Washington Court House Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Washington Court House averaged 6.98% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 7.01% and one month ago for the week of 2023-02-09, the average rate was 6.5%.

    Washington Court House's average rate one year ago was 3.97%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.9%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Washington Court House 30 Year Fixed Rate 2023-03-16 6.98%
    Washington Court House 30 Year Fixed Rate Refi 2023-03-16 6.9%
    Washington Court House 15 Year Fixed Rate 2023-03-16 6.26%
    Washington Court House 15 Year Fixed Rate Refi 2023-03-16 6.95%
    Washington Court House 30 Year FHA 2023-03-16 6.82%
    Washington Court House 30 Year FHA Refi 2023-03-16 6.09%
    Washington Court House 30 Year USDA 2023-03-16 6.79%
    Washington Court House 30 Year USDA Refi 2023-03-16 6.13%
    Washington Court House 30 Year VA 2023-03-16 6.68%
    Washington Court House 30 Year VA Refi 2023-03-16 5.72%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Washington Court House, OH.

    Washington Court House Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Washington Court House, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    The Merchants National Bank 36 5.25% $1,458
    Fifth Third Bank 20 5.47% $3,881
    QUICKEN LOANS, LLC 14 4.98% $6,670
    CROSSCOUNTRY MORTGAGE, LLC 13 6.08% $5,370
    The Huntington National Bank 10 4.06% $3,185
    UNION HOME MORTGAGE CORP. 8 5.31% $5,097
    First State Bank 8 4.69% $2,525
    GUARANTEED RATE, INC. 7 6.13% $4,597
    NFM, INC. 7 6.18% $6,148
    U.S. Bank 5 4.93% $3,196
    Union Savings Bank 4 4.16% $1,600
    UNITED WHOLESALE MORTGAGE, LLC 4 5.78% $6,169
    Mr. Cooper ( Nationstar Mortgage ) 3 5.58% $4,831
    JPMorgan Chase Bank 3 5.45% $5,155
    RUOFF MORTGAGE COMPANY, INC. 3 5.88% $1,933
    T2 FINANCIAL LLC 3 4.92% $5,722
    LCNB National Bank 3 5.13% $2,759
    FREEDOM MORTGAGE CORPORATION 3 3.96% $5,130
    CREDIT UNION OF OHIO 3 4.25% $3,696
    GUARANTEED RATE AFFINITY, LLC 2 4.11% $3,508
    DAS Acquisition Company, LLC 2 4.37% $6,386
    HOME POINT FINANCIAL CORPORATION 2 5.13% $4,373
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 4.93% $2,701
    Peoples Bank 2 3.94% $1,673
    CALIBER HOME LOANS, INC. 2 4.94% $3,690
    First Financial Bank 2 3.75% $4,687
    RAPID MORTGAGE COMPANY 2 5.49% $5,830
    THE EQUITABLE MORTGAGE CORPORATION 1 6.13% $3,490
    The Ohio Valley Bank Company 1 6.00% $6,529
    The Park National Bank 1 5.88% $4,097
    The State Bank and Trust Company 1 3.63% $5,643
    Third Federal Savings and Loan Association of Cleveland 1 2.64% $295
    Wells Fargo Bank 1 7.00% $3,613
    Ally Bank 1 5.88% $1,403
    WRIGHT-PATT CREDIT UNION, INC. 1 7.13% $694
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.88% $4,201
    Bank of America 1 2.75% $2,281
    CapStar Bank 1 3.75% $2,585
    Carrington Mortgage Services, LLC 1 6.75% $6,344
    Cf Bank 1 5.38% $1,440
    Citizens Bank 1 3.38% $5,903
    East Coast Capital Corp. 1 5.13% $8,227
    GSF Mortgage Corporation 1 5.50% $4,376
    GUARANTY HOME MORTGAGE CORPORATION 1 6.50% $5,285
    Guardian Savings Bank, A Federal Savings Bank 1 4.00% $310
    Heartland Bank 1 4.13% $7,853
    HOMELAND CREDIT UNION, INC. 1 4.38% $2,493
    LAKEVIEW LOAN SERVICING, LLC 1 5.88% $4,861
    LIBERTY HOME MORTGAGE CORPORATION 1 3.75% $7,495
    LOANDEPOT.COM, LLC 1 3.25% $2,931
    LOANPAL, LLC 1 3.50% $8,490
    Merchants Bank of Indiana 1 5.25% $4,547
    MOVEMENT MORTGAGE, LLC 1 3.99% $3,713
    M&T Bank 1 5.38% $7,676
    NATIONS RELIABLE LENDING, LLC 1 5.38% $4,255
    NEWREZ LLC 1 3.13% $8,245
    OPTION FINANCIAL, LLC 1 7.13% $4,590
    PNC Bank 1 5.00% $2,982
    POLARIS HOME FUNDING CORP. 1 7.25% $7,660
    RELIANCE FIRST CAPITAL, LLC 1 4.63% $4,762
    ROYAL UNITED MORTGAGE LLC 1 4.88% $6,478

