2022-03-01 | $199,900 (30.2%) | $233,402 (25.1%) | 0.00 | 18 |
| 2022-04-01 | $179,900 (24.3%) | $209,142 (15.0%) | 0.00 | 20 |
| 2022-05-01 | $193,100 (17.9%) | $208,271 (2.6%) | 0.00 | 34 |
| 2022-06-01 | $196,200 (29.8%) | $215,920 (11.4%) | 0.00 | 38 |
| 2022-07-01 | $164,900 (10.0%) | $206,236 (8.9%) | 0.00 | 40 |
| 2022-08-01 | $167,350 (23.6%) | $213,711 (19.9%) | 0.00 | 41 |
| 2022-09-01 | $159,180 (25.4%) | $197,100 (12.3%) | 0.00 | 41 |
| 2022-10-01 | $159,900 (18.8%) | $180,428 (5.3%) | 0.00 | 41 |
| 2022-11-01 | $172,000 (33.4%) | $193,129 (11.6%) | 0.00 | 43 |
| 2022-12-01 | $159,900 (-1.6%) | $173,420 (-12.0%) | 0.00 | 44 |
| 2023-01-01 | $154,900 (-11.4%) | $171,098 (-16.4%) | 0.00 | 43 |
| 2023-02-01 | $139,000 (-34.1%) | $155,398 (-33.5%) | 0.00 | 37 |
| 2023-03-01 | $142,450 (-28.7%) | $190,401 (-18.4%) | 0.00 | 32 |
| 2023-04-01 | $152,500 (-15.2%) | $189,141 (-9.6%) | 0.00 | 28 |
| 2023-05-01 | $133,600 (-30.8%) | $176,765 (-15.1%) | 0.00 | 26 |
| 2023-06-01 | $199,925 (1.9%) | $198,674 (-8.0%) | 0.00 | 26 |
| 2023-07-01 | $220,000 (33.4%) | $224,018 (8.6%) | 0.00 | 29 |
| 2023-08-01 | $222,450 (32.9%) | $236,257 (10.6%) | 0.00 | 35 |
| 2023-09-01 | $219,900 (38.2%) | $220,689 (12.0%) | 0.00 | 43 |
| 2023-10-01 | $239,675 (49.9%) | $246,357 (36.5%) | 0.00 | 39 |
| 2023-11-01 | $214,950 (25.0%) | $224,413 (16.2%) | 0.00 | 42 |
| 2023-12-01 | $199,900 (25.0%) | $234,457 (35.2%) | 0.00 | 42 |
| 2024-01-01 | $214,900 (38.7%) | $248,558 (45.3%) | 0.00 | 41 |
| 2024-02-01 | $233,825 (68.2%) | $255,690 (64.5%) | 0.00 | 37 |
| 2024-03-01 | $214,500 (50.6%) | $239,566 (25.8%) | 0.00 | 35 |
Washington Court House's median listing price comes in at 0% of the national average.
Washington Court House's average listing price for 2024-03-01 was $239,566, a difference of $49,165 (25.8%) versus the prior year and $-16,124 versus the prior month.
For the 2024-03-01 period, Washington Court House had 35 MLS listings, a difference of -2 listings (-5%) versus the prior month and 3 listings (9%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Washington Court House (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,708 sqft |
| 2018-02-01 | 0 days | 1,693 sqft |
| 2018-03-01 | 0 days | 1,705 sqft |
| 2018-04-01 | 0 days | 1,592 sqft |
| 2018-05-01 | 0 days | 1,610 sqft |
| 2018-06-01 | 0 days | 1,705 sqft |
| 2018-07-01 | 0 days | 1,731 sqft |
| 2018-08-01 | 0 days | 1,717 sqft |
| 2018-09-01 | 0 days | 1,828 sqft |
| 2018-10-01 | 0 days | 1,771 sqft |
| 2018-11-01 | 0 days | 1,775 sqft |
| 2018-12-01 | 0 days | 1,760 sqft |
| 2019-01-01 | 0 days | 1,706 sqft |
| 2019-02-01 | 0 days | 1,859 sqft |
| 2019-03-01 | 0 days | 1,858 sqft |
| 2019-04-01 | 0 days | 1,861 sqft |
| 2019-05-01 | 0 days | 1,869 sqft |
| 2019-06-01 | 0 days | 1,864 sqft |
| 2019-07-01 | 0 days | 1,848 sqft |
| 2019-08-01 | 0 days | 1,775 sqft |
| 2019-09-01 | 0 days | 1,676 sqft |
| 2019-10-01 | 0 days | 1,600 sqft |
| 2019-11-01 | 0 days | 1,598 sqft |
| 2019-12-01 | 0 days | 1,648 sqft |
| 2020-01-01 | 0 days | 1,577 sqft |
| 2020-02-01 | 0 days | 1,464 sqft |
| 2020-03-01 | 0 days | 1,687 sqft |
| 2020-04-01 | 0 days | 1,641 sqft |
| 2020-05-01 | 0 days | 1,560 sqft |
| 2020-06-01 | 0 days | 1,498 sqft |
| 2020-07-01 | 0 days | 1,531 sqft |
| 2020-08-01 | 0 days | 1,600 sqft |
| 2020-09-01 | 0 days | 1,476 sqft |
| 2020-10-01 | 0 days | 1,648 sqft |
| 2020-11-01 | 0 days | 1,634 sqft |