    Washington Court House Average Closing Costs & Other Stats

    Washington Court House, OH's 61 lenders originated 761 loans during 2022. The total origination value was $116,385,000, with an average loan value of $152,937.

    Washington Court House's average closing costs are $4,589.

    The top Washington Court House lender as defined by loan originations is The Merchants National Bank, with 36 loans originated. Their average total fees are $1,458, which is $2,423 lower than the next largest lender, Fifth Third Bank.

    The lowest fee Washington Court House lenders (with over 10 loans originated) are The Merchants National Bank ($1,458), The Huntington National Bank ($3,185), Fifth Third Bank ($3,881), CROSSCOUNTRY MORTGAGE, LLC ($5,370) and QUICKEN LOANS, LLC ($6,670).

    The lowest rate Washington Court House lenders (with over 10 loans originated) are The Huntington National Bank (4.06%), QUICKEN LOANS, LLC (4.98%), The Merchants National Bank (5.25%), Fifth Third Bank (5.47%) and CROSSCOUNTRY MORTGAGE, LLC (6.08%).

    Washington Court House, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    The Merchants National Bank $20,205,000 $11,070,000 -45.2% 9.5%
    The Huntington National Bank $12,585,000 $8,705,000 -30.8% 7.5%
    Fifth Third Bank $12,295,000 $8,605,000 -30.0% 7.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,085,000 $8,085,000 287.8% 6.9%
    First State Bank $4,275,000 $6,300,000 47.4% 5.4%
    QUICKEN LOANS, LLC $9,995,000 $6,130,000 -38.7% 5.3%
    COREVEST AMERICAN FINANCE LENDER LLC $4,195,000 n/a 3.6%
    GUARANTEED RATE, INC. $3,815,000 $2,885,000 -24.4% 2.5%
    Mortgage Research Center, LLC $3,610,000 $2,635,000 -27.0% 2.3%
    NFM, INC. $2,900,000 $2,630,000 -9.3% 2.3%
    RAPID MORTGAGE COMPANY $1,940,000 $2,360,000 21.6% 2.0%
    UNION HOME MORTGAGE CORP. $2,185,000 $2,325,000 6.4% 2.0%
    T2 FINANCIAL LLC $3,845,000 $2,235,000 -41.9% 1.9%
    LOANDEPOT.COM, LLC $3,110,000 $2,125,000 -31.7% 1.8%
    CALIBER HOME LOANS, INC. $4,210,000 $2,005,000 -52.4% 1.7%
    U.S. Bank $2,965,000 $2,000,000 -32.5% 1.7%
    UNITED WHOLESALE MORTGAGE, LLC $1,960,000 $1,995,000 1.8% 1.7%
    WRIGHT-PATT CREDIT UNION, INC. $2,835,000 $1,720,000 -39.3% 1.5%
    FREEDOM MORTGAGE CORPORATION $3,880,000 $1,485,000 -61.7% 1.3%
    Paramount Residential Mortgage Group, Inc. $370,000 $1,465,000 295.9% 1.3%
    Union Savings Bank $1,530,000 $1,415,000 -7.5% 1.2%
    Farm Credit Mid-America, ACA $1,375,000 $1,380,000 0.4% 1.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,260,000 $1,005,000 -20.2% 0.9%
    DAS Acquisition Company, LLC $1,580,000 $1,000,000 -36.7% 0.9%
    JPMorgan Chase Bank $1,395,000 $970,000 -30.5% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $1,385,000 $965,000 -30.3% 0.8%
    RUOFF MORTGAGE COMPANY, INC. $950,000 $965,000 1.6% 0.8%
    PNC Bank $2,375,000 $880,000 -62.9% 0.8%
    HOME POINT FINANCIAL CORPORATION $2,275,000 $765,000 -66.4% 0.7%
    POLARIS HOME FUNDING CORP. $550,000 $730,000 32.7% 0.6%
    Carrington Mortgage Services, LLC $780,000 $715,000 -8.3% 0.6%
    First Financial Bank $90,000 $715,000 694.4% 0.6%
    CREDIT UNION OF OHIO $655,000 n/a 0.6%
    USAA Federal Savings Bank $300,000 $625,000 108.3% 0.5%
    GUILD MORTGAGE COMPANY $450,000 $610,000 35.6% 0.5%
    Hometown Lenders, Inc. $605,000 $610,000 0.8% 0.5%
    NEWREZ LLC $450,000 $605,000 34.4% 0.5%
    PENNYMAC LOAN SERVICES, LLC $1,210,000 $605,000 -50.0% 0.5%
    LCNB National Bank $1,900,000 $595,000 -68.7% 0.5%
    Third Federal Savings and Loan Association of Cleveland $325,000 $575,000 76.9% 0.5%
    North Valley Bank $245,000 $560,000 128.6% 0.5%
    The Ohio Valley Bank Company $545,000 n/a 0.5%
    NAVY FEDERAL CREDIT UNION $460,000 $535,000 16.3% 0.5%
    Bank of America $200,000 $490,000 145.0% 0.4%
    GSF Mortgage Corporation $285,000 $475,000 66.7% 0.4%
    Merchants Bank of Indiana $475,000 n/a 0.4%
    The Park National Bank $720,000 $460,000 -36.1% 0.4%
    Citizens Bank $355,000 $455,000 28.2% 0.4%
    The State Bank and Trust Company $1,245,000 $435,000 -65.1% 0.4%
    Barrington Bank & Trust Company, N.A. $125,000 $395,000 216.0% 0.3%
    Heartland Bank $255,000 $385,000 51.0% 0.3%
    EQUITY RESOURCES, INC. $135,000 $380,000 181.5% 0.3%
    MOVEMENT MORTGAGE, LLC $230,000 $380,000 65.2% 0.3%
    FIRST OHIO HOME FINANCE, INC. $125,000 $370,000 196.0% 0.3%
    Equity Prime Mortgage LLC $360,000 n/a 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $440,000 $355,000 -19.3% 0.3%
    BROKER SOLUTIONS, INC. $250,000 $350,000 40.0% 0.3%
    GUARANTEED RATE AFFINITY, LLC $285,000 $340,000 19.3% 0.3%
    OPTION FINANCIAL, LLC $265,000 $320,000 20.8% 0.3%
    M&T Bank $105,000 $300,000 185.7% 0.3%
    AMERISAVE MORTGAGE CORPORATION $975,000 $290,000 -70.3% 0.2%
    TELHIO $45,000 $290,000 544.4% 0.2%
    The Savings Bank $180,000 $290,000 61.1% 0.2%
    AmRes Corporation $185,000 $285,000 54.1% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $810,000 $280,000 -65.4% 0.2%
    Nations Lending Corporation $245,000 $280,000 14.3% 0.2%
    KEMBA FINANCIAL $230,000 $265,000 15.2% 0.2%
    LOANPAL, LLC $135,000 $245,000 81.5% 0.2%
    PARTNERS UNITED FINANCIAL, LLC $225,000 $245,000 8.9% 0.2%
    East Coast Capital Corp. $235,000 n/a 0.2%
    Cf Bank $225,000 n/a 0.2%
    INSPIRE HOME LOANS INC. $965,000 $225,000 -76.7% 0.2%