| 2020-12-01 | 0 days | 1,601 sqft |
| 2021-01-01 | 0 days | 1,567 sqft |
| 2021-02-01 | 0 days | 1,687 sqft |
| 2021-03-01 | 0 days | 1,622 sqft |
| 2021-04-01 | 0 days | 1,602 sqft |
| 2021-05-01 | 0 days | 1,568 sqft |
| 2021-06-01 | 0 days | 1,536 sqft |
| 2021-07-01 | 0 days | 1,682 sqft |
| 2021-08-01 | 0 days | 1,429 sqft |
| 2021-09-01 | 0 days | 1,502 sqft |
| 2021-10-01 | 0 days | 1,412 sqft |
| 2021-11-01 | 0 days | 1,416 sqft |
| 2021-12-01 | 0 days | 1,502 sqft |
| 2022-01-01 | 0 days | 1,553 sqft |
| 2022-02-01 | 0 days | 1,808 sqft |
| 2022-03-01 | 0 days | 1,663 sqft |
| 2022-04-01 | 0 days | 1,748 sqft |
| 2022-05-01 | 0 days | 1,673 sqft |
| 2022-06-01 | 0 days | 1,641 sqft |
| 2022-07-01 | 0 days | 1,546 sqft |
| 2022-08-01 | 0 days | 1,658 sqft |
| 2022-09-01 | 0 days | 1,414 sqft |
| 2022-10-01 | 0 days | 1,331 sqft |
| 2022-11-01 | 0 days | 1,417 sqft |
| 2022-12-01 | 0 days | 1,424 sqft |
| 2023-01-01 | 0 days | 1,347 sqft |
| 2023-02-01 | 0 days | 1,232 sqft |
| 2023-03-01 | 0 days | 1,269 sqft |
| 2023-04-01 | 0 days | 1,275 sqft |
| 2023-05-01 | 0 days | 1,302 sqft |
| 2023-06-01 | 0 days | 1,396 sqft |
| 2023-07-01 | 0 days | 1,444 sqft |
| 2023-08-01 | 0 days | 1,602 sqft |
| 2023-09-01 | 0 days | 1,590 sqft |
| 2023-10-01 | 0 days | 1,735 sqft |
| 2023-11-01 | 0 days | 1,440 sqft |
| 2023-12-01 | 0 days | 1,492 sqft |
| 2024-01-01 | 0 days | 1,599 sqft |
| 2024-02-01 | 0 days | 1,671 sqft |
| 2024-03-01 | 0 days | 1,456 sqft |
Washington Court House's median square footage for active listings during the 2024-03-01 period was 1,456 sqft. One year prior, the average listing was 1,269 sqft.
Washington Court House, OH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 301 | $56,165,000 | $186,595 |
| Cash Out Refi | 108 | $14,080,000 | $130,370 |
| Home Improvement | 62 | $4,130,000 | $66,613 |
| Other | 50 | $3,090,000 | $61,800 |
| Refi | 33 | $5,635,000 | $170,758 |
Washington Court House's most frequently cited loan purpose was Home Purchase, with 301 originations. The 2nd most popular reason was Cash Out Refi, with 108 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 187 | $32,625,000 | $174,465 |
| 7-8% | 185 | $30,865,000 | $166,838 |
| Over 8% | 119 | $8,395,000 | $70,546 |
| 5-6% | 45 | $7,465,000 | $165,889 |
| <2.5% | 2 | $60,000 | $30,000 |
| 4-5% | 2 | $560,000 | $280,000 |
| 3-4% | 2 | $130,000 | $65,000 |
During 2023, Washington Court House's most frequently originated rate bucket was 6-7%, with 187 originations.
Loan Sizing (Washington Court House, OH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 256 | $37,330,000 | $145,820 |
| $100,000 or less | 179 | $10,345,000 | $57,793 |
| $200k-400k | 107 | $27,685,000 | $258,738 |
| $400k-600k | 9 | $4,125,000 | $458,333 |
| $Over $1MM | 2 | $2,860,000 | $1,430,000 |
| $600k-1000k | 1 | $755,000 | $755,000 |
Washington Court House's loan sizing saw the bucket of loans from $100k-200k with 256 originations, totaling $37,330,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 220 | $40,550,000 | $184,318 |
| 60-80% | 122 | $21,580,000 | $176,885 |
| 20-40% | 80 | $6,080,000 | $76,000 |
| 40-60% | 62 | $8,180,000 | $131,935 |
| Under 20% | 51 | $1,875,000 | $36,765 |
| Over 100% | 7 | $1,705,000 | $243,571 |
Washington Court House's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 220 originations, totaling $40,550,000 in origination value.