    TOWNE MORTGAGE COMPANY $215,000 n/a 0.2%
    WesBanco Bank, Inc. $215,000 n/a 0.2%
    Ally Bank $205,000 n/a 0.2%
    HOMELAND CREDIT UNION, INC. $365,000 $205,000 -43.8% 0.2%
    CHURCHILL MORTGAGE CORPORATION $460,000 $195,000 -57.6% 0.2%
    Discover Bank $365,000 $190,000 -47.9% 0.2%
    NATIONAL COOPERATIVE BANK, N.A. $185,000 n/a 0.2%
    Peoples Bank $175,000 $180,000 2.9% 0.2%
    First Guaranty Mortgage Corporation $1,215,000 $175,000 -85.6% 0.2%
    NATIONS DIRECT MORTGAGE, LLC $175,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $435,000 $175,000 -59.8% 0.2%
    Citadel Servicing Corporation $165,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $165,000 n/a 0.1%
    MYCUMORTGAGE, LLC $165,000 n/a 0.1%
    THE VINTON COUNTY NATIONAL BANK $210,000 $160,000 -23.8% 0.1%
    STOCKTON MORTGAGE CORPORATION $155,000 n/a 0.1%
    THE EQUITABLE MORTGAGE CORPORATION $155,000 n/a 0.1%
    Wells Fargo Bank $230,000 $155,000 -32.6% 0.1%
    1st National Bank $145,000 n/a 0.1%
    AMERIFIRST FINANCIAL CORPORATION $145,000 n/a 0.1%
    First Federal Community Bank of Bucyrus $45,000 $145,000 222.2% 0.1%
    GENEVA FINANCIAL, LLC $145,000 $145,000 0.0% 0.1%
    Mercantile Bank of Michigan $145,000 n/a 0.1%
    Southern Hills Community Bank $160,000 $140,000 -12.5% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $135,000 n/a 0.1%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $135,000 n/a 0.1%
    Quontic Bank $135,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $130,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $420,000 $125,000 -70.2% 0.1%
    AMERICAN MORTGAGE SERVICE COMPANY $350,000 $115,000 -67.1% 0.1%
    LANTZMAN MANAGEMENT, INC. $115,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $155,000 $115,000 -25.8% 0.1%
    CapStar Bank $105,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $105,000 n/a 0.1%
    QUORUM FEDERAL CREDIT UNION $105,000 n/a 0.1%
    BRIDGE $95,000 n/a 0.1%
    Figure Lending LLC $120,000 $95,000 -20.8% 0.1%
    Flagstar Bank, FSB $695,000 $95,000 -86.3% 0.1%
    ROYAL UNITED MORTGAGE LLC $280,000 $95,000 -66.1% 0.1%
    ZILLOW HOME LOANS, LLC $95,000 n/a 0.1%
    ATOMIC CREDIT UNION, INC. $65,000 $85,000 30.8% 0.1%
    PHH Mortgage Corporation $135,000 $85,000 -37.0% 0.1%
    GUARANTY HOME MORTGAGE CORPORATION $75,000 n/a 0.1%
    Guardian Savings Bank, A Federal Savings Bank $65,000 n/a 0.1%
    AMERICAN ADVISORS GROUP $95,000 $55,000 -42.1% 0.0%
    KeyBank $45,000 n/a 0.0%
    STAR USA FEDERAL CREDIT UNION $45,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $35,000 n/a 0.0%
    SPRING EQ, LLC $35,000 n/a 0.0%
    BMI Federal Credit Union $145,000 $15,000 -89.7% 0.0%

    Washington Court House's top lender by overall market share is The Merchants National Bank, with 9.5% market share. In second place, with 7.5%, is The Huntington National Bank, having originated $8,705,000 in loans. In third place, with 7.4%, is Fifth Third Bank, having originated $8,605,000 in loans. In fourth place, with 6.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $8,085,000 in loans. In fifth place, with 5.4%, is First State Bank, having originated $6,300,000 in loans.

    Washington Court House Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Washington Court House (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $109,425 (-2.8%) $171,828 (4.7%) 0.00 59
    2018-02-01 $116,225 (-2.0%) $165,924 (-16.8%) 0.00 58
    2018-03-01 $109,900 (-8.0%) $160,455 (-25.9%) 0.00 64
    2018-04-01 $108,150 (-6.0%) $146,510 (-33.6%) 0.00 71
    2018-05-01 $121,300 (49.5%) $146,633 (-18.3%) 0.00 79
    2018-06-01 $119,500 (22.0%) $154,670 (-14.6%) 0.00 76
    2018-07-01 $129,900 (23.8%) $166,102 (-8.9%) 0.00 73
    2018-08-01 $123,250 (20.4%) $163,526 (-1.4%) 0.00 70
    2018-09-01 $159,700 (54.8%) $179,220 (10.0%) 0.00 78
    2018-10-01 $153,600 (51.9%) $175,102 (8.4%) 0.00 80
    2018-11-01 $143,650 (45.3%) $165,240 (3.6%) 0.00 77
    2018-12-01 $139,950 (40.0%) $149,202 (-5.8%) 0.00 76
    2019-01-01 $131,225 (19.9%) $146,719 (-14.6%) 0.00 78
    2019-02-01 $129,900 (11.8%) $140,209 (-15.5%) 0.00 67
    2019-03-01 $141,064 (28.4%) $151,597 (-5.5%) 0.00 59
    2019-04-01 $176,075 (62.8%) $174,118 (18.8%) 0.00 52
    2019-05-01 $177,050 (46.0%) $177,746 (21.2%) 0.00 56
    2019-06-01 $184,745 (54.6%) $171,883 (11.1%) 0.00 58
    2019-07-01 $140,550 (8.2%) $154,181 (-7.2%) 0.00 66
    2019-08-01 $137,873 (11.9%) $152,591 (-6.7%) 0.00 65
    2019-09-01 $132,882 (-16.8%) $149,315 (-16.7%) 0.00 63
    2019-10-01 $127,975 (-16.7%) $145,724 (-16.8%) 0.00 56
    2019-11-01 $104,950 (-26.9%) $130,062 (-21.3%) 0.00 56
    2019-12-01 $104,900 (-25.0%) $124,258 (-16.7%) 0.00 56
    2020-01-01 $86,800 (-33.9%) $121,353 (-17.3%) 0.00 50
    2020-02-01 $89,450 (-31.1%) $123,807 (-11.7%) 0.00 51
    2020-03-01 $147,450 (4.5%) $165,613 (9.3%) 0.00 44
    2020-04-01 $132,450 (-24.8%) $158,914 (-8.7%) 0.00 47
    2020-05-01 $129,900 (-26.6%) $141,720 (-20.3%) 0.00 45
    2020-06-01 $106,925 (-42.1%) $141,057 (-17.9%) 0.00 44
    2020-07-01 $134,900 (-4.0%) $147,656 (-4.2%) 0.00 44
    2020-08-01 $153,500 (11.3%) $171,477 (12.4%) 0.00 38
    2020-09-01 $138,700 (4.4%) $166,219 (11.3%) 0.00 39
    2020-10-01 $149,951 (17.2%) $174,905 (20.0%) 0.00 35
    2020-11-01 $145,050 (38.2%) $176,818 (36.0%) 0.00 42
    2020-12-01 $139,900 (33.4%) $183,490 (47.7%) 0.00 35
    2021-01-01 $149,900 (72.7%) $189,370 (56.1%) 0.00 21
    2021-02-01 $135,650 (51.7%) $183,041 (47.8%) 0.00 23
    2021-03-01 $153,550 (4.1%) $186,643 (12.7%) 0.00 19
    2021-04-01 $144,750 (9.3%) $181,803 (14.4%) 0.00 21
    2021-05-01 $163,750 (26.1%) $202,939 (43.2%) 0.00 27
    2021-06-01 $151,125 (41.3%) $193,917 (37.5%) 0.00 35
    2021-07-01 $149,900 (11.1%) $189,401 (28.3%) 0.00 45
    2021-08-01 $135,400 (-11.8%) $178,257 (4.0%) 0.00 47
    2021-09-01 $126,975 (-8.5%) $175,508 (5.6%) 0.00 40
    2021-10-01 $134,658 (-10.2%) $171,390 (-2.0%) 0.00 39
    2021-11-01 $128,925 (-11.1%) $173,085 (-2.1%) 0.00 25
    2021-12-01 $162,475 (16.1%) $197,076 (7.4%) 0.00 22
    2022-01-01 $170,200 (13.5%) $190,621 (0.7%) 0.00 17
    2022-02-01 $210,961 (55.5%) $233,832 (27.8%) 0.00 13
    2022-03-01 $199,900 (30.2%) $233,402 (25.1%) 0.00 18
    2022-04-01 $179,900 (24.3%) $209,142 (15.0%) 0.00 20
    2022-05-01 $193,100 (17.9%) $208,271 (2.6%) 0.00 34
    2022-06-01 $196,200 (29.8%) $215,920 (11.4%) 0.00 38
    2022-07-01 $164,900 (10.0%) $206,236 (8.9%) 0.00 40
    2022-08-01 $167,350 (23.6%) $213,711 (19.9%) 0.00 41
    2022-09-01 $159,180 (25.4%) $197,100 (12.3%) 0.00 41
    2022-10-01 $159,900 (18.8%) $180,428 (5.3%) 0.00 41
    2022-11-01 $172,000 (33.4%) $193,129 (11.6%) 0.00 43
    2022-12-01 $159,900 (-1.6%) $173,420 (-12.0%) 0.00 44
    2023-01-01 $154,900 (-9.0%) $171,098 (-10.2%) 0.00 43
    2023-02-01 $139,000 (-34.1%) $155,398 (-33.5%) 0.00 37
    Washington Court House's median listing price for 2023-02-01 was $139,000, a difference of $-71,961 (-34.1%) versus the prior year and $-15,900 versus the prior month.

    Washington Court House's median listing price comes in at 0% of the national average.

    Washington Court House's average listing price for 2023-02-01 was $155,398, a difference of $-78,434 (-33.5%) versus the prior year and $-15,700 versus the prior month.

    For the 2023-02-01 period, Washington Court House had 37 MLS listings, a difference of -6 listings (-14%) versus the prior month and 24 listings (185%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Washington Court House (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,693 sqft
    2018-02-01 0 days 1,673 sqft
    2018-03-01 0 days 1,705 sqft
    2018-04-01 0 days 1,592 sqft
    2018-05-01 0 days 1,610 sqft
    2018-06-01 0 days 1,705 sqft
    2018-07-01 0 days 1,744 sqft
    2018-08-01 0 days 1,723 sqft
    2018-09-01 0 days 1,828 sqft
    2018-10-01 0 days 1,771 sqft
    2018-11-01 0 days 1,775 sqft
    2018-12-01 0 days 1,760 sqft
    2019-01-01 0 days 1,706 sqft
    2019-02-01 0 days 1,859 sqft
    2019-03-01 0 days 1,858 sqft
    2019-04-01 0 days 1,861 sqft
    2019-05-01 0 days 1,869 sqft
    2019-06-01 0 days 1,864 sqft
    2019-07-01 0 days 1,848 sqft
    2019-08-01 0 days 1,775 sqft
    2019-09-01 0 days 1,676 sqft
    2019-10-01 0 days 1,600 sqft
    2019-11-01 0 days 1,598 sqft
    2019-12-01 0 days 1,648 sqft
    2020-01-01 0 days 1,577 sqft
    2020-02-01 0 days 1,464 sqft
    2020-03-01 0 days 1,687 sqft
    2020-04-01 0 days 1,641 sqft
    2020-05-01 0 days 1,560 sqft
    2020-06-01 0 days 1,498 sqft
    2020-07-01 0 days 1,531 sqft
    2020-08-01 0 days 1,462 sqft
    2020-09-01 0 days 1,389 sqft
    2020-10-01 0 days 1,602 sqft
    2020-11-01 0 days 1,614 sqft
    2020-12-01 0 days 1,589 sqft
    2021-01-01 0 days 1,554 sqft
    2021-02-01 0 days 1,687 sqft
    2021-03-01 0 days 1,622 sqft
    2021-04-01 0 days 1,602 sqft
    2021-05-01 0 days 1,568 sqft
    2021-06-01 0 days 1,536 sqft
    2021-07-01 0 days 1,682 sqft
    2021-08-01 0 days 1,429 sqft
    2021-09-01 0 days 1,502 sqft
    2021-10-01 0 days 1,412 sqft
    2021-11-01 0 days 1,416 sqft
    2021-12-01 0 days 1,502 sqft
    2022-01-01 0 days 1,553 sqft
    2022-02-01 0 days 1,808 sqft
    2022-03-01 0 days 1,663 sqft
    2022-04-01 0 days 1,748 sqft
    2022-05-01 0 days 1,673 sqft
    2022-06-01 0 days 1,641 sqft
    2022-07-01 0 days 1,546 sqft
    2022-08-01 0 days 1,658 sqft
    2022-09-01 0 days 1,414 sqft
    2022-10-01 0 days 1,331 sqft
    2022-11-01 0 days 1,417 sqft
    2022-12-01 0 days 1,424 sqft
    2023-01-01 0 days 1,347 sqft
    2023-02-01 0 days 1,232 sqft
    Washington Court House's median listing age (time on market) for 2023-02-01 was 0 days.

    Washington Court House's median square footage for active listings during the 2023-02-01 period was 1,232 sqft. One year prior, the average listing was 1,808 sqft.

    Washington Court House, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 342 $64,880,000 $189,708
    Cash Out Refi 163 $24,625,000 $151,074
    Refi 102 $14,900,000 $146,078
    Home Improvement 85 $7,125,000 $83,824
    Other 68 $4,740,000 $69,706
    NA 1 $115,000 $115,000

    Washington Court House's most frequently cited loan purpose was Home Purchase, with 342 originations. The 2nd most popular reason was Cash Out Refi, with 163 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 192 $33,530,000 $174,635
    4-5% 167 $24,575,000 $147,156
    3-4% 161 $24,865,000 $154,441
    6-7% 121 $20,625,000 $170,455
    7-8% 36 $4,390,000 $121,944
    2.5-3% 35 $4,575,000 $130,714
    Over 8% 26 $1,220,000 $46,923
    <2.5% 13 $1,385,000 $106,538

    During 2022, Washington Court House's most frequently originated rate bucket was 5-6%, with 192 originations.

    Loan Sizing (Washington Court House, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 318 $46,290,000 $145,566
    $100,000 or less 274 $16,920,000 $61,752
    $200k-400k 150 $39,660,000 $264,400
    $400k-600k 15 $6,965,000 $464,333
    $600k-1000k 3 $2,355,000 $785,000
    $Over $1MM 1 $4,195,000 $4,195,000

    Washington Court House's loan sizing saw the bucket of loans from $100k-200k with 318 originations, totaling $46,290,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 287 $55,065,000 $191,864
    60-80% 170 $28,640,000 $168,471
    20-40% 119 $9,495,000 $79,790
    40-60% 102 $12,090,000 $118,529
    Under 20% 61 $2,335,000 $38,279
    Over 100% 8 $6,920,000 $865,000

    Washington Court House's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 287 originations, totaling $55,065,000 in origination value.